Adirondack Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLEGION PLC	FOREIGN EQUITIES	G0176J109	26,258	252	SH		SOLE		252	0	0
ARCO PLATFORM LIMITED -CLASS A	FOREIGN EQUITIES	G04553106	8,612	625	SH		SOLE		625	0	0
ACCENTURE PLC	INFORMATION TECHNOLOGY	G1151C101	986,087	3,211	SH		SOLE		3,211	0	0
CAMBIUM NETWORKS CORPORATION	FOREIGN EQUITIES	G17766109	2,785	380	SH		SOLE		380	0	0
EATON CORP PLC	INDUSTRIALS	G29183103	169,342	794	SH		SOLE		794	0	0
KINIKSA PHARMACEUTICALS LTD. -CLASS A	FOREIGN EQUITIES	G5269C101	15,190	875	SH		SOLE		875	0	0
NORWEGIAN CRUISE LINE HOLDINGS LTD	CONSUMER DISCRETIONARY	G66721104	1,647	100	SH		SOLE		100	0	0
NOVOCURE LIMITED	HEALTHCARE	G6674U108	1,614	100	SH		SOLE		100	0	0
PENTAIR PLC	INDUSTRIALS	G7S00T104	19,425	300	SH		SOLE		300	0	0
SMART GLOBAL HOLDINGS INC.	FOREIGN EQUITIES	G8232Y101	8,275	340	SH		SOLE		340	0	0
TEXTAINER GROUP HOLDINGS LIMITED COMMON SHARES	INDUSTRIALS	G8766E109	48,425	1,300	SH		SOLE		1,300	0	0
VINCI PARTNERS INVESTMENTS LTD. - CLASS A	FINANCIALS	G9451V109	8,721	855	SH		SOLE		855	0	0
FIVERR INTERNATIONAL LTD.	FOREIGN EQUITIES	M4R82T106	6,604	270	SH		SOLE		270	0	0
JFROG LTD	FOREIGN EQUITIES	M6191J100	8,749	345	SH		SOLE		345	0	0
ZIM INTEGRATED SHIPPING SERVICES, LTD.	INDUSTRIALS	M9T951109	1,045	100	SH		SOLE		100	0	0
WIX.COM LTD	INFORMATION TECHNOLOGY	M98068105	11,750	128	SH		SOLE		128	0	0
ASML HOLDING N V N Y REGISTRY SHS	FOREIGN EQUITIES	N07059210	17,659	30	SH		SOLE		30	0	0
FLEXTRONICS INTL	INFORMATION TECHNOLOGY	Y2573F102	40,455	1,500	SH		SOLE		1,500	0	0
ABM INDUSTRIES INCORPORATED COMMON STOCK	INDUSTRIALS	000957100	8,000	200	SH		SOLE		200	0	0
AFLAC INC.	FINANCIALS	001055102	1,228	16	SH		SOLE		16	0	0
AT&T INC.	COMMUNICATION SERVICES	00206R102	484,327	32,247	SH		SOLE		32,187	0	60
AT&T INC.	COMMUNICATION SERVICES	00206R102	86,664	5,770	SH		DFND		4,710	1,060	0
ABBOTT LABS	HEALTHCARE	002824100	753,663	7,782	SH		SOLE		7,382	400	0
ABBOTT LABS	HEALTHCARE	002824100	116,704	1,205	SH		DFND		0	1,205	0
ABBVIE INC.	HEALTHCARE	00287Y109	2,040,293	13,688	SH		SOLE		13,210	478	0
ABBVIE INC.	HEALTHCARE	00287Y109	352,526	2,365	SH		DFND		1,250	1,115	0
ACTIVISION BLIZZARD, INC.	INFORMATION TECHNOLOGY	00507V109	229,109	2,447	SH		SOLE		2,447	0	0
ADOBE INC	INFORMATION TECHNOLOGY	00724F101	548,626	1,076	SH		SOLE		1,076	0	0
AECOM TECHNOLOGY CORP	INFORMATION TECHNOLOGY	00766T100	1,328	16	SH		SOLE		16	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	654,942	6,370	SH		SOLE		6,370	0	0
ADVANCED MICRO DEVICES INC	INFORMATION TECHNOLOGY	007903107	10,282	100	SH		DFND		0	0	100
INVESCO INTERNATIONAL GROWTH FUND	MUTUAL FUND	008882532	1,468	71	SH		SOLE		71	0	0
AIR PRODUCTS & CHEMICALS INC	MATERIALS	009158106	323,911	1,143	SH		SOLE		1,143	0	0
ALBANY INTERNATIONAL CORPORATION COMMON STOCK	INDUSTRIALS	012348108	86,280	1,000	SH		SOLE		1,000	0	0
ALIGN TECHNOLOGY INC.	HEALTHCARE	016255101	3,053	10	SH		SOLE		10	0	0
ALLSTATE CORP	FINANCIALS	020002101	66,846	600	SH		SOLE		300	300	0
ALTRIA GROUP, INC.	CONSUMER STAPLES	02209S103	150,206	3,573	SH		SOLE		3,573	0	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	4,859,116	38,225	SH		SOLE		38,025	200	0
AMAZON. COM, INC	CONSUMER DISCRETIONARY	023135106	25,424	200	SH		DFND		200	0	0
AMERICAN ELEC PWR INC	UTILITIES	025537101	60,926	810	SH		SOLE		810	0	0
AMERICAN EXPRESS	FINANCIALS	025816109	334,463	2,242	SH		SOLE		2,205	0	37
AMERICAN EXPRESS	FINANCIALS	025816109	21,184	142	SH		DFND		0	142	0
AMERICAN STATES WATER COMPANY COMMON STOCK	UTILITIES	029899101	78,680	1,000	SH		SOLE		1,000	0	0
AMERICAN TOWER CORPORATION	COMMUNICATION SERVICES	03027X100	609,919	3,709	SH		SOLE		3,709	0	0
AMERICAN WATER WORKS INC.	CONSUMER DISCRETIONARY	030420103	4,457	36	SH		SOLE		36	0	0
AMERIPRISE FINANCIAL INC.	FINANCIALS	03076C106	26,043	79	SH		SOLE		79	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	625,920	2,329	SH		SOLE		2,329	0	0
AMGEN INCORPORATED	HEALTHCARE	031162100	130,078	484	SH		DFND		484	0	0
AMKOR TECHNOLOGY INC	INFORMATION TECHNOLOGY	031652100	3,388	150	SH		SOLE		150	0	0
ANIXA BIOSCIENCES INC.	HEALTHCARE	03528H109	22,820	7,000	SH		SOLE		7,000	0	0
APPIAN CORPORATION	INFORMATION TECHNOLOGY	03782L101	12,770	280	SH		SOLE		280	0	0
APPLE INC	INFORMATION TECHNOLOGY	037833100	12,514,515	73,095	SH		SOLE		71,615	1,400	80
APPLE INC	INFORMATION TECHNOLOGY	037833100	465,690	2,720	SH		DFND		2,560	160	0
APPLE HOSPITALTIY REIT INC COMMON SHARES	REAL ESTATE	03784Y200	2,469	161	SH		SOLE		161	0	0
APPLIED MATL INC	INFORMATION TECHNOLOGY	038222105	1,195,634	8,636	SH		SOLE		8,636	0	0
APTARGROUP INC. COMMON STOCK	INDUSTRIALS	038336103	50,016	400	SH		SOLE		400	0	0
ARCHER DANIELS MIDLAND CO	CONSUMER STAPLES	039483102	1,810	24	SH		SOLE		24	0	0
ARISTA NETWORKS INC.	INFORMATION TECHNOLOGY	040413106	44,142	240	SH		SOLE		240	0	0
ARROW FINANCIAL CORPORATION	FINANCIALS	042744102	363,358	21,349	SH		SOLE		21,349	0	0
ASTRAZENECA PLC - ADR	HEALTHCARE	046353108	67,649	999	SH		SOLE		999	0	0
AUTODESK INC.	INFORMATION TECHNOLOGY	052769106	10,345	50	SH		SOLE		50	0	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	817,482	3,398	SH		SOLE		3,098	300	0
AUTOMATIC DATA PROCESSING INC	INFORMATION TECHNOLOGY	053015103	213,153	886	SH		DFND		0	886	0
AVERY DENNISON CORP	MATERIALS	053611109	15,510	300	SH		SOLE		300	0	0
AXON ENTERPRISE INC COM	INDUSTRIALS	05464C101	49,747	250	SH		SOLE		250	0	0
BP P.L.C.	ENERGY	055622104	78,365	2,024	SH		SOLE		2,024	0	0
BP PRUDHOE BAY ROYALTY TRUST	ENERGY	055630107	715	100	SH		SOLE		100	0	0
BM TECHNOLOGIES INC.	INDUSTRIALS	05591L107	1,760	880	SH		SOLE		880	0	0
BAIDU INC - SPON ADR	INFORMATION TECHNOLOGY	056752108	1,612	12	SH		SOLE		12	0	0
BANDWIDTH INC	INFORMATION TECHNOLOGY	05988J103	1,465	130	SH		SOLE		130	0	0
BANK OF AMERICA CORP	FINANCIALS	060505104	567,331	20,729	SH		SOLE		20,729	0	0
BANK OF HAWAII CORPORATION COMMON STOCK	FINANCIALS	062540109	14,904	300	SH		SOLE		300	0	0
BANK OF NEW YORK MELLON CORP	FINANCIALS	064058100	23,285	546	SH		SOLE		546	0	0
BAOUZUN INC-SPN ADR	FOREIGN EQUITIES	06684L103	231	75	SH		SOLE		75	0	0
BARRICK GOLD CORP	MATERIALS	067901108	1,964	135	SH		SOLE		135	0	0
BAXTER INTERNATIONAL INC.	HEALTHCARE	071813109	37,730	1,000	SH		SOLE		1,000	0	0
BECTON DICKINSON & CO	HEALTHCARE	075887109	314,613	1,217	SH		SOLE		982	235	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	3,378,143	9,644	SH		SOLE		9,644	0	0
BERKSHIRE HATHAWAY INC. DEL CLASS B	FINANCIALS	084670702	12,960	37	SH		DFND		0	37	0
BEST BUY	CONSUMER DISCRETIONARY	086516101	22,577	325	SH		SOLE		325	0	0
BIOGEN INC	HEALTHCARE	09062X103	20,560	80	SH		SOLE		80	0	0
BLACK HILLS CORPORATION	UTILITIES	092113109	10,118	200	SH		SOLE		200	0	0
BLACKROCK INC	FINANCIALS	09247X101	952,886	1,474	SH		SOLE		1,474	0	0
BLACKROCK INC	FINANCIALS	09247X101	9,697	15	SH		DFND		0	15	0
BLINK CHARGING CO. - COMMON STOCK	CONSUMER DISCRETIONARY	09354A100	561	184	SH		SOLE		184	0	0
BLOOM ENERGY CORP COM CL A	ENERGY	093712107	2,652	200	SH		SOLE		200	0	0
BOEING	INDUSTRIALS	097023105	378,374	1,974	SH		SOLE		1,974	0	0
BOEING	INDUSTRIALS	097023105	86,256	450	SH		DFND		50	400	0
BOSTON SCIENTIFIC CORP	HEALTHCARE	101137107	52,631	997	SH		SOLE		997	0	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	1,476,322	25,437	SH		SOLE		23,437	2,000	0
BRISTOL MYERS SQUIBB CO	HEALTHCARE	110122108	235,931	4,065	SH		DFND		3,000	1,065	0
C3.AI INC	INFORMATION TECHNOLOGY	12468P104	1,276	50	SH		SOLE		50	0	0
CBOE GLOBAL MARKETS, INC.	FINANCIALS	12503M108	15,621	100	SH		SOLE		100	0	0
CME GROUP INC.	FINANCIALS	12572Q105	4,605	23	SH		SOLE		23	0	0
CRA INTERNATIONAL INC.	INDUSTRIALS	12618T105	10,579	105	SH		SOLE		105	0	0
CSX CORPORATION	INDUSTRIALS	126408103	746,605	24,280	SH		SOLE		24,280	0	0
CSX CORPORATION	INDUSTRIALS	126408103	110,700	3,600	SH		DFND		3,600	0	0
CNX RESOURCES COPRORATION COMMON STOCK	ENERGY	12653C108	54,168	2,400	SH		SOLE		2,400	0	0
CVS HEALTH CORP	CONSUMER STAPLES	126650100	849,485	12,169	SH		SOLE		12,169	0	0
COTERRA ENERGY INC	ENERGY	127097103	27,040	1,000	SH		SOLE		1,000	0	0
CANADIAN IMPERIAL BANK OF COMMERCE	FINANCIALS	136069101	5,791	150	SH		SOLE		150	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN EQUITIES	136375102	4,333	40	SH		SOLE		40	0	0
CANADIAN NATURAL RESOURCES	ENERGY	136385101	7,372	114	SH		SOLE		114	0	0
CANADIAN SOLAR INC COM	ENERGY	136635109	36,915	1,500	SH		SOLE		1,500	0	0
CAPITAL ONE FINANCIAL CORP	FINANCIALS	14040H105	8,733	90	SH		SOLE		90	0	0
CARGURUS INC COM CL A	CONSUMER DISCRETIONARY	141788109	17,520	1,000	SH		SOLE		1,000	0	0
CARRIER GLOBAL CORPORATION	INDUSTRIALS	14448C104	207,164	3,753	SH		SOLE		3,053	700	0
CARRIER GLOBAL CORPORATION	INDUSTRIALS	14448C104	57,132	1,035	SH		DFND		655	380	0
CASEY'S GENERAL STORES INC	CONSUMER DISCRETIONARY	147528103	73,307	270	SH		SOLE		270	0	0
CATERPILLAR INC	INDUSTRIALS	149123101	2,138,682	7,834	SH		SOLE		7,739	70	25
CATERPILLAR INC	INDUSTRIALS	149123101	401,310	1,470	SH		DFND		1,025	445	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	29,524	1,100	SH		SOLE		1,100	0	0
CENTERPOINT ENERGY, INC	UTILITIES	15189T107	107,360	4,000	SH		DFND		4,000	0	0
CENTESSA PHARMACEUTICALS PLC	HEALTHCARE	152309100	5,984	925	SH		SOLE		925	0	0
CHARTER COMMUNICATIONS,INC-A	COMMUNICATION SERVICES	16119P108	10,554	24	SH		SOLE		24	0	0
CHEGG INC COM	CONSUMER DISCRETIONARY	163092109	2,230	250	SH		SOLE		250	0	0
CHESAPEAKE ENERGY CORPORATION	ENERGY	165167735	43,110	500	SH		SOLE		500	0	0
CHEVRON CORPORATION	ENERGY	166764100	2,315,105	13,730	SH		SOLE		13,347	383	0
CHEVRON CORPORATION	ENERGY	166764100	335,720	1,991	SH		DFND		1,486	505	0
CHEWY INC.	CONSUMER DISCRETIONARY	16679L109	456	25	SH		SOLE		25	0	0
CHICO'S FASHION INC	CONSUMER DISCRETIONARY	168615102	15,147	2,025	SH		SOLE		2,025	0	0
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	1,807,682	33,632	SH		SOLE		33,067	500	65
CISCO SYSTEMS INC.	INFORMATION TECHNOLOGY	17275R102	70,143	1,305	SH		DFND		30	1,275	0
CIRRUS LOGIC INC	INFORMATION TECHNOLOGY	172755100	7,395	100	SH		SOLE		100	0	0
CITIGROUP INC.	FINANCIALS	172967424	280,685	6,825	SH		SOLE		6,825	0	0
CITIGROUP INC.	FINANCIALS	172967424	53,674	1,305	SH		DFND		1,305	0	0
CLEARPOINT NEURO INC.	HEALTHCARE	18507C103	4,400	880	SH		SOLE		880	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	55,699	425	SH		SOLE		425	0	0
CLOROX COMPANY	CONSUMER STAPLES	189054109	26,212	200	SH		DFND		0	200	0
COCA COLA CO	CONSUMER STAPLES	191216100	1,565,325	27,968	SH		SOLE		25,498	2,470	0
COCA COLA CO	CONSUMER STAPLES	191216100	230,595	4,120	SH		DFND		3,430	690	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	INFORMATION TECHNOLOGY	192446102	6,774	100	SH		SOLE		100	0	0
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	897,743	12,625	SH		SOLE		12,590	0	35
COLGATE PALMOLIVE	CONSUMER STAPLES	194162103	113,348	1,594	SH		DFND		1,374	220	0
COMCAST CORP NEW CL A	CONSUMER DISCRETIONARY	20030N101	357,897	8,072	SH		SOLE		8,072	0	0
COMMERCE BANCSHARES INC	FINANCIALS	200525103	44,500	1,000	SH		SOLE		1,000	0	0
COMMERCIAL METALS COMPANY COMMON STOCK	MATERIALS	201723103	83,980	1,700	SH		SOLE		1,700	0	0
COMPASS PATHWAYS PLC	HEALTHCARE	20451W101	3,737	505	SH		SOLE		505	0	0
CONOCOPHILLIPS	ENERGY	20825C104	345,023	2,880	SH		SOLE		2,880	0	0
CONOCOPHILLIPS	ENERGY	20825C104	2,396	20	SH		DFND		20	0	0
CONSOLIDATED EDISON INC	UTILITIES	209115104	28,139	329	SH		SOLE		329	0	0
CORNERSTONE STRATEGIC VALUE FUND INC.	FINANCIALS	21924B302	3,002	373	SH		SOLE		373	0	0
CORNING INC	INFORMATION TECHNOLOGY	219350105	365,824	12,010	SH		SOLE		12,010	0	0
COSTCO WHSL CORP NEW	CONSUMER STAPLES	22160K105	930,437	1,647	SH		SOLE		1,647	0	0
CROSSAMERICA PARTNERS LP	ENERGY	22758A105	119,240	5,500	SH		SOLE		5,500	0	0
CUBESMART COM	REAL ESTATE	229663109	4,422	116	SH		SOLE		116	0	0
CUMMINS INC	INDUSTRIALS	231021106	150,778	660	SH		SOLE		660	0	0
CUMMINS INC	INDUSTRIALS	231021106	25,130	110	SH		DFND		110	0	0
DNP SELECT INCOME FUND INC	FIXED INCOME	23325P104	14,280	1,500	SH		SOLE		1,500	0	0
D R HORTON INC	CONSUMER DISCRETIONARY	23331A109	32,026	298	SH		SOLE		298	0	0
DTE ENERGY CO	UTILITIES	233331107	62,542	630	SH		SOLE		630	0	0
DTE ENERGY CO	UTILITIES	233331107	68,999	695	SH		DFND		695	0	0
DANAHER CORP	HEALTHCARE	235851102	969,806	3,909	SH		SOLE		3,909	0	0
DANAHER CORP	HEALTHCARE	235851102	144,146	581	SH		DFND		500	81	0
DARLING INGREDIENTS INC. COMMON STOCK	CONSUMER STAPLES	237266101	93,960	1,800	SH		SOLE		1,800	0	0
DATADOG INC CLASS A	INFORMATION TECHNOLOGY	23804L103	38,713	425	SH		SOLE		425	0	0
DAVITA INC.	HEALTHCARE	23918K108	15,124	160	SH		SOLE		160	0	0
DEERE & CO (JOHN DEERE)	INDUSTRIALS	244199105	552,852	1,465	SH		SOLE		1,255	210	0
DELTA AIR LINES INC	CONSUMER DISCRETIONARY	247361702	16,835	455	SH		SOLE		455	0	0
DEVON ENERGY CORPORATION NEW	ENERGY	25179M103	250,361	5,249	SH		SOLE		5,249	0	0
DIAGEO PLC	CONSUMER DISCRETIONARY	25243Q205	19,989	134	SH		SOLE		134	0	0
DIAMONDBACK ENERGY INC.	ENERGY	25278X109	33,298	215	SH		SOLE		215	0	0
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	937,389	11,566	SH		SOLE		11,541	0	25
DISNEY (WALT) COMPANY HOLDING CO	CONSUMER DISCRETIONARY	254687106	106,012	1,308	SH		DFND		220	1,088	0
DISCOVER FINANCIAL SERVICES	FINANCIALS	254709108	38,117	440	SH		SOLE		440	0	0
DOCEBO INC.	INFORMATION TECHNOLOGY	25609L105	5,470	135	SH		SOLE		135	0	0
DOCUSIGN INC	INFORMATION TECHNOLOGY	256163106	9,870	235	SH		SOLE		235	0	0
DOLLAR TREE, INC.	CONSUMER DISCRETIONARY	256746108	21,290	200	SH		SOLE		200	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	204,759	4,585	SH		SOLE		4,585	0	0
DOMINION ENERGY, INC.	UTILITIES	25746U109	47,339	1,060	SH		DFND		1,060	0	0
DOMINO'S PIZZA INC	CONSUMER DISCRETIONARY	25754A201	1,893	5	SH		SOLE		5	0	0
DONALDSON COMPANY INC	CONSUMER DISCRETIONARY	257651109	53,130	891	SH		SOLE		891	0	0
DOW INC.	MATERIALS	260557103	423,281	8,210	SH		SOLE		7,698	512	0
DOW INC.	MATERIALS	260557103	73,215	1,420	SH		DFND		1,420	0	0
DREAM FINDERS HOMES INC. - CLASS A	CONSUMER DISCRETIONARY	26154D100	13,665	615	SH		SOLE		615	0	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	400,405	4,537	SH		SOLE		4,537	0	0
DUKE ENERGY CORPORATION NEW	ENERGY	26441C204	70,784	802	SH		DFND		802	0	0
EOG RESOURCES INC	ENERGY	26875P101	14,576	115	SH		SOLE		115	0	0
EBAY INC	CONSUMER DISCRETIONARY	278642103	9,125	207	SH		SOLE		207	0	0
ECOLAB INC.	MATERIALS	278865100	12,705	75	SH		SOLE		75	0	0
ELECTRONIC ARTS INC	INFORMATION TECHNOLOGY	285512109	6,622	55	SH		SOLE		55	0	0
EMCOR GROUP INC. COMMON STOCK	INDUSTRIALS	29084Q100	84,156	400	SH		SOLE		400	0	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	466,521	4,831	SH		SOLE		3,391	1,440	0
EMERSON ELECTRIC	INDUSTRIALS	291011104	153,546	1,590	SH		DFND		0	1,590	0
ENBRIDGE INC	ENERGY	29250N105	92,402	2,785	SH		SOLE		2,785	0	0
ENTERGY CORPORATION	UTILITIES	29364G103	5,457	59	SH		SOLE		59	0	0
ENTERGY CORPORATION	UTILITIES	29364G103	74,000	800	SH		DFND		800	0	0
ENTERPRISE PRODUCTS PARTNERS L.P.	ENERGY	293792107	191,820	7,011	SH		SOLE		7,011	0	0
EQUITY RESIDENTIAL SHARES OF BENEFICIAL INT	FINANCIALS	29476L107	2,935	50	SH		SOLE		50	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	92,755	5,747	SH		SOLE		5,747	0	0
ESPEY MFG. & ELECTRONICS CORP	INDUSTRIALS	296650104	3,228	200	SH		DFND		100	0	100
ETSY INC	CONSUMER DISCRETIONARY	29786A106	10,655	165	SH		SOLE		165	0	0
EXACT SCIENCES CORP COM	HEALTHCARE	30063P105	15,349	225	SH		SOLE		225	0	0
EXELON CORP	UTILITIES	30161N101	74,780	1,979	SH		SOLE		1,704	275	0
EXELON CORP	UTILITIES	30161N101	41,191	1,090	SH		DFND		1,090	0	0
EXXON MOBIL CORP	ENERGY	30231G102	2,254,195	19,172	SH		SOLE		14,367	4,805	0
EXXON MOBIL CORP	ENERGY	30231G102	591,303	5,029	SH		DFND		2,217	2,812	0
F.N.B. CORPORATION	FINANCIALS	302520101	5,934	550	SH		SOLE		550	0	0
META PLATFORMS INC	INFORMATION TECHNOLOGY	30303M102	1,598,253	5,324	SH		SOLE		5,324	0	0
META PLATFORMS INC	INFORMATION TECHNOLOGY	30303M102	21,014	70	SH		DFND		70	0	0
FAIR ISAAC CORPORATION	INFORMATION TECHNOLOGY	303250104	13,027	15	SH		SOLE		15	0	0
FASTLY INC CLASS A	INFORMATION TECHNOLOGY	31188V100	5,939	310	SH		SOLE		310	0	0
FATHOM HOLDINGS INC.	REAL ESTATE	31189V109	936	230	SH		SOLE		230	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	222,245	839	SH		SOLE		839	0	0
FEDEX CORPORATION	INDUSTRIALS	31428X106	33,113	125	SH		DFND		125	0	0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	INFORMATION TECHNOLOGY	316092808	282,123	2,295	SH		SOLE		2,295	0	0
FIDELITY NATIONAL FINANCIAL INC. COM	FINANCIALS	31620R303	16,516	400	SH		SOLE		400	0	0
FIFTH THIRD BANCORP	FINANCIALS	316773100	17,091	675	SH		SOLE		675	0	0
1STDIBS.COM INC	INFORMATION TECHNOLOGY	320551104	3,476	955	SH		SOLE		955	0	0
FIRST TRUST NASDAQ CLEAN EDGE GREEN ENERGY ETF	ENERGY	33733E500	57,633	1,352	SH		SOLE		1,352	0	0
FIRST TR EXCHANGE TRAD FD VIFST TR GLB FD	Exchange Traded Funds - Equity	33739H101	12,144	506	SH		SOLE		506	0	0
FT CBOE VEST S&P 500 DIV ARISTOCRATS TARGET I	EXCHANGE TRADED FUND - EQUITY	33739Q705	15,795	320	SH		SOLE		320	0	0
FIRSTENERGY CORP	UTILITIES	337932107	1,879	55	SH		SOLE		55	0	0
FORD MOTOR CO DEL	CONSUMER DISCRETIONARY	345370860	41,905	3,374	SH		SOLE		3,374	0	0
FORTIVE CORPORATION	INFORMATION TECHNOLOGY	34959J108	7,415	100	SH		DFND		100	0	0
FREEPORT-MCMORAN COPPER & GOLD CLASS B	MATERIALS	35671D857	21,255	570	SH		SOLE		570	0	0
FRESHPET INC	CONSUMER STAPLES	358039105	4,941	75	SH		SOLE		75	0	0
FULGENT GENETICS INC.	HEALTHCARE	359664109	22,987	860	SH		SOLE		860	0	0
GATX CORPORATION	INDUSTRIALS	361448103	43,532	400	SH		SOLE		400	0	0
GE HEALTHCARE TECHNOLOGIES, INC.	HEALTHCARE	36266G107	60,960	896	SH		SOLE		534	362	0
GE HEALTHCARE TECHNOLOGIES, INC.	HEALTHCARE	36266G107	272	4	SH		DFND		0	0	4
GAMESTOP CORP NEW CL A	CONSUMER DISCRETIONARY	36467W109	197	12	SH		SOLE		12	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	688,295	3,115	SH		SOLE		3,115	0	0
GENERAL DYNAMICS CORPORATION	INDUSTRIALS	369550108	14,363	65	SH		DFND		65	0	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	94,128	1,471	SH		SOLE		871	600	0
GENERAL MILLS, INC	CONSUMER STAPLES	370334104	89,586	1,400	SH		DFND		1,400	0	0
GILEAD SCIENCES, INC.	HEALTHCARE	375558103	167,109	2,230	SH		SOLE		2,230	0	0
GINGKO BIOWORKS HOLDINGS INC	MATERIALS	37611X100	3,130	1,739	SH		SOLE		1,739	0	0
GLADSTONE COMMERCIAL CORP	CONSUMER DISCRETIONARY	376536108	15,139	1,245	SH		SOLE		1,245	0	0
GLADSTONE LAND CORPORATION	REAL ESTATE	376549101	4,269	300	SH		SOLE		300	0	0
GLOBAL X AUTONOMOUS & ELECTRIC VEHICLE ETF	EXCHANGE TRADED FUND - EQUITY	37954Y624	29,584	1,260	SH		SOLE		1,260	0	0
GLOBAL X ARTIFICIAL INTEL & TECH EFT	EXCHANGE TRADED FUND - EQUITY	37954Y632	13,125	488	SH		SOLE		488	0	0
GOLDMAN SACHS GROUP INC	FINANCIALS	38141G104	6,471	20	SH		SOLE		20	0	0
W.W. GRAINGER	INDUSTRIALS	384802104	69,183	100	SH		SOLE		100	0	0
GUARDANT HEALTH INC.	HEALTHCARE	40131M109	3,407	115	SH		SOLE		115	0	0
HARLEY DAVIDSON	CONSUMER DISCRETIONARY	412822108	5,452	165	SH		SOLE		165	0	0
THE HERSHEY COMPANY	CONSUMER STAPLES	427866108	71,827	359	SH		SOLE		359	0	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	2,831,704	9,372	SH		SOLE		8,367	1,005	0
HOME DEPOT INC	CONSUMER DISCRETIONARY	437076102	314,236	1,040	SH		DFND		400	640	0
HONEYWELL INTERNATIONAL INC	INDUSTRIALS	438516106	733,026	3,968	SH		SOLE		3,968	0	0
HUB GROUP INC	INDUSTRIALS	443320106	12,580	500	SH		SOLE		500	0	0
HUBSPOT INC.	INFORMATION TECHNOLOGY	443573100	78,800	160	SH		SOLE		160	0	0
ILLINOIS TOOL WORKS INC.	INDUSTRIALS	452308109	277,286	1,204	SH		SOLE		1,204	0	0
IMMUNITYBIO INC.	HEALTHCARE	45256X103	760	450	SH		SOLE		450	0	0
INTEL CORP	INFORMATION TECHNOLOGY	458140100	1,588,229	44,690	SH		SOLE		42,224	2,401	65
INTEL CORP	INFORMATION TECHNOLOGY	458140100	279,731	7,871	SH		DFND		5,649	2,222	0
CORECARD CORPORATION	INFORMATION TECHNOLOGY	45816D100	5,300	265	SH		SOLE		265	0	0
INTERACTIVE BROKERS GRO-CL A	FINANCIALS	45841N107	21,640	250	SH		SOLE		250	0	0
INTERCONTINENTAL EXCHANGE INCOM	FINANCIALS	45866F104	27,505	250	SH		SOLE		250	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	837,159	5,967	SH		SOLE		5,967	0	0
INTL BUSINESS MACHINES	INFORMATION TECHNOLOGY	459200101	235,001	1,675	SH		DFND		753	922	0
INTERNATIONAL PAPER CO	MATERIALS	460146103	11,349	320	SH		SOLE		285	0	35
INTUITIVE SURGICAL INC	HEALTHCARE	46120E602	47,347	162	SH		SOLE		162	0	0
INTUIT INC	INFORMATION TECHNOLOGY	461202103	7,663	15	SH		SOLE		15	0	0
INVESCO S&P 500 EQUAL WEIGHT REAL ESTATE ETF	REAL ESTATE	46137V290	16,164	565	SH		SOLE		565	0	0
INVESCO DYNAMIC BIOTECH & GENOME ETF	HEALTHCARE	46137V787	37,012	649	SH		SOLE		649	0	0
INVESCO PREFERRED ETF	EXCHANGE TRADED FUND-FIXED INC	46138E511	12,592	1,150	SH		SOLE		1,150	0	0
INVESCO GLOBAL WATER ETF	EXCHANGE TRADED FUND - EQUITY	46138E651	50,655	1,500	SH		SOLE		1,500	0	0
INVESCO EXCH TRADED FD TR IISOLAR ETF	ENERGY	46138G706	4,920	95	SH		SOLE		95	0	0
INVITAE CORP COM	HEALTHCARE	46185L103	75	125	SH		SOLE		125	0	0
IQIYI, INC. - ADR	INFORMATION TECHNOLOGY	46267X108	474	100	SH		SOLE		100	0	0
IROBOT CORPORATION	INDUSTRIALS	462726100	1,136	30	SH		SOLE		30	0	0
ETF ISHARES SILVER TR	MUTUAL FUND	46428Q109	77,495	3,810	SH		SOLE		3,810	0	0
ISHARES MSCI AUSTRALIA ETF	MUTUAL FUND	464286103	6,450	300	SH		DFND		300	0	0
ISHARES MSCI CANADA ETF	MUTUAL FUND	464286509	8,362	250	SH		DFND		250	0	0
ISHARES MSCI SWEDEN ETF	MUTUAL FUND	464286756	9,891	300	SH		SOLE		300	0	0
ISHARES MSCI SOUTH KOREA CAPPED ETF	EXCHANGE TRADED FUND - EQUITY	464286772	56,625	961	SH		SOLE		961	0	0
ISHARES S & P 100 ETF	MUTUAL FUND	464287101	1,125,587	5,610	SH		SOLE		5,610	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	EXCHANGE TRADED FUND - EQUITY	464287150	123,577	1,312	SH		SOLE		1,312	0	0
ISHARES SELECT DIVIDEND ETF	EXCHANGE TRADED FUND - EQUITY	464287168	241,651	2,245	SH		SOLE		2,245	0	0
ISHARES TIPS BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287176	4,105,508	39,583	SH		SOLE		39,098	0	485
ISHARES TIPS BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287176	645,759	6,226	SH		DFND		5,919	307	0
ISHARES CORE S&P 500 ETF	EXCHANGE TRADED FUND - EQUITY	464287200	48,953	114	SH		SOLE		114	0	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF-W	EXCHANGE TRADED FUND-FIXED INC	46428722W	649,155	6,903	SH		SOLE		6,903	0	0
ISHARES CORE TOTAL US AGGREGATE BOND ETF	EXCHANGE TRADED FUND-FIXED INC	464287226	3,766,386	40,051	SH		SOLE		40,051	0	0
ISHARES MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	464287234	43,263	1,140	SH		SOLE		1,140	0	0
ISHARES IBOXX $INVESTMENT BOND FD	FIXED INCOME	464287242	72,842	714	SH		SOLE		714	0	0
ISHARES MSCI EAFE ETF FUND	EXCHANGE TRADED FUND - EQUITY	464287465	834,054	12,102	SH		SOLE		12,102	0	0
ISHARES MSCI EAFE ETF FUND	EXCHANGE TRADED FUND - EQUITY	464287465	13,784	200	SH		DFND		0	200	0
ISHARES RUSSELL MIDCAP ETF	EXCHANGE TRADED FUND - EQUITY	464287499	246,183	3,555	SH		SOLE		3,555	0	0
ISHARES CORE S&P MID CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287507	578,489	2,320	SH		SOLE		2,320	0	0
ISHARES CORE S&P MID CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287507	37,402	150	SH		DFND		0	150	0
ISHARES RUSSELL 1000 VALUE INDEX FUND	EXCHANGE TRADED FUND - EQUITY	464287598	472,006	3,109	SH		SOLE		3,109	0	0
ISHARES RUSSELL 1000 GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464287614	1,784,973	6,711	SH		SOLE		6,711	0	0
ISHARES RUSSELL 2000 GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464287648	351,241	1,567	SH		SOLE		1,567	0	0
ISHARES RUSSELL 2000 ETF	EXCHANGE TRADED FUND - EQUITY	464287655	263,872	1,493	SH		SOLE		1,493	0	0
ISHARES U.S. TECHNOLOGY ETF	INFORMATION TECHNOLOGY	464287721	42,177	402	SH		SOLE		402	0	0
ISHARES U.S. HEALTHCARE ETF	HEALTHCARE	464287762	2,700	10	SH		SOLE		10	0	0
ISHARES U.S. FINANCIAL ETF	FINANCIALS	464287788	22,428	300	SH		SOLE		300	0	0
ISHARES CORE S&P SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287804	3,276,603	34,736	SH		SOLE		34,656	0	80
ISHARES CORE S&P SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	464287804	175,830	1,864	SH		DFND		540	1,324	0
ISHARES US CONSUMER STAPLES EFT	EXCHANGE TRADED FUND - EQUITY	464287812	100,900	541	SH		SOLE		541	0	0
ISHARES S&P SMALLCAP 600 GROWTH INDEX FD	Exchange Traded Funds - Equity	464287887	4,277	39	SH		SOLE		39	0	0
ETF ISHARES GLOBAL CLEAN ENERGY	ENERGY	464288224	72,527	4,961	SH		SOLE		4,961	0	0
ISHARES MSCI KLD 400 SOCIAL	EXCHANGE TRADED FUND - EQUITY	464288570	56,166	690	SH		SOLE		690	0	0
ISHARES DOW JONES US HOME CONSTRUCTION INDEX	EXCHANGE TRADED FUND - EQUITY	464288752	40,264	513	SH		SOLE		513	0	0
ISHARES MSCI USA ESG SELECT	EXCHANGE TRADED FUND - EQUITY	464288802	179,399	1,994	SH		SOLE		1,994	0	0
ISHARES U.S. MEDICAL DEVICES ETF	Exchange Traded Funds - Equity	464288810	4,850	100	SH		SOLE		100	0	0
ISHARES MSCI EAFE GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	464288885	66,277	768	SH		SOLE		768	0	0
ISHARES US TREASURY BOND ETF	ETF's - Fixed Income	46429B267	74,527	3,383	SH		SOLE		3,383	0	0
ISHARES MSCI SINGAPORE ETF	EXCHANGE TRADED FUND - EQUITY	46434G780	4,840	264	SH		DFND		264	0	0
ISHARES IBONDS DEC 2023 TERM CORP ETF	EXCHANGE TRADED FUND-FIXED INC	46434VAX8	17,903	706	SH		SOLE		706	0	0
ISHARES IBONDS DEC 2025 CORP-EFT	EXCHANGE TRADED FUND-FIXED INC	46434VBD1	17,684	726	SH		SOLE		726	0	0
ISHARES IBONDS DEC 2024 CORP EFT	EXCHANGE TRADED FUND-FIXED INC	46434VBG4	55,940	2,263	SH		SOLE		2,263	0	0
ISHARE HIGH YIELD BOND FACTOR EFT	EXCHANGE TRADED FUND-FIXED INC	46435G250	24,337	554	SH		SOLE		554	0	0
ISHARES IBONDS DEC 2031 TERM TREASURY ETF	EXCHANGE TRADED FUND-FIXED INC	46436E460	28,165	1,440	SH		SOLE		1,440	0	0
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF	EXCHANGE TRADED FUND-FIXED INC	46436E486	728,344	37,584	SH		SOLE		37,584	0	0
ISHARES IBONDS DEC 2030 TERM CORP-ETF	EXCHANGE TRADED FUND-FIXED INC	46436E726	957	47	SH		SOLE		47	0	0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF	EXCHANGE TRADED FUND-FIXED INC	46436E874	17,117	718	SH		SOLE		718	0	0
ISSUER DIRECT CORPORATION	INFORMATION TECHNOLOGY	46520M204	6,012	320	SH		SOLE		320	0	0
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	3,268,259	22,537	SH		SOLE		21,547	965	25
JPMORGAN CHASE & CO COM	FINANCIALS	46625H100	141,393	975	SH		DFND		945	30	0
JD.COM INC.-ADR	CONSUMER DISCRETIONARY	47215P106	2,039	70	SH		SOLE		70	0	0
JOHNSON & JOHNSON	HEALTHCARE	478160104	3,587,014	23,031	SH		SOLE		21,893	1,108	30
JOHNSON & JOHNSON	HEALTHCARE	478160104	516,463	3,316	SH		DFND		1,385	1,931	0
KELLOGG COMPANY	CONSUMER STAPLES	487836108	75,399	1,267	SH		DFND		1,267	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	186,952	1,547	SH		SOLE		1,547	0	0
KIMBERLY CLARK	CONSUMER STAPLES	494368103	120,850	1,000	SH		DFND		1,000	0	0
KINDER MORGAN INC.	ENERGY	49456B101	4,971	300	SH		SOLE		300	0	0
KROGER COMPANY	CONSUMER STAPLES	501044101	1,432	32	SH		SOLE		32	0	0
L3HARRIS TECHNOLOGIES INC. COMMON STOCK	INDUSTRIALS	502431109	3,482	20	SH		SOLE		20	0	0
LAM RESEARCH CORP COMMON	HEALTHCARE	512807108	32,591	52	SH		SOLE		52	0	0
LENNAR COPORATION CLASS A	CONSUMER DISCRETIONARY	526057104	54,992	490	SH		SOLE		490	0	0
LENNAR CORPORATION CLASS B	CONSUMER DISCRETIONARY	526057302	102	1	SH		SOLE		1	0	0
ELI LILLY & CO	HEALTHCARE	532457108	2,086,191	3,884	SH		SOLE		3,884	0	0
ELI LILLY & CO	HEALTHCARE	532457108	445,816	830	SH		DFND		750	80	0
LINCOLN ELECTRIC HOLDING INC	INDUSTRIALS	533900106	78,169	430	SH		SOLE		430	0	0
LITTELFUSE INC	INFORMATION TECHNOLOGY	537008104	12,366	50	SH		SOLE		50	0	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	2,118,719	5,181	SH		SOLE		4,861	320	0
LOCKHEED MARTIN CORP	INDUSTRIALS	539830109	363,964	890	SH		DFND		890	0	0
LOOMIS SAYLES BOND FUND	FIXED INCOME	543495840	89,166	8,084	SH		SOLE		8,084	0	0
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	620,392	2,985	SH		SOLE		2,910	0	75
LOWES COMPANIES INC	CONSUMER DISCRETIONARY	548661107	49,880	240	SH		DFND		240	0	0
LULULEMON ATHLETICA INC	CONSUMER DISCRETIONARY	550021109	15,424	40	SH		SOLE		40	0	0
M.D.C. HOLDINGS INC. COMMON STOCK	CONSUMER DISCRETIONARY	552676108	82,440	2,000	SH		SOLE		2,000	0	0
MDU RESOURCES GROUP INC	ENERGY	552690109	9,785	500	SH		SOLE		500	0	0
MPLX LP	ENERGY	55336V100	131,572	3,700	SH		SOLE		3,700	0	0
MANULIFE FINANCIAL	FINANCIALS	56501R106	19,493	1,067	SH		SOLE		1,067	0	0
MARATHON PETROLEUM CORPORATION	ENERGY	56585A102	192,201	1,270	SH		SOLE		1,270	0	0
MARKEL GROUP INC	FINANCIALS	570535104	14,724	10	SH		SOLE		10	0	0
MARRIOTT INTERNATIONAL INC. CLASS A	CONSUMER DISCRETIONARY	571903202	12,776	65	SH		SOLE		65	0	0
MARVELL TECHNOLOGY INC. COMMON STOCK	INFORMATION TECHNOLOGY	573874104	13,423	248	SH		SOLE		248	0	0
MASIMO CORPORATION	HEALTHCARE	574795100	1,052	12	SH		SOLE		12	0	0
MASONITE INTERNATIONAL CORPORATION	INDUSTRIALS	575385109	2,796	30	SH		SOLE		30	0	0
MASTERCARD INC - CLASS A	INFORMATION TECHNOLOGY	57636Q104	306,025	773	SH		SOLE		708	65	0
MCCORMICK & CO.	CONSUMER STAPLES	579780206	121,008	1,600	SH		SOLE		200	1,400	0
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	2,587,462	9,822	SH		SOLE		9,022	785	15
MCDONALDS CORP	CONSUMER DISCRETIONARY	580135101	647,270	2,457	SH		DFND		1,200	1,257	0
MCGRATH RENTCORP	CONSUMER DISCRETIONARY	580589109	50,120	500	SH		SOLE		500	0	0
MCKESSON CORPORATION	HEALTHCARE	58155Q103	158,280	364	SH		SOLE		364	0	0
MERCADOLIBRE INC	INFORMATION TECHNOLOGY	58733R102	22,821	18	SH		SOLE		18	0	0
MERCK & CO., INC	HEALTHCARE	58933Y105	978,930	9,509	SH		SOLE		9,209	300	0
MERCK & CO., INC	HEALTHCARE	58933Y105	194,060	1,885	SH		DFND		1,885	0	0
METLIFE INC	FINANCIALS	59156R108	997,699	15,862	SH		SOLE		15,832	0	30
METLIFE INC	FINANCIALS	59156R108	80,323	1,277	SH		DFND		1,277	0	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	7,736,450	24,502	SH		SOLE		23,110	1,392	0
MICROSOFT CORP	INFORMATION TECHNOLOGY	594918104	168,610	534	SH		DFND		80	454	0
MID-AMERICA APARTMENT COMMUNITIES INC.	REAL ESTATE	59522J103	3,216	25	SH		SOLE		25	0	0
MITEK SYSTEMS INC.	INFORMATION TECHNOLOGY	606710200	9,648	900	SH		SOLE		900	0	0
MONDELEZ INTERNATIONAL INC	CONSUMER STAPLES	609207105	121,866	1,756	SH		SOLE		756	1,000	0
MONGODB, INC.	INFORMATION TECHNOLOGY	60937P106	30,434	88	SH		SOLE		88	0	0
MORGAN STANLEY	FINANCIALS	617446448	464,845	5,692	SH		SOLE		5,692	0	0
MUELLER INDUSTRIES INC. COMMON STOCK	MATERIALS	624756102	45,090	600	SH		SOLE		600	0	0
NASDAQ STOCK MARKET INC	FINANCIALS	631103108	7,288	150	SH		SOLE		150	0	0
NATIONAL FUEL GAS CO. NJ	UTILITIES	636180101	14,272	275	SH		SOLE		275	0	0
NETAPP, INC.	INFORMATION TECHNOLOGY	64110D104	7,588	100	SH		SOLE		100	0	0
NETFLIX INC	INFORMATION TECHNOLOGY	64110L106	387,018	1,025	SH		SOLE		1,025	0	0
NEW JERSEY RESOURCES CORP	UTILITIES	646025106	37,054	912	SH		SOLE		912	0	0
NEW RELIC INC	INFORMATION TECHNOLOGY	64829B100	5,565	65	SH		SOLE		65	0	0
NEWMONT CORPORATION	MATERIALS	651639106	48,478	1,312	SH		SOLE		1,312	0	0
NEXTERA ENERGY INC	UTILITIES	65339F101	1,648,538	28,776	SH		SOLE		27,576	1,200	0
NICE LTD - AMERICAN DEPOSITORY SHARES	INFORMATION TECHNOLOGY	653656108	5,100	30	SH		SOLE		30	0	0
NIKE, INC	CONSUMER DISCRETIONARY	654106103	675,728	7,067	SH		SOLE		7,067	0	0
NORFOLK SOUTHERN CORPORATION	INDUSTRIALS	655844108	29,539	150	SH		SOLE		150	0	0
NORTHROP GRUMMAN CORP	INDUSTRIALS	666807102	323,535	735	SH		SOLE		735	0	0
NOVARTIS AG - ADR	FOREIGN EQUITIES	66987V109	39,622	389	SH		SOLE		259	130	0
NUCOR	MATERIALS	670346105	236,088	1,510	SH		SOLE		910	600	0
NUCOR	MATERIALS	670346105	125,080	800	SH		DFND		800	0	0
NVIDIA CORP.	INFORMATION TECHNOLOGY	67066G104	5,115,319	11,760	SH		SOLE		11,760	0	0
NUVEEN QUALITY MUNICIPAL INCOME FUND	MUTUAL FUNDS-NON TAX	67066V101	6,783	669	SH		SOLE		669	0	0
NUVEEN NEW YORK QUALITY MUNICIPAL INCOME FD	MUTUAL FUNDS-NON TAX	67066X107	28,043	2,900	SH		SOLE		2,900	0	0
NUVEEN AMT-FREE MUNI CREDIT INCOME FUND	MUTUAL FUNDS-NON TAX	67071L106	15,980	1,550	SH		SOLE		1,550	0	0
NUSHARES ETF TR NUVEEN ESG SMLCP	EXCHANGE TRADED FUND - EQUITY	67092P607	487	14	SH		SOLE		14	0	0
OCCIDENTAL PETROLEUM CORP	ENERGY	674599105	11,354	175	SH		SOLE		175	0	0
ONEOK INC	ENERGY	682680103	122,417	1,930	SH		SOLE		1,930	0	0
ON24 INC.	INFORMATION TECHNOLOGY	68339B104	4,272	675	SH		SOLE		675	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	938,958	8,865	SH		SOLE		8,865	0	0
ORACLE CORPORATION	INFORMATION TECHNOLOGY	68389X105	18,006	170	SH		DFND		0	170	0
OTIS WORLDWIDE CORPORATION	INDUSTRIALS	68902V107	171,691	2,138	SH		SOLE		1,788	350	0
OTIS WORLDWIDE CORPORATION	INDUSTRIALS	68902V107	41,516	517	SH		DFND		327	190	0
OUTSET MEDICAL INC.	HEALTHCARE	690145107	3,046	280	SH		SOLE		280	0	0
PNC FINANCIAL SERVICES GROUP INC	FINANCIALS	693475105	41,495	338	SH		SOLE		338	0	0
PPL CORP	UTILITIES	69351T106	2,355	100	SH		SOLE		100	0	0
PACIRA BIOSCIENCES, INC	HEALTHCARE	695127100	18,408	600	SH		SOLE		600	0	0
PALO ALTO NETWORKS INC	INFORMATION TECHNOLOGY	697435105	94,710	404	SH		SOLE		404	0	0
PARKER HANNIFIN CORP	MATERIALS	701094104	212,282	545	SH		SOLE		545	0	0
PAYCHEX INC	INFORMATION TECHNOLOGY	704326107	10,610	92	SH		SOLE		92	0	0
PELOTON INTERACTIVE INC CLASS A	CONSUMER DISCRETIONARY	70614W100	2,979	590	SH		SOLE		590	0	0
PEPSICO INC	CONSUMER STAPLES	713448108	3,198,452	18,877	SH		SOLE		18,582	295	0
PEPSICO INC	CONSUMER STAPLES	713448108	581,176	3,430	SH		DFND		1,815	1,615	0
PFIZER INC	HEALTHCARE	717081103	1,764,405	53,210	SH		SOLE		50,654	2,556	0
PFIZER INC	HEALTHCARE	717081103	136,785	4,125	SH		DFND		3,800	325	0
PHILIP MORRIS INTERNATIONAL W/I	CONSUMER DISCRETIONARY	718172109	207,560	2,242	SH		SOLE		2,242	0	0
PHILLIPS 66	ENERGY	718546104	1,121,802	9,337	SH		SOLE		9,127	210	0
PHILLIPS 66	ENERGY	718546104	150,788	1,255	SH		DFND		1,255	0	0
PINTEREST INC CL A	COMMUNICATION SERVICES	72352L106	24,723	915	SH		SOLE		915	0	0
PIONEER NATURAL RESOURCES COMPANY	ENERGY	723787107	22,265	97	SH		SOLE		97	0	0
PLAINS ALL AMERICAN PIPELINE	ENERGY	726503105	165,456	10,800	SH		SOLE		10,800	0	0
PLUG POWER INC.	INFORMATION TECHNOLOGY	72919P202	11,476	1,510	SH		SOLE		1,510	0	0
POST HOLDINGS INC	CONSUMER STAPLES	737446104	4,287	50	SH		SOLE		50	0	0
T ROWE PRICE GROUP INC	FINANCIALS	74144T108	39,326	375	SH		SOLE		375	0	0
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	3,931,441	26,954	SH		SOLE		25,247	1,672	35
PROCTER & GAMBLE CO	CONSUMER STAPLES	742718109	646,301	4,431	SH		DFND		2,620	1,811	0
PROLOGIS, INC.	REAL ESTATE	74340W103	6,507	58	SH		SOLE		58	0	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	339,116	3,574	SH		SOLE		3,574	0	0
PRUDENTIAL FINANCIAL INC	FINANCIALS	744320102	69,269	730	SH		DFND		730	0	0
PUBLIC SERVICE ENTERPRISE GROUP, INC	UTILITIES	744573106	8,819	155	SH		SOLE		155	0	0
PUBMATIC INC COM CL A	CONSUMER DISCRETIONARY	74467Q103	6,642	549	SH		SOLE		549	0	0
PULTEGROUP, INC	INDUSTRIALS	745867101	68,487	925	SH		SOLE		925	0	0
QUALCOMM INC	INFORMATION TECHNOLOGY	747525103	1,184,757	10,668	SH		SOLE		10,421	217	30
QUANTA SERVICES INC	INDUSTRIALS	74762E102	122,529	655	SH		SOLE		655	0	0
REGENERON PHARMACEUTICALS	HEALTHCARE	75886F107	378,538	460	SH		SOLE		460	0	0
REPLIGEN CORPORATION	HEALTHCARE	759916109	39,752	250	SH		SOLE		250	0	0
RIMINI STREET INC.	INFORMATION TECHNOLOGY	76674Q107	3,443	1,565	SH		SOLE		1,565	0	0
RIO TINTO PLC	MATERIALS	767204100	95,444	1,500	SH		SOLE		1,500	0	0
ROCHE HOLDING AG	HEALTHCARE	771195104	3,494	103	SH		SOLE		103	0	0
ROKU INC	CONSUMER DISCRETIONARY	77543R102	6,706	95	SH		SOLE		95	0	0
SPDR S & P 500 ETF TRUST	EXCHANGE TRADED FUND - EQUITY	78462F103	20,472,329	47,892	SH		SOLE		47,892	0	0
SPDR S & P 500 ETF TRUST	EXCHANGE TRADED FUND - EQUITY	78462F103	1,553,851	3,635	SH		DFND		1,020	2,615	0
SPDR GOLD TRUST	Exchange Traded Funds - Equity	78463V107	223,225	1,302	SH		SOLE		1,302	0	0
SPDR MSCI ACWI CLIMATE PARIS ALIGNED ETF	EXCHANGE TRADED FUND - EQUITY	78463X194	12,487	440	SH		SOLE		440	0	0
SPDR NYSE TECHNOLOGY ETF	INFORMATION TECHNOLOGY	78464A102	79,222	580	SH		SOLE		580	0	0
SPDR S&P 600 SMALL CAP GROWTH EFT	EXCHANGE TRADED FUND - EQUITY	78464A201	5,495	75	SH		SOLE		75	0	0
SPDR PORTFOLIO TIP ETF	EXCHANGE TRADED FUND-FIXED INC	78464A656	28,094	1,131	SH		SOLE		1,131	0	0
SPDR S&P REGIONAL BANKING ETF	FINANCIALS	78464A698	11,486	275	SH		SOLE		275	0	0
SPDR S&P DIVIDEND ETF	EXCHANGE TRADED FUND - EQUITY	78464A763	316,851	2,755	SH		SOLE		2,755	0	0
SPDR S&P 400 MID CAP VALUE ETF	EXCHANGE TRADED FUND - EQUITY	78464A839	12,972	200	SH		SOLE		200	0	0
ETF SPDR S&P BIOTECH	HEALTHCARE	78464A870	182,183	2,495	SH		SOLE		2,495	0	0
S&P MIDCAP 400 DEPOSITORY RECEIPTS ETF -W	EXCHANGE TRADED FUND - EQUITY	78467Y10W	74,886	164	SH		SOLE		164	0	0
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	EXCHANGE TRADED FUND - EQUITY	78467Y107	4,715,213	10,326	SH		SOLE		10,274	0	52
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF	EXCHANGE TRADED FUND - EQUITY	78467Y107	204,573	448	SH		DFND		230	218	0
SPDR S&P 500 ESG ETF	EXCHANGE TRADED FUND - EQUITY	78468R531	4,149	100	SH		SOLE		100	0	0
SPDR SER TR S&P KENSHO SMART	INFORMATION TECHNOLOGY	78468R689	7,408	240	SH		SOLE		240	0	0
SPDR NUVEEN BLOOMBERG BARCLAY MUNICIPAL BOND ETF	EXCHANGE TRADED FUND-FIXED INC	78468R721	65,550	1,500	SH		SOLE		1,500	0	0
SPDR MSCI USA GENDER DIVERSITY ETF	EXCHANGE TRADED FUND - EQUITY	78468R747	17,680	208	SH		SOLE		208	0	0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	78468R804	6,676	50	SH		SOLE		50	0	0
SALESFORCE, INC.	INFORMATION TECHNOLOGY	79466L302	292,197	1,441	SH		SOLE		1,441	0	0
SAP AKTIENGESELLSCHAFT ADR	FOREIGN EQUITIES	803054204	11,638	90	SH		SOLE		90	0	0
SCHLUMBERGER LTD	ENERGY	806857108	30,660	526	SH		SOLE		526	0	0
SCHLUMBERGER LTD	ENERGY	806857108	14,222	244	SH		DFND		0	244	0
SCHWAB U.S. SMALL-CAP ETF	EXCHANGE TRADED FUND - EQUITY	808524607	10,849	262	SH		SOLE		262	0	0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY	EXCHANGE TRADED FUND - EQUITY	808524748	6,907	215	SH		SOLE		215	0	0
SCWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY	EXCHANGE TRADED FUND - EQUITY	808524755	11,429	361	SH		SOLE		361	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	808524763	9,940	205	SH		SOLE		205	0	0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	EXCHANGE TRADED FUND - EQUITY	808524771	21,548	385	SH		SOLE		385	0	0
MATERIAL SELECT SECTOR SPDR TRUST	MATERIALS	81369Y100	76,967	980	SH		SOLE		980	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	HEALTHCARE	81369Y209	138,264	1,074	SH		SOLE		1,074	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	CONSUMER STAPLES	81369Y308	23,877	347	SH		SOLE		347	0	0
CONSUMER DISCRETIONARY SELE CT SECTOR SPDR FUND	CONSUMER DISCRETIONARY	81369Y407	103,025	640	SH		SOLE		640	0	0
ENERGY SELECT SECTOR SPDR FUND	ENERGY	81369Y506	202,830	2,244	SH		SOLE		2,244	0	0
FINANCIAL SELECT SECTOR SPDR FUND	FINANCIALS	81369Y605	218,886	6,601	SH		SOLE		6,601	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	INDUSTRIALS	81369Y704	90,227	890	SH		SOLE		890	0	0
TECHNOLOGY SELECT SECT SPDR	INFORMATION TECHNOLOGY	81369Y803	1,222,582	7,458	SH		SOLE		7,458	0	0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	COMMUNICATION SERVICES	81369Y852	110,730	1,689	SH		SOLE		1,689	0	0
AMEX UTILITIES SELECT INDEX SHS BEN INT	UTILITIES	81369Y886	62,168	1,055	SH		SOLE		1,055	0	0
SEMPRA	UTILITIES	816851109	79,593	1,170	SH		SOLE		1,170	0	0
SHERWIN WILLIAMS COMPANY	CONSUMER DISCRETIONARY	824348106	51,264	201	SH		SOLE		201	0	0
SCHOCKWAVE MEDICAL INC	HEALTHCARE	82489T104	25,285	127	SH		SOLE		127	0	0
SIEMENS AG	FOREIGN EQUITIES	826197501	12,146	170	SH		SOLE		170	0	0
SIMON PROPERTY GROUP	REAL ESTATE	828806109	7,129	66	SH		SOLE		66	0	0
SIX FLAGS ENTERTAINMENT CORPORATION	CONSUMER DISCRETIONARY	83001A102	7,402	315	SH		SOLE		315	0	0
SMITH-MIDLAND CORPORATION	INDUSTRIALS	832156103	6,270	330	SH		SOLE		330	0	0
J.M. SMUCKER COMPANY	CONSUMER STAPLES	832696405	197,392	1,606	SH		SOLE		655	951	0
SNAP-ON INC	CONSUMER DISCRETIONARY	833034101	38,003	149	SH		SOLE		149	0	0
SONY GROUP CORP	FOREIGN EQUITIES	835699307	12,772	155	SH		SOLE		155	0	0
SOUTHERN CO	UTILITIES	842587107	912,722	14,103	SH		SOLE		13,488	615	0
SOUTHERN CO	UTILITIES	842587107	216,488	3,345	SH		DFND		2,600	745	0
SPECTRUM BRANDS HOLDINGS INCCOMMON STOCK	CONSUMER STAPLES	84790A105	783	10	SH		SOLE		10	0	0
SPLUNK INC.	ENERGY	848637104	7,312	50	SH		SOLE		50	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	318,433	3,489	SH		SOLE		3,489	0	0
STARBUCKS CORPORATION	CONSUMER DISCRETIONARY	855244109	8,396	92	SH		DFND		0	92	0
STEPAN CO	MATERIALS	858586100	15,530	500	SH		SOLE		500	0	0
STITCH FIX, INC. - CLASS A	CONSUMER DISCRETIONARY	860897107	672	195	SH		SOLE		195	0	0
STRYKER CORP	HEALTHCARE	863667101	1,103,944	4,040	SH		SOLE		4,040	0	0
STRYKER CORP	HEALTHCARE	863667101	38,256	140	SH		DFND		140	0	0
SUMMIT THERAPEUTICS INC.	HEALTHCARE	86627T108	4,650	2,500	SH		SOLE		2,500	0	0
SUNCOR ENERGY INC NEW	FOREIGN EQUITIES	867224107	23,618	687	SH		SOLE		687	0	0
SYNOPSYS INC	INFORMATION TECHNOLOGY	871607107	9,179	20	SH		SOLE		20	0	0
SYSCO CORPORATION	CONSUMER STAPLES	871829107	59,963	908	SH		SOLE		908	0	0
TJX COS INC NEW	CONSUMER DISCRETIONARY	872540109	96,967	1,091	SH		SOLE		1,091	0	0
T. ROWE PRICE DIVIDEND GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	87283Q404	105,600	3,293	SH		SOLE		3,293	0	0
TAIWAN SEMICONDUCTOR MFG CO LTD ADR	FOREIGN EQUITIES	874039100	15,728	181	SH		SOLE		181	0	0
TAKE-TWO INTERACTIVE SOFTWARE, INC.	INFORMATION TECHNOLOGY	874054109	16,144	115	SH		SOLE		115	0	0
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	503,947	4,558	SH		SOLE		4,386	130	42
TARGET CORP	CONSUMER DISCRETIONARY	87612E106	79,831	722	SH		DFND		0	722	0
TELADOC HEALTH INC.	HEALTHCARE	87918A105	6,078	327	SH		SOLE		327	0	0
TESLA MOTORS INC	CONSUMER DISCRETIONARY	88160R101	976,333	3,902	SH		SOLE		3,902	0	0
TEXAS INSTRUMENTS	INFORMATION TECHNOLOGY	882508104	48,338	304	SH		SOLE		304	0	0
TEXTRON INC	INDUSTRIALS	883203101	5,078	65	SH		SOLE		65	0	0
THE TRADE DESK, INC.	INFORMATION TECHNOLOGY	88339J105	62,520	800	SH		SOLE		800	0	0
THERMO FISHER SCIENTIFIC, INC	HEALTHCARE	883556102	229,794	454	SH		SOLE		454	0	0
3M CO COM	INDUSTRIALS	88579Y101	280,930	3,001	SH		SOLE		3,001	0	0
3M CO COM	INDUSTRIALS	88579Y101	73,491	785	SH		DFND		785	0	0
TORO CO	INDUSTRIALS	891092108	8,310	100	SH		SOLE		100	0	0
TORONTO-DOMINION BANK NEW	FOREIGN EQUITIES	891160509	231,577	3,843	SH		SOLE		3,843	0	0
TOYOTA MOTOR CORP ADR	CONSUMER DISCRETIONARY	892331307	35,049	195	SH		SOLE		195	0	0
TRANSMEDICS GROUP INC.	HEALTHCARE	89377M109	25,185	460	SH		SOLE		460	0	0
TRAVELERS COS INC	FINANCIALS	89417E109	111,047	680	SH		SOLE		680	0	0
TREX COMPANY INC.	INDUSTRIALS	89531P105	4,005	65	SH		SOLE		65	0	0
TWILIO INC. - A	INFORMATION TECHNOLOGY	90138F102	6,612	113	SH		SOLE		113	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	72,641	2,198	SH		SOLE		2,198	0	0
US BANCORP DEL COM NEW	FINANCIALS	902973304	661	20	SH		DFND		20	0	0
UNILEVER PLC	FOREIGN EQUITIES	904767704	8,398	170	SH		SOLE		0	170	0
UNION PACIFIC CORP	INDUSTRIALS	907818108	347,383	1,706	SH		SOLE		1,706	0	0
UNITED PARCEL SERVICE	INDUSTRIALS	911312106	419,421	2,691	SH		SOLE		2,691	0	0
UNITEDHEALTH GROUP INC	HEALTHCARE	91324P102	1,346,665	2,671	SH		SOLE		2,671	0	0
UPSTART HLDGS INC COM	FINANCIALS	91680M107	4,281	150	SH		SOLE		150	0	0
VAIL RESORTS INC.	CONSUMER DISCRETIONARY	91879Q109	3,328	15	SH		SOLE		15	0	0
VALERO ENERGY NEW	ENERGY	91913Y100	679,907	4,798	SH		SOLE		4,683	115	0
VALERO ENERGY NEW	ENERGY	91913Y100	112,234	792	SH		DFND		792	0	0
VANECK SEMICONDUCTOR ETF	INFORMATION TECHNOLOGY	92189F676	87,856	606	SH		SOLE		606	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	EXCHANGE TRADED FUND - EQUITY	921908844	196,394	1,264	SH		SOLE		1,264	0	0
ETF VANGUARD TOTAL INTL STOCK	MUTUAL FUND	921909768	1,873	35	SH		SOLE		35	0	0
VANGUARD ESG INTERNATIONAL STOCK ETF	EXCHANGE TRADED FUND - EQUITY	921910725	5,093	101	SH		SOLE		101	0	0
VANGUARD SHORT-TERM BOND ETF	EXCHANGE TRADED FUND-FIXED INC	921937827	15,559	207	SH		SOLE		207	0	0
VANGUARD TOTAL BOND MARKET FUND ETF	EXCHANGE TRADED FUND-FIXED INC	921937835	410,375	5,881	SH		SOLE		5,881	0	0
VANGUARD FTSE DEVELOPED MARKET ETF	Exchange Traded Funds - Equity	921943858	383,117	8,763	SH		SOLE		8,763	0	0
VANGUARD UTILITIES ETF	UTILITIES	92204A876	10,203	80	SH		SOLE		80	0	0
VANGUARD FTSE ALL-WLD EX-US SMCP IDX ETF	EXCHANGE TRADED FUND - EQUITY	922042718	2,867	27	SH		SOLE		27	0	0
VANGUARD MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	922042858	159,936	4,080	SH		SOLE		4,080	0	0
VANGUARD MSCI EMERGING MARKETS ETF	EXCHANGE TRADED FUND - EQUITY	922042858	45,472	1,160	SH		DFND		910	250	0
ETF VANGUARD RUSSELL 3000	EXCHANGE TRADED FUND - EQUITY	92206C599	1,494,934	7,838	SH		SOLE		7,838	0	0
ETF VANGUARD RUSSELL 3000	EXCHANGE TRADED FUND - EQUITY	92206C599	243,752	1,278	SH		DFND		1,278	0	0
ETF VANGUARD RUSSELL 2000	EXCHANGE TRADED FUND - EQUITY	92206C664	85,227	1,193	SH		SOLE		1,193	0	0
VAREX IMAGING CORP	HEALTHCARE	92214X106	751	40	SH		SOLE		40	0	0
VANGUARD REAL ESTATE ETF	REAL ESTATE	922908553	26,476	350	SH		SOLE		250	100	0
VANGUARD MID-CAP ETF	EXCHANGE TRADED FUND - EQUITY	922908629	1,249,440	6,000	SH		SOLE		6,000	0	0
VANGUARD GROWTH ETF	EXCHANGE TRADED FUND - EQUITY	922908736	1,211,734	4,450	SH		SOLE		4,450	0	0
VANGUARD VALUE ETF	EXCHANGE TRADED FUND - EQUITY	922908744	50,344	365	SH		SOLE		365	0	0
VANGUARD SMALL CAP ETF	EXCHANGE TRADED FUND - EQUITY	922908751	9,641	51	SH		SOLE		51	0	0
VANGUARD TOTAL STOCK MARKET ETF	EXCHANGE TRADED FUND - EQUITY	922908769	941,823	4,434	SH		SOLE		4,434	0	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	1,234,809	38,112	SH		SOLE		36,656	1,456	0
VERIZON COMMUNICATIONS INC	COMMUNICATION SERVICES	92343V104	174,116	5,374	SH		DFND		3,587	1,787	0
VERISK ANALYTICS INC	INDUSTRIALS	92345Y106	24,805	105	SH		SOLE		105	0	0
VERTEX PHARMACEUTICALS INC	HEALTHCARE	92532F100	179,767	517	SH		SOLE		517	0	0
VISA INC - CLASS A SHARES	INFORMATION TECHNOLOGY	92826C839	1,222,254	5,314	SH		SOLE		5,214	100	0
VISHAY INTERTECHNOLOGY, INC.	INFORMATION TECHNOLOGY	928298108	69,188	2,800	SH		SOLE		2,800	0	0
VMWARE INC	INFORMATION TECHNOLOGY	928563402	13,151	79	SH		SOLE		79	0	0
VONTIER CORPORATION	INDUSTRIALS	928881101	1,236	40	SH		DFND		40	0	0
WALMART INC	CONSUMER STAPLES	931142103	1,232,227	7,705	SH		SOLE		7,425	280	0
WALMART INC	CONSUMER STAPLES	931142103	19,991	125	SH		DFND		125	0	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	1,463,543	9,601	SH		SOLE		8,646	955	0
WASTE MANAGEMENT INC NEW	INDUSTRIALS	94106L109	199,694	1,310	SH		DFND		880	430	0
WAYFAIR INC CL A	CONSUMER DISCRETIONARY	94419L101	6,056	100	SH		SOLE		100	0	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	43,310	1,060	SH		SOLE		840	220	0
WELLS FARGO & CO NEW	FINANCIALS	949746101	28,602	700	SH		DFND		700	0	0
WHERE FOOD COMES FROM INC.	INDUSTRIALS	96327X200	9,786	700	SH		SOLE		700	0	0
WHIRLPOOL CORP	CONSUMER DISCRETIONARY	963320106	2,674	20	SH		SOLE		20	0	0
JOHN WILEY & SONS INC	CONSUMER DISCRETIONARY	968223206	63,172	1,700	SH		SOLE		1,700	0	0
THE WILLIAMS CO. INC.	ENERGY	969457100	259,291	7,699	SH		SOLE		7,699	0	0
THE WILLIAMS CO. INC.	ENERGY	969457100	104,408	3,100	SH		DFND		3,100	0	0
WISDOMTREE INC	FINANCIALS	97717P104	4,200	600	SH		SOLE		600	0	0
XCEL ENERGY INC	UTILITIES	98389B100	33,865	592	SH		SOLE		592	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	22,488	180	SH		SOLE		180	0	0
YUM BRANDS INC.	CONSUMER DISCRETIONARY	988498101	74,964	600	SH		DFND		0	600	0
ZEBRA TECHNOLOGIES CORP CLASS A	INFORMATION TECHNOLOGY	989207105	18,922	80	SH		SOLE		80	0	0
ZIMMER HOLDINGS INC.	HEALTHCARE	98956P102	56,110	500	SH		SOLE		0	500	0
ZOETIS INC	HEALTHCARE	98978V103	14,266	82	SH		SOLE		82	0	0
ZUORA INC	INFORMATION TECHNOLOGY	98983V106	4,070	494	SH		SOLE		494	0	0