FedNat Holding (FNHCQ) 10-Q 2004 Q2 Quarterly report

21^st Century Holding Company

EXHIBIT 32.2

CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT

In connection with the Quarterly Report on Form 10-Q of 21^st Century Holding Company for the quarter ended June 30, 2004 as filed with the Securities and Exchange Commission (the “Report”), I, James G. Jennings, III, Chief Financial Officer of 21^st Century Holding Company, hereby certify pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1)	The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
(2)	The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of 21st Century Holding Company.

By: /s/ James G. Jennings, IIIJames G. Jennings, III, Chief Financial Officer

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