First Capital (FCAP) 10-K 16 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Feb. 28, 2020	Jun. 30, 2019
Document Information [Line Items]
Entity Registrant Name	FIRST CAPITAL INC
Entity Central Index Key	0001070296
Trading Symbol	fcap
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		3,377,882
Entity Public Float			$ 163.1
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false
Title of 12(b) Security	Common Stock, par value $0.01 per share

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 18,922	$ 17,394
Interest-bearing deposits with banks	3,412	1,717
Federal funds sold	29,026	22,001
Total cash and cash equivalents	51,360	41,112
Interest-bearing time deposits	6,490	7,710
Securities available for sale, at fair value	254,562	261,841
Loans, net	466,494	434,260
Loans held for sale	4,176	2,849
Federal Home Loan Bank and other restricted stock, at cost	1,988	1,988
Foreclosed real estate	170	3,142
Premises and equipment	16,414	14,364
Accrued interest receivable	3,076	2,828
Cash value of life insurance	8,269	8,059
Goodwill	6,472	6,472
Core deposit intangible	819	966
Other assets	7,206	8,571
Total Assets	827,496	794,162
LIABILITIES
Noninterest-bearing	146,097	143,249
Interest-bearing	576,080	558,397
Total deposits	722,177	701,646
Accrued interest payable	210	150
Accrued expenses and other liabilities	6,161	6,410
Total liabilities	728,548	708,206
Commitments and Contingencies
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,791,283 shares (3,781,533 shares in 2018); outstanding 3,363,632 shares (3,354,744 shares in 2018)	38	38
Additional paid-in capital	40,723	40,215
Retained earnings-substantially restricted	65,266	58,137
Unearned stock compensation	(940)	(720)
Accumulated other comprehensive income (loss)	2,142	(3,477)
Less treasury stock, at cost - 427,651 shares (426,789 shares in 2018)	(8,393)	(8,349)
Total First Capital, Inc. stockholders' equity	98,836	85,844
Noncontrolling interest in subsidiary	112	112
Total equity	98,948	85,956
Total Liabilities and Equity	$ 827,496	$ 794,162

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,791,283	3,781,533
Common stock, shares outstanding (in shares)	3,363,632	3,354,744
Treasury stock, shares (in shares)	427,651	426,789

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
INTEREST INCOME
Loans, including fees	$ 25,746	$ 22,818	$ 20,700
Securities:
Taxable	3,643	3,756	3,835
Tax-exempt	1,706	1,455	1,437
Dividends	103	97	78
Other interest income	856	760	372
Total interest income	32,054	28,886	26,422
INTEREST EXPENSE
Deposits	1,960	1,590	1,374
Advances from Federal Home Loan Bank		21	18
Total interest expense	1,960	1,611	1,392
Net interest income	30,094	27,275	25,030
Provision for loan losses	1,425	1,168	915
Net interest income after provision for loan losses	28,669	26,107	24,115
NONINTEREST INCOME
Noninterest income	5,528	5,255	4,966
Gain (loss) on sale of available for sale securities and time deposits	(147)	(95)	54
Gain on sale of loans	1,191	1,100	1,385
Unrealized gain (loss) on equity securities	32	(207)
Impairment loss on tax credit investment		(270)
Increase in cash value of life insurance	211	227	197
Other income	235	286	219
Total noninterest income	6,926	6,168	6,698
NONINTEREST EXPENSE
Compensation and benefits	13,119	11,749	11,215
Occupancy and equipment	1,616	1,660	1,543
Data processing	3,536	3,078	2,727
Professional fees	742	791	675
Advertising	540	333	334
Net loss on foreclosed real estate	299	476	316
Other expenses	3,418	3,528	3,448
Total noninterest expense	23,270	21,615	20,258
Income before income taxes	12,325	10,660	10,555
Income tax expense	1,987	1,394	3,103
Net Income	10,338	9,266	7,452
Less: net income attributable to noncontrolling interest in subsidiary	13	13	13
Net Income Attributable to First Capital, Inc.	$ 10,325	$ 9,253	$ 7,439
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 3.10	$ 2.78	$ 2.24
Diluted (in dollars per share)	3.09	2.77	2.23
Dividends per share on common shares (in dollars per share)	$ 0.95	$ 0.92	$ 0.86
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 2,088	$ 2,177	$ 2,098
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income	2,812	2,564	2,329
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income	$ 504	$ 386	$ 416

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Net income	$ 10,338	$ 9,266	$ 7,452
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) arising during the period	7,163	(1,943)	913
Income tax (expense) benefit	1,649	(454)	308
Net of tax amount	5,514	(1,489)	605
Less: reclassification adjustment for realized (gains) losses included in net income	134	95	(54)
Income tax expense (benefit)	(29)	(23)	18
Net of tax amount	105	72	(36)
Other Comprehensive Income (Loss), net of tax	5,619	(1,417)	569
Total Comprehensive Income	15,957	7,849	8,021
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	13	13	13
Comprehensive Income Attributable to First Capital, Inc.	$ 15,944	$ 7,836	$ 8,008

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2016	$ 38	$ 39,515	$ 47,051	$ (2,277)	$ (300)	$ (8,297)	$ 112	$ 75,842
Net income			7,439				13	7,452
Other comprehensive income (loss)				569				569
Reclassification from AOCI to retained earnings for change in federal tax rate			352	(352)
Cash dividends			(2,870)				(13)	(2,883)
Cash dividends			2,870				13	2,883
Cash dividends
Stock compensation expense					88			88
Purchase of treasury shares						(18)		(18)
Balances at Dec. 31, 2017	38	39,515	51,972	(2,060)	(212)	(8,315)	112	81,050
Net income			9,253				13	9,266
Other comprehensive income (loss)				(1,417)				(1,417)
Cash dividends			(3,088)				(13)	(3,101)
Cash dividends			3,088				13	3,101
Cash dividends
Stock compensation expense					192			192
Purchase of treasury shares						(34)		(34)
Restricted stock grants, net of forfeitures		700			(700)
Balances at Dec. 31, 2018	38	40,215	58,137	(3,477)	(720)	(8,349)	112	85,956
Net income			10,325				13	10,338
Other comprehensive income (loss)				5,619				5,619
Cash dividends			(3,196)				(13)	(3,209)
Cash dividends			3,196				13	3,209
Cash dividends
Stock compensation expense					288			288
Purchase of treasury shares						(44)		(44)
Restricted stock grants, net of forfeitures		508			(508)
Balances at Dec. 31, 2019	$ 38	$ 40,723	$ 65,266	$ 2,142	$ (940)	$ (8,393)	$ 112	$ 98,948

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Purchase of treasury shares (in shares)	862	820	588

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 10,338,000	$ 9,266,000	$ 7,452,000
Adjustments to reconcile net income to cash and cash equivalents provided by operating activities:
Amortization of premium and accretion of discount on securities, net	1,764,000	1,689,000	1,731,000
Depreciation and amortization expense	1,070,000	1,215,000	1,226,000
Deferred income taxes	482,000	(395,000)	348,000
Stock compensation expense	288,000	192,000	88,000
Increase in cash value of life insurance	(211,000)	(227,000)	(197,000)
Gain on life insurance		(94,000)	(18,000)
(Gain) loss on sale of available for sale securities and time deposits	147,000	95,000	(54,000)
Provision for loan losses	1,425,000	1,168,000	915,000
Proceeds from sale of loans	70,619,000	55,189,000	66,674,000
Loans originated for sale	(70,755,000)	(54,308,000)	(63,412,000)
Gain on sale of loans	(1,191,000)	(1,100,000)	(1,385,000)
Amortization of tax credit investment	361,000	329,000
Impairment loss on tax credit investment		270,000
Unrealized (gain) loss on equity securities	(32,000)	207,000
Net realized and unrealized loss on foreclosed real estate	170,000	442,000	260,000
Net gain on sale of premises and equipment			(1,000)
Increase in accrued interest receivable	(248,000)	(134,000)	(331,000)
Increase (decrease) in accrued interest payable	60,000	43,000	(26,000)
Net change in other assets/liabilities	(210,000)	(499,000)	149,000
Net Cash Provided By Operating Activities	14,077,000	13,348,000	13,419,000
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in interest-bearing time deposits	1,207,000	1,548,000	5,477,000
Purchase of securities available for sale	(69,260,000)	(37,350,000)	(48,890,000)
Proceeds from maturities of securities available for sale	30,575,000	3,325,000	5,515,000
Proceeds from sales of securities available for sale	21,725,000	14,345,000	1,644,000
Principal collected on mortgage-backed obligations	29,679,000	25,338,000	25,559,000
Investment in cash value of life insurance		(1,000,000)
Net increase in loans receivable	(33,973,000)	(25,906,000)	(29,946,000)
Investment in tax credit entities	(1,203,000)	(1,095,000)
Purchase of Federal Home Loan Bank stock		(9,000)	(329,000)
Proceeds from sale of foreclosed real estate	3,116,000	483,000	1,010,000
Purchase of premises and equipment	(2,973,000)	(402,000)	(1,269,000)
Proceeds from sale of premises and equipment			1,000
Purchase of equity investment		(1,922,000)
Proceeds from settlement of bank-owned life insurance policies		545,000	804,000
Net Cash Used In Investing Activities	(21,107,000)	(22,100,000)	(40,424,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	20,531,000	37,084,000	(88,000)
Net increase (decrease) in advances from Federal Home Loan Bank		(10,000,000)	10,000,000
Purchase of treasury stock	(2,000)	(32,000)	(16,000)
Taxes paid on stock award shares for employees	(42,000)	(2,000)	(2,000)
Dividends paid	(3,209,000)	(3,101,000)	(2,883,000)
Net Cash Provided By Financing Activities	17,278,000	23,949,000	7,011,000
Net Increase (Decrease) in Cash and Cash Equivalents	10,248,000	15,197,000	(19,994,000)
Cash and cash equivalents at beginning of year	41,112,000	25,915,000	45,909,000
Cash and Cash Equivalents at End of Year	$ 51,360,000	$ 41,112,000	$ 25,915,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	( 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations First Capital, Inc. (the “Company”) is the financial holding company of First Harrison Bank (the “Bank”), a wholly-owned subsidiary. The Bank is an Indiana chartered commercial bank which provides a variety of banking services to individuals and business customers through 18 eight third may not Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90 Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and the valuation of foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Company’s loan portfolio consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Declines in the fair value of individual available for sale securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers ( 1 2 3 Equity Securities: FHLB Stock: may Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not not may not not may not A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. For such loans that are classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not 4 December 31, 2019 2018. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ personal cash flow and employment status. Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Construction loans primarily consist of loans secured by single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by local economic conditions which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Home equity and second There were no December 31, 2019 2018. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45 Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2019, no Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing 1 2 3 not Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not no no The Company sells financial assets in the normal course of business, the majority of which are related to residential mortgage loan sales through established programs and commercial loan sales through participation agreements. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property and property obtained via a deed in lieu of foreclosure that is currently held for sale. At the time of acquisition, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After acquisition, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in net loss on foreclosed real estate. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Cash Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income. Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not not 1 2 3 Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718 Advertising Costs Advertising costs are charged to operations when incurred. Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than- not 50 not 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss (“AOCI”) are included in the net gain (loss) on sale of available for sale securities line item in the consolidated statements of income. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In February 2016, No. 2016 02, Leases (Topic 842 12 not December 15, 2018, July 2018, No. 2018 11, Leases (Topic 842 2018 11 January 1, 2019 not not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, one 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, In March 2017, No. 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not December 15, 2018. January 1, 2019 not In August 2018, No. 2018 13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement no 1 2 3 3 December 15, 2019. not

Note 2 - Restriction on Cash an

Note 2 - Restriction on Cash and Due From Banks	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	( 2 RESTRICTION ON CASH AND DUE FROM BANKS The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank. These funds are unavailable for investment but the reserve balances maintained with the Federal Reserve Bank are interest-earning. The average amount of those reserve balances for the years ended December 31, 2019, 2018 2017 $1.9 $1.8 $1.7

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	( 3 INVESTMENT SECURITIES Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at December 31, 2019 2018 Gross Amortized Cost Gross Unrealized Gains December 31, 2019: Securities available for sale: Agency mortgage-backed securities $ 69,984 $ 90 $ 576 $ 69,498 Agency CMO 43,067 238 221 43,084 Other debt securities: Agency notes and bonds 64,162 473 79 64,556 Municipal obligations 74,606 2,843 25 77,424 Total securities available for sale $ 251,819 $ 3,644 $ 901 $ 254,562 December 31, 2018: Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841 The amortized cost and fair value of debt securities as of December 31, 2019, may may Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 21,972 $ 21,953 Due after one year through five years 50,908 51,476 Due after five years through ten years 29,551 30,750 Due after ten years 36,337 37,801 138,768 141,980 Mortgage-backed securities and CMO 113,051 112,582 $ 251,819 $ 254,562 At December 31, 2019, $53.4 $53.3 At December 31, 2019 2018, no one 10% Information pertaining to investment securities with gross unrealized losses at December 31, 2019 2018, Number of Gross Investment Fair Unrealized (Dollars in thousands) Positions Value Losses December 31, 2019: Continuous loss position less than twelve months: Agency mortgage-backed securities 5 $ 723 $ 2 Agency CMO 13 14,749 157 Agency notes and bonds 2 5,551 17 Municipal obligations 4 3,241 25 Total less than twelve months 24 24,264 201 Continuous loss position more than twelve months: Agency mortgage-backed securities 50 49,033 574 Agency CMO 15 7,113 64 Agency notes and bonds 10 37,706 62 Total more than twelve months 75 93,852 700 Total securities available for sale 99 $ 118,116 $ 901 Number of Gross Investment Fair Unrealized (Dollars in thousands) Positions Value Losses December 31, 2018: Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Municipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Municipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At December 31, 2019, 0.8% first no While management does not December 31, 2019, may During the year ended December 31, 2019, $22,000 $156,000 $13,000 December 31, 2018, $218,000 $313,000 December 31, 2017, $61,000 $7,000 Equity Securities In September 2018, 90,000 5% $1.9 December 31, 2019 2018, $32,000 $207,000, December 31, 2019 2018, $1.7

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 4 LOANS AND ALLOWANCE FOR LOAN LOSSES Loans at December 31, 2019 and 2018 consisted of the following: (In thousands) 2019 2018 Real estate mortgage loans: Residential $ 131,959 $ 136,445 Land 19,185 22,607 Residential construction 35,554 31,459 Commercial real estate 121,563 107,445 Commercial real estate construction 20,086 20,591 Commercial business loans 45,307 36,297 Consumer loans: Home equity and second mortgage loans 54,677 51,731 Automobile loans 46,443 42,124 Loans secured by deposits 1,372 1,399 Unsecured loans 3,653 3,638 Other consumer loans 13,700 10,169 Gross loans 493,499 463,905 Less undisbursed portion of loans in process (23,081 ) (26,675 ) Principal loan balance 470,418 437,230 Deferred loan origination fees and costs, net 1,137 1,095 Allowance for loan losses (5,061 ) (4,065 ) Loans, net $ 466,494 $ 434,260 At December 31, 2019 2018, $67,000 $70,000, At December 31, 2019 2018, 90% $2.3 $2.7 At December 31, 2019, no $111,000 December 31, 2018. The Bank has entered into loan transactions with certain directors, officers and their affiliates (i.e., related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with unrelated persons and does not The following table represents the aggregate activity for related party loans during the years ended December 31, 2019 2018. (In thousands) 2019 2018 Beginning balance $ 7,867 $ 7,639 Adjustments due to officer and director changes - (205 ) New loans 5,271 1,971 Payments (3,618 ) (1,538 ) Ending balance $ 9,520 $ 7,867 Off-balance-sheet commitments (including commitments to make loans, unused lines of credit and letters of credit) to related parties at December 31, 2019 2018 $7.5 $2.6 The following table provides the components of the Company’s recorded investment in loans at December 31, 2019 2018: Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) December 31, 2019: Principal loan balance $ 131,959 $ 19,185 $ 32,559 $ 121,563 $ 45,307 $ 54,677 $ 65,168 $ 470,418 Accrued interest receivable 462 114 86 312 142 244 272 1,632 Net deferred loan origination fees and costs 118 15 (1 ) (62 ) - 1,067 - 1,137 Recorded investment in loans $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 December 31, 2018: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2019 Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions 251 - 126 222 132 77 617 1,425 Charge-offs (194 ) - - - - (24 ) (548 ) (766 ) Recoveries 117 1 - - 4 19 196 337 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ - $ - $ 16 Collectively evaluated for impairment 839 163 350 1,623 595 515 948 5,033 Acquired with deteriorated credit quality 12 - - - - - - 12 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Recorded Investment in Loans: Individually evaluated for impairment $ 1,926 $ 115 $ - $ 353 $ 249 $ 56 $ 48 $ 2,747 Collectively evaluated for impairment 130,328 19,199 32,644 121,421 45,200 55,932 65,392 470,116 Acquired with deteriorated credit quality 285 - - 39 - - - 324 Ending balance $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2018 Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions 723 29 (21 ) (296 ) 218 (278 ) 793 1,168 Charge-offs (258 ) - - - (51 ) (21 ) (697 ) (1,027 ) Recoveries 9 - - 75 1 32 173 290 Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Recorded Investment in Loans: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 An analysis of the allowance for loan losses for the year ended December 31, 2017 Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Provisions (120 ) 77 165 (124 ) 226 28 663 915 Charge-offs (74 ) - - (3 ) (140 ) (6 ) (713 ) (936 ) Recoveries 33 - - 79 7 5 145 269 Ending balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 At December 31, 2019 2018, not not $3.8 $3.1 December 31, 2019 2018, December 31, 2019 2018. Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not $386,000 $333,000 December 31, 2019 2018, The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2019. not December 31, 2019. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 1,737 $ 1,986 $ - $ 1,973 $ 17 Land 115 117 - 147 - Construction - - - 209 - Commercial real estate 353 352 1 446 33 Commercial business 249 257 - 330 11 Home equity and second mortgage 56 56 - 29 1 Other consumer 48 50 - 20 - $ 2,558 $ 2,818 $ - $ 3,154 $ 62 Loans with an allowance recorded: Residential real estate $ 189 $ 211 $ 16 $ 87 $ - Land - - - - - Construction - - - - - Commercial real estate - - - 81 - Commercial business - - - 58 - Home equity and second mortgage - - - 13 - Other consumer - - - - - $ 189 $ 211 $ 16 $ 239 $ - Total: Residential real estate $ 1,926 $ 2,197 $ 16 $ 2,060 $ 17 Land 115 117 - 147 - Construction - - - 209 - Commercial real estate 353 352 - 527 33 Commercial business 249 257 - 388 11 Home equity and second mortgage 56 56 - 42 1 Other consumer 48 50 - 20 - $ 2,747 $ 3,029 $ 16 $ 3,393 $ 62 The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2018. not December 31, 2018. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 2,170 $ 2,409 $ - $ 2,335 $ 23 Land 152 153 - 135 - Construction 521 521 - 104 - Commercial real estate 255 260 - 325 16 Commercial business 400 451 - 237 14 Home equity and second mortgage 35 44 - 57 1 Other consumer - - - 5 1 $ 3,533 $ 3,838 $ - $ 3,198 $ 55 Loans with an allowance recorded: Residential real estate $ 14 $ 15 $ 3 $ 203 $ - Land - - - - - Construction - - - - - Commercial real estate 211 213 44 42 - Commercial business 27 30 1 38 - Home equity and second mortgage - - - 5 - Other consumer - - -- - $ 252 $ 258 $ 48 $ 288 $ - Total: Residential real estate $ 2,184 $ 2,424 $ 3 $ 2,538 $ 23 Land 152 153 - 135 - Construction 521 521 - 104 - Commercial real estate 466 473 44 367 16 Commercial business 427 481 1 275 14 Home equity and second mortgage 35 44 - 62 1 Other consumer - - - 5 1 $ 3,785 $ 4,096 $ 48 $ 3,486 $ 55 The following table summarizes the Company’s impaired loans for the year ended December 31, 2017. not December 31, 2017. Average Interest Recorded Income Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 2,437 $ 28 Land - 2 Construction - - Commercial real estate 686 16 Commercial business 57 1 Home equity and second mortgage 194 1 Other consumer 4 - $ 3,378 $ 48 Loans with an allowance recorded: Residential real estate $ 140 $ - Land - - Construction - - Commercial real estate - - Commercial business 40 - Home equity and second mortgage 20 - Other consumer 14 - $ 214 $ - Total: Residential real estate $ 2,577 $ 28 Land - 2 Construction - - Commercial real estate 686 16 Commercial business 97 1 Home equity and second mortgage 214 1 Other consumer 18 - $ 3,592 $ 48 Nonperforming loans consists of nonaccrual loans and loans over 90 December 31, 2019 2018: December 31, 2019 December 31, 2018 Nonaccrual Loans Loans 90+ Days Past Due Still Accruing Total Nonperforming Loans Nonaccrual Loans Loans 90+ Days Past Due Still Accruing Total Nonperforming Loans (In thousands) Residential real estate $ 1,544 $ 13 $ 1,557 $ 1,769 $ - $ 1,769 Land 115 - 115 152 - 152 Construction - - - 521 - 521 Commercial real estate - - - 371 - 371 Commercial business 58 - 58 207 - 207 Home equity and second mortgage - - - 35 - 35 Other consumer 48 - 48 - 2 2 Total $ 1,765 $ 13 $ 1,778 $ 3,055 $ 2 $ 3,057 The following table presents the aging of the recorded investment in loans at December 31, 2019: 30-59 Days Past Due 60-89 Days Past Due Over 90 Days Past Due Total Past Due Current Purchased Credit Impaired Loans Total Loans (In thousands) Residential real estate $ 2,572 $ 824 $ 1,010 $ 4,406 $ 127,848 $ 285 $ 132,539 Land 185 101 80 366 18,948 - 19,314 Construction - - - - 32,644 - 32,644 Commercial real estate - 146 - 146 121,628 39 121,813 Commercial business 61 - 58 119 45,330 - 45,449 Home equity and second mortgage 395 256 - 651 55,337 - 55,988 Other consumer 504 66 - 570 64,870 - 65,440 Total $ 3,717 $ 1,393 $ 1,148 $ 6,258 $ 466,605 $ 324 $ 473,187 The following table presents the aging of the recorded investment in loans at December 31, 2018: 30-59 Days Past Due 60-89 Days Past Due Over 90 Days Past Due Total Past Due Current Purchased Credit Impaired Loans Total Loans (In thousands) Residential real estate $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity and second mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful/Nonaccrual: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) December 31, 2019: Pass $ 129,613 $ 18,805 $ 32,394 $ 119,469 $ 44,879 $ 55,569 $ 65,320 $ 466,049 Special mention 46 327 250 1,136 378 - 72 2,209 Substandard 1,336 67 - 1,208 134 419 - 3,164 Doubtful/Nonaccrual 1,544 115 - - 58 - 48 1,765 Loss - - - - - - - - Total $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 December 31, 2018: Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful/Nonaccrual 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Troubled Debt Restructurings The following table summarizes the Company’s TDRs by accrual status as of December 31, 2019 2018: December 31, 2019 December 31, 2018 Accruing Nonaccrual Total Related Allowance for Loan Losses Accruing Nonaccrual Total Related Allowance for Loan Losses (In thousands) Residential real estate $ 367 $ 66 $ 433 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 553 - 553 - 190 371 561 44 Commercial business 191 - 191 - 218 - 218 - Home equity and second mortgage 55 - 55 - - - - - Total $ 1,166 $ 66 $ 1,232 $ - $ 703 $ 673 $ 1,376 $ 44 At December 31, 2019 2018, no The Company restructured two one one December 31, 2019, $225,000, $154,000 $56,000, two one one December 31, 2018, $234,000, $94,000 $241,000, one December 31, 2017, $65,000. 2019, 2018 2017, no December 31, 2019, 2018 2017. The Company had no 90 12 December 31, 2019, 2018 2017. may may not December 31, 2019, 2018 2017. Purchased Credit Impaired (“PCI”) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no 310 30 not The following table presents the carrying amount of PCI loans accounted for under FASB ASC 310 30 December 31, 2019 2018: (In thousands) 2019 2018 Residential real estate $ 285 $ 282 Commercial real estate 39 48 Carrying amount 324 330 Allowance for loan losses 12 - $ 312 $ 330 The outstanding balance of PCI loans accounted for under FASB ASC 310 30, $466,000 $519,000 December 31, 2019 2018, The allowance for loan losses related to PCI loans was $12,000 December 31, 2019. no December 31, 2018. $12,000 December 31, 2019. $2,000 December 31, 2018. $2,000 December 31, 2017. Accretable yield, or income expected to be collected, is as follows for the years ended December 31, 2019, 2018 2017: (In thousands) 2019 2018 2017 Beginning balance $ 423 $ 470 $ 252 New loans acquired - - - Accretion to income (46 ) (54 ) (55 ) Disposals and other adjustments - (32 ) (21 ) Reclassification from nonaccretable difference 26 42 294 Ending balance $ 403 $ 423 $ 470

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	( 5 PREMISES AND EQUIPMENT Premises and equipment as of December 31, 2019 2018 (In thousands) 2019 2018 Land and land improvements $ 5,297 $ 5,297 Leasehold improvements 134 134 Office buildings 16,124 14,028 Furniture, fixtures and equipment 6,689 6,135 28,244 25,594 Less accumulated depreciation 11,830 11,230 Totals $ 16,414 $ 14,364 Depreciation expense was $923,000, $1.1 $1.1 December 31, 2019, 2018 2017,

Note 6 - Foreclosed Real Estate

Note 6 - Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Real Estate Disclosure [Text Block]	( 6 FORECLOSED REAL ESTATE Foreclosed real estate activity was as follows for the years ended December 31, 2019, 2018 2017: (In thousands) 2019 2018 2017 Beginning balance $ 3,142 $ 3,971 $ 4,674 Transfers from loans to foreclosed real estate 311 142 555 Direct write-downs (284 ) (419 ) (263 ) Sales (3,002 ) (558 ) (1,023 ) Capitalized expenses and other adjustments 3 6 28 Ending balance $ 170 $ 3,142 $ 3,971 Net loss on foreclosed real estate was as follows for the years ended December 31, 2019, 2018 2017: (In thousands) 2019 2018 2017 Net (gain) loss on sales $ (114 ) $ 23 $ (3 ) Direct write-downs 284 419 263 Operating expenses, net of income 129 34 56 $ 299 $ 476 $ 316 At December 31, 2019 2018, $170,000 $33,000, December 31, 2019 2018, $319,000 $365,000,

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangibles	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	( 7 GOODWILL AND OTHER INTANGIBLES The Company acquired goodwill of $1.1 2015 $5.4 2003. No 2019, 2018 2017. The Company acquired a core deposit intangible of $1.4 2015. $147,000 2019, 2018 2017. Core deposit intangibles subject to amortization as of December 31, 2019 2018 (In thousands) 2019 2018 Core deposit intangible acquired in Peoples acquisition $ 1,418 $ 1,418 Less accumulated amortization 599 452 $ 819 $ 966 Estimated amortization expense for the core deposit intangible for each of the ensuing five Years ending December 31: (In thousands) 2020 $ 147 2021 147 2022 147 2023 147 2024 147 2025 and thereafter 84 Total $ 819

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Deposits Assets Disclosure Noncurrent [Text Block]	( 8 DEPOSITS The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 $5.8 $4.0 December 31, 2019 2018, At December 31, 2019, Year ending December 31: (In thousands) 2020 $ 33,861 2021 17,117 2022 6,747 2023 6,009 2024 5,122 Total $ 68,856 The Bank held deposits of approximately $13.3 $13.8 December 31, 2019 2018,

Note 9 - Lines of Credit

Note 9 - Lines of Credit	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	( 9 LINES OF CREDIT The Bank has an unsecured federal funds purchased line of credit through The Bankers’ Bank of Kentucky with a maximum borrowing amount of $5.0 December 31, 2019 2018, no The Bank also has a $2.0 December 31, 2019 2018, no

Note 10 - Advances from Federal

Note 10 - Advances from Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	( 10 ADVANCES FROM FEDERAL HOME LOAN BANK There were no December 31, 2019 2018. December 31, 2019, $69.7

Note 11 - Lease Commitments

Note 11 - Lease Commitments	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	( 11 LEASE COMMITMENTS During 2015, March 2020 $19,000. December 31, 2019, $5,000 2020. The Bank’s subsidiary companies headquartered in Nevada lease office space under sublease agreements that automatically renew for one October. Total rental expense for all operating leases was $58,000, $93,000 $98,000 December 31, 2019, 2018 2017,

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Income Tax Disclosure [Text Block]	( 12 INCOME TAXES The Company and its corporate subsidiaries file consolidated tax returns. The components of consolidated income tax expense for the years ended December 31, 2019, 2018 2017 (In thousands) 2019 2018 2017 Current $ 1,505 $ 1,789 $ 2,755 Deferred 482 (395 ) 348 Totals $ 1,987 $ 1,394 $ 3,103 The reconciliation of income tax expense with the amount which would have been provided at the federal statutory rate of 21% December 31, 2019 2018 34% December 31, 2017, (In thousands) 2019 2018 2017 Provision at federal statutory tax rate $ 2,588 $ 2,239 $ 3,589 State income tax-net of federal tax benefit 121 100 91 Revaluation of net deferred tax asset due to change in federal income tax rate - - 290 Tax-exempt interest income (379 ) (328 ) (507 ) Bank-owned life insurance income (44 ) (67 ) (73 ) Captive insurance net premiums (209 ) (195 ) (290 ) Investment in tax credit entities (114 ) (272 ) - Other 24 (83 ) 3 Totals $ 1,987 $ 1,394 $ 3,103 Effective tax rate 16.1 % 13.1 % 29.4 % Significant components of the deferred tax assets and liabilities as of December 31, 2019 2018 (In thousands) 2019 2018 Deferred tax assets (liabilities): Deferred compensation plans $ 101 $ 115 Allowance for loan losses 1,122 855 Unrealized loss on securities available for sale - 1,118 Unrealized loss on equity securities 42 49 Restricted stock 48 31 Valuation allowance on foreclosed real estate - 174 Interest on nonaccrual loans 185 215 Other 21 39 Deferred tax assets 1,519 2,596 Unrealized gain on securities available for sale (601 ) - Depreciation (691 ) (491 ) Deferred loan fees and costs (247 ) (246 ) FHLB stock dividends (35 ) (36 ) Prepaid expenses (276 ) (232 ) Acquisition purchase accounting adjustments (419 ) (125 ) Other (8 ) (23 ) Deferred tax liabilities (2,277 ) (1,153 ) Net deferred tax asset (liability) $ (758 ) $ 1,443 The Tax Cuts and Jobs Act (“TCJA”) enacted on December 22, 2017 34% 21% December 31, 2017. 740, Income Taxes December 31, 2017. December 31, 2017, $290,000. No. 2018 02, December 31, 2017 $352,000. At December 31, 2019 2018, no not twelve not December 31, 2016 Retained earnings of the Bank at December 31, 2019 2018 $909,000 no December 31, 1987 $191,000 December 31, 2019 2018.

Note 13 - Employee Benefit Plan

Note 13 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	( 13 EMPLOYEE BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401 $574,000, $520,000 $478,000 December 31, 2019, 2018 2017, Employee Stock Ownership Plan: On December 31, 1998, 718 40, Employee Stock Ownership Plans 61,501 ten not not 2008 Compensation expense is recognized based on the average fair value of shares released for allocation to participant accounts during the year with a corresponding credit to stockholders’ equity. No December 31, 2019, 2018 2017 2008. At December 31, 2019 2018, 52,200 52,455

Note 14 - Deferred Compensation

Note 14 - Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Deferred Compensation Plans Disclosure [Text Block]	( 14 DEFERRED COMPENSATION PLANS The Bank has a deferred compensation plan whereby certain officers will be provided specific amounts of income for a period of fifteen 2022. December 2015, three ten 2026. may $259,000 $296,000 December 31, 2019 2018, $15,000, $17,000 $19,000 December 31, 2019, 2018 2017, The Bank also has a directors' deferred compensation plan whereby a director defers into a retirement account a portion of his/her monthly director fees for a specified period to provide a specified amount of income for a period of fifteen 2036. $148,000 $153,000 December 31, 2019 2018, $17,000, $18,000 $19,000 December 31, 2019, 2018 2017,

Note 15 - Stock-based Compensat

Note 15 - Stock-based Compensation Plan	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 15 STOCK-BASED COMPENSATION PLAN On May 20, 2009, 2009 “2009 May 20, 2019. 2009 2009 not 223,000 176,150 2009 On May 22, 2019, 2019 “2019 2019 2019 may not 176,150 2009 not 2019 no 2009 2009 At December 31, 2019, 176,150 2019 may may not ten may first not $100,000. may not 2019 may 2019 2019 The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of December 31, 2019, no On February 19, 2019, 9,750 2009 $52.09 $508,000. July 1, 2024, 20% July 1 July 1, 2020. February 20, 2018, 20,000 2009 $37.42 $748,000. July 1, 2023, 20% July 1 July 1, 2019. February 17, 2015, 19,500 2009 $24.50 $478,000. five December 31, 2019, 2018 2017 $288,000, $192,000 $89,000, December 31, 2019 Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 24,900 $ 34.10 Granted 9,750 52.09 Vested (6,900 ) 31.43 Forfeited - - Nonvested at end of year 27,750 $ 41.08 There were 6,900, 4,200 3,500 December 31, 2019, 2018 2017, December 31, 2019, 2018 2017 $353,000, $171,000 $109,000, December 31, 2019, $940,000. 3.8 On February 18, 2020, 14,250 $67.43 $961,000, five

Note 16 - Commitments and Conti

Note 16 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	( 16 COMMITMENTS AND CONTINGENCIES In the normal course of business, there are outstanding commitments, contingent liabilities and other financial instruments that are not The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. The following is a summary of the commitments at December 31, 2019 2018: (In thousands) 2019 2018 Loan commitments: Fixed rate $ 3,250 $ 4,946 Adjustable rate 10,996 930 Standby letters of credit 473 1,295 Unused lines of credit on credit cards 6,915 6,641 Undisbursed commercial and personal lines of credit 26,800 26,862 Undisbursed portion of construction loans in process 23,081 26,675 Undisbursed portion of home equity lines of credit 50,010 47,079 $ 121,525 $ 114,428 Commitments to extend credit are agreements to lend to a customer as long as there is no may not may Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third

Note 17 - Dividend Restriction

Note 17 - Dividend Restriction	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Dividend Restrictions [Text Block]	( 17 DIVIDEND RESTRICTION As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may The payment of dividends by the Bank is subject to banking regulations and applicable Indiana state law. The amount of dividends that the Bank may two may not December 31, 1998.

Note 18 - Regulatory Matters

Note 18 - Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 18 REGULATORY MATTERS The Bank is subject to various regulatory capital requirements administered by the banking regulators. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank and the consolidated financial statements. Under the regulatory capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines involving quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification under the prompt corrective action guidelines are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Tier 1 1 1 January 1, 2015, January 1, 2019. 0.0% 2015 2.5% 2019. 1.875% 2018 2.5% 2019. December 31, 2019 2018. As of December 31, 2019, 1 1 1 no The Bank’s actual capital amounts and ratios are presented in the following table. No Minimum Minimum for Capital to be Well Adequacy Purposes Capitalized under with Capital Prompt Corrective Actual Conservation Buffer: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019: Total capital (to risk weighted assets) $ 86,662 14.90 % $ 61,078 10.50 % $ 58,169 10.00 % Tier 1 capital (to risk weighted assets) $ 81,601 14.03 % $ 49,444 8.50 % $ 46,536 8.00 % Common equity Tier 1 capital (to risk weighted assets) $ 81,601 14.03 % $ 40,719 7.00 % $ 37,810 6.50 % Tier 1 capital (to average assets) $ 81,601 10.01 % $ 32,599 4.00 % $ 40,749 5.00 % As of December 31, 2018: Total capital (to risk weighted assets) $ 79,406 14.62 % $ 53,626 9.875 % $ 54,304 10.00 % Tier 1 capital (to risk weighted assets) $ 75,341 13.87 % $ 42,765 7.875 % $ 43,444 8.00 % Common equity Tier 1 capital (to risk weighted assets) $ 75,341 13.87 % $ 34,619 6.375 % $ 35,298 6.50 % Tier 1 capital (to average assets) $ 75,341 9.57 % $ 31,478 4.000 % $ 39,347 5.00 %

Note 19 - Fair Value Measuremen

Note 19 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 19 FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2019. no December 31, 2019. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2019: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 69,498 $ - $ 69,498 Agency CMO - 43,084 - 43,084 Agency notes and bonds - 64,556 - 64,556 Municipal obligations - 77,424 - 77,424 Total securities available for sale $ - $ 254,562 $ - $ 254,562 Equity securities $ 1,746 $ - $ - $ 1,746 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,910 $ 1,910 Land - - 115 115 Commercial real estate - - 353 353 Commercial business - - 249 249 Home equity and second mortgage - - 56 56 Other consumer - - 48 48 Total impaired loans $ - $ - $ 2,731 $ 2,731 Loans held for sale $ - $ 4,176 $ - $ 4,176 Foreclosed real estate: Residential real estate - - $ 170 $ 170 Total foreclosed real estate $ - $ - $ 170 $ 170 The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2018. no December 31, 2018. Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2018: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - $ 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142 Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At December 31, 2019 2018, may At December 31, 2019, 40% 66%, 47%. December 31, 2018, 20% 62%, 39%. The Company recognized provisions for loan losses of $22,000, $231,000 $39,000 December 31, 2019, 2018 2017, Loans Held for Sale 2 Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At December 31, 2019, 38%. December 31, 2018, 10% 79%, 51%. The Company recognized charges of $284,000, $419,000 $263,000 December 31, 2019, 2018 2017, Transfers between Categories no December 31, 2019 2018. no 3 December 31, 2019 2018. no 1 2 December 31, 2019 2018.

Note 20 - Disclosures About Fai

Note 20 - Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Fair Value Measurements and Financial Instruments Disclosure [Text Block]	( 20 DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy (see Note 19 December 31, 2019 2018: Fair Value Measurements Using (In thousands) Carrying Fair Level 1 Level 2 Level 3 December 31, 2019: Financial assets: Cash and cash equivalents $ 51,360 $ 51,360 $ 51,360 $ - $ - Interest-bearing time deposits 6,490 6,654 - 6,654 - Securities available for sale 254,562 254,562 - 254,562 Loans held for sale 4,176 4,243 - 4,243 - Loans, net 466,694 482,119 - - 482,119 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,076 3,076 - 3,076 - Equity securities (included in other assets) 1,746 1,746 1,746- - Financial liabilities: Deposits 722,177 721,729 - - 721,729 Accrued interest payable 210 210 - 210 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 261,841 Loans held for sale 2,849 2,900 -- 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 - The carrying amounts in the preceding table are included in the consolidated balance sheets under the applicable captions. The contractual or notional amounts of financial instruments with off-balance-sheet risk are disclosed in Note 16,

Note 21 - Revenue From Contract

Note 21 - Revenue From Contracts With Customers	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	( 21 REVENUE FROM CONTRACTS WITH CUSTOMERS Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 606 December 31, 2019, 2018 2017: (In thousands) 2019 2018 2017 Service charges on deposit accounts $ 2,088 $ 2,177 $ 2,098 ATM and debit card fees 2,812 2,564 2,329 Investment advisory income 504 386 416 Other 124 128 123 Revenue from contracts with customers 5,528 5,255 4,966 Net gains on loans and investments 1,076 528 1,439 Increase in cash value of life insurance 211 227 197 Other 111 158 96 Other noninterest income 1,398 913 1,732 Total noninterest income $ 6,926 $ 6,168 $ 6,698 Net (gain) loss on sales of foreclosed real estate $ (114 ) $ 23 $ (3 ) A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees Investment Advisory Income Other Income Gains and Losses on Sales of Foreclosed Real Estate

Note 22 - Qualified Affordable

Note 22 - Qualified Affordable Housing Project Investment	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Investment [Text Block]	( 22 QUALIFIED AFFORDABLE HOUSING PROJECT INVESTMENT On January 19, 2018, December 31, 2019 2018, $3.2 $3.6 December 31, 2019 2018 $1.9 $2.9 2029. The investment is accounted for using the proportional amortization method. During 2019 2018, $361,000 $329,000, 2019 2018, $497,000 $393,000,

Note 23 - Parent Company Conden

Note 23 - Parent Company Condensed Financial Information	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	( 23 PARENT COMPANY CONDENSED FINANCIAL INFORMATION Condensed financial information for the Company (parent company only) follows: Balance Sheets (In thousands) As of December 31, 2019 2018 Assets: Cash and cash equivalents $ 3,847 $ 2,845 Other assets 2,110 2,039 Investment in subsidiaries 92,879 80,960 $ 98,836 $ 85,844 Liabilities and Equity: Accrued expenses $ - $ - Stockholders' equity 98,836 85,844 $ 98,836 $ 85,844 Statements of Income (In thousands) Years Ended December 31, 2019 2018 2017 Dividend income from subsidiaries $ 4,450 $ 6,297 $ 4,175 Other income 59 16 4 Income (loss) on equity securities 32 (207 ) - Other operating expenses (714 ) (587 ) (383 ) Income before income taxes and equity in undistributed net income of subsidiaries 3,827 5,519 3,796 Income tax benefit 199 210 147 Income before equity in undistributed net income of subsidiaries 4,026 5,729 3,943 Equity in undistributed net income of subsidiaries 6,299 3,524 3,496 Net income $ 10,325 $ 9,253 $ 7,439 Statements of Cash Flows (In thousands) Years Ended December 31, 2019 2018 2017 Operating Activities: Net income $ 10,325 $ 9,253 $ 7,439 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (6,299 ) (3,524 ) (3,496 ) Stock compensation expense 288 192 88 Unrealized (gain) loss on equity securities (32 ) 207 - Net change in other assets and liabilities (40 ) (89 ) (20 ) Net cash provided by operating activities 4,242 6,039 4,011 Investing Activities: Purchase of equity investment - (1,922 ) - Net cash used in investing activities - (1,922 ) - Financing Activities: Purchase of treasury stock (2 ) (32 ) (16 ) Taxes paid on stock award shares for employees (42 ) (2 ) (2 ) Cash dividends paid (3,196 ) (3,088 ) (2,870 ) Net cash used in financing activities (3,240 ) (3,122 ) (2,888 ) Net increase in cash and cash equivalents 1,002 995 1,123 Cash and cash equivalents at beginning of year 2,845 1,850 727 Cash and cash equivalents at end of year $ 3,847 $ 2,845 $ 1,850

Note 24 - Supplemental Disclosu

Note 24 - Supplemental Disclosure of Cash Flow Information	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	( 24 SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Years Ended December 31, (In thousands) 2019 2018 2017 Cash payments for: Interest $ 1,900 $ 1,570 $ 1,466 Income taxes (net of refunds received) 1,367 1,611 3,010 Noncash investing activities: Transfers from loans to foreclosed real estate $ 311 $ 142 $ 555 Proceeds from sales of foreclosed real estate financed through loans - - 15

Note 25 - Supplemental Disclosu

Note 25 - Supplemental Disclosure for Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	( 25 SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. Earnings per share information is presented below for the years ended December 31, 2019, 2018 2017. (In thousands, except share and per share data) Years Ended December 31, 2019 2018 2017 Basic: Net income attributable to First Capital, Inc. $ 10,325 $ 9,253 $ 7,439 Shares: Weighted average common shares outstanding 3,332,869 3,328,422 3,325,032 Net income per common share attributable to First Capital, Inc., basic $ 3.10 $ 2.78 $ 2.24 Diluted: Net income attributable to First Capital, Inc. $ 10,325 $ 9,253 $ 7,439 Shares: Weighted average common shares outstanding 3,332,869 3,328,422 3,325,032 Add: Dilutive effect of restricted stock 11,203 6,972 4,531 Weighted average common shares outstanding, as adjusted 3,344,072 3,335,394 3,329,563 Net income per common share attributable to First Capital, Inc., diluted $ 3.09 $ 2.77 $ 2.23 Nonvested restricted stock shares are not No December 31, 2019, 2018 2017.

Note 26 - Selected Quarterly Fi

Note 26 - Selected Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Quarterly Financial Information [Text Block]	( 26 SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) First Second Third Fourth 2019 (In thousands, except per share data) Interest income $ 7,658 $ 8,219 $ 8,220 $ 7,957 Interest expense 456 491 503 510 Net interest income 7,202 7,728 7,717 7,447 Provision for loan losses 450 300 225 450 Net interest income after provision for loan losses 6,752 7,428 7,492 6,997 Noninterest income 1,505 1,768 1,833 1,820 Noninterest expenses 5,665 5,764 5,870 5,971 Income before income taxes 2,592 3,432 3,455 2,846 Income tax expense 442 568 537 440 Net income 2,150 2,864 2,918 2,406 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,147 $ 2,860 $ 2,915 $ 2,403 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.64 $ 0.86 $ 0.87 $ 0.72 Diluted $ 0.64 $ 0.86 $ 0.87 $ 0.72 2018 Interest income $ 6,764 $ 7,063 $ 7,433 $ 7,626 Interest expense 342 395 424 450 Net interest income 6,422 6,668 7,009 7,176 Provision for loan losses 197 316 455 200 Net interest income after provision for loan losses 6,225 6,352 6,554 6,976 Noninterest income 1,526 1,736 1,698 1,208 Noninterest expenses 5,254 5,697 5,195 5,469 Income before income taxes 2,497 2,391 3,057 2,715 Income tax expense 361 287 530 216 Net income 2,136 2,104 2,527 2,499 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,133 $ 2,100 $ 2,524 $ 2,496 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.64 $ 0.63 $ 0.76 $ 0.75 Diluted $ 0.64 $ 0.63 $ 0.76 $ 0.75 First Second Third Fourth 2017 (In thousands, except per share data) Interest income $ 6,343 $ 6,578 $ 6,728 $ 6,773 Interest expense 359 346 343 344 Net interest income 5,984 6,232 6,385 6,429 Provision for loan losses 211 256 150 298 Net interest income after provision for loan losses 5,773 5,976 6,235 6,131 Noninterest income 1,453 1,856 1,748 1,641 Noninterest expenses 5,155 4,803 5,046 5,254 Income before income taxes 2,071 3,029 2,937 2,518 Income tax expense 515 835 825 928 Net income 1,556 2,194 2,112 1,590 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,553 $ 2,190 $ 2,109 $ 1,587 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.46 $ 0.66 $ 0.63 $ 0.49 Diluted $ 0.46 $ 0.66 $ 0.63 $ 0.48

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no
Cash and Cash Equivalents, Policy [Policy Text Block]	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and the valuation of foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Company’s loan portfolio consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may
Investment, Policy [Policy Text Block]	Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Declines in the fair value of individual available for sale securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers ( 1 2 3 Equity Securities: FHLB Stock: may
Financing Receivable [Policy Text Block]	Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not not may not not may not A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. For such loans that are classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not 4 December 31, 2019 2018. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ personal cash flow and employment status. Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Construction loans primarily consist of loans secured by single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by local economic conditions which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Home equity and second There were no December 31, 2019 2018. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2019, no
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing 1 2 3 not Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not no no The Company sells financial assets in the normal course of business, the majority of which are related to residential mortgage loan sales through established programs and commercial loan sales through participation agreements. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses.
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property and property obtained via a deed in lieu of foreclosure that is currently held for sale. At the time of acquisition, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After acquisition, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in net loss on foreclosed real estate.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not not 1 2 3 Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not
Securities Borrowed and Loaned Policy [Policy Text Block]	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Share-based Payment Arrangement [Policy Text Block]	Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718
Advertising Cost [Policy Text Block]	Advertising Costs Advertising costs are charged to operations when incurred.
Income Tax, Policy [Policy Text Block]	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than- not 50 not 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss (“AOCI”) are included in the net gain (loss) on sale of available for sale securities line item in the consolidated statements of income.
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In February 2016, No. 2016 02, Leases (Topic 842 12 not December 15, 2018, July 2018, No. 2018 11, Leases (Topic 842 2018 11 January 1, 2019 not not In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, one 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, In March 2017, No. 2017 08, Receivables – Nonrefundable Fees and Other Costs (Subtopic 310 20 not December 15, 2018. January 1, 2019 not In August 2018, No. 2018 13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement no 1 2 3 3 December 15, 2019. not

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Marketable Securities [Table Text Block]	Gross Amortized Cost Gross Unrealized Gains December 31, 2019: Securities available for sale: Agency mortgage-backed securities $ 69,984 $ 90 $ 576 $ 69,498 Agency CMO 43,067 238 221 43,084 Other debt securities: Agency notes and bonds 64,162 473 79 64,556 Municipal obligations 74,606 2,843 25 77,424 Total securities available for sale $ 251,819 $ 3,644 $ 901 $ 254,562 December 31, 2018: Securities available for sale: Agency mortgage-backed securities $ 94,746 $ - $ 3,489 $ 91,257 Agency CMO 33,222 152 382 32,992 Other debt securities: Agency notes and bonds 75,461 59 1,016 74,504 Municipal obligations 63,008 651 571 63,088 Total securities available for sale $ 266,437 $ 862 $ 5,458 $ 261,841
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 21,972 $ 21,953 Due after one year through five years 50,908 51,476 Due after five years through ten years 29,551 30,750 Due after ten years 36,337 37,801 138,768 141,980 Mortgage-backed securities and CMO 113,051 112,582 $ 251,819 $ 254,562
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross Investment Fair Unrealized (Dollars in thousands) Positions Value Losses December 31, 2019: Continuous loss position less than twelve months: Agency mortgage-backed securities 5 $ 723 $ 2 Agency CMO 13 14,749 157 Agency notes and bonds 2 5,551 17 Municipal obligations 4 3,241 25 Total less than twelve months 24 24,264 201 Continuous loss position more than twelve months: Agency mortgage-backed securities 50 49,033 574 Agency CMO 15 7,113 64 Agency notes and bonds 10 37,706 62 Total more than twelve months 75 93,852 700 Total securities available for sale 99 $ 118,116 $ 901 Number of Gross Investment Fair Unrealized (Dollars in thousands) Positions Value Losses December 31, 2018: Continuous loss position less than twelve months: Agency mortgage-backed securities 1 $ 1,563 $ 13 Agency CMO 4 2,870 1 Agency notes and bonds 1 499 1 Municipal obligations 11 3,552 12 Total less than twelve months 17 8,484 27 Continuous loss position more than twelve months: Agency mortgage-backed securities 97 89,680 3,476 Agency CMO 24 12,168 381 Agency notes and bonds 22 67,927 1,015 Municipal obligations 49 25,316 559 Total more than twelve months 192 195,091 5,431 Total securities available for sale 209 $ 203,575 $ 5,458

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Loans at December 31, 2019 and 2018 consisted of the following: (In thousands) 2019 2018 Real estate mortgage loans: Residential $ 131,959 $ 136,445 Land 19,185 22,607 Residential construction 35,554 31,459 Commercial real estate 121,563 107,445 Commercial real estate construction 20,086 20,591 Commercial business loans 45,307 36,297 Consumer loans: Home equity and second mortgage loans 54,677 51,731 Automobile loans 46,443 42,124 Loans secured by deposits 1,372 1,399 Unsecured loans 3,653 3,638 Other consumer loans 13,700 10,169 Gross loans 493,499 463,905 Less undisbursed portion of loans in process (23,081 ) (26,675 ) Principal loan balance 470,418 437,230 Deferred loan origination fees and costs, net 1,137 1,095 Allowance for loan losses (5,061 ) (4,065 ) Loans, net $ 466,494 $ 434,260
Schedule of Related Party Transactions [Table Text Block]	(In thousands) 2019 2018 Beginning balance $ 7,867 $ 7,639 Adjustments due to officer and director changes - (205 ) New loans 5,271 1,971 Payments (3,618 ) (1,538 ) Ending balance $ 9,520 $ 7,867
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions 251 - 126 222 132 77 617 1,425 Charge-offs (194 ) - - - - (24 ) (548 ) (766 ) Recoveries 117 1 - - 4 19 196 337 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ - $ - $ 16 Collectively evaluated for impairment 839 163 350 1,623 595 515 948 5,033 Acquired with deteriorated credit quality 12 - - - - - - 12 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Recorded Investment in Loans: Individually evaluated for impairment $ 1,926 $ 115 $ - $ 353 $ 249 $ 56 $ 48 $ 2,747 Collectively evaluated for impairment 130,328 19,199 32,644 121,421 45,200 55,932 65,392 470,116 Acquired with deteriorated credit quality 285 - - 39 - - - 324 Ending balance $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634 Provisions 723 29 (21 ) (296 ) 218 (278 ) 793 1,168 Charge-offs (258 ) - - - (51 ) (21 ) (697 ) (1,027 ) Recoveries 9 - - 75 1 32 173 290 Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3 $ - $ - $ 44 $ 1 $ - $ - $ 48 Collectively evaluated for impairment 690 162 224 1,357 458 443 683 4,017 Acquired with deteriorated credit quality - - - - - - - - Ending balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Recorded Investment in Loans: Individually evaluated for impairment $ 2,184 $ 152 $ 521 $ 466 $ 427 $ 35 $ - $ 3,785 Collectively evaluated for impairment 134,553 22,592 24,921 107,158 35,990 52,968 57,558 435,740 Acquired with deteriorated credit quality 282 - - 48 - - - 330 Ending balance $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855 Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 380 $ 56 $ 80 $ 1,670 $ 198 $ 683 $ 319 $ 3,386 Provisions (120 ) 77 165 (124 ) 226 28 663 915 Charge-offs (74 ) - - (3 ) (140 ) (6 ) (713 ) (936 ) Recoveries 33 - - 79 7 5 145 269 Ending balance $ 219 $ 133 $ 245 $ 1,622 $ 291 $ 710 $ 414 $ 3,634
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 1,737 $ 1,986 $ - $ 1,973 $ 17 Land 115 117 - 147 - Construction - - - 209 - Commercial real estate 353 352 1 446 33 Commercial business 249 257 - 330 11 Home equity and second mortgage 56 56 - 29 1 Other consumer 48 50 - 20 - $ 2,558 $ 2,818 $ - $ 3,154 $ 62 Loans with an allowance recorded: Residential real estate $ 189 $ 211 $ 16 $ 87 $ - Land - - - - - Construction - - - - - Commercial real estate - - - 81 - Commercial business - - - 58 - Home equity and second mortgage - - - 13 - Other consumer - - - - - $ 189 $ 211 $ 16 $ 239 $ - Total: Residential real estate $ 1,926 $ 2,197 $ 16 $ 2,060 $ 17 Land 115 117 - 147 - Construction - - - 209 - Commercial real estate 353 352 - 527 33 Commercial business 249 257 - 388 11 Home equity and second mortgage 56 56 - 42 1 Other consumer 48 50 - 20 - $ 2,747 $ 3,029 $ 16 $ 3,393 $ 62 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 2,170 $ 2,409 $ - $ 2,335 $ 23 Land 152 153 - 135 - Construction 521 521 - 104 - Commercial real estate 255 260 - 325 16 Commercial business 400 451 - 237 14 Home equity and second mortgage 35 44 - 57 1 Other consumer - - - 5 1 $ 3,533 $ 3,838 $ - $ 3,198 $ 55 Loans with an allowance recorded: Residential real estate $ 14 $ 15 $ 3 $ 203 $ - Land - - - - - Construction - - - - - Commercial real estate 211 213 44 42 - Commercial business 27 30 1 38 - Home equity and second mortgage - - - 5 - Other consumer - - -- - $ 252 $ 258 $ 48 $ 288 $ - Total: Residential real estate $ 2,184 $ 2,424 $ 3 $ 2,538 $ 23 Land 152 153 - 135 - Construction 521 521 - 104 - Commercial real estate 466 473 44 367 16 Commercial business 427 481 1 275 14 Home equity and second mortgage 35 44 - 62 1 Other consumer - - - 5 1 $ 3,785 $ 4,096 $ 48 $ 3,486 $ 55 Average Interest Recorded Income Investment Recognized (In thousands) Loans with no related allowance recorded: Residential real estate $ 2,437 $ 28 Land - 2 Construction - - Commercial real estate 686 16 Commercial business 57 1 Home equity and second mortgage 194 1 Other consumer 4 - $ 3,378 $ 48 Loans with an allowance recorded: Residential real estate $ 140 $ - Land - - Construction - - Commercial real estate - - Commercial business 40 - Home equity and second mortgage 20 - Other consumer 14 - $ 214 $ - Total: Residential real estate $ 2,577 $ 28 Land - 2 Construction - - Commercial real estate 686 16 Commercial business 97 1 Home equity and second mortgage 214 1 Other consumer 18 - $ 3,592 $ 48
Financing Receivable, Nonaccrual [Table Text Block]	December 31, 2019 December 31, 2018 Nonaccrual Loans Loans 90+ Days Past Due Still Accruing Total Nonperforming Loans Nonaccrual Loans Loans 90+ Days Past Due Still Accruing Total Nonperforming Loans (In thousands) Residential real estate $ 1,544 $ 13 $ 1,557 $ 1,769 $ - $ 1,769 Land 115 - 115 152 - 152 Construction - - - 521 - 521 Commercial real estate - - - 371 - 371 Commercial business 58 - 58 207 - 207 Home equity and second mortgage - - - 35 - 35 Other consumer 48 - 48 - 2 2 Total $ 1,765 $ 13 $ 1,778 $ 3,055 $ 2 $ 3,057
Financing Receivable, Past Due [Table Text Block]	30-59 Days Past Due 60-89 Days Past Due Over 90 Days Past Due Total Past Due Current Purchased Credit Impaired Loans Total Loans (In thousands) Residential real estate $ 2,572 $ 824 $ 1,010 $ 4,406 $ 127,848 $ 285 $ 132,539 Land 185 101 80 366 18,948 - 19,314 Construction - - - - 32,644 - 32,644 Commercial real estate - 146 - 146 121,628 39 121,813 Commercial business 61 - 58 119 45,330 - 45,449 Home equity and second mortgage 395 256 - 651 55,337 - 55,988 Other consumer 504 66 - 570 64,870 - 65,440 Total $ 3,717 $ 1,393 $ 1,148 $ 6,258 $ 466,605 $ 324 $ 473,187 30-59 Days Past Due 60-89 Days Past Due Over 90 Days Past Due Total Past Due Current Purchased Credit Impaired Loans Total Loans (In thousands) Residential real estate $ 2,617 $ 926 $ 1,189 $ 4,732 $ 132,005 $ 282 $ 137,019 Land 247 39 152 438 22,306 - 22,744 Construction - - - - 25,442 - 25,442 Commercial real estate 450 - - 450 107,174 48 107,672 Commercial business 377 - 145 522 35,895 - 36,417 Home equity and second mortgage 191 - 35 226 52,777 - 53,003 Other consumer 491 50 2 543 57,015 - 57,558 Total $ 4,373 $ 1,015 $ 1,523 $ 6,911 $ 432,614 $ 330 $ 439,855
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) December 31, 2019: Pass $ 129,613 $ 18,805 $ 32,394 $ 119,469 $ 44,879 $ 55,569 $ 65,320 $ 466,049 Special mention 46 327 250 1,136 378 - 72 2,209 Substandard 1,336 67 - 1,208 134 419 - 3,164 Doubtful/Nonaccrual 1,544 115 - - 58 - 48 1,765 Loss - - - - - - - - Total $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 December 31, 2018: Pass $ 133,878 $ 22,458 $ 24,921 $ 104,843 $ 35,162 $ 52,859 $ 57,529 $ 431,650 Special mention 133 65 - 1,520 763 - 29 2,510 Substandard 1,168 69 - 938 285 109 - 2,569 Doubtful/Nonaccrual 1,840 152 521 371 207 35 - 3,126 Loss - - - - - - - - Total $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block]	December 31, 2019 December 31, 2018 Accruing Nonaccrual Total Related Allowance for Loan Losses Accruing Nonaccrual Total Related Allowance for Loan Losses (In thousands) Residential real estate $ 367 $ 66 $ 433 $ - $ 295 $ 302 $ 597 $ - Commercial real estate 553 - 553 - 190 371 561 44 Commercial business 191 - 191 - 218 - 218 - Home equity and second mortgage 55 - 55 - - - - - Total $ 1,166 $ 66 $ 1,232 $ - $ 703 $ 673 $ 1,376 $ 44
Schedule of Purchased Credit Impaired Loans [Table Text Block]	(In thousands) 2019 2018 Residential real estate $ 285 $ 282 Commercial real estate 39 48 Carrying amount 324 330 Allowance for loan losses 12 - $ 312 $ 330
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	(In thousands) 2019 2018 2017 Beginning balance $ 423 $ 470 $ 252 New loans acquired - - - Accretion to income (46 ) (54 ) (55 ) Disposals and other adjustments - (32 ) (21 ) Reclassification from nonaccretable difference 26 42 294 Ending balance $ 403 $ 423 $ 470
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Real Estate Land Construction Commercial Real Estate Commercial Business Home Equity and Second Mortgage Other Consumer Total (In thousands) December 31, 2019: Principal loan balance $ 131,959 $ 19,185 $ 32,559 $ 121,563 $ 45,307 $ 54,677 $ 65,168 $ 470,418 Accrued interest receivable 462 114 86 312 142 244 272 1,632 Net deferred loan origination fees and costs 118 15 (1 ) (62 ) - 1,067 - 1,137 Recorded investment in loans $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 December 31, 2018: Principal loan balance $ 136,445 $ 22,607 $ 25,375 $ 107,445 $ 36,297 $ 51,731 $ 57,330 $ 437,230 Accrued interest receivable 475 119 76 265 120 247 228 1,530 Net deferred loan origination fees and costs 99 18 (9 ) (38 ) - 1,025 - 1,095 Recorded investment in loans $ 137,019 $ 22,744 $ 25,442 $ 107,672 $ 36,417 $ 53,003 $ 57,558 $ 439,855

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Property, Plant and Equipment [Table Text Block]	(In thousands) 2019 2018 Land and land improvements $ 5,297 $ 5,297 Leasehold improvements 134 134 Office buildings 16,124 14,028 Furniture, fixtures and equipment 6,689 6,135 28,244 25,594 Less accumulated depreciation 11,830 11,230 Totals $ 16,414 $ 14,364

Note 6 - Foreclosed Real Esta_2

Note 6 - Foreclosed Real Estate (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Foreclosed Real Estate Activity [Table Text Block]	(In thousands) 2019 2018 2017 Beginning balance $ 3,142 $ 3,971 $ 4,674 Transfers from loans to foreclosed real estate 311 142 555 Direct write-downs (284 ) (419 ) (263 ) Sales (3,002 ) (558 ) (1,023 ) Capitalized expenses and other adjustments 3 6 28 Ending balance $ 170 $ 3,142 $ 3,971
Net Loss on Foreclosed Real Estate [Table Text Block]	(In thousands) 2019 2018 2017 Net (gain) loss on sales $ (114 ) $ 23 $ (3 ) Direct write-downs 284 419 263 Operating expenses, net of income 129 34 56 $ 299 $ 476 $ 316

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangibles (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	(In thousands) 2019 2018 Core deposit intangible acquired in Peoples acquisition $ 1,418 $ 1,418 Less accumulated amortization 599 452 $ 819 $ 966
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Years ending December 31: (In thousands) 2020 $ 147 2021 147 2022 147 2023 147 2024 147 2025 and thereafter 84 Total $ 819

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Time Deposit Contractual Maturities [Table Text Block]	Year ending December 31: (In thousands) 2020 $ 33,861 2021 17,117 2022 6,747 2023 6,009 2024 5,122 Total $ 68,856

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(In thousands) 2019 2018 2017 Current $ 1,505 $ 1,789 $ 2,755 Deferred 482 (395 ) 348 Totals $ 1,987 $ 1,394 $ 3,103
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(In thousands) 2019 2018 2017 Provision at federal statutory tax rate $ 2,588 $ 2,239 $ 3,589 State income tax-net of federal tax benefit 121 100 91 Revaluation of net deferred tax asset due to change in federal income tax rate - - 290 Tax-exempt interest income (379 ) (328 ) (507 ) Bank-owned life insurance income (44 ) (67 ) (73 ) Captive insurance net premiums (209 ) (195 ) (290 ) Investment in tax credit entities (114 ) (272 ) - Other 24 (83 ) 3 Totals $ 1,987 $ 1,394 $ 3,103 Effective tax rate 16.1 % 13.1 % 29.4 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(In thousands) 2019 2018 Deferred tax assets (liabilities): Deferred compensation plans $ 101 $ 115 Allowance for loan losses 1,122 855 Unrealized loss on securities available for sale - 1,118 Unrealized loss on equity securities 42 49 Restricted stock 48 31 Valuation allowance on foreclosed real estate - 174 Interest on nonaccrual loans 185 215 Other 21 39 Deferred tax assets 1,519 2,596 Unrealized gain on securities available for sale (601 ) - Depreciation (691 ) (491 ) Deferred loan fees and costs (247 ) (246 ) FHLB stock dividends (35 ) (36 ) Prepaid expenses (276 ) (232 ) Acquisition purchase accounting adjustments (419 ) (125 ) Other (8 ) (23 ) Deferred tax liabilities (2,277 ) (1,153 ) Net deferred tax asset (liability) $ (758 ) $ 1,443

Note 15 - Stock-based Compens_2

Note 15 - Stock-based Compensation Plan (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 24,900 $ 34.10 Granted 9,750 52.09 Vested (6,900 ) 31.43 Forfeited - - Nonvested at end of year 27,750 $ 41.08

Note 16 - Commitments and Con_2

Note 16 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Commitments to Extend Credit [Table Text Block]	(In thousands) 2019 2018 Loan commitments: Fixed rate $ 3,250 $ 4,946 Adjustable rate 10,996 930 Standby letters of credit 473 1,295 Unused lines of credit on credit cards 6,915 6,641 Undisbursed commercial and personal lines of credit 26,800 26,862 Undisbursed portion of construction loans in process 23,081 26,675 Undisbursed portion of home equity lines of credit 50,010 47,079 $ 121,525 $ 114,428

Note 18 - Regulatory Matters (T

Note 18 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Minimum for Capital to be Well Adequacy Purposes Capitalized under with Capital Prompt Corrective Actual Conservation Buffer: Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019: Total capital (to risk weighted assets) $ 86,662 14.90 % $ 61,078 10.50 % $ 58,169 10.00 % Tier 1 capital (to risk weighted assets) $ 81,601 14.03 % $ 49,444 8.50 % $ 46,536 8.00 % Common equity Tier 1 capital (to risk weighted assets) $ 81,601 14.03 % $ 40,719 7.00 % $ 37,810 6.50 % Tier 1 capital (to average assets) $ 81,601 10.01 % $ 32,599 4.00 % $ 40,749 5.00 % As of December 31, 2018: Total capital (to risk weighted assets) $ 79,406 14.62 % $ 53,626 9.875 % $ 54,304 10.00 % Tier 1 capital (to risk weighted assets) $ 75,341 13.87 % $ 42,765 7.875 % $ 43,444 8.00 % Common equity Tier 1 capital (to risk weighted assets) $ 75,341 13.87 % $ 34,619 6.375 % $ 35,298 6.50 % Tier 1 capital (to average assets) $ 75,341 9.57 % $ 31,478 4.000 % $ 39,347 5.00 %

Note 19 - Fair Value Measurem_2

Note 19 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2019: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 69,498 $ - $ 69,498 Agency CMO - 43,084 - 43,084 Agency notes and bonds - 64,556 - 64,556 Municipal obligations - 77,424 - 77,424 Total securities available for sale $ - $ 254,562 $ - $ 254,562 Equity securities $ 1,746 $ - $ - $ 1,746 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,910 $ 1,910 Land - - 115 115 Commercial real estate - - 353 353 Commercial business - - 249 249 Home equity and second mortgage - - 56 56 Other consumer - - 48 48 Total impaired loans $ - $ - $ 2,731 $ 2,731 Loans held for sale $ - $ 4,176 $ - $ 4,176 Foreclosed real estate: Residential real estate - - $ 170 $ 170 Total foreclosed real estate $ - $ - $ 170 $ 170 Carrying Value Level 1 Level 2 Level 3 Total (In thousands) December 31, 2018: Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 91,257 $ - $ 91,257 Agency CMO - 32,992 - 32,992 Agency notes and bonds - 74,504 - 74,504 Municipal obligations - 63,088 - 63,088 Total securities available for sale $ - $ 261,841 $ - $ 261,841 Equity securities $ 1,715 $ - $ - $ 1,715 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 2,181 $ 2,181 Land - - 152 152 Construction - - 521 521 Commercial real estate - - 422 422 Commercial business - - 426 426 Home equity and second mortgage - - 35 35 Total impaired loans $ - $ - $ 3,737 $ 3,737 Loans held for sale $ - $ 2,849 $ - $ 2,849 Foreclosed real estate: Residential real estate $ - $ - $ 33 $ 33 Commercial real estate - - 3,109 3,109 Total foreclosed real estate $ - $ - $ 3,142 $ 3,142

Note 20 - Disclosures About F_2

Note 20 - Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements Using (In thousands) Carrying Fair Level 1 Level 2 Level 3 December 31, 2019: Financial assets: Cash and cash equivalents $ 51,360 $ 51,360 $ 51,360 $ - $ - Interest-bearing time deposits 6,490 6,654 - 6,654 - Securities available for sale 254,562 254,562 - 254,562 Loans held for sale 4,176 4,243 - 4,243 - Loans, net 466,694 482,119 - - 482,119 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,076 3,076 - 3,076 - Equity securities (included in other assets) 1,746 1,746 1,746- - Financial liabilities: Deposits 722,177 721,729 - - 721,729 Accrued interest payable 210 210 - 210 - December 31, 2018: Financial assets: Cash and cash equivalents $ 41,112 $ 41,112 $ 41,112 $ - $ - Interest-bearing time deposits 7,710 7,650 - 7,650 - Securities available for sale 261,841 261,841 261,841 Loans held for sale 2,849 2,900 -- 2,900 - Loans, net 434,260 427,200 - - 427,200 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,828 2,828 - 2,828 - Equity securities (included in other assets) 1,715 1,715 1,715 - - Financial liabilities: Deposits 701,646 699,864 - - 699,864 Accrued interest payable 150 150 - 150 -

Note 21 - Revenue From Contra_2

Note 21 - Revenue From Contracts With Customers (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Disaggregation of Revenue [Table Text Block]	(In thousands) 2019 2018 2017 Service charges on deposit accounts $ 2,088 $ 2,177 $ 2,098 ATM and debit card fees 2,812 2,564 2,329 Investment advisory income 504 386 416 Other 124 128 123 Revenue from contracts with customers 5,528 5,255 4,966 Net gains on loans and investments 1,076 528 1,439 Increase in cash value of life insurance 211 227 197 Other 111 158 96 Other noninterest income 1,398 913 1,732 Total noninterest income $ 6,926 $ 6,168 $ 6,698 Net (gain) loss on sales of foreclosed real estate $ (114 ) $ 23 $ (3 )

Note 23 - Parent Company Cond_2

Note 23 - Parent Company Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Condensed Financial Information of Parent Company Only, Statements of Financial Condition [Table Text Block]	As of December 31, 2019 2018 Assets: Cash and cash equivalents $ 3,847 $ 2,845 Other assets 2,110 2,039 Investment in subsidiaries 92,879 80,960 $ 98,836 $ 85,844 Liabilities and Equity: Accrued expenses $ - $ - Stockholders' equity 98,836 85,844 $ 98,836 $ 85,844
Condensed Financial Information of Parent Company Only, Statement of Income [Table Text Block]	Years Ended December 31, 2019 2018 2017 Dividend income from subsidiaries $ 4,450 $ 6,297 $ 4,175 Other income 59 16 4 Income (loss) on equity securities 32 (207 ) - Other operating expenses (714 ) (587 ) (383 ) Income before income taxes and equity in undistributed net income of subsidiaries 3,827 5,519 3,796 Income tax benefit 199 210 147 Income before equity in undistributed net income of subsidiaries 4,026 5,729 3,943 Equity in undistributed net income of subsidiaries 6,299 3,524 3,496 Net income $ 10,325 $ 9,253 $ 7,439
Condensed Financial Information of Parent Company Only, Statements of Cash Flows [Table Text Block]	Years Ended December 31, 2019 2018 2017 Operating Activities: Net income $ 10,325 $ 9,253 $ 7,439 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (6,299 ) (3,524 ) (3,496 ) Stock compensation expense 288 192 88 Unrealized (gain) loss on equity securities (32 ) 207 - Net change in other assets and liabilities (40 ) (89 ) (20 ) Net cash provided by operating activities 4,242 6,039 4,011 Investing Activities: Purchase of equity investment - (1,922 ) - Net cash used in investing activities - (1,922 ) - Financing Activities: Purchase of treasury stock (2 ) (32 ) (16 ) Taxes paid on stock award shares for employees (42 ) (2 ) (2 ) Cash dividends paid (3,196 ) (3,088 ) (2,870 ) Net cash used in financing activities (3,240 ) (3,122 ) (2,888 ) Net increase in cash and cash equivalents 1,002 995 1,123 Cash and cash equivalents at beginning of year 2,845 1,850 727 Cash and cash equivalents at end of year $ 3,847 $ 2,845 $ 1,850

Note 24 - Supplemental Disclo_2

Note 24 - Supplemental Disclosure of Cash Flow Information (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Years Ended December 31, (In thousands) 2019 2018 2017 Cash payments for: Interest $ 1,900 $ 1,570 $ 1,466 Income taxes (net of refunds received) 1,367 1,611 3,010 Noncash investing activities: Transfers from loans to foreclosed real estate $ 311 $ 142 $ 555 Proceeds from sales of foreclosed real estate financed through loans - - 15

Note 25 - Supplemental Disclo_2

Note 25 - Supplemental Disclosure for Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(In thousands, except share and per share data) Years Ended December 31, 2019 2018 2017 Basic: Net income attributable to First Capital, Inc. $ 10,325 $ 9,253 $ 7,439 Shares: Weighted average common shares outstanding 3,332,869 3,328,422 3,325,032 Net income per common share attributable to First Capital, Inc., basic $ 3.10 $ 2.78 $ 2.24 Diluted: Net income attributable to First Capital, Inc. $ 10,325 $ 9,253 $ 7,439 Shares: Weighted average common shares outstanding 3,332,869 3,328,422 3,325,032 Add: Dilutive effect of restricted stock 11,203 6,972 4,531 Weighted average common shares outstanding, as adjusted 3,344,072 3,335,394 3,329,563 Net income per common share attributable to First Capital, Inc., diluted $ 3.09 $ 2.77 $ 2.23

Note 26 - Selected Quarterly _2

Note 26 - Selected Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Quarterly Financial Information [Table Text Block]	First Second Third Fourth 2019 (In thousands, except per share data) Interest income $ 7,658 $ 8,219 $ 8,220 $ 7,957 Interest expense 456 491 503 510 Net interest income 7,202 7,728 7,717 7,447 Provision for loan losses 450 300 225 450 Net interest income after provision for loan losses 6,752 7,428 7,492 6,997 Noninterest income 1,505 1,768 1,833 1,820 Noninterest expenses 5,665 5,764 5,870 5,971 Income before income taxes 2,592 3,432 3,455 2,846 Income tax expense 442 568 537 440 Net income 2,150 2,864 2,918 2,406 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,147 $ 2,860 $ 2,915 $ 2,403 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.64 $ 0.86 $ 0.87 $ 0.72 Diluted $ 0.64 $ 0.86 $ 0.87 $ 0.72 2018 Interest income $ 6,764 $ 7,063 $ 7,433 $ 7,626 Interest expense 342 395 424 450 Net interest income 6,422 6,668 7,009 7,176 Provision for loan losses 197 316 455 200 Net interest income after provision for loan losses 6,225 6,352 6,554 6,976 Noninterest income 1,526 1,736 1,698 1,208 Noninterest expenses 5,254 5,697 5,195 5,469 Income before income taxes 2,497 2,391 3,057 2,715 Income tax expense 361 287 530 216 Net income 2,136 2,104 2,527 2,499 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,133 $ 2,100 $ 2,524 $ 2,496 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.64 $ 0.63 $ 0.76 $ 0.75 Diluted $ 0.64 $ 0.63 $ 0.76 $ 0.75 First Second Third Fourth 2017 (In thousands, except per share data) Interest income $ 6,343 $ 6,578 $ 6,728 $ 6,773 Interest expense 359 346 343 344 Net interest income 5,984 6,232 6,385 6,429 Provision for loan losses 211 256 150 298 Net interest income after provision for loan losses 5,773 5,976 6,235 6,131 Noninterest income 1,453 1,856 1,748 1,641 Noninterest expenses 5,155 4,803 5,046 5,254 Income before income taxes 2,071 3,029 2,937 2,518 Income tax expense 515 835 825 928 Net income 1,556 2,194 2,112 1,590 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 1,553 $ 2,190 $ 2,109 $ 1,587 Earnings per common share attributable to First Capital, Inc.: Basic $ 0.46 $ 0.66 $ 0.63 $ 0.49 Diluted $ 0.46 $ 0.66 $ 0.63 $ 0.48

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)
Loan Payments Delinquency Period Beyond Which Loan is Considered Past Due	90 days
Nonaccrual Loans Performance Period	180 days
Collateral Dependent Loans, Value of Significant Properties	$ 200,000
Bank Overdrafts [Member]
Financing Receivable, Threshold Period Past Due, Writeoff	45 days
Consumer Portfolio Segment [Member]
Financing Receivable, Threshold Period Past Due, Writeoff	90 days
Maximum [Member]
Maturity of Time Deposits	90 days

Note 2 - Restriction on Cash _2

Note 2 - Restriction on Cash and Due From Banks (Details Textual) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Restricted Cash and Cash Equivalents, Total	$ 1.9	$ 1.8	$ 1.7

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual)	1 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)shares	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Available-for-sale Securities Pledged as Collateral, Amortized Cost		$ 53,400,000
Number of Holdings of Securities with an Aggregate Book Value Greater than 10% of Stockholders' Equity		0	0
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		0.80%
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		$ 0
Debt Securities, Available-for-sale, Realized Gain		22,000	$ 218,000	$ 61,000
Debt Securities, Available-for-sale, Realized Loss		156,000	313,000	7,000
Debt Securities, Time Deposits, Realized Loss		13,000
Investment, Number of Shares Acquired | shares	90,000
Investment Ownership Percentage	5.00%
Payments to Acquire Other Investments	$ 1,900,000		1,922,000
Equity Securities, FV-NI, Unrealized Gain		32,000
Equity Securities, FV-NI, Unrealized Loss			207,000
Equity Securities, FV-NI		1,700,000	$ 1,700,000
Securities Available for Sale [Member]
Debt Securities, Available-for-sale, Restricted		$ 53,300,000

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Securities available for sale, amortized cost	$ 251,819	$ 266,437
Securities available for sale, gross unrealized gains	3,644	862
Securities available for sale, gross unrealized losses	901	5,458
Securities available for sale, fair value	254,562	261,841
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	69,984	94,746
Securities available for sale, gross unrealized gains	90
Securities available for sale, gross unrealized losses	576	3,489
Securities available for sale, fair value	69,498	91,257
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	43,067	33,222
Securities available for sale, gross unrealized gains	238	152
Securities available for sale, gross unrealized losses	221	382
Securities available for sale, fair value	43,084	32,992
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	64,162	75,461
Securities available for sale, gross unrealized gains	473	59
Securities available for sale, gross unrealized losses	79	1,016
Securities available for sale, fair value	64,556	74,504
Municipal Notes [Member]
Securities available for sale, amortized cost	74,606	63,008
Securities available for sale, gross unrealized gains	2,843	651
Securities available for sale, gross unrealized losses	25	571
Securities available for sale, fair value	$ 77,424	$ 63,088

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Securities available for sale, amortized cost, due in one year or less	$ 21,972
Securities available for sale, fair value, due in one year or less	21,953
Securities available for sale, amortized cost, due after one year through five years	50,908
Securities available for sale, fair value, due after one year through five years	51,476
Securities available for sale, amortized cost, due after five years through ten years	29,551
Securities available for sale, fair value, due after five years through ten years	30,750
Securities available for sale, amortized cost, due after ten years	36,337
Securities available for sale, fair value, due after ten years	37,801
Securities available for sale, amortized cost, single maturity	138,768
Securities available for sale, fair value, single maturity	141,980
Securities available for sale, amortized cost, mortgage-backed securities and CMO	113,051
Securities available for sale, fair value, mortgage-backed securities and CMO	112,582
Securities available for sale, fair value	254,562	$ 261,841
Debt Securities [Member]
Securities available for sale, amortized cost	251,819
Securities available for sale, fair value	$ 254,562

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Number of investment positions - less than twelve months	24	17
Gross unrealized losses - less than twelve months	$ 24,264	$ 8,484
Fair value - less than twelve months	$ 201	$ 27
Number of investment positions - more than twelve months	75	192
Gross unrealized losses - more than twelve months	$ 93,852	$ 195,091
Fair value - more than twelve months	$ 700	$ 5,431
Number of investment positions	99	209
Gross unrealized losses	$ 118,116	$ 203,575
Fair value	$ 901	$ 5,458
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months	5	1
Gross unrealized losses - less than twelve months	$ 723	$ 1,563
Fair value - less than twelve months	$ 2	$ 13
Number of investment positions - more than twelve months	50	97
Gross unrealized losses - more than twelve months	$ 49,033	$ 89,680
Fair value - more than twelve months	$ 574	$ 3,476
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	13	4
Gross unrealized losses - less than twelve months	$ 14,749	$ 2,870
Fair value - less than twelve months	$ 157	$ 1
Number of investment positions - more than twelve months	15	24
Gross unrealized losses - more than twelve months	$ 7,113	$ 12,168
Fair value - more than twelve months	$ 64	$ 381
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	2	1
Gross unrealized losses - less than twelve months	$ 5,551	$ 499
Fair value - less than twelve months	$ 17	$ 1
Number of investment positions - more than twelve months	10	22
Gross unrealized losses - more than twelve months	$ 37,706	$ 67,927
Fair value - more than twelve months	$ 62	$ 1,015
US States and Political Subdivisions Debt Securities [Member]
Number of investment positions - less than twelve months	4	11
Gross unrealized losses - less than twelve months	$ 3,241	$ 3,552
Fair value - less than twelve months	$ 25	$ 12
Number of investment positions - more than twelve months		49
Gross unrealized losses - more than twelve months		$ 25,316
Fair value - more than twelve months		$ 559

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Loan Losses (Details Textual)	9 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total		$ 1,137,000	$ 1,095,000
Loans and Leases Receivable, Gross, Total		473,187,000	439,855,000
Off-balance-sheet Commitments to Related Parties		7,500,000	2,600,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total			0	$ 0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend		0	0
Troubled Debt Restructuring, Principal Charge-offs		$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total		$ 466,000	$ 519,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses		12,000	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses, Decreases	$ 2,000	12,000		$ 2,000
Classified Loans [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total		386,000	333,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total		3,800,000	3,100,000
Residential Mortgage Segment [Member]
Loans and Leases Receivable, Gross, Total		2,300,000	2,700,000
Amount of Loans Serviced for Others		$ 0	$ 111,000
Financing Receivable, Modifications, Number of Contracts		2	1	1
Financing Receivable, Troubled Debt Restructuring		$ 225,000	$ 241,000	$ 65,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1	1
Financing Receivable, Troubled Debt Restructuring		$ 154,000	$ 94,000
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1
Financing Receivable, Troubled Debt Restructuring		$ 56,000
Commercial Portfolio Segment [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total
Loans and Leases Receivable, Gross, Total		45,449,000	$ 36,417,000
Financing Receivable, Modifications, Number of Contracts			2
Financing Receivable, Troubled Debt Restructuring			$ 234,000
Peoples Bancorp, Inc [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total		$ 67,000	$ 70,000

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Loans	$ 493,499	$ 463,905
Less undisbursed portion of loans in process	(23,081)	(26,675)
Principal loan balance	470,418	437,230
Deferred loan origination fees and costs, net	1,137	1,095
Allowance for loan losses	(5,061)	(4,065)	$ (3,634)	$ (3,386)
Loans, net	466,494	434,260
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	131,959	136,445
Allowance for loan losses	(867)	(693)	(219)	(380)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,185	22,607
Principal loan balance	19,185	22,607
Deferred loan origination fees and costs, net	15	18
Allowance for loan losses	(163)	(162)	(133)	(56)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	35,554	31,459
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	121,563	107,445
Principal loan balance	121,563	107,445
Deferred loan origination fees and costs, net	(62)	(38)
Allowance for loan losses	(1,623)	(1,401)	(1,622)	(1,670)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	20,086	20,591
Commercial Portfolio Segment [Member]
Loans	45,307	36,297
Principal loan balance	45,307	36,297
Deferred loan origination fees and costs, net
Allowance for loan losses	(595)	(459)	(291)	(198)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	54,677	51,731
Principal loan balance	54,677	51,731
Deferred loan origination fees and costs, net	1,067	1,025
Allowance for loan losses	(515)	(443)	(710)	(683)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	46,443	42,124
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	1,372	1,399
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	3,653	3,638
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	13,700	10,169
Principal loan balance	65,168	57,330
Deferred loan origination fees and costs, net
Allowance for loan losses			$ (414)	$ (319)

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Loan Losses - Related Party Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Beginning balance	$ 7,867	$ 7,639
Adjustments due to officer and director changes		(205)
New loans	5,271	1,971
Payments	(3,618)	(1,538)
Ending balance	$ 9,520	$ 7,867

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Principal loan balance	$ 470,418	$ 437,230
Accrued interest receivable	1,632	1,530
Net deferred loan origination fees and costs	1,137	1,095
Recorded investment in loans	473,187	439,855
Commercial Portfolio Segment [Member]
Principal loan balance	45,307	36,297
Accrued interest receivable	142	120
Net deferred loan origination fees and costs
Recorded investment in loans	45,449	36,417
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	131,959	136,445
Accrued interest receivable	462	475
Net deferred loan origination fees and costs	118	99
Recorded investment in loans	132,539	137,019
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	19,185	22,607
Accrued interest receivable	114	119
Net deferred loan origination fees and costs	15	18
Recorded investment in loans	19,314	22,744
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	32,559	25,375
Accrued interest receivable	86	76
Net deferred loan origination fees and costs	(1)	(9)
Recorded investment in loans	32,644	25,442
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	121,563	107,445
Accrued interest receivable	312	265
Net deferred loan origination fees and costs	(62)	(38)
Recorded investment in loans	121,813	107,672
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	54,677	51,731
Accrued interest receivable	244	247
Net deferred loan origination fees and costs	1,067	1,025
Recorded investment in loans	55,988	53,003
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	65,168	57,330
Accrued interest receivable	272	228
Net deferred loan origination fees and costs
Recorded investment in loans	$ 65,440	$ 57,558

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2019	Dec. 31, 2018
Beginning balance				$ 4,065				$ 3,634				$ 3,386	$ 4,065	$ 3,634	$ 3,386
Provisions	$ 450	$ 225	$ 300	450	$ 200	$ 455	$ 316	197	$ 298	$ 150	$ 256	211	1,425	1,168	915
Charge-offs													(766)	(1,027)	(936)
Recoveries													337	290	269
Ending balance	5,061				4,065				3,634				5,061	4,065	3,634
Individually evaluated for impairment																$ 16	$ 48
Collectively evaluated for impairment																5,033	4,017
Acquired with deteriorated credit quality	5,061			4,065	4,065			3,634	3,634			3,386	5,061	3,634	3,386	5,061	4,065
Individually evaluated for impairment																2,747	3,785
Collectively evaluated for impairment																470,116	435,740
Recorded investment in loans																473,187	439,855
Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance	12												12
Acquired with deteriorated credit quality	12															12
Recorded investment in loans																324	330
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Beginning balance				693				219				380	693	219	380
Provisions													251	723	(120)
Charge-offs													(194)	(258)	(74)
Recoveries													117	9	33
Ending balance	867				693				219				867	693	219
Individually evaluated for impairment																16	3
Collectively evaluated for impairment																839	690
Acquired with deteriorated credit quality	867			693	693			219	219			380	867	219	380	867	693
Individually evaluated for impairment																1,926	2,184
Collectively evaluated for impairment																130,328	134,553
Recorded investment in loans																132,539	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance	12												12
Acquired with deteriorated credit quality	12															12
Recorded investment in loans																285	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Beginning balance				162				133				56	162	133	56
Provisions														29	77
Charge-offs
Recoveries													1
Ending balance	163				162				133				163	162	133
Individually evaluated for impairment
Collectively evaluated for impairment																163	162
Acquired with deteriorated credit quality	163			162	162			133	133			56	163	133	56	163	162
Individually evaluated for impairment																115	152
Collectively evaluated for impairment																19,199	22,592
Recorded investment in loans																19,314	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Beginning balance				224				245				80	224	245	80
Provisions													126	(21)	165
Charge-offs
Recoveries
Ending balance	350				224				245				350	224	245
Individually evaluated for impairment
Collectively evaluated for impairment																350	224
Acquired with deteriorated credit quality	350			224	224			245	245			80	350	245	80	350	224
Individually evaluated for impairment																	521
Collectively evaluated for impairment																32,644	24,921
Recorded investment in loans																32,644	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Beginning balance				1,401				1,622				1,670	1,401	1,622	1,670
Provisions													222	(296)	(124)
Charge-offs															(3)
Recoveries														75	79
Ending balance	1,623				1,401				1,622				1,623	1,401	1,622
Individually evaluated for impairment																	44
Collectively evaluated for impairment																1,623	1,357
Acquired with deteriorated credit quality	1,623			1,401	1,401			1,622	1,622			1,670	1,623	1,622	1,670	1,623	1,401
Individually evaluated for impairment																353	466
Collectively evaluated for impairment																121,421	107,158
Recorded investment in loans																121,813	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans																39	48
Commercial Portfolio Segment [Member]
Beginning balance				459				291				198	459	291	198
Provisions													132	218	226
Charge-offs														(51)	(140)
Recoveries													4	1	7
Ending balance	595				459				291				595	459	291
Individually evaluated for impairment																	1
Collectively evaluated for impairment																595	458
Acquired with deteriorated credit quality	595			459	459			291	291			198	595	291	198	595	459
Individually evaluated for impairment																249	427
Collectively evaluated for impairment																45,200	35,990
Recorded investment in loans																45,449	36,417
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Beginning balance				443				710				683	443	710	683
Provisions													77	(278)	28
Charge-offs													(24)	(21)	(6)
Recoveries													19	32	5
Ending balance	515				443				710				515	443	710
Individually evaluated for impairment
Collectively evaluated for impairment																515	443
Acquired with deteriorated credit quality	515			443	443			710	710			683	515	710	683	515	443
Individually evaluated for impairment																56	35
Collectively evaluated for impairment																55,932	52,968
Recorded investment in loans																55,988	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Beginning balance				683				414					683	414
Provisions													617	793
Charge-offs													(548)	(697)
Recoveries													196	173
Ending balance	948				683				414				948	683	414
Individually evaluated for impairment
Collectively evaluated for impairment																948	683
Acquired with deteriorated credit quality	948			683	683			414	414				948	414	414	948	683
Individually evaluated for impairment																48
Collectively evaluated for impairment																65,392	57,558
Recorded investment in loans																65,440	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance
Ending balance
Acquired with deteriorated credit quality
Recorded investment in loans
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Beginning balance								414				319		414	319
Provisions															663
Charge-offs															(713)
Recoveries															145
Ending balance									414						414
Acquired with deteriorated credit quality								$ 414	$ 414			$ 319		$ 414	$ 414
Recorded investment in loans																$ 65,440	$ 57,558

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Recorded investment with no allowance	$ 2,558	$ 3,533
Unpaid principal balance with no allowance	2,818	3,838
Related allowance with no allowance
Average recorded investment with no allowance	3,154	3,198	$ 3,378
Interest income recognized with no allowance	62	55	48
Recorded investment with allowance	189	252
Unpaid principal balance with allowance	211	258
Related allowance	16	48
Average recorded investment with allowance	239	288	214
Interest income recognized with allowance
Recorded investment	2,747	3,785
Unpaid principal balance	3,029	4,096
Average recorded investment	3,393	3,486	3,592
Interest income recognized	62	55	48
Interest income recognized	62	55	48
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,737	2,170
Unpaid principal balance with no allowance	1,986	2,409
Related allowance with no allowance
Average recorded investment with no allowance	1,973	2,335	2,437
Interest income recognized with no allowance	17	23	28
Recorded investment with allowance	189	14
Unpaid principal balance with allowance	211	15
Related allowance	16	3
Average recorded investment with allowance	87	203	140
Interest income recognized with allowance
Recorded investment	1,926	2,184
Unpaid principal balance	2,197	2,424
Average recorded investment	2,060	2,538	2,577
Interest income recognized	17	23	28
Interest income recognized	17	23	28
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	115	152
Unpaid principal balance with no allowance	117	153
Related allowance with no allowance
Average recorded investment with no allowance	147	135
Interest income recognized with no allowance			2
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment	115	152
Unpaid principal balance	117	153
Average recorded investment	147	135
Interest income recognized			2
Interest income recognized			2
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance		521
Unpaid principal balance with no allowance		521
Related allowance with no allowance
Average recorded investment with no allowance	209	104
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment		521
Unpaid principal balance		521
Average recorded investment	209	104
Interest income recognized
Interest income recognized
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	353	255
Unpaid principal balance with no allowance	352	260
Related allowance with no allowance	1
Average recorded investment with no allowance	446	325	686
Interest income recognized with no allowance	33	16	16
Recorded investment with allowance		211
Unpaid principal balance with allowance		213
Related allowance		44
Average recorded investment with allowance	81	42
Interest income recognized with allowance
Recorded investment	353	466
Unpaid principal balance	352	473
Average recorded investment	527	367	686
Interest income recognized	33	16	16
Interest income recognized	33	16	16
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	249	400
Unpaid principal balance with no allowance	257	451
Related allowance with no allowance
Average recorded investment with no allowance	330	237	57
Interest income recognized with no allowance	11	14	1
Recorded investment with allowance		27
Unpaid principal balance with allowance		30
Related allowance		1
Average recorded investment with allowance	58	38	40
Interest income recognized with allowance
Recorded investment	249	427
Unpaid principal balance	257	481
Average recorded investment	388	275	97
Interest income recognized	11	14	1
Interest income recognized	11	14	1
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	56	35
Unpaid principal balance with no allowance	56	44
Related allowance with no allowance
Average recorded investment with no allowance	29	57	194
Interest income recognized with no allowance	1	1	1
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance	13	5	20
Interest income recognized with allowance
Recorded investment	56	35
Unpaid principal balance	56	44
Average recorded investment	42	62	214
Interest income recognized	1	1	1
Interest income recognized	1	1	1
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	48
Unpaid principal balance with no allowance	50
Related allowance with no allowance
Average recorded investment with no allowance	20	5	4
Interest income recognized with no allowance		1
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance			14
Interest income recognized with allowance
Recorded investment	48
Unpaid principal balance	50
Average recorded investment	20	5	18
Interest income recognized		1
Interest income recognized		$ 1

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Total Nonperforming Loans	$ 6,258	$ 6,911
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Total Nonperforming Loans	4,406	4,732
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Total Nonperforming Loans	366	438
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Total Nonperforming Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Total Nonperforming Loans	146	450
Commercial Portfolio Segment [Member]
Total Nonperforming Loans	119	522
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	651	226
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	570	543
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	1,765	3,055
Loans 90+ Days Past Due Still Accruing	13	2
Total Nonperforming Loans	1,778	3,057
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	1,544	1,769
Loans 90+ Days Past Due Still Accruing	13
Total Nonperforming Loans	1,557	1,769
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	115	152
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	115	152
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans		521
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans		521
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans		371
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans		371
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	58	207
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	58	207
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans		35
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans		35
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans	48
Loans 90+ Days Past Due Still Accruing		2
Total Nonperforming Loans	$ 48	$ 2

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Past Due	$ 6,258	$ 6,911
Current	466,605	432,614
Loans	473,187	439,855
Financial Asset Acquired with Credit Deterioration [Member]
Loans	324	330
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	4,406	4,732
Current	127,848	132,005
Loans	132,539	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	285	282
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	366	438
Current	18,948	22,306
Loans	19,314	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Current	32,644	25,442
Loans	32,644	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	146	450
Current	121,628	107,174
Loans	121,813	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	39	48
Commercial Portfolio Segment [Member]
Past Due	119	522
Current	45,330	35,895
Loans	45,449	36,417
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	651	226
Current	55,337	52,777
Loans	55,988	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	570	543
Current	64,870	57,015
Loans	65,440	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	3,717	4,373
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	2,572	2,617
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	185	247
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due		450
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	61	377
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	395	191
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	504	491
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	1,393	1,015
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	824	926
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	101	39
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	146
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	256
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	66	50
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	1,148	1,523
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	1,010	1,189
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	80	152
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	58	145
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due		35
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due		$ 2

Note 4 - Loans and Allowance_11

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 473,187	$ 439,855
Pass [Member]
Loans	466,049	431,650
Special Mention [Member]
Loans	2,209	2,510
Substandard [Member]
Loans	3,164	2,569
Doubtful [Member]
Loans	1,765	3,126
Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	132,539	137,019
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	129,613	133,878
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	46	133
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	1,336	1,168
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	1,544	1,840
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,314	22,744
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	18,805	22,458
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	327	65
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	67	69
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	115	152
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	32,644	25,442
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	32,394	24,921
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	250
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans		521
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	121,813	107,672
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	119,469	104,843
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	1,136	1,520
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	1,208	938
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans		371
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	45,449	36,417
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	44,879	35,162
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	378	763
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	134	285
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	58	207
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	55,988	53,003
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	55,569	52,859
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	419	109
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans		35
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	65,440	57,558
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	65,320	57,529
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	72	29
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	48
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans

Note 4 - Loans and Allowance_12

Note 4 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Recorded investment in loans	$ 473,187	$ 439,855
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	132,539	137,019
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	121,813	107,672
Commercial Portfolio Segment [Member]
Recorded investment in loans	45,449	36,417
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment in loans	55,988	53,003
Nonperforming Financial Instruments [Member]
TDR accruing	1,166	703
TDR nonaccrual	66	673
Recorded investment in loans	1,232	1,376
TDR related allowance for loan losses		44
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	367	295
TDR nonaccrual	66	302
Recorded investment in loans	433	597
TDR related allowance for loan losses
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	553	190
TDR nonaccrual		371
Recorded investment in loans	553	561
TDR related allowance for loan losses		44
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	191	218
TDR nonaccrual
Recorded investment in loans	191	218
TDR related allowance for loan losses
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR accruing	55
TDR nonaccrual
Recorded investment in loans	55
TDR related allowance for loan losses

Note 4 - Loans and Allowance_13

Note 4 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Carrying amount	$ 324,000	$ 330,000
Allowance for loan losses	12,000	0
	312,000	330,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	285,000	282,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 39,000	$ 48,000

Note 4 - Loans and Allowance_14

Note 4 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Beginning balance	$ 423	$ 470	$ 252
New loans acquired
Accretion to income	(46)	(54)	(55)
Disposals and other adjustments		(32)	(21)
Reclassification from nonaccretable difference	26	42	294
Ending balance	$ 403	$ 423	$ 470

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Depreciation, Total	$ 923,000	$ 1,100,000	$ 1,100,000

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Land and land improvements	$ 5,297	$ 5,297
Leasehold improvements	134	134
Office buildings	16,124	14,028
Furniture, fixtures and equipment	6,689	6,135
	28,244	25,594
Less accumulated depreciation	11,830	11,230
Totals	$ 16,414	$ 14,364

Note 6 - Foreclosed Real Esta_3

Note 6 - Foreclosed Real Estate (Details Textual) - USD ($)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Real Estate Acquired Through Foreclosure	$ 170,000	$ 3,142,000	$ 3,971,000	$ 4,674,000
Mortgage Loans in Process of Foreclosure, Amount	319,000	365,000
Residential Real Estate, Physical Possession Obtained [Member]
Real Estate Acquired Through Foreclosure	$ 170,000	$ 33,000

Note 6 - Foreclosed Real Esta_4

Note 6 - Foreclosed Real Estate - Foreclosed Real Estate Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Beginning balance	$ 3,142	$ 3,971	$ 4,674
Transfers from loans to foreclosed real estate	311	142	555
Direct write-downs	(284)	(419)	(263)
Sales	(3,002)	(558)	(1,023)
Capitalized expenses and other adjustments	3	6	28
Ending balance	$ 170	$ 3,142	$ 3,971

Note 6 - Foreclosed Real Esta_5

Note 6 - Foreclosed Real Estate - Net Loss on Foreclosed Real Estate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Net (gain) loss on sales	$ (114)	$ 23	$ (3)
Direct write-downs	284	419	263
Operating expenses, net of income	129	34	56
	$ 299	$ 476	$ 316

Note 7 - Goodwill and Other I_3

Note 7 - Goodwill and Other Intangibles (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2015	Dec. 31, 2003
Goodwill, Impairment Loss	$ 0	$ 0	$ 0
Finite-Lived Intangible Assets, Gross, Total				$ 1,400,000
Amortization of Intangible Assets, Total	$ 147,000	$ 147,000	$ 147,000
Peoples Bancorp, Inc [Member]
Goodwill, Acquired During Period				$ 1,100,000
Hometown Bancshares Incorporated [Member]
Goodwill, Acquired During Period					$ 5,400,000

Note 7 - Goodwill and Other I_4

Note 7 - Goodwill and Other Intangibles - Core Deposit Intangibles (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2015
Core deposit intangible acquired in Peoples acquisition			$ 1,400,000
	$ 819,000	$ 966,000
Core Deposits [Member]
Core deposit intangible acquired in Peoples acquisition	1,418,000	1,418,000
Less accumulated amortization	599,000	452,000
	$ 819,000	$ 966,000

Note 7 - Goodwill and Other I_5

Note 7 - Goodwill and Other Intangibles - Amortization for Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
2020	$ 147
2021	147
2022	147
2023	147
2024	147
2025 and thereafter	84
	$ 819	$ 966

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Time Deposits, at or Above FDIC Insurance Limit	$ 5.8	$ 4
Related Party Deposit Liabilities	$ 13.3	$ 13.8

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Time Deposits (Details) $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 33,861
2021	17,117
2022	6,747
2023	6,009
2024	5,122
Total	$ 68,856

Note 9 - Lines of Credit (Detai

Note 9 - Lines of Credit (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 04, 2015
The Bankers' Bank of Kentucky [Member]
Line of Credit Facility, Maximum Borrowing Capacity			$ 5,000
Long-term Line of Credit, Total	$ 0	$ 0
Stock Yards & Trust Company [Member] | Revolving Credit Facility [Member]
Line of Credit Facility, Maximum Borrowing Capacity	2,000
Long-term Line of Credit, Total	$ 0	$ 0

Note 10 - Advances from Feder_2

Note 10 - Advances from Federal Home Loan Bank (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Advances from Federal Home Loan Banks, Total	$ 0	$ 0
Residential Mortgage Segment [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	$ 69,700

Note 11 - Lease Commitments (De

Note 11 - Lease Commitments (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2015
Lessee, Operating Lease, Renewal Term	1 year
Operating Lease, Expense	$ 58,000	$ 93,000	$ 98,000
Branch Office Space Beginning April 2015 [Member]
Lessee, Operating Lease, Annual Lease Payments				$ 19,000
Lessee, Operating Lease, Liability, Payments, Due Next Twelve Months	$ 5,000

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21.00%	21.00%	34.00%
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability			$ 290,000
Reclassification from AOCI to Retained Earnings for Change in Federal Tax Rate
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Retained Earnings, Appropriated	909,000	909,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	$ 191,000	$ 191,000
Open Tax Year	2016 2017 2018 2019
Retained Earnings [Member]
Reclassification from AOCI to Retained Earnings for Change in Federal Tax Rate			352,000
Retained Earnings [Member] | Accounting Standards Update 2018-02 [Member]
Reclassification from AOCI to Retained Earnings for Change in Federal Tax Rate			$ 352,000

Note 12 - Income Taxes - Compon

Note 12 - Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Current													$ 1,505	$ 1,789	$ 2,755
Deferred													482	(395)	348
Totals	$ 440	$ 537	$ 568	$ 442	$ 216	$ 530	$ 287	$ 361	$ 928	$ 825	$ 835	$ 515	$ 1,987	$ 1,394	$ 3,103

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Provision at federal statutory tax rate													$ 2,588	$ 2,239	$ 3,589
State income tax-net of federal tax benefit													121	100	91
Revaluation of net deferred tax asset due to change in federal income tax rate															290
Tax-exempt interest income													(379)	(328)	(507)
Bank-owned life insurance income													(44)	(67)	(73)
Captive insurance net premiums													(209)	(195)	(290)
Investment in tax credit entities													(114)	(272)
Other													24	(83)	3
Totals	$ 440	$ 537	$ 568	$ 442	$ 216	$ 530	$ 287	$ 361	$ 928	$ 825	$ 835	$ 515	$ 1,987	$ 1,394	$ 3,103
Effective tax rate													16.10%	13.10%	29.40%

Note 12 - Income Taxes - Deferr

Note 12 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred tax assets (liabilities):
Deferred compensation plans	$ 101	$ 115
Allowance for loan losses	1,122	855
Unrealized loss on securities available for sale		1,118
Unrealized loss on equity securities	42	49
Restricted stock	48	31
Valuation allowance on foreclosed real estate		174
Interest on nonaccrual loans	185	215
Other	21	39
Deferred tax assets	1,519	2,596
Unrealized gain on securities available for sale	(601)
Depreciation	(691)	(491)
Deferred loan fees and costs	(247)	(246)
FHLB stock dividends	(35)	(36)
Prepaid expenses	(276)	(232)
Acquisition purchase accounting adjustments	(419)	(125)
Other	(8)	(23)
Deferred tax liabilities	(2,277)	(1,153)
Net deferred tax liability	$ (758)
Net deferred tax asset		$ 1,443

Note 13 - Employee Benefit Pl_2

Note 13 - Employee Benefit Plans (Details Textual) - USD ($)	Dec. 31, 1998	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Contribution Plan, Employer Discretionary Contribution Amount		$ 574,000	$ 520,000	$ 478,000
Stock Purchased by Employee Stock Ownership Plan, Shares	61,501
Employee Stock Ownership Plan (ESOP) Loan Payments From ESOP Loan Term	10 years
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 0	$ 0	$ 0
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares		52,200	52,455

Note 14 - Deferred Compensati_2

Note 14 - Deferred Compensation Plans (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Officer [Member]
Deferred Compensation Liability, Current and Noncurrent, Total	$ 259,000	$ 296,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 15,000	17,000	$ 19,000
Director [Member]
Deferred Compensation Arrangement with Individual, Maximum Contractual Term	15 years
Deferred Compensation Liability, Current and Noncurrent, Total	$ 148,000	153,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 17,000	$ 18,000	$ 19,000
Peoples Bancorp, Inc [Member]
Number of Key Employees	3
Deferred Compensation Arrangement with Individual, Maximum Contractual Term	10 years

Note 15 - Stock-based Compens_3

Note 15 - Stock-based Compensation Plan (Details Textual) - USD ($)	Feb. 18, 2020	Feb. 19, 2019	Feb. 20, 2018	Feb. 17, 2015	May 20, 2009	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	May 22, 2019	May 20, 2019
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period						9,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value						$ 52.09
Share-based Payment Arrangement, Expense						$ 288,000	$ 192,000	$ 89,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period						6,900	4,200	3,500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value						$ 353,000	$ 171,000	$ 109,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total						$ 940,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition						3 years 292 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period		9,750	20,000	19,500
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value		$ 52.09	$ 37.42	$ 24.50
Stock Issued During Period, Value, Restricted Stock Award, Gross		$ 508,000	$ 748,000	$ 478,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period				5 years
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Subsequent Event [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	14,250
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 67.43
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 961,000
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	5 years
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage		20.00%
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Vesting Each Year on July 1, Beginning in 2019 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage			20.00%
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized					223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant										176,150
Equity Incentive Plan 2019 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options					$ 100,000
Equity Incentive Plan 2019 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized									176,150
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant						176,150
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period					10 years
Equity Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross						0

Note 15 - Stock-based Compens_4

Note 15 - Stock-based Compensation Plan - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Nonvested, number of shares (in shares)	24,900
Nonvested, weight average grant date fair value (in dollars per share)	$ 34.10
Granted, number of shares (in shares)	9,750
Granted, weight average grant date fair value (in dollars per share)	$ 52.09
Vested, number of shares (in shares)	(6,900)	(4,200)	(3,500)
Vested, weight average grant date fair value (in dollars per share)	$ 31.43
Forfeited, number of shares (in shares)
Forfeited, weight average grant date fair value (in dollars per share)
Nonvested, number of shares (in shares)	27,750	24,900
Nonvested, weight average grant date fair value (in dollars per share)	$ 41.08	$ 34.10

Note 16 - Commitments and Con_3

Note 16 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fixed rate	$ 3,250	$ 4,946
Adjustable rate	10,996	930
Commitments to extend credit	121,525	114,428
Standby Letters of Credit [Member]
Commitments to extend credit	473	1,295
Unused Lines of Credit On Credit Cards [Member]
Commitments to extend credit	6,915	6,641
Undisbursed Commercial and Personal Lines of Credit [Member]
Commitments to extend credit	26,800	26,862
Undisbursed Portion of Construction Loans in Process [Member]
Commitments to extend credit	23,081	26,675
Undisbursed Portion of Home Equity Lines of Credit [Member]
Commitments to extend credit	$ 50,010	$ 47,079

Note 18 - Regulatory Matters (D

Note 18 - Regulatory Matters (Details Textual)	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2015
Capital Conservation Buffer Phase In Amount	2.50%		0.00%
Capital Conservation Buffer	2.50%	1.875%

Note 18 - Regulatory Matters -

Note 18 - Regulatory Matters - Actual Capital Amounts and Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Total capital (to risk weighted assets) actual amount	$ 86,662	$ 79,406
Total capital (to risk weighted assets) actual ratio	14.90%	14.62%
Total capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 61,078	$ 53,626
Total capital (to risk weighted assets) minimum ratio for capital adequacy purposes	10.50%	9.875%
Total capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 58,169	$ 54,304
Total capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	10.00%	10.00%
Tier 1 capital (to risk weighted assets)	$ 81,601	$ 75,341
Tier I capital (to risk weighted assets) actual ratio	14.03%	13.87%
Tier I capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 49,444	$ 42,765
Tier I capital (to risk weighted assets) minimum ratio for capital adequacy purposes	8.50%	7.875%
Tier I capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 46,536	$ 43,444
Tier I capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	8.00%	8.00%
Common equity Tier 1 capital (to risk weighted assets)	$ 81,601	$ 75,341
Common equity Tier I capital (to risk weighted assets) actual ratio	14.03%	13.87%
Common equity Tier I capital (to risk weighted assets) minimum amount for capital adequacy purposes	$ 40,719	$ 34,619
Common equity Tier I capital (to risk weighted assets) minimum ratio for capital adequacy purposes	7.00%	6.375%
Common equity Tier I capital (to risk weighted assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 37,810	$ 35,298
Common equity Tier I capital (to risk weighted assets) minimum ratio to be well capitalized under prompt corrective action provisions	6.50%	6.50%
Tier 1 capital (to average assets)	$ 81,601	$ 75,341
Tier I capital (to average assets) actual ratio	10.01%	9.57%
Tier I capital (to average assets) minimum amount for capital adequacy purposes	$ 32,599	$ 31,478
Tier I capital (to average assets) minimum ratio for capital adequacy purposes	4.00%	4.00%
Tier I capital (to average assets) minimum amount to be well capitalized under prompt corrective action provisions	$ 40,749	$ 39,347
Tier I capital (to average assets) minimum ratio to be well capitalized under prompt corrective action provisions	5.00%	5.00%

Note 19 - Fair Value Measurem_3

Note 19 - Fair Value Measurements (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	284,000	$ 419,000	$ 263,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	$ 22,000	$ 231,000	$ 39,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs	40.00%	20.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs	66.00%	62.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs	47.00%	39.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Estimated Selling Costs	38.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs		10.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs		79.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs		51.00%

Note 19 - Fair Value Measurem_4

Note 19 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Securities available for sale	$ 254,562,000	$ 261,841,000
Equity securities (included in other assets)	1,700,000	1,700,000
Other Consumer Loan [Member]
Impaired loans	48,000
Fair Value, Recurring [Member]
Securities available for sale	254,562,000	261,841,000
Equity securities (included in other assets)	1,746,000	1,715,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	69,498,000	91,257,000
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	43,084,000	32,992,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	64,556,000	74,504,000
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	77,424,000	63,088,000
Fair Value, Nonrecurring [Member]
Impaired loans	2,731,000	3,737,000
Loans held for sale	4,176,000	2,849,000
Foreclosed real estate	170,000	3,142,000
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,910,000	2,181,000
Foreclosed real estate	170,000	33,000
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	115,000	152,000
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	353,000	422,000
Foreclosed real estate		3,109,000
Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans		521,000
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	249,000	426,000
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	56,000	35,000
Fair Value, Inputs, Level 1 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities (included in other assets)	1,746,000	1,715,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	254,562,000	261,841,000
Equity securities (included in other assets)
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	69,498,000	91,257,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	43,084,000	32,992,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	64,556,000	74,504,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	77,424,000	63,088,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale	4,176,000	2,849,000
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Foreclosed real estate
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 3 [Member] | Other Consumer Loan [Member]
Impaired loans	48,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities (included in other assets)
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	2,731,000	3,737,000
Loans held for sale
Foreclosed real estate	170,000	3,142,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,910,000	2,181,000
Foreclosed real estate	170,000	33,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	115,000	152,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	353,000	422,000
Foreclosed real estate		3,109,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Construction [Member]
Impaired loans		521,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	249,000	426,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 56,000	$ 35,000

Note 20 - Disclosures About F_3

Note 20 - Disclosures About Fair Value of Financial Instruments - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Securities available for sale, fair value	$ 254,562,000	$ 261,841,000
Equity securities (included in other assets)	1,700,000	1,700,000
Reported Value Measurement [Member]
Cash and cash equivalents	51,360,000	41,112,000
Interest-bearing time deposits	6,490,000	7,710,000
Securities available for sale, fair value	254,562,000	261,841,000
Loans held for sale	4,176,000	2,849,000
Loans, net	466,694,000	434,260,000
FHLB and other restricted stock	1,988,000	1,988,000
Accrued interest receivable	3,076,000	2,828,000
Equity securities (included in other assets)	1,746,000	1,715,000
Deposits	722,177,000	701,646,000
Accrued interest payable	210,000	150,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	51,360,000	41,112,000
Interest-bearing time deposits	6,654,000	7,650,000
Securities available for sale, fair value	254,562,000	261,841,000
Loans held for sale	4,243,000	2,900,000
Loans, net	482,119,000	427,200,000
FHLB and other restricted stock
Accrued interest receivable	3,076,000	2,828,000
Equity securities (included in other assets)	1,746,000	1,715,000
Deposits	721,729,000	699,864,000
Accrued interest payable	210,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	51,360,000	41,112,000
Interest-bearing time deposits
Securities available for sale, fair value
Loans held for sale
Loans, net
FHLB and other restricted stock
Accrued interest receivable
Equity securities (included in other assets)	1,746,000	1,715,000
Deposits
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest-bearing time deposits	6,654,000	7,650,000
Securities available for sale, fair value	254,562,000	261,841,000
Loans held for sale	4,243,000	2,900,000
Loans, net
FHLB and other restricted stock
Accrued interest receivable	3,076,000	2,828,000
Equity securities (included in other assets)
Deposits
Accrued interest payable	210,000	150,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest-bearing time deposits
Securities available for sale, fair value
Loans held for sale
Loans, net	482,119,000	427,200,000
FHLB and other restricted stock
Accrued interest receivable
Equity securities (included in other assets)
Deposits	721,729,000	699,864,000
Accrued interest payable

Note 21 - Revenue From Contra_3

Note 21 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Noninterest income, financial service													$ 5,528	$ 5,255	$ 4,966
Net gains on loans and investments													1,076	528	1,439
Increase in cash value of life insurance													211	227	197
Other													111	158	96
Other noninterest income													1,398	913	1,732
Total noninterest income	$ 1,820	$ 1,833	$ 1,768	$ 1,505	$ 1,208	$ 1,698	$ 1,736	$ 1,526	$ 1,641	$ 1,748	$ 1,856	$ 1,453	6,926	6,168	6,698
Net (gain) loss on sales of foreclosed real estate													(114)	23	(3)
Deposit Account [Member]
Noninterest income, financial service													2,088	2,177	2,098
ATM and Debit Card Fees [Member]
Noninterest income, financial service													2,812	2,564	2,329
Investment Advisory, Management and Administrative Service [Member]
Noninterest income, financial service													504	386	416
Product and Service, Other [Member]
Noninterest income, financial service													$ 124	$ 128	$ 123

Note 22 - Qualified Affordabl_2

Note 22 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Tax Credits and Other Tax Benefits	$ 497,000	$ 393,000
Income Tax Expense (Benefit) [Member]
Investment Amortization	361,000	329,000
Other Assets [Member]
Investments, Total	3,200,000	3,600,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 1,900,000	$ 2,900,000

Note 23 - Parent Company Cond_3

Note 23 - Parent Company Condensed Financial Information - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other assets	$ 7,206	$ 8,571
	827,496	794,162
Stockholders' equity	98,836	85,844
	827,496	794,162
Parent Company [Member]
Cash and cash equivalents	3,847	2,845	$ 1,850	$ 727
Other assets	2,110	2,039
Investment in subsidiaries	92,879	80,960
	98,836	85,844
Accrued expenses
Stockholders' equity	98,836	85,844
	$ 98,836	$ 85,844

Note 23 - Parent Company Cond_4

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Other income													$ 103	$ 97	$ 78
Income (loss) on equity securities													32	(207)
Other operating expenses													(3,418)	(3,528)	(3,448)
Income tax benefit	$ (440)	$ (537)	$ (568)	$ (442)	$ (216)	$ (530)	$ (287)	$ (361)	$ (928)	$ (825)	$ (835)	$ (515)	(1,987)	(1,394)	(3,103)
Net income	$ 2,403	$ 2,915	$ 2,860	$ 2,147	$ 2,496	$ 2,524	$ 2,100	$ 2,133	$ 1,587	$ 2,109	$ 2,190	$ 1,553	10,325	9,253	7,439
Parent Company [Member]
Dividend income from subsidiaries													4,450	6,297	4,175
Other income													59	16	4
Income (loss) on equity securities													32	(207)
Other operating expenses													(714)	(587)	(383)
Income before income taxes and equity in undistributed net income of subsidiaries													3,827	5,519	3,796
Income tax benefit													199	210	147
Income before equity in undistributed net income of subsidiaries													(4,026)	(5,729)	(3,943)
Equity in undistributed net income of subsidiaries													(6,299)	(3,524)	(3,496)
Net income													$ 10,325	$ 9,253	$ 7,439

Note 23 - Parent Company Cond_5

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Cash Flows (Details) - USD ($)	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Operating Activities:
Net income	$ 2,406,000	$ 2,918,000	$ 2,864,000	$ 2,150,000	$ 2,499,000	$ 2,527,000	$ 2,104,000	$ 2,136,000	$ 1,590,000	$ 2,112,000	$ 2,194,000	$ 1,556,000	$ 10,338,000	$ 9,266,000	$ 7,452,000
Adjustments to reconcile net income to cash and cash equivalents provided by operating activities:
Stock compensation expense													288,000	192,000	88,000
Unrealized (gain) loss on equity securities														207,000
Net change in other assets and liabilities													14,077,000	13,348,000	13,419,000
Financing Activities:
Purchase of treasury stock													(2,000)	(32,000)	(16,000)
Taxes paid on stock award shares for employees													42,000	2,000	2,000
Cash dividends paid													(3,209,000)	(3,101,000)	(2,883,000)
Parent Company [Member]
Operating Activities:
Net income													10,325,000	9,253,000	7,439,000
Adjustments to reconcile net income to cash and cash equivalents provided by operating activities:
Equity in undistributed net income of subsidiaries													(6,299,000)	(3,524,000)	(3,496,000)
Stock compensation expense													288,000	192,000	88,000
Unrealized (gain) loss on equity securities													(32,000)	207,000
Net change in other assets and liabilities													(40,000)	(89,000)	(20,000)
Net cash provided by operating activities													4,242,000	6,039,000	4,011,000
Investing Activities:
Purchase of equity investment														(1,922,000)
Net cash used in investing activities														(1,922,000)
Financing Activities:
Purchase of treasury stock													(2,000)	(32,000)	(16,000)
Taxes paid on stock award shares for employees													42,000	2,000	2,000
Cash dividends paid													(3,196,000)	(3,088,000)	(2,870,000)
Net cash used in financing activities													(3,240,000)	(3,122,000)	(2,888,000)
Net increase in cash and cash equivalents													1,002,000	995,000	1,123,000
Cash and cash equivalents at beginning of year				$ 2,845,000				$ 1,850,000				$ 727,000	2,845,000	1,850,000	727,000
Cash and cash equivalents at end of year	$ 3,847,000				$ 2,845,000				$ 1,850,000				$ 3,847,000	$ 2,845,000	$ 1,850,000

Note 24 - Supplemental Disclo_3

Note 24 - Supplemental Disclosure of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest	$ 1,900	$ 1,570	$ 1,466
Income taxes (net of refunds received)	1,367	1,611	3,010
Transfers from loans to foreclosed real estate	311	142	555
Proceeds from sales of foreclosed real estate financed through loans			$ 15

Note 25 - Supplemental Disclo_3

Note 25 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	0	0	0

Note 25 - Supplemental Disclo_4

Note 25 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Net income	$ 2,403	$ 2,915	$ 2,860	$ 2,147	$ 2,496	$ 2,524	$ 2,100	$ 2,133	$ 1,587	$ 2,109	$ 2,190	$ 1,553	$ 10,325	$ 9,253	$ 7,439
Weighted average common shares outstanding (in shares)													3,332,869	3,328,422	3,325,032
Basic (in dollars per share)	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 0.75	$ 0.76	$ 0.63	$ 0.64	$ 0.49	$ 0.63	$ 0.66	$ 0.46	$ 3.10	$ 2.78	$ 2.24
Add: Dilutive effect of restricted stock (in shares)													11,203	6,972	4,531
Weighted average common shares outstanding, as adjusted (in shares)													3,344,072	3,335,394	3,329,563
Diluted (in dollars per share)	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 0.75	$ 0.76	$ 0.63	$ 0.64	$ 0.48	$ 0.63	$ 0.66	$ 0.46	$ 3.09	$ 2.77	$ 2.23

Note 26 - Selected Quarterly _3

Note 26 - Selected Quarterly Financial Information (Unaudited) - Selected Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest income	$ 7,957	$ 8,220	$ 8,219	$ 7,658	$ 7,626	$ 7,433	$ 7,063	$ 6,764	$ 6,773	$ 6,728	$ 6,578	$ 6,343	$ 32,054	$ 28,886	$ 26,422
Interest expense	510	503	491	456	450	424	395	342	344	343	346	359	1,960	1,611	1,392
Net interest income	7,447	7,717	7,728	7,202	7,176	7,009	6,668	6,422	6,429	6,385	6,232	5,984	30,094	27,275	25,030
Provisions	450	225	300	450	200	455	316	197	298	150	256	211	1,425	1,168	915
Net interest income after provision for loan losses	6,997	7,492	7,428	6,752	6,976	6,554	6,352	6,225	6,131	6,235	5,976	5,773	28,669	26,107	24,115
Noninterest income	1,820	1,833	1,768	1,505	1,208	1,698	1,736	1,526	1,641	1,748	1,856	1,453	6,926	6,168	6,698
Noninterest expenses	5,971	5,870	5,764	5,665	5,469	5,195	5,697	5,254	5,254	5,046	4,803	5,155	23,270	21,615	20,258
Income before income taxes	2,846	3,455	3,432	2,592	2,715	3,057	2,391	2,497	2,518	2,937	3,029	2,071	12,325	10,660	10,555
Income tax expense	440	537	568	442	216	530	287	361	928	825	835	515	1,987	1,394	3,103
Net income	2,406	2,918	2,864	2,150	2,499	2,527	2,104	2,136	1,590	2,112	2,194	1,556	10,338	9,266	7,452
Less: net income attributable to noncontrolling interest in subsidiary	3	3	4	3	3	3	4	3	3	3	4	3	13	13	13
Net income attributable to First Capital, Inc.	$ 2,403	$ 2,915	$ 2,860	$ 2,147	$ 2,496	$ 2,524	$ 2,100	$ 2,133	$ 1,587	$ 2,109	$ 2,190	$ 1,553	$ 10,325	$ 9,253	$ 7,439
Basic (in dollars per share)	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 0.75	$ 0.76	$ 0.63	$ 0.64	$ 0.49	$ 0.63	$ 0.66	$ 0.46	$ 3.10	$ 2.78	$ 2.24
Diluted (in dollars per share)	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 0.75	$ 0.76	$ 0.63	$ 0.64	$ 0.48	$ 0.63	$ 0.66	$ 0.46	$ 3.09	$ 2.77	$ 2.23