First Capital (FCAP) 10-Q 13 Nov 15 2015 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 29, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	FIRST CAPITAL INC
Trading Symbol	fcap
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		2,758,586
Amendment Flag	false
Entity Central Index Key	1,070,296
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Smaller Reporting Company
Entity Well-known Seasoned Issuer	No
Document Period End Date	Sep. 30, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 10,121	$ 13,653
Interest bearing deposits with banks	855	865
Federal funds sold	13,435	18,725
Total cash and cash equivalents	24,411	33,243
Interest-bearing time deposits	11,635	8,270
Securities available for sale, at fair value	95,210	100,226
Securities-held to maturity	5	6
Loans, net	305,082	300,603
Loans held for sale	324	1,608
Federal Home Loan Bank stock, at cost	1,550	2,241
Foreclosed real estate	516	78
Premises and equipment	10,236	10,208
Accrued interest receivable	1,523	1,580
Cash value of life insurance	6,036	6,161
Goodwill	5,386	5,386
Other assets	3,305	3,151
Total Assets	465,219	472,761
Deposits:
Noninterest-bearing	73,502	73,042
Interest-bearing	329,084	339,594
Total deposits	402,586	412,636
Accrued interest payable	90	127
Accrued expenses and other liabilities	2,943	2,765
Total liabilities	405,619	415,528
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued	0	0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,182,916 shares, (3,164,416 in 2014); outstanding 2,758,586 shares, (2,740,502 in 2014)	32	32
Additional paid-in capital	24,766	24,313
Retained earnings-substantially restricted	42,587	40,229
Unearned stock compensation	(400)	0
Accumulated other comprehensive income	770	800
Less treasury stock, at cost - 424,330 shares (423,914 in 2014)	(8,263)	(8,253)
Total First Capital, Inc. stockholders' equity	59,492	57,121
Noncontrolling interest in subsidiary	108	112
Total equity	59,600	57,233
Total Liabilities and Equity	$ 465,219	$ 472,761

Consolidated Balance Sheets (U3

Consolidated Balance Sheets (Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Preferred stock par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, shares issued	0	0
Common stock par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock authorized shares	5,000,000	5,000,000
Common stock issued shares	3,182,916	3,164,416
Common stock outstanding shares	2,758,586	2,740,502
Less treasury stock, at cost shares	424,330	423,914

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Loans, including fees	$ 3,983	$ 4,057	$ 11,876	$ 11,931
Securities:
Taxable	267	289	797	909
Tax-exempt	243	249	733	813
Federal Home Loan Bank dividends	20	27	72	92
Federal funds sold and interest bearing deposits with banks	40	24	126	66
Total interest income	4,553	4,646	13,604	13,811
INTEREST EXPENSE
Deposits	220	278	702	858
Retail repurchase agreements	0	0	0	12
Advances from Federal Home Loan Bank	0	2	0	5
Total interest expense	220	280	702	875
Net interest income	4,333	4,366	12,902	12,936
Provision for loan losses	0	75	50	190
Net interest income after provision for loan losses	4,333	4,291	12,852	12,746
NONINTEREST INCOME
Service charges on deposit accounts	897	816	2,527	2,361
Commission income	121	237	305	435
Gain on sale of securities	0	0	0	54
Gain on sale of mortgage loans	131	180	617	499
Mortgage brokerage fees	15	15	61	29
Increase in cash surrender value of life insurance	34	35	101	112
Other income	28	155	193	214
Total noninterest income	1,226	1,438	3,804	3,704
NONINTEREST EXPENSE
Compensation and benefits	1,885	1,957	5,866	5,628
Occupancy and equipment	317	298	940	910
Data processing	441	404	1,271	1,168
Professional fees	258	138	839	436
Advertising	92	82	240	215
Other operating expenses	658	712	1,935	1,882
Total noninterest expense	3,651	3,591	11,091	10,239
Income before income taxes	1,908	2,138	5,565	6,211
Income tax expense	507	611	1,463	1,862
Net Income	1,401	1,527	4,102	4,349
Less: net income attributable to noncontrolling interest in subsidiary	3	3	10	10
Net Income Attributable to First Capital, Inc.	$ 1,398	$ 1,524	$ 4,092	$ 4,339
Earnings per common share attributable to First Capital, Inc.
Basic (in Dollars per share)	$ 0.51	$ 0.56	$ 1.49	$ 1.57
Diluted (in Dollars per share)	0.51	0.56	1.49	1.57
Dividends per share (in Dollars per share)	$ 0.21	$ 0.21	$ 0.63	$ 0.63

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Net Income	$ 1,401	$ 1,527	$ 4,102	$ 4,349
Unrealized gains (losses) on securities available for sale:
Unrealized holding gains (losses) arising during the period	588	257	(49)	2,130
Income tax (expense) benefit	(229)	(101)	19	(837)
Net of tax amount	359	156	(30)	1,293
Less: reclassification adjustment for realized gains included in net income	0	0	0	(54)
Income tax expense	0	0	0	21
Net of tax amount	0	0	0	(33)
Other Comprehensive Income (Loss), net of tax	359	156	(30)	1,260
Comprehensive Income	1,760	1,683	4,072	5,609
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	3	3	10	10
Comprehensive Income Attributable to First Capital, Inc.	$ 1,757	$ 1,680	$ 4,062	$ 5,599

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders’ Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Beginning balance at Dec. 31, 2013	$ 32	$ 24,313	$ 36,947	$ (720)	$ 0	$ (7,345)	$ 112	$ 53,339
Ending balance at Sep. 30, 2014	32	24,313	39,550	540	0	(8,253)	108	56,290
Net Income	0	0	4,339	0	0	0	10	4,349
Other comprehensive income (loss)	0	0	0	1,260	0	0	0	1,260
Cash dividends	0	0	(1,736)	0	0	0	(14)	(1,750)
Stock compensation expense								0
Purchase of treasury shares	0	0	0	0	0	(908)	0	(908)
Beginning balance at Dec. 31, 2014	32	24,313	40,229	800	0	(8,253)	112	57,233
Ending balance at Sep. 30, 2015	32	24,766	42,587	770	(400)	(8,263)	108	59,600
Net Income	0	0	4,092	0	0	0	10	4,102
Other comprehensive income (loss)	0	0	0	(30)	0	0	0	(30)
Cash dividends	0	0	(1,734)	0	0	0	(14)	(1,748)
Restricted stock grants, net of forfeitures	0	453	0	0	(453)	0	0	0
Stock compensation expense	0	0	0	0	53	0	0	53
Purchase of treasury shares	$ 0	$ 0	$ 0	$ 0	$ 0	$ (10)	$ 0	$ (10)

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Net income	$ 4,102	$ 4,349
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	516	530
Depreciation and amortization expense	533	527
Deferred income taxes	492	(116)
Stock compensation expense	53	0
Increase in cash value of life insurance	(101)	(112)
Gain on life insurance	(110)	(129)
Gain on sale of securities	0	(54)
Provision for loan losses	50	190
Proceeds from sales of loans	22,193	20,596
Loans originated for sale	(20,292)	(19,525)
Gain on sale of loans	(617)	(499)
Decrease in accrued interest receivable	57	109
Decrease in accrued interest payable	(37)	(38)
Net change in other assets/liabilities	(122)	(64)
Net Cash Provided By Operating Activities	6,717	5,764
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(3,610)	(2,210)
Proceeds from maturities and sales of interest-bearing time deposits	245	0
Purchase of securities available for sale	(20,375)	(20,657)
Proceeds from maturities of securities available for sale	15,863	16,655
Proceeds from sales of securities available for sale	0	5,669
Principal collected on mortgage-backed obligations	8,973	8,120
Net increase in loans receivable	(5,124)	(13,962)
Proceeds from redemption of Federal Home Loan Bank stock	691	0
Proceeds from sale of foreclosed real estate	157	411
Purchase of premises and equipment	(561)	(514)
Net Cash Used In Investing Activities	(3,741)	(6,488)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	(10,050)	27,219
Net decrease in advances from Federal Home Loan Bank	0	(5,500)
Net decrease in retail repurchase agreements	0	(9,310)
Purchase of treasury stock	(10)	(908)
Dividends paid	(1,748)	(1,750)
Net Cash Provided By (Used In) Financing Activities	(11,808)	9,751
Net Increase (Decrease) in Cash and Cash Equivalents	(8,832)	9,027
Cash and cash equivalents at beginning of period	33,243	11,136
Cash and Cash Equivalents at End of Period	$ 24,411	$ 20,163

Note 1 - Presentation of Interi

Note 1 - Presentation of Interim Information	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Presentation of Interim Information First Capital, Inc. (“Company”) is the savings and loan holding company for First Harrison Bank (“Bank”). The information presented in this report relates primarily to the Bank's operations. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly-owned Nevada corporate subsidiaries of the Bank that jointly own First Harrison, LLC, a Nevada limited liability corporation that holds and manages an investment portfolio. First Harrison REIT, Inc. (“REIT”) was incorporated as a wholly-owned subsidiary of First Harrison Holdings, Inc. to hold a portion of the Bank’s real estate mortgage loan portfolio. On January 21, 2009, the REIT issued 105 shares of 12.5% redeemable cumulative preferred stock with an aggregate liquidation value of $105,000 in a private placement offering in order to satisfy certain ownership requirements to qualify as a real estate investment trust. At September 30, 2015, this noncontrolling interest represented 0.2% ownership of the REIT. On September 23, 2014, the Company formed FHB Risk Mitigation Services, Inc. (“Captive”). The Captive is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank’s subsidiaries, and reinsurance to eight other third party insurance captives for which insurance may not be currently available or economically feasible in the insurance marketplace. In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of September 30, 2015, and the results of operations for the three months and nine months ended September 30, 2015 and 2014 and the cash flows for the nine months ended September 30, 2015 and 2014. All of these adjustments are of a normal, recurring nature. Such adjustments are the only adjustments included in the unaudited consolidated financial statements. Interim results are not necessarily indicative of results for a full year or any other period. The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial statements and are presented as permitted by the instructions to Form 10-Q. Accordingly, they do not contain certain information included in the Company’s annual audited consolidated financial statements and related footnotes for the year ended December 31, 2014 included in the Company’s Annual Report on Form 10-K. The unaudited consolidated financial statements include the accounts of the Company and its subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.

Note 2 - Proposed Merger

Note 2 - Proposed Merger	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Business Combination Disclosure [Text Block]	2. Proposed Merger On June 4, 2015, the Company and Peoples Bancorp, Inc. of Bullitt County (“Peoples”) entered into an Agreement and Plan of Merger (the “Agreement”) pursuant to which Peoples will merge with and into the Company, with the Company as the surviving corporation. Subsequent to the merger, The Peoples Bank of Bullitt County, a wholly-owned subsidiary of Peoples, will merge with and into the Bank, with the Bank as the surviving bank. The Agreement provides that shareholders of Peoples may elect to receive either 382.83 shares of Company common stock or $9,475 in cash for each share of Peoples common stock owned, subject to proration provisions specified in the Agreement that provide for a targeted aggregate mix of total consideration of 50% common stock and 50% cash. At the effective time of the merger, the exchange ratio and cash price per share may be adjusted based on provisions in the Agreement for changes in the price of the Company’s common stock or a decrease in the consolidated net book value of Peoples. Shareholders of Peoples also may receive an additional cash payment as specified in the Agreement if Peoples sells certain specified assets prior to the effective time of the merger, or the Company sells such assets within twenty-four months after the effective time of the merger. Subject to the approval of the merger by the shareholders of both the Company and Peoples, receipt of regulatory approvals and satisfaction of other customary closing conditions, the parties anticipate completing the merger in the fourth quarter of 2015.

Note 3 - Investment Securities

Note 3 - Investment Securities	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	3. Investment Securities Debt and equity securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at September 30, 2015 and December 31, 2014 are summarized as follows: (In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Securities available for sale: Agency mortgage-backed securities $ 34,495 $ 281 $ 48 $ 34,728 Agency CMO 10,341 61 57 10,345 Other debt securities: Agency notes and bonds 16,751 43 2 16,792 Municipal obligations 31,825 994 79 32,740 Subtotal - debt securities 93,412 1,379 186 94,605 Mutual Funds 605 0 - 605 Total Securities available for sale $ 94,017 $ 1,379 $ 186 $ 95,210 Securities held to maturity: Agency mortgage-backed securities $ 5 $ 0 $ 0 $ 5 Total securities held to maturity $ 5 $ 0 $ 0 $ 5 December 31, 2014 Securities available for sale: Agency mortgage-backed securities $ 32,135 $ 240 $ 79 $ 32,296 Agency CMO 14,461 74 150 14,385 Other debt securities: Agency notes and bonds 18,136 32 48 18,120 Municipal obligations 32,178 1,242 78 33,342 Subtotal - debt securities 96,910 1,588 355 98,143 Mutual Funds 2,083 0 0 2,083 Total Securities available for sale $ 98,993 $ 1,588 $ 355 $ 100,226 Securities held to maturity: Agency mortgage-backed securities $ 6 $ 0 $ 0 $ 6 Total securities held to maturity $ 6 $ 0 $ 0 $ 6 Agency notes and bonds, agency mortgage-backed securities and agency collateralized mortgage obligations (CMO) include securities issued by the Government National Mortgage Association (GNMA), a U.S. government agency, and the Federal National Mortgage Association (FNMA), the Federal Home Loan Mortgage Corporation (FHLMC) and the Federal Home Loan Bank (FHLB), which are government-sponsored enterprises. The amortized cost and fair value of debt securities as of September 30, 2015, by contractual maturity, are shown below. Expected maturities of mortgage-backed securities may differ from contractual maturities because the mortgages underlying the obligations may be prepaid without penalty. Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair (In thousands) Due in one year or less $ 1,513 $ 1,516 $ 0 $ 0 Due after one year through five years 18,298 18,434 0 0 Due after five years through ten years 15,809 16,195 Due after ten years 12,956 13,387 0 0 48,576 49,532 0 0 Mortgage-backed securities and CMO 44,836 45,073 5 5 $ 93,412 $ 94,605 $ 5 $ 5 Information pertaining to investment securities available for sale with gross unrealized losses at September 30, 2015, aggregated by investment category and the length of time that individual investment securities have been in a continuous position, follows: Number of Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency notes and bonds 2 $ 1,398 $ 2 Agency mortgage-backed securities 10 7,284 22 Municipal obligations 8 3,021 31 Total less than twelve months 20 11,703 55 Continuous loss position more than twelve months: Agency CMO 9 6,249 57 Agency mortgage-backed securities 4 4,294 26 Municipal obligations 5 2,336 48 Total more than twelve months 18 12,879 131 Total securities available for sale 38 $ 24,582 $ 186 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. At September 30, 2015, the 38 U.S. government agency debt securities, including agency notes and bonds, mortgage-backed securities and CMO, and municipal obligations in a loss position, had depreciated approximately 0.8% from the amortized cost basis. All of the U.S. government agency securities and municipal obligations are issued by U.S. government agencies, government-sponsored enterprises and municipal governments, or are secured by first mortgage loans and municipal project revenues. These unrealized losses related principally to current interest rates for similar types of securities. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government, its agencies or other governments, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. As the Company has the ability to hold the debt securities until maturity, or the foreseeable future if classified as available for sale, no declines are deemed to be other-than-temporary. During the three and nine months ended September 30, 2015, the Company did not have any security sales. During the nine months ended September 30, 2014, the Company realized gross gains on sales of available for sale municipal securities and U.S. government agency mortgage-backed securities of $66,000 and $5,000, respectively and a loss of $17,000 on the sale of mutual funds. During the three months ended September 30, 2014, the Company realized gross gains on sales of available for sale municipal securities and U.S. government agency mortgage-backed securities of $12,000 and $5,000, respectively and a loss of $17,000 on the sale of mutual funds. In June 2014, the Company acquired an additional 31,750 shares of common stock in another financial institution, in addition to the 100,000 shares acquired in December 2013, representing approximately 9% of the outstanding common stock of the entity, for a total investment of $711,000. The investment is accounted for using the cost method of accounting and is included in other assets in the consolidated balance sheet.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. Loans and Allowance for Loan Losses The Company’s loan and allowance for loan loss policies are as follows: Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in southern Indiana. The ability of the Company’s customers to honor their loan agreements is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. The recognition of income on a loan is discontinued and previously accrued interest is reversed, when interest or principal payments become ninety (90) days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss on the loan is remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six consecutive months. For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed below. Specific reserves are not considered charge-offs in management’s analysis of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. At September 30, 2015, the Company had 12 loans on which partial charge-offs of $483,000 had been recorded. Consumer loans not secured by real estate are typically charged off at 90 days past due, or earlier if deemed uncollectible, unless the loans are in the process of collection. Overdrafts are charged off after 45 days past due. Charge-offs are typically recorded on loans secured by real estate when the property is foreclosed upon. The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful, substandard, or special mention. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to not be impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent twelve calendar quarters unless the historical loss experience is not considered indicative of the level of risk in the remaining balance of a particular portfolio segment, in which case an adjustment is determined by management. The Company’s historical loss experience is then adjusted by an overall loss factor weighting adjustment based on a qualitative analysis prepared by management and reviewed on a quarterly basis. The overall loss factor considers changes in underwriting standards, economic conditions, changes and trends in past due and classified loans and other internal and external factors. Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not individually evaluated for impairment. The loss factor multiples for classified loans are based on management’s assessment of historical trends regarding losses experienced on classified loans in prior periods. See below for additional discussion of the overall loss factor and loss factor multiples for classified loans as of September 30, 2015 and December 31, 2014, as well as a discussion of changes in management’s allowance for loan losses methodology from 2014 to 2015. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. Management utilizes the following portfolio segments in its analysis of the allowance for loan losses: residential real estate, land, construction, commercial real estate, commercial business, home equity and second mortgage, and other consumer loans. Additional discussion of the portfolio segments and the risks associated with each segment can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. Subsequent appraisals are obtained as needed or if management believes there has been a significant change in the market value of the property. In instances where it is not deemed necessary to obtain a new appraisal, management bases its impairment and allowance for loan loss analysis on the original appraisal with adjustments for current conditions based on management’s assessment of market factors and management’s inspection of the property. At September 30, 2015, the recorded investments in loans secured by residential real estate properties for which formal foreclosure proceedings are in process was $593,000. Loans at September 30, 2015 and December 31, 2014 consisted of the following: (In thousands) September 30, December 31, Real estate mortgage loans: Residential $ 113,502 $ 106,679 Land 11,543 11,028 Residential construction 14,049 10,347 Commercial real estate 74,372 78,314 Commercial real estate contruction 304 1,422 Commercial business loans 23,164 28,282 Consumer loans: Home equity and second mortgage loans 38,094 37,513 Automobile loans 27,496 25,274 Loans secured by savings accounts 910 1,018 Unsecured loans 3,470 3,316 Other consumer loans 6,282 5,075 Gross loans 313,186 308,268 Less undisbursed portion of loans in process (5,179 ) (3,325 ) Principal loan balance 308,007 304,943 Deferred loan origination fees, net 569 506 Allowance for loan losses (3,494 ) (4,846 ) Loans, net $ 305,082 $ 300,603 The following table provides the components of the Company’s recorded investment in loans at September 30, 2015: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 113,502 $ 11,543 $ 9,174 $ 74,372 $ 23,164 $ 38,094 $ 38,158 $ 308,007 Accrued interest receivable 362 41 23 182 66 130 145 949 Net deferred loan origination fees and costs 58 6 0 (38 ) (7 ) 550 0 569 Recorded investment in loans $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,345 $ 22 $ 0 $ 1,786 $ 0 $ 141 $ 0 $ 3,294 Collectively evaluated for impairment 112,577 11,568 9,197 72,730 23,223 38,633 38,303 306,231 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 The following table provides the components of the Company’s recorded investment in loans at December 31, 2014: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 106,679 $ 11,028 $ 8,444 $ 78,314 $ 28,282 $ 37,513 $ 34,683 $ 304,943 Accrued interest receivable 368 48 20 186 131 131 152 1,036 Net deferred loan origination fees and costs 49 4 (1 ) (20 ) (7 ) 481 0 506 Recorded investment in loans $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,411 $ 16 $ 0 $ 1,819 $ 1,642 $ 151 $ 0 $ 5,039 Collectively evaluated for impairment 105,685 11,064 8,463 76,661 26,764 37,974 34,835 301,446 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485 An analysis of the allowance for loan losses as of September 30, 2015 is as follows: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 43 $ 0 $ 0 $ 8 $ 0 $ 11 $ 0 $ 62 Collectively evaluated for impairment 541 161 49 1,605 185 633 258 3,432 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 An analysis of the allowance for loan losses as of December 31, 2014 is as follows: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 47 $ 0 $ 0 $ 11 $ 1,293 $ 0 $ 0 $ 1,351 Collectively evaluated for impairment 562 201 60 1,490 187 720 275 3,495 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 An analysis of the changes in the allowance for loan losses for the three months and nine months ended September 30, 2015 is as follows: Residential Commercial Commercial Home Equity & Other (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2015 Beginning balance $ 634 $ 173 $ 51 $ 1,669 $ 161 $ 648 $ 264 $ 3,600 Provisions for loan losses (15 ) (12 ) (2 ) (60 ) 19 26 44 0 Charge-offs (41 ) 0 0 0 0 (36 ) (79 ) (156 ) Recoveries 6 0 0 4 5 6 29 50 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2015 Beginning balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 Provisions for loan losses 27 (40 ) (11 ) 96 (97 ) (20 ) 95 50 Charge-offs (61 ) 0 0 0 (1,205 ) (68 ) (203 ) (1,537 ) Recoveries 9 0 0 16 7 12 91 135 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 An analysis of the changes in the allowance for loan losses for the three months and nine months ended September 30, 2014 is as follows: Residential Commercial Commercial Home Equity & Other (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2014 Beginning balance $ 843 $ 153 $ 78 $ 1,280 $ 1,444 $ 932 $ 336 $ 5,066 Provisions for loan losses 36 3 (1 ) (19 ) (5 ) 1 60 75 Charge-offs (56 ) 0 0 0 0 0 (84 ) (140 ) Recoveries 2 0 0 0 8 12 32 54 Ending balance $ 825 $ 156 $ 77 $ 1,261 $ 1,447 $ 945 $ 344 $ 5,055 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2014 Beginning balance $ 811 $ 152 $ 63 $ 1,284 $ 1,446 $ 877 $ 289 $ 4,922 Provisions for loan losses 148 4 14 (23 ) (12 ) (69 ) 128 190 Charge-offs (140 ) 0 0 0 0 (54 ) (172 ) (366 ) Recoveries 6 0 0 0 13 191 99 309 Ending balance $ 825 $ 156 $ 77 $ 1,261 $ 1,447 $ 945 $ 344 $ 5,055 At September 30, 2015 and December 31, 2014, management applied specific qualitative factor adjustments to the residential real estate, construction, commercial real estate, commercial business, vacant land, and home equity and second mortgage portfolio segments as they determined that the historical loss experience was not indicative of the level of risk in the remaining balance of those portfolio segments. These adjustments increased the loss factors by 0.25% to 20% for certain loan groups, and increased the estimated allowance for loan losses related to those portfolio segments by approximately $1.4 million and $1.6 million at September 30, 2015 and December 31, 2014, respectively. These changes were made to reflect management’s estimates of inherent losses in these portfolio segments at September 30, 2015 and December 31, 2014. At September 30, 2015 and December 31, 2014, for each loan portfolio segment, management applied an overall qualitative factor of 1.18 to the Company’s historical loss factors. The overall qualitative factor is derived from management’s analysis of changes and trends in the following qualitative factors: underwriting standards, economic conditions, past due loans and other internal and external factors. Each of the four factors above was assigned an equal weight to arrive at an average for the overall qualitative factor of 1.18 at September 30, 2015 and December 31, 2014, respectively. The effect of the overall qualitative factor was to increase the estimated allowance for loan losses by $472,000 and $520,000 at September 30, 2015 and December 31, 2014, respectively. Additional discussion of the overall qualitative factor can be found in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. There were no changes in management’s assessment of the overall qualitative factor components from December 31, 2014 to September 30, 2015. Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not individually evaluated for impairment. The adjustments consider the increased likelihood of loss on classified loans based on the Company’s separate historical experience for classified loans. The effect of the adjustments for classified loans was to increase the estimated allowance for loan losses by $444,000 and $664,000 at September 30, 2015 and December 31, 2014, respectively. The following table summarizes the Company’s impaired loans as of September 30, 2015 and for the three months and nine months ended September 30, 2015. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the three or nine month periods ended September 30, 2015: At September 30, 2015 Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Unpaid Average Interest Average Interest (In thousands) Loans with no related allowance recorded: Residential $ 1,232 $ 1,599 $ - $ 1,177 $ 5 $ 1,211 $ 14 Land 22 25 - 21 0 19 0 Construction 0 0 - 0 0 0 0 Commercial real estate 1,748 1,790 - 1,755 19 1,768 57 Commercial business 0 0 - 0 1 7 1 Home equity/2nd mortgage 61 78 - 62 1 66 1 Other consumer 0 0 - 0 0 0 0 3,063 3,492 - 3,015 26 3,071 73 Loans with an allowance recorded: Residential 113 117 43 205 0 223 0 Land 0 0 0 0 0 0 0 Construction 0 0 0 0 0 0 0 Commercial real estate 38 63 8 38 0 39 0 Commercial business 0 0 0 0 0 419 0 Home equity/2nd mortgage 80 81 11 80 0 80 0 Other consumer 0 0 0 0 0 0 0 231 261 62 323 0 761 0 Total: Residential 1,345 1,716 43 1,382 5 1,434 14 Land 22 25 0 21 0 19 0 Construction 0 0 0 0 0 0 0 Commercial real estate 1,786 1,853 8 1,793 19 1,807 57 Commercial business 0 0 0 0 1 426 1 Home equity/2nd mortgage 141 159 11 142 1 146 1 Other consumer 0 0 0 0 0 0 0 $ 3,294 $ 3,753 $ 62 $ 3,338 $ 26 $ 3,832 $ 73 The following table summarizes the Company’s impaired loans for the three months and nine months ended September 30, 2014. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the three or nine month periods ended September 30, 2014: Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Average Interest Average Interest Loans with no related allowance recorded: Residential $ 1,113 $ 8 $ 1,331 $ 25 Land 110 0 116 0 Construction 0 0 65 0 Commercial real estate 1,713 19 1,588 53 Commercial business 188 0 142 0 Home equity/2nd mortgage 85 0 167 2 Other consumer 0 0 0 0 3,209 27 3,409 80 Loans with an allowance recorded: Residential 259 0 394 0 Land 0 0 2 0 Construction 0 0 0 0 Commercial real estate 477 0 809 0 Commercial business 1,676 0 1,709 0 Home equity/2nd mortgage 48 0 38 0 Other consumer 0 0 0 0 2,460 0 2,952 0 Total: Residential 1,372 8 1,725 25 Land 110 0 118 0 Construction 0 0 65 0 Commercial real estate 2,190 19 2,397 53 Commercial business 1,864 0 1,851 0 Home equity/2nd mortgage 133 0 205 2 Other consumer 0 0 0 0 $ 5,669 $ 27 $ 6,361 $ 80 The following table summarizes the Company’s impaired loans as of December 31, 2014: Recorded Unpaid Related (In thousands) Loans with no related allowance recorded: Residential $ 1,141 $ 1,446 $ - Land 16 18 - Construction 0 0 - Commercial real estate 1,777 1,808 - Commercial business 0 0 - Home equity/2nd mortgage 71 87 - Other consumer 0 0 - 3,005 3,359 - Loans with an allowance recorded: Residential 270 304 47 Land 0 0 0 Construction 0 0 0 Commercial real estate 42 65 11 Commercial business 1,642 1,909 1,293 Home equity/2nd mortgage 80 98 0 Other consumer 0 0 0 2,034 2,376 1,351 Total: Residential 1,411 1,750 47 Land 16 18 0 Construction 0 0 0 Commercial real estate 1,819 1,873 11 Commercial business 1,642 1,909 1,293 Home equity/2nd mortgage 151 185 0 Other consumer 0 0 0 $ 5,039 $ 5,735 $ 1,351 Nonperforming loans consists of nonaccrual loans and loans over 90 days past due and still accruing interest. The following table presents the recorded investment in nonperforming loans at September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential $ 998 $ 0 $ 998 $ 919 $ 68 $ 987 Land 22 0 22 16 0 16 Construction 0 0 0 0 0 0 Commercial real estate 429 0 429 433 0 433 Commercial business 0 66 66 1,642 0 1,642 Home equity/2nd mortgage 121 14 135 129 14 143 Other consumer 0 0 0 0 3 3 Total $ 1,570 $ 80 $ 1,650 $ 3,139 $ 85 $ 3,224 The following table presents the aging of the recorded investment in loans at September 30, 2015: 30-59 Days 60-89 Days 90 Days or More Total Current Total (In thousands) Residential $ 2,237 $ 563 $ 431 $ 3,231 $ 110,691 $ 113,922 Land 57 0 22 79 11,511 11,590 Construction 0 0 0 0 9,197 9,197 Commercial real estate 235 0 55 290 74,226 74,516 Commercial business 67 6 66 139 23,084 23,223 Home equity/2nd mortgage 669 0 97 766 38,008 38,774 Other consumer 200 26 0 226 38,077 38,303 Total $ 3,465 $ 595 $ 671 $ 4,731 $ 304,794 $ 309,525 The following table presents the aging of the recorded investment in loans at December 31, 2014: 30-59 Days 60-89 Days 90 Days or More Total Current Total (In thousands) Residential $ 3,070 $ 551 $ 308 $ 3,929 $ 103,167 $ 107,096 Land 24 124 0 148 10,932 11,080 Construction 0 0 0 0 8,463 8,463 Commercial real estate 54 133 42 229 78,251 78,480 Commercial business 0 0 0 0 28,406 28,406 Home equity/2nd mortgage 153 23 97 273 37,852 38,125 Other consumer 263 26 3 292 34,543 34,835 Total $ 3,564 $ 857 $ 450 $ 4,871 $ 301,614 $ 306,485 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: Substandard: Doubtful: Loss: Loans not meeting the criteria above that are analyzed individually as part of the described process are considered to be pass rated loans. The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) September 30, 2015 Pass $ 110,479 $ 8,710 $ 9,197 $ 71,833 $ 22,176 $ 38,532 $ 38,228 $ 299,155 Special Mention 1,707 91 0 1,947 501 0 60 4,306 Substandard 738 2,767 0 307 546 121 15 4,494 Doubtful 998 22 0 429 0 121 0 1,570 Loss 0 0 0 0 0 0 0 0 Total $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 December 31, 2014 Pass $ 104,780 $ 7,969 $ 7,722 $ 73,204 $ 26,137 $ 37,860 $ 34,770 $ 292,442 Special Mention 105 94 741 2,648 298 2 49 3,937 Substandard 1,292 3,001 0 2,195 329 134 16 6,967 Doubtful 919 16 0 433 1,642 129 0 3,139 Loss 0 0 0 0 0 0 0 0 Total $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485 The following table summarizes the Company’s troubled debt restructurings (TDRs) by accrual status as of September 30, 2015 and December 31, 2014: September 30, 2015 December 31, 2014 Accruing Nonaccrual Total Related Allowance Accruing Nonaccrual Total Related Allowance (In thousands) Troubled debt restructurings: Residential real estate $ 347 $ 315 $ 662 $ 0 $ 492 $ 166 $ 658 $ 6 Commercial real estate 1,358 328 1,686 0 1,386 338 1,724 0 Commercial business 0 0 0 0 0 1,642 1,642 1,292 Home equity and 2nd mortgage 20 0 20 0 22 0 22 0 Total $ 1,725 $ 643 $ 2,368 $ 0 $ 1,900 $ 2,146 $ 4,046 $ 1,298 At September 30, 2015 and December 31, 2014, there were no commitments to lend additional funds to debtors whose loan terms have been modified in a TDR. There were no TDRs that were restructured during the three or nine months ended September 30, 2015. The following table summarizes information in regard to TDRs that were restructured during the three and nine months ended September 30, 2014: Three months ended September 30, 2014 Nine months ended September 30, 2014 Number of Pre-Modification Post-Modification Number of Pre-Modification Post-Modification (Dollars in thousands) (Dollars in thousands) Troubled debt restructurings: Commercial real estate 1 $ 115 $ 115 4 $ 657 $ 657 Total 1 $ 115 $ 115 4 $ 657 $ 657 For the TDRs listed above, the terms of modification included a temporary decrease in the borrowers’ monthly payments. There were no principal charge-offs recorded as a result of TDRs during the three months and nine months ended September 30, 2014, and there was no specific allowance for loan losses related to TDRs modified during the three months and nine months ended September 30, 2014. There were no TDRs modified within the previous 12 months for which there was a subsequent payment default (defined as the loan becoming more than 90 days past due, being moved to nonaccrual status, or the collateral being foreclosed upon) during the three months and nine months ended September 30, 2015 and 2014. In the event that a TDR subsequently defaults, the Company evaluates the restructuring for possible impairment. As a result, the related allowance for loan losses may be increased or charge-offs may be taken to reduce the carrying amount of the loan.

Note 5 - Supplemental Disclosur

Note 5 - Supplemental Disclosure for Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	5. Supplemental Disclosure for Earnings Per Share Three Months Ended Nine Months Ended 9/30/2015 9/30/2014 9/30/2015 9/30/2014 Basic (Dollars in thousands, except for share and per share data) Earnings: Net income attributable to First Capital, Inc. $ 1,398 $ 1,524 $ 4,092 $ 4,339 Shares: Weighted average common shares outstanding 2,740,631 2,741,065 2,740,608 2,760,672 Net income attributable to First Capital, Inc. per common share, basic $ 0.51 $ 0.56 $ 1.49 $ 1.57 Diluted Earnings: Net income attributable to First Capital, Inc. $ 1,398 $ 1,524 $ 4,092 $ 4,339 Shares: Weighted average common shares outstanding 2,740,631 2,741,065 2,740,608 2,760,672 Add: Dilutive effect of restricted stock 838 0 373 0 Weighted average common shares outstanding, as adjusted 2,741,469 2,741,065 2,740,981 2,760,672 Net income attributable to First Capital, Inc. per common share, diluted $ 0.51 $ 0.56 $ 1.49 $ 1.57 Nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding.

Note 6 - Stock Option Plan

Note 6 - Stock Option Plan	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	6. Stock Option Plan On May 20, 2009, the Company adopted the 2009 Equity Incentive Plan (the “Plan”). The Plan provides for the award of stock options, restricted stock, performance shares and stock appreciation rights. The maximum aggregate number of shares of the Company’s common stock available for issuance under the Plan is 223,000 shares. The Company may grant both non-statutory and statutory (incentive) stock options which may not have a term exceeding ten years. In the case of incentive stock options, the aggregate fair value of the stock (determined at the time the incentive stock option is granted) for which any optionee may be granted incentive options which are first exercisable during any calendar year shall not exceed $100,000. Option prices may not be less than the fair market value of the underlying stock at the date of the grant. An award of a performance share is a grant of a right to receive shares of the Company’s common stock which is contingent upon the achievement of specific performance criteria or other objectives set at the grant date. Stock appreciation rights are equity or cash settled share-based compensation arrangements whereby the number of shares that will ultimately be issued or the cash payment is based upon the appreciation of the Company’s common stock. Awards granted under the Plan may be granted either alone, in addition to, or in tandem with, any other award granted under the Plan. The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of September 30, 2015, no stock options had been granted under the Plan. On February 17, 2015, the Company granted 19,500 restricted stock shares to directors, officers and key employees at a grant-date price of $24.50 per share for a total of $478,000. The restricted stock vests ratably from the grant date through July 1, 2020, with 20% of the shares vesting each year on July 1 beginning July 1, 2016. Compensation expense is measured based on the fair market value of the restricted stock at the grant date and is recognized ratably over the period during which the shares are earned (the vesting period). Compensation expense related to restricted stock recognized for the three-month and nine-month periods ended September 30, 2015 amounted to $15,000 and $53,000, respectively. A summary of the Company’s nonvested restricted shares activity under the Plan as of September 30, 2015 and changes during the nine-month period then ended is presented below. Weighted Average Nonvested at January 1, 2015 - - Granted 19,500 $ 24.50 Vested 500 24.50 Forfeited 1,000 24.50 Nonvested at September 30, 2015 18,000 $ 24.50 There were 500 restricted shares that vested during the nine-month period ended September 30, 2015, upon the retirement of a director. The total fair value of restricted shares that vested during the nine-month period ended September 30, 2015 was $13,000. At September 30, 2015, there was $400,000 of total unrecognized compensation expense related to nonvested restricted shares. The compensation expense is expected to be recognized over the remaining vesting period of 4.75 years.

Note 7 - Supplemental Disclosur

Note 7 - Supplemental Disclosures of Cash Flow Information	9 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Cash Flow, Supplemental Disclosures [Text Block]	7. Supplemental Disclosures of Cash Flow Information Nine Months Ended 2015 2014 (In thousands) Cash payments for: Interest $ 740 $ 912 Taxes 1,035 1,819 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 605 188

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	8. Fair Value Measurements Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic 820 , Fair Value Measurements, Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 assets and liabilities include financial instruments whose value is determined using discounted cash flow methodologies, as well as instruments for which the determination of fair value requires significant management judgment or estimation. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2015 and December 31, 2014. The Company had no liabilities measured at fair value as of September 30, 2015 or December 31, 2014. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2015 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 34,728 $ 0 $ 34,728 Agency CMO 0 10,345 0 10,345 Agency notes and bonds 0 16,792 0 16,792 Municipal obligations 0 32,740 0 32,740 Mutual funds 605 0 0 605 Total securities available for sale $ 605 $ 94,605 $ 0 $ 95,210 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,302 $ 1,302 Land 0 0 22 22 Construction 0 0 0 0 Commercial real estate 0 0 1,778 1,778 Commercial business 0 0 0 0 Home equity and second mortgage 0 0 130 130 Total impaired loans $ 0 $ 0 $ 3,232 $ 3,232 Loans held for sale $ 0 $ 324 $ 0 $ 324 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 36 $ 36 Commercial real estate 0 0 480 480 Total foreclosed real estate $ 0 $ 0 $ 516 $ 516 December 31, 2014 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 32,296 $ 0 $ 32,296 Agency CMO 0 14,385 0 14,385 Agency notes and bonds 0 18,120 0 18,120 Municipal obligations 0 33,342 0 33,342 Mutual funds 2,083 0 0 2,083 Total securities available for sale $ 2,083 $ 98,143 $ 0 $ 100,226 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,364 $ 1,364 Land 0 0 16 16 Construction 0 0 0 0 Commercial real estate 0 0 1,808 1,808 Commercial business 0 0 349 349 Home equity and second mortgage 0 0 151 151 Total impaired loans $ 0 $ 0 $ 3,688 $ 3,688 Loans held for sale $ 0 $ 1,608 $ 0 $ 1,608 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 78 $ 78 Total foreclosed real estate $ 0 $ 0 $ 78 $ 78 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally developed models or obtained from third parties that primarily use, as inputs, observable market-based parameters or a matrix pricing model that employs the Bond Market Association’s standard calculations for cash flow and price/yield analysis and observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value, or the lower of cost or fair value. These adjustments may include unobservable parameters. Any such valuation adjustments have been applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Securities Available for Sale . Impaired Loans Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At September 30, 2015 and December 31, 2014, all impaired loans were considered to be collateral dependent for the purpose of determining fair value. Collateral may be real estate and/or business assets, including equipment, inventory and/or accounts receivable. The fair value of the collateral is generally determined based on real estate appraisals or other independent evaluations by qualified professionals, adjusted for estimated costs to sell the property, costs to complete or repair the property and other factors to reflect management’s estimate of the fair value of the collateral given the current market conditions and the condition of the collateral. At September 30, 2015 and December 31, 2014, the significant unobservable inputs used in the fair value measurement of impaired loans included a discount from appraised value for estimates of changes in market conditions, the condition of the collateral and estimated costs to sell the collateral ranging from 10% to 20%. The Company recognized provisions for loan losses of $83,000 and $37,000 for the nine months ended September 30, 2015 and 2014, respectively, for impaired loans. The Company recognized provisions for loan losses of $1,000 and $16,000 for the three months ended September 30, 2015 and 2014, respectively. Loans Held for Sale Foreclosed Real Estate Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2015, the significant unobservable inputs used in the fair value measurement of foreclosed real estate included a discount from appraised value for estimates of changes in market conditions, the condition of the collateral and estimated costs to sell the property ranging from 28% to 60%, with a weighted average of 32%. At December 31, 2014, the discount from appraised value ranged from 10% to 60%, with a weighted average of 40%. There were no charges to write down foreclosed real estate recognized in income for the three months and nine months ended September 30, 2015, or the three months and nine months ended September 30, 2014. There have been no changes in the valuation techniques and related inputs used for assets measured at fair value on a recurring and nonrecurring basis during the nine month periods ended September 30, 2015 and 2014. There were no transfers into or out of the Company’s Level 3 financial assets for the nine month periods ended September 30, 2015 and 2014. In addition, there were no transfers into or out of Levels 1 and 2 of the fair value hierarchy during the nine month periods ended September 30, 2015 and 2014. GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not recognized in the balance sheet. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. The estimated fair values of the Company's financial instruments are as follows: Carrying Fair Fair Vale Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 September 30, 2015 Financial assets: Cash and cash equivalents $ 24,411 $ 24,411 $ 24,411 $ 0 $ 0 Interest-bearing time deposits 11,635 11,766 0 11,766 0 Securities available for sale 95,210 95,210 605 94,605 0 Securities held to maturity 5 5 0 5 0 Loans held for sale 324 332 0 332 0 Loans, net 305,082 305,161 0 0 305,161 FHLB stock 1,550 1,550 0 1,550 0 Accrued interest receivable 1,523 1,523 0 1,523 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 402,586 402,255 0 0 402,255 Accrued interest payable 90 90 0 90 0 December 31, 2014: Financial assets: Cash and cash equivalents $ 33,243 $ 33,243 $ 33,243 $ 0 $ 0 Interest-bearing time deposits 8,270 8,370 0 8,370 0 Securities available for sale 100,226 100,226 2,083 98,143 0 Securities held to maturity 6 6 0 6 0 Loans held for sale 1,608 1,641 0 1,641 0 Loans, net 300,603 301,864 0 0 301,864 FHLB stock 2,241 2,241 0 2,241 0 Accrued interest receivable 1,580 1,580 0 1,580 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 412,636 412,282 0 0 412,282 Accrued interest payable 127 127 0 127 0 The carrying amounts in the preceding table are included in the consolidated balances sheets under the applicable captions. The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value: Cash and Cash Equivalents and Interest-Bearing Time Deposits For cash and short-term investments, including cash and due from banks, interest-bearing deposits with banks, federal funds sold, and interest-bearing time deposits with other financial institutions, the carrying amount is a reasonable estimate of fair value. Investment Securities For marketable equity securities, the fair values are based on quoted market prices. For debt securities, the Company obtains fair value measurements from an independent pricing service and the fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, U.S. government and agency yield curves, live trading levels, trade execution data, market consensus prepayment speeds, credit information, and the security’s terms and conditions, among other factors. For FHLB stock, a restricted equity security, the carrying amount is a reasonable estimate of fair value because it is not marketable. For other cost method equity investments where a quoted market value is not available, the carrying amount is a reasonable estimate of fair value. Loans The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities. The carrying amount of accrued interest receivable approximates its fair value. The fair value of loans held for sale is based on specific prices of underlying contracts for sale to investors. Deposits The fair value of demand deposits, savings accounts, money market deposit accounts and other transaction accounts is the amount payable on demand at the balance sheet date. The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. The carrying amount of accrued interest payable approximates its fair value. Borrowed Funds The carrying amounts of retail repurchase agreements approximate their fair value. The fair value of advances from FHLB is estimated by discounting the future cash flows using the current rates at which similar loans with the same remaining maturities could be obtained.

Note 9 - Recent Accounting Pron

Note 9 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	9. Recent Accounting Pronouncements The following is a summary of recently issued accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, the FASB issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606) In September 2015, the FASB issued ASU No. 2015-16, Business Combinations (Topic 805) – Simplifying the Accounting for Measurement-Period Adjustments

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure Text Block Supplement [Abstract]
Marketable Securities [Table Text Block]	(In thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Securities available for sale: Agency mortgage-backed securities $ 34,495 $ 281 $ 48 $ 34,728 Agency CMO 10,341 61 57 10,345 Other debt securities: Agency notes and bonds 16,751 43 2 16,792 Municipal obligations 31,825 994 79 32,740 Subtotal - debt securities 93,412 1,379 186 94,605 Mutual Funds 605 0 - 605 Total Securities available for sale $ 94,017 $ 1,379 $ 186 $ 95,210 Securities held to maturity: Agency mortgage-backed securities $ 5 $ 0 $ 0 $ 5 Total securities held to maturity $ 5 $ 0 $ 0 $ 5 December 31, 2014 Securities available for sale: Agency mortgage-backed securities $ 32,135 $ 240 $ 79 $ 32,296 Agency CMO 14,461 74 150 14,385 Other debt securities: Agency notes and bonds 18,136 32 48 18,120 Municipal obligations 32,178 1,242 78 33,342 Subtotal - debt securities 96,910 1,588 355 98,143 Mutual Funds 2,083 0 0 2,083 Total Securities available for sale $ 98,993 $ 1,588 $ 355 $ 100,226 Securities held to maturity: Agency mortgage-backed securities $ 6 $ 0 $ 0 $ 6 Total securities held to maturity $ 6 $ 0 $ 0 $ 6
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair (In thousands) Due in one year or less $ 1,513 $ 1,516 $ 0 $ 0 Due after one year through five years 18,298 18,434 0 0 Due after five years through ten years 15,809 16,195 Due after ten years 12,956 13,387 0 0 48,576 49,532 0 0 Mortgage-backed securities and CMO 44,836 45,073 5 5 $ 93,412 $ 94,605 $ 5 $ 5
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency notes and bonds 2 $ 1,398 $ 2 Agency mortgage-backed securities 10 7,284 22 Municipal obligations 8 3,021 31 Total less than twelve months 20 11,703 55 Continuous loss position more than twelve months: Agency CMO 9 6,249 57 Agency mortgage-backed securities 4 4,294 26 Municipal obligations 5 2,336 48 Total more than twelve months 18 12,879 131 Total securities available for sale 38 $ 24,582 $ 186

Note 4 - Loans and Allowance 18

Note 4 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In thousands) September 30, December 31, Real estate mortgage loans: Residential $ 113,502 $ 106,679 Land 11,543 11,028 Residential construction 14,049 10,347 Commercial real estate 74,372 78,314 Commercial real estate contruction 304 1,422 Commercial business loans 23,164 28,282 Consumer loans: Home equity and second mortgage loans 38,094 37,513 Automobile loans 27,496 25,274 Loans secured by savings accounts 910 1,018 Unsecured loans 3,470 3,316 Other consumer loans 6,282 5,075 Gross loans 313,186 308,268 Less undisbursed portion of loans in process (5,179 ) (3,325 ) Principal loan balance 308,007 304,943 Deferred loan origination fees, net 569 506 Allowance for loan losses (3,494 ) (4,846 ) Loans, net $ 305,082 $ 300,603
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 43 $ 0 $ 0 $ 8 $ 0 $ 11 $ 0 $ 62 Collectively evaluated for impairment 541 161 49 1,605 185 633 258 3,432 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 47 $ 0 $ 0 $ 11 $ 1,293 $ 0 $ 0 $ 1,351 Collectively evaluated for impairment 562 201 60 1,490 187 720 275 3,495 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 Residential Commercial Commercial Home Equity & Other (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2015 Beginning balance $ 634 $ 173 $ 51 $ 1,669 $ 161 $ 648 $ 264 $ 3,600 Provisions for loan losses (15 ) (12 ) (2 ) (60 ) 19 26 44 0 Charge-offs (41 ) 0 0 0 0 (36 ) (79 ) (156 ) Recoveries 6 0 0 4 5 6 29 50 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2015 Beginning balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 Provisions for loan losses 27 (40 ) (11 ) 96 (97 ) (20 ) 95 50 Charge-offs (61 ) 0 0 0 (1,205 ) (68 ) (203 ) (1,537 ) Recoveries 9 0 0 16 7 12 91 135 Ending balance $ 584 $ 161 $ 49 $ 1,613 $ 185 $ 644 $ 258 $ 3,494 Residential Commercial Commercial Home Equity & Other (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2014 Beginning balance $ 843 $ 153 $ 78 $ 1,280 $ 1,444 $ 932 $ 336 $ 5,066 Provisions for loan losses 36 3 (1 ) (19 ) (5 ) 1 60 75 Charge-offs (56 ) 0 0 0 0 0 (84 ) (140 ) Recoveries 2 0 0 0 8 12 32 54 Ending balance $ 825 $ 156 $ 77 $ 1,261 $ 1,447 $ 945 $ 344 $ 5,055 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2014 Beginning balance $ 811 $ 152 $ 63 $ 1,284 $ 1,446 $ 877 $ 289 $ 4,922 Provisions for loan losses 148 4 14 (23 ) (12 ) (69 ) 128 190 Charge-offs (140 ) 0 0 0 0 (54 ) (172 ) (366 ) Recoveries 6 0 0 0 13 191 99 309 Ending balance $ 825 $ 156 $ 77 $ 1,261 $ 1,447 $ 945 $ 344 $ 5,055
Impaired Financing Receivables [Table Text Block]	At September 30, 2015 Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Unpaid Average Interest Average Interest (In thousands) Loans with no related allowance recorded: Residential $ 1,232 $ 1,599 $ - $ 1,177 $ 5 $ 1,211 $ 14 Land 22 25 - 21 0 19 0 Construction 0 0 - 0 0 0 0 Commercial real estate 1,748 1,790 - 1,755 19 1,768 57 Commercial business 0 0 - 0 1 7 1 Home equity/2nd mortgage 61 78 - 62 1 66 1 Other consumer 0 0 - 0 0 0 0 3,063 3,492 - 3,015 26 3,071 73 Loans with an allowance recorded: Residential 113 117 43 205 0 223 0 Land 0 0 0 0 0 0 0 Construction 0 0 0 0 0 0 0 Commercial real estate 38 63 8 38 0 39 0 Commercial business 0 0 0 0 0 419 0 Home equity/2nd mortgage 80 81 11 80 0 80 0 Other consumer 0 0 0 0 0 0 0 231 261 62 323 0 761 0 Total: Residential 1,345 1,716 43 1,382 5 1,434 14 Land 22 25 0 21 0 19 0 Construction 0 0 0 0 0 0 0 Commercial real estate 1,786 1,853 8 1,793 19 1,807 57 Commercial business 0 0 0 0 1 426 1 Home equity/2nd mortgage 141 159 11 142 1 146 1 Other consumer 0 0 0 0 0 0 0 $ 3,294 $ 3,753 $ 62 $ 3,338 $ 26 $ 3,832 $ 73 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Average Interest Average Interest Loans with no related allowance recorded: Residential $ 1,113 $ 8 $ 1,331 $ 25 Land 110 0 116 0 Construction 0 0 65 0 Commercial real estate 1,713 19 1,588 53 Commercial business 188 0 142 0 Home equity/2nd mortgage 85 0 167 2 Other consumer 0 0 0 0 3,209 27 3,409 80 Loans with an allowance recorded: Residential 259 0 394 0 Land 0 0 2 0 Construction 0 0 0 0 Commercial real estate 477 0 809 0 Commercial business 1,676 0 1,709 0 Home equity/2nd mortgage 48 0 38 0 Other consumer 0 0 0 0 2,460 0 2,952 0 Total: Residential 1,372 8 1,725 25 Land 110 0 118 0 Construction 0 0 65 0 Commercial real estate 2,190 19 2,397 53 Commercial business 1,864 0 1,851 0 Home equity/2nd mortgage 133 0 205 2 Other consumer 0 0 0 0 $ 5,669 $ 27 $ 6,361 $ 80 Recorded Unpaid Related (In thousands) Loans with no related allowance recorded: Residential $ 1,141 $ 1,446 $ - Land 16 18 - Construction 0 0 - Commercial real estate 1,777 1,808 - Commercial business 0 0 - Home equity/2nd mortgage 71 87 - Other consumer 0 0 - 3,005 3,359 - Loans with an allowance recorded: Residential 270 304 47 Land 0 0 0 Construction 0 0 0 Commercial real estate 42 65 11 Commercial business 1,642 1,909 1,293 Home equity/2nd mortgage 80 98 0 Other consumer 0 0 0 2,034 2,376 1,351 Total: Residential 1,411 1,750 47 Land 16 18 0 Construction 0 0 0 Commercial real estate 1,819 1,873 11 Commercial business 1,642 1,909 1,293 Home equity/2nd mortgage 151 185 0 Other consumer 0 0 0 $ 5,039 $ 5,735 $ 1,351
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	September 30, 2015 December 31, 2014 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential $ 998 $ 0 $ 998 $ 919 $ 68 $ 987 Land 22 0 22 16 0 16 Construction 0 0 0 0 0 0 Commercial real estate 429 0 429 433 0 433 Commercial business 0 66 66 1,642 0 1,642 Home equity/2nd mortgage 121 14 135 129 14 143 Other consumer 0 0 0 0 3 3 Total $ 1,570 $ 80 $ 1,650 $ 3,139 $ 85 $ 3,224
Past Due Financing Receivables [Table Text Block]	30-59 Days 60-89 Days 90 Days or More Total Current Total (In thousands) Residential $ 2,237 $ 563 $ 431 $ 3,231 $ 110,691 $ 113,922 Land 57 0 22 79 11,511 11,590 Construction 0 0 0 0 9,197 9,197 Commercial real estate 235 0 55 290 74,226 74,516 Commercial business 67 6 66 139 23,084 23,223 Home equity/2nd mortgage 669 0 97 766 38,008 38,774 Other consumer 200 26 0 226 38,077 38,303 Total $ 3,465 $ 595 $ 671 $ 4,731 $ 304,794 $ 309,525 30-59 Days 60-89 Days 90 Days or More Total Current Total (In thousands) Residential $ 3,070 $ 551 $ 308 $ 3,929 $ 103,167 $ 107,096 Land 24 124 0 148 10,932 11,080 Construction 0 0 0 0 8,463 8,463 Commercial real estate 54 133 42 229 78,251 78,480 Commercial business 0 0 0 0 28,406 28,406 Home equity/2nd mortgage 153 23 97 273 37,852 38,125 Other consumer 263 26 3 292 34,543 34,835 Total $ 3,564 $ 857 $ 450 $ 4,871 $ 301,614 $ 306,485
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) September 30, 2015 Pass $ 110,479 $ 8,710 $ 9,197 $ 71,833 $ 22,176 $ 38,532 $ 38,228 $ 299,155 Special Mention 1,707 91 0 1,947 501 0 60 4,306 Substandard 738 2,767 0 307 546 121 15 4,494 Doubtful 998 22 0 429 0 121 0 1,570 Loss 0 0 0 0 0 0 0 0 Total $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 December 31, 2014 Pass $ 104,780 $ 7,969 $ 7,722 $ 73,204 $ 26,137 $ 37,860 $ 34,770 $ 292,442 Special Mention 105 94 741 2,648 298 2 49 3,937 Substandard 1,292 3,001 0 2,195 329 134 16 6,967 Doubtful 919 16 0 433 1,642 129 0 3,139 Loss 0 0 0 0 0 0 0 0 Total $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	September 30, 2015 December 31, 2014 Accruing Nonaccrual Total Related Allowance Accruing Nonaccrual Total Related Allowance (In thousands) Troubled debt restructurings: Residential real estate $ 347 $ 315 $ 662 $ 0 $ 492 $ 166 $ 658 $ 6 Commercial real estate 1,358 328 1,686 0 1,386 338 1,724 0 Commercial business 0 0 0 0 0 1,642 1,642 1,292 Home equity and 2nd mortgage 20 0 20 0 22 0 22 0 Total $ 1,725 $ 643 $ 2,368 $ 0 $ 1,900 $ 2,146 $ 4,046 $ 1,298
Schedule of Debtor Troubled Debt Restructuring, Current Period [Table Text Block]	Three months ended September 30, 2014 Nine months ended September 30, 2014 Number of Pre-Modification Post-Modification Number of Pre-Modification Post-Modification (Dollars in thousands) (Dollars in thousands) Troubled debt restructurings: Commercial real estate 1 $ 115 $ 115 4 $ 657 $ 657 Total 1 $ 115 $ 115 4 $ 657 $ 657
Financing Receivable [Member]
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 113,502 $ 11,543 $ 9,174 $ 74,372 $ 23,164 $ 38,094 $ 38,158 $ 308,007 Accrued interest receivable 362 41 23 182 66 130 145 949 Net deferred loan origination fees and costs 58 6 0 (38 ) (7 ) 550 0 569 Recorded investment in loans $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,345 $ 22 $ 0 $ 1,786 $ 0 $ 141 $ 0 $ 3,294 Collectively evaluated for impairment 112,577 11,568 9,197 72,730 23,223 38,633 38,303 306,231 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 113,922 $ 11,590 $ 9,197 $ 74,516 $ 23,223 $ 38,774 $ 38,303 $ 309,525 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 106,679 $ 11,028 $ 8,444 $ 78,314 $ 28,282 $ 37,513 $ 34,683 $ 304,943 Accrued interest receivable 368 48 20 186 131 131 152 1,036 Net deferred loan origination fees and costs 49 4 (1 ) (20 ) (7 ) 481 0 506 Recorded investment in loans $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,411 $ 16 $ 0 $ 1,819 $ 1,642 $ 151 $ 0 $ 5,039 Collectively evaluated for impairment 105,685 11,064 8,463 76,661 26,764 37,974 34,835 301,446 Acquired with deteriorated credit quality 0 0 0 0 0 0 0 0 Ending balance $ 107,096 $ 11,080 $ 8,463 $ 78,480 $ 28,406 $ 38,125 $ 34,835 $ 306,485

Note 5 - Supplemental Disclos19

Note 5 - Supplemental Disclosure for Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended 9/30/2015 9/30/2014 9/30/2015 9/30/2014 Basic (Dollars in thousands, except for share and per share data) Earnings: Net income attributable to First Capital, Inc. $ 1,398 $ 1,524 $ 4,092 $ 4,339 Shares: Weighted average common shares outstanding 2,740,631 2,741,065 2,740,608 2,760,672 Net income attributable to First Capital, Inc. per common share, basic $ 0.51 $ 0.56 $ 1.49 $ 1.57 Diluted Earnings: Net income attributable to First Capital, Inc. $ 1,398 $ 1,524 $ 4,092 $ 4,339 Shares: Weighted average common shares outstanding 2,740,631 2,741,065 2,740,608 2,760,672 Add: Dilutive effect of restricted stock 838 0 373 0 Weighted average common shares outstanding, as adjusted 2,741,469 2,741,065 2,740,981 2,760,672 Net income attributable to First Capital, Inc. per common share, diluted $ 0.51 $ 0.56 $ 1.49 $ 1.57

Note 6 - Stock Option Plan (Tab

Note 6 - Stock Option Plan (Tables)	9 Months Ended
	Sep. 30, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Average Nonvested at January 1, 2015 - - Granted 19,500 $ 24.50 Vested 500 24.50 Forfeited 1,000 24.50 Nonvested at September 30, 2015 18,000 $ 24.50

Note 7 - Supplemental Disclos21

Note 7 - Supplemental Disclosures of Cash Flow Information (Tables)	9 Months Ended
	Sep. 30, 2015
Supplemental Cash Flow Elements [Abstract]
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Nine Months Ended 2015 2014 (In thousands) Cash payments for: Interest $ 740 $ 912 Taxes 1,035 1,819 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 605 188

Note 8 - Fair Value Measureme22

Note 8 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2015 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 34,728 $ 0 $ 34,728 Agency CMO 0 10,345 0 10,345 Agency notes and bonds 0 16,792 0 16,792 Municipal obligations 0 32,740 0 32,740 Mutual funds 605 0 0 605 Total securities available for sale $ 605 $ 94,605 $ 0 $ 95,210 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,302 $ 1,302 Land 0 0 22 22 Construction 0 0 0 0 Commercial real estate 0 0 1,778 1,778 Commercial business 0 0 0 0 Home equity and second mortgage 0 0 130 130 Total impaired loans $ 0 $ 0 $ 3,232 $ 3,232 Loans held for sale $ 0 $ 324 $ 0 $ 324 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 36 $ 36 Commercial real estate 0 0 480 480 Total foreclosed real estate $ 0 $ 0 $ 516 $ 516 December 31, 2014 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 32,296 $ 0 $ 32,296 Agency CMO 0 14,385 0 14,385 Agency notes and bonds 0 18,120 0 18,120 Municipal obligations 0 33,342 0 33,342 Mutual funds 2,083 0 0 2,083 Total securities available for sale $ 2,083 $ 98,143 $ 0 $ 100,226 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,364 $ 1,364 Land 0 0 16 16 Construction 0 0 0 0 Commercial real estate 0 0 1,808 1,808 Commercial business 0 0 349 349 Home equity and second mortgage 0 0 151 151 Total impaired loans $ 0 $ 0 $ 3,688 $ 3,688 Loans held for sale $ 0 $ 1,608 $ 0 $ 1,608 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 78 $ 78 Total foreclosed real estate $ 0 $ 0 $ 78 $ 78
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Vale Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 September 30, 2015 Financial assets: Cash and cash equivalents $ 24,411 $ 24,411 $ 24,411 $ 0 $ 0 Interest-bearing time deposits 11,635 11,766 0 11,766 0 Securities available for sale 95,210 95,210 605 94,605 0 Securities held to maturity 5 5 0 5 0 Loans held for sale 324 332 0 332 0 Loans, net 305,082 305,161 0 0 305,161 FHLB stock 1,550 1,550 0 1,550 0 Accrued interest receivable 1,523 1,523 0 1,523 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 402,586 402,255 0 0 402,255 Accrued interest payable 90 90 0 90 0 December 31, 2014: Financial assets: Cash and cash equivalents $ 33,243 $ 33,243 $ 33,243 $ 0 $ 0 Interest-bearing time deposits 8,270 8,370 0 8,370 0 Securities available for sale 100,226 100,226 2,083 98,143 0 Securities held to maturity 6 6 0 6 0 Loans held for sale 1,608 1,641 0 1,641 0 Loans, net 300,603 301,864 0 0 301,864 FHLB stock 2,241 2,241 0 2,241 0 Accrued interest receivable 1,580 1,580 0 1,580 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 412,636 412,282 0 0 412,282 Accrued interest payable 127 127 0 127 0

Note 1 - Presentation of Inte23

Note 1 - Presentation of Interim Information (Details) - USD ($)	Jan. 21, 2009	Sep. 30, 2015	Dec. 31, 2014
Note 1 - Presentation of Interim Information (Details) [Line Items]
Preferred Stock, Shares Issued (in Shares)		0	0
Cumulative Preferred Stock Subject to Mandatory Redemption [Member] | First Harrison Reit Incorporated [Member]
Note 1 - Presentation of Interim Information (Details) [Line Items]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners		0.20%
Cumulative Preferred Stock Subject to Mandatory Redemption [Member] | First Harrison Reit Incorporated [Member] | Private Placement [Member]
Note 1 - Presentation of Interim Information (Details) [Line Items]
Preferred Stock, Shares Issued (in Shares)	105
Preferred Stock, Dividend Rate, Percentage	12.50%
Preferred Stock, Liquidation Preference, Value (in Dollars)	$ 105,000

Note 2 - Proposed Merger (Detai

Note 2 - Proposed Merger (Details) - Peoples Bancorp, Inc. [Member]	Jun. 04, 2015$ / shares
Note 2 - Proposed Merger (Details) [Line Items]
Business Acquisition, Shares to Be Received	$ 382.83
Business Acquisition, Share Price	$ 9,475
Business Acquisition, Equity Transferred, Percentage	50.00%
Business Acquisition, Cash Transferred, Percentage	50.00%
Business Acquisition, Contingent Consideration, Term	24 months

Note 3 - Investment Securitie25

Note 3 - Investment Securities (Details)	1 Months Ended		3 Months Ended		9 Months Ended
	Jun. 30, 2014USD ($)shares	Dec. 31, 2013shares	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)
Note 3 - Investment Securities (Details) [Line Items]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions			38		38
Available-for-sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost, Percentage			0.80%		0.80%
Proceeds from Sale and Maturity of Marketable Securities			$ 0		$ 0
Equity Method Investment Number Of Common Shares Acquired (in Shares) | shares	31,750	100,000
Percentage Of Outstanding Shares Of Voting Common Stock	9.00%
Other Assets [Member]
Note 3 - Investment Securities (Details) [Line Items]
Cost Method Investments	$ 711,000
Municipal Notes [Member]
Note 3 - Investment Securities (Details) [Line Items]
Available-for-sale Securities, Gross Realized Gains				$ 12,000		$ 66,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Note 3 - Investment Securities (Details) [Line Items]
Available-for-sale Securities, Gross Realized Gains				5,000		5,000
Mutual Funds [Member]
Note 3 - Investment Securities (Details) [Line Items]
Available-for-sale Securities, Gross Realized Losses				$ 17,000		$ 17,000

Note 3 - Investment Securitie26

Note 3 - Investment Securities (Details) - Investment Securities - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities available for sale:
Securities available for sale, amortized cost	$ 94,017	$ 98,993
Securities available for sale, gross unrealized gains	1,379	1,588
Securities available for sale, gross unrealized losses	186	355
Securities available for sale, fair value	95,210	100,226
Securities held to maturity:
Securities held to maturity, amortized cost	5	6
Securities held to maturity, gross unrealized gains	0	0
Securities held to maturity, gross unrealized losses	0	0
Securities held to maturity, fair value	5	6
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale:
Securities available for sale, amortized cost	34,495	32,135
Securities available for sale, gross unrealized gains	281	240
Securities available for sale, gross unrealized losses	48	79
Securities available for sale, fair value	34,728	32,296
Securities held to maturity:
Securities held to maturity, amortized cost	5	6
Securities held to maturity, gross unrealized gains	0	0
Securities held to maturity, gross unrealized losses	0	0
Securities held to maturity, fair value	5	6
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale:
Securities available for sale, amortized cost	10,341	14,461
Securities available for sale, gross unrealized gains	61	74
Securities available for sale, gross unrealized losses	57	150
Securities available for sale, fair value	10,345	14,385
US Government Agencies Debt Securities [Member]
Securities available for sale:
Securities available for sale, amortized cost	16,751	18,136
Securities available for sale, gross unrealized gains	43	32
Securities available for sale, gross unrealized losses	2	48
Securities available for sale, fair value	16,792	18,120
Municipal Notes [Member]
Securities available for sale:
Securities available for sale, amortized cost	31,825	32,178
Securities available for sale, gross unrealized gains	994	1,242
Securities available for sale, gross unrealized losses	79	78
Securities available for sale, fair value	32,740	33,342
Debt Securities [Member]
Securities available for sale:
Securities available for sale, amortized cost	93,412	96,910
Securities available for sale, gross unrealized gains	1,379	1,588
Securities available for sale, gross unrealized losses	186	355
Securities available for sale, fair value	94,605	98,143
Mutual Funds [Member]
Securities available for sale:
Securities available for sale, amortized cost	605	2,083
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses		0
Securities available for sale, fair value	$ 605	$ 2,083

Note 3 - Investment Securitie27

Note 3 - Investment Securities (Details) - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity [Abstract]
Due in one year or less	$ 1,513
Due in one year or less	1,516
Due in one year or less	0
Due in one year or less	0
Due after one year through five years	18,298
Due after one year through five years	18,434
Due after one year through five years	0
Due after one year through five years	0
Due after five years through ten years	15,809
Due after five years through ten years	16,195
Due after ten years	12,956
Due after ten years	13,387
Due after ten years	0
Due after ten years	0
	48,576
	49,532
	0
	0
Mortgage-backed securities and CMO	44,836
Mortgage-backed securities and CMO	45,073
Mortgage-backed securities and CMO	5
Mortgage-backed securities and CMO	5
	93,412
	94,605
	5	$ 6
	$ 5	$ 6

Note 3 - Investment Securitie28

Note 3 - Investment Securities (Details) - Investment Securities Available for Sale $ in Thousands	Sep. 30, 2015USD ($)
Continuous loss position less than twelve months:
Number of investment positions - Less than twelve months	20
Fair value - Less than twelve months	$ 11,703
Gross unrealized losses - Less than twelve months	$ 55
Continuous loss position more than twelve months:
Number of investment positions - More than twelve months	18
Fair value - More than twelve months	$ 12,879
Gross unrealized losses - More than twelve months	$ 131
Total securities available for sale	38
Total securities available for sale	$ 24,582
Total securities available for sale	$ 186
US Government Agencies Debt Securities [Member]
Continuous loss position less than twelve months:
Number of investment positions - Less than twelve months	2
Fair value - Less than twelve months	$ 1,398
Gross unrealized losses - Less than twelve months	$ 2
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Continuous loss position less than twelve months:
Number of investment positions - Less than twelve months	10
Fair value - Less than twelve months	$ 7,284
Gross unrealized losses - Less than twelve months	$ 22
Continuous loss position more than twelve months:
Number of investment positions - More than twelve months	4
Fair value - More than twelve months	$ 4,294
Gross unrealized losses - More than twelve months	$ 26
Municipal Notes [Member]
Continuous loss position less than twelve months:
Number of investment positions - Less than twelve months	8
Fair value - Less than twelve months	$ 3,021
Gross unrealized losses - Less than twelve months	$ 31
Continuous loss position more than twelve months:
Number of investment positions - More than twelve months	5
Fair value - More than twelve months	$ 2,336
Gross unrealized losses - More than twelve months	$ 48
Agency Collateralized Mortgage Obligations [Member]
Continuous loss position more than twelve months:
Number of investment positions - More than twelve months	9
Fair value - More than twelve months	$ 6,249
Gross unrealized losses - More than twelve months	$ 57

Note 4 - Loans and Allowance 29

Note 4 - Loans and Allowance for Loan Losses (Details)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Loans Charge Off Period			90 days
Financing Receivable, Allowance for Credit Losses, Write-downs	$ 156,000	$ 140,000	$ 1,537,000	$ 366,000
Collateral Dependent Loans Value Of Significant Properties	200,000		200,000
Mortgage Loans in Process of Foreclosure, Amount	$ 593,000		$ 593,000
Financing Receivable, Allowance for Credit Losses, Loss Factor Increase			0.25%
Financing Receivable, Allowance for Credit Losses, Loss Factor	20.00%		20.00%
Impaired Financing Receivable, Interest Income, Cash Basis Method	$ 0	$ 0	$ 0	$ 0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0		$ 0		$ 0
Financing Receivable, Modifications, Number of Contracts	0	1	0	4
Troubled Debt Restructurings, Principal Charge-offs		$ 0		$ 0
Troubled Debt Restructurings, Specific Allowance		$ 0		$ 0
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	0	0	0
Classified Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Allowance for Loan and Lease Losses, Period Increase (Decrease)			$ 444,000		664,000
Qualitative Factor Past Due Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method			$ 1,400,000		$ 1,600,000
Overall Qualitative Factor [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Financing Receivable Allowance For Credit Losses Risk Factor	1.18		1.18		1.18
Allowance for Loan and Lease Losses, Period Increase (Decrease)			$ 472,000		$ 520,000
Bank Overdrafts [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Loans Charge Off Period			45 days
Other Than Consumer Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Number Of Loan	12		12
Financing Receivable, Allowance for Credit Losses, Write-downs			$ 483,000
Minimum [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) [Line Items]
Performance Period			6 months

Note 4 - Loans and Allowance 30

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Real estate mortgage loans:
Loans Gross	$ 313,186		$ 308,268
Less undisbursed portion of loans in process	(5,179)		(3,325)
Principal loan balance	308,007		304,943
Deferred loan origination fees, net	569		506
Allowance for loan losses	(3,494)	$ (3,600)	(4,846)	$ (5,055)	$ (5,066)	$ (4,922)
Loans, net	305,082		300,603
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Real estate mortgage loans:
Loans Gross	113,502		106,679
Allowance for loan losses	(584)	(634)	(609)	(825)	(843)	(811)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Real estate mortgage loans:
Loans Gross	11,543		11,028
Principal loan balance	11,543		11,028
Deferred loan origination fees, net	6		4
Allowance for loan losses	(161)	(173)	(201)	(156)	(153)	(152)
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Real estate mortgage loans:
Loans Gross	14,049		10,347
Principal loan balance	9,174		8,444
Deferred loan origination fees, net	0		(1)
Allowance for loan losses	(49)	(51)	(60)	(77)	(78)	(63)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Real estate mortgage loans:
Loans Gross	74,372		78,314
Principal loan balance	74,372		78,314
Deferred loan origination fees, net	(38)		(20)
Allowance for loan losses	(1,613)	(1,669)	(1,501)	(1,261)	(1,280)	(1,284)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Real estate mortgage loans:
Loans Gross	304		1,422
Commercial Portfolio Segment [Member]
Real estate mortgage loans:
Loans Gross	23,164		28,282
Principal loan balance	23,164		28,282
Deferred loan origination fees, net	(7)		(7)
Allowance for loan losses	(185)	(161)	(1,480)	(1,447)	(1,444)	(1,446)
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Real estate mortgage loans:
Loans Gross	38,094		37,513
Principal loan balance	38,094		37,513
Deferred loan origination fees, net	550		481
Allowance for loan losses	(644)	(648)	(720)	(945)	(932)	(877)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Real estate mortgage loans:
Loans Gross	27,496		25,274
Consumer Portfolio Segment [Member] | Loans Secured by Saving Accounts [Member]
Real estate mortgage loans:
Loans Gross	910		1,018
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Real estate mortgage loans:
Loans Gross	3,470		3,316
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Real estate mortgage loans:
Loans Gross	6,282		5,075
Principal loan balance	38,158		34,683
Deferred loan origination fees, net	0		0
Allowance for loan losses	$ (258)	$ (264)	$ (275)	$ (344)	$ (336)	$ (289)

Note 4 - Loans and Allowance 31

Note 4 - Loans and Allowance for Loan Losses (Details) - Loans and Allowances for Loan Losses - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Recorded Investment in Loans:
Principal loan balance	$ 308,007	$ 304,943
Accrued interest receivable	949	1,036
Net deferred loan origination
fees and costs	569	506
Recorded investment in loans	309,525	306,485
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	3,294	5,039
Collectively evaluated for impairment	306,231	301,446
Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member]
Recorded Investment in Loans:
Principal loan balance	113,502	106,679
Accrued interest receivable	362	368
Net deferred loan origination
fees and costs	58	49
Recorded investment in loans	113,922	107,096
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	1,345	1,411
Collectively evaluated for impairment	112,577	105,685
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded Investment in Loans:
Principal loan balance	11,543	11,028
Accrued interest receivable	41	48
Net deferred loan origination
fees and costs	6	4
Recorded investment in loans	11,590	11,080
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	22	16
Collectively evaluated for impairment	11,568	11,064
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded Investment in Loans:
Principal loan balance	9,174	8,444
Accrued interest receivable	23	20
Net deferred loan origination
fees and costs	0	(1)
Recorded investment in loans	9,197	8,463
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	9,197	8,463
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded Investment in Loans:
Principal loan balance	74,372	78,314
Accrued interest receivable	182	186
Net deferred loan origination
fees and costs	(38)	(20)
Recorded investment in loans	74,516	78,480
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	1,786	1,819
Collectively evaluated for impairment	72,730	76,661
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Commercial Portfolio Segment [Member]
Recorded Investment in Loans:
Principal loan balance	23,164	28,282
Accrued interest receivable	66	131
Net deferred loan origination
fees and costs	(7)	(7)
Recorded investment in loans	23,223	28,406
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	1,642
Collectively evaluated for impairment	23,223	26,764
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Recorded Investment in Loans:
Principal loan balance	38,094	37,513
Accrued interest receivable	130	131
Net deferred loan origination
fees and costs	550	481
Recorded investment in loans	38,774	38,125
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	141	151
Collectively evaluated for impairment	38,633	37,974
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Recorded Investment in Loans:
Principal loan balance	38,158	34,683
Accrued interest receivable	145	152
Net deferred loan origination
fees and costs	0	0
Recorded investment in loans	38,303	34,835
Recorded Investment in Loans as Evaluated for Impairment:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	38,303	34,835
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Net deferred loan origination
Recorded investment in loans	$ 0	$ 0

Note 4 - Loans and Allowance 32

Note 4 - Loans and Allowance for Loan Losses (Details) - Allowance for Loan Losses - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Dec. 31, 2014
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					$ 62	$ 1,351
Allowance collectively evaluated for impairment					3,432	3,495
Allowance for loan losses	$ 3,494	$ 5,066	$ 3,494	$ 5,055	3,494	4,846
Ending balance	3,494	5,055	3,494	5,055
Beginning balance	3,600	5,066	4,846	4,922
Provisions	0	75	50	190
Charge-offs	(156)	(140)	(1,537)	(366)
Recoveries	50	54	135	309
Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					43	47
Allowance collectively evaluated for impairment					541	562
Allowance for loan losses	584	843	584	825	584	609
Ending balance	584	825	584	825
Beginning balance	634	843	609	811
Provisions	(15)	36	27	148
Charge-offs	(41)	(56)	(61)	(140)
Recoveries	6	2	9	6
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					0	0
Allowance collectively evaluated for impairment					161	201
Allowance for loan losses	161	153	161	156	161	201
Ending balance	161	156	161	156
Beginning balance	173	153	201	152
Provisions	(12)	3	(40)	4
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					0	0
Allowance collectively evaluated for impairment					49	60
Allowance for loan losses	49	78	49	77	49	60
Ending balance	49	77	49	77
Beginning balance	51	78	60	63
Provisions	(2)	(1)	(11)	14
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					8	11
Allowance collectively evaluated for impairment					1,605	1,490
Allowance for loan losses	1,613	1,280	1,613	1,261	1,613	1,501
Ending balance	1,613	1,261	1,613	1,261
Beginning balance	1,669	1,280	1,501	1,284
Provisions	(60)	(19)	96	(23)
Charge-offs	0	0	0	0
Recoveries	4	0	16	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Commercial Portfolio Segment [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					0	1,293
Allowance collectively evaluated for impairment					185	187
Allowance for loan losses	185	1,444	185	1,447	185	1,480
Ending balance	185	1,447	185	1,447
Beginning balance	161	1,444	1,480	1,446
Provisions	19	(5)	(97)	(12)
Charge-offs	0	0	(1,205)	0
Recoveries	5	8	7	13
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					11	0
Allowance collectively evaluated for impairment					633	720
Allowance for loan losses	644	932	644	945	644	720
Ending balance	644	945	644	945
Beginning balance	648	932	720	877
Provisions	26	1	(20)	(69)
Charge-offs	(36)	0	(68)	(54)
Recoveries	6	12	12	191
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		0	0
Ending balance	0		0
Beginning balance			0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Ending allowance balance attributable to loans:
Allowance individually evaluated for impairment					0	0
Allowance collectively evaluated for impairment					258	275
Allowance for loan losses	258	336	258	344	258	275
Ending balance	258	344	258	344
Beginning balance	264	336	275	289
Provisions	44	60	95	128
Charge-offs	(79)	(84)	(203)	(172)
Recoveries	29	$ 32	91	$ 99
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Ending allowance balance attributable to loans:
Allowance for loan losses	0		0		$ 0	$ 0
Ending balance	$ 0		0
Beginning balance			$ 0

Note 4 - Loans and Allowance 33

Note 4 - Loans and Allowance for Loan Losses (Details) - Impaired Loans - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Loans with no related allowance recorded:
Recorded investment-with no allowance	$ 3,063		$ 3,063		$ 3,005
Unpaid principal balance-with no allowance	3,492		3,492		3,359
Acerage recorded investment-with no allowance	3,015	$ 3,209	3,071	$ 3,409
Interest income recognized-with no allowance	26	27	73	80
Loans with an allowance recorded:
Recorded investment-with allowance	231		231		2,034
Unpaid principal balance-with allowance	261		261		2,376
Related allowance-with allowance	62		62		1,351
Acerage recorded investment-with allowance	323	2,460	761	2,952
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	3,294		3,294		5,039
Unpaid principal balance	3,753		3,753		5,735
Related allowance	62		62		1,351
Acerage recorded investment	3,338	5,669	3,832	6,361
Interest income recognized	26	27	73	80
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	1,232		1,232		1,141
Unpaid principal balance-with no allowance	1,599		1,599		1,446
Acerage recorded investment-with no allowance	1,177	1,113	1,211	1,331
Interest income recognized-with no allowance	5	8	14	25
Loans with an allowance recorded:
Recorded investment-with allowance	113		113		270
Unpaid principal balance-with allowance	117		117		304
Related allowance-with allowance	43		43		47
Acerage recorded investment-with allowance	205	259	223	394
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	1,345		1,345		1,411
Unpaid principal balance	1,716		1,716		1,750
Related allowance	43		43		47
Acerage recorded investment	1,382	1,372	1,434	1,725
Interest income recognized	5	8	14	25
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	22		22		16
Unpaid principal balance-with no allowance	25		25		18
Acerage recorded investment-with no allowance	21	110	19	116
Interest income recognized-with no allowance	0	0	0	0
Loans with an allowance recorded:
Recorded investment-with allowance	0		0		0
Unpaid principal balance-with allowance	0		0		0
Related allowance-with allowance	0		0		0
Acerage recorded investment-with allowance	0	0	0	2
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	22		22		16
Unpaid principal balance	25		25		18
Related allowance	0		0		0
Acerage recorded investment	21	110	19	118
Interest income recognized	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	0		0		0
Unpaid principal balance-with no allowance	0		0		0
Acerage recorded investment-with no allowance	0	0	0	65
Interest income recognized-with no allowance	0	0	0	0
Loans with an allowance recorded:
Recorded investment-with allowance	0		0		0
Unpaid principal balance-with allowance	0		0		0
Related allowance-with allowance	0		0		0
Acerage recorded investment-with allowance	0	0	0	0
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	0		0		0
Unpaid principal balance	0		0		0
Related allowance	0		0		0
Acerage recorded investment	0	0	0	65
Interest income recognized	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	1,748		1,748		1,777
Unpaid principal balance-with no allowance	1,790		1,790		1,808
Acerage recorded investment-with no allowance	1,755	1,713	1,768	1,588
Interest income recognized-with no allowance	19	19	57	53
Loans with an allowance recorded:
Recorded investment-with allowance	38		38		42
Unpaid principal balance-with allowance	63		63		65
Related allowance-with allowance	8		8		11
Acerage recorded investment-with allowance	38	477	39	809
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	1,786		1,786		1,819
Unpaid principal balance	1,853		1,853		1,873
Related allowance	8		8		11
Acerage recorded investment	1,793	2,190	1,807	2,397
Interest income recognized	19	19	57	53
Commercial Portfolio Segment [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	0		0		0
Unpaid principal balance-with no allowance	0		0		0
Acerage recorded investment-with no allowance	0	188	7	142
Interest income recognized-with no allowance	1	0	1	0
Loans with an allowance recorded:
Recorded investment-with allowance	0		0		1,642
Unpaid principal balance-with allowance	0		0		1,909
Related allowance-with allowance	0		0		1,293
Acerage recorded investment-with allowance	0	1,676	419	1,709
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	0		0		1,642
Unpaid principal balance	0		0		1,909
Related allowance	0		0		1,293
Acerage recorded investment	0	1,864	426	1,851
Interest income recognized	1	0	1	0
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	61		61		71
Unpaid principal balance-with no allowance	78		78		87
Acerage recorded investment-with no allowance	62	85	66	167
Interest income recognized-with no allowance	1	0	1	2
Loans with an allowance recorded:
Recorded investment-with allowance	80		80		80
Unpaid principal balance-with allowance	81		81		98
Related allowance-with allowance	11		11		0
Acerage recorded investment-with allowance	80	48	80	38
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	141		141		151
Unpaid principal balance	159		159		185
Related allowance	11		11		0
Acerage recorded investment	142	133	146	205
Interest income recognized	1	0	1	2
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans with no related allowance recorded:
Recorded investment-with no allowance	0		0		0
Unpaid principal balance-with no allowance	0		0		0
Acerage recorded investment-with no allowance	0	0	0	0
Interest income recognized-with no allowance	0	0	0	0
Loans with an allowance recorded:
Recorded investment-with allowance	0		0		0
Unpaid principal balance-with allowance	0		0		0
Related allowance-with allowance	0		0		0
Acerage recorded investment-with allowance	0	0	0	0
Interest income recognized-with allowance	0	0	0	0
Total:
Recorded investment	0		0		0
Unpaid principal balance	0		0		0
Related allowance	0		0		$ 0
Acerage recorded investment	0	0	0	0
Interest income recognized	$ 0	$ 0	$ 0	$ 0

Note 4 - Loans and Allowance 34

Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	$ 4,731	$ 4,871
Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	1,570	3,139
Loans 90+ Days Past Due Still Accruing	80	85
Total Nonperforming Loans	1,650	3,224
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	3,231	3,929
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	79	148
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	290	229
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Residential Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	998	919
Loans 90+ Days Past Due Still Accruing	0	68
Total Nonperforming Loans	998	987
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Land Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	22	16
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	22	16
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Construction Loans [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	429	433
Loans 90+ Days Past Due Still Accruing	0	0
Total Nonperforming Loans	429	433
Commercial Portfolio Segment [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	139	0
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	0	1,642
Loans 90+ Days Past Due Still Accruing	66	0
Total Nonperforming Loans	66	1,642
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	766	273
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Total Nonperforming Loans	226	292
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity And Second Mortgage [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	121	129
Loans 90+ Days Past Due Still Accruing	14	14
Total Nonperforming Loans	135	143
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Other Consumer Loan [Member]
Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Nonperforming Loans [Line Items]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	3
Total Nonperforming Loans	$ 0	$ 3

Note 4 - Loans and Allowance 35

Note 4 - Loans and Allowance for Loan Losses (Details) - Aging of Recorded Investment in Loans - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 4,731	$ 4,871
Current	304,794	301,614
Total loans	309,525	306,485
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	3,465	3,564
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	595	857
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	671	450
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	3,231	3,929
Current	110,691	103,167
Total loans	113,922	107,096
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	2,237	3,070
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	563	551
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	431	308
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	79	148
Current	11,511	10,932
Total loans	11,590	11,080
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	57	24
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	124
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	22	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Current	9,197	8,463
Total loans	9,197	8,463
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	290	229
Current	74,226	78,251
Total loans	74,516	78,480
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	235	54
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	133
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	55	42
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	139	0
Current	23,084	28,406
Total loans	23,223	28,406
Commercial Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	67	0
Commercial Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	6	0
Commercial Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	66	0
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	766	273
Current	38,008	37,852
Total loans	38,774	38,125
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	669	153
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	0	23
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	97	97
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	226	292
Current	38,077	34,543
Total loans	38,303	34,835
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	200	263
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	26	26
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past due	$ 0	$ 3

Note 4 - Loans and Allowance 36

Note 4 - Loans and Allowance for Loan Losses (Details) - Recorded Investment in Loans by Risk Category - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	$ 309,525	$ 306,485
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	299,155	292,442
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	4,306	3,937
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	4,494	6,967
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	1,570	3,139
Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	113,922	107,096
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	110,479	104,780
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	1,707	105
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	738	1,292
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	998	919
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	11,590	11,080
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	8,710	7,969
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	91	94
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	2,767	3,001
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	22	16
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	9,197	8,463
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	9,197	7,722
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	741
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	74,516	78,480
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	71,833	73,204
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	1,947	2,648
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	307	2,195
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	429	433
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	23,223	28,406
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	22,176	26,137
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	501	298
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	546	329
Commercial Portfolio Segment [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	1,642
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	38,774	38,125
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	38,532	37,860
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	2
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	121	134
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	121	129
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	38,303	34,835
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	38,228	34,770
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	60	49
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	15	16
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Recorded investment in loans	$ 0	$ 0

Note 4 - Loans and Allowance 37

Note 4 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructuring by Accrual Status - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Troubled debt restructurings:
TDR financing receivable	$ 2,368	$ 4,046
Performing Financial Instruments [Member]
Troubled debt restructurings:
TDR financing receivable	1,725	1,900
Nonperforming Financial Instruments [Member]
Troubled debt restructurings:
TDR financing receivable	643	2,146
Troubled Debt Restructuring [Member]
Troubled debt restructurings:
Related allowance for loan losses	0	1,298
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Troubled debt restructurings:
TDR financing receivable	662	658
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Troubled debt restructurings:
TDR financing receivable	1,686	1,724
Real Estate Mortgage Portfolio Segment [Member] | Performing Financial Instruments [Member] | Residential Loan [Member]
Troubled debt restructurings:
TDR financing receivable	347	492
Real Estate Mortgage Portfolio Segment [Member] | Performing Financial Instruments [Member] | Commercial Real Estate Loan [Member]
Troubled debt restructurings:
TDR financing receivable	1,358	1,386
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Residential Loan [Member]
Troubled debt restructurings:
TDR financing receivable	315	166
Real Estate Mortgage Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Commercial Real Estate Loan [Member]
Troubled debt restructurings:
TDR financing receivable	328	338
Real Estate Mortgage Portfolio Segment [Member] | Troubled Debt Restructuring [Member] | Residential Loan [Member]
Troubled debt restructurings:
Related allowance for loan losses	0	6
Real Estate Mortgage Portfolio Segment [Member] | Troubled Debt Restructuring [Member] | Commercial Real Estate Loan [Member]
Troubled debt restructurings:
Related allowance for loan losses	0	0
Commercial Portfolio Segment [Member]
Troubled debt restructurings:
TDR financing receivable	0	1,642
Commercial Portfolio Segment [Member] | Performing Financial Instruments [Member]
Troubled debt restructurings:
TDR financing receivable	0	0
Commercial Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Troubled debt restructurings:
TDR financing receivable	0	1,642
Commercial Portfolio Segment [Member] | Troubled Debt Restructuring [Member]
Troubled debt restructurings:
Related allowance for loan losses	0	1,292
Consumer Portfolio Segment [Member] | Home Equity And Second Mortgage [Member]
Troubled debt restructurings:
TDR financing receivable	20	22
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member] | Home Equity And Second Mortgage [Member]
Troubled debt restructurings:
TDR financing receivable	20	22
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member] | Home Equity And Second Mortgage [Member]
Troubled debt restructurings:
TDR financing receivable	0	0
Consumer Portfolio Segment [Member] | Troubled Debt Restructuring [Member] | Home Equity And Second Mortgage [Member]
Troubled debt restructurings:
Related allowance for loan losses	$ 0	$ 0

Note 4 - Loans and Allowance 38

Note 4 - Loans and Allowance for Loan Losses (Details) - Troubled Debt Restructurings During the Period $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014USD ($)	Sep. 30, 2015	Sep. 30, 2014USD ($)
Troubled debt restructurings:
Number of Contracts	0	1	0	4
Pre-Modification Outstanding Balance		$ 115		$ 657
Post-Modification Outstanding Balance		$ 115		$ 657
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Troubled debt restructurings:
Number of Contracts		1		4
Pre-Modification Outstanding Balance		$ 115		$ 657
Post-Modification Outstanding Balance		$ 115		$ 657

Note 5 - Supplemental Disclos39

Note 5 - Supplemental Disclosure for Earnings Per Share (Details) - Supplemental Disclosure for Earnings Per Share - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings:
Net income . (in Dollars)	$ 1,398	$ 1,524	$ 4,092	$ 4,339
Shares:
Weighted average common shares outstanding	2,740,631	2,741,065	2,740,608	2,760,672
Net income attributable to First Capital, Inc. per common share, basic (in Dollars per share)	$ 0.51	$ 0.56	$ 1.49	$ 1.57
Shares:
Weighted average common shares outstanding	2,740,631	2,741,065	2,740,608	2,760,672
Add: Dilutive effect of restricted stock	838	0	373	0
Weighted average common shares outstanding, as adjusted	2,741,469	2,741,065	2,740,981	2,760,672
Net income attributable to First Capital, Inc. per common share, diluted (in Dollars per share)	$ 0.51	$ 0.56	$ 1.49	$ 1.57

Note 6 - Stock Option Plan (Det

Note 6 - Stock Option Plan (Details) - USD ($)	Feb. 17, 2015	May. 20, 2009	Sep. 30, 2015	Sep. 30, 2015	Sep. 30, 2015
2009 Equity Incentive Plan [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Maximum Fair Value of First Exercisable Stock Incentive Options		100,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross					0
2009 Equity Incentive Plan [Member] | Common Stock [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		223,000
Employee Stock Option [Member] | 2009 Equity Incentive Plan [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Restricted Stock [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period				19,500
Allocated Share-based Compensation Expense			$ 15,000	$ 53,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period				500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value				$ 13,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options			$ 400,000	$ 400,000	$ 400,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition				4 years 9 months
Restricted Stock [Member] | Officers,Directors and Key Employees [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	19,500
Share Price	$ 24.50
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 478,000
Restricted Stock [Member] | Vesting Each Year On July 1 Beginning July 1, 2016 [Member] | Officers,Directors and Key Employees [Member]
Note 6 - Stock Option Plan (Details) [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%

Note 6 - Stock Option Plan (D41

Note 6 - Stock Option Plan (Details) - Nonvested Restricted Shares Activity - Restricted Stock [Member]	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Note 6 - Stock Option Plan (Details) - Nonvested Restricted Shares Activity [Line Items]
Nonvested - Weighted number of shares | shares	0
Nonvested - Average grant date fair value	$ 0
Granted | shares	19,500
Granted	$ 24.50
Vested | shares	500
Vested	$ 24.50
Forfeited | shares	1,000
Forfeited	$ 24.50
Nonvested - Weighted number of shares | shares	18,000
Nonvested - Average grant date fair value	$ 24.50

Note 7 - Supplemental Disclos42

Note 7 - Supplemental Disclosures of Cash Flow Information (Details) - Supplemental Disclosures of Cash Flow Information - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash payments for:
Interest	$ 740	$ 912
Taxes	1,035	1,819
Noncash investing activities:
Transfers from loans to real estate acquired through foreclosure	$ 605	$ 188

Note 8 - Fair Value Measureme43

Note 8 - Fair Value Measurements (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Note 8 - Fair Value Measurements (Details) [Line Items]
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0		$ 0		$ 0
Provision for Loan and Lease Losses	0	$ 75,000	50,000	$ 190,000
SEC Schedule III, Real Estate, Write-down or Reserve, Amount	0	0	0	0
Impaired Loan [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Provision for Loan and Lease Losses	$ 1,000	$ 16,000	$ 83,000	$ 37,000
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Impaired Loan [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs Estimated Selling Costs			10.00%		10.00%
Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Foreclosed Real Estate [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			28.00%		10.00%
Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Impaired Loan [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs Estimated Selling Costs			20.00%		20.00%
Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Foreclosed Real Estate [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			60.00%		60.00%
Fair Value, Inputs, Level 3 [Member] | Weighted Average [Member] | Foreclosed Real Estate [Member]
Note 8 - Fair Value Measurements (Details) [Line Items]
Fair Value Inputs, Discount Rate			32.00%		40.00%

Note 8 - Fair Value Measureme44

Note 8 - Fair Value Measurements (Details) - Assets Measured at Fair Value on Recurring and Nonrecurring Basis - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Securities available for sale:
Securities available for sale	$ 95,210	$ 100,226
Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	95,210	100,226
Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	3,232	3,688
Loans held for sale	324	1,608
Foreclosed real estate:
Foreclosed real estate	516	78
Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Loan [Member]
Impaired loans:
Impaired loans	1,302	1,364
Foreclosed real estate:
Foreclosed real estate	36	78
Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land Loan [Member]
Impaired loans:
Impaired loans	22	16
Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction Loans [Member]
Impaired loans:
Impaired loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Loan [Member]
Impaired loans:
Impaired loans	1,778	1,808
Foreclosed real estate:
Foreclosed real estate	480
Commercial Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	349
Consumer Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity And Second Mortgage [Member]
Impaired loans:
Impaired loans	130	151
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale:
Securities available for sale	34,728	32,296
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	34,728	32,296
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale:
Securities available for sale	10,345	14,385
Agency Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	10,345	14,385
US Government Agencies Debt Securities [Member]
Securities available for sale:
Securities available for sale	16,792	18,120
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	16,792	18,120
Municipal Notes [Member]
Securities available for sale:
Securities available for sale	32,740	33,342
Municipal Notes [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	32,740	33,342
Mutual Funds [Member]
Securities available for sale:
Securities available for sale	605	2,083
Mutual Funds [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	605	2,083
Fair Value, Inputs, Level 1 [Member]
Securities available for sale:
Securities available for sale	605	2,083
Impaired loans:
Loans held for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	605	2,083
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	0
Loans held for sale	0	0
Foreclosed real estate:
Foreclosed real estate	0	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Loan [Member]
Impaired loans:
Impaired loans	0	0
Foreclosed real estate:
Foreclosed real estate	0	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land Loan [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction Loans [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Loan [Member]
Impaired loans:
Impaired loans	0	0
Foreclosed real estate:
Foreclosed real estate	0
Fair Value, Inputs, Level 1 [Member] | Commercial Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Consumer Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity And Second Mortgage [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Municipal Notes [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Mutual Funds [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	605	2,083
Fair Value, Inputs, Level 2 [Member]
Securities available for sale:
Securities available for sale	94,605	98,143
Impaired loans:
Loans held for sale	332	1,641
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	94,605	98,143
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	0
Loans held for sale	324	1,608
Foreclosed real estate:
Foreclosed real estate	0	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Loan [Member]
Impaired loans:
Impaired loans	0	0
Foreclosed real estate:
Foreclosed real estate	0	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land Loan [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction Loans [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Loan [Member]
Impaired loans:
Impaired loans	0	0
Foreclosed real estate:
Foreclosed real estate	0
Fair Value, Inputs, Level 2 [Member] | Commercial Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Consumer Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity And Second Mortgage [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	34,728	32,296
Fair Value, Inputs, Level 2 [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	10,345	14,385
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	16,792	18,120
Fair Value, Inputs, Level 2 [Member] | Municipal Notes [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	32,740	33,342
Fair Value, Inputs, Level 2 [Member] | Mutual Funds [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member]
Securities available for sale:
Securities available for sale	0	0
Impaired loans:
Loans held for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	3,232	3,688
Loans held for sale	0	0
Foreclosed real estate:
Foreclosed real estate	516	78
Fair Value, Inputs, Level 3 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Residential Loan [Member]
Impaired loans:
Impaired loans	1,302	1,364
Foreclosed real estate:
Foreclosed real estate	36	78
Fair Value, Inputs, Level 3 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land Loan [Member]
Impaired loans:
Impaired loans	22	16
Fair Value, Inputs, Level 3 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction Loans [Member]
Impaired loans:
Impaired loans	0	0
Fair Value, Inputs, Level 3 [Member] | Real Estate Mortgage Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Loan [Member]
Impaired loans:
Impaired loans	1,778	1,808
Foreclosed real estate:
Foreclosed real estate	480
Fair Value, Inputs, Level 3 [Member] | Commercial Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member]
Impaired loans:
Impaired loans	0	349
Fair Value, Inputs, Level 3 [Member] | Consumer Portfolio Segment [Member] | Fair Value, Measurements, Nonrecurring [Member] | Home Equity And Second Mortgage [Member]
Impaired loans:
Impaired loans	130	151
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal Notes [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Mutual Funds [Member] | Fair Value, Measurements, Recurring [Member]
Securities available for sale:
Securities available for sale	$ 0	$ 0

Note 8 - Fair Value Measureme45

Note 8 - Fair Value Measurements (Details) - Carrying Value and Estimated Fair Value of Financial Instruments - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets:
Interest-bearing time deposits	$ 855	$ 865
Securities available for sale	95,210	100,226
Securities held to maturity	5	6
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	24,411	33,243
Interest-bearing time deposits	11,635	8,270
Securities available for sale	95,210	100,226
Securities held to maturity	5	6
Loans held for sale	324	1,608
Loans, net	305,082	300,603
FHLB stock	1,550	2,241
Accrued interest receivable	1,523	1,580
Cost method investment	711	711
Financial liabilities:
Deposits	402,586	412,636
Accrued interest payable	90	127
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	24,411	33,243
Interest-bearing time deposits	11,766	8,370
Securities available for sale	95,210	100,226
Securities held to maturity	5	6
Loans held for sale	332	1,641
Loans, net	305,161	301,864
FHLB stock	1,550	2,241
Accrued interest receivable	1,523	1,580
Cost method investment	711	711
Financial liabilities:
Deposits	402,255	412,282
Accrued interest payable	90	127
Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	24,411	33,243
Interest-bearing time deposits	0	0
Securities available for sale	605	2,083
Securities held to maturity	0	0
Loans held for sale	0	0
Loans, net	0	0
FHLB stock	0	0
Accrued interest receivable	0	0
Cost method investment	0	0
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing time deposits	11,766	8,370
Securities available for sale	94,605	98,143
Securities held to maturity	5	6
Loans held for sale	332	1,641
Loans, net	0	0
FHLB stock	1,550	2,241
Accrued interest receivable	1,523	1,580
Cost method investment	711	711
Financial liabilities:
Deposits	0	0
Accrued interest payable	90	127
Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale	0	0
Securities held to maturity	0	0
Loans held for sale	0	0
Loans, net	305,161	301,864
FHLB stock	0	0
Accrued interest receivable	0	0
Cost method investment	0	0
Financial liabilities:
Deposits	402,255	412,282
Accrued interest payable	$ 0	$ 0