Macatawa Bank (MCBC) 10-Q 27 Jul 23 2023 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2023	Jul. 27, 2023
Document Information [Line Items]
Entity Central Index Key	0001053584
Entity Registrant Name	MACATAWA BANK CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	000-25927
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-3391345
Entity Address, Address Line One	10753 Macatawa Drive
Entity Address, City or Town	Holland
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49424
City Area Code	616
Local Phone Number	820-1444
Title of 12(b) Security	Common stock
Trading Symbol	MCBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		34,291,487

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 40,255	$ 51,215
Federal funds sold and other short-term investments	343,676	703,955
Cash and cash equivalents	383,931	755,170
Debt securities available for sale, at fair value	512,837	499,257
Debt securities held to maturity (fair value 2023 - $325,354 and 2022 - $332,650)	340,400	348,765
Federal Home Loan Bank (FHLB) stock	10,211	10,211
Loans held for sale, at fair value	0	215
Total loans	1,271,576	1,177,748
Allowance for credit losses	(17,109)	(15,285)
Net loans	1,254,467	1,162,463
Premises and equipment – net	39,766	40,306
Accrued interest receivable	7,499	7,606
Bank-owned life insurance	53,791	53,345
Other real estate owned - net	0	2,343
Net deferred tax asset	9,636	9,712
Other assets	17,716	17,526
Total assets	2,630,254	2,906,919
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing	704,409	834,879
Interest-bearing	1,617,136	1,780,263
Total deposits	2,321,545	2,615,142
Other borrowed funds	30,000	30,000
Accrued expenses and other liabilities	14,890	14,739
Total liabilities	2,366,435	2,659,881
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,291,487 and 34,298,640 shares issued and outstanding at June 30, 2023 and December 31, 2022	219,909	219,578
Retained earnings	74,670	59,036
Accumulated other comprehensive loss	(30,760)	(31,576)
Total shareholders' equity	263,819	247,038
Total liabilities and shareholders' equity	$ 2,630,254	$ 2,906,919

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Debt securities, held to maturity, fair value	$ 325,354	$ 332,650
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	200,000,000	200,000,000
Common stock, issued (in shares)	34,291,487	34,298,640
Common stock, outstanding (in shares)	34,291,487	34,298,640

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Interest income
Loans, including fees		$ 17,176	$ 10,344	$ 32,835	$ 20,741
Securities
Taxable		4,596	2,618	9,077	4,052
Tax-exempt		678	702	1,376	1,434
FHLB Stock		71	51	137	102
Federal funds sold and other short-term investments		4,599	1,720	10,961	2,249
Total interest income		27,120	15,435	54,386	28,578
Interest expense
Deposits		5,816	245	10,310	403
Other borrowings		158	347	314	667
Total interest expense		5,974	592	10,624	1,070
Net interest income		21,146	14,843	43,762	27,508
Provision for credit losses	[1]	300	0	300	(1,500)
Net interest income after provision for credit losses		20,846	14,843	43,462	29,008
Noninterest income
Net gains on mortgage loans		21	199	32	508
Bank owned life insurance ("BOLI") income		221	230	420	470
Other		477	626	1,106	1,144
Total noninterest income		4,613	5,131	9,141	10,096
Noninterest expense
Salaries and benefits		6,843	6,402	13,541	12,691
Occupancy of premises		1,098	1,071	2,235	2,243
Furniture and equipment		1,064	988	2,095	2,004
Legal and professional		271	271	619	465
Marketing and promotion		205	195	423	390
Data processing		1,006	924	1,961	1,808
FDIC assessment		330	197	660	377
Interchange and other card expense		402	406	786	779
Bond and D&O Insurance		122	129	243	259
Other		1,332	1,330	2,275	2,636
Total noninterest expenses		12,673	11,913	24,838	23,652
Income before income tax		12,786	8,061	27,765	15,452
Income tax expense		2,474	1,493	5,449	2,884
Net income		$ 10,312	$ 6,568	$ 22,316	$ 12,568
Basic earnings per common share (in dollars per share)		$ 0.30	$ 0.19	$ 0.65	$ 0.37
Diluted earnings per common share (in dollars per share)		0.30	0.19	0.65	0.37
Cash dividends per common share (in dollars per share)		$ 0.08	$ 0.08	$ 0.16	$ 0.16
Service [Member]
Noninterest income
Noninterest revenue		$ 1,018	$ 1,218	$ 2,012	$ 2,430
Trust Fees [Member]
Noninterest income
Noninterest revenue		1,136	1,096	2,168	2,184
ATM and Debit Card Fees [Member]
Noninterest income
Noninterest revenue		$ 1,740	$ 1,762	$ 3,403	$ 3,360
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income	$ 10,312	$ 6,568	$ 22,316	$ 12,568
Unrealized gains (losses):
Net change in unrealized gains (losses) on debt securities available for sale	(5,694)	(8,251)	1,044	(23,371)
Net unrealized gain at time of transfer on securities transferred to held-to-maturity	0	0	0	113
Amortization of net unrealized gains on securities transferred to held-to-maturity	(6)	(6)	(11)	(10)
Tax effect	1,197	1,734	(217)	4,886
Net change in unrealized gains (losses) on debt securities available for sale, net of tax	(4,503)	(6,523)	816	(18,382)
Less: reclassification adjustments:
Reclassification for gains included in net income	0	0	0	0
Tax effect	0	0	0	0
Reclassification for gains included in net income, net of tax	0	0	0	0
Other comprehensive income (loss), net of tax	(4,503)	(6,523)	816	(18,382)
Comprehensive income (loss)	$ 5,809	$ 45	$ 23,132	$ (5,814)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2021					$ 219,082	$ 35,220	$ (297)	$ 254,005
Net income					0	12,568	0	12,568
Cash dividends					0	(5,456)	0	(5,456)
Repurchase of 815 shares for taxes withheld on vested restricted stock					(20)	0	0	(20)
Other comprehensive loss, net of tax					0	0	(18,382)	(18,382)
Stock compensation expense					394	0	0	394
Balance at Jun. 30, 2022					219,456	42,332	(18,679)	243,109
Balance at Mar. 31, 2022					219,266	38,492	(12,156)	245,602
Net income					0	6,568	0	6,568
Cash dividends					0	(2,728)	0	(2,728)
Repurchase of 815 shares for taxes withheld on vested restricted stock					(7)	0	0	(7)
Other comprehensive loss, net of tax					0	0	(6,523)	(6,523)
Stock compensation expense					197	0	0	197
Balance at Jun. 30, 2022					219,456	42,332	(18,679)	243,109
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ (1,215)	$ 0	$ (1,215)
Balance at Dec. 31, 2022					219,578	59,036	(31,576)	247,038
Net income					0	22,316	0	22,316
Cash dividends					0	(5,467)	0	(5,467)
Repurchase of 815 shares for taxes withheld on vested restricted stock					(22)	0	0	(22)
Other comprehensive loss, net of tax					0	0	816	816
Stock compensation expense					353	0	0	353
Balance at Jun. 30, 2023					219,909	74,670	(30,760)	263,819
Balance at Mar. 31, 2023					219,733	67,092	(26,257)	260,568
Net income					0	10,312	0	10,312
Cash dividends					0	(2,734)	0	(2,734)
Repurchase of 815 shares for taxes withheld on vested restricted stock					(7)	0	0	(7)
Other comprehensive loss, net of tax					0	0	(4,503)	(4,503)
Stock compensation expense					183	0	0	183
Balance at Jun. 30, 2023					$ 219,909	$ 74,670	$ (30,760)	$ 263,819

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Cash dividends per common share (in dollars per share)	$ 0.08	$ 0.08	$ 0.16	$ 0.16
Shares repurchased (in shares)	807	815	2,145	2,153

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities
Net income		$ 22,316	$ 12,568
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization		242	1,204
Stock compensation expense		353	394
Provision for credit losses	[1]	300	(1,500)
Origination of loans for sale		(2,620)	(18,548)
Proceeds from sales of loans originated for sale		2,867	19,300
Net gains on mortgage loans		(32)	(508)
Net gain on sales of other real estate		(356)	0
Deferred income tax expense		182	533
Earnings in bank-owned life insurance		(420)	(470)
Change in accrued interest receivable and other assets		(83)	(2,008)
Change in accrued expenses and other liabilities		89	66
Net cash from operating activities		22,838	11,031
Cash flows from investing activities
Loan originations and payments, net		(93,780)	(2,680)
Purchases of securities available for sale		(24,072)	(186,326)
Purchases of securities held to maturity		(6,505)	(137,355)
Maturities and calls of securities available for sale		5,546	13,265
Maturities and calls of securities held to maturity		10,014	9,481
Principal paydowns on securities available for sale		6,829	8,586
Principal paydowns on securities held to maturity		4,816	35,382
Sales of other real estate		2,699	0
Redemption of FHLB stock		0	1,347
Additions to premises and equipment		(538)	(466)
Net cash for investing activities		(94,991)	(258,766)
Cash flows from financing activities
Change in deposits		(293,597)	(83,375)
Repayments and maturities of other borrowed funds		0	(80,000)
Proceeds from other borrowed funds		0	25,000
Repurchase of shares for taxes withheld on vested restricted stock		(22)	(20)
Cash dividends paid		(5,467)	(5,456)
Net cash for financing activities		(299,086)	(143,851)
Net change in cash and cash equivalents		(371,239)	(391,586)
Cash and cash equivalents at beginning of period		755,170	1,151,788
Cash and cash equivalents at end of period		383,931	760,202
Supplemental cash flow information
Interest paid		10,144	1,106
Income taxes paid		4,950	3,000
Supplemental noncash disclosures:
Security settlement		0	1,662
Transfer of securities from available for sale to held to maturity		$ 0	$ 123,469
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	NOTE 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation ("FDIC"). The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. Basis of Presentation 10 10 X. not Operating results for the three six June 30, 2023 not may December 31, 2023. 10 December 31, 2022. Use of Estimates FASB issued ASU No. 2016 13, Financial Instruments Credit Losses (Topic 326 no may 2022 02, Financial Instruments - Credit Losses (Topic 326 The Company adopted these standards as required on January 1, 2023 January 1, 2023 Allowance for Credit Losses ("ACL") - Loans may The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogeneous classes, or pools, for allowance calculation. Commercial loans are divided into eight classes based primarily on property type and risk characteristics. They are further segmented based on commercial loan risk grade. Retail loans are segmented into categories including residential mortgage, home equity, unsecured and other secured and then further segmented based on delinquency status. The Company's loan portfolio classes as of June 30, 2023 Commercial Loans: Commercial and Industrial Residential developed Unsecured to residential developers Vacant and unimproved Commercial development Residential improved Commercial improved Manufacturing and industrial Consumer Loans: Residential mortgage Unsecured Home equity Other secured The remaining life methodology is used for all loan pools. This nondiscounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Given the bank's limited loss history over the past twelve Reasonable and supportable economic forecasts have to be incorporated in determining expected losses. The forecast period represents the time frame from the current period end through the point in time that the Company can reasonably forecast. Ideally, the economic forecast period would cover the contractual terms of all loans; however, the ability to produce a forecast that is both reasonable and supportable becomes more difficult the longer the period is projected. For periods beyond the forecast period, the loss rate reverts back to the baseline lifetime loss. As of June 30, 2023, one six third twenty five June 2023 December 2006 September 2007). June 30, 2023 not one March 31, 2023 A number of qualitative factors are considered including economic forecast uncertainty, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, impact of rising interest rates, external factors and other considerations. During each reporting period, management also considers the need to adjust the baseline lifetime loss rates for factors that may The Company is also required to consider expected credit losses associated with loan commitments over the contractual period in which it is exposed to credit risk on the underlying commitments. Any allowance for off-balance sheet credit exposures is reported as an other liability on the Company's Consolidated Balance Sheet and is increased or decreased via other noninterest expense on the Company's Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same methodology, inputs and assumptions as the funded portion of loans at the segment level applied to the amount of commitments expected to be funded. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level-yield method without anticipating prepayments. Accrued interest on loans totaled $3.9 million at June 30, 2023 December 31, 2022. Accrued interest receivable for loans is included as a separate line item on the Company's Consolidated Balance Sheet. The Company elected not Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 no 120 90 All interest accrued but not Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Accrued interest receivable on securities totaled $3.5 million at June 30, 2023 December 31, 2022. ACL - Securities Available for Sale not not 326 30 not June 30, 2023, ACL - Securities Held to Maturity no 1 2 3 4 June 30, 2023, no Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" 50% not not" no Revenue From Contracts With Customers 606, Revenue from Contracts with Customers 606" 606, No The Company's primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not The Company generally satisfies its performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: ( 1 2 3 4 Derivatives two no June 30, 2023 December 31, 2022, Mortgage Banking Derivatives not not Changes in the fair values of these interest rate lock and mortgage backed security and forward commitment derivatives are included in net gains on mortgage loans. The fair value of interest rate lock commitments was $0 at June 30, 2023 December 31, 2022. June 30, 2023 December 31, 2022. Loans Held for Sale June 30, 2023 December 31, 2022, no Newly Issued Not 2023 01, Investments - Equity Method and Joint Ventures (Topic 323 December 15, 2023, no not FASB issued ASU 2023 01, Leases (Topic 842 December 15, 2023, not not

Note 2 - Securities

Note 2 - Securities	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 SECURITIES The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): June 30, 2023 Amortized Gross Gross Fair Available for Sale U.S. Treasury and federal agency securities $ 255,547 $ — $ (15,366 ) $ 240,181 U.S. Agency MBS and CMOs 130,977 — (14,828 ) 116,149 Tax-exempt state and municipal bonds 35,218 5 (612 ) 34,611 Taxable state and municipal bonds 117,976 36 (7,831 ) 110,181 Corporate bonds and other debt securities 12,136 — (421 ) 11,715 $ 551,854 $ 41 $ (39,058 ) $ 512,837 Held to Maturity U.S. Treasury $ 251,266 $ — $ (13,162 ) $ 238,104 Tax-exempt state and municipal bonds 89,134 199 (2,083 ) 87,250 $ 340,400 $ 199 $ (15,245 ) $ 325,354 December 31, 2022 Amortized Gross Gross Fair Available for Sale: U.S. Treasury and federal agency securities $ 240,921 $ 23 $ (16,310 ) $ 224,634 U.S. Agency MBS and CMOs 128,165 — (14,347 ) 113,818 Tax-exempt state and municipal bonds 37,198 10 (498 ) 36,710 Taxable state and municipal bonds 120,647 49 (8,525 ) 112,171 Corporate bonds and other debt securities 12,387 — (463 ) 11,924 $ 539,318 $ 82 $ (40,143 ) $ 499,257 Held to Maturity U.S. Treasury $ 251,307 $ — $ (13,677 ) $ 237,630 Tax-exempt state and municipal bonds 97,458 415 (2,853 ) 95,020 $ 348,765 $ 415 $ (16,530 ) $ 332,650 There were no sales of securities in the three six June 30, 2023 2022. On January 1, 2022, ten Contractual maturities of debt securities at June 30, 2023 Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Due in one year or less $ 115,991 $ 113,729 $ 60,850 $ 59,717 Due from one to five years 206,975 194,472 336,794 316,350 Due from five to ten years 17,434 17,153 24,734 22,027 Due after ten years — — 129,476 114,743 $ 340,400 $ 325,354 $ 551,854 $ 512,837 Securities with unrealized losses at June 30, 2023 December 31, 2022, Less than 12 Months 12 Months or More Total June 30, 2023 Fair Unrealized Fair Unrealized Fair Unrealized Available for Sale U.S. Treasury and federal agency securities $ 53,921 $ (1,053 ) $ 182,058 $ (14,313 ) $ 235,979 $ (15,366 ) U.S. Agency MBS and CMOs 50,238 (1,450 ) 65,911 (13,378 ) 116,149 (14,828 ) Tax-exempt state and municipal bonds 30,453 (369 ) 5,451 (243 ) 35,904 (612 ) Taxable state and municipal bonds 31,301 (833 ) 73,536 (6,998 ) 104,837 (7,831 ) Corporate bonds and other debt securities 5,445 (161 ) 6,270 (260 ) 11,715 (421 ) $ 171,358 $ (3,866 ) $ 333,226 $ (35,192 ) $ 504,584 $ (39,058 ) Held to Maturity U.S. Treasury $ 29,018 $ (566 ) $ 209,086 $ (12,596 ) $ 238,104 $ (13,162 ) Tax-exempt state and municipal bonds 10,527 (88 ) 47,479 (1,995 ) 58,006 (2,083 ) $ 39,545 $ (654 ) $ 256,565 $ (14,591 ) $ 296,110 $ (15,245 ) Less than 12 Months 12 Months or More Total December 31, 2022 Fair Unrealized Fair Unrealized Fair Unrealized Available for Sale: U.S. Treasury and federal agency securities $ 144,796 $ (6,230 ) $ 66,008 $ (10,080 ) $ 210,804 $ (16,310 ) U.S. Agency MBS and CMOs 64,427 (4,789 ) 41,340 (9,558 ) 105,767 (14,347 ) Tax-exempt state and municipal bonds 31,337 (498 ) — — 31,337 (498 ) Taxable state and municipal bonds 71,165 (3,337 ) 33,452 (5,188 ) 104,617 (8,525 ) Corporate bonds and other debt securities 10,668 (357 ) 1,256 (106 ) 11,924 (463 ) $ 322,393 $ (15,211 ) $ 142,056 $ (24,932 ) $ 464,449 $ (40,143 ) Held to Maturity: U.S. Treasury $ 237,630 $ (13,677 ) $ — $ — $ 237,630 $ (13,677 ) Tax-exempt state and municipal bonds 57,671 (2,314 ) 21,721 (539 ) 79,392 (2,853 ) $ 295,301 $ (15,991 ) $ 21,721 $ (539 ) $ 317,022 $ (16,530 ) Management evaluates securities in an unrealized loss position at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. In analyzing an issuer's financial condition, Management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred and the results of reviews of the issuer's financial condition. At June 30, 2023, June 30, 2023, not June 30, 2023. Securities with a carrying value of approximately $3.6 million and $3.5 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at June 30, 2023 December 31, 2022,

Note 3 - Loans

Note 3 - Loans	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 3 LOANS Portfolio loans were as follows (dollars in thousands): June 30, December 31, Commercial and industrial $ 489,273 $ 441,716 Commercial real estate: Residential developed 4,437 7,234 Unsecured to residential developers — — Vacant and unimproved 37,577 36,270 Commercial development 94 103 Residential improved 111,621 112,791 Commercial improved 260,394 259,281 Manufacturing and industrial 145,490 121,924 Total commercial real estate 559,613 537,603 Consumer: Residential mortgage 165,221 139,148 Unsecured 113 121 Home equity 54,568 56,321 Other secured 2,788 2,839 Total consumer 222,690 198,429 Total loans 1,271,576 1,177,748 Allowance for credit losses (17,109 ) (15,285 ) $ 1,254,467 $ 1,162,463 The totals above are shown net of deferred fees and costs. Deferred fees on loans totaled $1.4 million and $1.3 million at June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022, Activity in the allowance for credit losses by portfolio segment was as follows (dollars in thousands): Three months ended June 30, 2023 Commercial Commercial Consumer Unallocated Total Beginning balance $ 7,124 $ 6,770 $ 2,818 $ 82 $ 16,794 Charge-offs — — (22 ) — (22 ) Recoveries 7 3 27 — 37 Provision for credit losses (1) (120 ) 155 276 (11 ) 300 Ending Balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Three months ended June 30, 2022 Commercial Commercial Consumer Unallocated Total Beginning balance $ 5,329 $ 7,071 $ 2,153 $ 63 $ 14,616 Charge-offs (38 ) — (22 ) — (60 ) Recoveries 5 38 32 — 75 Provision for credit losses (1) (40 ) (87 ) 153 (26 ) — Ending Balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631 Six months ended June 30, 2023 Commercial Commercial Consumer Unallocated Total Beginning balance, prior to adoption of ASU 2016-03 $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Impact of adoption of ASU 2016-03 1,299 (212 ) 389 — 1,476 Charge-offs — — (43 ) — (43 ) Recoveries 16 6 69 — 91 Provision for credit losses (1) 100 (46 ) 226 20 300 Ending Balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Six months ended June 30, 2022 Commercial Commercial Consumer Unallocated Total Beginning balance $ 5,176 $ 8,051 $ 2,633 $ 29 $ 15,889 Charge-offs (38 ) — (57 ) — (95 ) Recoveries 10 271 56 — 337 Provision for credit losses (1) 108 (1,300 ) (316 ) 8 (1,500 ) Ending Balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631 ( 1 Beginning January 1, 2023, January 1, 2023, The following table presents gross chargeoffs for the six June 30, 2023 Term Loans By Origination Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial $ — $ — $ — $ — $ — $ — $ — $ — Commercial development — — — — — — — — Commercial improved — — — — — — — — Manufacturing and industrial — — — — — — — — Residential development — — — — — — — — Residential improved — — — — — — — — Vacant and unimproved — — — — — — — — Total commercial — — — — — — — — Residential mortgage — — — — — — — — Consumer unsecured — — — — — — — — Home equity — — — — — — — — Other — — — — — — 43 43 Total consumer — — — — — — 43 43 Total loans — — — — — — 43 43 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Under CECL for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and the loan's amortized cost. If the fair value of the collateral exceeds the loan's amortized cost, no There have been no The amortized cost of collateral-dependent loans by class as of June 30, 2023 Collateral Type June 30, 2023 Real Estate Other Allowance Commercial and industrial $ 584 $ — $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 29 — — Commercial improved 299 — 2 Manufacturing and industrial — — — 328 — 2 Consumer Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — Consumer — — — Total $ 912 $ — $ 2 The following table presents the balance in the allowance for credit losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): December 31, 2022 Commercial Commercial Consumer Unallocated Total Allowance for credit losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 55 $ 20 $ 220 $ — $ 295 Collectively evaluated for impairment 5,541 7,160 2,238 51 14,990 Total ending allowance balance $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Loans: Individually reviewed for impairment $ 3,603 $ 518 $ 2,886 $ — $ 7,007 Collectively evaluated for impairment 438,113 537,085 195,543 — 1,170,741 Total ending loans balance $ 441,716 $ 537,603 $ 198,429 $ — $ 1,177,748 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2022 December 31, 2022 Unpaid Recorded Allowance Year-To-Date Average Recorded Investment With no related allowance recorded: Commercial and industrial $ 3,278 $ 3,278 $ — $ 2,338 Commercial real estate: Residential improved 31 31 — 33 31 31 — 33 Consumer — — — — Total with no related allowance recorded $ 3,309 $ 3,309 $ — $ 2,371 With an allowance recorded: Commercial and industrial $ 325 $ 325 $ 55 $ 365 Commercial real estate: Commercial improved 307 307 9 313 Manufacturing and industrial 180 180 11 185 487 487 20 498 Consumer: Residential mortgage 2,653 2,653 202 2,619 Unsecured 29 29 2 29 Home equity 204 204 16 234 2,886 2,886 220 2,882 Total with an allowance recorded $ 3,698 $ 3,698 $ 295 $ 3,745 Total $ 7,007 $ 7,007 $ 295 $ 6,116 The following tables present the recorded investment in nonaccrual and loans past due over 90 June 30, 2023 December 31, 2022: June 30, 2023 Nonaccrual with No Allowance Nonaccrual with Allowance Total Nonaccrual Over 90 Total Nonperforming Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential Improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 72 72 — 72 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 72 72 — 72 Total $ — $ 72 $ 72 $ — $ 72 December 31, 2022 Nonaccrual with No Allowance Nonaccrual with Allowance Total Nonaccrual Over 90 Total Nonperforming Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 78 78 — 78 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 78 78 — 78 Total $ — $ 78 $ 78 $ — $ 78 No interest income was recognized on nonaccrual loans during the three six June 30, 2023. The following table presents the aging of the recorded investment in past due loans as of June 30, 2023 December 31, 2022 June 30, 2023 30-90 Greater Than Total Loans Not Total Commercial and industrial $ — $ — $ — $ 489,273 $ 489,273 Commercial real estate: Residential developed — — — 4,437 4,437 Unsecured to residential developers — — — — — Vacant and unimproved — — — 37,577 37,577 Commercial development — — — 94 94 Residential improved — — — 111,621 111,621 Commercial improved — — — 260,394 260,394 Manufacturing and industrial — — — 145,490 145,490 — — — 559,613 559,613 Consumer: Residential mortgage — 71 71 165,150 165,221 Unsecured — — — 113 113 Home equity 87 — 87 54,481 54,568 Other secured — — — 2,788 2,788 87 71 158 222,532 222,690 Total $ 87 $ 71 $ 158 $ 1,271,418 $ 1,271,576 December 31, 2022 30-90 Greater Than Total Loans Not Total Commercial and industrial $ — $ — $ — $ 441,716 $ 441,716 Commercial real estate: Residential developed — — — 7,234 7,234 Unsecured to residential developers — — — — — Vacant and unimproved — — — 36,270 36,270 Commercial development — — — 103 103 Residential improved — — — 112,791 112,791 Commercial improved 71 — 71 259,210 259,281 Manufacturing and industrial — — — 121,924 121,924 71 — 71 537,532 537,603 Consumer: Residential mortgage — 77 77 139,071 139,148 Unsecured — — — 121 121 Home equity 24 — 24 56,297 56,321 Other secured — — — 2,839 2,839 24 77 101 198,328 198,429 Total $ 95 $ 77 $ 172 $ 1,177,576 $ 1,177,748 At times, the Company will modify terms of a loan to allow the customer to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may two first second second first may six As with other individually reviewed loans, an allowance for credit loss is estimated for each such modification made to borrowers experiencing financial difficulty based on the most likely source of repayment for each loan. For commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For individually reviewed commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of such loans, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial modifications to borrowers experiencing financial difficulty where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding modifications to borrowers experiencing financial difficulty as of June 30, 2023 June 30, 2023 Number of Outstanding Percentage to Commercial and industrial 3 $ 288 0.06 % Commercial real estate 3 501 0.09 % Consumer 33 2,850 1.28 % 39 $ 3,639 0.29 % The following table presents information related to modifications to borrowers experiencing financial difficulty as of June 30, 2023. six June 30, Accruing - nonaccrual at modification $ — Accruing - accruing at modification 3,639 Accruing - upgraded to accruing after six consecutive payments — $ 3,639 There was one consumer loan modification made to a borrower experiencing financial difficulty during the three six June 30, 2023. three six June 30, 2022 There were no defaults on loans with modifications to borrowers experiencing financial difficulty during the three six June 30, 2023 90 12 not Credit Quality Indicators: eight 5 8 7, first 4 zero 1. 2. 3. 4. may 5. 6. may may not 7. no one may 8. no The following table summarizes loan ratings by grade for commercial loans (dollars in thousands): Term Loans Amortized Cost Basis By Origination Year and Risk Grades June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Commercial and industrial Grades 1-3 $ 38,229 $ 60,629 $ 17,597 $ 6,062 $ 13,584 $ 40,524 $ 75,039 $ 251,664 Grade 4 34,073 44,956 24,579 18,044 8,718 27,865 74,597 232,832 Grade 5 — 330 68 48 84 — 3,586 4,116 Grade 6 — 10 34 — — 32 585 661 Grade 7-8 — — — — — — — — $ 72,302 $ 105,925 $ 42,278 $ 24,154 $ 22,386 $ 68,421 $ 153,807 $ 489,273 Commercial development Grades 1-3 $ — $ 94 $ — $ — $ — $ — $ — $ 94 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ 94 $ — $ — $ — $ — $ — $ 94 Commercial improved Grades 1-3 $ 10,855 $ 22,493 $ 50,283 $ 18,553 $ 14,127 $ 17,113 $ 6,894 $ 140,318 Grade 4 6,290 34,306 19,195 32,803 17,600 2,802 1,080 114,076 Grade 5 273 32 — 16 2,195 3,135 50 5,701 Grade 6 — — 299 — — — — 299 Grade 7-8 — — — — — — — — $ 17,418 $ 56,831 $ 69,777 $ 51,372 $ 33,922 $ 23,050 $ 8,024 $ 260,394 Manufacturing and industrial Grades 1-3 $ 6,697 $ 27,465 $ 4,621 $ 8,148 $ 4,305 $ 3,897 $ 350 $ 55,483 Grade 4 17,524 26,618 13,864 7,773 5,721 13,765 1,610 86,875 Grade 5 173 — — — — 316 — 489 Grade 6 — — — — — 2,643 — 2,643 Grade 7-8 — — — — — — — — $ 24,394 $ 54,083 $ 18,485 $ 15,921 $ 10,026 $ 20,621 $ 1,960 $ 145,490 Residential development Grades 1-3 $ — $ — $ — $ — $ — $ — $ — $ — Grade 4 256 2,018 1,143 — — — 1,020 4,437 Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 256 $ 2,018 $ 1,143 $ — $ — $ — $ 1,020 $ 4,437 Residential improved Grades 1-3 $ 4,590 $ 9,457 $ 1,410 $ 9,172 $ 255 $ 5,336 $ 394 $ 30,614 Grade 4 999 560 31,454 1,952 7,163 15,576 23,275 80,979 Grade 5 — — 28 — — — — 28 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 5,589 $ 10,017 $ 32,892 $ 11,124 $ 7,418 $ 20,912 $ 23,669 $ 111,621 Vacant and unimproved Grades 1-3 $ 460 $ 4,441 $ 8,310 $ 7,042 $ — $ 97 $ — $ 20,350 Grade 4 1,711 2,506 2,813 8,162 160 113 425 15,890 Grade 5 1,337 — — — — — — 1,337 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 3,508 $ 6,947 $ 11,123 $ 15,204 $ 160 $ 210 $ 425 $ 37,577 Total Commercial Grades 1-3 $ 60,831 $ 124,579 $ 82,221 $ 48,977 $ 32,271 $ 66,967 $ 82,677 $ 498,523 Grade 4 60,853 110,964 93,048 68,734 39,362 60,121 102,007 535,089 Grade 5 1,783 362 96 64 2,279 3,451 3,636 11,671 Grade 6 — 10 333 — — 2,675 585 3,603 Grade 7-8 — — — — — — — — $ 123,467 $ 235,915 $ 175,698 $ 117,775 $ 73,912 $ 133,214 $ 188,905 $ 1,048,886 As of December 31, 2022, December 31, 2022 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,040 $ 21,451 $ 175,762 $ 220,987 $ 8,309 $ 167 $ — $ — $ 441,716 Commercial real estate: Residential developed — — — 7,234 — — — — 7,234 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 1,231 18,406 16,633 — — — — 36,270 Commercial development — — 103 — — — — — 103 Residential improved — — 25,585 87,176 30 — — — 112,791 Commercial improved — 17,802 83,769 151,641 5,762 307 — — 259,281 Manufacturing & industrial — 11,422 32,977 73,566 1,646 2,313 — — 121,924 $ 15,040 $ 51,906 $ 336,602 $ 557,237 $ 15,747 $ 2,787 $ — $ — $ 979,319 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans by year of origination and based on delinquency status at June 30, 2023 ( Term Loans Amortized Cost Basis By Origination Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Residential mortgage Performing $ 36,055 $ 41,784 $ 26,777 $ 10,181 $ 5,059 $ 30,898 $ 14,395 $ 165,149 Nonperforming — — — — — 72 — 72 $ 36,055 $ 41,784 $ 26,777 $ 10,181 $ 5,059 $ 30,970 $ 14,395 $ 165,221 Consumer unsecured Performing $ — $ — $ — $ 12 $ 14 $ 87 $ — $ 113 Nonperforming — — — — — — — — $ — $ — $ — $ 12 $ 14 $ 87 $ — $ 113 Home equity Performing $ 131 $ 803 $ 227 $ 478 $ 228 $ 2,209 $ 50,492 $ 54,568 Nonperforming — — — — — — — — $ 131 $ 803 $ 227 $ 478 $ 228 $ 2,209 $ 50,492 $ 54,568 Other Performing $ 742 $ 872 $ 645 $ 295 $ 70 $ 164 $ — $ 2,788 Nonperforming — — — — — — — — $ 742 $ 872 $ 645 $ 295 $ 70 $ 164 $ — $ 2,788 Total Retail $ 36,928 $ 43,459 $ 27,649 $ 10,966 $ 5,371 $ 33,430 $ 64,887 $ 222,690 The following table presents the recorded investment in consumer loans based on payment status at December 31, 2022 ( December 31, 2022 Residential Consumer Home Consumer Performing $ 139,071 $ 121 $ 56,321 $ 2,839 Nonperforming 77 — — — Total $ 139,148 $ 121 $ 56,321 $ 2,839

Note 4 - Fair Value

Note 4 - Fair Value	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 4 FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures three may Level 1 Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Significant other observable inputs other than Level 1 not Level 3 Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities 2 3 Loans Held for Sale third 2 Impaired Loans one three no 3. may 3 Other Real Estate Owned third may 3 3. Interest Rate Swaps third 3. Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Fair Quoted Prices in Significant Other Significant Value (Level 1) (Level 2) (Level 3) June 30, 2023 Available for sale securities U.S. Treasury and federal agency securities $ 240,181 $ — $ 240,181 $ — U.S. Agency MBS and CMOs 116,149 — 116,149 — Tax-exempt state and municipal bonds 34,611 — 34,611 — Taxable state and municipal bonds 110,181 — 110,181 — Corporate bonds and other debt securities 11,715 — 11,715 — Other equity securities 1,300 — 1,300 — Loans held for sale — — — — Interest rate swaps 6,000 — 6,000 — Total assets measured at fair value on recurring basis $ 520,137 $ — $ 520,137 $ — Interest rate swaps (6,000 ) — (6,000 ) — Total liabilities measured at fair value on recurring basis $ (6,000 ) $ — $ (6,000 ) $ — December 31, 2022 Available for sale securities U.S. Treasury and federal agency securities $ 224,634 $ — $ 224,634 $ — U.S. Agency MBS and CMOs 113,818 — 113,818 — Tax-exempt state and municipal bonds 36,710 — 36,710 — Taxable state and municipal bonds 112,171 — 112,171 — Corporate bonds and other debt securities 11,924 — 11,924 — Other equity securities 1,304 — 1,304 — Loans held for sale 215 — 215 — Interest rate swaps 6,463 — 6,463 — Total assets measured at fair value on recurring basis $ 507,239 $ — $ 507,239 $ — Interest rate swaps (6,463 ) — (6,463 ) — Total liabilities measured at fair value on recurring basis $ (6,463 ) $ — $ (6,463 ) $ — Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Fair Quoted Prices in Significant Other Significant Value (Level 1) (Level 2) (Level 3) June 30, 2023 Collateral dependent loans $ 910 $ — $ — $ 910 December 31, 2022 Impaired loans $ 328 $ — $ — $ 328 Quantitative information about Level 3 Asset Fair Valuation Unobservable Range (%) June 30, 2023 Collateral dependent loans $ 910 Sales comparison approach Adjustment for differences 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Valuation Unobservable Range (%) December 31, 2022 Impaired Loans $ 328 Sales comparison approach Adjustment for differences 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not June 30, 2023 December 31, 2022 Level in June 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Financial assets Cash and due from banks Level 1 $ 40,255 $ 40,255 $ 51,215 $ 51,215 Federal funds sold and other short-term investments Level 1 343,676 343,676 703,955 703,955 Securities held to maturity - U.S. Treasury Level 2 251,266 238,104 251,307 237,630 Securities held to maturity - tax-exempt and municipal Level 3 89,134 87,250 97,458 95,020 FHLB stock Level 3 10,211 10,211 10,211 10,211 Loans, net Level 2 1,253,557 1,233,454 1,162,135 1,131,387 Bank owned life insurance Level 3 53,791 53,791 53,345 53,345 Accrued interest receivable Level 2 7,499 7,499 7,606 7,606 Financial liabilities Deposits Level 2 (2,321,545 ) (2,323,329 ) (2,615,142 ) (2,615,860 ) Other borrowed funds Level 2 (30,000 ) (28,785 ) (30,000 ) (28,666 ) Accrued interest payable Level 2 (365 ) (365 ) (114 ) (114 ) Off-balance sheet credit-related items Loan commitments — — — — The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not not The estimated fair values of financial instruments disclosed above follow the guidance in ASU 2016 01

Note 5 - Derivatives

Note 5 - Derivatives	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 5 Derivatives not not not no The notional and fair value of derivative instruments as of June 30, 2023 December 31, 2022 Notional Amount Balance Sheet Location Fair Value June 30, 2023 Derivative assets Interest rate swaps $ 56,325 Other Assets $ 6,000 Derivative liabilities Interest rate swaps 56,325 Other Liabilities 6,000 Notional Amount Balance Sheet Location Fair Value December 31, 2022 Derivative assets Interest rate swaps $ 62,661 Other Assets $ 6,463 Derivative liabilities Interest rate swaps 62,661 Other Liabilities 6,463 The fair value of interest rate swaps in a net liability position, which includes accrued interest but excludes any adjustment for nonperformance risk related to these agreements, was $6.0 million and $6.5 million as of June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022. June 30, 2023 December 31, 2022, Interest rate swaps entered into with commercial loan customers had notional amounts aggregating $56.3 million as of June 30, 2023 December 31, 2022.

Note 6 - Deposits

Note 6 - Deposits	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 6 DEPOSITS Deposits are summarized as follows (dollars in thousands): June 30, December 31, Noninterest-bearing demand $ 704,409 $ 834,879 Interest bearing demand 572,132 760,889 Savings and money market accounts 802,694 922,418 Certificates of deposit 242,310 96,956 $ 2,321,545 $ 2,615,142 Time deposits that exceeded the FDIC insurance limit of $250,000 June 30, 2023 December 31, 2022.

Note 7 - Other Borrowed Funds

Note 7 - Other Borrowed Funds	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Principal Terms Advance Range of Maturities Weighted June 30, 2023 Single maturity fixed rate advances $ 10,000 February 2024 2.63 % Putable advances 20,000 November 2024 1.81 % $ 30,000 Principal Terms Advance Range of Maturities Weighted December 31, 2022 Single maturity fixed rate advances $ 10,000 February 2024 2.63 % Putable advances 20,000 November 2024 1.81 % $ 30,000 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $455.2 million and $446.1 million under a blanket lien arrangement at June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022 one November 13, 2020. not NOTE 7 Scheduled repayments of FHLB advances as of June 30, 2023 2023 $ — 2024 30,000 2025 — 2026 — 2027 — Thereafter — $ 30,000 Federal Reserve Bank borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at June 30, 2023 December 31, 2022, June 30, 2023 December 31, 2022, March 2023, no one June 30, 2023, March 11, 2024.

Note 8 - Earnings Per Common Sh

Note 8 - Earnings Per Common Share	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 8 A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three six June 30, 2023 2022 Three Months Three Months Six Months Six Months Net income available to common shares $ 10,312 $ 6,568 $ 22,316 $ 12,568 Weighted average shares outstanding, including participating stock awards - Basic 34,292,179 34,253,846 34,294,570 34,254,306 Dilutive potential common shares: Stock options — — — — Weighted average shares outstanding - Diluted 34,292,179 34,253,846 34,294,570 34,254,306 Basic earnings per common share $ 0.30 $ 0.19 $ 0.65 $ 0.37 Diluted earnings per common share $ 0.30 $ 0.19 $ 0.65 $ 0.37 There were no antidilutive shares of common stock in the three six June 30, 2023 2022.

Note 9 - Federal Income Taxes

Note 9 - Federal Income Taxes	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 9 Income tax expense was as follows (dollars in thousands): Three Months Three Months Six Months Six Months Current $ 2,442 $ 1,416 $ 5,267 $ 2,351 Deferred 32 77 182 533 $ 2,474 $ 1,493 $ 5,449 $ 2,884 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Three Months Six Months Six Months Statutory rate 21 % 21 % 21 % 21 % Statutory rate applied to income before taxes $ 2,685 $ 1,693 $ 5,831 $ 3,245 Deduct Tax-exempt interest income (142 ) (143 ) (289 ) (297 ) Bank-owned life insurance (46 ) (49 ) (88 ) (99 ) Other, net (23 ) (8 ) (5 ) 35 $ 2,474 $ 1,493 $ 5,449 $ 2,884 The realization of deferred tax assets is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. Management believes it is more likely than not June 30, 2023 The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): June 30, December 31, Deferred tax assets Allowance for credit losses $ 3,592 $ 3,210 Net deferred loan fees — — Nonaccrual loan interest 13 12 Valuation allowance on other real estate owned — — Unrealized loss on securities available for sale and transferred to held to maturity 8,177 8,394 Other 394 257 Gross deferred tax assets 12,176 11,873 Valuation allowance — — Total net deferred tax assets 12,176 11,873 Deferred tax liabilities Depreciation (1,075 ) (1,098 ) Net deferred loan fees (8 ) (309 ) Prepaid expenses (309 ) (21 ) Other (1,148 ) (733 ) Gross deferred tax liabilities (2,540 ) (2,161 ) Net deferred tax asset $ 9,636 $ 9,712 There were no unrecognized tax benefits at June 30, 2023 December 31, 2022 not twelve no 2020.

Note 10 - Commitments and Off B

Note 10 - Commitments and Off Balance-sheet Risk	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 10 COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no not third not June 30, 2023, A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): June 30, December 31, Commitments to extend credit $ 102,635 $ 77,384 Letters of credit 12,234 13,455 Unused lines of credit 726,021 745,674 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $302,000 and $0 at June 30, 2023 December 31, 2022, The Bank enters into commitments to sell mortgage backed securities, which it later buys back in order to hedge its exposure to interest rate risk in its mortgage pipeline. These commitments were approximately $1.8 million and $0 at June 30, 2023 December 31, 2022, At June 30, 2023, one 30

Note 11 - Contingencies

Note 11 - Contingencies	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Contingencies Disclosure [Text Block]	NOTE 11 CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of June 30, 2023, no

Note 12 - Shareholders' Equity

Note 12 - Shareholders' Equity	6 Months Ended
	Jun. 30, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 12 SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not The regulatory capital requirements include a common equity Tier 1 CET1 CET1 1 1 At June 30, 2023 December 31, 2022, Minimum Minimum Capital To Be Well Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio June 30, 2023 CET1 capital (to risk weighted assets) Consolidated $ 294,579 17.2 % $ 77,231 4.5 % $ 120,138 7.0 % N/A N/A Bank 285,930 16.7 77,219 4.5 120,119 7.0 $ 111,539 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 294,579 17.2 102,975 6.0 145,881 8.5 N/A N/A Bank 285,930 16.7 102,959 6.0 145,858 8.5 137,278 8.0 Total capital (to risk weighted assets) Consolidated 311,688 18.2 137,300 8.0 180,206 10.5 N/A N/A Bank 303,039 17.7 137,278 8.0 180,178 10.5 171,598 10.0 Tier 1 capital (to average assets) Consolidated 294,579 11.1 106,389 4.0 N/A N/A N/A N/A Bank 285,930 10.8 106,386 4.0 N/A N/A 132,982 5.0 December 31, 2022 CET1 capital (to risk weighted assets) Consolidated $ 278,615 16.9 % $ 74,003 4.5 % $ 115,116 7.0 % N/A N/A Bank 270,274 16.4 73,992 4.5 115,098 7.0 $ 106,877 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 278,615 16.9 98,670 6.0 139,783 8.5 N/A N/A Bank 270,274 16.4 98,655 6.0 139,762 8.5 131,540 8.0 Total capital (to risk weighted assets) Consolidated 293,900 17.9 131,561 8.0 172,673 10.5 N/A N/A Bank 285,559 17.4 131,540 8.0 172,647 10.5 164,426 10.0 Tier 1 capital (to average assets) Consolidated 278,615 9.7 114,589 4.0 N/A N/A N/A N/A Bank 270,274 9.4 114,582 4.0 N/A N/A 143,227 5.0 The Bank was categorized as "well capitalized" at June 30, 2023 December 31, 2022.

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation ("FDIC"). The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan.
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 10 X. not Operating results for the three six June 30, 2023 not may December 31, 2023. 10 December 31, 2022.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	FASB issued ASU No. 2016 13, Financial Instruments Credit Losses (Topic 326 no may 2022 02, Financial Instruments - Credit Losses (Topic 326 The Company adopted these standards as required on January 1, 2023 January 1, 2023 Allowance for Credit Losses ("ACL") - Loans may The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogeneous classes, or pools, for allowance calculation. Commercial loans are divided into eight classes based primarily on property type and risk characteristics. They are further segmented based on commercial loan risk grade. Retail loans are segmented into categories including residential mortgage, home equity, unsecured and other secured and then further segmented based on delinquency status. The Company's loan portfolio classes as of June 30, 2023 Commercial Loans: Commercial and Industrial Residential developed Unsecured to residential developers Vacant and unimproved Commercial development Residential improved Commercial improved Manufacturing and industrial Consumer Loans: Residential mortgage Unsecured Home equity Other secured The remaining life methodology is used for all loan pools. This nondiscounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Given the bank's limited loss history over the past twelve Reasonable and supportable economic forecasts have to be incorporated in determining expected losses. The forecast period represents the time frame from the current period end through the point in time that the Company can reasonably forecast. Ideally, the economic forecast period would cover the contractual terms of all loans; however, the ability to produce a forecast that is both reasonable and supportable becomes more difficult the longer the period is projected. For periods beyond the forecast period, the loss rate reverts back to the baseline lifetime loss. As of June 30, 2023, one six third twenty five June 2023 December 2006 September 2007). June 30, 2023 not one March 31, 2023 A number of qualitative factors are considered including economic forecast uncertainty, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, impact of rising interest rates, external factors and other considerations. During each reporting period, management also considers the need to adjust the baseline lifetime loss rates for factors that may The Company is also required to consider expected credit losses associated with loan commitments over the contractual period in which it is exposed to credit risk on the underlying commitments. Any allowance for off-balance sheet credit exposures is reported as an other liability on the Company's Consolidated Balance Sheet and is increased or decreased via other noninterest expense on the Company's Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same methodology, inputs and assumptions as the funded portion of loans at the segment level applied to the amount of commitments expected to be funded. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level-yield method without anticipating prepayments. Accrued interest on loans totaled $3.9 million at June 30, 2023 December 31, 2022. Accrued interest receivable for loans is included as a separate line item on the Company's Consolidated Balance Sheet. The Company elected not Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 no 120 90 All interest accrued but not
Marketable Securities, Policy [Policy Text Block]	Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Accrued interest receivable on securities totaled $3.5 million at June 30, 2023 December 31, 2022. ACL - Securities Available for Sale not not 326 30 not June 30, 2023, ACL - Securities Held to Maturity no 1 2 3 4 June 30, 2023, no
Income Tax, Policy [Policy Text Block]	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" 50% not not" no
Revenue from Contract with Customer [Policy Text Block]	Revenue From Contracts With Customers 606, Revenue from Contracts with Customers 606" 606, No The Company's primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not The Company generally satisfies its performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: ( 1 2 3 4
Derivatives, Reporting of Derivative Activity [Policy Text Block]	Derivatives two no June 30, 2023 December 31, 2022,
Loan Commitments, Policy [Policy Text Block]	Mortgage Banking Derivatives not not Changes in the fair values of these interest rate lock and mortgage backed security and forward commitment derivatives are included in net gains on mortgage loans. The fair value of interest rate lock commitments was $0 at June 30, 2023 December 31, 2022. June 30, 2023 December 31, 2022.
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale June 30, 2023 December 31, 2022, no
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not 2023 01, Investments - Equity Method and Joint Ventures (Topic 323 December 15, 2023, no not FASB issued ASU 2023 01, Leases (Topic 842 December 15, 2023, not not

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block]	June 30, 2023 Amortized Gross Gross Fair Available for Sale U.S. Treasury and federal agency securities $ 255,547 $ — $ (15,366 ) $ 240,181 U.S. Agency MBS and CMOs 130,977 — (14,828 ) 116,149 Tax-exempt state and municipal bonds 35,218 5 (612 ) 34,611 Taxable state and municipal bonds 117,976 36 (7,831 ) 110,181 Corporate bonds and other debt securities 12,136 — (421 ) 11,715 $ 551,854 $ 41 $ (39,058 ) $ 512,837 Held to Maturity U.S. Treasury $ 251,266 $ — $ (13,162 ) $ 238,104 Tax-exempt state and municipal bonds 89,134 199 (2,083 ) 87,250 $ 340,400 $ 199 $ (15,245 ) $ 325,354 December 31, 2022 Amortized Gross Gross Fair Available for Sale: U.S. Treasury and federal agency securities $ 240,921 $ 23 $ (16,310 ) $ 224,634 U.S. Agency MBS and CMOs 128,165 — (14,347 ) 113,818 Tax-exempt state and municipal bonds 37,198 10 (498 ) 36,710 Taxable state and municipal bonds 120,647 49 (8,525 ) 112,171 Corporate bonds and other debt securities 12,387 — (463 ) 11,924 $ 539,318 $ 82 $ (40,143 ) $ 499,257 Held to Maturity U.S. Treasury $ 251,307 $ — $ (13,677 ) $ 237,630 Tax-exempt state and municipal bonds 97,458 415 (2,853 ) 95,020 $ 348,765 $ 415 $ (16,530 ) $ 332,650 Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Due in one year or less $ 115,991 $ 113,729 $ 60,850 $ 59,717 Due from one to five years 206,975 194,472 336,794 316,350 Due from five to ten years 17,434 17,153 24,734 22,027 Due after ten years — — 129,476 114,743 $ 340,400 $ 325,354 $ 551,854 $ 512,837
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total June 30, 2023 Fair Unrealized Fair Unrealized Fair Unrealized Available for Sale U.S. Treasury and federal agency securities $ 53,921 $ (1,053 ) $ 182,058 $ (14,313 ) $ 235,979 $ (15,366 ) U.S. Agency MBS and CMOs 50,238 (1,450 ) 65,911 (13,378 ) 116,149 (14,828 ) Tax-exempt state and municipal bonds 30,453 (369 ) 5,451 (243 ) 35,904 (612 ) Taxable state and municipal bonds 31,301 (833 ) 73,536 (6,998 ) 104,837 (7,831 ) Corporate bonds and other debt securities 5,445 (161 ) 6,270 (260 ) 11,715 (421 ) $ 171,358 $ (3,866 ) $ 333,226 $ (35,192 ) $ 504,584 $ (39,058 ) Held to Maturity U.S. Treasury $ 29,018 $ (566 ) $ 209,086 $ (12,596 ) $ 238,104 $ (13,162 ) Tax-exempt state and municipal bonds 10,527 (88 ) 47,479 (1,995 ) 58,006 (2,083 ) $ 39,545 $ (654 ) $ 256,565 $ (14,591 ) $ 296,110 $ (15,245 ) Less than 12 Months 12 Months or More Total December 31, 2022 Fair Unrealized Fair Unrealized Fair Unrealized Available for Sale: U.S. Treasury and federal agency securities $ 144,796 $ (6,230 ) $ 66,008 $ (10,080 ) $ 210,804 $ (16,310 ) U.S. Agency MBS and CMOs 64,427 (4,789 ) 41,340 (9,558 ) 105,767 (14,347 ) Tax-exempt state and municipal bonds 31,337 (498 ) — — 31,337 (498 ) Taxable state and municipal bonds 71,165 (3,337 ) 33,452 (5,188 ) 104,617 (8,525 ) Corporate bonds and other debt securities 10,668 (357 ) 1,256 (106 ) 11,924 (463 ) $ 322,393 $ (15,211 ) $ 142,056 $ (24,932 ) $ 464,449 $ (40,143 ) Held to Maturity: U.S. Treasury $ 237,630 $ (13,677 ) $ — $ — $ 237,630 $ (13,677 ) Tax-exempt state and municipal bonds 57,671 (2,314 ) 21,721 (539 ) 79,392 (2,853 ) $ 295,301 $ (15,991 ) $ 21,721 $ (539 ) $ 317,022 $ (16,530 )

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, December 31, Commercial and industrial $ 489,273 $ 441,716 Commercial real estate: Residential developed 4,437 7,234 Unsecured to residential developers — — Vacant and unimproved 37,577 36,270 Commercial development 94 103 Residential improved 111,621 112,791 Commercial improved 260,394 259,281 Manufacturing and industrial 145,490 121,924 Total commercial real estate 559,613 537,603 Consumer: Residential mortgage 165,221 139,148 Unsecured 113 121 Home equity 54,568 56,321 Other secured 2,788 2,839 Total consumer 222,690 198,429 Total loans 1,271,576 1,177,748 Allowance for credit losses (17,109 ) (15,285 ) $ 1,254,467 $ 1,162,463
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three months ended June 30, 2023 Commercial Commercial Consumer Unallocated Total Beginning balance $ 7,124 $ 6,770 $ 2,818 $ 82 $ 16,794 Charge-offs — — (22 ) — (22 ) Recoveries 7 3 27 — 37 Provision for credit losses (1) (120 ) 155 276 (11 ) 300 Ending Balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Three months ended June 30, 2022 Commercial Commercial Consumer Unallocated Total Beginning balance $ 5,329 $ 7,071 $ 2,153 $ 63 $ 14,616 Charge-offs (38 ) — (22 ) — (60 ) Recoveries 5 38 32 — 75 Provision for credit losses (1) (40 ) (87 ) 153 (26 ) — Ending Balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631 Six months ended June 30, 2023 Commercial Commercial Consumer Unallocated Total Beginning balance, prior to adoption of ASU 2016-03 $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Impact of adoption of ASU 2016-03 1,299 (212 ) 389 — 1,476 Charge-offs — — (43 ) — (43 ) Recoveries 16 6 69 — 91 Provision for credit losses (1) 100 (46 ) 226 20 300 Ending Balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Six months ended June 30, 2022 Commercial Commercial Consumer Unallocated Total Beginning balance $ 5,176 $ 8,051 $ 2,633 $ 29 $ 15,889 Charge-offs (38 ) — (57 ) — (95 ) Recoveries 10 271 56 — 337 Provision for credit losses (1) 108 (1,300 ) (316 ) 8 (1,500 ) Ending Balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631
Gross Charge-offs by Portfolio Segment and Origination Year [Table Text Block]	Term Loans By Origination Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial $ — $ — $ — $ — $ — $ — $ — $ — Commercial development — — — — — — — — Commercial improved — — — — — — — — Manufacturing and industrial — — — — — — — — Residential development — — — — — — — — Residential improved — — — — — — — — Vacant and unimproved — — — — — — — — Total commercial — — — — — — — — Residential mortgage — — — — — — — — Consumer unsecured — — — — — — — — Home equity — — — — — — — — Other — — — — — — 43 43 Total consumer — — — — — — 43 43 Total loans — — — — — — 43 43
Schedule of Collateral Dependent Loans [Table Text Block]	Collateral Type June 30, 2023 Real Estate Other Allowance Commercial and industrial $ 584 $ — $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 29 — — Commercial improved 299 — 2 Manufacturing and industrial — — — 328 — 2 Consumer Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — Consumer — — — Total $ 912 $ — $ 2
Allowance For Credit Losses And Recorded Investment In Loans By Portfolio Segment [Table Text Block]	December 31, 2022 Commercial Commercial Consumer Unallocated Total Allowance for credit losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 55 $ 20 $ 220 $ — $ 295 Collectively evaluated for impairment 5,541 7,160 2,238 51 14,990 Total ending allowance balance $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Loans: Individually reviewed for impairment $ 3,603 $ 518 $ 2,886 $ — $ 7,007 Collectively evaluated for impairment 438,113 537,085 195,543 — 1,170,741 Total ending loans balance $ 441,716 $ 537,603 $ 198,429 $ — $ 1,177,748
Loans individually evaluated for impairment by class of loans [Table Text Block]	December 31, 2022 Unpaid Recorded Allowance Year-To-Date Average Recorded Investment With no related allowance recorded: Commercial and industrial $ 3,278 $ 3,278 $ — $ 2,338 Commercial real estate: Residential improved 31 31 — 33 31 31 — 33 Consumer — — — — Total with no related allowance recorded $ 3,309 $ 3,309 $ — $ 2,371 With an allowance recorded: Commercial and industrial $ 325 $ 325 $ 55 $ 365 Commercial real estate: Commercial improved 307 307 9 313 Manufacturing and industrial 180 180 11 185 487 487 20 498 Consumer: Residential mortgage 2,653 2,653 202 2,619 Unsecured 29 29 2 29 Home equity 204 204 16 234 2,886 2,886 220 2,882 Total with an allowance recorded $ 3,698 $ 3,698 $ 295 $ 3,745 Total $ 7,007 $ 7,007 $ 295 $ 6,116
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2023 Nonaccrual with No Allowance Nonaccrual with Allowance Total Nonaccrual Over 90 Total Nonperforming Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential Improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 72 72 — 72 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 72 72 — 72 Total $ — $ 72 $ 72 $ — $ 72 December 31, 2022 Nonaccrual with No Allowance Nonaccrual with Allowance Total Nonaccrual Over 90 Total Nonperforming Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 78 78 — 78 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 78 78 — 78 Total $ — $ 78 $ 78 $ — $ 78
Financing Receivable, Past Due [Table Text Block]	June 30, 2023 30-90 Greater Than Total Loans Not Total Commercial and industrial $ — $ — $ — $ 489,273 $ 489,273 Commercial real estate: Residential developed — — — 4,437 4,437 Unsecured to residential developers — — — — — Vacant and unimproved — — — 37,577 37,577 Commercial development — — — 94 94 Residential improved — — — 111,621 111,621 Commercial improved — — — 260,394 260,394 Manufacturing and industrial — — — 145,490 145,490 — — — 559,613 559,613 Consumer: Residential mortgage — 71 71 165,150 165,221 Unsecured — — — 113 113 Home equity 87 — 87 54,481 54,568 Other secured — — — 2,788 2,788 87 71 158 222,532 222,690 Total $ 87 $ 71 $ 158 $ 1,271,418 $ 1,271,576 December 31, 2022 30-90 Greater Than Total Loans Not Total Commercial and industrial $ — $ — $ — $ 441,716 $ 441,716 Commercial real estate: Residential developed — — — 7,234 7,234 Unsecured to residential developers — — — — — Vacant and unimproved — — — 36,270 36,270 Commercial development — — — 103 103 Residential improved — — — 112,791 112,791 Commercial improved 71 — 71 259,210 259,281 Manufacturing and industrial — — — 121,924 121,924 71 — 71 537,532 537,603 Consumer: Residential mortgage — 77 77 139,071 139,148 Unsecured — — — 121 121 Home equity 24 — 24 56,297 56,321 Other secured — — — 2,839 2,839 24 77 101 198,328 198,429 Total $ 95 $ 77 $ 172 $ 1,177,576 $ 1,177,748
Financing Receivable, Modified [Table Text Block]	June 30, 2023 Number of Outstanding Percentage to Commercial and industrial 3 $ 288 0.06 % Commercial real estate 3 501 0.09 % Consumer 33 2,850 1.28 % 39 $ 3,639 0.29 % June 30, Accruing - nonaccrual at modification $ — Accruing - accruing at modification 3,639 Accruing - upgraded to accruing after six consecutive payments — $ 3,639
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans Amortized Cost Basis By Origination Year and Risk Grades June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Commercial and industrial Grades 1-3 $ 38,229 $ 60,629 $ 17,597 $ 6,062 $ 13,584 $ 40,524 $ 75,039 $ 251,664 Grade 4 34,073 44,956 24,579 18,044 8,718 27,865 74,597 232,832 Grade 5 — 330 68 48 84 — 3,586 4,116 Grade 6 — 10 34 — — 32 585 661 Grade 7-8 — — — — — — — — $ 72,302 $ 105,925 $ 42,278 $ 24,154 $ 22,386 $ 68,421 $ 153,807 $ 489,273 Commercial development Grades 1-3 $ — $ 94 $ — $ — $ — $ — $ — $ 94 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ 94 $ — $ — $ — $ — $ — $ 94 Commercial improved Grades 1-3 $ 10,855 $ 22,493 $ 50,283 $ 18,553 $ 14,127 $ 17,113 $ 6,894 $ 140,318 Grade 4 6,290 34,306 19,195 32,803 17,600 2,802 1,080 114,076 Grade 5 273 32 — 16 2,195 3,135 50 5,701 Grade 6 — — 299 — — — — 299 Grade 7-8 — — — — — — — — $ 17,418 $ 56,831 $ 69,777 $ 51,372 $ 33,922 $ 23,050 $ 8,024 $ 260,394 Manufacturing and industrial Grades 1-3 $ 6,697 $ 27,465 $ 4,621 $ 8,148 $ 4,305 $ 3,897 $ 350 $ 55,483 Grade 4 17,524 26,618 13,864 7,773 5,721 13,765 1,610 86,875 Grade 5 173 — — — — 316 — 489 Grade 6 — — — — — 2,643 — 2,643 Grade 7-8 — — — — — — — — $ 24,394 $ 54,083 $ 18,485 $ 15,921 $ 10,026 $ 20,621 $ 1,960 $ 145,490 Residential development Grades 1-3 $ — $ — $ — $ — $ — $ — $ — $ — Grade 4 256 2,018 1,143 — — — 1,020 4,437 Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 256 $ 2,018 $ 1,143 $ — $ — $ — $ 1,020 $ 4,437 Residential improved Grades 1-3 $ 4,590 $ 9,457 $ 1,410 $ 9,172 $ 255 $ 5,336 $ 394 $ 30,614 Grade 4 999 560 31,454 1,952 7,163 15,576 23,275 80,979 Grade 5 — — 28 — — — — 28 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 5,589 $ 10,017 $ 32,892 $ 11,124 $ 7,418 $ 20,912 $ 23,669 $ 111,621 Vacant and unimproved Grades 1-3 $ 460 $ 4,441 $ 8,310 $ 7,042 $ — $ 97 $ — $ 20,350 Grade 4 1,711 2,506 2,813 8,162 160 113 425 15,890 Grade 5 1,337 — — — — — — 1,337 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 3,508 $ 6,947 $ 11,123 $ 15,204 $ 160 $ 210 $ 425 $ 37,577 Total Commercial Grades 1-3 $ 60,831 $ 124,579 $ 82,221 $ 48,977 $ 32,271 $ 66,967 $ 82,677 $ 498,523 Grade 4 60,853 110,964 93,048 68,734 39,362 60,121 102,007 535,089 Grade 5 1,783 362 96 64 2,279 3,451 3,636 11,671 Grade 6 — 10 333 — — 2,675 585 3,603 Grade 7-8 — — — — — — — — $ 123,467 $ 235,915 $ 175,698 $ 117,775 $ 73,912 $ 133,214 $ 188,905 $ 1,048,886 December 31, 2022 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,040 $ 21,451 $ 175,762 $ 220,987 $ 8,309 $ 167 $ — $ — $ 441,716 Commercial real estate: Residential developed — — — 7,234 — — — — 7,234 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 1,231 18,406 16,633 — — — — 36,270 Commercial development — — 103 — — — — — 103 Residential improved — — 25,585 87,176 30 — — — 112,791 Commercial improved — 17,802 83,769 151,641 5,762 307 — — 259,281 Manufacturing & industrial — 11,422 32,977 73,566 1,646 2,313 — — 121,924 $ 15,040 $ 51,906 $ 336,602 $ 557,237 $ 15,747 $ 2,787 $ — $ — $ 979,319 Term Loans Amortized Cost Basis By Origination Year June 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Residential mortgage Performing $ 36,055 $ 41,784 $ 26,777 $ 10,181 $ 5,059 $ 30,898 $ 14,395 $ 165,149 Nonperforming — — — — — 72 — 72 $ 36,055 $ 41,784 $ 26,777 $ 10,181 $ 5,059 $ 30,970 $ 14,395 $ 165,221 Consumer unsecured Performing $ — $ — $ — $ 12 $ 14 $ 87 $ — $ 113 Nonperforming — — — — — — — — $ — $ — $ — $ 12 $ 14 $ 87 $ — $ 113 Home equity Performing $ 131 $ 803 $ 227 $ 478 $ 228 $ 2,209 $ 50,492 $ 54,568 Nonperforming — — — — — — — — $ 131 $ 803 $ 227 $ 478 $ 228 $ 2,209 $ 50,492 $ 54,568 Other Performing $ 742 $ 872 $ 645 $ 295 $ 70 $ 164 $ — $ 2,788 Nonperforming — — — — — — — — $ 742 $ 872 $ 645 $ 295 $ 70 $ 164 $ — $ 2,788 Total Retail $ 36,928 $ 43,459 $ 27,649 $ 10,966 $ 5,371 $ 33,430 $ 64,887 $ 222,690 December 31, 2022 Residential Consumer Home Consumer Performing $ 139,071 $ 121 $ 56,321 $ 2,839 Nonperforming 77 — — — Total $ 139,148 $ 121 $ 56,321 $ 2,839

Note 4 - Fair Value (Tables)

Note 4 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Fair Quoted Prices in Significant Other Significant Value (Level 1) (Level 2) (Level 3) June 30, 2023 Available for sale securities U.S. Treasury and federal agency securities $ 240,181 $ — $ 240,181 $ — U.S. Agency MBS and CMOs 116,149 — 116,149 — Tax-exempt state and municipal bonds 34,611 — 34,611 — Taxable state and municipal bonds 110,181 — 110,181 — Corporate bonds and other debt securities 11,715 — 11,715 — Other equity securities 1,300 — 1,300 — Loans held for sale — — — — Interest rate swaps 6,000 — 6,000 — Total assets measured at fair value on recurring basis $ 520,137 $ — $ 520,137 $ — Interest rate swaps (6,000 ) — (6,000 ) — Total liabilities measured at fair value on recurring basis $ (6,000 ) $ — $ (6,000 ) $ — December 31, 2022 Available for sale securities U.S. Treasury and federal agency securities $ 224,634 $ — $ 224,634 $ — U.S. Agency MBS and CMOs 113,818 — 113,818 — Tax-exempt state and municipal bonds 36,710 — 36,710 — Taxable state and municipal bonds 112,171 — 112,171 — Corporate bonds and other debt securities 11,924 — 11,924 — Other equity securities 1,304 — 1,304 — Loans held for sale 215 — 215 — Interest rate swaps 6,463 — 6,463 — Total assets measured at fair value on recurring basis $ 507,239 $ — $ 507,239 $ — Interest rate swaps (6,463 ) — (6,463 ) — Total liabilities measured at fair value on recurring basis $ (6,463 ) $ — $ (6,463 ) $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Quoted Prices in Significant Other Significant Value (Level 1) (Level 2) (Level 3) June 30, 2023 Collateral dependent loans $ 910 $ — $ — $ 910 December 31, 2022 Impaired loans $ 328 $ — $ — $ 328
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Asset Fair Valuation Unobservable Range (%) June 30, 2023 Collateral dependent loans $ 910 Sales comparison approach Adjustment for differences 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0 Asset Fair Valuation Unobservable Range (%) December 31, 2022 Impaired Loans $ 328 Sales comparison approach Adjustment for differences 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0
Fair Value, by Balance Sheet Grouping [Table Text Block]	Level in June 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Financial assets Cash and due from banks Level 1 $ 40,255 $ 40,255 $ 51,215 $ 51,215 Federal funds sold and other short-term investments Level 1 343,676 343,676 703,955 703,955 Securities held to maturity - U.S. Treasury Level 2 251,266 238,104 251,307 237,630 Securities held to maturity - tax-exempt and municipal Level 3 89,134 87,250 97,458 95,020 FHLB stock Level 3 10,211 10,211 10,211 10,211 Loans, net Level 2 1,253,557 1,233,454 1,162,135 1,131,387 Bank owned life insurance Level 3 53,791 53,791 53,345 53,345 Accrued interest receivable Level 2 7,499 7,499 7,606 7,606 Financial liabilities Deposits Level 2 (2,321,545 ) (2,323,329 ) (2,615,142 ) (2,615,860 ) Other borrowed funds Level 2 (30,000 ) (28,785 ) (30,000 ) (28,666 ) Accrued interest payable Level 2 (365 ) (365 ) (114 ) (114 ) Off-balance sheet credit-related items Loan commitments — — — —

Note 5 - Derivatives (Tables)

Note 5 - Derivatives (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Notional Amount Balance Sheet Location Fair Value June 30, 2023 Derivative assets Interest rate swaps $ 56,325 Other Assets $ 6,000 Derivative liabilities Interest rate swaps 56,325 Other Liabilities 6,000 Notional Amount Balance Sheet Location Fair Value December 31, 2022 Derivative assets Interest rate swaps $ 62,661 Other Assets $ 6,463 Derivative liabilities Interest rate swaps 62,661 Other Liabilities 6,463

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	June 30, December 31, Noninterest-bearing demand $ 704,409 $ 834,879 Interest bearing demand 572,132 760,889 Savings and money market accounts 802,694 922,418 Certificates of deposit 242,310 96,956 $ 2,321,545 $ 2,615,142

Note 7 - Other Borrowed Funds (

Note 7 - Other Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	Principal Terms Advance Range of Maturities Weighted June 30, 2023 Single maturity fixed rate advances $ 10,000 February 2024 2.63 % Putable advances 20,000 November 2024 1.81 % $ 30,000 Principal Terms Advance Range of Maturities Weighted December 31, 2022 Single maturity fixed rate advances $ 10,000 February 2024 2.63 % Putable advances 20,000 November 2024 1.81 % $ 30,000
Schedule of Maturities of Long-Term Debt [Table Text Block]	2023 $ — 2024 30,000 2025 — 2026 — 2027 — Thereafter — $ 30,000

Note 8 - Earnings Per Common _2

Note 8 - Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Three Months Six Months Six Months Net income available to common shares $ 10,312 $ 6,568 $ 22,316 $ 12,568 Weighted average shares outstanding, including participating stock awards - Basic 34,292,179 34,253,846 34,294,570 34,254,306 Dilutive potential common shares: Stock options — — — — Weighted average shares outstanding - Diluted 34,292,179 34,253,846 34,294,570 34,254,306 Basic earnings per common share $ 0.30 $ 0.19 $ 0.65 $ 0.37 Diluted earnings per common share $ 0.30 $ 0.19 $ 0.65 $ 0.37

Note 9 - Federal Income Taxes (

Note 9 - Federal Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Three Months Three Months Six Months Six Months Current $ 2,442 $ 1,416 $ 5,267 $ 2,351 Deferred 32 77 182 533 $ 2,474 $ 1,493 $ 5,449 $ 2,884
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Three Months Three Months Six Months Six Months Statutory rate 21 % 21 % 21 % 21 % Statutory rate applied to income before taxes $ 2,685 $ 1,693 $ 5,831 $ 3,245 Deduct Tax-exempt interest income (142 ) (143 ) (289 ) (297 ) Bank-owned life insurance (46 ) (49 ) (88 ) (99 ) Other, net (23 ) (8 ) (5 ) 35 $ 2,474 $ 1,493 $ 5,449 $ 2,884
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	June 30, December 31, Deferred tax assets Allowance for credit losses $ 3,592 $ 3,210 Net deferred loan fees — — Nonaccrual loan interest 13 12 Valuation allowance on other real estate owned — — Unrealized loss on securities available for sale and transferred to held to maturity 8,177 8,394 Other 394 257 Gross deferred tax assets 12,176 11,873 Valuation allowance — — Total net deferred tax assets 12,176 11,873 Deferred tax liabilities Depreciation (1,075 ) (1,098 ) Net deferred loan fees (8 ) (309 ) Prepaid expenses (309 ) (21 ) Other (1,148 ) (733 ) Gross deferred tax liabilities (2,540 ) (2,161 ) Net deferred tax asset $ 9,636 $ 9,712

Note 10 - Commitments and Off_2

Note 10 - Commitments and Off Balance-sheet Risk (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	June 30, December 31, Commitments to extend credit $ 102,635 $ 77,384 Letters of credit 12,234 13,455 Unused lines of credit 726,021 745,674

Note 12 - Shareholders' Equity

Note 12 - Shareholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Minimum Capital To Be Well Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio June 30, 2023 CET1 capital (to risk weighted assets) Consolidated $ 294,579 17.2 % $ 77,231 4.5 % $ 120,138 7.0 % N/A N/A Bank 285,930 16.7 77,219 4.5 120,119 7.0 $ 111,539 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 294,579 17.2 102,975 6.0 145,881 8.5 N/A N/A Bank 285,930 16.7 102,959 6.0 145,858 8.5 137,278 8.0 Total capital (to risk weighted assets) Consolidated 311,688 18.2 137,300 8.0 180,206 10.5 N/A N/A Bank 303,039 17.7 137,278 8.0 180,178 10.5 171,598 10.0 Tier 1 capital (to average assets) Consolidated 294,579 11.1 106,389 4.0 N/A N/A N/A N/A Bank 285,930 10.8 106,386 4.0 N/A N/A 132,982 5.0 December 31, 2022 CET1 capital (to risk weighted assets) Consolidated $ 278,615 16.9 % $ 74,003 4.5 % $ 115,116 7.0 % N/A N/A Bank 270,274 16.4 73,992 4.5 115,098 7.0 $ 106,877 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 278,615 16.9 98,670 6.0 139,783 8.5 N/A N/A Bank 270,274 16.4 98,655 6.0 139,762 8.5 131,540 8.0 Total capital (to risk weighted assets) Consolidated 293,900 17.9 131,561 8.0 172,673 10.5 N/A N/A Bank 285,559 17.4 131,540 8.0 172,647 10.5 164,426 10.0 Tier 1 capital (to average assets) Consolidated 278,615 9.7 114,589 4.0 N/A N/A N/A N/A Bank 270,274 9.4 114,582 4.0 N/A N/A 143,227 5.0

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	6 Months Ended	12 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 31, 2023 USD ($)	Jan. 01, 2023 USD ($)	Jun. 30, 2022 USD ($)	Mar. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number Of Full Service Branch Offices	26
Financing Receivable, Allowance for Credit Loss	$ 17,109,000	$ 15,285,000	$ 16,794,000		$ 14,631,000	$ 14,616,000	$ 15,889,000
Retained Earnings (Accumulated Deficit)	74,670,000	59,036,000
Deferred Income Tax Assets, Net	$ 9,636,000	9,712,000
Number of Loan Segments	8
Interest Receivable	$ 7,499,000	7,606,000
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	0
Increase (Decrease) in Loan, Held-for-Sale	0	4,000
Collateralized Mortgage-Backed Securities [Member]
Credit Risk Derivatives, at Fair Value, Net	$ 6,000	0
Interest Rate Swap [Member]
Derivative, Number of Instruments Held	2
Derivative Asset, Notional Amount	$ 112,700,000	125,300,000
Derivative Asset, Subject to Master Netting Arrangement, before Offset	6,000,000	6,500,000
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	6,000,000	6,500,000
Debt Securities [Member]
Interest Receivable	3,500,000	3,400,000
Interest Rate Lock Commitments [Member]
Credit Risk Derivatives, at Fair Value, Net	0	0
Loans and Finance Receivables [Member]
Interest Receivable	3,900,000	4,000,000
Minimum [Member]
Peer Group Assets	1,000,000,000
Maximum [Member]
Peer Group Assets	$ 3,000,000,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss		$ 1,476,000		$ 1,500,000
Off-Balance-Sheet, Credit Loss, Liability				62,000
Retained Earnings (Accumulated Deficit)				1,200,000
Deferred Income Tax Assets, Net				$ 323,000

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)		3 Months Ended		6 Months Ended
	Jan. 01, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Proceeds From Sale Of Securities		$ 0	$ 0	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions		454		454
Debt Securities, Available-for-Sale, Unrealized Loss Position		$ 504,584,000		$ 504,584,000		$ 464,449,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss		$ 39,058,000		$ 39,058,000		40,143,000
Held-to-Maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions		66		66
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value		$ 296,110,000		$ 296,110,000		317,022,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss		15,245,000		15,245,000		16,530,000
Debt Securities, Available-for-Sale, Allowance for Credit Loss		0		0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss		0		0
Asset Pledged as Collateral [Member] | Public Deposits Letters Of Credit And For Other Purposes [Member]
Debt Securities		3,600,000		3,600,000		3,500,000
US Treasury Securities [Member]
Number of Securities Reclassified	10
Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Amortized Cost	$ 123,500,000
Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Unrealized Gain	$ 113,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value		238,104,000		238,104,000		237,630,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss		$ 13,162,000		$ 13,162,000		$ 13,677,000

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Amortized cost	$ 551,854	$ 539,318
Gross unrealized gains	41	82
Gross unrealized losses	(39,058)	(40,143)
Debt securities available for sale, at fair value	512,837	499,257
Amortized cost	340,400	348,765
Gross unrealized gains	199	415
Gross unrealized losses	(15,245)	(16,530)
Fair value	325,354	332,650
Held-to-maturity, amortized cost, due in one year or less	115,991
Held-to-maturity, fair value, due in one year or less	113,729
Available-for-sale, amortized cost, due in one year or less	60,850
Available-for-sale, fair value, due in one year or less	59,717
Held-to-maturity, amortized cost, due from one to five years	206,975
Held-to-maturity, fair value, due from one to five years	194,472
Available-for-sale, amortized cost, due from one to five years	336,794
Available-for-sale, fair value, due from one to five years	316,350
Held-to-maturity, amortized cost, due from five to ten years	17,434
Held-to-maturity, fair value, due from five to ten years	17,153
Available-for-sale, amortized cost, due from five to ten years	24,734
Available-for-sale, fair value, due from five to ten years	22,027
Held-to-maturity, amortized cost, due after ten years	0
Held-to-maturity, fair value, due after ten years	0
Available-for-sale, amortized cost, due after ten years	129,476
Available-for-sale, fair value, due after ten years	114,743
Held-to-maturity, amortized cost	340,400	348,765
Held-to-maturity, fair value	325,354	332,650
Available-for-sale, amortized cost	551,854	539,318
Available-for-sale, fair value	512,837	499,257
US Treasury and Government [Member]
Amortized cost	255,547	240,921
Gross unrealized gains	0	23
Gross unrealized losses	(15,366)	(16,310)
Debt securities available for sale, at fair value	240,181	224,634
Available-for-sale, amortized cost	255,547	240,921
Available-for-sale, fair value	240,181	224,634
US Government Agencies Debt Securities [Member]
Amortized cost	130,977	128,165
Gross unrealized gains	0	0
Gross unrealized losses	(14,828)	(14,347)
Debt securities available for sale, at fair value	116,149	113,818
Available-for-sale, amortized cost	130,977	128,165
Available-for-sale, fair value	116,149	113,818
Nontaxable Municipal Bonds [Member]
Amortized cost	35,218	37,198
Gross unrealized gains	5	10
Gross unrealized losses	(612)	(498)
Debt securities available for sale, at fair value	34,611	36,710
Amortized cost	89,134	97,458
Gross unrealized gains	199	415
Gross unrealized losses	(2,083)	(2,853)
Fair value	87,250	95,020
Held-to-maturity, amortized cost	89,134	97,458
Held-to-maturity, fair value	87,250	95,020
Available-for-sale, amortized cost	35,218	37,198
Available-for-sale, fair value	34,611	36,710
Taxable Municipal Bonds [Member]
Amortized cost	117,976	120,647
Gross unrealized gains	36	49
Gross unrealized losses	(7,831)	(8,525)
Debt securities available for sale, at fair value	110,181	112,171
Available-for-sale, amortized cost	117,976	120,647
Available-for-sale, fair value	110,181	112,171
Corporate Bonds And Other Debt Securities [Member]
Amortized cost	12,136	12,387
Gross unrealized gains	0	0
Gross unrealized losses	(421)	(463)
Debt securities available for sale, at fair value	11,715	11,924
Available-for-sale, amortized cost	12,136	12,387
Available-for-sale, fair value	11,715	11,924
US Treasury Securities [Member]
Amortized cost	251,266	251,307
Gross unrealized gains	0	0
Gross unrealized losses	(13,162)	(13,677)
Fair value	238,104	237,630
Held-to-maturity, amortized cost	251,266	251,307
Held-to-maturity, fair value	$ 238,104	$ 237,630

Note 2 - Securities - Schedule

Note 2 - Securities - Schedule of Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Available-for-sale, fair value, less than 12 months	$ 171,358	$ 322,393
Available-for-sale, accumulated loss, less than 12 months	(3,866)	(15,211)
Available-for-sale, fair value, more than 12 months	333,226	142,056
Available-for-sale, accumulated loss, more than 12 months	(35,192)	(24,932)
Available-for-sale, fair value	504,584	464,449
Available-for-sale, accumulated loss	(39,058)	(40,143)
Held-to-maturity, fair value, less than 12 months	39,545	295,301
Held-to-maturity, accumulated loss, less than 12 months	(654)	(15,991)
Held-to-maturity, fair value, more than 12 months	256,565	21,721
Held-to-maturity, accumulated loss, more than 12 months	(14,591)	(539)
Held-for-maturity, fair value	296,110	317,022
Held-for-sale, accumulated loss	(15,245)	(16,530)
US Treasury and Government [Member]
Available-for-sale, fair value, less than 12 months	53,921	144,796
Available-for-sale, accumulated loss, less than 12 months	(1,053)	(6,230)
Available-for-sale, fair value, more than 12 months	182,058	66,008
Available-for-sale, accumulated loss, more than 12 months	(14,313)	(10,080)
Available-for-sale, fair value	235,979	210,804
Available-for-sale, accumulated loss	(15,366)	(16,310)
US Government Agencies Debt Securities [Member]
Available-for-sale, fair value, less than 12 months	50,238	64,427
Available-for-sale, accumulated loss, less than 12 months	(1,450)	(4,789)
Available-for-sale, fair value, more than 12 months	65,911	41,340
Available-for-sale, accumulated loss, more than 12 months	(13,378)	(9,558)
Available-for-sale, fair value	116,149	105,767
Available-for-sale, accumulated loss	(14,828)	(14,347)
Nontaxable Municipal Bonds [Member]
Available-for-sale, fair value, less than 12 months	30,453	31,337
Available-for-sale, accumulated loss, less than 12 months	(369)	(498)
Available-for-sale, fair value, more than 12 months	5,451	0
Available-for-sale, accumulated loss, more than 12 months	(243)	0
Available-for-sale, fair value	35,904	31,337
Available-for-sale, accumulated loss	(612)	(498)
Held-to-maturity, fair value, less than 12 months	10,527	57,671
Held-to-maturity, accumulated loss, less than 12 months	(88)	(2,314)
Held-to-maturity, fair value, more than 12 months	47,479	21,721
Held-to-maturity, accumulated loss, more than 12 months	(1,995)	(539)
Held-for-maturity, fair value	58,006	79,392
Held-for-sale, accumulated loss	(2,083)	(2,853)
Taxable Municipal Bonds [Member]
Available-for-sale, fair value, less than 12 months	31,301	71,165
Available-for-sale, accumulated loss, less than 12 months	(833)	(3,337)
Available-for-sale, fair value, more than 12 months	73,536	33,452
Available-for-sale, accumulated loss, more than 12 months	(6,998)	(5,188)
Available-for-sale, fair value	104,837	104,617
Available-for-sale, accumulated loss	(7,831)	(8,525)
Corporate Bonds And Other Debt Securities [Member]
Available-for-sale, fair value, less than 12 months	5,445	10,668
Available-for-sale, accumulated loss, less than 12 months	(161)	(357)
Available-for-sale, fair value, more than 12 months	6,270	1,256
Available-for-sale, accumulated loss, more than 12 months	(260)	(106)
Available-for-sale, fair value	11,715	11,924
Available-for-sale, accumulated loss	(421)	(463)
US Treasury Securities [Member]
Held-to-maturity, fair value, less than 12 months	29,018	237,630
Held-to-maturity, accumulated loss, less than 12 months	(566)	(13,677)
Held-to-maturity, fair value, more than 12 months	209,086	0
Held-to-maturity, accumulated loss, more than 12 months	(12,596)	0
Held-for-maturity, fair value	238,104	237,630
Held-for-sale, accumulated loss	$ (13,162)	$ (13,677)

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	3 Months Ended			6 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 1,400,000			$ 1,400,000	$ 1,300,000
Loans and Leases Receivable, Deferred Income	1,500,000			1,500,000	$ 1,400,000
Financing Receivable, Nonaccrual, Interest Income	0			$ 0
Financing Receivable, Modifications, Number of Loans			0	39
Financing Receivable, Modified, Subsequent Default	$ 0			$ 0
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Loans	1	1		33
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 34,000
Financing Receivable, Write Down on Financing Receivable	$ 0

Note 3 - Loans - Schedule of Lo

Note 3 - Loans - Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Total loans	$ 1,271,576		$ 1,177,748
Allowance for credit losses	(17,109)	$ (16,794)	(15,285)	$ (14,631)	$ (14,616)	$ (15,889)
Net loans	1,254,467		1,162,463
Commercial Portfolio Segment [Member]
Total loans	489,273		441,716
Allowance for credit losses	(7,011)	(7,124)	(5,596)	(5,256)	(5,329)	(5,176)
Commercial Real Estate Portfolio Segment [Member]
Total loans	559,613		537,603
Allowance for credit losses	(6,928)	(6,770)	(7,180)	(7,022)	(7,071)	(8,051)
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	4,437		7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Total loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,577		36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	94		103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	111,621		112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	260,394		259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	145,490		121,924
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	0		0
Consumer Portfolio Segment [Member]
Total loans	222,690		198,429
Allowance for credit losses	(3,099)	$ (2,818)	(2,458)	$ (2,316)	$ (2,153)	$ (2,633)
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	165,221		139,148
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113		121
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	54,568		56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	$ 2,788		$ 2,839

Note 3 - Loans - Allowance for

Note 3 - Loans - Allowance for Credit Losses (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Balance		$ 16,794	$ 14,616	$ 15,285	$ 15,889
Charge-offs		(22)	(60)	(43)	(95)
Recoveries		37	75	91	337
Provision for credit losses	[1]	300	0	300	(1,500)
Balance		17,109	14,631	17,109	14,631
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				1,476
Commercial Portfolio Segment [Member]
Balance		7,124	5,329	5,596	5,176
Charge-offs		0	(38)	0	(38)
Recoveries		7	5	16	10
Provision for credit losses	[1]	(120)	(40)	100	108
Balance		7,011	5,256	7,011	5,256
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				1,299
Commercial Real Estate Portfolio Segment [Member]
Balance		6,770	7,071	7,180	8,051
Charge-offs		0	0	0	0
Recoveries		3	38	6	271
Provision for credit losses	[1]	155	(87)	(46)	(1,300)
Balance		6,928	7,022	6,928	7,022
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				(212)
Consumer Portfolio Segment [Member]
Balance		2,818	2,153	2,458	2,633
Charge-offs		(22)	(22)	(43)	(57)
Recoveries		27	32	69	56
Provision for credit losses	[1]	276	153	226	(316)
Balance		3,099	2,316	3,099	2,316
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				389
Unallocated Financing Receivables [Member]
Balance		82	63	51	29
Charge-offs		0	0	0	0
Recoveries		0	0	0	0
Provision for credit losses	[1]	(11)	(26)	20	8
Balance		$ 71	$ 37	71	$ 37
Unallocated Financing Receivables [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				$ 0
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Note 3 - Loans - Gross Chargeof

Note 3 - Loans - Gross Chargeoffs by Origination Year (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Chargeoffs, originated current year			$ 0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			43
Charge-offs	$ 22	$ 60	43	$ 95
Commercial Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs	0	38	0	38
Commercial Real Estate Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			43
Charge-offs	$ 22	$ 22	43	$ 57
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			43
Charge-offs			$ 43

Note 3 - Loans - Schedule of Co

Note 3 - Loans - Schedule of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Total loans	$ 1,271,576		$ 1,177,748
Allowance for credit loss	17,109	$ 16,794	15,285	$ 14,631	$ 14,616	$ 15,889
Real Estate [Member]
Total loans	912
Other Collateral Loan [Member]
Total loans	0
Collateral Pledged [Member]
Allowance for credit loss	2
Commercial Portfolio Segment [Member]
Total loans	489,273		441,716
Allowance for credit loss	7,011	7,124	5,596	5,256	5,329	5,176
Commercial Portfolio Segment [Member] | Real Estate [Member]
Total loans	584
Commercial Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Commercial Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member]
Total loans	559,613		537,603
Allowance for credit loss	6,928	6,770	7,180	7,022	7,071	8,051
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	4,437		7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Total loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,577		36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	94		103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	111,621		112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	260,394		259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	145,490		121,924
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	0		0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Total loans	328
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Residential Developed [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Unsecured to Residential Developers [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Vacant and Unimproved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Commercial Development [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Residential Improved [Member]
Total loans	29
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Commercial Improved [Member]
Total loans	299
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Manufacturing and Industrial [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Developed [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Unsecured to Residential Developers [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Vacant and Unimproved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Commercial Development [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Improved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Commercial Improved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Manufacturing and Industrial [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	2
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Developed [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Unsecured to Residential Developers [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Vacant and Unimproved [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Commercial Development [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Improved [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Commercial Improved [Member]
Allowance for credit loss	2
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Manufacturing and Industrial [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member]
Total loans	222,690		198,429
Allowance for credit loss	3,099	$ 2,818	2,458	$ 2,316	$ 2,153	$ 2,633
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	165,221		139,148
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113		121
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	54,568		56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	2,788		$ 2,839
Consumer Portfolio Segment [Member] | Real Estate [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Residential Mortgage [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Unsecured Financing Receivable [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Home Equity Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Other Financing Receivables [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Mortgage [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Unsecured Financing Receivable [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Home Equity Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Other Financing Receivables [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Mortgage [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Unsecured Financing Receivable [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Home Equity Loan [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Other Financing Receivables [Member]
Allowance for credit loss	$ 0

Note 3 - Loans - Allowance fo_2

Note 3 - Loans - Allowance for Credit Loss and Recorded Investment (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Individually reviewed for impairment, allowance for credit loss			$ 295
Collectively evaluated for impairment, allowance for credit loss			14,990
Total ending allowance balance	$ 17,109	$ 16,794	15,285	$ 14,631	$ 14,616	$ 15,889
Individually reviewed for impairment			7,007
Collectively evaluated for impairment			1,170,741
Total ending loans balance	1,271,576		1,177,748
Commercial Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			55
Collectively evaluated for impairment, allowance for credit loss			5,541
Total ending allowance balance	7,011	7,124	5,596	5,256	5,329	5,176
Individually reviewed for impairment			3,603
Collectively evaluated for impairment			438,113
Total ending loans balance	489,273		441,716
Commercial Real Estate Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			20
Collectively evaluated for impairment, allowance for credit loss			7,160
Total ending allowance balance	6,928	6,770	7,180	7,022	7,071	8,051
Individually reviewed for impairment			518
Collectively evaluated for impairment			537,085
Total ending loans balance	559,613		537,603
Consumer Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			220
Collectively evaluated for impairment, allowance for credit loss			2,238
Total ending allowance balance	3,099	2,818	2,458	2,316	2,153	2,633
Individually reviewed for impairment			2,886
Collectively evaluated for impairment			195,543
Total ending loans balance	222,690		198,429
Unallocated Financing Receivables [Member]
Individually reviewed for impairment, allowance for credit loss			0
Collectively evaluated for impairment, allowance for credit loss			51
Total ending allowance balance	$ 71	$ 82	51	$ 37	$ 63	$ 29
Individually reviewed for impairment			0
Collectively evaluated for impairment			0
Total ending loans balance			$ 0

Note 3 - Loans - Loans Individu

Note 3 - Loans - Loans Individually Evaluated for Impairment (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Unpaid principal, no related allowance	$ 3,309
Recorded investment, no related allowance	3,309
Average recorded investment, no related allowance	2,371
Unpaid principal, with related allowance	3,698
Recorded investment, with related allowance	3,698
Allowance allocated	295
Average recorded investment, with related allowance	3,745
Unpaid principal	7,007
Recorded investment	7,007
Average recorded investment	6,116
Commercial Portfolio Segment [Member]
Unpaid principal, no related allowance	3,278
Recorded investment, no related allowance	3,278
Average recorded investment, no related allowance	2,338
Unpaid principal, with related allowance	325
Recorded investment, with related allowance	325
Allowance allocated	55
Average recorded investment, with related allowance	365
Commercial Real Estate Portfolio Segment [Member]
Unpaid principal, no related allowance	31
Recorded investment, no related allowance	31
Average recorded investment, no related allowance	33
Unpaid principal, with related allowance	487
Recorded investment, with related allowance	487
Allowance allocated	20
Average recorded investment, with related allowance	498
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Unpaid principal, no related allowance	31
Recorded investment, no related allowance	31
Average recorded investment, no related allowance	33
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Unpaid principal, with related allowance	307
Recorded investment, with related allowance	307
Allowance allocated	9
Average recorded investment, with related allowance	313
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Unpaid principal, with related allowance	180
Recorded investment, with related allowance	180
Allowance allocated	11
Average recorded investment, with related allowance	185
Consumer Portfolio Segment [Member]
Unpaid principal, no related allowance	0
Recorded investment, no related allowance	0
Average recorded investment, no related allowance	0
Unpaid principal, with related allowance	2,886
Recorded investment, with related allowance	2,886
Allowance allocated	220
Average recorded investment, with related allowance	2,882
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Unpaid principal, with related allowance	2,653
Recorded investment, with related allowance	2,653
Allowance allocated	202
Average recorded investment, with related allowance	2,619
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Unpaid principal, with related allowance	29
Recorded investment, with related allowance	29
Allowance allocated	2
Average recorded investment, with related allowance	29
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal, with related allowance	204
Recorded investment, with related allowance	204
Allowance allocated	16
Average recorded investment, with related allowance	$ 234

Note 3 - Loans - Schedule of No

Note 3 - Loans - Schedule of Nonaccrual Financing Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Nonaccrual with no allowance	$ 0	$ 0
Nonaccrual with allowance	72	78
Nonaccrual	72	78
Over 90 days accruing	0	0
Nonperforming loans	72	78
Commercial Portfolio Segment [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	72	78
Nonaccrual	72	78
Over 90 days accruing	0	0
Nonperforming loans	72	78
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	72	78
Nonaccrual	72	78
Over 90 days accruing	0	0
Nonperforming loans	72	78
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	$ 0	$ 0

Note 3 - Loans - Past Due Recei

Note 3 - Loans - Past Due Receivables (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Total loans	$ 1,271,576	$ 1,177,748
Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	87	95
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	71	77
Financial Asset, Past Due [Member]
Total loans	158	172
Financial Asset, Not Past Due [Member]
Total loans	1,271,418	1,177,576
Commercial Portfolio Segment [Member]
Total loans	489,273	441,716
Commercial Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	489,273	441,716
Commercial Real Estate Portfolio Segment [Member]
Total loans	559,613	537,603
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	4,437	7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,577	36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	94	103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	111,621	112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	260,394	259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	145,490	121,924
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	559,613	537,532
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Developed [Member]
Total loans	4,437	7,234
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Vacant and Unimproved [Member]
Total loans	37,577	36,270
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Commercial Development [Member]
Total loans	94	103
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Improved [Member]
Total loans	111,621	112,791
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Commercial Improved [Member]
Total loans	260,394	259,210
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	145,490	121,924
Consumer Portfolio Segment [Member]
Total loans	222,690	198,429
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113	121
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	165,221	139,148
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	54,568	56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	2,788	2,839
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	87	24
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Mortgage [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Home Equity Loan [Member]
Total loans	87	24
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	71	77
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Mortgage [Member]
Total loans	71	77
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	158	101
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Mortgage [Member]
Total loans	71	77
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Home Equity Loan [Member]
Total loans	87	24
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	222,532	198,328
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	113	121
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Mortgage [Member]
Total loans	165,150	139,071
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Total loans	54,481	56,297
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Financing Receivables [Member]
Total loans	$ 2,788	$ 2,839

Note 3 - Loans - Modified Finan

Note 3 - Loans - Modified Financing Receivables (Details) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2023 USD ($)
Number of loans			0	39
Recorded balance	$ 3,639			$ 3,639
Percentage of total loans				0.29%
Accruing - nonaccrual at modification	0			$ 0
Accruing - accruing at modification	3,639			3,639
Accruing - upgraded to accruing after six consecutive payments	0			0
Financing Receivable, Modifications, Recorded Investment, Accruing	3,639			$ 3,639
Commercial Portfolio Segment [Member]
Number of loans				3
Recorded balance	288			$ 288
Percentage of total loans				0.06%
Commercial Real Estate Portfolio Segment [Member]
Number of loans				3
Recorded balance	$ 501			$ 501
Percentage of total loans				0.09%
Consumer Portfolio Segment [Member]
Number of loans	1	1		33
Recorded balance	$ 2,850			$ 2,850
Percentage of total loans				1.28%

Note 3 - Loans - Credit Quality

Note 3 - Loans - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Total loans	$ 1,271,576	$ 1,177,748
Commercial Portfolio Segment [Member]
Originated current year	72,302
Originated prior year	105,925
Originated two years prior	42,278
Originated three years prior	24,154
Originated four years prior	22,386
Originated years prior	68,421
Revolving	153,807
Total loans	489,273	441,716
Commercial Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member]
Originated current year	38,229
Originated prior year	60,629
Originated two years prior	17,597
Originated three years prior	6,062
Originated four years prior	13,584
Originated years prior	40,524
Revolving	75,039
Total loans	251,664
Commercial Portfolio Segment [Member] | Excellent [Member]
Total loans		15,040
Commercial Portfolio Segment [Member] | Above Average [Member]
Total loans		21,451
Commercial Portfolio Segment [Member] | Good Quality [Member]
Total loans		175,762
Commercial Portfolio Segment [Member] | Acceptable Risk [Member]
Originated current year	34,073
Originated prior year	44,956
Originated two years prior	24,579
Originated three years prior	18,044
Originated four years prior	8,718
Originated years prior	27,865
Revolving	74,597
Total loans	232,832	220,987
Commercial Portfolio Segment [Member] | Marginally Acceptable [Member]
Originated current year	0
Originated prior year	330
Originated two years prior	68
Originated three years prior	48
Originated four years prior	84
Originated years prior	0
Revolving	3,586
Total loans	4,116	8,309
Commercial Portfolio Segment [Member] | Substandard [Member]
Originated current year	0
Originated prior year	10
Originated two years prior	34
Originated three years prior	0
Originated four years prior	0
Originated years prior	32
Revolving	585
Total loans	661	167
Commercial Portfolio Segment [Member] | Doubtful [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Portfolio Segment [Member] | Loss [Member]
Total loans		0
Consumer Portfolio Segment [Member]
Originated current year	36,928
Originated prior year	43,459
Originated two years prior	27,649
Originated three years prior	10,966
Originated four years prior	5,371
Originated years prior	33,430
Revolving	64,887
Total loans	222,690	198,429
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Originated current year	36,055
Originated prior year	41,784
Originated two years prior	26,777
Originated three years prior	10,181
Originated four years prior	5,059
Originated years prior	30,970
Revolving	14,395
Total loans	165,221	139,148
Consumer Portfolio Segment [Member] | Residential Mortgage [Member] | Performing Financial Instruments [Member]
Originated current year	36,055
Originated prior year	41,784
Originated two years prior	26,777
Originated three years prior	10,181
Originated four years prior	5,059
Originated years prior	30,898
Revolving	14,395
Total loans	165,149	139,071
Consumer Portfolio Segment [Member] | Residential Mortgage [Member] | Nonperforming Financial Instruments [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	72
Revolving	0
Total loans	72	77
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	12
Originated four years prior	14
Originated years prior	87
Revolving	0
Total loans	113	121
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member] | Performing Financial Instruments [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	12
Originated four years prior	14
Originated years prior	87
Revolving	0
Total loans	113	121
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member] | Nonperforming Financial Instruments [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	131
Originated prior year	803
Originated two years prior	227
Originated three years prior	478
Originated four years prior	228
Originated years prior	2,209
Revolving	50,492
Total loans	54,568	56,321
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Performing Financial Instruments [Member]
Originated current year	131
Originated prior year	803
Originated two years prior	227
Originated three years prior	478
Originated four years prior	228
Originated years prior	2,209
Revolving	50,492
Total loans	54,568	56,321
Consumer Portfolio Segment [Member] | Home Equity Loan [Member] | Nonperforming Financial Instruments [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Originated current year	742
Originated prior year	872
Originated two years prior	645
Originated three years prior	295
Originated four years prior	70
Originated years prior	164
Revolving	0
Total loans	2,788	2,839
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member] | Performing Financial Instruments [Member]
Originated current year	742
Originated prior year	872
Originated two years prior	645
Originated three years prior	295
Originated four years prior	70
Originated years prior	164
Revolving	0
Total loans	2,788	2,839
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member] | Nonperforming Financial Instruments [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Total loans	559,613	537,603
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Originated current year	256
Originated prior year	2,018
Originated two years prior	1,143
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	1,020
Total loans	4,437	7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Originated current year	3,508
Originated prior year	6,947
Originated two years prior	11,123
Originated three years prior	15,204
Originated four years prior	160
Originated years prior	210
Revolving	425
Total loans	37,577	36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	94
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	94	103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Originated current year	5,589
Originated prior year	10,017
Originated two years prior	32,892
Originated three years prior	11,124
Originated four years prior	7,418
Originated years prior	20,912
Revolving	23,669
Total loans	111,621	112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Originated current year	17,418
Originated prior year	56,831
Originated two years prior	69,777
Originated three years prior	51,372
Originated four years prior	33,922
Originated years prior	23,050
Revolving	8,024
Total loans	260,394	259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Originated current year	24,394
Originated prior year	54,083
Originated two years prior	18,485
Originated three years prior	15,921
Originated four years prior	10,026
Originated years prior	20,621
Revolving	1,960
Total loans	145,490	121,924
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Vacant and Unimproved [Member]
Originated current year	460
Originated prior year	4,441
Originated two years prior	8,310
Originated three years prior	7,042
Originated four years prior	0
Originated years prior	97
Revolving	0
Total loans	20,350
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	94
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	94
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Improved [Member]
Originated current year	4,590
Originated prior year	9,457
Originated two years prior	1,410
Originated three years prior	9,172
Originated four years prior	255
Originated years prior	5,336
Revolving	394
Total loans	30,614
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Improved [Member]
Originated current year	10,855
Originated prior year	22,493
Originated two years prior	50,283
Originated three years prior	18,553
Originated four years prior	14,127
Originated years prior	17,113
Revolving	6,894
Total loans	140,318
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Manufacturing and Industrial [Member]
Originated current year	6,697
Originated prior year	27,465
Originated two years prior	4,621
Originated three years prior	8,148
Originated four years prior	4,305
Originated years prior	3,897
Revolving	350
Total loans	55,483
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Vacant and Unimproved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Manufacturing and Industrial [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Vacant and Unimproved [Member]
Total loans		1,231
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Improved [Member]
Total loans		17,802
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Manufacturing and Industrial [Member]
Total loans		11,422
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Vacant and Unimproved [Member]
Total loans		18,406
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Development [Member]
Total loans		103
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Improved [Member]
Total loans		25,585
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Improved [Member]
Total loans		83,769
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Manufacturing and Industrial [Member]
Total loans		32,977
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Developed [Member]
Originated current year	256
Originated prior year	2,018
Originated two years prior	1,143
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	1,020
Total loans	4,437	7,234
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Vacant and Unimproved [Member]
Originated current year	1,711
Originated prior year	2,506
Originated two years prior	2,813
Originated three years prior	8,162
Originated four years prior	160
Originated years prior	113
Revolving	425
Total loans	15,890	16,633
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Improved [Member]
Originated current year	999
Originated prior year	560
Originated two years prior	31,454
Originated three years prior	1,952
Originated four years prior	7,163
Originated years prior	15,576
Revolving	23,275
Total loans	80,979	87,176
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Improved [Member]
Originated current year	6,290
Originated prior year	34,306
Originated two years prior	19,195
Originated three years prior	32,803
Originated four years prior	17,600
Originated years prior	2,802
Revolving	1,080
Total loans	114,076	151,641
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Manufacturing and Industrial [Member]
Originated current year	17,524
Originated prior year	26,618
Originated two years prior	13,864
Originated three years prior	7,773
Originated four years prior	5,721
Originated years prior	13,765
Revolving	1,610
Total loans	86,875	73,566
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Vacant and Unimproved [Member]
Originated current year	1,337
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	1,337	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	28
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	28	30
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Improved [Member]
Originated current year	273
Originated prior year	32
Originated two years prior	0
Originated three years prior	16
Originated four years prior	2,195
Originated years prior	3,135
Revolving	50
Total loans	5,701	5,762
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Manufacturing and Industrial [Member]
Originated current year	173
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	316
Revolving	0
Total loans	489	1,646
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Vacant and Unimproved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	299
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	299	307
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Manufacturing and Industrial [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	2,643
Revolving	0
Total loans	2,643	2,313
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Vacant and Unimproved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Manufacturing and Industrial [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Vacant and Unimproved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Manufacturing and Industrial [Member]
Total loans		0
Commercial Segment [Member]
Originated current year	123,467
Originated prior year	235,915
Originated two years prior	175,698
Originated three years prior	117,775
Originated four years prior	73,912
Originated years prior	133,214
Revolving	188,905
Total loans	1,048,886	979,319
Commercial Segment [Member] | Excellent, Above Average, and Good Quality [Member]
Originated current year	60,831
Originated prior year	124,579
Originated two years prior	82,221
Originated three years prior	48,977
Originated four years prior	32,271
Originated years prior	66,967
Revolving	82,677
Total loans	498,523
Commercial Segment [Member] | Excellent [Member]
Total loans		15,040
Commercial Segment [Member] | Above Average [Member]
Total loans		51,906
Commercial Segment [Member] | Good Quality [Member]
Total loans		336,602
Commercial Segment [Member] | Acceptable Risk [Member]
Originated current year	60,853
Originated prior year	110,964
Originated two years prior	93,048
Originated three years prior	68,734
Originated four years prior	39,362
Originated years prior	60,121
Revolving	102,007
Total loans	535,089	557,237
Commercial Segment [Member] | Marginally Acceptable [Member]
Originated current year	1,783
Originated prior year	362
Originated two years prior	96
Originated three years prior	64
Originated four years prior	2,279
Originated years prior	3,451
Revolving	3,636
Total loans	11,671	15,747
Commercial Segment [Member] | Substandard [Member]
Originated current year	0
Originated prior year	10
Originated two years prior	333
Originated three years prior	0
Originated four years prior	0
Originated years prior	2,675
Revolving	585
Total loans	3,603	2,787
Commercial Segment [Member] | Doubtful [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	$ 0	0
Commercial Segment [Member] | Loss [Member]
Total loans		$ 0

Note 4 - Fair Value - Assets an

Note 4 - Fair Value - Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Debt securities available for sale, at fair value	$ 512,837	$ 499,257
Fair Value, Recurring [Member]
Loans held for sale	0	215
Interest rate swaps	6,000	6,463
Total assets measured at fair value on recurring basis	520,137	507,239
Interest rate swaps	(6,000)	(6,463)
Total liabilities measured at fair value on recurring basis	(6,000)	(6,463)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0
Loans held for sale	0	0
Interest rate swaps	0	0
Total assets measured at fair value on recurring basis	0	0
Interest rate swaps	0	0
Total liabilities measured at fair value on recurring basis	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	240,181
Loans held for sale	0	215
Interest rate swaps	6,000	6,463
Total assets measured at fair value on recurring basis	520,137	507,239
Interest rate swaps	(6,000)	(6,463)
Total liabilities measured at fair value on recurring basis	(6,000)	(6,463)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0
Loans held for sale	0	0
Interest rate swaps	0	0
Total assets measured at fair value on recurring basis	0	0
Interest rate swaps	0	0
Total liabilities measured at fair value on recurring basis	0	0
US Treasury and Government [Member]
Debt securities available for sale, at fair value	240,181	224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	240,181	224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value		0
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value		224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value		0
US Government Agencies Debt Securities [Member]
Debt securities available for sale, at fair value	116,149	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	116,149	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	116,149	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Nontaxable Municipal Bonds [Member]
Debt securities available for sale, at fair value	34,611	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	34,611	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	34,611	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Taxable Municipal Bonds [Member]
Debt securities available for sale, at fair value	110,181	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	110,181	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	110,181	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Corporate Bonds And Other Debt Securities [Member]
Debt securities available for sale, at fair value	11,715	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	11,715	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	11,715	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Other Equity Securities [Member] | Fair Value, Recurring [Member]
Other equity securities	1,300	1,304
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other equity securities	0	0
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other equity securities	1,300	1,304
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other equity securities	$ 0	$ 0

Note 4 - Fair Value - Assets Me

Note 4 - Fair Value - Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Impaired Loans [Member]
Loans, fair value		$ 328
Collateral Pledged [Member]
Loans, fair value	$ 910
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Loans, fair value		328
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member]
Loans, fair value		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member]
Loans, fair value		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Loans, fair value		$ 328
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member]
Loans, fair value	910
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 1 [Member]
Loans, fair value	0
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 2 [Member]
Loans, fair value	0
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, fair value	$ 910

Note 4 - Fair Value - Valuation

Note 4 - Fair Value - Valuation Techniques (Details) $ in Thousands	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Impaired Loans [Member]
Loans, fair value		$ 328
Impaired Loans [Member] | Measurement Input, Comparability Adjustment [Member] | Valuation, Market Approach [Member] | Minimum [Member]
Loans receivable, measurement input		0.015
Impaired Loans [Member] | Measurement Input, Comparability Adjustment [Member] | Valuation, Market Approach [Member] | Maximum [Member]
Loans receivable, measurement input		0.200
Impaired Loans [Member] | Measurement Input, Cap Rate [Member] | Valuation, Income Approach [Member] | Minimum [Member]
Loans receivable, measurement input		0.095
Impaired Loans [Member] | Measurement Input, Cap Rate [Member] | Valuation, Income Approach [Member] | Maximum [Member]
Loans receivable, measurement input		0.110
Collateral Pledged [Member]
Loans, fair value	$ 910
Collateral Pledged [Member] | Measurement Input, Comparability Adjustment [Member] | Valuation, Market Approach [Member] | Minimum [Member]
Loans receivable, measurement input	0.015
Collateral Pledged [Member] | Measurement Input, Comparability Adjustment [Member] | Valuation, Market Approach [Member] | Maximum [Member]
Loans receivable, measurement input	0.200
Collateral Pledged [Member] | Measurement Input, Cap Rate [Member] | Valuation, Income Approach [Member] | Minimum [Member]
Loans receivable, measurement input	0.095
Collateral Pledged [Member] | Measurement Input, Cap Rate [Member] | Valuation, Income Approach [Member] | Maximum [Member]
Loans receivable, measurement input	0.110

Note 4 - Fair Value - Carrying

Note 4 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Cash and due from banks	$ 40,255	$ 51,215
Federal funds sold and other short-term investments	343,676	703,955
Bank-owned life insurance	53,791	53,345
Reported Value Measurement [Member]
Cash and due from banks		51,215
Federal funds sold and other short-term investments		703,955
FHLB stock		10,211
Loans, fair value		1,162,135
Bank-owned life insurance		53,345
Accrued interest receivable		7,606
Deposits		(2,615,142)
Other borrowed funds		(30,000)
Accrued interest payable		(114)
Off-balance sheet credit-related items	0	0
Estimate of Fair Value Measurement [Member]
Cash and due from banks		51,215
Federal funds sold and other short-term investments		703,955
FHLB stock		10,211
Loans, fair value		1,131,387
Bank-owned life insurance		53,345
Accrued interest receivable		7,606
Deposits		(2,615,860)
Other borrowed funds		(28,666)
Accrued interest payable		(114)
Off-balance sheet credit-related items	0	0
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and due from banks	40,255
Federal funds sold and other short-term investments	343,676
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and due from banks	40,255
Federal funds sold and other short-term investments	343,676
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Loans, fair value	1,253,557
Accrued interest receivable	7,499
Deposits	(2,321,545)
Other borrowed funds	(30,000)
Accrued interest payable	(365)
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | US Treasury and Government [Member]
Securities held to maturity	251,266	251,307
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Loans, fair value	1,233,454
Accrued interest receivable	7,499
Deposits	(2,323,329)
Other borrowed funds	(28,785)
Accrued interest payable	(365)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | US Treasury and Government [Member]
Securities held to maturity	238,104	237,630
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
FHLB stock	10,211
Bank-owned life insurance	53,791
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Nontaxable Municipal Bonds [Member]
Securities held to maturity	89,134	97,458
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
FHLB stock	10,211
Bank-owned life insurance	53,791
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Nontaxable Municipal Bonds [Member]
Securities held to maturity	$ 87,250	$ 95,020

Note 5 - Derivatives (Details T

Note 5 - Derivatives (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Derivative Liability	$ 0	$ 0
Derivative Liability, Fair Value of Collateral	1,800	1,700
Interest Rate Swap [Member]
Derivative Asset, Notional Amount	112,700	125,300
Other Liabilities [Member] | Interest Rate Swap [Member]
Derivative Liability, Subject to Master Netting Arrangement, before Offset	6,000	6,463
Other Assets [Member] | Interest Rate Swap [Member]
Derivative Asset, Notional Amount	$ 56,325	$ 62,661

Note 5 - Derivatives - Schedule

Note 5 - Derivatives - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Derivative assets, notional amount	$ 112,700	$ 125,300
Derivative assets, fair value	6,000	6,500
Other Assets [Member]
Derivative assets, notional amount	56,325	62,661
Derivative assets, fair value	6,000	6,463
Other Liabilities [Member]
Derivative liabilities, notional amount	56,325	62,661
Derivative liabilities, fair value	$ 6,000	$ 6,463

Note 6 - Deposits (Details Text

Note 6 - Deposits (Details Textual) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Time Deposit Liability, Uninsured	$ 73.1	$ 29.7

Note 6 - Deposits - Schedule of

Note 6 - Deposits - Schedule of Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Noninterest-bearing	$ 704,409	$ 834,879
Interest bearing demand	572,132	760,889
Savings and money market accounts	802,694	922,418
Certificates of deposit	242,310	96,956
Total deposits	$ 2,321,545	$ 2,615,142

Note 7 - Other Borrowed Funds_2

Note 7 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 455,200	$ 446,100
Advance from Federal Home Loan Bank		30,000	30,000
Financing Receivable, after Allowance for Credit Loss		1,254,467	1,162,463
Federal Reserve Bank Advances [Member]
Short-Term Debt	$ 0		0
Debt Instrument, Unused Borrowing Capacity, Amount		3,400	5,500
Federal Reserve Bank Advances [Member] | Asset Pledged as Collateral [Member]
Financing Receivable, after Allowance for Credit Loss		3,600	5,800
Putable Advances [Member]
Advance from Federal Home Loan Bank		20,000	$ 20,000
Bank Term Funding Program [Member] | Federal Reserve Bank Advances [Member]
Debt Instrument, Unused Borrowing Capacity, Amount		638,300
Financing Receivable, after Allowance for Credit Loss		$ 0
Debt Instrument, Term (Year)	1 year
Payment for Debt Extinguishment or Debt Prepayment Cost	$ 0

Note 7 - Other Borrowed Funds -

Note 7 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
Other borrowed funds	$ 30	$ 30
Single Maturity Fixed Rate Advances [Member]
Other borrowed funds	$ 10	$ 10
Single maturity fixed rate advances	2024	2024
Weighted average interest rate	2.63%	2.63%
Putable Advances [Member]
Other borrowed funds	$ 20	$ 20
Single maturity fixed rate advances	2024	2024
Weighted average interest rate	1.81%	1.81%

Note 7 - Other Borrowed Funds_3

Note 7 - Other Borrowed Funds - Schedule of FHLB Advance Repayments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
2023	$ 0
2024	30,000
2025	0
2026	0
2027	0
Thereafter	0
Advance from Federal Home Loan Bank	$ 30,000	$ 30,000

Note 8 - Earnings Per Common _3

Note 8 - Earnings Per Common Share (Details Textual) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Share-Based Payment Arrangement, Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0	0	0

Note 8 - Earnings Per Common _4

Note 8 - Earnings Per Common Share - Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Net income	$ 10,312	$ 6,568	$ 22,316	$ 12,568
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	34,292,179	34,253,846	34,294,570	34,254,306
Stock options (in shares)	0	0	0	0
Weighted average shares outstanding - Diluted (in shares)	34,292,179	34,253,846	34,294,570	34,254,306
Basic earnings per common share (in dollars per share)	$ 0.30	$ 0.19	$ 0.65	$ 0.37
Diluted earnings per common share (in dollars per share)	$ 0.30	$ 0.19	$ 0.65	$ 0.37

Note 9 - Federal Income Taxes_2

Note 9 - Federal Income Taxes (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Unrecognized Tax Benefits	$ 0	$ 0

Note 9 - Federal Income Taxes -

Note 9 - Federal Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Current	$ 2,442	$ 1,416	$ 5,267	$ 2,351
Deferred income tax expense	32	77	182	533
Income Tax Expense (Benefit)	$ 2,474	$ 1,493	$ 5,449	$ 2,884

Note 9 - Federal Income Taxes_3

Note 9 - Federal Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Statutory rate	21%	21%	21%	21%
Statutory rate applied to income before taxes	$ 2,685	$ 1,693	$ 5,831	$ 3,245
Tax-exempt interest income	(142)	(143)	(289)	(297)
Bank-owned life insurance	(46)	(49)	(88)	(99)
Other, net	(23)	(8)	(5)	35
Income Tax Expense (Benefit)	$ 2,474	$ 1,493	$ 5,449	$ 2,884

Note 9 - Federal Income Taxes_4

Note 9 - Federal Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Allowance for credit losses	$ 3,592	$ 3,210
Net deferred loan fees	0	0
Nonaccrual loan interest	13	12
Valuation allowance on other real estate owned	0	0
Unrealized loss on securities available for sale and transferred to held to maturity	8,177	8,394
Other	394	257
Gross deferred tax assets	12,176	11,873
Valuation allowance	0	0
Total net deferred tax assets	12,176	11,873
Depreciation	(1,075)	(1,098)
Net deferred loan fees	(8)	(309)
Prepaid expenses	(309)	(21)
Other	(1,148)	(733)
Gross deferred tax liabilities	(2,540)	(2,161)
Net deferred tax asset	$ 9,636	$ 9,712

Note 10 - Commitments and Off_3

Note 10 - Commitments and Off Balance-sheet Risk (Details Textual) - USD ($)	Jun. 30, 2023	Dec. 31, 2022
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 302,000	$ 0
Commitment To Sell Mortgage Backed Securities [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 1,800,000	$ 0
Commitments to Make Loans at Fixed Rates	53.10%
Other Liabilities [Member]
Reserve for Unfunded Loan Commitments	$ 73,000

Note 10 - Commitments and Off_4

Note 10 - Commitments and Off Balance-sheet Risk - Schedule of Off Balance-sheet Risks (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Commitments to Extend Credit [Member]
Off-balance sheet credit-related items	$ 102,635	$ 77,384
Letter of Credit [Member]
Off-balance sheet credit-related items	12,234	13,455
Unused lines of Credit [Member]
Off-balance sheet credit-related items	$ 726,021	$ 745,674

Note 12 - Shareholders' Equit_2

Note 12 - Shareholders' Equity (Details Textual)	Jun. 30, 2023	Dec. 31, 2022
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.045	0.045
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Capital Conservation Buffer	0.025
Banking Regulation, Capital Conservation Buffer, Common Equity Tier 1 Risk-Based Capital, Actual	0.070	0.070
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.060	0.060
Banking Regulation, Capital Conservation Buffer, Tier 1 Risk-Based Capital, Actual	0.085	0.085
Banking Regulation, Capital Conservation Buffer, Total Risk-Based Capital, Actual	0.105	0.105
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum	0.040	0.040

Note 12 - Shareholders' Equit_3

Note 12 - Shareholders' Equity - Regulatory Capital (Details) $ in Thousands	Jun. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
CET1 capital, actual amount	$ 294,579	$ 278,615
CET1 capital, actual ratio	0.172	0.169
CET1 capital, minimum capital adequacy amount	$ 77,231	$ 74,003
CET1 capital, minimum capital adequacy ratio	0.045	0.045
CET1 capital, minimum capital adequacy with capital buffer amount	$ 120,138	$ 115,116
CET1 capital, minimum capital adequacy with capital buffer ratio	0.070	0.070
Tier 1 capital, actual amount	$ 294,579	$ 278,615
Tier 1 capital, actual ratio	0.172	0.169
Tier 1 capital, minimum capital adequacy amount	$ 102,975	$ 98,670
Tier 1 capital, minimum capital adequacy ratio	0.060	0.060
Tier 1 capital, minimum capital adequacy with capital buffer amount	$ 145,881	$ 139,783
Tier 1 capital, minimum capital adequacy with capital buffer ratio	0.085	0.085
Total capital, actual amount	$ 311,688	$ 293,900
Total capital, actual ratio	0.182	0.179
Total capital, minimum capital adequacy amount	$ 137,300	$ 131,561
Total capital, minimum capital adequacy ratio	0.080	0.080
Total capital, minimum capital adequacy with capital buffer amount	$ 180,206	$ 172,673
Total capital, minimum capital adequacy with capital buffer ratio	0.105	0.105
Tier 1 leverage capital, actual amount	$ 294,579	$ 278,615
Tier 1 leverage capital, actual ratio	0.111	0.097
Tier 1 leverage capital, minimum capital adequacy amount	$ 106,389	$ 114,589
Tier 1 leverage capital, minimum capital adequacy ratio	0.040	0.040
Subsidiaries [Member]
CET1 capital, actual amount	$ 285,930	$ 270,274
CET1 capital, actual ratio	0.167	0.164
CET1 capital, minimum capital adequacy amount	$ 77,219	$ 73,992
CET1 capital, minimum capital adequacy ratio	0.045	0.045
CET1 capital, minimum capital adequacy with capital buffer amount	$ 120,119	$ 115,098
CET1 capital, minimum capital adequacy with capital buffer ratio	0.070	0.070
CET1 capital, well capitalized amount	$ 111,539	$ 106,877
CET1 capital, well capitalized ratio	0.065	0.065
Tier 1 capital, actual amount	$ 285,930	$ 270,274
Tier 1 capital, actual ratio	0.167	0.164
Tier 1 capital, minimum capital adequacy amount	$ 102,959	$ 98,655
Tier 1 capital, minimum capital adequacy ratio	0.060	0.060
Tier 1 capital, minimum capital adequacy with capital buffer amount	$ 145,858	$ 139,762
Tier 1 capital, minimum capital adequacy with capital buffer ratio	0.085	0.085
Tier 1 capital, well capitalized amount	$ 137,278	$ 131,540
Tier 1 capital, well capitalized ratio	0.080	0.080
Total capital, actual amount	$ 303,039	$ 285,559
Total capital, actual ratio	0.177	0.174
Total capital, minimum capital adequacy amount	$ 137,278	$ 131,540
Total capital, minimum capital adequacy ratio	0.080	0.080
Total capital, minimum capital adequacy with capital buffer amount	$ 180,178	$ 172,647
Total capital, minimum capital adequacy with capital buffer ratio	0.105	0.105
Total capital, well capitalized amount	$ 171,598	$ 164,426
Total capital, well capitalized ratio	0.100	0.100
Tier 1 leverage capital, actual amount	$ 285,930	$ 270,274
Tier 1 leverage capital, actual ratio	0.108	0.094
Tier 1 leverage capital, minimum capital adequacy amount	$ 106,386	$ 114,582
Tier 1 leverage capital, minimum capital adequacy ratio	0.040	0.040
Tier 1 leverage capital, well capitalized amount	$ 132,982	$ 143,227
Tier 1 leverage capital, well capitalized ratio	0.050	0.050