Adirondack Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ATLASSIAN CORPORATION PLC - CLASS A	FOREIGN EQUITIES	G06242104	88	600	SH		SOLE		600	0	0
ACCENTURE PLC	INFORMATION TECHNOLOGY	G1151C101	685	3,339	SH		SOLE		3,339	0	0
EATON CORP PLC	INDUSTRIALS	G29183103	14	150	SH		SOLE		150	0	0
NORWEGIAN CRUISE LINE HOLDINGS LTD	CONSUMER DISCRETIONARY	G66721104	5	100	SH		SOLE		100	0	0
NOVOCURE LIMITED	HEALTHCARE	G6674U108	8	100	SH		SOLE		100	0	0
WIX.COM LTD	INFORMATION TECHNOLOGY	M98068105	8	53	SH		SOLE		53	0	0
ROYAL CARIBBEAN CRUISES LTD	CONSUMER DISCRETIONARY	V7780T103	68	585	SH		SOLE		585	0	0
AFLAC INC.	FINANCIALS	001055102	13	250	SH		DFND		0	250	0
AT&T INC.	COMMUNICATION SERVICES	00206R102	1,561	41,496	SH		SOLE		41,436	0	60
AT&T INC.	COMMUNICATION SERVICES	00206R102	396	10,521	SH		DFND		5,011	5,510	0
ABBOTT LABS	HEALTHCARE	002824100	440	5,047	SH		SOLE		5,047	0	0
ABBOTT LABS	HEALTHCARE	002824100	227	2,605	SH		DFND		1,000	1,605	0
ABBVIE INC.	HEALTHCARE	00287Y109	800	9,874	SH		SOLE		9,779	95	0
ABBVIE INC.	HEALTHCARE	00287Y109	232	2,865	SH		DFND		1,250	1,615	0
ABIOMED INC	HEALTHCARE	003654100	2	10	SH		SOLE		10	0	0
ACTIVISION BLIZZARD, INC.	INFORMATION TECHNOLOGY	00507V109	74	1,270	SH		SOLE		1,270	0	0
ADOBE INC	INFORMATION TECHNOLOGY	00724F101	137	389	SH		SOLE		389	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	9	200	SH		SOLE		200	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	5	100	SH		DFND		0	0	100
INVESCO INTERNATIONAL GROWTH FUND	MUTUAL FUND	008882532	2	71	SH		SOLE		71	0	0
ALCOA CORP	MATERIALS	013872106	0	5	SH		SOLE		5	0	0
ALIGN TECHNOLOGY INC.	HEALTHCARE	016255101	3	10	SH		SOLE		10	0	0
ALLEGHENY TECHNOLOGIES, INC	INDUSTRIALS	01741R102	0	20	SH		SOLE		20	0	0
ALLSTATE CORP	FINANCIALS	020002101	95	800	SH		SOLE		800	0	0
ALLSTATE CORP	FINANCIALS	020002101	36	300	SH		DFND		0	300	0
ALTRIA GROUP, INC.	CONSUMER STAPLES	02209S103	136	2,863	SH		SOLE		2,863	0	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	3,867	1,925	SH		SOLE		1,925	0	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	40	20	SH		DFND		10	10	0
AMERICAN ELEC PWR INC	UTILITIES	025537101	5	52	SH		SOLE		52	0	0
AMERICAN EXPRESS	FINANCIALS	025816109	295	2,270	SH		SOLE		2,233	0	37
AMERICAN EXPRESS	FINANCIALS	025816109	69	535	SH		DFND		235	300	0
AMERICAN INTERNATIONAL GROUP INC	FINANCIALS	026874784	8	159	SH		SOLE		159	0	0
AMERICAN TOWER CORPORATION	COMMUNICATION SERVICES	03027X100	605	2,609	SH		SOLE		2,609	0	0
AMERICAN WATER WORKS INC.	CONSUMER DISCRETIONARY	030420103	1	10	SH		SOLE		10	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	497	2,302	SH		SOLE		2,302	0	0
APPIAN CORPORATION	INFORMATION TECHNOLOGY	03782L101	5	100	SH		SOLE		100	0	0
APPLE INC	INFORMATION TECHNOLOGY	037833100	5,929	19,155	SH		SOLE		19,135	0	20
APPLE INC	INFORMATION TECHNOLOGY	037833100	319	1,030	SH		DFND		640	390	0
APPLE HOSPITALTIY REIT INC COMMON SHARES	REAL ESTATE	03784Y200	2	161	SH		SOLE		161	0	0
APPLIED MATL INC	INFORMATION TECHNOLOGY	038222105	163	2,816	SH		SOLE		2,816	0	0
AQUA AMERICA INC	UTILITIES	03836W103	597	11,494	SH		SOLE		11,494	0	0
AQUA AMERICA INC	UTILITIES	03836W103	45	875	SH		DFND		0	875	0
ARISTA NETWORKS INC.	INFORMATION TECHNOLOGY	040413106	17	75	SH		SOLE		75	0	0
ARROW FINANCIAL CORPORATION	FINANCIALS	042744102	93	2,644	SH		SOLE		2,644	0	0
ASTRAZENECA PLC - ADR	HEALTHCARE	046353108	20	420	SH		SOLE		420	0	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	606	3,538	SH		SOLE		3,538	0	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	418	2,440	SH		DFND		1,210	1,230	0
BP P.L.C.	ENERGY	055622104	166	4,589	SH		SOLE		4,394	195	0
BP PRUDHOE BAY ROYALTY TRUST	ENERGY	055630107	1	100	SH		SOLE		100	0	0
BAIDU INC - SPON ADR	INFORMATION TECHNOLOGY	056752108	3	27	SH		SOLE		27	0	0
BANK OF AMERICA CORP	FINANCIALS	060505104	400	12,203	SH		SOLE		12,203	0	0
BANK OF NEW YORK MELLON CORP	FINANCIALS	064058100	44	990	SH		SOLE		990	0	0
BAOUZUN INC-SPN ADR	FOREIGN EQUITIES	06684L103	2	75	SH		SOLE		75	0	0
BARRICK GOLD CORP	MATERIALS	067901108	3	135	SH		SOLE		135	0	0
BAXTER INTERNATIONAL INC.	HEALTHCARE	071813109	89	1,000	SH		SOLE		1,000	0	0
BECTON DICKINSON & CO	HEALTHCARE	075887109	567	2,060	SH		SOLE		2,060	0	0
BECTON DICKINSON & CO	HEALTHCARE	075887109	65	235	SH		DFND		0	235	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	1,616	7,199	SH		SOLE		7,199	0	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	27	122	SH		DFND		0	122	0
BIOGEN INC	HEALTHCARE	09062X103	2	8	SH		SOLE		8	0	0
BLACKROCK INC	FINANCIALS	09247X101	439	832	SH		SOLE		832	0	0
BLACKROCK INC	FINANCIALS	09247X101	8	15	SH		DFND		0	15	0
BOEING	INDUSTRIALS	097023105	719	2,259	SH		SOLE		2,234	0	25
BOEING	INDUSTRIALS	097023105	301	945	SH		DFND		500	445	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	1,188	18,866	SH		SOLE		18,866	0	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	403	6,405	SH		DFND		3,000	3,405	0
CBOE GLOBAL MARKETS, INC.	FINANCIALS	12503M108	12	100	SH		SOLE		100	0	0
CME GROUP INC.	FINANCIALS	12572Q105	5	23	SH		SOLE		23	0	0
CSX CORPORATION	INDUSTRIALS	126408103	503	6,585	SH		SOLE		6,585	0	0
CSX CORPORATION	INDUSTRIALS	126408103	122	1,600	SH		DFND		1,600	0	0
CVS HEALTH CORP	CONSUMER STAPLES	126650100	598	8,815	SH		SOLE		8,815	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN EQUITIES	136375102	4	40	SH		SOLE		40	0	0
CANADIAN PACIFIC RAILWAY LTD	FOREIGN EQUITIES	13645T100	53	198	SH		SOLE		198	0	0
CAPITAL ONE FINANCIAL CORP	FINANCIALS	14040H105	9	90	SH		SOLE		90	0	0
CASEY'S GENERAL STORES INC	CONSUMER DISCRETIONARY	147528103	11	70	SH		SOLE		70	0	0
CATERPILLAR INC	INDUSTRIALS	149123101	845	6,437	SH		SOLE		6,412	0	25
CATERPILLAR INC	INDUSTRIALS	149123101	275	2,090	SH		DFND		1,485	605	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	32	1,200	SH		SOLE		1,200	0	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	132	5,000	SH		DFND		5,000	0	0
CHARTER COMMUNICATIONS,INC-A	COMMUNICATION SERVICES	16119P108	25	49	SH		SOLE		49	0	0
CHESAPEAKE ENERGY CORP	ENERGY	165167107	1	1,250	SH		SOLE		1,250	0	0
CHEVRON CORPORATION	ENERGY	166764100	1,120	10,456	SH		SOLE		10,456	0	0
CHEVRON CORPORATION	ENERGY	166764100	256	2,393	SH		DFND		1,395	998	0
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	1,099	23,911	SH		SOLE		23,846	0	65
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	82	1,775	SH		DFND		0	1,775	0
CIRRUS LOGIC INC	INFORMATION TECHNOLOGY	172755100	8	100	SH		SOLE		100	0	0
CITIGROUP INC.	FINANCIALS	172967424	37	502	SH		SOLE		502	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	51	325	SH		SOLE		325	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	31	200	SH		DFND		0	200	0
CLOUD PEAK ENERGY INC.	ENERGY	18911Q102	0	175	SH		SOLE		175	0	0
COCA COLA CO	CONSUMER STAPLES	191216100	893	15,289	SH		SOLE		15,289	0	0
COCA COLA CO	CONSUMER STAPLES	191216100	454	7,770	SH		DFND		4,080	3,690	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	INFORMATION TECHNOLOGY	192446102	37	600	SH		SOLE		600	0	0
COHERENT INC.	INFORMATION TECHNOLOGY	192479103	1	8	SH		SOLE		8	0	0
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	754	10,225	SH		SOLE		10,190	0	35
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	149	2,020	SH		DFND		1,800	220	0
COMCAST CORP NEW CL A	CONSUMER DISCRETIONARY	20030N101	125	2,887	SH		SOLE		2,887	0	0
CONOCOPHILLIPS	ENERGY	20825C104	488	8,208	SH		SOLE		8,208	0	0
CONOCOPHILLIPS	ENERGY	20825C104	129	2,170	SH		DFND		1,790	380	0
CONSOLIDATED EDISON INC	UTILITIES	209115104	43	460	SH		SOLE		460	0	0
CORNING INC	INFORMATION TECHNOLOGY	219350105	86	3,225	SH		SOLE		3,225	0	0
COSTCO WHSL CORP NEW	CONSUMER STAPLES	22160K105	430	1,407	SH		SOLE		1,407	0	0
CRACKER BARREL OLD COUNTRY	CONSUMER DISCRETIONARY	22410J106	44	290	SH		SOLE		290	0	0
CRONOS GROUP, INC.	FOREIGN EQUITIES	22717L101	1	160	SH		SOLE		160	0	0
CUMMINS INC	INDUSTRIALS	231021106	162	1,012	SH		SOLE		1,012	0	0
CUMMINS INC	INDUSTRIALS	231021106	18	110	SH		DFND		110	0	0
DNP SELECT INCOME FUND INC	FIXED INCOME	23325P104	19	1,500	SH		SOLE		1,500	0	0
DTE ENERGY CO	UTILITIES	233331107	49	370	SH		SOLE		370	0	0
DANAHER CORP	HEALTHCARE	235851102	402	2,496	SH		SOLE		2,496	0	0
DANAHER CORP	HEALTHCARE	235851102	134	835	SH		DFND		460	375	0
DATADOG INC CLASS A	INFORMATION TECHNOLOGY	23804L103	11	235	SH		SOLE		235	0	0
DEERE & CO (JOHN DEERE)	INDUSTRIALS	244199105	246	1,550	SH		SOLE		1,550	0	0
DEERE & CO (JOHN DEERE)	INDUSTRIALS	244199105	33	210	SH		DFND		0	210	0
DELTA AIR LINES INC	CONSUMER DISCRETIONARY	247361702	18	320	SH		SOLE		320	0	0
DENTSPLY SIRONA INC	CONSUMER DISCRETIONARY	24906P109	21	380	SH		SOLE		380	0	0
DIAGEO PLC	CONSUMER DISCRETIONARY	25243Q205	21	134	SH		SOLE		134	0	0
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	1,715	12,399	SH		SOLE		12,374	0	25
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	150	1,088	SH		DFND		0	1,088	0
DISCOVER FINANCIAL SERVICES	FINANCIALS	254709108	108	1,440	SH		SOLE		1,440	0	0
DOCUSIGN INC	INFORMATION TECHNOLOGY	256163106	7	90	SH		SOLE		90	0	0
DOLLAR GENERAL CORP	CONSUMER DISCRETIONARY	256677105	23	150	SH		SOLE		150	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	288	3,358	SH		SOLE		3,268	90	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	54	635	SH		DFND		635	0	0
DOMINO'S PIZZA INC	CONSUMER DISCRETIONARY	25754A201	17	60	SH		SOLE		60	0	0
DOW INC.	MATERIALS	260557103	155	3,356	SH		SOLE		3,201	155	0
DOW INC.	MATERIALS	260557103	27	597	SH		DFND		0	597	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	148	1,520	SH		SOLE		1,520	0	0
ECA MARCELLUS TRUST I	ENERGY	26827L109	3	4,773	SH		SOLE		4,773	0	0
EOG RESOURCES INC	ENERGY	26875P101	7	97	SH		SOLE		97	0	0
EBAY INC	CONSUMER DISCRETIONARY	278642103	10	307	SH		SOLE		307	0	0
ELECTRONIC ARTS INC	INFORMATION TECHNOLOGY	285512109	4	35	SH		SOLE		35	0	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	219	3,063	SH		SOLE		3,063	0	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	300	4,195	SH		DFND		1,000	3,195	0
ENBRIDGE INC	ENERGY	29250N105	26	628	SH		SOLE		628	0	0
ENTERGY CORPORATION	UTILITIES	29364G103	105	800	SH		DFND		800	0	0
ENTERPRISE PRODUCTS PARTNERS L.P.	ENERGY	293792107	90	3,477	SH		SOLE		3,477	0	0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT	FINANCIALS	29476L107	4	50	SH		SOLE		50	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	120	5,857	SH		SOLE		5,857	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	4	193	SH		DFND		93	0	100
ETSY INC	CONSUMER DISCRETIONARY	29786A106	5	100	SH		SOLE		100	0	0
EXELON CORP	UTILITIES	30161N101	20	410	SH		SOLE		410	0	0
EXELON CORP	UTILITIES	30161N101	65	1,365	SH		DFND		1,090	275	0
EXXON MOBIL CORP	ENERGY	30231G102	1,160	18,677	SH		SOLE		18,640	0	37
EXXON MOBIL CORP	ENERGY	30231G102	605	9,734	SH		DFND		1,550	8,184	0
FACEBOOK INC	INFORMATION TECHNOLOGY	30303M102	1,088	5,390	SH		SOLE		5,390	0	0
FACEBOOK INC	INFORMATION TECHNOLOGY	30303M102	35	175	SH		DFND		70	105	0
FAIR ISAAC CORPORATION	INFORMATION TECHNOLOGY	303250104	6	15	SH		SOLE		15	0	0
FASTLY INC CLASS A	INFORMATION TECHNOLOGY	31188V100	5	200	SH		SOLE		200	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	36	248	SH		SOLE		248	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	18	125	SH		DFND		125	0	0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	INFORMATION TECHNOLOGY	316092808	35	465	SH		SOLE		465	0	0
FIDELITY MCSI REAL ESTATE INDEX ETF	REAL ESTATE	316092857	31	1,109	SH		SOLE		1,109	0	0
FIFTH THIRD BANCORP	FINANCIALS	316773100	13	450	SH		SOLE		450	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF	Exchange Traded Funds - Equity	33733E500	39	1,485	SH		SOLE		1,485	0	0
FIRST TRUST NEW OPPORTUNITIES MLP	ENERGY	33739M100	72	8,027	SH		SOLE		8,027	0	0
FIRSTENERGY CORP	UTILITIES	337932107	16	308	SH		SOLE		308	0	0
FORD MOTOR CO DEL	CONSUMER DISCRETIONARY	345370860	154	17,410	SH		SOLE		17,410	0	0
FORTIVE CORPORATION	INFORMATION TECHNOLOGY	34959J108	22	287	SH		DFND		100	187	0
FRANKLIN RESOURCES, INC.	FINANCIALS	354613101	4	150	SH		SOLE		150	0	0
FRESHPET INC	CONSUMER DISCRETIONARY	358039105	5	75	SH		SOLE		75	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	121	691	SH		SOLE		691	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	11	65	SH		DFND		65	0	0
GENERAL ELECTRIC CO	INDUSTRIALS	369604103	221	17,734	SH		SOLE		17,734	0	0
GENERAL ELECTRIC CO	INDUSTRIALS	369604103	140	11,240	SH		DFND		2,440	8,700	100
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	17	320	SH		SOLE		320	0	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	146	2,800	SH		DFND		2,200	600	0
GENUINE PARTS	CONSUMER DISCRETIONARY	372460105	16	175	SH		SOLE		175	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	178	2,820	SH		SOLE		2,820	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	9	150	SH		DFND		0	150	0
GLADSTONE COMMERCIAL CORP	CONSUMER DISCRETIONARY	376536108	21	1,000	SH		SOLE		1,000	0	0
GLAXO SMITHKLINE PLC SPON ADR	HEALTHCARE	37733W105	62	1,335	SH		SOLE		1,165	170	0
GLAXO SMITHKLINE PLC SPON ADR	HEALTHCARE	37733W105	19	400	SH		DFND		400	0	0
GOLDMAN SACHS GROUP INC	FINANCIALS	38141G104	24	100	SH		SOLE		100	0	0
GUARDANT HEALTH INC.	HEALTHCARE	40131M109	9	115	SH		SOLE		115	0	0
HSBC HOLDINGS PLC SPONS ADRS	FINANCIALS	404280406	22	607	SH		SOLE		607	0	0
HALLIBURTON COMPANY	ENERGY	406216101	7	340	SH		SOLE		340	0	0
HARLEY DAVIDSON	CONSUMER DISCRETIONARY	412822108	10	310	SH		SOLE		310	0	0
HELMERICH & PAYNE, INC.	ENERGY	423452101	34	835	SH		SOLE		835	0	0
THE HERSHEY COMPANY	CONSUMER STAPLES	427866108	31	200	SH		SOLE		200	0	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	1,431	6,275	SH		SOLE		6,275	0	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	649	2,845	SH		DFND		1,000	1,845	0
HONEYWELL INTERNATIONAL INC	INDUSTRIALS	438516106	142	821	SH		SOLE		821	0	0
HUBSPOT INC.	INFORMATION TECHNOLOGY	443573100	15	85	SH		SOLE		85	0	0
ILLINOIS TOOL WORKS INC.	INDUSTRIALS	452308109	160	917	SH		SOLE		917	0	0
INTEL CORP	INFORMATION TECHNOLOGY	458140100	2,781	43,499	SH		SOLE		43,434	0	65
INTEL CORP	INFORMATION TECHNOLOGY	458140100	676	10,575	SH		DFND		5,410	5,165	0
INTERACTIVE BROKERS GRO-CL A	FINANCIALS	45841N107	12	250	SH		SOLE		250	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	569	3,958	SH		SOLE		3,958	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	223	1,552	SH		DFND		500	1,052	0
INTERNATIONAL PAPER CO	MATERIALS	460146103	80	1,969	SH		SOLE		1,934	0	35
INTUITIVE SURGICAL INC	HEALTHCARE	46120E602	30	53	SH		SOLE		53	0	0
INVESCO GLOBAL WATER ETF	Exchange Traded Funds - Equity	46138E651	47	1,500	SH		SOLE		1,500	0	0
IQIYI, INC. - ADR	INFORMATION TECHNOLOGY	46267X108	2	100	SH		SOLE		100	0	0
IROBOT CORPORATION	INDUSTRIALS	462726100	1	30	SH		SOLE		30	0	0
ETF ISHARES SILVER TR	MUTUAL FUND	46428Q109	36	2,150	SH		SOLE		2,150	0	0
ISHARES GOLD TRUST	Exchange Traded Funds - Equity	464285105	35	2,321	SH		SOLE		2,321	0	0
ISHARES MSCI AUSTRALIA ETF	MUTUAL FUND	464286103	7	300	SH		DFND		300	0	0
ISHARES MSCI CANADA ETF	MUTUAL FUND	464286509	7	250	SH		DFND		250	0	0
ISHARES MSCI HONG KONG ETF	MUTUAL FUND	464286871	2	100	SH		SOLE		100	0	0
ISHARES S & P 100 ETF	MUTUAL FUND	464287101	1,110	7,675	SH		SOLE		7,675	0	0
ISHARES SELECT DIVIDEND ETF	MUTUAL FUND	464287168	146	1,410	SH		SOLE		1,410	0	0
ISHARES TIPS BOND ETF	FIXED INCOME	464287176	6,273	52,685	SH		SOLE		52,200	0	485
ISHARES TIPS BOND ETF	FIXED INCOME	464287176	789	6,627	SH		DFND		6,085	542	0
ISHARES CHINA LARGE CAP ETF	MUTUAL FUND	464287184	5	115	SH		DFND		0	115	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF	FIXED INCOME	464287226	527	4,595	SH		SOLE		4,595	0	0
ISHARES MSCI EMERGING MARKETS ETF	Exchange Traded Funds - Equity	464287234	14	340	SH		SOLE		340	0	0
ISHARES GLOBAL TECH ETF	Exchange Traded Funds - Equity	464287291	11	50	SH		SOLE		50	0	0
ISHARES S&P 500 GROWTH ETF	Exchange Traded Funds - Equity	464287309	6	31	SH		SOLE		31	0	0
ISHARES MSCI EAFE ETF FUND	MUTUAL FUND	464287465	502	7,447	SH		SOLE		7,360	0	87
ISHARES MSCI EAFE ETF FUND	MUTUAL FUND	464287465	68	1,010	SH		DFND		360	650	0
ISHARES RUSSELL MIDCAP ETF	Exchange Traded Funds - Equity	464287499	154	2,608	SH		SOLE		2,608	0	0
ISHARES CORE S&P MID CAP ETF	Exchange Traded Funds - Equity	464287507	87	436	SH		SOLE		436	0	0
ISHARES RUSSELL 1000 VALUE INDEX FUND	MUTUAL FUND	464287598	10	76	SH		SOLE		76	0	0
ISHARES RUSSELL 1000 GROWTH ETF	MUTUAL FUND	464287614	408	2,269	SH		SOLE		2,269	0	0
ISHARES RUSSELL 2000 GROWTH ETF	Exchange Traded Funds - Equity	464287648	214	1,010	SH		SOLE		1,010	0	0
ISHARES RUSSELL 2000 ETF	Exchange Traded Funds - Equity	464287655	152	947	SH		SOLE		947	0	0
ISHARES CORE S&P SMALL-CAP ETF	MUTUAL FUND	464287804	3,299	41,003	SH		SOLE		40,923	0	80
ISHARES CORE S&P SMALL-CAP ETF	MUTUAL FUND	464287804	84	1,043	SH		DFND		0	1,043	0
ETF ISHARES GLOBAL CLEAN ENERGY	Exchange Traded Funds - Equity	464288224	48	3,953	SH		SOLE		3,953	0	0
ISHARES MSCI KLD 400 SOCIAL	MUTUAL FUND	464288570	40	330	SH		SOLE		330	0	0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX	Exchange Traded Funds - Equity	464288752	29	605	SH		SOLE		605	0	0
ISHARES MSCI USA ESG SELECT	MUTUAL FUND	464288802	40	300	SH		SOLE		300	0	0
ISHARES MSCI SINGAPORE ETF	Exchange Traded Funds - Equity	46434G780	1	50	SH		SOLE		50	0	0
ISHARES MSCI SINGAPORE ETF	Exchange Traded Funds - Equity	46434G780	6	264	SH		DFND		264	0	0
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	2,091	15,797	SH		SOLE		15,772	0	25
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	255	1,925	SH		DFND		830	1,095	0
JD.COM INC.-ADR	CONSUMER DISCRETIONARY	47215P106	3	70	SH		SOLE		70	0	0
JOHNSON & JOHNSON	HEALTHCARE	478160104	2,929	19,673	SH		SOLE		19,643	0	30
JOHNSON & JOHNSON	HEALTHCARE	478160104	743	4,990	SH		DFND		1,750	3,240	0
KELLOGG COMPANY	CONSUMER STAPLES	487836108	14	200	SH		DFND		200	0	0
KEYCORP NEW COM	FINANCIALS	493267108	10	542	SH		SOLE		542	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	181	1,262	SH		SOLE		1,262	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	153	1,070	SH		DFND		1,000	70	0
ELI LILLY & CO	HEALTHCARE	532457108	475	3,402	SH		SOLE		3,402	0	0
ELI LILLY & CO	HEALTHCARE	532457108	334	2,395	SH		DFND		2,250	145	0
LITTELFUSE INC	INFORMATION TECHNOLOGY	537008104	9	50	SH		SOLE		50	0	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	1,628	3,802	SH		SOLE		3,802	0	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	497	1,160	SH		DFND		840	320	0
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	348	2,993	SH		SOLE		2,918	0	75
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	64	550	SH		DFND		550	0	0
MANULIFE FINANCIAL	FINANCIALS	56501R106	13	645	SH		SOLE		645	0	0
MARATHON PETROLEUM CORPORATION	ENERGY	56585A102	133	2,442	SH		SOLE		2,442	0	0
MARKEL CORP HOLDING COMPANY	FINANCIALS	570535104	12	10	SH		SOLE		10	0	0
MASIMO CORPORATION	HEALTHCARE	574795100	2	12	SH		SOLE		12	0	0
MASTERCARD INC - CLASS A	FINANCIALS	57636Q104	175	554	SH		SOLE		554	0	0
MASTERCARD INC - CLASS A	FINANCIALS	57636Q104	21	65	SH		DFND		0	65	0
MATCH GROUP INC.	INFORMATION TECHNOLOGY	57665R106	7	85	SH		SOLE		85	0	0
MCCORMICK & CO.	CONSUMER STAPLES	579780206	44	270	SH		SOLE		270	0	0
MCCORMICK & CO.	CONSUMER STAPLES	579780206	114	700	SH		DFND		0	700	0
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	1,720	8,039	SH		SOLE		8,024	0	15
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	734	3,432	SH		DFND		1,300	2,132	0
MCKESSON CORPORATION	HEALTHCARE	58155Q103	68	480	SH		SOLE		480	0	0
MERCADOLIBRE INC	INFORMATION TECHNOLOGY	58733R102	2	3	SH		SOLE		3	0	0
MERCK & CO., INC	HEALTHCARE	58933Y105	482	5,643	SH		SOLE		5,643	0	0
MERCK & CO., INC	HEALTHCARE	58933Y105	164	1,920	SH		DFND		1,500	420	0
METLIFE INC	FINANCIALS	59156R108	538	10,826	SH		SOLE		10,796	0	30
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	3,662	21,515	SH		SOLE		21,515	0	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	769	4,520	SH		DFND		2,180	2,340	0
MONDELEZ INTERNATIONAL INC	CONSUMER STAPLES	609207105	66	1,151	SH		SOLE		1,151	0	0
MONDELEZ INTERNATIONAL INC	CONSUMER STAPLES	609207105	57	1,000	SH		DFND		0	1,000	0
MONGODB, INC.	INFORMATION TECHNOLOGY	60937P106	14	88	SH		SOLE		88	0	0
MORGAN STANLEY	FINANCIALS	617446448	123	2,362	SH		SOLE		2,362	0	0
NCR CORPORATION	INFORMATION TECHNOLOGY	62886E108	4	120	SH		SOLE		120	0	0
NASDAQ STOCK MARKET INC	FINANCIALS	631103108	6	50	SH		SOLE		50	0	0
NETAPP, INC.	INFORMATION TECHNOLOGY	64110D104	5	100	SH		SOLE		100	0	0
NETFLIX INC	INFORMATION TECHNOLOGY	64110L106	193	560	SH		SOLE		560	0	0
NEW JERSEY RESOURCES CORP	UTILITIES	646025106	38	912	SH		SOLE		912	0	0
NEW RESIDENTIAL INVESTMENT CORP	REAL ESTATE	64828T201	19	1,140	SH		SOLE		1,140	0	0
NEW RELIC INC	INFORMATION TECHNOLOGY	64829B100	4	65	SH		SOLE		65	0	0
NEWELL BRANDS INC	CONSUMER DISCRETIONARY	651229106	0	16	SH		SOLE		16	0	0
NEWMONT GOLDCORP CORPORATION	MATERIALS	651639106	59	1,312	SH		SOLE		1,312	0	0
NEXTERA ENERGY INC	UTILITIES	65339F101	1,867	6,960	SH		SOLE		6,960	0	0
NEXTERA ENERGY INC	UTILITIES	65339F101	319	1,190	SH		DFND		750	440	0
NICE LTD - AMERICAN DEPOSITORY SHARES	INFORMATION TECHNOLOGY	653656108	5	30	SH		SOLE		30	0	0
NIKE, INC	CONSUMER DISCRETIONARY	654106103	521	5,410	SH		SOLE		5,410	0	0
NOBLE ENERGY INC.	ENERGY	655044105	6	300	SH		DFND		0	300	0
NORTHROP GRUMMAN CORP	INDUSTRIALS	666807102	304	812	SH		SOLE		812	0	0
NOVARTIS AG - ADR	FOREIGN EQUITIES	66987V109	12	130	SH		DFND		0	130	0
NUCOR	MATERIALS	670346105	28	600	SH		SOLE		600	0	0
NUCOR	MATERIALS	670346105	66	1,400	SH		DFND		800	600	0
NVIDIA CORP.	INFORMATION TECHNOLOGY	67066G104	636	2,692	SH		SOLE		2,692	0	0
O'SHARES FTSE US QUALITY DIVIDEND ETF	Exchange Traded Funds - Equity	67110P407	147	4,059	SH		SOLE		4,059	0	0
OCCIDENTAL PETROLEUM CORP	ENERGY	674599105	21	528	SH		SOLE		528	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	193	3,678	SH		SOLE		3,678	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	9	170	SH		DFND		0	170	0
PNC FINANCIAL SERVICES GROUP INC	FINANCIALS	693475105	52	353	SH		SOLE		353	0	0
PPG INDUSTRIES	MATERIALS	693506107	17	140	SH		SOLE		140	0	0
PPL CORP	UTILITIES	69351T106	8	220	SH		SOLE		220	0	0
PACIFIC COAST OIL TRUSTS	ENERGY	694103102	1	1,000	SH		SOLE		1,000	0	0
PACIRA BIOSCIENCES, INC	HEALTHCARE	695127100	26	600	SH		SOLE		600	0	0
PALO ALTO NETWORKS INC	INFORMATION TECHNOLOGY	697435105	4	15	SH		SOLE		15	0	0
PELOTON INTERACTIVE INC CLASS A	CONSUMER DISCRETIONARY	70614W100	10	300	SH		SOLE		300	0	0
PEPSICO INC	CONSUMER STAPLES	713448108	2,679	18,863	SH		SOLE		18,863	0	0
PEPSICO INC	CONSUMER STAPLES	713448108	555	3,905	SH		DFND		1,845	2,060	0
PERKIN ELMER, INC	INFORMATION TECHNOLOGY	714046109	12	125	SH		SOLE		125	0	0
PETMED EXPRESS INC.	HEALTHCARE	716382106	3	100	SH		SOLE		100	0	0
PFIZER INC	HEALTHCARE	717081103	642	17,248	SH		SOLE		17,248	0	0
PFIZER INC	HEALTHCARE	717081103	281	7,556	SH		DFND		4,600	2,956	0
PHILIP MORRIS INTERNATIONAL W/I	CONSUMER DISCRETIONARY	718172109	128	1,546	SH		SOLE		1,546	0	0
PHILLIPS 66	ENERGY	718546104	461	5,043	SH		SOLE		5,043	0	0
PHILLIPS 66	ENERGY	718546104	129	1,407	SH		DFND		1,095	312	0
PITNEY BOWES	INFORMATION TECHNOLOGY	724479100	4	1,057	SH		SOLE		1,057	0	0
PLUG POWER INC.	INFORMATION TECHNOLOGY	72919P202	4	1,110	SH		SOLE		1,110	0	0
POST HOLDINGS INC	CONSUMER STAPLES	737446104	5	50	SH		SOLE		50	0	0
PREFERRED APARTMENT COMMUNITIES	REAL ESTATE	74039L103	18	1,570	SH		SOLE		1,570	0	0
T ROWE PRICE GROUP INC	FINANCIALS	74144T108	27	200	SH		SOLE		200	0	0
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	2,954	23,704	SH		SOLE		23,669	0	35
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	823	6,602	SH		DFND		2,915	3,687	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	204	2,236	SH		SOLE		2,151	85	0
PUBLIC SERVICE ENTERPRISE GROUP, INC	UTILITIES	744573106	40	672	SH		SOLE		672	0	0
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	590	6,914	SH		SOLE		6,884	0	30
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	77	900	SH		DFND		665	235	0
QUANTA SERVICES INC	INDUSTRIALS	74762E102	4	100	SH		SOLE		100	0	0
RAYTHEON CO COM NEW	INDUSTRIALS	755111507	88	398	SH		SOLE		398	0	0
RAYTHEON CO COM NEW	INDUSTRIALS	755111507	110	500	SH		DFND		0	500	0
REGENERON PHARMACEUTICALS	HEALTHCARE	75886F107	35	103	SH		SOLE		103	0	0
REPLIGEN CORPORATION	HEALTHCARE	759916109	10	100	SH		SOLE		100	0	0
RIO TINTO PLC	MATERIALS	767204100	27	500	SH		SOLE		500	0	0
ROCHE HOLDING AG	HEALTHCARE	771195104	4	103	SH		SOLE		103	0	0
ROYAL DUTCH SHELL PLC-ADR	ENERGY	780259107	3	64	SH		SOLE		64	0	0
ROYAL DUTCH SHELL PLC ADR	ENERGY	780259206	93	1,780	SH		SOLE		1,660	120	0
SPDR S & P 500 ETF TRUST	MUTUAL FUND	78462F103	16,052	49,894	SH		SOLE		49,894	0	0
SPDR S & P 500 ETF TRUST	MUTUAL FUND	78462F103	418	1,300	SH		DFND		705	595	0
SPDR GOLD TRUST	MUTUAL FUND	78463V107	138	924	SH		SOLE		924	0	0
SPDR LOW CARBON TARGET ETF	Exchange Traded Funds - Equity	78463X194	11	110	SH		SOLE		110	0	0
SPDR S&P DIVIDEND ETF	Exchange Traded Funds - Equity	78464A763	296	2,830	SH		SOLE		2,830	0	0
ETF SPDR S&P BIOTECH	HEALTHCARE	78464A870	467	5,245	SH		SOLE		5,245	0	0
SPDR DOW JONES INDUSTRIAL AVERAGE TRUST ETF	Exchange Traded Funds - Equity	78467X109	7	25	SH		SOLE		25	0	0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W	MUTUAL FUND	78467Y10W	91	248	SH		SOLE		248	0	0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	MUTUAL FUND	78467Y107	5,805	15,886	SH		SOLE		15,829	0	57
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	MUTUAL FUND	78467Y107	136	373	SH		DFND		0	373	0
SPDR GENDER DIVERSITY INDEX ETF	Exchange Traded Funds - Equity	78468R747	15	200	SH		SOLE		200	0	0
SALESFORCE.COM, INC.	INFORMATION TECHNOLOGY	79466L302	68	373	SH		SOLE		373	0	0
SCHLUMBERGER LTD	ENERGY	806857108	197	5,895	SH		SOLE		5,895	0	0
SCHLUMBERGER LTD	ENERGY	806857108	34	1,000	SH		DFND		0	1,000	0
CHARLES SCHWAB CORPORATION	FINANCIALS	808513105	19	425	SH		SOLE		425	0	0
SEATTLE GENETICS INC	HEALTHCARE	812578102	11	100	SH		SOLE		100	0	0
MATERIAL SELECT SECTOR SPDR TRUST	MATERIALS	81369Y100	131	2,270	SH		SOLE		2,270	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	HEALTHCARE	81369Y209	46	460	SH		SOLE		460	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	CONSUMER STAPLES	81369Y308	104	1,649	SH		SOLE		1,649	0	0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND	CONSUMER DISCRETIONARY	81369Y407	92	735	SH		SOLE		735	0	0
ENERGY SELECT SECTOR SPDR FUND	ENERGY	81369Y506	105	1,960	SH		SOLE		1,960	0	0
FINANCIAL SELECT SECTOR SPDR FUND	FINANCIALS	81369Y605	144	4,800	SH		SOLE		4,800	0	0
FINANCIAL SELECT SECTOR SPDR FUND	FINANCIALS	81369Y605	13	450	SH		DFND		450	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	INDUSTRIALS	81369Y704	8	100	SH		SOLE		100	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	589	6,176	SH		SOLE		6,176	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	43	450	SH		DFND		0	450	0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	COMMUNICATION SERVICES	81369Y852	90	1,661	SH		SOLE		1,661	0	0
AMEX UTILITIES SELECT INDEX SHS BEN INT	UTILITIES	81369Y886	202	2,930	SH		SOLE		2,930	0	0
SEMPRA ENERGY	UTILITIES	816851109	161	1,001	SH		SOLE		1,001	0	0
SHERWIN WILLIAMS COMPANY	CONSUMER DISCRETIONARY	824348106	17	30	SH		SOLE		30	0	0
SCHOCKWAVE MEDICAL INC	HEALTHCARE	82489T104	6	127	SH		SOLE		127	0	0
SIEMENS AG	FOREIGN EQUITIES	826197501	10	170	SH		SOLE		170	0	0
SIMON PROPERTY GROUP	FINANCIALS	828806109	94	708	SH		SOLE		708	0	0
J.M. SMUCKER COMPANY	CONSUMER STAPLES	832696405	89	855	SH		SOLE		855	0	0
J.M. SMUCKER COMPANY	CONSUMER STAPLES	832696405	99	951	SH		DFND		0	951	0
SNAP-ON INC	CONSUMER DISCRETIONARY	833034101	97	609	SH		SOLE		609	0	0
SONY CORP ADR	FOREIGN EQUITIES	835699307	11	155	SH		SOLE		155	0	0
SOUTHERN CO	UTILITIES	842587107	662	9,397	SH		SOLE		9,397	0	0
SOUTHERN CO	UTILITIES	842587107	301	4,280	SH		DFND		2,850	1,430	0
SOUTHWEST AIRLINES	INDUSTRIALS	844741108	26	465	SH		SOLE		465	0	0
SOUTHWEST GAS CORP	ENERGY	844895102	11	150	SH		SOLE		150	0	0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK	CONSUMER STAPLES	84790A105	1	10	SH		SOLE		10	0	0
SPLUNK INC.	ENERGY	848637104	8	50	SH		SOLE		50	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	429	5,052	SH		SOLE		5,052	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	8	92	SH		DFND		0	92	0
STITCH FIX, INC. - CLASS A	CONSUMER DISCRETIONARY	860897107	4	195	SH		SOLE		195	0	0
STRYKER CORP	HEALTHCARE	863667101	760	3,605	SH		SOLE		3,605	0	0
STRYKER CORP	HEALTHCARE	863667101	61	290	SH		DFND		180	110	0
SYNOPSYS INC	INFORMATION TECHNOLOGY	871607107	3	20	SH		SOLE		20	0	0
SYSCO CORPORATION	CONSUMER STAPLES	871829107	18	220	SH		SOLE		220	0	0
TJX COS INC NEW	CONSUMER DISCRETIONARY	872540109	44	745	SH		SOLE		745	0	0
TAKE-TWO INTERACTIVE SOFTWARE, INC.	INFORMATION TECHNOLOGY	874054109	12	95	SH		SOLE		95	0	0
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	322	2,911	SH		SOLE		2,869	0	42
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	186	1,680	SH		DFND		670	1,010	0
TERADATA CORPORATION	INFORMATION TECHNOLOGY	88076W103	3	128	SH		SOLE		128	0	0
TESLA MOTORS INC	CONSUMER DISCRETIONARY	88160R101	149	229	SH		SOLE		229	0	0
TEVA PHARMACEUTICAL INDUSTRIES LTD. ADS	HEALTHCARE	881624209	5	468	SH		SOLE		268	0	200
TEXAS INSTRUMENTS	INFORMATION TECHNOLOGY	882508104	63	524	SH		SOLE		524	0	0
TEXAS ROADHOUSE INC	CONSUMER DISCRETIONARY	882681109	2	30	SH		SOLE		30	0	0
TEXTRON INC	INDUSTRIALS	883203101	3	65	SH		SOLE		65	0	0
THE TRADE DESK, INC.	INFORMATION TECHNOLOGY	88339J105	22	80	SH		SOLE		80	0	0
3M CO COM	INDUSTRIALS	88579Y101	296	1,864	SH		SOLE		1,864	0	0
3M CO COM	INDUSTRIALS	88579Y101	214	1,350	SH		DFND		835	515	0
TORONTO-DOMINION BANK NEW	FOREIGN EQUITIES	891160509	26	469	SH		SOLE		469	0	0
TOTAL SA	FOREIGN EQUITIES	89151E109	97	2,000	SH		SOLE		2,000	0	0
TOYOTA MOTOR CORP ADR	CONSUMER DISCRETIONARY	892331307	10	75	SH		SOLE		75	0	0
TRAVELERS COS INC	FINANCIALS	89417E109	104	790	SH		SOLE		790	0	0
TWILIO INC. - A	INFORMATION TECHNOLOGY	90138F102	15	123	SH		SOLE		123	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	191	3,587	SH		SOLE		3,587	0	0
UNDER ARMOUR INC	CONSUMER DISCRETIONARY	904311107	6	300	SH		SOLE		300	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	26	440	SH		SOLE		440	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	10	170	SH		DFND		0	170	0
UNION PACIFIC CORP	INDUSTRIALS	907818108	83	463	SH		SOLE		463	0	0
UNITED PARCEL SERVICE	INDUSTRIALS	911312106	202	1,956	SH		SOLE		1,956	0	0
UNITED TECHNOLOGIES CORP	INDUSTRIALS	913017109	2,530	16,845	SH		SOLE		16,813	0	32
UNITED TECHNOLOGIES CORP	INDUSTRIALS	913017109	453	3,015	SH		DFND		1,645	1,370	0
UNITEDHEALTH GROUP INC	HEALTHCARE	91324P102	313	1,150	SH		SOLE		1,150	0	0
UNIVERSAL DISPLAY CORP	INFORMATION TECHNOLOGY	91347P105	3	17	SH		SOLE		17	0	0
VAIL RESORTS INC.	CONSUMER DISCRETIONARY	91879Q109	4	15	SH		SOLE		15	0	0
VALERO ENERGY NEW	ENERGY	91913Y100	89	1,055	SH		SOLE		1,055	0	0
VALERO ENERGY NEW	ENERGY	91913Y100	10	115	SH		DFND		0	115	0
VANECK VECTORS GREEN BOND -ETF	ETF's - Fixed Income	92189F171	10	385	SH		SOLE		385	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	Exchange Traded Funds - Equity	921908844	79	627	SH		SOLE		627	0	0
ETF VANGUARD TOTAL INTL STOCK	MUTUAL FUND	921909768	1,306	24,275	SH		SOLE		24,275	0	0
VANGUARD SHORT-TERM BOND ETF	ETF's - Fixed Income	921937827	7	81	SH		SOLE		81	0	0
VANGUARD TOTAL BOND MARKET FUND ETF	FIXED INCOME	921937835	1,116	13,045	SH		SOLE		13,045	0	0
VANGUARD FTSE DEVELOPED MARKET ETF	MUTUAL FUND	921943858	824	19,275	SH		SOLE		19,275	0	0
VANGUARD MSCI EMERGING MARKETS ETF	MUTUAL FUND	922042858	1,153	27,453	SH		SOLE		27,343	0	110
VANGUARD MSCI EMERGING MARKETS ETF	MUTUAL FUND	922042858	54	1,285	SH		DFND		910	375	0
ETF VANGUARD RUSSELL 3000	MUTUAL FUND	92206C599	8,903	60,830	SH		SOLE		60,830	0	0
ETF VANGUARD RUSSELL 3000	MUTUAL FUND	92206C599	187	1,280	SH		DFND		1,280	0	0
ETF VANGUARD RUSSELL 2000	MUTUAL FUND	92206C664	13	99	SH		SOLE		99	0	0
VANGUARD REAL ESTATE ETF	Exchange Traded Funds - Equity	922908553	93	995	SH		SOLE		995	0	0
VANGUARD REAL ESTATE ETF	Exchange Traded Funds - Equity	922908553	33	350	SH		DFND		0	350	0
VANGUARD MID-CAP ETF	Exchange Traded Funds - Equity	922908629	2,000	11,250	SH		SOLE		11,250	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND	922908769	939	5,742	SH		SOLE		5,742	0	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	1,378	23,194	SH		SOLE		23,127	0	67
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	442	7,433	SH		DFND		3,575	3,858	0
VERTEX PHARMACEUTICALS INC	HEALTHCARE	92532F100	6	25	SH		SOLE		25	0	0
VISA INC - CLASS A SHARES	INFORMATION TECHNOLOGY	92826C839	414	2,080	SH		SOLE		2,080	0	0
VISA INC - CLASS A SHARES	INFORMATION TECHNOLOGY	92826C839	20	100	SH		DFND		0	100	0
VMWARE INC	INFORMATION TECHNOLOGY	928563402	11	75	SH		SOLE		75	0	0
WALMART INC	CONSUMER STAPLES	931142103	544	4,751	SH		SOLE		4,751	0	0
WALMART INC	CONSUMER STAPLES	931142103	147	1,280	SH		DFND		1,000	280	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	1,211	9,948	SH		SOLE		9,948	0	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	276	2,265	SH		DFND		880	1,385	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	158	3,360	SH		SOLE		3,360	0	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	43	920	SH		DFND		700	220	0
THE WILLIAMS CO. INC.	ENERGY	969457100	50	2,394	SH		SOLE		2,394	0	0
WISDOMTREE INVESTMENTS INC	FINANCIALS	97717P104	3	600	SH		SOLE		600	0	0
WISDOMTREE EMERGING MARKETS EX-STATE OWNED ENTER	Exchange Traded Funds - Equity	97717X578	87	2,922	SH		SOLE		2,922	0	0
WORLD FUEL SERVICES CORPORATION	INDUSTRIALS	981475106	22	555	SH		SOLE		555	0	0
YRC WORLDWIDE INC	INDUSTRIALS	984249607	0	2	SH		SOLE		2	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	8	80	SH		SOLE		80	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	63	600	SH		DFND		0	600	0
ZEBRA TECHNOLOGIES CORP CLASS A	INFORMATION TECHNOLOGY	989207105	7	30	SH		SOLE		30	0	0
ZIMMER HOLDINGS INC.	HEALTHCARE	98956P102	74	500	SH		DFND		0	500	0
ZUORA INC	INFORMATION TECHNOLOGY	98983V106	7	494	SH		SOLE		494	0	0