First BanCorp. (FBP) 10-Q2023 Q3 Quarterly report

Filed: 8 Nov 23, 3:28pm

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New words: acquisition, analyzed, Banco, counseling, decay, enacted, enrolled, HTA, informatio, Initial, intent, master, match, national, necessarily, outperforming, owed, predominantly, PREPA, published, redeployed, repledge, Resiliency, Santander, settlement, shift, slight, traditional, transportation, underfunded, unsecured, upward, weather

Removed: add, approach, commitment, contingent, counterparty, debit, generated, identified, inflation, interim, issuance, LIBOR, moderate, outlook, processing, ramp, SOFR, tied

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CERTIFICATION

EXHIBIT

32.2

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

(Subsections (a) and (b) of Section 1350, Chapter 63 Title 18,

United States Code)

Pursuant to

Section 906 of

the Sarbanes-Oxley

Act of 2002

(subsections (a) and

(b) of Section

1350, Chapter 63

of Title

18,

United

States Code),

the undersigned

officer

of First

BanCorp.,

a Puerto

Rico corporation

(the “Company”),

does hereby

certify,

such officer’s knowledge, that:

The

Quarterly

Report

Form

10-Q

for

the

quarter

ended

September

30,

2023

(the

“Form

l0-Q”)

the

Company

fully

complies

with

the

requirements

section

l3(a)

15(d)

the

Securities

Exchange

Act

1934

and

information

contained

the

Form 10-Q fairly presents, in all material respects, the financial condition

and results of operations of the Company.

Date: November 8, 2023

/s/ Orlando Berges

Name: Orlando Berges

Title: Executive Vice

President and Chief Financial Officer

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