First BanCorp. 10K 2008 Annual report | FBP Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	H.S. junior V bad

New words: abundance, ADCO, aggravated, AICPA, alike, amid, AMLF, amortizable, annum, ATM, attrition, AU, Auction, backstop, bail, bailout, begun, BIC, boat, body, broadly, capable, carryback, carryover, chronic, Chrysler, clearing, climate, collaboration, compromise, conservatorship, Contrary, CPFF, CPP, criterion, curtail, customary, deficit, desired, dictated, difficult, disruption, diversity, divestiture, dramatic, duration, ease, EESA, energy, EPS, erosion, exacerbate, exacerbated, exerted, exotic, feature, FIA, FICO, finite, flexibility, Flood, forfeited, forfeiture, gap, Geithner, GFE, GLB, grew, Guarantor, haircut, Hazard, hereto, HMDA, HOEPA, holder, Homeowner, illustrate, inactive, infrequent, inspire, instability, interrelated, interrelation, IPO, lapse, left, Lehman, lie, LLC, MBS, meaningfully, merge, moderate, Modest, mutual, nonconvertible, nonforfeitable, nongovernmental, nontransferor, notable, officially, overdraft, parallel, pari, passage, passu, precautionary, preemptive, preliminarily, proceeding, progressively, PSA, qualification, ratably, recessionary, recipient, reevaluate, reinforcement, Relief, renovated, REO, rescinded, rescue, RESPA, riskier, roll, safeguard, SAS, SDA, sentiment, session, shelf, slower, slumping, social, solvent, SPE, spike, stay, stemming, strive, stronger, subdivision, subprime, succeed, surge, TAF, tangible, TARP, tight, TILA, Timothy, TLG, tool, turmoil, turnover, unconstrained, undisturbed, unexpected, unlimited, unpredictable, unvested, upcoming, USD, viable, VISA, warrant, widening, widespread, worse

Removed: accessible, accountant, adhere, advisory, affirmed, affixed, alter, approximated, assignment, attest, barred, BBB, blackout, breach, bring, BSA, Bulletin, certification, chosen, coerce, compensatory, concurrence, consented, consultant, consultative, controller, corner, correct, court, criminal, dedicated, disgorgement, District, electricity, employ, enabled, equaled, ethical, examine, expert, externally, FHFB, fiduciary, Fimalac, flat, fourteen, fraud, fraudulently, Hill, hired, House, impasse, imposition, improved, incorrect, indefinite, initiation, interact, inverted, investigation, invited, judged, junk, knowingly, leading, link, manipulate, McGraw, misconduct, mislead, mitigated, obligor, permission, predetermined, prison, proforma, realignment, realty, recharacterized, redeeming, refining, relation, remodeled, rendered, rendering, repurchasing, restated, restructuring, retire, retroactive, rotation, SAB, slightly, Sobre, software, statutorily, stringent, submitting, suspension, taxed, undertook, Unibank, violate, willingly, writer


		Jurisdiction of
Name		Incorporation

FirstBank		Puerto Rico
	First Leasing and Rental Corporation	Puerto Rico
	First Federal Finance Corp. (D/B/A Money Express)	Puerto Rico
	First Insurance VI, Inc.	U.S. Virgin Islands
	First Trade, Inc.	U.S. Virgin Islands
	First Mortgage, Inc.	Puerto Rico
	First Express, Inc.	U.S.Virgin Islands
	FirstBank Overseas Corporation	Puerto Rico
Grupo Empresas de Servicios Financieros (D/B/A PR Finance)		Puerto Rico
FirstBank Insurance Agency, Inc.		Puerto Rico
Ponce General Corporation, Inc.		Florida
	FirstBank Florida	Florida

First BanCorp. (FBP) 10-K2008 FY Annual report

Content analysis