First BanCorp. (FBP) 10-Q2022 Q1 Quarterly report

Filed: 9 May 22, 5:19pm

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Readability	H.S. junior Bad

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EXHIBIT

31.2

I, Orlando Berges, certify that:

I have reviewed this Form 10-Q of First BanCorp.;

Based on

my knowledge,

this report

does not

contain any

untrue statement

of a

material fact

or omit

to state

a material

fact

necessary to make the statements made, in light of the

circumstances under which such statements were made, not

misleading

with respect to the period covered by this report;

Based on my

knowledge, the financial

statements, and other

financial information included

in this report,

fairly present in

all

material

respects

the

financial

condition,

results

operations

and

cash

flows

the

registrant

of,

and

for,

the

periods

presented in this report;

The

registrant's

other

certifying

officer

and

are

responsible

for

establishing

and

maintaining

disclosure

controls

and

procedures

(as

defined

Exchange

Act

Rules

13a-15(e)

and

15d-15(e))

and

internal

control

over

financial

reporting

(as

defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have

(a)

Designed such disclosure

controls and procedures,

or caused such disclosure

controls and procedures

to be designed

under

our

supervision,

ensure

that

material

information

relating

the

registrant,

including

its

consolidated

subsidiaries, is

made known

to us by

others within

those entities, particularly

during the

period in

which this

report

is being prepared;

(b)

Designed such internal control over

financial reporting, or caused such

internal control over financial reporting

to be

designed under

our supervision,

to provide

reasonable assurance

regarding the

reliability of

financial reporting

and

the

preparation

financial

statements

for

external

purposes

accordance

with

generally

accepted

accounting

principles;

(c)

Evaluated

the

effectiveness

the

registrant's

disclosure

controls

and

procedures,

and

presented

this

report

our

conclusions about the

effectiveness of the

disclosure controls and

procedures, as of the

end of the period

covered by

this report based on such evaluation; and

(d)

Disclosed in

this report

any change

in the

registrant’s

internal control

over financial

reporting that

occurred during

the registrant’s

most recent

fiscal

quarter (the

registrant’s

fourth

fiscal quarter

in the

case of

an annual

report) that

has

materially

affected,

reasonably

likely

materially

affect,

the

registrant’s

internal

control

over

financial

reporting;

and

The

registrant's

other

certifying

officer

and

have

disclosed,

based

our

most

recent

evaluation

internal

control

over

financial

reporting,

the

registrant's

auditors

and

the

audit

committee

the

registrant's

board

directors

(or

persons

performing the equivalent functions):

(a)

All

significant

deficiencies

and

material

weaknesses

the

design

operation

internal

control

over

financial

reporting

which

are reasonably

likely

adversely

affect

the registrant's

ability

record,

process,

summarize

and

report financial information;

and

(b)

Any fraud, whether

or not material, that

involves management or other

employees who have a

significant role in the

registrant's internal control over financial

reporting.

Date: May 9, 2022

By:

/s/ Orlando Berges

Orlando Berges

Executive Vice President

and Chief Financial Officer