Macatawa Bank (MCBC) 10-Q 26 Oct 23 2023 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2023	Oct. 26, 2023
Document Information [Line Items]
Entity Central Index Key	0001053584
Entity Registrant Name	MACATAWA BANK CORP
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2023
Document Transition Report	false
Entity File Number	000-25927
Entity Incorporation, State or Country Code	MI
Entity Tax Identification Number	38-3391345
Entity Address, Address Line One	10753 Macatawa Drive
Entity Address, City or Town	Holland
Entity Address, State or Province	MI
Entity Address, Postal Zip Code	49424
City Area Code	616
Local Phone Number	820-1444
Title of 12(b) Security	Common stock
Trading Symbol	MCBC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		34,291,487

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 40,687	$ 51,215
Federal funds sold and other short-term investments	469,786	703,955
Cash and cash equivalents	510,473	755,170
Debt securities available for sale, at fair value	503,277	499,257
Debt securities held to maturity (fair value 2023 - $314,458 and 2022 - $332,650)	330,003	348,765
Federal Home Loan Bank (FHLB) stock	10,211	10,211
Loans held for sale, at fair value	0	215
Total loans	1,291,290	1,177,748
Allowance for credit losses	(17,001)	(15,285)
Net loans	1,274,289	1,162,463
Premises and equipment – net	39,399	40,306
Accrued interest receivable	9,957	7,606
Bank-owned life insurance	54,043	53,345
Other real estate owned - net	0	2,343
Net deferred tax asset	10,226	9,712
Other assets	17,832	17,526
Total assets	2,759,710	2,906,919
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing	653,052	834,879
Interest-bearing	1,792,534	1,780,263
Total deposits	2,445,586	2,615,142
Other borrowed funds	30,000	30,000
Accrued expenses and other liabilities	14,247	14,739
Total liabilities	2,489,833	2,659,881
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 200,000,000 shares authorized; 34,291,487 and 34,298,640 shares issued and outstanding at September 30, 2023 and December 31, 2022	220,089	219,578
Retained earnings	83,349	59,036
Accumulated other comprehensive loss	(33,561)	(31,576)
Total shareholders' equity	269,877	247,038
Total liabilities and shareholders' equity	$ 2,759,710	$ 2,906,919

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt securities, held to maturity, fair value	$ 314,458	$ 332,650
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	200,000,000	200,000,000
Common stock, issued (in shares)	34,291,487	34,298,640
Common stock, outstanding (in shares)	34,291,487	34,298,640

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income
Loans, including fees		$ 18,065	$ 12,164	$ 50,900	$ 32,905
Securities
Taxable		4,565	3,323	13,643	7,375
Tax-exempt		671	668	2,048	2,102
FHLB Stock		80	53	217	155
Federal funds sold and other short-term investments		6,406	4,667	17,366	6,915
Total interest income		29,787	20,875	84,174	49,452
Interest expense
Deposits		7,383	944	17,693	1,346
Other borrowings		160	160	474	827
Total interest expense		7,543	1,104	18,167	2,173
Net interest income		22,244	19,771	66,007	47,279
Provision for credit losses (1)	[1]	(150)	0	150	(1,500)
Net interest income after provision for credit losses		22,394	19,771	65,857	48,779
Noninterest income
Net gains on mortgage loans		5	166	37	673
Bank owned life insurance ("BOLI") income		239	217	660	687
Other		527	550	1,633	1,695
Total noninterest income		4,616	4,889	13,756	14,985
Noninterest expense
Salaries and benefits		6,949	6,639	20,490	19,331
Occupancy of premises		1,024	989	3,260	3,232
Furniture and equipment		1,050	1,014	3,145	3,017
Legal and professional		355	268	973	733
Marketing and promotion		225	196	648	586
Data processing		1,002	984	2,963	2,792
FDIC assessment		330	201	990	578
Interchange and other card expense		426	405	1,212	1,184
Bond and D&O Insurance		123	129	366	389
Other		1,305	1,302	3,580	3,936
Total noninterest expenses		12,789	12,127	37,627	35,778
Income before income tax		14,221	12,533	41,986	27,986
Income tax expense		2,808	2,488	8,257	5,372
Net income		$ 11,413	$ 10,045	$ 33,729	$ 22,614
Basic earnings per common share (in dollars per share)		$ 0.33	$ 0.29	$ 0.98	$ 0.66
Diluted earnings per common share (in dollars per share)		0.33	0.29	0.98	0.66
Cash dividends per common share (in dollars per share)		$ 0.08	$ 0.08	$ 0.24	$ 0.24
Service [Member]
Noninterest income
Noninterest revenue		$ 1,061	$ 1,263	$ 3,072	$ 3,693
Trust Fees [Member]
Noninterest income
Noninterest revenue		1,109	969	3,277	3,153
ATM and Debit Card Fees [Member]
Noninterest income
Noninterest revenue		$ 1,675	$ 1,724	$ 5,077	$ 5,084
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 11,413	$ 10,045	$ 33,729	$ 22,614
Unrealized gains (losses):
Net change in unrealized gains (losses) on debt securities available for sale	(3,540)	(17,714)	(2,496)	(41,085)
Net unrealized gain at time of transfer on securities transferred to held-to-maturity	0	0	0	113
Amortization of net unrealized gains on securities transferred to held-to-maturity	(5)	(5)	(16)	(16)
Tax effect	744	3,721	527	8,608
Net change in unrealized gains (losses) on debt securities available for sale, net of tax	(2,801)	(13,998)	(1,985)	(32,380)
Less: reclassification adjustments:
Reclassification for gains included in net income	0	0	0	0
Tax effect	0	0	0	0
Reclassification for gains included in net income, net of tax	0	0	0	0
Other comprehensive income (loss), net of tax	(2,801)	(13,998)	(1,985)	(32,380)
Comprehensive income (loss)	$ 8,612	$ (3,953)	$ 31,744	$ (9,766)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance at Dec. 31, 2021					$ 219,082	$ 35,220	$ (297)	$ 254,005
Net income					0	22,614	0	22,614
Cash dividends					0	(8,186)	0	(8,186)
Repurchase of shares for taxes withheld on vested restricted stock					(35)	0	0	(35)
Other comprehensive loss, net of tax					0	0	(32,380)	(32,380)
Stock compensation expense					536	0	0	536
Balance at Sep. 30, 2022					219,583	49,648	(32,677)	236,554
Balance at Jun. 30, 2022					219,456	42,332	(18,679)	243,109
Net income					0	10,045	0	10,045
Cash dividends					0	(2,729)	0	(2,729)
Repurchase of shares for taxes withheld on vested restricted stock					(15)	0	0	(15)
Other comprehensive loss, net of tax					0	0	(13,998)	(13,998)
Stock compensation expense					142	0	0	142
Balance at Sep. 30, 2022					219,583	49,648	(32,677)	236,554
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ (1,215)	$ 0	$ (1,215)
Balance at Dec. 31, 2022					219,578	59,036	(31,576)	247,038
Net income					0	33,729	0	33,729
Cash dividends					0	(8,201)	0	(8,201)
Repurchase of shares for taxes withheld on vested restricted stock					(22)	0	0	(22)
Other comprehensive loss, net of tax					0	0	(1,985)	(1,985)
Stock compensation expense					533	0	0	533
Balance at Sep. 30, 2023					220,089	83,349	(33,561)	269,877
Balance at Jun. 30, 2023					219,909	74,670	(30,760)	263,819
Net income					0	11,413	0	11,413
Cash dividends					0	(2,734)	0	(2,734)
Repurchase of shares for taxes withheld on vested restricted stock					0	0	0	0
Other comprehensive loss, net of tax					0	0	(2,801)	(2,801)
Stock compensation expense					180	0	0	180
Balance at Sep. 30, 2023					$ 220,089	$ 83,349	$ (33,561)	$ 269,877

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Cash dividends per common share (in dollars per share)	$ 0.08	$ 0.24	$ 0.24
Shares repurchased (in shares)	1,662	2,145	3,815

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities
Net income		$ 33,729	$ 22,614
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization		266	1,493
Stock compensation expense		533	536
Provision for credit losses (1)	[1]	150	(1,500)
Origination of loans for sale		(2,904)	(25,009)
Proceeds from sales of loans originated for sale		3,156	26,855
Net gains on mortgage loans		(37)	(673)
Net gain on sales of other real estate		(356)	(47)
Deferred income tax expense		336	585
Earnings in bank-owned life insurance		(660)	(687)
Change in accrued interest receivable and other assets		(2,657)	(5,536)
Change in accrued expenses and other liabilities		(554)	1,499
Net cash from operating activities		31,002	20,130
Cash flows from investing activities
Loan originations and payments, net		(113,452)	(29,220)
Purchases of securities available for sale		(24,072)	(232,108)
Purchases of securities held to maturity		(9,613)	(160,481)
Maturities and calls of securities available for sale		8,160	17,486
Maturities and calls of securities held to maturity		23,300	37,998
Principal paydowns on securities available for sale		10,740	12,003
Principal paydowns on securities held to maturity		5,016	33,149
Sales of other real estate		2,699	47
Redemption of FHLB stock		0	1,347
Additions to premises and equipment		(698)	(605)
Net cash for investing activities		(97,920)	(320,384)
Cash flows from financing activities
Change in deposits		(169,556)	(21,761)
Repayments and maturities of other borrowed funds		0	(80,000)
Proceeds from other borrowed funds		0	25,000
Repurchase of shares for taxes withheld on vested restricted stock		(22)	(35)
Cash dividends paid		(8,201)	(8,186)
Net cash for financing activities		(177,779)	(84,982)
Net change in cash and cash equivalents		(244,697)	(385,236)
Cash and cash equivalents at beginning of period		755,170	1,151,788
Cash and cash equivalents at end of period		510,473	766,552
Supplemental cash flow information
Interest paid		17,499	2,204
Income taxes paid		7,400	5,000
Supplemental noncash disclosures:
Security settlement		0	1,000
Transfer of securities from available for sale to held to maturity		$ 0	$ 123,469
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation ("FDIC"). The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan. Basis of Presentation 10 10 X. not Operating results for the three nine September 30, 2023 not may December 31, 2023. 10 December 31, 2022 Use of Estimates FASB issued ASU No. 2016 13, Financial Instruments Credit Losses (Topic 326 no may 2022 02, Financial Instruments - Credit Losses (Topic 326 The Company adopted these standards as required on January 1, 2023 January 1, 2023 Allowance for Credit Losses ("ACL") - Loans may The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogeneous classes, or pools, for allowance calculation. Commercial loans are divided into eight classes based primarily on property type and risk characteristics. They are further segmented based on commercial loan risk grade. Retail loans are segmented into categories including residential mortgage, home equity, unsecured and other secured and then further segmented based on delinquency status. The Company's loan portfolio classes as of September 30, 2023 Commercial Loans: Commercial and Industrial Residential developed Unsecured to residential developers Vacant and unimproved Commercial development Residential improved Commercial improved Manufacturing and industrial Consumer Loans: Residential mortgage Unsecured Home equity Other secured The remaining life methodology is used for all loan pools. This nondiscounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Given the bank's limited loss history over the past twelve Reasonable and supportable economic forecasts have to be incorporated in determining expected losses. The forecast period represents the time frame from the current period end through the point in time that the Company can reasonably forecast. Ideally, the economic forecast period would cover the contractual terms of all loans; however, the ability to produce a forecast that is both reasonable and supportable becomes more difficult the longer the period is projected. For periods beyond the forecast period, the loss rate reverts back to the baseline lifetime loss. As of September 30, 2023 one nine third twenty five September 2023 December 2006 June 2007). September 30, 2023 not one June 30, 2023 A number of qualitative factors are considered including economic forecast uncertainty, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, impact of rising interest rates, external factors and other considerations. During each reporting period, management also considers the need to adjust the baseline lifetime loss rates for factors that may The Company is also required to consider expected credit losses associated with loan commitments over the contractual period in which it is exposed to credit risk on the underlying commitments. Any allowance for off-balance sheet credit exposures is reported as an other liability on the Company's Consolidated Balance Sheet and is increased or decreased via other noninterest expense on the Company's Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same methodology, inputs and assumptions as the funded portion of loans at the segment level applied to the amount of commitments expected to be funded. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level-yield method without anticipating prepayments. Accrued interest on loans totaled $4.8 million at September 30, 2023 December 31, 2022 Accrued interest receivable for loans is included as a separate line item on the Company's Consolidated Balance Sheet. The Company elected not Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 no 120 90 All interest accrued but not Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Accrued interest receivable on securities totaled $4.4 million at September 30, 2023 December 31, 2022 ACL - Securities Available for Sale not not 326 30 not September 30, 2023 ACL - Securities Held to Maturity no 1 2 3 4 September 30, 2023 no Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" 50% not not" no Revenue From Contracts With Customers 606, Revenue from Contracts with Customers 606" 606, No The Company's primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not The Company generally satisfies its performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: ( 1 2 3 4 Derivatives two no September 30, 2023 December 31, 2022 Mortgage Banking Derivatives not not Changes in the fair values of these interest rate lock and mortgage backed security and forward commitment derivatives are included in net gains on mortgage loans. The fair value of interest rate lock commitments was $(2,000) at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 Loans Held for Sale September 30, 2023 December 31, 2022 no Newly Issued Not 2023 01, Investments - Equity Method and Joint Ventures (Topic 323 December 15, 2023, no not FASB issued ASU 2023 01, Leases (Topic 842 December 15, 2023, not not

Note 2 - Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 2 SECURITIES The amortized cost and fair value of securities at period-end were as follows (dollars in thousands): Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value September 30, 2023 Available for Sale U.S. Treasury and federal agency securities $ 255,887 $ — $ (15,774 ) $ 240,113 U.S. Agency MBS and CMOs 127,040 — (17,078 ) 109,962 Tax-exempt state and municipal bonds 34,614 — (1,365 ) 33,249 Taxable state and municipal bonds 116,132 4 (7,927 ) 108,209 Corporate bonds and other debt securities 12,161 — (417 ) 11,744 $ 545,834 $ 4 $ (42,561 ) $ 503,277 Held to Maturity U.S. Treasury $ 251,248 $ — $ (12,277 ) $ 238,971 Tax-exempt state and municipal bonds 78,755 55 (3,323 ) 75,487 $ 330,003 $ 55 $ (15,600 ) $ 314,458 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2022 Available for Sale: U.S. Treasury and federal agency securities $ 240,921 $ 23 $ (16,310 ) $ 224,634 U.S. Agency MBS and CMOs 128,165 — (14,347 ) 113,818 Tax-exempt state and municipal bonds 37,198 10 (498 ) 36,710 Taxable state and municipal bonds 120,647 49 (8,525 ) 112,171 Corporate bonds and other debt securities 12,387 — (463 ) 11,924 $ 539,318 $ 82 $ (40,143 ) $ 499,257 Held to Maturity U.S. Treasury $ 251,307 $ — $ (13,677 ) $ 237,630 Tax-exempt state and municipal bonds 97,458 415 (2,853 ) 95,020 $ 348,765 $ 415 $ (16,530 ) $ 332,650 There were no sales of securities in the three nine September 30, 2023 2022 On January 1, 2022, ten Contractual maturities of debt securities at September 30, 2023 Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Cost Value Cost Value Due in one year or less $ 133,471 $ 131,195 $ 96,702 $ 95,025 Due from one to five years 179,098 166,829 304,828 283,371 Due from five to ten years 17,434 16,434 18,656 16,224 Due after ten years — — 125,648 108,657 $ 330,003 $ 314,458 $ 545,834 $ 503,277 Securities with unrealized losses at September 30, 2023 December 31, 2022 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2023 Value Loss Value Loss Value Loss Available for Sale U.S. Treasury and federal agency securities $ 32,037 $ (293 ) $ 208,077 $ (15,481 ) $ 240,114 $ (15,774 ) U.S. Agency MBS and CMOs 27,594 (646 ) 82,369 (16,432 ) 109,963 (17,078 ) Tax-exempt state and municipal bonds 18,452 (692 ) 14,796 (673 ) 33,248 (1,365 ) Taxable state and municipal bonds 12,611 (153 ) 93,537 (7,774 ) 106,148 (7,927 ) Corporate bonds and other debt securities 460 (10 ) 11,284 (407 ) 11,744 (417 ) $ 91,154 $ (1,794 ) $ 410,063 $ (40,767 ) $ 501,217 $ (42,561 ) Held to Maturity U.S. Treasury $ — $ — $ 238,972 $ (12,277 ) $ 238,972 $ (12,277 ) Tax-exempt state and municipal bonds 14,869 (206 ) 53,122 (3,117 ) 67,991 (3,323 ) $ 14,869 $ (206 ) $ 292,094 $ (15,394 ) $ 306,963 $ (15,600 ) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2022 Value Loss Value Loss Value Loss Available for Sale: U.S. Treasury and federal agency securities $ 144,796 $ (6,230 ) $ 66,008 $ (10,080 ) $ 210,804 $ (16,310 ) U.S. Agency MBS and CMOs 64,427 (4,789 ) 41,340 (9,558 ) 105,767 (14,347 ) Tax-exempt state and municipal bonds 31,337 (498 ) — — 31,337 (498 ) Taxable state and municipal bonds 71,165 (3,337 ) 33,452 (5,188 ) 104,617 (8,525 ) Corporate bonds and other debt securities 10,668 (357 ) 1,256 (106 ) 11,924 (463 ) $ 322,393 $ (15,211 ) $ 142,056 $ (24,932 ) $ 464,449 $ (40,143 ) Held to Maturity: U.S. Treasury $ 237,630 $ (13,677 ) $ — $ — $ 237,630 $ (13,677 ) Tax-exempt state and municipal bonds 57,671 (2,314 ) 21,721 (539 ) 79,392 (2,853 ) $ 295,301 $ (15,991 ) $ 21,721 $ (539 ) $ 317,022 $ (16,530 ) Management evaluates securities in an unrealized loss position at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. In analyzing an issuer's financial condition, Management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred and the results of reviews of the issuer's financial condition. At September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 not September 30, 2023 Securities with a carrying value of approximately $3.6 million and $3.5 million were pledged as security for public deposits, letters of credit and for other purposes required or permitted by law at September 30, 2023 December 31, 2022

Note 3 - Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 3 LOANS Portfolio loans were as follows (dollars in thousands): September 30, December 31, 2023 2022 Commercial and industrial $ 488,224 $ 441,716 Commercial real estate: Residential developed 5,040 7,234 Unsecured to residential developers 800 — Vacant and unimproved 37,084 36,270 Commercial development 89 103 Residential improved 116,407 112,791 Commercial improved 257,673 259,281 Manufacturing and industrial 150,192 121,924 Total commercial real estate 567,285 537,603 Consumer: Residential mortgage 180,420 139,148 Unsecured 113 121 Home equity 51,798 56,321 Other secured 3,450 2,839 Total consumer 235,781 198,429 Total loans 1,291,290 1,177,748 Allowance for credit losses (17,001 ) (15,285 ) $ 1,274,289 $ 1,162,463 The totals above are shown net of deferred fees and costs. Deferred fees on loans totaled $1.4 million and $1.3 million at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 Activity in the allowance for credit losses by portfolio segment was as follows (dollars in thousands): Commercial and Commercial Three months ended September 30, 2023 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Charge-offs — — (41 ) — (41 ) Recoveries 8 50 25 — 83 Provision for credit losses (1) (398 ) 114 177 (43 ) (150 ) Ending Balance $ 6,621 $ 7,092 $ 3,260 $ 28 $ 17,001 Commercial and Commercial Nine months ended September 30, 2023 Industrial Real Estate Consumer Unallocated Total Beginning balance, prior to adoption of ASU 2016-03 $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Impact of adoption of ASU 2016-03 1,299 (212 ) 389 — 1,476 Charge-offs — — (84 ) — (84 ) Recoveries 24 56 94 — 174 Provision for credit losses (1) (298 ) 68 403 (23 ) 150 Ending Balance $ 6,621 $ 7,092 $ 3,260 $ 28 $ 17,001 Commercial and Commercial Three months ended September 30, 2022 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631 Charge-offs — — (46 ) — (46 ) Recoveries 175 5 56 — 236 Provision for credit losses (1) 179 (147 ) (14 ) (18 ) — Ending Balance $ 5,610 $ 6,880 $ 2,312 $ 19 $ 14,821 Commercial and Commercial Nine months ended September 30, 2022 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 5,176 $ 8,051 $ 2,633 $ 29 $ 15,889 Charge-offs (38 ) — (103 ) — (141 ) Recoveries 185 276 112 — 573 Provision for credit losses (1) 287 (1,447 ) (330 ) (10 ) (1,500 ) Ending Balance $ 5,610 $ 6,880 $ 2,312 $ 19 $ 14,821 ( 1 Beginning January 1, 2023, January 1, 2023, The following table presents gross chargeoffs for the nine September 30, 2023 Term Loans By Origination Year Revolving September 30, 2023 2023 2022 2021 2020 2019 Prior Loans Total Commercial and industrial $ — $ — $ — $ — $ — $ — $ — $ — Commercial development — — — — — — — — Commercial improved — — — — — — — — Manufacturing and industrial — — — — — — — — Residential development — — — — — — — — Residential improved — — — — — — — — Vacant and unimproved — — — — — — — — Total commercial — — — — — — — — Residential mortgage — — — — — — — — Consumer unsecured — — — — — — — — Home equity — — — — — — — — Other — — — — — — 84 84 Total consumer — — — — — — 84 84 Total loans — — — — — — 84 84 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Under CECL for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance on the fair value of collateral. The allowance is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and the loan's amortized cost. If the fair value of the collateral exceeds the loan's amortized cost, no There have been no The amortized cost of collateral-dependent loans by class as of September 30, 2023 Collateral Type Allowance September 30, 2023 Real Estate Other Allocated Commercial and industrial $ 584 $ — $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 27 — — Commercial improved 296 — — Manufacturing and industrial 546 — — 869 — — Consumer Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — Consumer — — — Total $ 1,453 $ — $ — The following table presents the balance in the allowance for credit losses and the recorded investment in loans by portfolio segment and based on impairment method (dollars in thousands): Commercial and Commercial December 31, 2022 Industrial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 55 $ 20 $ 220 $ — $ 295 Collectively evaluated for impairment 5,541 7,160 2,238 51 14,990 Total ending allowance balance $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Loans: Individually reviewed for impairment $ 3,603 $ 518 $ 2,886 $ — $ 7,007 Collectively evaluated for impairment 438,113 537,085 195,543 — 1,170,741 Total ending loans balance $ 441,716 $ 537,603 $ 198,429 $ — $ 1,177,748 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2022 Unpaid Year-To-Date Principal Recorded Allowance Average Recorded December 31, 2022 Balance Investment Allocated Investment With no related allowance recorded: Commercial and industrial $ 3,278 $ 3,278 $ — $ 2,338 Commercial real estate: Residential improved 31 31 — 33 31 31 — 33 Consumer — — — — Total with no related allowance recorded $ 3,309 $ 3,309 $ — $ 2,371 With an allowance recorded: Commercial and industrial $ 325 $ 325 $ 55 $ 365 Commercial real estate: Commercial improved 307 307 9 313 Manufacturing and industrial 180 180 11 185 487 487 20 498 Consumer: Residential mortgage 2,653 2,653 202 2,619 Unsecured 29 29 2 29 Home equity 204 204 16 234 2,886 2,886 220 2,882 Total with an allowance recorded $ 3,698 $ 3,698 $ 295 $ 3,745 Total $ 7,007 $ 7,007 $ 295 $ 6,116 The following tables present the recorded investment in nonaccrual and loans past due over 90 September 30, 2023 December 31, 2022 Over 90 Total Nonaccrual with Nonaccrual with days Nonperforming September 30, 2023 No Allowance Allowance Total Nonaccrual Accruing Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential Improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 1 1 — 1 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 1 1 — 1 Total $ — $ 1 $ 1 $ — $ 1 Over 90 Total Nonaccrual with Nonaccrual with days Nonperforming December 31, 2022 No Allowance Allowance Total Nonaccrual Accruing Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 78 78 — 78 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 78 78 — 78 Total $ — $ 78 $ 78 $ — $ 78 No interest income was recognized on nonaccrual loans during the three nine September 30, 2023 The following table presents the aging of the recorded investment in past due loans as of September 30, 2023 December 31, 2022 30 90 Greater Than Total Loans Not September 30, 2023 Days 90 Days Past Due Past Due Total Commercial and industrial $ — $ — $ — $ 488,224 $ 488,224 Commercial real estate: Residential developed — — — 5,040 5,040 Unsecured to residential developers — — — 800 800 Vacant and unimproved — — — 37,084 37,084 Commercial development — — — 89 89 Residential improved — — — 116,407 116,407 Commercial improved — — — 257,673 257,673 Manufacturing and industrial — — — 150,192 150,192 — — — 567,285 567,285 Consumer: Residential mortgage — — — 180,420 180,420 Unsecured — — — 113 113 Home equity — — — 51,798 51,798 Other secured — — — 3,450 3,450 — — — 235,781 235,781 Total $ — $ — $ — $ 1,291,290 $ 1,291,290 30-90 Greater Than Total Loans Not December 31, 2022 Days 90 Days Past Due Past Due Total Commercial and industrial $ — $ — $ — $ 441,716 $ 441,716 Commercial real estate: Residential developed — — — 7,234 7,234 Unsecured to residential developers — — — — — Vacant and unimproved — — — 36,270 36,270 Commercial development — — — 103 103 Residential improved — — — 112,791 112,791 Commercial improved 71 — 71 259,210 259,281 Manufacturing and industrial — — — 121,924 121,924 71 — 71 537,532 537,603 Consumer: Residential mortgage — 77 77 139,071 139,148 Unsecured — — — 121 121 Home equity 24 — 24 56,297 56,321 Other secured — — — 2,839 2,839 24 77 101 198,328 198,429 Total $ 95 $ 77 $ 172 $ 1,177,576 $ 1,177,748 At times, the Company will modify terms of a loan to allow the customer to mitigate the risk of foreclosure by meeting a lower loan payment requirement based upon their current cash flow. These may two first second second first may six As with other individually reviewed loans, an allowance for credit loss is estimated for each such modification made to borrowers experiencing financial difficulty based on the most likely source of repayment for each loan. For commercial real estate loans that are collateral dependent, the allowance is computed based on the fair value of the underlying collateral, less estimated costs to sell. For individually reviewed commercial loans where repayment is expected from cash flows from business operations, the allowance is computed based on a discounted cash flow computation. Certain groups of such loans, such as residential mortgages, have common characteristics and for them the allowance is computed based on a discounted cash flow computation on the change in weighted rate for the pool. The allowance allocations for commercial modifications to borrowers experiencing financial difficulty where we have reduced the contractual interest rate are computed by measuring cash flows using the new payment terms discounted at the original contractual rate. The following table presents information regarding modifications to borrowers experiencing financial difficulty as of September 30, 2023 September 30, 2023 Outstanding Percentage to Number of Recorded Total Loans Balance Loans Commercial and industrial 3 $ 266 0.05 % Commercial real estate 3 493 0.09 % Consumer 31 2,690 1.14 % 37 $ 3,449 0.27 % The following table presents information related to modifications to borrowers experiencing financial difficulty as of September 30, 2023 six September 30, 2023 Accruing - nonaccrual at modification $ — Accruing - accruing at modification 3,449 Accruing - upgraded to accruing after six consecutive payments — $ 3,449 There was one commercial loan modification made to a borrower experiencing financial difficulty during the three September 30, 2023. nine September 30, 2023. three September 30, 2022. nine September 30, 2022. There were no defaults on loans with modifications to borrowers experiencing financial difficulty during the three nine September 30, 2023 90 12 not Credit Quality Indicators: eight 5 8 7, first 4 zero 1. 2. 3. 4. may 5. 6. may may not 7. no one may 8. no The following table summarizes loan ratings by grade for commercial loans (dollars in thousands): Term Loans Amortized Cost Basis By Origination Year and Risk Grades September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Commercial and industrial Grades 1-3 $ 42,102 $ 56,819 $ 16,680 $ 5,488 $ 12,718 $ 41,434 $ 66,332 $ 241,573 Grade 4 55,344 40,840 22,181 14,968 7,699 24,553 72,555 238,140 Grade 5 — 415 59 284 72 1,232 5,820 7,882 Grade 6 584 — 20 — — 25 — 629 Grade 7-8 — — — — — — — — $ 98,030 $ 98,074 $ 38,940 $ 20,740 $ 20,489 $ 67,244 $ 144,707 $ 488,224 Residential development Grades 1-3 $ — $ — $ — $ — $ — $ — $ — $ — Grade 4 399 612 679 — — — 3,350 5,040 Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 399 $ 612 $ 679 $ — $ — $ — $ 3,350 $ 5,040 Unsecured to residential developers Grades 1-3 $ — $ — $ — $ — $ — $ 800 $ — $ 800 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ — $ — $ — $ — $ 800 $ — $ 800 Vacant and unimproved Grades 1-3 $ 449 $ 4,842 $ 8,144 $ 6,874 $ — $ 83 $ 150 $ 20,542 Grade 4 1,548 2,498 2,671 7,987 157 110 239 15,210 Grade 5 1,332 — — — — — — 1,332 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 3,329 $ 7,340 $ 10,815 $ 14,861 $ 157 $ 193 $ 389 $ 37,084 Commercial development Grades 1-3 $ — $ 89 $ — $ — $ — $ — $ — $ 89 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ 89 $ — $ — $ — $ — $ — $ 89 Residential improved Grades 1-3 $ 4,635 $ 12,320 $ 1,359 $ 8,797 $ 251 $ 5,225 $ 789 $ 33,376 Grade 4 974 553 33,253 1,795 7,092 15,454 23,882 83,003 Grade 5 — — 28 — — — — 28 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 5,609 $ 12,873 $ 34,640 $ 10,592 $ 7,343 $ 20,679 $ 24,671 $ 116,407 Commercial improved Grades 1-3 $ 12,533 $ 22,410 $ 51,324 $ 19,385 $ 14,513 $ 15,695 $ 8,582 $ 144,442 Grade 4 6,353 34,017 16,729 31,082 16,674 2,080 443 107,378 Grade 5 269 26 — — 2,164 3,098 — 5,557 Grade 6 — — 296 — — — — 296 Grade 7-8 — — — — — — — — $ 19,155 $ 56,453 $ 68,349 $ 50,467 $ 33,351 $ 20,873 $ 9,025 $ 257,673 Manufacturing and industrial Grades 1-3 $ 7,062 $ 35,006 $ 5,425 $ 6,672 $ 4,240 $ 3,824 $ 880 $ 63,109 Grade 4 16,712 26,539 12,692 7,603 5,641 13,138 1,665 83,990 Grade 5 170 — — — — 305 — 475 Grade 6 — — — — — 2,618 — 2,618 Grade 7-8 — — — — — — — — $ 23,944 $ 61,545 $ 18,117 $ 14,275 $ 9,881 $ 19,885 $ 2,545 $ 150,192 Total Commercial Grades 1-3 $ 66,781 $ 131,486 $ 82,932 $ 47,216 $ 31,722 $ 67,061 $ 76,733 $ 503,931 Grade 4 81,330 105,059 88,205 63,435 37,263 55,335 102,134 532,761 Grade 5 1,771 441 87 284 2,236 4,635 5,820 15,274 Grade 6 584 — 316 — — 2,643 — 3,543 Grade 7-8 — — — — — — — — $ 150,466 $ 236,986 $ 171,540 $ 110,935 $ 71,221 $ 129,674 $ 184,687 $ 1,055,509 As of December 31, 2022 December 31, 2022 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,040 $ 21,451 $ 175,762 $ 220,987 $ 8,309 $ 167 $ — $ — $ 441,716 Commercial real estate: Residential developed — — — 7,234 — — — — 7,234 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 1,231 18,406 16,633 — — — — 36,270 Commercial development — — 103 — — — — — 103 Residential improved — — 25,585 87,176 30 — — — 112,791 Commercial improved — 17,802 83,769 151,641 5,762 307 — — 259,281 Manufacturing & industrial — 11,422 32,977 73,566 1,646 2,313 — — 121,924 $ 15,040 $ 51,906 $ 336,602 $ 557,237 $ 15,747 $ 2,787 $ — $ — $ 979,319 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in consumer loans by year of origination and based on delinquency status at September 30, 2023 Term Loans Amortized Cost Basis By Origination Year September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Residential mortgage Performing $ 57,860 $ 40,375 $ 26,324 $ 9,800 $ 4,936 $ 29,136 $ 11,989 $ 180,420 Nonperforming — — — — — — — — $ 57,860 $ 40,375 $ 26,324 $ 9,800 $ 4,936 $ 29,136 $ 11,989 $ 180,420 Consumer unsecured Performing $ — $ — $ — $ 12 $ 13 $ — $ 88 $ 113 Nonperforming — — — — — — — — $ — $ — $ — $ 12 $ 13 $ — $ 88 $ 113 Home equity Performing $ 256 $ 701 $ 223 $ 461 $ 219 $ 1,989 $ 47,949 $ 51,798 Nonperforming — — — — — — — — $ 256 $ 701 $ 223 $ 461 $ 219 $ 1,989 $ 47,949 $ 51,798 Other Performing $ 1,658 $ 745 $ 607 $ 251 $ 50 $ 139 $ — $ 3,450 Nonperforming — — — — — — — — $ 1,658 $ 745 $ 607 $ 251 $ 50 $ 139 $ — $ 3,450 Total Retail $ 59,774 $ 41,821 $ 27,154 $ 10,524 $ 5,218 $ 31,264 $ 60,026 $ 235,781 The following table presents the recorded investment in consumer loans based on payment status at December 31, 2022 Residential Consumer Home Consumer December 31, 2022 Mortgage Unsecured Equity Other Performing $ 139,071 $ 121 $ 56,321 $ 2,839 Nonperforming 77 — — — Total $ 139,148 $ 121 $ 56,321 $ 2,839

Note 4 - Fair Value

Note 4 - Fair Value	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 4 FAIR VALUE ASC Topic 820, Fair Value Measurements and Disclosures three may Level 1 Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Significant other observable inputs other than Level 1 not Level 3 Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. Investment Securities 2 3 Loans Held for Sale third 2 Impaired Loans one three no 3. may 3 Other Real Estate Owned third may 3 3. Interest Rate Swaps third 3. Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands): Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) September 30, 2023 Available for sale securities U.S. Treasury and federal agency securities $ 240,113 $ — $ 240,113 $ — U.S. Agency MBS and CMOs 109,962 — 109,962 — Tax-exempt state and municipal bonds 33,249 — 33,249 — Taxable state and municipal bonds 108,209 — 108,209 — Corporate bonds and other debt securities 11,744 — 11,744 — Other equity securities 1,260 — 1,260 — Loans held for sale — — — — Interest rate swaps 6,812 — 6,812 — Total assets measured at fair value on recurring basis $ 511,349 $ — $ 511,349 $ — Interest rate swaps $ (6,812 ) $ — $ (6,812 ) $ — Total liabilities measured at fair value on recurring basis $ (6,812 ) $ — $ (6,812 ) $ — December 31, 2022 Available for sale securities U.S. Treasury and federal agency securities $ 224,634 $ — $ 224,634 $ — U.S. Agency MBS and CMOs 113,818 — 113,818 — Tax-exempt state and municipal bonds 36,710 — 36,710 — Taxable state and municipal bonds 112,171 — 112,171 — Corporate bonds and other debt securities 11,924 — 11,924 — Other equity securities 1,304 — 1,304 — Loans held for sale 215 — 215 — Interest rate swaps 6,463 — 6,463 — Total assets measured at fair value on recurring basis $ 507,239 $ — $ 507,239 $ — Interest rate swaps $ (6,463 ) $ — $ (6,463 ) $ — Total liabilities measured at fair value on recurring basis $ (6,463 ) $ — $ (6,463 ) $ — Assets measured at fair value on a non-recurring basis are summarized below (in thousands): Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) September 30, 2023 Collateral dependent loans $ 27 $ — $ — $ 27 December 31, 2022 Impaired loans $ 328 $ — $ — $ 328 Quantitative information about Level 3 Asset Fair Valuation Unobservable Value Technique Inputs Range (%) September 30, 2023 Collateral dependent loans $ 27 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 41.0 Income approach Capitalization rate 7.5 to 8.5 Asset Fair Valuation Unobservable Value Technique Inputs Range (%) December 31, 2022 Impaired Loans $ 328 Sales comparison approach Adjustment for differences between comparable sales 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0 The carrying amounts and estimated fair values of financial instruments, not September 30, 2023 December 31, 2022 Level in September 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets Cash and due from banks Level 1 $ 40,687 $ 40,687 $ 51,215 $ 51,215 Federal funds sold and other short-term investments Level 1 469,786 469,786 703,955 703,955 Securities held to maturity - U.S. Treasury Level 2 251,248 238,971 251,307 237,630 Securities held to maturity - tax-exempt and municipal Level 3 78,755 75,487 97,458 95,020 FHLB stock Level 3 10,211 10,211 10,211 10,211 Loans, net Level 2 1,274,262 1,249,319 1,162,135 1,131,387 Bank owned life insurance Level 3 54,043 54,043 53,345 53,345 Accrued interest receivable Level 2 9,957 9,957 7,606 7,606 Financial liabilities Deposits Level 2 (2,445,586 ) (2,447,649 ) (2,615,142 ) (2,615,860 ) Other borrowed funds Level 2 (30,000 ) (29,006 ) (30,000 ) (28,666 ) Accrued interest payable Level 2 (554 ) (554 ) (114 ) (114 ) Off-balance sheet credit-related items Loan commitments — — — — The methods and assumptions used to estimate fair value are described as follows. Carrying amount is the estimated fair value for cash and cash equivalents, bank owned life insurance, accrued interest receivable and payable, demand deposits, short-term borrowings and variable rate loans or deposits that reprice frequently and fully. Security fair values are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities as discussed above. For fixed rate loans, interest-bearing time deposits in other financial institutions, or deposits and for variable rate loans or deposits with infrequent repricing or repricing limits, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk (including consideration of widening credit spreads). Fair value of debt is based on current rates for similar financing. It was not not The estimated fair values of financial instruments disclosed above follow the guidance in ASU 2016 01

Note 5 - Derivatives

Note 5 - Derivatives	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	NOTE 5 Derivatives not not not no The notional and fair value of derivative instruments as of September 30, 2023 December 31, 2022 Notional Amount Balance Sheet Location Fair Value September 30, 2023 Derivative assets Interest rate swaps $ 55,349 Other Assets $ 6,812 Derivative liabilities Interest rate swaps 55,349 Other Liabilities 6,812 Notional Amount Balance Sheet Location Fair Value December 31, 2022 Derivative assets Interest rate swaps $ 62,661 Other Assets $ 6,463 Derivative liabilities Interest rate swaps 62,661 Other Liabilities 6,463 The fair value of interest rate swaps in a net liability position, which includes accrued interest but excludes any adjustment for nonperformance risk related to these agreements, was $6.8 million and $6.5 million as of September 30, 2023 December 31, 2022 September 30, 2023 $0 December 31, 2022 September 30, 2023 December 31, 2022 Interest rate swaps entered into with commercial loan customers had notional amounts aggregating $55.3 million as of September 30, 2023 December 31, 2022

Note 6 - Deposits

Note 6 - Deposits	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 6 DEPOSITS Deposits are summarized as follows (dollars in thousands): September 30, December 31, 2023 2022 Noninterest-bearing demand $ 653,052 $ 834,879 Interest bearing demand 660,714 760,889 Savings and money market accounts 847,429 922,418 Certificates of deposit 284,391 96,956 $ 2,445,586 $ 2,615,142 Time deposits that exceeded the FDIC insurance limit of $250,000 September 30, 2023 December 31, 2022

Note 7 - Other Borrowed Funds

Note 7 - Other Borrowed Funds	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 7 Other borrowed funds include advances from the Federal Home Loan Bank and borrowings from the Federal Reserve Bank. Federal Home Loan Bank Advances At period-end, advances from the Federal Home Loan Bank were as follows (dollars in thousands): Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate September 30, 2023 Single maturity fixed rate advance $ 10,000 February 2024 2.63 % Putable advance 20,000 November 2024 1.81 % $ 30,000 Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate December 31, 2022 Single maturity fixed rate advance $ 10,000 February 2024 2.63 % Putable advance 20,000 November 2024 1.81 % $ 30,000 Each advance is subject to a prepayment fee if paid prior to its maturity date. Fixed rate advances are payable at maturity. Amortizable mortgage advances are fixed rate advances with scheduled repayments based upon amortization to maturity. These advances were collateralized by residential and commercial real estate loans totaling $463.5 million and $446.1 million under a blanket lien arrangement at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 one November 13, 2020. not Scheduled repayments of FHLB advances as of September 30, 2023 2023 $ — 2024 30,000 2025 — 2026 — 2027 — Thereafter — $ 30,000 Federal Reserve Bank borrowings The Company has a financing arrangement with the Federal Reserve Bank. There were no borrowings outstanding at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022 March 2023, no one September 30, 2023 March 11, 2024.

Note 8 - Earnings Per Common Sh

Note 8 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 8 A reconciliation of the numerators and denominators of basic and diluted earnings per common share for the three nine September 30, 2023 2022 Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Net income available to common shares $ 11,413 $ 10,045 $ 33,729 $ 22,614 Weighted average shares outstanding, including participating stock awards - Basic 34,291,487 34,251,792 34,293,531 34,253,459 Dilutive potential common shares: Stock options — — — — Weighted average shares outstanding - Diluted 34,291,487 34,251,792 34,293,531 34,253,459 Basic earnings per common share $ 0.33 $ 0.29 $ 0.98 $ 0.66 Diluted earnings per common share $ 0.33 $ 0.29 $ 0.98 $ 0.66 There were no antidilutive shares of common stock in the three nine September 30, 2023 2022

Note 9 - Federal Income Taxes

Note 9 - Federal Income Taxes	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 9 Income tax expense was as follows (dollars in thousands): Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Current $ 2,654 $ 2,436 $ 7,921 $ 4,787 Deferred 154 52 336 585 $ 2,808 $ 2,488 $ 8,257 $ 5,372 The difference between the financial statement tax expense and amount computed by applying the statutory federal tax rate to pretax income was reconciled as follows (dollars in thousands): Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Statutory rate 21 % 21 % 21 % 21 % Statutory rate applied to income before taxes $ 2,986 $ 2,632 $ 8,817 $ 5,877 Deduct Tax-exempt interest income (114 ) (137 ) (362 ) (434 ) Bank-owned life insurance (51 ) (45 ) (139 ) (144 ) Other, net (13 ) 38 (59 ) 73 $ 2,808 $ 2,488 $ 8,257 $ 5,372 The realization of deferred tax assets is largely dependent upon future taxable income, future reversals of existing taxable temporary differences and the ability to carryback losses to available tax years. In assessing the need for a valuation allowance, we consider positive and negative evidence, including taxable income in carry-back years, scheduled reversals of deferred tax liabilities, expected future taxable income and tax planning strategies. Management believes it is more likely than not September 30, 2023 The net deferred tax asset recorded included the following amounts of deferred tax assets and liabilities (dollars in thousands): September 30, December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 3,570 $ 3,210 Net deferred loan fees — — Nonaccrual loan interest 13 12 Valuation allowance on other real estate owned — — Unrealized loss on securities available for sale and transferred to held to maturity 8,921 8,394 Other 388 257 Gross deferred tax assets 12,892 11,873 Valuation allowance — — Total net deferred tax assets 12,892 11,873 Deferred tax liabilities Depreciation (1,032 ) (1,098 ) Net deferred loan fees (15 ) (309 ) Prepaid expenses (303 ) (21 ) Other (1,316 ) (733 ) Gross deferred tax liabilities (2,666 ) (2,161 ) Net deferred tax asset $ 10,226 $ 9,712 There were no unrecognized tax benefits at September 30, 2023 December 31, 2022 not twelve no 2020.

Note 10 - Commitments and Off B

Note 10 - Commitments and Off Balance-sheet Risk	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 10 COMMITMENTS AND OFF BALANCE-SHEET RISK Some financial instruments are used to meet customer financing needs and to reduce exposure to interest rate changes. These financial instruments include commitments to extend credit and standby letters of credit. These involve, to varying degrees, credit and interest rate risk in excess of the amount reported in the financial statements. Commitments to extend credit are agreements to lend to a customer as long as there is no not third not September 30, 2023 A summary of the contractual amounts of financial instruments with off‑balance‑sheet risk was as follows at period-end (dollars in thousands): September 30, December 31, 2023 2022 Commitments to extend credit $ 83,509 $ 77,384 Letters of credit 10,034 13,455 Unused lines of credit 715,072 745,674 The notional amount of commitments to fund mortgage loans to be sold into the secondary market was approximately $0 and $0 at September 30, 2023 December 31, 2022 The Bank enters into commitments to sell mortgage backed securities, which it later buys back in order to hedge its exposure to interest rate risk in its mortgage pipeline. These commitments were approximately$250,000 and $0 at September 30, 2023 December 31, 2022 At September 30, 2023 one 30

Note 11 - Contingencies

Note 11 - Contingencies	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Contingencies Disclosure [Text Block]	NOTE 11 CONTINGENCIES The Company and its subsidiaries periodically become defendants in certain claims and legal actions arising in the ordinary course of business. As of September 30, 2023 no

Note 12 - Shareholders' Equity

Note 12 - Shareholders' Equity	9 Months Ended
	Sep. 30, 2023
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 12 SHAREHOLDERS' EQUITY Regulatory Capital The Company and the Bank are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators about components, risk weightings, and other factors, and the regulators can lower classifications in certain cases. Failure to meet various capital requirements can initiate regulatory action that could have a direct material effect on the financial statements. The prompt corrective action regulations provide five not The regulatory capital requirements include a common equity Tier 1 CET1 CET1 1 1 At September 30, 2023 December 31, 2022 To Be Well Minimum Minimum Capital Capitalized Under Capital Adequacy With Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2023 CET1 capital (to risk weighted assets) Consolidated $ 303,438 17.7 % $ 77,330 4.5 % $ 120,292 7.0 % N/A N/A Bank 294,503 17.1 77,329 4.5 120,289 7.0 $ 111,697 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 303,438 17.7 103,107 6.0 146,068 8.5 N/A N/A Bank 294,503 17.1 103,105 6.0 146,065 8.5 137,473 8.0 Total capital (to risk weighted assets) Consolidated 320,439 18.7 137,476 8.0 180,437 10.5 N/A N/A Bank 311,504 18.1 137,473 8.0 180,434 10.5 171,842 10.0 Tier 1 capital (to average assets) Consolidated 303,438 10.9 111,285 4.0 N/A N/A N/A N/A Bank 294,503 10.6 111,280 4.0 N/A N/A 139,100 5.0 December 31, 2022 CET1 capital (to risk weighted assets) Consolidated $ 278,615 16.9 % $ 74,003 4.5 % $ 115,116 7.0 % N/A N/A Bank 270,274 16.4 73,992 4.5 115,098 7.0 $ 106,877 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 278,615 16.9 98,670 6.0 139,783 8.5 N/A N/A Bank 270,274 16.4 98,655 6.0 139,762 8.5 131,540 8.0 Total capital (to risk weighted assets) Consolidated 293,900 17.9 131,561 8.0 172,673 10.5 N/A N/A Bank 285,559 17.4 131,540 8.0 172,647 10.5 164,426 10.0 Tier 1 capital (to average assets) Consolidated 278,615 9.7 114,589 4.0 N/A N/A N/A N/A Bank 270,274 9.4 114,582 4.0 N/A N/A 143,227 5.0 The Bank was categorized as "well capitalized" at September 30, 2023 December 31, 2022

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation Macatawa Bank is a Michigan chartered bank with depository accounts insured by the Federal Deposit Insurance Corporation ("FDIC"). The Bank operates 26 full service branch offices providing a full range of commercial and consumer banking and trust services in Kent County, Ottawa County, and northern Allegan County, Michigan.
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation 10 10 X. not Operating results for the three nine September 30, 2023 not may December 31, 2023. 10 December 31, 2022
Use of Estimates, Policy [Policy Text Block]	Use of Estimates
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	FASB issued ASU No. 2016 13, Financial Instruments Credit Losses (Topic 326 no may 2022 02, Financial Instruments - Credit Losses (Topic 326 The Company adopted these standards as required on January 1, 2023 January 1, 2023 Allowance for Credit Losses ("ACL") - Loans may The allowance is measured on a collective pool basis when similar risk characteristics exist. Loans with similar risk characteristics are grouped into homogeneous classes, or pools, for allowance calculation. Commercial loans are divided into eight classes based primarily on property type and risk characteristics. They are further segmented based on commercial loan risk grade. Retail loans are segmented into categories including residential mortgage, home equity, unsecured and other secured and then further segmented based on delinquency status. The Company's loan portfolio classes as of September 30, 2023 Commercial Loans: Commercial and Industrial Residential developed Unsecured to residential developers Vacant and unimproved Commercial development Residential improved Commercial improved Manufacturing and industrial Consumer Loans: Residential mortgage Unsecured Home equity Other secured The remaining life methodology is used for all loan pools. This nondiscounted cash flow approach projects an estimated future amortized cost basis based on current loan balance and repayment terms. Given the bank's limited loss history over the past twelve Reasonable and supportable economic forecasts have to be incorporated in determining expected losses. The forecast period represents the time frame from the current period end through the point in time that the Company can reasonably forecast. Ideally, the economic forecast period would cover the contractual terms of all loans; however, the ability to produce a forecast that is both reasonable and supportable becomes more difficult the longer the period is projected. For periods beyond the forecast period, the loss rate reverts back to the baseline lifetime loss. As of September 30, 2023 one nine third twenty five September 2023 December 2006 June 2007). September 30, 2023 not one June 30, 2023 A number of qualitative factors are considered including economic forecast uncertainty, credit quality trends, valuation trends, concentration risk, quality of loan review, changes in personnel, impact of rising interest rates, external factors and other considerations. During each reporting period, management also considers the need to adjust the baseline lifetime loss rates for factors that may The Company is also required to consider expected credit losses associated with loan commitments over the contractual period in which it is exposed to credit risk on the underlying commitments. Any allowance for off-balance sheet credit exposures is reported as an other liability on the Company's Consolidated Balance Sheet and is increased or decreased via other noninterest expense on the Company's Consolidated Statement of Income. The calculation includes consideration of the likelihood that funding will occur and forecasted credit losses on commitments expected to be funded over their estimated lives. The allowance is calculated using the same methodology, inputs and assumptions as the funded portion of loans at the segment level applied to the amount of commitments expected to be funded. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the respective term of the loan using the level-yield method without anticipating prepayments. Accrued interest on loans totaled $4.8 million at September 30, 2023 December 31, 2022 Accrued interest receivable for loans is included as a separate line item on the Company's Consolidated Balance Sheet. The Company elected not Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 no 120 90 All interest accrued but not
Marketable Securities, Policy [Policy Text Block]	Securities Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level yield method without anticipating prepayments. Gains and losses on sales are based on the amortized cost of the security sold. Accrued interest receivable on securities totaled $4.4 million at September 30, 2023 December 31, 2022 ACL - Securities Available for Sale not not 326 30 not September 30, 2023 ACL - Securities Held to Maturity no 1 2 3 4 September 30, 2023 no
Income Tax, Policy [Policy Text Block]	Income Taxes The Company recognizes a tax position as a benefit only if it is "more likely than not" 50% not not" no
Revenue from Contract with Customer [Policy Text Block]	Revenue From Contracts With Customers 606, Revenue from Contracts with Customers 606" 606, No The Company's primary sources of revenue are derived from interest and dividends earned on loans, securities and other financial instruments that are not 606. not The Company generally satisfies its performance obligations on contracts with customers as services are rendered, and the transaction prices are typically fixed and charged either on a periodic basis (generally monthly) or based on activity. Because performance obligations are satisfied as services are rendered and the transaction prices are fixed, there is little judgment involved in applying Topic 606 Interest Income: The Company’s largest source of revenue is interest income which is primarily recognized on an accrual basis based on contractual terms written into loans and investment contracts. Noninterest Revenue: The Company derives the majority of its noninterest revenue from: ( 1 2 3 4
Derivatives, Reporting of Derivative Activity [Policy Text Block]	Derivatives two no September 30, 2023 December 31, 2022
Loan Commitments, Policy [Policy Text Block]	Mortgage Banking Derivatives not not Changes in the fair values of these interest rate lock and mortgage backed security and forward commitment derivatives are included in net gains on mortgage loans. The fair value of interest rate lock commitments was $(2,000) at September 30, 2023 December 31, 2022 September 30, 2023 December 31, 2022
Financing Receivable, Held-for-Sale [Policy Text Block]	Loans Held for Sale September 30, 2023 December 31, 2022 no
New Accounting Pronouncements, Policy [Policy Text Block]	Newly Issued Not 2023 01, Investments - Equity Method and Joint Ventures (Topic 323 December 15, 2023, no not FASB issued ASU 2023 01, Leases (Topic 842 December 15, 2023, not not

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Debt Securities, Trading, and Equity Securities, FV-NI [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value September 30, 2023 Available for Sale U.S. Treasury and federal agency securities $ 255,887 $ — $ (15,774 ) $ 240,113 U.S. Agency MBS and CMOs 127,040 — (17,078 ) 109,962 Tax-exempt state and municipal bonds 34,614 — (1,365 ) 33,249 Taxable state and municipal bonds 116,132 4 (7,927 ) 108,209 Corporate bonds and other debt securities 12,161 — (417 ) 11,744 $ 545,834 $ 4 $ (42,561 ) $ 503,277 Held to Maturity U.S. Treasury $ 251,248 $ — $ (12,277 ) $ 238,971 Tax-exempt state and municipal bonds 78,755 55 (3,323 ) 75,487 $ 330,003 $ 55 $ (15,600 ) $ 314,458 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value December 31, 2022 Available for Sale: U.S. Treasury and federal agency securities $ 240,921 $ 23 $ (16,310 ) $ 224,634 U.S. Agency MBS and CMOs 128,165 — (14,347 ) 113,818 Tax-exempt state and municipal bonds 37,198 10 (498 ) 36,710 Taxable state and municipal bonds 120,647 49 (8,525 ) 112,171 Corporate bonds and other debt securities 12,387 — (463 ) 11,924 $ 539,318 $ 82 $ (40,143 ) $ 499,257 Held to Maturity U.S. Treasury $ 251,307 $ — $ (13,677 ) $ 237,630 Tax-exempt state and municipal bonds 97,458 415 (2,853 ) 95,020 $ 348,765 $ 415 $ (16,530 ) $ 332,650 Held–to-Maturity Securities Available-for-Sale Securities Amortized Fair Amortized Fair Cost Value Cost Value Due in one year or less $ 133,471 $ 131,195 $ 96,702 $ 95,025 Due from one to five years 179,098 166,829 304,828 283,371 Due from five to ten years 17,434 16,434 18,656 16,224 Due after ten years — — 125,648 108,657 $ 330,003 $ 314,458 $ 545,834 $ 503,277
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2023 Value Loss Value Loss Value Loss Available for Sale U.S. Treasury and federal agency securities $ 32,037 $ (293 ) $ 208,077 $ (15,481 ) $ 240,114 $ (15,774 ) U.S. Agency MBS and CMOs 27,594 (646 ) 82,369 (16,432 ) 109,963 (17,078 ) Tax-exempt state and municipal bonds 18,452 (692 ) 14,796 (673 ) 33,248 (1,365 ) Taxable state and municipal bonds 12,611 (153 ) 93,537 (7,774 ) 106,148 (7,927 ) Corporate bonds and other debt securities 460 (10 ) 11,284 (407 ) 11,744 (417 ) $ 91,154 $ (1,794 ) $ 410,063 $ (40,767 ) $ 501,217 $ (42,561 ) Held to Maturity U.S. Treasury $ — $ — $ 238,972 $ (12,277 ) $ 238,972 $ (12,277 ) Tax-exempt state and municipal bonds 14,869 (206 ) 53,122 (3,117 ) 67,991 (3,323 ) $ 14,869 $ (206 ) $ 292,094 $ (15,394 ) $ 306,963 $ (15,600 ) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2022 Value Loss Value Loss Value Loss Available for Sale: U.S. Treasury and federal agency securities $ 144,796 $ (6,230 ) $ 66,008 $ (10,080 ) $ 210,804 $ (16,310 ) U.S. Agency MBS and CMOs 64,427 (4,789 ) 41,340 (9,558 ) 105,767 (14,347 ) Tax-exempt state and municipal bonds 31,337 (498 ) — — 31,337 (498 ) Taxable state and municipal bonds 71,165 (3,337 ) 33,452 (5,188 ) 104,617 (8,525 ) Corporate bonds and other debt securities 10,668 (357 ) 1,256 (106 ) 11,924 (463 ) $ 322,393 $ (15,211 ) $ 142,056 $ (24,932 ) $ 464,449 $ (40,143 ) Held to Maturity: U.S. Treasury $ 237,630 $ (13,677 ) $ — $ — $ 237,630 $ (13,677 ) Tax-exempt state and municipal bonds 57,671 (2,314 ) 21,721 (539 ) 79,392 (2,853 ) $ 295,301 $ (15,991 ) $ 21,721 $ (539 ) $ 317,022 $ (16,530 )

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, 2023 2022 Commercial and industrial $ 488,224 $ 441,716 Commercial real estate: Residential developed 5,040 7,234 Unsecured to residential developers 800 — Vacant and unimproved 37,084 36,270 Commercial development 89 103 Residential improved 116,407 112,791 Commercial improved 257,673 259,281 Manufacturing and industrial 150,192 121,924 Total commercial real estate 567,285 537,603 Consumer: Residential mortgage 180,420 139,148 Unsecured 113 121 Home equity 51,798 56,321 Other secured 3,450 2,839 Total consumer 235,781 198,429 Total loans 1,291,290 1,177,748 Allowance for credit losses (17,001 ) (15,285 ) $ 1,274,289 $ 1,162,463
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Commercial and Commercial Three months ended September 30, 2023 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 7,011 $ 6,928 $ 3,099 $ 71 $ 17,109 Charge-offs — — (41 ) — (41 ) Recoveries 8 50 25 — 83 Provision for credit losses (1) (398 ) 114 177 (43 ) (150 ) Ending Balance $ 6,621 $ 7,092 $ 3,260 $ 28 $ 17,001 Commercial and Commercial Nine months ended September 30, 2023 Industrial Real Estate Consumer Unallocated Total Beginning balance, prior to adoption of ASU 2016-03 $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Impact of adoption of ASU 2016-03 1,299 (212 ) 389 — 1,476 Charge-offs — — (84 ) — (84 ) Recoveries 24 56 94 — 174 Provision for credit losses (1) (298 ) 68 403 (23 ) 150 Ending Balance $ 6,621 $ 7,092 $ 3,260 $ 28 $ 17,001 Commercial and Commercial Three months ended September 30, 2022 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 5,256 $ 7,022 $ 2,316 $ 37 $ 14,631 Charge-offs — — (46 ) — (46 ) Recoveries 175 5 56 — 236 Provision for credit losses (1) 179 (147 ) (14 ) (18 ) — Ending Balance $ 5,610 $ 6,880 $ 2,312 $ 19 $ 14,821 Commercial and Commercial Nine months ended September 30, 2022 Industrial Real Estate Consumer Unallocated Total Beginning balance $ 5,176 $ 8,051 $ 2,633 $ 29 $ 15,889 Charge-offs (38 ) — (103 ) — (141 ) Recoveries 185 276 112 — 573 Provision for credit losses (1) 287 (1,447 ) (330 ) (10 ) (1,500 ) Ending Balance $ 5,610 $ 6,880 $ 2,312 $ 19 $ 14,821
Gross Charge-offs by Portfolio Segment and Origination Year [Table Text Block]	Term Loans By Origination Year Revolving September 30, 2023 2023 2022 2021 2020 2019 Prior Loans Total Commercial and industrial $ — $ — $ — $ — $ — $ — $ — $ — Commercial development — — — — — — — — Commercial improved — — — — — — — — Manufacturing and industrial — — — — — — — — Residential development — — — — — — — — Residential improved — — — — — — — — Vacant and unimproved — — — — — — — — Total commercial — — — — — — — — Residential mortgage — — — — — — — — Consumer unsecured — — — — — — — — Home equity — — — — — — — — Other — — — — — — 84 84 Total consumer — — — — — — 84 84 Total loans — — — — — — 84 84
Schedule of Collateral Dependent Loans [Table Text Block]	Collateral Type Allowance September 30, 2023 Real Estate Other Allocated Commercial and industrial $ 584 $ — $ — Commercial real estate: Residential developed — — — Unsecured to residential developers — — — Vacant and unimproved — — — Commercial development — — — Residential improved 27 — — Commercial improved 296 — — Manufacturing and industrial 546 — — 869 — — Consumer Residential mortgage — — — Unsecured — — — Home equity — — — Other secured — — — Consumer — — — Total $ 1,453 $ — $ —
Allowance For Credit Losses And Recorded Investment In Loans By Portfolio Segment [Table Text Block]	Commercial and Commercial December 31, 2022 Industrial Real Estate Consumer Unallocated Total Allowance for credit losses: Ending allowance attributable to loans: Individually reviewed for impairment $ 55 $ 20 $ 220 $ — $ 295 Collectively evaluated for impairment 5,541 7,160 2,238 51 14,990 Total ending allowance balance $ 5,596 $ 7,180 $ 2,458 $ 51 $ 15,285 Loans: Individually reviewed for impairment $ 3,603 $ 518 $ 2,886 $ — $ 7,007 Collectively evaluated for impairment 438,113 537,085 195,543 — 1,170,741 Total ending loans balance $ 441,716 $ 537,603 $ 198,429 $ — $ 1,177,748
Loans individually evaluated for impairment by class of loans [Table Text Block]	Unpaid Year-To-Date Principal Recorded Allowance Average Recorded December 31, 2022 Balance Investment Allocated Investment With no related allowance recorded: Commercial and industrial $ 3,278 $ 3,278 $ — $ 2,338 Commercial real estate: Residential improved 31 31 — 33 31 31 — 33 Consumer — — — — Total with no related allowance recorded $ 3,309 $ 3,309 $ — $ 2,371 With an allowance recorded: Commercial and industrial $ 325 $ 325 $ 55 $ 365 Commercial real estate: Commercial improved 307 307 9 313 Manufacturing and industrial 180 180 11 185 487 487 20 498 Consumer: Residential mortgage 2,653 2,653 202 2,619 Unsecured 29 29 2 29 Home equity 204 204 16 234 2,886 2,886 220 2,882 Total with an allowance recorded $ 3,698 $ 3,698 $ 295 $ 3,745 Total $ 7,007 $ 7,007 $ 295 $ 6,116
Financing Receivable, Nonaccrual [Table Text Block]	Over 90 Total Nonaccrual with Nonaccrual with days Nonperforming September 30, 2023 No Allowance Allowance Total Nonaccrual Accruing Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential Improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 1 1 — 1 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 1 1 — 1 Total $ — $ 1 $ 1 $ — $ 1 Over 90 Total Nonaccrual with Nonaccrual with days Nonperforming December 31, 2022 No Allowance Allowance Total Nonaccrual Accruing Loans Commercial and industrial $ — $ — $ — $ — $ — Commercial real estate: Residential developed — — — — — Unsecured to residential developers — — — — — Vacant and unimproved — — — — — Commercial development — — — — — Residential improved — — — — — Commercial improved — — — — — Manufacturing and industrial — — — — — — — — — — Consumer: Residential mortgage — 78 78 — 78 Unsecured — — — — — Home equity — — — — — Other secured — — — — — — 78 78 — 78 Total $ — $ 78 $ 78 $ — $ 78
Financing Receivable, Past Due [Table Text Block]	30 90 Greater Than Total Loans Not September 30, 2023 Days 90 Days Past Due Past Due Total Commercial and industrial $ — $ — $ — $ 488,224 $ 488,224 Commercial real estate: Residential developed — — — 5,040 5,040 Unsecured to residential developers — — — 800 800 Vacant and unimproved — — — 37,084 37,084 Commercial development — — — 89 89 Residential improved — — — 116,407 116,407 Commercial improved — — — 257,673 257,673 Manufacturing and industrial — — — 150,192 150,192 — — — 567,285 567,285 Consumer: Residential mortgage — — — 180,420 180,420 Unsecured — — — 113 113 Home equity — — — 51,798 51,798 Other secured — — — 3,450 3,450 — — — 235,781 235,781 Total $ — $ — $ — $ 1,291,290 $ 1,291,290 30-90 Greater Than Total Loans Not December 31, 2022 Days 90 Days Past Due Past Due Total Commercial and industrial $ — $ — $ — $ 441,716 $ 441,716 Commercial real estate: Residential developed — — — 7,234 7,234 Unsecured to residential developers — — — — — Vacant and unimproved — — — 36,270 36,270 Commercial development — — — 103 103 Residential improved — — — 112,791 112,791 Commercial improved 71 — 71 259,210 259,281 Manufacturing and industrial — — — 121,924 121,924 71 — 71 537,532 537,603 Consumer: Residential mortgage — 77 77 139,071 139,148 Unsecured — — — 121 121 Home equity 24 — 24 56,297 56,321 Other secured — — — 2,839 2,839 24 77 101 198,328 198,429 Total $ 95 $ 77 $ 172 $ 1,177,576 $ 1,177,748
Financing Receivable, Modified [Table Text Block]	September 30, 2023 Outstanding Percentage to Number of Recorded Total Loans Balance Loans Commercial and industrial 3 $ 266 0.05 % Commercial real estate 3 493 0.09 % Consumer 31 2,690 1.14 % 37 $ 3,449 0.27 % September 30, 2023 Accruing - nonaccrual at modification $ — Accruing - accruing at modification 3,449 Accruing - upgraded to accruing after six consecutive payments — $ 3,449
Financing Receivable Credit Quality Indicators [Table Text Block]	Term Loans Amortized Cost Basis By Origination Year and Risk Grades September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Commercial Commercial and industrial Grades 1-3 $ 42,102 $ 56,819 $ 16,680 $ 5,488 $ 12,718 $ 41,434 $ 66,332 $ 241,573 Grade 4 55,344 40,840 22,181 14,968 7,699 24,553 72,555 238,140 Grade 5 — 415 59 284 72 1,232 5,820 7,882 Grade 6 584 — 20 — — 25 — 629 Grade 7-8 — — — — — — — — $ 98,030 $ 98,074 $ 38,940 $ 20,740 $ 20,489 $ 67,244 $ 144,707 $ 488,224 Residential development Grades 1-3 $ — $ — $ — $ — $ — $ — $ — $ — Grade 4 399 612 679 — — — 3,350 5,040 Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 399 $ 612 $ 679 $ — $ — $ — $ 3,350 $ 5,040 Unsecured to residential developers Grades 1-3 $ — $ — $ — $ — $ — $ 800 $ — $ 800 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ — $ — $ — $ — $ 800 $ — $ 800 Vacant and unimproved Grades 1-3 $ 449 $ 4,842 $ 8,144 $ 6,874 $ — $ 83 $ 150 $ 20,542 Grade 4 1,548 2,498 2,671 7,987 157 110 239 15,210 Grade 5 1,332 — — — — — — 1,332 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 3,329 $ 7,340 $ 10,815 $ 14,861 $ 157 $ 193 $ 389 $ 37,084 Commercial development Grades 1-3 $ — $ 89 $ — $ — $ — $ — $ — $ 89 Grade 4 — — — — — — — — Grade 5 — — — — — — — — Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ — $ 89 $ — $ — $ — $ — $ — $ 89 Residential improved Grades 1-3 $ 4,635 $ 12,320 $ 1,359 $ 8,797 $ 251 $ 5,225 $ 789 $ 33,376 Grade 4 974 553 33,253 1,795 7,092 15,454 23,882 83,003 Grade 5 — — 28 — — — — 28 Grade 6 — — — — — — — — Grade 7-8 — — — — — — — — $ 5,609 $ 12,873 $ 34,640 $ 10,592 $ 7,343 $ 20,679 $ 24,671 $ 116,407 Commercial improved Grades 1-3 $ 12,533 $ 22,410 $ 51,324 $ 19,385 $ 14,513 $ 15,695 $ 8,582 $ 144,442 Grade 4 6,353 34,017 16,729 31,082 16,674 2,080 443 107,378 Grade 5 269 26 — — 2,164 3,098 — 5,557 Grade 6 — — 296 — — — — 296 Grade 7-8 — — — — — — — — $ 19,155 $ 56,453 $ 68,349 $ 50,467 $ 33,351 $ 20,873 $ 9,025 $ 257,673 Manufacturing and industrial Grades 1-3 $ 7,062 $ 35,006 $ 5,425 $ 6,672 $ 4,240 $ 3,824 $ 880 $ 63,109 Grade 4 16,712 26,539 12,692 7,603 5,641 13,138 1,665 83,990 Grade 5 170 — — — — 305 — 475 Grade 6 — — — — — 2,618 — 2,618 Grade 7-8 — — — — — — — — $ 23,944 $ 61,545 $ 18,117 $ 14,275 $ 9,881 $ 19,885 $ 2,545 $ 150,192 Total Commercial Grades 1-3 $ 66,781 $ 131,486 $ 82,932 $ 47,216 $ 31,722 $ 67,061 $ 76,733 $ 503,931 Grade 4 81,330 105,059 88,205 63,435 37,263 55,335 102,134 532,761 Grade 5 1,771 441 87 284 2,236 4,635 5,820 15,274 Grade 6 584 — 316 — — 2,643 — 3,543 Grade 7-8 — — — — — — — — $ 150,466 $ 236,986 $ 171,540 $ 110,935 $ 71,221 $ 129,674 $ 184,687 $ 1,055,509 December 31, 2022 1 2 3 4 5 6 7 8 Total Commercial and industrial $ 15,040 $ 21,451 $ 175,762 $ 220,987 $ 8,309 $ 167 $ — $ — $ 441,716 Commercial real estate: Residential developed — — — 7,234 — — — — 7,234 Unsecured to residential developers — — — — — — — — — Vacant and unimproved — 1,231 18,406 16,633 — — — — 36,270 Commercial development — — 103 — — — — — 103 Residential improved — — 25,585 87,176 30 — — — 112,791 Commercial improved — 17,802 83,769 151,641 5,762 307 — — 259,281 Manufacturing & industrial — 11,422 32,977 73,566 1,646 2,313 — — 121,924 $ 15,040 $ 51,906 $ 336,602 $ 557,237 $ 15,747 $ 2,787 $ — $ — $ 979,319 Term Loans Amortized Cost Basis By Origination Year September 30, 2023 2023 2022 2021 2020 2019 Prior Revolving Total Retail Residential mortgage Performing $ 57,860 $ 40,375 $ 26,324 $ 9,800 $ 4,936 $ 29,136 $ 11,989 $ 180,420 Nonperforming — — — — — — — — $ 57,860 $ 40,375 $ 26,324 $ 9,800 $ 4,936 $ 29,136 $ 11,989 $ 180,420 Consumer unsecured Performing $ — $ — $ — $ 12 $ 13 $ — $ 88 $ 113 Nonperforming — — — — — — — — $ — $ — $ — $ 12 $ 13 $ — $ 88 $ 113 Home equity Performing $ 256 $ 701 $ 223 $ 461 $ 219 $ 1,989 $ 47,949 $ 51,798 Nonperforming — — — — — — — — $ 256 $ 701 $ 223 $ 461 $ 219 $ 1,989 $ 47,949 $ 51,798 Other Performing $ 1,658 $ 745 $ 607 $ 251 $ 50 $ 139 $ — $ 3,450 Nonperforming — — — — — — — — $ 1,658 $ 745 $ 607 $ 251 $ 50 $ 139 $ — $ 3,450 Total Retail $ 59,774 $ 41,821 $ 27,154 $ 10,524 $ 5,218 $ 31,264 $ 60,026 $ 235,781 Residential Consumer Home Consumer December 31, 2022 Mortgage Unsecured Equity Other Performing $ 139,071 $ 121 $ 56,321 $ 2,839 Nonperforming 77 — — — Total $ 139,148 $ 121 $ 56,321 $ 2,839

Note 4 - Fair Value (Tables)

Note 4 - Fair Value (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) September 30, 2023 Available for sale securities U.S. Treasury and federal agency securities $ 240,113 $ — $ 240,113 $ — U.S. Agency MBS and CMOs 109,962 — 109,962 — Tax-exempt state and municipal bonds 33,249 — 33,249 — Taxable state and municipal bonds 108,209 — 108,209 — Corporate bonds and other debt securities 11,744 — 11,744 — Other equity securities 1,260 — 1,260 — Loans held for sale — — — — Interest rate swaps 6,812 — 6,812 — Total assets measured at fair value on recurring basis $ 511,349 $ — $ 511,349 $ — Interest rate swaps $ (6,812 ) $ — $ (6,812 ) $ — Total liabilities measured at fair value on recurring basis $ (6,812 ) $ — $ (6,812 ) $ — December 31, 2022 Available for sale securities U.S. Treasury and federal agency securities $ 224,634 $ — $ 224,634 $ — U.S. Agency MBS and CMOs 113,818 — 113,818 — Tax-exempt state and municipal bonds 36,710 — 36,710 — Taxable state and municipal bonds 112,171 — 112,171 — Corporate bonds and other debt securities 11,924 — 11,924 — Other equity securities 1,304 — 1,304 — Loans held for sale 215 — 215 — Interest rate swaps 6,463 — 6,463 — Total assets measured at fair value on recurring basis $ 507,239 $ — $ 507,239 $ — Interest rate swaps $ (6,463 ) $ — $ (6,463 ) $ — Total liabilities measured at fair value on recurring basis $ (6,463 ) $ — $ (6,463 ) $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Quoted Prices in Active Markets Significant Other Significant for Identical Observable Unobservable Fair Assets Inputs Inputs Value (Level 1) (Level 2) (Level 3) September 30, 2023 Collateral dependent loans $ 27 $ — $ — $ 27 December 31, 2022 Impaired loans $ 328 $ — $ — $ 328
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Asset Fair Valuation Unobservable Value Technique Inputs Range (%) September 30, 2023 Collateral dependent loans $ 27 Sales comparison approach Adjustment for differences between comparable sales 2.0 to 41.0 Income approach Capitalization rate 7.5 to 8.5 Asset Fair Valuation Unobservable Value Technique Inputs Range (%) December 31, 2022 Impaired Loans $ 328 Sales comparison approach Adjustment for differences between comparable sales 1.5 to 20.0 Income approach Capitalization rate 9.5 to 11.0
Fair Value, by Balance Sheet Grouping [Table Text Block]	Level in September 30, 2023 December 31, 2022 Fair Value Carrying Fair Carrying Fair Hierarchy Amount Value Amount Value Financial assets Cash and due from banks Level 1 $ 40,687 $ 40,687 $ 51,215 $ 51,215 Federal funds sold and other short-term investments Level 1 469,786 469,786 703,955 703,955 Securities held to maturity - U.S. Treasury Level 2 251,248 238,971 251,307 237,630 Securities held to maturity - tax-exempt and municipal Level 3 78,755 75,487 97,458 95,020 FHLB stock Level 3 10,211 10,211 10,211 10,211 Loans, net Level 2 1,274,262 1,249,319 1,162,135 1,131,387 Bank owned life insurance Level 3 54,043 54,043 53,345 53,345 Accrued interest receivable Level 2 9,957 9,957 7,606 7,606 Financial liabilities Deposits Level 2 (2,445,586 ) (2,447,649 ) (2,615,142 ) (2,615,860 ) Other borrowed funds Level 2 (30,000 ) (29,006 ) (30,000 ) (28,666 ) Accrued interest payable Level 2 (554 ) (554 ) (114 ) (114 ) Off-balance sheet credit-related items Loan commitments — — — —

Note 5 - Derivatives (Tables)

Note 5 - Derivatives (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block]	Notional Amount Balance Sheet Location Fair Value September 30, 2023 Derivative assets Interest rate swaps $ 55,349 Other Assets $ 6,812 Derivative liabilities Interest rate swaps 55,349 Other Liabilities 6,812 Notional Amount Balance Sheet Location Fair Value December 31, 2022 Derivative assets Interest rate swaps $ 62,661 Other Assets $ 6,463 Derivative liabilities Interest rate swaps 62,661 Other Liabilities 6,463

Note 6 - Deposits (Tables)

Note 6 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Deposit Liabilities, Type [Table Text Block]	September 30, December 31, 2023 2022 Noninterest-bearing demand $ 653,052 $ 834,879 Interest bearing demand 660,714 760,889 Savings and money market accounts 847,429 922,418 Certificates of deposit 284,391 96,956 $ 2,445,586 $ 2,615,142

Note 7 - Other Borrowed Funds (

Note 7 - Other Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Federal Home Loan Bank, Advances, by Branch of FHLB Bank [Table Text Block]	Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate September 30, 2023 Single maturity fixed rate advance $ 10,000 February 2024 2.63 % Putable advance 20,000 November 2024 1.81 % $ 30,000 Weighted Advance Average Principal Terms Amount Range of Maturities Interest Rate December 31, 2022 Single maturity fixed rate advance $ 10,000 February 2024 2.63 % Putable advance 20,000 November 2024 1.81 % $ 30,000
Schedule of Maturities of Long-Term Debt [Table Text Block]	2023 $ — 2024 30,000 2025 — 2026 — 2027 — Thereafter — $ 30,000

Note 8 - Earnings Per Common _2

Note 8 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Net income available to common shares $ 11,413 $ 10,045 $ 33,729 $ 22,614 Weighted average shares outstanding, including participating stock awards - Basic 34,291,487 34,251,792 34,293,531 34,253,459 Dilutive potential common shares: Stock options — — — — Weighted average shares outstanding - Diluted 34,291,487 34,251,792 34,293,531 34,253,459 Basic earnings per common share $ 0.33 $ 0.29 $ 0.98 $ 0.66 Diluted earnings per common share $ 0.33 $ 0.29 $ 0.98 $ 0.66

Note 9 - Federal Income Taxes (

Note 9 - Federal Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Current $ 2,654 $ 2,436 $ 7,921 $ 4,787 Deferred 154 52 336 585 $ 2,808 $ 2,488 $ 8,257 $ 5,372
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Three Months Three Months Nine Months Nine Months Ended Ended Ended Ended September 30, September 30, September 30, September 30, 2023 2022 2023 2022 Statutory rate 21 % 21 % 21 % 21 % Statutory rate applied to income before taxes $ 2,986 $ 2,632 $ 8,817 $ 5,877 Deduct Tax-exempt interest income (114 ) (137 ) (362 ) (434 ) Bank-owned life insurance (51 ) (45 ) (139 ) (144 ) Other, net (13 ) 38 (59 ) 73 $ 2,808 $ 2,488 $ 8,257 $ 5,372
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	September 30, December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 3,570 $ 3,210 Net deferred loan fees — — Nonaccrual loan interest 13 12 Valuation allowance on other real estate owned — — Unrealized loss on securities available for sale and transferred to held to maturity 8,921 8,394 Other 388 257 Gross deferred tax assets 12,892 11,873 Valuation allowance — — Total net deferred tax assets 12,892 11,873 Deferred tax liabilities Depreciation (1,032 ) (1,098 ) Net deferred loan fees (15 ) (309 ) Prepaid expenses (303 ) (21 ) Other (1,316 ) (733 ) Gross deferred tax liabilities (2,666 ) (2,161 ) Net deferred tax asset $ 10,226 $ 9,712

Note 10 - Commitments and Off_2

Note 10 - Commitments and Off Balance-sheet Risk (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]	September 30, December 31, 2023 2022 Commitments to extend credit $ 83,509 $ 77,384 Letters of credit 10,034 13,455 Unused lines of credit 715,072 745,674

Note 12 - Shareholders' Equity

Note 12 - Shareholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2023
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To Be Well Minimum Minimum Capital Capitalized Under Capital Adequacy With Prompt Corrective Actual Adequacy Capital Buffer Action Regulations Amount Ratio Amount Ratio Amount Ratio Amount Ratio September 30, 2023 CET1 capital (to risk weighted assets) Consolidated $ 303,438 17.7 % $ 77,330 4.5 % $ 120,292 7.0 % N/A N/A Bank 294,503 17.1 77,329 4.5 120,289 7.0 $ 111,697 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 303,438 17.7 103,107 6.0 146,068 8.5 N/A N/A Bank 294,503 17.1 103,105 6.0 146,065 8.5 137,473 8.0 Total capital (to risk weighted assets) Consolidated 320,439 18.7 137,476 8.0 180,437 10.5 N/A N/A Bank 311,504 18.1 137,473 8.0 180,434 10.5 171,842 10.0 Tier 1 capital (to average assets) Consolidated 303,438 10.9 111,285 4.0 N/A N/A N/A N/A Bank 294,503 10.6 111,280 4.0 N/A N/A 139,100 5.0 December 31, 2022 CET1 capital (to risk weighted assets) Consolidated $ 278,615 16.9 % $ 74,003 4.5 % $ 115,116 7.0 % N/A N/A Bank 270,274 16.4 73,992 4.5 115,098 7.0 $ 106,877 6.5 % Tier 1 capital (to risk weighted assets) Consolidated 278,615 16.9 98,670 6.0 139,783 8.5 N/A N/A Bank 270,274 16.4 98,655 6.0 139,762 8.5 131,540 8.0 Total capital (to risk weighted assets) Consolidated 293,900 17.9 131,561 8.0 172,673 10.5 N/A N/A Bank 285,559 17.4 131,540 8.0 172,647 10.5 164,426 10.0 Tier 1 capital (to average assets) Consolidated 278,615 9.7 114,589 4.0 N/A N/A N/A N/A Bank 270,274 9.4 114,582 4.0 N/A N/A 143,227 5.0

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	9 Months Ended	12 Months Ended
	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jan. 01, 2023 USD ($)	Sep. 30, 2022 USD ($)	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Number Of Full Service Branch Offices	26
Financing Receivable, Allowance for Credit Loss	$ 17,001,000	$ 15,285,000	$ 17,109,000		$ 14,821,000	$ 14,631,000	$ 15,889,000
Retained Earnings (Accumulated Deficit)	83,349,000	59,036,000
Deferred Income Tax Assets, Net	$ 10,226,000	9,712,000
Number of Loan Segments	8
Interest Receivable	$ 9,957,000	7,606,000
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	0
Increase (Decrease) in Loan, Held-for-Sale	0	4,000
Collateralized Mortgage-Backed Securities [Member]
Credit Risk Derivatives, at Fair Value, Net	$ 2,000	0
Interest Rate Swap [Member]
Derivative, Number of Instruments Held	2
Derivative Asset, Notional Amount	$ 110,700,000	125,300,000
Derivative Asset, Subject to Master Netting Arrangement, before Offset	6,800,000	6,500,000
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	6,800,000	6,500,000
Debt Securities [Member]
Interest Receivable	4,400,000	3,400,000
Interest Rate Lock Commitments [Member]
Credit Risk Derivatives, at Fair Value, Net	2,000	0
Loans and Finance Receivables [Member]
Interest Receivable	4,800,000	4,000,000
Minimum [Member]
Peer Group Assets	1,000,000,000
Maximum [Member]
Peer Group Assets	$ 3,000,000,000
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Financing Receivable, Allowance for Credit Loss		$ 1,476,000		$ 1,500,000
Off-Balance-Sheet, Credit Loss, Liability				62,000
Retained Earnings (Accumulated Deficit)				1,200,000
Deferred Income Tax Assets, Net				$ 323,000

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual)		3 Months Ended		9 Months Ended
	Jan. 01, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Proceeds From Sale Of Securities		$ 0	$ 0	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions		455		455		444
Debt Securities, Available-for-Sale, Unrealized Loss Position		$ 501,217,000		$ 501,217,000		$ 464,449,000
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss		$ 42,561,000		$ 42,561,000		$ 40,143,000
Held-to-Maturity, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions		81		81		76
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value		$ 306,963,000		$ 306,963,000		$ 317,022,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss		15,600,000		15,600,000		16,530,000
Debt Securities, Available-for-Sale, Allowance for Credit Loss		0		0
Asset Pledged as Collateral [Member] | Public Deposits Letters Of Credit And For Other Purposes [Member]
Debt Securities		3,600,000		3,600,000		3,500,000
US Treasury Securities [Member]
Number of Securities Reclassified	10
Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Amortized Cost	$ 123,500,000
Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Unrealized Gain	$ 113,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value		238,972,000		238,972,000		237,630,000
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Accumulated Loss		$ 12,277,000		$ 12,277,000		$ 13,677,000

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Amortized cost	$ 545,834	$ 539,318
Gross unrealized gains	4	82
Gross unrealized losses	(42,561)	(40,143)
Debt securities available for sale, at fair value	503,277	499,257
Amortized cost	330,003	348,765
Gross unrealized gains	55	415
Gross unrealized losses	(15,600)	(16,530)
Fair value	314,458	332,650
Held-to-maturity, amortized cost, due in one year or less	133,471
Held-to-maturity, fair value, due in one year or less	131,195
Available-for-sale, amortized cost, due in one year or less	96,702
Available-for-sale, fair value, due in one year or less	95,025
Held-to-maturity, amortized cost, due from one to five years	179,098
Held-to-maturity, fair value, due from one to five years	166,829
Available-for-sale, amortized cost, due from one to five years	304,828
Available-for-sale, fair value, due from one to five years	283,371
Held-to-maturity, amortized cost, due from five to ten years	17,434
Held-to-maturity, fair value, due from five to ten years	16,434
Available-for-sale, amortized cost, due from five to ten years	18,656
Available-for-sale, fair value, due from five to ten years	16,224
Held-to-maturity, amortized cost, due after ten years	0
Held-to-maturity, fair value, due after ten years	0
Available-for-sale, amortized cost, due after ten years	125,648
Available-for-sale, fair value, due after ten years	108,657
Held-to-maturity, amortized cost	330,003	348,765
Held-to-maturity, fair value	314,458	332,650
Available-for-sale, amortized cost	545,834	539,318
Available-for-sale, fair value	503,277	499,257
US Treasury and Government [Member]
Amortized cost	255,887	240,921
Gross unrealized gains	0	23
Gross unrealized losses	(15,774)	(16,310)
Debt securities available for sale, at fair value	240,113	224,634
Available-for-sale, amortized cost	255,887	240,921
Available-for-sale, fair value	240,113	224,634
US Government Agencies Debt Securities [Member]
Amortized cost	127,040	128,165
Gross unrealized gains	0	0
Gross unrealized losses	(17,078)	(14,347)
Debt securities available for sale, at fair value	109,962	113,818
Available-for-sale, amortized cost	127,040	128,165
Available-for-sale, fair value	109,962	113,818
Nontaxable Municipal Bonds [Member]
Amortized cost	34,614	37,198
Gross unrealized gains	0	10
Gross unrealized losses	(1,365)	(498)
Debt securities available for sale, at fair value	33,249	36,710
Amortized cost	78,755	97,458
Gross unrealized gains	55	415
Gross unrealized losses	(3,323)	(2,853)
Fair value	75,487	95,020
Held-to-maturity, amortized cost	78,755	97,458
Held-to-maturity, fair value	75,487	95,020
Available-for-sale, amortized cost	34,614	37,198
Available-for-sale, fair value	33,249	36,710
Taxable Municipal Bonds [Member]
Amortized cost	116,132	120,647
Gross unrealized gains	4	49
Gross unrealized losses	(7,927)	(8,525)
Debt securities available for sale, at fair value	108,209	112,171
Available-for-sale, amortized cost	116,132	120,647
Available-for-sale, fair value	108,209	112,171
Corporate Bonds And Other Debt Securities [Member]
Amortized cost	12,161	12,387
Gross unrealized gains	0	0
Gross unrealized losses	(417)	(463)
Debt securities available for sale, at fair value	11,744	11,924
Available-for-sale, amortized cost	12,161	12,387
Available-for-sale, fair value	11,744	11,924
US Treasury Securities [Member]
Amortized cost	251,248	251,307
Gross unrealized gains	0	0
Gross unrealized losses	(12,277)	(13,677)
Fair value	238,971	237,630
Held-to-maturity, amortized cost	251,248	251,307
Held-to-maturity, fair value	$ 238,971	$ 237,630

Note 2 - Securities - Schedule

Note 2 - Securities - Schedule of Securities with Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Available-for-sale, fair value, less than 12 months	$ 91,154	$ 322,393
Available-for-sale, accumulated loss, less than 12 months	(1,794)	(15,211)
Available-for-sale, fair value, more than 12 months	410,063	142,056
Available-for-sale, accumulated loss, more than 12 months	(40,767)	(24,932)
Available-for-sale, fair value	501,217	464,449
Available-for-sale, accumulated loss	(42,561)	(40,143)
Held-to-maturity, fair value, less than 12 months	14,869	295,301
Held-to-maturity, accumulated loss, less than 12 months	(206)	(15,991)
Held-to-maturity, fair value, more than 12 months	292,094	21,721
Held-to-maturity, accumulated loss, more than 12 months	(15,394)	(539)
Held-for-maturity, fair value	306,963	317,022
Held-for-sale, accumulated loss	(15,600)	(16,530)
US Treasury and Government [Member]
Available-for-sale, fair value, less than 12 months	32,037	144,796
Available-for-sale, accumulated loss, less than 12 months	(293)	(6,230)
Available-for-sale, fair value, more than 12 months	208,077	66,008
Available-for-sale, accumulated loss, more than 12 months	(15,481)	(10,080)
Available-for-sale, fair value	240,114	210,804
Available-for-sale, accumulated loss	(15,774)	(16,310)
US Government Agencies Debt Securities [Member]
Available-for-sale, fair value, less than 12 months	27,594	64,427
Available-for-sale, accumulated loss, less than 12 months	(646)	(4,789)
Available-for-sale, fair value, more than 12 months	82,369	41,340
Available-for-sale, accumulated loss, more than 12 months	(16,432)	(9,558)
Available-for-sale, fair value	109,963	105,767
Available-for-sale, accumulated loss	(17,078)	(14,347)
Nontaxable Municipal Bonds [Member]
Available-for-sale, fair value, less than 12 months	18,452	31,337
Available-for-sale, accumulated loss, less than 12 months	(692)	(498)
Available-for-sale, fair value, more than 12 months	14,796	0
Available-for-sale, accumulated loss, more than 12 months	(673)	0
Available-for-sale, fair value	33,248	31,337
Available-for-sale, accumulated loss	(1,365)	(498)
Held-to-maturity, fair value, less than 12 months	14,869	57,671
Held-to-maturity, accumulated loss, less than 12 months	(206)	(2,314)
Held-to-maturity, fair value, more than 12 months	53,122	21,721
Held-to-maturity, accumulated loss, more than 12 months	(3,117)	(539)
Held-for-maturity, fair value	67,991	79,392
Held-for-sale, accumulated loss	(3,323)	(2,853)
Taxable Municipal Bonds [Member]
Available-for-sale, fair value, less than 12 months	12,611	71,165
Available-for-sale, accumulated loss, less than 12 months	(153)	(3,337)
Available-for-sale, fair value, more than 12 months	93,537	33,452
Available-for-sale, accumulated loss, more than 12 months	(7,774)	(5,188)
Available-for-sale, fair value	106,148	104,617
Available-for-sale, accumulated loss	(7,927)	(8,525)
Corporate Bonds And Other Debt Securities [Member]
Available-for-sale, fair value, less than 12 months	460	10,668
Available-for-sale, accumulated loss, less than 12 months	(10)	(357)
Available-for-sale, fair value, more than 12 months	11,284	1,256
Available-for-sale, accumulated loss, more than 12 months	(407)	(106)
Available-for-sale, fair value	11,744	11,924
Available-for-sale, accumulated loss	(417)	(463)
US Treasury Securities [Member]
Held-to-maturity, fair value, less than 12 months	0	237,630
Held-to-maturity, accumulated loss, less than 12 months	0	(13,677)
Held-to-maturity, fair value, more than 12 months	238,972	0
Held-to-maturity, accumulated loss, more than 12 months	(12,277)	0
Held-for-maturity, fair value	238,972	237,630
Held-for-sale, accumulated loss	$ (12,277)	$ (13,677)

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2022 USD ($)	Dec. 31, 2022 USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 1,400,000		$ 1,400,000		$ 1,300,000
Loans and Leases Receivable, Deferred Income	1,500,000		1,500,000		$ 1,400,000
Financing Receivable, Nonaccrual, Interest Income	0		$ 0
Financing Receivable, Modifications, Number of Loans			37
Financing Receivable, Modified, Subsequent Default	$ 0		$ 0
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Loans	1		3
Financing Receivable, Troubled Debt Restructuring, Premodification	$ 584,000
Financing Receivable, Write Down on Financing Receivable	$ 0
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Loans	1	1	31	2
Financing Receivable, Troubled Debt Restructuring, Premodification		$ 278,000		$ 377,000
Financing Receivable, Write Down on Financing Receivable		$ 0		$ 0
Consumer and Commercial Portfolio Segments [Member]
Financing Receivable, Troubled Debt Restructuring, Premodification			$ 618,000
Financing Receivable, Write Down on Financing Receivable			$ 0

Note 3 - Loans - Schedule of Lo

Note 3 - Loans - Schedule of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Total loans	$ 1,291,290		$ 1,177,748
Allowance for credit losses	(17,001)	$ (17,109)	(15,285)	$ (14,821)	$ (14,631)	$ (15,889)
Net loans	1,274,289		1,162,463
Commercial Portfolio Segment [Member]
Total loans	488,224		441,716
Allowance for credit losses	(6,621)	(7,011)	(5,596)	(5,610)	(5,256)	(5,176)
Commercial Real Estate Portfolio Segment [Member]
Total loans	567,285		537,603
Allowance for credit losses	(7,092)	(6,928)	(7,180)	(6,880)	(7,022)	(8,051)
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	5,040		7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Total loans	800		0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,084		36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	89		103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	116,407		112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	257,673		259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	150,192		121,924
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	800		0
Consumer Portfolio Segment [Member]
Total loans	235,781		198,429
Allowance for credit losses	(3,260)	$ (3,099)	(2,458)	$ (2,312)	$ (2,316)	$ (2,633)
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	180,420		139,148
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113		121
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	51,798		56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	$ 3,450		$ 2,839

Note 3 - Loans - Allowance for

Note 3 - Loans - Allowance for Credit Losses (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Balance		$ 17,109	$ 14,631	$ 15,285	$ 15,889
Charge-offs		(41)	(46)	(84)	(141)
Recoveries		83	236	174	573
Provision for credit losses (1)	[1]	(150)	0	150	(1,500)
Balance		17,001	14,821	17,001	14,821
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				1,476
Commercial Portfolio Segment [Member]
Balance		7,011	5,256	5,596	5,176
Charge-offs		0	0	0	(38)
Recoveries		8	175	24	185
Provision for credit losses (1)	[1]	(398)	179	(298)	287
Balance		6,621	5,610	6,621	5,610
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				1,299
Commercial Real Estate Portfolio Segment [Member]
Balance		6,928	7,022	7,180	8,051
Charge-offs		0	0	0	0
Recoveries		50	5	56	276
Provision for credit losses (1)	[1]	114	(147)	68	(1,447)
Balance		7,092	6,880	7,092	6,880
Commercial Real Estate Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				(212)
Consumer Portfolio Segment [Member]
Balance		3,099	2,316	2,458	2,633
Charge-offs		(41)	(46)	(84)	(103)
Recoveries		25	56	94	112
Provision for credit losses (1)	[1]	177	(14)	403	(330)
Balance		3,260	2,312	3,260	2,312
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				389
Unallocated Financing Receivables [Member]
Balance		71	37	51	29
Charge-offs		0	0	0	0
Recoveries		0	0	0	0
Provision for credit losses (1)	[1]	(43)	(18)	(23)	(10)
Balance		$ 28	$ 19	28	$ 19
Unallocated Financing Receivables [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance				$ 0
[1]Beginning January 1, 2023, calculation is based on CECL methodology. Prior to January 1, 2023, calculation was based on probable incurred loss methodology.

Note 3 - Loans - Gross Chargeof

Note 3 - Loans - Gross Chargeoffs by Origination Year (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Chargeoffs, originated current year			$ 0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			84
Charge-offs	$ 41	$ 46	84	$ 141
Commercial Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs	0	0	0	38
Commercial Real Estate Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			84
Charge-offs	$ 41	$ 46	84	$ 103
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			0
Charge-offs			0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Chargeoffs, originated current year			0
Chargeoffs, originated prior year			0
Chargeoffs, originated two years prior			0
Chargeoffs, originated three years prior			0
Chargeoffs, originated four years prior			0
Chargeoffs, originated in prior years			0
Chargeoffs, revolving			84
Charge-offs			$ 84

Note 3 - Loans - Schedule of Co

Note 3 - Loans - Schedule of Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Total loans	$ 1,291,290		$ 1,177,748
Allowance for credit loss	17,001	$ 17,109	15,285	$ 14,821	$ 14,631	$ 15,889
Real Estate [Member]
Total loans	1,453
Other Collateral Loan [Member]
Total loans	0
Collateral Pledged [Member]
Allowance for credit loss	0
Commercial Portfolio Segment [Member]
Total loans	488,224		441,716
Allowance for credit loss	6,621	7,011	5,596	5,610	5,256	5,176
Commercial Portfolio Segment [Member] | Real Estate [Member]
Total loans	584
Commercial Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Commercial Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member]
Total loans	567,285		537,603
Allowance for credit loss	7,092	6,928	7,180	6,880	7,022	8,051
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	5,040		7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Total loans	800		0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,084		36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	89		103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	116,407		112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	257,673		259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	150,192		121,924
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	800		0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Total loans	869
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Residential Developed [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Unsecured to Residential Developers [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Vacant and Unimproved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Commercial Development [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Residential Improved [Member]
Total loans	27
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Commercial Improved [Member]
Total loans	296
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] | Manufacturing and Industrial [Member]
Total loans	546
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Developed [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Unsecured to Residential Developers [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Vacant and Unimproved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Commercial Development [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Improved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Commercial Improved [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral Loan [Member] | Manufacturing and Industrial [Member]
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Developed [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Unsecured to Residential Developers [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Vacant and Unimproved [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Commercial Development [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Improved [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Commercial Improved [Member]
Allowance for credit loss	0
Commercial Real Estate Portfolio Segment [Member] | Collateral Pledged [Member] | Manufacturing and Industrial [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member]
Total loans	235,781		198,429
Allowance for credit loss	3,260	$ 3,099	2,458	$ 2,312	$ 2,316	$ 2,633
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	180,420		139,148
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113		121
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	51,798		56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	3,450		$ 2,839
Consumer Portfolio Segment [Member] | Real Estate [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Residential Mortgage [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Unsecured Financing Receivable [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Home Equity Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Real Estate [Member] | Other Financing Receivables [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Residential Mortgage [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Unsecured Financing Receivable [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Home Equity Loan [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Other Collateral Loan [Member] | Other Financing Receivables [Member]
Total loans	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Residential Mortgage [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Unsecured Financing Receivable [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Home Equity Loan [Member]
Allowance for credit loss	0
Consumer Portfolio Segment [Member] | Collateral Pledged [Member] | Other Financing Receivables [Member]
Allowance for credit loss	$ 0

Note 3 - Loans - Allowance fo_2

Note 3 - Loans - Allowance for Credit Loss and Recorded Investment (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Individually reviewed for impairment, allowance for credit loss			$ 295
Collectively evaluated for impairment, allowance for credit loss			14,990
Total ending allowance balance	$ 17,001	$ 17,109	15,285	$ 14,821	$ 14,631	$ 15,889
Individually reviewed for impairment			7,007
Collectively evaluated for impairment			1,170,741
Total ending loans balance	1,291,290		1,177,748
Commercial Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			55
Collectively evaluated for impairment, allowance for credit loss			5,541
Total ending allowance balance	6,621	7,011	5,596	5,610	5,256	5,176
Individually reviewed for impairment			3,603
Collectively evaluated for impairment			438,113
Total ending loans balance	488,224		441,716
Commercial Real Estate Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			20
Collectively evaluated for impairment, allowance for credit loss			7,160
Total ending allowance balance	7,092	6,928	7,180	6,880	7,022	8,051
Individually reviewed for impairment			518
Collectively evaluated for impairment			537,085
Total ending loans balance	567,285		537,603
Consumer Portfolio Segment [Member]
Individually reviewed for impairment, allowance for credit loss			220
Collectively evaluated for impairment, allowance for credit loss			2,238
Total ending allowance balance	3,260	3,099	2,458	2,312	2,316	2,633
Individually reviewed for impairment			2,886
Collectively evaluated for impairment			195,543
Total ending loans balance	235,781		198,429
Unallocated Financing Receivables [Member]
Individually reviewed for impairment, allowance for credit loss			0
Collectively evaluated for impairment, allowance for credit loss			51
Total ending allowance balance	$ 28	$ 71	51	$ 19	$ 37	$ 29
Individually reviewed for impairment			0
Collectively evaluated for impairment			0
Total ending loans balance			$ 0

Note 3 - Loans - Loans Individu

Note 3 - Loans - Loans Individually Evaluated for Impairment (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Unpaid principal, no related allowance	$ 3,309
Recorded investment, no related allowance	3,309
Average recorded investment, no related allowance	2,371
Unpaid principal, with related allowance	3,698
Recorded investment, with related allowance	3,698
Allowance allocated	295
Average recorded investment, with related allowance	3,745
Unpaid principal	7,007
Recorded investment	7,007
Average recorded investment	6,116
Commercial Portfolio Segment [Member]
Unpaid principal, no related allowance	3,278
Recorded investment, no related allowance	3,278
Average recorded investment, no related allowance	2,338
Unpaid principal, with related allowance	325
Recorded investment, with related allowance	325
Allowance allocated	55
Average recorded investment, with related allowance	365
Commercial Real Estate Portfolio Segment [Member]
Unpaid principal, no related allowance	31
Recorded investment, no related allowance	31
Average recorded investment, no related allowance	33
Unpaid principal, with related allowance	487
Recorded investment, with related allowance	487
Allowance allocated	20
Average recorded investment, with related allowance	498
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Unpaid principal, no related allowance	31
Recorded investment, no related allowance	31
Average recorded investment, no related allowance	33
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Unpaid principal, with related allowance	307
Recorded investment, with related allowance	307
Allowance allocated	9
Average recorded investment, with related allowance	313
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Unpaid principal, with related allowance	180
Recorded investment, with related allowance	180
Allowance allocated	11
Average recorded investment, with related allowance	185
Consumer Portfolio Segment [Member]
Unpaid principal, no related allowance	0
Recorded investment, no related allowance	0
Average recorded investment, no related allowance	0
Unpaid principal, with related allowance	2,886
Recorded investment, with related allowance	2,886
Allowance allocated	220
Average recorded investment, with related allowance	2,882
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Unpaid principal, with related allowance	2,653
Recorded investment, with related allowance	2,653
Allowance allocated	202
Average recorded investment, with related allowance	2,619
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Unpaid principal, with related allowance	29
Recorded investment, with related allowance	29
Allowance allocated	2
Average recorded investment, with related allowance	29
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Unpaid principal, with related allowance	204
Recorded investment, with related allowance	204
Allowance allocated	16
Average recorded investment, with related allowance	$ 234

Note 3 - Loans - Schedule of No

Note 3 - Loans - Schedule of Nonaccrual Financing Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Nonaccrual with no allowance	$ 0	$ 0
Nonaccrual with allowance	1	78
Nonaccrual	1	78
Over 90 days accruing	0	0
Nonperforming loans	1	78
Commercial Portfolio Segment [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	1	78
Nonaccrual	1	78
Over 90 days accruing	0	0
Nonperforming loans	1	78
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	1	78
Nonaccrual	1	78
Over 90 days accruing	0	0
Nonperforming loans	1	78
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	0	0
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Nonaccrual with no allowance	0	0
Nonaccrual with allowance	0	0
Nonaccrual	0	0
Over 90 days accruing	0	0
Nonperforming loans	$ 0	$ 0

Note 3 - Loans - Past Due Recei

Note 3 - Loans - Past Due Receivables (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total loans	$ 1,291,290	$ 1,177,748
Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	95
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	77
Financial Asset, Past Due [Member]
Total loans	0	172
Financial Asset, Not Past Due [Member]
Total loans	1,291,290	1,177,576
Commercial Portfolio Segment [Member]
Total loans	488,224	441,716
Commercial Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	488,224	441,716
Commercial Real Estate Portfolio Segment [Member]
Total loans	567,285	537,603
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Total loans	5,040	7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Total loans	37,084	36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Total loans	89	103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Total loans	116,407	112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Total loans	257,673	259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Total loans	150,192	121,924
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Developed [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Vacant and Unimproved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Commercial Development [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Improved [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Commercial Improved [Member]
Total loans	0	71
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	567,285	537,532
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Developed [Member]
Total loans	5,040	7,234
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Vacant and Unimproved [Member]
Total loans	37,084	36,270
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Commercial Development [Member]
Total loans	89	103
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Improved [Member]
Total loans	116,407	112,791
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Commercial Improved [Member]
Total loans	257,673	259,210
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Manufacturing and Industrial [Member]
Total loans	150,192	121,924
Consumer Portfolio Segment [Member]
Total loans	235,781	198,429
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	113	121
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Total loans	180,420	139,148
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Total loans	51,798	56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Total loans	3,450	2,839
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member]
Total loans	0	24
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Residential Mortgage [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Home Equity Loan [Member]
Total loans	0	24
Consumer Portfolio Segment [Member] | Financing Receivables 30 To 89 Days Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Total loans	0	77
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Mortgage [Member]
Total loans	0	77
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Loan [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Total loans	0	101
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Residential Mortgage [Member]
Total loans	0	77
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Home Equity Loan [Member]
Total loans	0	24
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member] | Other Financing Receivables [Member]
Total loans	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Total loans	235,781	198,328
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Unsecured Financing Receivable [Member]
Total loans	113	121
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Residential Mortgage [Member]
Total loans	180,420	139,071
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Home Equity Loan [Member]
Total loans	51,798	56,297
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Other Financing Receivables [Member]
Total loans	$ 3,450	$ 2,839

Note 3 - Loans - Modified Finan

Note 3 - Loans - Modified Financing Receivables (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2022	Sep. 30, 2023 USD ($)	Sep. 30, 2022
Number of loans			37
Recorded balance	$ 3,449		$ 3,449
Percentage of total loans			0.27%
Accruing - nonaccrual at modification	0		$ 0
Accruing - accruing at modification	3,449		3,449
Accruing - upgraded to accruing after six consecutive payments	0		0
Financing Receivable, Modifications, Recorded Investment, Accruing	$ 3,449		$ 3,449
Commercial Portfolio Segment [Member]
Number of loans	1		3
Recorded balance	$ 266		$ 266
Percentage of total loans			0.05%
Commercial Real Estate Portfolio Segment [Member]
Number of loans			3
Recorded balance	$ 493		$ 493
Percentage of total loans			0.09%
Consumer Portfolio Segment [Member]
Number of loans	1	1	31	2
Recorded balance	$ 2,690		$ 2,690
Percentage of total loans			1.14%

Note 3 - Loans - Credit Quality

Note 3 - Loans - Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Total loans	$ 1,291,290	$ 1,177,748
Commercial Portfolio Segment [Member]
Originated current year	98,030
Originated prior year	98,074
Originated two years prior	38,940
Originated three years prior	20,740
Originated four years prior	20,489
Originated years prior	67,244
Revolving	144,707
Total loans	488,224	441,716
Commercial Portfolio Segment [Member] | Excellent [Member]
Total loans		15,040
Commercial Portfolio Segment [Member] | Above Average [Member]
Total loans		21,451
Commercial Portfolio Segment [Member] | Good Quality [Member]
Total loans		175,762
Commercial Portfolio Segment [Member] | Acceptable Risk [Member]
Originated current year	55,344
Originated prior year	40,840
Originated two years prior	22,181
Originated three years prior	14,968
Originated four years prior	7,699
Originated years prior	24,553
Revolving	72,555
Total loans	238,140	220,987
Commercial Portfolio Segment [Member] | Marginally Acceptable [Member]
Originated current year	0
Originated prior year	415
Originated two years prior	59
Originated three years prior	284
Originated four years prior	72
Originated years prior	1,232
Revolving	5,820
Total loans	7,882	8,309
Commercial Portfolio Segment [Member] | Substandard [Member]
Originated current year	584
Originated prior year	0
Originated two years prior	20
Originated three years prior	0
Originated four years prior	0
Originated years prior	25
Revolving	0
Total loans	629	167
Commercial Portfolio Segment [Member] | Doubtful [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Portfolio Segment [Member] | Loss [Member]
Total loans		0
Commercial Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member]
Originated current year	42,102
Originated prior year	56,819
Originated two years prior	16,680
Originated three years prior	5,488
Originated four years prior	12,718
Originated years prior	41,434
Revolving	66,332
Total loans	241,573
Consumer Portfolio Segment [Member]
Originated current year	59,774
Originated prior year	41,821
Originated two years prior	27,154
Originated three years prior	10,524
Originated four years prior	5,218
Originated years prior	31,264
Revolving	60,026
Total loans	235,781	198,429
Consumer Portfolio Segment [Member] | Residential Mortgage [Member]
Originated current year	57,860
Originated prior year	40,375
Originated two years prior	26,324
Originated three years prior	9,800
Originated four years prior	4,936
Originated years prior	29,136
Revolving	11,989
Total loans	180,420	139,148
Consumer Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	12
Originated four years prior	13
Originated years prior	0
Revolving	88
Total loans	113	121
Consumer Portfolio Segment [Member] | Home Equity Loan [Member]
Originated current year	256
Originated prior year	701
Originated two years prior	223
Originated three years prior	461
Originated four years prior	219
Originated years prior	1,989
Revolving	47,949
Total loans	51,798	56,321
Consumer Portfolio Segment [Member] | Other Financing Receivables [Member]
Originated current year	1,658
Originated prior year	745
Originated two years prior	607
Originated three years prior	251
Originated four years prior	50
Originated years prior	139
Revolving	0
Total loans	3,450	2,839
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Residential Mortgage [Member]
Originated current year	57,860
Originated prior year	40,375
Originated two years prior	26,324
Originated three years prior	9,800
Originated four years prior	4,936
Originated years prior	29,136
Revolving	11,989
Total loans	180,420	139,071
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Unsecured Financing Receivable [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	12
Originated four years prior	13
Originated years prior	0
Revolving	88
Total loans	113	121
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity Loan [Member]
Originated current year	256
Originated prior year	701
Originated two years prior	223
Originated three years prior	461
Originated four years prior	219
Originated years prior	1,989
Revolving	47,949
Total loans	51,798	56,321
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Other Financing Receivables [Member]
Originated current year	1,658
Originated prior year	745
Originated two years prior	607
Originated three years prior	251
Originated four years prior	50
Originated years prior	139
Revolving	0
Total loans	3,450	2,839
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Residential Mortgage [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	77
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Unsecured Financing Receivable [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity Loan [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Financing Receivables [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member]
Total loans	567,285	537,603
Commercial Real Estate Portfolio Segment [Member] | Unsecured Financing Receivable [Member]
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] | Residential Developed [Member]
Originated current year	399
Originated prior year	612
Originated two years prior	679
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	3,350
Total loans	5,040	7,234
Commercial Real Estate Portfolio Segment [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	800
Revolving	0
Total loans	800	0
Commercial Real Estate Portfolio Segment [Member] | Vacant and Unimproved [Member]
Originated current year	3,329
Originated prior year	7,340
Originated two years prior	10,815
Originated three years prior	14,861
Originated four years prior	157
Originated years prior	193
Revolving	389
Total loans	37,084	36,270
Commercial Real Estate Portfolio Segment [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	89
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	89	103
Commercial Real Estate Portfolio Segment [Member] | Residential Improved [Member]
Originated current year	5,609
Originated prior year	12,873
Originated two years prior	34,640
Originated three years prior	10,592
Originated four years prior	7,343
Originated years prior	20,679
Revolving	24,671
Total loans	116,407	112,791
Commercial Real Estate Portfolio Segment [Member] | Commercial Improved [Member]
Originated current year	19,155
Originated prior year	56,453
Originated two years prior	68,349
Originated three years prior	50,467
Originated four years prior	33,351
Originated years prior	20,873
Revolving	9,025
Total loans	257,673	259,281
Commercial Real Estate Portfolio Segment [Member] | Manufacturing and Industrial [Member]
Originated current year	23,944
Originated prior year	61,545
Originated two years prior	18,117
Originated three years prior	14,275
Originated four years prior	9,881
Originated years prior	19,885
Revolving	2,545
Total loans	150,192	121,924
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Vacant and Unimproved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Commercial Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent [Member] | Manufacturing and Industrial [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Vacant and Unimproved [Member]
Total loans		1,231
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Commercial Improved [Member]
Total loans		17,802
Commercial Real Estate Portfolio Segment [Member] | Above Average [Member] | Manufacturing and Industrial [Member]
Total loans		11,422
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Vacant and Unimproved [Member]
Total loans		18,406
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Development [Member]
Total loans		103
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Residential Improved [Member]
Total loans		25,585
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Commercial Improved [Member]
Total loans		83,769
Commercial Real Estate Portfolio Segment [Member] | Good Quality [Member] | Manufacturing and Industrial [Member]
Total loans		32,977
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Developed [Member]
Originated current year	399
Originated prior year	612
Originated two years prior	679
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	3,350
Total loans	5,040	7,234
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Vacant and Unimproved [Member]
Originated current year	1,548
Originated prior year	2,498
Originated two years prior	2,671
Originated three years prior	7,987
Originated four years prior	157
Originated years prior	110
Revolving	239
Total loans	15,210	16,633
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Residential Improved [Member]
Originated current year	974
Originated prior year	553
Originated two years prior	33,253
Originated three years prior	1,795
Originated four years prior	7,092
Originated years prior	15,454
Revolving	23,882
Total loans	83,003	87,176
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Commercial Improved [Member]
Originated current year	6,353
Originated prior year	34,017
Originated two years prior	16,729
Originated three years prior	31,082
Originated four years prior	16,674
Originated years prior	2,080
Revolving	443
Total loans	107,378	151,641
Commercial Real Estate Portfolio Segment [Member] | Acceptable Risk [Member] | Manufacturing and Industrial [Member]
Originated current year	16,712
Originated prior year	26,539
Originated two years prior	12,692
Originated three years prior	7,603
Originated four years prior	5,641
Originated years prior	13,138
Revolving	1,665
Total loans	83,990	73,566
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Vacant and Unimproved [Member]
Originated current year	1,332
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	1,332	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	28
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	28	30
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Commercial Improved [Member]
Originated current year	269
Originated prior year	26
Originated two years prior	0
Originated three years prior	0
Originated four years prior	2,164
Originated years prior	3,098
Revolving	0
Total loans	5,557	5,762
Commercial Real Estate Portfolio Segment [Member] | Marginally Acceptable [Member] | Manufacturing and Industrial [Member]
Originated current year	170
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	305
Revolving	0
Total loans	475	1,646
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Vacant and Unimproved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Commercial Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	296
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	296	307
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Manufacturing and Industrial [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	2,618
Revolving	0
Total loans	2,618	2,313
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Vacant and Unimproved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Residential Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Commercial Improved [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Manufacturing and Industrial [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Developed [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Unsecured to Residential Developers [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Vacant and Unimproved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Development [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Residential Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Commercial Improved [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Loss [Member] | Manufacturing and Industrial [Member]
Total loans		0
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Developed [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Unsecured to Residential Developers [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	800
Revolving	0
Total loans	800
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Vacant and Unimproved [Member]
Originated current year	449
Originated prior year	4,842
Originated two years prior	8,144
Originated three years prior	6,874
Originated four years prior	0
Originated years prior	83
Revolving	150
Total loans	20,542
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Development [Member]
Originated current year	0
Originated prior year	89
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	89
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Residential Improved [Member]
Originated current year	4,635
Originated prior year	12,320
Originated two years prior	1,359
Originated three years prior	8,797
Originated four years prior	251
Originated years prior	5,225
Revolving	789
Total loans	33,376
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Commercial Improved [Member]
Originated current year	12,533
Originated prior year	22,410
Originated two years prior	51,324
Originated three years prior	19,385
Originated four years prior	14,513
Originated years prior	15,695
Revolving	8,582
Total loans	144,442
Commercial Real Estate Portfolio Segment [Member] | Excellent, Above Average, and Good Quality [Member] | Manufacturing and Industrial [Member]
Originated current year	7,062
Originated prior year	35,006
Originated two years prior	5,425
Originated three years prior	6,672
Originated four years prior	4,240
Originated years prior	3,824
Revolving	880
Total loans	63,109
Commercial Segment [Member]
Originated current year	150,466
Originated prior year	236,986
Originated two years prior	171,540
Originated three years prior	110,935
Originated four years prior	71,221
Originated years prior	129,674
Revolving	184,687
Total loans	1,055,509	979,319
Commercial Segment [Member] | Excellent [Member]
Total loans		15,040
Commercial Segment [Member] | Above Average [Member]
Total loans		51,906
Commercial Segment [Member] | Good Quality [Member]
Total loans		336,602
Commercial Segment [Member] | Acceptable Risk [Member]
Originated current year	81,330
Originated prior year	105,059
Originated two years prior	88,205
Originated three years prior	63,435
Originated four years prior	37,263
Originated years prior	55,335
Revolving	102,134
Total loans	532,761	557,237
Commercial Segment [Member] | Marginally Acceptable [Member]
Originated current year	1,771
Originated prior year	441
Originated two years prior	87
Originated three years prior	284
Originated four years prior	2,236
Originated years prior	4,635
Revolving	5,820
Total loans	15,274	15,747
Commercial Segment [Member] | Substandard [Member]
Originated current year	584
Originated prior year	0
Originated two years prior	316
Originated three years prior	0
Originated four years prior	0
Originated years prior	2,643
Revolving	0
Total loans	3,543	2,787
Commercial Segment [Member] | Doubtful [Member]
Originated current year	0
Originated prior year	0
Originated two years prior	0
Originated three years prior	0
Originated four years prior	0
Originated years prior	0
Revolving	0
Total loans	0	0
Commercial Segment [Member] | Loss [Member]
Total loans		$ 0
Commercial Segment [Member] | Excellent, Above Average, and Good Quality [Member]
Originated current year	66,781
Originated prior year	131,486
Originated two years prior	82,932
Originated three years prior	47,216
Originated four years prior	31,722
Originated years prior	67,061
Revolving	76,733
Total loans	$ 503,931

Note 4 - Fair Value - Assets an

Note 4 - Fair Value - Assets and Liabilities Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Debt securities available for sale, at fair value	$ 503,277	$ 499,257
Fair Value, Recurring [Member]
Loans held for sale	0	215
Interest rate swaps	6,812	6,463
Total assets measured at fair value on recurring basis	511,349	507,239
Interest rate swaps	(6,812)	(6,463)
Total liabilities measured at fair value on recurring basis	(6,812)	(6,463)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0
Loans held for sale	0	0
Interest rate swaps	0	0
Total assets measured at fair value on recurring basis	0	0
Interest rate swaps	0	0
Total liabilities measured at fair value on recurring basis	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	240,113
Loans held for sale	0	215
Interest rate swaps	6,812	6,463
Total assets measured at fair value on recurring basis	511,349	507,239
Interest rate swaps	(6,812)	(6,463)
Total liabilities measured at fair value on recurring basis	(6,812)	(6,463)
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0
Loans held for sale	0	0
Interest rate swaps	0	0
Total assets measured at fair value on recurring basis	0	0
Interest rate swaps	0	0
Total liabilities measured at fair value on recurring basis	0	0
US Treasury and Government [Member]
Debt securities available for sale, at fair value	240,113	224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	240,113	224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value		0
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value		224,634
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value		0
US Government Agencies Debt Securities [Member]
Debt securities available for sale, at fair value	109,962	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	109,962	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	109,962	113,818
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Nontaxable Municipal Bonds [Member]
Debt securities available for sale, at fair value	33,249	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	33,249	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	33,249	36,710
Nontaxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Taxable Municipal Bonds [Member]
Debt securities available for sale, at fair value	108,209	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	108,209	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	108,209	112,171
Taxable Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Corporate Bonds And Other Debt Securities [Member]
Debt securities available for sale, at fair value	11,744	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member]
Debt securities available for sale, at fair value	11,744	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Debt securities available for sale, at fair value	0	0
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Debt securities available for sale, at fair value	11,744	11,924
Corporate Bonds And Other Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Debt securities available for sale, at fair value	0	0
Other Equity Securities [Member] | Fair Value, Recurring [Member]
Other equity securities	1,260	1,304
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Other equity securities	0	0
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Other equity securities	1,260	1,304
Other Equity Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Other equity securities	$ 0	$ 0

Note 4 - Fair Value - Assets Me

Note 4 - Fair Value - Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Impaired Loans [Member]
Loans, fair value		$ 328
Collateral Pledged [Member]
Loans, fair value	$ 27
Fair Value, Nonrecurring [Member] | Impaired Loans [Member]
Loans, fair value		328
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member] | Impaired Loans [Member]
Loans, fair value		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member] | Impaired Loans [Member]
Loans, fair value		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member]
Loans, fair value		$ 328
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member]
Loans, fair value	27
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 1 [Member]
Loans, fair value	0
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 2 [Member]
Loans, fair value	0
Fair Value, Nonrecurring [Member] | Collateral Pledged [Member] | Fair Value, Inputs, Level 3 [Member]
Loans, fair value	$ 27

Note 4 - Fair Value - Valuation

Note 4 - Fair Value - Valuation Techniques (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
Collateral Pledged [Member]
Loans, fair value	$ 27
Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member] | Collateral Pledged [Member]
Loans receivable, measurement input	0.020
Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member] | Collateral Pledged [Member]
Loans receivable, measurement input	0.410
Valuation, Income Approach [Member] | Measurement Input, Cap Rate [Member] | Minimum [Member] | Collateral Pledged [Member]
Loans receivable, measurement input	7.5
Valuation, Income Approach [Member] | Measurement Input, Cap Rate [Member] | Maximum [Member] | Collateral Pledged [Member]
Loans receivable, measurement input	8.5
Impaired Loans [Member]
Loans, fair value		$ 328
Impaired Loans [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Minimum [Member]
Loans receivable, measurement input		0.015
Impaired Loans [Member] | Valuation, Market Approach [Member] | Measurement Input, Comparability Adjustment [Member] | Maximum [Member]
Loans receivable, measurement input		0.200
Impaired Loans [Member] | Valuation, Income Approach [Member] | Measurement Input, Cap Rate [Member] | Minimum [Member]
Loans receivable, measurement input		0.095
Impaired Loans [Member] | Valuation, Income Approach [Member] | Measurement Input, Cap Rate [Member] | Maximum [Member]
Loans receivable, measurement input		0.110

Note 4 - Fair Value - Carrying

Note 4 - Fair Value - Carrying Amount and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Cash and due from banks	$ 40,687	$ 51,215
Federal funds sold and other short-term investments	469,786	703,955
Bank-owned life insurance	54,043	53,345
Reported Value Measurement [Member]
Cash and due from banks		51,215
Federal funds sold and other short-term investments		703,955
FHLB stock		10,211
Loans, fair value		1,162,135
Bank-owned life insurance		53,345
Accrued interest receivable		7,606
Deposits		(2,615,142)
Other borrowed funds		(30,000)
Accrued interest payable		(114)
Off-balance sheet credit-related items	0	0
Estimate of Fair Value Measurement [Member]
Cash and due from banks		51,215
Federal funds sold and other short-term investments		703,955
FHLB stock		10,211
Loans, fair value		1,131,387
Bank-owned life insurance		53,345
Accrued interest receivable		7,606
Deposits		(2,615,860)
Other borrowed funds		(28,666)
Accrued interest payable		(114)
Off-balance sheet credit-related items	0	0
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member]
Cash and due from banks	40,687
Federal funds sold and other short-term investments	469,786
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member]
Cash and due from banks	40,687
Federal funds sold and other short-term investments	469,786
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member]
Loans, fair value	1,274,262
Accrued interest receivable	9,957
Deposits	(2,445,586)
Other borrowed funds	(30,000)
Accrued interest payable	(554)
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | US Treasury and Government [Member]
Securities held to maturity	251,248	251,307
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member]
Loans, fair value	1,249,319
Accrued interest receivable	9,957
Deposits	(2,447,649)
Other borrowed funds	(29,006)
Accrued interest payable	(554)
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | US Treasury and Government [Member]
Securities held to maturity	238,971	237,630
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member]
FHLB stock	10,211
Bank-owned life insurance	54,043
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | Nontaxable Municipal Bonds [Member]
Securities held to maturity	78,755	97,458
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member]
FHLB stock	10,211
Bank-owned life insurance	54,043
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | Nontaxable Municipal Bonds [Member]
Securities held to maturity	$ 75,487	$ 95,020

Note 5 - Derivatives (Details T

Note 5 - Derivatives (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Derivative Liability	$ 0	$ 0
Derivative Liability, Fair Value of Collateral	1,700	1,700
Interest Rate Swap [Member]
Derivative Asset, Notional Amount	110,700	125,300
Other Liabilities [Member] | Interest Rate Swap [Member]
Derivative Liability, Subject to Master Netting Arrangement, before Offset	6,812	6,463
Other Assets [Member] | Interest Rate Swap [Member]
Derivative Asset, Notional Amount	$ 55,349	$ 62,661

Note 5 - Derivatives - Schedule

Note 5 - Derivatives - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Derivative assets, notional amount	$ 110,700	$ 125,300
Derivative assets, fair value	6,800	6,500
Other Assets [Member]
Derivative assets, notional amount	55,349	62,661
Derivative assets, fair value	6,812	6,463
Other Liabilities [Member]
Derivative liabilities, notional amount	55,349	62,661
Derivative liabilities, fair value	$ 6,812	$ 6,463

Note 6 - Deposits (Details Text

Note 6 - Deposits (Details Textual) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Time Deposit Liability, Uninsured	$ 85.1	$ 29.7

Note 6 - Deposits - Schedule of

Note 6 - Deposits - Schedule of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Noninterest-bearing	$ 653,052	$ 834,879
Interest bearing demand	660,714	760,889
Savings and money market accounts	847,429	922,418
Certificates of deposit	284,391	96,956
Total deposits	$ 2,445,586	$ 2,615,142

Note 7 - Other Borrowed Funds_2

Note 7 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Sep. 30, 2023	Dec. 31, 2022
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 463,500	$ 446,100
Advance from Federal Home Loan Bank		30,000	30,000
Financing Receivable, after Allowance for Credit Loss		1,274,289	1,162,463
Federal Reserve Bank Advances [Member]
Short-Term Debt		0	0
Debt Instrument, Unused Borrowing Capacity, Amount		1,300	5,500
Federal Reserve Bank Advances [Member] | Asset Pledged as Collateral [Member]
Financing Receivable, after Allowance for Credit Loss		1,400	5,800
Putable Advances [Member]
Advance from Federal Home Loan Bank		20,000	$ 20,000
Bank Term Funding Program [Member] | Federal Reserve Bank Advances [Member]
Debt Instrument, Unused Borrowing Capacity, Amount		634,400
Financing Receivable, after Allowance for Credit Loss		$ 0
Debt Instrument, Term (Year)	1 year
Payment for Debt Extinguishment or Debt Prepayment Cost	$ 0

Note 7 - Other Borrowed Funds -

Note 7 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) - USD ($) $ in Millions	Sep. 30, 2023	Dec. 31, 2022
Advance from Federal Home Loan Bank	$ 30	$ 30
Single Maturity Fixed Rate Advances [Member]
Advance from Federal Home Loan Bank	$ 10	$ 10
Maturities	2024	2024
Weighted average interest rate	2.63%	2.63%
Putable Advances [Member]
Advance from Federal Home Loan Bank	$ 20	$ 20
Maturities	2024	2024
Weighted average interest rate	1.81%	1.81%

Note 7 - Other Borrowed Funds_3

Note 7 - Other Borrowed Funds - Schedule of FHLB Advance Repayments (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
2023	$ 0
2024	30,000
2025	0
2026	0
2027	0
Thereafter	0
Advance from Federal Home Loan Bank	$ 30,000	$ 30,000

Note 8 - Earnings Per Common _3

Note 8 - Earnings Per Common Share (Details Textual) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Share-Based Payment Arrangement, Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0	0	0

Note 8 - Earnings Per Common _4

Note 8 - Earnings Per Common Share - Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Net income	$ 11,413	$ 10,045	$ 33,729	$ 22,614
Weighted average shares outstanding, including participating stock awards - Basic (in shares)	34,291,487	34,251,792	34,293,531	34,253,459
Stock options (in shares)	0	0	0	0
Weighted average shares outstanding - Diluted (in shares)	34,291,487	34,251,792	34,293,531	34,253,459
Basic earnings per common share (in dollars per share)	$ 0.33	$ 0.29	$ 0.98	$ 0.66
Diluted earnings per common share (in dollars per share)	$ 0.33	$ 0.29	$ 0.98	$ 0.66

Note 9 - Federal Income Taxes_2

Note 9 - Federal Income Taxes (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Unrecognized Tax Benefits	$ 0	$ 0

Note 9 - Federal Income Taxes -

Note 9 - Federal Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Current	$ 2,654	$ 2,436	$ 7,921	$ 4,787
Deferred income tax expense	154	52	336	585
Income Tax Expense (Benefit)	$ 2,808	$ 2,488	$ 8,257	$ 5,372

Note 9 - Federal Income Taxes_3

Note 9 - Federal Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Statutory rate	21%	21%	21%	21%
Statutory rate applied to income before taxes	$ 2,986	$ 2,632	$ 8,817	$ 5,877
Tax-exempt interest income	(114)	(137)	(362)	(434)
Bank-owned life insurance	(51)	(45)	(139)	(144)
Other, net	(13)	38	(59)	73
Income Tax Expense (Benefit)	$ 2,808	$ 2,488	$ 8,257	$ 5,372

Note 9 - Federal Income Taxes_4

Note 9 - Federal Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Allowance for credit losses	$ 3,570	$ 3,210
Net deferred loan fees	0	0
Nonaccrual loan interest	13	12
Valuation allowance on other real estate owned	0	0
Unrealized loss on securities available for sale and transferred to held to maturity	8,921	8,394
Other	388	257
Gross deferred tax assets	12,892	11,873
Valuation allowance	0	0
Total net deferred tax assets	12,892	11,873
Depreciation	(1,032)	(1,098)
Net deferred loan fees	(15)	(309)
Prepaid expenses	(303)	(21)
Other	(1,316)	(733)
Gross deferred tax liabilities	(2,666)	(2,161)
Net deferred tax asset	$ 10,226	$ 9,712

Note 10 - Commitments and Off_3

Note 10 - Commitments and Off Balance-sheet Risk (Details Textual) - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 0	$ 0
Commitment To Sell Mortgage Backed Securities [Member]
Fair Value Disclosure, off-Balance-Sheet Risks, Face Amount, Liability	$ 250,000	$ 0
Commitments to Make Loans at Fixed Rates	39.10%
Other Liabilities [Member]
Reserve for Unfunded Loan Commitments	$ 73,000

Note 10 - Commitments and Off_4

Note 10 - Commitments and Off Balance-sheet Risk - Schedule of Off Balance-sheet Risks (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Commitments to Extend Credit [Member]
Off-balance sheet credit-related items	$ 83,509	$ 77,384
Letter of Credit [Member]
Off-balance sheet credit-related items	10,034	13,455
Unused lines of Credit [Member]
Off-balance sheet credit-related items	$ 715,072	$ 745,674

Note 12 - Shareholders' Equit_2

Note 12 - Shareholders' Equity (Details Textual)	Sep. 30, 2023	Dec. 31, 2022
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.045	0.045
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Capital Conservation Buffer	0.025
Banking Regulation, Capital Conservation Buffer, Common Equity Tier 1 Risk-Based Capital, Actual	0.070	0.070
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum	0.060	0.060
Banking Regulation, Capital Conservation Buffer, Tier 1 Risk-Based Capital, Actual	0.085	0.085
Banking Regulation, Capital Conservation Buffer, Total Risk-Based Capital, Actual	0.105	0.105
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum	0.040	0.040

Note 12 - Shareholders' Equit_3

Note 12 - Shareholders' Equity - Regulatory Capital (Details) $ in Thousands	Sep. 30, 2023 USD ($)	Dec. 31, 2022 USD ($)
CET1 capital, actual amount	$ 303,438	$ 278,615
CET1 capital, actual ratio	0.177	0.169
CET1 capital, minimum capital adequacy amount	$ 77,330	$ 74,003
CET1 capital, minimum capital adequacy ratio	0.045	0.045
CET1 capital, minimum capital adequacy with capital buffer amount	$ 120,292	$ 115,116
CET1 capital, minimum capital adequacy with capital buffer ratio	0.070	0.070
Tier 1 capital, actual amount	$ 303,438	$ 278,615
Tier 1 capital, actual ratio	0.177	0.169
Tier 1 capital, minimum capital adequacy amount	$ 103,107	$ 98,670
Tier 1 capital, minimum capital adequacy ratio	0.060	0.060
Tier 1 capital, minimum capital adequacy with capital buffer amount	$ 146,068	$ 139,783
Tier 1 capital, minimum capital adequacy with capital buffer ratio	0.085	0.085
Total capital, actual amount	$ 320,439	$ 293,900
Total capital, actual ratio	0.187	0.179
Total capital, minimum capital adequacy amount	$ 137,476	$ 131,561
Total capital, minimum capital adequacy ratio	0.080	0.080
Total capital, minimum capital adequacy with capital buffer amount	$ 180,437	$ 172,673
Total capital, minimum capital adequacy with capital buffer ratio	0.105	0.105
Tier 1 leverage capital, actual amount	$ 303,438	$ 278,615
Tier 1 leverage capital, actual ratio	0.109	0.097
Tier 1 leverage capital, minimum capital adequacy amount	$ 111,285	$ 114,589
Tier 1 leverage capital, minimum capital adequacy ratio	0.040	0.040
Subsidiaries [Member]
CET1 capital, actual amount	$ 294,503	$ 270,274
CET1 capital, actual ratio	0.171	0.164
CET1 capital, minimum capital adequacy amount	$ 77,329	$ 73,992
CET1 capital, minimum capital adequacy ratio	0.045	0.045
CET1 capital, minimum capital adequacy with capital buffer amount	$ 120,289	$ 115,098
CET1 capital, minimum capital adequacy with capital buffer ratio	0.070	0.070
CET1 capital, well capitalized amount	$ 111,697	$ 106,877
CET1 capital, well capitalized ratio	0.065	0.065
Tier 1 capital, actual amount	$ 294,503	$ 270,274
Tier 1 capital, actual ratio	0.171	0.164
Tier 1 capital, minimum capital adequacy amount	$ 103,105	$ 98,655
Tier 1 capital, minimum capital adequacy ratio	0.060	0.060
Tier 1 capital, minimum capital adequacy with capital buffer amount	$ 146,065	$ 139,762
Tier 1 capital, minimum capital adequacy with capital buffer ratio	0.085	0.085
Tier 1 capital, well capitalized amount	$ 137,473	$ 131,540
Tier 1 capital, well capitalized ratio	0.080	0.080
Total capital, actual amount	$ 311,504	$ 285,559
Total capital, actual ratio	0.181	0.174
Total capital, minimum capital adequacy amount	$ 137,473	$ 131,540
Total capital, minimum capital adequacy ratio	0.080	0.080
Total capital, minimum capital adequacy with capital buffer amount	$ 180,434	$ 172,647
Total capital, minimum capital adequacy with capital buffer ratio	0.105	0.105
Total capital, well capitalized amount	$ 171,842	$ 164,426
Total capital, well capitalized ratio	0.100	0.100
Tier 1 leverage capital, actual amount	$ 294,503	$ 270,274
Tier 1 leverage capital, actual ratio	0.106	0.094
Tier 1 leverage capital, minimum capital adequacy amount	$ 111,280	$ 114,582
Tier 1 leverage capital, minimum capital adequacy ratio	0.040	0.040
Tier 1 leverage capital, well capitalized amount	$ 139,100	$ 143,227
Tier 1 leverage capital, well capitalized ratio	0.050	0.050