First Capital (FCAP) 10-Q 12 Nov 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2019	Oct. 30, 2019
Document Information [Line Items]
Entity Registrant Name	FIRST CAPITAL INC
Entity Central Index Key	0001070296
Trading Symbol	fcap
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)		3,363,632
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common stock, par value $0.01 per share

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 19,839	$ 17,394
Interest bearing deposits with banks	4,696	1,717
Federal funds sold	18,923	22,001
Total cash and cash equivalents	43,458	41,112
Interest-bearing time deposits	7,380	7,710
Securities available for sale, at fair value	255,028	261,841
Loans, net	467,694	434,260
Loans held for sale	5,897	2,849
Federal Home Loan Bank and other stock, at cost	1,988	1,988
Foreclosed real estate		3,142
Premises and equipment	15,121	14,364
Accrued interest receivable	2,850	2,828
Cash value of life insurance	8,224	8,059
Goodwill	6,472	6,472
Core deposit intangible	856	966
Other assets	8,376	8,571
Total Assets	823,344	794,162
LIABILITIES
Noninterest-bearing	155,670	143,249
Interest-bearing	563,722	558,397
Total deposits	719,392	701,646
Accrued interest payable	208	150
Accrued expenses and other liabilities	6,744	6,410
Total liabilities	726,344	708,206
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,791,283 shares (3,781,533 in 2018); outstanding 3,363,632 shares (3,354,744 in 2018)	38	38
Additional paid-in capital	40,723	40,215
Retained earnings-substantially restricted	63,671	58,137
Unearned stock compensation	(1,038)	(720)
Accumulated other comprehensive income (loss)	1,891	(3,477)
Less treasury stock, at cost - 427,651 shares (426,789 in 2018)	(8,393)	(8,349)
Total First Capital, Inc. stockholders' equity	96,892	85,844
Noncontrolling interest in subsidiary	108	112
Total equity	97,000	85,956
Total Liabilities and Equity	$ 823,344	$ 794,162

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,791,283	3,781,533
Common stock, shares outstanding (in shares)	3,363,632	3,354,744
Treasury stock, shares (in shares)	427,651	426,789

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME
Loans, including fees	$ 6,612	$ 5,896	$ 19,224	$ 16,755
Securities:
Taxable	918	918	2,866	2,815
Tax-exempt	431	347	1,243	1,086
Dividends	25	21	81	75
Other interest income	234	251	683	529
Total interest income	8,220	7,433	24,097	21,260
INTEREST EXPENSE
Deposits	503	424	1,450	1,140
Advances from Federal Home Loan Bank				21
Total interest expense	503	424	1,450	1,161
Net interest income	7,717	7,009	22,647	20,099
Provision for loan losses	225	455	975	968
Net interest income after provision for loan losses	7,492	6,554	21,672	19,131
NONINTEREST INCOME
Noninterest income	1,449	1,311	4,114	3,894
Loss on sale of securities available for sale and time deposits	(35)		(132)	(95)
Unrealized gain (loss) on equity securities	(9)		108
Gain on sale of loans	353	320	771	850
Increase in cash surrender value of life insurance	47	51	165	179
Other income	56	45	176	229
Total noninterest income	1,833	1,698	5,106	4,960
NONINTEREST EXPENSE
Compensation and benefits	3,414	2,914	9,664	8,750
Occupancy and equipment	404	434	1,196	1,261
Data processing	853	784	2,560	2,292
Professional fees	193	203	599	562
Advertising	141	78	389	266
Net (gain) loss on foreclosed real estate	7	(185)	295	336
Other expenses	858	967	2,596	2,679
Total noninterest expense	5,870	5,195	17,299	16,146
Income before income taxes	3,455	3,057	9,479	7,945
Income tax expense	537	530	1,547	1,178
Net Income	2,918	2,527	7,932	6,767
Less: net income attributable to noncontrolling interest in subsidiary	3	3	10	10
Net Income Attributable to First Capital, Inc.	$ 2,915	$ 2,524	$ 7,922	$ 6,757
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 0.87	$ 0.76	$ 2.38	$ 2.03
Diluted (in dollars per share)	0.87	0.76	2.37	2.03
Dividends per share (in dollars per share)	$ 0.24	$ 0.23	$ 0.71	$ 0.69
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 560	$ 557	$ 1,537	$ 1,611
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income	743	641	2,119	1,884
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income	$ 118	$ 84	$ 362	$ 302

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net Income	$ 2,918	$ 2,527	$ 7,932	$ 6,767
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) arising during the period	533	(1,120)	7,006	(5,771)
Income tax (expense) benefit	132	(279)	1,743	(1,436)
Net of tax amount	401	(841)	5,263	(4,335)
Less:reclassification adjustment for realized losses included in net income	35		132	95
Income tax benefit	(7)		(27)	(23)
Net of tax amount	28		105	72
Other Comprehensive Income (Loss), net of tax	429	(841)	5,368	(4,263)
Comprehensive Income	3,347	1,686	13,300	2,504
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	3	3	10	10
Comprehensive Income Attributable to First Capital, Inc.	$ 3,344	$ 1,683	$ 13,290	$ 2,494

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2017	$ 38	$ 39,515	$ 51,972	$ (2,060)	$ (212)	$ (8,315)	$ 112	$ 81,050
Net Income			6,757				10	6,767
Other comprehensive loss				(4,263)				(4,263)
Cash dividends
Cash dividends			(2,316)					(2,330)
Cash dividends							(14)
Restricted stock grants		748			(748)
Stock compensation expense					153			153
Purchase of treasury shares						(34)		(34)
Balances at Sep. 30, 2018	38	40,263	56,413	(6,323)	(807)	(8,349)	108	81,343
Balances at Dec. 31, 2018	38	40,215	58,137	(3,477)	(720)	(8,349)	112	85,956
Net Income			7,922				10	7,932
Other comprehensive loss				5,368				5,368
Cash dividends
Cash dividends			(2,388)					(2,402)
Cash dividends							(14)
Restricted stock grants		508			(508)
Stock compensation expense					190			190
Purchase of treasury shares						(44)		(44)
Balances at Sep. 30, 2019	$ 38	$ 40,723	$ 63,671	$ 1,891	$ (1,038)	$ (8,393)	$ 108	$ 97,000

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - shares	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Purchase of treasury shares (in shares)	862	820

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 7,932,000	$ 6,767,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	1,226,000	1,277,000
Depreciation and amortization expense	787,000	927,000
Deferred income taxes	533,000	(242,000)
Stock compensation expense	190,000	153,000
Increase in cash value of life insurance	(165,000)	(179,000)
Gain on life insurance		(94,000)
Loss on sale of securities and time deposits	132,000	95,000
Provision for loan losses	975,000	968,000
Proceeds from sales of loans	44,058,000	42,466,000
Loans originated for sale	(46,335,000)	(41,325,000)
Gain on sale of loans	(771,000)	(850,000)
Amortization of tax credit investment	265,000	247,000
Unrealized gain on equity securities	(108,000)
Net realized and unrealized loss on foreclosed real estate	253,000	442,000
(Increase) decrease in accrued interest receivable	(22,000)	5,000
Increase in accrued interest payable	58,000	38,000
Net change in other assets/liabilities	(859,000)	(252,000)
Net Cash Provided By Operating Activities	8,149,000	10,443,000
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	1,180,000	2,423,000
Proceeds from sales of interest-bearing time deposits	1,705,000
Purchase of interest-bearing time deposits	(2,565,000)	(2,100,000)
Purchase of securities available for sale	(51,463,000)	(25,691,000)
Proceeds from maturities of securities available for sale	25,095,000	2,930,000
Proceeds from sales of securities available for sale	20,629,000	14,345,000
Principal collected on mortgage-backed obligations	18,217,000	19,425,000
Investment in cash value of life insurance		(1,000,000)
Net increase in loans receivable	(34,534,000)	(19,872,000)
Investment in tax credit entities	(947,000)	(691,000)
Proceeds from sale of foreclosed real estate	3,014,000	486,000
Purchase of Federal Home Loan Bank stock		(9,000)
Purchase of premises and equipment	(1,434,000)	(229,000)
Purchase of equity investment		(1,922,000)
Proceeds from settlement of bank-owned life insurance policies		545,000
Net Cash Used In Investing Activities	(21,103,000)	(11,360,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	17,746,000	37,517,000
Repayment of advances from Federal Home Loan Bank		(10,000,000)
Purchase of treasury stock	(44,000)	(34,000)
Dividends paid	(2,402,000)	(2,330,000)
Net Cash Provided By Financing Activities	15,300,000	25,153,000
Net Increase in Cash and Cash Equivalents	2,346,000	24,236,000
Cash and cash equivalents at beginning of period	41,112,000	25,915,000
Cash and Cash Equivalents at End of Period	$ 43,458,000	$ 50,151,000

Note 1 - Presentation of Interi

Note 1 - Presentation of Interim Information	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Presentation of Interim Information First Capital, Inc. (“Company”) is the financial holding company for First Harrison Bank (“Bank”), an Indiana chartered commercial bank and wholly owned subsidiary. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly-owned Nevada corporate subsidiaries of the Bank that jointly own First Harrison, LLC, a Nevada limited liability corporation that holds and manages an investment portfolio. First Harrison REIT, Inc. (“REIT”) is a wholly-owned subsidiary of First Harrison Holdings, Inc. that holds a portion of the Bank’s real estate mortgage loan portfolio. FHB Risk Mitigation Services, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank’s subsidiaries, and reinsurance to eight third may not In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of September 30, 2019, three nine September 30, 2019 2018 nine September 30, 2019 2018. not The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial statements and are presented as permitted by the instructions to Form 10 not December 31, 2018 10 The unaudited consolidated financial statements include the accounts of the Company and its subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no

Note 2 - Investment Securities

Note 2 - Investment Securities	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	2. Investment Securities Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at September 30, 2019 December 31, 2018 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2019 Securities available for sale: Agency mortgage-backed securities $ 75,414 $ 52 $ 810 $ 74,656 Agency CMO 43,911 193 307 43,797 Other debt securities: Agency notes and bonds 63,605 536 156 63,985 Municipal obligations 69,681 2,910 1 72,590 Total securities available for sale $ 252,611 $ 3,691 $ 1,274 $ 255,028 December 31, 2018 Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841 Agency notes and bonds, agency mortgage-backed securities and agency collateralized mortgage obligations (“CMO”) include securities issued by the Government National Mortgage Association (“GNMA”), a U.S. government agency, and the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”) and the Federal Home Loan Bank (“FHLB”), which are government-sponsored enterprises. The amortized cost and fair value of debt securities as of September 30, 2019, may may Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 26,974 $ 26,899 Due after one year through five years 45,469 46,060 Due after five years through ten years 28,055 29,166 Due after ten years 32,788 34,450 133,286 136,575 Mortgage-backed securities and CMO 119,325 118,453 $ 252,611 $ 255,028 Information pertaining to investment securities available for sale with gross unrealized losses at September 30, 2019, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 10 $ 4,951 $ 7 Agency CMO 11 14,247 219 Agency notes and bonds 1 1,999 1 Municipal obligations 1 302 1 Total less than twelve months 23 21,499 228 Continuous loss position more than twelve months: Agency mortgage-backed securities 60 62,392 803 Agency CMO 16 7,692 88 Agency notes and bonds 11 42,616 155 Municipal obligations 1 100 - Total more than twelve months 88 112,800 1,046 Total securities available for sale 111 $ 134,299 $ 1,274 Information pertaining to investment securities available for sale with gross unrealized losses at December 31, 2018, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Municipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Municipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At September 30, 2019, 0.9% first no While management does not September 30, 2019, may During the three September 30, 2019, $22,000 $55,000 $2,000 nine September 30, 2019, $22,000 $141,000 $13,000 three September 30, 2018, not nine September 30, 2018, $218,000 $313,000 Certain available for sale debt securities were pledged to secure public fund deposits at September 30, 2019 December 31, 2018. Equity Securities In September 2018, 90,000 5% $1.9 three September 30, 2019, $9,000 nine September 30, 2019, $108,000 September 30, 2019 December 31, 2018, $1.8 $1.7

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans and Allowance for Loan Losses The Company’s loan and allowance for loan loss policies are as follows: Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company originates real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan statistical area (MSA). The ability of the Company’s customers to honor their loan agreements is largely dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. The recognition of income on a loan is discontinued and previously accrued interest is reversed, when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45 The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful, substandard, or special mention. For such loans that are also classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not September 30, 2019 December 31, 2018. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. Management utilizes the following portfolio segments in its analysis of the allowance for loan losses: residential real estate, land, construction, commercial real estate, commercial business, home equity and second 10 December 31, 2018. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not At September 30, 2019, no December 31, 2018, $33,000 September 30, 2019 December 31, 2018, $441,000 $365,000, Loans at September 30, 2019 December 31, 2018 September 30, December 31, (In thousands) 2019 2018 Real estate mortgage loans: Residential $ 142,801 $ 136,445 Land 21,929 22,607 Residential construction 32,250 31,459 Commercial real estate 116,584 107,445 Commercial real estate construction 23,469 20,591 Commercial business loans 38,620 36,297 Consumer loans: Home equity and second mortgage loans 52,387 51,731 Automobile loans 47,440 42,124 Loans secured by savings accounts 1,303 1,399 Unsecured loans 3,634 3,638 Other consumer loans 10,973 10,169 Gross loans 491,390 463,905 Less undisbursed portion of loans in process (20,076 ) (26,675 ) Principal loan balance 471,314 437,230 Deferred loan origination fees, net 1,119 1,095 Allowance for loan losses (4,739 ) (4,065 ) Loans, net $ 467,694 $ 434,260 The following table provides the components of the Company’s recorded investment in loans at September 30, 2019: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 142,801 $ 21,929 $ 35,643 $ 116,584 $ 38,620 $ 52,387 $ 63,350 $ 471,314 Accrued interest receivable 468 112 104 264 104 244 255 1,551 Net deferred loan origination fees and costs 116 16 (7 ) (58 ) - 1,052 - 1,119 Recorded investment in loans $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,988 $ 89 $ - $ 689 $ 255 $ 37 $ 49 $ 3,107 Collectively evaluated for impairment 141,114 21,968 35,740 116,059 38,469 53,646 63,556 470,552 Acquired with deteriorated credit quality 283 - - 42 - - - 325 Ending balance $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 The following table provides the components of the Company’s recorded investment in loans at December 31, 2018: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 An analysis of the allowance for loan losses as of September 30, 2019 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ 14 $ - $ 30 Collectively evaluated for impairment 770 172 351 1,482 552 473 889 4,689 Acquired with deteriorated credit quality 20 - - - - - - 20 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 An analysis of the allowance for loan losses as of December 31, 2018 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 An analysis of the changes in the allowance for loan losses for the three nine September 30, 2019 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2019 Beginning balance $ 754 $ 170 $ 316 $ 1,452 $ 596 $ 472 $ 849 $ 4,609 Provisions for loan losses 56 1 35 30 (48 ) 14 137 225 Charge-offs (4 ) - - - - - (156 ) (160 ) Recoveries - 1 - - 4 1 59 65 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2019 Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 131 9 127 81 89 39 499 975 Charge-offs (135 ) - - - - (2 ) (456 ) (593 ) Recoveries 117 1 - - 4 7 163 292 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 An analysis of the changes in the allowance for loan losses for the three nine September 30, 2018 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2018 Beginning balance $ 688 $ 148 $ 216 $ 1,306 $ 417 $ 607 $ 485 $ 3,867 Provisions for loan losses 71 13 1 8 55 89 218 455 Charge-offs (5 ) 0 0 0 (2 ) (8 ) (180 ) (195 ) Recoveries 1 0 0 3 0 3 45 52 Ending balance $ 755 $ 161 $ 217 $ 1,317 $ 470 $ 691 $ 568 $ 4,179 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2018 Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions for loan losses 608 28 (28 ) (340 ) 181 (19 ) 538 968 Charge-offs (79 ) 0 0 0 (3 ) (21 ) (514 ) (617 ) Recoveries 7 0 0 35 1 21 130 194 Ending balance $ 755 $ 161 $ 217 $ 1,317 $ 470 $ 691 $ 568 $ 4,179 At September 30, 2019 December 31, 2018, $3.3 $3.1 September 30, 2019 December 31, 2018. Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not $321,000 $333,000 September 30, 2019 December 31, 2018, not December 31, 2018 September 30, 2019. Additional discussion of the Bank’s allowance for loan loss methodology can be found in the Company’s Annual Report on Form 10 December 31, 2018. The following table summarizes the Company’s impaired loans as of September 30, 2019 three nine September 30, 2019. not three nine September 30, 2019: Three Months Ended Nine Months Ended At September 30, 2019 September 30, 2019 September 30, 2019 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,907 $ 2,019 $ - $ 1,882 $ 6 $ 2,032 $ 12 Land 89 89 - 141 - 156 - Construction - - - - - 262 - Commercial real estate 689 687 - 686 14 470 25 Commercial business 229 229 - 302 3 350 9 Home equity/2nd mortgage - - - 14 - 22 - Other consumer 49 48 - 27 - 13 - 2,963 3,072 - 3,052 23 3,305 46 Loans with an allowance recorded: Residential 81 80 16 47 - 61 - Land - - - - - - - Construction - - - - - - - Commercial real estate - - - 100 - 101 - Commercial business 26 26 - 26 - 72 - Home equity/2nd mortgage 37 37 14 19 - 16 - Other consumer - - - - - - - 144 143 30 192 - 250 - Total: Residential 1,988 2,099 16 1,929 6 2,093 12 Land 89 89 - 141 - 156 - Construction - - - - - 262 - Commercial real estate 689 687 - 786 14 571 25 Commercial business 255 255 - 328 3 422 9 Home equity/2nd mortgage 37 37 14 33 - 38 - Other consumer 49 48 - 27 - 13 - $ 3,107 $ 3,215 $ 30 $ 3,244 $ 23 $ 3,555 $ 46 The following table summarizes the Company’s impaired loans for the three nine September 30, 2018. not three nine September 30, 2018: Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: Residential $ 2,144 $ 7 $ 2,377 $ 19 Land 215 - 131 - Construction - - - - Commercial real estate 303 4 343 14 Commercial business 241 3 196 11 Home equity/2nd mortgage 56 - 62 1 Other consumer 8 - 6 1 2,967 14 3,115 46 Loans with an allowance recorded: Residential 255 - 250 - Land - - - - Construction - - - - Commercial real estate - - - - Commercial business 54 - 41 - Home equity/2nd mortgage - - 7 - Other consumer - - - - 309 0 298 0 Total: Residential 2,399 7 2,627 19 Land 215 - 131 - Construction - - - - Commercial real estate 303 4 343 14 Commercial business 295 3 237 11 Home equity/2nd mortgage 56 - 69 1 Other consumer 8 - 6 1 $ 3,276 $ 14 $ 3,413 $ 46 The following table summarizes the Company’s impaired loans as of December 31, 2018: Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 2,170 $ 2,409 $ - Land 152 153 - Construction 521 521 - Commercial real estate 255 260 - Commercial business 400 451 - Home equity/2nd mortgage 35 44 - Other consumer - - - 3,533 3,838 - Loans with an allowance recorded: Residential 14 15 3 Land - - - Construction - - - Commercial real estate 211 213 44 Commercial business 27 30 1 Home equity/2nd mortgage - - - Other consumer - - - 252 258 48 Total: Residential 2,184 2,424 3 Land 152 153 - Construction 521 521 - Commercial real estate 466 473 44 Commercial business 427 481 1 Home equity/2nd mortgage 35 44 - Other consumer - - - $ 3,785 $ 4,096 $ 48 Nonperforming loans consists of nonaccrual loans and loans over 90 September 30, 2019 December 31, 2018: September 30, 2019 December 31, 2018 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,593 $ 14 $ 1,607 $ 1,769 $ - $ 1,769 Land 89 - 89 152 - 152 Construction - - - 521 - 521 Commercial real estate - - - 371 - 371 Commercial business 58 - 58 207 - 207 Home equity/2nd mortgage 37 - 37 35 - 35 Other consumer 48 1 49 - 2 2 Total $ 1,825 $ 15 $ 1,840 $ 3,055 $ 2 $ 3,057 The following table presents the aging of the recorded investment in loans at September 30, 2019: Purchased 30-59 Days 60-89 Days 90 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 1,984 $ 721 $ 1,161 $ 3,866 $ 139,236 $ 283 $ 143,385 Land 150 36 53 239 21,818 - 22,057 Construction 156 - - 156 35,584 - 35,740 Commercial real estate - - - - 116,748 42 116,790 Commercial business 16 37 58 111 38,613 - 38,724 Home equity/2nd mortgage 448 83 37 568 53,115 - 53,683 Other consumer 351 29 1 381 63,224 - 63,605 Total $ 3,105 $ 906 $ 1,310 $ 5,321 $ 468,338 $ 325 $ 473,984 The following table presents the aging of the recorded investment in loans at December 31, 2018: Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity/2nd mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) September 30, 2019 Pass $ 140,354 $ 21,524 $ 35,390 $ 114,510 $ 37,853 $ 53,512 $ 63,492 $ 466,635 Special Mention 47 330 350 1,050 523 - 65 2,365 Substandard 1,317 114 - 1,230 290 134 - 3,085 Doubtful 1,667 89 - - 58 37 48 1,899 Loss - - - - - - - - Total $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 December 31, 2018 Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special Mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 The following table summarizes the Company’s troubled debt restructurings (TDRs) by accrual status as of September 30, 2019 December 31, 2018: September 30, 2019 December 31, 2018 Related Allowance Related Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 380 $ 67 $ 447 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 890 - 890 - 190 371 561 44 Commercial business 196 - 196 - 218 - 218 - Total $ 1,466 $ 67 $ 1,533 $ - $ 703 $ 673 $ 1,376 $ 44 At September 30, 2019 December 31, 2018, no The Company restructured two nine September 30, 2019, $436,000. no three September 30, 2019. two one one nine September 30, 2018, $569,000. one one one three September 30, 2018, $390,000. 2019 2018, There were no no three nine September 30, 2019 2018. There were no 12 90 three nine September 30, 2019 2018. may may not three nine September 30, 2019 2018. Purchased Credit Impaired (PCI) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no not 310 30. The following table presents the carrying amount of PCI loans accounted for under ASC 310 30 September 30, 2019 December 31, 2018: September 30, December 31, (In thousands) 2019 2018 Residential real estate $ 283 $ 282 Commercial real estate 42 48 Carrying amount 325 330 Allowance for loan losses (20 ) - Carrying amount, net of allowance $ 305 $ 330 The outstanding balance of PCI loans accounted for under ASC 310 30, $494,000 $519,000 September 30, 2019 December 31, 2018, There was a $20,000 September 30, 2019. no December 31, 2018. $20,000 nine three September 30, 2019. $2,000 nine September 30, 2018. no three September 30, 2018. Accretable yield, or income expected to be collected, is as follows for the three nine September 30, 2019 2018: Three Months Ended Nine Months Ended 9/30/2019 9/30/2018 9/30/2019 9/30/2018 Balance at beginning of period $ 390 $ 443 $ 423 $ 470 New loans purchased - - - - Accretion to income (11 ) (13 ) (35 ) (42 ) Disposals and other adjustments - - - - Reclassification (to) from nonaccretable difference (4 ) 2 (13 ) 4 Balance at end of period $ 375 $ 432 $ 375 $ 432

Note 4 - Qualified Affordable H

Note 4 - Qualified Affordable Housing Project Investment	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investment [Text Block]	4. Qualified Affordable Housing Project Investment On January 19, 2018, September 30, 2019 December 31, 2018, $3.3 $3.6 September 30, 2019 December 31, 2018 $2.2 $2.9 2029. The investment is accounted for using the proportional amortization method. During the three September 30, 2019 2018, $96,000 $82,000, three September 30, 2019 2018, $123,000 $98,000, nine September 30, 2019 2018, $265,000 $247,000, nine September 30, 2019 2018, $371,000 $295,000,

Note 5 - Supplemental Disclosur

Note 5 - Supplemental Disclosure for Earnings Per Share	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	5. Supplemental Disclosure for Earnings Per Share Three Months Ended Nine Months Ended 9/30/2019 9/30/2018 9/30/2019 9/30/2018 Basic (Dollars in thousands, except for share and per share data) Earnings: Net income attributable to First Capital, Inc. $ 2,915 $ 2,524 $ 7,922 $ 6,757 Shares: Weighted average common shares outstanding 3,335,816 3,329,833 3,331,854 3,327,710 Net income attributable to First Capital, Inc. per common share, basic $ 0.87 $ 0.76 $ 2.38 $ 2.03 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,915 $ 2,524 $ 7,922 $ 6,757 Shares: Weighted average common shares outstanding 3,335,816 3,329,833 3,331,854 3,327,710 Add: Dilutive effect of restricted stock 8,506 4,971 11,322 5,820 Weighted average common shares outstanding, as adjusted 3,344,322 3,334,804 3,343,176 3,333,530 Net income attributable to First Capital, Inc. per common share, diluted $ 0.87 $ 0.76 $ 2.37 $ 2.03 Nonvested restricted stock shares are not No three nine September 30, 2019 2018.

Note 6 - Stock-based Compensati

Note 6 - Stock-based Compensation Plans	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	6. Stock-Based Compensation Plans On May 20, 2009, 2009 “2009 May 20, 2019. 2009 2009 not 223,000 176,150 2009 On May 22, 2019, 2019 “2019 2019 2019 may not 176,150 2009 not 2019 no 2009 2009 At September 30, 2019, 176,150 2019 may may not ten may first not $100,000. may not 2019 may 2019 2019 The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of September 30, 2019, no On February 19, 2019, 9,750 2009 $52.09 $508,000. July 1, 2024, 20% July 1 July 1, 2020. February 20, 2018, 20,000 2009 $37.42 $748,000. July 1, 2023, 20% July 1 July 1, 2019. three nine September 30, 2019 $72,000 $190,000, three nine September 30, 2018 $47,000 $153,000, A summary of the Company’s nonvested restricted shares under the plans as of September 30, 2019 nine Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2019 24,900 $ 34.10 Granted 9,750 52.09 Vested 6,900 31.43 Forfeited - - Nonvested at September 30, 2019 27,750 $ 41.08 There were 6,900 $353,000 nine September 30, 2019. 4,200 $171,000 nine September 30, 2018. September 30, 2019, $1.0 4.75

Note 7 - Supplemental Disclosur

Note 7 - Supplemental Disclosures of Cash Flow Information	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	7. Supplemental Disclosures of Cash Flow Information Nine Months Ended September 30, 2019 2018 ( In thousands Cash payments for: Interest $ 1,392 $ 1,123 Taxes (net of refunds received) 1,325 1,232 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 206 176

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	8. Fair Value Measurements FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 8 A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of September 30, 2019 December 31, 2018. no September 30, 2019 December 31, 2018. FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 8 Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 74,656 $ - $ 74,656 Agency CMO - 43,797 - 43,797 Agency notes and bonds - 63,985 - 63,985 Municipal obligations - 72,590 - 72,590 Total securities available for sale $ - $ 255,028 $ - $ 255,028 Equity securities $ 1,823 $ - $ - 1,823 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,972 $ 1,972 Land - - 89 89 Commercial real estate - - 689 689 Commercial business - - 255 255 Home equity and second mortgage - - 23 23 Other consumer - - 49 49 Total impaired loans $ - $ - $ 3,077 $ 3,077 Loans held for sale $ - $ 5,897 $ - $ 5,897 December 31, 2018 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142 FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 8 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At September 30, 2019 December 31, 2018, may FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 8 At September 30, 2019, 14% 66%, 40%. December 31, 2018, 20% 62%, 39%. $40,000 $188,000 nine September 30, 2019 2018, $28,000 $51,000 three September 30, 2019 2018, Loans Held for Sale 2. Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At September 30, 2019, no December 31, 2018, 10% 79%, 51%. $358,000 nine September 30, 2019 $4,000 three September 30, 2019. $419,000 nine September 30, 2018. no three September 30, 2018. There have been no nine September 30, 2019 2018. no 3 nine September 30, 2019 2018. no 1 2 nine September 30, 2019 2018. FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 8 GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not not not not Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 September 30, 2019 Financial assets: Cash and cash equivalents $ 43,458 $ 43,458 $ 43,458 $ - $ - Interest-bearing time deposits 7,380 7,540 - 7,540 - Securities available for sale 255,028 255,028 - 255,028 - Loans held for sale 5,897 5,994 - 5,994 - Loans, net 467,694 491,813 - - 491,813 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,850 2,850 - 2,850 - Equity securities (included inother assets) 1,823 1,823 1,823 - - Financial liabilities: Deposits 719,392 718,828 - - 718,828 Accrued interest payable 208 208 - 208 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 - 261,841 - Loans held for sale 2,849 2,900 - 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 -

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	9. Revenue from Contracts with Customers Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 three nine September 30, 2019 2018: Three Months Ended Nine Months Ended September 30, September 30, 2019 2018 2019 2018 (In thousands) Service charges on deposit accounts $ 560 $ 557 $ 1,537 $ 1,611 ATM and debit card fees 743 641 2,119 1,884 Investment advisory income 118 84 362 302 Other 28 29 96 97 Revenue from contracts with customers 1,449 1,311 4,114 3,894 Net gains on loans and investments 309 320 747 755 Increase in cash value of life insurance 47 51 165 179 Other 28 16 80 132 Other noninterest income 384 387 992 1,066 Total noninterest income $ 1,833 $ 1,698 $ 5,106 $ 4,960 A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees Investment Advisory Income FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 9 Other Income:

Note 10 - Recent Accounting Pro

Note 10 - Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	10. Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In February 2016, No. 2016 02, Leases (Topic 842 12 not December 15, 2018, January 1, 2019 not not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, December 15, 2018, one first 2016 13, FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited) ( 10 In October 2019, 2016 13 December 15, 2022, In March 2017, No. 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not December 15, 2018. January 1, 2019 not In August 2018, No. 2018 13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement no 1 2 3 3 December 15, 2019. not

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Marketable Securities [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value September 30, 2019 Securities available for sale: Agency mortgage-backed securities $ 75,414 $ 52 $ 810 $ 74,656 Agency CMO 43,911 193 307 43,797 Other debt securities: Agency notes and bonds 63,605 536 156 63,985 Municipal obligations 69,681 2,910 1 72,590 Total securities available for sale $ 252,611 $ 3,691 $ 1,274 $ 255,028 December 31, 2018 Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 26,974 $ 26,899 Due after one year through five years 45,469 46,060 Due after five years through ten years 28,055 29,166 Due after ten years 32,788 34,450 133,286 136,575 Mortgage-backed securities and CMO 119,325 118,453 $ 252,611 $ 255,028
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 10 $ 4,951 $ 7 Agency CMO 11 14,247 219 Agency notes and bonds 1 1,999 1 Municipal obligations 1 302 1 Total less than twelve months 23 21,499 228 Continuous loss position more than twelve months: Agency mortgage-backed securities 60 62,392 803 Agency CMO 16 7,692 88 Agency notes and bonds 11 42,616 155 Municipal obligations 1 100 - Total more than twelve months 88 112,800 1,046 Total securities available for sale 111 $ 134,299 $ 1,274 Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Municipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Municipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, December 31, (In thousands) 2019 2018 Real estate mortgage loans: Residential $ 142,801 $ 136,445 Land 21,929 22,607 Residential construction 32,250 31,459 Commercial real estate 116,584 107,445 Commercial real estate construction 23,469 20,591 Commercial business loans 38,620 36,297 Consumer loans: Home equity and second mortgage loans 52,387 51,731 Automobile loans 47,440 42,124 Loans secured by savings accounts 1,303 1,399 Unsecured loans 3,634 3,638 Other consumer loans 10,973 10,169 Gross loans 491,390 463,905 Less undisbursed portion of loans in process (20,076 ) (26,675 ) Principal loan balance 471,314 437,230 Deferred loan origination fees, net 1,119 1,095 Allowance for loan losses (4,739 ) (4,065 ) Loans, net $ 467,694 $ 434,260
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ 14 $ - $ 30 Collectively evaluated for impairment 770 172 351 1,482 552 473 889 4,689 Acquired with deteriorated credit quality 20 - - - - - - 20 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2019 Beginning balance $ 754 $ 170 $ 316 $ 1,452 $ 596 $ 472 $ 849 $ 4,609 Provisions for loan losses 56 1 35 30 (48 ) 14 137 225 Charge-offs (4 ) - - - - - (156 ) (160 ) Recoveries - 1 - - 4 1 59 65 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2019 Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 131 9 127 81 89 39 499 975 Charge-offs (135 ) - - - - (2 ) (456 ) (593 ) Recoveries 117 1 - - 4 7 163 292 Ending balance $ 806 $ 172 $ 351 $ 1,482 $ 552 $ 487 $ 889 $ 4,739 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended September 30, 2018 Beginning balance $ 688 $ 148 $ 216 $ 1,306 $ 417 $ 607 $ 485 $ 3,867 Provisions for loan losses 71 13 1 8 55 89 218 455 Charge-offs (5 ) 0 0 0 (2 ) (8 ) (180 ) (195 ) Recoveries 1 0 0 3 0 3 45 52 Ending balance $ 755 $ 161 $ 217 $ 1,317 $ 470 $ 691 $ 568 $ 4,179 Changes in Allowance for Loan Losses for the nine-months ended September 30, 2018 Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions for loan losses 608 28 (28 ) (340 ) 181 (19 ) 538 968 Charge-offs (79 ) 0 0 0 (3 ) (21 ) (514 ) (617 ) Recoveries 7 0 0 35 1 21 130 194 Ending balance $ 755 $ 161 $ 217 $ 1,317 $ 470 $ 691 $ 568 $ 4,179
Impaired Financing Receivables [Table Text Block]	Three Months Ended Nine Months Ended At September 30, 2019 September 30, 2019 September 30, 2019 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,907 $ 2,019 $ - $ 1,882 $ 6 $ 2,032 $ 12 Land 89 89 - 141 - 156 - Construction - - - - - 262 - Commercial real estate 689 687 - 686 14 470 25 Commercial business 229 229 - 302 3 350 9 Home equity/2nd mortgage - - - 14 - 22 - Other consumer 49 48 - 27 - 13 - 2,963 3,072 - 3,052 23 3,305 46 Loans with an allowance recorded: Residential 81 80 16 47 - 61 - Land - - - - - - - Construction - - - - - - - Commercial real estate - - - 100 - 101 - Commercial business 26 26 - 26 - 72 - Home equity/2nd mortgage 37 37 14 19 - 16 - Other consumer - - - - - - - 144 143 30 192 - 250 - Total: Residential 1,988 2,099 16 1,929 6 2,093 12 Land 89 89 - 141 - 156 - Construction - - - - - 262 - Commercial real estate 689 687 - 786 14 571 25 Commercial business 255 255 - 328 3 422 9 Home equity/2nd mortgage 37 37 14 33 - 38 - Other consumer 49 48 - 27 - 13 - $ 3,107 $ 3,215 $ 30 $ 3,244 $ 23 $ 3,555 $ 46 Three Months Ended Nine Months Ended September 30, 2018 September 30, 2018 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: Residential $ 2,144 $ 7 $ 2,377 $ 19 Land 215 - 131 - Construction - - - - Commercial real estate 303 4 343 14 Commercial business 241 3 196 11 Home equity/2nd mortgage 56 - 62 1 Other consumer 8 - 6 1 2,967 14 3,115 46 Loans with an allowance recorded: Residential 255 - 250 - Land - - - - Construction - - - - Commercial real estate - - - - Commercial business 54 - 41 - Home equity/2nd mortgage - - 7 - Other consumer - - - - 309 0 298 0 Total: Residential 2,399 7 2,627 19 Land 215 - 131 - Construction - - - - Commercial real estate 303 4 343 14 Commercial business 295 3 237 11 Home equity/2nd mortgage 56 - 69 1 Other consumer 8 - 6 1 $ 3,276 $ 14 $ 3,413 $ 46 Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 2,170 $ 2,409 $ - Land 152 153 - Construction 521 521 - Commercial real estate 255 260 - Commercial business 400 451 - Home equity/2nd mortgage 35 44 - Other consumer - - - 3,533 3,838 - Loans with an allowance recorded: Residential 14 15 3 Land - - - Construction - - - Commercial real estate 211 213 44 Commercial business 27 30 1 Home equity/2nd mortgage - - - Other consumer - - - 252 258 48 Total: Residential 2,184 2,424 3 Land 152 153 - Construction 521 521 - Commercial real estate 466 473 44 Commercial business 427 481 1 Home equity/2nd mortgage 35 44 - Other consumer - - - $ 3,785 $ 4,096 $ 48
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2019 December 31, 2018 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,593 $ 14 $ 1,607 $ 1,769 $ - $ 1,769 Land 89 - 89 152 - 152 Construction - - - 521 - 521 Commercial real estate - - - 371 - 371 Commercial business 58 - 58 207 - 207 Home equity/2nd mortgage 37 - 37 35 - 35 Other consumer 48 1 49 - 2 2 Total $ 1,825 $ 15 $ 1,840 $ 3,055 $ 2 $ 3,057
Financing Receivable, Past Due [Table Text Block]	Purchased 30-59 Days 60-89 Days 90 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 1,984 $ 721 $ 1,161 $ 3,866 $ 139,236 $ 283 $ 143,385 Land 150 36 53 239 21,818 - 22,057 Construction 156 - - 156 35,584 - 35,740 Commercial real estate - - - - 116,748 42 116,790 Commercial business 16 37 58 111 38,613 - 38,724 Home equity/2nd mortgage 448 83 37 568 53,115 - 53,683 Other consumer 351 29 1 381 63,224 - 63,605 Total $ 3,105 $ 906 $ 1,310 $ 5,321 $ 468,338 $ 325 $ 473,984 Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity/2nd mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) September 30, 2019 Pass $ 140,354 $ 21,524 $ 35,390 $ 114,510 $ 37,853 $ 53,512 $ 63,492 $ 466,635 Special Mention 47 330 350 1,050 523 - 65 2,365 Substandard 1,317 114 - 1,230 290 134 - 3,085 Doubtful 1,667 89 - - 58 37 48 1,899 Loss - - - - - - - - Total $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 December 31, 2018 Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special Mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block]	September 30, 2019 December 31, 2018 Related Allowance Related Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 380 $ 67 $ 447 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 890 - 890 - 190 371 561 44 Commercial business 196 - 196 - 218 - 218 - Total $ 1,466 $ 67 $ 1,533 $ - $ 703 $ 673 $ 1,376 $ 44
Schedule of Purchased Credit Impaired Loans [Table Text Block]	September 30, December 31, (In thousands) 2019 2018 Residential real estate $ 283 $ 282 Commercial real estate 42 48 Carrying amount 325 330 Allowance for loan losses (20 ) - Carrying amount, net of allowance $ 305 $ 330
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	Three Months Ended Nine Months Ended 9/30/2019 9/30/2018 9/30/2019 9/30/2018 Balance at beginning of period $ 390 $ 443 $ 423 $ 470 New loans purchased - - - - Accretion to income (11 ) (13 ) (35 ) (42 ) Disposals and other adjustments - - - - Reclassification (to) from nonaccretable difference (4 ) 2 (13 ) 4 Balance at end of period $ 375 $ 432 $ 375 $ 432
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 142,801 $ 21,929 $ 35,643 $ 116,584 $ 38,620 $ 52,387 $ 63,350 $ 471,314 Accrued interest receivable 468 112 104 264 104 244 255 1,551 Net deferred loan origination fees and costs 116 16 (7 ) (58 ) - 1,052 - 1,119 Recorded investment in loans $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,988 $ 89 $ - $ 689 $ 255 $ 37 $ 49 $ 3,107 Collectively evaluated for impairment 141,114 21,968 35,740 116,059 38,469 53,646 63,556 470,552 Acquired with deteriorated credit quality 283 - - 42 - - - 325 Ending balance $ 143,385 $ 22,057 $ 35,740 $ 116,790 $ 38,724 $ 53,683 $ 63,605 $ 473,984 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855

Note 5 - Supplemental Disclos_2

Note 5 - Supplemental Disclosure for Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended 9/30/2019 9/30/2018 9/30/2019 9/30/2018 Basic (Dollars in thousands, except for share and per share data) Earnings: Net income attributable to First Capital, Inc. $ 2,915 $ 2,524 $ 7,922 $ 6,757 Shares: Weighted average common shares outstanding 3,335,816 3,329,833 3,331,854 3,327,710 Net income attributable to First Capital, Inc. per common share, basic $ 0.87 $ 0.76 $ 2.38 $ 2.03 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,915 $ 2,524 $ 7,922 $ 6,757 Shares: Weighted average common shares outstanding 3,335,816 3,329,833 3,331,854 3,327,710 Add: Dilutive effect of restricted stock 8,506 4,971 11,322 5,820 Weighted average common shares outstanding, as adjusted 3,344,322 3,334,804 3,343,176 3,333,530 Net income attributable to First Capital, Inc. per common share, diluted $ 0.87 $ 0.76 $ 2.37 $ 2.03

Note 6 - Stock-based Compensa_2

Note 6 - Stock-based Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2019 24,900 $ 34.10 Granted 9,750 52.09 Vested 6,900 31.43 Forfeited - - Nonvested at September 30, 2019 27,750 $ 41.08

Note 7 - Supplemental Disclos_2

Note 7 - Supplemental Disclosures of Cash Flow Information (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Nine Months Ended September 30, 2019 2018 ( In thousands Cash payments for: Interest $ 1,392 $ 1,123 Taxes (net of refunds received) 1,325 1,232 Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 206 176

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total September 30, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 74,656 $ - $ 74,656 Agency CMO - 43,797 - 43,797 Agency notes and bonds - 63,985 - 63,985 Municipal obligations - 72,590 - 72,590 Total securities available for sale $ - $ 255,028 $ - $ 255,028 Equity securities $ 1,823 $ - $ - 1,823 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,972 $ 1,972 Land - - 89 89 Commercial real estate - - 689 689 Commercial business - - 255 255 Home equity and second mortgage - - 23 23 Other consumer - - 49 49 Total impaired loans $ - $ - $ 3,077 $ 3,077 Loans held for sale $ - $ 5,897 $ - $ 5,897 December 31, 2018 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 September 30, 2019 Financial assets: Cash and cash equivalents $ 43,458 $ 43,458 $ 43,458 $ - $ - Interest-bearing time deposits 7,380 7,540 - 7,540 - Securities available for sale 255,028 255,028 - 255,028 - Loans held for sale 5,897 5,994 - 5,994 - Loans, net 467,694 491,813 - - 491,813 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,850 2,850 - 2,850 - Equity securities (included inother assets) 1,823 1,823 1,823 - - Financial liabilities: Deposits 719,392 718,828 - - 718,828 Accrued interest payable 208 208 - 208 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 - 261,841 - Loans held for sale 2,849 2,900 - 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 -

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Nine Months Ended September 30, September 30, 2019 2018 2019 2018 (In thousands) Service charges on deposit accounts $ 560 $ 557 $ 1,537 $ 1,611 ATM and debit card fees 743 641 2,119 1,884 Investment advisory income 118 84 362 302 Other 28 29 96 97 Revenue from contracts with customers 1,449 1,311 4,114 3,894 Net gains on loans and investments 309 320 747 755 Increase in cash value of life insurance 47 51 165 179 Other 28 16 80 132 Other noninterest income 384 387 992 1,066 Total noninterest income $ 1,833 $ 1,698 $ 5,106 $ 4,960

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) - USD ($)	1 Months Ended	3 Months Ended		9 Months Ended
	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		0.90%		0.90%
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total				$ 0
Debt Securities, Available-for-sale, Realized Gain		$ 22,000	$ 0	22,000	$ 218,000
Debt Securities, Available-for-sale, Realized Loss		55,000	$ 0	141,000	$ 313,000
Debt Securities, Time Deposits, Realized Loss		2,000		13,000
Investment, Number of Shares Acquired	90,000
Investment Ownership Percentage	5.00%		5.00%		5.00%
Payments to Acquire Other Investments	$ 1,900,000				$ 1,922,000
Equity Securities, FV-NI, Unrealized Loss		9,000
Equity Securities, FV-NI, Unrealized Gain				108,000
Equity Securities, FV-NI		$ 1,800,000		$ 1,800,000		$ 1,700,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Securities available for sale, amortized cost	$ 252,611	$ 266,437
Securities available for sale, gross unrealized gains	3,691	862
Securities available for sale, gross unrealized losses	1,274	5,458
Securities available for sale, fair value	255,028	261,841
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	75,414	94,746
Securities available for sale, gross unrealized gains	52
Securities available for sale, gross unrealized losses	810	3,489
Securities available for sale, fair value	74,656	91,257
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	43,911	33,222
Securities available for sale, gross unrealized gains	193	152
Securities available for sale, gross unrealized losses	307	382
Securities available for sale, fair value	43,797	32,992
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	63,605	75,461
Securities available for sale, gross unrealized gains	536	59
Securities available for sale, gross unrealized losses	156	1,016
Securities available for sale, fair value	63,985	74,504
Municipal Notes [Member]
Securities available for sale, amortized cost	69,681	63,008
Securities available for sale, gross unrealized gains	2,910	651
Securities available for sale, gross unrealized losses	1	571
Securities available for sale, fair value	$ 72,590	$ 63,088

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Securities available for sale, amortized cost, due in one year or less	$ 26,974
Securities available for sale, fair value, due in one year or less	26,899
Securities available for sale, amortized cost, due after one year through five years	45,469
Securities available for sale, fair value, due after one year through five years	46,060
Securities available for sale, amortized cost, due after five years through ten years	28,055
Securities available for sale, fair value, due after five years through ten years	29,166
Securities available for sale, amortized cost, due after ten years	32,788
Securities available for sale, fair value, due after ten years	34,450
Securities available for sale, amortized cost, single maturity	133,286
Securities available for sale, fair value, single maturity	136,575
Securities available for sale, amortized cost, Mortgage-backed securities and CMO	119,325
Securities available for sale, fair value, Mortgage-backed securities and CMO	118,453
Securities available for sale, fair value	255,028	$ 261,841
Debt Securities [Member]
Securities available for sale, amortized cost	252,611
Securities available for sale, fair value	$ 255,028

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Number of investment positions - less than twelve months	23	17
Fair value - less than twelve months	$ 21,499	$ 8,484
Gross unrealized losses - less than twelve months	$ 228	$ 27
Number of investment positions - more than twelve months	88	192
Fair value - more than twelve months	$ 112,800	$ 195,091
Gross unrealized losses - more than twelve months	$ 1,046	$ 5,431
Number of investment positions	111	209
Fair value	$ 134,299	$ 203,575
Gross unrealized losses	$ 1,274	$ 5,458
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months	10	1
Fair value - less than twelve months	$ 4,951	$ 1,563
Gross unrealized losses - less than twelve months	$ 7	$ 13
Number of investment positions - more than twelve months	60	97
Fair value - more than twelve months	$ 62,392	$ 89,680
Gross unrealized losses - more than twelve months	$ 803	$ 3,476
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	11	4
Fair value - less than twelve months	$ 14,247	$ 2,870
Gross unrealized losses - less than twelve months	$ 219	$ 1
Number of investment positions - more than twelve months	16	24
Fair value - more than twelve months	$ 7,692	$ 12,168
Gross unrealized losses - more than twelve months	$ 88	$ 381
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	1	1
Fair value - less than twelve months	$ 1,999	$ 499
Gross unrealized losses - less than twelve months	$ 1	$ 1
Number of investment positions - more than twelve months	11	22
Fair value - more than twelve months	$ 42,616	$ 67,927
Gross unrealized losses - more than twelve months	$ 155	$ 1,015
US States and Political Subdivisions Debt Securities [Member]
Number of investment positions - less than twelve months	1	11
Fair value - less than twelve months	$ 302	$ 3,552
Gross unrealized losses - less than twelve months	$ 1	$ 12
Number of investment positions - more than twelve months	1	49
Fair value - more than twelve months	$ 100	$ 25,316
Gross unrealized losses - more than twelve months		$ 559

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Loans Charge-off Period			90 days
Performance Period			6 years
Collateral Dependent Loans, Value of Significant Properties	$ 200,000		$ 200,000
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Foreclosure			0		$ 33,000
Mortgage Loans in Process of Foreclosure, Amount	441,000		441,000		365,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	0	$ 0	0	$ 0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		0		0
Financing Receivable, Modifications, Number of Contracts	0
Financing Receivable, Troubled Debt Restructuring, Premodification and Postmodification		390,000		569,000
Troubled Debt Restructuring, Principal Charge-offs	$ 0	0	0	0
Troubled Debt Restructuring, Specific Allowance	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total	$ 494,000		$ 494,000		519,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	20,000		20,000		0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	20,000	$ 0	$ 20,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses, Decreases				$ 2,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1	2	1
Financing Receivable, Troubled Debt Restructuring	$ 436,000		$ 436,000
Commercial Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1		2
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1		1
Classified Loans [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total			321,000		333,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total			$ 3,300,000		$ 3,100,000
Bank Overdrafts [Member]
Loans Charge-off Period			45 days

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Dec. 31, 2017
Loans	$ 491,390		$ 463,905
Less undisbursed portion of loans in process	(20,076)		(26,675)
Principal loan balance	471,314		437,230
Deferred loan origination fees, net	1,119		1,095
Allowance for loan losses	(4,739)	$ (4,609)	(4,065)	$ (4,179)	$ (3,867)	$ (3,634)
Loans, net	467,694		434,260
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	142,801		136,445
Allowance for loan losses	(806)	(754)	(693)	(755)	(688)	(219)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	21,929		22,607
Principal loan balance	21,929		22,607
Deferred loan origination fees, net	16		18
Allowance for loan losses	(172)	(170)	(162)	(161)	(148)	(133)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	32,250		31,459
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	116,584		107,445
Principal loan balance	116,584		107,445
Deferred loan origination fees, net	(58)		(38)
Allowance for loan losses	(1,482)	(1,452)	(1,401)	(1,317)	(1,306)	(1,622)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	23,469		20,591
Commercial Portfolio Segment [Member]
Loans	38,620		36,297
Principal loan balance	38,620		36,297
Deferred loan origination fees, net
Allowance for loan losses	(552)	(596)	(459)	(470)	(417)	(291)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	52,387		51,731
Principal loan balance	52,387		51,731
Deferred loan origination fees, net	1,052		1,025
Allowance for loan losses	(487)	(472)	(443)	(691)	(607)	(710)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	47,440		42,124
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	1,303		1,399
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	3,634		3,638
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	10,973		10,169
Allowance for loan losses	$ (889)	$ (849)	$ (683)	$ (568)	$ (485)	$ (414)

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Principal loan balance	$ 471,314	$ 437,230
Accrued interest receivable	1,551	1,530
Net deferred loan origination fees and costs	1,119	1,095
Recorded investment in loans	473,984	439,855
Individually evaluated for impairment	3,107	3,785
Collectively evaluated for impairment	470,552	435,740
Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	325	330
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member]
Principal loan balance	142,801	136,445
Accrued interest receivable	468	475
Net deferred loan origination fees and costs	116	99
Recorded investment in loans	143,385	137,019
Individually evaluated for impairment	1,988	2,184
Collectively evaluated for impairment	141,114	134,553
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	283	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Principal loan balance	21,929	22,607
Accrued interest receivable	112	119
Net deferred loan origination fees and costs	16	18
Recorded investment in loans	22,057	22,744
Individually evaluated for impairment	89	152
Collectively evaluated for impairment	21,968	22,592
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Principal loan balance	35,643	25,375
Accrued interest receivable	104	76
Net deferred loan origination fees and costs	(7)	(9)
Recorded investment in loans	35,740	25,442
Individually evaluated for impairment		521
Collectively evaluated for impairment	35,740	24,921
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Principal loan balance	116,584	107,445
Accrued interest receivable	264	265
Net deferred loan origination fees and costs	(58)	(38)
Recorded investment in loans	116,790	107,672
Individually evaluated for impairment	689	466
Collectively evaluated for impairment	116,059	107,158
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	42	48
Commercial Portfolio Segment [Member]
Principal loan balance	38,620	36,297
Accrued interest receivable	104	120
Net deferred loan origination fees and costs
Recorded investment in loans	38,724	36,417
Individually evaluated for impairment	255	427
Collectively evaluated for impairment	38,469	35,990
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Principal loan balance	52,387	51,731
Accrued interest receivable	244	247
Net deferred loan origination fees and costs	1,052	1,025
Recorded investment in loans	53,683	53,003
Individually evaluated for impairment	37	35
Collectively evaluated for impairment	53,646	52,968
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Principal loan balance	63,350	57,330
Accrued interest receivable	255	228
Net deferred loan origination fees and costs
Recorded investment in loans	63,605	57,558
Individually evaluated for impairment	49
Collectively evaluated for impairment	63,556	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Dec. 31, 2018
Individually evaluated for impairment					$ 30	$ 48
Collectively evaluated for impairment					4,689	4,017
Allowance for loan losses	$ 4,739	$ 3,867	$ 4,739	$ 4,179	4,739	4,065
Beginning balance	4,609	3,867	4,065	3,634
Provision for loan losses	225	455	975	968
Charge-offs	(160)	(195)	(593)	(617)
Recoveries	65	52	292	194
Ending balance	4,739	4,179	4,739	4,179
Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	20		20		20
Ending balance	20		20
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Individually evaluated for impairment					16	3
Collectively evaluated for impairment					770	690
Allowance for loan losses	806	688	806	755	806	693
Beginning balance	754	688	693	219
Provision for loan losses	56	71	131	608
Charge-offs	(4)	(5)	(135)	(79)
Recoveries		1	117	7
Ending balance	806	755	806	755
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	20		20		20
Ending balance	20		20
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment					172	162
Allowance for loan losses	172	148	172	161	172	162
Beginning balance	170	148	162	133
Provision for loan losses	1	13	9	28
Charge-offs		0		0
Recoveries	1	0	1	0
Ending balance	172	161	172	161
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Individually evaluated for impairment
Collectively evaluated for impairment					351	224
Allowance for loan losses	351	216	351	217	351	224
Beginning balance	316	216	224	245
Provision for loan losses	35	1	127	(28)
Charge-offs		0		0
Recoveries		0		0
Ending balance	351	217	351	217
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Individually evaluated for impairment						44
Collectively evaluated for impairment					1,482	1,357
Allowance for loan losses	1,482	1,306	1,482	1,317	1,482	1,401
Beginning balance	1,452	1,306	1,401	1,622
Provision for loan losses	30	8	81	(340)
Charge-offs		0		0
Recoveries		3		35
Ending balance	1,482	1,317	1,482	1,317
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Commercial Portfolio Segment [Member]
Individually evaluated for impairment						1
Collectively evaluated for impairment					552	458
Allowance for loan losses	552	417	552	470	552	459
Beginning balance	596	417	459	291
Provision for loan losses	(48)	55	89	181
Charge-offs		(2)		(3)
Recoveries	4	0	4	1
Ending balance	552	470	552	470
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Individually evaluated for impairment					14
Collectively evaluated for impairment					473	443
Allowance for loan losses	487	607	487	691	487	443
Beginning balance	472	607	443	710
Provision for loan losses	14	89	39	(19)
Charge-offs		(8)	(2)	(21)
Recoveries	1	3	7	21
Ending balance	487	691	487	691
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Individually evaluated for impairment
Collectively evaluated for impairment					889	683
Allowance for loan losses	889		889		889	683
Beginning balance			683
Ending balance	889		889
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Allowance for loan losses	849	485	889	568	$ 889	$ 683
Beginning balance	849	485	683	414
Provision for loan losses	137	218	499	538
Charge-offs	(156)	(180)	(456)	(514)
Recoveries	59	45	163	130
Ending balance	$ 889	$ 568	$ 889	$ 568

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Recorded investment with no allowance	$ 2,963		$ 2,963		$ 3,533
Unpaid principal balance with no allowance	3,072		3,072		3,838
Related allowance with no allowance
Average recorded investment with no allowance	3,052	$ 2,967	3,305	$ 3,115
Interest income recognized with no allowance	23	14	46	46
Recorded investment with allowance	144		144		252
Unpaid principal balance with allowance	143		143		258
Related allowance	30		30		48
Average recorded investment with allowance	192	309	250	298
Interest income recognized with allowance		0		0
Related allowance	30		30		48
Recorded investment	3,107		3,107		3,785
Unpaid principal balance	3,215		3,215		4,096
Average recorded investment	3,244	3,276	3,555	3,413
Interest income recognized	23	14	46	46
Unpaid principal balance with no allowance	3,072		3,072		3,838
Unpaid principal balance	3,215		3,215		4,096
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,907		1,907		2,170
Unpaid principal balance with no allowance	2,019		2,019		2,409
Related allowance with no allowance
Average recorded investment with no allowance	1,882	2,144	2,032	2,377
Interest income recognized with no allowance	6	7	12	19
Recorded investment with allowance	81		81		14
Unpaid principal balance with allowance	80		80		15
Related allowance	16		16		3
Average recorded investment with allowance	47	255	61	250
Interest income recognized with allowance
Related allowance	16		16		3
Recorded investment	1,988		1,988		2,184
Unpaid principal balance	2,099		2,099		2,424
Average recorded investment	1,929	2,399	2,093	2,627
Interest income recognized	6	7	12	19
Unpaid principal balance with no allowance	2,019		2,019		2,409
Unpaid principal balance	2,099		2,099		2,424
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	89		89		152
Unpaid principal balance with no allowance	89		89		153
Related allowance with no allowance
Average recorded investment with no allowance	141	215	156	131
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Related allowance
Recorded investment	89		89		152
Unpaid principal balance	89		89		153
Average recorded investment	141	215	156	131
Interest income recognized
Unpaid principal balance with no allowance	89		89		153
Unpaid principal balance	89		89		153
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance					521
Unpaid principal balance with no allowance					521
Related allowance with no allowance
Average recorded investment with no allowance			262
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Related allowance
Recorded investment					521
Unpaid principal balance					521
Average recorded investment			262
Interest income recognized
Unpaid principal balance with no allowance					521
Unpaid principal balance					521
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	689		689		255
Unpaid principal balance with no allowance	687		687		260
Related allowance with no allowance
Average recorded investment with no allowance	686	303	470	343
Interest income recognized with no allowance	14	4	25	14
Recorded investment with allowance					211
Unpaid principal balance with allowance					213
Related allowance					44
Average recorded investment with allowance	100		101
Interest income recognized with allowance
Related allowance					44
Recorded investment	689		689		466
Unpaid principal balance	687		687		473
Average recorded investment	786	303	571	343
Interest income recognized	14	4	25	14
Unpaid principal balance with no allowance	687		687		260
Unpaid principal balance	687		687		473
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	229		229		400
Unpaid principal balance with no allowance	229		229		451
Related allowance with no allowance
Average recorded investment with no allowance	302	241	350	196
Interest income recognized with no allowance	3	3	9	11
Recorded investment with allowance	26		26		27
Unpaid principal balance with allowance	26		26		30
Related allowance					1
Average recorded investment with allowance	26	54	72	41
Interest income recognized with allowance
Related allowance					1
Recorded investment	255		255		427
Unpaid principal balance	255		255		481
Average recorded investment	328	295	422	237
Interest income recognized	3	3	9	11
Unpaid principal balance with no allowance	229		229		451
Unpaid principal balance	255		255		481
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance					35
Unpaid principal balance with no allowance					44
Related allowance with no allowance
Average recorded investment with no allowance	14	56	22	62
Interest income recognized with no allowance				1
Recorded investment with allowance	37		37
Unpaid principal balance with allowance	37		37
Related allowance	14		14
Average recorded investment with allowance	19		16	7
Interest income recognized with allowance
Related allowance	14		14
Recorded investment	37		37		35
Unpaid principal balance	37		37		44
Average recorded investment	33	56	38	69
Interest income recognized				1
Unpaid principal balance with no allowance					44
Unpaid principal balance	37		37		44
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	49		49
Unpaid principal balance with no allowance	48		48
Related allowance with no allowance
Average recorded investment with no allowance	27	8	13	6
Interest income recognized with no allowance				1
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Related allowance
Recorded investment	49		49
Unpaid principal balance	48		48
Average recorded investment	27	8	13	6
Interest income recognized				$ 1
Unpaid principal balance with no allowance	48		48
Unpaid principal balance	$ 48		$ 48

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Total Nonperforming Loans	$ 5,321	$ 6,911
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Total Nonperforming Loans	3,866	4,732
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Total Nonperforming Loans	239	438
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Total Nonperforming Loans	156
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Total Nonperforming Loans		450
Commercial Portfolio Segment [Member]
Total Nonperforming Loans	111	522
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	568	226
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	381	543
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	1,825	3,055
Loans 90+ Days Past Due Still Accruing	15	2
Total Nonperforming Loans	1,840	3,057
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	1,593	1,769
Loans 90+ Days Past Due Still Accruing	14
Total Nonperforming Loans	1,607	1,769
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	89	152
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	89	152
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans		521
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans		521
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans		371
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans		371
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	58	207
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	58	207
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans	37	35
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	37	35
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans	48
Loans 90+ Days Past Due Still Accruing	1	2
Total Nonperforming Loans	$ 49	$ 2

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Past Due	$ 5,321	$ 6,911
Current	468,338	432,614
Loans	473,984	439,855
Financial Asset Acquired with Credit Deterioration [Member]
Loans	325	330
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	3,866	4,732
Current	139,236	132,005
Loans	143,385	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	283	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	239	438
Current	21,818	22,306
Loans	22,057	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	156
Current	35,584	25,442
Loans	35,740	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due		450
Current	116,748	107,174
Loans	116,790	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	42	48
Commercial Portfolio Segment [Member]
Past Due	111	522
Current	38,613	35,895
Loans	38,724	36,417
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	568	226
Current	53,115	52,777
Loans	53,683	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	381	543
Current	63,224	57,015
Loans	63,605	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	3,105	4,373
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	1,984	2,617
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	150	247
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	156
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due		450
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	16	377
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	448	191
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	351	491
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	906	1,015
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	721	926
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	36	39
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	37
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	83
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	29	50
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	1,310	1,523
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	1,161	1,189
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	53	152
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	58	145
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	37	35
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	$ 1	$ 2

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans	$ 473,984	$ 439,855
Pass [Member]
Loans	466,635	431,650
Special Mention [Member]
Loans	2,365	2,510
Substandard [Member]
Loans	3,085	2,569
Doubtful [Member]
Loans	1,899	3,126
Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	143,385	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	140,354	133,878
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	47	133
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	1,317	1,168
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	1,667	1,840
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	22,057	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	21,524	22,458
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	330	65
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	114	69
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	89	152
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	35,740	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	35,390	24,921
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	350
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans		521
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	116,790	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	114,510	104,843
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	1,050	1,520
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	1,230	938
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans		371
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	38,724	36,417
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	37,853	35,162
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	523	763
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	290	285
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	58	207
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	53,683	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	53,512	52,859
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	134	109
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	37	35
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	63,605	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	63,492	57,529
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	65	29
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	48
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Recorded investment in loans	$ 473,984	$ 439,855
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	143,385	137,019
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	116,790	107,672
Commercial Portfolio Segment [Member]
Recorded investment in loans	38,724	36,417
Nonperforming Financial Instruments [Member]
TDR accruing	1,466	703
TDR nonaccrual	67	673
Recorded investment in loans	1,533	1,376
TDR related allowance for loan losses		44
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	380	295
TDR nonaccrual	67	302
Recorded investment in loans	447	597
TDR related allowance for loan losses
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	890	190
TDR nonaccrual		371
Recorded investment in loans	890	561
TDR related allowance for loan losses		44
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	196	218
TDR nonaccrual
Recorded investment in loans	196	218
TDR related allowance for loan losses

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Carrying amount	$ 325,000	$ 330,000
Allowance for loan losses	(20,000)	0
Carrying amount, net of allowance	305,000	330,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	283,000	282,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 42,000	$ 48,000

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Balance at beginning of period	$ 390	$ 443	$ 423	$ 470
New loans purchased
Accretion to income	(11)	(13)	(35)	(42)
Disposals and other adjustments
Reclassification (to) from nonaccretable difference	(4)	2	(13)	4
Balance at end of period	$ 375	$ 432	$ 375	$ 432

Note 4 - Qualified Affordable_2

Note 4 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Investment Amortization	$ 96,000	$ 82,000	$ 265,000	$ 247,000
Tax Credits and Other Tax Benefits	123,000	$ 98,000	371,000	$ 295,000
Other Assets [Member]
Investments, Total	3,300,000		3,300,000		$ 3,600,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 2,200,000		$ 2,200,000		$ 2,900,000

Note 5 - Supplemental Disclos_3

Note 5 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0	0	0

Note 5 - Supplemental Disclos_4

Note 5 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net income attributable to First Capital, Inc.	$ 2,915	$ 2,524	$ 7,922	$ 6,757
Weighted average common shares outstanding (in shares)	3,335,816	3,329,833	3,331,854	3,327,710
Net income attributable to First Capital, Inc. per common share, basic (in dollars per share)	$ 0.87	$ 0.76	$ 2.38	$ 2.03
Weighted average common shares outstanding (in shares)	3,335,816	3,329,833	3,331,854	3,327,710
Add: Dilutive effect of restricted stock (in shares)	8,506	4,971	11,322	5,820
Weighted average common shares outstanding, as adjusted (in shares)	3,344,322	3,334,804	3,343,176	3,333,530
Net income attributable to First Capital, Inc. per common share, diluted (in dollars per share)	$ 0.87	$ 0.76	$ 2.37	$ 2.03

Note 6 - Stock-based Compensa_3

Note 6 - Stock-based Compensation Plans (Details Textual) - USD ($)	Feb. 19, 2019	Feb. 20, 2018	May 20, 2009	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	May 22, 2019	May 20, 2019
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period						9,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value						$ 52.09
Share-based Payment Arrangement, Expense				$ 72,000	$ 47,000	$ 190,000	$ 153,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period						6,900	4,200
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value						$ 353,000	$ 171,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 1,000,000		$ 1,000,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition						4 years 273 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	9,750	20,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 52.09	$ 37.42
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 508,000	$ 748,000
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Vesting Each Year on July 1, Beginning in 2019 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		20.00%
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant									176,150
Equity Incentive Plan 2019 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options			$ 100,000
Equity Incentive Plan 2019 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized								176,150
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				176,150		176,150
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period			10 years
Equity Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross						0

Note 6 - Stock-based Compensa_4

Note 6 - Stock-based Compensation Plan - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member] - $ / shares	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Nonvested, number of shares (in shares)	24,900
Nonvested, weight average grant date fair value (in dollars per share)	$ 34.10
Granted, number of shares (in shares)	9,750
Granted, weight average grant date fair value (in dollars per share)	$ 52.09
Vested, number of shares (in shares)	6,900	4,200
Vested, weight average grant date fair value (in dollars per share)	$ 31.43
Forfeited, number of shares (in shares)
Forfeited, weight average grant date fair value (in dollars per share)
Nonvested, number of shares (in shares)	27,750
Nonvested, weight average grant date fair value (in dollars per share)	$ 41.08

Note 7 - Supplemental Disclos_3

Note 7 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Interest	$ 1,392	$ 1,123
Taxes (net of refunds received)	1,325	1,232
Transfers from loans to real estate acquired through foreclosure	$ 206	$ 176

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0		$ 0		$ 0
Provision for Loan and Lease Losses, Total	225,000	$ 455,000	975,000	$ 968,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure	0		0
Impaired Loan [Member]
Provision for Loan and Lease Losses, Total	28,000	51,000	40,000	188,000
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	$ 4,000	$ 0	$ 358,000	$ 419,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs			14.00%		20.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs			66.00%		62.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs			40.00%		39.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs					10.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs					79.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs					51.00%

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Securities available for sale	$ 255,028,000	$ 261,841,000
Equity securities	1,800,000	1,700,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure	0
Other Consumer Loan [Member]
Impaired loans	49,000
Fair Value, Recurring [Member]
Securities available for sale	255,028,000	261,841,000
Equity securities	1,823,000	1,715,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	74,656,000	91,257,000
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	43,797,000	32,992,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	63,985,000	74,504,000
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	72,590,000	63,088,000
Fair Value, Nonrecurring [Member]
Impaired loans	3,077,000	3,737,000
Loans held for sale	5,897,000	2,849,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		3,142,000
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,972,000	2,181,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		33,000
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	89,000	152,000
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	689,000	422,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		3,109,000
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	255,000	426,000
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	23,000	35,000
Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans		521,000
Fair Value, Inputs, Level 1 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities	1,823,000	1,715,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	255,028,000	261,841,000
Equity securities
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	74,656,000	91,257,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	43,797,000	32,992,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	63,985,000	74,504,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	72,590,000	63,088,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale	5,897,000	2,849,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 3 [Member] | Other Consumer Loan [Member]
Impaired loans	49,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	3,077,000	3,737,000
Loans held for sale
Real Estate Acquired through Foreclosure, Fair Value Disclosure		3,142,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,972,000	2,181,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		33,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	89,000	152,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	689,000	422,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		3,109,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	255,000	426,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 23,000	35,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans		$ 521,000

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Securities available for sale	$ 255,028,000	$ 261,841,000
Equity Securities, FV-NI	1,800,000	1,700,000
Reported Value Measurement [Member]
Cash and cash equivalents	43,458,000	41,112,000
Interest-bearing time deposits	7,380,000	7,710,000
Securities available for sale	255,028,000	261,841,000
Loans held for sale	5,897,000	2,849,000
Loans, net	467,694,000	434,260,000
FHLB and other restricted stock	1,988,000	1,988,000
Accrued interest receivable	2,850,000	2,828,000
Equity Securities, FV-NI	1,823,000	1,715,000
Deposits	719,392,000	701,646,000
Accrued interest payable	208,000	150,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	43,458,000	41,112,000
Interest-bearing time deposits	7,540,000	7,650,000
Securities available for sale	255,028,000	261,841,000
Loans held for sale	5,994,000	2,900,000
Loans, net	491,813,000	427,200,000
Accrued interest receivable	2,850,000	2,828,000
Equity Securities, FV-NI	1,823,000	1,715,000
Deposits	718,828,000	699,864,000
Accrued interest payable	208,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	43,458,000	41,112,000
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net
Accrued interest receivable
Equity Securities, FV-NI	1,823,000	1,715,000
Deposits
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest-bearing time deposits	7,540,000	7,650,000
Securities available for sale	255,028,000	261,841,000
Loans held for sale	5,994,000	2,900,000
Loans, net
Accrued interest receivable	2,850,000	2,828,000
Equity Securities, FV-NI
Deposits
Accrued interest payable	208,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net	491,813,000	427,200,000
Accrued interest receivable
Equity Securities, FV-NI
Deposits	718,828,000	699,864,000
Accrued interest payable

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Noninterest income, financial service	$ 1,449	$ 1,311	$ 4,114	$ 3,894
Net gains on loans and investments	309	320	747	755
Increase in cash value of life insurance	47	51	165	179
Other	28	16	80	132
Other noninterest income	384	387	992	1,066
Total noninterest income	1,833	1,698	5,106	4,960
Deposit Account [Member]
Noninterest income, financial service	560	557	1,537	1,611
ATM and Debit Card Fees [Member]
Noninterest income, financial service	743	641	2,119	1,884
Investment Advisory, Management and Administrative Service [Member]
Noninterest income, financial service	118	84	362	302
Product and Service, Other [Member]
Noninterest income, financial service	$ 28	$ 29	$ 96	$ 97