First Capital (FCAP) 10-Q 8 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	Apr. 24, 2020
Document Information [Line Items]
Entity Registrant Name	FIRST CAPITAL INC
Entity Central Index Key	0001070296
Trading Symbol	fcap
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		3,377,882
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Title of 12(b) Security	Common stock, par value $0.01 per share

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 19,470	$ 18,922
Interest bearing deposits with banks	1,388	3,412
Federal funds sold	38,864	29,026
Total cash and cash equivalents	59,722	51,360
Interest-bearing time deposits	6,490	6,490
Securities available for sale, at fair value	253,182	254,562
Loans, net	465,292	466,494
Loans held for sale	3,085	4,176
Federal Home Loan Bank and other stock, at cost	1,988	1,988
Foreclosed real estate		170
Premises and equipment	16,343	16,414
Accrued interest receivable	2,863	3,076
Cash value of life insurance	8,316	8,269
Goodwill	6,472	6,472
Core deposit intangible	782	819
Other assets	6,640	7,206
Total Assets	831,175	827,496
LIABILITIES
Noninterest-bearing	146,552	146,097
Interest-bearing	576,066	576,080
Total deposits	722,618	722,177
Accrued interest payable	219	210
Accrued expenses and other liabilities	5,430	6,161
Total liabilities	728,267	728,548
EQUITY
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,805,533 shares (3,791,283 in 2019); outstanding 3,377,882 shares (3,363,632 in 2019)	38	38
Additional paid-in capital	41,684	40,723
Retained earnings-substantially restricted	66,549	65,266
Unearned stock compensation	(1,808)	(940)
Accumulated other comprehensive income	4,723	2,142
Less treasury stock, at cost - 427,651 shares	(8,393)	(8,393)
Total First Capital, Inc. stockholders' equity	102,793	98,836
Noncontrolling interest in subsidiary	115	112
Total equity	102,908	98,948
Total Liabilities and Equity	$ 831,175	$ 827,496

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Mar. 31, 2020	Dec. 31, 2019
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,805,533	3,791,283
Common stock, shares outstanding (in shares)	3,377,882	3,363,632
Treasury stock, shares (in shares)	427,651	427,651

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST INCOME
Loans, including fees	$ 6,276	$ 6,057
Securities:
Taxable	737	984
Tax-exempt	479	391
Dividends	18	26
Other interest income	164	200
Total interest income	7,674	7,658
INTEREST EXPENSE
Deposits	468	456
Total interest expense	468	456
Net interest income	7,206	7,202
Provision for loan losses	351	450
Net interest income after provision for loan losses	6,855	6,752
NONINTEREST INCOME
Noninterest income	1,417	1,240
Loss on sale of securities available for sale and time deposits		(97)
Unrealized gain (loss) on equity securities	(394)	131
Gain on sale of loans	359	158
Increase in cash value of life insurance	47	48
Other income	60	59
Total noninterest income	1,456	1,505
NONINTEREST EXPENSE
Compensation and benefits	3,502	3,042
Occupancy and equipment	439	397
Data processing	796	838
Professional fees	174	229
Advertising	108	89
Net loss on foreclosed real estate	1	195
Other expenses	805	875
Total noninterest expense	5,825	5,665
Income before income taxes	2,486	2,592
Income tax expense	389	442
Net Income	2,097	2,150
Less: net income attributable to the noncontrolling interest in subsidiary	3	3
Net Income Attributable to First Capital, Inc.	$ 2,094	$ 2,147
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 0.63	$ 0.64
Diluted (in dollars per share)	0.63	0.64
Dividends per share on common shares (in dollars per share)	$ 240	$ 230
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 506	$ 461
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income	765	647
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income	$ 113	$ 98

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net Income	$ 2,097	$ 2,150
OTHER COMPREHENSIVE INCOME
Unrealized holding gains arising during the period	3,435	2,347
Income tax expense	(854)	(584)
Net of tax amount	2,581	1,763
Less: reclassification adjustment for realized losses included in net income		97
Income tax benefit		(21)
Net of tax amount		76
Other Comprehensive Income, net of tax	2,581	1,839
Comprehensive Income	4,678	3,989
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	3	3
Comprehensive Income Attributable to First Capital, Inc.	$ 4,675	$ 3,986

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2018	$ 38	$ 40,215	$ 58,137	$ (3,477)	$ (720)	$ (8,349)	$ 112	$ 85,956
Net Income			2,147				3	2,150
Other comprehensive income				1,839				1,839
Cash dividends								(773)
Cash dividends			(773)
Restricted stock grants		508			(508)
Stock compensation expense					56			56
Balances at Mar. 31, 2019	38	40,723	59,511	(1,638)	(1,172)	(8,349)	115	89,228
Balances at Dec. 31, 2019	38	40,723	65,266	2,142	(940)	(8,393)	112	98,948
Net Income			2,094				3	2,097
Other comprehensive income				2,581				2,581
Cash dividends								(811)
Cash dividends			(811)
Restricted stock grants		961			(961)
Stock compensation expense					93			93
Balances at Mar. 31, 2020	$ 38	$ 41,684	$ 66,549	$ 4,723	$ (1,808)	$ (8,393)	$ 115	$ 102,908

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,097	$ 2,150
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	534	391
Depreciation and amortization expense	305	264
Deferred income taxes	164	(74)
Stock compensation expense	93	56
Increase in cash value of life insurance	(47)	(48)
Loss on sale of securities and time deposits		97
Provision for loan losses	351	450
Proceeds from sales of loans	23,561	7,942
Loans originated for sale	(22,111)	(6,312)
Gain on sale of loans	(359)	(158)
Amortization of tax credit investment	96	82
Unrealized (gain) loss on equity securities	394	(131)
Net realized and unrealized loss on foreclosed real estate		136
(Increase) decrease in accrued interest receivable	213	(7)
Increase in accrued interest payable	9	27
Net change in other assets/liabilities	(768)	66
Net Cash Provided By Operating Activities	4,532	4,931
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	245	490
Proceeds from sales of interest-bearing time deposits		1,460
Purchase of interest-bearing time deposits	(245)	(985)
Purchase of securities available for sale	(15,390)	(17,862)
Proceeds from maturities of securities available for sale	9,685	15,645
Proceeds from sales of securities available for sale		5,437
Principal collected on mortgage-backed obligations	9,930	5,533
Net (increase) decrease in loans receivable	851	(15,972)
Investment in tax credit entity	(848)	(152)
Proceeds from sale of foreclosed real estate	170	8
Purchase of premises and equipment	(198)	(214)
Net Cash Provided By (Used In) Investing Activities	(4,200)	6,612
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	441	16,885
Dividends paid	(811)	(773)
Net Cash Provided By (Used In) Financing Activities	(370)	16,112
Net Increase in Cash and Cash Equivalents	8,362	14,431
Cash and cash equivalents at beginning of period	51,360	41,112
Cash and Cash Equivalents at End of Period	$ 59,722	$ 55,543

Note 1 - Presentation of Interi

Note 1 - Presentation of Interim Information	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Presentation of Interim Information First Capital, Inc. (“Company”) is the financial holding company for First Harrison Bank (“Bank”), an Indiana chartered commercial bank and wholly owned subsidiary. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly-owned Nevada corporate subsidiaries of the Bank that jointly own First Harrison, LLC, a Nevada limited liability corporation that holds and manages an investment portfolio. First Harrison REIT, Inc. (“REIT”) is a wholly-owned subsidiary of First Harrison Holdings, Inc. that holds a portion of the Bank’s real estate mortgage loan portfolio. FHB Risk Mitigation Services, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank’s subsidiaries, and reinsurance to eight third may not In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of March 31, 2020, three March 31, 2020 2019 three March 31, 2020 2019. not The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial statements and are presented as permitted by the instructions to Form 10 not December 31, 2019 10 The unaudited consolidated financial statements include the accounts of the Company and its subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no COVID- 19 On March 11, 2020, 19” 19 may 19 may may Due to the COVID- 19 150 March 2020 0% 0.25%. 19 may 19 On March 22, 2020, may 19. six not March 27, 2020. 19 19 December 31, 2019 not 19 March 31, 2020, second 2020. The CARES Act also included an allocation of $349 1.00% two not first six 100% 1% 5%, April 3, 2020 April 16, 2020. $310 April 27, 2020. May 6, 2020, $44.6

Note 2 - Investment Securities

Note 2 - Investment Securities	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	2. Investment Securities Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at March 31, 2020 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value March 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 68,746 $ 1,323 $ - $ 70,069 Agency CMO 41,377 370 138 41,609 Other debt securities: Agency notes and bonds 59,139 1,430 - 60,569 Municipal obligations 77,797 3,220 82 80,935 Total securities available for sale $ 247,059 $ 6,343 $ 220 $ 253,182 December 31, 2019 Securities available for sale: Agency mortgage-backed securities $ 69,984 $ 90 $ 576 $ 69,498 Agency CMO 43,067 238 221 43,084 Other debt securities: Agency notes and bonds 64,162 473 79 64,556 Municipal obligations 74,606 2,843 25 77,424 Total securities available for sale $ 251,819 $ 3,644 $ 901 $ 254,562 Agency notes and bonds, agency mortgage-backed securities and agency collateralized mortgage obligations (“CMO”) include securities issued by the Government National Mortgage Association (“GNMA”), a U.S. government agency, and the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”) and the Federal Home Loan Bank (“FHLB”), which are government-sponsored enterprises. The amortized cost and fair value of debt securities as of March 31, 2020, may may Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 18,895 $ 18,949 Due after one year through five years 48,810 50,327 Due after five years through ten years 27,915 29,154 Due after ten years 41,316 43,074 136,936 141,504 Mortgage-backed securities and CMO 110,123 111,678 $ 247,059 $ 253,182 Information pertaining to investment securities with gross unrealized losses at March 31, 2020, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 15 $ 16,012 $ 137 Muncipal obligations 7 4,629 82 Total less than twelve months 22 20,641 219 Continuous loss position more than twelve months: Agency CMO 2 322 1 Total more than twelve months 2 322 1 Total securities available for sale 24 $ 20,963 $ 220 Information pertaining to investment securities with gross unrealized losses at December 31, 2019, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 5 $ 723 $ 2 Agency CMO 13 14,749 157 Agency notes and bonds 2 5,551 17 Muncipal obligations 4 3,241 25 Total less than twelve months 24 24,264 201 Continuous loss position more than twelve months: Agency mortgage-backed securities 50 49,033 574 Agency CMO 15 7,113 64 Agency notes and bonds 10 37,706 62 Total more than twelve months 75 93,852 700 Total securities available for sale 99 $ 118,116 $ 901 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At March 31, 2020, 1.0% first no While management does not March 31, 2020, may During the three March 31, 2019, $86,000 $11,000 three March 31, 2020, no Certain available for sale debt securities were pledged to secure public fund deposits at March 31, 2020 December 31, 2019. Equity Securities In September 2018, 90,000 5% $1.9 three March 31, 2020, $394,000 three March 31, 2019, $131,000 March 31, 2020 December 31, 2019, $1.4 $1.7

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans and Allowance for Loan Losses The Company’s loan and allowance for loan loss policies are as follows: Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company originates real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan statistical area (MSA). The ability of the Company’s customers to honor their loan agreements is largely dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. The recognition of income on a loan is discontinued and previously accrued interest is reversed, when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45 The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful, substandard, or special mention. For such loans that are also classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not March 31, 2020 December 31, 2019. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. Management utilizes the following portfolio segments in its analysis of the allowance for loan losses: residential real estate, land, construction, commercial real estate, commercial business, home equity and second 10 December 31, 2019. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not At March 31, 2020, no December 31, 2019, $170,000 March 31, 2020 December 31, 2019, $289,000 $319,000, Loans at March 31, 2020 December 31, 2019 March 31, December 31, (In thousands) 2020 2019 Real estate mortgage loans: Residential $ 128,039 $ 131,959 Land 18,861 19,185 Residential construction 42,760 35,554 Commercial real estate 129,180 121,563 Commercial real estate construction 12,620 20,086 Commercial business loans 44,811 45,307 Consumer loans: Home equity and second mortgage loans 54,655 54,677 Automobile loans 45,304 46,443 Loans secured by savings accounts 1,318 1,372 Unsecured loans 3,434 3,653 Other consumer loans 13,134 13,700 Gross loans 494,116 493,499 Less undisbursed portion of loans in process (24,638 ) (23,081 ) Principal loan balance 469,478 470,418 Deferred loan origination fees, net 1,121 1,137 Allowance for loan losses (5,307 ) (5,061 ) Loans, net $ 465,292 $ 466,494 The following table provides the components of the Company’s recorded investment in loans at March 31, 2020: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 128,039 $ 18,861 $ 30,742 $ 129,180 $ 44,811 $ 54,655 $ 63,190 $ 469,478 Accrued interest receivable 453 98 70 344 117 218 226 1,526 Net deferred loan origination fees and costs 116 14 (6 ) (68 ) - 1,065 - 1,121 Recorded investment in loans $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,840 $ 115 $ - $ 447 $ 247 $ 56 $ 42 $ 2,747 Collectively evaluated for impairment 126,487 18,858 30,806 128,972 44,681 55,882 63,374 469,060 Acquired with deteriorated credit quality 281 - - 37 - - - 318 Ending balance $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 The following table provides the components of the Company’s recorded investment in loans at December 31, 2019: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 131,959 $ 19,185 $ 32,559 $ 121,563 $ 45,307 $ 54,677 $ 65,168 $ 470,418 Accrued interest receivable 462 114 86 312 142 244 272 1,632 Net deferred loan origination fees and costs 118 15 (1 ) (62 ) - 1,067 - 1,137 Recorded investment in loans $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,926 $ 115 $ - $ 353 $ 249 $ 56 $ 48 $ 2,747 Collectively evaluated for impairment 130,328 19,199 32,644 121,421 45,200 55,932 65,392 470,116 Acquired with deteriorated credit quality 285 - - 39 - - - 324 Ending balance $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 An analysis of the allowance for loan losses as of March 31, 2020 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 15 $ - $ - $ - $ - $ - $ - $ 15 Collectively evaluated for impairment 891 163 353 1,735 620 550 957 5,269 Acquired with deteriorated credit quality 23 - - - - - - 23 Ending balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 An analysis of the allowance for loan losses as of December 31, 2019 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ - $ - $ 16 Collectively evaluated for impairment 839 163 350 1,623 595 515 948 5,033 Acquired with deteriorated credit quality 12 - - - - - - 12 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 An analysis of the changes in the allowance for loan losses for the three March 31, 2020 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions for loan losses 62 - 3 112 25 33 116 351 Charge-offs - - - - - - (159 ) (159 ) Recoveries - - - - - 2 52 54 Ending balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 An analysis of the changes in the allowance for loan losses for the three March 31, 2019 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 71 2 67 (10 ) 82 5 233 450 Charge-offs (39 ) - - - - - (181 ) (220 ) Recoveries 2 - - - - 2 40 44 Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339 At March 31, 2020 December 31, 2019, $4.1 $3.8 March 31, 2020 December 31, 2019. March 31, 2020 19. Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not $407,000 $386,000 March 31, 2020 December 31, 2019, not December 31, 2019 March 31, 2020. The following table summarizes the Company’s impaired loans as of March 31, 2020 three March 31, 2020 2019. not three March 31, 2020 2019: At March 31, 2020 Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,662 $ 1,927 $ - $ 1,700 $ 6 $ 2,181 $ 3 Land 115 119 - 115 - 171 - Construction - - - - - 523 - Commercial real estate 447 446 - 400 9 253 2 Commercial business 247 255 - 248 2 398 3 Home equity/2nd mortgage 56 55 - 56 1 30 - Other consumer 42 44 - 45 - - - 2,569 2,846 - 2,564 18 3,556 8 Loans with an allowance recorded: Residential 178 198 15 184 - 76 - Land - - - - - - - Construction - - - - - - - Commercial real estate - - - - - 103 - Commercial business - - - - - 119 - Home equity/2nd mortgage - - - - - 14 - Other consumer - - - - - - - 178 198 15 184 - 312 - Total: Residential 1,840 2,125 15 1,884 6 2,257 3 Land 115 119 - 115 - 171 - Construction - - - - - 523 - Commercial real estate 447 446 - 400 9 356 2 Commercial business 247 255 - 248 2 517 3 Home equity/2nd mortgage 56 55 - 56 1 44 - Other consumer 42 44 - 45 - - - $ 2,747 $ 3,044 $ 15 $ 2,748 $ 18 $ 3,868 $ 8 The following table summarizes the Company’s impaired loans as of December 31, 2019: Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 1,737 $ 1,986 $ - Land 115 117 - Construction - - - Commercial real estate 353 352 - Commercial business 249 257 - Home equity/2nd mortgage 56 56 - Other consumer 48 50 - 2,558 2,818 - Loans with an allowance recorded: Residential 189 211 16 Land - - - Construction - - - Commercial real estate - - - Commercial business - - - Home equity/2nd mortgage - - - Other consumer - - - 189 211 16 Total: Residential 1,926 2,197 16 Land 115 117 - Construction - - - Commercial real estate 353 352 - Commercial business 249 257 - Home equity/2nd mortgage 56 56 - Other consumer 48 50 - $ 2,747 $ 3,029 $ 16 Nonperforming loans consists of nonaccrual loans and loans over 90 March 31, 2020 December 31, 2019: March 31, 2020 December 31, 2019 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,460 $ 55 $ 1,515 $ 1,544 $ 13 $ 1,557 Land 115 - 115 115 - 115 Construction - - - - - - Commercial real estate - - - - - - Commercial business 61 - 61 58 - 58 Home equity/2nd mortgage - - - - - - Other consumer 41 1 42 48 - 48 Total $ 1,677 $ 56 $ 1,733 $ 1,765 $ 13 $ 1,778 The following table presents the aging of the recorded investment in loans at March 31, 2020: Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,050 $ 401 $ 1,035 $ 3,486 $ 124,841 $ 281 $ 128,608 Land 130 6 86 222 18,751 - 18,973 Construction 51 - - 51 30,755 - 30,806 Commercial real estate 672 249 - 921 128,498 37 129,456 Commercial business 112 218 61 391 44,537 - 44,928 Home equity/2nd mortgage 355 204 - 559 55,379 - 55,938 Other consumer 409 53 1 463 62,953 - 63,416 Total $ 3,779 $ 1,131 $ 1,183 $ 6,093 $ 465,714 $ 318 $ 472,125 The following table presents the aging of the recorded investment in loans at December 31, 2019: Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,572 $ 824 $ 1,010 $ 4,406 $ 127,848 $ 285 $ 132,539 Land 185 101 80 366 18,948 - 19,314 Construction - - - - 32,644 - 32,644 Commercial real estate - 146 - 146 121,628 39 121,813 Commercial business 61 - 58 119 45,330 - 45,449 Home equity/2nd mortgage 395 256 - 651 55,337 - 55,988 Other consumer 504 66 - 570 64,870 - 65,440 Total $ 3,717 $ 1,393 $ 1,148 $ 6,258 $ 466,605 $ 324 $ 473,187 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) March 31, 2020 Pass $ 125,357 $ 18,460 $ 30,806 $ 126,799 $ 44,032 $ 55,511 $ 63,313 $ 464,278 Special Mention 386 321 - 784 464 - 62 2,017 Substandard 1,443 77 - 1,873 371 427 - 4,191 Doubtful 1,422 115 - - 61 - 41 1,639 Loss - - - - - - - - Total $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 December 31, 2019 Pass $ 129,613 $ 18,805 $ 32,394 $ 119,469 $ 44,879 $ 55,569 $ 65,320 $ 466,049 Special Mention 46 327 250 1,136 378 - 72 2,209 Substandard 1,336 67 - 1,208 134 419 - 3,164 Doubtful 1,544 115 - - 58 - 48 1,765 Loss - - - - - - - - Total $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 The following table summarizes the Company’s TDRs by accrual status as of March 31, 2020 December 31, 2019: March 31, 2020 December 31, 2019 Related Allowance Related Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 381 $ 65 $ 446 $ - $ 367 $ 66 $ 433 $ - Commercial real estate 643 - 643 - 553 - 553 - Commercial business 186 - 186 - 191 - 191 - Home equity and second mortgage 55 - 55 - 55 - 55 - Total $ 1,265 $ 65 $ 1,330 $ - $ 1,166 $ 66 $ 1,232 $ - At March 31, 2020 December 31, 2019, no The Company restructured one one three March 31, 2020, $265,000. no three March 31, 2019. There were no no three March 31, 2020 2019. There were no 12 90 three March 31, 2020 2019. may may As discussed in Note 1, March 2020 six 19 not 19 December 31, 2019 not May 6, 2020, 11.7% one three may six Purchased Credit Impaired (PCI) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no not 310 30. The following table presents the carrying amount of PCI loans accounted for under ASC 310 30 March 31, 2020 December 31, 2019: March 31, December 31, (In thousands) 2020 2019 Residential real estate $ 281 $ 285 Commercial real estate 37 39 Carrying amount 318 324 Allowance for loan losses 23 12 Carrying amount, net of allowance $ 295 $ 312 The outstanding balance of PCI loans accounted for under ASC 310 30, $452,000 $466,000 March 31, 2020 December 31, 2019, There was a $23,000 March 31, 2020 $12,000 December 31, 2019. $11,000 three March 31, 2020. no three March 31, 2019. Accretable yield, or income expected to be collected, is as follows for the three March 31, 2020 2019: 2020 2019 Balance at beginning of period $ 403 $ 423 New loans purchased - - Accretion to income (11 ) (12 ) Disposals and other adjustments - - Reclassification from nonaccretable difference (17 ) (2 ) Balance at end of period $ 375 $ 409

Note 4 - Qualified Affordable H

Note 4 - Qualified Affordable Housing Project Investment	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Investment [Text Block]	4. Qualified Affordable Housing Project Investment On January 19, 2018, March 31, 2020 December 31, 2019, $3.1 $3.2 March 31, 2020 December 31, 2019 $1.1 $1.9 2029. The investment is accounted for using the proportional amortization method. During the three March 31, 2020 2019, $96,000 $82,000, three March 31, 2020 2019, $111,000 $125,000,

Note 5 - Supplemental Disclosur

Note 5 - Supplemental Disclosure for Earnings Per Share	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	5. Supplemental Disclosure for Earnings Per Share Three Months Ended March 31, 2020 2019 (Dollars in thousands, except per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,094 $ 2,147 Shares: Weighted average common shares outstanding 3,336,459 3,329,844 Net income attributable to First Capital, Inc. per common share, basic $ 0.63 $ 0.64 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,094 $ 2,147 Shares: Weighted average common shares outstanding 3,336,459 3,329,844 Add: Dilutive effect of restricted stock 13,257 10,100 Weighted average common shares outstanding, as adjusted 3,349,716 3,339,944 Net income attributable to First Capital, Inc. per common share, diluted $ 0.63 $ 0.64 Nonvested restricted stock shares are not No three March 31, 2020 2019.

Note 6 - Stock-based Compensati

Note 6 - Stock-based Compensation Plans	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	6. Stock-Based Compensation Plan On May 20, 2009, 2009 “2009 May 20, 2019. 2009 2009 not 223,000 176,150 2009 On May 22, 2019, 2019 “2019 2019 2019 may not 176,150 2009 not 2019 no 2009 2009 At March 31, 2020, 161,900 2019 may may not ten may first not $100,000. may not 2019 may 2019 2019 The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of March 31, 2020, no On February 18, 2020, 14,250 2019 $67.43 $961,000. July 1, 2025, 20% July 1 July 1, 2021. February 19, 2019, 9,750 2009 $52.09 $508,000. July 1, 2024, 20% July 1 July 1, 2020. three March 31, 2020 2019 $93,000 $56,000, $28,000 $14,000 three March 31, 2020 2019, A summary of the Company’s nonvested restricted shares under the Plan as of March 31, 2020 three Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2020 27,750 $ 41.08 Granted 14,250 67.43 Vested 750 40.59 Forfeited - - Nonvested at March 31, 2020 41,250 $ 50.19 There were 750 three March 31, 2020 three March 31, 2020 $54,000. March 31, 2020, $1.8 4.0

Note 7 - Supplemental Disclosur

Note 7 - Supplemental Disclosures of Cash Flow Information	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	7. Supplemental Disclosures of Cash Flow Information Three Months Ended March 31, 2020 2019 ( In thousands Cash payments for: Interest $ 459 $ 428 Taxes (net of refunds received) 0 0

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	8. Fair Value Measurements FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of March 31, 2020 December 31, 2019. no March 31, 2020 December 31, 2019. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total March 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 70,069 $ - $ 70,069 Agency CMO - 41,609 - 41,609 Agency notes and bonds - 60,569 - 60,569 Municipal obligations - 80,935 - 80,935 Total securities available for sale $ - $ 253,182 $ - $ 253,182 Equity securities $ 1,352 $ - $ - 1,352 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,825 $ 1,825 Land - - 115 115 Commercial real estate - - 447 447 Commercial business - - 247 247 Home equity and second mortgage - - 56 56 Other consumer - - 42 42 Total impaired loans $ - $ - $ 2,732 $ 2,732 Loans held for sale $ - $ 3,085 $ - $ 3,085 December 31, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 69,498 $ - $ 69,498 Agency CMO - 43,084 - 43,084 Agency notes and bonds - 64,556 - 64,556 Municipal obligations - 77,424 - 77,424 Total securities available for sale $ - $ 254,562 $ - $ 254,562 Equity securities $ 1,746 $ - $ - 1,746 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,910 $ 1,910 Land - - 115 115 Commercial real estate - - 353 353 Commercial business - - 249 249 Home equity and second mortgage - - 56 56 Other consumer - - 48 48 Total impaired loans $ - $ - $ 2,731 $ 2,731 Loans held for sale $ - $ 4,176 $ - $ 4,176 Foreclosed real estate: Residential real estate $ - $ - $ 170 $ 170 Total foreclosed real estate $ - $ - $ 170 $ 170 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At March 31, 2020 December 31, 2019, may At March 31, 2020, 40% 47%, 45%. December 31, 2019, 40% 66%, 47%. three March 31, 2020 $1,000 three March 31, 2019 $20,000. Loans Held for Sale 2. Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At March 31, 2020, no December 31, 2019, 38%. no three March 31, 2020. $137,000 three March 31, 2019. There have been no three March 31, 2020 2019. no 3 three March 31, 2020 2019. GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not not not not Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 March 31, 2020 Financial assets: Cash and cash equivalents $ 59,722 $ 59,722 $ 59,722 $ - $ - Interest-bearing time deposits 6,490 6,835 - 6,835 - Securities available for sale 253,182 253,182 - 253,182 - Loans held for sale 3,085 3,142 - 3,142 - Loans, net 465,292 476,293 - - 476,293 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,863 2,863 - 2,863 - Equity securities (included in other assets) 1,352 1,352 1,352 - - Financial liabilities: Deposits 722,618 723,217 - - 723,217 Accrued interest payable 219 219 - 219 - December 31, 2019: Financial assets: Cash and cash equivalents $ 51,360 $ 51,360 $ 51,360 $ - $ - Interest-bearing time deposits 6,490 6,654 - 6,654 - Securities available for sale 254,562 254,562 - 254,562 - Loans held for sale 4,176 4,243 - 4,243 - Loans, net 466,694 482,119 - - 482,119 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,076 3,076 - 3,076 - Equity securities (included in other assets) 1,746 1,746 1,746 - - Financial liabilities: Deposits 722,177 721,729 - - 721,729 Accrued interest payable 210 210 - 210 -

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	9. Revenue from Contracts with Customers Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 three March 31, 2020 2019: Three Months Ended March 31, 2020 2019 (In thousands) Service charges on deposit accounts $ 506 $ 461 ATM and debit card fees 765 647 Investment advisory income 113 98 Other 33 34 Revenue from contracts with customers 1,417 1,240 Net gain (loss) on loans and investments (35 ) 192 Increase in cash value of life insurance 47 48 Other 27 25 Other noninterest income 39 265 Total noninterest income $ 1,456 $ 1,505 A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees Investment Advisory Income Other Income:

Note 10 - Recent Accounting Pro

Note 10 - Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	10. Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In June 2016, No. 2016 13, Financial Instruments – Credit Losses (Topic 326 December 15, 2019, one 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, not In August 2018, No. 2018 13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement no 1 2 3 3 December 15, 2019. January 1, 2020 not

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Marketable Securities [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value March 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 68,746 $ 1,323 $ - $ 70,069 Agency CMO 41,377 370 138 41,609 Other debt securities: Agency notes and bonds 59,139 1,430 - 60,569 Municipal obligations 77,797 3,220 82 80,935 Total securities available for sale $ 247,059 $ 6,343 $ 220 $ 253,182 December 31, 2019 Securities available for sale: Agency mortgage-backed securities $ 69,984 $ 90 $ 576 $ 69,498 Agency CMO 43,067 238 221 43,084 Other debt securities: Agency notes and bonds 64,162 473 79 64,556 Municipal obligations 74,606 2,843 25 77,424 Total securities available for sale $ 251,819 $ 3,644 $ 901 $ 254,562
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Amortized Fair Cost Value (In thousands) Due in one year or less $ 18,895 $ 18,949 Due after one year through five years 48,810 50,327 Due after five years through ten years 27,915 29,154 Due after ten years 41,316 43,074 136,936 141,504 Mortgage-backed securities and CMO 110,123 111,678 $ 247,059 $ 253,182
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 15 $ 16,012 $ 137 Muncipal obligations 7 4,629 82 Total less than twelve months 22 20,641 219 Continuous loss position more than twelve months: Agency CMO 2 322 1 Total more than twelve months 2 322 1 Total securities available for sale 24 $ 20,963 $ 220 Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 5 $ 723 $ 2 Agency CMO 13 14,749 157 Agency notes and bonds 2 5,551 17 Muncipal obligations 4 3,241 25 Total less than twelve months 24 24,264 201 Continuous loss position more than twelve months: Agency mortgage-backed securities 50 49,033 574 Agency CMO 15 7,113 64 Agency notes and bonds 10 37,706 62 Total more than twelve months 75 93,852 700 Total securities available for sale 99 $ 118,116 $ 901

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	March 31, December 31, (In thousands) 2020 2019 Real estate mortgage loans: Residential $ 128,039 $ 131,959 Land 18,861 19,185 Residential construction 42,760 35,554 Commercial real estate 129,180 121,563 Commercial real estate construction 12,620 20,086 Commercial business loans 44,811 45,307 Consumer loans: Home equity and second mortgage loans 54,655 54,677 Automobile loans 45,304 46,443 Loans secured by savings accounts 1,318 1,372 Unsecured loans 3,434 3,653 Other consumer loans 13,134 13,700 Gross loans 494,116 493,499 Less undisbursed portion of loans in process (24,638 ) (23,081 ) Principal loan balance 469,478 470,418 Deferred loan origination fees, net 1,121 1,137 Allowance for loan losses (5,307 ) (5,061 ) Loans, net $ 465,292 $ 466,494
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 15 $ - $ - $ - $ - $ - $ - $ 15 Collectively evaluated for impairment 891 163 353 1,735 620 550 957 5,269 Acquired with deteriorated credit quality 23 - - - - - - 23 Ending balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ 16 $ - $ - $ - $ - $ - $ - $ 16 Collectively evaluated for impairment 839 163 350 1,623 595 515 948 5,033 Acquired with deteriorated credit quality 12 - - - - - - 12 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions for loan losses 62 - 3 112 25 33 116 351 Charge-offs - - - - - - (159 ) (159 ) Recoveries - - - - - 2 52 54 Ending balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Allowance for loan losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions for loan losses 71 2 67 (10 ) 82 5 233 450 Charge-offs (39 ) - - - - - (181 ) (220 ) Recoveries 2 - - - - 2 40 44 Ending balance $ 727 $ 164 $ 291 $ 1,391 $ 541 $ 450 $ 775 $ 4,339
Impaired Financing Receivables [Table Text Block]	At March 31, 2020 Three Months Ended March 31, 2020 Three Months Ended March 31, 2019 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,662 $ 1,927 $ - $ 1,700 $ 6 $ 2,181 $ 3 Land 115 119 - 115 - 171 - Construction - - - - - 523 - Commercial real estate 447 446 - 400 9 253 2 Commercial business 247 255 - 248 2 398 3 Home equity/2nd mortgage 56 55 - 56 1 30 - Other consumer 42 44 - 45 - - - 2,569 2,846 - 2,564 18 3,556 8 Loans with an allowance recorded: Residential 178 198 15 184 - 76 - Land - - - - - - - Construction - - - - - - - Commercial real estate - - - - - 103 - Commercial business - - - - - 119 - Home equity/2nd mortgage - - - - - 14 - Other consumer - - - - - - - 178 198 15 184 - 312 - Total: Residential 1,840 2,125 15 1,884 6 2,257 3 Land 115 119 - 115 - 171 - Construction - - - - - 523 - Commercial real estate 447 446 - 400 9 356 2 Commercial business 247 255 - 248 2 517 3 Home equity/2nd mortgage 56 55 - 56 1 44 - Other consumer 42 44 - 45 - - - $ 2,747 $ 3,044 $ 15 $ 2,748 $ 18 $ 3,868 $ 8 Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 1,737 $ 1,986 $ - Land 115 117 - Construction - - - Commercial real estate 353 352 - Commercial business 249 257 - Home equity/2nd mortgage 56 56 - Other consumer 48 50 - 2,558 2,818 - Loans with an allowance recorded: Residential 189 211 16 Land - - - Construction - - - Commercial real estate - - - Commercial business - - - Home equity/2nd mortgage - - - Other consumer - - - 189 211 16 Total: Residential 1,926 2,197 16 Land 115 117 - Construction - - - Commercial real estate 353 352 - Commercial business 249 257 - Home equity/2nd mortgage 56 56 - Other consumer 48 50 - $ 2,747 $ 3,029 $ 16
Financing Receivable, Nonaccrual [Table Text Block]	March 31, 2020 December 31, 2019 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,460 $ 55 $ 1,515 $ 1,544 $ 13 $ 1,557 Land 115 - 115 115 - 115 Construction - - - - - - Commercial real estate - - - - - - Commercial business 61 - 61 58 - 58 Home equity/2nd mortgage - - - - - - Other consumer 41 1 42 48 - 48 Total $ 1,677 $ 56 $ 1,733 $ 1,765 $ 13 $ 1,778
Financing Receivable, Past Due [Table Text Block]	Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,050 $ 401 $ 1,035 $ 3,486 $ 124,841 $ 281 $ 128,608 Land 130 6 86 222 18,751 - 18,973 Construction 51 - - 51 30,755 - 30,806 Commercial real estate 672 249 - 921 128,498 37 129,456 Commercial business 112 218 61 391 44,537 - 44,928 Home equity/2nd mortgage 355 204 - 559 55,379 - 55,938 Other consumer 409 53 1 463 62,953 - 63,416 Total $ 3,779 $ 1,131 $ 1,183 $ 6,093 $ 465,714 $ 318 $ 472,125 Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 2,572 $ 824 $ 1,010 $ 4,406 $ 127,848 $ 285 $ 132,539 Land 185 101 80 366 18,948 - 19,314 Construction - - - - 32,644 - 32,644 Commercial real estate - 146 - 146 121,628 39 121,813 Commercial business 61 - 58 119 45,330 - 45,449 Home equity/2nd mortgage 395 256 - 651 55,337 - 55,988 Other consumer 504 66 - 570 64,870 - 65,440 Total $ 3,717 $ 1,393 $ 1,148 $ 6,258 $ 466,605 $ 324 $ 473,187
Financing Receivable Credit Quality Indicators [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) March 31, 2020 Pass $ 125,357 $ 18,460 $ 30,806 $ 126,799 $ 44,032 $ 55,511 $ 63,313 $ 464,278 Special Mention 386 321 - 784 464 - 62 2,017 Substandard 1,443 77 - 1,873 371 427 - 4,191 Doubtful 1,422 115 - - 61 - 41 1,639 Loss - - - - - - - - Total $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 December 31, 2019 Pass $ 129,613 $ 18,805 $ 32,394 $ 119,469 $ 44,879 $ 55,569 $ 65,320 $ 466,049 Special Mention 46 327 250 1,136 378 - 72 2,209 Substandard 1,336 67 - 1,208 134 419 - 3,164 Doubtful 1,544 115 - - 58 - 48 1,765 Loss - - - - - - - - Total $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block]	March 31, 2020 December 31, 2019 Related Allowance Related Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 381 $ 65 $ 446 $ - $ 367 $ 66 $ 433 $ - Commercial real estate 643 - 643 - 553 - 553 - Commercial business 186 - 186 - 191 - 191 - Home equity and second mortgage 55 - 55 - 55 - 55 - Total $ 1,265 $ 65 $ 1,330 $ - $ 1,166 $ 66 $ 1,232 $ -
Schedule of Purchased Credit Impaired Loans [Table Text Block]	March 31, December 31, (In thousands) 2020 2019 Residential real estate $ 281 $ 285 Commercial real estate 37 39 Carrying amount 318 324 Allowance for loan losses 23 12 Carrying amount, net of allowance $ 295 $ 312
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	2020 2019 Balance at beginning of period $ 403 $ 423 New loans purchased - - Accretion to income (11 ) (12 ) Disposals and other adjustments - - Reclassification from nonaccretable difference (17 ) (2 ) Balance at end of period $ 375 $ 409
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 128,039 $ 18,861 $ 30,742 $ 129,180 $ 44,811 $ 54,655 $ 63,190 $ 469,478 Accrued interest receivable 453 98 70 344 117 218 226 1,526 Net deferred loan origination fees and costs 116 14 (6 ) (68 ) - 1,065 - 1,121 Recorded investment in loans $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,840 $ 115 $ - $ 447 $ 247 $ 56 $ 42 $ 2,747 Collectively evaluated for impairment 126,487 18,858 30,806 128,972 44,681 55,882 63,374 469,060 Acquired with deteriorated credit quality 281 - - 37 - - - 318 Ending balance $ 128,608 $ 18,973 $ 30,806 $ 129,456 $ 44,928 $ 55,938 $ 63,416 $ 472,125 Residential Commercial Commercial Home Equity & Other Real Estate Land Construction Real Estate Business 2nd Mtg Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 131,959 $ 19,185 $ 32,559 $ 121,563 $ 45,307 $ 54,677 $ 65,168 $ 470,418 Accrued interest receivable 462 114 86 312 142 244 272 1,632 Net deferred loan origination fees and costs 118 15 (1 ) (62 ) - 1,067 - 1,137 Recorded investment in loans $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,926 $ 115 $ - $ 353 $ 249 $ 56 $ 48 $ 2,747 Collectively evaluated for impairment 130,328 19,199 32,644 121,421 45,200 55,932 65,392 470,116 Acquired with deteriorated credit quality 285 - - 39 - - - 324 Ending balance $ 132,539 $ 19,314 $ 32,644 $ 121,813 $ 45,449 $ 55,988 $ 65,440 $ 473,187

Note 5 - Supplemental Disclos_2

Note 5 - Supplemental Disclosure for Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended March 31, 2020 2019 (Dollars in thousands, except per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,094 $ 2,147 Shares: Weighted average common shares outstanding 3,336,459 3,329,844 Net income attributable to First Capital, Inc. per common share, basic $ 0.63 $ 0.64 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,094 $ 2,147 Shares: Weighted average common shares outstanding 3,336,459 3,329,844 Add: Dilutive effect of restricted stock 13,257 10,100 Weighted average common shares outstanding, as adjusted 3,349,716 3,339,944 Net income attributable to First Capital, Inc. per common share, diluted $ 0.63 $ 0.64

Note 6 - Stock-based Compensa_2

Note 6 - Stock-based Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2020 27,750 $ 41.08 Granted 14,250 67.43 Vested 750 40.59 Forfeited - - Nonvested at March 31, 2020 41,250 $ 50.19

Note 7 - Supplemental Disclos_2

Note 7 - Supplemental Disclosures of Cash Flow Information (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Three Months Ended March 31, 2020 2019 ( In thousands Cash payments for: Interest $ 459 $ 428 Taxes (net of refunds received) 0 0

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total March 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 70,069 $ - $ 70,069 Agency CMO - 41,609 - 41,609 Agency notes and bonds - 60,569 - 60,569 Municipal obligations - 80,935 - 80,935 Total securities available for sale $ - $ 253,182 $ - $ 253,182 Equity securities $ 1,352 $ - $ - 1,352 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,825 $ 1,825 Land - - 115 115 Commercial real estate - - 447 447 Commercial business - - 247 247 Home equity and second mortgage - - 56 56 Other consumer - - 42 42 Total impaired loans $ - $ - $ 2,732 $ 2,732 Loans held for sale $ - $ 3,085 $ - $ 3,085 December 31, 2019 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 69,498 $ - $ 69,498 Agency CMO - 43,084 - 43,084 Agency notes and bonds - 64,556 - 64,556 Municipal obligations - 77,424 - 77,424 Total securities available for sale $ - $ 254,562 $ - $ 254,562 Equity securities $ 1,746 $ - $ - 1,746 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,910 $ 1,910 Land - - 115 115 Commercial real estate - - 353 353 Commercial business - - 249 249 Home equity and second mortgage - - 56 56 Other consumer - - 48 48 Total impaired loans $ - $ - $ 2,731 $ 2,731 Loans held for sale $ - $ 4,176 $ - $ 4,176 Foreclosed real estate: Residential real estate $ - $ - $ 170 $ 170 Total foreclosed real estate $ - $ - $ 170 $ 170
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 March 31, 2020 Financial assets: Cash and cash equivalents $ 59,722 $ 59,722 $ 59,722 $ - $ - Interest-bearing time deposits 6,490 6,835 - 6,835 - Securities available for sale 253,182 253,182 - 253,182 - Loans held for sale 3,085 3,142 - 3,142 - Loans, net 465,292 476,293 - - 476,293 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 2,863 2,863 - 2,863 - Equity securities (included in other assets) 1,352 1,352 1,352 - - Financial liabilities: Deposits 722,618 723,217 - - 723,217 Accrued interest payable 219 219 - 219 - December 31, 2019: Financial assets: Cash and cash equivalents $ 51,360 $ 51,360 $ 51,360 $ - $ - Interest-bearing time deposits 6,490 6,654 - 6,654 - Securities available for sale 254,562 254,562 - 254,562 - Loans held for sale 4,176 4,243 - 4,243 - Loans, net 466,694 482,119 - - 482,119 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,076 3,076 - 3,076 - Equity securities (included in other assets) 1,746 1,746 1,746 - - Financial liabilities: Deposits 722,177 721,729 - - 721,729 Accrued interest payable 210 210 - 210 -

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended March 31, 2020 2019 (In thousands) Service charges on deposit accounts $ 506 $ 461 ATM and debit card fees 765 647 Investment advisory income 113 98 Other 33 34 Revenue from contracts with customers 1,417 1,240 Net gain (loss) on loans and investments (35 ) 192 Increase in cash value of life insurance 47 48 Other 27 25 Other noninterest income 39 265 Total noninterest income $ 1,456 $ 1,505

Note 1 - Presentation of Inte_2

Note 1 - Presentation of Interim Information (Details Textual) $ in Millions	1 Months Ended
	Apr. 29, 2020USD ($)
Subsequent Event [Member]
Authorization Received for PPP Loans, Amount	$ 44.6

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) - USD ($)	1 Months Ended	3 Months Ended
	Sep. 30, 2018	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		1.00%
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		$ 0
Debt Securities, Available-for-sale, Realized Loss		394,000	$ 86,000
Debt Securities, Time Deposits, Realized Loss		0	11,000
Debt Securities, Available-for-sale, Realized Gain		0	$ 131,000
Investment, Number of Shares Acquired (in shares)	90,000
Investment Ownership Percentage	5.00%
Payments to Acquire Other Investments	$ 1,900,000
Equity Securities, FV-NI		$ 1,400,000		$ 1,700,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Securities available for sale, amortized cost	$ 247,059	$ 251,819
Securities available for sale, gross unrealized gains	6,343	3,644
Securities available for sale, gross unrealized losses	220	901
Securities available for sale, at fair value	253,182	254,562
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	68,746	69,984
Securities available for sale, gross unrealized gains	1,323	90
Securities available for sale, gross unrealized losses		576
Securities available for sale, at fair value	70,069	69,498
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	41,377	43,067
Securities available for sale, gross unrealized gains	370	238
Securities available for sale, gross unrealized losses	138	221
Securities available for sale, at fair value	41,609	43,084
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	59,139	64,162
Securities available for sale, gross unrealized gains	1,430	473
Securities available for sale, gross unrealized losses		79
Securities available for sale, at fair value	60,569	64,556
Municipal Notes [Member]
Securities available for sale, amortized cost	77,797	74,606
Securities available for sale, gross unrealized gains	3,220	2,843
Securities available for sale, gross unrealized losses	82	25
Securities available for sale, at fair value	$ 80,935	$ 77,424

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Securities available for sale, amortized cost, due in one year or less	$ 18,895
Securities available for sale, fair value, due in one year or less	18,949
Securities available for sale, amortized cost, due after one year through five years	48,810
Securities available for sale, fair value, due after one year through five years	50,327
Securities available for sale, amortized cost, due after five years through ten years	27,915
Securities available for sale, fair value, due after five years through ten years	29,154
Securities available for sale, amortized cost, due after ten years	41,316
Securities available for sale, fair value, due after ten years	43,074
Securities available for sale, amortized cost, single maturity	136,936
Securities available for sale, fair value, single maturity	141,504
Securities available for sale, amortized cost, Mortgage-backed securities and CMO	110,123
Securities available for sale, fair value, Mortgage-backed securities and CMO	111,678
Securities available for sale, amortized cost	247,059	$ 251,819
Securities available for sale, fair value	253,182	$ 254,562
Debt Securities [Member]
Securities available for sale, amortized cost	247,059
Securities available for sale, fair value	$ 253,182

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Number of investment positions - less than twelve months	22	24
Fair value - less than twelve months	$ 20,641	$ 24,264
Gross unrealized losses - less than twelve months	$ 219	$ 201
Number of investment positions - more than twelve months	2	75
Fair value - more than twelve months	$ 322	$ 93,852
Gross unrealized losses - more than twelve months	$ 1	$ 700
Number of investment positions	24	99
Fair value	$ 20,963	$ 118,116
Gross unrealized losses	$ 220	$ 901
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	15	13
Fair value - less than twelve months	$ 16,012	$ 14,749
Gross unrealized losses - less than twelve months	$ 137	$ 157
Number of investment positions - more than twelve months	2	15
Fair value - more than twelve months	$ 322	$ 7,113
Gross unrealized losses - more than twelve months	$ 1	$ 64
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months		5
Fair value - less than twelve months		$ 723
Gross unrealized losses - less than twelve months		$ 2
Number of investment positions - more than twelve months		50
Fair value - more than twelve months		$ 49,033
Gross unrealized losses - more than twelve months		$ 574
US States and Political Subdivisions Debt Securities [Member]
Number of investment positions - less than twelve months	7	4
Fair value - less than twelve months	$ 4,629	$ 3,241
Gross unrealized losses - less than twelve months	$ 82	$ 25
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months		2
Fair value - less than twelve months		$ 5,551
Gross unrealized losses - less than twelve months		$ 17
Number of investment positions - more than twelve months		10
Fair value - more than twelve months		$ 37,706
Gross unrealized losses - more than twelve months		$ 62

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended			12 Months Ended
	Mar. 31, 2020USD ($)	Sep. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)	Apr. 24, 2020
Loans Charge-off Period (Day)	90 days
Performance Period (Year)	6 years
Collateral Dependent Loans, Value of Significant Properties	$ 200,000
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Foreclosure	0			$ 170,000
Mortgage Loans in Process of Foreclosure, Amount	289,000			319,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	0		$ 0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0			0
Financing Receivable, Modifications, Number of Contracts			0
Financing Receivable, Troubled Debt Restructuring, Premodification and Postmodification	$ 265,000
Troubled Debt Restructuring, Principal Charge-offs		$ 0	$ 0
Troubled Debt Restructuring, Specific Allowance		$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0		0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total	$ 452,000			466,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	$ 23,000		$ 11,000	12,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses			$ 0
Subsequent Event [Member]
Financing Receivable, Percentage Payment Extensions Approved Under PPP					11.70%
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	1
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts	1
Classified Loans [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 407,000			386,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total	$ 4,100,000			$ 3,800,000
Bank Overdrafts [Member]
Loans Charge-off Period (Day)	45 days

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Loans	$ 494,116	$ 493,499
Less undisbursed portion of loans in process	(24,638)	(23,081)
Principal loan balance	469,478	470,418
Deferred loan origination fees, net	1,121	1,137
Allowance for loan losses	(5,307)	(5,061)	$ (4,339)	$ (4,065)
Loans, net	465,292	466,494
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	128,039	131,959
Allowance for loan losses	(929)	(867)	(727)	(693)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,861	19,185
Principal loan balance	18,861	19,185
Deferred loan origination fees, net	14	15
Allowance for loan losses	(163)	(163)	(164)	(162)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	42,760	35,554
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	129,180	121,563
Principal loan balance	129,180	121,563
Deferred loan origination fees, net	(68)	(62)
Allowance for loan losses	(1,735)	(1,623)	(1,391)	(1,401)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	12,620	20,086
Commercial Portfolio Segment [Member]
Loans	44,811	45,307
Principal loan balance	44,811	45,307
Deferred loan origination fees, net
Allowance for loan losses	(620)	(595)	(541)	(459)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	54,655	54,677
Principal loan balance	54,655	54,677
Deferred loan origination fees, net	1,065	1,067
Allowance for loan losses	(550)	(515)	(450)	(443)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	45,304	46,443
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	1,318	1,372
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	3,434	3,653
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	13,134	13,700
Allowance for loan losses	$ (957)	$ (948)	$ (775)	$ (683)

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Principal loan balance	$ 469,478	$ 470,418
Accrued interest receivable	1,526	1,632
Net deferred loan origination fees and costs	1,121	1,137
Recorded investment in loans	472,125	473,187
Individually evaluated for impairment	2,747	2,747
Collectively evaluated for impairment	469,060	470,116
Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	318	324
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member]
Principal loan balance	128,039	131,959
Accrued interest receivable	453	462
Net deferred loan origination fees and costs	116	118
Recorded investment in loans	128,608	132,539
Individually evaluated for impairment	1,840	1,926
Collectively evaluated for impairment	126,487	130,328
Real Estate Mortgage Portfolio Segment [Member] | Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	281	285
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Principal loan balance	18,861	19,185
Accrued interest receivable	98	114
Net deferred loan origination fees and costs	14	15
Recorded investment in loans	18,973	19,314
Individually evaluated for impairment	115	115
Collectively evaluated for impairment	18,858	19,199
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Principal loan balance	30,742	32,559
Accrued interest receivable	70	86
Net deferred loan origination fees and costs	(6)	(1)
Recorded investment in loans	30,806	32,644
Individually evaluated for impairment
Collectively evaluated for impairment	30,806	32,644
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Principal loan balance	129,180	121,563
Accrued interest receivable	344	312
Net deferred loan origination fees and costs	(68)	(62)
Recorded investment in loans	129,456	121,813
Individually evaluated for impairment	447	353
Collectively evaluated for impairment	128,972	121,421
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	37	39
Commercial Portfolio Segment [Member]
Principal loan balance	44,811	45,307
Accrued interest receivable	117	142
Net deferred loan origination fees and costs
Recorded investment in loans	44,928	45,449
Individually evaluated for impairment	247	249
Collectively evaluated for impairment	44,681	45,200
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Principal loan balance	54,655	54,677
Accrued interest receivable	218	244
Net deferred loan origination fees and costs	1,065	1,067
Recorded investment in loans	55,938	55,988
Individually evaluated for impairment	56	56
Collectively evaluated for impairment	55,882	55,932
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Principal loan balance	63,190	65,168
Accrued interest receivable	226	272
Net deferred loan origination fees and costs
Recorded investment in loans	63,416	65,440
Individually evaluated for impairment	42	48
Collectively evaluated for impairment	63,374	65,392
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Dec. 31, 2019
Individually evaluated for impairment			$ 15	$ 16
Collectively evaluated for impairment			5,269	5,033
Allowance for loan losses	$ 5,061	$ 4,339	5,307	5,061
Beginning balance	5,061	4,065
Provision for loan losses	351	450
Charge-offs	(159)	(220)
Recoveries	54	44
Ending balance	5,307	4,339
Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	12		23	12
Beginning balance	12
Ending balance	23
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Individually evaluated for impairment			15	16
Collectively evaluated for impairment			891	839
Allowance for loan losses	867	727	929	867
Beginning balance	867	693
Provision for loan losses	62	71
Charge-offs		(39)
Recoveries		2
Ending balance	929	727
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	12		23	12
Beginning balance	12
Ending balance	23
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			163	163
Allowance for loan losses	163	164	163	163
Beginning balance	163	162
Provision for loan losses		2
Charge-offs
Recoveries
Ending balance	163	164
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			353	350
Allowance for loan losses	350	291	353	350
Beginning balance	350	224
Provision for loan losses	3	67
Charge-offs
Recoveries
Ending balance	353	291
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			1,735	1,623
Allowance for loan losses	1,623	1,391	1,735	1,623
Beginning balance	1,623	1,401
Provision for loan losses	112	(10)
Charge-offs
Recoveries
Ending balance	1,735	1,391
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Commercial Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			620	595
Allowance for loan losses	595	541	620	595
Beginning balance	595	459
Provision for loan losses	25	82
Charge-offs
Recoveries
Ending balance	620	541
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			550	515
Allowance for loan losses	515	450	550	515
Beginning balance	515	443
Provision for loan losses	33	5
Charge-offs
Recoveries	2	2
Ending balance	550	450
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Allowance for loan losses	957	775	957	948
Beginning balance	948	683
Provision for loan losses	116	233
Charge-offs	(159)	(181)
Recoveries	52	40
Ending balance	957	$ 775
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			957	948
Allowance for loan losses	948		957	$ 948
Beginning balance	948
Ending balance	957
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses
Ending balance

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Recorded investment with no allowance	$ 178		$ 2,558
Unpaid principal balance with no allowance	198		2,818
Related allowance with no allowance
Average recorded investment with no allowance	184	$ 312
Interest income recognized with no allowance
Recorded investment with allowance	2,747		189
Unpaid principal balance with allowance	3,044		211
Related allowance	15		16
Average recorded investment with allowance	2,748	3,868
Interest income recognized with allowance	18	8
Recorded investment			2,747
Unpaid principal balance			3,029
Related allowance	15		16
Unpaid principal balance with no allowance	198		2,818
Unpaid principal balance			3,029
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,662		1,737
Unpaid principal balance with no allowance	1,927		1,986
Related allowance with no allowance
Average recorded investment with no allowance	1,700	2,181
Interest income recognized with no allowance	6	3
Recorded investment with allowance	178		189
Unpaid principal balance with allowance	198		211
Related allowance	15		16
Average recorded investment with allowance	184	76
Interest income recognized with allowance
Recorded investment	1,840		1,926
Unpaid principal balance	2,125		2,197
Related allowance	15		16
Average recorded investment	1,884	2,257
Interest income recognized	6	3
Unpaid principal balance with no allowance	1,927		1,986
Unpaid principal balance	2,125		2,197
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	115		115
Unpaid principal balance with no allowance	119		117
Related allowance with no allowance
Average recorded investment with no allowance	115	171
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment	115		115
Unpaid principal balance	119		117
Related allowance
Average recorded investment	115	171
Interest income recognized
Unpaid principal balance with no allowance	119		117
Unpaid principal balance	119		117
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance
Unpaid principal balance with no allowance
Related allowance with no allowance
Average recorded investment with no allowance		523
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment
Unpaid principal balance
Related allowance
Average recorded investment		523
Interest income recognized
Unpaid principal balance with no allowance
Unpaid principal balance
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	447		353
Unpaid principal balance with no allowance	446		352
Related allowance with no allowance
Average recorded investment with no allowance	400	253
Interest income recognized with no allowance	9	2
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance		103
Interest income recognized with allowance
Recorded investment	447		353
Unpaid principal balance	446		352
Related allowance
Average recorded investment	400	356
Interest income recognized	9	2
Unpaid principal balance with no allowance	446		352
Unpaid principal balance	446		352
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	247		249
Unpaid principal balance with no allowance	255		257
Related allowance with no allowance
Average recorded investment with no allowance	248	398
Interest income recognized with no allowance	2	3
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance		119
Interest income recognized with allowance
Recorded investment	247		249
Unpaid principal balance	255		257
Related allowance
Average recorded investment	248	517
Interest income recognized	2	3
Unpaid principal balance with no allowance	255		257
Unpaid principal balance	255		257
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	56		56
Unpaid principal balance with no allowance	55		56
Related allowance with no allowance
Average recorded investment with no allowance	56	30
Interest income recognized with no allowance	1
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance		14
Interest income recognized with allowance
Recorded investment	56		56
Unpaid principal balance	55		56
Related allowance
Average recorded investment	56	44
Interest income recognized	1
Unpaid principal balance with no allowance	55		56
Unpaid principal balance	55		56
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	42		48
Unpaid principal balance with no allowance	44		50
Related allowance with no allowance
Average recorded investment with no allowance	45
Interest income recognized with no allowance
Recorded investment with allowance
Unpaid principal balance with allowance
Related allowance
Average recorded investment with allowance
Interest income recognized with allowance
Recorded investment	42		48
Unpaid principal balance	44		50
Related allowance
Average recorded investment	45
Interest income recognized
Unpaid principal balance with no allowance	44		50
Unpaid principal balance	$ 44		$ 50

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Total Nonperforming Loans	$ 6,093	$ 6,258
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Total Nonperforming Loans	3,486	4,406
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Total Nonperforming Loans	222	366
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Total Nonperforming Loans	51
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Total Nonperforming Loans	921	146
Commercial Portfolio Segment [Member]
Total Nonperforming Loans	391	119
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	559	651
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Total Nonperforming Loans	463	570
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	1,677	1,765
Loans 90+ Days Past Due Still Accruing	56	13
Total Nonperforming Loans	1,733	1,778
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	1,460	1,544
Loans 90+ Days Past Due Still Accruing	55	13
Total Nonperforming Loans	1,515	1,557
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	115	115
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	115	115
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	61	58
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans	61	58
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans
Loans 90+ Days Past Due Still Accruing
Total Nonperforming Loans
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans	41	48
Loans 90+ Days Past Due Still Accruing	1
Total Nonperforming Loans	$ 42	$ 48

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Past Due	$ 6,093	$ 6,258
Current	465,714	466,605
Loans	472,125	473,187
Financial Asset Acquired with Credit Deterioration [Member]
Loans	318	324
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	3,486	4,406
Current	124,841	127,848
Loans	128,608	132,539
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	281	285
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	222	366
Current	18,751	18,948
Loans	18,973	19,314
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	51
Current	30,755	32,644
Loans	30,806	32,644
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	921	146
Current	128,498	121,628
Loans	129,456	121,813
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	37	39
Commercial Portfolio Segment [Member]
Past Due	391	119
Current	44,537	45,330
Loans	44,928	45,449
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	559	651
Current	55,379	55,337
Loans	55,938	55,988
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	463	570
Current	62,953	64,870
Loans	63,416	65,440
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans
Financial Asset, 30 to 59 Days Past Due [Member]
Past Due	3,779	3,717
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	2,050	2,572
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	130	185
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due	51
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	672
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	112	61
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	355	395
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	409	504
Financial Asset, 60 to 89 Days Past Due [Member]
Past Due	1,131	1,393
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	401	824
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	6	101
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due	249	146
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	218
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due	204	256
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	53	66
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past Due	1,183	1,148
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Past Due	1,035	1,010
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Past Due	86	80
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past Due	61	58
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Past Due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Past Due	$ 1

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans	$ 472,125	$ 473,187
Pass [Member]
Loans	464,278	466,049
Special Mention [Member]
Loans	2,017	2,209
Substandard [Member]
Loans	4,191	3,164
Doubtful [Member]
Loans	1,639	1,765
Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	128,608	132,539
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	125,357	129,613
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	386	46
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	1,443	1,336
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	1,422	1,544
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,973	19,314
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	18,460	18,805
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	321	327
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	77	67
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	115	115
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	30,806	32,644
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	30,806	32,394
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans		250
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	129,456	121,813
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	126,799	119,469
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	784	1,136
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	1,873	1,208
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Commercial Portfolio Segment [Member]
Loans	44,928	45,449
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	44,032	44,879
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	464	378
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	371	134
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	61	58
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	55,938	55,988
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	55,511	55,569
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	427	419
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	63,416	65,440
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	63,313	65,320
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	62	72
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	41	48
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Recorded investment in loans	$ 472,125	$ 473,187
Loans	472,125	473,187
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	128,608	132,539
Loans	128,608	132,539
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	129,456	121,813
Loans	129,456	121,813
Commercial Portfolio Segment [Member]
Recorded investment in loans	44,928	45,449
Loans	44,928	45,449
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment in loans	55,938	55,988
Loans	55,938	55,988
Nonperforming Financial Instruments [Member]
TDR accruing	1,265	1,166
TDR nonaccrual	65	66
Recorded investment in loans	1,330	1,232
TDR related allowance for loan losses
Loans	1,330	1,232
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	381	367
TDR nonaccrual	65	66
Recorded investment in loans	446	433
TDR related allowance for loan losses
Loans	446	433
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	643	553
TDR nonaccrual
Recorded investment in loans	643	553
TDR related allowance for loan losses
Loans	643	553
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	186	191
TDR nonaccrual
Recorded investment in loans	186	191
TDR related allowance for loan losses
Loans	186	191
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR accruing	55	55
TDR nonaccrual
Recorded investment in loans	55	55
TDR related allowance for loan losses
Loans	$ 55	$ 55

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
Carrying amount	$ 318,000	$ 324,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	23,000	12,000	$ 11,000
Carrying amount, net of allowance	295,000	312,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	281,000	285,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 37,000	$ 39,000

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Balance at beginning of period	$ 403	$ 423
New loans purchased
Accretion to income	(11)	(12)
Disposals and other adjustments
Reclassification from nonaccretable difference	(17)	(2)
Balance at end of period	$ 375	$ 409

Note 4 - Qualified Affordable_2

Note 4 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Investment Amortization	$ 96,000	$ 82,000
Tax Credits and Other Tax Benefits	111,000	$ 125,000
Other Assets [Member]
Investments, Total	3,100,000		$ 3,200,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 1,100,000		$ 1,900,000

Note 5 - Supplemental Disclos_3

Note 5 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0

Note 5 - Supplemental Disclos_4

Note 5 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net income attributable to First Capital, Inc.	$ 2,094	$ 2,147
Weighted average common shares outstanding (in shares)	3,336,459	3,329,844
Net income attributable to First Capital, Inc. per common share, basic (in dollars per share)	$ 0.63	$ 0.64
Weighted average common shares outstanding (in shares)	3,336,459	3,329,844
Add: Dilutive effect of restricted stock (in shares)	13,257	10,100
Weighted average common shares outstanding, as adjusted (in shares)	3,349,716	3,339,944
Net income attributable to First Capital, Inc. per common share, diluted (in dollars per share)	$ 0.63	$ 0.64

Note 6 - Stock-based Compensa_3

Note 6 - Stock-based Compensation Plans (Details Textual) - USD ($)	Feb. 18, 2020	Feb. 19, 2019	May 20, 2009	Mar. 31, 2020	Mar. 31, 2019	May 22, 2019	May 20, 2019
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				14,250
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)				$ 67.43
Share-based Payment Arrangement, Expense				$ 93,000	$ 56,000
Share-based Payment Arrangement, Expense, Tax Benefit				$ 28,000	$ 14,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares)				750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value				$ 54,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 1,800,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				4 years
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	14,250	9,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 67.43	$ 52.09
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 961,000	$ 508,000
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%	20.00%
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)			223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)							176,150
Equity Incentive Plan 2019 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options			$ 100,000
Equity Incentive Plan 2019 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)						176,150
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)				161,900
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)			10 years
Equity Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)				0

Note 6 - Stock-based Compensa_4

Note 6 - Stock-based Compensation Plan - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2020$ / sharesshares
Nonvested, number of shares (in shares) | shares	27,750
Nonvested, weight average grant date fair value (in dollars per share) | $ / shares	$ 41.08
Granted, number of shares (in shares) | shares	14,250
Granted, weight average grant date fair value (in dollars per share) | $ / shares	$ 67.43
Vested, number of shares (in shares) | shares	750
Vested, weight average grant date fair value (in dollars per share) | $ / shares	$ 40.59
Forfeited, number of shares (in shares) | shares
Forfeited, weight average grant date fair value (in dollars per share) | $ / shares
Nonvested, number of shares (in shares) | shares	41,250
Nonvested, weight average grant date fair value (in dollars per share) | $ / shares	$ 50.19

Note 7 - Supplemental Disclos_3

Note 7 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest	$ 459	$ 428
Taxes (net of refunds received)	$ 0	$ 0

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0		$ 0
Provision for Loan and Lease Losses, Total	351,000	$ 450,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure	0
Impaired Loan [Member]
Provision for Loan and Lease Losses, Total	1,000	20,000
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	$ 0	$ 137,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs	40.00%		40.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs	47.00%		66.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs	45.00%		47.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Estimated Selling Costs			38.00%

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019
Securities available for sale	$ 253,182,000	$ 254,562,000
Equity securities	1,400,000	1,700,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure	0
Other Consumer Loan [Member]
Impaired loans	42,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	70,069,000	69,498,000
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	41,609,000	43,084,000
US Government Agencies Debt Securities [Member]
Securities available for sale	60,569,000	64,556,000
Municipal Notes [Member]
Securities available for sale	80,935,000	77,424,000
Fair Value, Recurring [Member]
Securities available for sale	253,182,000	254,562,000
Equity securities	1,352,000	1,746,000
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	70,069,000	69,498,000
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	41,609,000	43,084,000
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	60,569,000	64,556,000
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	80,935,000	77,424,000
Fair Value, Nonrecurring [Member]
Impaired loans	2,732,000	2,731,000
Loans held for sale	3,085,000	4,176,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		170,000
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,825,000	1,910,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		170,000
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	115,000	115,000
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	447,000	353,000
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	247,000	249,000
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	56,000	56,000
Fair Value, Nonrecurring [Member] | Other Consumer Loan [Member]
Impaired loans		48,000
Fair Value, Inputs, Level 1 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities	1,352,000	1,746,000
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	253,182,000	254,562,000
Equity securities
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	70,069,000	69,498,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	41,609,000	43,084,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	60,569,000	64,556,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	80,935,000	77,424,000
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Loans held for sale	3,085,000	4,176,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans
Real Estate Acquired through Foreclosure, Fair Value Disclosure
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Other Consumer Loan [Member]
Impaired loans
Fair Value, Inputs, Level 3 [Member] | Other Consumer Loan [Member]
Impaired loans	42,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale
Equity securities
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	2,732,000	2,731,000
Loans held for sale
Real Estate Acquired through Foreclosure, Fair Value Disclosure		170,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,825,000	1,910,000
Real Estate Acquired through Foreclosure, Fair Value Disclosure		170,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	115,000	115,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	447,000	353,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	247,000	249,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 56,000	56,000
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Other Consumer Loan [Member]
Impaired loans		$ 48,000

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($)	Mar. 31, 2020	Dec. 31, 2019
Securities available for sale	$ 253,182,000	$ 254,562,000
Equity Securities, FV-NI	1,400,000	1,700,000
Reported Value Measurement [Member]
Cash and cash equivalents	59,722,000	51,360,000
Interest-bearing time deposits	6,490,000	6,490,000
Securities available for sale	253,182,000	254,562,000
Loans held for sale	3,085,000	4,176,000
Loans, net	465,292,000	466,694,000
FHLB and other restricted stock	1,988,000	1,988,000
Accrued interest receivable	2,863,000	3,076,000
Equity Securities, FV-NI	1,352,000	1,746,000
Deposits	722,618,000	722,177,000
Accrued interest payable	219,000	210,000
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	59,722,000	51,360,000
Interest-bearing time deposits	6,835,000	6,654,000
Securities available for sale	253,182,000	254,562,000
Loans held for sale	3,142,000	4,243,000
Loans, net	476,293,000	482,119,000
Accrued interest receivable	2,863,000	3,076,000
Equity Securities, FV-NI	1,352,000	1,746,000
Deposits	723,217,000	721,729,000
Accrued interest payable	219,000	210,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	59,722,000	51,360,000
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net
Accrued interest receivable
Equity Securities, FV-NI	1,352,000	1,746,000
Deposits
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents
Interest-bearing time deposits	6,835,000	6,654,000
Securities available for sale	253,182,000	254,562,000
Loans held for sale	3,142,000	4,243,000
Loans, net
Accrued interest receivable	2,863,000	3,076,000
Equity Securities, FV-NI
Deposits
Accrued interest payable	219,000	210,000
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents
Interest-bearing time deposits
Securities available for sale
Loans held for sale
Loans, net	476,293,000	482,119,000
Accrued interest receivable
Equity Securities, FV-NI
Deposits	723,217,000	721,729,000
Accrued interest payable

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Noninterest income, financial service	$ 1,417	$ 1,240
Net gain (loss) on loans and investments	(35)	192
Increase in cash value of life insurance	47	48
Other	27	25
Other noninterest income	39	265
Total noninterest income	1,456	1,505
Deposit Account [Member]
Noninterest income, financial service	506	461
ATM and Debit Card Fees [Member]
Noninterest income, financial service	765	647
Investment Advisory, Management and Administrative Service [Member]
Noninterest income, financial service	113	98
Product and Service, Other [Member]
Noninterest income, financial service	$ 33	$ 34