First Capital (FCAP) 10-Q 9 May 19 2019 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2019	Apr. 26, 2019
Document Information [Line Items]
Entity Registrant Name	FIRST CAPITAL INC
Entity Central Index Key	0001070296
Trading Symbol	fcap
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		3,364,494
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Amendment Flag	false

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 13,551	$ 17,394
Interest bearing deposits with banks	3,305	1,717
Federal funds sold	38,687	22,001
Total cash and cash equivalents	55,543	41,112
Interest-bearing time deposits	6,735	7,710
Securities available for sale, at fair value	255,035	261,841
Loans, net	449,781	434,260
Loans held for sale	1,377	2,849
Federal Home Loan Bank and other stock, at cost	1,988	1,988
Foreclosed real estate	2,999	3,142
Premises and equipment	14,351	14,364
Accrued interest receivable	2,835	2,828
Cash value of life insurance	8,107	8,059
Goodwill	6,472	6,472
Core deposit intangible	929	966
Other assets	7,709	8,571
Total Assets	813,861	794,162
LIABILITIES
Noninterest-bearing	152,725	143,249
Interest-bearing	565,806	558,397
Total deposits	718,531	701,646
Accrued interest payable	177	150
Accrued expenses and other liabilities	5,925	6,410
Total liabilities	724,633	708,206
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,791,283 shares (3,781,533 in 2018); outstanding 3,364,494 shares (3,354,744 in 2018)	38	38
Additional paid-in capital	40,723	40,215
Retained earnings-substantially restricted	59,511	58,137
Unearned stock compensation	(1,172)	(720)
Accumulated other comprehensive loss	(1,638)	(3,477)
Less treasury stock, at cost - 426,789 shares	(8,349)	(8,349)
Total First Capital, Inc. stockholders' equity	89,113	85,844
Noncontrolling interest in subsidiary	115	112
Total equity	89,228	85,956
Total Liabilities and Equity	$ 813,861	$ 794,162

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2019	Dec. 31, 2018
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,791,283	3,781,533
Common stock, shares outstanding (in shares)	3,364,494	3,354,744
Treasury stock, shares (in shares)	426,789	426,789

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Loans, including fees	$ 6,057	$ 5,301
Securities:
Taxable	984	952
Tax-exempt	391	378
Dividends	26	33
Other interest income	200	100
Total interest income	7,658	6,764
INTEREST EXPENSE
Deposits	456	321
Advances from Federal Home Loan Bank		21
Total interest expense	456	342
Net interest income	7,202	6,422
Provision for loan losses	450	197
Net interest income after provision for loan losses	6,752	6,225
NONINTEREST INCOME
Noninterest income	1,240	1,232
Gain (loss) on sale of securities available for sale and time deposits	(97)	1
Unrealized gain on equity securities	131
Gain on sale of loans	158	240
Increase in cash value of life insurance	48	43
Other income	59	45
Total noninterest income	1,505	1,526
NONINTEREST EXPENSE
Compensation and benefits	3,042	2,894
Occupancy and equipment	397	413
Data processing	838	744
Professional fees	229	178
Advertising	89	85
Net loss on foreclosed real estate	195	121
Other expenses	875	819
Total noninterest expense	5,665	5,254
Income before income taxes	2,592	2,497
Income tax expense	442	361
Net Income	2,150	2,136
Less: net income attributable to the noncontrolling interest in subsidiary	3	3
Net Income Attributable to First Capital, Inc.	$ 2,147	$ 2,133
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 0.64	$ 0.64
Diluted (in dollars per share)	0.64	0.64
Dividends per share on common shares (in dollars per share)	$ 0.23	$ 0.23
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 461	$ 509
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income	647	600
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income	$ 98	$ 88

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net income	$ 2,150	$ 2,136
Unrealized gains (losses) on securities available for sale:
Unrealized holding gains (losses) arising during the period	2,347	(4,015)
Income tax (expense) benefit	584	(999)
Net of tax amount	1,763	(3,016)
Less: reclassification adjustment for realized (gains) losses included in net income	97	(1)
Income tax expense (benefit)	(21)
Net of tax amount	76	(1)
Other Comprehensive Income (Loss), net of tax	1,839	(3,017)
Comprehensive Income (Loss)	3,989	(881)
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	3	3
Comprehensive Income (Loss) Attributable to First Capital, Inc.	$ 3,986	$ (884)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2017	$ 38	$ 39,515	$ 51,972	$ (2,060)	$ (212)	$ (8,315)	$ 112	$ 81,050
Net income			2,133				3	2,136
Other comprehensive loss				(3,017)				(3,017)
Cash dividends			(772)					(772)
Restricted stock grants		748			(748)
Stock compensation expense					49			49
Balances at Mar. 31, 2018	38	40,263	53,333	(5,077)	(911)	(8,315)	115	79,446
Balances at Dec. 31, 2018	38	40,215	58,137	(3,477)	(720)	(8,349)	112	85,956
Net income			2,147				3	2,150
Other comprehensive loss				1,839				1,839
Cash dividends			(773)					(773)
Restricted stock grants		508			(508)
Stock compensation expense					56			56
Balances at Mar. 31, 2019	$ 38	$ 40,723	$ 59,511	$ (1,638)	$ (1,172)	$ (8,349)	$ 115	$ 89,228

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net income	$ 2,150	$ 2,136
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	391	431
Depreciation and amortization expense	264	312
Deferred income taxes	(74)	(93)
Stock compensation expense	56	49
Increase in cash value of life insurance	(48)	(43)
(Gain) loss on sale of securities and time deposits	97	(1)
Provision for loan losses	450	197
Proceeds from sales of loans	7,942	16,547
Loans originated for sale	(6,312)	(15,818)
Gain on sale of loans	(158)	(240)
Amortization of tax credit investment	82	82
Unrealized gain on equity securities	(131)
Net realized and unrealized loss on foreclosed real estate	136	29
Decrease (increase) in accrued interest receivable	(7)	44
(Increase) decrease in accrued interest payable	27	(9)
Net change in other assets/liabilities	66	(265)
Net Cash Provided By Operating Activities	4,931	3,358
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	490	1,239
Proceeds from sales of interest-bearing time deposits	1,460
Purchase of interest-bearing time deposits	(985)
Purchase of securities available for sale	(17,862)	(6,326)
Proceeds from maturities of securities available for sale	15,645	520
Proceeds from sales of securities available for sale	5,437	1,458
Principal collected on mortgage-backed obligations	5,533	6,295
Investment in cash value of life insurance		(1,000)
Net (increase) decrease in loans receivable	(15,972)	2,176
Investment in tax credit entity	(152)	(436)
Proceeds from sale of foreclosed real estate	8	99
Purchase of premises and equipment	(214)	(50)
Net Cash Provided By (Used In) Investing Activities	(6,612)	3,975
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	16,885	17,009
Repayment of advances from Federal Home Loan Bank		(10,000)
Dividends paid	(773)	(772)
Net Cash Provided By Financing Activities	16,112	6,237
Net Increase in Cash and Cash Equivalents	14,431	13,570
Cash and cash equivalents at beginning of period	41,112	25,915
Cash and Cash Equivalents at End of Period	$ 55,543	$ 39,485

Note 1 - Presentation of Interi

Note 1 - Presentation of Interim Information	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Presentation of Interim Information First Capital, Inc. (“Company”) is the financial holding company for First Harrison Bank (“Bank”), an Indiana chartered commercial bank and wholly owned subsidiary. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly-owned Nevada corporate subsidiaries of the Bank that jointly own First Harrison, LLC, a Nevada limited liability corporation that holds and manages an investment portfolio. First Harrison REIT, Inc. (“REIT”) is a wholly-owned subsidiary of First Harrison Holdings, Inc. that holds a portion of the Bank’s real estate mortgage loan portfolio. FHB Risk Mitigation Services, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank’s subsidiaries, and reinsurance to eight third may not In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of March 31, 2019, three March 31, 2019 2018 three March 31, 2019 2018. not The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial statements and are presented as permitted by the instructions to Form 10 not December 31, 2018 10 The unaudited consolidated financial statements include the accounts of the Company and its subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no

Note 2 - Investment Securities

Note 2 - Investment Securities	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	2. Investment Securities Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at March 31, 2019 December 31, 2018 (In thousands) Amortized Cost Gross Gross Fair Value March 31, 2019 Securities available for sale: Agency mortgage-backed securities $ 89,739 $ 1 $ 2,365 $ 87,375 Agency CMO 36,356 91 351 36,096 Other debt securities: Agency notes and bonds 65,791 149 739 65,201 Municipal obligations 65,319 1,200 156 66,363 Total securities available for sale $ 257,205 $ 1,441 $ 3,611 $ 255,035 December 31, 2018 Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841 Agency notes and bonds, agency mortgage-backed securities and agency collateralized mortgage obligations (“CMO”) include securities issued by the Government National Mortgage Association (“GNMA”), a U.S. government agency, and the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”) and the Federal Home Loan Bank (“FHLB”), which are government-sponsored enterprises. The amortized cost and fair value of debt securities as of March 31, 2019, may may Securities Available for Sale Amortized Fair (In thousands) Due in one year or less $ 18,773 $ 18,667 Due after one year through five years 56,424 56,002 Due after five years through ten years 32,260 32,636 Due after ten years 23,653 24,259 131,110 131,564 Mortgage-backed securities and CMO 126,095 123,471 $ 257,205 $ 255,035 Information pertaining to investment securities available for sale with gross unrealized losses at March 31, 2019, Number of Fair Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 5 $ 8,429 $ 24 Agency notes and bonds 1 2,997 3 Muncipal obligations 1 275 1 Total less than twelve months 7 11,701 28 Continuous loss position more than twelve months: Agency mortgage-backed securities 91 85,872 2,365 Agency CMO 20 11,313 327 Agency notes and bonds 16 52,946 736 Muncipal obligations 31 17,130 155 Total more than twelve months 158 167,261 3,583 Total securities available for sale 165 $ 178,962 $ 3,611 Information pertaining to investment securities available for sale with gross unrealized losses at December 31, 2018, Number of Fair Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Muncipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Muncipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At March 31, 2019, 2.0% first no While management does not March 31, 2019, may During the three March 31, 2019, $86,000 $11,000 three March 31, 2018, $7,000 $6,000 Certain available for sale debt securities were pledged to secure public fund deposits at March 31, 2019 December 31, 2018. Equity Securities In September 2018, 90,000 5% $1.9 three March 31, 2019, $131,000 March 31, 2019, $1.8

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans and Allowance for Loan Losses The Company’s loan and allowance for loan loss policies are as follows: Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company originates real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan statistical area (MSA). The ability of the Company’s customers to honor their loan agreements is largely dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. The recognition of income on a loan is discontinued and previously accrued interest is reversed, when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45 The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful, substandard, or special mention. For such loans that are also classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not March 31, 2019 December 31, 2018. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. Management utilizes the following portfolio segments in its analysis of the allowance for loan losses: residential real estate, land, construction, commercial real estate, commercial business, home equity and second 10 December 31, 2018. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not At March 31, 2019 December 31, 2018, $15,000 $33,000, March 31, 2019 December 31, 2018, $331,000 $365,000, Loans at March 31, 2019 December 31, 2018 (In thousands) March 31, December 31, Real estate mortgage loans: Residential $ 141,511 $ 136,445 Land 22,148 22,607 Residential construction 30,297 31,459 Commercial real estate 106,787 107,445 Commercial real estate contruction 22,075 20,591 Commercial business loans 40,053 36,297 Consumer loans: Home equity and second mortgage loans 53,467 51,731 Automobile loans 42,835 42,124 Loans secured by savings accounts 1,383 1,399 Unsecured loans 3,510 3,638 Other consumer loans 10,247 10,169 Gross loans 474,313 463,905 Less undisbursed portion of loans in process (21,299 ) (26,675 ) Principal loan balance 453,014 437,230 Deferred loan origination fees, net 1,106 1,095 Allowance for loan losses (4,339 ) (4,065 ) Loans, net $ 449,781 $ 434,260 The following table provides the components of the Company’s recorded investment in loans at March 31, 2019: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 141,511 $ 22,148 $ 31,073 $ 106,787 $ 40,053 $ 53,467 $ 57,975 $ 453,014 Accrued interest receivable 495 113 102 244 123 266 219 1,562 Net deferred loan origination fees and costs 105 19 (9 ) (39 ) - 1,030 - 1,106 Recorded investment in loans $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,329 $ 189 $ 525 $ 457 $ 422 $ 25 $ - $ 3,947 Collectively evaluated for impairment 139,500 22,091 30,641 106,490 39,754 54,738 58,194 451,408 Acquired with deteriorated credit quality 282 - - 45 - - - 327 Ending balance $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 The following table provides the components of the Company’s recorded investment in loans at December 31, 2018: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 An analysis of the allowance for loan losses as of March 31, 2019 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 28 $ - $ - $ 39 $ 1 $ - $ - $ 68 Collectively evaluated for impairment 699 164 291 1,352 540 450 775 4,271 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339 An analysis of the allowance for loan losses as of December 31, 2018 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 An analysis of the changes in the allowance for loan losses for the three March 31, 2019 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Allowance for loan losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 71 2 67 (10 ) 82 5 233 450 Charge-offs (39 ) - - - - - (181 ) (220 ) Recoveries 2 - - - - 2 40 44 Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339 An analysis of the changes in the allowance for loan losses for the three March 31, 2018 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Allowance for loan losses: Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions for loan losses 139 23 46 (110 ) (15 ) (33 ) 147 197 Charge-offs (60 ) - - - (1 ) - (196 ) (257 ) Recoveries 3 - - 8 1 3 42 57 Ending balance $ 301 $ 156 $ 291 $ 1,520 $ 276 $ 680 $ 407 $ 3,631 At March 31, 2019 December 31, 2018, $3.2 $3.1 March 31, 2019 December 31, 2018, March 31, 2019 December 31, 2018. Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not $329,000 $333,000 March 31, 2019 December 31, 2018, not December 31, 2018 March 31, 2019. The following table summarizes the Company’s impaired loans as of March 31, 2019 three March 31, 2019 2018. not three March 31, 2019 2018: At March 31, 2019 Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Recorded Unpaid Related Average Interest Average Interest (In thousands) Loans with no related allowance recorded: Residential $ 2,192 $ 2,478 $ - $ 2,181 $ 3 $ 2,610 $ 7 Land 189 191 - 171 - 47 - Construction 525 525 - 523 - - - Commercial real estate 251 258 - 253 2 383 5 Commercial business 396 447 - 398 3 152 4 Home equity/2nd mortgage 25 34 - 30 - 69 - Other consumer - - - - - 4 - 3,578 3,933 - 3,556 8 3,265 16 Loans with an allowance recorded: Residential 137 145 28 76 - 245 - Land - - - - - - - Construction - - - - - - - Commercial real estate 206 212 39 103 - - - Commercial business 26 30 1 119 - 29 - Home equity/2nd mortgage - - - 14 - 13 - Other consumer - - - - - - - 369 387 68 312 - 287 - Total: Residential 2,329 2,623 28 2,257 3 2,855 7 Land 189 191 - 171 - 47 - Construction 525 525 - 523 - - - Commercial real estate 457 470 39 356 2 383 5 Commercial business 422 477 1 517 3 181 4 Home equity/2nd mortgage 25 34 - 44 - 82 - Other consumer - - - - - 4 - $ 3,947 $ 4,320 $ 68 $ 3,868 $ 8 $ 3,552 $ 16 The following table summarizes the Company’s impaired loans as of December 31, 2018: Recorded Unpaid Related (In thousands) Loans with no related allowance recorded: Residential $ 2,170 $ 2,409 $ - Land 152 153 - Construction 521 521 - Commercial real estate 255 260 - Commercial business 400 451 - Home equity/2nd mortgage 35 44 - Other consumer - - - 3,533 3,838 - Loans with an allowance recorded: Residential 14 15 3 Land - - - Construction - - - Commercial real estate 211 213 44 Commercial business 27 30 1 Home equity/2nd mortgage - - - Other consumer - - - 252 258 48 Total: Residential 2,184 2,424 3 Land 152 153 - Construction 521 521 - Commercial real estate 466 473 44 Commercial business 427 481 1 Home equity/2nd mortgage 35 44 - Other consumer - - - $ 3,785 $ 4,096 $ 48 Nonperforming loans consists of nonaccrual loans and loans over 90 March 31, 2019 December 31, 2018: March 31, 2019 December 31, 2018 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential $ 2,065 $ 59 $ 2,124 $ 1,769 $ - $ 1,769 Land 189 - 189 152 - 152 Construction 525 - 525 521 - 521 Commercial real estate 362 - 362 371 - 371 Commercial business 205 - 205 207 - 207 Home equity/2nd mortgage 25 - 25 35 - 35 Other consumer - 3 3 - 2 2 Total $ 3,371 $ 62 $ 3,433 $ 3,055 $ 2 $ 3,057 The following table presents the aging of the recorded investment in loans at March 31, 2019: 30-59 Days 60-89 Days 90 Days or More Total Current Purchased Total (In thousands) Residential $ 2,936 $ 96 $ 1,396 $ 4,428 $ 137,401 $ 282 $ 142,111 Land 284 12 153 449 21,831 - 22,280 Construction 394 - 525 919 30,247 - 31,166 Commercial real estate 509 - - 509 106,438 45 106,992 Commercial business 167 - 145 312 39,864 - 40,176 Home equity/2nd mortgage 148 - 25 173 54,590 - 54,763 Other consumer 194 57 3 254 57,940 - 58,194 Total $ 4,632 $ 165 $ 2,247 $ 7,044 $ 448,311 $ 327 $ 455,682 The following table presents the aging of the recorded investment in loans at December 31, 2018: 30-59 Days 60-89 Days 90 Days or More Total Current Purchased Total (In thousands) Residential $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity/2nd mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) March 31, 2019 Pass $ 139,056 $ 21,891 $ 30,598 $ 104,154 $ 38,822 $ 54,687 $ 57,978 $ 447,186 Special Mention 131 65 43 1,495 869 - 216 2,819 Substandard 788 135 - 981 280 51 - 2,235 Doubtful 2,136 189 525 362 205 25 - 3,442 Loss - - - - - - - - Total $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 December 31, 2018 Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special Mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 The following table summarizes the Company’s troubled debt restructurings (TDRs) by accrual status as of March 31, 2019 December 31, 2018: March 31, 2019 December 31, 2018 Accruing Nonaccrual Total Related Allowance Accruing Nonaccrual Total Related Allowance (In thousands) Troubled debt restructurings: Residential real estate $ 146 $ 297 $ 443 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 190 362 552 39 190 371 561 44 Commercial business 216 - 216 - 218 - 218 - Total $ 552 $ 659 $ 1,211 $ 39 $ 703 $ 673 $ 1,376 $ 44 At March 31, 2019 December 31, 2018, no There were no three March 31, 2019. one three March 31, 2018, $179,000. 2018, There were no no three March 31, 2019 2018. There were no 12 90 three March 31, 2019 2018. may may Purchased Credit Impaired (PCI) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no not 310 30. The following table presents the carrying amount of PCI loans accounted for under ASC 310 30 March 31, 2019 December 31, 2018: (In thousands) March 31, December 31, Residential real estate $ 282 $ 282 Commercial real estate 45 48 Carrying amount 327 330 Allowance for loan losses - - Carrying amount, net of allowance $ 327 $ 330 The outstanding balance of PCI loans accounted for under ASC 310 30, $511,000 $519,000 March 31, 2019 December 31, 2018, There was no March 31, 2019 December 31, 2018. $2,000 three March 31, 2018. no three March 31, 2019. Accretable yield, or income expected to be collected, is as follows for the three March 31, 2019 2018: 2019 2018 Balance at beginning of period $ 423 $ 470 New loans purchased - - Accretion to income (12 ) (14 ) Disposals and other adjustments - - Reclassification from nonaccretable difference (2 ) 3 Balance at end of period $ 409 $ 459

Note 4 - Qualified Affordable H

Note 4 - Qualified Affordable Housing Project Investment	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Investment [Text Block]	4. Qualified Affordable Housing Project Investment On January 19, 2018, March 31, 2019 December 31, 2018, $3.5 $3.6 March 31, 2019 December 31, 2018 $2.8 $2.9 2029. The investment is accounted for using the proportional amortization method. During each of the three March 31, 2019 2018, $82,000, three March 31, 2019 2018, $125,000 $98,000,

Note 5 - Supplemental Disclosur

Note 5 - Supplemental Disclosure for Earnings Per Share	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	5. Supplemental Disclosure for Earnings Per Share Three Months Ended 2019 2018 (Dollars in thousands, exept per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,147 $ 2,133 Shares: Weighted average common shares outstanding 3,329,844 3,326,464 Net income attributable to First Capital, Inc. per common share, basic $ 0.64 $ 0.64 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,147 $ 2,133 Shares: Weighted average common shares outstanding 3,329,844 3,326,464 Add: Dilutive effect of restricted stock 10,100 5,671 Weighted average common shares outstanding, as adjusted 3,339,944 3,332,135 Net income attributable to First Capital, Inc. per common share, diluted $ 0.64 $ 0.64 Nonvested restricted stock shares are not No three March 31, 2019 2018.

Note 6 - Stock-based Compensati

Note 6 - Stock-based Compensation Plan	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	6. Stock-Based Compensation Plan On May 20, 2009, 2009 may not 223,000 At March 31, 2019, 176,150 may may not ten may first not $100,000. may not may The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of March 31, 2019, no On February 19, 2019, 9,750 $52.09 $508,000. July 1, 2024, 20% July 1 July 1, 2020. February 20, 2018, 20,000 $37.42 $748,000. July 1, 2023, 20% July 1 July 1, 2019. three March 31, 2019 2018 $56,000 $49,000, A summary of the Company’s nonvested restricted shares under the Plan as of March 31, 2019 three Weighted Nonvested at January 1, 2019 24,900 $ 34.10 Granted 9,750 52.09 Vested - - Forfeited - - Nonvested at March 31, 2019 34,650 $ 39.16 At March 31, 2019, $1.1 5.25

Note 7 - Supplemental Disclosur

Note 7 - Supplemental Disclosures of Cash Flow Information	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	7. Supplemental Disclosures of Cash Flow Information Three Months Ended 2019 2018 ( In thousands Cash payments for: Interest $ 428 $ 351 Taxes (net of refunds received) 0 0 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 0 27

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	8. Fair Value Measurements FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of March 31, 2019 December 31, 2018. no March 31, 2019 December 31, 2018. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total March 31, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 87,375 $ - $ 87,375 Agency CMO - 36,096 - 36,096 Agency notes and bonds - 65,201 - 65,201 Municipal obligations - 66,363 - 66,363 Total securities available for sale $ - $ 255,035 $ - $ 255,035 Equity securities $ 1,845 $ - $ - 1,845 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,301 $ 2,301 Land - - 189 189 Construction - - 525 525 Commercial real estate - - 418 418 Commercial business - - 421 421 Home equity and second mortgage - - 25 25 Total impaired loans $ - $ - $ 3,879 $ 3,879 Loans held for sale $ - $ 1,377 $ - $ 1,377 Foreclosed real estate: Residential real estate $ - $ - $ 15 $ 15 Commercial real estate - - 2,984 2,984 Total foreclosed real estate $ - $ - $ 2,999 $ 2,999 December 31, 2018 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At March 31, 2019 December 31, 2018, may At March 31, 2019, 14% 66%, 46%. December 31, 2018, 20% 62%, 39%. three March 31, 2019 2018 $20,000 $65,000, Loans Held for Sale 2. Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At March 31, 2019, 17% 50%, 17%. December 31, 2018, 10% 79%, 51%. $137,000 three March 31, 2019. no three March 31, 2018. There have been no three March 31, 2019 2018. no 3 three March 31, 2019 2018. no 1 2 three March 31, 2019 2018. GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not not not not Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 March 31, 2019 Financial assets: Cash and cash equivalents $ 55,543 $ 55,543 $ 55,543 $ - $ - Interest-bearing time deposits 6,735 6,757 - 6,757 - Securities available for sale 255,035 255,035 - 255,035 - Loans held for sale 1,377 1,401 - 1,401 - Loans, net 449,781 458,899 - - 458,899 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,835 2,835 - 2,835 - Equity securities (included in other assets) 1,845 1,845 1,845 - - Financial liabilities: Deposits 718,531 717,117 - - 717,117 Accrued interest payable 177 177 - 177 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 - 261,841 - Loans held for sale 2,849 2,900 - 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 -

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	9. Revenue from Contracts with Customers Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 three March 31, 2019 2018: Three Months Ended 2019 2018 (In thousands) Service charges on deposit accounts $ 461 $ 509 ATM and debit card fees 647 600 Investment advisory income 98 88 Other 34 35 Revenue from contracts with customers 1,240 1,232 Net gains on loans and investments 192 241 Increase in cash value of life insurance 48 43 Other 25 10 Other noninterest income 265 294 Total noninterest income $ 1,505 $ 1,526 A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees Investment Advisory Income Other Income:

Note 10 - Recent Accounting Pro

Note 10 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	10. Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In February 2016, No. 2016 02, Leases (Topic 842 12 not December 15, 2018, January 1, 2019 not not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, December 15, 2018, one first 2016 13, In March 2017, No. 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not December 15, 2018. January 1, 2019 not In August 2018, No. 2018 13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement no 1 2 3 3 December 15, 2019. not

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Marketable Securities [Table Text Block]	(In thousands) Amortized Cost Gross Gross Fair Value March 31, 2019 Securities available for sale: Agency mortgage-backed securities $ 89,739 $ 1 $ 2,365 $ 87,375 Agency CMO 36,356 91 351 36,096 Other debt securities: Agency notes and bonds 65,791 149 739 65,201 Municipal obligations 65,319 1,200 156 66,363 Total securities available for sale $ 257,205 $ 1,441 $ 3,611 $ 255,035 December 31, 2018 Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Amortized Fair (In thousands) Due in one year or less $ 18,773 $ 18,667 Due after one year through five years 56,424 56,002 Due after five years through ten years 32,260 32,636 Due after ten years 23,653 24,259 131,110 131,564 Mortgage-backed securities and CMO 126,095 123,471 $ 257,205 $ 255,035
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Fair Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 5 $ 8,429 $ 24 Agency notes and bonds 1 2,997 3 Muncipal obligations 1 275 1 Total less than twelve months 7 11,701 28 Continuous loss position more than twelve months: Agency mortgage-backed securities 91 85,872 2,365 Agency CMO 20 11,313 327 Agency notes and bonds 16 52,946 736 Muncipal obligations 31 17,130 155 Total more than twelve months 158 167,261 3,583 Total securities available for sale 165 $ 178,962 $ 3,611 Number of Fair Gross (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Muncipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Muncipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In thousands) March 31, December 31, Real estate mortgage loans: Residential $ 141,511 $ 136,445 Land 22,148 22,607 Residential construction 30,297 31,459 Commercial real estate 106,787 107,445 Commercial real estate contruction 22,075 20,591 Commercial business loans 40,053 36,297 Consumer loans: Home equity and second mortgage loans 53,467 51,731 Automobile loans 42,835 42,124 Loans secured by savings accounts 1,383 1,399 Unsecured loans 3,510 3,638 Other consumer loans 10,247 10,169 Gross loans 474,313 463,905 Less undisbursed portion of loans in process (21,299 ) (26,675 ) Principal loan balance 453,014 437,230 Deferred loan origination fees, net 1,106 1,095 Allowance for loan losses (4,339 ) (4,065 ) Loans, net $ 449,781 $ 434,260
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 28 $ - $ - $ 39 $ 1 $ - $ - $ 68 Collectively evaluated for impairment 699 164 291 1,352 540 450 775 4,271 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Allowance for loan losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 71 2 67 (10 ) 82 5 233 450 Charge-offs (39 ) - - - - - (181 ) (220 ) Recoveries 2 - - - - 2 40 44 Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Allowance for loan losses: Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions for loan losses 139 23 46 (110 ) (15 ) (33 ) 147 197 Charge-offs (60 ) - - - (1 ) - (196 ) (257 ) Recoveries 3 - - 8 1 3 42 57 Ending balance $ 301 $ 156 $ 291 $ 1,520 $ 276 $ 680 $ 407 $ 3,631
Impaired Financing Receivables [Table Text Block]	At March 31, 2019 Three Months Ended March 31, 2019 Three Months Ended March 31, 2018 Recorded Unpaid Related Average Interest Average Interest (In thousands) Loans with no related allowance recorded: Residential $ 2,192 $ 2,478 $ - $ 2,181 $ 3 $ 2,610 $ 7 Land 189 191 - 171 - 47 - Construction 525 525 - 523 - - - Commercial real estate 251 258 - 253 2 383 5 Commercial business 396 447 - 398 3 152 4 Home equity/2nd mortgage 25 34 - 30 - 69 - Other consumer - - - - - 4 - 3,578 3,933 - 3,556 8 3,265 16 Loans with an allowance recorded: Residential 137 145 28 76 - 245 - Land - - - - - - - Construction - - - - - - - Commercial real estate 206 212 39 103 - - - Commercial business 26 30 1 119 - 29 - Home equity/2nd mortgage - - - 14 - 13 - Other consumer - - - - - - - 369 387 68 312 - 287 - Total: Residential 2,329 2,623 28 2,257 3 2,855 7 Land 189 191 - 171 - 47 - Construction 525 525 - 523 - - - Commercial real estate 457 470 39 356 2 383 5 Commercial business 422 477 1 517 3 181 4 Home equity/2nd mortgage 25 34 - 44 - 82 - Other consumer - - - - - 4 - $ 3,947 $ 4,320 $ 68 $ 3,868 $ 8 $ 3,552 $ 16 Recorded Unpaid Related (In thousands) Loans with no related allowance recorded: Residential $ 2,170 $ 2,409 $ - Land 152 153 - Construction 521 521 - Commercial real estate 255 260 - Commercial business 400 451 - Home equity/2nd mortgage 35 44 - Other consumer - - - 3,533 3,838 - Loans with an allowance recorded: Residential 14 15 3 Land - - - Construction - - - Commercial real estate 211 213 44 Commercial business 27 30 1 Home equity/2nd mortgage - - - Other consumer - - - 252 258 48 Total: Residential 2,184 2,424 3 Land 152 153 - Construction 521 521 - Commercial real estate 466 473 44 Commercial business 427 481 1 Home equity/2nd mortgage 35 44 - Other consumer - - - $ 3,785 $ 4,096 $ 48
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2019 December 31, 2018 Nonaccrual Loans 90+ Days Total Nonaccrual Loans 90+ Days Total (In thousands) Residential $ 2,065 $ 59 $ 2,124 $ 1,769 $ - $ 1,769 Land 189 - 189 152 - 152 Construction 525 - 525 521 - 521 Commercial real estate 362 - 362 371 - 371 Commercial business 205 - 205 207 - 207 Home equity/2nd mortgage 25 - 25 35 - 35 Other consumer - 3 3 - 2 2 Total $ 3,371 $ 62 $ 3,433 $ 3,055 $ 2 $ 3,057
Financing Receivable, Past Due [Table Text Block]	30-59 Days 60-89 Days 90 Days or More Total Current Purchased Total (In thousands) Residential $ 2,936 $ 96 $ 1,396 $ 4,428 $ 137,401 $ 282 $ 142,111 Land 284 12 153 449 21,831 - 22,280 Construction 394 - 525 919 30,247 - 31,166 Commercial real estate 509 - - 509 106,438 45 106,992 Commercial business 167 - 145 312 39,864 - 40,176 Home equity/2nd mortgage 148 - 25 173 54,590 - 54,763 Other consumer 194 57 3 254 57,940 - 58,194 Total $ 4,632 $ 165 $ 2,247 $ 7,044 $ 448,311 $ 327 $ 455,682 30-59 Days 60-89 Days 90 Days or More Total Current Purchased Total (In thousands) Residential $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity/2nd mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) March 31, 2019 Pass $ 139,056 $ 21,891 $ 30,598 $ 104,154 $ 38,822 $ 54,687 $ 57,978 $ 447,186 Special Mention 131 65 43 1,495 869 - 216 2,819 Substandard 788 135 - 981 280 51 - 2,235 Doubtful 2,136 189 525 362 205 25 - 3,442 Loss - - - - - - - - Total $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 December 31, 2018 Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special Mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	March 31, 2019 December 31, 2018 Accruing Nonaccrual Total Related Allowance Accruing Nonaccrual Total Related Allowance (In thousands) Troubled debt restructurings: Residential real estate $ 146 $ 297 $ 443 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 190 362 552 39 190 371 561 44 Commercial business 216 - 216 - 218 - 218 - Total $ 552 $ 659 $ 1,211 $ 39 $ 703 $ 673 $ 1,376 $ 44
Schedule of Purchased Credit Impaired Loans [Table Text Block]	(In thousands) March 31, December 31, Residential real estate $ 282 $ 282 Commercial real estate 45 48 Carrying amount 327 330 Allowance for loan losses - - Carrying amount, net of allowance $ 327 $ 330
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	2019 2018 Balance at beginning of period $ 423 $ 470 New loans purchased - - Accretion to income (12 ) (14 ) Disposals and other adjustments - - Reclassification from nonaccretable difference (2 ) 3 Balance at end of period $ 409 $ 459
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 141,511 $ 22,148 $ 31,073 $ 106,787 $ 40,053 $ 53,467 $ 57,975 $ 453,014 Accrued interest receivable 495 113 102 244 123 266 219 1,562 Net deferred loan origination fees and costs 105 19 (9 ) (39 ) - 1,030 - 1,106 Recorded investment in loans $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,329 $ 189 $ 525 $ 457 $ 422 $ 25 $ - $ 3,947 Collectively evaluated for impairment 139,500 22,091 30,641 106,490 39,754 54,738 58,194 451,408 Acquired with deteriorated credit quality 282 - - 45 - - - 327 Ending balance $ 142,111 $ 22,280 $ 31,166 $ 106,992 $ 40,176 $ 54,763 $ 58,194 $ 455,682 Residential Land Construction Commercial Commercial Home Equity & Other Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855

Note 5 - Supplemental Disclos_2

Note 5 - Supplemental Disclosure for Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended 2019 2018 (Dollars in thousands, exept per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,147 $ 2,133 Shares: Weighted average common shares outstanding 3,329,844 3,326,464 Net income attributable to First Capital, Inc. per common share, basic $ 0.64 $ 0.64 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,147 $ 2,133 Shares: Weighted average common shares outstanding 3,329,844 3,326,464 Add: Dilutive effect of restricted stock 10,100 5,671 Weighted average common shares outstanding, as adjusted 3,339,944 3,332,135 Net income attributable to First Capital, Inc. per common share, diluted $ 0.64 $ 0.64

Note 6 - Stock-based Compensa_2

Note 6 - Stock-based Compensation Plan (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Nonvested at January 1, 2019 24,900 $ 34.10 Granted 9,750 52.09 Vested - - Forfeited - - Nonvested at March 31, 2019 34,650 $ 39.16

Note 7 - Supplemental Disclos_2

Note 7 - Supplemental Disclosures of Cash Flow Information (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Three Months Ended 2019 2018 ( In thousands Cash payments for: Interest $ 428 $ 351 Taxes (net of refunds received) 0 0 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 0 27

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total March 31, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 87,375 $ - $ 87,375 Agency CMO - 36,096 - 36,096 Agency notes and bonds - 65,201 - 65,201 Municipal obligations - 66,363 - 66,363 Total securities available for sale $ - $ 255,035 $ - $ 255,035 Equity securities $ 1,845 $ - $ - 1,845 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,301 $ 2,301 Land - - 189 189 Construction - - 525 525 Commercial real estate - - 418 418 Commercial business - - 421 421 Home equity and second mortgage - - 25 25 Total impaired loans $ - $ - $ 3,879 $ 3,879 Loans held for sale $ - $ 1,377 $ - $ 1,377 Foreclosed real estate: Residential real estate $ - $ - $ 15 $ 15 Commercial real estate - - 2,984 2,984 Total foreclosed real estate $ - $ - $ 2,999 $ 2,999 December 31, 2018 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 March 31, 2019 Financial assets: Cash and cash equivalents $ 55,543 $ 55,543 $ 55,543 $ - $ - Interest-bearing time deposits 6,735 6,757 - 6,757 - Securities available for sale 255,035 255,035 - 255,035 - Loans held for sale 1,377 1,401 - 1,401 - Loans, net 449,781 458,899 - - 458,899 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,835 2,835 - 2,835 - Equity securities (included in other assets) 1,845 1,845 1,845 - - Financial liabilities: Deposits 718,531 717,117 - - 717,117 Accrued interest payable 177 177 - 177 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 - 261,841 - Loans held for sale 2,849 2,900 - 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 -

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2019
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended 2019 2018 (In thousands) Service charges on deposit accounts $ 461 $ 509 ATM and debit card fees 647 600 Investment advisory income 98 88 Other 34 35 Revenue from contracts with customers 1,240 1,232 Net gains on loans and investments 192 241 Increase in cash value of life insurance 48 43 Other 25 10 Other noninterest income 265 294 Total noninterest income $ 1,505 $ 1,526

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) - USD ($)	1 Months Ended	3 Months Ended
	Sep. 30, 2018	Mar. 31, 2019	Mar. 31, 2018
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		2.00%
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		$ 0
Debt Securities, Available-for-sale, Realized Loss		86,000	$ 6,000
Debt Securities, Time Deposits, Realized Loss		11,000
Debt Securities, Available-for-sale, Realized Gain			$ 7,000
Investment, Number of Shares Acquired	90,000
Investment Ownership Percentage	5.00%
Payments to Acquire Other Investments	$ 1,900,000
Equity Securities, FV-NI, Unrealized Gain		131,000
Equity Securities, FV-NI		$ 1,800,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale, amortized cost	$ 257,205	$ 266,437
Securities available for sale, gross unrealized gains	1,441	862
Securities available for sale, gross unrealized losses	3,611	5,458
Securities available for sale, fair value	255,035	261,841
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	89,739	94,746
Securities available for sale, gross unrealized gains	1
Securities available for sale, gross unrealized losses	2,365	3,489
Securities available for sale, fair value	87,375	91,257
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	36,356	33,222
Securities available for sale, gross unrealized gains	91	152
Securities available for sale, gross unrealized losses	351	382
Securities available for sale, fair value	36,096	32,992
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	65,791	75,461
Securities available for sale, gross unrealized gains	149	59
Securities available for sale, gross unrealized losses	739	1,016
Securities available for sale, fair value	65,201	74,504
Municipal Notes [Member]
Securities available for sale, amortized cost	65,319	63,008
Securities available for sale, gross unrealized gains	1,200	651
Securities available for sale, gross unrealized losses	156	571
Securities available for sale, fair value	$ 66,363	$ 63,088

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale, amortized cost, due in one year or less	$ 18,773
Securities available for sale, fair value, due in one year or less	18,667
Securities available for sale, amortized cost, due after one year through five years	56,424
Securities available for sale, fair value, due after one year through five years	56,002
Securities available for sale, amortized cost, due after five years through ten years	32,260
Securities available for sale, fair value, due after five years through ten years	32,636
Securities available for sale, amortized cost, due after ten years	23,653
Securities available for sale, fair value, due after ten years	24,259
Securities available for sale, amortized cost, single maturity	131,110
Securities available for sale, fair value, single maturity	131,564
Securities available for sale, amortized cost, Mortgage-backed securities and CMO	126,095
Securities available for sale, fair value, Mortgage-backed securities and CMO	123,471
Securities available for sale, fair value	255,035	$ 261,841
Debt Securities [Member]
Securities available for sale, amortized cost	257,205
Securities available for sale, fair value	$ 255,035

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Number of investment positions - less than twelve months	7	17
Fair value - less than twelve months	$ 11,701	$ 8,484
Gross unrealized losses - less than twelve months	$ 28	$ 27
Number of investment positions - more than twelve months	158	192
Fair value - more than twelve months	$ 167,261	$ 195,091
Gross unrealized losses - more than twelve months	$ 3,583	$ 5,431
Number of investment positions	165	209
Fair value	$ 178,962	$ 203,575
Gross unrealized losses	$ 3,611	$ 5,458
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	5	4
Fair value - less than twelve months	$ 8,429	$ 2,870
Gross unrealized losses - less than twelve months	$ 24	$ 1
Number of investment positions - more than twelve months	20	24
Fair value - more than twelve months	$ 11,313	$ 12,168
Gross unrealized losses - more than twelve months	$ 327	$ 381
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months		1
Fair value - less than twelve months		$ 1,563
Gross unrealized losses - less than twelve months		$ 13
Number of investment positions - more than twelve months	91	97
Fair value - more than twelve months	$ 85,872	$ 89,680
Gross unrealized losses - more than twelve months	$ 2,365	$ 3,476
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	1	1
Fair value - less than twelve months	$ 2,997	$ 499
Gross unrealized losses - less than twelve months	$ 3	$ 1
Number of investment positions - more than twelve months	16	22
Fair value - more than twelve months	$ 52,946	$ 67,927
Gross unrealized losses - more than twelve months	$ 736	$ 1,015
Municipal Notes [Member]
Number of investment positions - less than twelve months	1	11
Fair value - less than twelve months	$ 275	$ 3,552
Gross unrealized losses - less than twelve months	$ 1	$ 12
Number of investment positions - more than twelve months	31	49
Fair value - more than twelve months	$ 17,130	$ 25,316
Gross unrealized losses - more than twelve months	$ 155	$ 559

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Loans Charge-off Period	90 days
Performance Period	180 days
Collateral Dependent Loans, Value of Significant Properties	$ 200,000
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Foreclosure	15,000		$ 33,000
Mortgage Loans in Process of Foreclosure, Amount	331,000		365,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	0	$ 0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		0
Financing Receivable, Modifications, Number of Contracts	0	1
Financing Receivable, Troubled Debt Restructuring		$ 179,000
Troubled Debt Restructuring, Principal Charge-offs	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total	$ 511,000		519,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	0		0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses, Decreases		$ 2,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	0
Classified Loans [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	329,000		333,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 3,200,000		$ 3,100,000
Bank Overdrafts [Member]
Loans Charge-off Period	45 days

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Loans	$ 474,313	$ 463,905
Less undisbursed portion of loans in process	(21,299)	(26,675)
Principal loan balance	453,014	437,230
Deferred loan origination fees, net	1,106	1,095
Allowance for loan losses	(4,339)	(4,065)	$ (3,631)	$ (3,634)
Loans, net	449,781	434,260
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	141,511	136,445
Allowance for loan losses	(727)	(693)	(301)	(219)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	22,148	22,607
Principal loan balance	22,148	22,607
Deferred loan origination fees, net	19	18
Allowance for loan losses	(164)	(162)	(156)	(133)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	30,297	31,459
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	106,787	107,445
Principal loan balance	106,787	107,445
Deferred loan origination fees, net	(39)	(38)
Allowance for loan losses	(1,391)	(1,401)	(1,520)	(1,622)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	22,075	20,591
Commercial Portfolio Segment [Member]
Loans	40,053	36,297
Principal loan balance	40,053	36,297
Deferred loan origination fees, net
Allowance for loan losses	(541)	(459)	(276)	(291)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	53,467	51,731
Principal loan balance	53,467	51,731
Deferred loan origination fees, net	1,030	1,025
Allowance for loan losses	(450)	(443)	(680)	(710)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	42,835	42,124
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	1,383	1,399
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	3,510	3,638
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	10,247	10,169
Allowance for loan losses	$ (775)	$ (683)	$ (407)	$ (414)

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Principal loan balance	$ 453,014	$ 437,230
Accrued interest receivable	1,562	1,530
Net deferred loan origination fees and costs	1,106	1,095
Recorded investment in loans	455,682	439,855
Individually evaluated for impairment	3,947	3,785
Collectively evaluated for impairment	451,408	435,740
Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	327	330
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member]
Principal loan balance	141,511	136,445
Accrued interest receivable	495	475
Net deferred loan origination fees and costs	105	99
Recorded investment in loans	142,111	137,019
Individually evaluated for impairment	2,329	2,184
Collectively evaluated for impairment	139,500	134,553
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	282	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Principal loan balance	22,148	22,607
Accrued interest receivable	113	119
Net deferred loan origination fees and costs	19	18
Recorded investment in loans	22,280	22,744
Individually evaluated for impairment	189	152
Collectively evaluated for impairment	22,091	22,592
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Principal loan balance	31,073	25,375
Accrued interest receivable	102	76
Net deferred loan origination fees and costs	(9)	(9)
Recorded investment in loans	31,166	25,442
Individually evaluated for impairment	525	521
Collectively evaluated for impairment	30,641	24,921
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Principal loan balance	106,787	107,445
Accrued interest receivable	244	265
Net deferred loan origination fees and costs	(39)	(38)
Recorded investment in loans	106,992	107,672
Individually evaluated for impairment	457	466
Collectively evaluated for impairment	106,490	107,158
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	45	48
Commercial Portfolio Segment [Member]
Principal loan balance	40,053	36,297
Accrued interest receivable	123	120
Net deferred loan origination fees and costs
Recorded investment in loans	40,176	36,417
Individually evaluated for impairment	422	427
Collectively evaluated for impairment	39,754	35,990
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Principal loan balance	53,467	51,731
Accrued interest receivable	266	247
Net deferred loan origination fees and costs	1,030	1,025
Recorded investment in loans	54,763	53,003
Individually evaluated for impairment	25	35
Collectively evaluated for impairment	54,738	52,968
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Principal loan balance	57,975	57,330
Accrued interest receivable	219	228
Net deferred loan origination fees and costs
Recorded investment in loans	58,194	57,558
Individually evaluated for impairment
Collectively evaluated for impairment	58,194	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Mar. 31, 2019	Dec. 31, 2018
Individually evaluated for impairment			$ 68	$ 48
Collectively evaluated for impairment			4,271	4,017
Allowance for loan losses	$ 4,339	$ 3,634	4,339	4,065
Beginning balance	4,065	3,634
Provision for loan losses	450	197
Charge-offs	(220)	(257)
Recoveries	44	57
Ending balance	4,339	3,631
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Individually evaluated for impairment			28	3
Collectively evaluated for impairment			699	690
Allowance for loan losses	727	219	727	693
Beginning balance	693	219
Provision for loan losses	71	139
Charge-offs	(39)	(60)
Recoveries	2	3
Ending balance	727	301
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			164	162
Allowance for loan losses	164	133	164	162
Beginning balance	162	133
Provision for loan losses	2	23
Charge-offs
Recoveries
Ending balance	164	156
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			291	224
Allowance for loan losses	291	245	291	224
Beginning balance	224	245
Provision for loan losses	67	46
Charge-offs
Recoveries
Ending balance	291	291
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Individually evaluated for impairment			39	44
Collectively evaluated for impairment			1,352	1,357
Allowance for loan losses	1,391	1,622	1,391	1,401
Beginning balance	1,401	1,622
Provision for loan losses	(10)	(110)
Charge-offs
Recoveries		8
Ending balance	1,391	1,520
Commercial Portfolio Segment [Member]
Individually evaluated for impairment			1	1
Collectively evaluated for impairment			540	458
Allowance for loan losses	541	291	541	459
Beginning balance	459	291
Provision for loan losses	82	(15)
Charge-offs		(1)
Recoveries		1
Ending balance	541	276
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			450	443
Allowance for loan losses	450	710	450	443
Beginning balance	443	710
Provision for loan losses	5	(33)
Charge-offs
Recoveries	2	3
Ending balance	450	680
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			775	683
Allowance for loan losses	775		775	683
Beginning balance	683
Ending balance	775
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Allowance for loan losses	683	414	$ 775	$ 683
Beginning balance	683	414
Provision for loan losses	233	147
Charge-offs	(181)	(196)
Recoveries	40	42
Ending balance	$ 775	$ 407

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Recorded investment with no allowance	$ 3,578		$ 3,533
Unpaid principal balance with no allowance	3,933		3,838
Related allowance with no allowance
Average recorded investment with no allowance	3,556	$ 3,265
Interest income recognized with no allowance	8	16
Recorded investment with allowance	369		252
Unpaid principal balance with allowance	387		258
Related allowance	68		48
Average recorded investment with allowance	312	287
Interest income recognized with allowance
Recorded investment	3,947		3,785
Unpaid principal balance	4,320		4,096
Average recorded investment	3,868	3,552
Interest income recognized	8	16
Related allowance	68		48
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	2,192		2,170
Unpaid principal balance with no allowance	2,478		2,409
Related allowance with no allowance
Average recorded investment with no allowance	2,181	2,610
Interest income recognized with no allowance	3	7
Recorded investment with allowance	137		14
Unpaid principal balance with allowance	145		15
Related allowance	28		3
Average recorded investment with allowance	76	245
Interest income recognized with allowance
Recorded investment	2,329		2,184
Unpaid principal balance	2,623		2,424
Average recorded investment	2,257	2,855
Interest income recognized	3	7
Related allowance	28		3
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	189		152
Unpaid principal balance with no allowance	191		153
Related allowance with no allowance
Average recorded investment with no allowance	171	47
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment	189		152
Unpaid principal balance	191		153
Average recorded investment	171	47
Interest income recognized
Related allowance
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance	525		521
Unpaid principal balance with no allowance	525		521
Related allowance with no allowance
Average recorded investment with no allowance	523
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment	525		521
Unpaid principal balance	525		521
Average recorded investment	523
Interest income recognized
Related allowance
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	251		255
Unpaid principal balance with no allowance	258		260
Related allowance with no allowance
Average recorded investment with no allowance	253	383
Interest income recognized with no allowance	2	5
Recorded investment with allowance	206		211
Unpaid principal balance with allowance	212		213
Related allowance	39		44
Average recorded investment with allowance	103
Interest income recognized with allowance
Recorded investment	457		466
Unpaid principal balance	470		473
Average recorded investment	356	383
Interest income recognized	2	5
Related allowance	39		44
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	396		400
Unpaid principal balance with no allowance	447		451
Related allowance with no allowance
Average recorded investment with no allowance	398	152
Interest income recognized with no allowance	3	4
Recorded investment with allowance	26		27
Unpaid principal balance with allowance	30		30
Related allowance	1		1
Average recorded investment with allowance	119	29
Interest income recognized with allowance
Recorded investment	422		427
Unpaid principal balance	477		481
Average recorded investment	517	181
Interest income recognized	3	4
Related allowance	1		1
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	25		35
Unpaid principal balance with no allowance	34		44
Related allowance with no allowance
Average recorded investment with no allowance	30	69
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance	14	13
Interest income recognized with allowance
Recorded investment	25		35
Unpaid principal balance	34		44
Average recorded investment	44	82
Interest income recognized
Related allowance
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance
Unpaid principal balance with no allowance
Related allowance with no allowance
Average recorded investment with no allowance		4
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment
Unpaid principal balance
Average recorded investment		4
Interest income recognized
Related allowance

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Total Nonperforming Loans	$ 7,044	$ 6,911
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Total Nonperforming Loans	4,428	4,732
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Total Nonperforming Loans	449	438
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Total Nonperforming Loans	919
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Total Nonperforming Loans	509	450
Commercial Portfolio Segment [Member]
Total Nonperforming Loans	312	522
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	173	226
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	254	543
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	3,371	3,055
Loans 90+ Days Past Due Still Accruing	62	2
Total Nonperforming Loans	3,433	3,057
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	2,065	1,769
Loans 90+ Days Past Due Still Accruing	59
Total Nonperforming Loans	2,124	1,769
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	189	152
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	189	152
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans	525	521
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	525	521
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans	362	371
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	362	371
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	205	207
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	205	207
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans	25	35
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	25	35
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans
Loans 90+ Days Past Due Still Accruing	3	2
Total Nonperforming Loans	$ 3	$ 2

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Past Due	$ 7,044	$ 6,911
Current	448,311	432,614
Loans	455,682	439,855
Financial Asset Acquired with Credit Deterioration [Member]
Loans	327	330
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	4,428	4,732
Current	137,401	132,005
Loans	142,111	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	282	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	449	438
Current	21,831	22,306
Loans	22,280	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	919
Current	30,247	25,442
Loans	31,166	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	509	450
Current	106,438	107,174
Loans	106,992	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	45	48
Commercial Portfolio Segment [Member]
Past Due	312	522
Current	39,864	35,895
Loans	40,176	36,417
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	173	226
Current	54,590	52,777
Loans	54,763	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	254	543
Current	57,940	57,015
Loans	58,194	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	4,632	4,373
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	2,936	2,617
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	284	247
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	394
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	509	450
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	167	377
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	148	191
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	194	491
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	165	1,015
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	96	926
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	12	39
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	57	50
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	2,247	1,523
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	1,396	1,189
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	153	152
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	525
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	145	145
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	25	35
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	$ 3	$ 2

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Loans	$ 455,682	$ 439,855
Pass [Member]
Loans	447,186	431,650
Special Mention [Member]
Loans	2,819	2,510
Substandard [Member]
Loans	2,235	2,569
Doubtful [Member]
Loans	3,442	3,126
Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	142,111	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	139,056	133,878
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	131	133
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	788	1,168
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	2,136	1,840
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	22,280	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	21,891	22,458
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	65	65
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	135	69
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	189	152
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	31,166	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	30,598	24,921
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	43
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans	525	521
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	106,992	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	104,154	104,843
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	1,495	1,520
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	981	938
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans	362	371
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	40,176	36,417
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	38,822	35,162
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	869	763
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	280	285
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	205	207
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	54,763	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	54,687	52,859
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	51	109
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	25	35
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	58,194	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	57,978	57,529
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	216	29
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Recorded investment in loans	$ 455,682	$ 439,855
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	142,111	137,019
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	106,992	107,672
Commercial Portfolio Segment [Member]
Recorded investment in loans	40,176	36,417
Nonperforming Financial Instruments [Member]
TDR accruing	552	703
TDR nonaccrual	659	673
Recorded investment in loans	1,211	1,376
TDR related allowance for loan losses	39	44
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	146	295
TDR nonaccrual	297	302
Recorded investment in loans	443	597
TDR related allowance for loan losses
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	190	190
TDR nonaccrual	362	371
Recorded investment in loans	552	561
TDR related allowance for loan losses	39	44
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	216	218
TDR nonaccrual
Recorded investment in loans	216	218
TDR related allowance for loan losses

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Carrying amount	$ 327,000	$ 330,000
Allowance for loan losses	0	0
Carrying amount, net of allowance	327,000	330,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	282,000	282,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 45,000	$ 48,000

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Balance at beginning of period	$ 423	$ 470
New loans purchased
Accretion to income	(12)	(14)
Disposals and other adjustments
Reclassification from nonaccretable difference	(2)	3
Balance at end of period	$ 409	$ 459

Note 4 - Qualified Affordable_2

Note 4 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Investment Amortization	$ 82,000	$ 82,000
Tax Credits and Other Tax Benefits	125,000	$ 98,000
Other Assets [Member]
Investments, Total	3,500,000		$ 3,600,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 2,800,000		$ 2.90

Note 5 - Supplemental Disclos_3

Note 5 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0

Note 5 - Supplemental Disclos_4

Note 5 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Net income attributable to First Capital, Inc.	$ 2,147	$ 2,133
Weighted average common shares outstanding (in shares)	3,329,844	3,326,464
Net income attributable to First Capital, Inc. per common share, basic (in dollars per share)	$ 0.64	$ 0.64
Weighted average common shares outstanding (in shares)	3,329,844	3,326,464
Add: Dilutive effect of restricted stock (in shares)	10,100	5,671
Weighted average common shares outstanding, as adjusted (in shares)	3,339,944	3,332,135
Net income attributable to First Capital, Inc. per common share, diluted (in dollars per share)	$ 0.64	$ 0.64

Note 6 - Stock-based Compensa_3

Note 6 - Stock-based Compensation Plan (Details Textual) - USD ($)	Feb. 19, 2019	Feb. 20, 2018	May 20, 2009	Mar. 31, 2019	Mar. 31, 2018
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period				9,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value				$ 52.09
Share-based Payment Arrangement, Expense				$ 56,000	$ 49,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 1,100,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition				5 years 91 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	9,750	20,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 52.09	$ 37.42
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 508,000	$ 748,000
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Vesting Each Year on July 1, Beginning in 2019 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		20.00%
Equity Incentive Plan 2009 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options			$ 100,000
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross				0
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				176,150
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period			10 years

Note 6 - Stock-based Compensa_4

Note 6 - Stock-based Compensation Plan - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2019$ / sharesshares
Nonvested, number of shares (in shares) | shares	24,900
Nonvested, weight average grant date fair value (in dollars per share) | $ / shares	$ 34.10
Granted, number of shares (in shares) | shares	9,750
Granted, weight average grant date fair value (in dollars per share) | $ / shares	$ 52.09
Vested, number of shares (in shares) | shares
Vested, weight average grant date fair value (in dollars per share) | $ / shares
Forfeited, number of shares (in shares) | shares
Forfeited, weight average grant date fair value (in dollars per share) | $ / shares
Nonvested, number of shares (in shares) | shares	34,650
Nonvested, weight average grant date fair value (in dollars per share) | $ / shares	$ 39.16

Note 7 - Supplemental Disclos_3

Note 7 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash payments for:
Interest	$ 428	$ 351
Taxes (net of refunds received)	0	0
Noncash investing activities:
Transfers from loans to real estate acquired through foreclosure	$ 0	$ 27

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0		$ 0
Provision for Loan and Lease Losses, Total	450,000	$ 197,000
Impaired Loan [Member]
Provision for Loan and Lease Losses, Total	20,000	65,000
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	$ 137,000	$ 0
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs	14.00%		20.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs	66.00%		62.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs	46.00%		39.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs	17.00%		10.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs	50.00%		79.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs	17.00%		51.00%

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 255,035,000	$ 261,841,000
Equity securities	1,800,000
Fair Value, Recurring [Member]
Securities available for sale	255,035,000	261,841,000
Equity securities	1,845,000	1,715,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	87,375,000	91,257,000
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	36,096,000	32,992,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	65,201,000	74,504,000
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	66,363,000	63,088,000
Fair Value, Nonrecurring [Member]
Impaired loans	3,879,000	3,737,000
Loans held for sale	1,377,000	2,849,000
Foreclosed real estate	2,999,000	3,142,000
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	2,301,000	2,181,000
Foreclosed real estate	15,000	33,000
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	189,000	152,000
Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans	525,000	521,000
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	418,000	422,000
Foreclosed real estate	2,984,000	3,109,000
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	421,000	426,000
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	25,000	35,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities	1,845,000	1,715,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	255,035,000	261,841,000
Equity securities
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	87,375,000	91,257,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	36,096,000	32,992,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	65,201,000	74,504,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	66,363,000	63,088,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale	1,377,000	2,849,000
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	3,879,000	3,737,000
Loans held for sale
Foreclosed real estate	2,999,000	3,142,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	2,301,000	2,181,000
Foreclosed real estate	15,000	33,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	189,000	152,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans	525,000	521,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	418,000	422,000
Foreclosed real estate	2,984,000	3,109,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	421,000	426,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 25,000	$ 35,000

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 255,035,000	$ 261,841,000
Equity Securities, FV-NI	1,800,000
Reported Value Measurement [Member]
Cash and cash equivalents	55,543,000	41,112,000
Interest-bearing time deposits	6,735,000	7,710,000
Securities available for sale	255,035,000	261,841,000
Loans held for sale	1,377,000	2,849,000
Loans, net	449,781,000	434,260,000
FHLB and other restricted stock	1,988,000	1,988,000
Accrued interest receivable	2,835,000	2,828,000
Equity Securities, FV-NI	1,845,000	1,715,000
Deposits	718,531,000	701,646,000
Accrued interest payable	177,000	150,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	55,543,000	41,112,000
Interest-bearing time deposits	6,757,000	7,650,000
Securities available for sale	255,035,000	261,841,000
Loans held for sale	1,401,000	2,900,000
Loans, net	458,899,000	427,200,000
Accrued interest receivable	2,835,000	2,828,000
Equity Securities, FV-NI	1,845,000	1,715,000
Deposits	717,117,000	699,864,000
Accrued interest payable	177,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	55,543,000	41,112,000
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net
Accrued interest receivable
Equity Securities, FV-NI	1,845,000	1,715,000
Deposits
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest-bearing time deposits	6,757,000	7,650,000
Securities available for sale	255,035,000	261,841,000
Loans held for sale	1,401,000	2,900,000
Loans, net
Accrued interest receivable	2,835,000	2,828,000
Equity Securities, FV-NI
Deposits
Accrued interest payable	177,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net	458,899,000	427,200,000
Accrued interest receivable
Equity Securities, FV-NI
Deposits	717,117,000	699,864,000
Accrued interest payable

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Noninterest income, financial service	$ 1,240	$ 1,232
Net gains on loans and investments	192	241
Increase in cash value of life insurance	48	43
Other	25	10
Other noninterest income	265	294
Total noninterest income	1,505	1,526
Deposit Account [Member]
Noninterest income, financial service	461	509
ATM and Debit Card Fees [Member]
Noninterest income, financial service	647	600
Investment Advisory, Management and Administrative Service [Member]
Noninterest income, financial service	98	88
Product and Service, Other [Member]
Noninterest income, financial service	$ 34	$ 35