First Capital (FCAP) 10-Q 13 Aug 21 2021 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2021	Jul. 27, 2021
Document Information [Line Items]
Entity Central Index Key	0001070296
Entity Registrant Name	FIRST CAPITAL INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2021
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	0-25023
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-2056949
Entity Address, Address Line One	220 Federal Drive NW
Entity Address, City or Town	Corydon
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	47112
City Area Code	812
Local Phone Number	738-2198
Title of 12(b) Security	Common stock, par value $0.01 per share
Trading Symbol	FCAP
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		3,373,872

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 19,265	$ 28,923
Interest bearing deposits with banks	7,237	6,232
Federal funds sold	157,494	140,733
Total cash and cash equivalents	183,996	175,888
Interest-bearing time deposits	6,193	6,396
Securities available for sale, at fair value	353,482	283,502
Securities held to maturity	2,000	0
Loans, net	484,750	500,331
Loans held for sale	5,353	7,941
Federal Home Loan Bank and other stock, at cost	1,988	1,988
Foreclosed real estate	110	0
Premises and equipment	15,511	15,950
Accrued interest receivable	3,315	3,434
Cash value of life insurance	8,597	8,479
Goodwill	6,472	6,472
Core deposit intangible	599	672
Other assets	6,300	6,498
Total Assets	1,078,666	1,017,551
LIABILITIES
Noninterest-bearing	223,002	225,608
Interest-bearing	738,579	674,853
Total deposits	961,581	900,461
Accrued interest payable	121	153
Accrued expenses and other liabilities	4,446	6,186
Total liabilities	966,148	906,800
EQUITY
Preferred stock of $.01 par value per share, Authorized 1,000,000 shares; none issued	0	0
Additional paid-in capital	41,684	41,684
Retained earnings-substantially restricted	76,069	72,155
Unearned stock compensation	(1,290)	(1,520)
Accumulated other comprehensive income	4,492	6,822
Less treasury stock, at cost - 430,451 shares (429,773 in 2020)	(8,580)	(8,540)
Total First Capital, Inc. stockholders' equity	112,413	110,639
Noncontrolling interest in subsidiary	105	112
Total equity	112,518	110,751
Total Liabilities and Equity	$ 1,078,666	$ 1,017,551

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Jun. 30, 2021	Dec. 31, 2020
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,805,533	3,805,533
Common stock, shares outstanding (in shares)	3,375,082	3,375,760
Treasury stock, shares (in shares)	430,451	429,773

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Loans, including fees	$ 5,746	$ 6,095	$ 11,819	$ 12,371
Securities:
Taxable	632	687	1,140	1,424
Tax-exempt	671	515	1,305	994
Dividends	4	17	7	35
Other interest income	80	60	154	224
Total interest income	7,133	7,374	14,425	15,048
INTEREST EXPENSE
Deposits	289	404	577	872
Total interest expense	289	404	577	872
Net interest income	6,844	6,970	13,848	14,176
Provisions for loan losses	0	825	75	1,176
Net interest income after provision for loan losses	6,844	6,145	13,773	13,000
NONINTEREST INCOME
Noninterest income, financial service	1,592	1,307	3,084	2,725
Unrealized gain (loss) on equity securities	193	223	427	(171)
Gain on sale of loans	661	692	1,297	1,051
Increase in cash surrender value of life insurance	71	70	118	117
Other income	66	58	120	118
Total noninterest income	2,552	2,320	4,990	3,776
NONINTEREST EXPENSE
Compensation and benefits	3,612	3,372	7,142	6,874
Occupancy and equipment	410	459	874	898
Data processing	867	755	1,676	1,551
Professional fees	348	177	587	351
Advertising	80	49	130	157
Other expenses	848	806	1,563	1,612
Total noninterest expense	6,165	5,618	11,972	11,443
Income before income taxes	3,231	2,847	6,791	5,333
Income tax expense	497	405	1,115	794
Net Income	2,734	2,442	5,676	4,539
Net Income Attributable to First Capital, Inc.	$ 2,730	$ 2,438	$ 5,669	$ 4,532
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 0.82	$ 0.73	$ 1.70	$ 1.36
Diluted (in dollars per share)	0.82	0.73	1.69	1.35
Dividends per share (in dollars per share)	$ 0.26	$ 0.24	$ 0.52	$ 0.48
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income, financial service	$ 424	$ 322	$ 834	$ 828
Gain on sale of securities available for sale	0	0	7	0
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income, financial service	1,050	876	2,018	1,641
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income, financial service	$ 87	$ 79	$ 169	$ 192

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net Income	$ 2,734	$ 2,442	$ 5,676	$ 4,539
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) arising during the period	839	1,746	(3,041)	5,125
Income tax (expense) benefit	(165)	(384)	717	(1,182)
Net of tax amount	674	1,362	(2,324)	3,943
Less: reclassification adjustment for realized gains included in net income	0	0	(7)	0
Income tax expense	0	0	1	0
Net of tax amount	0	0	(6)	0
Other Comprehensive Income (Loss), net of tax	674	1,362	(2,330)	3,943
Comprehensive Income	3,408	3,804	3,346	8,482
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	4	4	7	7
Comprehensive Income Attributable to First Capital, Inc.	$ 3,404	$ 3,800	$ 3,339	$ 8,475

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2019	$ 38	$ 40,723	$ 65,266	$ 2,142	$ (940)	$ (8,393)	$ 112	$ 98,948
Net Income	0	0	4,532	0	0	0	7	4,539
Other comprehensive income	0	0	0	3,943	0	0	0	3,943
Cash dividends	0	0	(1,621)	0	0	0	(14)	(1,635)
Stock compensation expense	0	0	0	0	197	0	0	197
Purchase of treasury shares	0	0	0	0	0	(14)	0	(14)
Restricted stock grants	0	961	0	0	(961)	0	0	0
Balances at Jun. 30, 2020	38	41,684	68,177	6,085	(1,704)	(8,407)	105	105,978
Balances at Mar. 31, 2020	38	41,684	66,549	4,723	(1,808)	(8,393)	115	102,908
Net Income	0	0	2,438	0	0	0	4	2,442
Other comprehensive income	0	0	0	1,362	0	0	0	1,362
Cash dividends	0	0	(810)	0	0	0	(14)	(824)
Stock compensation expense	0	0	0	0	104	0	0	104
Purchase of treasury shares	0	0	0	0	0	(14)	0	(14)
Balances at Jun. 30, 2020	38	41,684	68,177	6,085	(1,704)	(8,407)	105	105,978
Balances at Dec. 31, 2020	38	41,684	72,155	6,822	(1,520)	(8,540)	112	110,751
Net Income	0	0	5,669	0	0	0	7	5,676
Other comprehensive income	0	0	0	(2,330)	0	0	0	(2,330)
Cash dividends	0	0	(1,755)	0	0	0	(14)	(1,769)
Stock compensation expense	0	0	0	0	230	0	0	230
Purchase of treasury shares	0	0	0	0	0	(40)	0	(40)
Balances at Jun. 30, 2021	38	41,684	76,069	4,492	(1,290)	(8,580)	105	112,518
Balances at Mar. 31, 2021	38	41,684	74,216	3,818	(1,405)	(8,580)	115	109,886
Net Income	0	0	2,730	0	0	0	4	2,734
Other comprehensive income	0	0	0	674	0	0	0	674
Cash dividends	0	0	(877)	0	0	0	(14)	(891)
Stock compensation expense	0	0	0	0	115	0	0	115
Balances at Jun. 30, 2021	$ 38	$ 41,684	$ 76,069	$ 4,492	$ (1,290)	$ (8,580)	$ 105	$ 112,518

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 5,676	$ 4,539
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	1,041	1,057
Depreciation and amortization expense	585	605
Deferred income taxes	(467)	(402)
Stock compensation expense	230	197
Increase in cash value of life insurance	(118)	(117)
Gain on sale of securities	(7)	0
Provisions for loan losses	75	1,176
Proceeds from sales of loans	73,054	62,934
Loans originated for sale	(69,169)	(64,918)
Gain on sale of loans	(1,297)	(1,051)
Amortization of tax credit investment	177	182
Unrealized (gain) loss on equity securities	(427)	171
(Increase) decrease in accrued interest receivable	119	(227)
Increase (decrease) in accrued interest payable	(32)	(23)
Net change in other assets/liabilities	(4)	119
Net Cash Provided By Operating Activities	9,436	4,242
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	200	445
Purchase of interest-bearing time deposits	0	(489)
Purchase of securities available for sale	(123,660)	(39,764)
Purchase of securities held to maturity	(2,000)	0
Proceeds from maturities of securities available for sale	28,231	20,440
Proceeds from sales of securities available for sale	1,798	0
Principal collected on mortgage-backed obligations	19,568	20,854
Net (increase) decrease in loans receivable	15,396	(33,532)
Investment in tax credit entity	(100)	(848)
Proceeds from sale of foreclosed real estate	0	170
Purchase of premises and equipment	(72)	(267)
Net Cash Used In Investing Activities	(60,639)	(32,991)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	61,120	85,459
Purchase of treasury stock	40	14
Dividends paid	(1,769)	(1,635)
Net Cash Provided By Financing Activities	59,311	83,810
Net Increase in Cash and Cash Equivalents	8,108	55,061
Cash and cash equivalents at beginning of period	175,888	51,360
Cash and Cash Equivalents at End of Period	$ 183,996	$ 106,421

Note 1 - Presentation of Interi

Note 1 - Presentation of Interim Information	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	1. Presentation of Interim Information First Capital, Inc. (“Company”) is the financial holding company for First Harrison Bank (“Bank”), an Indiana chartered commercial bank and wholly owned subsidiary. First Harrison Investments, Inc. and First Harrison Holdings, Inc. are wholly-owned Nevada corporate subsidiaries of the Bank that jointly own First Harrison, LLC, a Nevada limited liability corporation that holds and manages an investment portfolio. First Harrison REIT, Inc. (“REIT”) is a wholly-owned subsidiary of First Harrison Holdings, Inc. that holds a portion of the Bank’s real estate mortgage loan portfolio. FHB Risk Mitigation Services, Inc. (“Captive”) is a wholly-owned insurance subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank’s subsidiaries, and reinsurance to eight third may not In the opinion of management, the unaudited consolidated financial statements include all adjustments considered necessary to present fairly the financial position as of June 30, 2021, three six June 30, 2021 2020 six June 30, 2021 2020. not The accompanying unaudited consolidated financial statements and notes have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial statements and are presented as permitted by the instructions to Form 10 not December 31, 2020 10 The unaudited consolidated financial statements include the accounts of the Company and its subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation. Certain prior period amounts have been reclassified to conform with the current period presentation. The reclassifications had no COVID- 19 On March 11, 2020, 19” 19 may 19 may may Due to the COVID- 19 150 March 2020 0% 0.25%. 19 may 19 On March 22, 2020, may 19. six not March 27, 2020. 19 19 December 31, 2019 not 2021 December 27, 2020 January 1 2022, 60 19 19 June 30, 2021, may third 2021. The CARES Act also included a total allocation of $659 $284 second 1.00% two five not not 10 100% April 3, 2020 second May 31, 2021. second 2021. July 23, 2021, three six June 30, 2021,

Note 2 - Investment Securities

Note 2 - Investment Securities	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	2. Investment Securities Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at June 30, 2021 December 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value June 30, 2021 Securities available for sale: Agency mortgage-backed securities $ 86,206 $ 960 $ 191 $ 86,975 Agency CMO 11,407 218 11 11,614 Other debt securities: Agency notes and bonds 109,489 798 736 109,551 Municipal obligations 140,636 5,063 357 145,342 Total securities available for sale $ 347,738 $ 7,039 $ 1,295 $ 353,482 Securities held to maturity: Other debt securities: Corporate notes $ 2,000 $ 25 $ - $ 2,025 Total securities held to maturity $ 2,000 $ 25 $ - $ 2,025 December 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 59,997 $ 1,362 $ - $ 61,359 Agency CMO 20,842 218 30 21,030 Other debt securities: Agency notes and bonds 80,359 1,175 3 81,531 Municipal obligations 113,511 6,075 4 119,582 Total securities available for sale $ 274,709 $ 8,830 $ 37 $ 283,502 Agency notes and bonds, agency mortgage-backed securities and agency collateralized mortgage obligations (“CMO”) include securities issued by the Government National Mortgage Association (“GNMA”), a U.S. government agency, and the Federal National Mortgage Association (“FNMA”), the Federal Home Loan Mortgage Corporation (“FHLMC”) and the Federal Home Loan Bank (“FHLB”), which are government-sponsored enterprises. The amortized cost and fair value of debt securities as of June 30, 2021, may may Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Due in one year or less $ 2,499 $ 2,521 $ - $ - Due after one year through five years 100,545 101,059 - - Due after five years through ten years 62,222 63,681 - - Due after ten years 84,859 87,632 2,000 2,025 250,125 254,893 2,000 2,025 Mortgage-backed securities and CMO 97,613 98,589 - - $ 347,738 $ 353,482 $ 2,000 $ 2,025 Information pertaining to investment securities with gross unrealized losses at June 30, 2021, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 11 $ 28,118 $ 191 Agency CMO 4 1,112 11 Agency notes and bonds 28 85,013 736 Municipal obligations 41 28,535 357 Total less than twelve months 84 142,778 1,295 Total securities available for sale 84 $ 142,778 $ 1,295 Information pertaining to investment securities with gross unrealized losses at December 31, 2020, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 12 $ 6,189 $ 18 Agency notes and bonds 2 5,997 3 Municipal obligations 2 1,303 4 Total less than twelve months 16 13,489 25 Continuous loss position more than twelve months: Agency CMO 4 1,589 12 Total more than twelve months 4 1,589 12 Total securities available for sale 20 $ 15,078 $ 37 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At June 30, 2021, first no While management does not June 30, 2021, may During the six June 30, 2021, three June 30, 2021 three six June 30, 2020. Certain available for sale debt securities were pledged to secure public fund deposits at June 30, 2021 December 31, 2020. Equity Securities In September 2018, three six June 30, 2021, three six June 30, 2020, June 30, 2021 December 31, 2020,

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	3. Loans and Allowance for Loan Losses The Company’s loan and allowance for loan loss policies are as follows: Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company originates real estate mortgage, commercial business and consumer loans. A substantial portion of the loan portfolio is represented by mortgage loans to customers in the Louisville, Kentucky metropolitan statistical area (MSA). The ability of the Company’s customers to honor their loan agreements is largely dependent upon the real estate and general economic conditions in this area. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. The recognition of income on a loan is discontinued and previously accrued interest is reversed, when interest or principal payments become 90 A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not 90 45 The allowance for loan losses reflects management’s judgment of probable loan losses inherent in the loan portfolio at the balance sheet date. Additions to the allowance for loan losses are made by the provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectibility of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment or loans otherwise classified as doubtful, substandard, or special mention. For such loans that are also classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not June 30, 2021 December 31, 2020. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. Management utilizes the following portfolio segments in its analysis of the allowance for loan losses: residential real estate, land, construction, commercial real estate, commercial business, home equity and second 10 December 31, 2020. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. not At June 30, 2021, December 31, 2020, June 30, 2021 December 31, 2020, Loans at June 30, 2021 December 31, 2020 June 30, December 31, (In thousands) 2021 2020 Real estate mortgage loans: Residential $ 129,619 $ 131,217 Land 18,322 17,328 Residential construction 52,872 39,160 Commercial real estate 132,379 135,114 Commercial real estate construction 9,138 4,988 Commercial business loans 68,208 82,274 Consumer loans: Home equity and second mortgage loans 49,817 52,001 Automobile loans 43,302 43,770 Loans secured by savings accounts 922 1,083 Unsecured loans 2,292 2,766 Other consumer loans 14,108 16,117 Gross loans 520,979 525,818 Less undisbursed portion of loans in process (29,713 ) (19,179 ) Principal loan balance 491,266 506,639 Deferred loan origination fees and costs, net 121 317 Allowance for loan losses (6,637 ) (6,625 ) Loans, net $ 484,750 $ 500,331 At June 30, 2021 December 31, 2020, June 30, 2021 December 31, 2020, The following table provides the components of the Company’s recorded investment in loans at June 30, 2021: Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 129,619 $ 18,322 $ 32,297 $ 132,379 $ 68,208 $ 49,817 $ 60,624 $ 491,266 Accrued interest receivable 447 83 64 309 303 158 218 1,582 Net deferred loan origination fees and costs 118 15 (15 ) (62 ) (1,053 ) 1,117 1 121 Recorded investment in loans $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,659 $ 151 $ - $ 740 $ 190 $ 398 $ - $ 3,138 Collectively evaluated for impairment 128,253 18,269 32,346 131,865 67,268 50,694 60,843 489,538 Acquired with deteriorated credit quality 272 - - 21 - - - 293 Ending balance $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 The following table provides the components of the Company’s recorded investment in loans at December 31, 2020: Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 131,217 $ 17,328 $ 24,969 $ 135,114 $ 82,274 $ 52,001 $ 63,736 $ 506,639 Accrued interest receivable 513 116 61 435 378 176 244 1,923 Net deferred loan origination fees and costs 120 17 (12 ) (65 ) (843 ) 1,100 - 317 Recorded investment in loans $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,728 $ 97 $ - $ 779 $ 211 $ 353 $ - $ 3,168 Collectively evaluated for impairment 129,851 17,364 25,018 134,679 81,598 52,924 63,980 505,414 Acquired with deteriorated credit quality 271 - - 26 - - - 297 Ending balance $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 An analysis of the allowance for loan losses as of June 30, 2021 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ 5 $ - $ - $ - $ 7 $ - $ 12 Collectively evaluated for impairment 1,186 210 389 2,357 784 618 1,051 6,595 Acquired with deteriorated credit quality 30 - - - - - - 30 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 An analysis of the allowance for loan losses as of December 31, 2020 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 1,208 209 292 2,358 843 617 1,067 6,594 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 An analysis of the changes in the allowance for loan losses for the three six June 30, 2021 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended June 30, 2021 Beginning balance $ 1,221 $ 209 $ 348 $ 2,355 $ 816 $ 622 $ 1,057 $ 6,628 Provisions for loan losses (5 ) 6 41 2 (32 ) 3 (15 ) - Charge-offs - - - - - - (58 ) (58 ) Recoveries - - - - - - 67 67 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 Changes in Allowance for Loan Losses for the six-months ended June 30, 2021 Beginning balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Provisions for loan losses (19 ) 9 97 (1 ) (59 ) 17 31 75 Charge-offs (4 ) (3 ) - - - (9 ) (171 ) (187 ) Recoveries - - - - - - 124 124 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 An analysis of the changes in the allowance for loan losses for the three six June 30, 2020 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended June 30, 2020 Beginning balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 Provisions for loan losses 150 33 16 167 248 45 166 825 Charge-offs (71 ) - - - - - (106 ) (177 ) Recoveries 47 - - - - 9 53 109 Ending balance $ 1,055 $ 196 $ 369 $ 1,902 $ 868 $ 604 $ 1,070 $ 6,064 Changes in Allowance for Loan Losses for the six-months ended June 30, 2020 Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions for loan losses 213 33 19 279 273 79 280 1,176 Charge-offs (72 ) - - - - - (264 ) (336 ) Recoveries 47 - - - - 10 106 163 Ending balance $ 1,055 $ 196 $ 369 $ 1,902 $ 868 $ 604 $ 1,070 $ 6,064 At June 30, 2021 December 31, 2020, not 2020, 19. June 30, 2021, 19 Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not At June 30, 2021, December 31, 2020, June 30, 2021 December 31, 2020. The following table summarizes the Company’s impaired loans as of June 30, 2021 three six June 30, 2021. not three six June 30, 2021: At June 30, 2021 Three Months Ended June 30, 2021 Six Months Ended June 30, 2021 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,659 $ 1,762 $ - $ 1,769 $ 6 $ 1,755 $ 12 Land 100 102 - 100 - 99 - Construction - - - - - - - Commercial real estate 740 750 - 750 9 760 17 Commercial business 190 189 - 196 2 201 4 Home equity and second mortgage 109 107 - 87 1 175 2 Other consumer - - - - - - - 2,798 2,910 - 2,902 18 2,990 35 Loans with an allowance recorded: Residential - - - - - - - Land 51 54 5 26 - 17 - Construction - - - - - - - Commercial real estate - - - - - - - Commercial business - - - - - - - Home equity and second mortgage 289 294 7 290 - 193 - Other consumer - - - - - - - 340 348 12 316 - 210 - Total: Residential 1,659 1,762 - 1,769 6 1,755 12 Land 151 156 5 126 - 116 - Construction - - - - - - - Commercial real estate 740 750 - 750 9 760 17 Commercial business 190 189 - 196 2 201 4 Home equity and second mortgage 398 401 7 377 1 368 2 Other consumer - - - - - - - $ 3,138 $ 3,258 $ 12 $ 3,218 $ 18 $ 3,200 $ 35 The following table summarizes the Company’s impaired loans for the three six June 30, 2020. not three six June 30, 2020: Three Months Ended June 30, 2020 Six Months Ended June 30, 2020 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: Residential $ 1,622 $ 5 $ 1,660 $ 11 Land 99 - 104 - Construction - - - - Commercial real estate 883 9 706 18 Commercial business 265 3 260 4 Home equity and second mortgage 204 4 155 5 Other consumer 25 - 32 - 3,098 21 2,917 38 Loans with an allowance recorded: Residential 144 - 159 - Land - - - - Construction - - - - Commercial real estate - - - - Commercial business 99 - 66 - Home equity and second mortgage - - - - Other consumer - - - - 243 - 225 - Total: Residential 1,766 5 1,819 11 Land 99 - 104 - Construction - - - - Commercial real estate 883 9 706 18 Commercial business 364 3 326 4 Home equity and second mortgage 204 4 155 5 Other consumer 25 - 32 - $ 3,341 $ 21 $ 3,142 $ 38 The following table summarizes the Company’s impaired loans as of December 31, 2020: Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 1,728 $ 1,902 $ - Land 97 97 - Construction - - - Commercial real estate 779 784 - Commercial business 211 210 - Home equity and second mortgage 353 345 - Other consumer - - - 3,168 3,338 - Loans with an allowance recorded: Residential - - - Land - - - Construction - - - Commercial real estate - - - Commercial business - - - Home equity and second mortgage - - - Other consumer - - - - - - Total: Residential 1,728 1,902 - Land 97 97 - Construction - - - Commercial real estate 779 784 - Commercial business 211 210 - Home equity and second mortgage 353 345 - Other consumer - - - $ 3,168 $ 3,338 $ - Nonperforming loans consists of nonaccrual loans and loans over 90 June 30, 2021 December 31, 2020: June 30, 2021 December 31, 2020 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,092 $ 52 $ 1,144 $ 1,154 $ - $ 1,154 Land 151 - 151 97 59 156 Construction - - - - - - Commercial real estate 135 - 135 155 - 155 Commercial business - - - - - - Home equity and second mortgage 348 - 348 - - - Other consumer - - - - - - Total $ 1,726 $ 52 $ 1,778 $ 1,406 $ 59 $ 1,465 The following table presents the aging of the recorded investment in loans at June 30, 2021: Purchased 90 Days Credit 30-59 Days 60-89 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 912 $ 20 $ 845 $ 1,777 $ 128,135 $ 272 $ 130,184 Land 256 - 97 353 18,067 - 18,420 Construction - - - - 32,346 - 32,346 Commercial real estate - - - - 132,605 21 132,626 Commercial business - - - - 67,458 - 67,458 Home equity and second mortgage 342 - 60 402 50,690 - 51,092 Other consumer 160 44 - 204 60,639 - 60,843 Total $ 1,670 $ 64 $ 1,002 $ 2,736 $ 489,940 $ 293 $ 492,969 The following table presents the aging of the recorded investment in loans at December 31, 2020: Purchased 90 Days Credit 30-59 Days 60-89 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 1,672 $ 227 $ 726 $ 2,625 $ 128,954 $ 271 $ 131,850 Land 130 65 156 351 17,110 - 17,461 Construction - - - - 25,018 - 25,018 Commercial real estate 155 - - 155 135,303 26 135,484 Commercial business - - - - 81,809 - 81,809 Home equity and second mortgage 53 302 - 355 52,922 - 53,277 Other consumer 285 101 - 386 63,594 - 63,980 Total $ 2,295 $ 695 $ 882 $ 3,872 $ 504,710 $ 297 $ 508,879 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) June 30, 2021 Pass $ 128,452 $ 18,144 $ 32,266 $ 129,097 $ 66,872 $ 50,744 $ 60,843 $ 486,418 Special Mention - 62 - 2,146 281 - - 2,489 Substandard 640 63 80 1,248 305 - - 2,336 Doubtful 1,092 151 - 135 - 348 - 1,726 Loss - - - - - - - - Total $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 December 31, 2020 Pass $ 130,054 $ 16,925 $ 25,018 $ 131,822 $ 81,452 $ 52,869 $ 63,919 $ 502,059 Special Mention - 315 - 2,289 284 - 10 2,898 Substandard 642 124 - 1,218 73 408 51 2,516 Doubtful 1,154 97 - 155 - - - 1,406 Loss - - - - - - - - Total $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 The following table summarizes the Company’s TDRs by accrual status as of June 30, 2021 December 31, 2020: June 30, 2021 December 31, 2020 Related Related Allowance Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 548 $ - $ 548 $ - $ 556 $ - $ 556 $ - Commercial real estate 603 - 603 - 621 - 621 - Commercial business 189 - 189 - 210 - 210 - Home equity and second mortgage 48 288 336 7 345 - 345 - Total $ 1,388 $ 288 $ 1,676 $ 7 $ 1,732 $ - $ 1,732 $ - At June 30, 2021 December 31, 2020, The Company restructured one one second three June 30, 2020, second six June 30, 2020, three six June 30, 2021. There were no principal charge-offs recorded as a result of TDRs and there was no specific allowance for loan losses related to TDRs modified during the three six June 30, 2021 2020. There were no TDRs modified within the previous 12 90 three June 30, 2021 three six June 30, 2020. six June 30, 2021, second 12 may may six June 30, 2021. As discussed in Note 1, March 2020 six 19 not 19 December 31, 2019 not 2021 January 1, 2022, 60 19 June 30, 2021, one three Purchased Credit Impaired (PCI) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no not 310 30. The following table presents the carrying amount of PCI loans accounted for under ASC 310 30 June 30, 2021 December 31, 2020: June 30, December 31, (In thousands) 2021 2020 Residential real estate $ 272 $ 271 Commercial real estate 21 26 Carrying amount 293 297 Allowance for loan losses 30 31 Carrying amount, net of allowance $ 263 $ 266 The outstanding balance of PCI loans accounted for under ASC 310 30, June 30, 2021 December 31, 2020, There was a $30,000 allowance for loan losses related to PCI loans at June 30, 2021 December 31, 2020. three six June 30, 2021. six June 30, 2020. three June 30, 2020. Accretable yield, or income expected to be collected, is as follows for the three six June 30, 2021 2020: Three Months Ended Six Months Ended 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Balance at beginning of period $ 303 $ 375 $ 316 $ 403 New loans purchased - - - - Accretion to income (8 ) (11 ) (16 ) (22 ) Disposals and other adjustments - - - - Reclassification (to) from nonaccretable difference (2 ) (6 ) (7 ) (23 ) Balance at end of period $ 293 $ 358 $ 293 $ 358

Note 4 - Qualified Affordable H

Note 4 - Qualified Affordable Housing Project Investment	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Investment [Text Block]	4. Qualified Affordable Housing Project Investment On January 19, 2018, June 30, 2021 December 31, 2020, June 30, 2021 December 31, 2020 2029. The investment is accounted for using the proportional amortization method. During the three June 30, 2021 2020, three June 30, 2021 2020, six June 30, 2021 2020, six June 30, 2021 2020,

Note 5 - Supplemental Disclosur

Note 5 - Supplemental Disclosure for Earnings Per Share	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	5. Supplemental Disclosure for Earnings Per Share Three Months Ended Six Months Ended 6/30/2021 6/30/2020 6/30/2021 6/30/2020 (Dollars in thousands, except for share and per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,730 $ 2,438 $ 5,669 $ 4,532 Shares: Weighted average common shares outstanding 3,342,432 3,336,573 3,342,462 3,336,516 Net income attributable to First Capital, Inc. per common share, basic $ 0.82 $ 0.73 $ 1.70 $ 1.36 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,730 $ 2,438 $ 5,669 $ 4,532 Shares: Weighted average common shares outstanding 3,342,432 3,336,573 3,342,462 3,336,516 Add: Dilutive effect of restricted stock 2,927 11,298 4,162 12,563 Weighted average common shares outstanding, as adjusted 3,345,359 3,347,871 3,346,624 3,349,079 Net income attributable to First Capital, Inc. per common share, diluted $ 0.82 $ 0.73 $ 1.69 $ 1.35 Nonvested restricted stock shares are not three six June 30, 2021 2020.

Note 6 - Stock-based Compensati

Note 6 - Stock-based Compensation Plans	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	6. Stock-Based Compensation Plan On May 20, 2009, 2009 “2009 May 20, 2019. 2009 2009 not 2009 On May 22, 2019, 2019 “2019 2019 2019 may not 2009 not 2019 no 2009 2009 2019 At June 30, 2021, 2019 may may not ten may first not may not 2019 may 2019 2019 The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of June 30, 2021, On February 18, 2020, 2019 July 1, 2025, July 1 July 1, 2021. three six June 30, 2021 three six June 30, 2020 three six June 30, 2021. three six June 30, 2020. A summary of the Company’s nonvested restricted shares under the Plan as of June 30, 2021 six Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2021 32,650 $ 53.93 Granted - - Vested - - Forfeited - - Nonvested at June 30, 2021 32,650 $ 53.93 There were no restricted shares that vested during the six June 30, 2021 six June 30, 2020 six June 30, 2020 June 30, 2021,

Note 7 - Supplemental Disclosur

Note 7 - Supplemental Disclosures of Cash Flow Information	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	7. Supplemental Disclosures of Cash Flow Information Six Months Ended June 30 , 2021 2020 ( In thousands Cash payments for: $ 609 $ 895 Interest 1,309 - Taxes (net of refunds received) Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 110 58

Note 8 - Fair Value Measurement

Note 8 - Fair Value Measurements	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	8. Fair Value Measurements FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth on the following page. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of June 30, 2021 December 31, 2020. June 30, 2021 December 31, 2020. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total June 30, 2021 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 86,975 $ - $ 86,975 Agency CMO - 11,614 - 11,614 Agency notes and bonds - 109,551 - 109,551 Municipal obligations - 145,342 - 145,342 Total securities available for sale $ - $ 353,482 $ - $ 353,482 Equity securities $ 1,979 $ - $ - 1,979 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,659 $ 1,659 Land - - 146 146 Commercial real estate - - 740 740 Commercial business - - 190 190 Home equity and second mortgage - - 391 391 Total impaired loans $ - $ - $ 3,126 $ 3,126 Loans held for sale $ - $ 5,353 $ - $ 5,353 Foreclosed real estate: Residential real estate $ - $ - $ 110 $ 110 Total foreclosed real estate $ - $ - $ 110 $ 110 December 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 61,359 $ - $ 61,359 Agency CMO - 21,030 - 21,030 Agency notes and bonds - 81,531 - 81,531 Municipal obligations - 119,582 - 119,582 Total securities available for sale $ - $ 283,502 $ - $ 283,502 Equity securities $ 1,553 $ - $ - 1,553 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,728 $ 1,728 Land - - 97 97 Commercial real estate - - 779 779 Commercial business - - 211 211 Home equity and second mortgage - - 353 353 Total impaired loans $ - $ - $ 3,168 $ 3,168 Loans held for sale $ - $ 7,941 $ - $ 7,941 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are carried at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At June 30, 2021 December 31, 2020, may At June 30, 2021, December 31, 2020, six June 30, 2021 2020, three June 30, 2021 2020, Loans Held for Sale 2. Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At June 30, 2021 December 31, 2020, three six June 30, 2021 2020. There have been no three June 30, 2021 2020. no 3 three June 30, 2021 2020. GAAP requires disclosure of the fair value of financial assets and financial liabilities, whether or not not not not Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 June 30, 2021: Financial assets: Cash and cash equivalents $ 183,996 $ 183,996 $ 183,996 $ - $ - Interest-bearing time deposits 6,193 6,399 - 6,399 - Securities available for sale 353,482 353,482 - 353,482 - Securities held to maturity 2,000 2,025 - 2,025 - Loans held for sale 5,353 5,465 - 5,465 - Loans, net 484,750 488,324 - - 488,324 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,315 3,315 - 3,315 - Equity securities (included in other assets) 1,979 1,979 1,979 - - Financial liabilities: Deposits 961,581 961,833 - - 961,833 Accrued interest payable 121 121 - 121 - December 31, 2020: Financial assets: Cash and cash equivalents $ 175,888 $ 175,888 $ 175,888 $ - $ - Interest-bearing time deposits 6,396 6,687 - 6,687 - Securities available for sale 283,502 283,502 - 283,502 - Loans held for sale 7,941 8,101 - 8,101 - Loans, net 500,331 506,207 - - 506,207 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,434 3,434 - 3,434 - Equity securities (included in other assets) 1,553 1,553 1,553 - - Financial liabilities: Deposits 900,461 901,073 - - 901,073 Accrued interest payable 153 153 - 153 - The methods and assumptions used to estimate fair value are described as follows: Carrying amount is the estimated fair value for cash and cash equivalents, accrued interest receivable and payable, demand deposits and other transactions accounts. The fair value of investment securities is based on quoted market prices (where available) or values obtained from an independent pricing service. The fair value of loans (excluding loans held for sale), interest-bearing time deposits in other financial institutions, and fixed-maturity certificates of deposit is based on discounted cash flows using current market rates applied to the estimated life and credit risk of the instrument. The fair value of loans held for sale is based on specific prices of underlying contracts for sales to investors. It is not June 30, 2021 December 31, 2020 may

Note 9 - Revenue From Contracts

Note 9 - Revenue From Contracts With Customers	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	9. Revenue from Contracts with Customers Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 three six June 30, 2021 2020: Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 (In thousands) Service charges on deposit accounts $ 424 $ 322 $ 834 $ 828 ATM and debit card fees 1,050 876 2,018 1,641 Investment advisory income 87 79 169 192 Other 31 30 63 64 Revenue from contracts with customers 1,592 1,307 3,084 2,725 Net gains on loans and investments 854 915 1,731 880 Increase in cash value of life insurance 71 70 118 117 Other 35 28 57 54 Other noninterest income 960 1,013 1,906 1,051 Total noninterest income $ 2,552 $ 2,320 $ 4,990 $ 3,776 A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees Investment Advisory Income Other Income:

Note 10 - Recent Accounting Pro

Note 10 - Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2021
Notes to Financial Statements
Accounting Standards Update and Change in Accounting Principle [Text Block]	10. Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In June 2016, No. 2016 13, Financial Instruments Credit Losses (Topic 326 December 15, 2019, one 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, not The Company has determined that all other recently issued accounting pronouncements will not not

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Marketable Securities [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value June 30, 2021 Securities available for sale: Agency mortgage-backed securities $ 86,206 $ 960 $ 191 $ 86,975 Agency CMO 11,407 218 11 11,614 Other debt securities: Agency notes and bonds 109,489 798 736 109,551 Municipal obligations 140,636 5,063 357 145,342 Total securities available for sale $ 347,738 $ 7,039 $ 1,295 $ 353,482 Securities held to maturity: Other debt securities: Corporate notes $ 2,000 $ 25 $ - $ 2,025 Total securities held to maturity $ 2,000 $ 25 $ - $ 2,025 December 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 59,997 $ 1,362 $ - $ 61,359 Agency CMO 20,842 218 30 21,030 Other debt securities: Agency notes and bonds 80,359 1,175 3 81,531 Municipal obligations 113,511 6,075 4 119,582 Total securities available for sale $ 274,709 $ 8,830 $ 37 $ 283,502
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Due in one year or less $ 2,499 $ 2,521 $ - $ - Due after one year through five years 100,545 101,059 - - Due after five years through ten years 62,222 63,681 - - Due after ten years 84,859 87,632 2,000 2,025 250,125 254,893 2,000 2,025 Mortgage-backed securities and CMO 97,613 98,589 - - $ 347,738 $ 353,482 $ 2,000 $ 2,025
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency mortgage-backed securities 11 $ 28,118 $ 191 Agency CMO 4 1,112 11 Agency notes and bonds 28 85,013 736 Municipal obligations 41 28,535 357 Total less than twelve months 84 142,778 1,295 Total securities available for sale 84 $ 142,778 $ 1,295 Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) Continuous loss position less than twelve months: Agency CMO 12 $ 6,189 $ 18 Agency notes and bonds 2 5,997 3 Municipal obligations 2 1,303 4 Total less than twelve months 16 13,489 25 Continuous loss position more than twelve months: Agency CMO 4 1,589 12 Total more than twelve months 4 1,589 12 Total securities available for sale 20 $ 15,078 $ 37

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, December 31, (In thousands) 2021 2020 Real estate mortgage loans: Residential $ 129,619 $ 131,217 Land 18,322 17,328 Residential construction 52,872 39,160 Commercial real estate 132,379 135,114 Commercial real estate construction 9,138 4,988 Commercial business loans 68,208 82,274 Consumer loans: Home equity and second mortgage loans 49,817 52,001 Automobile loans 43,302 43,770 Loans secured by savings accounts 922 1,083 Unsecured loans 2,292 2,766 Other consumer loans 14,108 16,117 Gross loans 520,979 525,818 Less undisbursed portion of loans in process (29,713 ) (19,179 ) Principal loan balance 491,266 506,639 Deferred loan origination fees and costs, net 121 317 Allowance for loan losses (6,637 ) (6,625 ) Loans, net $ 484,750 $ 500,331
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ 5 $ - $ - $ - $ 7 $ - $ 12 Collectively evaluated for impairment 1,186 210 389 2,357 784 618 1,051 6,595 Acquired with deteriorated credit quality 30 - - - - - - 30 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 1,208 209 292 2,358 843 617 1,067 6,594 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended June 30, 2021 Beginning balance $ 1,221 $ 209 $ 348 $ 2,355 $ 816 $ 622 $ 1,057 $ 6,628 Provisions for loan losses (5 ) 6 41 2 (32 ) 3 (15 ) - Charge-offs - - - - - - (58 ) (58 ) Recoveries - - - - - - 67 67 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 Changes in Allowance for Loan Losses for the six-months ended June 30, 2021 Beginning balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Provisions for loan losses (19 ) 9 97 (1 ) (59 ) 17 31 75 Charge-offs (4 ) (3 ) - - - (9 ) (171 ) (187 ) Recoveries - - - - - - 124 124 Ending balance $ 1,216 $ 215 $ 389 $ 2,357 $ 784 $ 625 $ 1,051 $ 6,637 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for loan losses: Changes in Allowance for Loan Losses for the three-months ended June 30, 2020 Beginning balance $ 929 $ 163 $ 353 $ 1,735 $ 620 $ 550 $ 957 $ 5,307 Provisions for loan losses 150 33 16 167 248 45 166 825 Charge-offs (71 ) - - - - - (106 ) (177 ) Recoveries 47 - - - - 9 53 109 Ending balance $ 1,055 $ 196 $ 369 $ 1,902 $ 868 $ 604 $ 1,070 $ 6,064 Changes in Allowance for Loan Losses for the six-months ended June 30, 2020 Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions for loan losses 213 33 19 279 273 79 280 1,176 Charge-offs (72 ) - - - - - (264 ) (336 ) Recoveries 47 - - - - 10 106 163 Ending balance $ 1,055 $ 196 $ 369 $ 1,902 $ 868 $ 604 $ 1,070 $ 6,064
Impaired Financing Receivables [Table Text Block]	At June 30, 2021 Three Months Ended June 30, 2021 Six Months Ended June 30, 2021 Unpaid Average Interest Average Interest Recorded Principal Related Recorded Income Recorded Income Investment Balance Allowance Investment Recognized Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,659 $ 1,762 $ - $ 1,769 $ 6 $ 1,755 $ 12 Land 100 102 - 100 - 99 - Construction - - - - - - - Commercial real estate 740 750 - 750 9 760 17 Commercial business 190 189 - 196 2 201 4 Home equity and second mortgage 109 107 - 87 1 175 2 Other consumer - - - - - - - 2,798 2,910 - 2,902 18 2,990 35 Loans with an allowance recorded: Residential - - - - - - - Land 51 54 5 26 - 17 - Construction - - - - - - - Commercial real estate - - - - - - - Commercial business - - - - - - - Home equity and second mortgage 289 294 7 290 - 193 - Other consumer - - - - - - - 340 348 12 316 - 210 - Total: Residential 1,659 1,762 - 1,769 6 1,755 12 Land 151 156 5 126 - 116 - Construction - - - - - - - Commercial real estate 740 750 - 750 9 760 17 Commercial business 190 189 - 196 2 201 4 Home equity and second mortgage 398 401 7 377 1 368 2 Other consumer - - - - - - - $ 3,138 $ 3,258 $ 12 $ 3,218 $ 18 $ 3,200 $ 35 Three Months Ended June 30, 2020 Six Months Ended June 30, 2020 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized Loans with no related allowance recorded: Residential $ 1,622 $ 5 $ 1,660 $ 11 Land 99 - 104 - Construction - - - - Commercial real estate 883 9 706 18 Commercial business 265 3 260 4 Home equity and second mortgage 204 4 155 5 Other consumer 25 - 32 - 3,098 21 2,917 38 Loans with an allowance recorded: Residential 144 - 159 - Land - - - - Construction - - - - Commercial real estate - - - - Commercial business 99 - 66 - Home equity and second mortgage - - - - Other consumer - - - - 243 - 225 - Total: Residential 1,766 5 1,819 11 Land 99 - 104 - Construction - - - - Commercial real estate 883 9 706 18 Commercial business 364 3 326 4 Home equity and second mortgage 204 4 155 5 Other consumer 25 - 32 - $ 3,341 $ 21 $ 3,142 $ 38 Unpaid Recorded Principal Related Investment Balance Allowance (In thousands) Loans with no related allowance recorded: Residential $ 1,728 $ 1,902 $ - Land 97 97 - Construction - - - Commercial real estate 779 784 - Commercial business 211 210 - Home equity and second mortgage 353 345 - Other consumer - - - 3,168 3,338 - Loans with an allowance recorded: Residential - - - Land - - - Construction - - - Commercial real estate - - - Commercial business - - - Home equity and second mortgage - - - Other consumer - - - - - - Total: Residential 1,728 1,902 - Land 97 97 - Construction - - - Commercial real estate 779 784 - Commercial business 211 210 - Home equity and second mortgage 353 345 - Other consumer - - - $ 3,168 $ 3,338 $ -
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2021 December 31, 2020 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 1,092 $ 52 $ 1,144 $ 1,154 $ - $ 1,154 Land 151 - 151 97 59 156 Construction - - - - - - Commercial real estate 135 - 135 155 - 155 Commercial business - - - - - - Home equity and second mortgage 348 - 348 - - - Other consumer - - - - - - Total $ 1,726 $ 52 $ 1,778 $ 1,406 $ 59 $ 1,465
Financing Receivable, Past Due [Table Text Block]	Purchased 90 Days Credit 30-59 Days 60-89 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 912 $ 20 $ 845 $ 1,777 $ 128,135 $ 272 $ 130,184 Land 256 - 97 353 18,067 - 18,420 Construction - - - - 32,346 - 32,346 Commercial real estate - - - - 132,605 21 132,626 Commercial business - - - - 67,458 - 67,458 Home equity and second mortgage 342 - 60 402 50,690 - 51,092 Other consumer 160 44 - 204 60,639 - 60,843 Total $ 1,670 $ 64 $ 1,002 $ 2,736 $ 489,940 $ 293 $ 492,969 Purchased 90 Days Credit 30-59 Days 60-89 Days or More Total Impaired Total Past Due Past Due Past Due Past Due Current Loans Loans (In thousands) Residential $ 1,672 $ 227 $ 726 $ 2,625 $ 128,954 $ 271 $ 131,850 Land 130 65 156 351 17,110 - 17,461 Construction - - - - 25,018 - 25,018 Commercial real estate 155 - - 155 135,303 26 135,484 Commercial business - - - - 81,809 - 81,809 Home equity and second mortgage 53 302 - 355 52,922 - 53,277 Other consumer 285 101 - 386 63,594 - 63,980 Total $ 2,295 $ 695 $ 882 $ 3,872 $ 504,710 $ 297 $ 508,879
Financing Receivable Credit Quality Indicators [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) June 30, 2021 Pass $ 128,452 $ 18,144 $ 32,266 $ 129,097 $ 66,872 $ 50,744 $ 60,843 $ 486,418 Special Mention - 62 - 2,146 281 - - 2,489 Substandard 640 63 80 1,248 305 - - 2,336 Doubtful 1,092 151 - 135 - 348 - 1,726 Loss - - - - - - - - Total $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 December 31, 2020 Pass $ 130,054 $ 16,925 $ 25,018 $ 131,822 $ 81,452 $ 52,869 $ 63,919 $ 502,059 Special Mention - 315 - 2,289 284 - 10 2,898 Substandard 642 124 - 1,218 73 408 51 2,516 Doubtful 1,154 97 - 155 - - - 1,406 Loss - - - - - - - - Total $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block]	June 30, 2021 December 31, 2020 Related Related Allowance Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 548 $ - $ 548 $ - $ 556 $ - $ 556 $ - Commercial real estate 603 - 603 - 621 - 621 - Commercial business 189 - 189 - 210 - 210 - Home equity and second mortgage 48 288 336 7 345 - 345 - Total $ 1,388 $ 288 $ 1,676 $ 7 $ 1,732 $ - $ 1,732 $ -
Schedule of Purchased Credit Impaired Loans [Table Text Block]	June 30, December 31, (In thousands) 2021 2020 Residential real estate $ 272 $ 271 Commercial real estate 21 26 Carrying amount 293 297 Allowance for loan losses 30 31 Carrying amount, net of allowance $ 263 $ 266
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	Three Months Ended Six Months Ended 6/30/2021 6/30/2020 6/30/2021 6/30/2020 Balance at beginning of period $ 303 $ 375 $ 316 $ 403 New loans purchased - - - - Accretion to income (8 ) (11 ) (16 ) (22 ) Disposals and other adjustments - - - - Reclassification (to) from nonaccretable difference (2 ) (6 ) (7 ) (23 ) Balance at end of period $ 293 $ 358 $ 293 $ 358
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 129,619 $ 18,322 $ 32,297 $ 132,379 $ 68,208 $ 49,817 $ 60,624 $ 491,266 Accrued interest receivable 447 83 64 309 303 158 218 1,582 Net deferred loan origination fees and costs 118 15 (15 ) (62 ) (1,053 ) 1,117 1 121 Recorded investment in loans $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,659 $ 151 $ - $ 740 $ 190 $ 398 $ - $ 3,138 Collectively evaluated for impairment 128,253 18,269 32,346 131,865 67,268 50,694 60,843 489,538 Acquired with deteriorated credit quality 272 - - 21 - - - 293 Ending balance $ 130,184 $ 18,420 $ 32,346 $ 132,626 $ 67,458 $ 51,092 $ 60,843 $ 492,969 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Recorded Investment in Loans: Principal loan balance $ 131,217 $ 17,328 $ 24,969 $ 135,114 $ 82,274 $ 52,001 $ 63,736 $ 506,639 Accrued interest receivable 513 116 61 435 378 176 244 1,923 Net deferred loan origination fees and costs 120 17 (12 ) (65 ) (843 ) 1,100 - 317 Recorded investment in loans $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 Recorded Investment in Loans as Evaluated for Impairment: Individually evaluated for impairment $ 1,728 $ 97 $ - $ 779 $ 211 $ 353 $ - $ 3,168 Collectively evaluated for impairment 129,851 17,364 25,018 134,679 81,598 52,924 63,980 505,414 Acquired with deteriorated credit quality 271 - - 26 - - - 297 Ending balance $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879

Note 5 - Supplemental Disclos_2

Note 5 - Supplemental Disclosure for Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Six Months Ended 6/30/2021 6/30/2020 6/30/2021 6/30/2020 (Dollars in thousands, except for share and per share data) Basic Earnings: Net income attributable to First Capital, Inc. $ 2,730 $ 2,438 $ 5,669 $ 4,532 Shares: Weighted average common shares outstanding 3,342,432 3,336,573 3,342,462 3,336,516 Net income attributable to First Capital, Inc. per common share, basic $ 0.82 $ 0.73 $ 1.70 $ 1.36 Diluted Earnings: Net income attributable to First Capital, Inc. $ 2,730 $ 2,438 $ 5,669 $ 4,532 Shares: Weighted average common shares outstanding 3,342,432 3,336,573 3,342,462 3,336,516 Add: Dilutive effect of restricted stock 2,927 11,298 4,162 12,563 Weighted average common shares outstanding, as adjusted 3,345,359 3,347,871 3,346,624 3,349,079 Net income attributable to First Capital, Inc. per common share, diluted $ 0.82 $ 0.73 $ 1.69 $ 1.35

Note 6 - Stock-based Compensa_2

Note 6 - Stock-based Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Number Average of Grant Date Shares Fair Value Nonvested at January 1, 2021 32,650 $ 53.93 Granted - - Vested - - Forfeited - - Nonvested at June 30, 2021 32,650 $ 53.93

Note 7 - Supplemental Disclos_2

Note 7 - Supplemental Disclosures of Cash Flow Information (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Six Months Ended June 30 , 2021 2020 ( In thousands Cash payments for: $ 609 $ 895 Interest 1,309 - Taxes (net of refunds received) Noncash investing activities: Transfers from loans to real estate acquired through foreclosure 110 58

Note 8 - Fair Value Measureme_2

Note 8 - Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total June 30, 2021 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 86,975 $ - $ 86,975 Agency CMO - 11,614 - 11,614 Agency notes and bonds - 109,551 - 109,551 Municipal obligations - 145,342 - 145,342 Total securities available for sale $ - $ 353,482 $ - $ 353,482 Equity securities $ 1,979 $ - $ - 1,979 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,659 $ 1,659 Land - - 146 146 Commercial real estate - - 740 740 Commercial business - - 190 190 Home equity and second mortgage - - 391 391 Total impaired loans $ - $ - $ 3,126 $ 3,126 Loans held for sale $ - $ 5,353 $ - $ 5,353 Foreclosed real estate: Residential real estate $ - $ - $ 110 $ 110 Total foreclosed real estate $ - $ - $ 110 $ 110 December 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 61,359 $ - $ 61,359 Agency CMO - 21,030 - 21,030 Agency notes and bonds - 81,531 - 81,531 Municipal obligations - 119,582 - 119,582 Total securities available for sale $ - $ 283,502 $ - $ 283,502 Equity securities $ 1,553 $ - $ - 1,553 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,728 $ 1,728 Land - - 97 97 Commercial real estate - - 779 779 Commercial business - - 211 211 Home equity and second mortgage - - 353 353 Total impaired loans $ - $ - $ 3,168 $ 3,168 Loans held for sale $ - $ 7,941 $ - $ 7,941
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 June 30, 2021: Financial assets: Cash and cash equivalents $ 183,996 $ 183,996 $ 183,996 $ - $ - Interest-bearing time deposits 6,193 6,399 - 6,399 - Securities available for sale 353,482 353,482 - 353,482 - Securities held to maturity 2,000 2,025 - 2,025 - Loans held for sale 5,353 5,465 - 5,465 - Loans, net 484,750 488,324 - - 488,324 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,315 3,315 - 3,315 - Equity securities (included in other assets) 1,979 1,979 1,979 - - Financial liabilities: Deposits 961,581 961,833 - - 961,833 Accrued interest payable 121 121 - 121 - December 31, 2020: Financial assets: Cash and cash equivalents $ 175,888 $ 175,888 $ 175,888 $ - $ - Interest-bearing time deposits 6,396 6,687 - 6,687 - Securities available for sale 283,502 283,502 - 283,502 - Loans held for sale 7,941 8,101 - 8,101 - Loans, net 500,331 506,207 - - 506,207 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,434 3,434 - 3,434 - Equity securities (included in other assets) 1,553 1,553 1,553 - - Financial liabilities: Deposits 900,461 901,073 - - 901,073 Accrued interest payable 153 153 - 153 -

Note 9 - Revenue From Contrac_2

Note 9 - Revenue From Contracts With Customers (Tables)	6 Months Ended
	Jun. 30, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 (In thousands) Service charges on deposit accounts $ 424 $ 322 $ 834 $ 828 ATM and debit card fees 1,050 876 2,018 1,641 Investment advisory income 87 79 169 192 Other 31 30 63 64 Revenue from contracts with customers 1,592 1,307 3,084 2,725 Net gains on loans and investments 854 915 1,731 880 Increase in cash value of life insurance 71 70 118 117 Other 35 28 57 54 Other noninterest income 960 1,013 1,906 1,051 Total noninterest income $ 2,552 $ 2,320 $ 4,990 $ 3,776

Note 1 - Presentation of Inte_2

Note 1 - Presentation of Interim Information (Details Textual) - USD ($)	Jul. 23, 2021	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total		$ 121,000		$ 121,000		$ 317,000
Interest and Fee Income, Loans and Leases, Total		5,746,000	$ 6,095,000	11,819,000	$ 12,371,000
SBA CARES Act Paycheck Protection Program [Member]
Financing Receivable, before Allowance for Credit Loss, Total		62,400,000		62,400,000
Interest and Fee Income, Loans and Leases, Total		336,000		961,000
SBA CARES Act Paycheck Protection Program [Member] | Subsequent Event [Member]
Proceeds from Collection of Notes Receivable	$ 41,700,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 1,100,000
SBA CARES Act Paycheck Protection Program [Member] | Second Draw Loans [Member]
Financing Receivable, before Allowance for Credit Loss, Total		$ 16,500,000		$ 16,500,000

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) - USD ($)	1 Months Ended	3 Months Ended		6 Months Ended
	Sep. 30, 2018	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		0.90%		0.90%
Debt Securities, Available-for-sale, Realized Gain				$ 12,000
Debt Securities, Available-for-sale, Realized Loss				5,000
Proceeds from Sale of Debt Securities, Available-for-sale		$ 0	$ 0	1,798,000	$ 0
Investment, Number of Shares Acquired (in shares)	90,000
Investment Ownership Percentage	5.00%
Payments to Acquire Other Investments	$ 1,900,000
Equity Securities, FV-NI, Unrealized Gain		193,000	$ 223,000	427,000
Equity Securities, FV-NI, Unrealized Loss					$ 171,000
Equity Securities, FV-NI, Current		$ 2,000,000		$ 2,000,000		$ 1,600,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities available for sale, amortized cost	$ 347,738	$ 274,709
Securities available for sale, gross unrealized gains	7,039	8,830
Securities available for sale, gross unrealized losses	1,295	37
Securities available for sale, fair value	353,482	283,502
Securities held to maturity, amortized cost	2,000	0
Securities held to maturity, gross unrealized gains	25
Securities held to maturity, gross unrealized losses	0
Securities held to maturity, fair value	2,025
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	86,206	59,997
Securities available for sale, gross unrealized gains	960	1,362
Securities available for sale, gross unrealized losses	191	0
Securities available for sale, fair value	86,975	61,359
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	11,407	20,842
Securities available for sale, gross unrealized gains	218	218
Securities available for sale, gross unrealized losses	11	30
Securities available for sale, fair value	11,614	21,030
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	109,489	80,359
Securities available for sale, gross unrealized gains	798	1,175
Securities available for sale, gross unrealized losses	736	3
Securities available for sale, fair value	109,551	81,531
Municipal Notes [Member]
Securities available for sale, amortized cost	140,636	113,511
Securities available for sale, gross unrealized gains	5,063	6,075
Securities available for sale, gross unrealized losses	357	4
Securities available for sale, fair value	145,342	$ 119,582
Corporate Note Securities [Member]
Securities held to maturity, amortized cost	2,000
Securities held to maturity, gross unrealized gains	25
Securities held to maturity, gross unrealized losses	0
Securities held to maturity, fair value	$ 2,025

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities available for sale, amortized cost, due in one year or less	$ 2,499
Securities available for sale, fair value, due in one year or less	2,521
Securities held to maturity, amortized cost, due in one year or less	0
Securities held to maturity, fair value, due in one year or less	0
Securities available for sale, amortized cost, due after one year through five years	100,545
Securities available for sale, fair value, due after one year through five years	101,059
Securities held to maturity, amortized cost, due after one year through five years	0
Securities held to maturity, fair value, due after one year through five years	0
Securities available for sale, amortized cost, due after five years through ten years	62,222
Securities available for sale, fair value, due after five years through ten years	63,681
Securities held to maturity, amortized cost, due after five years through ten years	0
Securities held to maturity, fair value, due after five years through ten years	0
Securities available for sale, amortized cost, due after ten years	84,859
Securities available for sale, fair value, due after ten years	87,632
Securities held to maturity, amortized cost, due after ten years	2,000
Securities held to maturity, fair value, due after ten years	2,025
Securities available for sale, amortized cost, single maturity	250,125
Securities available for sale, fair value, single maturity	254,893
Securities held to maturity, amortized cost, single maturity	2,000
Securities held to maturity, fair value, single maturity	2,025
Mortgage-backed securities and CMO, available for sale, amortized cost	97,613
Mortgage-backed securities and CMO, available for sale, fair value	98,589
Mortgage-backed securities and CMO, held to maturity, amortized cost	0
Mortgage-backed securities and CMO, held to maturity, fair value	0
Securities available for sale, amortized cost	347,738	$ 274,709
Securities available for sale, fair value	353,482	283,502
Securities held to maturity, amortized cost	2,000	$ 0
Securities held to maturity, fair value	$ 2,025

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Number of investment positions - less than twelve months	84	16
Fair value - less than twelve months	$ 142,778	$ 13,489
Gross unrealized losses - less than twelve months	$ 1,295	$ 25
Number of investment positions	84	20
Fair value	$ 142,778	$ 15,078
Gross unrealized losses	$ 1,295	$ 37
Number of investment positions - more than twelve months		4
Fair value - more than twelve months		$ 1,589
Gross unrealized losses - more than twelve months		$ 12
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months	11
Fair value - less than twelve months	$ 28,118
Gross unrealized losses - less than twelve months	$ 191
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months	4	12
Fair value - less than twelve months	$ 1,112	$ 6,189
Gross unrealized losses - less than twelve months	$ 11	$ 18
Number of investment positions - more than twelve months		4
Fair value - more than twelve months		$ 1,589
Gross unrealized losses - more than twelve months		$ 12
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	28	2
Fair value - less than twelve months	$ 85,013	$ 5,997
Gross unrealized losses - less than twelve months	$ 736	$ 3
US States and Political Subdivisions Debt Securities [Member]
Number of investment positions - less than twelve months		2
Fair value - less than twelve months		$ 1,303
Gross unrealized losses - less than twelve months		$ 4
Municipal Notes [Member]
Number of investment positions - less than twelve months	41
Fair value - less than twelve months	$ 28,535
Gross unrealized losses - less than twelve months	$ 357

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Number of Foreclosed Real Estate Properties					0
Mortgage Loans in Process of Foreclosure, Amount	$ 213,000		$ 213,000		$ 109,000
Loans and Leases Receivable, Net of Deferred Income, Total	520,979,000		520,979,000		525,818,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	121,000		121,000		317,000
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total			6,600,000		6,600,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total	0	$ 0	0	$ 0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0		$ 0		0
Financing Receivable, Modifications, Number of Contracts	0		0
Financing Receivable, Troubled Debt Restructuring, Premodification and Postmodification		321,000		586,000
Troubled Debt Restructuring, Principal Charge-offs	$ 0	0	$ 0	0
Troubled Debt Restructuring, Specific Allowance	$ 0	$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0	1	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default			$ 290,000
Provision for Loan and Lease Losses, Total	$ 0	$ 825,000	75,000	$ 1,176,000
Financing Receivable, Deferred Payments	68,100,000		68,100,000
Financing Receivable, Deferred Payments, Resumed	58,500,000		58,500,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total	369,000		369,000		390,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	30,000		30,000		31,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses	2,000	$ 0	1,000	$ 11,000
Nonaccrual [Member]
Provision for Loan and Lease Losses, Total			7,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total			6,100,000		6,000,000
Residential Portfolio Segment [Member]
SEC Schedule, 12-29, Real Estate Companies, Investment in Mortgage Loans on Real Estate, Foreclosure			110,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	68,208,000		68,208,000		82,274,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	(1,053,000)		(1,053,000)		(843,000)
Financing Receivable, Modifications, Number of Contracts		1		1
Provision for Loan and Lease Losses, Total	(32,000)	$ 248,000	(59,000)	$ 273,000
Commercial Portfolio Segment [Member] | SBA CARES Act Paycheck Protection Program [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	23,400,000		23,400,000		37,300,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	1,100,000		1,100,000		843,000
Residential Mortgage Segment [Member]
Financing Receivable, Modifications, Number of Contracts		1		2
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	49,817,000		49,817,000		52,001,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	1,117,000		1,117,000		$ 1,100,000
Financing Receivable, Modifications, Number of Contracts		1		1
Provision for Loan and Lease Losses, Total	$ 3,000	$ 45,000	$ 17,000	$ 79,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts				1

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019
Loans	$ 520,979		$ 525,818
Less undisbursed portion of loans in process	(29,713)		(19,179)
Principal loan balance	491,266		506,639
Deferred loan origination fees and costs, net	121		317
Allowance for loan losses	(6,637)	$ (6,628)	(6,625)	$ (6,064)	$ (5,307)	$ (5,061)
Loans, net	484,750		500,331
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	129,619		131,217
Allowance for loan losses	(1,216)	(1,221)	(1,239)	(1,055)	(929)	(867)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,322		17,328
Principal loan balance	18,322		17,328
Deferred loan origination fees and costs, net	15		17
Allowance for loan losses	(215)	(209)	(209)	(196)	(163)	(163)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	52,872		39,160
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	132,379		135,114
Principal loan balance	132,379		135,114
Deferred loan origination fees and costs, net	(62)		(65)
Allowance for loan losses	(2,357)	(2,355)	(2,358)	(1,902)	(1,735)	(1,623)
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	9,138		4,988
Commercial Portfolio Segment [Member]
Loans	68,208		82,274
Principal loan balance	68,208		82,274
Deferred loan origination fees and costs, net	(1,053)		(843)
Allowance for loan losses	(784)	(816)	(843)	(868)	(620)	(595)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	49,817		52,001
Principal loan balance	49,817		52,001
Deferred loan origination fees and costs, net	1,117		1,100
Allowance for loan losses	(625)	(622)	(617)	(604)	(550)	(515)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	43,302		43,770
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	922		1,083
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	2,292		2,766
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	14,108		16,117
Principal loan balance	60,624		63,736
Deferred loan origination fees and costs, net	1		0
Allowance for loan losses	$ (1,051)	$ (1,057)	$ (1,067)	$ (1,070)	$ (957)	$ (948)

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Principal loan balance	$ 491,266	$ 506,639
Accrued interest receivable	1,582	1,923
Net deferred loan origination fees and costs	121	317
Recorded investment in loans	492,969	508,879
Individually evaluated for impairment	3,138	3,168
Collectively evaluated for impairment	489,538	505,414
Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	293	297
Commercial Portfolio Segment [Member]
Principal loan balance	68,208	82,274
Accrued interest receivable	303	378
Net deferred loan origination fees and costs	(1,053)	(843)
Recorded investment in loans	67,458	81,809
Individually evaluated for impairment	190	211
Collectively evaluated for impairment	67,268	81,598
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	0	0
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	129,619	131,217
Accrued interest receivable	447	513
Net deferred loan origination fees and costs	118	120
Recorded investment in loans	130,184	131,850
Individually evaluated for impairment	1,659	1,728
Collectively evaluated for impairment	128,253	129,851
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	272	271
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	18,322	17,328
Accrued interest receivable	83	116
Net deferred loan origination fees and costs	15	17
Recorded investment in loans	18,420	17,461
Individually evaluated for impairment	151	97
Collectively evaluated for impairment	18,269	17,364
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	0	0
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	32,297	24,969
Accrued interest receivable	64	61
Net deferred loan origination fees and costs	(15)	(12)
Recorded investment in loans	32,346	25,018
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	32,346	25,018
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	0	0
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	132,379	135,114
Accrued interest receivable	309	435
Net deferred loan origination fees and costs	(62)	(65)
Recorded investment in loans	132,626	135,484
Individually evaluated for impairment	740	779
Collectively evaluated for impairment	131,865	134,679
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	21	26
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	49,817	52,001
Accrued interest receivable	158	176
Net deferred loan origination fees and costs	1,117	1,100
Recorded investment in loans	51,092	53,277
Individually evaluated for impairment	398	353
Collectively evaluated for impairment	50,694	52,924
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	0	0
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	60,624	63,736
Accrued interest receivable	218	244
Net deferred loan origination fees and costs	1	0
Recorded investment in loans	60,843	63,980
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	60,843	63,980
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Recorded investment in loans	$ 0	$ 0

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Individually evaluated for impairment	$ 12		$ 12		$ 0
Collectively evaluated for impairment	6,595		6,595		6,594
Allowance for loan losses	6,637	$ 6,064	6,637	$ 6,064	6,625
Beginning balance	6,628	5,307	6,625	5,061
Provisions for loan losses	0	825	75	1,176
Charge-offs	(58)	(177)	(187)	(336)
Recoveries	67	109	124	163
Provision for Loan and Lease Losses, Total	0	825	75	1,176
Ending balance	6,637	6,064	6,637	6,064
Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	30		30		31
Beginning balance			31
Ending balance	30		30
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	1,186		1,186		1,208
Allowance for loan losses	1,216	1,055	1,216	1,055	1,239
Beginning balance	1,221	929	1,239	867
Provisions for loan losses	(5)	150	(19)	213
Charge-offs	0	(71)	(4)	(72)
Recoveries	0	47	0	47
Provision for Loan and Lease Losses, Total	(5)	150	(19)	213
Ending balance	1,216	1,055	1,216	1,055
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	30		30		31
Beginning balance			31
Ending balance	30		30
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Individually evaluated for impairment	5		5		0
Collectively evaluated for impairment	210		210		209
Allowance for loan losses	215	196	215	196	209
Beginning balance	209	163	209	163
Provisions for loan losses	6	33	9	33
Charge-offs	0	0	(3)	0
Recoveries	0	0	0	0
Provision for Loan and Lease Losses, Total	6	33	9	33
Ending balance	215	196	215	196
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	389		389		292
Allowance for loan losses	389	369	389	369	292
Beginning balance	348	353	292	350
Provisions for loan losses	41	16	97	19
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for Loan and Lease Losses, Total	41	16	97	19
Ending balance	389	369	389	369
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	2,357		2,357		2,358
Allowance for loan losses	2,357	1,902	2,357	1,902	2,358
Beginning balance	2,355	1,735	2,358	1,623
Provisions for loan losses	2	167	(1)	279
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for Loan and Lease Losses, Total	2	167	(1)	279
Ending balance	2,357	1,902	2,357	1,902
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Commercial Portfolio Segment [Member]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	784		784		843
Allowance for loan losses	784	868	784	868	843
Beginning balance	816	620	843	595
Provisions for loan losses	(32)	248	(59)	273
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provision for Loan and Lease Losses, Total	(32)	248	(59)	273
Ending balance	784	868	784	868
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Individually evaluated for impairment	7		7		0
Collectively evaluated for impairment	618		618		617
Allowance for loan losses	625	604	625	604	617
Beginning balance	622	550	617	515
Provisions for loan losses	3	45	17	79
Charge-offs	0	0	(9)	0
Recoveries	0	9	0	10
Provision for Loan and Lease Losses, Total	3	45	17	79
Ending balance	625	604	625	604
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Individually evaluated for impairment	0		0		0
Collectively evaluated for impairment	1,051		1,051		1,067
Allowance for loan losses	1,051		1,051		1,067
Beginning balance			1,067
Ending balance	1,051		1,051
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Allowance for loan losses	0		0		0
Beginning balance			0
Ending balance	0		0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Allowance for loan losses	1,051	1,070	1,051	1,070	$ 1,067
Beginning balance	1,057	957	1,067	948
Provisions for loan losses	(15)	166	31	280
Charge-offs	(58)	(106)	(171)	(264)
Recoveries	67	53	124	106
Provision for Loan and Lease Losses, Total	(15)	166	31	280
Ending balance	$ 1,051	$ 1,070	$ 1,051	$ 1,070

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Recorded investment with no allowance	$ 2,798		$ 2,798		$ 3,168
Unpaid principal balance with no allowance	2,910		2,910		3,338
Average recorded investment with no allowance	2,902	$ 3,098	2,990	$ 2,917
Interest income recognized with no allowance	18	21	35	38
Recorded investment with allowance	340		340
Unpaid principal balance with allowance	348		348
Related allowance	12		12		0
Average recorded investment with allowance	316	243	210	225
Interest income recognized with allowance	0	0	0	0
Recorded investment	3,138		3,138		3,168
Unpaid principal balance	3,258		3,258		3,338
Average recorded investment	3,218	3,341	3,200	3,142
Interest income recognized	18	21	35	38
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,659		1,659		1,728
Unpaid principal balance with no allowance	1,762		1,762		1,902
Average recorded investment with no allowance	1,769	1,622	1,755	1,660
Interest income recognized with no allowance	6	5	12	11
Recorded investment with allowance	0		0		0
Unpaid principal balance with allowance	0		0		0
Related allowance	0		0		0
Average recorded investment with allowance	0	144	0	159
Interest income recognized with allowance	0	0	0	0
Recorded investment	1,659		1,659		1,728
Unpaid principal balance	1,762		1,762		1,902
Average recorded investment	1,769	1,766	1,755	1,819
Interest income recognized	6	5	12	11
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	100		100		97
Unpaid principal balance with no allowance	102		102		97
Average recorded investment with no allowance	100	99	99	104
Interest income recognized with no allowance	0	0	0	0
Recorded investment with allowance	51		51		0
Unpaid principal balance with allowance	54		54		0
Related allowance	5		5		0
Average recorded investment with allowance	26	0	17	0
Interest income recognized with allowance	0	0	0	0
Recorded investment	151		151		97
Unpaid principal balance	156		156		97
Average recorded investment	126	99	116	104
Interest income recognized	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance	0		0		0
Unpaid principal balance with no allowance	0		0		0
Average recorded investment with no allowance	0	0	0	0
Interest income recognized with no allowance	0	0	0	0
Recorded investment with allowance	0		0		0
Unpaid principal balance with allowance	0		0		0
Related allowance	0		0		0
Average recorded investment with allowance	0	0	0	0
Interest income recognized with allowance	0	0	0	0
Recorded investment	0		0		0
Unpaid principal balance	0		0		0
Average recorded investment	0	0	0	0
Interest income recognized	0	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	740		740		779
Unpaid principal balance with no allowance	750		750		784
Average recorded investment with no allowance	750	883	760	706
Interest income recognized with no allowance	9	9	17	18
Recorded investment with allowance	0		0		0
Unpaid principal balance with allowance	0		0		0
Related allowance	0		0		0
Average recorded investment with allowance	0	0	0	0
Interest income recognized with allowance	0	0	0	0
Recorded investment	740		740		779
Unpaid principal balance	750		750		784
Average recorded investment	750	883	760	706
Interest income recognized	9	9	17	18
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	190		190		211
Unpaid principal balance with no allowance	189		189		210
Average recorded investment with no allowance	196	265	201	260
Interest income recognized with no allowance	2	3	4	4
Recorded investment with allowance	0		0		0
Unpaid principal balance with allowance	0		0		0
Related allowance	0		0		0
Average recorded investment with allowance	0	99	0	66
Interest income recognized with allowance	0	0	0	0
Recorded investment	190		190		211
Unpaid principal balance	189		189		210
Average recorded investment	196	364	201	326
Interest income recognized	2	3	4	4
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	109		109		353
Unpaid principal balance with no allowance	107		107		345
Average recorded investment with no allowance	87	204	175	155
Interest income recognized with no allowance	1	4	2	5
Recorded investment with allowance	289		289		0
Unpaid principal balance with allowance	294		294		0
Related allowance	7		7		0
Average recorded investment with allowance	290	0	193	0
Interest income recognized with allowance	0	0	0	0
Recorded investment	398		398		353
Unpaid principal balance	401		401		345
Average recorded investment	377	204	368	155
Interest income recognized	1	4	2	5
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	0		0		0
Unpaid principal balance with no allowance	0		0		0
Average recorded investment with no allowance	0	25	0	32
Interest income recognized with no allowance	0	0	0	0
Recorded investment with allowance	0		0		0
Unpaid principal balance with allowance	0		0		0
Related allowance	0		0		0
Average recorded investment with allowance	0	0	0	0
Interest income recognized with allowance	0	0	0	0
Recorded investment	0		0		0
Unpaid principal balance	0		0		$ 0
Average recorded investment	0	25	0	32
Interest income recognized	$ 0	$ 0	$ 0	$ 0

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans and Leases Receivable, Net of Deferred Income, Total	$ 520,979	$ 525,818
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	129,619	131,217
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	18,322	17,328
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	132,379	135,114
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	68,208	82,274
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	49,817	52,001
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	1,726	1,406
Loans 90+ Days Past Due Still Accruing	52	59
Loans and Leases Receivable, Net of Deferred Income, Total	1,778	1,465
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	1,092	1,154
Loans 90+ Days Past Due Still Accruing	52	0
Loans and Leases Receivable, Net of Deferred Income, Total	1,144	1,154
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	151	97
Loans 90+ Days Past Due Still Accruing	0	59
Loans and Leases Receivable, Net of Deferred Income, Total	151	156
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans	135	155
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	135	155
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans	348	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	348	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	$ 0	$ 0

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans	$ 492,969	$ 508,879
Financial Asset Acquired with Credit Deterioration [Member]
Loans	293	297
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	130,184	131,850
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	272	271
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,420	17,461
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	32,346	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	132,626	135,484
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	21	26
Commercial Portfolio Segment [Member]
Loans	67,458	81,809
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	51,092	53,277
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	60,843	63,980
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,670	2,295
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	912	1,672
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	256	130
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	155
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	342	53
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	160	285
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	64	695
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	20	227
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	0	65
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	0	302
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	44	101
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	1,002	882
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	845	726
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	97	156
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	60	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	0	0
Financial Asset, Past Due [Member]
Loans	2,736	3,872
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	1,777	2,625
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	353	351
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	155
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	402	355
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	204	386
Financial Asset, Not Past Due [Member]
Loans	489,940	504,710
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	128,135	128,954
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,067	17,110
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	32,346	25,018
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	132,605	135,303
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	67,458	81,809
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	50,690	52,922
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	$ 60,639	$ 63,594

Note 3 - Loans and Allowance_10

Note 3 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Loans	$ 492,969	$ 508,879
Pass [Member]
Loans	486,418	502,059
Special Mention [Member]
Loans	2,489	2,898
Substandard [Member]
Loans	2,336	2,516
Doubtful [Member]
Loans	1,726	1,406
Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	130,184	131,850
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	128,452	130,054
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	640	642
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	1,092	1,154
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	18,420	17,461
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	18,144	16,925
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	62	315
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	63	124
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	151	97
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	32,346	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	32,266	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans	80	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	132,626	135,484
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	129,097	131,822
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	2,146	2,289
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	1,248	1,218
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans	135	155
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	67,458	81,809
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	66,872	81,452
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	281	284
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	305	73
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	51,092	53,277
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	50,744	52,869
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	0	408
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	348	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	60,843	63,980
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	60,843	63,919
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	0	10
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	0	51
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	$ 0	$ 0

Note 3 - Loans and Allowance_11

Note 3 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Recorded investment in loans	$ 492,969	$ 508,879
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	130,184	131,850
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	132,626	135,484
Commercial Portfolio Segment [Member]
Recorded investment in loans	67,458	81,809
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment in loans	51,092	53,277
Nonperforming Financial Instruments [Member]
TDR accruing	1,388	1,732
TDR nonaccrual	288	0
Recorded investment in loans	1,676	1,732
TDR related allowance for loan losses	7	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	548	556
TDR nonaccrual	0	0
Recorded investment in loans	548	556
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	603	621
TDR nonaccrual	0	0
Recorded investment in loans	603	621
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	189	210
TDR nonaccrual	0	0
Recorded investment in loans	189	210
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR accruing	48	345
TDR nonaccrual	288	0
Recorded investment in loans	336	345
TDR related allowance for loan losses	$ 7	$ 0

Note 3 - Loans and Allowance_12

Note 3 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Jun. 30, 2021	Dec. 31, 2020
Carrying amount	$ 293,000	$ 297,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	30,000	31,000
Carrying amount, net of allowance	263,000	266,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	272,000	271,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 21,000	$ 26,000

Note 3 - Loans and Allowance_13

Note 3 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Balance at beginning of period	$ 303	$ 375	$ 316	$ 403
New loans purchased	0	0	0	0
Accretion to income	(8)	(11)	(16)	(22)
Disposals and other adjustments	0	0	0	0
Reclassification (to) from nonaccretable difference	(2)	(6)	(7)	(23)
Balance at end of period	$ 293	$ 358	$ 293	$ 358

Note 4 - Qualified Affordable_2

Note 4 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Amortization Method Qualified Affordable Housing Project Investments, Amortization	$ 89,000	$ 86,000	$ 177,000	$ 182,000
Affordable Housing Tax Credits and Other Tax Benefits, Amount	106,000	$ 109,000	211,000	$ 220,000
Other Assets [Member]
Investments, Total	2,700,000		2,700,000		$ 2,900,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 396,000		$ 396,000		$ 496,000

Note 5 - Supplemental Disclos_3

Note 5 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0	0	0

Note 5 - Supplemental Disclos_4

Note 5 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Net income attributable to First Capital, Inc.	$ 2,730	$ 2,438	$ 5,669	$ 4,532
Weighted average common shares outstanding (in shares)	3,342,432	3,336,573	3,342,462	3,336,516
Net income attributable to First Capital, Inc. per common share, basic (in dollars per share)	$ 0.82	$ 0.73	$ 1.70	$ 1.36
Net income attributable to First Capital, Inc.	$ 2,730	$ 2,438	$ 5,669	$ 4,532
Weighted average common shares outstanding (in shares)	3,342,432	3,336,573	3,342,462	3,336,516
Add: Dilutive effect of restricted stock (in shares)	2,927	11,298	4,162	12,563
Weighted average common shares outstanding, as adjusted (in shares)	3,345,359	3,347,871	3,346,624	3,349,079
Net income attributable to First Capital, Inc. per common share, diluted (in dollars per share)	$ 0.82	$ 0.73	$ 1.69	$ 1.35

Note 6 - Stock-based Compensa_3

Note 6 - Stock-based Compensation Plans (Details Textual) - USD ($)	Feb. 18, 2020	May 22, 2019	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	May 20, 2019	May 20, 2009
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)					0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)					$ 0
Share-based Payment Arrangement, Expense			$ 115,000	$ 104,000	$ 230,000	$ 197,000
Share-based Payment Arrangement, Expense, Tax Benefit			28,000	$ 25,000	$ 55,000	$ 53,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares)					0	750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value						$ 54,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total			$ 1,300,000		$ 1,300,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)					3 years 1 month 6 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	14,250
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 67.43
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 961,000
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)								223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)							176,150
Equity Incentive Plan 2019 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options								$ 100,000
Equity Incentive Plan 2019 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		176,150
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)			161,900		161,900
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)		10 years
Equity Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)					0

Note 6 - Stock-based Compensa_4

Note 6 - Stock-based Compensation Plans - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member] - $ / shares	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Nonvested, number of shares (in shares)	32,650
Nonvested, weight average grant date fair value (in dollars per share)	$ 53.93
Granted, number of shares (in shares)	0
Granted, weight average grant date fair value (in dollars per share)	$ 0
Vested, number of shares (in shares)	0	(750)
Vested, weight average grant date fair value (in dollars per share)	$ 0
Forfeited, number of shares (in shares)	0
Forfeited, weight average grant date fair value (in dollars per share)	$ 0
Nonvested, number of shares (in shares)	32,650
Nonvested, weight average grant date fair value (in dollars per share)	$ 53.93

Note 7 - Supplemental Disclos_3

Note 7 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Interest	$ 1,309	$ 0
Transfers from loans to real estate acquired through foreclosure	$ 110	$ 58

Note 8 - Fair Value Measureme_3

Note 8 - Fair Value Measurements (Details Textual)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Jun. 30, 2021USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2020USD ($)
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0		$ 0		$ 0
Provision for Loan and Lease Losses, Total	0	$ 825,000	75,000	$ 1,176,000
Number of Foreclosed Real Estate Properties					0
Impaired Loan [Member]
Provision for Loan and Lease Losses, Total	3,000	168,000	12,000	167,000
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount	$ 0	$ 0	$ 0	$ 0
Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member]
Other Real Estate Owned, Measurement Input	0.16		0.16
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs			10.00%		10.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs			57.00%		66.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs			21.00%		27.00%

Note 8 - Fair Value Measureme_4

Note 8 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities available for sale	$ 353,482	$ 283,502
Equity securities	2,000	1,600
Fair Value, Recurring [Member]
Securities available for sale	353,482	283,502
Equity securities	1,979	1,553
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	86,975	61,359
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	11,614	21,030
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	109,551	81,531
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	145,342	119,582
Fair Value, Nonrecurring [Member]
Impaired loans	3,126	3,168
Loans held for sale	5,353	7,941
Foreclosed real estate	110
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,659	1,728
Foreclosed real estate	110
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	146	97
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	740	779
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	190	211
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	391	353
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Equity securities	1,979	1,553
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	0	0
Loans held for sale	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	353,482	283,502
Equity securities	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	86,975	61,359
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	11,614	21,030
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	109,551	81,531
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	145,342	119,582
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	0	0
Loans held for sale	5,353	7,941
Foreclosed real estate	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Equity securities	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	3,126	3,168
Loans held for sale	0	0
Foreclosed real estate	110
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,659	1,728
Foreclosed real estate	110
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	146	97
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	740	779
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	190	211
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 391	$ 353

Note 8 - Fair Value Measureme_5

Note 8 - Fair Value Measurements - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Securities available for sale	$ 353,482	$ 283,502
Securities held to maturity	2,025
Equity Securities, FV-NI, Current	2,000	1,600
Reported Value Measurement [Member]
Cash and cash equivalents	183,996	175,888
Interest-bearing time deposits	6,193	6,396
Securities available for sale	353,482	283,502
Securities held to maturity	2,000
Loans held for sale	5,353	7,941
Loans, net	484,750	500,331
FHLB and other restricted stock	1,988	1,988
Accrued interest receivable	3,315	3,434
Equity Securities, FV-NI, Current	1,979	1,553
Deposits	961,581	900,461
Accrued interest payable	121	153
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	183,996	175,888
Interest-bearing time deposits	6,399	6,687
Securities available for sale	353,482	283,502
Securities held to maturity	2,025
Loans held for sale	5,465	8,101
Loans, net	488,324	506,207
Accrued interest receivable	3,315	3,434
Equity Securities, FV-NI, Current	1,979	1,553
Deposits	961,833	901,073
Accrued interest payable	121	153
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	183,996	175,888
Interest-bearing time deposits	0	0
Securities available for sale	0	0
Securities held to maturity	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Equity Securities, FV-NI, Current	1,979	1,553
Deposits	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Interest-bearing time deposits	6,399	6,687
Securities available for sale	353,482	283,502
Securities held to maturity	2,025
Loans held for sale	5,465	8,101
Loans, net	0	0
Accrued interest receivable	3,315	3,434
Equity Securities, FV-NI, Current	0	0
Deposits	0	0
Accrued interest payable	121	153
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale	0	0
Securities held to maturity	0
Loans held for sale	0	0
Loans, net	488,324	506,207
Accrued interest receivable	0	0
Equity Securities, FV-NI, Current	0	0
Deposits	961,833	901,073
Accrued interest payable	$ 0	$ 0

Note 9 - Revenue From Contrac_3

Note 9 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Noninterest income, financial service	$ 1,592	$ 1,307	$ 3,084	$ 2,725
Net gains on loans and investments	854	915	1,731	880
Increase in cash value of life insurance	71	70	118	117
Other	35	28	57	54
Other noninterest income	960	1,013	1,906	1,051
Total noninterest income	2,552	2,320	4,990	3,776
Deposit Account [Member]
Noninterest income, financial service	424	322	834	828
ATM and Debit Card Fees [Member]
Noninterest income, financial service	1,050	876	2,018	1,641
Investment Advisory, Management and Administrative Service [Member]
Noninterest income, financial service	87	79	169	192
Product and Service, Other [Member]
Noninterest income, financial service	$ 31	$ 30	$ 63	$ 64