Adirondack Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PLC	FOREIGN EQUITIES	G0176J109	60,621	568	SH		SOLE		568	0	0
ARCO PLATFORM LIMITED -CLASS A	FOREIGN EQUITIES	G04553106	6,850	625	SH		SOLE		625	0	0
ACCENTURE PLC	INFORMATION TECHNOLOGY	G1151C101	925,415	3,238	SH		SOLE		3,238	0	0
CAMBIUM NETWORKS CORPORATION	FOREIGN EQUITIES	G17766109	6,729	380	SH		SOLE		380	0	0
EATON CORP PLC	INDUSTRIALS	G29183103	193,440	1,129	SH		SOLE		1,129	0	0
INVESCO LIMITED	FINANCIALS	G491BT108	819	50	SH		SOLE		50	0	0
KINIKSA PHARMACEUTICALS LTD. -CLASS A	FOREIGN EQUITIES	G5269C101	9,415	875	SH		SOLE		875	0	0
APTIV PLC	CONSUMER DISCRETIONARY	G6095L109	3,926	35	SH		SOLE		35	0	0
NORWEGIAN CRUISE LINE HOLDINGS LTD	CONSUMER DISCRETIONARY	G66721104	1,345	100	SH		SOLE		100	0	0
NOVOCURE LIMITED	HEALTHCARE	G6674U108	6,013	100	SH		SOLE		100	0	0
SMART GLOBAL HOLDINGS INC.	FOREIGN EQUITIES	G8232Y101	5,858	340	SH		SOLE		340	0	0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A	FINANCIALS	G9451V109	6,951	855	SH		SOLE		855	0	0
FIVERR INTERNATIONAL LTD.	FOREIGN EQUITIES	M4R82T106	9,425	270	SH		SOLE		270	0	0
JFROG LTD	FOREIGN EQUITIES	M6191J100	6,793	345	SH		SOLE		345	0	0
WIX.COM LTD	INFORMATION TECHNOLOGY	M98068105	12,774	128	SH		SOLE		128	0	0
ASML HOLDING N V N Y REGISTRY SHS	FOREIGN EQUITIES	N07059210	20,421	30	SH		SOLE		30	0	0
FLEXTRONICS INTL	INFORMATION TECHNOLOGY	Y2573F102	34,500	1,500	SH		SOLE		1,500	0	0
AFLAC INC.	FINANCIALS	001055102	1,032	16	SH		SOLE		16	0	0
AT&T INC.	COMMUNICATION SERVICES	00206R102	649,946	33,765	SH		SOLE		33,705	0	60
AT&T INC.	COMMUNICATION SERVICES	00206R102	111,071	5,770	SH		DFND		4,710	1,060	0
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	INFORMATION TECHNOLOGY	00214Q203	14,080	280	SH		SOLE		280	0	0
ABBOTT LABS	HEALTHCARE	002824100	786,971	7,772	SH		SOLE		7,372	400	0
ABBOTT LABS	HEALTHCARE	002824100	122,018	1,205	SH		DFND		0	1,205	0
ABBVIE INC.	HEALTHCARE	00287Y109	2,202,135	13,818	SH		SOLE		13,340	478	0
ABBVIE INC.	HEALTHCARE	00287Y109	376,909	2,365	SH		DFND		1,250	1,115	0
ACTIVISION BLIZZARD, INC.	INFORMATION TECHNOLOGY	00507V109	207,980	2,430	SH		SOLE		2,430	0	0
ADOBE INC	INFORMATION TECHNOLOGY	00724F101	417,709	1,084	SH		SOLE		1,084	0	0
AECOM TECHNOLOGY CORP	INFORMATION TECHNOLOGY	00766T100	1,348	16	SH		SOLE		16	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	611,567	6,240	SH		SOLE		6,240	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	9,801	100	SH		DFND		0	0	100
INVESCO INTERNATIONAL GROWTH FUND	MUTUAL FUND	008882532	1,546	71	SH		SOLE		71	0	0
AIR PRODUCTS & CHEMICALS INC	MATERIALS	009158106	417,588	1,454	SH		SOLE		1,454	0	0
ALIGN TECHNOLOGY INC.	HEALTHCARE	016255101	3,341	10	SH		SOLE		10	0	0
ALLSTATE CORP	FINANCIALS	020002101	66,486	600	SH		SOLE		300	300	0
ALTRIA GROUP, INC.	CONSUMER STAPLES	02209S103	186,374	4,178	SH		SOLE		4,178	0	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	3,973,620	38,471	SH		SOLE		38,271	200	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	20,658	200	SH		DFND		200	0	0
AMERICAN ELEC PWR INC	UTILITIES	025537101	105,273	1,157	SH		SOLE		1,157	0	0
AMERICAN EXPRESS	FINANCIALS	025816109	372,438	2,258	SH		SOLE		2,221	0	37
AMERICAN EXPRESS	FINANCIALS	025816109	28,866	175	SH		DFND		0	175	0
AMERICAN TOWER CORPORATION	COMMUNICATION SERVICES	03027X100	756,647	3,703	SH		SOLE		3,703	0	0
AMERICAN WATER WORKS INC.	CONSUMER DISCRETIONARY	030420103	5,273	36	SH		SOLE		36	0	0
AMERIPRISE FINANCIAL INC.	FINANCIALS	03076C106	24,213	79	SH		SOLE		79	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	536,425	2,219	SH		SOLE		2,219	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	117,007	484	SH		DFND		484	0	0
AMKOR TECHNOLOGY INC	INFORMATION TECHNOLOGY	031652100	3,903	150	SH		SOLE		150	0	0
ANIXA BIOSCIENCES INC.	HEALTHCARE	03528H109	30,030	7,000	SH		SOLE		7,000	0	0
APPIAN CORPORATION	INFORMATION TECHNOLOGY	03782L101	12,426	280	SH		SOLE		280	0	0
APPLE INC	INFORMATION TECHNOLOGY	037833100	12,365,304	74,987	SH		SOLE		73,507	1,400	80
APPLE INC	INFORMATION TECHNOLOGY	037833100	448,528	2,720	SH		DFND		2,560	160	0
APPLE HOSPITALTIY REIT INC COMMON SHARES	REAL ESTATE	03784Y200	2,498	161	SH		SOLE		161	0	0
APPLIED MATL INC	INFORMATION TECHNOLOGY	038222105	1,070,563	8,716	SH		SOLE		8,716	0	0
ARCHER DANIELS MIDLAND CO	CONSUMER STAPLES	039483102	3,982	50	SH		SOLE		50	0	0
ARISTA NETWORKS INC.	INFORMATION TECHNOLOGY	040413106	40,285	240	SH		SOLE		240	0	0
ARROW FINANCIAL CORPORATION	FINANCIALS	042744102	506,687	20,349	SH		SOLE		20,349	0	0
ASTRAZENECA PLC - ADR	HEALTHCARE	046353108	29,148	420	SH		SOLE		420	0	0
AUTODESK INC.	INFORMATION TECHNOLOGY	052769106	10,408	50	SH		SOLE		50	0	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	759,825	3,413	SH		SOLE		3,113	300	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	202,592	910	SH		DFND		0	910	0
AXON ENTERPRISE INC COM	INDUSTRIALS	05464C101	56,212	250	SH		SOLE		250	0	0
BCE INC	FOREIGN EQUITIES	05534B760	5,822	130	SH		SOLE		130	0	0
BP P.L.C.	ENERGY	055622104	70,471	1,858	SH		SOLE		1,858	0	0
BP PRUDHOE BAY ROYALTY TRUST	ENERGY	055630107	764	100	SH		SOLE		100	0	0
BM TECHNOLOGIES INC.	INDUSTRIALS	05591L107	3,088	880	SH		SOLE		880	0	0
BAIDU INC - SPON ADR	INFORMATION TECHNOLOGY	056752108	1,811	12	SH		SOLE		12	0	0
BANDWIDTH INC	INFORMATION TECHNOLOGY	05988J103	1,976	130	SH		SOLE		130	0	0
BANK OF AMERICA CORP	FINANCIALS	060505104	575,239	20,121	SH		SOLE		20,121	0	0
BANK OF NEW YORK MELLON CORP	FINANCIALS	064058100	521,351	11,476	SH		SOLE		11,476	0	0
BAOUZUN INC-SPN ADR	FOREIGN EQUITIES	06684L103	451	75	SH		SOLE		75	0	0
BARRICK GOLD CORP	MATERIALS	067901108	2,505	135	SH		SOLE		135	0	0
BAXTER INTERNATIONAL INC.	HEALTHCARE	071813109	40,560	1,000	SH		SOLE		1,000	0	0
BECTON DICKINSON & CO	HEALTHCARE	075887109	308,675	1,247	SH		SOLE		1,012	235	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	3,000,178	9,717	SH		SOLE		9,717	0	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	11,424	37	SH		DFND		0	37	0
BEST BUY	CONSUMER DISCRETIONARY	086516101	25,437	325	SH		SOLE		325	0	0
BIOGEN INC	HEALTHCARE	09062X103	22,241	80	SH		SOLE		80	0	0
BLACK HILLS CORPORATION	UTILITIES	092113109	18,930	300	SH		SOLE		300	0	0
BLACKROCK INC	FINANCIALS	09247X101	1,031,073	1,541	SH		SOLE		1,541	0	0
BLACKROCK INC	FINANCIALS	09247X101	10,036	15	SH		DFND		0	15	0
BLINK CHARGING CO. - COMMON STOCK	CONSUMER DISCRETIONARY	09354A100	2,283	264	SH		SOLE		264	0	0
BLOOM ENERGY CORP COM CL A	ENERGY	093712107	3,986	200	SH		SOLE		200	0	0
BOEING	INDUSTRIALS	097023105	435,687	2,051	SH		SOLE		2,051	0	0
BOEING	INDUSTRIALS	097023105	95,593	450	SH		DFND		50	400	0
BOSTON SCIENTIFIC CORP	HEALTHCARE	101137107	56,522	1,130	SH		SOLE		1,130	0	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	1,877,908	27,095	SH		SOLE		25,095	2,000	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	281,744	4,065	SH		DFND		3,000	1,065	0
CBOE GLOBAL MARKETS, INC.	FINANCIALS	12503M108	13,424	100	SH		SOLE		100	0	0
CME GROUP INC.	FINANCIALS	12572Q105	4,404	23	SH		SOLE		23	0	0
CRA INTERNATIONAL INC.	INDUSTRIALS	12618T105	11,321	105	SH		SOLE		105	0	0
CSX CORPORATION	INDUSTRIALS	126408103	741,960	24,790	SH		SOLE		24,790	0	0
CSX CORPORATION	INDUSTRIALS	126408103	107,748	3,600	SH		DFND		3,600	0	0
CVS HEALTH CORP	CONSUMER STAPLES	126650100	803,932	10,819	SH		SOLE		10,819	0	0
COTERRA ENERGY INC	ENERGY	127097103	24,540	1,000	SH		SOLE		1,000	0	0
CANADIAN IMPERIAL BANK OF COMMERCE	FINANCIALS	136069101	6,361	150	SH		SOLE		150	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN EQUITIES	136375102	4,718	40	SH		SOLE		40	0	0
CANADIAN PACIFIC RAILWAY LTD	FOREIGN EQUITIES	13645T100	162,341	2,110	SH		SOLE		2,110	0	0
CANADIAN SOLAR INC COM	ENERGY	136635109	19,905	500	SH		SOLE		500	0	0
CAPITAL ONE FINANCIAL CORP	FINANCIALS	14040H105	8,653	90	SH		SOLE		90	0	0
CARGURUS INC COM CL A	CONSUMER DISCRETIONARY	141788109	18,680	1,000	SH		SOLE		1,000	0	0
CARRIER GLOBAL CORPORATION	INDUSTRIALS	14448C104	189,122	4,134	SH		SOLE		3,434	700	0
CARRIER GLOBAL CORPORATION	INDUSTRIALS	14448C104	47,350	1,035	SH		DFND		655	380	0
CASEY'S GENERAL STORES INC	CONSUMER DISCRETIONARY	147528103	15,152	70	SH		SOLE		70	0	0
CATERPILLAR INC	INDUSTRIALS	149123101	1,900,932	8,307	SH		SOLE		8,212	70	25
CATERPILLAR INC	INDUSTRIALS	149123101	336,392	1,470	SH		DFND		1,025	445	0
CENOVUS ENERGY INC.	ENERGY	15135U109	436	25	SH		SOLE		25	0	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	32,395	1,100	SH		SOLE		1,100	0	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	117,800	4,000	SH		DFND		4,000	0	0
CENTESSA PHARMACEUTICALS PLC	HEALTHCARE	152309100	3,561	925	SH		SOLE		925	0	0
CHARTER COMMUNICATIONS,INC-A	COMMUNICATION SERVICES	16119P108	2,503	7	SH		SOLE		7	0	0
CHEGG INC COM	CONSUMER DISCRETIONARY	163092109	4,072	250	SH		SOLE		250	0	0
CHEVRON CORPORATION	ENERGY	166764100	2,240,798	13,734	SH		SOLE		13,351	383	0
CHEVRON CORPORATION	ENERGY	166764100	324,849	1,991	SH		DFND		1,486	505	0
CHICO'S FASHION INC	CONSUMER DISCRETIONARY	168615102	11,137	2,025	SH		SOLE		2,025	0	0
CIENA CORP	INFORMATION TECHNOLOGY	171779309	1,575	30	SH		SOLE		30	0	0
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	1,724,030	32,984	SH		SOLE		32,419	500	65
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	68,212	1,305	SH		DFND		30	1,275	0
CIRRUS LOGIC INC	INFORMATION TECHNOLOGY	172755100	10,938	100	SH		SOLE		100	0	0
CITIGROUP INC.	FINANCIALS	172967424	306,476	6,538	SH		SOLE		6,538	0	0
CITIGROUP INC.	FINANCIALS	172967424	61,178	1,305	SH		DFND		1,305	0	0
CITIZENS FINANCIAL GROUP INC. COMMON STOCK	FINANCIALS	174610105	4,159	137	SH		SOLE		137	0	0
CLEARPOINT NEURO INC.	HEALTHCARE	18507C103	7,427	880	SH		SOLE		880	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	94,944	600	SH		SOLE		600	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	31,648	200	SH		DFND		0	200	0
COCA COLA CO	CONSUMER STAPLES	191216100	1,739,127	28,042	SH		SOLE		25,572	2,470	0
COCA COLA CO	CONSUMER STAPLES	191216100	261,413	4,215	SH		DFND		3,430	785	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	INFORMATION TECHNOLOGY	192446102	7,433	122	SH		SOLE		122	0	0
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	1,059,451	14,098	SH		SOLE		14,063	0	35
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	119,788	1,594	SH		DFND		1,374	220	0
COMCAST CORP NEW CL A	CONSUMER DISCRETIONARY	20030N101	313,726	8,278	SH		SOLE		8,278	0	0
COMPASS PATHWAYS PLC	HEALTHCARE	20451W101	5,014	505	SH		SOLE		505	0	0
CONOCOPHILLIPS	ENERGY	20825C104	329,763	3,324	SH		SOLE		3,324	0	0
CONOCOPHILLIPS	ENERGY	20825C104	1,984	20	SH		DFND		20	0	0
CONSOLIDATED EDISON INC	UTILITIES	209115104	31,475	329	SH		SOLE		329	0	0
CORNERSTONE STRATEGIC VALUE FUND INC.	FINANCIALS	21924B302	2,765	355	SH		SOLE		355	0	0
CORNING INC	INFORMATION TECHNOLOGY	219350105	424,649	12,040	SH		SOLE		12,040	0	0
COSTCO WHSL CORP NEW	CONSUMER STAPLES	22160K105	838,173	1,687	SH		SOLE		1,687	0	0
CROSSAMERICA PARTNERS LP	ENERGY	22758A105	118,140	5,500	SH		SOLE		5,500	0	0
CUBESMART COM	REAL ESTATE	229663109	5,361	116	SH		SOLE		116	0	0
CUMMINS INC	INDUSTRIALS	231021106	166,018	695	SH		SOLE		695	0	0
CUMMINS INC	INDUSTRIALS	231021106	26,276	110	SH		DFND		110	0	0
DNP SELECT INCOME FUND INC	FIXED INCOME	23325P104	20,938	1,900	SH		SOLE		1,900	0	0
D R HORTON INC	CONSUMER DISCRETIONARY	23331A109	41,518	425	SH		SOLE		425	0	0
DTE ENERGY CO	UTILITIES	233331107	63,200	577	SH		SOLE		577	0	0
DTE ENERGY CO	UTILITIES	233331107	76,130	695	SH		DFND		695	0	0
DANAHER CORP	HEALTHCARE	235851102	1,028,051	4,079	SH		SOLE		4,079	0	0
DANAHER CORP	HEALTHCARE	235851102	151,224	600	SH		DFND		500	100	0
DATADOG INC CLASS A	INFORMATION TECHNOLOGY	23804L103	30,876	425	SH		SOLE		425	0	0
DAVITA INC.	HEALTHCARE	23918K108	21,088	260	SH		SOLE		260	0	0
DEERE & CO (JOHN DEERE)	INDUSTRIALS	244199105	772,076	1,870	SH		SOLE		1,660	210	0
DELTA AIR LINES INC	CONSUMER DISCRETIONARY	247361702	15,884	455	SH		SOLE		455	0	0
DEVON ENERGY CORPORATION NEW	ENERGY	25179M103	107,124	2,117	SH		SOLE		2,117	0	0
DIAGEO PLC	CONSUMER DISCRETIONARY	25243Q205	31,161	172	SH		SOLE		172	0	0
DIAMONDBACK ENERGY INC.	ENERGY	25278X109	30,411	225	SH		SOLE		225	0	0
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	1,249,773	12,482	SH		SOLE		12,457	0	25
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	130,968	1,308	SH		DFND		220	1,088	0
DISCOVER FINANCIAL SERVICES	FINANCIALS	254709108	43,489	440	SH		SOLE		440	0	0
DOCEBO INC.	INFORMATION TECHNOLOGY	25609L105	5,498	135	SH		SOLE		135	0	0
DOCUSIGN INC	INFORMATION TECHNOLOGY	256163106	13,698	235	SH		SOLE		235	0	0
DOLLAR TREE, INC.	CONSUMER DISCRETIONARY	256746108	28,710	200	SH		SOLE		200	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	379,891	6,796	SH		SOLE		6,796	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	59,254	1,060	SH		DFND		1,060	0	0
DOMINO'S PIZZA INC	CONSUMER DISCRETIONARY	25754A201	24,409	74	SH		SOLE		74	0	0
DONALDSON COMPANY INC	CONSUMER DISCRETIONARY	257651109	71,874	1,100	SH		SOLE		1,100	0	0
DOW INC.	MATERIALS	260557103	428,638	7,821	SH		SOLE		7,309	512	0
DOW INC.	MATERIALS	260557103	77,830	1,420	SH		DFND		1,420	0	0
DREAM FINDERS HOMES INC. - CLASS A	CONSUMER DISCRETIONARY	26154D100	8,148	615	SH		SOLE		615	0	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	460,512	4,774	SH		SOLE		4,774	0	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	77,368	802	SH		DFND		802	0	0
EOG RESOURCES INC	ENERGY	26875P101	5,158	45	SH		SOLE		45	0	0
EBAY INC	CONSUMER DISCRETIONARY	278642103	9,181	207	SH		SOLE		207	0	0
ECOLAB INC.	MATERIALS	278865100	12,414	75	SH		SOLE		75	0	0
EDISON INTERNATIONAL	UTILITIES	281020107	705	10	SH		SOLE		10	0	0
ELECTRONIC ARTS INC	INFORMATION TECHNOLOGY	285512109	6,624	55	SH		SOLE		55	0	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	470,551	5,400	SH		SOLE		3,960	1,440	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	138,552	1,590	SH		DFND		0	1,590	0
ENBRIDGE INC	ENERGY	29250N105	145,879	3,825	SH		SOLE		3,825	0	0
ENERGY TRANSFER LP COM UT LTD PTN	ENERGY	29273V100	4,040	324	SH		SOLE		324	0	0
ENTERGY CORPORATION	UTILITIES	29364G103	86,192	800	SH		DFND		800	0	0
ENTERPRISE PRODUCTS PARTNERS L.P.	ENERGY	293792107	181,514	7,011	SH		SOLE		7,011	0	0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT	FINANCIALS	29476L107	3,000	50	SH		SOLE		50	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	116,376	5,747	SH		SOLE		5,747	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	4,050	200	SH		DFND		100	0	100
ETSY INC	CONSUMER DISCRETIONARY	29786A106	18,369	165	SH		SOLE		165	0	0
EXACT SCIENCES CORP COM	HEALTHCARE	30063P105	15,257	225	SH		SOLE		225	0	0
EXELON CORP	UTILITIES	30161N101	69,306	1,655	SH		SOLE		1,380	275	0
EXELON CORP	UTILITIES	30161N101	45,649	1,090	SH		DFND		1,090	0	0
EXXON MOBIL CORP	ENERGY	30231G102	2,113,870	19,277	SH		SOLE		14,472	4,805	0
EXXON MOBIL CORP	ENERGY	30231G102	557,177	5,081	SH		DFND		2,217	2,864	0
F.N.B. CORPORATION	FINANCIALS	302520101	6,380	550	SH		SOLE		550	0	0
META PLATFORMS INC	INFORMATION TECHNOLOGY	30303M102	1,140,839	5,383	SH		SOLE		5,383	0	0
META PLATFORMS INC	INFORMATION TECHNOLOGY	30303M102	14,835	70	SH		DFND		70	0	0
FAIR ISAAC CORPORATION	INFORMATION TECHNOLOGY	303250104	10,540	15	SH		SOLE		15	0	0
FASTLY INC CLASS A	INFORMATION TECHNOLOGY	31188V100	5,502	310	SH		SOLE		310	0	0
FATHOM HOLDINGS INC.	REAL ESTATE	31189V109	977	230	SH		SOLE		230	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	171,347	750	SH		SOLE		750	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	28,561	125	SH		DFND		125	0	0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	INFORMATION TECHNOLOGY	316092808	261,514	2,295	SH		SOLE		2,295	0	0
FIFTH THIRD BANCORP	FINANCIALS	316773100	17,975	675	SH		SOLE		675	0	0
1STDIBS.COM INC	INFORMATION TECHNOLOGY	320551104	3,791	955	SH		SOLE		955	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF	ENERGY	33733E500	75,455	1,445	SH		SOLE		1,445	0	0
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD	Exchange Traded Funds - Equity	33739H101	11,880	506	SH		SOLE		506	0	0
FT CBOE VEST S&P 500 DIV ARISTOCRATS TARGET I	EXCHANGE TRADED FUND - EQUITY	33739Q705	16,457	320	SH		SOLE		320	0	0
FIRSTENERGY CORP	UTILITIES	337932107	2,203	55	SH		SOLE		55	0	0
FORD MOTOR CO DEL	CONSUMER DISCRETIONARY	345370860	17,841	1,416	SH		SOLE		1,416	0	0
FORTIVE CORPORATION	INFORMATION TECHNOLOGY	34959J108	6,817	100	SH		DFND		100	0	0
FREEPORT-MCMORAN COPPER & GOLD CLASS B	MATERIALS	35671D857	23,517	575	SH		SOLE		575	0	0
FRESHPET INC	CONSUMER STAPLES	358039105	4,964	75	SH		SOLE		75	0	0
FULGENT GENETICS INC.	HEALTHCARE	359664109	26,839	860	SH		SOLE		860	0	0
GE HEALTHCARE TECHNOLOGIES, INC.	HEALTHCARE	36266G107	90,801	1,107	SH		SOLE		745	362	0
GE HEALTHCARE TECHNOLOGIES, INC.	HEALTHCARE	36266G107	328	4	SH		DFND		0	0	4
ARTHUR J. GALLAGHER & CO.	FINANCIALS	363576109	2,869	15	SH		SOLE		15	0	0
GAMESTOP CORP NEW CL A	CONSUMER DISCRETIONARY	36467W109	276	12	SH		SOLE		12	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	693,966	3,041	SH		SOLE		3,041	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	14,833	65	SH		DFND		65	0	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	149,383	1,748	SH		SOLE		1,148	600	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	119,644	1,400	SH		DFND		1,400	0	0
GENUINE PARTS	CONSUMER DISCRETIONARY	372460105	10,038	60	SH		SOLE		60	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	222,767	2,685	SH		SOLE		2,685	0	0
GINGKO BIOWORKS HOLDINGS INC	MATERIALS	37611X100	2,295	1,739	SH		SOLE		1,739	0	0
GLADSTONE COMMERCIAL CORP	CONSUMER DISCRETIONARY	376536108	15,724	1,245	SH		SOLE		1,245	0	0
GLADSTONE LAND CORPORATION	REAL ESTATE	376549101	4,992	300	SH		SOLE		300	0	0
GLOBAL X MLP AND ENERGY INFRASTRUCTURE ETF	ENERGY	37954Y293	14,382	360	SH		SOLE		360	0	0
GOLDMAN SACHS GROUP INC	FINANCIALS	38141G104	6,542	20	SH		SOLE		20	0	0
THE GOODYEAR TIRE & RUBBER COMPANY-COMMON STOCK	CONSUMER DISCRETIONARY	382550101	2,204	200	SH		SOLE		200	0	0
W.W. GRAINGER	INDUSTRIALS	384802104	68,880	100	SH		SOLE		100	0	0
GUARDANT HEALTH INC.	HEALTHCARE	40131M109	2,694	115	SH		SOLE		115	0	0
HARLEY DAVIDSON	CONSUMER DISCRETIONARY	412822108	10,250	270	SH		SOLE		270	0	0
HELMERICH & PAYNE, INC.	ENERGY	423452101	715	20	SH		SOLE		20	0	0
THE HERSHEY COMPANY	CONSUMER STAPLES	427866108	39,687	156	SH		SOLE		156	0	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	2,786,373	9,442	SH		SOLE		8,437	1,005	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	306,914	1,040	SH		DFND		400	640	0
HONEYWELL INTERNATIONAL INC	INDUSTRIALS	438516106	807,652	4,226	SH		SOLE		4,226	0	0
HUBSPOT INC.	INFORMATION TECHNOLOGY	443573100	68,600	160	SH		SOLE		160	0	0
HUNTINGTON BANCSHARES INC.	FINANCIALS	446150104	2,172	194	SH		SOLE		194	0	0
ILLINOIS TOOL WORKS INC.	INDUSTRIALS	452308109	373,199	1,533	SH		SOLE		1,533	0	0
IMMUNITYBIO INC.	HEALTHCARE	45256X103	814	450	SH		SOLE		450	0	0
INTEL CORP	INFORMATION TECHNOLOGY	458140100	1,610,009	49,298	SH		SOLE		46,743	2,490	65
INTEL CORP	INFORMATION TECHNOLOGY	458140100	260,101	7,964	SH		DFND		5,649	2,315	0
CORECARD CORPORATION	INFORMATION TECHNOLOGY	45816D100	7,984	265	SH		SOLE		265	0	0
INTERACTIVE BROKERS GRO-CL A	FINANCIALS	45841N107	20,640	250	SH		SOLE		250	0	0
INTERCONTINENTAL EXCHANGE INCOM	FINANCIALS	45866F104	26,072	250	SH		SOLE		250	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	613,880	4,683	SH		SOLE		4,683	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	219,574	1,675	SH		DFND		753	922	0
INTERNATIONAL PAPER CO	MATERIALS	460146103	151,449	4,200	SH		SOLE		4,165	0	35
INTUITIVE SURGICAL INC	HEALTHCARE	46120E602	41,383	162	SH		SOLE		162	0	0
INTUIT INC	INFORMATION TECHNOLOGY	461202103	1,782	4	SH		SOLE		4	0	0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF	REAL ESTATE	46137V290	17,311	565	SH		SOLE		565	0	0
INVESCO DYNAMIC BIOTECH & GENOME ETF	HEALTHCARE	46137V787	43,932	700	SH		SOLE		700	0	0
INVESCO PREFERRED ETF	EXCHANGE TRADED FUND-FIXED INC	46138E511	13,202	1,150	SH		SOLE		1,150	0	0
INVESCO GLOBAL WATER ETF	EXCHANGE TRADED FUND - EQUITY	46138E651	52,455	1,500	SH		SOLE		1,500	0	0
INVESCO EXCH TRADED FD TR IISOLAR ETF	ENERGY	46138G706	7,374	95	SH		SOLE		95	0	0
INVITAE CORP COM	HEALTHCARE	46185L103	167	125	SH		SOLE		125	0	0
IQIYI, INC. - ADR	INFORMATION TECHNOLOGY	46267X108	728	100	SH		SOLE		100	0	0
IROBOT CORPORATION	INDUSTRIALS	462726100	1,308	30	SH		SOLE		30	0	0
ETF ISHARES SILVER TR	MUTUAL FUND	46428Q109	84,238	3,810	SH		SOLE		3,810	0	0
ISHARES MSCI AUSTRALIA ETF	MUTUAL FUND	464286103	6,878	300	SH		DFND		300	0	0
ISHARES MSCI CANADA ETF	MUTUAL FUND	464286509	8,544	250	SH		DFND		250	0	0
ISHARES MSCI SWEDEN ETF	MUTUAL FUND	464286756	10,662	300	SH		SOLE		300	0	0
ISHARES MSCI SOUTH KOREA CAPPED ETF	EXCHANGE TRADED FUND - EQUITY	464286772	79,577	1,300	SH		SOLE		1,300	0	0
ISHARES S & P 100 ETF	MUTUAL FUND	464287101	1,049,291	5,610	SH		SOLE		5,610	0	0
ISHARES SELECT DIVIDEND ETF	EXCHANGE TRADED FUND - EQUITY	464287168	294,003	2,509	SH		SOLE		2,509	0	0
ISHARES TIPS BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287176	5,137,043	46,595	SH		SOLE		46,110	0	485
ISHARES TIPS BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287176	693,691	6,292	SH		DFND		5,985	307	0
ISHARES CORE S&P 500 ETF	EXCHANGE TRADED FUND - EQUITY	464287200	46,861	114	SH		SOLE		114	0	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF-W	EXCHANGE TRADED FUND-FIXED INC	46428722W	698,275	7,008	SH		SOLE		7,008	0	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287226	3,248,155	32,599	SH		SOLE		32,599	0	0
ISHARES MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	464287234	44,973	1,140	SH		SOLE		1,140	0	0
ISHARES MSCI EAFE ETF FUND	EXCHANGE TRADED FUND - EQUITY	464287465	752,164	10,517	SH		SOLE		10,517	0	0
ISHARES MSCI EAFE ETF FUND	EXCHANGE TRADED FUND - EQUITY	464287465	14,304	200	SH		DFND		0	200	0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND	Exchange Traded Funds - Equity	464287473	7,540	71	SH		SOLE		71	0	0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND	Exchange Traded Funds - Equity	464287481	3,824	42	SH		SOLE		42	0	0
ISHARES RUSSELL MIDCAP ETF	EXCHANGE TRADED FUND - EQUITY	464287499	249,192	3,564	SH		SOLE		3,564	0	0
ISHARES CORE S&P MID CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287507	623,394	2,492	SH		SOLE		2,492	0	0
ISHARES CORE S&P MID CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287507	37,524	150	SH		DFND		0	150	0
ISHARES NASDAQ BIOTECHNOLOGYETF	HEALTHCARE	464287556	13,561	105	SH		SOLE		105	0	0
ISHARES RUSSELL 1000 VALUE INDEX FUND	EXCHANGE TRADED FUND - EQUITY	464287598	546,762	3,591	SH		SOLE		3,591	0	0
ISHARES RUSSELL 1000 GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464287614	1,480,141	6,058	SH		SOLE		6,058	0	0
ISHARES RUSSELL 2000 VALUE ETF	MUTUAL FUND	464287630	2,329	17	SH		SOLE		17	0	0
ISHARES RUSSELL 2000 GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464287648	376,065	1,658	SH		SOLE		1,658	0	0
ISHARES RUSSELL 2000 ETF	EXCHANGE TRADED FUND - EQUITY	464287655	267,243	1,498	SH		SOLE		1,498	0	0
ISHARES U.S. TECHNOLOGY ETF	INFORMATION TECHNOLOGY	464287721	41,764	450	SH		SOLE		450	0	0
ISHARES U.S. HEALTHCARE ETF	HEALTHCARE	464287762	5,461	20	SH		SOLE		20	0	0
ISHARES U.S. FINANCIAL ETF	FINANCIALS	464287788	33,431	470	SH		SOLE		470	0	0
ISHARES CORE S&P SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287804	3,291,646	34,040	SH		SOLE		33,960	0	80
ISHARES CORE S&P SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287804	183,536	1,898	SH		DFND		540	1,358	0
ISHARES S&P SMALLCAP 600 GROWTH INDEX FD	Exchange Traded Funds - Equity	464287887	8,795	80	SH		SOLE		80	0	0
ISHARES S&P SHORT TERM NATIONAL AMT- FREE BD ETF	EXCHANGE TRADED FUND-FIXED INC	464288158	10,468	100	SH		SOLE		100	0	0
ETF ISHARES GLOBAL CLEAN ENERGY	ENERGY	464288224	98,075	4,961	SH		SOLE		4,961	0	0
ISHARES MSCI EAFE SMALL CAP ETF	EXCHANGE TRADED FUND - EQUITY	464288273	2,082	35	SH		SOLE		35	0	0
ISHARES CORE US REIT ETF	REAL ESTATE	464288521	17,892	355	SH		SOLE		355	0	0
ISHARES MSCI KLD 400 SOCIAL	EXCHANGE TRADED FUND - EQUITY	464288570	53,812	690	SH		SOLE		690	0	0
ISHARES 1-3 YEAR CREDIT BOND ETF	ETF's - Fixed Income	464288646	20,721	410	SH		SOLE		410	0	0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX	EXCHANGE TRADED FUND - EQUITY	464288752	36,901	525	SH		SOLE		525	0	0
ISHARES MSCI USA ESG SELECT	EXCHANGE TRADED FUND - EQUITY	464288802	175,012	1,994	SH		SOLE		1,994	0	0
ISHARES U.S. MEDICAL DEVICES ETF	Exchange Traded Funds - Equity	464288810	9,444	175	SH		SOLE		175	0	0
ISHARES MSCI EAFE GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464288885	71,946	768	SH		SOLE		768	0	0
ISHARES CORE MSCI EAFE ETF	EXCHANGE TRADED FUND - EQUITY	46432F842	16,846	252	SH		SOLE		252	0	0
ISHARES CORE MSCI EMERGING MARKET ETF	EXCHANGE TRADED FUND - EQUITY	46434G103	5,952	122	SH		SOLE		122	0	0
ISHARES MSCI SINGAPORE ETF	EXCHANGE TRADED FUND - EQUITY	46434G780	5,236	264	SH		DFND		264	0	0
ISSUER DIRECT CORPORATION	INFORMATION TECHNOLOGY	46520M204	6,726	320	SH		SOLE		320	0	0
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	2,938,814	22,553	SH		SOLE		21,563	965	25
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	127,051	975	SH		DFND		945	30	0
JD.COM INC.-ADR	CONSUMER DISCRETIONARY	47215P106	3,071	70	SH		SOLE		70	0	0
JINKOSOLAR HOLDING COMPANY LTD	ENERGY	47759T100	1,275	25	SH		SOLE		25	0	0
JOHNSON & JOHNSON	HEALTHCARE	478160104	3,596,310	23,202	SH		SOLE		22,064	1,108	30
JOHNSON & JOHNSON	HEALTHCARE	478160104	519,250	3,350	SH		DFND		1,385	1,965	0
KELLOGG COMPANY	CONSUMER STAPLES	487836108	13,390	200	SH		SOLE		200	0	0
KELLOGG COMPANY	CONSUMER STAPLES	487836108	84,825	1,267	SH		DFND		1,267	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	221,460	1,650	SH		SOLE		1,650	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	134,220	1,000	SH		DFND		1,000	0	0
KINDER MORGAN INC.	ENERGY	49456B101	8,225	470	SH		SOLE		470	0	0
L3HARRIS TECHNOLOGIES INC. COMMON STOCK	INDUSTRIALS	502431109	15,698	80	SH		SOLE		80	0	0
LABORATORY CORPORATION OF AMERICAN HOLDINGS	HEALTHCARE	50540R409	27,530	120	SH		SOLE		120	0	0
LAM RESEARCH CORP COMMON	HEALTHCARE	512807108	27,564	52	SH		SOLE		52	0	0
LEGGETT & PLATT	CONSUMER DISCRETIONARY	524660107	1,753	55	SH		SOLE		55	0	0
LENNAR COPORATION CLASS A	CONSUMER DISCRETIONARY	526057104	51,503	490	SH		SOLE		490	0	0
LENNAR CORPORATION CLASS B	CONSUMER DISCRETIONARY	526057302	89	1	SH		SOLE		1	0	0
ELI LILLY & CO	HEALTHCARE	532457108	1,460,156	4,252	SH		SOLE		4,252	0	0
ELI LILLY & CO	HEALTHCARE	532457108	285,028	830	SH		DFND		750	80	0
LINCOLN ELECTRIC HOLDING INC	INDUSTRIALS	533900106	72,713	430	SH		SOLE		430	0	0
LITHIA MOTORS INC CL A	CONSUMER DISCRETIONARY	536797103	22,893	100	SH		SOLE		100	0	0
LITTELFUSE INC	INFORMATION TECHNOLOGY	537008104	13,404	50	SH		SOLE		50	0	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	2,445,810	5,174	SH		SOLE		4,854	320	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	420,720	890	SH		DFND		890	0	0
LOOMIS SAYLES BOND FUND	FIXED INCOME	543495840	93,531	8,084	SH		SOLE		8,084	0	0
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	537,905	2,690	SH		SOLE		2,615	0	75
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	47,992	240	SH		DFND		240	0	0
LULULEMON ATHLETICA INC	CONSUMER DISCRETIONARY	550021109	14,567	40	SH		SOLE		40	0	0
MPLX LP	ENERGY	55336V100	127,465	3,700	SH		SOLE		3,700	0	0
MANULIFE FINANCIAL	FINANCIALS	56501R106	19,589	1,067	SH		SOLE		1,067	0	0
MARATHON PETROLEUM CORPORATION	ENERGY	56585A102	235,952	1,750	SH		SOLE		1,750	0	0
MARKEL CORP HOLDING COMPANY	FINANCIALS	570535104	12,774	10	SH		SOLE		10	0	0
MARRIOTT INTERNATIONAL INC. CLASS A	CONSUMER DISCRETIONARY	571903202	10,792	65	SH		SOLE		65	0	0
MASIMO CORPORATION	HEALTHCARE	574795100	2,214	12	SH		SOLE		12	0	0
MASONITE INTERNATIONAL CORPORATION	INDUSTRIALS	575385109	2,723	30	SH		SOLE		30	0	0
MASTERCARD INC - CLASS A	INFORMATION TECHNOLOGY	57636Q104	276,180	760	SH		SOLE		695	65	0
MCCORMICK & CO.	CONSUMER STAPLES	579780206	133,136	1,600	SH		SOLE		200	1,400	0
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	2,747,054	9,825	SH		SOLE		9,025	785	15
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	686,977	2,457	SH		DFND		1,200	1,257	0
MCKESSON CORPORATION	HEALTHCARE	58155Q103	134,582	378	SH		SOLE		378	0	0
MERCADOLIBRE INC	INFORMATION TECHNOLOGY	58733R102	23,724	18	SH		SOLE		18	0	0
MERCK & CO., INC	HEALTHCARE	58933Y105	1,064,084	10,002	SH		SOLE		9,702	300	0
MERCK & CO., INC	HEALTHCARE	58933Y105	200,545	1,885	SH		DFND		1,885	0	0
METLIFE INC	FINANCIALS	59156R108	897,591	15,495	SH		SOLE		15,465	0	30
METLIFE INC	FINANCIALS	59156R108	73,976	1,277	SH		DFND		1,277	0	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	7,111,750	24,669	SH		SOLE		23,277	1,392	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	164,324	570	SH		DFND		80	490	0
MID-AMERICA APARTMENT COMMUNITIES INC.	REAL ESTATE	59522J103	3,776	25	SH		SOLE		25	0	0
MILLERKNOLL INC.	CONSUMER DISCRETIONARY	600544100	1,738	85	SH		SOLE		85	0	0
MITEK SYSTEMS INC.	INFORMATION TECHNOLOGY	606710200	8,631	900	SH		SOLE		900	0	0
MONDELEZ INTERNATIONAL INC	CONSUMER STAPLES	609207105	148,501	2,130	SH		SOLE		1,130	1,000	0
MONGODB, INC.	INFORMATION TECHNOLOGY	60937P106	20,514	88	SH		SOLE		88	0	0
MORGAN STANLEY	FINANCIALS	617446448	488,943	5,569	SH		SOLE		5,569	0	0
NASDAQ STOCK MARKET INC	FINANCIALS	631103108	8,200	150	SH		SOLE		150	0	0
NATIONAL FUEL GAS CO. NJ	UTILITIES	636180101	27,426	475	SH		SOLE		475	0	0
NETAPP, INC.	INFORMATION TECHNOLOGY	64110D104	6,385	100	SH		SOLE		100	0	0
NETFLIX INC	INFORMATION TECHNOLOGY	64110L106	406,608	1,177	SH		SOLE		1,177	0	0
NEW JERSEY RESOURCES CORP	UTILITIES	646025106	48,518	912	SH		SOLE		912	0	0
NEW RELIC INC	INFORMATION TECHNOLOGY	64829B100	4,893	65	SH		SOLE		65	0	0
NEWMONT CORPORATION	MATERIALS	651639106	66,519	1,357	SH		SOLE		1,357	0	0
NEXTERA ENERGY INC	UTILITIES	65339F101	2,296,325	29,792	SH		SOLE		28,592	1,200	0
NICE LTD - AMERICAN DEPOSITORY SHARES	INFORMATION TECHNOLOGY	653656108	6,866	30	SH		SOLE		30	0	0
NIKE, INC	CONSUMER DISCRETIONARY	654106103	979,018	7,983	SH		SOLE		7,983	0	0
NISOURCE INC	UTILITIES	65473P105	13,975	500	SH		SOLE		500	0	0
NORFOLK SOUTHERN CORPORATION	INDUSTRIALS	655844108	31,800	150	SH		SOLE		150	0	0
NORTHROP GRUMMAN CORP	INDUSTRIALS	666807102	338,890	734	SH		SOLE		734	0	0
NOVARTIS AG - ADR	FOREIGN EQUITIES	66987V109	51,152	556	SH		SOLE		426	130	0
NUCOR	MATERIALS	670346105	233,249	1,510	SH		SOLE		910	600	0
NUCOR	MATERIALS	670346105	123,576	800	SH		DFND		800	0	0
NUVEEN AMT- FREE QUALITY MUNICIPAL INCOME FUND	FINANCIALS	670657105	29,912	2,690	SH		SOLE		2,690	0	0
NVIDIA CORP.	INFORMATION TECHNOLOGY	67066G104	3,877,211	13,959	SH		SOLE		13,959	0	0
NUVEEN QUALITY MUNICIPAL INCOME FUND	MUTUAL FUNDS-NON TAX	67066V101	7,713	669	SH		SOLE		669	0	0
NUVEEN NEW YORK QUALITY MUNICIPAL INCOME FD	MUTUAL FUNDS-NON TAX	67066X107	32,016	2,900	SH		SOLE		2,900	0	0
NUVEEN AMT-FREE MUNI CREDIT INCOME FUND	MUTUAL FUNDS-NON TAX	67071L106	18,259	1,550	SH		SOLE		1,550	0	0
NUSHARES ETF TR NUVEEN ESG SMLCP	EXCHANGE TRADED FUND - EQUITY	67092P607	301,395	8,514	SH		SOLE		8,514	0	0
OCCIDENTAL PETROLEUM CORP	ENERGY	674599105	10,924	175	SH		SOLE		175	0	0
OMNICOM GROUP INC	CONSUMER DISCRETIONARY	681919106	8,018	85	SH		SOLE		85	0	0
ONEOK INC	ENERGY	682680103	23,063	363	SH		SOLE		363	0	0
ON24 INC.	INFORMATION TECHNOLOGY	68339B104	5,913	675	SH		SOLE		675	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	787,197	8,472	SH		SOLE		8,472	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	15,796	170	SH		DFND		0	170	0
OTIS WORLDWIDE CORPORATION	INDUSTRIALS	68902V107	185,674	2,200	SH		SOLE		1,850	350	0
OTIS WORLDWIDE CORPORATION	INDUSTRIALS	68902V107	43,634	517	SH		DFND		327	190	0
OUTSET MEDICAL INC.	HEALTHCARE	690145107	5,149	280	SH		SOLE		280	0	0
P G & E CORP	UTILITIES	69331C108	161	10	SH		SOLE		10	0	0
PNC FINANCIAL SERVICES GROUP INC	FINANCIALS	693475105	42,959	338	SH		SOLE		338	0	0
PPG INDUSTRIES	MATERIALS	693506107	2,270	17	SH		SOLE		17	0	0
PPL CORP	UTILITIES	69351T106	2,779	100	SH		SOLE		100	0	0
PACER AMERICAN ENERGY INDEPENDENCE ETF	ENERGY	69374H634	17,420	670	SH		SOLE		670	0	0
PACIRA BIOSCIENCES, INC	HEALTHCARE	695127100	24,486	600	SH		SOLE		600	0	0
PALO ALTO NETWORKS INC	INFORMATION TECHNOLOGY	697435105	19,174	96	SH		SOLE		96	0	0
PARKER HANNIFIN CORP	MATERIALS	701094104	226,866	675	SH		SOLE		675	0	0
PAYCHEX INC	INFORMATION TECHNOLOGY	704326107	10,542	92	SH		SOLE		92	0	0
PELOTON INTERACTIVE INC CLASS A	CONSUMER DISCRETIONARY	70614W100	5,783	510	SH		SOLE		510	0	0
PEPSICO INC	CONSUMER STAPLES	713448108	3,439,945	18,870	SH		SOLE		18,575	295	0
PEPSICO INC	CONSUMER STAPLES	713448108	625,287	3,430	SH		DFND		1,815	1,615	0
PFIZER INC	HEALTHCARE	717081103	2,130,054	52,221	SH		SOLE		49,665	2,556	0
PFIZER INC	HEALTHCARE	717081103	171,318	4,200	SH		DFND		3,800	400	0
PHILIP MORRIS INTERNATIONAL W/I	CONSUMER DISCRETIONARY	718172109	251,291	2,584	SH		SOLE		2,584	0	0
PHILLIPS 66	ENERGY	718546104	936,207	9,235	SH		SOLE		9,025	210	0
PHILLIPS 66	ENERGY	718546104	127,231	1,255	SH		DFND		1,255	0	0
PIMCO HIGH INCOME FUND	EXCHANGE TRADED FUND-FIXED INC	722014107	16,526	3,472	SH		SOLE		3,472	0	0
PINTEREST INC CL A	COMMUNICATION SERVICES	72352L106	24,952	915	SH		SOLE		915	0	0
PLAINS ALL AMERICAN PIPELINE	ENERGY	726503105	134,676	10,800	SH		SOLE		10,800	0	0
PLUG POWER INC.	INFORMATION TECHNOLOGY	72919P202	16,642	1,420	SH		SOLE		1,420	0	0
POST HOLDINGS INC	CONSUMER STAPLES	737446104	4,493	50	SH		SOLE		50	0	0
T ROWE PRICE GROUP INC	FINANCIALS	74144T108	42,337	375	SH		SOLE		375	0	0
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	4,084,726	27,472	SH		SOLE		25,765	1,672	35
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	661,668	4,450	SH		DFND		2,620	1,830	0
PROLOGIS, INC.	REAL ESTATE	74340W103	2,370	19	SH		SOLE		19	0	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	273,604	3,307	SH		SOLE		3,307	0	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	60,400	730	SH		DFND		730	0	0
PUBLIC SERVICE ENTERPRISE GROUP, INC	UTILITIES	744573106	9,679	155	SH		SOLE		155	0	0
PUBMATIC INC COM CL A	CONSUMER DISCRETIONARY	74467Q103	9,176	664	SH		SOLE		664	0	0
PULTEGROUP, INC	INDUSTRIALS	745867101	53,899	925	SH		SOLE		925	0	0
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	1,364,820	10,698	SH		SOLE		10,433	235	30
QUANTA SERVICES INC	INDUSTRIALS	74762E102	109,148	655	SH		SOLE		655	0	0
REATA PHARMACEUTICALS INC.	HEALTHCARE	75615P103	5,000	55	SH		SOLE		55	0	0
REGENERON PHARMACEUTICALS	HEALTHCARE	75886F107	386,161	470	SH		SOLE		470	0	0
REPLIGEN CORPORATION	HEALTHCARE	759916109	42,090	250	SH		SOLE		250	0	0
RIMINI STREET INC.	INFORMATION TECHNOLOGY	76674Q107	6,447	1,565	SH		SOLE		1,565	0	0
RIO TINTO PLC	MATERIALS	767204100	102,900	1,500	SH		SOLE		1,500	0	0
ROBERT HALF INTL INC	INDUSTRIALS	770323103	20,140	250	SH		SOLE		250	0	0
ROCHE HOLDING AG	HEALTHCARE	771195104	8,569	239	SH		SOLE		239	0	0
ROKU INC	CONSUMER DISCRETIONARY	77543R102	6,251	95	SH		SOLE		95	0	0
SPDR S & P 500 ETF TRUST	EXCHANGE TRADED FUND - EQUITY	78462F103	18,411,024	44,972	SH		SOLE		44,972	0	0
SPDR S & P 500 ETF TRUST	EXCHANGE TRADED FUND - EQUITY	78462F103	1,475,848	3,605	SH		DFND		1,020	2,585	0
SPDR GOLD TRUST	MUTUAL FUND	78463V107	247,526	1,351	SH		SOLE		1,351	0	0
SPDR MSCI ACWI CLIMATE PARIS ALIGNED ETF	EXCHANGE TRADED FUND - EQUITY	78463X194	12,430	440	SH		SOLE		440	0	0
SPDR NYSE TECHNOLOGY ETF	INFORMATION TECHNOLOGY	78464A102	79,386	655	SH		SOLE		655	0	0
SPDR PORTFOLIO TIP ETF	EXCHANGE TRADED FUND-FIXED INC	78464A656	30,152	1,131	SH		SOLE		1,131	0	0
SPDR S&P REGIONAL BANKING ETF	FINANCIALS	78464A698	16,447	375	SH		SOLE		375	0	0
SPDR S&P DIVIDEND ETF	EXCHANGE TRADED FUND - EQUITY	78464A763	340,820	2,755	SH		SOLE		2,755	0	0
SPDR S&P 400 MID CAP VALUE ETF	EXCHANGE TRADED FUND - EQUITY	78464A839	13,216	200	SH		SOLE		200	0	0
ETF SPDR S&P BIOTECH	HEALTHCARE	78464A870	499,553	6,555	SH		SOLE		6,555	0	0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W	EXCHANGE TRADED FUND - EQUITY	78467Y10W	75,176	164	SH		SOLE		164	0	0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	EXCHANGE TRADED FUND - EQUITY	78467Y107	4,670,617	10,189	SH		SOLE		10,137	0	52
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	EXCHANGE TRADED FUND - EQUITY	78467Y107	208,572	455	SH		DFND		230	225	0
SPDR S&P 500 ESG ETF	EXCHANGE TRADED FUND - EQUITY	78468R531	3,943	100	SH		SOLE		100	0	0
SPDR SER TR S&P KENSHO SMART	INFORMATION TECHNOLOGY	78468R689	7,629	240	SH		SOLE		240	0	0
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF	EXCHANGE TRADED FUND-FIXED INC	78468R721	70,215	1,500	SH		SOLE		1,500	0	0
SPDR MSCI USA GENDER DIVERSITY ETF	EXCHANGE TRADED FUND - EQUITY	78468R747	17,243	208	SH		SOLE		208	0	0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	78468R804	11,628	85	SH		SOLE		85	0	0
SALESFORCE, INC.	INFORMATION TECHNOLOGY	79466L302	278,684	1,395	SH		SOLE		1,395	0	0
SANOFI ADR	FOREIGN EQUITIES	80105N105	6,530	120	SH		SOLE		120	0	0
SCHLUMBERGER LTD	ENERGY	806857108	14,727	300	SH		SOLE		300	0	0
SCHLUMBERGER LTD	ENERGY	806857108	14,727	300	SH		DFND		0	300	0
SCHWAB U.S. SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	808524607	10,985	262	SH		SOLE		262	0	0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY	EXCHANGE TRADED FUND - EQUITY	808524748	7,122	215	SH		SOLE		215	0	0
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY	EXCHANGE TRADED FUND - EQUITY	808524755	11,288	361	SH		SOLE		361	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	808524763	9,975	205	SH		SOLE		205	0	0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	808524771	21,144	385	SH		SOLE		385	0	0
MATERIAL SELECT SECTOR SPDR TRUST	MATERIALS	81369Y100	260,497	3,230	SH		SOLE		3,230	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	HEALTHCARE	81369Y209	8,026	62	SH		SOLE		62	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	CONSUMER STAPLES	81369Y308	62,523	837	SH		SOLE		837	0	0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND	CONSUMER DISCRETIONARY	81369Y407	95,704	640	SH		SOLE		640	0	0
ENERGY SELECT SECTOR SPDR FUND	ENERGY	81369Y506	43,070	520	SH		SOLE		520	0	0
FINANCIAL SELECT SECTOR SPDR FUND	FINANCIALS	81369Y605	366,555	11,405	SH		SOLE		11,405	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	INDUSTRIALS	81369Y704	91,061	900	SH		SOLE		900	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	882,500	5,844	SH		SOLE		5,844	0	0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	COMMUNICATION SERVICES	81369Y852	97,911	1,689	SH		SOLE		1,689	0	0
AMEX UTILITIES SELECT INDEX SHS BEN INT	UTILITIES	81369Y886	251,873	3,721	SH		SOLE		3,721	0	0
SEMPRA	UTILITIES	816851109	133,774	885	SH		SOLE		885	0	0
SHERWIN WILLIAMS COMPANY	CONSUMER DISCRETIONARY	824348106	45,178	201	SH		SOLE		201	0	0
SCHOCKWAVE MEDICAL INC	HEALTHCARE	82489T104	27,537	127	SH		SOLE		127	0	0
SIEMENS AG	FOREIGN EQUITIES	826197501	21,856	270	SH		SOLE		270	0	0
SIMON PROPERTY GROUP	REAL ESTATE	828806109	7,388	66	SH		SOLE		66	0	0
SIX FLAGS ENTERTAINMENT CORPORATION	CONSUMER DISCRETIONARY	83001A102	8,410	315	SH		SOLE		315	0	0
SMITH-MIDLAND CORPORATION	INDUSTRIALS	832156103	6,187	330	SH		SOLE		330	0	0
J.M. SMUCKER COMPANY	CONSUMER STAPLES	832696405	252,734	1,606	SH		SOLE		655	951	0
SNAP-ON INC	CONSUMER DISCRETIONARY	833034101	46,662	189	SH		SOLE		189	0	0
SONY GROUP CORP	FOREIGN EQUITIES	835699307	16,316	180	SH		SOLE		180	0	0
SOUTHERN CO	UTILITIES	842587107	1,037,898	14,917	SH		SOLE		14,302	615	0
SOUTHERN CO	UTILITIES	842587107	232,744	3,345	SH		DFND		2,600	745	0
SOUTHWEST AIRLINES	INDUSTRIALS	844741108	15,131	465	SH		SOLE		465	0	0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK	CONSUMER STAPLES	84790A105	662	10	SH		SOLE		10	0	0
SPLUNK INC.	ENERGY	848637104	4,794	50	SH		SOLE		50	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	371,006	3,563	SH		SOLE		3,563	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	9,579	92	SH		DFND		0	92	0
STATE STREET CORP. COM	FINANCIALS	857477103	2,346	31	SH		SOLE		31	0	0
STITCH FIX, INC. - CLASS A	CONSUMER DISCRETIONARY	860897107	996	195	SH		SOLE		195	0	0
STRYKER CORP	HEALTHCARE	863667101	1,220,314	4,275	SH		SOLE		4,275	0	0
STRYKER CORP	HEALTHCARE	863667101	39,964	140	SH		DFND		140	0	0
SUMMIT THERAPEUTICS INC.	HEALTHCARE	86627T108	4,375	2,500	SH		SOLE		2,500	0	0
SUNCOR ENERGY INC NEW	FOREIGN EQUITIES	867224107	14,899	480	SH		SOLE		480	0	0
SYNOPSYS INC	INFORMATION TECHNOLOGY	871607107	7,725	20	SH		SOLE		20	0	0
SYSCO CORPORATION	CONSUMER STAPLES	871829107	80,694	1,045	SH		SOLE		1,045	0	0
TJX COS INC NEW	CONSUMER DISCRETIONARY	872540109	85,489	1,091	SH		SOLE		1,091	0	0
T. ROWE PRICE DIVIDEND GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	87283Q404	12,203	382	SH		SOLE		382	0	0
TAKE-TWO INTERACTIVE SOFTWARE, INC.	INFORMATION TECHNOLOGY	874054109	13,719	115	SH		SOLE		115	0	0
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	752,921	4,546	SH		SOLE		4,374	130	42
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	124,222	750	SH		DFND		0	750	0
TELADOC HEALTH INC.	HEALTHCARE	87918A105	8,466	327	SH		SOLE		327	0	0
TESLA MOTORS INC	CONSUMER DISCRETIONARY	88160R101	845,163	4,074	SH		SOLE		4,074	0	0
TEXAS INSTRUMENTS	INFORMATION TECHNOLOGY	882508104	82,959	446	SH		SOLE		446	0	0
TEXTRON INC	INDUSTRIALS	883203101	4,590	65	SH		SOLE		65	0	0
THE TRADE DESK, INC.	INFORMATION TECHNOLOGY	88339J105	48,720	800	SH		SOLE		800	0	0
THERMO FISHER SCIENTIFIC, INC	HEALTHCARE	883556102	203,453	353	SH		SOLE		353	0	0
3M CO COM	INDUSTRIALS	88579Y101	391,185	3,722	SH		SOLE		3,207	515	0
3M CO COM	INDUSTRIALS	88579Y101	82,511	785	SH		DFND		785	0	0
TORO CO	INDUSTRIALS	891092108	80,035	720	SH		SOLE		720	0	0
TORONTO-DOMINION BANK NEW	FOREIGN EQUITIES	891160509	230,193	3,843	SH		SOLE		3,843	0	0
TOTALENERGIES SE	FOREIGN EQUITIES	89151E109	1,180	20	SH		SOLE		20	0	0
TOYOTA MOTOR CORP ADR	CONSUMER DISCRETIONARY	892331307	47,463	335	SH		SOLE		335	0	0
TRANSMEDICS GROUP INC.	HEALTHCARE	89377M109	34,831	460	SH		SOLE		460	0	0
TRAVELERS COS INC	FINANCIALS	89417E109	116,556	680	SH		SOLE		680	0	0
TREX COMPANY INC.	INDUSTRIALS	89531P105	12,894	265	SH		SOLE		265	0	0
TWILIO INC. - A	INFORMATION TECHNOLOGY	90138F102	7,528	113	SH		SOLE		113	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	99,034	2,748	SH		SOLE		2,748	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	720	20	SH		DFND		20	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	8,828	170	SH		SOLE		0	170	0
UNION PACIFIC CORP	INDUSTRIALS	907818108	383,193	1,904	SH		SOLE		1,904	0	0
UNITED PARCEL SERVICE	INDUSTRIALS	911312106	499,291	2,574	SH		SOLE		2,574	0	0
UNITEDHEALTH GROUP INC	HEALTHCARE	91324P102	1,388,415	2,938	SH		SOLE		2,938	0	0
UPSTART HLDGS INC COM	FINANCIALS	91680M107	2,383	150	SH		SOLE		150	0	0
VF CORP	CONSUMER DISCRETIONARY	918204108	1,832	80	SH		SOLE		80	0	0
VAIL RESORTS INC.	CONSUMER DISCRETIONARY	91879Q109	3,505	15	SH		SOLE		15	0	0
VALERO ENERGY NEW	ENERGY	91913Y100	619,535	4,438	SH		SOLE		4,323	115	0
VALERO ENERGY NEW	ENERGY	91913Y100	110,563	792	SH		DFND		792	0	0
VANECK SEMICONDUCTOR ETF	INFORMATION TECHNOLOGY	92189F676	87,639	333	SH		SOLE		333	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	EXCHANGE TRADED FUND - EQUITY	921908844	109,192	709	SH		SOLE		709	0	0
ETF VANGUARD TOTAL INTL STOCK	MUTUAL FUND	921909768	1,932	35	SH		SOLE		35	0	0
VANGUARD ESG INTERNATIONAL STOCK ETF	EXCHANGE TRADED FUND - EQUITY	921910725	5,288	101	SH		SOLE		101	0	0
VANGUARD SHORT-TERM BOND ETF	EXCHANGE TRADED FUND-FIXED INC	921937827	15,832	207	SH		SOLE		207	0	0
VANGUARD TOTAL BOND MARKET FUND ETF	EXCHANGE TRADED FUND-FIXED INC	921937835	434,193	5,881	SH		SOLE		5,881	0	0
VANGUARD FTSE DEVELOPED MARKET ETF	MUTUAL FUND	921943858	595,704	13,191	SH		SOLE		13,191	0	0
VANGUARD UTILITIES ETF	UTILITIES	92204A876	48,681	330	SH		SOLE		330	0	0
VANGUARD COMMUNICATION SERVICES ETF	COMMUNICATION SERVICES	92204A884	7,153	74	SH		SOLE		74	0	0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF	EXCHANGE TRADED FUND - EQUITY	922042718	2,949	27	SH		SOLE		27	0	0
VANGUARD MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	922042858	155,742	3,855	SH		SOLE		3,855	0	0
VANGUARD MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	922042858	46,864	1,160	SH		DFND		910	250	0
ETF VANGUARD RUSSELL 3000	EXCHANGE TRADED FUND - EQUITY	92206C599	1,231,774	6,720	SH		SOLE		6,720	0	0
ETF VANGUARD RUSSELL 3000	EXCHANGE TRADED FUND - EQUITY	92206C599	234,624	1,280	SH		DFND		1,280	0	0
ETF VANGUARD RUSSELL 2000	EXCHANGE TRADED FUND - EQUITY	92206C664	85,990	1,193	SH		SOLE		1,193	0	0
VAREX IMAGING CORP	HEALTHCARE	92214X106	727	40	SH		SOLE		40	0	0
VANGUARD REAL ESTATE ETF	REAL ESTATE	922908553	29,064	350	SH		SOLE		250	100	0
VANGUARD MID-CAP ETF	EXCHANGE TRADED FUND - EQUITY	922908629	1,265,520	6,000	SH		SOLE		6,000	0	0
VANGUARD GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	922908736	1,110,007	4,450	SH		SOLE		4,450	0	0
VANGUARD VALUE ETF	EXCHANGE TRADED FUND - EQUITY	922908744	50,410	365	SH		SOLE		365	0	0
VANGUARD SMALL CAP ETF	EXCHANGE TRADED FUND - EQUITY	922908751	14,406	76	SH		SOLE		76	0	0
VANGUARD TOTAL STOCK MARKET ETF	EXCHANGE TRADED FUND - EQUITY	922908769	904,977	4,434	SH		SOLE		4,434	0	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	1,573,180	40,464	SH		SOLE		39,008	1,456	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	211,855	5,449	SH		DFND		3,587	1,862	0
VERISK ANALYTICS INC	INDUSTRIALS	92345Y106	20,145	105	SH		SOLE		105	0	0
VERTEX PHARMACEUTICALS INC	HEALTHCARE	92532F100	178,631	567	SH		SOLE		567	0	0
VISA INC - CLASS A SHARES	INFORMATION TECHNOLOGY	92826C839	1,206,639	5,352	SH		SOLE		5,252	100	0
VMWARE INC	INFORMATION TECHNOLOGY	928563402	9,862	79	SH		SOLE		79	0	0
VONTIER CORPORATION	INDUSTRIALS	928881101	1,093	40	SH		DFND		40	0	0
WALMART INC	CONSUMER STAPLES	931142103	1,124,863	7,629	SH		SOLE		7,349	280	0
WALMART INC	CONSUMER STAPLES	931142103	18,431	125	SH		DFND		125	0	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	1,570,151	9,623	SH		SOLE		8,668	955	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	213,750	1,310	SH		DFND		880	430	0
WATSCO INC. COMMON STOCK	INDUSTRIALS	942622200	2,545	8	SH		SOLE		8	0	0
WAYFAIR INC CL A	CONSUMER DISCRETIONARY	94419L101	3,434	100	SH		SOLE		100	0	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	40,331	1,079	SH		SOLE		859	220	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	26,166	700	SH		DFND		700	0	0
WHERE FOOD COMES FROM INC.	INDUSTRIALS	96327X200	9,345	700	SH		SOLE		700	0	0
WHIRLPOOL CORP	CONSUMER DISCRETIONARY	963320106	2,640	20	SH		SOLE		20	0	0
THE WILLIAMS CO. INC.	ENERGY	969457100	143,677	4,812	SH		SOLE		4,812	0	0
THE WILLIAMS CO. INC.	ENERGY	969457100	92,566	3,100	SH		DFND		3,100	0	0
WISDOMTREE INC	FINANCIALS	97717P104	3,516	600	SH		SOLE		600	0	0
XCEL ENERGY INC	UTILITIES	98389B100	41,603	617	SH		SOLE		617	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	23,774	180	SH		SOLE		180	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	79,248	600	SH		DFND		0	600	0
ZEBRA TECHNOLOGIES CORP CLASS A	INFORMATION TECHNOLOGY	989207105	25,440	80	SH		SOLE		80	0	0
ZIMMER HOLDINGS INC.	HEALTHCARE	98956P102	67,313	521	SH		SOLE		21	500	0
ZOETIS INC	HEALTHCARE	98978V103	15,644	94	SH		SOLE		94	0	0
ZUORA INC	INFORMATION TECHNOLOGY	98983V106	4,880	494	SH		SOLE		494	0	0