Macatawa Bank (MCBC) 10-Q 25 Apr 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	Apr. 25, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	MACATAWA BANK CORP
Entity Central Index Key	0001053584
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		34,043,697
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1

CONSOLIDATED BALANCE SHEETS (un

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 28,143	$ 40,526
Federal funds sold and other short-term investments	115,843	130,758
Cash and cash equivalents	143,986	171,284
Debt securities available for sale, at fair value	224,645	226,986
Debt securities held to maturity (fair value 2019 - $72,733 and 2018 - $71,505)	70,336	70,334
Federal Home Loan Bank (FHLB) stock	11,558	11,558
Loans held for sale, at fair value	512	415
Total loans	1,384,567	1,405,658
Allowance for loan losses	(16,892)	(16,876)
Net loans	1,367,675	1,388,782
Premises and equipment - net	44,805	44,862
Accrued interest receivable	5,994	5,279
Bank-owned life insurance	41,433	41,185
Other real estate owned - net	3,261	3,380
Net deferred tax asset	2,660	3,380
Other assets	9,015	7,679
Total assets	1,925,880	1,975,124
Deposits
Noninterest-bearing	466,631	485,530
Interest-bearing	1,151,233	1,191,209
Total deposits	1,617,864	1,676,739
Other borrowed funds	60,000	60,000
Long-term debt	41,238	41,238
Accrued expenses and other liabilities	8,812	6,294
Total liabilities	1,727,914	1,784,271
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,043,697 and 34,045,411 shares issued and outstanding at March 31, 2019 and December 31, 2018	217,842	217,783
Retained deficit	(19,384)	(24,652)
Accumulated other comprehensive income (loss)	(492)	(2,278)
Total shareholders' equity	197,966	190,853
Total liabilities and shareholders' equity	$ 1,925,880	$ 1,975,124

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (unaudited) (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Debt securities held to maturity, fair value	$ 72,733	$ 71,505
Shareholders' equity
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	200,000,000	200,000,000
Common stock, shares issued (in shares)	34,043,697	34,045,411
Common stock, shares outstanding (in shares)	34,043,697	34,045,411

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest income
Loans, including fees	$ 16,450	$ 13,710
Securities
Taxable	996	868
Tax-exempt	839	876
FHLB Stock	160	197
Federal funds sold and other short-term investments	744	368
Total interest income	19,189	16,019
Interest expense
Deposits	2,256	994
Other borrowings	327	369
Long-term debt	586	474
Total interest expense	3,169	1,837
Net interest income	16,020	14,182
Provision for loan losses	(250)	(100)
Net interest income after provision for loan losses	16,270	14,282
Noninterest income
Service charges and fees	1,050	1,049
Net gains on mortgage loans	211	141
Trust fees	890	925
ATM and debit card fees	1,326	1,278
Gain on sales of securities	0	0
Bank owned life insurance ("BOLI") income	236	238
Other	615	501
Total noninterest income	4,328	4,132
Noninterest expense
Salaries and benefits	6,244	6,194
Occupancy of premises	1,093	1,072
Furniture and equipment	844	805
Legal and professional	230	202
Marketing and promotion	228	229
Data processing	730	695
FDIC assessment	120	132
Interchange and other card expense	345	332
Bond and D&O Insurance	104	110
Net (gains) losses on repossessed and foreclosed properties	(35)	406
Administration and disposition of problem assets	88	55
Other	1,247	1,202
Total noninterest expenses	11,238	11,434
Income before income tax	9,360	6,980
Income tax expense	1,714	1,225
Net income	$ 7,646	$ 5,755
Basic earnings per common share (in dollars per share)	$ 0.22	$ 0.17
Diluted earnings per common share (in dollars per share)	0.22	0.17
Cash dividends per common share (in dollars per share)	$ 0.07	$ 0.06

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited) [Abstract]
Net income	$ 7,646	$ 5,755
Unrealized gains (losses):
Net change in unrealized gains (losses) on debt securities available for sale	2,261	(2,299)
Tax effect	(475)	483
Net change in unrealized gains (losses) on debt securities available for sale, net of tax	1,786	(1,816)
Less: reclassification adjustments:
Reclassification for gains included in net income	0	0
Tax effect	0	0
Reclassification for gains included in net income, net of tax	0	0
Other comprehensive income (loss), net of tax	1,786	(1,816)
Comprehensive income	$ 9,432	$ 3,939

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect adjustment/ Reclassification upon adoption of new accounting principle | ASU 2018-02 [Member]	$ 0	$ 278	$ (278)	$ 0
Balance, adjusted	217,081	(42,526)	(1,569)	172,986
Balance at Dec. 31, 2017	217,081	(42,804)	(1,291)	172,986
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	5,755	0	5,755
Cash dividends	0	(2,041)	0	(2,041)
Repurchase of shares for taxes withheld on vested restricted stock	(5)	0	0	(5)
Issuance of shares for stock option exercise	386	0	0	386
Net change in unrealized loss on debt securities available for sale, net of tax	0	0	(1,816)	(1,816)
Stock compensation expense	111	0	0	111
Balance at Mar. 31, 2018	217,573	(38,836)	(3,361)	175,376
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cumulative effect adjustment/ Reclassification upon adoption of new accounting principle | ASU 2016-01 [Member]	0	(24)	24	0
Balance at Dec. 31, 2018	217,783	(24,652)	(2,278)	190,853
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	0	7,646	0	7,646
Cash dividends	0	(2,378)	0	(2,378)
Net change in unrealized loss on debt securities available for sale, net of tax	0	0	1,786	1,786
Stock compensation expense	59	0	0	59
Balance at Mar. 31, 2019	$ 217,842	$ (19,384)	$ (492)	$ 197,966

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (unaudited) (Parenthetical)	3 Months Ended
	Mar. 31, 2018$ / sharesshares
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividend per share (in dollars per share) | $ / shares	$ 0.06
Common Stock [Member]
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Number of shares repurchased for taxes withheld on vested restricted stock (in shares)	452
Number of shares issued for stock option exercise (in shares)	45,000

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities
Net income	$ 7,646	$ 5,755
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	632	534
Stock compensation expense	59	111
Provision for loan losses	(250)	(100)
Origination of loans for sale	(6,881)	(5,140)
Proceeds from sales of loans originated for sale	6,995	6,489
Net gains on mortgage loans	(211)	(141)
Gain on sales of securities	0	0
Write-down of other real estate	10	280
Net gain (loss) on sales of other real estate	(45)	126
Deferred income tax expense	245	285
Change in accrued interest receivable and other assets	(2,063)	(1,120)
Earnings in bank-owned life insurance	(236)	(238)
Change in accrued expenses and other liabilities	2,771	747
Net cash from operating activities	8,672	7,588
Cash flows from investing activities
Loan originations and payments, net	21,357	(5,354)
Purchases of securities available for sale	(5,297)	(8,502)
Purchases of securities held to maturity	(498)	(5,305)
Proceeds from:
Maturities and calls of securities	8,300	10,158
Sales of securities available for sale	0	0
Principal paydowns on securities	1,835	1,760
Sales of other real estate	154	431
Additions to premises and equipment	(568)	(142)
Net cash from investing activities	25,283	(6,954)
Cash flows from financing activities
Change in deposits	(58,875)	(18,138)
Repayments and maturities of other borrowed funds	(10,000)	(11,451)
Proceeds from other borrowed funds	10,000	0
Proceeds from exercise of stock options	0	386
Repurchase of shares for taxes withheld on vested restricted stock	0	(5)
Cash dividends paid	(2,378)	(2,041)
Net cash from financing activities	(61,253)	(31,249)
Net change in cash and cash equivalents	(27,298)	(30,615)
Cash and cash equivalents at beginning of period	171,284	161,467
Cash and cash equivalents at end of period	143,986	130,852
Supplemental cash flow information
Interest paid	2,788	1,828
Income taxes paid	0	0
Supplemental noncash disclosures:
Transfers from loans to other real estate	0	293
Security settlement	$ (253)	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	3 Months Ended
	Mar. 31, 2019
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America. Basis of Presentation Operating results for the three month period ended March 31, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2018. Use of Estimates Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2019, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan’s existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan’s effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Foreclosed Assets Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income (AOCI) due to the enactment of tax reform at the end of 2017. The Company’s only component of accumulated other comprehensive income is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000. Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided. Derivatives Reclassifications Adoption of New Accounting Standards Leases FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging Newly Issued Not Yet Effective Standards Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments and continues to evaluate the impact of adoption of the new standard

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2019
SECURITIES [Abstract]
SECURITIES	NOTE 2 – SECURITIES The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2019 Available for Sale U.S. Treasury and federal agency securities $ 93,056 $ 2 $ (973 ) $ 92,085 U.S. Agency MBS and CMOs 33,948 234 (270 ) 33,912 Tax-exempt state and municipal bonds 46,212 688 (54 ) 46,846 Taxable state and municipal bonds 45,052 114 (361 ) 44,805 Corporate bonds and other debt securities 6,999 27 (29 ) 6,997 $ 225,267 $ 1,065 $ (1,687 ) $ 224,645 Held to Maturity Tax-exempt state and municipal bonds $ 70,336 $ 2,472 $ (75 ) $ 72,733 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 Available for Sale U.S. Treasury and federal agency securities $ 97,102 $ 6 $ (1,710 ) $ 95,398 U.S. Agency MBS and CMOs 33,287 97 (494 ) 32,890 Tax-exempt state and municipal bonds 45,212 246 (331 ) 45,127 Taxable state and municipal bonds 46,565 59 (690 ) 45,934 Corporate bonds and other debt securities 7,703 2 (68 ) 7,637 $ 229,869 $ 410 $ (3,293 ) $ 226,986 Held to Maturity Tax-exempt state and municipal bonds $ 70,334 $ 1,488 $ (317 ) $ 71,505 There were no sales of securities in the three month periods ended March 31, 2019 and 2018. Contractual maturities of debt securities at March 31, 2019 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 8,022 $ 8,054 $ 24,104 $ 24,016 Due from one to five years 28,932 29,617 129,015 128,063 Due from five to ten years 13,742 14,220 38,771 39,237 Due after ten years 19,640 20,842 33,377 33,329 $ 70,336 $ 72,733 $ 225,267 $ 224,645 Securities with unrealized losses at March 31, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total March 31, 2019 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale U.S. Treasury and federal agency securities $ — $ — $ 82,527 $ (941 ) $ 82,527 $ (941 ) U.S. Agency MBS and CMOs 984 (7 ) 18,194 (263 ) 19,178 (270 ) Tax-exempt state and municipal bonds 268 (1 ) 6,667 (58 ) 6,935 (59 ) Taxable state and municipal bonds 255 — 36,517 (356 ) 36,772 (356 ) Corporate bonds and other debt securities — — 8,519 (61 ) 8,519 (61 ) Total $ 1,507 $ (8 ) $ 152,424 $ (1,679 ) $ 153,931 $ (1,687 ) Held to Maturity Tax-exempt state and municipal bonds $ — $ — $ 4,681 $ (75 ) $ 4,681 $ (75 ) Less than 12 Months 12 Months or More Total December 31, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale U.S. Treasury and federal agency securities $ 1,974 $ (26 ) $ 82,895 $ (1,622 ) $ 84,869 $ (1,648 ) U.S. Agency MBS and CMOs 1,728 (13 ) 18,712 (481 ) 20,440 (494 ) Tax-exempt state and municipal bonds 8,987 (69 ) 10,785 (262 ) 19,772 (331 ) Taxable state and municipal bonds 4,035 (19 ) 37,021 (671 ) 41,056 (690 ) Corporate bonds and other debt securities 2,698 (12 ) 8,170 (118 ) 10,868 (130 ) Total temporarily impaired $ 19,422 $ (139 ) $ 157,583 $ (3,154 ) $ 177,005 $ (3,293 ) Held to Maturity Tax-exempt state and municipal bonds $ 8,533 $ (76 ) $ 4,683 $ (241 ) $ 13,216 $ (317 ) Other-Than-Temporary-Impairment Management the three month periods ended March 31, 2019 and 2018 . Securities .

LOANS

LOANS	3 Months Ended
	Mar. 31, 2019
LOANS [Abstract]
LOANS	NOTE 3 – LOANS Portfolio loans were as follows (dollars in thousands): March 31, 2019 December 31, 2018 Commercial and industrial $ 493,891 $ 513,345 Commercial real estate: Residential developed 14,723 14,825 Unsecured to residential developers — — Vacant and unimproved 45,423 44,169 Commercial development 701 712 Residential improved 100,801 98,500 Commercial improved 291,612 295,618 Manufacturing and industrial 119,540 114,887 Total commercial real estate 572,800 568,711 Consumer Residential mortgage 237,207 238,174 Unsecured 367 130 Home equity 73,631 78,503 Other secured 6,671 6,795 Total consumer 317,876 323,602 Total loans 1,384,567 1,405,658 Allowance for loan losses (16,892 ) (16,876 ) $ 1,367,675 $ 1,388,782 Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Three months ended March 31, 2019 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Charge-offs — (132 ) (25 ) — (157 ) Recoveries 136 224 63 — 423 Provision for loan losses (3 ) (189 ) (61 ) 3 (250 ) Ending Balance $ 6,989 $ 6,447 $ 3,426 $ 30 $ 16,892 Three months ended March 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) — (31 ) — (97 ) Recoveries 34 203 35 — 272 Provision for loan losses 60 (261 ) 105 (4 ) (100 ) Ending Balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675 The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): March 31, 2019 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 438 $ 41 $ 448 $ — $ 927 Collectively evaluated for impairment 6,551 6,406 2,978 30 15,965 Total ending allowance balance $ 6,989 $ 6,447 $ 3,426 $ 30 $ 16,892 Loans: Individually reviewed for impairment $ 6,624 $ 3,204 $ 6,073 $ — $ 15,901 Collectively evaluated for impairment 487,267 569,596 311,803 — 1,368,666 Total ending loans balance $ 493,891 $ 572,800 $ 317,876 $ — $ 1,384,567 December 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 449 $ 181 $ 468 $ — $ 1,098 Collectively evaluated for impairment 6,407 6,363 2,981 27 15,778 Total ending allowance balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Loans: Individually reviewed for impairment $ 7,375 $ 3,499 $ 6,347 $ — $ 17,221 Collectively evaluated for impairment 505,970 565,212 317,255 — 1,388,437 Total ending loans balance $ 513,345 $ 568,711 $ 323,602 $ — $ 1,405,658 The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2019 (dollars in thousands): March 31, 2019 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 1,396 $ 1,396 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 134 134 — Commercial development — — — Residential improved 136 136 — Commercial improved 1,646 1,646 — Manufacturing and industrial — — — 1,916 1,916 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 3,312 $ 3,312 $ — With an allowance recorded: Commercial and industrial $ 5,228 $ 5,228 $ 438 Commercial real estate: Residential developed 171 171 3 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 147 147 11 Commercial improved 595 595 17 Manufacturing and industrial 375 375 10 1,288 1,288 41 Consumer: Residential mortgage 4,826 4,826 356 Unsecured 254 254 19 Home equity 960 960 71 Other secured 33 33 2 6,073 6,073 448 Total with an allowance recorded $ 12,589 $ 12,589 $ 927 Total $ 15,901 $ 15,901 $ 927 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018 (dollars in thousands): December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 2,515 $ 1,375 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 143 143 — Commercial development — — — Residential improved 140 140 — Commercial improved 1,675 1,675 — Manufacturing and industrial — — — 1,958 1,958 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 4,473 $ 3,333 $ — With an allowance recorded: Commercial and industrial $ 6,000 $ 6,000 $ 449 Commercial real estate: Residential developed 172 172 2 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 193 193 13 Commercial improved 794 794 155 Manufacturing and industrial 382 382 11 1,541 1,541 181 Consumer: Residential mortgage 5,029 5,029 371 Unsecured — — — Home equity 1,318 1,318 97 Other secured — — — 6,347 6,347 468 Total with an allowance recorded $ 13,888 $ 13,888 $ 1,098 Total $ 18,361 $ 17,221 $ 1,098 The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2019 and 2018 (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Average of impaired loans during the period: Commercial and industrial $ 6,825 $ 6,847 Commercial real estate: Residential developed 172 178 Unsecured to residential developers — — Vacant and unimproved 138 168 Commercial development — 126 Residential improved 308 1,455 Commercial improved 2,340 3,731 Manufacturing and industrial 379 253 Consumer 6,197 8,067 Interest income recognized during impairment: Commercial and industrial 288 302 Commercial real estate 44 74 Consumer 75 85 Cash-basis interest income recognized Commercial and industrial 282 294 Commercial real estate 49 80 Consumer 76 87 Nonaccrual loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2019 and December 31, 2018: March 31, 2019 Nonaccrual Over 90 days Accruing Commercial and industrial $ — $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 102 — Commercial improved 111 — Manufacturing and industrial — — 213 — Consumer: Residential mortgage 195 — Unsecured — — Home equity — 1 Other secured — — 195 1 Total $ 408 $ 1 December 31, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ 874 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 15 — Commercial improved 303 — Manufacturing and industrial — — 318 — Consumer: Residential mortgage 111 — Unsecured — — Home equity — 1 Other secured — — 111 1 Total $ 1,303 $ 1 The following table presents the aging of the recorded investment in past due loans as of March 31, 2019 and December 31, 2018 by class of loans (dollars in thousands): March 31, 2019 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 69 $ — $ 69 $ 493,822 $ 493,891 Commercial real estate: Residential developed — — — 14,723 14,723 Unsecured to residential developers — — — — — Vacant and unimproved — — — 45,423 45,423 Commercial development — — — 701 701 Residential improved 59 102 161 100,640 100,801 Commercial improved — 111 111 291,501 291,612 Manufacturing and industrial — — — 119,540 119,540 59 213 272 572,528 572,800 Consumer: Residential mortgage — 194 194 237,013 237,207 Unsecured 6 — 6 361 367 Home equity 3 1 4 73,627 73,631 Other secured 129 — 129 6,542 6,671 138 195 333 317,543 317,876 Total $ 266 $ 408 $ 674 $ 1,383,893 $ 1,384,567 December 31, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ — $ — $ — $ 513,345 $ 513,345 Commercial real estate: Residential developed — — — 14,825 14,825 Unsecured to residential developers — — — — — Vacant and unimproved 57 — 57 44,112 44,169 Commercial development — — — 712 712 Residential improved 86 16 102 98,398 98,500 Commercial improved 100 303 403 295,215 295,618 Manufacturing and industrial — — — 114,887 114,887 243 319 562 568,149 568,711 Consumer: Residential mortgage — 110 110 238,064 238,174 Unsecured 7 — 7 123 130 Home equity 67 1 68 78,435 78,503 Other secured 130 — 130 6,665 6,795 204 111 315 323,287 323,602 Total $ 447 $ 430 $ 877 $ 1,404,781 $ 1,405,658 The Company had allocated $927,000 and $1,098,000 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings (“TDRs”) as of March 31, 2019 and December 31, 2018, respectively. These loans may have involved the restructuring of terms to allow customers to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may also include loans that renewed at existing contractual rates, but below market rates for comparable credit. The Company has been active at utilizing these programs and working with its customers to reduce the risk of foreclosure. For commercial loans, these modifications typically include an interest only period and, in some cases, a lowering of the interest rate on the loan. In some cases, the modification will include separating the note into two notes with the first note structured to be supported by current cash flows and collateral, and the second note made for the remaining unsecured debt. The second note is charged off immediately and collected only after the first note is paid in full. This modification type is commonly referred to as an A-B note structure. For consumer mortgage loans, the restructuring typically includes a lowering of the interest rate to provide payment and cash flow relief. For each restructuring, a comprehensive credit underwriting analysis of the borrower’s financial condition and prospects of repayment under the revised terms is performed to assess whether the structure can be successful and that cash flows will be sufficient to support the restructured debt. An analysis is also performed to determine whether the restructured loan should be on accrual status. Generally, if the loan is on accrual at the time of restructure, it will remain on accrual after the restructuring. In some cases, a nonaccrual loan may be placed on accrual at restructuring if the loan’s actual payment history demonstrates it would have cash flowed under the restructured terms. After six consecutive payments under the restructured terms, a nonaccrual restructured loan is reviewed for possible upgrade to accruing status. In situations where there is a subsequent modification or renewal and the loan is brought to market terms, including a contractual interest rate not less than a market interest rate for new debt with similar credit risk characteristics, the TDR and impaired loan designations may be removed. In addition, the TDR designation may also be removed from loans modified under an A-B note structure. If the remaining “A” note is at a market rate at the time of restructuring (taking into account the borrower’s credit risk and prevailing market conditions), the loan can be removed from TDR designation in a subsequent calendar year after six months of performance in accordance with the new terms. The market rate relative to the borrower’s credit risk is determined through analysis of market pricing information gathered from peers and use of a loan pricing model. The general objective of the model is to achieve a consistent return on equity from one credit to the next, taking into consideration differences in credit risk. In the model, credits with higher risk receive a higher potential loss allocation, and therefore require a higher interest rate to achieve the target return on equity. As with other impaired loans, an allowance for loan loss is estimated for each TDR based on the most likely source of repayment for each loan. For impaired commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For impaired commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of TDRs, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial TDRs where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding troubled debt restructurings as of March 31, 2019 and December 31, 2018 (dollars in thousands): March 31, 2019 December 31, 2018 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 12 $ 6,624 18 $ 6,502 Commercial real estate 20 3,204 22 3,305 Consumer 79 6,073 83 6,346 111 $ 15,901 123 $ 16,153 The following table presents information related to accruing troubled debt restructurings as of March 31, 2019 and December 31, 2018. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): March 31, 2019 December 31, 2018 Accruing TDR - nonaccrual at restructuring $ — $ — Accruing TDR - accruing at restructuring 9,844 10,336 Accruing TDR - upgraded to accruing after six consecutive payments 5,844 5,693 $ 15,688 $ 16,029 The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2019 and 2018 (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial — $ — $ — — $ — $ — Commercial real estate — — — 3 492 — Consumer — — — 2 68 — — $ — $ — 5 $ 560 $ — According to the accounting standards, not all loan modifications are TDRs. TDRs are modifications or renewals where the Company has granted a concession to a borrower in financial distress. The Company reviews all modifications and renewals for determination of TDR status. In some situations a borrower may be experiencing financial distress, but the Company does not provide a concession. These modifications are not considered TDRs. In other cases, the Company might provide a concession, such as a reduction in interest rate, but the borrower is not experiencing financial distress. This could be the case if the Company is matching a competitor’s interest rate. These modifications would also not be considered TDRs. Finally, any renewals at existing terms for borrowers not experiencing financial distress would not be considered TDRs. As with other loans not considered TDR or impaired, allowance allocations are based on the historical based allocation for the applicable loan grade and loan class. Payment defaults on TDRs have been minimal and during the three month periods ended March 31, 2019 and 2018, the balance of loans that became delinquent by more than 90 days past due or that were transferred to nonaccrual within 12 months of restructuring were not material. Credit Quality Indicators: 1. Excellent 2. Above Average 3. Good Quality 4. Acceptable Risk 5. Marginally Acceptable 6. Substandard 7. Doubtful 8. Loss As of March 31, 2019 and December 31, 2018, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): March 31, 2019 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 16,222 $ 149,782 $ 296,388 $ 10,307 $ 6,192 $ — $ — $ 493,891 Commercial real estate: Residential developed — — — 14,295 428 — — — 14,723 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 9,618 2,826 30,819 2,160 — — — 45,423 Commercial development — — 85 616 — — — — 701 Residential improved — — 19,658 80,677 263 101 102 — 100,801 Commercial improved — 4,729 62,895 218,562 4,953 362 111 — 291,612 Manufacturing & industrial — 3,332 24,923 86,663 4,622 — — — 119,540 $ 15,000 $ 33,901 $ 260,169 $ 728,020 $ 22,733 $ 6,655 $ 213 $ — $ 1,066,691 December 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 15,708 $ 164,901 $ 299,622 $ 11,186 $ 6,054 $ 874 $ — $ 513,345 Commercial real estate: Residential developed — — — 14,220 605 — — — 14,825 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 7,635 3,543 30,688 2,303 — — — 44,169 Commercial development — — 86 626 — — — — 712 Residential improved — — 19,645 78,337 311 192 15 — 98,500 Commercial improved — 5,292 62,756 222,152 4,751 364 303 — 295,618 Manufacturing & industrial — 3,372 24,799 81,261 5,455 — — — 114,887 $ 15,000 $ 32,007 $ 275,730 $ 726,906 $ 24,611 $ 6,610 $ 1,192 $ — $ 1,082,056 Commercial loans rated a 6 or worse per the Company’s internal risk rating system are considered substandard, doubtful or loss. Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): March 31, 2019 December 31, 2018 Not classified as impaired $ — $ — Classified as impaired 6,868 7,802 Total commercial loans classified substandard or worse $ 6,868 $ 7,802 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): March 31, 2019 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 237,013 $ 367 $ 73,630 $ 6,671 Nonperforming 194 — 1 — Total $ 237,207 $ 367 $ 73,631 $ 6,671 December 31, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 238,064 $ 130 $ 78,502 $ 6,795 Nonperforming 110 — 1 — Total $ 238,174 $ 130 $ 78,503 $ 6,795

OTHER REAL ESTATE OWNED

OTHER REAL ESTATE OWNED	3 Months Ended
	Mar. 31, 2019
OTHER REAL ESTATE OWNED [Abstract]
OTHER REAL ESTATE OWNED	NOTE 4 – OTHER REAL ESTATE OWNED Other real estate owned was as follows (dollars in thousands): Three Months Ended March 31, 2019 Year Ended December 31, 2018 Three Months Ended March 31, 2018 Beginning balance $ 4,183 $ 9,140 $ 9,140 Additions, transfers from loans — 293 293 Proceeds from sales of other real estate owned (154 ) (2,212 ) (431 ) Valuation allowance reversal upon sale (77 ) (2,893 ) (1,787 ) Gain / (loss) on sales of other real estate owned 45 (145 ) (126 ) 3,997 4,183 7,089 Less: valuation allowance (736 ) (803 ) (1,866 ) Ending balance $ 3,261 $ 3,380 $ 5,223 Activity in the valuation allowance was as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Beginning balance $ 803 $ 3,373 Additions charged to expense 10 280 Reversals upon sale (77 ) (1,787 ) Ending balance $ 736 $ 1,866

FAIR VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2019
FAIR VALUE [Abstract]
FAIR VALUE	NOTE 5 – FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures Level 1 : Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 : Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 : Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities Loans Held for Sale Impaired Loans Other Real Estate Owned Interest Rate Swaps Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2019 U.S. Treasury and federal agency securities $ 92,085 $ — $ 92,085 $ — U.S. Agency MBS and CMOs 33,912 — 33,912 — Tax-exempt state and municipal bonds 46,845 — 46,845 — Taxable state and municipal bonds 44,806 — 44,806 — Corporate bonds and other debt securities 6,997 — 6,997 — Other equity securities 1,456 — 1,456 — Loans held for sale 512 — 512 — Interest rate swaps 1,055 — — 1,055 Interest rate swaps (1,055 ) — — (1,055 ) December 31, 2018 U.S. Treasury and federal agency securities $ 95,398 $ — $ 95,398 $ — U.S. Agency MBS and CMOs 32,890 — 32,890 — Tax-exempt state and municipal bonds 45,127 — 45,127 — Taxable state and municipal bonds 45,934 — 45,934 — Corporate bonds and other debt securities 7,637 — 7,637 — Other equity securities 1,438 — 1,438 — Loans held for sale 415 — 415 — Interest rate swaps 700 — — 700 Interest rate swaps (700 ) — — (700 ) Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2019 Impaired loans $ 2,205 $ — $ — $ 2,205 Other real estate owned 1,044 — — 1,044 December 31, 2018 Impaired loans $ 3,211 $ — $ — $ 3,211 Other real estate owned 1,205 — — 1,205 Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Value Valuation Technique Unobservable Inputs Range (%) March 31, 2019 Impaired Loans $ 2,205 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,044 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2018 Impaired Loans $ 3,211 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,205 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2019 and December 31, 2018 (dollars in thousands): Level in March 31, 2019 December 31, 2018 Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 28,143 $ 28,143 $ 40,526 $ 40,526 Cash equivalents Level 2 115,843 115,843 130,758 130,758 Securities held to maturity Level 3 70,336 72,733 70,334 71,505 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,365,470 1,377,058 1,385,571 1,403,005 Bank owned life insurance Level 3 41,433 41,433 41,185 41,185 Accrued interest receivable Level 2 5,994 5,994 5,279 5,279 Financial liabilities Deposits Level 2 (1,617,864 ) (1,619,043 ) (1,676,739 ) (1,677,634 ) Other borrowed funds Level 2 (60,000 ) (59,811 ) (60,000 ) (59,092 ) Long-term debt Level 2 (41,238 ) (37,095 ) (41,238 ) (37,046 ) Accrued interest payable Level 2 (883 ) (883 ) (503 ) (503 ) Off-balance sheet credit-related items Loan commitments — — — — The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The fair value of off-balance sheet credit-related items is not significant. The estimated fair values of financial instruments disclosed above as follow the guidance in ASU 2016-01 which prescribes an “exit price” approach in estimating and disclosing fair value of financial instruments incorporating discounts for credit, liquidity and marketability factors.

DEPOSITS

DEPOSITS	3 Months Ended
	Mar. 31, 2019
DEPOSITS [Abstract]
DEPOSITS	NOTE 6 – DEPOSITS Deposits are summarized as follows (dollars in thousands): March 31, 2019 December 31, 2018 Noninterest-bearing demand $ 466,631 $ 485,530 Interest bearing demand 406,559 456,260 Savings and money market accounts 604,473 609,425 Certificates of deposit 140,201 125,524 $ 1,617,864 $ 1,676,739 Time deposits that exceed the FDIC insurance limit of $250,000 were approximately $44.3 million at March 31, 2019 and $39.6 million at December 31, 2018.

OTHER BORROWED FUNDS

OTHER BORROWED FUNDS	3 Months Ended
	Mar. 31, 2019
OTHER BORROWED FUNDS [Abstract]
OTHER BORROWED FUNDS	NOTE 7 - OTHER BORROWED FUNDS Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate March 31, 2019 Single maturity fixed rate advances $ 40,000 April 2021 to July 2024 2.50 % Putable advances 20,000 November 2024 1.81 % $ 60,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2018 Single maturity fixed rate advances $ 40,000 February 2019 to July 2024 2.27 % Putable advances 20,000 November 2024 1.81 % $ 60,000 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $516.2 million and $476.4 million under a blanket lien arrangement at March 31, 2019 and December 31, 2018, respectively. Scheduled repayments of FHLB advances as of March 31, 2019 were as follows (in thousands): 2019 $ — 2020 — 2021 10,000 2022 — 2023 10,000 Thereafter 40,000 $ 60,000 Federal Reserve Bank borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at March 31, 2019 and December 31, 2018, and the Company had approximately $15.1 million and $16.9 million in unused borrowing capacity based on commercial and mortgage loans pledged to the Federal Reserve Bank totaling $18.2 million and $18.2 million at March 31, 2019 and December 31, 2018, respectively.

EARNINGS PER COMMON SHARE

EARNINGS PER COMMON SHARE	3 Months Ended
	Mar. 31, 2019
EARNINGS PER COMMON SHARE [Abstract]
EARNINGS PER COMMON SHARE	NOTE 8 - EARNINGS PER COMMON SHARE A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2019 and 2018 are as follows (dollars in thousands, except per share data): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Net income available to common shares $ 7,646 $ 5,755 Weighted average shares outstanding, including participating stock awards - Basic 34,040,380 34,010,396 Dilutive potential common shares: Stock options — 1,196 Weighted average shares outstanding - Diluted 34,040,380 34,011,592 Basic earnings per common share $ 0.22 $ 0.17 Diluted earnings per common share $ 0.22 $ 0.17 There were no antidilutive shares of common stock in the three month periods ended March 31, 2019 and 2018.

FEDERAL INCOME TAXES

FEDERAL INCOME TAXES	3 Months Ended
	Mar. 31, 2019
FEDERAL INCOME TAXES [Abstract]
FEDERAL INCOME TAXES	NOTE 9 - FEDERAL INCOME TAXES Income tax expense was as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Current $ 1,469 $ 940 Deferred 245 285 $ 1,714 $ 1,225 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Statutory rate 21 % 21 % Statutory rate applied to income before taxes $ 1,966 $ 1,466 Deduct Tax-exempt interest income (167 ) (179 ) Bank-owned life insurance (50 ) (50 ) Other, net (35 ) (12 ) $ 1,714 $ 1,225 The realization of deferred tax assets (net of a recorded valuation allowance) is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. At March 31, 2019 and December 31, 2018, a valuation allowance of $92,000 was established for a capital loss carryforward related to the liquidation of assets of a partnership interest the Bank acquired through a loan settlement. Management believes it is more likely than not that all of the remaining deferred tax assets will be realized against deferred tax liabilities and projected future taxable income. The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): March 31, 2019 December 31, 2018 Deferred tax assets Allowance for loan losses $ 3,547 $ 3,544 Nonaccrual loan interest 245 268 Valuation allowance on other real estate owned 218 218 Unrealized loss on securities available for sale 131 606 Other 225 302 Gross deferred tax assets 4,366 4,938 Valuation allowance (92 ) (92 ) Total net deferred tax assets 4,274 4,846 Deferred tax liabilities Depreciation (1,150 ) (1,005 ) Prepaid expenses (200 ) (200 ) Other (264 ) (261 ) Gross deferred tax liabilities (1,614 ) (1,466 ) Net deferred tax asset $ 2,660 $ 3,380 There were no unrecognized tax benefits at March 31, 2019 or December 31, 2018 and the Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company is no longer subject to examination by the Internal Revenue Service for years before 2015.

COMMITMENTS AND OFF BALANCE-SHE

COMMITMENTS AND OFF BALANCE-SHEET RISK	3 Months Ended
	Mar. 31, 2019
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
COMMITMENTS AND OFF BALANCE-SHEET RISK	NOTE 10 – COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the commitment, and generally have fixed expiration dates. Collateral or other security is normally not obtained for these financial instruments prior to their use and many of the commitments are expected to expire without being used. Standby letters of credit are conditional commitments to guarantee a customer’s performance to a third party. Exposure to credit loss if the other party does not perform is represented by the contractual amount for commitments to extend credit and standby letters of credit. A summary of the contractual amounts of financial instruments with off ‑ ‑ March 31, 2019 December 31, 2018 Commitments to make loans $ 100,618 $ 77,391 Letters of credit 16,265 15,802 Unused lines of credit 471,991 486,203 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $12.2 million and $4.1 million at March 31, 2019 and December 31, 2018, respectively. At March 31, 2019, approximately 24.5% of the Bank’s commitments to make loans were at fixed rates, offered at current market rates. The remainder of the commitments to make loans were at variable rates tied to prime or one month LIBOR and generally expire within 30 days. The majority of the unused lines of credit were at variable rates tied to prime.

CONTINGENCIES

CONTINGENCIES	3 Months Ended
	Mar. 31, 2019
CONTINGENCIES [Abstract]
CONTINGENCIES	NOTE 11 – CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of March 31, 2019, there were no material pending legal proceedings to which the Company or any of its subsidiaries are a party or which any of its properties are the subject.

SHAREHOLDERS' EQUITY

SHAREHOLDERS' EQUITY	3 Months Ended
	Mar. 31, 2019
SHAREHOLDERS' EQUITY [Abstract]
SHAREHOLDERS' EQUITY	NOTE 12 – SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five categories, including well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a bank is only adequately capitalized, regulatory approval is required to, among other things, accept, renew or roll-over brokered deposits. If a bank is undercapitalized, capital distributions and growth and expansion are limited, and plans for capital restoration are required. In July 2013, the Board of Governors of the Federal Reserve Board and the FDIC approved the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (commonly known as Basel III). Under the final rules, minimum requirements increased for both the quantity and quality of capital held by the Company and the Bank. The rules include a new common equity Tier 1 capital to risk-weighted assets ratio (CET1 ratio) of 4.5% and a capital conservation buffer of 2.5% of risk-weighted assets, which effectively resulted in a minimum CET1 ratio of 7.0%. Basel III raised the minimum ratio of Tier 1 capital to risk-weighted assets from 4.0% to 6.0% (which, with the capital conservation buffer, effectively resulted in a minimum Tier 1 capital ratio of 8.5%), which effectively resulted in a minimum total capital to risk-weighted assets ratio of 10.5% (with the capital conservation buffer), and requires a minimum leverage ratio of 4.0%. Basel III also made changes to risk weights for certain assets and off-balance-sheet exposures. At March 31, 2019 and December 31, 2018, actual capital levels and minimum required levels were (dollars in thousands): Minimum Capital Minimum Capital Adequacy With To Be Well Capitalized Under Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio March 31, 2019 CET1 capital (to risk weighted assets) Consolidated $ 198,458 12.6 % $ 71,173 4.5 % $ 110,713 7.0 % N/A N/A Bank 231,907 14.7 71,167 4.5 110,705 7.0 $ 102,797 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 238,458 15.1 94,897 6.0 134,437 8.5 N/A N/A Bank 231,907 14.7 94,890 6.0 134,427 8.5 126,520 8.0 Total capital (to risk weighted assets) Consolidated 255,350 16.1 126,529 8.0 166,070 10.5 N/A N/A Bank 248,799 15.7 126,520 8.0 166,057 10.5 158,149 10.0 Tier 1 capital (to average assets) Consolidated 238,458 12.2 78,026 4.0 N/A N/A N/A N/A Bank 231,907 11.9 77,962 4.0 N/A N/A 97,453 5.0 December 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 193,131 12.0 % $ 72,381 4.5 % $ 102,540 6.4 % N/A N/A Bank 226,531 14.1 72,371 4.5 102,526 6.4 $ 104,536 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 233,131 14.5 96,508 6.0 126,667 7.9 N/A N/A Bank 226,531 14.1 96,495 6.0 126,649 7.9 128,660 8.0 Total capital (to risk weighted assets) Consolidated 250,007 15.5 128,678 8.0 158,837 9.9 N/A N/A Bank 243,407 15.1 128,660 8.0 158,814 9.9 160,825 10.0 Tier 1 capital (to average assets) Consolidated 233,131 12.1 76,963 4.0 N/A N/A N/A N/A Bank 226,531 11.8 76,902 4.0 N/A N/A 96,128 5.0 Approximately $40.0 million of trust preferred securities outstanding at March 31, 2019 and December 31, 2018, respectively, qualified as Tier 1 capital. Refer to our 2018 Form 10-K for more information on the trust preferred securities. The Bank was categorized as "well capitalized" at March 31, 2019 and December 31, 2018.

SUMMARY OF SIGNIFICANT ACCOUN_2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	3 Months Ended
	Mar. 31, 2019
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Principles of Consolidation	Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation. The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. The Company owns all of the common stock of Macatawa Statutory Trust I and Macatawa Statutory Trust II. These are grantor trusts that issued trust preferred securities and are not consolidated with the Company under accounting principles generally accepted in the United States of America.
Basis of Presentation	Basis of Presentation Operating results for the three month period ended March 31, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and related notes included in the Company's Annual Report on Form 10-K for the year ended December 31, 2018.
Use of Estimates	Use of Estimates
Allowance for Loan Losses	Allowance for Loan Losses The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans and is based on historical loss experience adjusted for current qualitative factors. The Company maintains a loss migration analysis that tracks loan losses and recoveries based on loan class and the loan risk grade assignment for commercial loans. At March 31, 2019, an 18 month annualized historical loss experience was used for commercial loans and a 12 month historical loss experience period was applied to residential mortgage loans and consumer loans. These historical loss percentages are adjusted (both upwards and downwards) for certain qualitative factors, including economic trends, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, external factors and other considerations. A loan is impaired when, based on current information and events, it is believed to be probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified and a concession has been made, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Commercial and commercial real estate loans with relationship balances exceeding $500,000 and an internal risk grading of 6 or worse are evaluated for impairment. If a loan is impaired, a portion of the allowance is allocated and the loan is reported at the present value of estimated future cash flows using the loan’s existing interest rate or at the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and they are not separately identified for impairment disclosures. Troubled debt restructurings are also considered impaired with impairment generally measured at the present value of estimated future cash flows using the loan’s effective rate at inception or using the fair value of collateral, less estimated costs to sell, if repayment is expected solely from the collateral.
Foreclosed Assets	Foreclosed Assets
Income Taxes	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded. The Company recognizes interest and penalties related to income tax matters in income tax expense. During the first quarter of 2018, the Company adopted ASU 2018-02, allowing for the reclassification of the income tax effects of the revaluation the deferred tax impact on accumulated other comprehensive income (AOCI) due to the enactment of tax reform at the end of 2017. The Company’s only component of accumulated other comprehensive income is the fair value adjustment for securities available for sale. Upon adoption of this ASU, a transfer was made from AOCI to retained earnings in the amount of $278,000.
Revenue Recognition	Revenue Recognition Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: (1) service charges for deposit related services, (2) gains related to mortgage loan sales, (3) trust fees and (4) debit and credit card interchange income. Most of these services are transaction based and revenue is recognized as the related service is provided.
Derivatives	Derivatives
Reclassifications	Reclassifications
Adoption of New Accounting Standards	Adoption of New Accounting Standards Leases FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities Derivatives and Hedging
Newly Issued Not Yet Effective Standards	Newly Issued Not Yet Effective Standards Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments and continues to evaluate the impact of adoption of the new standard

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2019
SECURITIES [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value March 31, 2019 Available for Sale U.S. Treasury and federal agency securities $ 93,056 $ 2 $ (973 ) $ 92,085 U.S. Agency MBS and CMOs 33,948 234 (270 ) 33,912 Tax-exempt state and municipal bonds 46,212 688 (54 ) 46,846 Taxable state and municipal bonds 45,052 114 (361 ) 44,805 Corporate bonds and other debt securities 6,999 27 (29 ) 6,997 $ 225,267 $ 1,065 $ (1,687 ) $ 224,645 Held to Maturity Tax-exempt state and municipal bonds $ 70,336 $ 2,472 $ (75 ) $ 72,733 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 Available for Sale U.S. Treasury and federal agency securities $ 97,102 $ 6 $ (1,710 ) $ 95,398 U.S. Agency MBS and CMOs 33,287 97 (494 ) 32,890 Tax-exempt state and municipal bonds 45,212 246 (331 ) 45,127 Taxable state and municipal bonds 46,565 59 (690 ) 45,934 Corporate bonds and other debt securities 7,703 2 (68 ) 7,637 $ 229,869 $ 410 $ (3,293 ) $ 226,986 Held to Maturity Tax-exempt state and municipal bonds $ 70,334 $ 1,488 $ (317 ) $ 71,505
Contractual Maturities of Debt Securities	Contractual maturities of debt securities at March 31, 2019 were as follows (dollars in thousands): Held–to-Maturity Securities Available-for-Sale Securities Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ 8,022 $ 8,054 $ 24,104 $ 24,016 Due from one to five years 28,932 29,617 129,015 128,063 Due from five to ten years 13,742 14,220 38,771 39,237 Due after ten years 19,640 20,842 33,377 33,329 $ 70,336 $ 72,733 $ 225,267 $ 224,645
Securities in Continuous Unrealized Loss Position	Securities with unrealized losses at March 31, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows (dollars in thousands): Less than 12 Months 12 Months or More Total March 31, 2019 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale U.S. Treasury and federal agency securities $ — $ — $ 82,527 $ (941 ) $ 82,527 $ (941 ) U.S. Agency MBS and CMOs 984 (7 ) 18,194 (263 ) 19,178 (270 ) Tax-exempt state and municipal bonds 268 (1 ) 6,667 (58 ) 6,935 (59 ) Taxable state and municipal bonds 255 — 36,517 (356 ) 36,772 (356 ) Corporate bonds and other debt securities — — 8,519 (61 ) 8,519 (61 ) Total $ 1,507 $ (8 ) $ 152,424 $ (1,679 ) $ 153,931 $ (1,687 ) Held to Maturity Tax-exempt state and municipal bonds $ — $ — $ 4,681 $ (75 ) $ 4,681 $ (75 ) Less than 12 Months 12 Months or More Total December 31, 2018 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Available for Sale U.S. Treasury and federal agency securities $ 1,974 $ (26 ) $ 82,895 $ (1,622 ) $ 84,869 $ (1,648 ) U.S. Agency MBS and CMOs 1,728 (13 ) 18,712 (481 ) 20,440 (494 ) Tax-exempt state and municipal bonds 8,987 (69 ) 10,785 (262 ) 19,772 (331 ) Taxable state and municipal bonds 4,035 (19 ) 37,021 (671 ) 41,056 (690 ) Corporate bonds and other debt securities 2,698 (12 ) 8,170 (118 ) 10,868 (130 ) Total temporarily impaired $ 19,422 $ (139 ) $ 157,583 $ (3,154 ) $ 177,005 $ (3,293 ) Held to Maturity Tax-exempt state and municipal bonds $ 8,533 $ (76 ) $ 4,683 $ (241 ) $ 13,216 $ (317 )

LOANS (Tables)

LOANS (Tables)	3 Months Ended
	Mar. 31, 2019
LOANS [Abstract]
Portfolio Loans	Portfolio loans were as follows (dollars in thousands): March 31, 2019 December 31, 2018 Commercial and industrial $ 493,891 $ 513,345 Commercial real estate: Residential developed 14,723 14,825 Unsecured to residential developers — — Vacant and unimproved 45,423 44,169 Commercial development 701 712 Residential improved 100,801 98,500 Commercial improved 291,612 295,618 Manufacturing and industrial 119,540 114,887 Total commercial real estate 572,800 568,711 Consumer Residential mortgage 237,207 238,174 Unsecured 367 130 Home equity 73,631 78,503 Other secured 6,671 6,795 Total consumer 317,876 323,602 Total loans 1,384,567 1,405,658 Allowance for loan losses (16,892 ) (16,876 ) $ 1,367,675 $ 1,388,782
Activity in Allowance for Loan Losses by Portfolio Segment	Activity in the allowance for loan losses by portfolio segment was as follows (dollars in thousands): Three months ended March 31, 2019 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Charge-offs — (132 ) (25 ) — (157 ) Recoveries 136 224 63 — 423 Provision for loan losses (3 ) (189 ) (61 ) 3 (250 ) Ending Balance $ 6,989 $ 6,447 $ 3,426 $ 30 $ 16,892 Three months ended March 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Beginning balance $ 6,478 $ 6,590 $ 3,494 $ 38 $ 16,600 Charge-offs (66 ) — (31 ) — (97 ) Recoveries 34 203 35 — 272 Provision for loan losses 60 (261 ) 105 (4 ) (100 ) Ending Balance $ 6,506 $ 6,532 $ 3,603 $ 34 $ 16,675
Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): March 31, 2019 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 438 $ 41 $ 448 $ — $ 927 Collectively evaluated for impairment 6,551 6,406 2,978 30 15,965 Total ending allowance balance $ 6,989 $ 6,447 $ 3,426 $ 30 $ 16,892 Loans: Individually reviewed for impairment $ 6,624 $ 3,204 $ 6,073 $ — $ 15,901 Collectively evaluated for impairment 487,267 569,596 311,803 — 1,368,666 Total ending loans balance $ 493,891 $ 572,800 $ 317,876 $ — $ 1,384,567 December 31, 2018 Commercial and Industrial Commercial Real Estate Consumer Unallocated Total Allowance for loan losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 449 $ 181 $ 468 $ — $ 1,098 Collectively evaluated for impairment 6,407 6,363 2,981 27 15,778 Total ending allowance balance $ 6,856 $ 6,544 $ 3,449 $ 27 $ 16,876 Loans: Individually reviewed for impairment $ 7,375 $ 3,499 $ 6,347 $ — $ 17,221 Collectively evaluated for impairment 505,970 565,212 317,255 — 1,388,437 Total ending loans balance $ 513,345 $ 568,711 $ 323,602 $ — $ 1,405,658
Loans Individually Evaluated for Impairment by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2019 (dollars in thousands): March 31, 2019 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 1,396 $ 1,396 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 134 134 — Commercial development — — — Residential improved 136 136 — Commercial improved 1,646 1,646 — Manufacturing and industrial — — — 1,916 1,916 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 3,312 $ 3,312 $ — With an allowance recorded: Commercial and industrial $ 5,228 $ 5,228 $ 438 Commercial real estate: Residential developed 171 171 3 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 147 147 11 Commercial improved 595 595 17 Manufacturing and industrial 375 375 10 1,288 1,288 41 Consumer: Residential mortgage 4,826 4,826 356 Unsecured 254 254 19 Home equity 960 960 71 Other secured 33 33 2 6,073 6,073 448 Total with an allowance recorded $ 12,589 $ 12,589 $ 927 Total $ 15,901 $ 15,901 $ 927 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018 (dollars in thousands): December 31, 2018 Unpaid Principal Balance Recorded Investment Allowance Allocated With no related allowance recorded: Commercial and industrial $ 2,515 $ 1,375 $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved 143 143 — Commercial development — — — Residential improved 140 140 — Commercial improved 1,675 1,675 — Manufacturing and industrial — — — 1,958 1,958 — Consumer: Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — — — — Total with no related allowance recorded $ 4,473 $ 3,333 $ — With an allowance recorded: Commercial and industrial $ 6,000 $ 6,000 $ 449 Commercial real estate: Residential developed 172 172 2 Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 193 193 13 Commercial improved 794 794 155 Manufacturing and industrial 382 382 11 1,541 1,541 181 Consumer: Residential mortgage 5,029 5,029 371 Unsecured — — — Home equity 1,318 1,318 97 Other secured — — — 6,347 6,347 468 Total with an allowance recorded $ 13,888 $ 13,888 $ 1,098 Total $ 18,361 $ 17,221 $ 1,098
Average Balances of Impaired Loans and Interest Recognized on Impaired Loans	The following table presents information regarding average balances of impaired loans and interest recognized on impaired loans for the three month periods ended March 31, 2019 and 2018 (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Average of impaired loans during the period: Commercial and industrial $ 6,825 $ 6,847 Commercial real estate: Residential developed 172 178 Unsecured to residential developers — — Vacant and unimproved 138 168 Commercial development — 126 Residential improved 308 1,455 Commercial improved 2,340 3,731 Manufacturing and industrial 379 253 Consumer 6,197 8,067 Interest income recognized during impairment: Commercial and industrial 288 302 Commercial real estate 44 74 Consumer 75 85 Cash-basis interest income recognized Commercial and industrial 282 294 Commercial real estate 49 80 Consumer 76 87
Recorded Investment in Nonaccrual and Loans Past Due Over 90 Days Still on Accrual by Class of Loans	The following tables present the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans as of March 31, 2019 and December 31, 2018: March 31, 2019 Nonaccrual Over 90 days Accruing Commercial and industrial $ — $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 102 — Commercial improved 111 — Manufacturing and industrial — — 213 — Consumer: Residential mortgage 195 — Unsecured — — Home equity — 1 Other secured — — 195 1 Total $ 408 $ 1 December 31, 2018 Nonaccrual Over 90 days Accruing Commercial and industrial $ 874 $ — Commercial real estate: Residential developed — — Unsecured to residential developers — — Vacant and unimproved — — Commercial development — — Residential improved 15 — Commercial improved 303 — Manufacturing and industrial — — 318 — Consumer: Residential mortgage 111 — Unsecured — — Home equity — 1 Other secured — — 111 1 Total $ 1,303 $ 1
Aging of Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans as of March 31, 2019 and December 31, 2018 by class of loans (dollars in thousands): March 31, 2019 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ 69 $ — $ 69 $ 493,822 $ 493,891 Commercial real estate: Residential developed — — — 14,723 14,723 Unsecured to residential developers — — — — — Vacant and unimproved — — — 45,423 45,423 Commercial development — — — 701 701 Residential improved 59 102 161 100,640 100,801 Commercial improved — 111 111 291,501 291,612 Manufacturing and industrial — — — 119,540 119,540 59 213 272 572,528 572,800 Consumer: Residential mortgage — 194 194 237,013 237,207 Unsecured 6 — 6 361 367 Home equity 3 1 4 73,627 73,631 Other secured 129 — 129 6,542 6,671 138 195 333 317,543 317,876 Total $ 266 $ 408 $ 674 $ 1,383,893 $ 1,384,567 December 31, 2018 30-90 Days Greater Than 90 Days Total Past Due Loans Not Past Due Total Commercial and industrial $ — $ — $ — $ 513,345 $ 513,345 Commercial real estate: Residential developed — — — 14,825 14,825 Unsecured to residential developers — — — — — Vacant and unimproved 57 — 57 44,112 44,169 Commercial development — — — 712 712 Residential improved 86 16 102 98,398 98,500 Commercial improved 100 303 403 295,215 295,618 Manufacturing and industrial — — — 114,887 114,887 243 319 562 568,149 568,711 Consumer: Residential mortgage — 110 110 238,064 238,174 Unsecured 7 — 7 123 130 Home equity 67 1 68 78,435 78,503 Other secured 130 — 130 6,665 6,795 204 111 315 323,287 323,602 Total $ 447 $ 430 $ 877 $ 1,404,781 $ 1,405,658
Troubled Debt Restructurings	The following table presents information regarding troubled debt restructurings as of March 31, 2019 and December 31, 2018 (dollars in thousands): March 31, 2019 December 31, 2018 Number of Loans Outstanding Recorded Balance Number of Loans Outstanding Recorded Balance Commercial and industrial 12 $ 6,624 18 $ 6,502 Commercial real estate 20 3,204 22 3,305 Consumer 79 6,073 83 6,346 111 $ 15,901 123 $ 16,153 The following table presents information related to accruing troubled debt restructurings as of March 31, 2019 and December 31, 2018. The table presents the amount of accruing troubled debt restructurings that were on nonaccrual status prior to the restructuring, accruing at the time of restructuring and those that were upgraded to accruing status after receiving six consecutive monthly payments in accordance with the restructured terms as of each period reported (dollars in thousands): March 31, 2019 December 31, 2018 Accruing TDR - nonaccrual at restructuring $ — $ — Accruing TDR - accruing at restructuring 9,844 10,336 Accruing TDR - upgraded to accruing after six consecutive payments 5,844 5,693 $ 15,688 $ 16,029 The following tables present information regarding troubled debt restructurings executed during the three month periods ended March 31, 2019 and 2018 (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 # of Loans Pre-TDR Balance Writedown Upon TDR # of Loans Pre-TDR Balance Writedown Upon TDR Commercial and industrial — $ — $ — — $ — $ — Commercial real estate — — — 3 492 — Consumer — — — 2 68 — — $ — $ — 5 $ 560 $ —
Risk Grade Category of Loans by Class of Loans	As of March 31, 2019 and December 31, 2018, the risk grade category of commercial loans by class of loans were as follows (dollars in thousands): March 31, 2019 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 16,222 $ 149,782 $ 296,388 $ 10,307 $ 6,192 $ — $ — $ 493,891 Commercial real estate: Residential developed — — — 14,295 428 — — — 14,723 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 9,618 2,826 30,819 2,160 — — — 45,423 Commercial development — — 85 616 — — — — 701 Residential improved — — 19,658 80,677 263 101 102 — 100,801 Commercial improved — 4,729 62,895 218,562 4,953 362 111 — 291,612 Manufacturing & industrial — 3,332 24,923 86,663 4,622 — — — 119,540 $ 15,000 $ 33,901 $ 260,169 $ 728,020 $ 22,733 $ 6,655 $ 213 $ — $ 1,066,691 December 31, 2018 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,000 $ 15,708 $ 164,901 $ 299,622 $ 11,186 $ 6,054 $ 874 $ — $ 513,345 Commercial real estate: Residential developed — — — 14,220 605 — — — 14,825 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 7,635 3,543 30,688 2,303 — — — 44,169 Commercial development — — 86 626 — — — — 712 Residential improved — — 19,645 78,337 311 192 15 — 98,500 Commercial improved — 5,292 62,756 222,152 4,751 364 303 — 295,618 Manufacturing & industrial — 3,372 24,799 81,261 5,455 — — — 114,887 $ 15,000 $ 32,007 $ 275,730 $ 726,906 $ 24,611 $ 6,610 $ 1,192 $ — $ 1,082,056
Commercial Loans Classified as Substandard or Worse	Commercial loans classified as substandard or worse were as follows at period-end (dollars in thousands): March 31, 2019 December 31, 2018 Not classified as impaired $ — $ — Classified as impaired 6,868 7,802 Total commercial loans classified substandard or worse $ 6,868 $ 7,802
Recorded Investment in Consumer Loans Based on Payment Activity	The following table presents the recorded investment in consumer loans based on payment activity (dollars in thousands): March 31, 2019 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 237,013 $ 367 $ 73,630 $ 6,671 Nonperforming 194 — 1 — Total $ 237,207 $ 367 $ 73,631 $ 6,671 December 31, 2018 Residential Mortgage Consumer Unsecured Home Equity Consumer Other Performing $ 238,064 $ 130 $ 78,502 $ 6,795 Nonperforming 110 — 1 — Total $ 238,174 $ 130 $ 78,503 $ 6,795

OTHER REAL ESTATE OWNED (Tables

OTHER REAL ESTATE OWNED (Tables)	3 Months Ended
	Mar. 31, 2019
OTHER REAL ESTATE OWNED [Abstract]
Period-End Other Real Estate Owned	Other real estate owned was as follows (dollars in thousands): Three Months Ended March 31, 2019 Year Ended December 31, 2018 Three Months Ended March 31, 2018 Beginning balance $ 4,183 $ 9,140 $ 9,140 Additions, transfers from loans — 293 293 Proceeds from sales of other real estate owned (154 ) (2,212 ) (431 ) Valuation allowance reversal upon sale (77 ) (2,893 ) (1,787 ) Gain / (loss) on sales of other real estate owned 45 (145 ) (126 ) 3,997 4,183 7,089 Less: valuation allowance (736 ) (803 ) (1,866 ) Ending balance $ 3,261 $ 3,380 $ 5,223
Activity in Valuation Allowance	Activity in the valuation allowance was as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Beginning balance $ 803 $ 3,373 Additions charged to expense 10 280 Reversals upon sale (77 ) (1,787 ) Ending balance $ 736 $ 1,866

FAIR VALUE (Tables)

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2019
FAIR VALUE [Abstract]
Assets Measured at Fair Value on Recurring Basis	Assets measured at fair value on a recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2019 U.S. Treasury and federal agency securities $ 92,085 $ — $ 92,085 $ — U.S. Agency MBS and CMOs 33,912 — 33,912 — Tax-exempt state and municipal bonds 46,845 — 46,845 — Taxable state and municipal bonds 44,806 — 44,806 — Corporate bonds and other debt securities 6,997 — 6,997 — Other equity securities 1,456 — 1,456 — Loans held for sale 512 — 512 — Interest rate swaps 1,055 — — 1,055 Interest rate swaps (1,055 ) — — (1,055 ) December 31, 2018 U.S. Treasury and federal agency securities $ 95,398 $ — $ 95,398 $ — U.S. Agency MBS and CMOs 32,890 — 32,890 — Tax-exempt state and municipal bonds 45,127 — 45,127 — Taxable state and municipal bonds 45,934 — 45,934 — Corporate bonds and other debt securities 7,637 — 7,637 — Other equity securities 1,438 — 1,438 — Loans held for sale 415 — 415 — Interest rate swaps 700 — — 700 Interest rate swaps (700 ) — — (700 )
Assets Measured at Fair Value on Non-Recurring Basis	Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) March 31, 2019 Impaired loans $ 2,205 $ — $ — $ 2,205 Other real estate owned 1,044 — — 1,044 December 31, 2018 Impaired loans $ 3,211 $ — $ — $ 3,211 Other real estate owned 1,205 — — 1,205
Quantitative Information about Level 3 Fair Value Measurements Measured on Non-Recurring Basis	Quantitative information about Level 3 fair value measurements measured on a non-recurring basis was as follows at period end (dollars in thousands): Asset Fair Value Valuation Technique Unobservable Inputs Range (%) March 31, 2019 Impaired Loans $ 2,205 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,044 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Value Valuation Technique Unobservable Inputs Range (%) December 31, 2018 Impaired Loans $ 3,211 Sales comparison approach Adjustment for differences between comparable sales 1.0 to 15.0 Income approach Capitalization rate 9.5 to 11.0 Other real estate owned 1,205 Sales comparison approach Adjustment for differences between comparable sales 3.0 to 20.0 Income approach Capitalization rate 9.5 to 11.0
Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented	The carrying amounts and estimated fair values of financial instruments, not previously presented, were as follows at March 31, 2019 and December 31, 2018 (dollars in thousands): Level in March 31, 2019 December 31, 2018 Fair Value Hierarchy Carrying Amount Fair Value Carrying Amount Fair Value Financial assets Cash and due from banks Level 1 $ 28,143 $ 28,143 $ 40,526 $ 40,526 Cash equivalents Level 2 115,843 115,843 130,758 130,758 Securities held to maturity Level 3 70,336 72,733 70,334 71,505 FHLB stock 11,558 NA 11,558 NA Loans, net Level 2 1,365,470 1,377,058 1,385,571 1,403,005 Bank owned life insurance Level 3 41,433 41,433 41,185 41,185 Accrued interest receivable Level 2 5,994 5,994 5,279 5,279 Financial liabilities Deposits Level 2 (1,617,864 ) (1,619,043 ) (1,676,739 ) (1,677,634 ) Other borrowed funds Level 2 (60,000 ) (59,811 ) (60,000 ) (59,092 ) Long-term debt Level 2 (41,238 ) (37,095 ) (41,238 ) (37,046 ) Accrued interest payable Level 2 (883 ) (883 ) (503 ) (503 ) Off-balance sheet credit-related items Loan commitments — — — —

DEPOSITS (Tables)

DEPOSITS (Tables)	3 Months Ended
	Mar. 31, 2019
DEPOSITS [Abstract]
Deposits Liabilities	Deposits are summarized as follows (dollars in thousands): March 31, 2019 December 31, 2018 Noninterest-bearing demand $ 466,631 $ 485,530 Interest bearing demand 406,559 456,260 Savings and money market accounts 604,473 609,425 Certificates of deposit 140,201 125,524 $ 1,617,864 $ 1,676,739

OTHER BORROWED FUNDS (Tables)

OTHER BORROWED FUNDS (Tables)	3 Months Ended
	Mar. 31, 2019
OTHER BORROWED FUNDS [Abstract]
Advances from Federal Home Loan Bank	At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate March 31, 2019 Single maturity fixed rate advances $ 40,000 April 2021 to July 2024 2.50 % Putable advances 20,000 November 2024 1.81 % $ 60,000 Principal Terms Advance Amount Range of Maturities Weighted Average Interest Rate December 31, 2018 Single maturity fixed rate advances $ 40,000 February 2019 to July 2024 2.27 % Putable advances 20,000 November 2024 1.81 % $ 60,000
Repayments of FHLB Advances	Scheduled repayments of FHLB advances as of March 31, 2019 were as follows (in thousands): 2019 $ — 2020 — 2021 10,000 2022 — 2023 10,000 Thereafter 40,000 $ 60,000

EARNINGS PER COMMON SHARE (Tabl

EARNINGS PER COMMON SHARE (Tables)	3 Months Ended
	Mar. 31, 2019
EARNINGS PER COMMON SHARE [Abstract]
Reconciliation of Numerators and Denominators of Basic and Diluted Earnings per Common Share	A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three month periods ended March 31, 2019 and 2018 are as follows (dollars in thousands, except per share data): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Net income available to common shares $ 7,646 $ 5,755 Weighted average shares outstanding, including participating stock awards - Basic 34,040,380 34,010,396 Dilutive potential common shares: Stock options — 1,196 Weighted average shares outstanding - Diluted 34,040,380 34,011,592 Basic earnings per common share $ 0.22 $ 0.17 Diluted earnings per common share $ 0.22 $ 0.17

FEDERAL INCOME TAXES (Tables)

FEDERAL INCOME TAXES (Tables)	3 Months Ended
	Mar. 31, 2019
FEDERAL INCOME TAXES [Abstract]
Income Tax Expense	Income tax expense was as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Current $ 1,469 $ 940 Deferred 245 285 $ 1,714 $ 1,225
Difference between Financial Statement Tax Expense and Amount Computed by Applying Statutory Federal Tax Rate to Pretax Income	The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Statutory rate 21 % 21 % Statutory rate applied to income before taxes $ 1,966 $ 1,466 Deduct Tax-exempt interest income (167 ) (179 ) Bank-owned life insurance (50 ) (50 ) Other, net (35 ) (12 ) $ 1,714 $ 1,225
Deferred Tax Assets and Liabilities	The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): March 31, 2019 December 31, 2018 Deferred tax assets Allowance for loan losses $ 3,547 $ 3,544 Nonaccrual loan interest 245 268 Valuation allowance on other real estate owned 218 218 Unrealized loss on securities available for sale 131 606 Other 225 302 Gross deferred tax assets 4,366 4,938 Valuation allowance (92 ) (92 ) Total net deferred tax assets 4,274 4,846 Deferred tax liabilities Depreciation (1,150 ) (1,005 ) Prepaid expenses (200 ) (200 ) Other (264 ) (261 ) Gross deferred tax liabilities (1,614 ) (1,466 ) Net deferred tax asset $ 2,660 $ 3,380

COMMITMENTS AND OFF BALANCE-S_2

COMMITMENTS AND OFF BALANCE-SHEET RISK (Tables)	3 Months Ended
	Mar. 31, 2019
COMMITMENTS AND OFF BALANCE-SHEET RISK [Abstract]
Contractual Amounts of Financial Instruments with Off-Balance-Sheet Risk	A summary of the contractual amounts of financial instruments with off ‑ ‑ March 31, 2019 December 31, 2018 Commitments to make loans $ 100,618 $ 77,391 Letters of credit 16,265 15,802 Unused lines of credit 471,991 486,203

SHAREHOLDERS' EQUITY (Tables)

SHAREHOLDERS' EQUITY (Tables)	3 Months Ended
	Mar. 31, 2019
SHAREHOLDERS' EQUITY [Abstract]
Actual Capital Levels and Minimum Required Levels	At March 31, 2019 and December 31, 2018, actual capital levels and minimum required levels were (dollars in thousands): Minimum Capital Minimum Capital Adequacy With To Be Well Capitalized Under Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio March 31, 2019 CET1 capital (to risk weighted assets) Consolidated $ 198,458 12.6 % $ 71,173 4.5 % $ 110,713 7.0 % N/A N/A Bank 231,907 14.7 71,167 4.5 110,705 7.0 $ 102,797 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 238,458 15.1 94,897 6.0 134,437 8.5 N/A N/A Bank 231,907 14.7 94,890 6.0 134,427 8.5 126,520 8.0 Total capital (to risk weighted assets) Consolidated 255,350 16.1 126,529 8.0 166,070 10.5 N/A N/A Bank 248,799 15.7 126,520 8.0 166,057 10.5 158,149 10.0 Tier 1 capital (to average assets) Consolidated 238,458 12.2 78,026 4.0 N/A N/A N/A N/A Bank 231,907 11.9 77,962 4.0 N/A N/A 97,453 5.0 December 31, 2018 CET1 capital (to risk weighted assets) Consolidated $ 193,131 12.0 % $ 72,381 4.5 % $ 102,540 6.4 % N/A N/A Bank 226,531 14.1 72,371 4.5 102,526 6.4 $ 104,536 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 233,131 14.5 96,508 6.0 126,667 7.9 N/A N/A Bank 226,531 14.1 96,495 6.0 126,649 7.9 128,660 8.0 Total capital (to risk weighted assets) Consolidated 250,007 15.5 128,678 8.0 158,837 9.9 N/A N/A Bank 243,407 15.1 128,660 8.0 158,814 9.9 160,825 10.0 Tier 1 capital (to average assets) Consolidated 233,131 12.1 76,963 4.0 N/A N/A N/A N/A Bank 226,531 11.8 76,902 4.0 N/A N/A 96,128 5.0

SUMMARY OF SIGNIFICANT ACCOUN_3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	Mar. 31, 2019Branch
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES [Abstract]
Number of full service branch offices	26

SUMMARY OF SIGNIFICANT ACCOUN_4

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Allowance for Loan Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Grade
Residential Mortgage [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months
Commercial [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	18 months
Threshold balance of loans evaluated for impairment | $	$ 500
Commercial [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Grade	6
Commercial Real Estate [Member]
Allowance for Loan Losses [Abstract]
Threshold balance of loans evaluated for impairment | $	$ 500
Commercial Real Estate [Member] | Minimum [Member]
Allowance for Loan Losses [Abstract]
Internal risk grading of loans evaluated for impairment | Grade	6
Consumer [Member]
Allowance for Loan Losses [Abstract]
Period of historical loss experience applied to loans for estimating allowance for general component of non-classified loans	12 months

SUMMARY OF SIGNIFICANT ACCOUN_5

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Income Taxes (Details) - ASU 2018-02 [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Accumulated Other Comprehensive Income [Member]
Income Taxes [Abstract]
Transfer made from AOCI to retained earnings	$ (278)
Retained Earnings [Member]
Income Taxes [Abstract]
Transfer made from AOCI to retained earnings	$ 278

SUMMARY OF SIGNIFICANT ACCOUN_6

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Derivatives (Details) - Swap [Member] - Interest Rate Swap [Member] $ in Thousands	Mar. 31, 2019USD ($)InterestRateSwap	Dec. 31, 2018USD ($)
Derivatives [Abstract]
Number of freestanding interest rate swaps | InterestRateSwap	5
Notional amount of agreements	$ 65,700	$ 66,000
Derivative asset fair value	1,055	700
Derivative liability fair value	$ 1,055	$ 700

SUMMARY OF SIGNIFICANT ACCOUN_7

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES, Adoption of New Accounting Standards (Details) - ASU 2016-02 [Member] $ in Thousands	Mar. 31, 2019USD ($)
Adoption of New Accounting Standards [Abstract]
Right-of-use asset	$ 800
Lease obligation liability	$ 800

SECURITIES, Available-for-sale

SECURITIES, Available-for-sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Available for Sale, Debt Securities [Abstract]
Amortized cost	$ 225,267	$ 229,869
Gross unrealized gains	1,065	410
Gross unrealized losses	(1,687)	(3,293)
Fair value	224,645	226,986
U.S. Treasury and Federal Agency Securities [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	93,056	97,102
Gross unrealized gains	2	6
Gross unrealized losses	(973)	(1,710)
Fair value	92,085	95,398
U.S. Agency MBS and CMOs [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	33,948	33,287
Gross unrealized gains	234	97
Gross unrealized losses	(270)	(494)
Fair value	33,912	32,890
Tax-Exempt State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	46,212	45,212
Gross unrealized gains	688	246
Gross unrealized losses	(54)	(331)
Fair value	46,846	45,127
Taxable State and Municipal Bonds [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	45,052	46,565
Gross unrealized gains	114	59
Gross unrealized losses	(361)	(690)
Fair value	44,805	45,934
Corporate Bonds and Other Debt Securities [Member]
Available for Sale, Debt Securities [Abstract]
Amortized cost	6,999	7,703
Gross unrealized gains	27	2
Gross unrealized losses	(29)	(68)
Fair value	$ 6,997	$ 7,637

SECURITIES, Held-to-maturity Se

SECURITIES, Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Held to Maturity [Abstract]
Amortized cost	$ 70,336	$ 70,334
Fair value	72,733	71,505
Tax-Exempt State and Municipal Bonds [Member]
Held to Maturity [Abstract]
Amortized cost	70,336	70,334
Gross unrealized gains	2,472	1,488
Gross unrealized losses	(75)	(317)
Fair value	$ 72,733	$ 71,505

SECURITIES, Sales of Securities

SECURITIES, Sales of Securities (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
SECURITIES [Abstract]
Gain on sale of securities	$ 0	$ 0

SECURITIES, Contractual Maturit

SECURITIES, Contractual Maturities of Debt Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Held-to-Maturity Securities, Amortized Cost [Abstract]
Due in one year or less	$ 8,022
Due from one to five years	28,932
Due from five to ten years	13,742
Due after ten years	19,640
Amortized cost	70,336	$ 70,334
Held-to-Maturity Securities, Fair Value [Abstract]
Due in one year or less	8,054
Due from one to five years	29,617
Due from five to ten years	14,220
Due after ten years	20,842
Fair value	72,733	71,505
Available-for-Sale Securities, Amortized Cost [Abstract]
Due in one year or less	24,104
Due from one to five years	129,015
Due from five to ten years	38,771
Due after ten years	33,377
Amortized cost	225,267	229,869
Available-for-Sale Securities, Fair Value [Abstract]
Due in one year or less	24,016
Due from one to five years	128,063
Due from five to ten years	39,237
Due after ten years	33,329
Fair value	$ 224,645	$ 226,986

SECURITIES, Available for Sale

SECURITIES, Available for Sale - Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	$ 1,507	$ 19,422
12 months or more	152,424	157,583
Total	153,931	177,005
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(8)	(139)
12 months or more	(1,679)	(3,154)
Total	(1,687)	(3,293)
U.S. Treasury and Federal Agency Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	0	1,974
12 months or more	82,527	82,895
Total	82,527	84,869
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0	(26)
12 months or more	(941)	(1,622)
Total	(941)	(1,648)
U.S. Agency MBS and CMOs [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	984	1,728
12 months or more	18,194	18,712
Total	19,178	20,440
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(7)	(13)
12 months or more	(263)	(481)
Total	(270)	(494)
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	268	8,987
12 months or more	6,667	10,785
Total	6,935	19,772
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	(1)	(69)
12 months or more	(58)	(262)
Total	(59)	(331)
Taxable State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	255	4,035
12 months or more	36,517	37,021
Total	36,772	41,056
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0	(19)
12 months or more	(356)	(671)
Total	(356)	(690)
Corporate Bonds and Other Debt Securities [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	0	2,698
12 months or more	8,519	8,170
Total	8,519	10,868
Securities in continuous unrealized loss position, unrealized losses [Abstract]
Less than 12 months	0	(12)
12 months or more	(61)	(118)
Total	$ (61)	$ (130)

SECURITIES, Held to Maturity -

SECURITIES, Held to Maturity - Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities in continuous unrealized losses position, fair value [Abstract]
Total	$ 4,681
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Total	(75)
Tax-Exempt State and Municipal Bonds [Member]
Securities in continuous unrealized losses position, fair value [Abstract]
Less than 12 months	0	$ 8,533
12 months or more	4,681	4,683
Total	4,681	13,216
Securities in continuous unrealized loss position, unrealized loss [Abstract]
Less than 12 months	0	(76)
12 months or more	(75)	(241)
Total	$ (75)	$ (317)

SECURITIES, Other-Than-Temporar

SECURITIES, Other-Than-Temporary-Impairment (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Security	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
SECURITIES [Abstract]
Number of securities available for sale with unrealized losses | Security	190
Total fair value of securities available for sale with unrealized losses	$ 153,931		$ 177,005
Total unrealized losses of securities available for sale with unrealized losses	$ (1,687)		(3,293)
Number of securities held to maturity with unrealized losses | Security	6
Total fair value of securities held to maturity with unrealized losses	$ 4,681
Total unrealized losses of securities held to maturity with unrealized losses	(75)
OTTI charges	0	$ 0
Securities pledged as security for public deposits, letters of credit and for other purposes required or permitted by law	$ 1,000		$ 1,000

LOANS (Details)

LOANS (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Portfolio loans [Abstract]
Total loans	$ 1,384,567	$ 1,405,658
Allowance for loan losses	(16,892)	(16,876)	$ (16,675)	$ (16,600)
Net loans	1,367,675	1,388,782
Commercial and Industrial [Member]
Portfolio loans [Abstract]
Total loans	493,891	513,345
Allowance for loan losses	(6,989)	(6,856)	(6,506)	(6,478)
Commercial Real Estate [Member]
Portfolio loans [Abstract]
Total loans	572,800	568,711
Allowance for loan losses	(6,447)	(6,544)	(6,532)	(6,590)
Commercial Real Estate [Member] | Residential Developed [Member]
Portfolio loans [Abstract]
Total loans	14,723	14,825
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Portfolio loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Portfolio loans [Abstract]
Total loans	45,423	44,169
Commercial Real Estate [Member] | Commercial Development [Member]
Portfolio loans [Abstract]
Total loans	701	712
Commercial Real Estate [Member] | Residential Improved [Member]
Portfolio loans [Abstract]
Total loans	100,801	98,500
Commercial Real Estate [Member] | Commercial Improved [Member]
Portfolio loans [Abstract]
Total loans	291,612	295,618
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Portfolio loans [Abstract]
Total loans	119,540	114,887
Consumer [Member]
Portfolio loans [Abstract]
Total loans	317,876	323,602
Allowance for loan losses	(3,426)	(3,449)	$ (3,603)	$ (3,494)
Consumer [Member] | Residential Mortgage [Member]
Portfolio loans [Abstract]
Total loans	237,207	238,174
Consumer [Member] | Unsecured [Member]
Portfolio loans [Abstract]
Total loans	367	130
Consumer [Member] | Home Equity [Member]
Portfolio loans [Abstract]
Total loans	73,631	78,503
Consumer [Member] | Other Secured [Member]
Portfolio loans [Abstract]
Total loans	$ 6,671	$ 6,795

LOANS, Allowance for Loans Loss

LOANS, Allowance for Loans Losses by Portfolio (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	$ 16,876	$ 16,600
Charge-offs	(157)	(97)
Recoveries	423	272
Provision for loan losses	(250)	(100)
Ending balance	16,892	16,675
Commercial and Industrial [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,856	6,478
Charge-offs	0	(66)
Recoveries	136	34
Provision for loan losses	(3)	60
Ending balance	6,989	6,506
Commercial Real Estate [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	6,544	6,590
Charge-offs	(132)	0
Recoveries	224	203
Provision for loan losses	(189)	(261)
Ending balance	6,447	6,532
Consumer [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	3,449	3,494
Charge-offs	(25)	(31)
Recoveries	63	35
Provision for loan losses	(61)	105
Ending balance	3,426	3,603
Unallocated [Member]
Allowance for loan losses by portfolio [Roll Forward]
Beginning balance	27	38
Charge-offs	0	0
Recoveries	0	0
Provision for loan losses	3	(4)
Ending balance	$ 30	$ 34

LOANS, Allowance for Loans Lo_2

LOANS, Allowance for Loans Losses and Recorded Investment in Loans by Portfolio Segment Based on Impairment Method (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	$ 927	$ 1,098
Collectively evaluated for impairment	15,965	15,778
Total ending allowance balance	16,892	16,876	$ 16,675	$ 16,600
Loans [Abstract]
Individually reviewed for impairment	15,901	17,221
Collectively evaluated for impairment	1,368,666	1,388,437
Total ending loans balance	1,384,567	1,405,658
Commercial and Industrial [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	438	449
Collectively evaluated for impairment	6,551	6,407
Total ending allowance balance	6,989	6,856	6,506	6,478
Loans [Abstract]
Individually reviewed for impairment	6,624	7,375
Collectively evaluated for impairment	487,267	505,970
Total ending loans balance	493,891	513,345
Commercial Real Estate [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	41	181
Collectively evaluated for impairment	6,406	6,363
Total ending allowance balance	6,447	6,544	6,532	6,590
Loans [Abstract]
Individually reviewed for impairment	3,204	3,499
Collectively evaluated for impairment	569,596	565,212
Total ending loans balance	572,800	568,711
Consumer [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	448	468
Collectively evaluated for impairment	2,978	2,981
Total ending allowance balance	3,426	3,449	3,603	3,494
Loans [Abstract]
Individually reviewed for impairment	6,073	6,347
Collectively evaluated for impairment	311,803	317,255
Total ending loans balance	317,876	323,602
Unallocated [Member]
Ending allowance attributable to loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	30	27
Total ending allowance balance	30	27	$ 34	$ 38
Loans [Abstract]
Individually reviewed for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

LOANS, Impaired Loans (Details)

LOANS, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
With no related allowance recorded [Abstract]
Unpaid principal balance	$ 3,312		$ 4,473
Recorded investment	3,312		3,333
With an allowance recorded [Abstract]
Unpaid principal balance	12,589		13,888
Recorded investment	12,589		13,888
Total [Abstract]
Unpaid principal balance	15,901		18,361
Recorded investment	15,901		17,221
Allowance allocated	927		1,098
Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,396		2,515
Recorded investment	1,396		1,375
With an allowance recorded [Abstract]
Unpaid principal balance	5,228		6,000
Recorded investment	5,228		6,000
Total [Abstract]
Allowance allocated	438		449
Impaired loans [Abstract]
Average of impaired loans	6,825	$ 6,847
Interest income recognized during impairment	288	302
Cash-basis interest income recognized	282	294
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,916		1,958
Recorded investment	1,916		1,958
With an allowance recorded [Abstract]
Unpaid principal balance	1,288		1,541
Recorded investment	1,288		1,541
Total [Abstract]
Allowance allocated	41		181
Impaired loans [Abstract]
Interest income recognized during impairment	44	74
Cash-basis interest income recognized	49	80
Commercial Real Estate [Member] | Residential Developed [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	171		172
Recorded investment	171		172
Total [Abstract]
Allowance allocated	3		2
Impaired loans [Abstract]
Average of impaired loans	172	178
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	134		143
Recorded investment	134		143
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	138	168
Commercial Real Estate [Member] | Commercial Development [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
Total [Abstract]
Allowance allocated	0		0
Impaired loans [Abstract]
Average of impaired loans	0	126
Commercial Real Estate [Member] | Residential Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	136		140
Recorded investment	136		140
With an allowance recorded [Abstract]
Unpaid principal balance	147		193
Recorded investment	147		193
Total [Abstract]
Allowance allocated	11		13
Impaired loans [Abstract]
Average of impaired loans	308	1,455
Commercial Real Estate [Member] | Commercial Improved [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	1,646		1,675
Recorded investment	1,646		1,675
With an allowance recorded [Abstract]
Unpaid principal balance	595		794
Recorded investment	595		794
Total [Abstract]
Allowance allocated	17		155
Impaired loans [Abstract]
Average of impaired loans	2,340	3,731
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	375		382
Recorded investment	375		382
Total [Abstract]
Allowance allocated	10		11
Impaired loans [Abstract]
Average of impaired loans	379	253
Consumer [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	6,073		6,347
Recorded investment	6,073		6,347
Total [Abstract]
Allowance allocated	448		468
Impaired loans [Abstract]
Average of impaired loans	6,197	8,067
Interest income recognized during impairment	75	85
Cash-basis interest income recognized	76	$ 87
Consumer [Member] | Residential Mortgage [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	4,826		5,029
Recorded investment	4,826		5,029
Total [Abstract]
Allowance allocated	356		371
Consumer [Member] | Unsecured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	254		0
Recorded investment	254		0
Total [Abstract]
Allowance allocated	19		0
Consumer [Member] | Home Equity [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	960		1,318
Recorded investment	960		1,318
Total [Abstract]
Allowance allocated	71		97
Consumer [Member] | Other Secured [Member]
With no related allowance recorded [Abstract]
Unpaid principal balance	0		0
Recorded investment	0		0
With an allowance recorded [Abstract]
Unpaid principal balance	33		0
Recorded investment	33		0
Total [Abstract]
Allowance allocated	$ 2		$ 0

LOANS, Past Due Loans (Details)

LOANS, Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	$ 408	$ 1,303
Over 90 days accruing	1	1
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	674	877
Loans not past due	1,383,893	1,404,781
Total ending loans balance	1,384,567	1,405,658
30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	266	447
Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	408	430
Commercial and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	874
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	69	0
Loans not past due	493,822	513,345
Total ending loans balance	493,891	513,345
Commercial and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	69	0
Commercial and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	213	318
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	272	562
Loans not past due	572,528	568,149
Total ending loans balance	572,800	568,711
Commercial Real Estate [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	59	243
Commercial Real Estate [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	213	319
Commercial Real Estate [Member] | Residential Developed [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	14,723	14,825
Total ending loans balance	14,723	14,825
Commercial Real Estate [Member] | Residential Developed [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	0	0
Total ending loans balance	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	57
Loans not past due	45,423	44,112
Total ending loans balance	45,423	44,169
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	57
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	701	712
Total ending loans balance	701	712
Commercial Real Estate [Member] | Commercial Development [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Residential Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	102	15
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	161	102
Loans not past due	100,640	98,398
Total ending loans balance	100,801	98,500
Commercial Real Estate [Member] | Residential Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	59	86
Commercial Real Estate [Member] | Residential Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	102	16
Commercial Real Estate [Member] | Commercial Improved [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	111	303
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	111	403
Loans not past due	291,501	295,215
Total ending loans balance	291,612	295,618
Commercial Real Estate [Member] | Commercial Improved [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	100
Commercial Real Estate [Member] | Commercial Improved [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	111	303
Commercial Real Estate [Member] | Manufacturing and Industrial [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Loans not past due	119,540	114,887
Total ending loans balance	119,540	114,887
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Commercial Real Estate [Member] | Manufacturing and Industrial [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	195	111
Over 90 days accruing	1	1
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	333	315
Loans not past due	317,543	323,287
Total ending loans balance	317,876	323,602
Consumer [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	138	204
Consumer [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	195	111
Consumer [Member] | Residential Mortgage [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	195	111
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	194	110
Loans not past due	237,013	238,064
Total ending loans balance	237,207	238,174
Consumer [Member] | Residential Mortgage [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Residential Mortgage [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	194	110
Consumer [Member] | Unsecured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	6	7
Loans not past due	361	123
Total ending loans balance	367	130
Consumer [Member] | Unsecured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	6	7
Consumer [Member] | Unsecured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	0	0
Consumer [Member] | Home Equity [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	1	1
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	4	68
Loans not past due	73,627	78,435
Total ending loans balance	73,631	78,503
Consumer [Member] | Home Equity [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	3	67
Consumer [Member] | Home Equity [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	1	1
Consumer [Member] | Other Secured [Member]
Recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans [Abstract]
Nonaccrual	0	0
Over 90 days accruing	0	0
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	129	130
Loans not past due	6,542	6,665
Total ending loans balance	6,671	6,795
Consumer [Member] | Other Secured [Member] | 30-90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	129	130
Consumer [Member] | Other Secured [Member] | Greater Than 90 Days [Member]
Aging of recorded investment in past due loans by class of loans [Abstract]
Total past due	$ 0	$ 0

LOANS, Troubled Debt Restructur

LOANS, Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)PaymentNoteLoan	Mar. 31, 2018USD ($)Loan	Dec. 31, 2018USD ($)Loan
LOANS [Abstract]
Specific reserves allocated to customers with modified term loans in troubled debt restructurings	$ 927		$ 1,098
Number of consecutive payments before nonaccrual restructured loan is upgraded | Payment	6
Number of months of performance before a loan is removed from TDR	6 months
Troubled debt restructurings [Abstract]
Number of loans | Loan	111		123
Outstanding recorded balance	$ 15,901		$ 16,153
Accruing troubled debt restructurings [Abstract]
Accruing TDR - nonaccrual at restructuring	0		0
Accruing TDR - accruing at restructuring	9,844		10,336
Accruing TDR - upgraded to accruing after six consecutive payments	5,844		5,693
Total	$ 15,688		$ 16,029
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	5
Pre-TDR balance	$ 0	$ 560
Writedown upon TDR	$ 0	$ 0
Commercial Loans [Member] | A-B Note Structure [Member]
Troubled debt restructured loans [Abstract]
Number of notes into which original note is separated in modification | Note	2
Commercial and Industrial [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	12		18
Outstanding recorded balance	$ 6,624		$ 6,502
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	0
Pre-TDR balance	$ 0	$ 0
Writedown upon TDR	$ 0	$ 0
Commercial Real Estate [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	20		22
Outstanding recorded balance	$ 3,204		$ 3,305
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	3
Pre-TDR balance	$ 0	$ 492
Writedown upon TDR	$ 0	$ 0
Consumer [Member]
Troubled debt restructurings [Abstract]
Number of loans | Loan	79		83
Outstanding recorded balance	$ 6,073		$ 6,346
Troubled debt restructurings executed during current period [Abstract]
Number of loans | Loan	0	2
Pre-TDR balance	$ 0	$ 68
Writedown upon TDR	$ 0	$ 0

LOANS, Credit Quality Indicator

LOANS, Credit Quality Indicators (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Grade	Dec. 31, 2018USD ($)
Risk grade category of commercial loans by class of loans [Abstract]
Number point grading system used for loan quality | Grade	8
Total loans	$ 1,384,567	$ 1,405,658
Commercial Loans [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 1,066,691	1,082,056
Internal risk grade category of loans considered substandard, doubtful or loss | Grade	6
Commercial Loans [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 15,000	15,000
Commercial Loans [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	33,901	32,007
Commercial Loans [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	260,169	275,730
Commercial Loans [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	728,020	726,906
Commercial Loans [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	22,733	24,611
Commercial Loans [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,655	6,610
Commercial Loans [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	213	1,192
Commercial Loans [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial and Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	493,891	513,345
Commercial and Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	15,000	15,000
Commercial and Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	16,222	15,708
Commercial and Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	149,782	164,901
Commercial and Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	296,388	299,622
Commercial and Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	10,307	11,186
Commercial and Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	6,192	6,054
Commercial and Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	874
Commercial and Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	572,800	568,711
Commercial Real Estate [Member] | Residential Developed [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,723	14,825
Commercial Real Estate [Member] | Residential Developed [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	14,295	14,220
Commercial Real Estate [Member] | Residential Developed [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	428	605
Commercial Real Estate [Member] | Residential Developed [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Developed [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Unsecured to Residential Developers [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	45,423	44,169
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	9,618	7,635
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,826	3,543
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	30,819	30,688
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	2,160	2,303
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Vacant and Unimproved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	701	712
Commercial Real Estate [Member] | Commercial Development [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	85	86
Commercial Real Estate [Member] | Commercial Development [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	616	626
Commercial Real Estate [Member] | Commercial Development [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Development [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	100,801	98,500
Commercial Real Estate [Member] | Residential Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Residential Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	19,658	19,645
Commercial Real Estate [Member] | Residential Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	80,677	78,337
Commercial Real Estate [Member] | Residential Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	263	311
Commercial Real Estate [Member] | Residential Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	101	192
Commercial Real Estate [Member] | Residential Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	102	15
Commercial Real Estate [Member] | Residential Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	291,612	295,618
Commercial Real Estate [Member] | Commercial Improved [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Commercial Improved [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,729	5,292
Commercial Real Estate [Member] | Commercial Improved [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	62,895	62,756
Commercial Real Estate [Member] | Commercial Improved [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	218,562	222,152
Commercial Real Estate [Member] | Commercial Improved [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,953	4,751
Commercial Real Estate [Member] | Commercial Improved [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	362	364
Commercial Real Estate [Member] | Commercial Improved [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	111	303
Commercial Real Estate [Member] | Commercial Improved [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	119,540	114,887
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Excellent [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Above Average [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	3,332	3,372
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Good Quality [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	24,923	24,799
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Acceptable Risk [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	86,663	81,261
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Marginally Acceptable [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	4,622	5,455
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Substandard [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Doubtful [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	0	0
Commercial Real Estate [Member] | Manufacturing & Industrial [Member] | Loss [Member]
Risk grade category of commercial loans by class of loans [Abstract]
Total loans	$ 0	$ 0

LOANS, Commercial Loans Classif

LOANS, Commercial Loans Classified as Substandard or Worse (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Commercial loans classified as substandard or worse [Abstract]
Classified as impaired	$ 15,901	$ 17,221
Total ending loans balance	1,384,567	1,405,658
Commercial Loans [Member]
Commercial loans classified as substandard or worse [Abstract]
Total ending loans balance	1,066,691	1,082,056
Commercial Loans [Member] | Substandard or Worse [Member]
Commercial loans classified as substandard or worse [Abstract]
Not classified as impaired	0	0
Classified as impaired	6,868	7,802
Total ending loans balance	$ 6,868	$ 7,802

LOANS, Recorded Investment in C

LOANS, Recorded Investment in Consumer Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 1,384,567	$ 1,405,658
Consumer Loan [Member] | Residential Mortgage [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	237,207	238,174
Consumer Loan [Member] | Residential Mortgage [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	237,013	238,064
Consumer Loan [Member] | Residential Mortgage [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	194	110
Consumer Loan [Member] | Consumer Unsecured [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	367	130
Consumer Loan [Member] | Consumer Unsecured [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	367	130
Consumer Loan [Member] | Consumer Unsecured [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	0	0
Consumer Loan [Member] | Home Equity [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	73,631	78,503
Consumer Loan [Member] | Home Equity [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	73,630	78,502
Consumer Loan [Member] | Home Equity [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	1	1
Consumer Loan [Member] | Consumer Other [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,671	6,795
Consumer Loan [Member] | Consumer Other [Member] | Performing [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	6,671	6,795
Consumer Loan [Member] | Consumer Other [Member] | Nonperforming [Member]
Recorded investment in consumer loans based on payment activity [Abstract]
Total loans	$ 0	$ 0

OTHER REAL ESTATE OWNED (Detail

OTHER REAL ESTATE OWNED (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Other real estate owned [Roll Forward]
Beginning balance	$ 4,183	$ 9,140	$ 9,140
Additions, transfers from loans	0	293	293
Proceeds from sales of other real estate owned	(154)	(431)	(2,212)
Valuation allowance reversal upon sale	(77)	(1,787)	(2,893)
Gain / (loss) on sales of other real estate owned	45	(126)	(145)
Ending balance, gross	3,997	7,089	4,183
Less: valuation allowance	(736)	(1,866)	(803)
Ending balance	3,261	5,223	3,380
Activity in valuation allowance [Roll Forward]
Beginning balance	803	3,373	3,373
Additions charged to expense	10	280
Reversals upon sale	(77)	(1,787)
Ending balance	$ 736	$ 1,866	$ 803

FAIR VALUE, Assets Measured at

FAIR VALUE, Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	$ 224,645	$ 226,986
Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,205	3,211
U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	92,085	95,398
U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	33,912	32,890
Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	46,846	45,127
Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	44,805	45,934
Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	6,997	7,637
Recurring Basis [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	512	415
Interest rate swaps	1,055	700
Interest rate swaps	(1,055)	(700)
Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	512	415
Interest rate swaps	0	0
Interest rate swaps	0	0
Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Loans held for sale	0	0
Interest rate swaps	1,055	700
Interest rate swaps	(1,055)	(700)
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	92,085	95,398
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	92,085	95,398
Recurring Basis [Member] | U.S. Treasury and Federal Agency Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	33,912	32,890
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	33,912	32,890
Recurring Basis [Member] | U.S. Agency MBS and CMOs [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	46,845	45,127
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	46,845	45,127
Recurring Basis [Member] | Tax-Exempt State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	44,806	45,934
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	44,806	45,934
Recurring Basis [Member] | Taxable State and Municipal Bonds [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	6,997	7,637
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	6,997	7,637
Recurring Basis [Member] | Corporate Bonds and Other Debt Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Available-for-sale securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,456	1,438
Recurring Basis [Member] | Other Equity Securities [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	1,456	1,438
Recurring Basis [Member] | Other Equity Securities [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on recurring basis [Abstract]
Equity securities	0	0
Nonrecurring Basis [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,205	3,211
Other real estate owned	1,044	1,205
Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	0	0
Other real estate owned	0	0
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Asset measured at fair value on non-recurring basis [Abstract]
Impaired loans	2,205	3,211
Other real estate owned	$ 1,044	$ 1,205

FAIR VALUE, Quantitative Inform

FAIR VALUE, Quantitative Information about Level 3 Fair Value Measurements (Details) - Level 3 [Member] $ in Thousands	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans	$ 2,205	$ 3,211
OREO	$ 1,044	$ 1,205
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.010	0.010
OREO, unobservable input(s)	0.030	0.030
Sales Comparison Approach [Member] | Adjustment for Differences Between Comparable Sales [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.200	0.150
OREO, unobservable input(s)	0.200	0.200
Income Approach [Member] | Capitalization Rate [Member] | Minimum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.095	0.095
OREO, unobservable input(s)	0.095	0.095
Income Approach [Member] | Capitalization Rate [Member] | Maximum [Member]
Quantitative information about Level 3 fair value measurements measured on non-recurring basis [Abstract]
Impaired loans, unobservable input(s)	0.110	0.110
OREO, unobservable input(s)	0.110	0.110

FAIR VALUE, Carrying Amounts an

FAIR VALUE, Carrying Amounts and Estimated Fair Values of Financial Instruments, Not Previously Presented (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financial assets [Abstract]
Cash and due from banks	$ 28,143	$ 40,526
Bank-owned life insurance	41,433	41,185
Carrying Amount [Member]
Financial assets [Abstract]
FHLB stock	11,558	11,558
Loan Commitments [Member] | Carrying Amount [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Loan Commitments [Member] | Fair Value [Member]
Financial instruments with off-balance sheet credit risk [Abstract]
Off-balance sheet credit-related items	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash and due from banks	28,143	40,526
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash and due from banks	28,143	40,526
Significant Other Observable Inputs (Level 2) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Cash equivalents	115,843	130,758
Loans, net	1,365,470	1,385,571
Accrued interest receivable	5,994	5,279
Financial liabilities [Abstract]
Deposits	(1,617,864)	(1,676,739)
Other borrowed funds	(60,000)	(60,000)
Long-term debt	(41,238)	(41,238)
Accrued interest payable	(883)	(503)
Significant Other Observable Inputs (Level 2) [Member] | Fair Value [Member]
Financial assets [Abstract]
Cash equivalents	115,843	130,758
Loans, net	1,377,058	1,403,005
Accrued interest receivable	5,994	5,279
Financial liabilities [Abstract]
Deposits	(1,619,043)	(1,677,634)
Other borrowed funds	(59,811)	(59,092)
Long-term debt	(37,095)	(37,046)
Accrued interest payable	(883)	(503)
Significant Unobservable Inputs (Level 3) [Member] | Carrying Amount [Member]
Financial assets [Abstract]
Securities held to maturity	70,336	70,334
Bank-owned life insurance	41,433	41,185
Significant Unobservable Inputs (Level 3) [Member] | Fair Value [Member]
Financial assets [Abstract]
Securities held to maturity	72,733	71,505
Bank-owned life insurance	$ 41,433	$ 41,185

DEPOSITS (Details)

DEPOSITS (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Summary of deposit [Abstract]
Noninterest-bearing demand	$ 466,631	$ 485,530
Interest bearing demand	406,559	456,260
Savings and money market accounts	604,473	609,425
Certificates of deposit	140,201	125,524
Total deposits	1,617,864	1,676,739
FDIC insurance limit on deposit accounts	250	250
Time deposits that exceed FDIC insurance limit	$ 44,300	$ 39,600

OTHER BORROWED FUNDS, Federal H

OTHER BORROWED FUNDS, Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 60,000	$ 60,000
Residential and commercial real estate loans pledged as collateral for Federal Home Loan Bank advances	516,200	476,400
Federal Home Loan Bank Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	60,000	60,000
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 40,000	$ 40,000
Range of maturities, earliest	2021	2019
Range of maturities, last	2024	2024
Federal Home Loan Bank Advances [Member] | Single Maturity Fixed Rate Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	2.50%	2.27%
Federal Home Loan Bank Advances [Member] | Putable Advances [Member]
Advances from Federal Home Loan Bank [Abstract]
Advance amount	$ 20,000	$ 20,000
Range of maturities	2024	2024
Federal Home Loan Bank Advances [Member] | Putable Advances [Member] | Weighted Average [Member]
Advances from Federal Home Loan Bank [Abstract]
Interest rate	1.81%	1.81%

OTHER BORROWED FUNDS, Scheduled

OTHER BORROWED FUNDS, Scheduled Repayments of FHLB Advances (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Scheduled repayments of FHLB advances [Abstract]
2019	$ 0
2020	0
2021	10,000
2022	0
2023	10,000
Thereafter	40,000
Total	$ 60,000	$ 60,000

OTHER BORROWED FUNDS, Federal R

OTHER BORROWED FUNDS, Federal Reserve Bank Borrowings (Details) - Federal Reserve Bank Borrowings [Member] - USD ($) $ in Millions	Mar. 31, 2019	Dec. 31, 2018
Debt instruments [Abstract]
Borrowings outstanding	$ 0	$ 0
Unused borrowing capacity	15.1	16.9
Commercial and mortgage loans pledged to the Federal Reserve Bank	$ 18.2	$ 18.2

EARNINGS PER COMMON SHARE (Deta

EARNINGS PER COMMON SHARE (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Reconciliation of numerators and denominators of basic and diluted earnings per common share [Abstract]
Net income available to common shares	$ 7,646	$ 5,755
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	34,040,380	34,010,396
Dilutive potential common shares [Abstract]
Stock options (in shares)	0	1,196
Weighted average shares outstanding - Diluted (in shares)	34,040,380	34,011,592
Basic earnings per common share (in dollars per share)	$ 0.22	$ 0.17
Diluted earnings per common share (in dollars per share)	$ 0.22	$ 0.17
Stock Options [Member]
Earnings per common share [Abstract]
Antidilutive securities excluded from computation of earnings per share amount (in shares)	0	0

FEDERAL INCOME TAXES (Details)

FEDERAL INCOME TAXES (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Income tax expense [Abstract]
Current	$ 1,469	$ 940
Deferred	245	285
Income tax expense	$ 1,714	$ 1,225
Difference between financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income [Abstract]
Statutory rate	21.00%	21.00%
Statutory rate applied to income before taxes	$ 1,966	$ 1,466
Deduct [Abstract]
Tax-exempt interest income	(167)	(179)
Bank-owned life insurance	(50)	(50)
Other, net	(35)	(12)
Income tax expense	1,714	$ 1,225
Deferred tax assets [Abstract]
Allowance for loan losses	3,547		$ 3,544
Nonaccrual loan interest	245		268
Valuation allowance on other real estate owned	218		218
Unrealized loss on securities available for sale	131		606
Other	225		302
Gross deferred tax assets	4,366		4,938
Valuation allowance	(92)		(92)
Total net deferred tax assets	4,274		4,846
Deferred tax liabilities [Abstract]
Depreciation	(1,150)		(1,005)
Prepaid expenses	(200)		(200)
Other	(264)		(261)
Gross deferred tax liabilities	(1,614)		(1,466)
Net deferred tax asset	2,660		3,380
Unrecognized tax benefits	$ 0		$ 0
Period when unrecognized tax benefits is not expected to significantly increase or decrease	12 months

COMMITMENTS AND OFF BALANCE-S_3

COMMITMENTS AND OFF BALANCE-SHEET RISK (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Notional amount of commitments to fund mortgage loans to be sold into the secondary market	$ 12,200	$ 4,100
Commitments to make loans at fixed rates	24.50%
Expiration period of commitment to make variable rate loan	30 days
Commitments to Make Loans [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 100,618	77,391
Letters of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	16,265	15,802
Unused Lines of Credit [Member]
Summary of the contractual amounts of financial instruments with off-balance-sheet risk [Abstract]
Contractual amounts of financial instruments with off-balance-sheet risk	$ 471,991	$ 486,203

SHAREHOLDERS' EQUITY (Details)

SHAREHOLDERS' EQUITY (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)Category	Dec. 31, 2018USD ($)
SHAREHOLDERS' EQUITY [Abstract]
Number of classification of prompt corrective action regulations | Category	5
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 198,458	$ 193,131
CET1 capital (to risk weighted assets), actual ratio	12.60%	12.00%
Tier 1 capital (to risk weighted assets), actual amount	$ 238,458	$ 233,131
Tier 1 capital (to risk weighted assets), actual ratio	15.10%	14.50%
Total capital (to risk weighted assets), actual amount	$ 255,350	$ 250,007
Total capital (to risk weighted assets), actual ratio	16.10%	15.50%
Tier 1 capital (to average assets), actual amount	$ 238,458	$ 233,131
Tier 1 capital (to average assets), actual ratio	12.20%	12.10%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 71,173	$ 72,381
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 94,897	$ 96,508
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 126,529	$ 128,678
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 78,026	$ 76,963
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 110,713	$ 102,540
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.00%	6.40%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 134,437	$ 126,667
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	8.50%	7.90%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 166,070	$ 158,837
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	10.50%	9.90%
Trust preferred securities that qualified as Tier one risk based capital	$ 40,000	$ 40,000
Bank [Member]
Actual capital levels and minimum required levels [Abstract]
CET1 capital (to risk weighted assets), actual amount	$ 231,907	$ 226,531
CET1 capital (to risk weighted assets), actual ratio	14.70%	14.10%
Tier 1 capital (to risk weighted assets), actual amount	$ 231,907	$ 226,531
Tier 1 capital (to risk weighted assets), actual ratio	14.70%	14.10%
Total capital (to risk weighted assets), actual amount	$ 248,799	$ 243,407
Total capital (to risk weighted assets), actual ratio	15.70%	15.10%
Tier 1 capital (to average assets), actual amount	$ 231,907	$ 226,531
Tier 1 capital (to average assets), actual ratio	11.90%	11.80%
CET1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 71,167	$ 72,371
CET1 capital (to risk weighted assets), minimum capital adequacy, ratio	4.50%	4.50%
Tier 1 capital (to risk weighted assets), minimum capital adequacy, amount	$ 94,890	$ 96,495
Tier 1 capital (to risk weighted assets), minimum capital adequacy, ratio	6.00%	6.00%
Total capital (to risk weighted assets), minimum capital adequacy, amount	$ 126,520	$ 128,660
Total capital (to risk weighted assets), minimum capital adequacy, ratio	8.00%	8.00%
Tier 1 capital (to average assets), minimum capital adequacy, amount	$ 77,962	$ 76,902
Tier 1 capital (to average assets), minimum capital adequacy, ratio	4.00%	4.00%
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 110,705	$ 102,526
CET1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	7.00%	6.40%
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 134,427	$ 126,649
Tier 1 capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	8.50%	7.90%
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, amount	$ 166,057	$ 158,814
Total capital (to risk weighted assets), minimum capital adequacy with capital buffer, ratio	10.50%	9.90%
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 102,797	$ 104,536
CET1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	6.50%	6.50%
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 126,520	$ 128,660
Tier 1 capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	8.00%	8.00%
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, amount	$ 158,149	$ 160,825
Total capital (to risk weighted assets) to be well capitalized under prompt corrective action regulations, ratio	10.00%	10.00%
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, amount	$ 97,453	$ 96,128
Tier 1 capital (to average assets) to be well capitalized under prompt corrective action regulations, ratio	5.00%	5.00%