QuickLinks -- Click here to rapidly navigate through this documentExhibit 23.2
Independent Auditors' Consent
The Board of Directors
Seacoast Financial Services Corporation:
We consent to the incorporation by reference in this Registration Statement on Form S-8 of Seacoast Financial Services Corporation and subsidiaries (the Company) of our report dated February 27, 2004, with respect to the consolidated balance sheets of the Company as of December 31, 2003 and 2002, and the related consolidated statements of operations, changes in stockholders' equity and cash flows for the two-year period then ended, which report appears in the December 31, 2003, annual report on Form 10-K of the Company. Our report refers to the adoption of Statement of Financial Accounting Standards ("SFAS") No. 142, "Goodwill and Other Intangible Assets."
/s/ KPMG LLP
Boston, Massachusetts
April 28, 2004
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Independent Auditors' Consent