First Capital (FCAP) 10-K 14 Mar 17 2016 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Mar. 07, 2017	Jun. 30, 2016
Document Information [Line Items]
Entity Registrant Name	First Capital Inc.
Entity Central Index Key	1,070,296
Trading Symbol	fcap
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Common Stock, Shares Outstanding (in shares)		3,337,552
Entity Public Float			$ 108
Document Type	10-K
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 18,837	$ 14,756
Interest-bearing deposits with banks	1,865	3,635
Federal funds sold	25,133	90,783
Total cash and cash equivalents	45,835	109,174
Interest-bearing time deposits	14,735	16,655
Securities available for sale, at fair value	255,844	186,751
Securities-held to maturity	2	4
Loans, net	381,154	359,166
Loans held for sale	4,507	3,081
Federal Home Loan Bank and other stock, at cost	1,650	1,650
Foreclosed real estate	4,674	4,890
Premises and equipment	14,841	13,936
Accrued interest receivable	2,363	2,244
Cash value of life insurance	7,082	6,899
Goodwill	6,472	6,472
Core deposit intangible	1,259	1,406
Other assets	3,240	3,499
Total Assets	743,658	715,827
LIABILITIES
Noninterest-bearing	121,304	125,059
Interest-bearing	543,346	512,118
Total deposits	664,650	637,177
Accrued interest payable	133	167
Accrued expenses and other liabilities	3,033	3,975
Total liabilities	667,816	641,319
Commitments and Contingencies
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,762,933 shares; outstanding 3,337,552 shares (3,338,603 shares in 2015)	38	38
Additional paid-in capital	39,515	39,515
Retained earnings-substantially restricted	47,051	42,991
Unearned stock compensation	(300)	(382)
Accumulated other comprehensive income (loss)	(2,277)	497
Less treasury stock, at cost - 425,381 shares (424,330 shares in 2015)	(8,297)	(8,263)
Total First Capital, Inc. stockholders' equity	75,730	74,396
Noncontrolling interest in subsidiary	112	112
Total equity	75,842	74,508
Total Liabilities and Equity	$ 743,658	$ 715,827

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2016	Dec. 31, 2015
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, authorized (in shares)	1,000,000	1,000,000
Preferred stock, issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, authorized (in shares)	7,500,000	7,500,000
Common stock, issued (in shares)	3,762,933	3,762,933
Common stock, outstanding (in shares)	3,337,552	3,338,603
Treasury stock, shares (in shares)	425,381	424,330

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
INTEREST INCOME
Loans, including fees	$ 20,078,000	$ 16,213,000
Securities:
Taxable	3,266,000	1,203,000
Tax-exempt	1,163,000	995,000
Dividends	67,000	107,000
Other interest income	520,000	195,000
Total interest income	25,094,000	18,713,000
INTEREST EXPENSE
Deposits	1,763,000	1,000,000
Advances from Federal Home Loan Bank		2,000
Other borrowings		2,000
Total interest expense	1,763,000	1,004,000
Net interest income	23,331,000	17,709,000
Provision for loan losses	645,000	50,000
Net interest income after provision for loan losses	22,686,000	17,659,000
NONINTEREST INCOME
Service charges on deposit accounts	3,961,000	3,440,000
Commission and fee income	384,000	414,000
Gain on sale of securities	176,000
Gain on sale of loans	1,179,000	843,000
Mortgage brokerage fee income		63,000
Increase in cash value of life insurance	184,000	135,000
Other income	285,000	229,000
Total noninterest income	6,169,000	5,124,000
NONINTEREST EXPENSE
Compensation and benefits	10,498,000	7,921,000
Occupancy and equipment	1,640,000	1,287,000
Data processing	2,441,000	1,733,000
Professional fees	830,000	628,000
Acquisition expense		1,002,000
Advertising	313,000	317,000
Other expenses	3,733,000	2,720,000
Total noninterest expense	19,455,000	15,608,000
Income before income taxes	9,400,000	7,175,000
Income tax expense	2,523,000	1,964,000
Net Income	6,877,000	5,211,000
Less net income attributable to the noncontrolling interest in subsidiary	13,000	13,000
Net Income Attributable to First Capital, Inc.	$ 6,864,000	$ 5,198,000
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 2.05	$ 1.87
Diluted (in dollars per share)	2.05	1.87
Dividends per share on common shares (in dollars per share)	$ 0.84	$ 0.84

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Net income	$ 6,877	$ 5,211
OTHER COMPREHENSIVE LOSS
Unrealized holding losses arising during the period	(4,354)	(476)
Income tax benefit	1,696	173
Net of tax amount	(2,658)	(303)
Less: reclassification adjustment for realized gains included in net income	(176)
Income tax expense	60
Net of tax amount	(116)
Other Comprehensive Loss, net of tax	(2,774)	(303)
Total Comprehensive Income	4,103	4,908
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	13	13
Comprehensive Income Attributable to First Capital, Inc.	$ 4,090	$ 4,895

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2014	$ 32	$ 24,313	$ 40,229	$ 800		$ (8,253)	$ 112	$ 57,233
Net income			5,198				13	5,211
Other comprehensive loss				(303)				(303)
Cash dividends			(2,436)				(13)	(2,449)
Restricted stock grants, net of forfeitures		453			$ (453)
Stock compensation expense					71			71
Purchase of treasury shares						(10)		(10)
Issuance of common stock in acquisition - shares	6	14,749						14,755
Balances at Dec. 31, 2015	38	39,515	42,991	497	(382)	(8,263)	112	74,508
Net income			6,864				13	6,877
Other comprehensive loss				(2,774)				(2,774)
Cash dividends			(2,804)				(13)	(2,817)
Stock compensation expense					82			82
Purchase of treasury shares						(34)		(34)
Issuance of common stock in acquisition - shares								0
Balances at Dec. 31, 2016	$ 38	$ 39,515	$ 47,051	$ (2,277)	$ (300)	$ (8,297)	$ 112	$ 75,842

Consolidated Statements of Cha7

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - shares	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Treasury Stock [Member]
Purchase of treasury shares (in shares)	1,051	416
Additional Paid-in Capital [Member]
Issuance of common stock in acquisition (in shares)		580,017

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 6,877,000	$ 5,211,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premium and accretion of discount on securities, net	1,268,000	693,000
Depreciation and amortization expense	1,187,000	756,000
Deferred income taxes	220,000	672,000
Stock compensation expense	82,000	71,000
Increase in cash value of life insurance	(184,000)	(135,000)
Gain on life insurance		(110,000)
Gain on sale of securities	(176,000)
Provision for loan losses	645,000	50,000
Proceeds from sale of loans	51,343,000	31,442,000
Loans originated for sale	(51,590,000)	(32,073,000)
Gain on sale of loans	(1,179,000)	(843,000)
Net realized and unrealized loss on foreclosed real estate	50,000	115,000
Net loss on sale of premises and equipment	11,000	61,000
Net gain on sale of cost method equity investment	(145,000)
Decrease (increase) in accrued interest receivable	(119,000)	467,000
Decrease in accrued interest payable	(34,000)	(367,000)
Net change in other assets/liabilities	(16,000)	(4,000)
Net Cash Provided By Operating Activities	8,240,000	6,006,000
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(2,225,000)	(5,075,000)
Proceeds from maturities and sales of interest-bearing time deposits	4,145,000	1,670,000
Purchase of securities available for sale	(184,752,000)	(34,028,000)
Proceeds from maturities of securities available for sale	85,850,000	19,395,000
Proceeds from sales of securities available for sale	4,583,000	45,444,000
Principal collected on mortgage-backed obligations	19,765,000	13,457,000
Net increase in loans receivable	(23,689,000)	(3,694,000)
Proceeds from redemption of Federal Home Loan Bank stock		1,886,000
Proceeds from sale of foreclosed real estate	1,222,000	230,000
Purchase of premises and equipment	(1,992,000)	(1,105,000)
Proceeds from sale of premises and equipment	36,000	37,000
Proceeds from sale of cost method equity investment	856,000
Net cash and cash equivalents received in acquisition		18,710,000
Net Cash Provided By (Used In) Investing Activities	(96,201,000)	56,927,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	27,473,000	15,457,000
Advances from Federal Home Loan Bank		15,500,000
Repayment of advances from Federal Home Loan Bank		(15,500,000)
Advances on line of credit		500,000
Repayment of advances on line of credit		(500,000)
Purchase of treasury stock	(34,000)	(10,000)
Dividends paid	(2,817,000)	(2,449,000)
Net Cash Provided By Financing Activities	24,622,000	12,998,000
Net Increase (Decrease) in Cash and Cash Equivalents	(63,339,000)	75,931,000
Cash and cash equivalents at beginning of year	109,174,000	33,243,000
Cash and Cash Equivalents at End of Year	$ 45,835,000	$ 109,174,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	(1) SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations First Capital, Inc. (the “Company”) is the savings and loan holding company of First Harrison Bank (the “Bank”), a wholly-owned subsidiary. The Bank is a federally-chartered savings bank which provides a variety of banking services to individuals and business customers through seventeen secondary ten third may Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity. Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90 Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) (2) (3) Investments in non-marketable equity securities such as FHLB stock and companies in which the Company has less than a 20% Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may may A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful or substandard. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to not be impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not individually evaluated for impairment. The loss factor multiples for classified loans are based on management’s assessment of historical trends regarding losses experienced on classified loans in prior periods. See Note 5 December 31, 2016 2015. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Home equity and second There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended December 31, 2016 2015. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed above. Specific reserves are not considered charge-offs in management’s evaluation of the general component of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During 2016 $10,000 2015 December 31, 2016, eight $390,000 $869,000 $345,000 December 31, 2015, 10 $646,000 $1.2 $410,000 Consumer loans not secured by real estate are typically charged off at 90 45 Loans Held for Sale Mortgage loans originated and intended for sale in the secondary third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2016, $624,000 secondary Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing (1) (2) (3) Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property held for sale. At the time of foreclosure, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in other noninterest expense. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income. Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) (2) (3) Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718 Advertising Costs Advertising costs are charged to operations when incurred. Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss are included in the net gain on sale of securities line item on the consolidated statements of income. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606) five December 15, 2016, 2015 14 August 2015, 2014 09 one December 15, 2017, 2014 09 In January 2016, 2016 01, Financial Instruments – Overall (Subtopic 825 10) (1) (2) 2016 01), December 15, 2017, In February 2016, 2016 02, Leases (Topic 842) 12 December 15, 2018, In March 2016, 2016 09, Compensation – Stock Compensation (Topic 718) December 15, 2016, In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326) December 15, 2019, December 15, 2018, one first In August 2016, 2016 15, Statement of Cash Flows (Topic 230) eight December 15, 2017, In January 2017, 2017 04, Intangibles – Goodwill and Other (Topic 350) 2 December 15, 2019. January 1, 2017.

Note 2 - Acquisition of Peoples

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Business Combination Disclosure [Text Block]	(2) ACQUISITION OF PEOPLES BANCORP, INC. OF BULLITT COUNTY On December 4, 2015, 100% June 4, 2015 Pursuant to the terms of the Merger Agreement, shareholders of Peoples had the right to elect to receive either 382.83 $9,475 50% 50% 377.637 $9,607.08 $14.7 580,017 $14.8 $25.44 20 November 27, 2015, $1.0 December 31, 2015. As part of the merger, the Company acquired foreclosed real estate with an estimated fair value of $3.75 24 60 24 50% $3.75 December 31, 2016, The transaction was accounted for using the acquisition method of accounting. Accordingly, the results of operations of Peoples have been included in the Company’s results of operations since the date of acquisition. Under the acquisition method of accounting, the purchase price was assigned to the assets acquired and liabilities assumed based on their estimated fair values, net of applicable income tax effects. The excess of cost over the fair value of the acquired net assets of $1.1 In accounting for the acquisition, $1.4 9.67 Following is a summary of the assets acquired and the liabilities assumed recognized at the date of acquisition: (In thousands) Cash and cash equivalents $ 33,458 Interest-bearing time deposits 4,980 Investment securities 131,959 Loans 55,727 FHLB and other stock 1,295 Foreclosed real estate 4,349 Premises and equipment 3,465 Cash value of life insurance 828 Goodwill 1,085 Core deposit intangible 1,418 Other assets 1,886 Total assets acquired 240,450 Deposit accounts 209,084 Net deferred tax liability 17 Other liabilities 1,846 Total liabilities assumed 210,947 Total consideration $ 29,503 FASB ASC 310 30, Loans and Debt Securities Acquired with Deteriorated Credit Quality 5 (In thousands) Fair Value Gross Estimated Acquired loans subject to ASC 310-30 $ 1,570 $ 2,934 $ 1,033 Acquired loans not subject to ASC 310-30 54,157 60,013 1,927 Total acquired loans $ 55,727 $ 62,947 $ 2,960 For the period from December 4, 2015 December 31, 2015, $291,000 $94,000 December 4, 2015 December 31, 2015 January 1, 2015: Pro Forma Year Ended (In thousands) Revenue (interest income and noninterest income) $ 32,655 Net income 6,284 In addition to combining the historical results of operations, the pro forma calculations consider the purchase accounting adjustments and nonrecurring charges directly related to the acquisition and the related tax effects. The pro forma calculations do not include any anticipated cost savings as a result of the acquisition. The pro forma results of operations are not necessarily indicative of the actual results of operations that would have occurred had the acquisition actually been consummated on January 1, 2015, may

Note 3 - Restriction on Cash an

Note 3 - Restriction on Cash and Due From Banks	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	(3) RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank which are noninterest bearing and unavailable for investment. The average amount of those reserve balances for the years ended December 31, 2016 2015 $1.5 $886,000,

Note 4 - Investment Securities

Note 4 - Investment Securities	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	(4) INVESTMENT SECURITIES Debt and equity securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at December 31, 2016 2015 (In thousands) Amortized Gross Gross Fair December 31, 2016: Securities available for sale: Agency mortgage-backed securities $ 110,493 $ 93 $ 2,349 $ 108,237 Agency CMO 16,293 23 288 16,028 Other debt securities: Agency notes and bonds 69,407 14 759 68,662 Municipal obligations 63,189 783 1,129 62,843 Subtotal – debt securities 259,382 913 4,525 255,770 Mutual funds 74 0 0 74 Total securities available for sale $ 259,456 $ 913 $ 4,525 $ 255,844 Securities held to maturity: Agency mortgage-backed securities $ 2 $ 0 $ 0 $ 2 Total securities held to maturity $ 2 $ 0 $ 0 $ 2 December 31, 2015: Securities available for sale: Agency mortgage-backed securities $ 42,158 $ 123 $ 271 $ 42,010 Agency CMO 9,391 41 101 9,331 Other debt securities: Agency notes and bonds 84,797 11 355 84,453 Municipal obligations 49,527 1,372 60 50,839 Subtotal – debt securities 185,873 1,547 787 186,633 Mutual funds 118 0 0 118 Total securities available for sale $ 185,991 $ 1,547 $ 787 $ 186,751 Securities held to maturity: Agency mortgage-backed securities $ 4 $ 0 $ 0 $ 4 Total securities held to maturity $ 4 $ 0 $ 0 $ 4 The amortized cost and fair value of debt securities as of December 31, 2016, may may Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair (In thousands) Due in one year or less $ 3,047 $ 3,049 $ 0 $ 0 Due after one year through five years 76,481 75,767 0 0 Due after five years through ten years 18,692 18,479 0 0 Due after ten years 34,376 34,210 0 0 132,596 131,505 0 0 Mortgage-backed securities and CMO 126,786 124,265 2 2 $ 259,382 $ 255,770 $ 2 $ 2 At December 31, 2016, $44.5 At December 31, 2016 2015, no one 10% Information pertaining to investment securities available for sale with gross unrealized losses at December 31, 2016, December 31, 2016, (Dollars in thousands) Number of Fair Gross Continuous loss position less than twelve months: Agency mortgage-backed securities 78 $ 101,838 $ 2,336 Agency CMO 13 11,767 239 Agency notes and bonds 20 59,126 759 Municipal obligations 54 28,414 1,129 Total less than twelve months 165 201,145 4,463 Continuous loss position more than twelve months: Agency mortgage-backed securities 1 531 13 Agency CMO 5 2,502 49 Total more than twelve months 6 3,033 62 Total securities available for sale 171 $ 204,178 $ 4,525 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) (2) (3) At December 31, 2016, 2.2% first While management does not anticipate any credit-related impairment losses at December 31, 2016, may During the year ended December 31, 2016, $176,000 $4.6 December 31, 2015, $45.4 At December 31, 2015, 131,750 9% $711,000. $856,000 July 2016, $145,000

Note 5 - Loans and Allowance fo

Note 5 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	(5) LOANS AND ALLOWANCE FOR LOAN LOSSES Loans at December 31, 2016 2015 (In thousands) 2016 2015 Real estate mortgage loans: Residential $ 137,842 $ 147,933 Land 13,895 12,962 Residential construction 29,561 16,391 Commercial real estate 96,462 84,493 Commercial real estate construction 8,921 1,090 Commercial business loans 24,056 23,095 Consumer loans: Home equity and second mortgage loans 42,908 38,476 Automobile loans 34,279 28,828 Loans secured by savings accounts 1,879 2,096 Unsecured loans 3,912 4,350 Other consumer loans 9,025 7,210 Gross loans 402,740 366,924 Less undisbursed portion of loans in process (19,037 ) (4,926 ) Principal loan balance 383,703 361,998 Deferred loan origination fees, net 837 583 Allowance for loan losses (3,386 ) (3,415 ) Loans, net $ 381,154 $ 359,166 At December 31, 2016 2015, $137,000 $590,000, At December 31, 2016 2015, 90% $3.7 $2.5 Mortgage loans serviced for the benefit of others amounted to $126,000 $156,000 December 31, 2016 2015, The Bank has entered into loan transactions with certain directors, officers and their affiliates (i.e., related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with unrelated persons. The following table represents the aggregate activity for related party loans during the year ended December 31, 2016. (In thousands) Beginning balance $ 7,275 New loans 2,897 Payments (2,328 ) Ending balance $ 7,844 Off-balance-sheet commitments (including commitments to make loans, unused lines of credit and letters of credit) to related parties at December 31, 2016 2015 $2.4 $3.2 The following table provides the components of the Company’s recorded investment in loans at December 31, 2016 2015: Residential Land Construction Commercial Commercial Home Other Total (In thousands) December 31, 2016: Principal loan balance $ 137,842 $ 13,895 $ 19,445 $ 96,462 $ 24,056 $ 42,908 $ 49,095 $ 383,703 Accrued interest receivable 455 42 44 249 67 141 226 1,224 Net deferred loan origination fees and costs 80 14 0 (42 ) 3 782 0 837 Recorded investment in loans $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 December 31, 2015: Principal loan balance $ 147,933 $ 12,962 $ 12,555 $ 84,493 $ 23,095 $ 38,476 $ 42,484 $ 361,998 Accrued interest receivable 584 70 61 281 64 130 171 1,361 Net deferred loan origination fees and costs 58 6 0 (46 ) (6 ) 571 0 583 Recorded investment in loans $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2016 Residential Land Construction Commercial Commercial Home Other Total (In thousands) Allowance for Loan Losses: Beginning balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Provisions (87 ) (92 ) 33 157 187 79 368 645 Charge-offs (118 ) (9 ) 0 (82 ) (264 ) (36 ) (409 ) (918 ) Recoveries 58 0 0 54 14 14 104 244 Ending balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 23 $ 0 $ 0 $ 0 $ 43 $ 13 $ 6 $ 85 Collectively evaluated for impairment 357 56 80 1,670 155 670 313 3,301 Acquired with deteriorated 0 0 0 0 0 0 0 0 Ending balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Recorded Investment in Loans: Individually evaluated for impairment $ 2,083 $ 0 $ 0 $ 1,217 $ 143 $ 244 $ 20 $ 3,707 Collectively evaluated for impairment 135,904 13,951 19,489 95,212 23,983 43,587 49,301 381,427 Acquired with deteriorated credit quality 390 0 0 240 0 0 0 630 Ending balance $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2015 Residential Land Construction Commercial Commercial Home Other Total (In thousands) Allowance for Loan Losses: Beginning balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 Provisions 35 (44 ) (13 ) 6 (23 ) (49 ) 138 50 Charge-offs (128 ) 0 0 0 (1,205 ) (78 ) (268 ) (1,679 ) Recoveries 11 0 0 34 9 33 111 198 Ending balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 6 $ 0 $ 0 $ 49 $ 100 $ 11 $ 0 $ 166 Collectively evaluated for impairment 521 157 47 1,492 161 615 256 3,249 Acquired with deteriorated 0 0 0 0 0 0 0 0 Ending balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Recorded Investment in Loans: Individually evaluated for impairment $ 1,996 $ 24 $ 0 $ 3,623 $ 167 $ 136 $ 0 $ 5,946 Collectively evaluated for impairment 145,695 13,014 12,616 80,639 22,986 39,041 42,655 356,646 Acquired with deteriorated credit quality 884 0 0 466 0 0 0 1,350 Ending balance $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942 At December 31, 2016 2015, 0.33% 20% $1.8 $1.4 December 31, 2016 2015. At December 31, 2016 2015, 1.18 · Underwriting Standards – Management reviews the findings of periodic internal audit loan reviews, independent outsourced loan reviews and loan reviews performed by the banking regulators to evaluate the risk associated with changes in underwriting standards. At December 31, 2016 2015, · Economic Conditions – Management analyzes trends in housing and unemployment data in the Louisville, Kentucky metropolitan area, the Company’s primary market area, to evaluate the risk associated with economic conditions. Due to a decrease in new home construction and an increase in unemployment in the Company’s primary market area, management assigned a risk factor of 1.20 December 31, 2016 2015. · Past Due Loans – Management analyzes trends in past due loans for the Company to evaluate the risk associated with delinquent loans. In general, past due loan ratios have remained at elevated levels compared to historical amounts since 2007, 1.20 December 31, 2016 2015. · Other Internal and External Factors – This component includes management’s consideration of other qualitative factors such as loan portfolio composition. The Company has focused on the origination of commercial business and real estate loans in an effort to convert the Company’s balance sheet from that of a traditional thrift institution to a commercial bank. In addition, the Company has increased its investment in mortgage loans in which it does not hold a first second first 1.30 December 31, 2016 2015. Each of the four 1.18 December 31, 2016 2015. $501,000 $457,000 December 31, 2016 2015, Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not individually evaluated for impairment. The adjustments consider the increased likelihood of loss on classified loans based on the Company’s separate historical experience for classified loans. The effect of the adjustments for classified loans was to increase the estimated allowance for loan losses by $559,000 $410,000 December 31, 2016 2015, The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2016. December 31, 2016. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded : Residential real estate $ 1,871 $ 2,223 $ 0 $ 1,904 $ 26 Land 0 0 0 5 0 Construction 0 0 0 0 3 Commercial real estate 1,217 1,540 0 2,959 60 Commercial business 75 81 0 66 0 Home equity and second mortgage 231 237 0 88 2 Other consumer 0 0 0 4 1 $ 3,394 $ 4,081 $ 0 $ 5,026 $ 92 Loans with an allowance recorded : Residential real estate $ 212 $ 217 $ 23 $ 148 $ 0 Land 0 0 0 0 0 Construction 0 0 0 0 0 Commercial real estate 0 0 0 99 0 Commercial business 68 68 43 54 0 Home equity and second mortgage 13 14 13 27 0 Other consumer 20 20 6 22 0 $ 313 $ 319 $ 85 $ 350 $ 0 Total : Residential real estate $ 2,083 $ 2,440 $ 23 $ 2,052 $ 26 Land 0 0 0 5 0 Construction 0 0 0 0 3 Commercial real estate 1,217 1,540 0 3,058 60 Commercial business 143 149 43 120 0 Home equity and second mortgage 244 251 13 115 2 Other consumer 20 20 6 26 1 $ 3,707 $ 4,400 $ 85 $ 5,376 $ 92 The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2015. no December 31, 2015. Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded : Residential real estate $ 1,938 $ 2,330 $ 0 $ 1,356 $ 19 Land 24 27 0 20 0 Construction 0 0 0 0 0 Commercial real estate 3,389 3,706 0 2,092 76 Commercial business 67 67 0 19 0 Home equity and second mortgage 56 65 0 64 2 Other consumer 0 0 0 0 0 $ 5,474 $ 6,195 $ 0 $ 3,551 $ 97 Loans with an allowance recorded : Residential real estate $ 58 $ 62 $ 6 $ 190 $ 0 Land 0 0 0 0 0 Construction 0 0 0 0 0 Commercial real estate 234 260 49 78 0 Commercial business 100 100 100 355 0 Home equity and second mortgage 80 81 11 80 0 Other consumer 0 0 0 0 0 $ 472 $ 503 $ 166 $ 703 $ 0 Total : Residential real estate $ 1,996 $ 2,392 $ 6 $ 1,546 $ 19 Land 24 27 0 20 0 Construction 0 0 0 0 0 Commercial real estate 3,623 3,966 49 2,170 76 Commercial business 167 167 100 374 0 Home equity and second mortgage 136 146 11 144 2 Other consumer 0 0 0 0 0 $ 5,946 $ 6,698 $ 166 $ 4,254 $ 97 Nonperforming loans consists of nonaccrual loans and loans over 90 December 31, 2016 2015: December 31, 2016 December 31, 2015 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential real estate $ 1,634 $ 55 $ 1,689 $ 1,648 $ 271 $ 1,919 Land 0 0 0 24 75 99 Construction 0 0 0 0 0 0 Commercial real estate 924 0 924 2,267 0 2,267 Commercial business 142 0 142 167 0 167 Home equity and second mortgage 226 0 226 116 0 116 Other consumer 20 23 43 0 9 9 Total $ 2,946 $ 78 $ 3,024 $ 4,222 $ 355 $ 4,577 The following table presents the aging of the recorded investment in loans at December 31, 2016: 30-59 Days 60-89 Days Over 90 Days Total Current Purchased Total (In thousands) Residential real estate $ 2,444 $ 707 $ 1,021 $ 4,172 $ 133,815 $ 390 $ 138,377 Land 0 52 0 52 13,899 0 13,951 Construction 0 0 0 0 19,489 0 19,489 Commercial real estate 0 0 27 27 96,402 240 96,669 Commercial business 155 0 83 238 23,888 0 24,126 Home equity and second mortgage 352 0 13 365 43,466 0 43,831 Other consumer 319 66 43 428 48,893 0 49,321 Total $ 3,270 $ 825 $ 1,187 $ 5,282 $ 379,852 $ 630 $ 385,764 The following table presents the aging of the recorded investment in loans at December 31, 2015: 30-59 Days 60-89 Days Over 90 Days Total Current Purchased Total (In thousands) Residential real estate $ 3,078 $ 786 $ 1,256 $ 5,120 $ 142,571 $ 884 $ 148,575 Land 55 26 99 180 12,858 0 13,038 Construction 71 0 0 71 12,545 0 12,616 Commercial real estate 435 773 396 1,604 82,658 466 84,728 Commercial business 0 100 67 167 22,986 0 23,153 Home equity and second mortgage 365 6 80 451 38,726 0 39,177 Other consumer 464 13 9 486 42,169 0 42,655 Total $ 4,468 $ 1,704 $ 1,907 $ 8,079 $ 354,513 $ 1,350 $ 363,942 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: Doubtful: Loss: Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Land Construction Commercial Commercial Home Other Total (In thousands) December 31, 2016: Pass $ 135,328 $ 13,795 $ 19,489 $ 87,782 $ 23,246 $ 43,601 $ 49,256 $ 372,497 Special mention 403 86 0 1,892 661 0 45 3,087 Substandard 721 70 0 5,991 77 4 0 6,863 Doubtful 1,925 0 0 1,004 142 226 20 3,317 Loss 0 0 0 0 0 0 0 0 Total $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 December 31, 2015: Pass $ 140,438 $ 10,077 $ 12,286 $ 76,389 $ 22,365 $ 38,956 $ 42,553 $ 343,064 Special mention 3,657 125 330 4,446 471 0 53 9,082 Substandard 1,948 2,812 0 1,195 150 105 49 6,259 Doubtful 2,532 24 0 2,698 167 116 0 5,537 Loss 0 0 0 0 0 0 0 0 Total $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942 Troubled Debt Restructurings The following table summarizes the Company’s TDRs by accrual status as of December 31, 2016 2015: December 31, 2016 December 31, 2015 Accruing Nonaccrual Total Related Accruing Nonaccrual Total Related (In thousands) Residential real estate $ 433 $ 229 $ 662 $ 0 $ 342 $ 315 $ 657 $ 0 Commercial real estate 291 168 459 0 1,348 294 1,642 0 Home equity and second mortgage 18 0 18 0 20 0 20 0 Total $ 742 $ 397 $ 1,139 $ 0 $ 1,710 $ 609 $ 2,319 $ 0 At December 31, 2016 2015, no There were no December 31, 2016 2015. The Company had payment defaults (defined as the loan becoming more than 90 12 two $187,000 December 31, 2015. no December 31, 2016. may may not December 31, 2016 2015. Purchased Credit Impaired (“PCI”) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no carryover of the related allowance for loan and lease losses. Such loans are accounted for individually or aggregated into pools of loans based on common risk characteristics such as credit score, loan type and date of origination. In determining the estimated fair value of purchased loans or pools, management considers a number of factors including the remaining life, estimated prepayments, estimated loss ratios, estimated value of the underlying collateral, and net present value of cash flows expected to be received, among others. Purchased loans are accounted for in accordance with guidance for certain loans acquired in a transfer (FASB ASC 310 30), The following table presents the carrying amount of PCI loans accounted for under FASB ASC 310 30 December 31, 2016 2015: (In thousands) 2016 2015 Residential real estate $ 390 $ 884 Commercial real estate 240 466 $ 630 $ 1,350 The outstanding balance of PCI loans accounted for under FASB ASC 310 30, $754,000 $1.6 December 31, 2016 2015, There was no December 31, 2016 2015. no December 31, 2016 2015. Accretable yield, or income expected to be collected, is as follows for the years ended December 31, 2016 2015: (In thousands) 2016 2015 Balance at January 1 $ 319 $ - New loans purchased - 331 Accretion to income (75 ) (12 ) Disposals of loans (93 ) - Reclassification (to) from nonaccretable difference 101 - Balance at December 31 $ 252 $ 319

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	(6) PREMISES AND EQUIPMENT Premises and equipment as of December 31 (In thousands) 2016 2015 Land and land improvements $ 5,297 $ 4,771 Leasehold improvements 134 56 Office buildings 13,136 12,632 Furniture, fixtures and equipment 5,723 5,662 24,290 23,121 Less accumulated depreciation 9,449 9,185 Totals $ 14,841 $ 13,936 Depreciation expense was $1.0 $744,000 December 31, 2016 2015, The Company is constructing a new branch location in Clark County, Indiana, which is scheduled to be completed in April 2017. December 31, 2016, $1.0 $761,000.

Note 7 - Foreclosed Real Estate

Note 7 - Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Real Estate Disclosure [Text Block]	(7) FORECLOSED REAL ESTATE At December 31, 2016 2015, $4.7 $4.9 December 31, 2016 2015, $278,000 $1.2 $80,000 $100,000 2016 2015, $30,000 2016 $15,000 2015. $173,000 $50,000 2016 2015, 2016 2015. December 31, 2016 2015, $ 10,000 At December 31, 2016 2015, $793,000 $313,000,

Note 8 - Goodwill and Other Int

Note 8 - Goodwill and Other Intangibles	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	(8) GOODWILL AND OTHER INTANGIBLES The Company acquired goodwill of $1.1 $5.4 2003. No 2016 2015. The Company acquired a core deposit intangible of $1.4 2015. $147,000 2016 $12,000 2015. five Years ending December 31: (In thousands) 2017 $ 147 2018 147 2019 147 2020 147 2021 147 2022 and thereafter 524 Total $ 1,259

Note 9 - Deposits

Note 9 - Deposits	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Deposits Assets Disclosure Noncurrent [Text Block]	(9) DEPOSITS The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 $3.6 $3.5 December 31, 2016 2015, At December 31, 2016, Year ending December 31: (In thousands) 2017 $ 49,214 2018 18,548 2019 6,538 2020 6,491 2021 and thereafter 4,239 Total $ 85,030 The Bank held deposits of approximately $11.9 $11.4 December 31, 2016 2015,

Note 10 - Lines of Credit

Note 10 - Lines of Credit	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Debt Disclosure [Text Block]	(10) LINES OF CREDIT In connection with the acquisition of Peoples Bank, the Bank obtained an unsecured federal funds purchased line of credit through The Bankers’ Bank of Kentucky with a maximum borrowing amount of $5.0 December 31, 2016 2015, The Bank also has a $2.0 December 31, 2016 2015,

Note 11 - Advances from Federal

Note 11 - Advances from Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	(11) ADVANCES FROM FEDERAL HOME LOAN BANK There were no December 31, 2016 2015. December 31, 2016, $68.4

Note 12 - Lease Commitments

Note 12 - Lease Commitments	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Leases of Lessee Disclosure [Text Block]	(12) LEASE COMMITMENTS During 2015, March 2020 $ 19,000 September 2016, October 2021 $ 59,000 December 31, 2016, $ 78,000 December 31, 2017 2019, $64,000 December 31, 2020 $59,000 December 31, 2021, $357,000. The Bank’s subsidiary companies headquartered in Nevada lease office space under sublease agreements that automatically renew for one October. Total rental expense for all operating leases for the years ended December 31, 2016 2015 $28,000 $30,000,

Note 13 - Income Taxes

Note 13 - Income Taxes	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(13) INCOME TAXES The components of income tax expense for the years ended December 31, 2016 2015 (In thousands) 2016 2015 Current $ 2,303 $ 1,292 Deferred 220 672 Totals $ 2,523 $ 1,964 The reconciliation of income tax expense for the years ended December 31, 2016 2015, 34% (In thousands) 2016 2015 Provision at federal statutory tax rate $ 3,196 $ 2,440 State income tax-net of federal tax benefit 111 107 Change in state statutory tax rate (4 ) (4 ) Tax-exempt interest income (416 ) (405 ) Bank-owned life insurance income (62 ) (83 ) Captive insurance net premiums (294 ) (322 ) Nondeductible acquisition expense - 219 Other (8 ) 12 Totals $ 2,523 $ 1,964 Effective tax rate 26.8 % 27.4 % Significant components of the deferred tax assets and liabilities as of December 31, 2016 2015 (In thousands) 2016 2015 Deferred tax assets (liabilities): Deferred compensation plans $ 200 $ 205 Allowance for loan losses 876 872 Accrued expenses 45 155 Unrealized loss on securities available for sale 1,335 - Other 353 351 Deferred tax assets 2,809 1,583 Depreciation (632 ) (550 ) Deferred loan fees and costs (261 ) (186 ) FHLB stock dividends (56 ) (262 ) Prepaid expenses (295 ) (258 ) Acquisition purchase accounting adjustments (304 ) (181 ) Unrealized gain on securities available for sale - (261 ) Deferred tax liabilities (1,548 ) (1,698 ) Net deferred tax asset (liability) $ 1,261 $ (115 ) Tax laws enacted in 2013 2014 2014 2023. At December 31, 2016 2015, no twelve not December 31, 2013 Retained earnings of the Bank at December 31, 2015 2014 $ 1.0 December 31, 1987 $ 354,000 December 31, 2015 2014.

Note 14 - Employee Benefit Plan

Note 14 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	(14) EMPLOYEE BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401(k). $472,000 $362,000 December 31, 2016 2015, Employee Stock Ownership Plan: On December 31, 1998, 718 40, Employee Stock Ownership Plans 61,501 ten 2008 Compensation expense is recognized based on the average fair value of shares released for allocation to participant accounts during the year with a corresponding credit to stockholders’ equity. No December 31, 2016 2015 2008. At December 31, 2016 2015, 54,196 54,204

Note 15 - Deferred Compensation

Note 15 - Deferred Compensation	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Deferred Compensation Plans Disclosure [Text Block]	(15) DEFERRED COMPENSATION PLANS The Bank has a deferred compensation plan whereby certain officers will be provided specific amounts of income for a period of fifteen 2022. December 2015, three ten 2026. may $365,000 $370,000 December 31, 2016 2015, $21,000 $8,000 December 31, 2016 2015, The Bank also has a directors' deferred compensation plan whereby a director defers into a retirement account a portion of his/her monthly director fees for a specified period to provide a specified amount of income for a period of fifteen 2036. $161,000 $164,000 December 31, 2016 2015, $ 19,000 December 31, 2016 2015.

Note 16 - Stock-based Compensat

Note 16 - Stock-based Compensation Plan	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Disclosure of Compensation Related Costs, Share-based Payments [Text Block]	(16) STOCK-BASED COMPENSATION PLAN On May 20, 2009, 2009 may 223,000 December 31, 2016, 204,000 The Company may may ten may first $100,000. may may The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of December 31, 2016, On February 17, 2015, 19,500 $24.50 $478,000. five December 31, 2016 2015 $82,000 $71,000, December 31, 2016 Number Weighted Nonvested at beginning of year 18,000 $ 24.50 Granted - - Vested 4,000 24.50 Forfeited - - Nonvested at end of year 14,000 $ 24.50 The total fair value of restricted shares that vested during the year ended December 31, 2016 $132,000. December 31, 2016, $300,000. 3.5

Note 17 - Commitments and Conti

Note 17 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	(17) COMMITMENTS AND CONTINGENCIES In the normal course of business, there are outstanding various commitments and contingent liabilities, such as commitments to extend credit and legal claims, which are not reflected in the consolidated financial statements. Commitments under outstanding standby letters of credit totaled $1.2 $1.3 December 31, 2016 2015, The following is a summary of the commitments to extend credit at December 31, 2016 2015: (In thousands) 2016 2015 Loan commitments: Fixed rate $ 4,542 $ 4,007 Adjustable rate 10,661 3,854 Unused lines of credit on credit cards 5,463 4,429 Undisbursed commercial and personal lines of credit 32,125 29,359 Undisbursed portion of construction loans in process 19,037 4,869 Undisbursed portion of home equity lines of credit 33,490 26,910 Total commitments to extend credit $ 105,318 $ 73,428

Note 18 - Financial Instruments

Note 18 - Financial Instruments With Off-balance-sheet Risk	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	(18) FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK The Bank is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheet. The Bank’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments (see Note 17). Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third may The Bank has not been required to perform on any financial guarantees and did not incur any losses on its commitments in 2016 2015.

Note 19 - Dividend Restriction

Note 19 - Dividend Restriction	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Dividend Restrictions [Text Block]	(19) DIVIDEND RESTRICTION As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may The payment of dividends by the Bank is subject to regulation by the Office of the Comptroller of the Currency (“OCC”). The Bank may December 31, 1998.

Note 20 - Regulatory Matters

Note 20 - Regulatory Matters	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	(20) REGULATORY MATTERS The Bank is subject to various regulatory capital requirements administered by the OCC. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank and the consolidated financial statements. Under the regulatory capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines involving quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification under the prompt corrective action guidelines are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Tier 1 1 1 January 1, 2015, 2019. 0.0% 2015 2.5% 2019. 2016 0.625%. December 31, 2016 2015. As of December 31, 2016, 1 The Bank’s actual capital amounts and ratios are presented in the following table. No amounts were deducted from capital for interest-rate risk in either year. Actual Minimum Minimum (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016 : Total capital (to risk weighted assets) $ 71,832 14.98 % $ 41,354 8.625 % $ 47,946 10.00 % Tier I capital (to risk weighted assets) $ 68,446 14.28 % $ 31,764 6.625 % $ 38,357 8.00 % Common equity Tier I capital (to risk weighted assets) $ 68,446 14.28 % $ 24,572 5.125 % $ 31,165 6.50 % Tier I capital (to average assets) $ 68,446 9.30 % $ 29,447 4.00 % $ 36,809 5.00 % As of December 31, 2015 : Total capital (to risk weighted assets) $ 67,540 16.07 % $ 33,624 8.00 % $ 42,030 10.00 % Tier I capital (to risk weighted assets) $ 64,125 15.26 % $ 25,218 6.00 % $ 33,624 8.00 % Common equity Tier I capital (to risk weighted assets) $ 64,125 15.26 % $ 18,913 4.50 % $ 27,319 6.50 % Tier I capital (to average assets) $ 64,125 12.15 % $ 21,110 4.00 % $ 26,387 5.00 %

Note 21 - Disclosures About Fai

Note 21 - Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value Measurements and Financial Instruments Disclosure [Text Block]	(21) DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy (see Note 22) December 31, 2016 2015: Fair Value Measurements Using ( In thousands ) Carrying Fair Level 1 Level 2 Level 3 December 31, 2016: Financial assets: Cash and cash equivalents $ 45,835 $ 45,835 $ 45,835 $ 0 $ 0 Interest-bearing time deposits 14,735 14,786 0 14,786 0 Securities available for sale 255,844 255,844 74 255,770 0 Securities held to maturity 2 2 0 2 0 Loans held for sale 4,507 4,598 0 4,598 0 Loans, net 381,154 381,459 0 0 381,459 FHLB and other stock 1,650 1,650 0 1,650 0 Accrued interest receivable 2,363 2,363 0 2,363 0 Financial liabilities: Deposits 664,650 663,806 0 0 663,806 Accrued interest payable 133 133 0 133 0 December 31, 2015: Financial assets: Cash and cash equivalents $ 109,174 $ 109,174 $ 109,174 $ 0 $ 0 Interest-bearing time deposits 16,655 16,696 0 16,696 0 Securities available for sale 186,751 186,751 118 186,633 0 Securities held to maturity 4 4 0 4 0 Loans held for sale 3,081 3,145 0 3,145 0 Loans, net 359,166 359,784 0 0 359,784 FHLB and other stock 1,650 1,650 0 1,650 0 Accrued interest receivable 2,244 2,244 0 2,244 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 637,177 636,406 0 0 636,406 Accrued interest payable 167 167 0 167 0 The carrying amounts in the preceding table are included in the consolidated balance sheets under the applicable captions. The contractual or notional amounts of financial instruments with off-balance-sheet risk are disclosed in Note 17, The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value: Cash and Cash Equivalents For cash and short-term instruments, including cash and due from banks, interest-bearing deposits with banks, and federal funds sold, the carrying amount is a reasonable estimate of fair value. Investment Securities and Interest-Bearing Time Deposits For marketable equity securities, the fair values are based on quoted market prices. For debt securities and interest-bearing time deposits, the Company obtains fair value measurements from an independent pricing service and the fair value measurements consider observable data that may Loans The fair value of loans, excluding loans held for sale, is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and terms. Impaired loans are valued at the lower of their carrying value or fair value. The carrying amount of accrued interest receivable approximates its fair value. The fair value of loans held for sale is based on specific prices of underlying contracts for sales to investors. Deposits The fair value of demand deposits, savings accounts, money market deposit accounts and other transaction accounts is the amount payable on demand at the balance sheet date. The fair value of fixed-maturity certificates of deposit is estimated by discounting the future cash flows using the rates currently offered for deposits of similar remaining maturities. The carrying amount of accrued interest payable approximates its fair value.

Note 22 - Fair Value Measuremen

Note 22 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Fair Value Disclosures [Text Block]	(22) FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not active; or inputs that are derived principally from or can be corroborated by observable market data by correlation or other means. Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 Fair value is based upon quoted market prices, where available. If quoted market prices are not available, fair value is based on internally developed models or obtained from independent third may may may may A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2016. December 31, 2016. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2016: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 108,237 $ 0 $ 108,237 Agency CMO 0 16,028 0 16,028 Agency notes and bonds 0 68,662 0 68,662 Municipal obligations 0 62,843 0 62,843 Mutual funds 74 0 0 74 Total securities available for sale $ 74 $ 255,770 $ 0 $ 255,844 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 2,060 $ 2,060 Commercial real estate 0 0 1,217 1,217 Commercial business 0 0 100 100 Home equity and second mortgage 0 0 231 231 Other consumer 0 0 14 14 Total impaired loans $ 0 $ 0 $ 3,622 $ 3,622 Loans held for sale $ 0 $ 4,507 $ 0 $ 4,507 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 226 $ 226 Commercial real estate 0 0 4,448 4,448 Total foreclosed real estate $ 0 $ 0 $ 4,674 $ 4,674 The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2015. no December 31, 2015. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2015: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 42,010 $ 0 $ 42,010 Agency CMO 0 9,331 0 9,331 Agency notes and bonds 0 84,453 0 84,453 Municipal obligations 0 50,839 0 50,839 Mutual funds 118 0 0 118 Total securities available for sale $ 118 $ 186,633 $ 0 $ 186,751 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,990 $ 1,990 Land 0 0 24 24 Commercial real estate 0 0 3,574 3,574 Commercial business 0 0 67 67 Home equity and second mortgage 0 0 125 125 Total impaired loans $ 0 $ 0 $ 5,780 $ 5,780 Loans held for sale $ 0 $ 3,081 $ 0 $ 3,081 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 557 $ 557 Land 0 0 203 203 Commercial real estate 0 0 4,130 4,130 Total foreclosed real estate $ 0 $ 0 $ 4,890 $ 4,890 Securities Available for Sale . 1 third 2 may Impaired Loans 3 Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At December 31, 2016 2015, may At December 31, 2016, 33% 65%, 39%. December 31, 2015, 10% 59%, 16%. The Company recognized provisions for loan losses of $158,000 $154,000 December 31, 2016 2015, Loans Held for Sale 2 Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At December 31, 2016, 10% 77%, 38%. December 31, 2015, 9% 43%, 30%. The Company recognized charges of $80,000 $100,000 December 31, 2016 2015. Transfers between Categories December 31, 2016 2015. 3 December 31, 2016 2015. 1 2 December 31, 2016 2015.

Note 23 - Parent Company Conden

Note 23 - Parent Company Condensed Financial Information	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	(23) PARENT COMPANY CONDENSED FINANCIAL INFORMATION Condensed financial information for the Company (parent company only) follows: Balance Sheets (In thousands) As of December 31 , 2016 2015 Assets: Cash and cash equivalents $ 727 $ 461 Other assets 243 971 Investment in subsidiaries 74,790 73,027 $ 75,760 $ 74,459 Liabilities and Equity: Accrued expenses $ 30 $ 63 Stockholders' equity 75,730 74,396 $ 75,760 $ 74,459 Statements of Income (In thousands) Years Ended December 31, 2016 2015 Dividend income from subsidiary $ 2,550 $ 18,200 Other income 152 9 Other operating expenses (534 ) (1,116 ) Income before income taxes and equity in undistributed net income of subsidiaries 2,168 17,093 Income tax benefit 158 179 Income before equity in undistributed net income of subsidiaries 2,326 17,272 Equity in undistributed net income of subsidiaries 4,538 (12,074 ) Net income $ 6,864 $ 5,198 Statements of Cash Flows (In thousands) Years Ended December 31 , 2016 2015 Operating Activities: Net income $ 6,864 $ 5,198 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (4,538 ) 12,074 Stock compensation expense 82 71 Gain on sale of cost method equity investment (145 ) 0 Net change in other assets and liabilities (15 ) 3 Net cash provided by operating activities 2,248 17,346 Investing Activities: Proceeds from sale of cost method equity investment 856 0 Net cash paid in acquisition of Peoples 0 (14,748 ) Net cash provided by (used in) investing activities 856 (14,748 ) Financing Activities: Advances on line of credit 0 500 Repayment of advances on line of credit 0 (500 ) Purchase of treasury stock (34 ) (10 ) Cash dividends paid (2,804 ) (2,436 ) Net cash used in financing activities (2,838 ) (2,446 ) Net increase in cash and cash equivalents 266 152 Cash and cash equivalents at beginning of year 461 309 Cash and cash equivalents at end of year $ 727 $ 461

Note 24 - Supplemental Disclosu

Note 24 - Supplemental Disclosures of Cash Flow Information	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	(24) SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Years Ended December 31 , (In thousands) 2016 2015 Cash payments for : Interest $ 1,914 $ 978 Income taxes (net of refunds received) 1,054 1,040 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure $ 1,307 $ 809 Proceeds from sales of foreclosed real estate financed through loans 288 0 Noncash financing activity: Issuance of common stock in Peoples acquisition $ 0 $ 14,755

Note 25 - Supplemental Disclosu

Note 25 - Supplemental Disclosure for Earnings Per Share	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Earnings Per Share [Text Block]	(25) SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. Earnings per share information is presented below for the years ended December 31, 2016 2015. (In thousands, except share and per share data) Years Ended December 31, 2016 2015 Basic: Net income attributable to First Capital, Inc. $ 6,864 $ 5,198 Shares: Weighted average common shares outstanding 3,340,566 2,783,508 Net income per common share attributable to First Capital, Inc., basic $ 2.05 $ 1.87 Diluted: Net income attributable to First Capital, Inc. $ 6,864 $ 5,198 Shares: Weighted average common shares outstanding 3,340,566 2,783,508 Add: Dilutive effect of restricted stock 2,850 404 Weighted average common shares outstanding, as adjusted 3,343,416 2,783,912 Net income per common share attributable to First Capital, Inc., diluted $ 2.05 $ 1.87 Nonvested restricted stock shares are not considered as outstanding for purposes of computing weighted average common shares outstanding. No December 31, 2016 2015.

Note 26 - Selected Quarterly Fi

Note 26 - Selected Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2016
Notes to Financial Statements
Quarterly Financial Information [Text Block]	(26) SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) First Second Third Fourth 2016 (In thousands, except per share data) Interest income $ 6,346 $ 6,289 $ 6,215 $ 6,244 Interest expense 500 456 414 393 Net interest income 5,846 5,833 5,801 5,851 Provision for loan losses 75 150 200 220 Net interest income after provision for loan losses 5,771 5,683 5,601 5,631 Noninterest income 1,368 1,615 1,750 1,436 Noninterest expenses 4,990 4,844 4,924 4,697 Income before income taxes 2,149 2,454 2,427 2,370 Income tax expense 564 667 666 626 Net income 1,585 1,787 1,761 1,744 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,582 $ 1,783 $ 1,758 $ 1,741 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.47 $ 0.53 $ 0.53 $ 0.52 Diluted $ 0.47 $ 0.53 $ 0.53 $ 0.52 2015 Interest income $ 4,496 $ 4,555 $ 4,553 $ 5,109 Interest expense 243 239 220 302 Net interest income 4,253 4,316 4,333 4,807 Provision for loan losses 0 50 0 0 Net interest income after provision for loan losses 4,253 4,266 4,333 4,807 Noninterest income 1,364 1,214 1,226 1,320 Noninterest expenses 3,679 3,761 3,651 4,517 Income before income taxes 1,938 1,719 1,908 1,610 Income tax expense 469 487 507 501 Net income 1,469 1,232 1,401 1,109 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,466 $ 1,228 $ 1,398 $ 1,106 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.53 $ 0.45 $ 0.51 $ 0.38 Diluted $ 0.53 $ 0.45 $ 0.51 $ 0.38

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2016
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no effect on net income or stockholders’ equity.
Cash and Cash Equivalents, Policy [Policy Text Block]	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Bank’s loan portfolio consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Bank’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may
Investment, Policy [Policy Text Block]	Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers (1) (2) (3) Investments in non-marketable equity securities such as FHLB stock and companies in which the Company has less than a 20%
Finance, Loans and Leases Receivable, Policy [Policy Text Block]	Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan area. The ability of the Company’s customers to honor their contracts is dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral if the loan is collateral dependent. Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not otherwise consider. By granting the concession, the Company expects to obtain more cash or other value from the debtor, or to increase the probability of receipt, than would be expected by not granting the concession. The concession may may A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful or substandard. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component covers non-classified loans and classified loans that are found, upon individual evaluation, to not be impaired. Such loans are pooled by segment and losses are modeled using annualized historical loss experience adjusted for qualitative factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the prior five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not individually evaluated for impairment. The loss factor multiples for classified loans are based on management’s assessment of historical trends regarding losses experienced on classified loans in prior periods. See Note 5 December 31, 2016 2015. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. The Company’s construction loan portfolio consists of single-family residential properties, multi-family properties and commercial projects, and includes both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Home equity and second There were no significant changes to the Company’s accounting policies or methodology used to estimate the allowance for loan losses during the years ended December 31, 2016 2015. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not be repaid. A specific reserve is recognized as a component of the allowance for estimated losses on loans individually evaluated for impairment. Partial charge-offs on nonperforming and impaired loans are included in the Company’s historical loss experience used to estimate the general component of the allowance for loan losses as discussed above. Specific reserves are not considered charge-offs in management’s evaluation of the general component of the allowance for loan losses because they are estimates and the outcome of the loan relationship is undetermined. During 2016 $10,000 2015 December 31, 2016, eight $390,000 $869,000 $345,000 December 31, 2015, 10 $646,000 $1.2 $410,000 Consumer loans not secured by real estate are typically charged off at 90 45
Finance, Loan and Lease Receivables, Held-for-sale, Policy [Policy Text Block]	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2016, $624,000 secondary
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing (1) (2) (3)
Loans and Leases Receivable, Real Estate Acquired Through Foreclosure, Policy [Policy Text Block]	Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property held for sale. At the time of foreclosure, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After foreclosure, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in other noninterest expense.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Surrender Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is carried at its implied fair value and is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not reduce the fair value of the reporting unit below its carrying amount. Such circumstances could include, but are not limited to: (1) (2) (3) Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may
Securities Borrowed and Loaned Policy [Policy Text Block]	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]	Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718
Advertising Costs, Policy [Policy Text Block]	Advertising Costs Advertising costs are charged to operations when incurred.
Income Tax, Policy [Policy Text Block]	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than-not (more than 50 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred income tax assets will not be realized. Deferred tax assets and liabilities are reflected at income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes.
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss are included in the net gain on sale of securities line item on the consolidated statements of income.
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In May 2014, 2014 09, Revenue from Contracts with Customers (Topic 606) five December 15, 2016, 2015 14 August 2015, 2014 09 one December 15, 2017, 2014 09 In January 2016, 2016 01, Financial Instruments – Overall (Subtopic 825 10) (1) (2) 2016 01), December 15, 2017, In February 2016, 2016 02, Leases (Topic 842) 12 December 15, 2018, In March 2016, 2016 09, Compensation – Stock Compensation (Topic 718) December 15, 2016, In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326) December 15, 2019, December 15, 2018, one first In August 2016, 2016 15, Statement of Cash Flows (Topic 230) eight December 15, 2017, In January 2017, 2017 04, Intangibles – Goodwill and Other (Topic 350) 2 December 15, 2019. January 1, 2017.

Note 2 - Acquisition of Peopl36

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	(In thousands) Cash and cash equivalents $ 33,458 Interest-bearing time deposits 4,980 Investment securities 131,959 Loans 55,727 FHLB and other stock 1,295 Foreclosed real estate 4,349 Premises and equipment 3,465 Cash value of life insurance 828 Goodwill 1,085 Core deposit intangible 1,418 Other assets 1,886 Total assets acquired 240,450 Deposit accounts 209,084 Net deferred tax liability 17 Other liabilities 1,846 Total liabilities assumed 210,947 Total consideration $ 29,503
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	(In thousands) Fair Value Gross Estimated Acquired loans subject to ASC 310-30 $ 1,570 $ 2,934 $ 1,033 Acquired loans not subject to ASC 310-30 54,157 60,013 1,927 Total acquired loans $ 55,727 $ 62,947 $ 2,960
Business Acquisition, Pro Forma Information [Table Text Block]	Pro Forma Year Ended (In thousands) Revenue (interest income and noninterest income) $ 32,655 Net income 6,284

Note 4 - Investment Securities

Note 4 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Marketable Securities [Table Text Block]	(In thousands) Amortized Gross Gross Fair December 31, 2016: Securities available for sale: Agency mortgage-backed securities $ 110,493 $ 93 $ 2,349 $ 108,237 Agency CMO 16,293 23 288 16,028 Other debt securities: Agency notes and bonds 69,407 14 759 68,662 Municipal obligations 63,189 783 1,129 62,843 Subtotal – debt securities 259,382 913 4,525 255,770 Mutual funds 74 0 0 74 Total securities available for sale $ 259,456 $ 913 $ 4,525 $ 255,844 Securities held to maturity: Agency mortgage-backed securities $ 2 $ 0 $ 0 $ 2 Total securities held to maturity $ 2 $ 0 $ 0 $ 2 December 31, 2015: Securities available for sale: Agency mortgage-backed securities $ 42,158 $ 123 $ 271 $ 42,010 Agency CMO 9,391 41 101 9,331 Other debt securities: Agency notes and bonds 84,797 11 355 84,453 Municipal obligations 49,527 1,372 60 50,839 Subtotal – debt securities 185,873 1,547 787 186,633 Mutual funds 118 0 0 118 Total securities available for sale $ 185,991 $ 1,547 $ 787 $ 186,751 Securities held to maturity: Agency mortgage-backed securities $ 4 $ 0 $ 0 $ 4 Total securities held to maturity $ 4 $ 0 $ 0 $ 4
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair (In thousands) Due in one year or less $ 3,047 $ 3,049 $ 0 $ 0 Due after one year through five years 76,481 75,767 0 0 Due after five years through ten years 18,692 18,479 0 0 Due after ten years 34,376 34,210 0 0 132,596 131,505 0 0 Mortgage-backed securities and CMO 126,786 124,265 2 2 $ 259,382 $ 255,770 $ 2 $ 2
Schedule of Unrealized Loss on Investments [Table Text Block]	(Dollars in thousands) Number of Fair Gross Continuous loss position less than twelve months: Agency mortgage-backed securities 78 $ 101,838 $ 2,336 Agency CMO 13 11,767 239 Agency notes and bonds 20 59,126 759 Municipal obligations 54 28,414 1,129 Total less than twelve months 165 201,145 4,463 Continuous loss position more than twelve months: Agency mortgage-backed securities 1 531 13 Agency CMO 5 2,502 49 Total more than twelve months 6 3,033 62 Total securities available for sale 171 $ 204,178 $ 4,525

Note 5 - Loans and Allowance 38

Note 5 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In thousands) 2016 2015 Real estate mortgage loans: Residential $ 137,842 $ 147,933 Land 13,895 12,962 Residential construction 29,561 16,391 Commercial real estate 96,462 84,493 Commercial real estate construction 8,921 1,090 Commercial business loans 24,056 23,095 Consumer loans: Home equity and second mortgage loans 42,908 38,476 Automobile loans 34,279 28,828 Loans secured by savings accounts 1,879 2,096 Unsecured loans 3,912 4,350 Other consumer loans 9,025 7,210 Gross loans 402,740 366,924 Less undisbursed portion of loans in process (19,037 ) (4,926 ) Principal loan balance 383,703 361,998 Deferred loan origination fees, net 837 583 Allowance for loan losses (3,386 ) (3,415 ) Loans, net $ 381,154 $ 359,166
Schedule of Related Party Transactions [Table Text Block]	(In thousands) Beginning balance $ 7,275 New loans 2,897 Payments (2,328 ) Ending balance $ 7,844
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block]	Residential Land Construction Commercial Commercial Home Other Total (In thousands) Allowance for Loan Losses: Beginning balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Provisions (87 ) (92 ) 33 157 187 79 368 645 Charge-offs (118 ) (9 ) 0 (82 ) (264 ) (36 ) (409 ) (918 ) Recoveries 58 0 0 54 14 14 104 244 Ending balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 23 $ 0 $ 0 $ 0 $ 43 $ 13 $ 6 $ 85 Collectively evaluated for impairment 357 56 80 1,670 155 670 313 3,301 Acquired with deteriorated 0 0 0 0 0 0 0 0 Ending balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Recorded Investment in Loans: Individually evaluated for impairment $ 2,083 $ 0 $ 0 $ 1,217 $ 143 $ 244 $ 20 $ 3,707 Collectively evaluated for impairment 135,904 13,951 19,489 95,212 23,983 43,587 49,301 381,427 Acquired with deteriorated credit quality 390 0 0 240 0 0 0 630 Ending balance $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 Residential Land Construction Commercial Commercial Home Other Total (In thousands) Allowance for Loan Losses: Beginning balance $ 609 $ 201 $ 60 $ 1,501 $ 1,480 $ 720 $ 275 $ 4,846 Provisions 35 (44 ) (13 ) 6 (23 ) (49 ) 138 50 Charge-offs (128 ) 0 0 0 (1,205 ) (78 ) (268 ) (1,679 ) Recoveries 11 0 0 34 9 33 111 198 Ending balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 6 $ 0 $ 0 $ 49 $ 100 $ 11 $ 0 $ 166 Collectively evaluated for impairment 521 157 47 1,492 161 615 256 3,249 Acquired with deteriorated 0 0 0 0 0 0 0 0 Ending balance $ 527 $ 157 $ 47 $ 1,541 $ 261 $ 626 $ 256 $ 3,415 Recorded Investment in Loans: Individually evaluated for impairment $ 1,996 $ 24 $ 0 $ 3,623 $ 167 $ 136 $ 0 $ 5,946 Collectively evaluated for impairment 145,695 13,014 12,616 80,639 22,986 39,041 42,655 356,646 Acquired with deteriorated credit quality 884 0 0 466 0 0 0 1,350 Ending balance $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942
Impaired Financing Receivables [Table Text Block]	Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded : Residential real estate $ 1,871 $ 2,223 $ 0 $ 1,904 $ 26 Land 0 0 0 5 0 Construction 0 0 0 0 3 Commercial real estate 1,217 1,540 0 2,959 60 Commercial business 75 81 0 66 0 Home equity and second mortgage 231 237 0 88 2 Other consumer 0 0 0 4 1 $ 3,394 $ 4,081 $ 0 $ 5,026 $ 92 Loans with an allowance recorded : Residential real estate $ 212 $ 217 $ 23 $ 148 $ 0 Land 0 0 0 0 0 Construction 0 0 0 0 0 Commercial real estate 0 0 0 99 0 Commercial business 68 68 43 54 0 Home equity and second mortgage 13 14 13 27 0 Other consumer 20 20 6 22 0 $ 313 $ 319 $ 85 $ 350 $ 0 Total : Residential real estate $ 2,083 $ 2,440 $ 23 $ 2,052 $ 26 Land 0 0 0 5 0 Construction 0 0 0 0 3 Commercial real estate 1,217 1,540 0 3,058 60 Commercial business 143 149 43 120 0 Home equity and second mortgage 244 251 13 115 2 Other consumer 20 20 6 26 1 $ 3,707 $ 4,400 $ 85 $ 5,376 $ 92 Recorded Unpaid Related Average Interest (In thousands) Loans with no related allowance recorded : Residential real estate $ 1,938 $ 2,330 $ 0 $ 1,356 $ 19 Land 24 27 0 20 0 Construction 0 0 0 0 0 Commercial real estate 3,389 3,706 0 2,092 76 Commercial business 67 67 0 19 0 Home equity and second mortgage 56 65 0 64 2 Other consumer 0 0 0 0 0 $ 5,474 $ 6,195 $ 0 $ 3,551 $ 97 Loans with an allowance recorded : Residential real estate $ 58 $ 62 $ 6 $ 190 $ 0 Land 0 0 0 0 0 Construction 0 0 0 0 0 Commercial real estate 234 260 49 78 0 Commercial business 100 100 100 355 0 Home equity and second mortgage 80 81 11 80 0 Other consumer 0 0 0 0 0 $ 472 $ 503 $ 166 $ 703 $ 0 Total : Residential real estate $ 1,996 $ 2,392 $ 6 $ 1,546 $ 19 Land 24 27 0 20 0 Construction 0 0 0 0 0 Commercial real estate 3,623 3,966 49 2,170 76 Commercial business 167 167 100 374 0 Home equity and second mortgage 136 146 11 144 2 Other consumer 0 0 0 0 0 $ 5,946 $ 6,698 $ 166 $ 4,254 $ 97
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	December 31, 2016 December 31, 2015 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential real estate $ 1,634 $ 55 $ 1,689 $ 1,648 $ 271 $ 1,919 Land 0 0 0 24 75 99 Construction 0 0 0 0 0 0 Commercial real estate 924 0 924 2,267 0 2,267 Commercial business 142 0 142 167 0 167 Home equity and second mortgage 226 0 226 116 0 116 Other consumer 20 23 43 0 9 9 Total $ 2,946 $ 78 $ 3,024 $ 4,222 $ 355 $ 4,577
Past Due Financing Receivables [Table Text Block]	30-59 Days 60-89 Days Over 90 Days Total Current Purchased Total (In thousands) Residential real estate $ 2,444 $ 707 $ 1,021 $ 4,172 $ 133,815 $ 390 $ 138,377 Land 0 52 0 52 13,899 0 13,951 Construction 0 0 0 0 19,489 0 19,489 Commercial real estate 0 0 27 27 96,402 240 96,669 Commercial business 155 0 83 238 23,888 0 24,126 Home equity and second mortgage 352 0 13 365 43,466 0 43,831 Other consumer 319 66 43 428 48,893 0 49,321 Total $ 3,270 $ 825 $ 1,187 $ 5,282 $ 379,852 $ 630 $ 385,764 30-59 Days 60-89 Days Over 90 Days Total Current Purchased Total (In thousands) Residential real estate $ 3,078 $ 786 $ 1,256 $ 5,120 $ 142,571 $ 884 $ 148,575 Land 55 26 99 180 12,858 0 13,038 Construction 71 0 0 71 12,545 0 12,616 Commercial real estate 435 773 396 1,604 82,658 466 84,728 Commercial business 0 100 67 167 22,986 0 23,153 Home equity and second mortgage 365 6 80 451 38,726 0 39,177 Other consumer 464 13 9 486 42,169 0 42,655 Total $ 4,468 $ 1,704 $ 1,907 $ 8,079 $ 354,513 $ 1,350 $ 363,942
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Land Construction Commercial Commercial Home Other Total (In thousands) December 31, 2016: Pass $ 135,328 $ 13,795 $ 19,489 $ 87,782 $ 23,246 $ 43,601 $ 49,256 $ 372,497 Special mention 403 86 0 1,892 661 0 45 3,087 Substandard 721 70 0 5,991 77 4 0 6,863 Doubtful 1,925 0 0 1,004 142 226 20 3,317 Loss 0 0 0 0 0 0 0 0 Total $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 December 31, 2015: Pass $ 140,438 $ 10,077 $ 12,286 $ 76,389 $ 22,365 $ 38,956 $ 42,553 $ 343,064 Special mention 3,657 125 330 4,446 471 0 53 9,082 Substandard 1,948 2,812 0 1,195 150 105 49 6,259 Doubtful 2,532 24 0 2,698 167 116 0 5,537 Loss 0 0 0 0 0 0 0 0 Total $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	December 31, 2016 December 31, 2015 Accruing Nonaccrual Total Related Accruing Nonaccrual Total Related (In thousands) Residential real estate $ 433 $ 229 $ 662 $ 0 $ 342 $ 315 $ 657 $ 0 Commercial real estate 291 168 459 0 1,348 294 1,642 0 Home equity and second mortgage 18 0 18 0 20 0 20 0 Total $ 742 $ 397 $ 1,139 $ 0 $ 1,710 $ 609 $ 2,319 $ 0
Schedule of Purchased Credit Impaired Loans [Table Text Block]	(In thousands) 2016 2015 Residential real estate $ 390 $ 884 Commercial real estate 240 466 $ 630 $ 1,350
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	(In thousands) 2016 2015 Balance at January 1 $ 319 $ - New loans purchased - 331 Accretion to income (75 ) (12 ) Disposals of loans (93 ) - Reclassification (to) from nonaccretable difference 101 - Balance at December 31 $ 252 $ 319
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Land Construction Commercial Commercial Home Other Total (In thousands) December 31, 2016: Principal loan balance $ 137,842 $ 13,895 $ 19,445 $ 96,462 $ 24,056 $ 42,908 $ 49,095 $ 383,703 Accrued interest receivable 455 42 44 249 67 141 226 1,224 Net deferred loan origination fees and costs 80 14 0 (42 ) 3 782 0 837 Recorded investment in loans $ 138,377 $ 13,951 $ 19,489 $ 96,669 $ 24,126 $ 43,831 $ 49,321 $ 385,764 December 31, 2015: Principal loan balance $ 147,933 $ 12,962 $ 12,555 $ 84,493 $ 23,095 $ 38,476 $ 42,484 $ 361,998 Accrued interest receivable 584 70 61 281 64 130 171 1,361 Net deferred loan origination fees and costs 58 6 0 (46 ) (6 ) 571 0 583 Recorded investment in loans $ 148,575 $ 13,038 $ 12,616 $ 84,728 $ 23,153 $ 39,177 $ 42,655 $ 363,942

Note 6 - Premises and Equipme39

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Property, Plant and Equipment [Table Text Block]	(In thousands) 2016 2015 Land and land improvements $ 5,297 $ 4,771 Leasehold improvements 134 56 Office buildings 13,136 12,632 Furniture, fixtures and equipment 5,723 5,662 24,290 23,121 Less accumulated depreciation 9,449 9,185 Totals $ 14,841 $ 13,936

Note 8 - Goodwill and Other I40

Note 8 - Goodwill and Other Intangibles (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Years ending December 31: (In thousands) 2017 $ 147 2018 147 2019 147 2020 147 2021 147 2022 and thereafter 524 Total $ 1,259

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Time Deposit Contractual Maturities [Table Text Block]	Year ending December 31: (In thousands) 2017 $ 49,214 2018 18,548 2019 6,538 2020 6,491 2021 and thereafter 4,239 Total $ 85,030

Note 13 - Income Taxes (Tables)

Note 13 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(In thousands) 2016 2015 Current $ 2,303 $ 1,292 Deferred 220 672 Totals $ 2,523 $ 1,964
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(In thousands) 2016 2015 Provision at federal statutory tax rate $ 3,196 $ 2,440 State income tax-net of federal tax benefit 111 107 Change in state statutory tax rate (4 ) (4 ) Tax-exempt interest income (416 ) (405 ) Bank-owned life insurance income (62 ) (83 ) Captive insurance net premiums (294 ) (322 ) Nondeductible acquisition expense - 219 Other (8 ) 12 Totals $ 2,523 $ 1,964 Effective tax rate 26.8 % 27.4 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(In thousands) 2016 2015 Deferred tax assets (liabilities): Deferred compensation plans $ 200 $ 205 Allowance for loan losses 876 872 Accrued expenses 45 155 Unrealized loss on securities available for sale 1,335 - Other 353 351 Deferred tax assets 2,809 1,583 Depreciation (632 ) (550 ) Deferred loan fees and costs (261 ) (186 ) FHLB stock dividends (56 ) (262 ) Prepaid expenses (295 ) (258 ) Acquisition purchase accounting adjustments (304 ) (181 ) Unrealized gain on securities available for sale - (261 ) Deferred tax liabilities (1,548 ) (1,698 ) Net deferred tax asset (liability) $ 1,261 $ (115 )

Note 16 - Stock-based Compens43

Note 16 - Stock-based Compensation Plan (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Number Weighted Nonvested at beginning of year 18,000 $ 24.50 Granted - - Vested 4,000 24.50 Forfeited - - Nonvested at end of year 14,000 $ 24.50

Note 17 - Commitments and Con44

Note 17 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Commitments to Extend Credit [Table Text Block]	(In thousands) 2016 2015 Loan commitments: Fixed rate $ 4,542 $ 4,007 Adjustable rate 10,661 3,854 Unused lines of credit on credit cards 5,463 4,429 Undisbursed commercial and personal lines of credit 32,125 29,359 Undisbursed portion of construction loans in process 19,037 4,869 Undisbursed portion of home equity lines of credit 33,490 26,910 Total commitments to extend credit $ 105,318 $ 73,428

Note 20 - Regulatory Matters (T

Note 20 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Actual Minimum Minimum (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2016 : Total capital (to risk weighted assets) $ 71,832 14.98 % $ 41,354 8.625 % $ 47,946 10.00 % Tier I capital (to risk weighted assets) $ 68,446 14.28 % $ 31,764 6.625 % $ 38,357 8.00 % Common equity Tier I capital (to risk weighted assets) $ 68,446 14.28 % $ 24,572 5.125 % $ 31,165 6.50 % Tier I capital (to average assets) $ 68,446 9.30 % $ 29,447 4.00 % $ 36,809 5.00 % As of December 31, 2015 : Total capital (to risk weighted assets) $ 67,540 16.07 % $ 33,624 8.00 % $ 42,030 10.00 % Tier I capital (to risk weighted assets) $ 64,125 15.26 % $ 25,218 6.00 % $ 33,624 8.00 % Common equity Tier I capital (to risk weighted assets) $ 64,125 15.26 % $ 18,913 4.50 % $ 27,319 6.50 % Tier I capital (to average assets) $ 64,125 12.15 % $ 21,110 4.00 % $ 26,387 5.00 %

Note 21 - Disclosures About F46

Note 21 - Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements Using ( In thousands ) Carrying Fair Level 1 Level 2 Level 3 December 31, 2016: Financial assets: Cash and cash equivalents $ 45,835 $ 45,835 $ 45,835 $ 0 $ 0 Interest-bearing time deposits 14,735 14,786 0 14,786 0 Securities available for sale 255,844 255,844 74 255,770 0 Securities held to maturity 2 2 0 2 0 Loans held for sale 4,507 4,598 0 4,598 0 Loans, net 381,154 381,459 0 0 381,459 FHLB and other stock 1,650 1,650 0 1,650 0 Accrued interest receivable 2,363 2,363 0 2,363 0 Financial liabilities: Deposits 664,650 663,806 0 0 663,806 Accrued interest payable 133 133 0 133 0 December 31, 2015: Financial assets: Cash and cash equivalents $ 109,174 $ 109,174 $ 109,174 $ 0 $ 0 Interest-bearing time deposits 16,655 16,696 0 16,696 0 Securities available for sale 186,751 186,751 118 186,633 0 Securities held to maturity 4 4 0 4 0 Loans held for sale 3,081 3,145 0 3,145 0 Loans, net 359,166 359,784 0 0 359,784 FHLB and other stock 1,650 1,650 0 1,650 0 Accrued interest receivable 2,244 2,244 0 2,244 0 Cost method investment (included in other assets) 711 711 0 711 0 Financial liabilities: Deposits 637,177 636,406 0 0 636,406 Accrued interest payable 167 167 0 167 0

Note 22 - Fair Value Measurem47

Note 22 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2016: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 108,237 $ 0 $ 108,237 Agency CMO 0 16,028 0 16,028 Agency notes and bonds 0 68,662 0 68,662 Municipal obligations 0 62,843 0 62,843 Mutual funds 74 0 0 74 Total securities available for sale $ 74 $ 255,770 $ 0 $ 255,844 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 2,060 $ 2,060 Commercial real estate 0 0 1,217 1,217 Commercial business 0 0 100 100 Home equity and second mortgage 0 0 231 231 Other consumer 0 0 14 14 Total impaired loans $ 0 $ 0 $ 3,622 $ 3,622 Loans held for sale $ 0 $ 4,507 $ 0 $ 4,507 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 226 $ 226 Commercial real estate 0 0 4,448 4,448 Total foreclosed real estate $ 0 $ 0 $ 4,674 $ 4,674 Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2015: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ 0 $ 42,010 $ 0 $ 42,010 Agency CMO 0 9,331 0 9,331 Agency notes and bonds 0 84,453 0 84,453 Municipal obligations 0 50,839 0 50,839 Mutual funds 118 0 0 118 Total securities available for sale $ 118 $ 186,633 $ 0 $ 186,751 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ 0 $ 0 $ 1,990 $ 1,990 Land 0 0 24 24 Commercial real estate 0 0 3,574 3,574 Commercial business 0 0 67 67 Home equity and second mortgage 0 0 125 125 Total impaired loans $ 0 $ 0 $ 5,780 $ 5,780 Loans held for sale $ 0 $ 3,081 $ 0 $ 3,081 Foreclosed real estate: Residential real estate $ 0 $ 0 $ 557 $ 557 Land 0 0 203 203 Commercial real estate 0 0 4,130 4,130 Total foreclosed real estate $ 0 $ 0 $ 4,890 $ 4,890

Note 23 - Parent Company Cond48

Note 23 - Parent Company Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Condensed Financial Information of Parent Company Only, Statements of Financial Condition [Table Text Block]	Balance Sheets (In thousands) As of December 31 , 2016 2015 Assets: Cash and cash equivalents $ 727 $ 461 Other assets 243 971 Investment in subsidiaries 74,790 73,027 $ 75,760 $ 74,459 Liabilities and Equity: Accrued expenses $ 30 $ 63 Stockholders' equity 75,730 74,396 $ 75,760 $ 74,459
Condensed Financial Information of Parent Company Only, Statement of Income [Table Text Block]	Statements of Income (In thousands) Years Ended December 31, 2016 2015 Dividend income from subsidiary $ 2,550 $ 18,200 Other income 152 9 Other operating expenses (534 ) (1,116 ) Income before income taxes and equity in undistributed net income of subsidiaries 2,168 17,093 Income tax benefit 158 179 Income before equity in undistributed net income of subsidiaries 2,326 17,272 Equity in undistributed net income of subsidiaries 4,538 (12,074 ) Net income $ 6,864 $ 5,198
Condensed Financial Information of Parent Company Only, Statements of Cash Flows [Table Text Block]	Statements of Cash Flows (In thousands) Years Ended December 31 , 2016 2015 Operating Activities: Net income $ 6,864 $ 5,198 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (4,538 ) 12,074 Stock compensation expense 82 71 Gain on sale of cost method equity investment (145 ) 0 Net change in other assets and liabilities (15 ) 3 Net cash provided by operating activities 2,248 17,346 Investing Activities: Proceeds from sale of cost method equity investment 856 0 Net cash paid in acquisition of Peoples 0 (14,748 ) Net cash provided by (used in) investing activities 856 (14,748 ) Financing Activities: Advances on line of credit 0 500 Repayment of advances on line of credit 0 (500 ) Purchase of treasury stock (34 ) (10 ) Cash dividends paid (2,804 ) (2,436 ) Net cash used in financing activities (2,838 ) (2,446 ) Net increase in cash and cash equivalents 266 152 Cash and cash equivalents at beginning of year 461 309 Cash and cash equivalents at end of year $ 727 $ 461

Note 24 - Supplemental Disclo49

Note 24 - Supplemental Disclosures of Cash Flow Information (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Years Ended December 31 , (In thousands) 2016 2015 Cash payments for : Interest $ 1,914 $ 978 Income taxes (net of refunds received) 1,054 1,040 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure $ 1,307 $ 809 Proceeds from sales of foreclosed real estate financed through loans 288 0 Noncash financing activity: Issuance of common stock in Peoples acquisition $ 0 $ 14,755

Note 25 - Supplemental Disclo50

Note 25 - Supplemental Disclosure for Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(In thousands, except share and per share data) Years Ended December 31, 2016 2015 Basic: Net income attributable to First Capital, Inc. $ 6,864 $ 5,198 Shares: Weighted average common shares outstanding 3,340,566 2,783,508 Net income per common share attributable to First Capital, Inc., basic $ 2.05 $ 1.87 Diluted: Net income attributable to First Capital, Inc. $ 6,864 $ 5,198 Shares: Weighted average common shares outstanding 3,340,566 2,783,508 Add: Dilutive effect of restricted stock 2,850 404 Weighted average common shares outstanding, as adjusted 3,343,416 2,783,912 Net income per common share attributable to First Capital, Inc., diluted $ 2.05 $ 1.87

Note 26 - Selected Quarterly 51

Note 26 - Selected Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2016
Notes Tables
Quarterly Financial Information [Table Text Block]	First Second Third Fourth 2016 (In thousands, except per share data) Interest income $ 6,346 $ 6,289 $ 6,215 $ 6,244 Interest expense 500 456 414 393 Net interest income 5,846 5,833 5,801 5,851 Provision for loan losses 75 150 200 220 Net interest income after provision for loan losses 5,771 5,683 5,601 5,631 Noninterest income 1,368 1,615 1,750 1,436 Noninterest expenses 4,990 4,844 4,924 4,697 Income before income taxes 2,149 2,454 2,427 2,370 Income tax expense 564 667 666 626 Net income 1,585 1,787 1,761 1,744 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,582 $ 1,783 $ 1,758 $ 1,741 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.47 $ 0.53 $ 0.53 $ 0.52 Diluted $ 0.47 $ 0.53 $ 0.53 $ 0.52 2015 Interest income $ 4,496 $ 4,555 $ 4,553 $ 5,109 Interest expense 243 239 220 302 Net interest income 4,253 4,316 4,333 4,807 Provision for loan losses 0 50 0 0 Net interest income after provision for loan losses 4,253 4,266 4,333 4,807 Noninterest income 1,364 1,214 1,226 1,320 Noninterest expenses 3,679 3,761 3,651 4,517 Income before income taxes 1,938 1,719 1,908 1,610 Income tax expense 469 487 507 501 Net income 1,469 1,232 1,401 1,109 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,466 $ 1,228 $ 1,398 $ 1,106 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.53 $ 0.45 $ 0.51 $ 0.38 Diluted $ 0.53 $ 0.45 $ 0.51 $ 0.38

Note 1 - Summary of Significa52

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Loan Payments Delinquency Period Beyond Which Loan is Considered Past Due	90 days
Nonaccrual Loans Performance Period	180 days
Financing Receivable, Allowance for Credit Losses, Write-downs	$ 918,000	$ 1,679,000
Financing Receivable, Recorded Investment, Current	379,852,000	354,513,000
Impaired Financing Receivable, Unpaid Principal Balance	4,400,000	$ 6,698,000
Loans and Leases Receivable, Commitments, Fixed Rates	624,000
Bank Overdrafts [Member]
Threshold Period Past Due for Write-off of Financing Receivable		45 days
Consumer Portfolio Segment [Member]
Threshold Period Past Due for Write-off of Financing Receivable		90 days
Impaired Loans Partially Charged-off [Member]
Financing Receivable, Allowance for Credit Losses, Write-downs	10,000	$ 0
Impaired Loans Partially Charged-off [Member] | Eight Loans [Member]
Financing Receivable, Allowance for Credit Losses, Write-downs	$ 345,000
Number of Loans	8
Financing Receivable, Recorded Investment, Current	$ 390,000
Impaired Financing Receivable, Unpaid Principal Balance	$ 869,000
Impaired Loans Partially Charged-off [Member] | Ten Loans [Member]
Financing Receivable, Allowance for Credit Losses, Write-downs		$ 410,000
Number of Loans		10
Financing Receivable, Recorded Investment, Current		$ 646,000
Impaired Financing Receivable, Unpaid Principal Balance		$ 1,200,000
Maximum [Member]
Maturity of Time Deposits	90 days

Note 2 - Acquisition of Peopl53

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County (Details Textual) - USD ($)	Dec. 04, 2015	Nov. 27, 2015	Dec. 31, 2015	Dec. 31, 2015	Jun. 04, 2015
Duration to Calculate Per Share Price		20 days
Business Combination, Acquisition Related Costs				$ 1,002,000
Peoples Bancorp, Inc [Member]
Business Acquisition, Percentage of Voting Interests Acquired	100.00%
Business Acquisition, Equity Interest Issuable, Per Share Owned	377.637				382.83
Business Acquisition, Share Price	$ 9,607.08				$ 9,475
Common Stock Consideration Percent					50.00%
Cash Consideration Percent					50.00%
Payments to Acquire Businesses, Gross	$ 14,700,000
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	580,017
Equity Issued in Business Combination, Fair Value Disclosure	$ 14,800,000
Shares Issued, Price Per Share	$ 25.44
Business Combination, Acquisition Related Costs				1,000,000
Sale of Contingent Assets Time Frame	2 years
Contract to Sell Contingent Assets Time Frame	60 days
Business Combination, Contingent Consideration, Percent of Excess Sales Proceeds	50.00%
Goodwill, Acquired During Period	$ 1,100,000			$ 1,100,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill	$ 1,418,000
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life	9 years 244 days
Business Combination, Pro Forma Information, Revenue of Acquiree since Acquisition Date, Actual			$ 291,000
Business Combination, Pro Forma Information, Expense of Acquiree since Acquisition Date, Actual			$ 94,000
Peoples Bancorp, Inc [Member] | Foreclosed Real Estate [Member]
Business Combination, Contingent Consideration, Asset	$ 3,750,000

Note 2 - Acquisition of Peopl54

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County - Summary of Assets Acquired and Liabilities Assumed (Details) - USD ($)	Dec. 31, 2016	Dec. 31, 2015	Dec. 04, 2015
Interest-bearing deposits with banks	$ 1,865,000	$ 3,635,000
Mortgage Loans in Process of Foreclosure, Amount	793,000	313,000
Cash value of life insurance	7,082,000	6,899,000
Goodwill	6,472,000	6,472,000
Deposit accounts	$ 664,650,000	$ 637,177,000
Peoples Bancorp, Inc [Member]
Cash and cash equivalents			$ 33,458,000
Interest-bearing deposits with banks			4,980,000
Investment securities			131,959,000
Loans			55,727,000
FHLB and other stock			1,295,000
Mortgage Loans in Process of Foreclosure, Amount			4,349,000
Premises and equipment			3,465,000
Cash value of life insurance			828,000
Goodwill			1,085,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill			1,418,000
Other assets			1,886,000
Total assets acquired			240,450,000
Deposit accounts			209,084,000
Net deferred tax liability			17,000
Other liabilities			1,846,000
Total liabilities assumed			210,947,000
Total consideration			$ 29,503,000

Note 2 - Acquisition of Peopl55

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County - Summary of Acquired Loans (Details) - Peoples Bancorp, Inc [Member] $ in Thousands	Dec. 04, 2015USD ($)
Fair value	$ 55,727
Gross contractual amounts receivable	62,947
Estimated contractual cash flows not expected to be collected	2,960
Subject to ASC 310-30 [Member]
Fair value	1,570
Gross contractual amounts receivable	2,934
Estimated contractual cash flows not expected to be collected	1,033
Not Subject to ASC 310-30 [Member]
Fair value	54,157
Gross contractual amounts receivable	60,013
Estimated contractual cash flows not expected to be collected	$ 1,927

Note 2 - Acquisition of Peopl56

Note 2 - Acquisition of Peoples Bancorp, Inc. of Bullitt County - Pro Forma Combined Results of Operations (Details) - Peoples Bancorp, Inc [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Revenue (interest income and noninterest income)	$ 32,655
Net income	$ 6,284

Note 3 - Restriction on Cash 57

Note 3 - Restriction on Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Restricted Cash and Cash Equivalents	$ 1,500,000	$ 886,000

Note 4 - Investment Securitie58

Note 4 - Investment Securities (Details Textual)	1 Months Ended	12 Months Ended
	Jul. 31, 2016USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)shares
Available-for-sale Securities Pledged as Collateral		$ 44,500,000
Number of Holdings of Securities with an Aggregate Book Value Greater than 10% of Stockholders' Equity		0	0
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		2.20%
Available-for-sale Securities, Gross Realized Gain (Loss)		$ 176,000
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds		4,600,000
Available-for-sale Securities		255,844,000	$ 186,751,000
Cost Method Investments, Number of Shares Held | shares			131,750
Percentage of Outstanding Shares of Voting Common Stock			9.00%
Proceeds from Sale of Cost Method Equity Investment	$ 856,000	$ 856,000
Cost-method Investments, Realized Gains	$ 145,000
Other Assets [Member]
Cost Method Investments			$ 711,000
Peoples Bancorp, Inc [Member]
Available-for-sale Securities, Gross Realized Gains (Losses), Sale Proceeds			0
Available-for-sale Securities			$ 45,400,000

Note 4 - Investment Securitie59

Note 4 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities available for sale, amortized cost	$ 259,456	$ 185,991
Securities available for sale, gross unrealized gains	913	1,547
Securities available for sale, gross unrealized losses	4,525	787
Securities available for sale, at fair value	255,844	186,751
Securities-held to maturity	2	4
Securities held to maturity, gross unrealized gains	0	0
Securities held to maturity, gross unrealized losses	0	0
Securities held to maturity, fair value	2	4
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	110,493	42,158
Securities available for sale, gross unrealized gains	93	123
Securities available for sale, gross unrealized losses	2,349	271
Securities available for sale, at fair value	108,237	42,010
Securities-held to maturity	2	4
Securities held to maturity, gross unrealized gains	0	0
Securities held to maturity, gross unrealized losses	0	0
Securities held to maturity, fair value	2	4
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	16,293	9,391
Securities available for sale, gross unrealized gains	23	41
Securities available for sale, gross unrealized losses	288	101
Securities available for sale, at fair value	16,028	9,331
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	69,407	84,797
Securities available for sale, gross unrealized gains	14	11
Securities available for sale, gross unrealized losses	759	355
Securities available for sale, at fair value	68,662	84,453
Municipal Notes [Member]
Securities available for sale, amortized cost	63,189	49,527
Securities available for sale, gross unrealized gains	783	1,372
Securities available for sale, gross unrealized losses	1,129	60
Securities available for sale, at fair value	62,843	50,839
Debt Securities [Member]
Securities available for sale, amortized cost	259,382	185,873
Securities available for sale, gross unrealized gains	913	1,547
Securities available for sale, gross unrealized losses	4,525	787
Securities available for sale, at fair value	255,770	186,633
Securities-held to maturity	2
Securities held to maturity, fair value	2
Mutual Funds [Member]
Securities available for sale, amortized cost	74	118
Securities available for sale, gross unrealized gains	0	0
Securities available for sale, gross unrealized losses	0	0
Securities available for sale, at fair value	$ 74	$ 118

Note 4 - Investment Securitie60

Note 4 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities available for sale, amortized cost, due in one year or less	$ 3,047
Securities available for sale, fair value, due in one year or less	3,049
Securities held to maturity, amortized cost, due in one year or less	0
Securities held to maturity, fair value, due in one year or less	0
Securities available for sale, amortized cost, due after one year through five years	76,481
Securities available for sale, fair value, due after one year through five years	75,767
Securities held to maturity, amortized cost, due after one year through five years	0
Securities held to maturity, fair value, due after one year through five years	0
Securities available for sale, amortized cost, due after five years through ten years	18,692
Securities available for sale, fair value, due after five years through ten years	18,479
Securities held to maturity, amortized cost, due after five years through ten years	0
Securities held to maturity, fair value, due after five years through ten years	0
Securities available for sale, amortized cost, due after ten years	34,376
Securities available for sale, fair value, due after ten years	34,210
Securities held to maturity, amortized cost, due after ten years	0
Securities held to maturity, fair value, due after ten years	0
Securities available for sale, amortized cost, singal maturity	132,596
Securities available for sale, fair value, singal maturity	131,505
Securities held to maturity, amortized cost, singal maturity	0
Securities held to maturity, fair value, singal maturity	0
Securities available for sale, amortized cost, mortgage-backed securities and CMO	126,786
Securities available for sale, fair value, mortgage-backed securities and CMO	124,265
Securities held to maturity, amortized cost, mortgage-backed securities and CMO	2
Securities held to maturity, fair value, mortgage-backed securities and CMO	2
Securities held to maturity, amortized cost	2	$ 4
Securities held to maturity, fair value	2	$ 4
Debt Securities [Member]
Securities available for sale, amortized cost	259,382
Securities available for sale, fair value	255,770
Securities held to maturity, amortized cost	2
Securities held to maturity, fair value	$ 2

Note 4 - Investment Securitie61

Note 4 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Dec. 31, 2016USD ($)
Number of investment positions - less than twelve months	165
Fair value - less than twelve months	$ 201,145
Gross unrealized losses - less than twelve months	$ 4,463
Number of investment positions - more than twelve months	6
Fair value - more than twelve months	$ 3,033
Gross unrealized losses - more than twelve months	$ 62
Number of investment positions	171
Fair value	$ 204,178
Gross unrealized losses	$ 4,525
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months	78
Fair value - less than twelve months	$ 101,838
Gross unrealized losses - less than twelve months	$ 2,336
Number of investment positions - more than twelve months	1
Fair value - more than twelve months	$ 531
Gross unrealized losses - more than twelve months	$ 13
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	13
Fair value - less than twelve months	$ 11,767
Gross unrealized losses - less than twelve months	$ 239
Number of investment positions - more than twelve months	5
Fair value - more than twelve months	$ 2,502
Gross unrealized losses - more than twelve months	$ 49
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	20
Fair value - less than twelve months	$ 59,126
Gross unrealized losses - less than twelve months	$ 759
Municipal Notes [Member]
Number of investment positions - less than twelve months	54
Fair value - less than twelve months	$ 28,414
Gross unrealized losses - less than twelve months	$ 1,129

Note 5 - Loans and Allowance 62

Note 5 - Loans and Allowance for Loan Losses (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 837,000	$ 583,000
Loans and Leases Receivable, Gross	385,764,000	363,942,000
Off-balance-sheet Commitments to Related Parties	$ 2,400,000	$ 3,200,000
Financing Receivable, Allowance for Credit Losses, Loss Factor Increase	0.33%
Financing Receivable, Allowance for Credit Losses, Loss Factor	20.00%
Financing Receivable, Allowance for Credit Losses Risk Factor	1.18	1.18
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	0	2
Financing Receivable, Modifications, Subsequent Default, Recorded Investment		$ 187,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	$ 754,000	1,600,000
Financing Receivable, Allowance for Credit Losses, Write-downs	918,000	1,679,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	0	0
Impaired Financing Receivable, Interest Income, Cash Basis Method	0	0
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts	0	0
Qualitative Factor Past Due Loans [Member]
Financing Receivable, Allowance for Credit Losses, Effect of Change in Method	$ 1,800,000	$ 1,400,000
Financing Receivable, Allowance for Credit Losses Risk Factor	1.2	1.2
Qualitative Factor Economic Condition [Member]
Financing Receivable, Allowance for Credit Losses Risk Factor	1.2	1.2
Qualitative Factor Other Internal and External Factors [Member]
Financing Receivable, Allowance for Credit Losses Risk Factor	1.3	1.3
Overall Qualitative Factor [Member]
Financing Receivable, Allowance for Credit Losses Risk Factor	1.18	1.18
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 501,000	$ 457,000
Purchased Credit Impaired Loans [Member]
Allowance for Credit Losses, Change in Method of Calculating Impairment	0	0
Financing Receivable, Allowance for Credit Losses, Write-downs	0	$ 0
Residential Mortgage Segment [Member]
Loan to Value Ratio		90.00%
Loans and Leases Receivable, Gross	3,700,000	$ 2,500,000
Amount of Loans Serviced for Others	126,000	156,000
Classified Loans [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease)	$ 559,000	410,000
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loan to Value Ratio	90.00%
Loans and Leases Receivable, Gross	$ 138,377,000	148,575,000
Financing Receivable, Allowance for Credit Losses, Write-downs	118,000	128,000
Peoples Bancorp, Inc [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums	$ 137,000	$ 590,000

Note 5 - Loans and Allowance 63

Note 5 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Loans	$ 402,740	$ 366,924
Less undisbursed portion of loans in process	(19,037)	(4,926)
Principal loan balance	383,703	361,998
Deferred loan origination fees, net	837	583
Allowance for loan losses	(3,386)	(3,415)	$ (4,846)
Loans, net	381,154	359,166
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	137,842	147,933
Allowance for loan losses	(380)	(527)	(609)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	13,895	12,962
Principal loan balance	13,895	12,962
Deferred loan origination fees, net	14	6
Allowance for loan losses	(56)	(157)	(201)
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	29,561	16,391
Principal loan balance	19,445	12,555
Deferred loan origination fees, net	0	0
Allowance for loan losses	(80)	(47)	(60)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	96,462	84,493
Principal loan balance	96,462	84,493
Deferred loan origination fees, net	(42)	(46)
Allowance for loan losses	(1,670)	(1,541)	(1,501)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	8,921	1,090
Commercial Portfolio Segment [Member]
Loans	24,056	23,095
Principal loan balance	24,056	23,095
Deferred loan origination fees, net	3	(6)
Allowance for loan losses	(198)	(261)	(1,480)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	42,908	38,476
Principal loan balance	42,908	38,476
Deferred loan origination fees, net	782	571
Allowance for loan losses	(683)	(626)	(720)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	34,279	28,828
Consumer Portfolio Segment [Member] | Loans Secured by Saving Accounts [Member]
Loans	1,879	2,096
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	3,912	4,350
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	9,025	7,210
Principal loan balance	49,095	42,484
Deferred loan origination fees, net	0	0
Allowance for loan losses	$ (319)	$ (256)	$ (275)

Note 5 - Loans and Allowance 64

Note 5 - Loans and Allowance for Loan Losses - Related Party Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2016USD ($)
Beginning balance	$ 7,275
New loans	2,897
Payments	(2,328)
Ending balance	$ 7,844

Note 5 - Loans and Allowance 65

Note 5 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Principal loan balance	$ 383,703	$ 361,998
Accrued interest receivable	1,224	1,361
Deferred loan origination fees, net	837	583
Recorded investment in loans	385,764	363,942
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member]
Principal loan balance	137,842	147,933
Accrued interest receivable	455	584
Deferred loan origination fees, net	80	58
Recorded investment in loans	138,377	148,575
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Principal loan balance	13,895	12,962
Accrued interest receivable	42	70
Deferred loan origination fees, net	14	6
Recorded investment in loans	13,951	13,038
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Principal loan balance	19,445	12,555
Accrued interest receivable	44	61
Deferred loan origination fees, net	0	0
Recorded investment in loans	19,489	12,616
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Principal loan balance	96,462	84,493
Accrued interest receivable	249	281
Deferred loan origination fees, net	(42)	(46)
Recorded investment in loans	96,669	84,728
Commercial Portfolio Segment [Member]
Principal loan balance	24,056	23,095
Accrued interest receivable	67	64
Deferred loan origination fees, net	3	(6)
Recorded investment in loans	24,126	23,153
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Principal loan balance	42,908	38,476
Accrued interest receivable	141	130
Deferred loan origination fees, net	782	571
Recorded investment in loans	43,831	39,177
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Principal loan balance	49,095	42,484
Accrued interest receivable	226	171
Deferred loan origination fees, net	0	0
Recorded investment in loans	$ 49,321	$ 42,655

Note 5 - Loans and Allowance 66

Note 5 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Beginning balance				$ 3,415				$ 4,846	$ 3,415	$ 4,846
Provision for loan losses	$ 220	$ 200	$ 150	75	$ 0	$ 0	$ 50	0	645	50
Charge-offs									(918)	(1,679)
Recoveries									244	198
Ending balance	3,386				3,415				3,386	3,415
Individually evaluated for impairment											$ 85	$ 166
Collectively evaluated for impairment											3,301	3,249
Allowance for loan losses	3,386			3,415	3,415			4,846	3,386	3,415	3,386	3,415
Individually evaluated for impairment											3,707	5,946
Collectively evaluated for impairment											381,427	356,646
Loans											385,764	363,942
Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											630	1,350
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Beginning balance				527				609	527	609
Provision for loan losses									(87)	35
Charge-offs									(118)	(128)
Recoveries									58	11
Ending balance	380				527				380	527
Individually evaluated for impairment											23	6
Collectively evaluated for impairment											357	521
Allowance for loan losses	380			527	527			609	527	527	380	527
Individually evaluated for impairment											2,083	1,996
Collectively evaluated for impairment											135,904	145,695
Loans											138,377	148,575
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											390	884
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Beginning balance				157				201	157	201
Provision for loan losses									(92)	(44)
Charge-offs									(9)	0
Recoveries									0	0
Ending balance	56				157				56	157
Individually evaluated for impairment											0	0
Collectively evaluated for impairment											56	157
Allowance for loan losses	56			157	157			201	157	157	56	157
Individually evaluated for impairment											0	24
Collectively evaluated for impairment											13,951	13,014
Loans											13,951	13,038
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Beginning balance				47				60	47	60
Provision for loan losses									33	(13)
Charge-offs									0	0
Recoveries									0	0
Ending balance	80				47				80	47
Individually evaluated for impairment											0	0
Collectively evaluated for impairment											80	47
Allowance for loan losses	80			47	47			60	47	47	80	47
Individually evaluated for impairment											0	0
Collectively evaluated for impairment											19,489	12,616
Loans											19,489	12,616
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Beginning balance				1,541				1,501	1,541	1,501
Provision for loan losses									157	6
Charge-offs									(82)	0
Recoveries									54	34
Ending balance	1,670				1,541				1,670	1,541
Individually evaluated for impairment											0	49
Collectively evaluated for impairment											1,670	1,492
Allowance for loan losses	1,670			1,541	1,541			1,501	1,541	1,541	1,670	1,541
Individually evaluated for impairment											1,217	3,623
Collectively evaluated for impairment											95,212	80,639
Loans											96,669	84,728
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											240	466
Commercial Portfolio Segment [Member]
Beginning balance				261				1,480	261	1,480
Provision for loan losses									187	(23)
Charge-offs									(264)	(1,205)
Recoveries									14	9
Ending balance	198				261				198	261
Individually evaluated for impairment											43	100
Collectively evaluated for impairment											155	161
Allowance for loan losses	198			261	261			1,480	261	261	198	261
Individually evaluated for impairment											143	167
Collectively evaluated for impairment											23,983	22,986
Loans											24,126	23,153
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Beginning balance				626				720	626	720
Provision for loan losses									79	(49)
Charge-offs									(36)	(78)
Recoveries									14	33
Ending balance	683				626				683	626
Individually evaluated for impairment											13	11
Collectively evaluated for impairment											670	615
Allowance for loan losses	683			626	626			720	626	626	683	626
Individually evaluated for impairment											244	136
Collectively evaluated for impairment											43,587	39,041
Loans											43,831	39,177
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	0			0	0				0	0	0	0
Loans											0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Beginning balance				256				275	256	275
Provision for loan losses									368	138
Charge-offs									(409)	(268)
Recoveries									104	111
Ending balance	319				256				319	256
Individually evaluated for impairment											6	0
Collectively evaluated for impairment											313	256
Allowance for loan losses	319			256	256			$ 275	256	256	319	256
Individually evaluated for impairment											20	0
Collectively evaluated for impairment											49,301	42,655
Loans											49,321	42,655
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Beginning balance				0					0
Ending balance	0				0				0	0
Allowance for loan losses	$ 0			$ 0	$ 0				$ 0	$ 0	0	0
Loans											$ 0	$ 0

Note 5 - Loans and Allowance 67

Note 5 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Recorded investment with no allowance	$ 3,394	$ 5,474
Unpaid principal balance with no allowance	4,081	6,195
Average recorded investment with no allowance	5,026	3,551
Interest income recognized with no allowance	92	97
Recorded investment with allowance	313	472
Unpaid principal balance with allowance	319	503
Related allowance	85	166
Average recorded investment with allowance	350	703
Interest income recognized with allowance	0	0
Recorded investment	3,707	5,946
Unpaid principle balance	4,400	6,698
Average recorded investment	5,376	4,254
Interest income recognized	92	97
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,871	1,938
Unpaid principal balance with no allowance	2,223	2,330
Average recorded investment with no allowance	1,904	1,356
Interest income recognized with no allowance	26	19
Recorded investment with allowance	212	58
Unpaid principal balance with allowance	217	62
Related allowance	23	6
Average recorded investment with allowance	148	190
Interest income recognized with allowance	0	0
Recorded investment	2,083	1,996
Unpaid principle balance	2,440	2,392
Average recorded investment	2,052	1,546
Interest income recognized	26	19
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	0	24
Unpaid principal balance with no allowance	0	27
Average recorded investment with no allowance	5	20
Interest income recognized with no allowance	0	0
Recorded investment with allowance	0	0
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	0
Interest income recognized with allowance	0	0
Recorded investment	0	24
Unpaid principle balance	0	27
Average recorded investment	5	20
Interest income recognized	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance	0	0
Unpaid principal balance with no allowance	0	0
Average recorded investment with no allowance	0	0
Interest income recognized with no allowance	3	0
Recorded investment with allowance	0	0
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	0
Interest income recognized with allowance	0	0
Recorded investment	0	0
Unpaid principle balance	0	0
Average recorded investment	0	0
Interest income recognized	3	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	1,217	3,389
Unpaid principal balance with no allowance	1,540	3,706
Average recorded investment with no allowance	2,959	2,092
Interest income recognized with no allowance	60	76
Recorded investment with allowance	0	234
Unpaid principal balance with allowance	0	260
Related allowance	0	49
Average recorded investment with allowance	99	78
Interest income recognized with allowance	0	0
Recorded investment	1,217	3,623
Unpaid principle balance	1,540	3,966
Average recorded investment	3,058	2,170
Interest income recognized	60	76
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	75	67
Unpaid principal balance with no allowance	81	67
Average recorded investment with no allowance	66	19
Interest income recognized with no allowance	0	0
Recorded investment with allowance	68	100
Unpaid principal balance with allowance	68	100
Related allowance	43	100
Average recorded investment with allowance	54	355
Interest income recognized with allowance	0	0
Recorded investment	143	167
Unpaid principle balance	149	167
Average recorded investment	120	374
Interest income recognized	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	231	56
Unpaid principal balance with no allowance	237	65
Average recorded investment with no allowance	88	64
Interest income recognized with no allowance	2	2
Recorded investment with allowance	13	80
Unpaid principal balance with allowance	14	81
Related allowance	13	11
Average recorded investment with allowance	27	80
Interest income recognized with allowance	0	0
Recorded investment	244	136
Unpaid principle balance	251	146
Average recorded investment	115	144
Interest income recognized	2	2
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Recorded investment with no allowance	0	0
Unpaid principal balance with no allowance	0	0
Average recorded investment with no allowance	4	0
Interest income recognized with no allowance	1	0
Recorded investment with allowance	20	0
Unpaid principal balance with allowance	20	0
Related allowance	6	0
Average recorded investment with allowance	22	0
Interest income recognized with allowance	0	0
Recorded investment	20	0
Unpaid principle balance	20	0
Average recorded investment	26	0
Interest income recognized	$ 1	$ 0

Note 5 - Loans and Allowance 68

Note 5 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Past due	$ 5,282	$ 8,079
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past due	4,172
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past due	52	180
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	71
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	27	1,604
Commercial Portfolio Segment [Member]
Past due	238	167
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past due	365	451
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Past due	428	486
Nonperforming Financial Instruments [Member]
Nonaccrual loans	2,946	4,222
Loans 90+ days past due still accruing	78	355
Past due	3,024	4,577
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual loans	1,634	1,648
Loans 90+ days past due still accruing	55	271
Past due	1,689	1,919
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual loans	0	24
Loans 90+ days past due still accruing	0	75
Past due	0	99
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual loans	0	0
Loans 90+ days past due still accruing	0	0
Past due	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual loans	924	2,267
Loans 90+ days past due still accruing	0	0
Past due	924	2,267
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual loans	142	167
Loans 90+ days past due still accruing	0	0
Past due	142	167
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual loans	226	116
Loans 90+ days past due still accruing	0	0
Past due	226	116
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Nonaccrual loans	20	0
Loans 90+ days past due still accruing	23	9
Past due	$ 43	$ 9

Note 5 - Loans and Allowance 69

Note 5 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Past due	$ 5,282	$ 8,079
Current	379,852	354,513
Loans	385,764	363,942
Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	630	1,350
Residential Mortgage Segment [Member] | Residential Loan [Member]
Past due		5,120
Current		142,571
Loans		148,575
Residential Mortgage Segment [Member] | Residential Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans		884
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past due	4,172
Current	133,815
Loans	138,377	148,575
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	390	884
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past due	52	180
Current	13,899	12,858
Loans	13,951	13,038
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	71
Current	19,489	12,545
Loans	19,489	12,616
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	27	1,604
Current	96,402	82,658
Loans	96,669	84,728
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	240	466
Commercial Portfolio Segment [Member]
Past due	238	167
Current	23,888	22,986
Loans	24,126	23,153
Commercial Portfolio Segment [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past due	365	451
Current	43,466	38,726
Loans	43,831	39,177
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Past due	428	486
Current	48,893	42,169
Loans	49,321	42,655
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Loans	0	0
Financing Receivables, 30 to 59 Days Past Due [Member]
Past due	3,270	4,468
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Mortgage Segment [Member] | Residential Loan [Member]
Past due	2,444	3,078
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past due	0	55
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	71
Financing Receivables, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	0	435
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	155	0
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past due	352	365
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Past due	319	464
Financing Receivables, 60 to 89 Days Past Due [Member]
Past due	825	1,704
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Mortgage Segment [Member] | Residential Loan [Member]
Past due	707	786
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past due	52	26
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	0	773
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	0	100
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past due	0	6
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Past due	66	13
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Past due	1,187	1,907
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Mortgage Segment [Member] | Residential Loan [Member]
Past due	1,021	1,256
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past due	0	99
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past due	0	0
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past due	27	396
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	83	67
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past due	13	80
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Past due	$ 43	$ 9

Note 5 - Loans and Allowance 70

Note 5 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Loans	$ 385,764	$ 363,942
Pass [Member]
Loans	372,497	343,064
Special Mention [Member]
Loans	3,087	9,082
Substandard [Member]
Loans	6,863	6,259
Doubtful [Member]
Loans	3,317	5,537
Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	138,377	148,575
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	135,328	140,438
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	403	3,657
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	721	1,948
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	1,925	2,532
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	13,951	13,038
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	13,795	10,077
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	86	125
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	70	2,812
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	0	24
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	19,489	12,616
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	19,489	12,286
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	0	330
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	96,669	84,728
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	87,782	76,389
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	1,892	4,446
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	5,991	1,195
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans	1,004	2,698
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	24,126	23,153
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	23,246	22,365
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	661	471
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	77	150
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	142	167
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	43,831	39,177
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	43,601	38,956
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	4	105
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	226	116
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	49,321	42,655
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Pass [Member]
Loans	49,256	42,553
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Special Mention [Member]
Loans	45	53
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Substandard [Member]
Loans	0	49
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Doubtful [Member]
Loans	20	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	$ 0	$ 0

Note 5 - Loans and Allowance 71

Note 5 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
TDR total	$ 385,764	$ 363,942
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR total	138,377	148,575
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR total	96,669	84,728
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR total	43,831	39,177
Nonperforming Financial Instruments [Member]
TDR accruing	742	1,710
TDR nonaccrual	397	609
TDR total	1,139	2,319
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	433	342
TDR nonaccrual	229	315
TDR total	662	657
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	291	1,348
TDR nonaccrual	168	294
TDR total	459	1,642
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR accruing	18	20
TDR nonaccrual	0	0
TDR total	18	20
TDR related allowance for loan losses	$ 0	$ 0

Note 5 - Loans and Allowance 72

Note 5 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Carrying amount of PCI	$ 630	$ 1,350
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount of PCI	390	884
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount of PCI	$ 240	$ 466

Note 5 - Loans and Allowance 73

Note 5 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Balance	$ 319
New loans purchased		$ 331
Accretion to income	(75)	(12)
Disposals of loans	(93)
Reclassification (to) from nonaccretable difference	101
Balance	$ 252	$ 319

Note 6 - Premises and Equipme74

Note 6 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Depreciation	$ 1,000,000	$ 744,000
Construction in Progress Expenditures Incurred but Not yet Paid	1,000,000
Construction in Progress, Estimated Cost to Complete	$ 761,000

Note 6 - Premises and Equipme75

Note 6 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Land and land improvements	$ 5,297	$ 4,771
Leasehold improvements	134	56
Office buildings	13,136	12,632
Furniture, fixtures and equipment	5,723	5,662
	24,290	23,121
Less accumulated depreciation	9,449	9,185
Totals	$ 14,841	$ 13,936

Note 7 - Foreclosed Real Esta76

Note 7 - Foreclosed Real Estate (Details Textual) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Real Estate Acquired Through Foreclosure	$ 4,674,000				$ 4,890,000				$ 4,674,000	$ 4,890,000
Financing Receivable, Allowance for Credit Losses, Write-downs									918,000	1,679,000
Provision for Loan and Lease Losses	220,000	$ 200,000	$ 150,000	$ 75,000	0	$ 0	$ 50,000	$ 0	645,000	50,000
Gains (Losses) on Sales of Other Real Estate									30,000	15,000
Foreclosed Real Estate Expense									173,000	50,000
Mortgage Loans in Process of Foreclosure, Amount	793,000				313,000				793,000	313,000
Foreclosed Real Estate [Member]
Financing Receivable, Allowance for Credit Losses, Write-downs									278,000	1,200,000
Provision for Loan and Lease Losses									80,000	100,000
Deferred Gain on Sale of Property	$ 10,000				$ 10,000				$ 10,000	$ 10,000

Note 8 - Goodwill and Other I77

Note 8 - Goodwill and Other Intangibles (Details Textual) - USD ($)	Dec. 04, 2015	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2003
Finite-Lived Intangible Assets, Gross			$ 1,400,000
Amortization of Intangible Assets		$ 147,000	12,000
Goodwill, Impairment Loss		$ 0	0
Peoples Bancorp, Inc [Member]
Goodwill, Acquired During Period	$ 1,100,000		$ 1,100,000
Hometown Bancshares Incorporated [Member]
Goodwill, Acquired During Period				$ 5,400,000

Note 8 - Goodwill and Other I78

Note 8 - Goodwill and Other Intangibles - Amortization for Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
2,017	$ 147
2,018	147
2,019	147
2,020	147
2,021	147
2022 and thereafter	524
Total	$ 1,259	$ 1,406

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Time Deposits, at or Above FDIC Insurance Limit	$ 3.6	$ 3.5
Related Party Deposit Liabilities	$ 11.9	$ 11.4

Note 9 - Deposits - Scheduled M

Note 9 - Deposits - Scheduled Maturities of Time Deposits (Details) $ in Thousands	Dec. 31, 2016USD ($)
2,017	$ 49,214
2,018	18,548
2,019	6,538
2,020	6,491
2021 and thereafter	4,239
Total	$ 85,030

Note 10 - Lines of Credit (Deta

Note 10 - Lines of Credit (Details Textual) - USD ($)	Dec. 31, 2016	Dec. 31, 2015	Dec. 04, 2015
The Bankers' Bank of Kentucky [Member]
Line of Credit Facility, Maximum Borrowing Capacity			$ 5,000,000
Long-term Line of Credit	$ 0	$ 0
Stock Yards & Trust Company [Member] | Revolving Credit Facility [Member]
Long-term Line of Credit	$ 2,000,000	$ 2

Note 11 - Advances from Feder82

Note 11 - Advances from Federal Home Loan Bank (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Advances from Federal Home Loan Banks	$ 0	$ 0
Residential Mortgage Segment [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 68,400

Note 12 - Lease Commitments (De

Note 12 - Lease Commitments (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Operating Leases, Future Minimum Payments Due, Next Twelve Months	$ 78,000
Operating Leases, Future Minimum Payments, Due in Four Years	64,000
Operating Leases, Future Minimum Payments, Due in Five Years	59,000
Operating Leases, Future Minimum Payments Due	$ 357,000
Lessee Leasing Arrangements, Operating Leases, Renewal Term	1 year
Operating Leases, Rent Expense	$ 28,000	$ 30,000
Operating Leases, Future Minimum Payments, Due in Two Years	78,000
Operating Leases, Future Minimum Payments, Due in Three Years	78,000
Heritage Hills [Member]
Operating Leases, Future Minimum Payments Due, Next Twelve Months	59,000
Operating Leases, Future Minimum Payments, Due in Four Years	59,000
Operating Leases, Future Minimum Payments, Due in Five Years	59,000
Operating Leases, Future Minimum Payments, Due in Two Years	59,000
Operating Leases, Future Minimum Payments, Due in Three Years	59,000
Branch Office Space Beginning April 2015 [Member]
Operating Leases, Future Minimum Payments Due, Next Twelve Months	19,000
Operating Leases, Future Minimum Payments, Due in Four Years	19,000
Operating Leases, Future Minimum Payments, Due in Two Years	19,000
Operating Leases, Future Minimum Payments, Due in Three Years	$ 19,000

Note 13 - Income Taxes (Details

Note 13 - Income Taxes (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	34.00%	34.00%
Retained Earnings, Appropriated		$ 1,000,000	$ 1,000,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender		354,000	354,000
Unrecognized Tax Benefits	$ 0	0
Cumulative Effect on Retained Earnings, Tax		$ 0	$ 0

Note 13 - Income Taxes - Compon

Note 13 - Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Current									$ 2,303	$ 1,292
Deferred income taxes									220	672
Totals	$ 626	$ 666	$ 667	$ 564	$ 501	$ 507	$ 487	$ 469	$ 2,523	$ 1,964

Note 13 - Income Taxes - Reconc

Note 13 - Income Taxes - Reconciliation of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Provision at federal statutory tax rate									$ 3,196	$ 2,440
State income tax-net of federal tax benefit									111	107
Change in state statutory tax rate									(4)	(4)
Tax-exempt interest income									(416)	(405)
Bank-owned life insurance income									(62)	(83)
Captive insurance net premiums									(294)	(322)
Nondeductible acquisition expense										219
Other									(8)	12
Totals	$ 626	$ 666	$ 667	$ 564	$ 501	$ 507	$ 487	$ 469	$ 2,523	$ 1,964
Effective tax rate									26.80%	27.40%

Note 13 - Income Taxes - Deferr

Note 13 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Deferred tax assets (liabilities):
Deferred compensation plans	$ 200	$ 205
Allowance for loan losses	876	872
Accrued expenses	45	155
Unrealized loss on securities available for sale	1,335
Other	353	351
Deferred tax assets	2,809	1,583
Depreciation	(632)	(550)
Deferred loan fees and costs	(261)	(186)
FHLB stock dividends	(56)	(262)
Prepaid expenses	(295)	(258)
Acquisition purchase accounting adjustments	(304)	(181)
Unrealized gain on securities available for sale		(261)
Deferred tax liabilities	(1,548)	(1,698)
Net deferred tax liability	$ 1,261
Net deferred tax asset (liability)		$ (115)

Note 14 - Employee Benefit Pl88

Note 14 - Employee Benefit Plans (Details Textual) - USD ($)	Dec. 31, 1998	Dec. 31, 2016	Dec. 31, 2015
Defined Contribution Plan, Employer Discretionary Contribution Amount		$ 472,000	$ 362,000
Stock Purchased by Employee Stock Ownership Plan, Shares	61,501
Employee Stock Ownership Plan (ESOP) Loan Payments From ESOP Loan Term	10 years
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares		54,196	54,204
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 0	$ 0

Note 15 - Deferred Compensati89

Note 15 - Deferred Compensation (Details Textual)	12 Months Ended
	Dec. 31, 2016USD ($)	Dec. 31, 2015USD ($)
Peoples Bancorp, Inc [Member]
Deferred Compensation Arrangement with Individual, Maximum Contractual Term	10 years
Number of Key Employees	3
Officer [Member]
Deferred Compensation Arrangement with Individual, Maximum Contractual Term	15 years
Deferred Compensation Liability, Current and Noncurrent	$ 365,000	$ 370,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 21,000	8,000
Director [Member]
Deferred Compensation Arrangement with Individual, Maximum Contractual Term	15 years
Deferred Compensation Liability, Current and Noncurrent	$ 161,000	164,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 19,000	$ 19,000

Note 16 - Stock-based Compens90

Note 16 - Stock-based Compensation Plan (Details Textual) - USD ($)	Feb. 17, 2015	Dec. 31, 2016	Dec. 31, 2015
Restricted Stock [Member]
Allocated Share-based Compensation Expense		$ 82,000	$ 71,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value		132,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized		$ 300,000
Employee Service Share-based Compensation, Nonvested Awards, Compensation Cost Not yet Recognized, Period for Recognition		3 years 182 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	19,500
Share Price	$ 24.50
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 478,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Equity Incentive Plan 2009 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options		$ 100,000
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized		223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		204,000
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years

Note 16 - Stock-based Compens91

Note 16 - Stock-based Compensation Plan - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2016$ / sharesshares
Nonvested at beginning of year (in shares) | shares	18,000
Nonvested at beginning of year (in dollars per share) | $ / shares	$ 24.50
Vested (in shares) | shares	4,000
Vested (in dollars per share) | $ / shares	$ 24.50
Nonvested at end of year (in shares) | shares	14,000
Nonvested at end of year (in dollars per share) | $ / shares	$ 24.50

Note 17 - Commitments and Con92

Note 17 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Dec. 31, 2016	Dec. 31, 2015
Letters of Credit Outstanding, Amount	$ 1.2	$ 1.3

Note 17 - Commitments and Con93

Note 17 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fixed rate	$ 4,542	$ 4,007
Adjustable rate	10,661	3,854
Commitments to extend credit	105,318	73,428
Unused Lines of Credit On Credit Cards [Member]
Commitments to extend credit	5,463	4,429
Undisbursed Commercial and Personal Lines of Credit [Member]
Commitments to extend credit	32,125	29,359
Undisbursed Portion of Construction Loans in Process [Member]
Commitments to extend credit	19,037	4,869
Undisbursed Portion of Home Equity Lines of Credit [Member]
Commitments to extend credit	$ 33,490	$ 26,910

Note 20 - Regulatory Matters -

Note 20 - Regulatory Matters - Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Total capital (to risk weighted assets) actual amount	$ 71,832	$ 67,540
Total capital (to risk weighted assets) actual ratio	14.98%	16.07%
Total capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 41,354	$ 33,624
Total capital (to risk weighted assets) minimum ratio for capital adequacy purposes	8.625%	8.00%
Total capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 47,946	$ 42,030
Total capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	10.00%	10.00%
Tier I capital (to risk weighted assets) actual amount	$ 68,446	$ 64,125
Tier I capital (to risk weighted assets) actual ratio	14.28%	15.26%
Tier I capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 31,764	$ 25,218
Tier I capital (to risk weighted assets) minimum ratio for capital adequacy purposes	6.625%	6.00%
Tier I capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 38,357	$ 33,624
Tier I capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	8.00%	8.00%
Common equity Tier I capital (to risk weighted assets) actual amount	$ 68,446	$ 64,125
Common equity Tier I capital (to risk weighted assets) actual ratio	14.28%	15.26%
Common equity Tier I capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 24,572	$ 18,913
Common equity Tier I capital (to risk weighted assets) minimum ratio for capital adequacy purposes	5.125%	4.50%
Common equity Tier I capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 31,165	$ 27,319
Common equity Tier I capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	6.50%	6.50%
Tier I capital (to average assets) actual amount	$ 68,446	$ 64,125
Tier I capital (to average assets) actual ratio	9.30%	12.15%
Tier I capital (to average assets) minimum amount for capital adequacy purposes	$ 29,447	$ 21,110
Tier I capital (to average assets) minimum ratio for capital adequacy purposes	4.00%	4.00%
Tier I capital (to average assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 36,809	$ 26,387
Tier I capital (to average assets) minimum ratio to be well capitalized under prompt corrective action provisions	5.00%	5.00%

Note 21 - Disclosures About F95

Note 21 - Disclosures About Fair Value of Financial Instruments - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Financial assets:
Securities available for sale, at fair value	$ 255,844	$ 186,751
Securities held to maturity, fair value	2	4
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	45,835	109,174
Interest-bearing time deposits	14,735	16,655
Securities available for sale, at fair value	255,844	186,751
Securities held to maturity, fair value	2	4
Loans held for sale	4,507	3,081
Loans, net	381,154	359,166
FHLB and other stock	1,650	1,650
Accrued interest receivable	2,363	2,244
FHLB and other stock	1,650	1,650
Cost method investment (included in other assets)		711
Financial liabilities:
Deposits	664,650	637,177
Accrued interest payable	133	167
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	45,835	109,174
Interest-bearing time deposits	14,786	16,696
Securities available for sale, at fair value	255,844	186,751
Securities held to maturity, fair value	2	4
Loans held for sale	4,598	3,145
Loans, net	381,459	359,784
FHLB and other stock	1,650	1,650
Accrued interest receivable	2,363	2,244
FHLB and other stock	1,650	1,650
Cost method investment (included in other assets)		711
Financial liabilities:
Deposits	663,806	636,406
Accrued interest payable	133	167
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	45,835	109,174
Interest-bearing time deposits	0	0
Securities available for sale, at fair value	74	118
Securities held to maturity, fair value	0	0
Loans held for sale	0	0
Loans, net	0	0
FHLB and other stock	0	0
Accrued interest receivable	0	0
FHLB and other stock	0	0
Cost method investment (included in other assets)		0
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing time deposits	14,786	16,696
Securities available for sale, at fair value	255,770	186,633
Securities held to maturity, fair value	2	4
Loans held for sale	4,598	3,145
Loans, net	0	0
FHLB and other stock	1,650	1,650
Accrued interest receivable	2,363	2,244
FHLB and other stock	1,650	1,650
Cost method investment (included in other assets)		711
Financial liabilities:
Deposits	0	0
Accrued interest payable	133	167
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale, at fair value	0	0
Securities held to maturity, fair value	0	0
Loans held for sale	0	0
Loans, net	381,459	359,784
FHLB and other stock	0	0
Accrued interest receivable	0	0
FHLB and other stock	0	0
Cost method investment (included in other assets)		0
Financial liabilities:
Deposits	663,806	636,406
Accrued interest payable	$ 0	$ 0

Note 22 - Fair Value Measurem96

Note 22 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Provision for Loan and Lease Losses	$ 220,000	$ 200,000	$ 150,000	$ 75,000	$ 0	$ 0	$ 50,000	$ 0	$ 645,000	$ 50,000
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0				$ 0				0	0
Impaired Loan [Member]
Provision for Loan and Lease Losses									158,000	154,000
Foreclosed Real Estate [Member]
SEC Schedule III, Real Estate, Write-down or Reserve, Amount									$ 80,000	$ 100,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs									33.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs									65.00%	59.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs									39.00%	16.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs									10.00%	9.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs									77.00%	43.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs									38.00%	30.00%

Note 22 - Fair Value Measurem97

Note 22 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Securities available for sale, at fair value	$ 255,844	$ 186,751
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, at fair value	108,237	42,010
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, at fair value	16,028	9,331
US Government Agencies Debt Securities [Member]
Securities available for sale, at fair value	68,662	84,453
Municipal Notes [Member]
Securities available for sale, at fair value	62,843	50,839
Mutual Funds [Member]
Securities available for sale, at fair value	74	118
Fair Value, Measurements, Recurring [Member]
Securities available for sale, at fair value	255,844	186,751
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	74	118
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	255,770	186,633
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, at fair value	108,237	42,010
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	108,237	42,010
Fair Value, Measurements, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, at fair value	16,028	9,331
Fair Value, Measurements, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	16,028	9,331
Fair Value, Measurements, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale, at fair value	68,662	84,453
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	68,662	84,453
Fair Value, Measurements, Recurring [Member] | US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Municipal Notes [Member]
Securities available for sale, at fair value	62,843	50,839
Fair Value, Measurements, Recurring [Member] | Municipal Notes [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Municipal Notes [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	62,843	50,839
Fair Value, Measurements, Recurring [Member] | Municipal Notes [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member]
Securities available for sale, at fair value	74	118
Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available for sale, at fair value	74	118
Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available for sale, at fair value	0	0
Fair Value, Measurements, Nonrecurring [Member]
Impaired loans	3,622	5,780
Loans held for sale	4,507	3,081
Foreclosed real estate	4,674	4,890
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Loans held for sale	0	0
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Loans held for sale	4,507	3,081
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	3,622	5,780
Loans held for sale	0	0
Foreclosed real estate	4,674	4,890
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	2,060	1,990
Foreclosed real estate	226	557
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgage Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgage Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Residential Mortgage Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	2,060	1,990
Foreclosed real estate	226	557
Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	1,217	3,574
Foreclosed real estate	4,448	4,130
Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Foreclosed real estate	0	0
Fair Value, Measurements, Nonrecurring [Member] | Commercial Real Estate Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	1,217	3,574
Foreclosed real estate	4,448	4,130
Fair Value, Measurements, Nonrecurring [Member] | Land Segment [Member]
Impaired loans		24
Foreclosed real estate		203
Fair Value, Measurements, Nonrecurring [Member] | Land Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans		0
Foreclosed real estate		0
Fair Value, Measurements, Nonrecurring [Member] | Land Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans		0
Foreclosed real estate		0
Fair Value, Measurements, Nonrecurring [Member] | Land Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans		24
Foreclosed real estate		203
Fair Value, Measurements, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	100	67
Fair Value, Measurements, Nonrecurring [Member] | Commercial Business Segment [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Commercial Business Segment [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Commercial Business Segment [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	100	67
Fair Value, Measurements, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	231	125
Fair Value, Measurements, Nonrecurring [Member] | Home Equity and Second Mortgage [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Home Equity and Second Mortgage [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] | Home Equity and Second Mortgage [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	231	$ 125
Fair Value, Measurements, Nonrecurring [Member] | Other Consumer Loan [Member]
Impaired loans	14
Fair Value, Measurements, Nonrecurring [Member] | Other Consumer Loan [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans	0
Fair Value, Measurements, Nonrecurring [Member] | Other Consumer Loan [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans	0
Fair Value, Measurements, Nonrecurring [Member] | Other Consumer Loan [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	$ 14

Note 23 - Parent Company Cond98

Note 23 - Parent Company Condensed Financial Information - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other assets	$ 3,240	$ 3,499
	743,658	715,827
Stockholders' equity	75,730	74,396
	743,658	715,827
Parent Company [Member]
Cash and cash equivalents	727	461	$ 309
Other assets	243	971
Investment in subsidiaries	74,790	73,027
	75,760	74,459
Accrued expenses	30	63
Stockholders' equity	75,730	74,396
	$ 75,760	$ 74,459

Note 23 - Parent Company Cond99

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Dividends									$ 67	$ 107
Other operating expenses									(3,733)	(2,720)
Income tax benefit	$ (626)	$ (666)	$ (667)	$ (564)	$ (501)	$ (507)	$ (487)	$ (469)	(2,523)	(1,964)
Net income attributable to First Capital, Inc.	$ 1,741	$ 1,758	$ 1,783	$ 1,582	$ 1,106	$ 1,398	$ 1,228	$ 1,466	6,864	5,198
Parent Company [Member]
Dividend income from subsidiary									2,550	18,200
Dividends									152	9
Other operating expenses									(534)	(1,116)
Income before income taxes and equity in undistributed net income of subsidiaries									2,168	17,093
Income tax benefit									158	179
Income before equity in undistributed net income of subsidiaries									2,326	17,272
Equity in undistributed net income of subsidiaries									4,538	(12,074)
Net income attributable to First Capital, Inc.									$ 6,864	$ 5,198

Note 23 - Parent Company Con100

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Cash Flows (Details) - USD ($)	1 Months Ended	3 Months Ended								12 Months Ended
	Jul. 31, 2016	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income		$ 1,744,000	$ 1,761,000	$ 1,787,000	$ 1,585,000	$ 1,109,000	$ 1,401,000	$ 1,232,000	$ 1,469,000	$ 6,877,000	$ 5,211,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Stock compensation expense										82,000	71,000
Net cash provided by operating activities										8,240,000	6,006,000
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of cost method equity investment	$ 856,000									856,000
Net cash provided by (used in) investing activities										(96,201,000)	56,927,000
CASH FLOWS FROM FINANCING ACTIVITIES
Advances on line of credit											500,000
Repayment of advances on line of credit											(500,000)
Purchase of treasury stock										(34,000)	(10,000)
Dividends paid										(2,817,000)	(2,449,000)
Net cash used in financing activities										24,622,000	12,998,000
Net increase in cash and cash equivalents										(63,339,000)	75,931,000
Parent Company [Member]
CASH FLOWS FROM OPERATING ACTIVITIES
Net income										6,864,000	5,198,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Equity in undistributed net income of subsidiaries										(4,538,000)	12,074,000
Stock compensation expense										82,000	71,000
Gain on sale of cost method equity investment										(145,000)	0
Net change in other assets and liabilities										(15,000)	3,000
Net cash provided by operating activities										2,248,000	17,346,000
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sale of cost method equity investment										856,000	0
Net cash paid in acquisition of Peoples										0	(14,748,000)
Net cash provided by (used in) investing activities										856,000	(14,748,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Advances on line of credit										0	500,000
Repayment of advances on line of credit										0	(500,000)
Purchase of treasury stock										(34,000)	(10,000)
Dividends paid										(2,804,000)	(2,436,000)
Net cash used in financing activities										(2,838,000)	(2,446,000)
Net increase in cash and cash equivalents										266,000	152,000
Cash and cash equivalents at beginning of year					$ 461,000				$ 309,000	461,000	309,000
Cash and cash equivalents at end of year		$ 727,000				$ 461,000				$ 727,000	$ 461,000

Note 24 - Supplemental Discl101

Note 24 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Cash payments for:
Interest	$ 1,914	$ 978
Income taxes (net of refunds received)	1,054	1,040
Noncash investing activities:
Transfers from loans to real estate acquired through foreclosure	1,307	809
Proceeds from sales of foreclosed real estate financed through loans	288	0
Noncash financing activity:
Issuance of common stock in acquisition - shares	$ 0	$ 14,755

Note 25 - Supplemental Discl102

Note 25 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0

Note 25 - Supplemental Discl103

Note 25 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Net income attributable to First Capital, Inc.	$ 1,741	$ 1,758	$ 1,783	$ 1,582	$ 1,106	$ 1,398	$ 1,228	$ 1,466	$ 6,864	$ 5,198
Weighted average common shares outstanding (in shares)									3,340,566	2,783,508
Basic (in dollars per share)	$ 0.52	$ 0.53	$ 0.53	$ 0.47	$ 0.38	$ 0.51	$ 0.45	$ 0.53	$ 2.05	$ 1.87
Add: Dilutive effect of restricted stock (in shares)									2,850	404
Weighted average common shares outstanding, as adjusted (in shares)									3,343,416	2,783,912
Net income per common share attributable to First Capital, Inc., diluted (in dollars per share)									$ 2.05	$ 1.87

Note 26 - Selected Quarterly104

Note 26 - Selected Quarterly Financial Information (Unaudited) - Selected Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2016	Dec. 31, 2015
Interest income	$ 6,244	$ 6,215	$ 6,289	$ 6,346	$ 5,109	$ 4,553	$ 4,555	$ 4,496	$ 25,094	$ 18,713
Interest expense	393	414	456	500	302	220	239	243	1,763	1,004
Net interest income	5,851	5,801	5,833	5,846	4,807	4,333	4,316	4,253	23,331	17,709
Provision for loan losses	220	200	150	75	0	0	50	0	645	50
Net interest income after provision for loan losses	5,631	5,601	5,683	5,771	4,807	4,333	4,266	4,253	22,686	17,659
Noninterest income	1,436	1,750	1,615	1,368	1,320	1,226	1,214	1,364	6,169	5,124
Noninterest expenses	4,697	4,924	4,844	4,990	4,517	3,651	3,761	3,679	19,455	15,608
Income before income taxes	2,370	2,427	2,454	2,149	1,610	1,908	1,719	1,938	9,400	7,175
Income tax expense	626	666	667	564	501	507	487	469	2,523	1,964
Net income	1,744	1,761	1,787	1,585	1,109	1,401	1,232	1,469	6,877	5,211
Less net income attributable to the noncontrolling interest in subsidiary	3	3	4	3	3	3	4	3	13	13
Net income attributable to First Capital, Inc.	$ 1,741	$ 1,758	$ 1,783	$ 1,582	$ 1,106	$ 1,398	$ 1,228	$ 1,466	$ 6,864	$ 5,198
Basic (in dollars per share)	$ 0.52	$ 0.53	$ 0.53	$ 0.47	$ 0.38	$ 0.51	$ 0.45	$ 0.53	$ 2.05	$ 1.87
Diluted (in dollars per share)	$ 0.52	$ 0.53	$ 0.53	$ 0.47	$ 0.38	$ 0.51	$ 0.45	$ 0.53	$ 2.05	$ 1.87