Guaranty Bancshares (GNTY) 10-Q 11 Aug 17 2017 Q2 Quarterly report Financial data

DOCUMENT AND ENTITY INFORMATION

DOCUMENT AND ENTITY INFORMATION - shares	6 Months Ended
	Jun. 30, 2017	Aug. 11, 2017
Document And Entity Information [Abstract]
Entity Registrant Name	GUARANTY BANCSHARES INC /TX/
Entity Central Index Key	1,058,867
Document Type	10-Q
Document Period End Date	Jun. 30, 2017
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Entity Common Stock, Shares Outstanding		11,058,956

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 36,389	$ 39,605
Federal funds sold	17,700	60,600
Interest-bearing deposits	29,217	27,338
Total cash and cash equivalents	83,306	127,543
Securities available for sale	246,233	156,925
Securities held to maturity	182,248	189,371
Loans held for sale	2,435	2,563
Loans, net	1,284,318	1,233,651
Accrued interest receivable	7,631	7,419
Premises and equipment, net	44,491	44,810
Other real estate owned	1,733	1,692
Cash surrender value of life insurance	18,035	17,804
Deferred tax asset	4,121	4,892
Core deposit intangible, net	3,016	3,308
Goodwill	18,742	18,742
Other assets	16,160	19,616
Total assets	1,912,469	1,828,336
Deposits
Noninterest-bearing	387,725	358,752
Interest-bearing	1,258,648	1,218,039
Total deposits	1,646,373	1,576,791
Securities sold under agreements to repurchase	14,153	10,859
Accrued interest and other liabilities	7,921	6,006
Other debt	0	18,286
Federal Home Loan Bank advances	25,161	55,170
Subordinated debentures	14,310	19,310
Total liabilities	1,707,918	1,686,422
Commitments and contingent liabilities
KSOP-owned shares	0	31,661
Shareholders' equity
Preferred stock, $5.00 par value, 15,000,000 shares authorized, no shares issued	0	0
Common stock, $1.00 par value, 50,000,000 shares authorized, 11,921,298 and 9,616,275 shares issued, 11,058,956 and 8,751,923 shares outstanding, respectively	11,921	9,616
Additional paid-in capital	155,369	101,736
Retained earnings	62,076	57,160
Treasury stock, 862,342 and 864,352 shares at cost	(20,087)	(20,111)
Accumulated other comprehensive loss	(4,728)	(6,487)
Stockholder's equity, including KSOP-owned shares	204,551	141,914
Less KSOP-owned shares	0	31,661
Total shareholders' equity	204,551	110,253
Liabilities and shareholders' equity	$ 1,912,469	$ 1,828,336

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2017	Dec. 31, 2016
Statement of Financial Position [Abstract]
Preferred stock, par value (in USD per share)	$ 5	$ 5
Preferred stock, shares authorized (in shares)	15,000,000	15,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in USD per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	50,000,000	50,000,000
Common stock, shares issued (in shares)	11,921,298	9,616,275
Common stock, shares outstanding (in shares)	11,058,956	8,751,923
Treasury stock (in shares)	862,342	864,352

CONSOLIDATED STATEMENTS OF EARN

CONSOLIDATED STATEMENTS OF EARNINGS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest income
Loans, including fees	$ 15,214	$ 13,649	$ 29,629	$ 26,563
Securities
Taxable	1,401	1,393	2,712	3,260
Nontaxable	920	870	1,842	1,385
Federal funds sold and interest-bearing deposits	257	183	745	356
Total interest income	17,792	16,095	34,928	31,564
Interest expense
Deposits	2,627	2,276	5,031	4,462
FHLB advances and federal funds purchased	58	104	137	168
Subordinated debentures	188	217	395	439
Other borrowed money	120	154	325	348
Total interest expense	2,993	2,751	5,888	5,417
Net interest income	14,799	13,344	29,040	26,147
Provision for loan losses	800	1,950	1,450	2,400
Net interest income after provision for loan losses	13,999	11,394	27,590	23,747
Noninterest income
Service charges	938	888	1,815	1,711
Net realized gain (loss) on securities transactions	25	(19)	25	18
Net realized gain on sale of loans	472	519	901	745
Other operating income	2,081	1,921	4,057	3,726
Total noninterest income	3,516	3,309	6,798	6,200
Noninterest expense
Employee compensation and benefits	6,440	6,237	13,427	12,687
Occupancy expenses	1,866	1,729	3,614	3,476
Other operating expenses	3,600	3,417	6,910	6,697
Total noninterest expense	11,906	11,383	23,951	22,860
Income before income taxes	5,609	3,320	10,437	7,087
Income tax provision	1,633	820	2,945	1,910
Net earnings	$ 3,976	$ 2,500	$ 7,492	$ 5,177
Basic earnings per share (in USD per share)	$ 0.40	$ 0.27	$ 0.80	$ 0.57
Diluted earnings per share (in USD per share)	$ 0.39	$ 0.27	$ 0.79	$ 0.57

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Statement of Comprehensive Income [Abstract]
Net earnings	$ 3,976	$ 2,500	$ 7,492	$ 5,177
Unrealized gains on securities
Unrealized holding gains arising during the period	1,457	1,613	2,686	4,105
Amortization of net unrealized gains on held to maturity securities	17	25	35	50
Reclassification adjustment for net (gains) losses included in net earnings	(25)	19	(25)	(18)
Tax effect	(501)	(224)	(931)	(1,083)
Unrealized gains on securities, net of tax	948	1,433	1,765	3,054
Unrealized holding losses arising during the period on interest rate swaps	(41)	(98)	(6)	(323)
Total other comprehensive income	907	1,335	1,759	2,731
Comprehensive income	$ 4,883	$ 3,835	$ 9,251	$ 7,908

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-in Capital	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Loss	Less: KSOP-Owned Shares
Beginning balance at Dec. 31, 2015	$ 102,352	$ 0	$ 9,616	$ 101,525	$ 49,654	$ (16,486)	$ (6,573)	$ (35,384)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	5,177				5,177
Other comprehensive income	2,731						2,731
Terminated KSOP put option	0
Purchase of treasury stock	(10,261)					(7,261)		(3,000)
Sale of treasury stock	8,557					8,557
Stock based compensation	95			95
Net change in fair value of KSOP shares	(1,539)							(1,539)
Dividends, common - $0.26 for periods ended June 30, 2017 and 2016	(2,328)				(2,328)
Ending balance at Jun. 30, 2016	104,784	0	9,616	101,620	52,503	(15,190)	(3,842)	(39,923)
Beginning balance at Dec. 31, 2016	110,253	0	9,616	101,736	57,160	(20,111)	(6,487)	(31,661)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net earnings	7,492				7,492
Other comprehensive income	1,759						1,759
Terminated KSOP put option	34,300
Exercise of stock options	84		5	55		24
Sale of common stock	55,755		2,300	53,455
Stock based compensation	123			123
Net change in fair value of KSOP shares	(2,639)							(2,639)
Dividends, common - $0.26 for periods ended June 30, 2017 and 2016	(2,576)				(2,576)
Ending balance at Jun. 30, 2017	$ 204,551	$ 0	$ 11,921	$ 155,369	$ 62,076	$ (20,087)	$ (4,728)	$ 0

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Unaudited) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Statement of Stockholders' Equity [Abstract]
Common stock dividends (in USD per share)	$ 0.26	$ 0.26

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Cash flows from operating activities
Net earnings	$ 3,976	$ 2,500	$ 7,492	$ 5,177
Adjustments to reconcile net earnings to net cash provided from operating activities:
Depreciation			1,599	1,572
Amortization			524	478
Deferred taxes			(160)	(1,126)
Premium amortization, net of discount accretion			2,357	2,495
Net realized gain on securities transactions	(25)	19	(25)	(18)
Gain on sale of loans	(472)	(519)	(901)	(745)
Provision for loan losses	800	1,950	1,450	2,400	$ 3,640
Origination of loans held for sale			(29,330)	(30,652)
Proceeds from loans held for sale			30,359	32,342
Write-down of other real estate and repossessed assets			1	48
Net loss on sale of premises, equipment, other real estate owned and other assets			84	36
Stock based compensation			123	95
Net change in accrued interest receivable and other assets			2,761	(2,505)
Net change in accrued interest payable and other liabilities			1,909	1,591
Net cash provided by operating activities			18,243	11,188
Securities available for sale:
Purchases			(113,208)	(26,140)
Proceeds from sales			13,839	75,221
Proceeds from maturities and principal repayments			11,675	46,981
Securities held to maturity:
Purchases			0	(86,642)
Proceeds from sales	923	0	923	1,866
Proceeds from maturities and principal repayments			4,950	10,974
Net purchases of premises and equipment			(1,313)	(1,089)
Net proceeds from sale of premises, equipment, other real estate owned and other assets			394	573
Net increase in loans			(52,584)	(116,841)
Net cash used in investing activities			(135,324)	(95,097)
Cash flows from financing activities
Net change in deposits			69,582	25,718
Net change in securities sold under agreements to repurchase			3,294	1,854
Proceeds from FHLB advances			0	75,000
Repayment of FHLB advances			(30,009)	(5,810)
Proceeds from other debt			2,000	10,000
Repayment of other debt			(20,286)	(18,000)
Repayments of debentures			(5,000)	(1,000)
Purchase of treasury stock			0	(7,261)
Sale of treasury stock			0	8,557
Exercise of stock options			84	0
Sale of common stock			55,755	0
Cash dividends			(2,576)	(2,328)
Net cash provided by financing activities			72,844	86,730
Net change in cash and cash equivalents			(44,237)	2,821
Cash and cash equivalents at beginning of period			127,543	111,379	111,379
Cash and cash equivalents at end of period	$ 83,306	$ 114,200	83,306	114,200	$ 127,543
Supplemental disclosures of cash flow information
Interest paid			5,973	5,376
Income taxes paid			2,840	2,210
Supplemental schedule of noncash investing and financing activities
Transfer loans to other real estate owned and repossessed assets			467	293
Terminated KSOP put option			34,300	0
Net change in fair value of KSOP shares			$ 2,639	$ 1,539

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations : Guaranty Bancshares, Inc. (“Guaranty”) is a bank holding company headquartered in Mount Pleasant, Texas that provides, through its wholly-owned subsidiary, Guaranty Bank & Trust, N.A. (the “Bank”), a broad array of financial products and services to individuals and corporate customers, primarily in its markets of East Texas, Bryan/College Station and the Dallas/Fort Worth metroplex. The terms “the Company,” “we,” “us” and “our” mean Guaranty and its subsidiaries, when appropriate. The Company’s main sources of income are derived from granting loans throughout its markets and investing in securities issued by the U.S. Treasury, U.S. government agencies and state and political subdivisions. The Company’s primary lending products are real estate, commercial and consumer loans. Although the Company has a diversified loan portfolio, a substantial portion of its debtors’ abilities to honor contracts is dependent on the economy of the State of Texas and primarily the economies of East Texas, Bryan/College Station and the Dallas/Fort Worth metroplex. The Company primarily funds its lending activities with deposit operations. The Company’s primary deposit products are checking accounts, money market accounts and certificates of deposit. Basis of Presentation : The consolidated financial statements in this Quarterly Report on Form 10-Q (this “Report”) include the accounts of Guaranty, the Bank, and their respective other direct and indirect subsidiaries and any other entities in which Guaranty has a controlling interest. The Bank has five wholly-owned non-bank subsidiaries, Guaranty Company, Inc., G B COM, INC., 2800 South Texas Avenue LLC, Pin Oak Realty Holdings, Inc. and Pin Oak Energy Holdings, LLC. All significant intercompany balances and transactions have been eliminated in consolidation. The accounting and financial reporting policies we follow conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the financial services industry. The consolidated financial statements in this Report have not been audited by an independent registered public accounting firm, but in the opinion of management, reflect all adjustments necessary for a fair presentation of the Company’s financial position and results of operations. All such adjustments were of a normal and recurring nature. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2016 , included in the Company’s Prospectus filed with the SEC under Rule 424(b) on May 9, 2017, relating to its initial public offering. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. All dollar amounts referenced and discussed in the notes to the consolidated financial statements in this Report are presented in thousands, unless noted otherwise. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. These estimates and assumptions may also affect disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. KSOP Repurchase Right : In accordance with applicable provisions of the Internal Revenue Code, the terms of Guaranty’s employee stock ownership plan with 401(k) provisions (“KSOP”), provided that, for so long as Guaranty was a privately-held company without a public market for its common stock, KSOP participants would have the right, for a specified period of time, to require Guaranty to repurchase shares of its common stock that are distributed to them by the KSOP. This repurchase obligation terminated upon the consummation of Guaranty’s initial public offering and listing of its common stock on the NASDAQ Global Select Market in May 2017. However, because Guaranty was privately-held without a public market for its common stock as of and for the year ended December 31, 2016 , the shares of common stock held by the KSOP are reflected in the Company’s consolidated balance sheet as of December 31, 2016 as a line item called “KSOP-owned shares,” appearing between total liabilities and shareholders’ equity. As a result, the KSOP-owned shares are deducted from shareholders’ equity in the Company’s consolidated balance sheet as of December 31, 2016 . For all periods following the Company’s initial public offering and continued listing of the Company’s common stock on the NASDAQ Global Select Market, the KSOP-owned shares will be included in, and not be deducted from, shareholders’ equity. The termination of the repurchase obligation following the listing of Guaranty’s common stock on the NASDAQ Global Select Market is also reflected in the statement of changes in shareholders’ equity as “terminated KSOP put option.” Recent Accounting Pronouncements: In January 2017, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update (“ASU”) 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business . The ASU is intended to clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. In addition, the amendments in this update provide a detailed framework to assist entities in evaluating whether a set of assets and activities constitutes a business, as well as clarify the definition of the term output so the term is consistent with how outputs are described in Topic 606. ASU 2017-01 is effective for public companies for annual periods beginning after December 15, 2017, including interim periods within those periods. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In January 2017, the FASB issued ASU 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment . This ASU simplifies the accounting for goodwill impairment for all entities by requiring impairment changes to be based on the first step in today’s two-step impairment test, thus eliminating step two from the goodwill impairment test. In addition, the amendment eliminates the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform step two of the goodwill impairment test. For pubic companies, ASU 2017-04 is effective for fiscal years beginning after December 15, 2019 with early adoption permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash , which requires that the statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. For public companies, ASU 2016-18 is effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments , to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments provide guidance on the following nine specific cash flow issues: 1) debt prepayment or debt extinguishment costs; 2) settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; 3) contingent consideration payments made after a business combination; 4) proceeds from the settlement of insurance claims; 5) proceeds from the settlement of corporate-owned life insurance policies, including bank-owned; 6) life insurance policies; 7) distributions received from equity method investees; 8) beneficial interests in securitization transactions; and 9) separately identifiable cash flows and application of the predominance principle. The amendments are effective for public companies for fiscal years beginning after December 31, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of this guidance to be material to the consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments , which sets forth a "current expected credit loss" ("CECL") model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company is currently in the process of assembling a transition team to assess the adoption of this ASU, which will develop a project plan regarding implementation. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . The FASB issued this ASU to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet by lessees for those leases classified as operating leases under current U.S. GAAP and disclosing key information about leasing arrangements. The amendments in this ASU are effective for public companies for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of this ASU is permitted for all entities. The Company is currently evaluating the impact of adopting the new guidance on its consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities , which is intended to improve the recognition and measurement of financial instruments by requiring: equity investments (other than equity method or consolidation) to be measured at fair value with changes in fair value recognized in net income; public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; eliminating the requirement to disclose the fair value of financial instruments measured at amortized cost for organizations that are not public business entities; eliminating the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; and requiring a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. This ASU is effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. This ASU permits early adoption of the instrument-specific credit risk provision. The Company is currently evaluating the impact of adopting the new guidance on its consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), followed by various amendments : ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, ASU 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net), ASU 2016-10, Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, ASU 2016-11, Revenue Recognition (Topic 605) and Derivatives and Hedging (Topic 815): Rescission of SEC Guidance Because of Accounting Standards Updates 2014-09 and 2014-16 Pursuant to Staff Announcements at the March 3, 2016 EITF Meeting, and ASU 2016-12, Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients. The amendments in these updates amend existing guidance related to revenue from contracts with customers. The amendments supersede and replace nearly all existing revenue recognition guidance, including industry-specific guidance, establish a new control-based revenue recognition model, change the basis for deciding when revenue is recognized over a time or point in time, provide new and more detailed guidance on specific topics and expand and improve disclosures about revenue. In addition, these amendments specify the accounting for some costs to obtain or fulfill a contract with a customer. The amendments are effective for annual and interim periods beginning after December 15, 2017, and must be retrospectively applied. The majority of the Company's income consists of net interest income on financial assets and financial liabilities, which is explicitly excluded from the scope of the amendments. The Company continues to evaluate the impact of the amendments on the components of noninterest income that have recurring revenue streams; however, the Company does not expect any recognition changes to have a significant impact to the Company's consolidated financial statements.

ACQUISITIONS

ACQUISITIONS	6 Months Ended
	Jun. 30, 2017
Business Combinations [Abstract]
ACQUISITIONS	ACQUISITIONS On August 6, 2016, the Company purchased certain assets and assumed certain liabilities associated with a former branch location of a non-related bank in Denton, Texas (Denton), which resulted in the addition of approximately $4,659 in assets and the assumption of approximately $4,658 in liabilities. The Company acquired the bank premises at 4101 Wind River Lane in Denton and recorded it at fair market value of $2,075 . Other assets acquired, at fair value, included cash of $2,399 , core deposit intangible of $42 , goodwill of $141 and loans of $2 . Liabilities assumed included non-interest bearing deposits of $581 , interest bearing deposits of $4,047 and other liabilities of $30 . As a result of the transaction, the Company paid $66 to the seller, representing the difference in the value of the acquired assets less the value of the liabilities assumed by the Company in the transaction. Goodwill of $141 arising from the Denton acquisition consisted largely of synergies and the cost savings resulting from the combining of the operations of the companies and is expected to be deductible for income taxes purposes.

MARKETABLE SECURITIES

MARKETABLE SECURITIES	6 Months Ended
	Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]
MARKETABLE SECURITIES	MARKETABLE SECURITIES The following tables summarize the amortized cost and fair value of securities available for sale and securities held to maturity as of June 30, 2017 and December 31, 2016 and the corresponding amounts of gross unrealized gains and losses: June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Estimated Fair Value Available for sale: Corporate bonds $ 18,861 $ 180 $ 8 $ 19,033 Municipal securities 7,793 — 300 7,493 Mortgage-backed securities 95,343 24 902 94,465 Collateralized mortgage obligations 124,833 628 219 125,242 Total available for sale $ 246,830 $ 832 $ 1,429 $ 246,233 Held to maturity: Municipal securities $ 148,021 $ 2,869 $ 530 $ 150,360 Mortgage-backed securities 24,642 320 93 24,869 Collateralized mortgage obligations 9,585 220 507 9,298 Total held to maturity $ 182,248 $ 3,409 $ 1,130 $ 184,527 December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Estimated Fair Value Available for sale: Corporate bonds $ 25,254 $ 6 $ 377 $ 24,883 Municipal securities 7,841 — 622 7,219 Mortgage-backed securities 61,298 — 1,608 59,690 Collateralized mortgage obligations 65,789 10 666 65,133 Total available for sale $ 160,182 $ 16 $ 3,273 $ 156,925 Held to maturity: Municipal securities $ 149,420 $ 901 $ 3,889 $ 146,432 Mortgage-backed securities 28,450 318 290 28,478 Collateralized mortgage obligations 11,501 265 521 11,245 Total held to maturity $ 189,371 $ 1,484 $ 4,700 $ 186,155 The Company’s held to maturity mortgage-backed securities portfolio includes non-agency collateralized mortgage obligations with a carrying value of $1,522 , which had unrealized losses of $507 as of June 30, 2017 . These non-agency mortgage-backed securities were rated AAA at purchase. The Company monitors to ensure it has adequate credit support, and the Company records other than temporary impairment (OTTI) as appropriate. The Company does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery. Management evaluates securities for OTTI on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. The Company did no t record any other than temporary impairment losses on any of its securities during the six months ended June 30, 2017 or for the year ended December 31, 2016 . Information pertaining to securities with gross unrealized losses as of June 30, 2017 and December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position is detailed in the following tables: Less Than 12 Months 12 Months or Longer Total June 30, 2017 Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Available for sale: Corporate bonds $ (8 ) $ 2,981 $ — $ — $ (8 ) $ 2,981 Municipal securities (300 ) 7,493 — — (300 ) 7,493 Mortgage-backed securities (569 ) 75,674 (333 ) 14,375 (902 ) 90,049 Collateralized mortgage obligations (68 ) 25,407 (151 ) 8,143 (219 ) 33,550 Total available for sale $ (945 ) $ 111,555 $ (484 ) $ 22,518 $ (1,429 ) $ 134,073 Held to maturity: Municipal securities $ (406 ) $ 38,442 $ (124 ) $ 6,015 $ (530 ) $ 44,457 Mortgage-backed securities (93 ) 11,154 — — (93 ) 11,154 Collateralized mortgage obligations — — (507 ) 2,297 (507 ) 2,297 Total held to maturity $ (499 ) $ 49,596 $ (631 ) $ 8,312 $ (1,130 ) $ 57,908 Less Than 12 Months 12 Months or Longer Total December 31, 2016 Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Available for sale: Corporate bonds $ (377 ) $ 22,529 $ — $ — $ (377 ) $ 22,529 Municipal securities (622 ) 7,219 — — (622 ) 7,219 Mortgage-backed securities (1,047 ) 44,420 (561 ) 15,270 (1,608 ) 59,690 Collateralized mortgage obligations (437 ) 55,435 (229 ) 9,049 (666 ) 64,484 Total available for sale $ (2,483 ) $ 129,603 $ (790 ) $ 24,319 $ (3,273 ) $ 153,922 Held to maturity: Municipal securities $ (3,889 ) $ 98,943 $ — $ — $ (3,889 ) $ 98,943 Mortgage-backed securities (290 ) 19,983 — — (290 ) 19,983 Collateralized mortgage obligations — — (521 ) 2,350 (521 ) 2,350 Total held to maturity $ (4,179 ) $ 118,926 $ (521 ) $ 2,350 $ (4,700 ) $ 121,276 The number of investment positions in an unrealized loss position totaled 100 and 177 at June 30, 2017 and December 31, 2016 , respectively. The securities in a loss position were composed of tax-exempt municipal bonds, corporate bonds, collateralized mortgage obligations and mortgage backed securities. Management believes the unrealized loss on the remaining securities is a function of the movement of interest rates since the time of purchase. Based on evaluation of available evidence, including recent changes in interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these securities are temporary. Should the impairment of any of these securities become other-than-temporary, the cost basis of the investment would be reduced and the resulting loss recognized in net income in the period the other-than-temporary impairment is identified. The Company does not have the intent to sell these mortgage-backed securities and it is likely that it will not be required to sell the securities before their anticipated recovery. The Company does not consider these securities to be other-than-temporarily impaired at June 30, 2017 . Mortgage-backed securities and collateralized mortgage obligations are backed by pools of mortgages that are insured or guaranteed by the Federal Home Loan Mortgage Corporation, the Federal National Mortgage Association or the Government National Mortgage Association. As of June 30, 2017 , there were no holdings of securities of any one issuer, other than the U.S. government and its agencies, in an amount greater than 10% of shareholders’ equity. Securities with fair values of approximately $245,600 and $259,499 at June 30, 2017 and December 31, 2016 , respectively, were pledged to secure public fund deposits and for other purposes as required or permitted by law. The proceeds from sales of securities and the associated gains and losses are listed below for: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Proceeds $ 14,762 $ 53,467 $ 14,762 $ 77,087 Gross gains 38 72 38 147 Gross losses (13 ) (91 ) (13 ) (129 ) During the six months ended June 30, 2017 and 2016 , the Company sold three held to maturity securities each year. The Company sold these municipal securities based upon internal credit analysis, under the belief that they had experienced significant deterioration in creditworthiness. The risk exposure presented by these municipalities had increased beyond acceptable levels, and the Company determined that it was reasonably possible that all amounts due would not be collected. The credit analysis determined that the municipalities had been significantly impacted by the significant decline in market oil prices due to the fact that their tax bases are heavily reliant on the energy industry relative to other sectors of the economy. Specifically, the revenues of these municipalities had been adversely impacted by the sustained low-level of oil prices. The Company believes the sale of these securities were merited and permissible under the applicable accounting guidelines because of the significant deterioration in the creditworthiness of the issuers. Sale of securities held to maturity were as follows for: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Proceeds from sales $ 923 $ — $ 923 $ 1,866 Amortized cost 907 — 907 1,842 Gross realized gains 16 — 16 24 Tax expense related to securities gains/losses (4 ) — (4 ) (7 ) The contractual maturities at June 30, 2017 of available for sale and held to maturity securities at carrying value and estimated fair value are shown below. The Company invests in mortgage-backed securities and collateralized mortgage obligations that have expected maturities that differ from their contractual maturities. These differences arise because borrowers and/or issuers may have the right to call or prepay their obligation with or without call or prepayment penalties. Available for Sale Held to Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due within one year $ — $ — $ 2,831 $ 2,838 Due after one year through five years 1,094 1,104 5,553 5,731 Due after five years through ten years 17,767 17,929 40,659 42,175 Due after ten years 7,793 7,493 98,978 99,616 Mortgage-backed securities 95,343 94,465 24,642 24,869 Collateralized mortgage obligations 124,833 125,242 9,585 9,298 $ 246,830 $ 246,233 $ 182,248 $ 184,527

LOANS AND ALLOWANCE FOR LOAN LO

LOANS AND ALLOWANCE FOR LOAN LOSSES	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
LOANS AND ALLOWANCE FOR LOAN LOSSES	LOANS AND ALLOWANCE FOR LOAN LOSSES The following table summarizes the Company’s loan portfolio by type of loan as of: June 30, 2017 December 31, 2016 Commercial and industrial $ 217,497 $ 223,997 Real estate: Construction and development 177,600 129,366 Commercial real estate 378,722 367,656 Farmland 63,839 62,362 1-4 family residential 356,457 362,952 Multi-family residential 28,833 26,079 Consumer 51,677 53,505 Agricultural 21,854 18,901 Overdrafts 364 317 Total loans 1,296,843 1,245,135 Less: Allowance for loan losses 12,525 11,484 Total net loans $ 1,284,318 $ 1,233,651 As of June 30, 2017 and December 31, 2016 , included in total loans above were $1,127 and $1,210 in unamortized loan costs, net of loan fees, respectively. The following table presents the activity in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method for the six months ended June 30, 2017 , for the year ended December 31, 2016 and for the six months ended June 30, 2016 : For the six months ended June 30, 2017 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,592 $ 1,161 $ 3,264 $ 482 $ 3,960 $ 281 $ 585 $ 153 $ 6 $ 11,484 Provision for loan losses 464 393 284 59 (69 ) (12 ) 66 222 43 1,450 Loans charged-off (48 ) — (84 ) — (186 ) — (158 ) (4 ) (70 ) (550 ) Recoveries — — — — 21 — 92 — 28 141 Ending balance $ 2,008 $ 1,554 $ 3,464 $ 541 $ 3,726 $ 269 $ 585 $ 371 $ 7 $ 12,525 Allowance ending balance: Individually evaluated for impairment $ 246 $ — $ 31 $ 92 $ 139 $ — $ — $ 225 $ — $ 733 Collectively evaluated for impairment 1,762 1,554 3,433 449 3,587 269 585 146 7 11,792 Loans: Individually evaluated for impairment 1,174 — 3,751 170 2,726 241 192 789 — 9,043 Collectively evaluated for impairment 216,323 177,600 374,971 63,669 353,731 28,592 51,485 21,065 364 1,287,800 Ending balance $ 217,497 $ 177,600 $ 378,722 $ 63,839 $ 356,457 $ 28,833 $ 51,677 $ 21,854 $ 364 $ 1,296,843 For the year ended December 31, 2016 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,878 $ 1,004 $ 2,106 $ 400 $ 2,839 $ 325 $ 562 $ 138 $ 11 $ 9,263 Provision for loan losses 910 162 1,158 82 1,117 (44 ) 171 15 69 3,640 Loans charged-off (1,213 ) (9 ) — — (71 ) — (269 ) — (200 ) (1,762 ) Recoveries 17 4 — — 75 — 121 — 126 343 Ending balance $ 1,592 $ 1,161 $ 3,264 $ 482 $ 3,960 $ 281 $ 585 $ 153 $ 6 $ 11,484 Allowance ending balance: Individually evaluated for impairment $ 64 $ — $ — $ 47 $ 108 $ — $ 34 $ — $ — $ 253 Collectively evaluated for impairment 1,528 1,161 3,264 435 3,852 281 551 153 6 11,231 Loans: Individually evaluated for impairment 231 1,825 1,196 258 2,588 5 200 15 — 6,318 Collectively evaluated for impairment 223,766 127,541 366,460 62,104 360,364 26,074 53,305 18,886 317 1,238,817 Ending balance $ 223,997 $ 129,366 $ 367,656 $ 62,362 $ 362,952 $ 26,079 $ 53,505 $ 18,901 $ 317 $ 1,245,135 For the six months ended June 30, 2016 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,878 $ 1,004 $ 2,106 $ 400 $ 2,839 $ 325 $ 562 $ 138 $ 11 $ 9,263 Provision for loan losses 1,201 35 433 112 512 58 17 (7 ) 39 2,400 Loans charged-off (11 ) — — — (22 ) — (89 ) — (67 ) (189 ) Recoveries 13 4 — — — — 77 — 38 132 Ending balance $ 3,081 $ 1,043 $ 2,539 $ 512 $ 3,329 $ 383 $ 567 $ 131 $ 21 $ 11,606 Allowance ending balance: Individually evaluated for impairment $ 1,773 $ — $ — $ 47 $ 93 $ — $ 70 $ — $ — $ 1,983 Collectively evaluated for impairment 1,308 1,043 2,539 465 3,236 383 497 131 21 9,623 Loans: Individually evaluated for impairment 8,476 39 1,116 302 2,168 — 200 58 — 12,359 Collectively evaluated for impairment 209,921 108,659 346,316 65,872 332,401 36,860 52,827 19,386 560 1,172,802 Ending balance $ 218,397 $ 108,698 $ 347,432 $ 66,174 $ 334,569 $ 36,860 $ 53,027 $ 19,444 $ 560 $ 1,185,161 Credit Quality The Company closely monitors economic conditions and loan performance trends to manage and evaluate the exposure to credit risk. Key factors tracked by the Company and utilized in evaluating the credit quality of the loan portfolio include trends in delinquency ratios, the level of nonperforming assets, borrower’s repayment capacity, and collateral coverage. Assets are graded “pass” when the relationship exhibits acceptable credit risk and indicates repayment ability, tolerable collateral coverage and reasonable performance history. Lending relationships exhibiting potentially significant credit risk and marginal repayment ability and/or asset protection are graded “special mention.” Assets classified as “substandard” are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness that jeopardizes the liquidation of the debt. Substandard graded loans are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Assets graded “doubtful” are substandard graded loans that have added characteristics that make collection or liquidation in full improbable. The Company typically measures impairment based on the present value of expected future cash flows, discounted at the loan's effective interest rate, or based on the loan's observable market price or the fair value of the collateral if the loan is collateral-dependent. The following tables summarize the credit exposure in the consumer and commercial loan portfolios as of: June 30, 2017 Commercial and industrial Construction and development Commercial real estate Farmland 1-4 family residential Multi-family residential Consumer and Overdrafts Agricultural Total Grade: Pass $ 212,162 $ 177,333 $ 373,861 $ 63,035 $ 348,212 $ 28,592 $ 50,917 $ 20,396 $ 1,274,508 Special mention 3,977 267 1,063 543 3,376 — 434 656 10,316 Substandard 1,358 — 3,798 261 4,869 241 690 802 12,019 Doubtful — — — — — — — — — Total $ 217,497 $ 177,600 $ 378,722 $ 63,839 $ 356,457 $ 28,833 $ 52,041 $ 21,854 $ 1,296,843 December 31, 2016 Commercial and industrial Construction and development Commercial real estate Farmland 1-4 family residential Multi-family residential Consumer and Overdrafts Agricultural Total Grade: Pass $ 218,975 $ 127,537 $ 360,264 $ 61,713 $ 353,483 $ 25,871 $ 52,648 $ 17,965 $ 1,218,456 Special mention 4,299 4 1,927 248 4,311 — 524 478 11,791 Substandard 706 1,825 5,465 401 5,121 208 568 458 14,752 Doubtful 17 — — — 37 — 82 — 136 Total $ 223,997 $ 129,366 $ 367,656 $ 62,362 $ 362,952 $ 26,079 $ 53,822 $ 18,901 $ 1,245,135 The following tables summarize the payment status of loans in the Company’s total loan portfolio, including an aging of delinquent loans, loans 90 days or more past due continuing to accrue interest and loans classified as nonperforming as of: June 30, 2017 30 to 59 Days Past Due 60 to 89 Days Past Due 90 Days and Greater Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing Commercial and industrial $ 168 $ 142 $ 451 $ 761 $ 216,736 $ 217,497 $ — Real estate: Construction and development 135 — — 135 177,465 177,600 — Commercial real estate 677 16 — 693 378,029 378,722 — Farmland 145 122 — 267 63,572 63,839 — 1-4 family residential 3,107 644 1,092 4,843 351,614 356,457 — Multi-family residential — — 192 192 28,641 28,833 — Consumer 531 139 126 796 50,881 51,677 — Agricultural 344 — — 344 21,510 21,854 — Overdrafts — — — — 364 364 — Total $ 5,107 $ 1,063 $ 1,861 $ 8,031 $ 1,288,812 $ 1,296,843 $ — December 31, 2016 30 to 59 Days Past Due 60 to 89 Days Past Due 90 Days and Greater Past Due Total Past Due Current Total Recorded Investment > 90 Days and Accruing Commercial and industrial $ 941 $ 105 $ 25 $ 1,071 $ 222,926 $ 223,997 $ — Real estate: Construction and development 73 — 1,825 1,898 127,468 129,366 — Commercial real estate 1,629 32 134 1,795 365,861 367,656 — Farmland 100 26 7 133 62,229 62,362 — 1-4 family residential 3,724 803 1,041 5,568 357,384 362,952 — Multi-family residential 207 49 — 256 25,823 26,079 — Consumer 613 205 87 905 52,600 53,505 — Agricultural 59 — 15 74 18,827 18,901 — Overdrafts — — — — 317 317 — Total $ 7,346 $ 1,220 $ 3,134 $ 11,700 $ 1,233,435 $ 1,245,135 $ — The following table presents information regarding nonaccrual loans as of: June 30, 2017 December 31, 2016 Commercial and industrial $ 480 $ 82 Real estate: Construction and development — 1,825 Commercial real estate 708 415 Farmland 163 176 1-4 family residential 1,839 1,699 Multi-family residential 241 5 Consumer 215 192 Agricultural 312 15 Total $ 3,958 $ 4,409 Impaired Loans and Troubled Debt Restructurings A troubled debt restructuring (“TDR”) is a restructuring in which a bank, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that it would not otherwise consider. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due from the borrower in accordance with original contractual terms of the loan. Loans with insignificant delays or insignificant short falls in the amount of payments expected to be collected are not considered to be impaired. Loans defined as individually impaired, based on applicable accounting guidance, include larger balance nonperforming loans and troubled debt restructurings. The outstanding balances of TDRs are shown below: June 30, 2017 December 31, 2016 Nonaccrual TDRs $ — $ 43 Performing TDRs 323 462 Total $ 323 $ 505 Specific reserves on TDRs $ 21 $ 4 The following tables present loans by class modified as TDRs that occurred during the six months ended June 30, 2017 and 2016 : Six Months Ended June 30, 2017 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and industrial 1 $ 34 $ 13 1-4 family residential 1 11 11 Total 2 $ 45 $ 24 There were no TDRs that have subsequently defaulted through June 30, 2017 . The TDRs described above increased the allowance for loan losses by $21 and resulted in no charge-offs during the six months ended June 30, 2017 . Six Months Ended June 30, 2016 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 796 $ 796 Consumer 4 32 24 1-4 family residential 2 189 189 Total 7 $ 1,017 $ 1,009 There were no TDRs that subsequently defaulted in 2016 . The TDRs described above did not increase the allowance for loan losses and resulted in no charge-offs during the six months ended June 30, 2016 . The following table presents information about the Company’s impaired loans as of: June 30, 2017 Unpaid Recorded Related Average With no related allowance recorded: Commercial and industrial $ 712 $ 712 $ — $ 345 Real estate: Construction and development — — — 608 Commercial real estate 3,468 3,468 — 5,177 Farmland 7 7 — 90 1-4 family residential 1,785 1,785 — 1,566 Multi-family residential 241 241 — 172 Consumer 192 192 — 91 Agricultural 490 490 — 387 Subtotal 6,895 6,895 — 8,436 With allowance recorded: Commercial and industrial 462 462 246 533 Real estate: Commercial real estate 283 283 31 173 Farmland 163 163 92 109 1-4 family residential 941 941 139 505 Consumer — — — 50 Agricultural 299 299 225 82 Subtotal 2,148 2,148 733 1,452 Total $ 9,043 $ 9,043 $ 733 $ 9,888 The following table presents information about the Company’s impaired loans as of: December 31, 2016 Unpaid Recorded Related Allowance Average Recorded Investment With no related allowance recorded: Commercial and industrial $ 28 $ 28 $ — $ 809 Real estate: Construction and development 1,825 1,825 — 172 Commercial real estate 1,196 1,196 — 871 Farmland 89 89 — 109 1-4 family residential 1,799 1,799 — 1,575 Multi-family residential 5 5 — 2 Consumer 105 105 — 89 Agricultural 15 15 — 68 Subtotal 5,062 5,062 — 3,695 With allowance recorded: Commercial and industrial 203 203 64 3,153 Real estate: Farmland 169 169 47 169 1-4 family residential 789 789 108 639 Consumer 95 95 34 155 Agricultural — — — 2 Subtotal 1,256 1,256 253 4,118 Total $ 6,318 $ 6,318 $ 253 $ 7,813 During the six months ended June 30, 2017 and 2016, total interest income and cash-based interest income recognized on impaired loans was minimal.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER DEBT	6 Months Ended
	Jun. 30, 2017
Debt Disclosure [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER DEBT	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER DEBT At June 30, 2017 and December 31, 2016 , securities sold under agreements to repurchase totaled $14,153 and $10,859 , respectively. During the quarter ended June 30, 2017 , the Company used a portion of the proceeds from its initial public offering to repay the outstanding balance on a line of credit with its correspondent bank. The line of credit, which had an outstanding balance of $0 at quarter end, bears interest at the prime rate plus 0.50% , with interest payable quarterly, and matures in March 2018. SUBORDINATED DEBENTURES Subordinated debentures are made up of the following as of: June 30, 2017 December 31, 2016 Trust II Debentures $ 3,093 $ 3,093 Trust III Debentures 2,062 2,062 DCB Trust I Debentures 5,155 5,155 Other debentures 4,000 9,000 $ 14,310 $ 19,310 The Company has three trusts, Guaranty (TX) Capital Trust II (“Trust II”), Guaranty (TX) Capital Trust III (“Trust III”), and DCB Financial Trust I (“DCB Trust I”) (“Trust II”, “Trust III” and together with “DCB Trust I,” the “Trusts”). Upon formation, the Trusts issued pass-through securities (“TruPS”) with a liquidation value of $1,000 per share to third parties in private placements. Concurrently with the issuance of the TruPS, the Trusts issued common securities to the Company. The Trusts invested the proceeds of the sales of securities to the Company (“Debentures”). The Debentures mature approximately 30 years after the formation date, which may be shortened if certain conditions are met (including the Company having received prior approval of the Federal Reserve and any other required regulatory approvals). Trust II Trust III DCB Trust I Formation date October 30, 2002 July 25, 2006 March 29, 2007 Capital trust pass-through securities Number of shares 3,000 2,000 5,000 Original liquidation value $ 3,000 $ 2,000 $ 5,000 Common securities liquidation value 93 62 155 The securities held by the Trusts qualify as Tier I capital for the Company under Federal Reserve Board guidelines. The Federal Reserve’s guidelines restrict core capital elements (including trust preferred securities and qualifying perpetual preferred stock) to 25% of all core capital elements, net of goodwill less any associated deferred tax liability. Because the Company’s aggregate amount of trust preferred securities is less than the limit of 25% of Tier I capital, net of goodwill, the full amount is includable in Tier I capital at June 30, 2017 and December 31, 2016 . Additionally, the terms provide that trust preferred securities would no longer qualify for Tier I capital within five years of their maturity, but would be included as Tier 2 capital. However, the trust preferred securities would be amortized out of Tier 2 capital by one-fifth each year and excluded from Tier 2 capital completely during the year prior to maturity of the junior subordinated debentures. With certain exceptions, the amount of the principal and any accrued and unpaid interest on the Debentures are subordinated in right of payment to the prior payment in full of all senior indebtedness of the Company. Interest on the Debentures is payable quarterly. The interest is deferrable on a cumulative basis for up to five consecutive years following a suspension of dividend payments on all other capital stock. No principal payments are due until maturity for each of the Debentures. Trust II Debentures Trust III Debentures DCB Trust I Debentures Original amount $ 3,093 $ 2,062 $ 5,155 Maturity date October 30, 2032 October 1, 2036 June 15, 2037 Interest due Quarterly Quarterly Quarterly In accordance with ASC 810, " Consolidation, " the junior subordinated debentures issued by the Company to the subsidiary trusts are shown as liabilities in the consolidated balance sheets and interest expense associated with the junior subordinated debentures is shown in the consolidated statements of earnings. Trust II Debentures Interest is payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 3.35% . On any interest payment date on or after October 30, 2012 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. Trust III Debentures Interest was payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 1.67% . On any interest payment date on or after October 1, 2016 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. DCB Trust I Debentures Interest is payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 1.80% . On any interest payment date on or after June 15, 2012 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. Other debentures In July 2015, the Company issued $4,000 in debentures, of which $3,000 were issued to directors and other related parties. The $3,000 of debentures to related parties were repaid in May 2017. The remaining $1,000 of debentures were issued at par value of $500 each with rates of 2.50% and 4.00% and maturity dates of July 1, 2017 and January 1, 2019, respectively. At the Company’s option, and with 30 days advanced notice to the holder, the entire principal amount and all accrued interest may be paid to the holder on or before the due date of any debenture. The redemption price is equal to 100% of the face amount of the debenture redeemed, plus all accrued interest. In December 2015, the Company issued $5,000 in debentures, of which $2,500 were issued to directors and other related parties. In May 2017, $2,000 of the related party debentures were repaid. The remaining $3,000 of debentures were issued at par value of $500 each with rates ranging from 3.00% to 5.00% and maturity dates from July 1, 2018 to July 1, 2020. At the Company’s option, and with 30 days advanced notice to the holder, the entire principal amount and all accrued interest may be paid to the holder on or before the due date of any debenture. The redemption price is equal to 100% of the face amount of the debenture redeemed, plus all accrued interest.

SUBORDINATED DEBENTURES

SUBORDINATED DEBENTURES	6 Months Ended
	Jun. 30, 2017
Debt Disclosure [Abstract]
SUBORDINATED DEBENTURES	SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER DEBT At June 30, 2017 and December 31, 2016 , securities sold under agreements to repurchase totaled $14,153 and $10,859 , respectively. During the quarter ended June 30, 2017 , the Company used a portion of the proceeds from its initial public offering to repay the outstanding balance on a line of credit with its correspondent bank. The line of credit, which had an outstanding balance of $0 at quarter end, bears interest at the prime rate plus 0.50% , with interest payable quarterly, and matures in March 2018. SUBORDINATED DEBENTURES Subordinated debentures are made up of the following as of: June 30, 2017 December 31, 2016 Trust II Debentures $ 3,093 $ 3,093 Trust III Debentures 2,062 2,062 DCB Trust I Debentures 5,155 5,155 Other debentures 4,000 9,000 $ 14,310 $ 19,310 The Company has three trusts, Guaranty (TX) Capital Trust II (“Trust II”), Guaranty (TX) Capital Trust III (“Trust III”), and DCB Financial Trust I (“DCB Trust I”) (“Trust II”, “Trust III” and together with “DCB Trust I,” the “Trusts”). Upon formation, the Trusts issued pass-through securities (“TruPS”) with a liquidation value of $1,000 per share to third parties in private placements. Concurrently with the issuance of the TruPS, the Trusts issued common securities to the Company. The Trusts invested the proceeds of the sales of securities to the Company (“Debentures”). The Debentures mature approximately 30 years after the formation date, which may be shortened if certain conditions are met (including the Company having received prior approval of the Federal Reserve and any other required regulatory approvals). Trust II Trust III DCB Trust I Formation date October 30, 2002 July 25, 2006 March 29, 2007 Capital trust pass-through securities Number of shares 3,000 2,000 5,000 Original liquidation value $ 3,000 $ 2,000 $ 5,000 Common securities liquidation value 93 62 155 The securities held by the Trusts qualify as Tier I capital for the Company under Federal Reserve Board guidelines. The Federal Reserve’s guidelines restrict core capital elements (including trust preferred securities and qualifying perpetual preferred stock) to 25% of all core capital elements, net of goodwill less any associated deferred tax liability. Because the Company’s aggregate amount of trust preferred securities is less than the limit of 25% of Tier I capital, net of goodwill, the full amount is includable in Tier I capital at June 30, 2017 and December 31, 2016 . Additionally, the terms provide that trust preferred securities would no longer qualify for Tier I capital within five years of their maturity, but would be included as Tier 2 capital. However, the trust preferred securities would be amortized out of Tier 2 capital by one-fifth each year and excluded from Tier 2 capital completely during the year prior to maturity of the junior subordinated debentures. With certain exceptions, the amount of the principal and any accrued and unpaid interest on the Debentures are subordinated in right of payment to the prior payment in full of all senior indebtedness of the Company. Interest on the Debentures is payable quarterly. The interest is deferrable on a cumulative basis for up to five consecutive years following a suspension of dividend payments on all other capital stock. No principal payments are due until maturity for each of the Debentures. Trust II Debentures Trust III Debentures DCB Trust I Debentures Original amount $ 3,093 $ 2,062 $ 5,155 Maturity date October 30, 2032 October 1, 2036 June 15, 2037 Interest due Quarterly Quarterly Quarterly In accordance with ASC 810, " Consolidation, " the junior subordinated debentures issued by the Company to the subsidiary trusts are shown as liabilities in the consolidated balance sheets and interest expense associated with the junior subordinated debentures is shown in the consolidated statements of earnings. Trust II Debentures Interest is payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 3.35% . On any interest payment date on or after October 30, 2012 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. Trust III Debentures Interest was payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 1.67% . On any interest payment date on or after October 1, 2016 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. DCB Trust I Debentures Interest is payable at a variable rate per annum, reset quarterly, equal to 3 month LIBOR plus 1.80% . On any interest payment date on or after June 15, 2012 and prior to maturity date, the debentures are redeemable for cash at the option of the Company, on at least 30 , but not more than 60 days’ notice, in whole or in part, at a redemption price equal to 100% of the principal amount to be redeemed, plus accrued interest to the date of redemption. Other debentures In July 2015, the Company issued $4,000 in debentures, of which $3,000 were issued to directors and other related parties. The $3,000 of debentures to related parties were repaid in May 2017. The remaining $1,000 of debentures were issued at par value of $500 each with rates of 2.50% and 4.00% and maturity dates of July 1, 2017 and January 1, 2019, respectively. At the Company’s option, and with 30 days advanced notice to the holder, the entire principal amount and all accrued interest may be paid to the holder on or before the due date of any debenture. The redemption price is equal to 100% of the face amount of the debenture redeemed, plus all accrued interest. In December 2015, the Company issued $5,000 in debentures, of which $2,500 were issued to directors and other related parties. In May 2017, $2,000 of the related party debentures were repaid. The remaining $3,000 of debentures were issued at par value of $500 each with rates ranging from 3.00% to 5.00% and maturity dates from July 1, 2018 to July 1, 2020. At the Company’s option, and with 30 days advanced notice to the holder, the entire principal amount and all accrued interest may be paid to the holder on or before the due date of any debenture. The redemption price is equal to 100% of the face amount of the debenture redeemed, plus all accrued interest.

STOCK OPTIONS

STOCK OPTIONS	6 Months Ended
	Jun. 30, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK OPTIONS	STOCK OPTIONS The Company’s 2015 Equity Incentive Plan (the “Plan”) executed April 15, 2015, which is shareholder-approved, amended and restated the Company’s 2014 Stock Option Plan. The maximum number of shares of common stock that may be issued pursuant to stock-based awards under the Plan equals 1,000,000 shares, all of which may be subject to incentive stock option treatment. Option awards are generally granted with an exercise price equal to the market price of the Company’s common stock at the date of grant. Currently outstanding option awards have vesting periods ranging from 5 to 10 years and have 10 -year contractual terms. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock and similar peer group averages. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes in to account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on U.S. Treasury yield curve in effect at the time of the grant. A summary of activity in the Plan during the six months ended June 30, 2017 and 2016 follows: Six Months Ended June 30, 2017 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 340,377 $ 23.43 7.34 $ 194 Granted 109,200 27.00 9.90 548 Exercised (7,033 ) 11.94 4.73 141 Forfeited (6,000 ) 23.17 7.38 53 Balance, June 30, 2017 436,544 $ 24.51 7.63 $ 3,277 Exercisable at end of period 117,484 $ 24.11 7.01 $ 930 Six Months Ended June 30, 2016 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 314,391 $ 23.28 8.00 $ 225 Granted 26,500 23.21 9.59 21 Forfeited (17,400 ) 23.17 8.37 14 Balance, June 30, 2016 323,491 $ 23.28 7.63 $ 232 Exercisable at end of period 58,891 $ 21.25 6.79 $ 162 A summary of nonvested activity in the Plan during the six months ended June 30, 2017 and 2016 follows: Six Months Ended June 30, 2017 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 250,700 $ 23.73 7.65 $ 69 Granted 109,200 27.00 9.90 548 Vested (36,840 ) 25.40 9.16 244 Forfeited (4,000 ) 23.17 7.38 53 Balance, June 30, 2017 319,060 $ 24.66 7.86 $ 2,347 Six Months Ended June 30, 2016 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 267,200 $ 23.72 8.22 $ 76 Granted 26,500 23.21 9.59 21 Vested (12,300 ) 23.00 8.81 12 Forfeited (16,800 ) 23.17 8.37 14 Balance, June 30, 2016 264,600 $ 23.74 7.82 $ 70 Information related to the Plan is as follows for the six months ended : June 30, 2017 Intrinsic value of options exercised $ 141 Cash received from options exercised 84 Tax benefit realized from options exercised — Weighted average fair value of options granted 5.25 As of June 30, 2017 , there was $1,795 of total unrecognized compensation cost related to nonvested stock options granted under the Plan. The cost is expected to be recognized over a weighted-average period of 4.34 years. The Company granted options under the Plan during the first six months of 2016 and 2017 . Expense of $123 and $94 was recorded during the six months ended June 30, 2017 and 2016 , respectively.

EMPLOYEE BENEFITS

EMPLOYEE BENEFITS	6 Months Ended
	Jun. 30, 2017
Retirement Benefits [Abstract]
EMPLOYEE BENEFITS	EMPLOYEE BENEFITS KSOP The Company maintains an Employee Stock Ownership Plan containing Section 401(k) provisions covering substantially all employees (“KSOP”). The plan provides for a matching contribution of up to 5% of a participant’s qualified compensation starting January 1, 2016. As of December 31, 2016, the plan included a repurchase obligation, or “put option”, which is a right to demand that the sponsor redeem shares of employer stock distributed to the participant under the terms of the plan, for which there was no public market for such shares, with an established cash price. This put option was terminated upon completion of the Company’s initial public offering and listing of its common stock on the NASDAQ Global Select Market in May 2017. Total contributions accrued or paid during the six months ended June 30, 2017 and 2016 totaled $445 and $491 , respectively. Benefits under the KSOP generally are distributed to participants in the form of cash, although participants have the right to receive distributions in the form of shares of common stock. Because the Company’s common stock was not yet actively traded as of December 31, 2016, the participants could demand (in accordance with the terms of the KSOP and applicable law) that the Company repurchase any shares of common stock distributed to them at the estimated fair value. As of December 31, 2016, the fair value of shares of common stock, held by the KSOP, was deducted from permanent shareholders’ equity in the consolidated balance sheets, and reflected in a line item below liabilities and above shareholders’ equity. This presentation was necessary in order to recognize the put option within the KSOP-owned shares, consistent with SEC guidelines, because the Company was not yet publicly traded. The Company used a valuation by an external third party to determine the maximum possible cash obligation related to those securities. Increases or decreases in the value of the cash obligation were included in a separate line item in the statements of changes in shareholders’ equity. The fair value of allocated and unallocated shares subject to the repurchase obligation totaled $31,661 as of December 31, 2016 . As of June 30, 2017 and December 31, 2016 , the number of shares held by the KSOP was 1,319,225 . Of these shares, there were 50,000 shares unallocated to plan participants as of June 30, 2017 and December 31, 2016 . During the six months ended June 30, 2017 and 2016 , the Company did not repurchase any shares from KSOP participants that received distributions of shares from the KSOP which were subject to the put option that applied to the KSOP shares before we were publicly traded. All shares held by the KSOP were treated as outstanding at each of the respective period ends. Executive Incentive Retirement Plan The Company established a non-qualified, non-contributory executive incentive retirement plan covering a selected group of key personnel to provide benefits equal to amounts computed under an “award criteria” at various targeted salary levels as adjusted for annual earnings performance of the Company. The plan is non-funded. In connection with the Executive Incentive Retirement Plan, the Company has purchased life insurance policies on the respective officers. The cash surrender value of life insurance policies held by the Company totaled $18,035 and $17,804 as of June 30, 2017 and December 31, 2016 , respectively. Expense related to these plans totaled $317 and $275 for the six months ended June 30, 2017 and 2016 , respectively, and is included in employee compensation and benefits on the consolidated statements of earnings. The recorded liability totaled approximately $2,305 and $2,002 as of June 30, 2017 and December 31, 2016 , respectively and is included in accrued interest and other liabilities on the consolidated balance sheets. Bonus Plan The Company has a Bonus Plan that rewards officers and employees based on performance of individual business units of the Company. Earnings and growth performance goals for each business unit and for the Company as a whole are established at the beginning of the calendar year and approved annually by the board of directors. The Bonus Plan provides for a predetermined bonus amount to be contributed to the employee bonus pool based on (i) earnings target and growth for individual business units and (ii) achieving certain pre-tax return on average equity and pre-tax return on average asset levels for the Company as a whole. These bonus amounts are established annually by the Company’s board of directors. The bonus expense under this plan for the six months ended June 30, 2017 and 2016 totaled $1,103 and $931 , respectively and is included in employee compensation and benefits on the consolidated statements of earnings.

INCOME TAXES

INCOME TAXES	6 Months Ended
	Jun. 30, 2017
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES Income tax expenses were as follows for: Six Months Ended June 30, 2017 2016 Income tax expense for the period $ 2,945 $ 1,910 Effective tax rate 28.22 % 26.95 % The effective tax rates differ from the statutory federal tax rate of 35% largely due to tax exempt interest income earned on certain investment securities and loans and the nontaxable earnings on bank owned life insurance.

DERIVATIVE FINANCIAL INSTRUMENT

DERIVATIVE FINANCIAL INSTRUMENTS	6 Months Ended
	Jun. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVE FINANCIAL INSTRUMENTS	DERIVATIVE FINANCIAL INSTRUMENTS The Company utilizes certain derivative financial instruments. Stand-alone derivative financial instruments such as interest rate swaps, are used to economically hedge interest rate risk related to the Company’s liabilities. These derivative instruments involve both credit and market risk. The notional amounts are amounts on which calculations, payments, and the value of the derivative are based. Notional amounts do not represent direct credit exposures. Direct credit exposure is limited to the net difference between the calculated amounts to be received and paid, if any. Such difference, which represents the fair value of the derivative instruments, is reflected on the Company’s consolidated balance sheet in other liabilities. The Company is exposed to credit related losses in the event of nonperformance by the counterparties to those agreements. The Company controls the credit risk of its financial contracts through credit approvals, limits and monitoring procedures, and does not expect any counterparties to fail their obligations. The Company entered into interest rate swaps to receive payments at a fixed rate in exchange for paying a floating rate on the debentures discussed in Note 6. Management believes that entering into the interest rate swaps exposed the Company to variability in their fair value due to changes in the level of interest rates. It is the Company’s objective to hedge the change in fair value of floating rate debentures at coverage levels that are appropriate, given anticipated or existing interest rate levels and other market considerations, as well as the relationship of change in this liability to other liabilities of the Company. To meet this objective, the Company utilizes interest rate swaps as an asset/liability management strategy to hedge the change in value of the cash flows due to changes in expected interest rate assumptions. Interest rate swaps with notional amounts totaling $5,000 as of June 30, 2017 and December 31, 2016 , were designated as cash flow hedges of the debentures and were determined to be fully effective during all periods presented. As such, no amount of ineffectiveness has been included in net income. Therefore, the aggregate fair value of the swaps is recorded in accrued interest and other liabilities within the consolidated balance sheets with changes in fair value recorded in other comprehensive income. The amount included in accumulated other comprehensive income would be reclassified to current earnings should the hedges no longer be considered effective. The Company expects the hedges to remain fully effective during the remaining terms of the swaps. The information pertaining to outstanding interest rate swap agreements used to hedge floating rate debentures was as follows as of: June 30, 2017: Notional Amount Pay Rate Receive Rate Effective Date Maturity in Years Unrealized Losses $ 2,000 5.979 % 3 month LIBOR plus 1.67% October 1, 2016 8.76 $ 353 $ 3,000 7.505 % 3 month LIBOR plus 3.35% October 30, 2012 5.34 $ 348 December 31, 2016: Notional Amount Pay Rate Receive Rate Effective Date Maturity in Years Unrealized Losses $ 2,000 5.979 % 3 month LIBOR plus 1.67% October 1, 2016 9.25 $ 342 $ 3,000 7.505 % 3 month LIBOR plus 3.35% October 30, 2012 5.83 $ 353 Interest expense recorded on these swap transactions totaled $395 and $439 during the six months ended June 30, 2017 and 2016 , respectively, and is reported as a component of interest expense on the debentures. At June 30, 2017 , the Company expected none of the unrealized loss to be reclassified as a reduction of interest expense during the remainder of 2017 .

COMMITMENTS AND CONTINGENCIES

COMMITMENTS AND CONTINGENCIES	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND CONTINGENCIES	COMMITMENTS AND CONTINGENCIES In the normal course of business, the Company enters into various transactions, which, in accordance with accounting principles generally accepted in the United States of America, are not included in the consolidated balance sheets. These transactions are referred to as “off-balance sheet commitments.” The Company enters into these transactions to meet the financing needs of its customers. These transactions include commitments to extend credit and letters of credit, which involve elements of credit risk in excess of the amounts recognized in the consolidated balance sheets. The Company minimizes its exposure to loss under these commitments by subjecting them to credit approval and monitoring procedures. The Company enters into contractual commitments to extend credit, normally with fixed expiration dates or termination clauses, at specified rates and for specific purposes. Customers use credit commitments to ensure that funds will be available for working capital purposes, for capital expenditures and to ensure access to funds at specified terms and conditions. Substantially all of the Company’s commitments to extend credit are contingent upon customers maintaining specific credit standards at the time of loan funding. Management assesses the credit risk associated with certain commitments to extend credit in determining the level of the allowance for credit losses. Letters of credit are written conditional commitments issued by the Company to guarantee the performance of a customer to a third party. The Company’s policies generally require that letters of credit arrangements contain security and debt covenants similar to those contained in loan agreements. In the event the customer does not perform in accordance with the terms of the agreement with the third party, the Company would be required to fund the commitment. The maximum potential amount of future payments the Company could be required to make is represented by the contractual amount shown in the table below. If the commitment were funded, the Company would be entitled to seek recovery from the customer. As of June 30, 2017 and December 31, 2016 , no amounts have been recorded as liabilities for the Bank’s potential obligations under these guarantees. Commitments and letters of credit outstanding were as follows as of: Contract or Notional Amount June 30, 2017 December 31, 2016 Commitments to extend credit $ 343,450 $ 297,607 Letters of credit 8,768 8,879 Litigation The Company is involved in certain claims and lawsuits occurring in the normal course of business. Management, after consultation with legal counsel, does not believe that the outcome of these actions, if determined adversely, would have a material impact on the consolidated financial statements of the Company. FHLB Letters of Credit At June 30, 2017 , the Company had letters of credit of $62,000 pledged to secure public deposits, repurchase agreements, and for other purposes required or permitted by law.

REGULATORY MATTERS

REGULATORY MATTERS	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
REGULATORY MATTERS	REGULATORY MATTERS The Company on a consolidated basis and the Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities, and certain off balance sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of: Actual Minimum Required For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio June 30, 2017 Total capital to risk-weighted assets: Consolidated $ 210,959 14.54 % $ 116,085 8.00 % n/a Bank 197,899 13.64 % 116,102 8.00 % $ 145,127 10.00 % Tier 1 capital to risk-weighted assets: Consolidated 198,434 13.68 % 87,063 6.00 % n/a Bank 185,374 12.77 % 87,076 6.00 % 116,102 8.00 % Tier 1 capital to average assets: Consolidated 198,434 10.68 % 74,355 4.00 % n/a Bank 185,374 9.98 % 74,313 4.00 % 92,892 5.00 % Common equity tier 1 capital to risk-weighted assets: Consolidated 188,124 12.96 % 65,298 4.50 % n/a Bank 185,374 12.77 % 65,307 4.50 % 94,333 6.50 % Actual Minimum Required For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total capital to risk-weighted assets: Consolidated $ 149,468 10.86 % $ 110,083 8.00 % n/a Bank 173,528 12.63 % 109,947 8.00 % $ 137,434 10.00 % Tier 1 capital to risk-weighted assets: Consolidated 137,984 10.03 % 82,562 6.00 % n/a Bank 162,044 11.79 % 82,460 6.00 % 109,947 8.00 % Tier 1 capital to average assets: Consolidated 137,984 7.71 % 71,560 4.00 % n/a Bank 162,044 9.06 % 71,505 4.00 % 89,381 5.00 % Common equity tier 1 capital to risk-weighted assets: Consolidated 127,674 9.28 % 61,922 4.50 % n/a Bank 162,044 11.79 % 61,845 4.50 % 89,332 6.50 % In July 2013, the Federal Reserve published final rules for the adoption of the Basel III regulatory capital framework (the “Basel III Capital Rules”). The Basel III Capital Rules, among other things, (i) introduce a new capital measure called “Common Equity Tier I” (“CETI”), (ii) specify that Tier I capital consist of Common Equity Tier I and “Additional Tier I Capital” instruments meeting specified requirements, (iii) define Common Equity Tier I narrowly by requiring that most deductions/adjustments to regulatory capital measures be made to Common Equity Tier I and not to the other components of capital and (iv) expand the scope of the deductions/adjustments as compared to existing regulations. The Basel III Capital Rules became effective for the Company on January 1, 2015, with certain transition provisions to be fully phased in by January 1, 2019. Starting in January 2016, the implementation of the capital conservation buffer will be effective for the Company starting at the 0.625% level and increasing 0.625% each year thereafter, until it reaches 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress and effectively increases the minimum required risk-weighted capital ratios. Failure to meet the full amount of the buffer will result in restrictions on the Company’s ability to make capital distributions, including dividend payments and stock repurchases, and to pay discretionary bonuses to executive officers. Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table below) of total, CETI and Tier I capital (as defined in the regulations) to risk-weighted assets (as defined), ad of Tier I capital (as defined) to average assets (as defined). Management believes, as of June 30, 2017 and December 31, 2016 that the Company met all capital adequacy requirements to which it was subject. As of June 30, 2017 and December 31, 2016 , the Bank’s capital ratios exceeded those levels necessary to be categorized as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized”, the Bank must maintain minimum total risk-based, CETI, Tier 1 risk-based and Tier I leverage ratios as set forth in the table. There are no conditions or events since June 30, 2017 that management believes have changed the Bank’s category. The Federal Reserve’s guidelines regarding the capital treatment of trust preferred securities limits restricted core capital elements (including trust preferred securities and qualifying perpetual preferred stock) to 25% of all core capital elements, net of goodwill less any associated deferred tax liability. Because the Company’s aggregate amount of trust preferred securities is less than the limit of 25% of Tier I capital, net of goodwill, the rules permit the inclusion of $10,310 of trust preferred securities in Tier I capital at June 30, 2017 and December 31, 2016 . Additionally, the rules provide that trust preferred securities would no longer qualify for Tier I capital within five years of their maturity, but would be included as Tier 2 capital. However, the trust preferred securities would be amortized out of Tier 2 capital by one-fifth each year and excluded from Tier 2 capital completely during the year prior to maturity of the subordinated debentures. Dividends paid by the Company are mainly provided by dividends from its subsidiaries. However, certain regulatory restrictions exist regarding the ability of its bank subsidiary to transfer funds to the Company in the form of cash dividends, loans or advances. The amount of dividends that a subsidiary bank organized as a national banking association, such as the Bank, may declare in a calendar year is the subsidiary bank’s net profits for that year combined with its retained net profits for the preceding two years.

FAIR VALUE

FAIR VALUE	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 - Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 - Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 - Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate fair value: Marketable Securities : The fair values for marketable securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Loans Held For Sale: Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a pool-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Derivative Instruments : The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). Impaired Loans : The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on the present value of estimated future cash flows using the loan's existing rate or, if repayment is expected solely from the collateral, the fair value of collateral, less costs to sell, is determined using recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant (Level 3). Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business (Level 3). Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Other Real Estate Owned : Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which are updated no less frequently than annually. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Real estate owned properties are evaluated on a quarterly basis for additional impairment and adjusted accordingly (Level 3). The following tables summarize quantitative disclosures about the fair value measurements for each category of financial assets (liabilities) carried at fair value: As of June 30, 2017 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets (liabilities) at fair value on a recurring basis: Available for sale securities Mortgage-backed securities $ 94,465 $ — $ 94,465 $ — Collateralized mortgage obligations 125,242 — 125,242 — Municipal securities 7,493 — 7,493 — Corporate bonds 19,033 — 19,033 — Derivative instruments (701 ) — (701 ) — Assets at fair value on a nonrecurring basis: Impaired loans 8,310 — — 8,310 Other real estate owned 1,733 — — 1,733 As of December 31, 2016 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets (liabilities) at fair value on a recurring basis: Available for sale securities Mortgage-backed securities $ 59,690 $ — $ 59,690 $ — Collateralized mortgage obligations 65,133 — 65,133 — Municipal securities 7,219 — 7,219 — Corporate bonds 24,883 — 24,883 — U.S. treasury securities — — — — Derivative instruments (695 ) — (695 ) — Assets at fair value on a nonrecurring basis: Impaired loans 6,065 — — 6,065 Other real estate owned 1,692 — — 1,692 There were no transfers between Level 2 and Level 3 during the six months ended 2017 or for the year ended December 31, 2016 . Nonfinancial Assets and Nonfinancial Liabilities Nonfinancial assets measured at fair value on a nonrecurring basis during the six months ended June 30, 2017 and 2016 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in current earnings. The fair value of a foreclosed asset is estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. The following table presents foreclosed assets that were remeasured and recorded at fair value as of: June 30, 2017 December 31, 2016 June 30, 2016 Foreclosed assets remeasured at initial recognition: Carrying value of foreclosed assets prior to remeasurement $ 351 $ 78 $ 43 Charge-offs recognized in the allowance for loan losses (109 ) (11 ) (8 ) Fair value of foreclosed assets remeasured at initial recognition $ 242 $ 67 $ 35 Foreclosed assets remeasured subsequent to initial recognition: Carrying value of foreclosed assets prior to remeasurement $ — $ 170 $ 135 Write-downs included in collection and other real estate owned expense — (69 ) (58 ) Fair value of foreclosed assets remeasured subsequent to initial recognition $ — $ 101 $ 77 The following tables present quantitative information about nonrecurring Level 3 fair value measurements as of: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) June 30, 2017 Impaired loans $ 8,310 Fair value of collateral - sales comparison approach Selling costs or other normal adjustments: Real estate Equipment 10%-20% (16%) 10%-20% (21%) Other real estate owned $ 1,733 Appraisal value of collateral Selling costs or other normal adjustments 10%-20% (16%) Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) December 31, 2016 Impaired loans $ 6,065 Fair value of collateral - sales comparison approach Selling costs or other normal adjustments: Real estate Equipment 10%-20% (16%) 40%-50% (42%) Other real estate owned $ 1,692 Appraisal value of collateral Selling costs or other normal adjustments 10%-20% (16%) The carrying amounts and estimated fair values of financial instruments not previously discussed in this note, as of June 30, 2017 and December 31, 2016 , are as follows: Fair value measurements as of Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value Financial assets: Cash, due from banks, federal funds sold and interest-bearing deposits $ 83,306 $ 54,089 $ 29,217 $ — $ 83,306 Marketable securities held to maturity 182,248 — 184,527 — 184,527 Loans, net 1,284,318 — — 1,283,241 1,283,241 Accrued interest receivable 7,631 — 7,631 — 7,631 Nonmarketable equity securities 7,679 — 7,679 — 7,679 Cash surrender value of life insurance 18,035 — 18,035 — 18,035 Financial liabilities: Deposits $ 1,646,373 $ 1,329,161 $ 317,418 $ — $ 1,646,579 Securities sold under repurchase agreements 14,153 — 14,153 — 14,153 Accrued interest payable 805 — 805 — 805 Federal Home Loan Bank advances 25,161 — 25,156 — 25,156 Subordinated debentures 14,310 — 11,897 — 11,897 Fair value measurements as of Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value Financial assets: Cash, due from banks, federal funds sold and interest-bearing deposits $ 127,543 $ 100,205 $ 27,338 $ — $ 127,543 Marketable securities held to maturity 189,371 — 186,155 — 186,155 Loans, net 1,233,651 — — 1,235,306 1,235,306 Accrued interest receivable 7,419 — 7,419 — 7,419 Nonmarketable equity securities 10,500 — 10,500 — 10,500 Cash surrender value of life insurance 17,804 — 17,804 — 17,804 Financial liabilities: Deposits $ 1,576,791 $ 1,234,875 $ 342,615 $ — $ 1,577,490 Securities sold under repurchase agreements 10,859 — 10,859 — 10,859 Accrued interest payable 889 — 889 — 889 Other debt 18,286 — 18,286 — 18,286 Federal Home Loan Bank advances 55,170 — 55,160 — 55,160 Subordinated debentures 19,310 — 16,809 — 16,809 The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents The carrying amounts of cash and short-term instruments approximate fair values (Level 1). Loans, net The fair value of fixed-rate loans and variable-rate loans that reprice on an infrequent basis is estimated by discounting future cash flows using the current interest rates at which similar loans with similar terms would be made to borrowers of similar credit quality (Level 3). Cash Surrender Value of Life Insurance The carrying amounts of bank-owned life insurance approximate their fair value. Nonmarketable Equity Securities It is not practical to determine the fair value of Independent Bankers Financial Corporation, Federal Home Loan Bank, Federal Reserve Bank and other stock due to restrictions placed on its transferability. Deposits and Securities Sold Under Repurchase Agreements The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) (Level 1). The fair values of deposit liabilities with defined maturities are estimated by discounting future cash flows using interest rates currently offered for deposits of similar remaining maturities (Level 2). Other Borrowings The fair value of borrowings, consisting of lines of credit, Federal Home Loan Bank advances and Subordinated debentures is estimated by discounting future cash flows using currently available rates for similar financing (Level 2). Accrued Interest Receivable/Payable The carrying amounts of accrued interest approximate their fair values (Level 2). Off-balance Sheet Instruments Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing. The fair value of commitments is not material.

EARNINGS PER SHARE

EARNINGS PER SHARE	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
EARNINGS PER SHARE	EARNINGS PER SHARE Basic earnings per share is computed by dividing net earnings available to common shareholders by the weighted-average common shares outstanding for the period. Diluted earnings per share reflects the maximum potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock and would then share in the net earnings of the Company. Dilutive share equivalents include stock-based awards issued to employees. Stock options granted by the Company are treated as potential shares in computing earnings per share. Diluted shares outstanding include the dilutive effect of in-the-money awards which is calculated based on the average share price for each fiscal period using the treasury stock method. Under the treasury stock method, the amount that the employee must pay for exercising stock options, the amount of compensation cost for future service that the Company has not yet recognized, and the amount of tax impact that would be recorded in additional paid-in capital when the award becomes deductible are assumed to be used to repurchase shares. The computations of basic and diluted earnings per share for the Company were as follows for the: Three Months Ended Six Months Ended 2017 2016 2017 2016 Numerator: Net earnings (basic) $ 3,976 $ 2,500 $ 7,492 $ 5,177 Net earnings (diluted) $ 3,976 $ 2,500 $ 7,492 $ 5,177 Denominator: Weighted-average shares outstanding (basic) 10,019,049 9,257,995 9,388,998 9,113,023 Effect of dilutive securities: Common stock equivalent shares from stock options 87,776 9,647 60,273 9,647 Weighted-average shares outstanding (diluted) 10,106,825 9,267,642 9,449,271 9,122,670 Net earnings per share Basic $ 0.40 $ 0.27 $ 0.80 $ 0.57 Diluted $ 0.39 $ 0.27 $ 0.79 $ 0.57

SUMMARY OF SIGNIFICANT ACCOUN23

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	6 Months Ended
	Jun. 30, 2017
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The consolidated financial statements in this Quarterly Report on Form 10-Q (this “Report”) include the accounts of Guaranty, the Bank, and their respective other direct and indirect subsidiaries and any other entities in which Guaranty has a controlling interest. The Bank has five wholly-owned non-bank subsidiaries, Guaranty Company, Inc., G B COM, INC., 2800 South Texas Avenue LLC, Pin Oak Realty Holdings, Inc. and Pin Oak Energy Holdings, LLC. All significant intercompany balances and transactions have been eliminated in consolidation. The accounting and financial reporting policies we follow conform, in all material respects, to accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the financial services industry. The consolidated financial statements in this Report have not been audited by an independent registered public accounting firm, but in the opinion of management, reflect all adjustments necessary for a fair presentation of the Company’s financial position and results of operations. All such adjustments were of a normal and recurring nature. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States for interim financial information and with the instructions to Form 10-Q adopted by the Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and footnotes required by GAAP for complete financial statements and should be read in conjunction with the Company’s consolidated financial statements, and notes thereto, for the year ended December 31, 2016 , included in the Company’s Prospectus filed with the SEC under Rule 424(b) on May 9, 2017, relating to its initial public offering. Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period. All dollar amounts referenced and discussed in the notes to the consolidated financial statements in this Report are presented in thousands, unless noted otherwise. The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. These estimates and assumptions may also affect disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. KSOP Repurchase Right : In accordance with applicable provisions of the Internal Revenue Code, the terms of Guaranty’s employee stock ownership plan with 401(k) provisions (“KSOP”), provided that, for so long as Guaranty was a privately-held company without a public market for its common stock, KSOP participants would have the right, for a specified period of time, to require Guaranty to repurchase shares of its common stock that are distributed to them by the KSOP. This repurchase obligation terminated upon the consummation of Guaranty’s initial public offering and listing of its common stock on the NASDAQ Global Select Market in May 2017. However, because Guaranty was privately-held without a public market for its common stock as of and for the year ended December 31, 2016 , the shares of common stock held by the KSOP are reflected in the Company’s consolidated balance sheet as of December 31, 2016 as a line item called “KSOP-owned shares,” appearing between total liabilities and shareholders’ equity. As a result, the KSOP-owned shares are deducted from shareholders’ equity in the Company’s consolidated balance sheet as of December 31, 2016 . For all periods following the Company’s initial public offering and continued listing of the Company’s common stock on the NASDAQ Global Select Market, the KSOP-owned shares will be included in, and not be deducted from, shareholders’ equity. The termination of the repurchase obligation following the listing of Guaranty’s common stock on the NASDAQ Global Select Market is also reflected in the statement of changes in shareholders’ equity as “terminated KSOP put option.”
Recent Accounting Pronouncements	Recent Accounting Pronouncements: In January 2017, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update (“ASU”) 2017-01, Business Combinations (Topic 805): Clarifying the Definition of a Business . The ASU is intended to clarify the definition of a business with the objective of adding guidance to assist entities with evaluating whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. In addition, the amendments in this update provide a detailed framework to assist entities in evaluating whether a set of assets and activities constitutes a business, as well as clarify the definition of the term output so the term is consistent with how outputs are described in Topic 606. ASU 2017-01 is effective for public companies for annual periods beginning after December 15, 2017, including interim periods within those periods. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In January 2017, the FASB issued ASU 2017-04, Intangibles - Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment . This ASU simplifies the accounting for goodwill impairment for all entities by requiring impairment changes to be based on the first step in today’s two-step impairment test, thus eliminating step two from the goodwill impairment test. In addition, the amendment eliminates the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform step two of the goodwill impairment test. For pubic companies, ASU 2017-04 is effective for fiscal years beginning after December 15, 2019 with early adoption permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In November 2016, the FASB issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash , which requires that the statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts generally described as restricted cash or restricted cash equivalents. For public companies, ASU 2016-18 is effective for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years. Early adoption is permitted. The Company is in the process of evaluating the impact of this pronouncement, which is not expected to have a significant impact on the consolidated financial statements. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments , to address diversity in how certain cash receipts and cash payments are presented and classified in the statement of cash flows. The amendments provide guidance on the following nine specific cash flow issues: 1) debt prepayment or debt extinguishment costs; 2) settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; 3) contingent consideration payments made after a business combination; 4) proceeds from the settlement of insurance claims; 5) proceeds from the settlement of corporate-owned life insurance policies, including bank-owned; 6) life insurance policies; 7) distributions received from equity method investees; 8) beneficial interests in securitization transactions; and 9) separately identifiable cash flows and application of the predominance principle. The amendments are effective for public companies for fiscal years beginning after December 31, 2017, and interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. The Company does not expect the adoption of this guidance to be material to the consolidated financial statements. In June 2016, the FASB issued ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments , which sets forth a "current expected credit loss" ("CECL") model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions and reasonable supportable forecasts. This replaces the existing incurred loss model and is applicable to the measurement of credit losses on financial assets measured at amortized cost and applies to some off-balance sheet credit exposures. For public companies, the amendments in this update are effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Company is currently in the process of assembling a transition team to assess the adoption of this ASU, which will develop a project plan regarding implementation. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) . The FASB issued this ASU to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet by lessees for those leases classified as operating leases under current U.S. GAAP and disclosing key information about leasing arrangements. The amendments in this ASU are effective for public companies for annual periods, and interim periods within those annual periods, beginning after December 15, 2018. Early application of this ASU is permitted for all entities. The Company is currently evaluating the impact of adopting the new guidance on its consolidated financial statements. In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Liabilities , which is intended to improve the recognition and measurement of financial instruments by requiring: equity investments (other than equity method or consolidation) to be measured at fair value with changes in fair value recognized in net income; public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (i.e., securities or loans and receivables) on the balance sheet or the accompanying notes to the financial statements; eliminating the requirement to disclose the fair value of financial instruments measured at amortized cost for organizations that are not public business entities; eliminating the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; and requiring a reporting organization to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk (also referred to as “own credit”) when the organization has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. This ASU is effective for public companies for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. This ASU permits early adoption of the instrument-specific credit risk provision. The Company is currently evaluating the impact of adopting the new guidance on its consolidated financial statements. In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606), followed by various amendments : ASU 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, ASU 2016-08, Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net), ASU 2016-10, Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing, ASU 2016-11, Revenue Recognition (Topic 605) and Derivatives and Hedging (Topic 815): Rescission of SEC Guidance Because of Accounting Standards Updates 2014-09 and 2014-16 Pursuant to Staff Announcements at the March 3, 2016 EITF Meeting, and ASU 2016-12, Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients. The amendments in these updates amend existing guidance related to revenue from contracts with customers. The amendments supersede and replace nearly all existing revenue recognition guidance, including industry-specific guidance, establish a new control-based revenue recognition model, change the basis for deciding when revenue is recognized over a time or point in time, provide new and more detailed guidance on specific topics and expand and improve disclosures about revenue. In addition, these amendments specify the accounting for some costs to obtain or fulfill a contract with a customer. The amendments are effective for annual and interim periods beginning after December 15, 2017, and must be retrospectively applied. The majority of the Company's income consists of net interest income on financial assets and financial liabilities, which is explicitly excluded from the scope of the amendments. The Company continues to evaluate the impact of the amendments on the components of noninterest income that have recurring revenue streams; however, the Company does not expect any recognition changes to have a significant impact to the Company's consolidated financial statements.

MARKETABLE SECURITIES (Tables)

MARKETABLE SECURITIES (Tables)	6 Months Ended
	Jun. 30, 2017
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Fair Value of Available for Sale and Held to Maturity Securities	The following tables summarize the amortized cost and fair value of securities available for sale and securities held to maturity as of June 30, 2017 and December 31, 2016 and the corresponding amounts of gross unrealized gains and losses: June 30, 2017 Amortized Cost Gross Unrealized Gains Gross Estimated Fair Value Available for sale: Corporate bonds $ 18,861 $ 180 $ 8 $ 19,033 Municipal securities 7,793 — 300 7,493 Mortgage-backed securities 95,343 24 902 94,465 Collateralized mortgage obligations 124,833 628 219 125,242 Total available for sale $ 246,830 $ 832 $ 1,429 $ 246,233 Held to maturity: Municipal securities $ 148,021 $ 2,869 $ 530 $ 150,360 Mortgage-backed securities 24,642 320 93 24,869 Collateralized mortgage obligations 9,585 220 507 9,298 Total held to maturity $ 182,248 $ 3,409 $ 1,130 $ 184,527 December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Estimated Fair Value Available for sale: Corporate bonds $ 25,254 $ 6 $ 377 $ 24,883 Municipal securities 7,841 — 622 7,219 Mortgage-backed securities 61,298 — 1,608 59,690 Collateralized mortgage obligations 65,789 10 666 65,133 Total available for sale $ 160,182 $ 16 $ 3,273 $ 156,925 Held to maturity: Municipal securities $ 149,420 $ 901 $ 3,889 $ 146,432 Mortgage-backed securities 28,450 318 290 28,478 Collateralized mortgage obligations 11,501 265 521 11,245 Total held to maturity $ 189,371 $ 1,484 $ 4,700 $ 186,155
Schedule of Securities with Gross Unrealized Losses	Information pertaining to securities with gross unrealized losses as of June 30, 2017 and December 31, 2016 aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position is detailed in the following tables: Less Than 12 Months 12 Months or Longer Total June 30, 2017 Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Available for sale: Corporate bonds $ (8 ) $ 2,981 $ — $ — $ (8 ) $ 2,981 Municipal securities (300 ) 7,493 — — (300 ) 7,493 Mortgage-backed securities (569 ) 75,674 (333 ) 14,375 (902 ) 90,049 Collateralized mortgage obligations (68 ) 25,407 (151 ) 8,143 (219 ) 33,550 Total available for sale $ (945 ) $ 111,555 $ (484 ) $ 22,518 $ (1,429 ) $ 134,073 Held to maturity: Municipal securities $ (406 ) $ 38,442 $ (124 ) $ 6,015 $ (530 ) $ 44,457 Mortgage-backed securities (93 ) 11,154 — — (93 ) 11,154 Collateralized mortgage obligations — — (507 ) 2,297 (507 ) 2,297 Total held to maturity $ (499 ) $ 49,596 $ (631 ) $ 8,312 $ (1,130 ) $ 57,908 Less Than 12 Months 12 Months or Longer Total December 31, 2016 Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Gross Unrealized Losses Estimated Fair Value Available for sale: Corporate bonds $ (377 ) $ 22,529 $ — $ — $ (377 ) $ 22,529 Municipal securities (622 ) 7,219 — — (622 ) 7,219 Mortgage-backed securities (1,047 ) 44,420 (561 ) 15,270 (1,608 ) 59,690 Collateralized mortgage obligations (437 ) 55,435 (229 ) 9,049 (666 ) 64,484 Total available for sale $ (2,483 ) $ 129,603 $ (790 ) $ 24,319 $ (3,273 ) $ 153,922 Held to maturity: Municipal securities $ (3,889 ) $ 98,943 $ — $ — $ (3,889 ) $ 98,943 Mortgage-backed securities (290 ) 19,983 — — (290 ) 19,983 Collateralized mortgage obligations — — (521 ) 2,350 (521 ) 2,350 Total held to maturity $ (4,179 ) $ 118,926 $ (521 ) $ 2,350 $ (4,700 ) $ 121,276
Schedule of Proceeds from Sales of Securities	The proceeds from sales of securities and the associated gains and losses are listed below for: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Proceeds $ 14,762 $ 53,467 $ 14,762 $ 77,087 Gross gains 38 72 38 147 Gross losses (13 ) (91 ) (13 ) (129 )
Schedule of Sale of Held To Maturity Securities	Sale of securities held to maturity were as follows for: Three Months Ended June 30, Six Months Ended June 30, 2017 2016 2017 2016 Proceeds from sales $ 923 $ — $ 923 $ 1,866 Amortized cost 907 — 907 1,842 Gross realized gains 16 — 16 24 Tax expense related to securities gains/losses (4 ) — (4 ) (7 )
Investments Classified by Contractual Maturity Date	The contractual maturities at June 30, 2017 of available for sale and held to maturity securities at carrying value and estimated fair value are shown below. The Company invests in mortgage-backed securities and collateralized mortgage obligations that have expected maturities that differ from their contractual maturities. These differences arise because borrowers and/or issuers may have the right to call or prepay their obligation with or without call or prepayment penalties. Available for Sale Held to Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value Due within one year $ — $ — $ 2,831 $ 2,838 Due after one year through five years 1,094 1,104 5,553 5,731 Due after five years through ten years 17,767 17,929 40,659 42,175 Due after ten years 7,793 7,493 98,978 99,616 Mortgage-backed securities 95,343 94,465 24,642 24,869 Collateralized mortgage obligations 124,833 125,242 9,585 9,298 $ 246,830 $ 246,233 $ 182,248 $ 184,527

LOANS AND ALLOWANCE FOR LOAN 25

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
Summary of Loan Portfolio by Type of Loan	The following table summarizes the Company’s loan portfolio by type of loan as of: June 30, 2017 December 31, 2016 Commercial and industrial $ 217,497 $ 223,997 Real estate: Construction and development 177,600 129,366 Commercial real estate 378,722 367,656 Farmland 63,839 62,362 1-4 family residential 356,457 362,952 Multi-family residential 28,833 26,079 Consumer 51,677 53,505 Agricultural 21,854 18,901 Overdrafts 364 317 Total loans 1,296,843 1,245,135 Less: Allowance for loan losses 12,525 11,484 Total net loans $ 1,284,318 $ 1,233,651
Schedule of Allowance for Loan Losses Activity	The following table presents the activity in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method for the six months ended June 30, 2017 , for the year ended December 31, 2016 and for the six months ended June 30, 2016 : For the six months ended June 30, 2017 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,592 $ 1,161 $ 3,264 $ 482 $ 3,960 $ 281 $ 585 $ 153 $ 6 $ 11,484 Provision for loan losses 464 393 284 59 (69 ) (12 ) 66 222 43 1,450 Loans charged-off (48 ) — (84 ) — (186 ) — (158 ) (4 ) (70 ) (550 ) Recoveries — — — — 21 — 92 — 28 141 Ending balance $ 2,008 $ 1,554 $ 3,464 $ 541 $ 3,726 $ 269 $ 585 $ 371 $ 7 $ 12,525 Allowance ending balance: Individually evaluated for impairment $ 246 $ — $ 31 $ 92 $ 139 $ — $ — $ 225 $ — $ 733 Collectively evaluated for impairment 1,762 1,554 3,433 449 3,587 269 585 146 7 11,792 Loans: Individually evaluated for impairment 1,174 — 3,751 170 2,726 241 192 789 — 9,043 Collectively evaluated for impairment 216,323 177,600 374,971 63,669 353,731 28,592 51,485 21,065 364 1,287,800 Ending balance $ 217,497 $ 177,600 $ 378,722 $ 63,839 $ 356,457 $ 28,833 $ 51,677 $ 21,854 $ 364 $ 1,296,843 For the year ended December 31, 2016 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,878 $ 1,004 $ 2,106 $ 400 $ 2,839 $ 325 $ 562 $ 138 $ 11 $ 9,263 Provision for loan losses 910 162 1,158 82 1,117 (44 ) 171 15 69 3,640 Loans charged-off (1,213 ) (9 ) — — (71 ) — (269 ) — (200 ) (1,762 ) Recoveries 17 4 — — 75 — 121 — 126 343 Ending balance $ 1,592 $ 1,161 $ 3,264 $ 482 $ 3,960 $ 281 $ 585 $ 153 $ 6 $ 11,484 Allowance ending balance: Individually evaluated for impairment $ 64 $ — $ — $ 47 $ 108 $ — $ 34 $ — $ — $ 253 Collectively evaluated for impairment 1,528 1,161 3,264 435 3,852 281 551 153 6 11,231 Loans: Individually evaluated for impairment 231 1,825 1,196 258 2,588 5 200 15 — 6,318 Collectively evaluated for impairment 223,766 127,541 366,460 62,104 360,364 26,074 53,305 18,886 317 1,238,817 Ending balance $ 223,997 $ 129,366 $ 367,656 $ 62,362 $ 362,952 $ 26,079 $ 53,505 $ 18,901 $ 317 $ 1,245,135 For the six months ended June 30, 2016 Commercial Construction Commercial Farmland 1-4 family Multi-family Consumer Agricultural Overdrafts Total Allowance for loan losses: Beginning balance $ 1,878 $ 1,004 $ 2,106 $ 400 $ 2,839 $ 325 $ 562 $ 138 $ 11 $ 9,263 Provision for loan losses 1,201 35 433 112 512 58 17 (7 ) 39 2,400 Loans charged-off (11 ) — — — (22 ) — (89 ) — (67 ) (189 ) Recoveries 13 4 — — — — 77 — 38 132 Ending balance $ 3,081 $ 1,043 $ 2,539 $ 512 $ 3,329 $ 383 $ 567 $ 131 $ 21 $ 11,606 Allowance ending balance: Individually evaluated for impairment $ 1,773 $ — $ — $ 47 $ 93 $ — $ 70 $ — $ — $ 1,983 Collectively evaluated for impairment 1,308 1,043 2,539 465 3,236 383 497 131 21 9,623 Loans: Individually evaluated for impairment 8,476 39 1,116 302 2,168 — 200 58 — 12,359 Collectively evaluated for impairment 209,921 108,659 346,316 65,872 332,401 36,860 52,827 19,386 560 1,172,802 Ending balance $ 218,397 $ 108,698 $ 347,432 $ 66,174 $ 334,569 $ 36,860 $ 53,027 $ 19,444 $ 560 $ 1,185,161
Summary of Credit Exposure by Internally Assigned Grade	The following tables summarize the credit exposure in the consumer and commercial loan portfolios as of: June 30, 2017 Commercial and industrial Construction and development Commercial real estate Farmland 1-4 family residential Multi-family residential Consumer and Overdrafts Agricultural Total Grade: Pass $ 212,162 $ 177,333 $ 373,861 $ 63,035 $ 348,212 $ 28,592 $ 50,917 $ 20,396 $ 1,274,508 Special mention 3,977 267 1,063 543 3,376 — 434 656 10,316 Substandard 1,358 — 3,798 261 4,869 241 690 802 12,019 Doubtful — — — — — — — — — Total $ 217,497 $ 177,600 $ 378,722 $ 63,839 $ 356,457 $ 28,833 $ 52,041 $ 21,854 $ 1,296,843 December 31, 2016 Commercial and industrial Construction and development Commercial real estate Farmland 1-4 family residential Multi-family residential Consumer and Overdrafts Agricultural Total Grade: Pass $ 218,975 $ 127,537 $ 360,264 $ 61,713 $ 353,483 $ 25,871 $ 52,648 $ 17,965 $ 1,218,456 Special mention 4,299 4 1,927 248 4,311 — 524 478 11,791 Substandard 706 1,825 5,465 401 5,121 208 568 458 14,752 Doubtful 17 — — — 37 — 82 — 136 Total $ 223,997 $ 129,366 $ 367,656 $ 62,362 $ 362,952 $ 26,079 $ 53,822 $ 18,901 $ 1,245,135
Summary of Payment Status of Loans	The following tables summarize the payment status of loans in the Company’s total loan portfolio, including an aging of delinquent loans, loans 90 days or more past due continuing to accrue interest and loans classified as nonperforming as of: June 30, 2017 30 to 59 Days Past Due 60 to 89 Days Past Due 90 Days and Greater Past Due Total Past Due Current Total Loans Recorded Investment > 90 Days and Accruing Commercial and industrial $ 168 $ 142 $ 451 $ 761 $ 216,736 $ 217,497 $ — Real estate: Construction and development 135 — — 135 177,465 177,600 — Commercial real estate 677 16 — 693 378,029 378,722 — Farmland 145 122 — 267 63,572 63,839 — 1-4 family residential 3,107 644 1,092 4,843 351,614 356,457 — Multi-family residential — — 192 192 28,641 28,833 — Consumer 531 139 126 796 50,881 51,677 — Agricultural 344 — — 344 21,510 21,854 — Overdrafts — — — — 364 364 — Total $ 5,107 $ 1,063 $ 1,861 $ 8,031 $ 1,288,812 $ 1,296,843 $ — December 31, 2016 30 to 59 Days Past Due 60 to 89 Days Past Due 90 Days and Greater Past Due Total Past Due Current Total Recorded Investment > 90 Days and Accruing Commercial and industrial $ 941 $ 105 $ 25 $ 1,071 $ 222,926 $ 223,997 $ — Real estate: Construction and development 73 — 1,825 1,898 127,468 129,366 — Commercial real estate 1,629 32 134 1,795 365,861 367,656 — Farmland 100 26 7 133 62,229 62,362 — 1-4 family residential 3,724 803 1,041 5,568 357,384 362,952 — Multi-family residential 207 49 — 256 25,823 26,079 — Consumer 613 205 87 905 52,600 53,505 — Agricultural 59 — 15 74 18,827 18,901 — Overdrafts — — — — 317 317 — Total $ 7,346 $ 1,220 $ 3,134 $ 11,700 $ 1,233,435 $ 1,245,135 $ —
Schedule of Nonaccrual Loans	The following table presents information regarding nonaccrual loans as of: June 30, 2017 December 31, 2016 Commercial and industrial $ 480 $ 82 Real estate: Construction and development — 1,825 Commercial real estate 708 415 Farmland 163 176 1-4 family residential 1,839 1,699 Multi-family residential 241 5 Consumer 215 192 Agricultural 312 15 Total $ 3,958 $ 4,409
Summary of Troubled Debt Restructuring	The outstanding balances of TDRs are shown below: June 30, 2017 December 31, 2016 Nonaccrual TDRs $ — $ 43 Performing TDRs 323 462 Total $ 323 $ 505 Specific reserves on TDRs $ 21 $ 4 Six Months Ended June 30, 2016 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial real estate 1 $ 796 $ 796 Consumer 4 32 24 1-4 family residential 2 189 189 Total 7 $ 1,017 $ 1,009 The following tables present loans by class modified as TDRs that occurred during the six months ended June 30, 2017 and 2016 : Six Months Ended June 30, 2017 Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and industrial 1 $ 34 $ 13 1-4 family residential 1 11 11 Total 2 $ 45 $ 24
Summary of Impaired Loans	The following table presents information about the Company’s impaired loans as of: June 30, 2017 Unpaid Recorded Related Average With no related allowance recorded: Commercial and industrial $ 712 $ 712 $ — $ 345 Real estate: Construction and development — — — 608 Commercial real estate 3,468 3,468 — 5,177 Farmland 7 7 — 90 1-4 family residential 1,785 1,785 — 1,566 Multi-family residential 241 241 — 172 Consumer 192 192 — 91 Agricultural 490 490 — 387 Subtotal 6,895 6,895 — 8,436 With allowance recorded: Commercial and industrial 462 462 246 533 Real estate: Commercial real estate 283 283 31 173 Farmland 163 163 92 109 1-4 family residential 941 941 139 505 Consumer — — — 50 Agricultural 299 299 225 82 Subtotal 2,148 2,148 733 1,452 Total $ 9,043 $ 9,043 $ 733 $ 9,888 The following table presents information about the Company’s impaired loans as of: December 31, 2016 Unpaid Recorded Related Allowance Average Recorded Investment With no related allowance recorded: Commercial and industrial $ 28 $ 28 $ — $ 809 Real estate: Construction and development 1,825 1,825 — 172 Commercial real estate 1,196 1,196 — 871 Farmland 89 89 — 109 1-4 family residential 1,799 1,799 — 1,575 Multi-family residential 5 5 — 2 Consumer 105 105 — 89 Agricultural 15 15 — 68 Subtotal 5,062 5,062 — 3,695 With allowance recorded: Commercial and industrial 203 203 64 3,153 Real estate: Farmland 169 169 47 169 1-4 family residential 789 789 108 639 Consumer 95 95 34 155 Agricultural — — — 2 Subtotal 1,256 1,256 253 4,118 Total $ 6,318 $ 6,318 $ 253 $ 7,813

SUBORDINATED DEBENTURES (Tables

SUBORDINATED DEBENTURES (Tables)	6 Months Ended
	Jun. 30, 2017
Debt Disclosure [Abstract]
Schedule of Subordinated Debentures and Other Debentures	Trust II Debentures Trust III Debentures DCB Trust I Debentures Original amount $ 3,093 $ 2,062 $ 5,155 Maturity date October 30, 2032 October 1, 2036 June 15, 2037 Interest due Quarterly Quarterly Quarterly Subordinated debentures are made up of the following as of: June 30, 2017 December 31, 2016 Trust II Debentures $ 3,093 $ 3,093 Trust III Debentures 2,062 2,062 DCB Trust I Debentures 5,155 5,155 Other debentures 4,000 9,000 $ 14,310 $ 19,310
Schedule of Trusts	Trust II Trust III DCB Trust I Formation date October 30, 2002 July 25, 2006 March 29, 2007 Capital trust pass-through securities Number of shares 3,000 2,000 5,000 Original liquidation value $ 3,000 $ 2,000 $ 5,000 Common securities liquidation value 93 62 155

STOCK OPTIONS (Tables)

STOCK OPTIONS (Tables)	6 Months Ended
	Jun. 30, 2017
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Stock Option Activity	A summary of activity in the Plan during the six months ended June 30, 2017 and 2016 follows: Six Months Ended June 30, 2017 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 340,377 $ 23.43 7.34 $ 194 Granted 109,200 27.00 9.90 548 Exercised (7,033 ) 11.94 4.73 141 Forfeited (6,000 ) 23.17 7.38 53 Balance, June 30, 2017 436,544 $ 24.51 7.63 $ 3,277 Exercisable at end of period 117,484 $ 24.11 7.01 $ 930 Six Months Ended June 30, 2016 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 314,391 $ 23.28 8.00 $ 225 Granted 26,500 23.21 9.59 21 Forfeited (17,400 ) 23.17 8.37 14 Balance, June 30, 2016 323,491 $ 23.28 7.63 $ 232 Exercisable at end of period 58,891 $ 21.25 6.79 $ 162
Schedule of Nonvested Stock Option Activity	A summary of nonvested activity in the Plan during the six months ended June 30, 2017 and 2016 follows: Six Months Ended June 30, 2017 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 250,700 $ 23.73 7.65 $ 69 Granted 109,200 27.00 9.90 548 Vested (36,840 ) 25.40 9.16 244 Forfeited (4,000 ) 23.17 7.38 53 Balance, June 30, 2017 319,060 $ 24.66 7.86 $ 2,347 Six Months Ended June 30, 2016 Number of Shares Weighted-Average Exercise Price Weighted-Average Remaining Contractual Life in Years Aggregate Intrinsic Value Outstanding at beginning of year 267,200 $ 23.72 8.22 $ 76 Granted 26,500 23.21 9.59 21 Vested (12,300 ) 23.00 8.81 12 Forfeited (16,800 ) 23.17 8.37 14 Balance, June 30, 2016 264,600 $ 23.74 7.82 $ 70
Plan Information	Information related to the Plan is as follows for the six months ended : June 30, 2017 Intrinsic value of options exercised $ 141 Cash received from options exercised 84 Tax benefit realized from options exercised — Weighted average fair value of options granted 5.25

INCOME TAXES (Tables)

INCOME TAXES (Tables)	6 Months Ended
	Jun. 30, 2017
Income Tax Disclosure [Abstract]
Schedule of Income Tax Expense and Effective Tax Rate	Income tax expenses were as follows for: Six Months Ended June 30, 2017 2016 Income tax expense for the period $ 2,945 $ 1,910 Effective tax rate 28.22 % 26.95 %

DERIVATIVE FINANCIAL INSTRUME29

DERIVATIVE FINANCIAL INSTRUMENTS (Tables)	6 Months Ended
	Jun. 30, 2017
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Interest Rates Swap Agreements	The information pertaining to outstanding interest rate swap agreements used to hedge floating rate debentures was as follows as of: June 30, 2017: Notional Amount Pay Rate Receive Rate Effective Date Maturity in Years Unrealized Losses $ 2,000 5.979 % 3 month LIBOR plus 1.67% October 1, 2016 8.76 $ 353 $ 3,000 7.505 % 3 month LIBOR plus 3.35% October 30, 2012 5.34 $ 348 December 31, 2016: Notional Amount Pay Rate Receive Rate Effective Date Maturity in Years Unrealized Losses $ 2,000 5.979 % 3 month LIBOR plus 1.67% October 1, 2016 9.25 $ 342 $ 3,000 7.505 % 3 month LIBOR plus 3.35% October 30, 2012 5.83 $ 353

COMMITMENTS AND CONTINGENCIES (

COMMITMENTS AND CONTINGENCIES (Tables)	6 Months Ended
	Jun. 30, 2017
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments and Letters of Credit Outstanding	Commitments and letters of credit outstanding were as follows as of: Contract or Notional Amount June 30, 2017 December 31, 2016 Commitments to extend credit $ 343,450 $ 297,607 Letters of credit 8,768 8,879

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	6 Months Ended
	Jun. 30, 2017
Banking and Thrift [Abstract]
Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios	A comparison of the Company’s and Bank’s actual capital amounts and ratios to required capital amounts and ratios are presented in the following tables as of: Actual Minimum Required For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio June 30, 2017 Total capital to risk-weighted assets: Consolidated $ 210,959 14.54 % $ 116,085 8.00 % n/a Bank 197,899 13.64 % 116,102 8.00 % $ 145,127 10.00 % Tier 1 capital to risk-weighted assets: Consolidated 198,434 13.68 % 87,063 6.00 % n/a Bank 185,374 12.77 % 87,076 6.00 % 116,102 8.00 % Tier 1 capital to average assets: Consolidated 198,434 10.68 % 74,355 4.00 % n/a Bank 185,374 9.98 % 74,313 4.00 % 92,892 5.00 % Common equity tier 1 capital to risk-weighted assets: Consolidated 188,124 12.96 % 65,298 4.50 % n/a Bank 185,374 12.77 % 65,307 4.50 % 94,333 6.50 % Actual Minimum Required For Capital Adequacy Purposes To Be Well Capitalized Under Prompt Corrective Action Provisions Amount Ratio Amount Ratio Amount Ratio December 31, 2016 Total capital to risk-weighted assets: Consolidated $ 149,468 10.86 % $ 110,083 8.00 % n/a Bank 173,528 12.63 % 109,947 8.00 % $ 137,434 10.00 % Tier 1 capital to risk-weighted assets: Consolidated 137,984 10.03 % 82,562 6.00 % n/a Bank 162,044 11.79 % 82,460 6.00 % 109,947 8.00 % Tier 1 capital to average assets: Consolidated 137,984 7.71 % 71,560 4.00 % n/a Bank 162,044 9.06 % 71,505 4.00 % 89,381 5.00 % Common equity tier 1 capital to risk-weighted assets: Consolidated 127,674 9.28 % 61,922 4.50 % n/a Bank 162,044 11.79 % 61,845 4.50 % 89,332 6.50 %

FAIR VALUE (Tables)

FAIR VALUE (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Schedule of Financial Assets (Liabilities) Measured at Fair Value	The following tables summarize quantitative disclosures about the fair value measurements for each category of financial assets (liabilities) carried at fair value: As of June 30, 2017 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets (liabilities) at fair value on a recurring basis: Available for sale securities Mortgage-backed securities $ 94,465 $ — $ 94,465 $ — Collateralized mortgage obligations 125,242 — 125,242 — Municipal securities 7,493 — 7,493 — Corporate bonds 19,033 — 19,033 — Derivative instruments (701 ) — (701 ) — Assets at fair value on a nonrecurring basis: Impaired loans 8,310 — — 8,310 Other real estate owned 1,733 — — 1,733 As of December 31, 2016 Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets (liabilities) at fair value on a recurring basis: Available for sale securities Mortgage-backed securities $ 59,690 $ — $ 59,690 $ — Collateralized mortgage obligations 65,133 — 65,133 — Municipal securities 7,219 — 7,219 — Corporate bonds 24,883 — 24,883 — U.S. treasury securities — — — — Derivative instruments (695 ) — (695 ) — Assets at fair value on a nonrecurring basis: Impaired loans 6,065 — — 6,065 Other real estate owned 1,692 — — 1,692
Schedule of Foreclosed Assets Measured at Fair Value	The following table presents foreclosed assets that were remeasured and recorded at fair value as of: June 30, 2017 December 31, 2016 June 30, 2016 Foreclosed assets remeasured at initial recognition: Carrying value of foreclosed assets prior to remeasurement $ 351 $ 78 $ 43 Charge-offs recognized in the allowance for loan losses (109 ) (11 ) (8 ) Fair value of foreclosed assets remeasured at initial recognition $ 242 $ 67 $ 35 Foreclosed assets remeasured subsequent to initial recognition: Carrying value of foreclosed assets prior to remeasurement $ — $ 170 $ 135 Write-downs included in collection and other real estate owned expense — (69 ) (58 ) Fair value of foreclosed assets remeasured subsequent to initial recognition $ — $ 101 $ 77
Schedule of Quantitative Information About Nonrecurring Level 3 Fair Value Measurements	The following tables present quantitative information about nonrecurring Level 3 fair value measurements as of: Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) June 30, 2017 Impaired loans $ 8,310 Fair value of collateral - sales comparison approach Selling costs or other normal adjustments: Real estate Equipment 10%-20% (16%) 10%-20% (21%) Other real estate owned $ 1,733 Appraisal value of collateral Selling costs or other normal adjustments 10%-20% (16%) Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) December 31, 2016 Impaired loans $ 6,065 Fair value of collateral - sales comparison approach Selling costs or other normal adjustments: Real estate Equipment 10%-20% (16%) 40%-50% (42%) Other real estate owned $ 1,692 Appraisal value of collateral Selling costs or other normal adjustments 10%-20% (16%)
Schedule of Carrying Amounts And Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments not previously discussed in this note, as of June 30, 2017 and December 31, 2016 , are as follows: Fair value measurements as of Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value Financial assets: Cash, due from banks, federal funds sold and interest-bearing deposits $ 83,306 $ 54,089 $ 29,217 $ — $ 83,306 Marketable securities held to maturity 182,248 — 184,527 — 184,527 Loans, net 1,284,318 — — 1,283,241 1,283,241 Accrued interest receivable 7,631 — 7,631 — 7,631 Nonmarketable equity securities 7,679 — 7,679 — 7,679 Cash surrender value of life insurance 18,035 — 18,035 — 18,035 Financial liabilities: Deposits $ 1,646,373 $ 1,329,161 $ 317,418 $ — $ 1,646,579 Securities sold under repurchase agreements 14,153 — 14,153 — 14,153 Accrued interest payable 805 — 805 — 805 Federal Home Loan Bank advances 25,161 — 25,156 — 25,156 Subordinated debentures 14,310 — 11,897 — 11,897 Fair value measurements as of Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Total Fair Value Financial assets: Cash, due from banks, federal funds sold and interest-bearing deposits $ 127,543 $ 100,205 $ 27,338 $ — $ 127,543 Marketable securities held to maturity 189,371 — 186,155 — 186,155 Loans, net 1,233,651 — — 1,235,306 1,235,306 Accrued interest receivable 7,419 — 7,419 — 7,419 Nonmarketable equity securities 10,500 — 10,500 — 10,500 Cash surrender value of life insurance 17,804 — 17,804 — 17,804 Financial liabilities: Deposits $ 1,576,791 $ 1,234,875 $ 342,615 $ — $ 1,577,490 Securities sold under repurchase agreements 10,859 — 10,859 — 10,859 Accrued interest payable 889 — 889 — 889 Other debt 18,286 — 18,286 — 18,286 Federal Home Loan Bank advances 55,170 — 55,160 — 55,160 Subordinated debentures 19,310 — 16,809 — 16,809

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
Schedule of Basic and Diluted Earnings Per Share	The computations of basic and diluted earnings per share for the Company were as follows for the: Three Months Ended Six Months Ended 2017 2016 2017 2016 Numerator: Net earnings (basic) $ 3,976 $ 2,500 $ 7,492 $ 5,177 Net earnings (diluted) $ 3,976 $ 2,500 $ 7,492 $ 5,177 Denominator: Weighted-average shares outstanding (basic) 10,019,049 9,257,995 9,388,998 9,113,023 Effect of dilutive securities: Common stock equivalent shares from stock options 87,776 9,647 60,273 9,647 Weighted-average shares outstanding (diluted) 10,106,825 9,267,642 9,449,271 9,122,670 Net earnings per share Basic $ 0.40 $ 0.27 $ 0.80 $ 0.57 Diluted $ 0.39 $ 0.27 $ 0.79 $ 0.57

SUMMARY OF SIGNIFICANT ACCOUN34

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Narrative (Details)	Jun. 30, 2017subsidary
The Bank
Subsequent Event [Line Items]
Number of wholly-owned non-bank subsidiaries	5

ACQUISITIONS - Narrative (Detai

ACQUISITIONS - Narrative (Details) - USD ($) $ in Thousands	Aug. 06, 2016	Jun. 30, 2017	Dec. 31, 2016
Business Acquisition [Line Items]
Goodwill		$ 18,742	$ 18,742
Denton, Texas Branch Location
Business Acquisition [Line Items]
Assets acquired	$ 4,659
Liabilities assumed	4,658
Bank premises acquired	2,075
Cash acquired	2,399
Core deposit intangibles acquired	42
Goodwill	141
Loans acquired	2
Non-interest bearing deposits assumed	581
Interest bearing deposits assumed	4,047
Other liabilities assumed	30
Consideration paid	66
Goodwill expected to be deducted	$ 141

MARKETABLE SECURITIES - Schedul

MARKETABLE SECURITIES - Schedule of Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available for sale:
Amortized Cost	$ 246,830	$ 160,182
Gross Unrealized Gains	832	16
Gross Unrealized Losses	1,429	3,273
Estimated Fair Value	246,233	156,925
Held to maturity:
Amortized Cost	182,248	189,371
Gross Unrealized Gains	3,409	1,484
Gross Unrealized Losses	1,130	4,700
Estimated Fair Value	184,527	186,155
Corporate bonds
Available for sale:
Amortized Cost	18,861	25,254
Gross Unrealized Gains	180	6
Gross Unrealized Losses	8	377
Estimated Fair Value	19,033	24,883
Municipal securities
Available for sale:
Amortized Cost	7,793	7,841
Gross Unrealized Gains	0	0
Gross Unrealized Losses	300	622
Estimated Fair Value	7,493	7,219
Mortgage-backed securities
Available for sale:
Amortized Cost	95,343	61,298
Gross Unrealized Gains	24	0
Gross Unrealized Losses	902	1,608
Estimated Fair Value	94,465	59,690
Collateralized mortgage obligations
Available for sale:
Amortized Cost	124,833	65,789
Gross Unrealized Gains	628	10
Gross Unrealized Losses	219	666
Estimated Fair Value	125,242	65,133
Municipal securities
Held to maturity:
Amortized Cost	148,021	149,420
Gross Unrealized Gains	2,869	901
Gross Unrealized Losses	530	3,889
Estimated Fair Value	150,360	146,432
Mortgage-backed securities
Held to maturity:
Amortized Cost	24,642	28,450
Gross Unrealized Gains	320	318
Gross Unrealized Losses	93	290
Estimated Fair Value	24,869	28,478
Collateralized mortgage obligations
Held to maturity:
Amortized Cost	9,585	11,501
Gross Unrealized Gains	220	265
Gross Unrealized Losses	507	521
Estimated Fair Value	$ 9,298	$ 11,245

MARKETABLE SECURITIES - Narrati

MARKETABLE SECURITIES - Narrative (Details)	6 Months Ended
	Jun. 30, 2017USD ($)securityposition	Jun. 30, 2016security	Dec. 31, 2016USD ($)position
Schedule of Available-for-sale Securities [Line Items]
Securities held to maturity	$ 182,248,000		$ 189,371,000
Unrealized losses	1,130,000		4,700,000
Other than temporary impairment losses on debt securities related to credit losses	$ 0		$ 0
Number of positions in an unrealized loss position | position	100		177
Fair value of securities pledged as collateral	$ 245,600,000		$ 259,499,000
Number of held-to-maturity securities sold | security	3	3
Non-Agency Collateralized Mortgage Obligations
Schedule of Available-for-sale Securities [Line Items]
Securities held to maturity	$ 1,522,000
Unrealized losses	$ 507,000

MARKETABLE SECURITIES - Securit

MARKETABLE SECURITIES - Securities in Continuous Loss Position (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Gross Unrealized Losses
Less Than 12 Months	$ (945)	$ (2,483)
12 Months or Longer	(484)	(790)
Total	(1,429)	(3,273)
Estimated Fair Value
Less Than 12 Months	111,555	129,603
12 Months or Longer	22,518	24,319
Total	134,073	153,922
Gross Unrealized Losses
Less Than 12 Months	(499)	(4,179)
12 Months or Longer	(631)	(521)
Total	(1,130)	(4,700)
Estimated Fair Value
Less Than 12 Months	49,596	118,926
12 Months or Longer	8,312	2,350
Total	57,908	121,276
Corporate bonds
Gross Unrealized Losses
Less Than 12 Months	(8)	(377)
12 Months or Longer	0	0
Total	(8)	(377)
Estimated Fair Value
Less Than 12 Months	2,981	22,529
12 Months or Longer	0	0
Total	2,981	22,529
Municipal securities
Gross Unrealized Losses
Less Than 12 Months	(300)	(622)
12 Months or Longer	0	0
Total	(300)	(622)
Estimated Fair Value
Less Than 12 Months	7,493	7,219
12 Months or Longer	0	0
Total	7,493	7,219
Mortgage-backed securities
Gross Unrealized Losses
Less Than 12 Months	(569)	(1,047)
12 Months or Longer	(333)	(561)
Total	(902)	(1,608)
Estimated Fair Value
Less Than 12 Months	75,674	44,420
12 Months or Longer	14,375	15,270
Total	90,049	59,690
Collateralized mortgage obligations
Gross Unrealized Losses
Less Than 12 Months	(68)	(437)
12 Months or Longer	(151)	(229)
Total	(219)	(666)
Estimated Fair Value
Less Than 12 Months	25,407	55,435
12 Months or Longer	8,143	9,049
Total	33,550	64,484
Municipal securities
Gross Unrealized Losses
Less Than 12 Months	(406)	(3,889)
12 Months or Longer	(124)	0
Total	(530)	(3,889)
Estimated Fair Value
Less Than 12 Months	38,442	98,943
12 Months or Longer	6,015	0
Total	44,457	98,943
Mortgage-backed securities
Gross Unrealized Losses
Less Than 12 Months	(93)	(290)
12 Months or Longer	0	0
Total	(93)	(290)
Estimated Fair Value
Less Than 12 Months	11,154	19,983
12 Months or Longer	0	0
Total	11,154	19,983
Collateralized mortgage obligations
Gross Unrealized Losses
Less Than 12 Months	0	0
12 Months or Longer	(507)	(521)
Total	(507)	(521)
Estimated Fair Value
Less Than 12 Months	0	0
12 Months or Longer	2,297	2,350
Total	$ 2,297	$ 2,350

MARKETABLE SECURITIES - Sale of

MARKETABLE SECURITIES - Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Sale of Marketable Securities [Abstract]
Proceeds	$ 14,762	$ 53,467	$ 14,762	$ 77,087
Gross gains	38	72	38	147
Gross losses	(13)	(91)	(13)	(129)
Held-to-maturity Securities, Sales, Excluding Other than Temporary Impairments [Abstract]
Proceeds from sales	923	0	923	1,866
Amortized cost	907	0	907	1,842
Gross realized gains	16	0	16	24
Tax expense related to securities gains/losses	$ (4)	$ 0	$ (4)	$ (7)

MARKETABLE SECURITIES - Contrac

MARKETABLE SECURITIES - Contractual Maturities of Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Amortized Cost
Due within one year	$ 0
Due after one year through five years	1,094
Due after five years through ten years	17,767
Due after ten years	7,793
Available-for-sale debt securities, amortized cost basis	246,830
Estimated Fair Value
Due within one year	0
Due after one year through five years	1,104
Due after five years through ten years	17,929
Due after ten years	7,493
Available-for-sale debt securities, estimated fair value	246,233
Amortized Cost
Due within one year	2,831
Due after one year through five years	5,553
Due after five years through ten years	40,659
Due after ten years	98,978
Amortized Cost	182,248	$ 189,371
Estimated Fair Value
Due within one year	2,838
Due after one year through five years	5,731
Due after five years through ten years	42,175
Due after ten years	99,616
Held-to-maturity securities, estimated fair value	184,527	$ 186,155
Mortgage-backed securities
Amortized Cost
Available-for-sale securities without single maturity date	95,343
Estimated Fair Value
Available-for-sale securities without single maturity date	94,465
Amortized Cost
Held-to-maturity securities, without single maturity date	24,642
Estimated Fair Value
Held-to-maturity securities, without single maturity date	24,869
Collateralized mortgage obligations
Amortized Cost
Available-for-sale securities without single maturity date	124,833
Estimated Fair Value
Available-for-sale securities without single maturity date	125,242
Amortized Cost
Held-to-maturity securities, without single maturity date	9,585
Estimated Fair Value
Held-to-maturity securities, without single maturity date	$ 9,298

LOANS AND ALLOWANCE FOR LOAN 41

LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary of Loan Portfolio by Type of Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2015
Loans held for investment:
Total loans	$ 1,296,843	$ 1,245,135	$ 1,185,161
Less: Allowance for loan losses	12,525	11,484	11,606	$ 9,263
Total net loans	1,284,318	1,233,651
Unamortized loan costs, net of loan fees	1,127	1,210
Commercial and industrial
Loans held for investment:
Total loans	217,497	223,997	218,397
Less: Allowance for loan losses	2,008	1,592	3,081	1,878
Construction and development
Loans held for investment:
Total loans	177,600	129,366	108,698
Less: Allowance for loan losses	1,554	1,161	1,043	1,004
Commercial real estate
Loans held for investment:
Total loans	378,722	367,656	347,432
Less: Allowance for loan losses	3,464	3,264	2,539	2,106
Farmland
Loans held for investment:
Total loans	63,839	62,362	66,174
Less: Allowance for loan losses	541	482	512	400
1-4 family residential
Loans held for investment:
Total loans	356,457	362,952	334,569
Less: Allowance for loan losses	3,726	3,960	3,329	2,839
Multi-family residential
Loans held for investment:
Total loans	28,833	26,079	36,860
Less: Allowance for loan losses	269	281	383	325
Consumer
Loans held for investment:
Total loans	51,677	53,505	53,027
Less: Allowance for loan losses	585	585	567	562
Agricultural
Loans held for investment:
Total loans	21,854	18,901	19,444
Less: Allowance for loan losses	371	153	131	138
Overdrafts
Loans held for investment:
Total loans	364	317	560
Less: Allowance for loan losses	$ 7	$ 6	$ 21	$ 11

LOANS AND ALLOWANCE FOR LOAN 42

LOANS AND ALLOWANCE FOR LOAN LOSSES - Schedule of Allowance for Loan Losses Activity (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Allowance for loan losses:
Beginning balance			$ 11,484	$ 9,263	$ 9,263
Provision for loan losses	$ 800	$ 1,950	1,450	2,400	3,640
Loans charged-off			(550)	(189)	(1,762)
Recoveries			141	132	343
Ending balance	12,525	11,606	12,525	11,606	11,484
Allowance ending balance:
Individually evaluated for impairment	733	1,983	733	1,983	253
Collectively evaluated for impairment	11,792	9,623	11,792	9,623	11,231
Loans:
Individually evaluated for impairment	9,043	12,359	9,043	12,359	6,318
Collectively evaluated for impairment	1,287,800	1,172,802	1,287,800	1,172,802	1,238,817
Ending balance	1,296,843	1,185,161	1,296,843	1,185,161	1,245,135
Commercial and industrial
Allowance for loan losses:
Beginning balance			1,592	1,878	1,878
Provision for loan losses			464	1,201	910
Loans charged-off			(48)	(11)	(1,213)
Recoveries			0	13	17
Ending balance	2,008	3,081	2,008	3,081	1,592
Allowance ending balance:
Individually evaluated for impairment	246	1,773	246	1,773	64
Collectively evaluated for impairment	1,762	1,308	1,762	1,308	1,528
Loans:
Individually evaluated for impairment	1,174	8,476	1,174	8,476	231
Collectively evaluated for impairment	216,323	209,921	216,323	209,921	223,766
Ending balance	217,497	218,397	217,497	218,397	223,997
Construction and development
Allowance for loan losses:
Beginning balance			1,161	1,004	1,004
Provision for loan losses			393	35	162
Loans charged-off			0	0	(9)
Recoveries			0	4	4
Ending balance	1,554	1,043	1,554	1,043	1,161
Allowance ending balance:
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	1,554	1,043	1,554	1,043	1,161
Loans:
Individually evaluated for impairment	0	39	0	39	1,825
Collectively evaluated for impairment	177,600	108,659	177,600	108,659	127,541
Ending balance	177,600	108,698	177,600	108,698	129,366
Commercial real estate
Allowance for loan losses:
Beginning balance			3,264	2,106	2,106
Provision for loan losses			284	433	1,158
Loans charged-off			(84)	0	0
Recoveries			0	0	0
Ending balance	3,464	2,539	3,464	2,539	3,264
Allowance ending balance:
Individually evaluated for impairment	31	0	31	0	0
Collectively evaluated for impairment	3,433	2,539	3,433	2,539	3,264
Loans:
Individually evaluated for impairment	3,751	1,116	3,751	1,116	1,196
Collectively evaluated for impairment	374,971	346,316	374,971	346,316	366,460
Ending balance	378,722	347,432	378,722	347,432	367,656
Farmland
Allowance for loan losses:
Beginning balance			482	400	400
Provision for loan losses			59	112	82
Loans charged-off			0	0	0
Recoveries			0	0	0
Ending balance	541	512	541	512	482
Allowance ending balance:
Individually evaluated for impairment	92	47	92	47	47
Collectively evaluated for impairment	449	465	449	465	435
Loans:
Individually evaluated for impairment	170	302	170	302	258
Collectively evaluated for impairment	63,669	65,872	63,669	65,872	62,104
Ending balance	63,839	66,174	63,839	66,174	62,362
1-4 family residential
Allowance for loan losses:
Beginning balance			3,960	2,839	2,839
Provision for loan losses			(69)	512	1,117
Loans charged-off			(186)	(22)	(71)
Recoveries			21	0	75
Ending balance	3,726	3,329	3,726	3,329	3,960
Allowance ending balance:
Individually evaluated for impairment	139	93	139	93	108
Collectively evaluated for impairment	3,587	3,236	3,587	3,236	3,852
Loans:
Individually evaluated for impairment	2,726	2,168	2,726	2,168	2,588
Collectively evaluated for impairment	353,731	332,401	353,731	332,401	360,364
Ending balance	356,457	334,569	356,457	334,569	362,952
Multi-family residential
Allowance for loan losses:
Beginning balance			281	325	325
Provision for loan losses			(12)	58	(44)
Loans charged-off			0	0	0
Recoveries			0	0	0
Ending balance	269	383	269	383	281
Allowance ending balance:
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	269	383	269	383	281
Loans:
Individually evaluated for impairment	241	0	241	0	5
Collectively evaluated for impairment	28,592	36,860	28,592	36,860	26,074
Ending balance	28,833	36,860	28,833	36,860	26,079
Consumer
Allowance for loan losses:
Beginning balance			585	562	562
Provision for loan losses			66	17	171
Loans charged-off			(158)	(89)	(269)
Recoveries			92	77	121
Ending balance	585	567	585	567	585
Allowance ending balance:
Individually evaluated for impairment	0	70	0	70	34
Collectively evaluated for impairment	585	497	585	497	551
Loans:
Individually evaluated for impairment	192	200	192	200	200
Collectively evaluated for impairment	51,485	52,827	51,485	52,827	53,305
Ending balance	51,677	53,027	51,677	53,027	53,505
Agricultural
Allowance for loan losses:
Beginning balance			153	138	138
Provision for loan losses			222	(7)	15
Loans charged-off			(4)	0	0
Recoveries			0	0	0
Ending balance	371	131	371	131	153
Allowance ending balance:
Individually evaluated for impairment	225	0	225	0	0
Collectively evaluated for impairment	146	131	146	131	153
Loans:
Individually evaluated for impairment	789	58	789	58	15
Collectively evaluated for impairment	21,065	19,386	21,065	19,386	18,886
Ending balance	21,854	19,444	21,854	19,444	18,901
Overdrafts
Allowance for loan losses:
Beginning balance			6	11	11
Provision for loan losses			43	39	69
Loans charged-off			(70)	(67)	(200)
Recoveries			28	38	126
Ending balance	7	21	7	21	6
Allowance ending balance:
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	7	21	7	21	6
Loans:
Individually evaluated for impairment	0	0	0	0	0
Collectively evaluated for impairment	364	560	364	560	317
Ending balance	$ 364	$ 560	$ 364	$ 560	$ 317

LOANS AND ALLOWANCE FOR LOAN 43

LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary of Credit Exposure (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 1,296,843	$ 1,245,135	$ 1,185,161
Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,274,508	1,218,456
Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	10,316	11,791
Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	12,019	14,752
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	136
Commercial and industrial
Financing Receivable, Recorded Investment [Line Items]
Total loans	217,497	223,997	218,397
Commercial and industrial | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	212,162	218,975
Commercial and industrial | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,977	4,299
Commercial and industrial | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,358	706
Commercial and industrial | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	17
Construction and development
Financing Receivable, Recorded Investment [Line Items]
Total loans	177,600	129,366	108,698
Construction and development | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	177,333	127,537
Construction and development | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	267	4
Construction and development | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	1,825
Construction and development | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial real estate
Financing Receivable, Recorded Investment [Line Items]
Total loans	378,722	367,656	347,432
Commercial real estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	373,861	360,264
Commercial real estate | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,063	1,927
Commercial real estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,798	5,465
Commercial real estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Farmland
Financing Receivable, Recorded Investment [Line Items]
Total loans	63,839	62,362	66,174
Farmland | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	63,035	61,713
Farmland | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	543	248
Farmland | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	261	401
Farmland | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
1-4 family residential
Financing Receivable, Recorded Investment [Line Items]
Total loans	356,457	362,952	334,569
1-4 family residential | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	348,212	353,483
1-4 family residential | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,376	4,311
1-4 family residential | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,869	5,121
1-4 family residential | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	37
Multi-family residential
Financing Receivable, Recorded Investment [Line Items]
Total loans	28,833	26,079	36,860
Multi-family residential | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	28,592	25,871
Multi-family residential | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Multi-family residential | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	241	208
Multi-family residential | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer and Overdrafts
Financing Receivable, Recorded Investment [Line Items]
Total loans	52,041	53,822
Consumer and Overdrafts | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	50,917	52,648
Consumer and Overdrafts | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	434	524
Consumer and Overdrafts | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	690	568
Consumer and Overdrafts | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	82
Agricultural
Financing Receivable, Recorded Investment [Line Items]
Total loans	21,854	18,901	$ 19,444
Agricultural | Pass
Financing Receivable, Recorded Investment [Line Items]
Total loans	20,396	17,965
Agricultural | Special mention
Financing Receivable, Recorded Investment [Line Items]
Total loans	656	478
Agricultural | Substandard
Financing Receivable, Recorded Investment [Line Items]
Total loans	802	458
Agricultural | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 44

LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary of Payment Status of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$ 8,031	$ 11,700
Current Loans	1,288,812	1,233,435
Ending balance	1,296,843	1,245,135	$ 1,185,161
Recorded Investment 90 Days and Accruing	0	0
30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	5,107	7,346
60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	1,063	1,220
90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	1,861	3,134
Commercial and industrial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	761	1,071
Current Loans	216,736	222,926
Ending balance	217,497	223,997	218,397
Recorded Investment 90 Days and Accruing	0	0
Commercial and industrial | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	168	941
Commercial and industrial | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	142	105
Commercial and industrial | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	451	25
Construction and development
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	135	1,898
Current Loans	177,465	127,468
Ending balance	177,600	129,366	108,698
Recorded Investment 90 Days and Accruing	0	0
Construction and development | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	135	73
Construction and development | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Construction and development | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	1,825
Commercial real estate
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	693	1,795
Current Loans	378,029	365,861
Ending balance	378,722	367,656	347,432
Recorded Investment 90 Days and Accruing	0	0
Commercial real estate | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	677	1,629
Commercial real estate | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	16	32
Commercial real estate | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	134
Farmland
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	267	133
Current Loans	63,572	62,229
Ending balance	63,839	62,362	66,174
Recorded Investment 90 Days and Accruing	0	0
Farmland | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	145	100
Farmland | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	122	26
Farmland | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	7
1-4 family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	4,843	5,568
Current Loans	351,614	357,384
Ending balance	356,457	362,952	334,569
Recorded Investment 90 Days and Accruing	0	0
1-4 family residential | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	3,107	3,724
1-4 family residential | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	644	803
1-4 family residential | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	1,092	1,041
Multi-family residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	192	256
Current Loans	28,641	25,823
Ending balance	28,833	26,079	36,860
Recorded Investment 90 Days and Accruing	0	0
Multi-family residential | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	207
Multi-family residential | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	49
Multi-family residential | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	192	0
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	796	905
Current Loans	50,881	52,600
Ending balance	51,677	53,505	53,027
Recorded Investment 90 Days and Accruing	0	0
Consumer | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	531	613
Consumer | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	139	205
Consumer | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	126	87
Agricultural
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	344	74
Current Loans	21,510	18,827
Ending balance	21,854	18,901	19,444
Recorded Investment 90 Days and Accruing	0	0
Agricultural | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	344	59
Agricultural | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Agricultural | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	15
Overdrafts
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Current Loans	364	317
Ending balance	364	317	$ 560
Recorded Investment 90 Days and Accruing	0	0
Overdrafts | 30 to 59 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Overdrafts | 60 to 89 Days Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	0	0
Overdrafts | 90 Days and Greater Past Due
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due Loans	$ 0	$ 0

LOANS AND ALLOWANCE FOR LOAN 45

LOANS AND ALLOWANCE FOR LOAN LOSSES - Schedule of Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 3,958	$ 4,409
Commercial and industrial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	480	82
Construction and development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	0	1,825
Commercial real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	708	415
Farmland
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	163	176
1-4 family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,839	1,699
Multi-family residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	241	5
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	215	192
Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 312	$ 15

LOANS AND ALLOWANCE FOR LOAN 46

LOANS AND ALLOWANCE FOR LOAN LOSSES - Troubled Debt Restructuring (Details)	6 Months Ended
	Jun. 30, 2017USD ($)contract	Jun. 30, 2016USD ($)contract	Dec. 31, 2016USD ($)
Financing Receivable, Modifications [Line Items]
Total	$ 323,000		$ 505,000
Specific reserves on TDRs	$ 21,000		4,000
Troubled Debt Restructurings:
Number of Contracts | contract	2	7
Pre-Modification Outstanding Recorded Investment	$ 45,000	$ 1,017,000
Post-Modification Outstanding Recorded Investment	24,000	1,009,000
Increase in allowance for loan losses due to TDRs	21,000
Troubled debt restructuring charge-offs	$ 0	$ 0
Commercial and industrial
Troubled Debt Restructurings:
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 34,000
Post-Modification Outstanding Recorded Investment	$ 13,000
Commercial real estate
Troubled Debt Restructurings:
Number of Contracts | contract		1
Pre-Modification Outstanding Recorded Investment		$ 796,000
Post-Modification Outstanding Recorded Investment		$ 796,000
Consumer
Troubled Debt Restructurings:
Number of Contracts | contract		4
Pre-Modification Outstanding Recorded Investment		$ 32,000
Post-Modification Outstanding Recorded Investment		$ 24,000
1-4 family residential
Troubled Debt Restructurings:
Number of Contracts | contract	1	2
Pre-Modification Outstanding Recorded Investment	$ 11,000	$ 189,000
Post-Modification Outstanding Recorded Investment	11,000	$ 189,000
Nonaccrual TDRs
Financing Receivable, Modifications [Line Items]
Total	0		43,000
Performing TDRs
Financing Receivable, Modifications [Line Items]
Total	$ 323,000		$ 462,000

LOANS AND ALLOWANCE FOR LOAN 47

LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary of Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	$ 6,895		$ 5,062
Unpaid Principal Balance, With related allowance recorded	2,148		1,256
Recorded Investment	9,043		6,318
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	6,895		5,062
Recorded Investment, With related allowance recorded	2,148		1,256
Unpaid Principal Balance	9,043		6,318
Related Allowance [Abstract]
Related Allowance	733		253
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	8,436		3,695
Average Recorded Investment, With related allowance recorded	1,452		4,118
Average Recorded Investment	9,888		7,813
Interest income	0	$ 0
Cash-based interest income	0	$ 0
Commercial and industrial
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	712		28
Unpaid Principal Balance, With related allowance recorded	462		203
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	712		28
Recorded Investment, With related allowance recorded	462		203
Related Allowance [Abstract]
Related Allowance	246		64
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	345		809
Average Recorded Investment, With related allowance recorded	533		3,153
Construction and development
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	0		1,825
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	0		1,825
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	608		172
Commercial real estate
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	3,468		1,196
Unpaid Principal Balance, With related allowance recorded	283
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	3,468		1,196
Recorded Investment, With related allowance recorded	283
Related Allowance [Abstract]
Related Allowance	31
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	5,177		871
Average Recorded Investment, With related allowance recorded	173
Farmland
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	7		89
Unpaid Principal Balance, With related allowance recorded	163		169
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	7		89
Recorded Investment, With related allowance recorded	163		169
Related Allowance [Abstract]
Related Allowance	92		47
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	90		109
Average Recorded Investment, With related allowance recorded	109		169
1-4 family residential
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	1,785		1,799
Unpaid Principal Balance, With related allowance recorded	941		789
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	1,785		1,799
Recorded Investment, With related allowance recorded	941		789
Related Allowance [Abstract]
Related Allowance	139		108
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	1,566		1,575
Average Recorded Investment, With related allowance recorded	505		639
Multi-family residential
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	241		5
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	241		5
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	172		2
Consumer
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	192		105
Unpaid Principal Balance, With related allowance recorded	0		95
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	192		105
Recorded Investment, With related allowance recorded	0		95
Related Allowance [Abstract]
Related Allowance	0		34
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	91		89
Average Recorded Investment, With related allowance recorded	50		155
Agricultural
Unpaid Principal Balance [Abstract]
Unpaid Principal Balance, With no related allowance recorded	490		15
Unpaid Principal Balance, With related allowance recorded	299		0
Recorded Investment [Abstract]
Recorded Investment, With no related allowance recorded	490		15
Recorded Investment, With related allowance recorded	299		0
Related Allowance [Abstract]
Related Allowance	225		0
Average Recorded Investment [Abstract]
Average Recorded Investment, With no related allowance recorded	387		68
Average Recorded Investment, With related allowance recorded	$ 82		$ 2

SECURITIES SOLD UNDER AGREEME48

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER DEBT - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Line of Credit Facility [Line Items]
Securities sold under agreements to repurchase	$ 14,153	$ 10,859
Line of Credit | Unsecured Line of Credit
Line of Credit Facility [Line Items]
Outstanding balance	$ 0
Line of Credit | Unsecured Line of Credit | Prime Rate
Line of Credit Facility [Line Items]
Spread on variable rate	0.50%

SUBORDINATED DEBENTURES - Sche

SUBORDINATED DEBENTURES - Schedule of Subordinated Debentures (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Debt Instrument [Line Items]
Debentures	$ 14,310	$ 19,310
Trust II Debentures
Debt Instrument [Line Items]
Debentures	3,093	3,093
Trust III Debentures
Debt Instrument [Line Items]
Debentures	2,062	2,062
DCB Trust I Debentures
Debt Instrument [Line Items]
Debentures	5,155	5,155
Other debentures
Debt Instrument [Line Items]
Debentures	$ 4,000	$ 9,000

SUBORDINATED DEBENTURES - Narra

SUBORDINATED DEBENTURES - Narrative (Details)	1 Months Ended	6 Months Ended		12 Months Ended
	May 31, 2017USD ($)	Jun. 30, 2017USD ($)trust$ / shares	Jun. 30, 2016USD ($)	Dec. 31, 2016	Dec. 31, 2015USD ($)	Jul. 31, 2015USD ($)
Debt Instrument [Line Items]
Repayments of debentures		$ 5,000,000	$ 1,000,000
Subordinated Debentures
Debt Instrument [Line Items]
Debenture term		30 years
Subordinated Debentures | Trust II Debentures
Debt Instrument [Line Items]
Debenture issued		$ 3,093,000
Subordinated Debentures | Trust II Debentures | Minimum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		30 days
Subordinated Debentures | Trust II Debentures | Maximum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		60 days
Redemption price of debentures as a percentage of principal		100.00%
Subordinated Debentures | Trust II Debentures | 3 Month LIBOR
Debt Instrument [Line Items]
Spread on variable rate		3.35%
Subordinated Debentures | Trust III Debentures
Debt Instrument [Line Items]
Debenture issued		$ 2,062,000
Subordinated Debentures | Trust III Debentures | Minimum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		30 days
Subordinated Debentures | Trust III Debentures | Maximum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		60 days
Redemption price of debentures as a percentage of principal		100.00%
Subordinated Debentures | Trust III Debentures | 3 Month LIBOR
Debt Instrument [Line Items]
Spread on variable rate		1.67%		1.67%
Subordinated Debentures | DCB Trust I Debentures
Debt Instrument [Line Items]
Debenture issued		$ 5,155,000
Subordinated Debentures | DCB Trust I Debentures | Minimum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		30 days
Subordinated Debentures | DCB Trust I Debentures | Maximum
Debt Instrument [Line Items]
Notice period required for redemption of debentures		60 days
Redemption price of debentures as a percentage of principal		100.00%
Subordinated Debentures | DCB Trust I Debentures | 3 Month LIBOR
Debt Instrument [Line Items]
Spread on variable rate		1.80%
Subordinated Debentures | Other Debentures Issued in July 2015
Debt Instrument [Line Items]
Notice period required for redemption of debentures		30 days
Redemption price of debentures as a percentage of principal		100.00%
Debenture issued		$ 1,000,000				$ 4,000,000
Subordinated Debentures | Other Debentures Issued in July 2015 | Directors and Related Parties
Debt Instrument [Line Items]
Debenture issued						$ 3,000,000
Repayments of debentures	$ 3,000,000
Subordinated Debentures | Other Subordinated Debentures, 2.50%
Debt Instrument [Line Items]
Debenture issued, par value per instrument issued		$ 500,000
Stated interest rate		2.50%
Subordinated Debentures | Other Subordinated Debentures, 4.00%
Debt Instrument [Line Items]
Debenture issued, par value per instrument issued		$ 500,000
Stated interest rate		4.00%
Subordinated Debentures | Other Debentures Issued in December 2015
Debt Instrument [Line Items]
Notice period required for redemption of debentures		30 days
Redemption price of debentures as a percentage of principal		100.00%
Debenture issued		$ 3,000,000			$ 5,000,000
Repayments of debentures	$ 2,000,000
Debenture issued, par value per instrument issued		$ 500,000
Subordinated Debentures | Other Debentures Issued in December 2015 | Directors and Related Parties
Debt Instrument [Line Items]
Debenture issued					$ 2,500,000
Subordinated Debentures | Other Debentures Issued in December 2015 | Minimum
Debt Instrument [Line Items]
Stated interest rate		3.00%
Subordinated Debentures | Other Debentures Issued in December 2015 | Maximum
Debt Instrument [Line Items]
Stated interest rate		5.00%
Capital trust pass-through securities
Debt Instrument [Line Items]
Number of trusts | trust		3
Liquidation value per share (in USD per share) | $ / shares		$ 1,000

SUBORDINATED DEBENTURES - Sched

SUBORDINATED DEBENTURES - Schedule of Trusts (Details) $ in Thousands	Jun. 30, 2017USD ($)shares
Trust II
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Common securities liquidation value	$ 93
Trust III
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Common securities liquidation value	62
DCB Trust I
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Common securities liquidation value	$ 155
Capital trust pass-through securities | Trust II
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Number of shares (in shares) | shares	3,000,000
Original liquidation value	$ 3,000
Capital trust pass-through securities | Trust III
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Number of shares (in shares) | shares	2,000,000
Original liquidation value	$ 2,000
Capital trust pass-through securities | DCB Trust I
Financial Instruments Subject to Mandatory Redemption by Settlement Terms [Line Items]
Number of shares (in shares) | shares	5,000,000
Original liquidation value	$ 5,000

SUBORDINATED DEBENTURES - Sch52

SUBORDINATED DEBENTURES - Schedule of Terms of Subordinated Debentures (Details) - Subordinated Debentures $ in Thousands	Jun. 30, 2017USD ($)
Trust II Debentures
Debt Instrument [Line Items]
Original amount	$ 3,093
Trust III Debentures
Debt Instrument [Line Items]
Original amount	2,062
DCB Trust I Debentures
Debt Instrument [Line Items]
Original amount	$ 5,155

STOCK OPTIONS - Narrative (Deta

STOCK OPTIONS - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost, nonvested options	$ 1,795
Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Contractual term	10 years
Unrecognized compensation cost, nonvested options, period for recognition	4 years 4 months 2 days
Option | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	5 years
Option | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period	10 years
2015 Equity Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares permitted for grant (in shares)	1,000,000
2015 Equity Incentive Plan | Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation expense	$ 123	$ 94

STOCK OPTIONS - Schedule of Opt

STOCK OPTIONS - Schedule of Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016	Dec. 31, 2015
Number of Shares
Beginning balance (in shares)	340,377	314,391	314,391
Granted (in shares)	109,200	26,500
Exercised (in shares)	(7,033)
Forfeited (in shares)	(6,000)	(17,400)
Ending balance (in shares)	436,544	323,491	340,377	314,391
Weighted-Average Exercise Price
Beginning balance (in USD per share)	$ 23.43	$ 23.28	$ 23.28
Granted (in USD per share)	27	23.21
Exercised (in USD per share)	11.94
Forfeited (in USD per share)	23.17	23.17
Ending balance (in USD per share)	$ 24.51	$ 23.28	$ 23.43	$ 23.28
Weighted-Average Remaining Contractual Life in Years
Outstanding	7 years 7 months 17 days	7 years 7 months 17 days	7 years 4 months 2 days	8 years
Granted	9 years 10 months 24 days	9 years 7 months 2 days
Exercised	4 years 8 months 23 days
Forfeited	7 years 4 months 17 days	8 years 4 months 13 days
Aggregate Intrinsic Value
Outstanding	$ 3,277	$ 232	$ 194	$ 225
Granted	548	21
Exercised	141
Forfeited	$ 53	$ 14
Exercisable
Outstanding (in shares)	117,484	58,891
Weighted-average exercise price (in USD per share)	$ 24.11	$ 21.25
Weighted-average remaining contractual life in years	7 years 4 days	6 years 9 months 15 days
Aggregate intrinsic value	$ 930	$ 162

STOCK OPTIONS - Schedule of Non

STOCK OPTIONS - Schedule of Nonvested Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016	Dec. 31, 2015
Number of Shares
Beginning balance (in shares)	250,700	267,200	267,200
Granted (in shares)	109,200	26,500
Vested (in shares)	(36,840)	(12,300)
Forfeited (in shares)	(4,000)	(16,800)
Ending balance (in shares)	319,060	264,600	250,700	267,200
Weighted-Average Exercise Price
Beginning balance (in USD per share)	$ 23.73	$ 23.72	$ 23.72
Granted (in USD per share)	27	23.21
Vested (in USD per share)	25.40	23
Forfeited (in USD per share)	23.17	23.17
Ending balance (in USD per share)	$ 24.66	$ 23.74	$ 23.73	$ 23.72
Weighted-Average Remaining Contractual Life in Years
Outstanding	7 years 10 months 10 days	7 years 9 months 26 days	7 years 7 months 24 days	8 years 2 months 19 days
Granted	9 years 10 months 24 days	9 years 7 months 2 days
Vested	9 years 1 month 28 days	8 years 9 months 22 days
Forfeited	7 years 4 months 17 days	8 years 4 months 13 days
Aggregate Intrinsic Value
Outstanding	$ 2,347	$ 70	$ 69	$ 76
Granted	548	21
Vested	244	12
Forfeited	$ 53	$ 14

STOCK OPTIONS - Information Rel

STOCK OPTIONS - Information Related to Plan (Details) - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Intrinsic value of options exercised	$ 141
Cash received from options exercised	84	$ 0
Tax benefit realized from options exercised	$ 0
Weighted average fair value of options granted (in USD per share)	$ 5.25

EMPLOYEE BENEFITS - Narrative

EMPLOYEE BENEFITS - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Retirement Benefits [Abstract]
Employee stock ownership plan, maximum employer contribution as a percentage of participant's qualified compensation	5.00%
Employee stock ownership plan, total contributions accrued or paid	$ 445	$ 491
Employee stock ownership plan, fair value of shares subject to repurchase obligation			$ 31,661
Employee stock ownership plan, shares held under plan (in shares)	1,319,225		1,319,225
Employee stock ownership plan, unallocated shares (in shares)	50,000		50,000
Defined Benefit Plan Disclosure [Line Items]
Cash surrender value of life insurance	$ 18,035		$ 17,804
Bonus expense	1,103	931
Unfunded Plan | Nonqualified Plan | Executive Incentive Retirement Plan | Postretirement Life Insurance
Defined Benefit Plan Disclosure [Line Items]
Cash surrender value of life insurance	18,035		17,804
Plan cost	317	$ 275
Plan obligation	$ 2,305		$ 2,002

INCOME TAXES - Schedule of Inco

INCOME TAXES - Schedule of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Income Tax Disclosure [Abstract]
Income tax expense for the period	$ 1,633	$ 820	$ 2,945	$ 1,910
Effective tax rate			28.22%	26.95%

INCOME TAXES - Narrative (Detai

INCOME TAXES - Narrative (Details)	6 Months Ended
	Jun. 30, 2017
Income Tax Disclosure [Abstract]
Statutory federal rate	35.00%

DERIVATIVE FINANCIAL INSTRUME60

DERIVATIVE FINANCIAL INSTRUMENTS - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Derivative [Line Items]
Ineffectiveness included in net income			$ 0		$ 0
Interest expense	$ 2,993,000	$ 2,751,000	5,888,000	$ 5,417,000
Unrealized loss to be reclassified as a reduction of interest expense			0
Designated as Hedging Instrument | Cash Flow Hedging | Interest Rate Swap
Derivative [Line Items]
Notional Amount	$ 5,000,000		5,000,000		$ 5,000,000
Interest expense			$ 395,000	$ 439,000

DERIVATIVE FINANCIAL INSTRUME61

DERIVATIVE FINANCIAL INSTRUMENTS - Schedule of Interest Rate Swaps (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
LIBOR | Subordinated Debentures | Trust III Debentures
Derivative [Line Items]
Receive Rate	1.67%	1.67%
LIBOR | Subordinated Debentures | Trust II Debentures
Derivative [Line Items]
Receive Rate	3.35%
Designated as Hedging Instrument | LIBOR | Trust II Debentures
Derivative [Line Items]
Receive Rate	3.35%	3.35%
Designated as Hedging Instrument | Interest Rate Swap, 3 month LIBOR plus 1.67%
Derivative [Line Items]
Unrealized Losses	$ 353,000	$ 342,000
Designated as Hedging Instrument | Interest Rate Swap, 3 month LIBOR plus 3.35%
Derivative [Line Items]
Unrealized Losses	348,000	353,000
Designated as Hedging Instrument | Cash Flow Hedging | Interest Rate Swap, 3 month LIBOR plus 1.67%
Derivative [Line Items]
Notional Amount	$ 2,000,000	$ 2,000,000
Pay Rate	5.979%	5.979%
Maturity in Years	8 years 9 months 4 days	9 years 3 months
Designated as Hedging Instrument | Cash Flow Hedging | Interest Rate Swap, 3 month LIBOR plus 3.35%
Derivative [Line Items]
Notional Amount	$ 3,000,000	$ 3,000,000
Pay Rate	7.505%	7.505%
Maturity in Years	5 years 4 months 2 days	5 years 9 months 29 days

COMMITMENTS AND CONTINGENCIES -

COMMITMENTS AND CONTINGENCIES - Schedule of Commitments and Letters of Credit (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Commitments to extend credit
Other Commitments [Line Items]
Off-balance sheet liability	$ 343,450	$ 297,607
Letters of credit
Other Commitments [Line Items]
Off-balance sheet liability	$ 8,768	$ 8,879

COMMITMENTS AND CONTINGENCIES63

COMMITMENTS AND CONTINGENCIES - Narrative (Details) - USD ($)	Jun. 30, 2017	Dec. 31, 2016
Other Commitments [Line Items]
FHLB letters of credit	$ 62,000,000
Letters of credit
Other Commitments [Line Items]
Potential guarantee obligation	$ 0	$ 0

REGULATORY MATTERS - Comparison

REGULATORY MATTERS - Comparison of the Company's and Bank's Actual Capital Amounts and Ratios to Required Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Total capital to risk-weighted assets:
Actual, Amount	$ 210,959	$ 149,468
Actual, Ratio	14.54%	10.86%
Minimum Required for Capital Adequacy Purposes, Amount	$ 116,085	$ 110,083
Minimum Required for Capital Adequacy Purposes, Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets:
Actual, Amount	$ 198,434	$ 137,984
Actual, Ratio	13.68%	10.03%
Minimum Required for Capital Adequacy Purposes, Amount	$ 87,063	$ 82,562
Minimum Required for Capital Adequacy Purposes, Ratio	6.00%	6.00%
Tier 1 capital to average assets:
Actual, Amount	$ 198,434	$ 137,984
Actual, Ratio	10.68%	7.71%
Minimum Required for Capital Adequacy Purposes, Amount	$ 74,355	$ 71,560
Minimum Required for Capital Adequacy Purposes, Ratio	4.00%	4.00%
Common equity tier 1 capital to risk-weighted assets:
Actual, Amount	$ 188,124	$ 127,674
Actual, Ratio	12.96%	9.28%
Minimum Required for Capital Adequacy Purposes, Amount	$ 65,298	$ 61,922
Minimum Required for Capital Adequacy Purposes, Ratio	4.50%	4.50%
Subordinated Debentures | Subordinated Debentures II, Subordinated Debentures III, and DCB Debentures I
Common equity tier 1 capital to risk-weighted assets:
Debenture issued	$ 10,310	$ 10,310
Bank
Total capital to risk-weighted assets:
Actual, Amount	$ 197,899	$ 173,528
Actual, Ratio	13.64%	12.63%
Minimum Required for Capital Adequacy Purposes, Amount	$ 116,102	$ 109,947
Minimum Required for Capital Adequacy Purposes, Ratio	8.00%	8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	$ 145,127	$ 137,434
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	10.00%	10.00%
Tier 1 capital to risk-weighted assets:
Actual, Amount	$ 185,374	$ 162,044
Actual, Ratio	12.77%	11.79%
Minimum Required for Capital Adequacy Purposes, Amount	$ 87,076	$ 82,460
Minimum Required for Capital Adequacy Purposes, Ratio	6.00%	6.00%
To Be Well Capitalized Under Prompt Correct Action Provisions, Amount	$ 116,102	$ 109,947
To Be Well Capitalized Under Prompt Correct Action Provisions, Ratio	8.00%	8.00%
Tier 1 capital to average assets:
Actual, Amount	$ 185,374	$ 162,044
Actual, Ratio	9.98%	9.06%
Minimum Required for Capital Adequacy Purposes, Amount	$ 74,313	$ 71,505
Minimum Required for Capital Adequacy Purposes, Ratio	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 92,892	$ 89,381
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%	5.00%
Common equity tier 1 capital to risk-weighted assets:
Actual, Amount	$ 185,374	$ 162,044
Actual, Ratio	12.77%	11.79%
Minimum Required for Capital Adequacy Purposes, Amount	$ 65,307	$ 61,845
Minimum Required for Capital Adequacy Purposes, Ratio	4.50%	4.50%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 94,333	$ 89,332
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%	6.50%

FAIR VALUE - Schedule of Financ

FAIR VALUE - Schedule of Financial Assets (Liabilities) Measured at Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	$ 246,233	$ 156,925
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	94,465	59,690
Collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	125,242	65,133
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,493	7,219
Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,033	24,883
Assets (liabilities) at fair value on a recurring basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative instruments	(701)	(695)
Assets (liabilities) at fair value on a recurring basis | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	94,465	59,690
Assets (liabilities) at fair value on a recurring basis | Collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	125,242	65,133
Assets (liabilities) at fair value on a recurring basis | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,493	7,219
Assets (liabilities) at fair value on a recurring basis | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,033	24,883
Assets (liabilities) at fair value on a recurring basis | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative instruments	0	0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		0
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative instruments	(701)	(695)
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	94,465	59,690
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2) | Collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	125,242	65,133
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	7,493	7,219
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	19,033	24,883
Assets (liabilities) at fair value on a recurring basis | Significant Other Observable Inputs (Level 2) | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative instruments	0	0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3) | Collateralized mortgage obligations
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3) | Corporate bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale	0	0
Assets (liabilities) at fair value on a recurring basis | Significant Other Unobservable Inputs (Level 3) | U.S. treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available for sale		0
Assets (liabilities) at fair value on a nonrecurring basis
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,310	6,065
Other real estate owned	1,733	1,692
Assets (liabilities) at fair value on a nonrecurring basis | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Assets (liabilities) at fair value on a nonrecurring basis | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Assets (liabilities) at fair value on a nonrecurring basis | Significant Other Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	8,310	6,065
Other real estate owned	$ 1,733	$ 1,692

FAIR VALUE - Fair Value of Fore

FAIR VALUE - Fair Value of Foreclosed Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Carrying Value | Foreclosed assets remeasured at initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	$ 351	$ 78	$ 43
Carrying Value | Foreclosed assets remeasured subsequent to initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	0	170	135
Charge-offs | Foreclosed assets remeasured at initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	(109)	(11)	(8)
Charge-offs | Foreclosed assets remeasured subsequent to initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	0	(69)	(58)
Fair Value | Foreclosed assets remeasured at initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	242	67	35
Fair Value | Foreclosed assets remeasured subsequent to initial recognition
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Foreclosed assets	$ 0	$ 101	$ 77

FAIR VALUE - Schedule of Quanti

FAIR VALUE - Schedule of Quantitative Information About Nonrecurring Level 3 Fair Value Measurements (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired loans | Fair value of collateral - sales comparison approach | Minimum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	10.00%	10.00%
Impaired loans | Fair value of collateral - sales comparison approach | Maximum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	20.00%	20.00%
Impaired loans | Fair value of collateral - sales comparison approach | Weighted Average
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	16.00%	16.00%
Real estate equipment | Fair value of collateral - sales comparison approach | Minimum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	10.00%	40.00%
Real estate equipment | Fair value of collateral - sales comparison approach | Maximum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	20.00%	50.00%
Real estate equipment | Fair value of collateral - sales comparison approach | Weighted Average
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	21.00%	42.00%
Other real estate owned | Appraisal value of collateral | Minimum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	10.00%	10.00%
Other real estate owned | Appraisal value of collateral | Maximum
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	20.00%	20.00%
Other real estate owned | Appraisal value of collateral | Weighted Average
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Discount rate	16.00%	16.00%
Assets (liabilities) at fair value on a nonrecurring basis | Significant Other Unobservable Inputs (Level 3) | Impaired loans | Fair value of collateral - sales comparison approach
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 8,310	$ 6,065
Assets (liabilities) at fair value on a nonrecurring basis | Significant Other Unobservable Inputs (Level 3) | Other real estate owned | Appraisal value of collateral
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]
Fair Value	$ 1,733	$ 1,692

FAIR VALUE - Schedule of Carryi

FAIR VALUE - Schedule of Carrying Amounts and Estimated Fair Value of Assets And Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financial assets:
Marketable securities held to maturity	$ 184,527	$ 186,155
Carrying Amount
Financial assets:
Cash, due from banks, federal funds sold and interest-bearing deposits	83,306	127,543
Marketable securities held to maturity	182,248	189,371
Loans, net	1,284,318	1,233,651
Accrued interest receivable	7,631	7,419
Nonmarketable equity securities	7,679	10,500
Cash surrender value of life insurance	18,035	17,804
Financial liabilities:
Deposits	1,646,373	1,576,791
Securities sold under repurchase agreements	14,153	10,859
Accrued interest payable	805	889
Other debt		18,286
Federal Home Loan Bank advances	25,161	55,170
Subordinated debentures	14,310	19,310
Fair Value
Financial assets:
Cash, due from banks, federal funds sold and interest-bearing deposits	83,306	127,543
Marketable securities held to maturity	184,527	186,155
Loans, net	1,283,241	1,235,306
Accrued interest receivable	7,631	7,419
Nonmarketable equity securities	7,679	10,500
Cash surrender value of life insurance	18,035	17,804
Financial liabilities:
Deposits	1,646,579	1,577,490
Securities sold under repurchase agreements	14,153	10,859
Accrued interest payable	805	889
Other debt		18,286
Federal Home Loan Bank advances	25,156	55,160
Subordinated debentures	11,897	16,809
Fair Value | Level 1 Inputs
Financial assets:
Cash, due from banks, federal funds sold and interest-bearing deposits	54,089	100,205
Marketable securities held to maturity	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Nonmarketable equity securities	0	0
Cash surrender value of life insurance	0	0
Financial liabilities:
Deposits	1,329,161	1,234,875
Securities sold under repurchase agreements	0	0
Accrued interest payable	0	0
Other debt		0
Federal Home Loan Bank advances	0	0
Subordinated debentures	0	0
Fair Value | Level 2 Inputs
Financial assets:
Cash, due from banks, federal funds sold and interest-bearing deposits	29,217	27,338
Marketable securities held to maturity	184,527	186,155
Loans, net	0	0
Accrued interest receivable	7,631	7,419
Nonmarketable equity securities	7,679	10,500
Cash surrender value of life insurance	18,035	17,804
Financial liabilities:
Deposits	317,418	342,615
Securities sold under repurchase agreements	14,153	10,859
Accrued interest payable	805	889
Other debt		18,286
Federal Home Loan Bank advances	25,156	55,160
Subordinated debentures	11,897	16,809
Fair Value | Level 3 Inputs
Financial assets:
Cash, due from banks, federal funds sold and interest-bearing deposits	0	0
Marketable securities held to maturity	0	0
Loans, net	1,283,241	1,235,306
Accrued interest receivable	0	0
Nonmarketable equity securities	0	0
Cash surrender value of life insurance	0	0
Financial liabilities:
Deposits	0	0
Securities sold under repurchase agreements	0	0
Accrued interest payable	0	0
Other debt		0
Federal Home Loan Bank advances	0	0
Subordinated debentures	$ 0	$ 0

EARNINGS PER SHARE - Schedule

EARNINGS PER SHARE - Schedule of Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Numerator:
Net earnings (basic)	$ 3,976	$ 2,500	$ 7,492	$ 5,177
Net earnings (diluted)	$ 3,976	$ 2,500	$ 7,492	$ 5,177
Denominator:
Weighted-average shares outstanding (basic) (in shares)	10,019,049	9,257,995	9,388,998	9,113,023
Effect of dilutive securities:
Common stock equivalent shares from stock options (in shares)	87,776	9,647	60,273	9,647
Weighted-average shares outstanding (diluted) (in shares)	10,106,825	9,267,642	9,449,271	9,122,670
Net earnings per share
Basic (in USD per share)	$ 0.40	$ 0.27	$ 0.80	$ 0.57
Diluted (in USD per share)	$ 0.39	$ 0.27	$ 0.79	$ 0.57