Adirondack Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ATLASSIAN CORPORATION PLC - CLASS A	FOREIGN EQUITIES	G06242104	14	100	SH		SOLE		100	0	0
ACCENTURE PLC	INFORMATION TECHNOLOGY	G1151C101	545	3,339	SH		SOLE		3,339	0	0
EATON CORP PLC	INDUSTRIALS	G29183103	12	150	SH		SOLE		150	0	0
NORWEGIAN CRUISE LINE HOLDINGS LTD	CONSUMER DISCRETIONARY	G66721104	1	100	SH		SOLE		100	0	0
NOVOCURE LIMITED	HEALTHCARE	G6674U108	7	100	SH		SOLE		100	0	0
WIX.COM LTD	INFORMATION TECHNOLOGY	M98068105	5	53	SH		SOLE		53	0	0
AFLAC INC.	FINANCIALS	001055102	9	250	SH		DFND		0	250	0
AT&T INC.	COMMUNICATION SERVICES	00206R102	1,404	48,189	SH		SOLE		44,691	3,438	60
AT&T INC.	COMMUNICATION SERVICES	00206R102	203	6,982	SH		DFND		4,910	2,072	0
ABBOTT LABS	HEALTHCARE	002824100	436	5,522	SH		SOLE		5,122	400	0
ABBOTT LABS	HEALTHCARE	002824100	174	2,205	SH		DFND		1,000	1,205	0
ABBVIE INC.	HEALTHCARE	00287Y109	837	10,984	SH		SOLE		10,489	495	0
ABBVIE INC.	HEALTHCARE	00287Y109	188	2,465	SH		DFND		1,250	1,215	0
ABIOMED INC	HEALTHCARE	003654100	1	10	SH		SOLE		10	0	0
ACTIVISION BLIZZARD, INC.	INFORMATION TECHNOLOGY	00507V109	85	1,430	SH		SOLE		1,430	0	0
ADOBE INC	INFORMATION TECHNOLOGY	00724F101	135	424	SH		SOLE		424	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	14	300	SH		SOLE		300	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	5	100	SH		DFND		0	0	100
INVESCO INTERNATIONAL GROWTH FUND	MUTUAL FUND	008882532	2	71	SH		SOLE		71	0	0
ALCOA CORP	MATERIALS	013872106	0	5	SH		SOLE		5	0	0
ALIGN TECHNOLOGY INC.	HEALTHCARE	016255101	2	10	SH		SOLE		10	0	0
ALLEGHENY TECHNOLOGIES, INC	INDUSTRIALS	01741R102	0	20	SH		SOLE		20	0	0
ALLSTATE CORP	FINANCIALS	020002101	101	1,100	SH		SOLE		800	300	0
ALTRIA GROUP, INC.	CONSUMER STAPLES	02209S103	111	2,863	SH		SOLE		2,863	0	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	3,406	1,747	SH		SOLE		1,737	10	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	19	10	SH		DFND		10	0	0
AMERICAN ELEC PWR INC	UTILITIES	025537101	4	52	SH		SOLE		52	0	0
AMERICAN EXPRESS	FINANCIALS	025816109	166	1,935	SH		SOLE		1,898	0	37
AMERICAN EXPRESS	FINANCIALS	025816109	26	300	SH		DFND		0	300	0
AMERICAN INTERNATIONAL GROUP INC	FINANCIALS	026874784	4	159	SH		SOLE		159	0	0
AMERICAN TOWER CORPORATION	COMMUNICATION SERVICES	03027X100	569	2,614	SH		SOLE		2,614	0	0
AMERICAN WATER WORKS INC.	CONSUMER DISCRETIONARY	030420103	1	10	SH		SOLE		10	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	232	1,142	SH		SOLE		1,142	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	24	120	SH		DFND		120	0	0
APPIAN CORPORATION	INFORMATION TECHNOLOGY	03782L101	4	100	SH		SOLE		100	0	0
APPLE INC	INFORMATION TECHNOLOGY	037833100	4,984	19,601	SH		SOLE		19,231	350	20
APPLE INC	INFORMATION TECHNOLOGY	037833100	173	680	SH		DFND		640	40	0
APPLE HOSPITALTIY REIT INC COMMON SHARES	REAL ESTATE	03784Y200	1	161	SH		SOLE		161	0	0
APPLIED MATL INC	INFORMATION TECHNOLOGY	038222105	129	2,816	SH		SOLE		2,816	0	0
ARISTA NETWORKS INC.	INFORMATION TECHNOLOGY	040413106	12	60	SH		SOLE		60	0	0
ARROW FINANCIAL CORPORATION	FINANCIALS	042744102	74	2,644	SH		SOLE		2,644	0	0
ASTRAZENECA PLC - ADR	HEALTHCARE	046353108	19	420	SH		SOLE		420	0	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	525	3,838	SH		SOLE		3,538	300	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	292	2,140	SH		DFND		1,210	930	0
BP P.L.C.	ENERGY	055622104	138	5,669	SH		SOLE		5,474	195	0
BP PRUDHOE BAY ROYALTY TRUST	ENERGY	055630107	1	100	SH		SOLE		100	0	0
BAIDU INC - SPON ADR	INFORMATION TECHNOLOGY	056752108	3	27	SH		SOLE		27	0	0
BANK OF AMERICA CORP	FINANCIALS	060505104	309	14,579	SH		SOLE		14,579	0	0
BANK OF NEW YORK MELLON CORP	FINANCIALS	064058100	33	990	SH		SOLE		990	0	0
BAOUZUN INC-SPN ADR	FOREIGN EQUITIES	06684L103	2	75	SH		SOLE		75	0	0
BARRICK GOLD CORP	MATERIALS	067901108	2	135	SH		SOLE		135	0	0
BAXTER INTERNATIONAL INC.	HEALTHCARE	071813109	81	1,000	SH		SOLE		1,000	0	0
BECTON DICKINSON & CO	HEALTHCARE	075887109	632	2,750	SH		SOLE		2,515	235	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	1,388	7,594	SH		SOLE		7,594	0	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	22	122	SH		DFND		0	122	0
BIOGEN INC	HEALTHCARE	09062X103	3	8	SH		SOLE		8	0	0
BLACKROCK INC	FINANCIALS	09247X101	439	997	SH		SOLE		997	0	0
BLACKROCK INC	FINANCIALS	09247X101	7	15	SH		DFND		0	15	0
BOEING	INDUSTRIALS	097023105	314	2,104	SH		SOLE		2,049	30	25
BOEING	INDUSTRIALS	097023105	136	915	SH		DFND		500	415	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	1,216	21,821	SH		SOLE		19,821	2,000	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	246	4,405	SH		DFND		3,000	1,405	0
CBOE GLOBAL MARKETS, INC.	FINANCIALS	12503M108	9	100	SH		SOLE		100	0	0
CME GROUP INC.	FINANCIALS	12572Q105	4	23	SH		SOLE		23	0	0
CSX CORPORATION	INDUSTRIALS	126408103	478	8,335	SH		SOLE		8,335	0	0
CSX CORPORATION	INDUSTRIALS	126408103	69	1,200	SH		DFND		1,200	0	0
CVS HEALTH CORP	CONSUMER STAPLES	126650100	599	10,100	SH		SOLE		10,100	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN EQUITIES	136375102	3	40	SH		SOLE		40	0	0
CANADIAN PACIFIC RAILWAY LTD	FOREIGN EQUITIES	13645T100	43	198	SH		SOLE		198	0	0
CAPITAL ONE FINANCIAL CORP	FINANCIALS	14040H105	5	90	SH		SOLE		90	0	0
CASEY'S GENERAL STORES INC	CONSUMER DISCRETIONARY	147528103	9	70	SH		SOLE		70	0	0
CATERPILLAR INC	INDUSTRIALS	149123101	821	7,077	SH		SOLE		6,982	70	25
CATERPILLAR INC	INDUSTRIALS	149123101	239	2,060	SH		DFND		1,525	535	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	19	1,200	SH		SOLE		1,200	0	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	77	5,000	SH		DFND		5,000	0	0
CHARTER COMMUNICATIONS,INC-A	COMMUNICATION SERVICES	16119P108	21	49	SH		SOLE		49	0	0
CHESAPEAKE ENERGY CORP	ENERGY	165167107	0	1,250	SH		SOLE		1,250	0	0
CHEVRON CORPORATION	ENERGY	166764100	892	12,319	SH		SOLE		11,901	418	0
CHEVRON CORPORATION	ENERGY	166764100	129	1,775	SH		DFND		1,195	580	0
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	1,051	26,740	SH		SOLE		26,175	500	65
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	51	1,305	SH		DFND		30	1,275	0
CIRRUS LOGIC INC	INFORMATION TECHNOLOGY	172755100	7	100	SH		SOLE		100	0	0
CITIGROUP INC.	FINANCIALS	172967424	23	538	SH		SOLE		538	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	56	325	SH		SOLE		325	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	35	200	SH		DFND		0	200	0
CLOUD PEAK ENERGY INC.	ENERGY	18911Q102	0	175	SH		SOLE		175	0	0
COCA COLA CO	CONSUMER STAPLES	191216100	805	18,184	SH		SOLE		15,629	2,555	0
COCA COLA CO	CONSUMER STAPLES	191216100	213	4,815	SH		DFND		3,680	1,135	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	INFORMATION TECHNOLOGY	192446102	5	100	SH		SOLE		100	0	0
COHERENT INC.	INFORMATION TECHNOLOGY	192479103	1	8	SH		SOLE		8	0	0
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	690	10,401	SH		SOLE		10,366	0	35
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	122	1,844	SH		DFND		1,624	220	0
COMCAST CORP NEW CL A	CONSUMER DISCRETIONARY	20030N101	99	2,887	SH		SOLE		2,887	0	0
CONOCOPHILLIPS	ENERGY	20825C104	369	11,993	SH		SOLE		11,733	260	0
CONOCOPHILLIPS	ENERGY	20825C104	59	1,930	SH		DFND		1,810	120	0
CONSOLIDATED EDISON INC	UTILITIES	209115104	36	460	SH		SOLE		460	0	0
CORNING INC	INFORMATION TECHNOLOGY	219350105	84	4,075	SH		SOLE		4,075	0	0
COSTCO WHSL CORP NEW	CONSUMER STAPLES	22160K105	410	1,437	SH		SOLE		1,437	0	0
CRACKER BARREL OLD COUNTRY	CONSUMER DISCRETIONARY	22410J106	24	290	SH		SOLE		290	0	0
CRONOS GROUP, INC.	FOREIGN EQUITIES	22717L101	1	160	SH		SOLE		160	0	0
CUMMINS INC	INDUSTRIALS	231021106	123	907	SH		SOLE		907	0	0
CUMMINS INC	INDUSTRIALS	231021106	15	110	SH		DFND		110	0	0
DNP SELECT INCOME FUND INC	FIXED INCOME	23325P104	15	1,500	SH		SOLE		1,500	0	0
DTE ENERGY CO	UTILITIES	233331107	39	415	SH		SOLE		415	0	0
DANAHER CORP	HEALTHCARE	235851102	381	2,751	SH		SOLE		2,751	0	0
DANAHER CORP	HEALTHCARE	235851102	121	875	SH		DFND		500	375	0
DATADOG INC CLASS A	INFORMATION TECHNOLOGY	23804L103	8	235	SH		SOLE		235	0	0
DEERE & CO (JOHN DEERE)	INDUSTRIALS	244199105	243	1,760	SH		SOLE		1,550	210	0
DELTA AIR LINES INC	CONSUMER DISCRETIONARY	247361702	22	775	SH		SOLE		775	0	0
DENTSPLY SIRONA INC	CONSUMER DISCRETIONARY	24906P109	15	380	SH		SOLE		380	0	0
DIAGEO PLC	CONSUMER DISCRETIONARY	25243Q205	17	134	SH		SOLE		134	0	0
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	1,214	12,564	SH		SOLE		12,539	0	25
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	126	1,308	SH		DFND		220	1,088	0
DISCOVER FINANCIAL SERVICES	FINANCIALS	254709108	16	440	SH		SOLE		440	0	0
DOCUSIGN INC	INFORMATION TECHNOLOGY	256163106	8	90	SH		SOLE		90	0	0
DOLLAR GENERAL CORP	CONSUMER DISCRETIONARY	256677105	23	150	SH		SOLE		150	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	246	3,408	SH		SOLE		3,318	90	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	46	635	SH		DFND		635	0	0
DOMINO'S PIZZA INC	CONSUMER DISCRETIONARY	25754A201	21	65	SH		SOLE		65	0	0
DOW INC.	MATERIALS	260557103	117	4,012	SH		SOLE		3,345	667	0
DOW INC.	MATERIALS	260557103	2	85	SH		DFND		0	85	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	126	1,560	SH		SOLE		1,560	0	0
ECA MARCELLUS TRUST I	ENERGY	26827L109	2	4,773	SH		SOLE		4,773	0	0
EOG RESOURCES INC	ENERGY	26875P101	3	97	SH		SOLE		97	0	0
EBAY INC	CONSUMER DISCRETIONARY	278642103	9	307	SH		SOLE		307	0	0
ELECTRONIC ARTS INC	INFORMATION TECHNOLOGY	285512109	6	55	SH		SOLE		55	0	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	216	4,543	SH		SOLE		3,063	1,480	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	129	2,715	SH		DFND		1,000	1,715	0
ENBRIDGE INC	ENERGY	29250N105	18	628	SH		SOLE		628	0	0
ENTERGY CORPORATION	UTILITIES	29364G103	75	800	SH		DFND		800	0	0
ENTERPRISE PRODUCTS PARTNERS L.P.	ENERGY	293792107	50	3,477	SH		SOLE		3,477	0	0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT	FINANCIALS	29476L107	3	50	SH		SOLE		50	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	105	5,797	SH		SOLE		5,797	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	3	193	SH		DFND		93	0	100
ETSY INC	CONSUMER DISCRETIONARY	29786A106	4	100	SH		SOLE		100	0	0
EXELON CORP	UTILITIES	30161N101	30	815	SH		SOLE		540	275	0
EXELON CORP	UTILITIES	30161N101	40	1,090	SH		DFND		1,090	0	0
EXXON MOBIL CORP	ENERGY	30231G102	954	25,133	SH		SOLE		19,966	5,130	37
EXXON MOBIL CORP	ENERGY	30231G102	191	5,038	SH		DFND		1,984	3,054	0
FACEBOOK INC	INFORMATION TECHNOLOGY	30303M102	937	5,620	SH		SOLE		5,515	105	0
FACEBOOK INC	INFORMATION TECHNOLOGY	30303M102	12	70	SH		DFND		70	0	0
FAIR ISAAC CORPORATION	INFORMATION TECHNOLOGY	303250104	5	15	SH		SOLE		15	0	0
FASTLY INC CLASS A	INFORMATION TECHNOLOGY	31188V100	4	200	SH		SOLE		200	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	30	248	SH		SOLE		248	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	15	125	SH		DFND		125	0	0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	INFORMATION TECHNOLOGY	316092808	133	2,115	SH		SOLE		2,115	0	0
FIFTH THIRD BANCORP	FINANCIALS	316773100	10	675	SH		SOLE		675	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF	Exchange Traded Funds - Equity	33733E500	30	1,485	SH		SOLE		1,485	0	0
FIRST TRUST NEW OPPORTUNITIES MLP	ENERGY	33739M100	31	8,657	SH		SOLE		8,657	0	0
FIRSTENERGY CORP	UTILITIES	337932107	12	308	SH		SOLE		308	0	0
FORD MOTOR CO DEL	CONSUMER DISCRETIONARY	345370860	67	13,950	SH		SOLE		13,950	0	0
FORTIVE CORPORATION	INFORMATION TECHNOLOGY	34959J108	16	287	SH		DFND		100	187	0
FRANKLIN RESOURCES, INC.	FINANCIALS	354613101	3	150	SH		SOLE		150	0	0
FRESHPET INC	CONSUMER STAPLES	358039105	5	75	SH		SOLE		75	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	91	691	SH		SOLE		691	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	9	65	SH		DFND		65	0	0
GENERAL ELECTRIC CO	INDUSTRIALS	369604103	213	26,777	SH		SOLE		18,077	8,700	0
GENERAL ELECTRIC CO	INDUSTRIALS	369604103	1	100	SH		DFND		0	0	100
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	91	1,720	SH		SOLE		1,120	600	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	74	1,400	SH		DFND		1,400	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	199	2,660	SH		SOLE		2,660	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	11	150	SH		DFND		0	150	0
GLADSTONE COMMERCIAL CORP	CONSUMER DISCRETIONARY	376536108	14	1,000	SH		SOLE		1,000	0	0
GLAXO SMITHKLINE PLC SPON ADR	HEALTHCARE	37733W105	28	730	SH		SOLE		560	170	0
GLAXO SMITHKLINE PLC SPON ADR	HEALTHCARE	37733W105	15	400	SH		DFND		400	0	0
GOLDMAN SACHS GROUP INC	FINANCIALS	38141G104	15	100	SH		SOLE		100	0	0
GUARDANT HEALTH INC.	HEALTHCARE	40131M109	8	115	SH		SOLE		115	0	0
HSBC HOLDINGS PLC SPONS ADRS	FINANCIALS	404280406	17	607	SH		SOLE		607	0	0
HALLIBURTON COMPANY	ENERGY	406216101	2	340	SH		SOLE		340	0	0
HARLEY DAVIDSON	CONSUMER DISCRETIONARY	412822108	6	310	SH		SOLE		310	0	0
HELMERICH & PAYNE, INC.	ENERGY	423452101	13	835	SH		SOLE		835	0	0
THE HERSHEY COMPANY	CONSUMER STAPLES	427866108	27	200	SH		SOLE		200	0	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	1,474	7,895	SH		SOLE		6,830	1,065	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	332	1,780	SH		DFND		1,000	780	0
HONEYWELL INTERNATIONAL INC	INDUSTRIALS	438516106	119	886	SH		SOLE		886	0	0
HUBSPOT INC.	INFORMATION TECHNOLOGY	443573100	11	85	SH		SOLE		85	0	0
ILLINOIS TOOL WORKS INC.	INDUSTRIALS	452308109	130	917	SH		SOLE		917	0	0
INTEL CORP	INFORMATION TECHNOLOGY	458140100	2,522	46,615	SH		SOLE		43,700	2,850	65
INTEL CORP	INFORMATION TECHNOLOGY	458140100	447	8,264	SH		DFND		5,949	2,315	0
INTERACTIVE BROKERS GRO-CL A	FINANCIALS	45841N107	11	250	SH		SOLE		250	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	468	4,218	SH		SOLE		4,138	80	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	163	1,472	SH		DFND		500	972	0
INTERNATIONAL PAPER CO	MATERIALS	460146103	52	1,669	SH		SOLE		1,634	0	35
INTUITIVE SURGICAL INC	HEALTHCARE	46120E602	30	60	SH		SOLE		60	0	0
INVESCO GLOBAL WATER ETF	Exchange Traded Funds - Equity	46138E651	37	1,500	SH		SOLE		1,500	0	0
IQIYI, INC. - ADR	INFORMATION TECHNOLOGY	46267X108	2	100	SH		SOLE		100	0	0
IROBOT CORPORATION	INDUSTRIALS	462726100	1	30	SH		SOLE		30	0	0
ETF ISHARES SILVER TR	MUTUAL FUND	46428Q109	28	2,150	SH		SOLE		2,150	0	0
ISHARES GOLD TRUST	Exchange Traded Funds - Equity	464285105	35	2,321	SH		SOLE		2,321	0	0
ISHARES MSCI AUSTRALIA ETF	MUTUAL FUND	464286103	5	300	SH		DFND		300	0	0
ISHARES MSCI CANADA ETF	MUTUAL FUND	464286509	5	250	SH		DFND		250	0	0
ISHARES MSCI HONG KONG ETF	MUTUAL FUND	464286871	2	100	SH		SOLE		100	0	0
ISHARES S & P 100 ETF	MUTUAL FUND	464287101	878	7,405	SH		SOLE		7,405	0	0
ISHARES SELECT DIVIDEND ETF	MUTUAL FUND	464287168	104	1,410	SH		SOLE		1,410	0	0
ISHARES TIPS BOND ETF	FIXED INCOME	464287176	6,023	51,077	SH		SOLE		50,592	0	485
ISHARES TIPS BOND ETF	FIXED INCOME	464287176	770	6,527	SH		DFND		5,985	542	0
ISHARES CHINA LARGE CAP ETF	MUTUAL FUND	464287184	4	115	SH		DFND		0	115	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF	FIXED INCOME	464287226	519	4,502	SH		SOLE		4,502	0	0
ISHARES MSCI EMERGING MARKETS ETF	Exchange Traded Funds - Equity	464287234	12	340	SH		SOLE		340	0	0
ISHARES GLOBAL TECH ETF	Exchange Traded Funds - Equity	464287291	9	50	SH		SOLE		50	0	0
ISHARES S&P 500 GROWTH ETF	Exchange Traded Funds - Equity	464287309	5	31	SH		SOLE		31	0	0
ISHARES MSCI EAFE ETF FUND	MUTUAL FUND	464287465	420	7,862	SH		SOLE		7,775	0	87
ISHARES MSCI EAFE ETF FUND	MUTUAL FUND	464287465	35	650	SH		DFND		0	650	0
ISHARES RUSSELL MIDCAP ETF	Exchange Traded Funds - Equity	464287499	117	2,717	SH		SOLE		2,717	0	0
ISHARES CORE S&P MID CAP ETF	Exchange Traded Funds - Equity	464287507	68	471	SH		SOLE		471	0	0
ISHARES RUSSELL 1000 VALUE INDEX FUND	MUTUAL FUND	464287598	8	76	SH		SOLE		76	0	0
ISHARES RUSSELL 1000 GROWTH ETF	MUTUAL FUND	464287614	350	2,321	SH		SOLE		2,321	0	0
ISHARES RUSSELL 2000 GROWTH ETF	Exchange Traded Funds - Equity	464287648	81	510	SH		SOLE		510	0	0
ISHARES RUSSELL 2000 ETF	Exchange Traded Funds - Equity	464287655	92	803	SH		SOLE		803	0	0
ISHARES CORE S&P SMALL-CAP ETF	MUTUAL FUND	464287804	2,221	39,583	SH		SOLE		39,503	0	80
ISHARES CORE S&P SMALL-CAP ETF	MUTUAL FUND	464287804	89	1,583	SH		DFND		540	1,043	0
ETF ISHARES GLOBAL CLEAN ENERGY	Exchange Traded Funds - Equity	464288224	38	3,953	SH		SOLE		3,953	0	0
ISHARES MSCI KLD 400 SOCIAL	MUTUAL FUND	464288570	32	330	SH		SOLE		330	0	0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX	Exchange Traded Funds - Equity	464288752	18	605	SH		SOLE		605	0	0
ISHARES MSCI USA ESG SELECT	MUTUAL FUND	464288802	33	300	SH		SOLE		300	0	0
ISHARES MSCI SINGAPORE ETF	Exchange Traded Funds - Equity	46434G780	1	50	SH		SOLE		50	0	0
ISHARES MSCI SINGAPORE ETF	Exchange Traded Funds - Equity	46434G780	5	264	SH		DFND		264	0	0
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	1,637	18,187	SH		SOLE		17,097	1,065	25
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	88	975	SH		DFND		945	30	0
JD.COM INC.-ADR	CONSUMER DISCRETIONARY	47215P106	3	70	SH		SOLE		70	0	0
JOHNSON & JOHNSON	HEALTHCARE	478160104	2,749	20,968	SH		SOLE		19,753	1,185	30
JOHNSON & JOHNSON	HEALTHCARE	478160104	451	3,440	SH		DFND		1,385	2,055	0
KELLOGG COMPANY	CONSUMER STAPLES	487836108	12	200	SH		DFND		200	0	0
KEYCORP NEW COM	FINANCIALS	493267108	6	542	SH		SOLE		542	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	170	1,332	SH		SOLE		1,262	70	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	128	1,000	SH		DFND		1,000	0	0
LAM RESEARCH CORP COMMON	HEALTHCARE	512807108	6	25	SH		SOLE		25	0	0
ELI LILLY & CO	HEALTHCARE	532457108	451	3,252	SH		SOLE		3,252	0	0
ELI LILLY & CO	HEALTHCARE	532457108	332	2,395	SH		DFND		2,250	145	0
LITTELFUSE INC	INFORMATION TECHNOLOGY	537008104	7	50	SH		SOLE		50	0	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	1,456	4,297	SH		SOLE		3,977	320	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	319	940	SH		DFND		940	0	0
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	239	2,783	SH		SOLE		2,708	0	75
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	42	490	SH		DFND		490	0	0
MANULIFE FINANCIAL	FINANCIALS	56501R106	8	645	SH		SOLE		645	0	0
MARATHON PETROLEUM CORPORATION	ENERGY	56585A102	58	2,442	SH		SOLE		2,442	0	0
MARKEL CORP HOLDING COMPANY	FINANCIALS	570535104	9	10	SH		SOLE		10	0	0
MASIMO CORPORATION	HEALTHCARE	574795100	2	12	SH		SOLE		12	0	0
MASTERCARD INC - CLASS A	FINANCIALS	57636Q104	159	659	SH		SOLE		594	65	0
MATCH GROUP INC.	INFORMATION TECHNOLOGY	57665R106	6	85	SH		SOLE		85	0	0
MCCORMICK & CO.	CONSUMER STAPLES	579780206	113	800	SH		SOLE		100	700	0
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	1,512	9,144	SH		SOLE		8,344	785	15
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	438	2,647	SH		DFND		1,300	1,347	0
MCKESSON CORPORATION	HEALTHCARE	58155Q103	65	480	SH		SOLE		480	0	0
MERCADOLIBRE INC	INFORMATION TECHNOLOGY	58733R102	1	3	SH		SOLE		3	0	0
MERCK & CO., INC	HEALTHCARE	58933Y105	450	5,853	SH		SOLE		5,433	420	0
MERCK & CO., INC	HEALTHCARE	58933Y105	115	1,500	SH		DFND		1,500	0	0
METLIFE INC	FINANCIALS	59156R108	396	12,956	SH		SOLE		12,926	0	30
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	3,754	23,803	SH		SOLE		22,303	1,500	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	374	2,370	SH		DFND		1,530	840	0
MONDELEZ INTERNATIONAL INC	CONSUMER STAPLES	609207105	108	2,151	SH		SOLE		1,151	1,000	0
MONGODB, INC.	INFORMATION TECHNOLOGY	60937P106	12	88	SH		SOLE		88	0	0
MORGAN STANLEY	FINANCIALS	617446448	85	2,502	SH		SOLE		2,502	0	0
NCR CORPORATION	INFORMATION TECHNOLOGY	62886E108	2	120	SH		SOLE		120	0	0
NASDAQ STOCK MARKET INC	FINANCIALS	631103108	5	50	SH		SOLE		50	0	0
NETAPP, INC.	INFORMATION TECHNOLOGY	64110D104	4	100	SH		SOLE		100	0	0
NETFLIX INC	INFORMATION TECHNOLOGY	64110L106	223	595	SH		SOLE		595	0	0
NEW JERSEY RESOURCES CORP	UTILITIES	646025106	31	912	SH		SOLE		912	0	0
NEW RESIDENTIAL INVESTMENT CORP	REAL ESTATE	64828T201	6	1,140	SH		SOLE		1,140	0	0
NEW RELIC INC	INFORMATION TECHNOLOGY	64829B100	3	65	SH		SOLE		65	0	0
NEWELL BRANDS INC	CONSUMER DISCRETIONARY	651229106	0	16	SH		SOLE		16	0	0
NEWMONT GOLDCORP CORPORATION	MATERIALS	651639106	59	1,312	SH		SOLE		1,312	0	0
NEXTERA ENERGY INC	UTILITIES	65339F101	1,754	7,290	SH		SOLE		6,990	300	0
NEXTERA ENERGY INC	UTILITIES	65339F101	214	890	SH		DFND		750	140	0
NICE LTD - AMERICAN DEPOSITORY SHARES	INFORMATION TECHNOLOGY	653656108	4	30	SH		SOLE		30	0	0
NIKE, INC	CONSUMER DISCRETIONARY	654106103	432	5,220	SH		SOLE		5,220	0	0
NOKIA CORPORATION	INFORMATION TECHNOLOGY	654902204	0	100	SH		SOLE		100	0	0
NOBLE ENERGY INC.	ENERGY	655044105	2	300	SH		DFND		0	300	0
NORTHROP GRUMMAN CORP	INDUSTRIALS	666807102	315	1,042	SH		SOLE		1,042	0	0
NOVARTIS AG - ADR	FOREIGN EQUITIES	66987V109	11	130	SH		SOLE		0	130	0
NUCOR	MATERIALS	670346105	43	1,200	SH		SOLE		600	600	0
NUCOR	MATERIALS	670346105	29	800	SH		DFND		800	0	0
NVIDIA CORP.	INFORMATION TECHNOLOGY	67066G104	835	3,167	SH		SOLE		3,167	0	0
O'SHARES FTSE US QUALITY DIVIDEND ETF	Exchange Traded Funds - Equity	67110P407	118	4,059	SH		SOLE		4,059	0	0
OCCIDENTAL PETROLEUM CORP	ENERGY	674599105	6	528	SH		SOLE		528	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	192	3,978	SH		SOLE		3,978	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	8	170	SH		DFND		0	170	0
PNC FINANCIAL SERVICES GROUP INC	FINANCIALS	693475105	34	353	SH		SOLE		353	0	0
PPG INDUSTRIES	MATERIALS	693506107	12	140	SH		SOLE		140	0	0
PPL CORP	UTILITIES	69351T106	5	220	SH		SOLE		220	0	0
PACIRA BIOSCIENCES, INC	HEALTHCARE	695127100	20	600	SH		SOLE		600	0	0
PALO ALTO NETWORKS INC	INFORMATION TECHNOLOGY	697435105	2	15	SH		SOLE		15	0	0
PELOTON INTERACTIVE INC CLASS A	CONSUMER DISCRETIONARY	70614W100	27	1,035	SH		SOLE		1,035	0	0
PEPSICO INC	CONSUMER STAPLES	713448108	2,316	19,288	SH		SOLE		18,993	295	0
PEPSICO INC	CONSUMER STAPLES	713448108	456	3,795	SH		DFND		2,030	1,765	0
PERKIN ELMER, INC	INFORMATION TECHNOLOGY	714046109	9	125	SH		SOLE		125	0	0
PETMED EXPRESS INC.	HEALTHCARE	716382106	3	100	SH		SOLE		100	0	0
PFIZER INC	HEALTHCARE	717081103	697	21,368	SH		SOLE		18,812	2,556	0
PFIZER INC	HEALTHCARE	717081103	144	4,400	SH		DFND		4,000	400	0
PHILIP MORRIS INTERNATIONAL W/I	CONSUMER DISCRETIONARY	718172109	111	1,526	SH		SOLE		1,526	0	0
PHILLIPS 66	ENERGY	718546104	387	7,216	SH		SOLE		7,006	210	0
PHILLIPS 66	ENERGY	718546104	64	1,197	SH		DFND		1,095	102	0
PITNEY BOWES	INFORMATION TECHNOLOGY	724479100	2	1,217	SH		SOLE		1,217	0	0
PLUG POWER INC.	INFORMATION TECHNOLOGY	72919P202	4	1,110	SH		SOLE		1,110	0	0
POST HOLDINGS INC	CONSUMER STAPLES	737446104	4	50	SH		SOLE		50	0	0
PREFERRED APARTMENT COMMUNITIES	REAL ESTATE	74039L103	11	1,570	SH		SOLE		1,570	0	0
T ROWE PRICE GROUP INC	FINANCIALS	74144T108	20	200	SH		SOLE		200	0	0
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	2,754	25,038	SH		SOLE		23,331	1,672	35
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	545	4,950	SH		DFND		2,935	2,015	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	124	2,371	SH		SOLE		2,286	85	0
PUBLIC SERVICE ENTERPRISE GROUP, INC	UTILITIES	744573106	30	672	SH		SOLE		672	0	0
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	484	7,154	SH		SOLE		6,889	235	30
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	45	665	SH		DFND		665	0	0
QUANTA SERVICES INC	INDUSTRIALS	74762E102	3	100	SH		SOLE		100	0	0
RAYTHEON CO COM NEW	INDUSTRIALS	755111507	118	898	SH		SOLE		398	500	0
REGENERON PHARMACEUTICALS	HEALTHCARE	75886F107	53	108	SH	��	SOLE		108	0	0
REPLIGEN CORPORATION	HEALTHCARE	759916109	10	100	SH		SOLE		100	0	0
RIO TINTO PLC	MATERIALS	767204100	23	500	SH		SOLE		500	0	0
ROCHE HOLDING AG	HEALTHCARE	771195104	4	103	SH		SOLE		103	0	0
ROYAL DUTCH SHELL PLC-ADR	ENERGY	780259107	2	64	SH		SOLE		64	0	0
ROYAL DUTCH SHELL PLC ADR	ENERGY	780259206	42	1,210	SH		SOLE		1,090	120	0
SPDR S & P 500 ETF TRUST	MUTUAL FUND	78462F103	12,202	47,341	SH		SOLE		47,341	0	0
SPDR S & P 500 ETF TRUST	MUTUAL FUND	78462F103	416	1,615	SH		DFND		1,020	595	0
SPDR GOLD TRUST	MUTUAL FUND	78463V107	137	924	SH		SOLE		924	0	0
SPDR LOW CARBON TARGET ETF	Exchange Traded Funds - Equity	78463X194	9	110	SH		SOLE		110	0	0
SPDR S&P DIVIDEND ETF	Exchange Traded Funds - Equity	78464A763	237	2,970	SH		SOLE		2,970	0	0
ETF SPDR S&P BIOTECH	HEALTHCARE	78464A870	434	5,605	SH		SOLE		5,605	0	0
SPDR DOW JONES INDUSTRIAL AVERAGE TRUST ETF	Exchange Traded Funds - Equity	78467X109	5	25	SH		SOLE		25	0	0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W	MUTUAL FUND	78467Y10W	65	248	SH		SOLE		248	0	0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	MUTUAL FUND	78467Y107	3,991	15,181	SH		SOLE		15,124	0	57
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	MUTUAL FUND	78467Y107	159	603	SH		DFND		230	373	0
SPDR GENDER DIVERSITY INDEX ETF	Exchange Traded Funds - Equity	78468R747	12	200	SH		SOLE		200	0	0
SALESFORCE.COM, INC.	INFORMATION TECHNOLOGY	79466L302	59	413	SH		SOLE		413	0	0
SCHLUMBERGER LTD	ENERGY	806857108	186	13,755	SH		SOLE		13,055	700	0
SCHLUMBERGER LTD	ENERGY	806857108	4	300	SH		DFND		0	300	0
CHARLES SCHWAB CORPORATION	FINANCIALS	808513105	6	185	SH		SOLE		185	0	0
SEATTLE GENETICS INC	HEALTHCARE	812578102	12	100	SH		SOLE		100	0	0
MATERIAL SELECT SECTOR SPDR TRUST	MATERIALS	81369Y100	102	2,270	SH		SOLE		2,270	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	HEALTHCARE	81369Y209	16	177	SH		SOLE		177	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	CONSUMER STAPLES	81369Y308	135	2,479	SH		SOLE		2,479	0	0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND	CONSUMER DISCRETIONARY	81369Y407	72	735	SH		SOLE		735	0	0
ENERGY SELECT SECTOR SPDR FUND	ENERGY	81369Y506	53	1,825	SH		SOLE		1,825	0	0
FINANCIAL SELECT SECTOR SPDR FUND	FINANCIALS	81369Y605	109	5,250	SH		SOLE		5,250	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	INDUSTRIALS	81369Y704	6	100	SH		SOLE		100	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	496	6,176	SH		SOLE		6,176	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	36	450	SH		DFND		0	450	0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	COMMUNICATION SERVICES	81369Y852	73	1,661	SH		SOLE		1,661	0	0
AMEX UTILITIES SELECT INDEX SHS BEN INT	UTILITIES	81369Y886	162	2,930	SH		SOLE		2,930	0	0
SEMPRA ENERGY	UTILITIES	816851109	113	1,001	SH		SOLE		1,001	0	0
SHERWIN WILLIAMS COMPANY	CONSUMER DISCRETIONARY	824348106	14	30	SH		SOLE		30	0	0
SCHOCKWAVE MEDICAL INC	HEALTHCARE	82489T104	4	127	SH		SOLE		127	0	0
SIEMENS AG	FOREIGN EQUITIES	826197501	7	170	SH		SOLE		170	0	0
SIMON PROPERTY GROUP	FINANCIALS	828806109	26	478	SH		SOLE		478	0	0
J.M. SMUCKER COMPANY	CONSUMER STAPLES	832696405	178	1,606	SH		SOLE		655	951	0
SNAP-ON INC	CONSUMER DISCRETIONARY	833034101	66	609	SH		SOLE		609	0	0
SONY CORP ADR	FOREIGN EQUITIES	835699307	9	155	SH		SOLE		155	0	0
SOUTHERN CO	UTILITIES	842587107	536	9,902	SH		SOLE		9,217	685	0
SOUTHERN CO	UTILITIES	842587107	181	3,345	SH		DFND		2,600	745	0
SOUTHWEST AIRLINES	INDUSTRIALS	844741108	17	465	SH		SOLE		465	0	0
SOUTHWEST GAS CORP	ENERGY	844895102	10	150	SH		SOLE		150	0	0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK	CONSUMER STAPLES	84790A105	0	10	SH		SOLE		10	0	0
SPLUNK INC.	ENERGY	848637104	6	50	SH		SOLE		50	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	323	4,907	SH		SOLE		4,907	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	6	92	SH		DFND		0	92	0
STITCH FIX, INC. - CLASS A	CONSUMER DISCRETIONARY	860897107	2	195	SH		SOLE		195	0	0
STRYKER CORP	HEALTHCARE	863667101	708	4,250	SH		SOLE		4,250	0	0
STRYKER CORP	HEALTHCARE	863667101	42	250	SH		DFND		140	110	0
SYNOPSYS INC	INFORMATION TECHNOLOGY	871607107	3	20	SH		SOLE		20	0	0
SYSCO CORPORATION	CONSUMER STAPLES	871829107	10	220	SH		SOLE		220	0	0
TJX COS INC NEW	CONSUMER DISCRETIONARY	872540109	36	745	SH		SOLE		745	0	0
TAKE-TWO INTERACTIVE SOFTWARE, INC.	INFORMATION TECHNOLOGY	874054109	11	95	SH		SOLE		95	0	0
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	297	3,196	SH		SOLE		3,024	130	42
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	144	1,550	SH		DFND		670	880	0
TERADATA CORPORATION	INFORMATION TECHNOLOGY	88076W103	3	128	SH		SOLE		128	0	0
TESLA MOTORS INC	CONSUMER DISCRETIONARY	88160R101	123	234	SH		SOLE		234	0	0
TEVA PHARMACEUTICAL INDUSTRIES LTD. ADS	HEALTHCARE	881624209	4	468	SH		SOLE		268	0	200
TEXAS INSTRUMENTS	INFORMATION TECHNOLOGY	882508104	52	524	SH		SOLE		524	0	0
TEXAS ROADHOUSE INC	CONSUMER DISCRETIONARY	882681109	1	30	SH		SOLE		30	0	0
TEXTRON INC	INDUSTRIALS	883203101	2	65	SH		SOLE		65	0	0
THE TRADE DESK, INC.	INFORMATION TECHNOLOGY	88339J105	15	80	SH		SOLE		80	0	0
3M CO COM	INDUSTRIALS	88579Y101	335	2,454	SH		SOLE		1,939	515	0
3M CO COM	INDUSTRIALS	88579Y101	114	835	SH		DFND		835	0	0
TORONTO-DOMINION BANK NEW	FOREIGN EQUITIES	891160509	20	469	SH		SOLE		469	0	0
TOTAL SA	FOREIGN EQUITIES	89151E109	37	1,000	SH		SOLE		1,000	0	0
TOYOTA MOTOR CORP ADR	CONSUMER DISCRETIONARY	892331307	9	75	SH		SOLE		75	0	0
TRAVELERS COS INC	FINANCIALS	89417E109	78	790	SH		SOLE		790	0	0
TWILIO INC. - A	INFORMATION TECHNOLOGY	90138F102	11	123	SH		SOLE		123	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	123	3,577	SH		SOLE		3,577	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	4	120	SH		DFND		120	0	0
UNDER ARMOUR INC	CONSUMER DISCRETIONARY	904311107	3	300	SH		SOLE		300	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	9	170	SH		SOLE		0	170	0
UNION PACIFIC CORP	INDUSTRIALS	907818108	66	468	SH		SOLE		468	0	0
UNITED PARCEL SERVICE	INDUSTRIALS	911312106	193	2,071	SH		SOLE		2,071	0	0
UNITED TECHNOLOGIES CORP	INDUSTRIALS	913017109	1,735	18,395	SH		SOLE		17,603	760	32
UNITED TECHNOLOGIES CORP	INDUSTRIALS	913017109	214	2,265	SH		DFND		1,655	610	0
UNITEDHEALTH GROUP INC	HEALTHCARE	91324P102	303	1,215	SH		SOLE		1,215	0	0
UNIVERSAL DISPLAY CORP	INFORMATION TECHNOLOGY	91347P105	2	17	SH		SOLE		17	0	0
VAIL RESORTS INC.	CONSUMER DISCRETIONARY	91879Q109	2	15	SH		SOLE		15	0	0
VALERO ENERGY NEW	ENERGY	91913Y100	39	855	SH		SOLE		740	115	0
VANECK VECTORS GREEN BOND -ETF	ETF's - Fixed Income	92189F171	10	385	SH		SOLE		385	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	Exchange Traded Funds - Equity	921908844	65	627	SH		SOLE		627	0	0
ETF VANGUARD TOTAL INTL STOCK	MUTUAL FUND	921909768	1,123	26,775	SH		SOLE		26,775	0	0
VANGUARD SHORT-TERM BOND ETF	ETF's - Fixed Income	921937827	7	81	SH		SOLE		81	0	0
VANGUARD TOTAL BOND MARKET FUND ETF	FIXED INCOME	921937835	1,345	15,760	SH		SOLE		15,760	0	0
VANGUARD FTSE DEVELOPED MARKET ETF	MUTUAL FUND	921943858	595	17,859	SH		SOLE		17,859	0	0
VANGUARD MSCI EMERGING MARKETS ETF	MUTUAL FUND	922042858	885	26,391	SH		SOLE		26,281	0	110
VANGUARD MSCI EMERGING MARKETS ETF	MUTUAL FUND	922042858	51	1,535	SH		DFND		1,160	375	0
ETF VANGUARD RUSSELL 3000	MUTUAL FUND	92206C599	5,435	47,205	SH		SOLE		47,205	0	0
ETF VANGUARD RUSSELL 3000	MUTUAL FUND	92206C599	147	1,280	SH		DFND		1,280	0	0
ETF VANGUARD RUSSELL 2000	MUTUAL FUND	92206C664	14	154	SH		SOLE		154	0	0
VANGUARD REAL ESTATE ETF	Exchange Traded Funds - Equity	922908553	22	315	SH		SOLE		215	100	0
VANGUARD REAL ESTATE ETF	Exchange Traded Funds - Equity	922908553	17	250	SH		DFND		0	250	0
VANGUARD MID-CAP ETF	Exchange Traded Funds - Equity	922908629	1,481	11,250	SH		SOLE		11,250	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND	922908769	752	5,832	SH		SOLE		5,832	0	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	1,399	26,035	SH		SOLE		24,299	1,736	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	317	5,909	SH		DFND		3,787	2,122	0
VERTEX PHARMACEUTICALS INC	HEALTHCARE	92532F100	6	25	SH		SOLE		25	0	0
VISA INC - CLASS A SHARES	INFORMATION TECHNOLOGY	92826C839	371	2,303	SH		SOLE		2,203	100	0
VMWARE INC	INFORMATION TECHNOLOGY	928563402	9	75	SH		SOLE		75	0	0
WALMART INC	CONSUMER STAPLES	931142103	604	5,312	SH		SOLE		5,032	280	0
WALMART INC	CONSUMER STAPLES	931142103	128	1,125	SH		DFND		1,125	0	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	1,026	11,088	SH		SOLE		10,133	955	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	121	1,310	SH		DFND		880	430	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	109	3,785	SH		SOLE		3,565	220	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	20	700	SH		DFND		700	0	0
WESTERN DIGITAL CORP	INFORMATION TECHNOLOGY	958102105	15	360	SH		SOLE		360	0	0
THE WILLIAMS CO. INC.	ENERGY	969457100	34	2,394	SH		SOLE		2,394	0	0
WISDOMTREE INVESTMENTS INC	FINANCIALS	97717P104	1	600	SH		SOLE		600	0	0
WORLD FUEL SERVICES CORPORATION	INDUSTRIALS	981475106	14	555	SH		SOLE		555	0	0
YRC WORLDWIDE INC	INDUSTRIALS	984249607	0	2	SH		SOLE		2	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	5	80	SH		SOLE		80	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	41	600	SH		DFND		0	600	0
ZEBRA TECHNOLOGIES CORP CLASS A	INFORMATION TECHNOLOGY	989207105	6	30	SH		SOLE		30	0	0
ZIMMER HOLDINGS INC.	HEALTHCARE	98956P102	51	500	SH		SOLE		0	500	0
ZUORA INC	INFORMATION TECHNOLOGY	98983V106	4	494	SH		SOLE		494	0	0