First Capital (FCAP) 10-K 14 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 28, 2022	Jun. 30, 2021
Document Information [Line Items]
Entity Central Index Key	0001070296
Entity Registrant Name	FIRST CAPITAL INC
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	FY
Document Fiscal Year Focus	2021
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	0-25023
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-2056949
Entity Address, Address Line One	220 Federal Drive, N.W.
Entity Address, City or Town	Corydon
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	47112
City Area Code	812
Local Phone Number	738-2198
Title of 12(b) Security	Common Stock, par value $0.01 per share
Trading Symbol	FCAP
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Public Float			$ 140,400,000
Entity Common Stock, Shares Outstanding		3,373,095
Auditor Name	Monroe Shine & Co., Inc.
Auditor Location	New Albany, Indiana
Auditor Firm ID	590

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 23,497	$ 28,923
Interest-bearing deposits with banks	3,937	6,232
Federal funds sold	145,075	140,733
Total cash and cash equivalents	172,509	175,888
Interest-bearing time deposits	4,839	6,396
Securities available for sale, at fair value	447,335	283,502
Securities held to maturity	2,000	0
Loans, net	483,287	500,331
Loans held for sale	2,413	7,941
Federal Home Loan Bank and other restricted stock, at cost	1,988	1,988
Foreclosed real estate	36	0
Premises and equipment	15,177	15,950
Accrued interest receivable	3,430	3,434
Cash value of life insurance	8,698	8,479
Goodwill	6,472	6,472
Core deposit intangible	526	672
Other assets	7,893	6,498
Total Assets	1,156,603	1,017,551
LIABILITIES
Noninterest-bearing	242,685	225,608
Interest-bearing	792,877	674,853
Total deposits	1,035,562	900,461
Accrued interest payable	97	153
Accrued expenses and other liabilities	7,004	6,186
Total liabilities	1,042,663	906,800
Commitments and Contingencies
EQUITY
Preferred stock of $.01 par value per share; Authorized 1,000,000 shares; none issued;	0	0
Authorized 7,500,000 shares; issued 3,805,533 shares; outstanding 3,373,095 shares (3,375,760 in 2020)	38	38
Additional paid-in capital	41,684	41,684
Retained earnings-substantially restricted	80,070	72,155
Unearned stock compensation	(1,033)	(1,520)
Accumulated other comprehensive income	1,734	6,822
Less treasury stock, at cost - 432,438 shares (429,773 shares in 2020)	(8,665)	(8,540)
Total First Capital, Inc. stockholders' equity	113,828	110,639
Noncontrolling interest in subsidiary	112	112
Total equity	113,940	110,751
Total Liabilities and Equity	$ 1,156,603	$ 1,017,551

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2021	Dec. 31, 2020
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	7,500,000	7,500,000
Common stock, shares issued (in shares)	3,805,533	3,805,533
Common stock, shares outstanding (in shares)	3,373,095	3,375,760
Treasury stock, shares (in shares)	432,438	429,773

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Loans, including fees	$ 23,772	$ 24,523	$ 25,746
Securities:
Taxable	2,644	2,550	3,643
Tax-exempt	2,704	2,144	1,706
Dividends	16	63	103
Other interest income	324	367	856
Total interest income	29,460	29,647	32,054
INTEREST EXPENSE
Deposits	1,128	1,561	1,960
Total interest expense	1,128	1,561	1,960
Net interest income	28,332	28,086	30,094
Provision (credit) for loan losses	(325)	1,801	1,425
Net interest income after provision (credit) for loan losses	28,657	26,285	28,669
NONINTEREST INCOME
Noninterest income	6,446	5,761	5,528
Gain on sale of loans	2,439	2,716	1,191
Unrealized gain (loss) on equity securities	328	(194)	32
Increase in cash value of life insurance	219	210	211
Other income	231	226	235
Total noninterest income	9,551	8,599	6,926
NONINTEREST EXPENSE
Compensation and benefits	14,537	13,808	13,119
Occupancy and equipment	1,770	1,775	1,616
Data processing	3,450	3,101	3,536
Professional fees	1,028	693	742
Advertising	354	340	540
Net loss on foreclosed real estate	19	13	299
Other expenses	3,373	3,318	3,418
Total noninterest expense	24,531	23,048	23,270
Income before income taxes	13,677	11,836	12,325
Income tax expense	2,240	1,692	1,987
Net Income	11,437	10,144	10,338
Less net income attributable to the noncontrolling interest in subsidiary	13	13	13
Net Income Attributable to First Capital, Inc.	$ 11,424	$ 10,131	$ 10,325
Earnings per common share attributable to First Capital, Inc.:
Basic (in dollars per share)	$ 3.41	$ 3.03	$ 3.10
Diluted (in dollars per share)	3.41	3.02	3.09
Dividends per share on common shares (in dollars per share)	$ 1.04	$ 0.96	$ 0.95
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 1,874	$ 1,788	$ 2,088
Gain (loss) on sale of available for sale securities and time deposits	7	0	(147)
ATM and Debit Card Fees [Member]
NONINTEREST INCOME
Noninterest income	4,076	3,488	2,812
Investment Advisory, Management and Administrative Service [Member]
NONINTEREST INCOME
Noninterest income	$ 377	$ 365	$ 504

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net Income	$ 11,437	$ 10,144	$ 10,338
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) arising during the period	(6,670)	6,050	7,163
Income tax (expense) benefit	1,588	(1,370)	(1,649)
Net of tax amount	(5,082)	4,680	5,514
Less: reclassification adjustment for realized (gains) losses included in net income	(7)	0	134
Income tax expense (benefit)	1	0	(29)
Net of tax amount	(6)	0	105
Other Comprehensive Income (Loss), net of tax	(5,088)	4,680	5,619
Total Comprehensive Income	6,349	14,824	15,957
Less: comprehensive income attributable to the noncontrolling interest in subsidiary	13	13	13
Comprehensive Income Attributable to First Capital, Inc.	$ 6,336	$ 14,811	$ 15,944

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Deferred Compensation, Share-based Payments [Member]	Treasury Stock [Member]	Noncontrolling Interest [Member]	Total
Balances at Dec. 31, 2018	$ 38	$ 40,215	$ 58,137	$ (3,477)	$ (720)	$ (8,349)	$ 112	$ 85,956
Net Income	0	0	10,325	0	0	0	13	10,338
Other comprehensive income	0	0	0	5,619	0	0	0	5,619
Cash dividends			(3,196)				(13)	(3,209)
Restricted stock grants	0	508	0	0	(508)	0	0	0
Stock compensation expense	0	0	0	0	288	0	0	288
Purchase of treasury shares	0	0	0	0	0	(44)	0	(44)
Balances at Dec. 31, 2019	38	40,723	65,266	2,142	(940)	(8,393)	112	98,948
Net Income	0	0	10,131	0	0	0	13	10,144
Other comprehensive income	0	0	0	4,680	0	0	0	4,680
Cash dividends			(3,242)				(13)	(3,255)
Restricted stock grants	0	961	0	0	(961)	0	0	0
Stock compensation expense	0	0	0	0	381	0	0	381
Purchase of treasury shares	0	0	0	0	0	(147)	0	(147)
Balances at Dec. 31, 2020	38	41,684	72,155	6,822	(1,520)	(8,540)	112	110,751
Net Income	0	0	11,424	0	0	0	13	11,437
Other comprehensive income	0	0	0	(5,088)	0	0	0	(5,088)
Cash dividends			(3,509)				(13)	(3,522)
Stock compensation expense	0	0	0	0	487	0	0	487
Purchase of treasury shares	0	0	0	0	0	(125)	0	(125)
Balances at Dec. 31, 2021	$ 38	$ 41,684	$ 80,070	$ 1,734	$ (1,033)	$ (8,665)	$ 112	$ 113,940

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Purchase of treasury shares (in shares)	2,665	2,122	862

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income	$ 11,437	$ 10,144	$ 10,338
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premium and accretion of discount on securities, net	2,223	2,163	1,764
Depreciation and amortization expense	1,143	1,200	1,070
Deferred income taxes	(131)	(79)	482
Stock compensation expense	487	381	288
Increase in cash value of life insurance	(219)	(210)	(211)
(Gain) loss on sale of available for sale securities and time deposits	(7)	0	147
Provision (credit) for loan losses	(325)	1,801	1,425
Proceeds from sale of loans	136,414	142,812	70,619
Loans originated for sale	(128,447)	(143,861)	(70,755)
Gain on sale of loans	(2,439)	(2,716)	(1,191)
Amortization of tax credit investment	355	338	361
Unrealized (gain) loss on equity securities	(328)	194	(32)
Net realized and unrealized loss on foreclosed real estate	5	4	170
Net unrealized loss on premises and equipment	0	13	0
(Increase) decrease in accrued interest receivable	4	(358)	(248)
Increase (decrease) in accrued interest payable	(56)	(57)	60
Net change in other assets/liabilities	1,515	291	(210)
Net Cash Provided By Operating Activities	21,631	12,060	14,077
CASH FLOWS FROM INVESTING ACTIVITIES
Net decrease in interest-bearing time deposits	1,550	94	1,207
Purchase of securities available for sale	(252,292)	(104,392)	(69,260)
Purchase of securities held to maturity	(2,000)	0	0
Proceeds from maturities of securities available for sale	42,164	32,647	30,575
Proceeds from sales of securities available for sale	1,798	0	21,725
Principal collected on mortgage-backed obligations	35,611	46,691	29,679
Net (increase) decrease in loans receivable	17,283	(35,705)	(33,973)
Investment in tax credit entities	(280)	(1,380)	(1,203)
Investment in technology fund	(120)	0	0
Proceeds from sale of foreclosed real estate	45	233	3,116
Proceeds from sale of premises and equipment	65	0	0
Purchase of premises and equipment	(288)	(602)	(2,973)
Net Cash Used In Investing Activities	(156,464)	(62,414)	(21,107)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	135,101	178,284	20,531
Purchase of treasury stock	40	13	2
Taxes paid on stock award shares for employees	(85)	(134)	(42)
Dividends paid	(3,522)	(3,255)	(3,209)
Net Cash Provided By Financing Activities	131,454	174,882	17,278
Net Increase (Decrease) in Cash and Cash Equivalents	(3,379)	124,528	10,248
Cash and cash equivalents at beginning of year	175,888	51,360	41,112
Cash and Cash Equivalents at End of Year	$ 172,509	$ 175,888	$ 51,360

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]	( 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Nature of Operations First Capital, Inc. (the “Company”) is the financial holding company of First Harrison Bank (the “Bank”), a wholly-owned subsidiary. The Bank is an Indiana chartered commercial bank which provides a variety of banking services to individuals and business customers through 18 nine third may not Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90 days or less, money market funds and federal funds sold. Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and the valuation of foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Company’s loan portfolio consists of single-family residential and commercial real estate loans in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity: Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers ( 1 2 3 Equity Securities: FHLB Stock: may Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss on the loan is remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. Subsequent appraisals are obtained as needed or if management believes there has been a significant change in the market value of a collateral property securing a collateral dependent impaired loan. In instances where it is not Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not not may not not may not A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. For such loans that are classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not 4 December 31, 2021 2020. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ personal cash flow and employment status. Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Construction loans primarily consist of loans secured by single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by local economic conditions which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Commercial business loans also include loans originated under the SBA’s Paycheck Protection Program (“PPP”). Home equity and second There were no December 31, 2021, 2020 2019. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2021, no Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing 1 2 3 not Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not no no The Company sells financial assets in the normal course of business, the majority of which are related to residential mortgage loan sales through established programs and commercial loan sales through participation agreements. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses. Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property and property obtained via a deed in lieu of foreclosure that is currently held for sale. At the time of acquisition, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After acquisition, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in net loss on foreclosed real estate. Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings. Cash Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income. Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not not 1 2 3 Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold. Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718 Advertising Costs Advertising costs are charged to operations when incurred. Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than- not 50 not 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss (“AOCI”) are included in the net gain (loss) on sale of available for sale securities line item in the consolidated statements of income. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In June 2016, No. 2016 13, Financial Instruments Credit Losses (Topic 326 December 15, 2019, one first 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, not The Company has determined that all other recently issued accounting pronouncements will not not

Note 2 - Restriction on Cash an

Note 2 - Restriction on Cash and Due From Banks	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Cash and Cash Equivalents Disclosure [Text Block]	( 2 RESTRICTION ON CASH AND DUE FROM BANKS Previously, the Bank was required to maintain reserve balances on hand and with the Federal Reserve Bank (“FRB”). However, the FRB Board set the reserve requirement to 0% March 26, 2020. December 31, 2020 2019

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investments in Debt and Equity Instruments, Cash and Cash Equivalents, Unrealized and Realized Gains (Losses) [Text Block]	( 3 INVESTMENT SECURITIES Investment securities have been classified in the consolidated balance sheets according to management’s intent. Investment securities at December 31, 2021 2020 Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value December 31, 2021 Securities available for sale: Agency mortgage-backed securities $ 102,767 $ 604 $ 635 $ 102,736 Agency CMO 7,863 98 - 7,961 Other debt securities: Agency notes and bonds 130,641 489 2,034 129,096 Treasury notes and bonds 50,339 - 545 49,794 Municipal obligations 153,610 4,721 583 157,748 Total securities available for sale $ 445,220 $ 5,912 $ 3,797 $ 447,335 Securities held to maturity: Other debt securities: Corporate notes $ 2,000 $ 4 $ - $ 2,004 Total securities available for sale $ 2,000 $ 4 $ - $ 2,004 December 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 59,997 $ 1,362 $ - $ 61,359 Agency CMO 20,842 218 30 21,030 Other debt securities: Agency notes and bonds 80,359 1,175 3 81,531 Municipal obligations 113,511 6,075 4 119,582 Total securities available for sale $ 274,709 $ 8,830 $ 37 $ 283,502 The amortized cost and fair value of debt securities as of December 31, 2021, may may Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Due in one year or less $ 2,043 $ 2,049 $ - $ - Due after one year through five years 182,653 181,145 - - Due after five years through ten years 56,104 57,063 - - Due after ten years 93,790 96,381 2,000 2,004 334,590 336,638 2,000 2,004 Mortgage-backed securities and CMO 110,630 110,697 - - $ 445,220 $ 447,335 $ 2,000 $ 2,004 At December 31, 2021, At December 31, 2021 2020, one 10% Information pertaining to investment securities with gross unrealized losses at December 31, 2021 2020, Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) December 31, 2021: Continuous loss position less than twelve months: Agency mortgage-backed securities 23 $ 67,512 $ 607 Agency notes and bonds 39 98,042 1,710 Treasury notes and bonds 11 49,190 545 Muncipal obligations 49 32,642 479 Total less than twelve months 122 247,386 3,341 Continuous loss position more than twelve months: Agency mortgage-backed securities 1 1,357 28 Agency notes and bonds 4 13,676 324 Muncipal obligations 4 2,957 104 Total more than twelve months 9 17,990 456 Total securities available for sale 131 $ 265,376 $ 3,797 Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) December 31, 2020: Continuous loss position less than twelve months: Agency CMO 12 $ 6,189 $ 18 Agency notes and bonds 2 5,997 3 Municipal obligations 2 1,303 4 Total less than twelve months 16 13,489 25 Continuous loss position more than twelve months: Agency CMO 4 1,589 12 Total more than twelve months 4 1,589 12 Total securities available for sale 20 $ 15,078 $ 37 Management evaluates securities for other-than-temporary impairment at least quarterly, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At December 31, 2021, first no While management does not December 31, 2021, may During the year ended December 31, 2021, December 31, 2020, no December 31, 2019, Equity Securities In September 2018, December 31, 2021, 2020 2019, December 31, 2021 2020, In October 2021 December 31, 2021, December 31, 2021 2026. December 31, 2021.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 4 LOANS AND ALLOWANCE FOR LOAN LOSSES Loans at December 31, 2021 2020 (In thousands) 2021 2020 Real estate mortgage loans: Residential $ 130,603 $ 131,217 Land 19,478 17,328 Construction 59,959 44,148 Commercial 137,915 135,114 Commercial business loans 51,787 82,274 Consumer loans: Home equity and second mortgage loans 54,453 52,001 Automobile loans 43,946 43,770 Loans secured by savings accounts 827 1,083 Unsecured loans 2,219 2,766 Other consumer loans 13,579 16,117 Gross loans 514,766 525,818 Less undisbursed portion of loans in process (26,520 ) (19,179 ) Principal loan balance 488,246 506,639 Deferred loan origination fees and costs, net 1,124 317 Allowance for loan losses (6,083 ) (6,625 ) Loans, net $ 483,287 $ 500,331 At December 31, 2021 2020, December 31, 2021 December 31, 2020, At December 31, 2021 2020, At both December 31, 2021 2020, 90% The Bank has entered into loan transactions with certain directors, officers and their affiliates (i.e., related parties). In the opinion of management, such indebtedness was incurred in the ordinary course of business on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with unrelated persons and does not The following table represents the aggregate activity for related party loans during the years ended December 31, 2021 2020. (In thousands) 2021 2020 Beginning balance $ 13,287 $ 9,520 Adjustments due to officer and director changes - (1,051 ) New loans 3,391 8,235 Payments (9,445 ) (3,417 ) Ending balance $ 7,233 $ 13,287 Off-balance-sheet commitments (including commitments to make loans, unused lines of credit and letters of credit) to related parties at December 31, 2021 2020 The following table provides the components of the Company’s recorded investment in loans at December 31, 2021 2020: Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) December 31, 2021: Principal loan balance $ 130,603 $ 19,478 $ 33,439 $ 137,915 $ 51,787 $ 54,453 $ 60,571 $ 488,246 Accrued interest receivable 442 103 67 290 180 160 218 1,460 Net deferred loan origination fees and costs 107 13 (15 ) (64 ) (46 ) 1,129 - 1,124 Recorded investment in loans $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 December 31, 2020: Principal loan balance $ 131,217 $ 17,328 $ 24,969 $ 135,114 $ 82,274 $ 52,001 $ 63,736 $ 506,639 Accrued interest receivable 513 116 61 435 378 176 244 1,923 Net deferred loan origination fees and costs 120 17 (12 ) (65 ) (843 ) 1,100 - 317 Recorded investment in loans $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2021 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Provisions (35 ) 34 111 (474 ) 20 (88 ) 107 (325 ) Charge-offs (35 ) (9 ) - - - (10 ) (400 ) (454 ) Recoveries 5 - - - 10 8 214 237 Ending balance $ 1,174 $ 234 $ 403 $ 1,884 $ 873 $ 527 $ 988 $ 6,083 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ 7 $ - $ 7 Collectively evaluated for impairment 1,143 234 403 1,884 873 520 988 6,045 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,174 $ 234 $ 403 $ 1,884 $ 873 $ 527 $ 988 $ 6,083 Recorded Investment in Loans: Individually evaluated for impairment $ 1,034 $ 102 $ - $ 702 $ 174 $ 303 $ - $ 2,315 Collectively evaluated for impairment 129,848 19,492 33,491 137,428 51,747 55,439 60,789 488,234 Acquired with deteriorated credit quality 270 - - 11 - - - 281 Ending balance $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 An analysis of the allowance for loan losses and recorded investment in loans as of and for the year ended December 31, 2020 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions 393 46 (58 ) 735 280 91 314 1,801 Charge-offs (72 ) - - - (32 ) - (407 ) (511 ) Recoveries 51 - - - - 11 212 274 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 1,208 209 292 2,358 843 617 1,067 6,594 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Recorded Investment in Loans: Individually evaluated for impairment $ 1,728 $ 97 $ - $ 779 $ 211 $ 353 $ - $ 3,168 Collectively evaluated for impairment 129,851 17,364 25,018 134,679 81,598 52,924 63,980 505,414 Acquired with deteriorated credit quality 271 - - 26 - - - 297 Ending balance $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 An analysis of the allowance for loan losses for the year ended December 31, 2019 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions 251 - 126 222 132 77 617 1,425 Charge-offs (194 ) - - - - (24 ) (548 ) (766 ) Recoveries 117 1 - - 4 19 196 337 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 At December 31, 2021 2020, not December 31, 2020, 19" December 31, 2021, 19 19 Management also adjusts the historical loss factors for loans classified as watch, special mention and substandard that are not At December 31, 2021, December 31, 2020, December 31, 2021 2020. The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2021. not December 31, 2021. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,034 $ 1,163 $ - $ 1,529 $ 21 Land 102 104 - 100 - Construction - - - - - Commercial real estate 702 716 - 740 34 Commercial business 174 174 - 191 8 Home equity and second mortgage 15 15 - 111 2 Other consumer - - - - - $ 2,027 $ 2,172 $ - $ 2,671 $ 65 Loans with an allowance recorded: Residential $ - $ - $ - $ - $ - Land - - - 10 - Construction - - - - - Commercial real estate - - - - - Commercial business - - - - - Home equity and second mortgage 288 296 7 231 - Other consumer - - - - - $ 288 $ 296 $ 7 $ 241 $ - Total: Residential $ 1,034 $ 1,163 $ - $ 1,529 $ 21 Land 102 104 - 110 - Construction - - - - - Commercial real estate 702 716 - 740 34 Commercial business 174 174 - 191 8 Home equity and second mortgage 303 311 7 342 2 Other consumer - - - - - $ 2,315 $ 2,468 $ 7 $ 2,912 $ 65 The following table summarizes the Company’s impaired loans as of and for the year ended December 31, 2020. not December 31, 2020. Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,728 $ 1,902 $ - $ 1,638 $ 22 Land 97 97 - 101 1 Construction - - - - - Commercial real estate 779 784 - 836 36 Commercial business 211 210 - 249 9 Home equity and second mortgage 353 345 - 234 13 Other consumer - - - 19 - $ 3,168 $ 3,338 $ - $ 3,077 $ 81 Loans with an allowance recorded: Residential $ - $ - $ - $ 117 $ - Land - - - - - Construction - - - - - Commercial real estate - - - - - Commercial business - - - 76 - Home equity and second mortgage - - - - - Other consumer - - - - - $ - $ - $ - $ 193 $ - Total: Residential $ 1,728 $ 1,902 $ - $ 1,755 $ 22 Land 97 97 - 101 1 Construction - - - - - Commercial real estate 779 784 - 836 36 Commercial business 211 210 - 325 9 Home equity and second mortgage 353 345 - 234 13 Other consumer - - - 19 - $ 3,168 $ 3,338 $ - $ 3,270 $ 81 The following table summarizes the Company’s impaired loans for the year ended December 31, 2019. not December 31, 2019. Average Interest Recorded Income Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,973 $ 17 Land 147 - Construction 209 - Commercial real estate 446 33 Commercial business 330 11 Home equity and second mortgage 29 1 Other consumer 20 - $ 3,154 $ 62 Loans with an allowance recorded: Residential $ 87 $ - Land - - Construction - - Commercial real estate 81 - Commercial business 58 - Home equity and second mortgage 13 - Other consumer - - $ 239 $ - Total: Residential $ 2,060 $ 17 Land 147 - Construction 209 - Commercial real estate 527 33 Commercial business 388 11 Home equity and second mortgage 42 1 Other consumer 20 - $ 3,393 $ 62 Nonperforming loans consists of nonaccrual loans and loans over 90 December 31, 2021 2020: December 31, 2021 December 31, 2020 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 806 $ - $ 806 $ 1,154 $ - $ 1,154 Land 102 - 102 97 59 156 Construction - - - - - - Commercial real estate 115 - 115 155 - 155 Commercial business - - - - - - Home equity and second mortgage 304 - 304 - - - Other consumer - 3 3 - - - Total $ 1,327 $ 3 $ 1,330 $ 1,406 $ 59 $ 1,465 The following table presents the aging of the recorded investment in loans at December 31, 2021: Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 1,186 $ 158 $ 501 $ 1,845 $ 129,037 $ 270 $ 131,152 Land 94 62 102 258 19,336 - 19,594 Construction - - - - 33,491 - 33,491 Commercial real estate - - - - 138,130 11 138,141 Commercial business - - - - 51,921 - 51,921 Home equity and second mortgage 165 - - 165 55,577 - 55,742 Other consumer 129 3 3 135 60,654 - 60,789 Total $ 1,574 $ 223 $ 606 $ 2,403 $ 488,146 $ 281 $ 490,830 The following table presents the aging of the recorded investment in loans at December 31, 2020: Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 1,672 $ 227 $ 726 $ 2,625 $ 128,954 $ 271 $ 131,850 Land 130 65 156 351 17,110 - 17,461 Construction - - - - 25,018 - 25,018 Commercial real estate 155 - - 155 135,303 26 135,484 Commercial business - - - - 81,809 - 81,809 Home equity and second mortgage 53 302 - 355 52,922 - 53,277 Other consumer 285 101 - 386 63,594 - 63,980 Total $ 2,295 $ 695 $ 882 $ 3,872 $ 504,710 $ 297 $ 508,879 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, public information, historical payment experience, credit documentation, and current economic trends, among other factors. The Company classifies loans based on credit risk at least quarterly. The Company uses the following regulatory definitions for risk ratings: Special Mention: may Substandard: not Doubtful/Nonaccrual: Loss: not Loans not The following table presents the recorded investment in loans by risk category as of the date indicated: Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) December 31, 2021 Pass $ 129,705 $ 19,369 $ 33,491 $ 135,608 $ 51,353 $ 55,438 $ 60,789 $ 485,753 Special Mention - 61 - 1,203 323 - - 1,587 Substandard 641 62 - 1,215 245 - - 2,163 Doubtful 806 102 - 115 - 304 - 1,327 Loss - - - - - - - - Total $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 December 31, 2020 Pass $ 130,054 $ 16,925 $ 25,018 $ 131,822 $ 81,452 $ 52,869 $ 63,919 $ 502,059 Special Mention - 315 - 2,289 284 - 10 2,898 Substandard 642 124 - 1,218 73 408 51 2,516 Doubtful 1,154 97 - 155 - - - 1,406 Loss - - - - - - - - Total $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 Troubled Debt Restructurings The following table summarizes the Company’s TDRs by accrual status as of December 31, 2021 2020: December 31, 2021 December 31, 2020 Related Related Allowance Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 216 $ - $ 216 $ - $ 556 $ - $ 556 $ - Commercial real estate 585 - 585 - 621 - 621 - Commercial business 174 - 174 - 210 - 210 - Home equity and second mortgage - 287 287 7 345 - 345 - Total $ 975 $ 287 $ 1,262 $ 7 $ 1,732 $ - $ 1,732 $ - At December 31, 2021 2020, There were no TDRs that were restructured during the year ended December 31, 2021. three two one one December 31, 2020, December 31, 2019, 2020 2019, December 31, 2021, 2020 2019. The Company had no payment defaults (defined as the loan becoming more than 90 12 December 31, 2020 2019. December 31, 2021, one second 12 $290.000 may may December 31, 2021. not December 31, 2020 2019. On March 22, 2020, may 19. six not 19 19 December 31, 2019 not 2021 January 1, 2022, 60 19 19 December 31, 2021. December 31, 2021, one three December 31, 2021, Purchased Credit Impaired ( PCI ) Loans Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date with no 310 30 not The following table presents the carrying amount of PCI loans accounted for under FASB ASC 310 30 December 31, 2021 2020: (In thousands) 2021 2020 Residential real estate $ 270 $ 271 Commercial real estate 11 26 Carrying amount 281 297 Allowance for loan losses 31 31 Carrying amount, net of allowance $ 250 $ 266 The outstanding balance of PCI loans accounted for under FASB ASC 310 30, December 31, 2020 2020, The allowance for loan losses related to PCI loans was $31,000 at December 31, 2021 2020. December 31, 2021. December 31, 2020 2019, Accretable yield, or income expected to be collected, is as follows for the years ended December 31, 2021, 2020 2019: (In thousands) 2021 2020 2019 Beginning balance $ 316 $ 403 $ 423 New loans acquired - - - Accretion to income (30 ) (42 ) (46 ) Disposals and other adjustements - (4 ) - Reclassification (to) from nonaccretable difference (20 ) (41 ) 26 Ending Balance $ 266 $ 316 $ 403

Note 5 - Premises and Equipment

Note 5 - Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	( 5 PREMISES AND EQUIPMENT Premises and equipment as of December 31, 2021 2020 (In thousands) 2021 2020 Land and land improvements $ 5,219 $ 5,284 Leasehold improvements 134 134 Office buildings 16,750 16,605 Furniture, fixtures and equipment 6,695 6,701 28,798 28,724 Less accumulated depreciation 13,621 12,774 Totals $ 15,177 $ 15,950 Depreciation expense was $996,000, $1.1 million and $923,000 for the years ended December 31, 2021, 2020 2019,

Note 6 - Foreclosed Real Estate

Note 6 - Foreclosed Real Estate	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Real Estate Disclosure [Text Block]	( 6 FORECLOSED REAL ESTATE Foreclosed real estate activity was as follows for the years ended December 31, 2021, 2020 2019: (In thousands) 2021 2020 2019 Beginning balance $ - $ 170 $ 3,142 Transfers from loans to foreclosed real estate 126 67 311 Direct write-downs (5 ) - (284 ) Sales (85 ) (237 ) (3,002 ) Capitalized expenses and other adjustments - - 3 Ending Balance $ 36 $ - $ 170 Net loss on foreclosed real estate was as follows for the years ended December 31, 2021, 2020 2019: (In thousands) 2021 2020 2019 Net (gain) loss on sales $ - $ 4 $ (114 ) Direct write-downs 5 - 284 Operating expenses, net of income 14 9 129 Ending Balance $ 19 $ 13 $ 299 At December 31, 2021, December 31, 2020, not December 31, 2021 2020,

Note 7 - Goodwill and Other Int

Note 7 - Goodwill and Other Intangibles	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	( 7 GOODWILL AND OTHER INTANGIBLES The Company acquired goodwill of $1.1 million in the acquisition of Peoples Bancorp, Inc. of Bullitt County and The Peoples Bank of Bullitt County (“Peoples”) during 2015 2003. 2021, 2020 2019. The Company acquired a core deposit intangible of $1.4 million in the acquisition of Peoples. All of the Company’s previously acquired core deposit intangibles had been fully amortized prior to 2015. 2021, 2020, 2019. Core deposit intangibles subject to amortization as of December 31, 2021 2020 (In thousands) 2021 2020 Core deposit intangible acquired in Peoples acquisition $ 1,418 $ 1,418 Less accumulated amortization 892 746 $ 526 $ 672 Estimated amortization expense for the core deposit intangible for each of the ensuing five Years ending December 31: (In thousands) 2022 $ 147 2023 147 2024 147 2025 85 2026 - Total $ 526

Note 8 - Deposits

Note 8 - Deposits	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deposits Assets Disclosure Noncurrent [Text Block]	( 8 DEPOSITS Deposits at December 31, 2021 2020 (In thousands) 2021 2020 Noninterest-bearing demand deposits $ 242,685 $ 225,608 NOW accounts 392,675 323,164 Savings accounts 268,768 215,956 Money market accounts 73,781 71,317 Time deposits 57,653 64,416 Total deposits $ 1,035,562 $ 900,461 The aggregate amount of time deposit accounts with balances that met or exceeded the Federal Deposit Insurance Corporation (“FDIC”) insurance limit of $250,000 December 31, 2021 2020, At December 31, 2021, Year ending December 31: (In thousands) 2022 $ 33,175 2023 12,332 2024 6,575 2025 3,930 2026 1,641 Total $ 57,653 The Bank held deposits of approximately $21.5 million and $13.2 million for related parties at December 31, 2021 2020,

Note 9 - Lines of Credit

Note 9 - Lines of Credit	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Debt Disclosure [Text Block]	( 9 LINES OF CREDIT The Bank has an unsecured federal funds purchased line of credit through The Bankers’ Bank of Kentucky with a maximum borrowing amount of $5.0 million. At December 31, 2021 2020, The Bank also has a $2.0 million revolving line of credit with Stock Yards Bank & Trust Company. At December 31, 2021 2020,

Note 10 - Advances From Federal

Note 10 - Advances From Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	( 10 ADVANCES FROM FEDERAL HOME LOAN BANK There were no outstanding advances from the FHLB at December 31, 2021 2020. December 31, 2021,

Note 11 - Leases

Note 11 - Leases	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	( 11 LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified premises and equipment for a period of time in exchange for consideration. The Company is a lessee in certain leasing agreements, such as for branch office space. During 2020, March 2025 one October. The Company has adopted FASB ASC 842 842, one The Company’s right to use an asset over the life of a lease is recorded as an ROU asset included in other assets on the consolidated balance sheets and was $60,000 and $77,000 at December 31, 2021 2020, may December 31, 2021 2020, The calculated amount of the ROU assets and lease liabilities are impacted by the length of the lease term and the discount rate used to calculate the present value of minimum lease payments. Regarding the discount rate, FASB ASC 842 Leases with an initial term of 12 not may one one 20 may not December 31, 2021, not Lease expense for the years ended December 31, 2021, 2020 2019 December 31, 2021, 2020 2019 (In thousands) 2021 2020 2019 Operating lease cost $ 19 $ 14 $ - Short-term lease cost 12 16 58 Totals $ 31 $ 30 $ 58 Future minimum commitments due under operating lease agreements as of December 31, 2021 Year ending December 31: (In thousands) 2022 $ 19 2023 19 2024 19 2025 5 Total lease payments 62 Less imputed interest (2 ) Total $ 60 The lease term and discount rate at December 31, 2021 2020 2021 2020 Weighted-average remaining lease term (years) 3.25 4.25 Weighted-average discount rate 1.34 % 1.34 % Supplemental cash flow information for the years ended December 31, 2021 2020 2021 2020 (In thousands) Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 19 $ 14 ROU assets obtained in exchange for lease obligations: Operating leases - 90 The Company also leases space to tenants under various operating leases. Lease income recorded under tenant leases was $39,000, $30,000 and $27,000 for the years ended December 31, 2021, 2020 2019, one December 31, 2022, 2023, 2024, 2025 2026,

Note 12 - Income Taxes

Note 12 - Income Taxes	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Income Tax Disclosure [Text Block]	( 12 INCOME TAXES The Company and its corporate subsidiaries file consolidated tax returns. The components of consolidated income tax expense for the years ended December 31, 2021, 2020 2019 (In thousands) 2021 2020 2019 Current $ 2,371 $ 1,771 $ 1,505 Deferred (131 ) (79 ) 482 Totals $ 2,240 $ 1,692 $ 1,987 The reconciliation of income tax expense with the amount which would have been provided at the federal statutory rate of 21% December 31, 2021, 2020, 2019 (In thousands) 2021 2020 2019 Provision at federal statutory tax rate $ 2,872 $ 2,486 $ 2,588 State income tax-net of federal tax benefit 266 85 121 Tax-exempt interest income (608 ) (476 ) (379 ) Bank-owned life insurance income (46 ) (44 ) (44 ) Captive insurance net premiums (200 ) (200 ) (209 ) Investment in tax credit entities (58 ) (117 ) (114 ) Other 14 (42 ) 24 Totals $ 2,240 $ 1,692 $ 1,987 Effective tax rate 16.4 % 14.3 % 16.1 % Significant components of the deferred tax assets and liabilities as of December 31, 2021 2020 (In thousands) 2021 2020 Deferred tax assets (liabilities): Deferred compensation plans $ 84 $ 95 Allowance for loan losses 1,454 1,544 Unrealized loss on equity securities 10 87 Restricted stock 46 57 Interest on nonaccrual loans 157 161 Deferred income 280 - Other 10 11 Deferred tax assets 2,041 1,955 Unrealized gain on securities available for sale (382 ) (1,971 ) Depreciation (963 ) (994 ) Deferred loan fees and costs (268 ) (247 ) FHLB stock dividends (37 ) (37 ) Prepaid expenses (337 ) (346 ) Acquisition purchase accounting adjustments (360 ) (400 ) Other (23 ) (9 ) Deferred tax liabilities (2,370 ) (4,004 ) Net deferred tax liability $ (329 ) $ (2,049 ) At December 31, 2021 2020, not twelve not December 31, 2018 Retained earnings of the Bank at December 31, 2021 2020 no December 31, 1987 December 31, 2021 2020.

Note 13 - Employee Benefit Plan

Note 13 - Employee Benefit Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	( 13 EMPLOYEE BENEFIT PLANS Defined Contribution Plan: The Bank has a qualified contributory defined contribution plan available to all eligible employees. The plan allows participating employees to make tax-deferred contributions under Internal Revenue Code Section 401 December 31, 2021, 2020 2019, Employee Stock Ownership Plan: On December 31, 1998, 718 40, Employee Stock Ownership Plans ten not not 2008 Compensation expense is recognized based on the average fair value of shares released for allocation to participant accounts during the year with a corresponding credit to stockholders’ equity. No compensation expense was recognized for the years ended December 31, 2020, 2019 2018 2008. At December 31, 2021 2020, December 31, 2021 2020,

Note 14 - Deferred Compensation

Note 14 - Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Deferred Compensation Plans Disclosure [Text Block]	( 14 DEFERRED COMPENSATION PLANS The Bank has a deferred compensation plan whereby certain officers will be provided specific amounts of income for a period of fifteen 2022. December 2015, three ten 2026. may December 31, 2021 2020, December 31, 2021, 2020 2019, The Bank also has a directors' deferred compensation plan whereby a director defers into a retirement account a portion of his/her monthly director fees for a specified period to provide a specified amount of income for a period of fifteen 2041. December 31, 2021 2020, December 31, 2021, 2020 2019,

Note 15 - Stock-based Compensat

Note 15 - Stock-based Compensation Plans	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	( 15 STOCK-BASED COMPENSATION PLANS On May 20, 2009, 2009 “2009 May 20, 2019. 2009 2009 not 2009 On May 22, 2019, 2019 “2019 2019 2019 may not 2009 not 2019 no 2009 2009 2019 At December 31, 2021, 2019 may may not ten may first not may not 2019 may 2019 2019 The fair market value of stock options granted is estimated at the date of grant using an option pricing model. Expected volatilities are based on historical volatility of the Company's stock. The expected term of options granted represents the period of time that options are expected to be outstanding and is based on historical trends. The risk free rate for the expected life of the options is based on the U.S. Treasury yield curve in effect at the time of grant. As of December 31, 2021, No restricted stock shares were granted during 2021. February 18, 2020, 2019 July 1, 2025, July 1 July 1, 2021. February 19, 2019, 2009 July 1, 2024, July 1 July 1, 2020. December 31, 2021, 2020 2019 December 31, 2021, 2020 2019, December 31, 2021 Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 32,650 $ 53.93 Granted - - Vested (10,300 ) 51.69 Forfeited - - Nonvested at end of year 22,350 $ 54.96 There were 10,300, 9,350 and 6,900 restricted shares vested during the years ended December 31, 2021, 2020 2019, December 31, 2021, 2020 2019 December 31, 2021,

Note 16 - Commitments and Conti

Note 16 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	( 16 COMMITMENTS AND CONTINGENCIES COVID- 19 On March 11, 2020, 19 19 may 19 may may Due to the COVID- 19 150 March 2020 0% 0.25%. 19 may 19 Credit-Related Financial Instruments In the normal course of business, there are outstanding commitments, contingent liabilities and other financial instruments that are not The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contractual notional amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. The following is a summary of the commitments to extend credit at December 31, 2021 2020: (In thousands) 2021 2020 Loan commitments: Fixed rate $ 3,400 $ 6,242 Adjustable rate 15,650 5,012 Standby letters of credit 183 346 Undisbursed commercial and personal lines of credit 44,918 29,194 Undisbursed portion of construction loans in process 26,520 19,179 Undisbursed portion of home equity lines of credit 66,415 58,198 Total commitments $ 157,086 $ 118,171 Commitments to extend credit are agreements to lend to a customer as long as there is no may not may Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third The Company has not no 2021 2020.

Note 17 - Dividend Restriction

Note 17 - Dividend Restriction	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Dividend Restrictions [Text Block]	( 17 DIVIDEND RESTRICTION As an Indiana corporation, the Company is subject to Indiana law with respect to the payment of dividends. Under Indiana law, the Company may The payment of dividends by the Bank is subject to banking regulations and applicable Indiana state law. The amount of dividends that the Bank may two may not December 31, 1998.

Note 18 - Regulatory Matters

Note 18 - Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 18 REGULATORY MATTERS The Bank is subject to various regulatory capital requirements administered by the banking regulators. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank and the consolidated financial statements. Under the regulatory capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines involving quantitative measures of the Bank’s assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classification under the prompt corrective action guidelines are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Tier 1 1 1 January 1, 2015, January 1, 2019. 2015 2019. 2021 2020. Beginning in 2020, $10 may not 8% not 10%, 9%. 8% 2020, 8.5% 2021, 9% two 7% 2020, 7.5% 2021 8% 2022 December 31, 2021 2020. December 31, 2021 2020. As of December 31, 2021, no The Bank’s actual capital amounts and ratios are presented in the following table. No Minimum to be Well Capitalized under Prompt Corrective Actual Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio As of December 31, 2021: Community Bank Leverage Ratio $ 98,869 8.84 % $ 95,040 8.50 % As of December 31, 2020: Community Bank Leverage Ratio $ 89,737 9.37 % $ 76,579 8.00 %

Note 19 - Fair Value Measuremen

Note 19 - Fair Value Measurements	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 19 FAIR VALUE MEASUREMENTS FASB ASC Topic 820 , Fair Value Measurements, 1 3 three 820 Level 1: Inputs to the valuation methodology are quoted prices, unadjusted, for identical assets or liabilities in active markets. A quoted market price in an active market provides the most reliable evidence of fair value and shall be used to measure fair value whenever available. Level 2: Inputs to the valuation methodology include quoted market prices for similar assets or liabilities in active markets; quoted market prices for identical or similar assets or liabilities in markets that are not Level 3: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. Level 3 Fair value is based upon quoted market prices, where available. If quoted market prices are not third may may may may not A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. These valuation methodologies were applied to all of the Company’s financial and nonfinancial assets carried at fair value or the lower of cost or fair value. The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2021. December 31, 2021. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total December 31, 2021 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 102,736 $ - $ 102,736 Agency CMO - 7,961 - 7,961 Agency notes and bonds - 129,096 - 129,096 Treasury notes and bonds - 49,794 - 49,794 Municipal obligations - 157,748 - 157,748 Total securities available for sale $ - $ 447,335 $ - $ 447,335 Equity securities $ 1,881 $ - $ - 1,881 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,034 $ 1,034 Land - - 102 102 Commercial real estate - - 702 702 Commercial business - - 174 174 Home equity and second mortgage - - 296 296 Total impaired loans $ - $ - $ 2,308 $ 2,308 Loans held for sale $ - $ 2,413 $ - $ 2,413 Foreclosed real estate: Residential real estate $ - $ - $ 36 $ 36 Total foreclosed real estate $ - $ - $ 36 $ 36 The table below presents the balances of assets measured at fair value on a recurring and nonrecurring basis as of December 31, 2020. December 31, 2020. Carrying Value (In thousands) Level 1 Level 2 Level 3 Total December 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 61,359 $ - $ 61,359 Agency CMO - 21,030 - 21,030 Agency notes and bonds - 81,531 - 81,531 Municipal obligations - 119,582 - 119,582 Total securities available for sale $ - $ 283,502 $ - $ 283,502 Equity securities $ 1,553 $ - $ - 1,553 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,728 $ 1,728 Land - - 97 97 Commercial real estate - - 779 779 Commercial business - - 211 211 Home equity and second mortgage - - 353 353 Total impaired loans $ - $ - $ 3,168 $ 3,168 Loans held for sale $ - $ 7,941 $ - $ 7,941 Securities Available for Sale and Equity Securities . 1 third not 2 may third not 3 Impaired Loans 3 Impaired loans are measured at the present value of estimated future cash flows using the loan's effective interest rate or the fair value of collateral less estimated costs to sell if the loan is collateral dependent. At December 31, 2021 2020, may At December 31, 2021, December 31, 2020, The Company recognized provisions for loan losses of $12,000 and $22,000 for the years ended December 31, 2021 2019, December 31, 2020 Loans Held for Sale 2 Foreclosed Real Estate 3 Foreclosed real estate is reported at fair value less estimated costs to dispose of the property. The fair values are determined by real estate appraisals which are then discounted to reflect management’s estimate of the fair value of the property given current market conditions and the condition of the collateral. At December 31, 2021, December 31, 2020, The Company recognized charges of $5,000 and $284,000 to write down foreclosed real estate to fair value for the years ended December 31, 2021 2019, December 31, 2020. There have been no December 31, 2021 2020. no 3 December 31, 2021 2020.

Note 20 - Disclosures About Fai

Note 20 - Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Fair Value Measurements and Financial Instruments Disclosure [Text Block]	( 20 DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS The following table summarizes the carrying value and estimated fair value of financial instruments and the level within the fair value hierarchy (see Note 19 December 31, 2021 2020: Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 December 31, 2021: Financial assets: Cash and cash equivalents $ 172,509 $ 172,509 $ 172,509 $ - $ - Interest-bearing time deposits 4,839 4,965 - 4,965 - Securities available for sale 447,335 447,335 - 447,335 - Securities held to maturity 2,000 2,004 - 2,004 - Loans held for sale 2,413 2,459 - 2,459 - Loans, net 483,287 481,961 - - 481,961 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,430 3,430 - 3,430 - Equity securities (included in other assets) 1,881 1,881 1,881 - - Financial liabilities: Deposits 1,035,562 1,035,406 - - 1,035,406 Accrued interest payable 97 97 - 97 - December 31, 2020: Financial assets: Cash and cash equivalents $ 175,888 $ 175,888 $ 175,888 $ - $ - Interest-bearing time deposits 6,396 6,687 - 6,687 - Securities available for sale 283,502 283,502 - 283,502 - Loans held for sale 7,941 8,101 - 8,101 - Loans, net 500,331 506,207 - - 506,207 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,434 3,434 - 3,434 - Equity securities (included in other assets) 1,553 1,553 1,553 - - Financial liabilities: Deposits 900,461 901,073 - - 901,073 Accrued interest payable 153 153 - 153 - The carrying amounts in the preceding table are included in the consolidated balance sheets under the applicable captions. The contractual or notional amounts of financial instruments with off-balance-sheet risk are disclosed in Note 16, The methods and assumptions used to estimate fair value are described as follows: Carrying amount is the estimated fair value for cash and cash equivalents, accrued interest receivable and payable, demand deposits and other transactions accounts. The fair value of securities and interest-bearing time deposits in other financial institutions is based on quoted market prices (where available) or values obtained from an independent pricing service. The fair value of loans, excluding loans held for sale, and fixed-maturity certificates of deposit is based on discounted cash flows using current market rates applied to the estimated life and credit risk of the instrument. The fair value of loans held for sale is based on specific prices of underlying contracts for sales to investors. It is not December 31, 2021 2020 may

Note 21 - Revenue from Contract

Note 21 - Revenue from Contracts With Customers	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	( 21 REVENUE FROM CONTRACTS WITH CUSTOMERS Substantially all of the Company’s revenue from contracts with customers in the scope of FASB ASC 606 606 December 31, 2021, 2020 2019: (In thousands) 2021 2020 2019 Service charges on deposit accounts $ 1,874 $ 1,788 $ 2,088 ATM and debit card fees 4,076 3,488 2,812 Investment advisory income 377 365 504 Other 119 120 124 Revenue from contracts with customers 6,446 5,761 5,528 Net gains on loans and investments 2,774 2,522 1,076 Increase in cash value of life insurance 219 210 211 Other 112 106 111 Other noninterest income 3,105 2,838 1,398 Total noninterest income $ 9,551 $ 8,599 $ 6,926 Net (gain) loss on sales of foreclosed real estate $ - $ 4 $ (114 ) A description of the Company’s revenue streams accounted for under FASB ASC 606 Service Charges on Deposit Accounts ATM and Debit Card Fees FIRST CAPITAL, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED ( 21 Investment Advisory Income Other Income Gains and Losses on Sales of Foreclosed Real Estate

Note 22 - Qualified Affordable

Note 22 - Qualified Affordable Housing Project Investment	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Investment [Text Block]	( 22 QUALIFIED AFFORDABLE HOUSING PROJECT INVESTMENT On January 19, 2018, December 31, 2021 2020, December 31, 2021 2020 2029. The investment is accounted for using the proportional amortization method. During 2021, 2020 2019, 2021, 2020 2019,

Note 23 - Parent Company Conden

Note 23 - Parent Company Condensed Financial Information	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	( 23 PARENT COMPANY CONDENSED FINANCIAL INFORMATION Condensed financial information for the Company (parent company only) follows: Balance Sheets (In thousands) As of December 31, 2021 2020 Assets: Cash and cash equivalents $ 1,943 $ 2,994 Other assets 3,178 2,042 Investment in subsidiaries 109,587 105,603 $ 114,708 $ 110,639 Liabilities and Equity: Accrued expenses $ 880 $ - Stockholders' equity 113,828 110,639 $ 114,708 $ 110,639 Statements of Income (In thousands) Years Ended December 31, 2021 2020 2019 Dividend income from subsidiaries $ 2,685 $ 2,730 $ 4,450 Other income 69 59 59 Income (loss) on equity securities 328 (194 ) 32 Other operating expenses (835 ) (824 ) (714 ) Income before income taxes and equity in undistributed net income of shareholders 2,247 1,771 3,827 Income tax benefit 106 315 199 Income before equity in undistributed net income of subsidiaries 2,353 2,086 4,026 Equity in undistributed net income of subsidiaries 9,071 8,045 6,299 Net Income $ 11,424 $ 10,131 $ 10,325 Statements of Cash Flows (In thousands) Years Ended December 31, 2021 2020 2019 Operating Activities: Net income $ 11,424 $ 10,131 $ 10,325 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (9,071 ) (8,045 ) (6,299 ) Stock compensation expense 487 381 288 Unrealized (gain) loss on equity securities (328 ) 194 (32 ) Net change in other assets and liabilities 191 (125 ) (40 ) Net cash provided by operating activities 2,703 2,536 4,242 Investing Activities: Investment in technology fund (120 ) - - Net cash used in investing activities (120 ) - - Financing Activities: Purchase of treasury stock (40 ) (13 ) (2 ) Tax paid on stock award shares for employees (85 ) (134 ) (42 ) Cash dividends paid (3,509 ) (3,242 ) (3,196 ) Net cash used in financing activities (3,634 ) (3,389 ) (3,240 ) Net increase (decrease) in cash and cash equivalents (1,051 ) (853 ) 1,002 Cash and cash equivalents at beginning of year 2,994 3,847 2,845 Cash and cash equivalents at end of year $ 1,943 $ 2,994 $ 3,847

Note 24 - Supplemental Disclosu

Note 24 - Supplemental Disclosures of Cash Flow Information	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Cash Flow, Supplemental Disclosures [Text Block]	( 24 SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Years Ended December 31, (In thousands) 2021 2020 2019 Cash payments for: Interest $ 1,184 $ 1,618 $ 1,900 Income taxes (net of refunds received) 1,973 766 1,367 Noncash investing activities: Transfers from loans to foreclosed real estate $ 126 $ 67 $ 311 Proceeds from sales of foreclosed real estate financed through loans 35 - -

Note 25 - Supplemental Disclosu

Note 25 - Supplemental Disclosure for Earnings Per Share	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Earnings Per Share [Text Block]	( 25 SUPPLEMENTAL DISCLOSURE FOR EARNINGS PER SHARE Basic earnings per common share is computed by dividing net income available to common shareholders by the weighted average number of shares of common stock outstanding during the periods presented. Diluted earnings per common share include the dilutive effect of additional potential common shares issuable under stock options, restricted stock and other potentially dilutive securities outstanding. Earnings and dividends per share are restated for stock splits and dividends through the date of issuance of the financial statements. Earnings per share information is presented below for the years ended December 31, 2021, 2020 2019. (In thousands, except per share data) Years Ended December 31, 2021 2020 2019 Basic Earnings: Net income attributable to First Capital, Inc. $ 11,424 $ 10,131 $ 10,325 Shares: Weighted average common shares outstanding 3,346,038 3,339,812 3,332,869 Net income attributable to First Capital, Inc. per common share, basic $ 3.41 $ 3.03 $ 3.10 Diluted Earnings: Net income attributable to First Capital, Inc. $ 11,424 $ 10,131 $ 10,325 Shares: Weighted average common shares outstanding 3,346,038 3,339,812 3,332,869 Add: Dilutive effect of restricted stock 457 9,465 11,203 Weighted average common shares outstanding, as adjusted 3,346,495 3,349,277 3,344,072 Net income attributable to First Capital, Inc. per common share, diluted $ 3.41 $ 3.02 $ 3.09 Nonvested restricted stock shares are not December 31, 2021, 2020 2019.

Note 26 - Selected Quarterly Fi

Note 26 - Selected Quarterly Financial Information (Unaudited)	12 Months Ended
	Dec. 31, 2021
Notes to Financial Statements
Quarterly Financial Information [Text Block]	( 26 SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) First Second Third Fourth Quarter Quarter Quarter Quarter 2021 (In thousands, except per share data) Interest income $ 7,292 $ 7,133 $ 7,745 $ 7,290 Interest expense 288 289 278 273 Net interest income 7,004 6,844 7,467 7,017 Provision (credit) for loan losses 75 - - (400 ) Net interest income after provision for loan losses 6,929 6,844 7,467 7,417 Noninterest income 2,438 2,552 2,270 2,291 Noninterest expenses 5,807 6,165 6,202 6,357 Income before income taxes 3,560 3,231 3,535 3,351 Income tax expense 618 497 596 529 Net income 2,942 2,734 2,939 2,822 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,939 $ 2,730 $ 2,936 $ 2,819 Earnings per common share attributable to First Capital Inc.: Basic $ 0.88 $ 0.82 $ 0.88 $ 0.83 Diluted $ 0.88 $ 0.82 $ 0.88 $ 0.83 2020 Interest income $ 7,674 $ 7,374 $ 7,240 $ 7,359 Interest expense 468 404 371 318 Net interest income 7,206 6,970 6,869 7,041 Provision for loan losses 351 825 400 225 Net interest income after provision for loan losses 6,855 6,145 6,469 6,816 Noninterest income 1,456 2,320 2,616 2,207 Noninterest expenses 5,825 5,618 5,923 5,682 Income before income taxes 2,486 2,847 3,162 3,341 Income tax expense 389 405 413 485 Net incom 2,097 2,442 2,749 2,856 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,094 $ 2,438 $ 2,746 $ 2,853 Earnings per common share attributable to First Capital Inc.: Basic $ 0.63 $ 0.73 $ 0.82 $ 0.85 Diluted $ 0.63 $ 0.73 $ 0.82 $ 0.84 First Second Third Fourth Quarter Quarter Quarter Quarter 2019 (In thousands, except per share data) Interest income $ 7,658 $ 8,219 $ 8,220 $ 7,957 Interest expense 456 491 503 510 Net interest income 7,202 7,728 7,717 7,447 Provision for loan losses 450 300 225 450 Net interest income after provision for loan losses 6,752 7,428 7,492 6,997 Noninterest income 1,505 1,768 1,833 1,820 Noninterest expenses 5,665 5,764 5,870 5,971 Income before income taxes 2,592 3,432 3,455 2,846 Income tax expense 442 568 537 440 Net income 2,150 2,864 2,918 2,406 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,147 $ 2,860 $ 2,915 $ 2,403 Earnings per common share attributable to First Capital Inc.: Basic $ 0.64 $ 0.86 $ 0.87 $ 0.72 Diluted $ 0.64 $ 0.86 $ 0.87 $ 0.72

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Basis of Consolidation and Reclassifications The consolidated financial statements include the accounts of the Company and its subsidiaries and have been prepared in accordance with generally accepted accounting principles in the United States of America and conform to general practices in the banking industry. Intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. The reclassifications had no
Cash and Cash Equivalents, Policy [Policy Text Block]	Statements of Cash Flows For purposes of the statements of cash flows, the Company has defined cash and cash equivalents as cash on hand, amounts due from banks (including cash items in process of clearing), interest-bearing deposits with other banks with an original maturity of 90 days or less, money market funds and federal funds sold.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with generally accepted accounting principles in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses and the valuation of real estate and other assets acquired in connection with foreclosures or in satisfaction of loans. In connection with the determination of the allowance for loan losses and the valuation of foreclosed real estate, management obtains independent appraisals for significant properties. A majority of the Company’s loan portfolio consists of single-family residential and commercial real estate loans in the southern Indiana and Louisville, Kentucky metropolitan area. Accordingly, the ultimate collectability of a substantial portion of the Company’s loan portfolio and the recovery of the carrying amount of foreclosed real estate are susceptible to changes in local market conditions. While management uses available information to recognize losses on loans and foreclosed real estate, further reductions in the carrying amounts of loans and foreclosed real estate may may may
Investment, Policy [Policy Text Block]	Investment Securities Securities Available for Sale first Amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the period to maturity, adjusted for anticipated prepayments. Unrealized gains and losses, net of tax, on securities available for sale are included in other comprehensive income and the accumulated unrealized holding gains and losses are reported as a separate component of equity until realized. Realized gains and losses on the sale of securities available for sale are determined using the specific identification method and are included in other noninterest income and, when applicable, are reported as a reclassification adjustment, net of tax, in other comprehensive income. Securities Held to Maturity: Declines in the fair value of individual available for sale and held to maturity securities below their amortized cost that are other than temporary result in write-downs of the individual securities to their fair value. The related write-downs are included in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers ( 1 2 3 Equity Securities: FHLB Stock: may
Financing Receivable [Policy Text Block]	Loans and Allowance for Loan Losses Loans Held for Investment Loans are stated at unpaid principal balances, less net deferred loan fees and the allowance for loan losses. The Company grants real estate mortgage, commercial business and consumer loans. Loan origination and commitment fees, as well as certain direct costs of underwriting and closing loans, are deferred and amortized as a yield adjustment to interest income over the lives of the related loans using the interest method. Amortization of net deferred loan fees is discontinued when a loan is placed on nonaccrual status. Nonaccrual Loans The recognition of income on a loan is discontinued and previously accrued interest is reversed when interest or principal payments become 90 days past due unless, in the opinion of management, the outstanding interest remains collectible. Past due status is determined based on contractual terms. Generally, by applying the cash receipts method, interest income is subsequently recognized only as received until the loan is returned to accrual status. The cash receipts method is used when the likelihood of further loss on the loan is remote. Otherwise, the Company applies the cost recovery method and applies all payments as a reduction of the unpaid principal balance until the loan qualifies for return to accrual status. Interest income on impaired loans is recognized using the cost recovery method, unless the likelihood of further loss on the loan is remote. A loan is restored to accrual status when all principal and interest payments are brought current and the borrower has demonstrated the ability to make future payments of principal and interest as scheduled, which generally requires that the borrower demonstrate a period of performance of at least six Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not Values for collateral dependent loans are generally based on appraisals obtained from independent licensed real estate appraisers, with adjustments applied for estimated costs to sell the property, costs to complete unfinished or repair damaged property and other factors. New appraisals are generally obtained for all significant properties when a loan is identified as impaired, and a property is considered significant if the value of the property is estimated to exceed $200,000. Subsequent appraisals are obtained as needed or if management believes there has been a significant change in the market value of a collateral property securing a collateral dependent impaired loan. In instances where it is not Troubled Debt Restructurings The modification of a loan is considered to be a troubled debt restructuring (“TDR”) if the debtor is experiencing financial difficulties and the Company grants a concession to the debtor that it would not not may not not may not A TDR can involve loans remaining on nonaccrual, moving to nonaccrual, or continuing on accrual status, depending on the individual facts and circumstances of the borrower. A TDR on nonaccrual status is restored to accrual status when the borrower has demonstrated the ability to make future payments in accordance with the restructured terms, including consistent and timely payments of at least six Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company uses a disciplined process and methodology to evaluate the allowance for loan losses on at least a quarterly basis that is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific and general components. The specific component relates to loans that are individually evaluated for impairment. For such loans that are classified as impaired, an allowance is established when the underlying discounted collateral value (or present value of estimated future cash flows) of the impaired loan is lower than the carrying value of that loan. The general component covers loans not five Management also applies additional loss factor multiples to loans classified as watch, special mention and substandard that are not 4 December 31, 2021 2020. Management exercises significant judgment in evaluating the relevant historical loss experience and the qualitative factors. Management also monitors the differences between estimated and actual incurred loan losses for loans considered impaired in order to evaluate the effectiveness of the estimation process and make any changes in the methodology as necessary. The following portfolio segments are considered in the allowance for loan loss analysis: residential real estate, land, construction, commercial real estate, commercial business, home equity and second Residential real estate loans primarily consist of loans to individuals for the purchase or refinance of their primary residence, with a smaller portion of the segment secured by non-owner-occupied residential investment properties and multi-family residential investment properties. The risks associated with residential real estate loans are closely correlated to the local housing market and general economic conditions, as repayment of the loans is primarily dependent on the borrowers’ or tenants’ personal cash flow and employment status. Land loans primarily consist of loans secured by farmland and vacant land held for investment purposes. The risks associated with land loans are related to the market value of the property taken as collateral and the underlying cash flows for loans secured by farmland, and general economic conditions. Construction loans primarily consist of loans secured by single-family residential properties, multi-family properties and commercial projects, and include both owner-occupied and speculative investment properties. Risks inherent in construction lending are related to the market value of the property held as collateral, the cost and timing of constructing or improving a property, the borrower’s ability to use funds generated by a project to service a loan until a project is completed, movements in interest rates and the real estate market during the construction phase, and the ability of the borrower to obtain permanent financing. Commercial real estate loans are comprised of loans secured by various types of collateral including office buildings, warehouses, retail space and mixed use buildings located in the Company’s primary lending area. Risks related to commercial real estate lending are related to the market value of the property taken as collateral, the underlying cash flows and general economic condition of the local real estate market. Repayment of these loans is generally dependent on the ability of the borrower to attract tenants at lease rates that provide for adequate debt service and can be impacted by local economic conditions which impact vacancy rates. The Company generally obtains loan guarantees from financially capable parties for commercial real estate loans. Commercial business loans includes lines of credit to businesses, term loans and letters of credit secured by business assets such as equipment, accounts receivable, inventory, or other assets excluding real estate and are generally made to finance capital expenditures or fund operations. Commercial loans contain risks related to the value of the collateral securing the loan and the repayment is primarily dependent upon the financial success and viability of the borrower. As with commercial real estate loans, the Company generally obtains loan guarantees from financially capable parties for commercial business loans. Commercial business loans also include loans originated under the SBA’s Paycheck Protection Program (“PPP”). Home equity and second There were no December 31, 2021, 2020 2019. Loan Charge-Offs For portfolio segments other than consumer loans, the Company’s practice is to charge-off any loan or portion of a loan when the loan is determined by management to be uncollectible due to the borrower’s failure to meet repayment terms, the borrower’s deteriorating or deteriorated financial condition, the depreciation of the underlying collateral, the loan’s classification as a loss by regulatory examiners, or for other reasons. A partial charge-off is recorded on a loan when the uncollectibility of a portion of the loan has been confirmed, such as when a loan is discharged in bankruptcy, the collateral is liquidated, a loan is restructured at a reduced principal balance, or other identifiable events that lead management to determine the full principal balance of the loan will not not Consumer loans not
Financing Receivable, Held-for-sale [Policy Text Block]	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or market value. Aggregate market value is determined based on the quoted prices under a “best efforts” sales agreement with a third Commitments to originate mortgage loans held for sale are considered derivative financial instruments to be accounted for at fair value. The Bank’s mortgage loan commitments subject to derivative accounting are fixed-rate mortgage loan commitments at market rates when initiated. At December 31, 2021, no
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets The Company accounts for transfers and servicing of financial assets in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Topic 860, Transfers and Servicing 1 2 3 not Transfers of a portion of a loan must meet the criteria of a participating interest. If it does not no no The Company sells financial assets in the normal course of business, the majority of which are related to residential mortgage loan sales through established programs and commercial loan sales through participation agreements. In accordance with accounting guidance for asset transfers, the Company considers any ongoing involvement with transferred assets in determining whether the assets can be derecognized from the balance sheet. With the exception of servicing and certain performance-based guarantees, the Company's continuing involvement with financial assets sold is minimal and generally limited to market customary representation and warranty clauses.
Financing Receivable, Real Estate Acquired Through Foreclosure [Policy Text Block]	Foreclosed Real Estate Foreclosed real estate includes formally foreclosed property and property obtained via a deed in lieu of foreclosure that is currently held for sale. At the time of acquisition, foreclosed real estate is recorded at fair value less estimated costs to sell, which becomes the property’s new basis. Any write-downs based on the property’s fair value at the date of acquisition are charged to the allowance for loan losses. After acquisition, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Costs incurred in maintaining foreclosed real estate and subsequent impairment adjustments to the carrying amount of a property, if any, are included in net loss on foreclosed real estate.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Premises and equipment are stated at cost less accumulated depreciation. The Company uses the straight line method of computing depreciation at rates adequate to amortize the cost of the applicable assets over their estimated useful lives. Maintenance and repairs are expensed as incurred. The cost and related accumulated depreciation of assets sold, or otherwise disposed of, are removed from the related accounts and any gain or loss is included in earnings.
Cash Surrender Value of Life Insurance [Policy Text Block]	Cash Value of Life Insurance The Bank has purchased life insurance policies on certain directors, officers and key employees to offset costs associated with the Bank’s compensation and benefit programs. The Bank is the owner and is a joint or sole beneficiary of the policies. Bank-owned life insurance is recorded at the amount that can be realized under the insurance contracts at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Income from the increase in cash surrender value of the policies and income from the realization of death benefits is reported in noninterest income.
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangibles Goodwill recognized in a business combination represents the excess of the cost of the acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed. Goodwill is evaluated for possible impairment at least annually or more frequently upon the occurrence of an event or change in circumstances that would more likely than not not 1 2 3 Other intangible assets consist of acquired core deposit intangibles. Core deposit intangibles are amortized over the estimated economic lives of the acquired core deposits. The carrying amount of core deposit intangibles and the remaining estimated economic life are evaluated annually or whenever events or circumstances indicate the carrying amount may not
Securities Borrowed and Loaned Policy [Policy Text Block]	Securities Lending and Financing Arrangements Securities purchased under agreements to resell (reverse repurchase agreements) and securities sold under agreements to repurchase (repurchase agreements) are treated as collateralized lending and borrowing transactions, respectively, and are carried at the amounts at which the securities were initially acquired or sold.
Share-based Payment Arrangement [Policy Text Block]	Stock-Based Compensation The Company has adopted the fair value based method of accounting for stock-based compensation prescribed in FASB ASC Topic 718
Advertising Cost [Policy Text Block]	Advertising Costs Advertising costs are charged to operations when incurred.
Income Tax, Policy [Policy Text Block]	Income Taxes When income tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while other positions are subject to some degree of uncertainty regarding the merits of the position taken or the amount of the position that would be sustained. The Company recognizes the benefits of a tax position in the consolidated financial statements of the period during which, based on all available evidence, management believes it is more-likely-than- not 50 not 50 Income taxes are provided for the tax effects of the transactions reported in the financial statements and consist of taxes currently due plus deferred income taxes. Income tax reporting and financial statement reporting rules differ in many respects. As a result, there will often be a difference between the carrying amount of an asset or liability as presented in the accompanying consolidated balance sheets and the amount that would be recognized as the tax basis of the same asset or liability computed based on the effects of tax positions recognized, as described in the preceding paragraph. These differences are referred to as temporary differences because they are expected to reverse in future years. Deferred income tax assets are recognized for temporary differences where their future reversal will result in future tax benefits. Deferred income tax assets are also recognized for the future tax benefits expected to be realized from net operating loss or tax credit carryforwards. Deferred income tax liabilities are recognized for temporary differences where their future reversal will result in the payment of future income taxes. Deferred income tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Comprehensive income consists of reported net income and other comprehensive income. Other comprehensive income refers to revenue, expenses, gains and losses that are recorded as an element of equity but are excluded from reported net income. Other comprehensive income includes changes in the unrealized gains and losses on securities available for sale. Amounts reclassified out of unrealized gains or losses on securities available for sale included in accumulated other comprehensive income or loss (“AOCI”) are included in the net gain (loss) on sale of available for sale securities line item in the consolidated statements of income.
Commitments and Contingencies, Policy [Policy Text Block]	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Concentration Risk, Credit Risk, Policy [Policy Text Block]	Concentration of Credit Risk The Company and its subsidiaries maintain cash balances at various financial institutions. At times, these cash balances may
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements The following are summaries of recently issued or adopted accounting pronouncements that impact the accounting and reporting practices of the Company: In June 2016, No. 2016 13, Financial Instruments Credit Losses (Topic 326 December 15, 2019, one first 2016 13, In November 2019, No. 2019 10 2016 13 December 15, 2022, December 15, 2018, not The Company has determined that all other recently issued accounting pronouncements will not not

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Marketable Securities [Table Text Block]	Gross Gross Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value December 31, 2021 Securities available for sale: Agency mortgage-backed securities $ 102,767 $ 604 $ 635 $ 102,736 Agency CMO 7,863 98 - 7,961 Other debt securities: Agency notes and bonds 130,641 489 2,034 129,096 Treasury notes and bonds 50,339 - 545 49,794 Municipal obligations 153,610 4,721 583 157,748 Total securities available for sale $ 445,220 $ 5,912 $ 3,797 $ 447,335 Securities held to maturity: Other debt securities: Corporate notes $ 2,000 $ 4 $ - $ 2,004 Total securities available for sale $ 2,000 $ 4 $ - $ 2,004 December 31, 2020 Securities available for sale: Agency mortgage-backed securities $ 59,997 $ 1,362 $ - $ 61,359 Agency CMO 20,842 218 30 21,030 Other debt securities: Agency notes and bonds 80,359 1,175 3 81,531 Municipal obligations 113,511 6,075 4 119,582 Total securities available for sale $ 274,709 $ 8,830 $ 37 $ 283,502
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale Securities Held to Maturity Amortized Fair Amortized Fair Cost Value Cost Value (In thousands) Due in one year or less $ 2,043 $ 2,049 $ - $ - Due after one year through five years 182,653 181,145 - - Due after five years through ten years 56,104 57,063 - - Due after ten years 93,790 96,381 2,000 2,004 334,590 336,638 2,000 2,004 Mortgage-backed securities and CMO 110,630 110,697 - - $ 445,220 $ 447,335 $ 2,000 $ 2,004
Schedule of Unrealized Loss on Investments [Table Text Block]	Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) December 31, 2021: Continuous loss position less than twelve months: Agency mortgage-backed securities 23 $ 67,512 $ 607 Agency notes and bonds 39 98,042 1,710 Treasury notes and bonds 11 49,190 545 Muncipal obligations 49 32,642 479 Total less than twelve months 122 247,386 3,341 Continuous loss position more than twelve months: Agency mortgage-backed securities 1 1,357 28 Agency notes and bonds 4 13,676 324 Muncipal obligations 4 2,957 104 Total more than twelve months 9 17,990 456 Total securities available for sale 131 $ 265,376 $ 3,797 Number of Gross Investment Fair Unrealized Positions Value Losses (Dollars in thousands) December 31, 2020: Continuous loss position less than twelve months: Agency CMO 12 $ 6,189 $ 18 Agency notes and bonds 2 5,997 3 Municipal obligations 2 1,303 4 Total less than twelve months 16 13,489 25 Continuous loss position more than twelve months: Agency CMO 4 1,589 12 Total more than twelve months 4 1,589 12 Total securities available for sale 20 $ 15,078 $ 37

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(In thousands) 2021 2020 Real estate mortgage loans: Residential $ 130,603 $ 131,217 Land 19,478 17,328 Construction 59,959 44,148 Commercial 137,915 135,114 Commercial business loans 51,787 82,274 Consumer loans: Home equity and second mortgage loans 54,453 52,001 Automobile loans 43,946 43,770 Loans secured by savings accounts 827 1,083 Unsecured loans 2,219 2,766 Other consumer loans 13,579 16,117 Gross loans 514,766 525,818 Less undisbursed portion of loans in process (26,520 ) (19,179 ) Principal loan balance 488,246 506,639 Deferred loan origination fees and costs, net 1,124 317 Allowance for loan losses (6,083 ) (6,625 ) Loans, net $ 483,287 $ 500,331
Schedule of Related Party Transactions [Table Text Block]	(In thousands) 2021 2020 Beginning balance $ 13,287 $ 9,520 Adjustments due to officer and director changes - (1,051 ) New loans 3,391 8,235 Payments (9,445 ) (3,417 ) Ending balance $ 7,233 $ 13,287
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Provisions (35 ) 34 111 (474 ) 20 (88 ) 107 (325 ) Charge-offs (35 ) (9 ) - - - (10 ) (400 ) (454 ) Recoveries 5 - - - 10 8 214 237 Ending balance $ 1,174 $ 234 $ 403 $ 1,884 $ 873 $ 527 $ 988 $ 6,083 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ 7 $ - $ 7 Collectively evaluated for impairment 1,143 234 403 1,884 873 520 988 6,045 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,174 $ 234 $ 403 $ 1,884 $ 873 $ 527 $ 988 $ 6,083 Recorded Investment in Loans: Individually evaluated for impairment $ 1,034 $ 102 $ - $ 702 $ 174 $ 303 $ - $ 2,315 Collectively evaluated for impairment 129,848 19,492 33,491 137,428 51,747 55,439 60,789 488,234 Acquired with deteriorated credit quality 270 - - 11 - - - 281 Ending balance $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061 Provisions 393 46 (58 ) 735 280 91 314 1,801 Charge-offs (72 ) - - - (32 ) - (407 ) (511 ) Recoveries 51 - - - - 11 212 274 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Ending allowance balance attributable to loans: Individually evaluated for impairment $ - $ - $ - $ - $ - $ - $ - $ - Collectively evaluated for impairment 1,208 209 292 2,358 843 617 1,067 6,594 Acquired with deteriorated credit quality 31 - - - - - - 31 Ending balance $ 1,239 $ 209 $ 292 $ 2,358 $ 843 $ 617 $ 1,067 $ 6,625 Recorded Investment in Loans: Individually evaluated for impairment $ 1,728 $ 97 $ - $ 779 $ 211 $ 353 $ - $ 3,168 Collectively evaluated for impairment 129,851 17,364 25,018 134,679 81,598 52,924 63,980 505,414 Acquired with deteriorated credit quality 271 - - 26 - - - 297 Ending balance $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879 Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) Allowance for Loan Losses: Beginning balance $ 693 $ 162 $ 224 $ 1,401 $ 459 $ 443 $ 683 $ 4,065 Provisions 251 - 126 222 132 77 617 1,425 Charge-offs (194 ) - - - - (24 ) (548 ) (766 ) Recoveries 117 1 - - 4 19 196 337 Ending balance $ 867 $ 163 $ 350 $ 1,623 $ 595 $ 515 $ 948 $ 5,061
Impaired Financing Receivables [Table Text Block]	Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,034 $ 1,163 $ - $ 1,529 $ 21 Land 102 104 - 100 - Construction - - - - - Commercial real estate 702 716 - 740 34 Commercial business 174 174 - 191 8 Home equity and second mortgage 15 15 - 111 2 Other consumer - - - - - $ 2,027 $ 2,172 $ - $ 2,671 $ 65 Loans with an allowance recorded: Residential $ - $ - $ - $ - $ - Land - - - 10 - Construction - - - - - Commercial real estate - - - - - Commercial business - - - - - Home equity and second mortgage 288 296 7 231 - Other consumer - - - - - $ 288 $ 296 $ 7 $ 241 $ - Total: Residential $ 1,034 $ 1,163 $ - $ 1,529 $ 21 Land 102 104 - 110 - Construction - - - - - Commercial real estate 702 716 - 740 34 Commercial business 174 174 - 191 8 Home equity and second mortgage 303 311 7 342 2 Other consumer - - - - - $ 2,315 $ 2,468 $ 7 $ 2,912 $ 65 Unpaid Average Interest Recorded Principal Related Recorded Income Investment Balance Allowance Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,728 $ 1,902 $ - $ 1,638 $ 22 Land 97 97 - 101 1 Construction - - - - - Commercial real estate 779 784 - 836 36 Commercial business 211 210 - 249 9 Home equity and second mortgage 353 345 - 234 13 Other consumer - - - 19 - $ 3,168 $ 3,338 $ - $ 3,077 $ 81 Loans with an allowance recorded: Residential $ - $ - $ - $ 117 $ - Land - - - - - Construction - - - - - Commercial real estate - - - - - Commercial business - - - 76 - Home equity and second mortgage - - - - - Other consumer - - - - - $ - $ - $ - $ 193 $ - Total: Residential $ 1,728 $ 1,902 $ - $ 1,755 $ 22 Land 97 97 - 101 1 Construction - - - - - Commercial real estate 779 784 - 836 36 Commercial business 211 210 - 325 9 Home equity and second mortgage 353 345 - 234 13 Other consumer - - - 19 - $ 3,168 $ 3,338 $ - $ 3,270 $ 81 Average Interest Recorded Income Investment Recognized (In thousands) Loans with no related allowance recorded: Residential $ 1,973 $ 17 Land 147 - Construction 209 - Commercial real estate 446 33 Commercial business 330 11 Home equity and second mortgage 29 1 Other consumer 20 - $ 3,154 $ 62 Loans with an allowance recorded: Residential $ 87 $ - Land - - Construction - - Commercial real estate 81 - Commercial business 58 - Home equity and second mortgage 13 - Other consumer - - $ 239 $ - Total: Residential $ 2,060 $ 17 Land 147 - Construction 209 - Commercial real estate 527 33 Commercial business 388 11 Home equity and second mortgage 42 1 Other consumer 20 - $ 3,393 $ 62
Financing Receivable, Nonaccrual [Table Text Block]	December 31, 2021 December 31, 2020 Loans 90+ Days Total Loans 90+ Days Total Nonaccrual Past Due Nonperforming Nonaccrual Past Due Nonperforming Loans Still Accruing Loans Loans Still Accruing Loans (In thousands) Residential $ 806 $ - $ 806 $ 1,154 $ - $ 1,154 Land 102 - 102 97 59 156 Construction - - - - - - Commercial real estate 115 - 115 155 - 155 Commercial business - - - - - - Home equity and second mortgage 304 - 304 - - - Other consumer - 3 3 - - - Total $ 1,327 $ 3 $ 1,330 $ 1,406 $ 59 $ 1,465
Financing Receivable, Past Due [Table Text Block]	Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 1,186 $ 158 $ 501 $ 1,845 $ 129,037 $ 270 $ 131,152 Land 94 62 102 258 19,336 - 19,594 Construction - - - - 33,491 - 33,491 Commercial real estate - - - - 138,130 11 138,141 Commercial business - - - - 51,921 - 51,921 Home equity and second mortgage 165 - - 165 55,577 - 55,742 Other consumer 129 3 3 135 60,654 - 60,789 Total $ 1,574 $ 223 $ 606 $ 2,403 $ 488,146 $ 281 $ 490,830 Purchased 30-59 Days 60-89 Days 90 Days or More Total Credit Total Past Due Past Due Past Due Past Due Current Impaired Loans Loans (In thousands) Residential $ 1,672 $ 227 $ 726 $ 2,625 $ 128,954 $ 271 $ 131,850 Land 130 65 156 351 17,110 - 17,461 Construction - - - - 25,018 - 25,018 Commercial real estate 155 - - 155 135,303 26 135,484 Commercial business - - - - 81,809 - 81,809 Home equity and second mortgage 53 302 - 355 52,922 - 53,277 Other consumer 285 101 - 386 63,594 - 63,980 Total $ 2,295 $ 695 $ 882 $ 3,872 $ 504,710 $ 297 $ 508,879
Financing Receivable Credit Quality Indicators [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) December 31, 2021 Pass $ 129,705 $ 19,369 $ 33,491 $ 135,608 $ 51,353 $ 55,438 $ 60,789 $ 485,753 Special Mention - 61 - 1,203 323 - - 1,587 Substandard 641 62 - 1,215 245 - - 2,163 Doubtful 806 102 - 115 - 304 - 1,327 Loss - - - - - - - - Total $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 December 31, 2020 Pass $ 130,054 $ 16,925 $ 25,018 $ 131,822 $ 81,452 $ 52,869 $ 63,919 $ 502,059 Special Mention - 315 - 2,289 284 - 10 2,898 Substandard 642 124 - 1,218 73 408 51 2,516 Doubtful 1,154 97 - 155 - - - 1,406 Loss - - - - - - - - Total $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879
Schedule of Troubled Debt Restructurings by Accrual Status [Table Text Block]	December 31, 2021 December 31, 2020 Related Related Allowance Allowance Accruing Nonaccrual Total for Loan Losses Accruing Nonaccrual Total for Loan Losses (In thousands) Troubled debt restructurings: Residential real estate $ 216 $ - $ 216 $ - $ 556 $ - $ 556 $ - Commercial real estate 585 - 585 - 621 - 621 - Commercial business 174 - 174 - 210 - 210 - Home equity and second mortgage - 287 287 7 345 - 345 - Total $ 975 $ 287 $ 1,262 $ 7 $ 1,732 $ - $ 1,732 $ -
Schedule of Purchased Credit Impaired Loans [Table Text Block]	(In thousands) 2021 2020 Residential real estate $ 270 $ 271 Commercial real estate 11 26 Carrying amount 281 297 Allowance for loan losses 31 31 Carrying amount, net of allowance $ 250 $ 266
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Table Text Block]	(In thousands) 2021 2020 2019 Beginning balance $ 316 $ 403 $ 423 New loans acquired - - - Accretion to income (30 ) (42 ) (46 ) Disposals and other adjustements - (4 ) - Reclassification (to) from nonaccretable difference (20 ) (41 ) 26 Ending Balance $ 266 $ 316 $ 403
Financing Receivable [Member]
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	Home Equity Residential Commercial Commercial and Second Other Real Estate Land Construction Real Estate Business Mortgage Consumer Total (In thousands) December 31, 2021: Principal loan balance $ 130,603 $ 19,478 $ 33,439 $ 137,915 $ 51,787 $ 54,453 $ 60,571 $ 488,246 Accrued interest receivable 442 103 67 290 180 160 218 1,460 Net deferred loan origination fees and costs 107 13 (15 ) (64 ) (46 ) 1,129 - 1,124 Recorded investment in loans $ 131,152 $ 19,594 $ 33,491 $ 138,141 $ 51,921 $ 55,742 $ 60,789 $ 490,830 December 31, 2020: Principal loan balance $ 131,217 $ 17,328 $ 24,969 $ 135,114 $ 82,274 $ 52,001 $ 63,736 $ 506,639 Accrued interest receivable 513 116 61 435 378 176 244 1,923 Net deferred loan origination fees and costs 120 17 (12 ) (65 ) (843 ) 1,100 - 317 Recorded investment in loans $ 131,850 $ 17,461 $ 25,018 $ 135,484 $ 81,809 $ 53,277 $ 63,980 $ 508,879

Note 5 - Premises and Equipme_2

Note 5 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Property, Plant and Equipment [Table Text Block]	(In thousands) 2021 2020 Land and land improvements $ 5,219 $ 5,284 Leasehold improvements 134 134 Office buildings 16,750 16,605 Furniture, fixtures and equipment 6,695 6,701 28,798 28,724 Less accumulated depreciation 13,621 12,774 Totals $ 15,177 $ 15,950

Note 6 - Foreclosed Real Esta_2

Note 6 - Foreclosed Real Estate (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Foreclosed Real Estate Activity [Table Text Block]	(In thousands) 2021 2020 2019 Beginning balance $ - $ 170 $ 3,142 Transfers from loans to foreclosed real estate 126 67 311 Direct write-downs (5 ) - (284 ) Sales (85 ) (237 ) (3,002 ) Capitalized expenses and other adjustments - - 3 Ending Balance $ 36 $ - $ 170
Net Loss on Foreclosed Real Estate [Table Text Block]	(In thousands) 2021 2020 2019 Net (gain) loss on sales $ - $ 4 $ (114 ) Direct write-downs 5 - 284 Operating expenses, net of income 14 9 129 Ending Balance $ 19 $ 13 $ 299

Note 7 - Goodwill and Other I_2

Note 7 - Goodwill and Other Intangibles (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	(In thousands) 2021 2020 Core deposit intangible acquired in Peoples acquisition $ 1,418 $ 1,418 Less accumulated amortization 892 746 $ 526 $ 672
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Years ending December 31: (In thousands) 2022 $ 147 2023 147 2024 147 2025 85 2026 - Total $ 526

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(In thousands) 2021 2020 Noninterest-bearing demand deposits $ 242,685 $ 225,608 NOW accounts 392,675 323,164 Savings accounts 268,768 215,956 Money market accounts 73,781 71,317 Time deposits 57,653 64,416 Total deposits $ 1,035,562 $ 900,461
Time Deposit Maturities [Table Text Block]	Year ending December 31: (In thousands) 2022 $ 33,175 2023 12,332 2024 6,575 2025 3,930 2026 1,641 Total $ 57,653

Note 11 - Leases (Tables)

Note 11 - Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Lease, Cost [Table Text Block]	(In thousands) 2021 2020 2019 Operating lease cost $ 19 $ 14 $ - Short-term lease cost 12 16 58 Totals $ 31 $ 30 $ 58 2021 2020 Weighted-average remaining lease term (years) 3.25 4.25 Weighted-average discount rate 1.34 % 1.34 % 2021 2020 (In thousands) Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 19 $ 14 ROU assets obtained in exchange for lease obligations: Operating leases - 90
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	Year ending December 31: (In thousands) 2022 $ 19 2023 19 2024 19 2025 5 Total lease payments 62 Less imputed interest (2 ) Total $ 60

Note 12 - Income Taxes (Tables)

Note 12 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(In thousands) 2021 2020 2019 Current $ 2,371 $ 1,771 $ 1,505 Deferred (131 ) (79 ) 482 Totals $ 2,240 $ 1,692 $ 1,987
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(In thousands) 2021 2020 2019 Provision at federal statutory tax rate $ 2,872 $ 2,486 $ 2,588 State income tax-net of federal tax benefit 266 85 121 Tax-exempt interest income (608 ) (476 ) (379 ) Bank-owned life insurance income (46 ) (44 ) (44 ) Captive insurance net premiums (200 ) (200 ) (209 ) Investment in tax credit entities (58 ) (117 ) (114 ) Other 14 (42 ) 24 Totals $ 2,240 $ 1,692 $ 1,987 Effective tax rate 16.4 % 14.3 % 16.1 %
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	(In thousands) 2021 2020 Deferred tax assets (liabilities): Deferred compensation plans $ 84 $ 95 Allowance for loan losses 1,454 1,544 Unrealized loss on equity securities 10 87 Restricted stock 46 57 Interest on nonaccrual loans 157 161 Deferred income 280 - Other 10 11 Deferred tax assets 2,041 1,955 Unrealized gain on securities available for sale (382 ) (1,971 ) Depreciation (963 ) (994 ) Deferred loan fees and costs (268 ) (247 ) FHLB stock dividends (37 ) (37 ) Prepaid expenses (337 ) (346 ) Acquisition purchase accounting adjustments (360 ) (400 ) Other (23 ) (9 ) Deferred tax liabilities (2,370 ) (4,004 ) Net deferred tax liability $ (329 ) $ (2,049 )

Note 15 - Stock-based Compens_2

Note 15 - Stock-based Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Nonvested Restricted Stock Units Activity [Table Text Block]	Weighted Number Average of Grant-Date Shares Fair Value Nonvested at beginning of year 32,650 $ 53.93 Granted - - Vested (10,300 ) 51.69 Forfeited - - Nonvested at end of year 22,350 $ 54.96

Note 16 - Commitments and Con_2

Note 16 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Commitments to Extend Credit [Table Text Block]	(In thousands) 2021 2020 Loan commitments: Fixed rate $ 3,400 $ 6,242 Adjustable rate 15,650 5,012 Standby letters of credit 183 346 Undisbursed commercial and personal lines of credit 44,918 29,194 Undisbursed portion of construction loans in process 26,520 19,179 Undisbursed portion of home equity lines of credit 66,415 58,198 Total commitments $ 157,086 $ 118,171

Note 18 - Regulatory Matters (T

Note 18 - Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum to be Well Capitalized under Prompt Corrective Actual Action Provisions: (Dollars in thousands) Amount Ratio Amount Ratio As of December 31, 2021: Community Bank Leverage Ratio $ 98,869 8.84 % $ 95,040 8.50 % As of December 31, 2020: Community Bank Leverage Ratio $ 89,737 9.37 % $ 76,579 8.00 %

Note 19 - Fair Value Measurem_2

Note 19 - Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Fair Value, Assets Measured on Recurring and Nonrecurring Basis [Table Text Block]	Carrying Value (In thousands) Level 1 Level 2 Level 3 Total December 31, 2021 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 102,736 $ - $ 102,736 Agency CMO - 7,961 - 7,961 Agency notes and bonds - 129,096 - 129,096 Treasury notes and bonds - 49,794 - 49,794 Municipal obligations - 157,748 - 157,748 Total securities available for sale $ - $ 447,335 $ - $ 447,335 Equity securities $ 1,881 $ - $ - 1,881 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,034 $ 1,034 Land - - 102 102 Commercial real estate - - 702 702 Commercial business - - 174 174 Home equity and second mortgage - - 296 296 Total impaired loans $ - $ - $ 2,308 $ 2,308 Loans held for sale $ - $ 2,413 $ - $ 2,413 Foreclosed real estate: Residential real estate $ - $ - $ 36 $ 36 Total foreclosed real estate $ - $ - $ 36 $ 36 Carrying Value (In thousands) Level 1 Level 2 Level 3 Total December 31, 2020 Assets Measured on a Recurring Basis Securities available for sale: Agency mortgage-backed securities $ - $ 61,359 $ - $ 61,359 Agency CMO - 21,030 - 21,030 Agency notes and bonds - 81,531 - 81,531 Municipal obligations - 119,582 - 119,582 Total securities available for sale $ - $ 283,502 $ - $ 283,502 Equity securities $ 1,553 $ - $ - 1,553 Assets Measured on a Nonrecurring Basis Impaired loans: Residential real estate $ - $ - $ 1,728 $ 1,728 Land - - 97 97 Commercial real estate - - 779 779 Commercial business - - 211 211 Home equity and second mortgage - - 353 353 Total impaired loans $ - $ - $ 3,168 $ 3,168 Loans held for sale $ - $ 7,941 $ - $ 7,941

Note 20 - Disclosures About F_2

Note 20 - Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Fair Value Measurements Using (In thousands) Value Value Level 1 Level 2 Level 3 December 31, 2021: Financial assets: Cash and cash equivalents $ 172,509 $ 172,509 $ 172,509 $ - $ - Interest-bearing time deposits 4,839 4,965 - 4,965 - Securities available for sale 447,335 447,335 - 447,335 - Securities held to maturity 2,000 2,004 - 2,004 - Loans held for sale 2,413 2,459 - 2,459 - Loans, net 483,287 481,961 - - 481,961 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,430 3,430 - 3,430 - Equity securities (included in other assets) 1,881 1,881 1,881 - - Financial liabilities: Deposits 1,035,562 1,035,406 - - 1,035,406 Accrued interest payable 97 97 - 97 - December 31, 2020: Financial assets: Cash and cash equivalents $ 175,888 $ 175,888 $ 175,888 $ - $ - Interest-bearing time deposits 6,396 6,687 - 6,687 - Securities available for sale 283,502 283,502 - 283,502 - Loans held for sale 7,941 8,101 - 8,101 - Loans, net 500,331 506,207 - - 506,207 FHLB and other restricted stock 1,988 N/A N/A N/A N/A Accrued interest receivable 3,434 3,434 - 3,434 - Equity securities (included in other assets) 1,553 1,553 1,553 - - Financial liabilities: Deposits 900,461 901,073 - - 901,073 Accrued interest payable 153 153 - 153 -

Note 21 - Revenue from Contra_2

Note 21 - Revenue from Contracts With Customers (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Disaggregation of Revenue [Table Text Block]	(In thousands) 2021 2020 2019 Service charges on deposit accounts $ 1,874 $ 1,788 $ 2,088 ATM and debit card fees 4,076 3,488 2,812 Investment advisory income 377 365 504 Other 119 120 124 Revenue from contracts with customers 6,446 5,761 5,528 Net gains on loans and investments 2,774 2,522 1,076 Increase in cash value of life insurance 219 210 211 Other 112 106 111 Other noninterest income 3,105 2,838 1,398 Total noninterest income $ 9,551 $ 8,599 $ 6,926 Net (gain) loss on sales of foreclosed real estate $ - $ 4 $ (114 )

Note 23 - Parent Company Cond_2

Note 23 - Parent Company Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Condensed Financial Information of Parent Company Only, Statements of Financial Condition [Table Text Block]	Balance Sheets (In thousands) As of December 31, 2021 2020 Assets: Cash and cash equivalents $ 1,943 $ 2,994 Other assets 3,178 2,042 Investment in subsidiaries 109,587 105,603 $ 114,708 $ 110,639 Liabilities and Equity: Accrued expenses $ 880 $ - Stockholders' equity 113,828 110,639 $ 114,708 $ 110,639
Condensed Financial Information of Parent Company Only, Statement of Income [Table Text Block]	Statements of Income (In thousands) Years Ended December 31, 2021 2020 2019 Dividend income from subsidiaries $ 2,685 $ 2,730 $ 4,450 Other income 69 59 59 Income (loss) on equity securities 328 (194 ) 32 Other operating expenses (835 ) (824 ) (714 ) Income before income taxes and equity in undistributed net income of shareholders 2,247 1,771 3,827 Income tax benefit 106 315 199 Income before equity in undistributed net income of subsidiaries 2,353 2,086 4,026 Equity in undistributed net income of subsidiaries 9,071 8,045 6,299 Net Income $ 11,424 $ 10,131 $ 10,325
Condensed Financial Information of Parent Company Only, Statements of Cash Flows [Table Text Block]	Statements of Cash Flows (In thousands) Years Ended December 31, 2021 2020 2019 Operating Activities: Net income $ 11,424 $ 10,131 $ 10,325 Adjustments to reconcile net income to cash and cash equivalents provided by operating activities: Equity in undistributed net income of subsidiaries (9,071 ) (8,045 ) (6,299 ) Stock compensation expense 487 381 288 Unrealized (gain) loss on equity securities (328 ) 194 (32 ) Net change in other assets and liabilities 191 (125 ) (40 ) Net cash provided by operating activities 2,703 2,536 4,242 Investing Activities: Investment in technology fund (120 ) - - Net cash used in investing activities (120 ) - - Financing Activities: Purchase of treasury stock (40 ) (13 ) (2 ) Tax paid on stock award shares for employees (85 ) (134 ) (42 ) Cash dividends paid (3,509 ) (3,242 ) (3,196 ) Net cash used in financing activities (3,634 ) (3,389 ) (3,240 ) Net increase (decrease) in cash and cash equivalents (1,051 ) (853 ) 1,002 Cash and cash equivalents at beginning of year 2,994 3,847 2,845 Cash and cash equivalents at end of year $ 1,943 $ 2,994 $ 3,847

Note 24 - Supplemental Disclo_2

Note 24 - Supplemental Disclosures of Cash Flow Information (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Cash Flow, Supplemental Disclosures [Table Text Block]	Years Ended December 31, (In thousands) 2021 2020 2019 Cash payments for: Interest $ 1,184 $ 1,618 $ 1,900 Income taxes (net of refunds received) 1,973 766 1,367 Noncash investing activities: Transfers from loans to foreclosed real estate $ 126 $ 67 $ 311 Proceeds from sales of foreclosed real estate financed through loans 35 - -

Note 25 - Supplemental Disclo_2

Note 25 - Supplemental Disclosure for Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	(In thousands, except per share data) Years Ended December 31, 2021 2020 2019 Basic Earnings: Net income attributable to First Capital, Inc. $ 11,424 $ 10,131 $ 10,325 Shares: Weighted average common shares outstanding 3,346,038 3,339,812 3,332,869 Net income attributable to First Capital, Inc. per common share, basic $ 3.41 $ 3.03 $ 3.10 Diluted Earnings: Net income attributable to First Capital, Inc. $ 11,424 $ 10,131 $ 10,325 Shares: Weighted average common shares outstanding 3,346,038 3,339,812 3,332,869 Add: Dilutive effect of restricted stock 457 9,465 11,203 Weighted average common shares outstanding, as adjusted 3,346,495 3,349,277 3,344,072 Net income attributable to First Capital, Inc. per common share, diluted $ 3.41 $ 3.02 $ 3.09

Note 26 - Selected Quarterly _2

Note 26 - Selected Quarterly Financial Information (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2021
Notes Tables
Quarterly Financial Information [Table Text Block]	First Second Third Fourth Quarter Quarter Quarter Quarter 2021 (In thousands, except per share data) Interest income $ 7,292 $ 7,133 $ 7,745 $ 7,290 Interest expense 288 289 278 273 Net interest income 7,004 6,844 7,467 7,017 Provision (credit) for loan losses 75 - - (400 ) Net interest income after provision for loan losses 6,929 6,844 7,467 7,417 Noninterest income 2,438 2,552 2,270 2,291 Noninterest expenses 5,807 6,165 6,202 6,357 Income before income taxes 3,560 3,231 3,535 3,351 Income tax expense 618 497 596 529 Net income 2,942 2,734 2,939 2,822 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,939 $ 2,730 $ 2,936 $ 2,819 Earnings per common share attributable to First Capital Inc.: Basic $ 0.88 $ 0.82 $ 0.88 $ 0.83 Diluted $ 0.88 $ 0.82 $ 0.88 $ 0.83 2020 Interest income $ 7,674 $ 7,374 $ 7,240 $ 7,359 Interest expense 468 404 371 318 Net interest income 7,206 6,970 6,869 7,041 Provision for loan losses 351 825 400 225 Net interest income after provision for loan losses 6,855 6,145 6,469 6,816 Noninterest income 1,456 2,320 2,616 2,207 Noninterest expenses 5,825 5,618 5,923 5,682 Income before income taxes 2,486 2,847 3,162 3,341 Income tax expense 389 405 413 485 Net incom 2,097 2,442 2,749 2,856 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,094 $ 2,438 $ 2,746 $ 2,853 Earnings per common share attributable to First Capital Inc.: Basic $ 0.63 $ 0.73 $ 0.82 $ 0.85 Diluted $ 0.63 $ 0.73 $ 0.82 $ 0.84 First Second Third Fourth Quarter Quarter Quarter Quarter 2019 (In thousands, except per share data) Interest income $ 7,658 $ 8,219 $ 8,220 $ 7,957 Interest expense 456 491 503 510 Net interest income 7,202 7,728 7,717 7,447 Provision for loan losses 450 300 225 450 Net interest income after provision for loan losses 6,752 7,428 7,492 6,997 Noninterest income 1,505 1,768 1,833 1,820 Noninterest expenses 5,665 5,764 5,870 5,971 Income before income taxes 2,592 3,432 3,455 2,846 Income tax expense 442 568 537 440 Net income 2,150 2,864 2,918 2,406 Less: net income attributable to noncontrolling interest in subsidiary 3 4 3 3 Net income attributable to First Capital, Inc. $ 2,147 $ 2,860 $ 2,915 $ 2,403 Earnings per common share attributable to First Capital Inc.: Basic $ 0.64 $ 0.86 $ 0.87 $ 0.72 Diluted $ 0.64 $ 0.86 $ 0.87 $ 0.72

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)
Loan Payments Delinquency Period Beyond Which Loan is Considered Past Due (Day)	90 days
Nonaccrual Loans Performance Period (Month)	6 months
Collateral Dependent Loans, Value of Significant Properties	$ 200,000
Bank Overdrafts [Member]
Financing Receivable, Threshold Period Past Due, Writeoff (Day)	45 days
Consumer Portfolio Segment [Member]
Financing Receivable, Threshold Period Past Due, Writeoff (Day)	90 days
Maximum [Member]
Maturity of Time Deposits (Day)	90 days

Note 2 - Restriction on Cash _2

Note 2 - Restriction on Cash and Due From Banks (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Restricted Cash and Cash Equivalents, Total	$ 492,000	$ 1,900,000

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual)	1 Months Ended	12 Months Ended
	Sep. 30, 2018USD ($)shares	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Oct. 31, 2021USD ($)
Debt Securities, Available-for-sale, Amortized Cost, Total		$ 445,220,000	$ 274,709,000
Number of Holdings of Securities with an Aggregate Book Value Greater than 10% of Stockholders' Equity		0	0
Available-for-Sale, Securities in Unrealized Loss Positions, Depreciation from Amortized Cost Percentage		1.40%
Other-than-temporary Impairment Loss, Debt Securities, Available-for-sale, Total		$ 0
Debt Securities, Available-for-sale, Realized Gain		12,000		$ 22,000
Debt Securities, Available-for-sale, Realized Loss		5,000		156,000
Proceeds from Sale of Debt Securities, Available-for-sale		1,798,000	$ 0	21,725,000
Investment, Number of Shares Acquired (in shares) | shares	90,000
Investment Ownership Percentage	5.00%
Payments to Acquire Other Investments	$ 1,900,000
Equity Securities, FV-NI, Unrealized Gain		328,000		$ 32,000
Equity Securities, FV-NI, Unrealized Loss			194,000
Equity Securities, FV-NI, Current		1,900,000	$ 1,600,000
Limited Partnership Interest, Technology Fund [Member]
Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual Amount		0
Limited Partnership Interest, Technology Fund [Member] | Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount					$ 1,000,000
Limited Partnership Interest, Technology Fund [Member] | Other Liabilities [Member]
Investment Company, Financial Commitment to Investee, Future Amount					$ 880,000
Collateral Pledged [Member]
Debt Securities, Available-for-sale, Amortized Cost, Total		101,700,000
Debt Securities, Available-for-sale, Restricted		$ 100,900,000

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale, amortized cost	$ 445,220	$ 274,709
Securities available for sale, gross unrealized gains	5,912	8,830
Securities available for sale, gross unrealized losses	3,797	37
Securities available for sale, at fair value	447,335	283,502
Securities held to maturity, amortized cost	2,000	0
Securities held to maturity, gross unrealized gains	4
Securities held to maturity, gross unrealized losses	0
Securities held to maturity, fair value	2,004
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale, amortized cost	102,767	59,997
Securities available for sale, gross unrealized gains	604	1,362
Securities available for sale, gross unrealized losses	635	0
Securities available for sale, at fair value	102,736	61,359
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale, amortized cost	7,863	20,842
Securities available for sale, gross unrealized gains	98	218
Securities available for sale, gross unrealized losses	0	30
Securities available for sale, at fair value	7,961	21,030
US Government Agencies Debt Securities [Member]
Securities available for sale, amortized cost	130,641	80,359
Securities available for sale, gross unrealized gains	489	1,175
Securities available for sale, gross unrealized losses	2,034	3
Securities available for sale, at fair value	129,096	81,531
US Treasury and Government [Member]
Securities available for sale, amortized cost	50,339
Securities available for sale, gross unrealized gains	0
Securities available for sale, gross unrealized losses	545
Securities available for sale, at fair value	49,794
Municipal Notes [Member]
Securities available for sale, amortized cost	153,610	113,511
Securities available for sale, gross unrealized gains	4,721	6,075
Securities available for sale, gross unrealized losses	583	4
Securities available for sale, at fair value	157,748	$ 119,582
Corporate Note Securities [Member]
Securities held to maturity, amortized cost	2,000
Securities held to maturity, gross unrealized gains	4
Securities held to maturity, gross unrealized losses	0
Securities held to maturity, fair value	$ 2,004

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale, amortized cost, due in one year or less	$ 2,043
Securities available for sale, fair value, due in one year or less	2,049
Securities held to maturity, amortized cost, due in one year or less	0
Securities held to maturity, fair value, due in one year or less	0
Securities available for sale, amortized cost, due after one year through five years	182,653
Securities available for sale, fair value, due after one year through five years	181,145
Securities held to maturity, amortized cost, due after one year through five years	0
Securities held to maturity, fair value, due after one year through five years	0
Securities available for sale, amortized cost, due after five years through ten years	56,104
Securities available for sale, fair value, due after five years through ten years	57,063
Securities held to maturity, amortized cost, due after five years through ten years	0
Securities held to maturity, fair value, due after five years through ten years	0
Securities available for sale, amortized cost, due after ten years	93,790
Securities available for sale, fair value, due after ten years	96,381
Securities held to maturity, amortized cost, due after ten years	2,000
Securities held to maturity, fair value, due after ten years	2,004
Securities available for sale, amortized cost, single maturity	334,590
Securities available for sale, fair value, single maturity	336,638
Securities held to maturity, amortized cost, single maturity	2,000
Securities held to maturity, fair value, single maturity	2,004
Mortgage-backed securities and CMO, amortized cost	110,630
Mortgage-backed securities and CMO, fair value	110,697
Mortgage-backed securities and CMO, amortized cost	0
Mortgage-backed securities and CMO, fair value	0
Securities available for sale, amortized cost	445,220	$ 274,709
Securities available for sale, fair value	447,335	283,502
Securities held to maturity, amortized cost	2,000	$ 0
Securities held to maturity, fair value	$ 2,004

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Investment Securities Available for Sale (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Number of investment positions - less than twelve months	122	16
Fair value - less than twelve months	$ 247,386	$ 13,489
Gross unrealized losses - less than twelve months	$ 3,341	$ 25
Number of investment positions - more than twelve months	9	4
Fair value - more than twelve months	$ 17,990	$ 1,589
Gross unrealized losses - more than twelve months	$ 456	$ 12
Number of investment positions	131	20
Fair value	$ 265,376	$ 15,078
Gross unrealized losses	$ 3,797	$ 37
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Number of investment positions - less than twelve months	23
Fair value - less than twelve months	$ 67,512
Gross unrealized losses - less than twelve months	$ 607
Number of investment positions - more than twelve months	1
Fair value - more than twelve months	$ 1,357
Gross unrealized losses - more than twelve months	$ 28
Agency Collateralized Mortgage Obligations [Member]
Number of investment positions - less than twelve months		12
Fair value - less than twelve months		$ 6,189
Gross unrealized losses - less than twelve months		$ 18
Number of investment positions - more than twelve months		4
Fair value - more than twelve months		$ 1,589
Gross unrealized losses - more than twelve months		$ 12
US Government Agencies Debt Securities [Member]
Number of investment positions - less than twelve months	39	2
Fair value - less than twelve months	$ 98,042	$ 5,997
Gross unrealized losses - less than twelve months	$ 1,710	$ 3
Number of investment positions - more than twelve months	4
Fair value - more than twelve months	$ 13,676
Gross unrealized losses - more than twelve months	$ 324
US Treasury and Government [Member]
Number of investment positions - less than twelve months	11
Fair value - less than twelve months	$ 49,190
Gross unrealized losses - less than twelve months	$ 545
US States and Political Subdivisions Debt Securities [Member]
Number of investment positions - less than twelve months	49	2
Fair value - less than twelve months	$ 32,642	$ 1,303
Gross unrealized losses - less than twelve months	$ 479	$ 4
Municipal Notes [Member]
Number of investment positions - more than twelve months	4
Fair value - more than twelve months	$ 2,957
Gross unrealized losses - more than twelve months	$ 104

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Loan Losses (Details Textual)	3 Months Ended												12 Months Ended
	Dec. 31, 2021USD ($)	Sep. 30, 2021USD ($)	Jun. 30, 2021USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Sep. 30, 2019USD ($)	Jun. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Net of Deferred Income, Total	$ 514,766,000				$ 525,818,000								$ 514,766,000	$ 525,818,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	1,124,000				317,000								1,124,000	317,000
Loans and Leases Receivable, Gross, Total	490,830,000				508,879,000								490,830,000	508,879,000
Off-balance-sheet Commitments to Related Parties	2,600,000				2,000,000								2,600,000	2,000,000
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total													6,100,000	6,600,000
Impaired Financing Receivable, Interest Income, Cash Basis Method, Total														0
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	0				0								0	0
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down													$ 0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts													1	0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default													$ 290,000
Provision for Loan and Lease Losses, Total	(400,000)	$ 0	$ 0	$ 75,000	225,000	$ 400,000	$ 825,000	$ 351,000	$ 450,000	$ 225,000	$ 300,000	$ 450,000	(325,000)	$ 1,801,000	$ 1,425,000
Financing Receivable, Deferred Payments	68,100,000												68,100,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total	339,000				390,000								339,000	390,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	31,000				31,000								31,000	31,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses													0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses, Decreases														19,000	12,000
Nonaccrual [Member]
Provision for Loan and Lease Losses, Total													7,000
Overall Qualitative Factor [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total													5,500,000	6,000,000
Peoples Bancorp, Inc [Member]
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	31,000				61,000								31,000	61,000
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	51,787,000				82,274,000								51,787,000	82,274,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	(46,000)				(843,000)								(46,000)	(843,000)
Loans and Leases Receivable, Gross, Total	51,921,000				81,809,000								51,921,000	$ 81,809,000
Financing Receivable, Modifications, Number of Contracts														2
Financing Receivable, Troubled Debt Restructuring					43,000									$ 43,000
Provision for Loan and Lease Losses, Total													20,000	280,000	$ 132,000
Residential Mortgage Segment [Member]
Loans and Leases Receivable, Gross, Total	1,600,000				1,600,000								1,600,000	$ 1,600,000
Financing Receivable, Modifications, Number of Contracts															2
Financing Receivable, Troubled Debt Restructuring									225,000						$ 225,000
Residential Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts														3
Financing Receivable, Troubled Debt Restructuring					358,000									$ 358,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts														1	1
Financing Receivable, Troubled Debt Restructuring					250,000				154,000					$ 250,000	$ 154,000
Consumer Portfolio Segment [Member]
Financing Receivable, Modifications, Number of Contracts														1	1
Financing Receivable, Troubled Debt Restructuring					294,000				$ 56,000					$ 294,000	$ 56,000
SBA CARES Act Paycheck Protection Program [Member] | Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	1,500,000				37,300,000								1,500,000	37,300,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 34,000				$ 843,000								$ 34,000	$ 843,000

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Loan Losses - Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 514,766	$ 525,818
Less undisbursed portion of loans in process	(26,520)	(19,179)
Principal loan balance	488,246	506,639
Deferred loan origination fees and costs, net	1,124	317
Allowance for loan losses	(6,083)	(6,625)	$ (5,061)	$ (4,065)
Loans, net	483,287	500,331
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	130,603	131,217
Allowance for loan losses	(1,174)	(1,239)	(867)	(693)
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,478	17,328
Principal loan balance	19,478	17,328
Deferred loan origination fees and costs, net	13	17
Allowance for loan losses	(234)	(209)	(163)	(162)
Real Estate Mortgage Portfolio Segment [Member] | Residential Construction [Member]
Loans	59,959	44,148
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Construction [Member]
Loans	137,915	135,114
Commercial Portfolio Segment [Member]
Loans	51,787	82,274
Principal loan balance	51,787	82,274
Deferred loan origination fees and costs, net	(46)	(843)
Allowance for loan losses	(873)	(843)	(595)	(459)
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	54,453	52,001
Principal loan balance	54,453	52,001
Deferred loan origination fees and costs, net	1,129	1,100
Allowance for loan losses	(527)	(617)	(515)	(443)
Consumer Portfolio Segment [Member] | Automobile Loan [Member]
Loans	43,946	43,770
Consumer Portfolio Segment [Member] | Loans Secured by Deposits [Member]
Loans	827	1,083
Consumer Portfolio Segment [Member] | Unsecured Loan [Member]
Loans	2,219	2,766
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Loans	13,579	16,117
Principal loan balance	60,571	63,736
Deferred loan origination fees and costs, net	$ 0	$ 0
Allowance for loan losses			$ (948)	$ (683)

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Loan Losses - Related Party Loans (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Beginning balance	$ 13,287	$ 9,520
Adjustments due to officer and director changes	0	(1,051)
New loans	3,391	8,235
Payments	(9,445)	(3,417)
Ending balance	$ 7,233	$ 13,287

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Loan Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Principal loan balance	$ 488,246	$ 506,639
Accrued interest receivable	1,460	1,923
Net deferred loan origination fees and costs	1,124	317
Recorded investment in loans	490,830	508,879
Commercial Portfolio Segment [Member]
Principal loan balance	51,787	82,274
Accrued interest receivable	180	378
Net deferred loan origination fees and costs	(46)	(843)
Recorded investment in loans	51,921	81,809
Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	130,603	131,217
Accrued interest receivable	442	513
Net deferred loan origination fees and costs	107	120
Recorded investment in loans	131,152	131,850
Land Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	19,478	17,328
Accrued interest receivable	103	116
Net deferred loan origination fees and costs	13	17
Recorded investment in loans	19,594	17,461
Construction Loans [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	33,439	24,969
Accrued interest receivable	67	61
Net deferred loan origination fees and costs	(15)	(12)
Recorded investment in loans	33,491	25,018
Commercial Real Estate Loan [Member] | Real Estate Mortgage Portfolio Segment [Member]
Principal loan balance	137,915	135,114
Accrued interest receivable	290	435
Net deferred loan origination fees and costs	(64)	(65)
Recorded investment in loans	138,141	135,484
Home Equity and Second Mortgage [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	54,453	52,001
Accrued interest receivable	160	176
Net deferred loan origination fees and costs	1,129	1,100
Recorded investment in loans	55,742	53,277
Other Consumer Loan [Member] | Consumer Portfolio Segment [Member]
Principal loan balance	60,571	63,736
Accrued interest receivable	218	244
Net deferred loan origination fees and costs	0	0
Recorded investment in loans	$ 60,789	$ 63,980

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Beginning balance				$ 6,625				$ 5,061				$ 4,065	$ 6,625	$ 5,061	$ 4,065
Provision for Loan and Lease Losses, Total	$ (400)	$ 0	$ 0	75	$ 225	$ 400	$ 825	351	$ 450	$ 225	$ 300	450	(325)	1,801	1,425
Charge-offs													(454)	(511)	(766)
Recoveries													237	274	337
Ending balance	6,083				6,625				5,061				6,083	6,625	5,061
Individually evaluated for impairment	7				0								7	0
Collectively evaluated for impairment	6,045				6,594								6,045	6,594
Ending balance	6,083				6,625				5,061				6,083	6,625	5,061
Individually evaluated for impairment	2,315				3,168								2,315	3,168
Collectively evaluated for impairment	488,234				505,414								488,234	505,414
Recorded investment in loans	490,830				508,879								490,830	508,879
Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				31									31
Ending balance	31				31								31	31
Ending balance	31				31								31	31
Recorded investment in loans	281				297								281	297
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Beginning balance				1,239				867				693	1,239	867	693
Provision for Loan and Lease Losses, Total													(35)	393	251
Charge-offs													(35)	(72)	(194)
Recoveries													5	51	117
Ending balance	1,174				1,239				867				1,174	1,239	867
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	1,143				1,208								1,143	1,208
Ending balance	1,174				1,239				867				1,174	1,239	867
Individually evaluated for impairment	1,034				1,728								1,034	1,728
Collectively evaluated for impairment	129,848				129,851								129,848	129,851
Recorded investment in loans	131,152				131,850								131,152	131,850
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				31									31
Ending balance	31				31								31	31
Ending balance	31				31								31	31
Recorded investment in loans	270				271								270	271
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Beginning balance				209				163				162	209	163	162
Provision for Loan and Lease Losses, Total													34	46	0
Charge-offs													(9)	0	0
Recoveries													0	0	1
Ending balance	234				209				163				234	209	163
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	234				209								234	209
Ending balance	234				209				163				234	209	163
Individually evaluated for impairment	102				97								102	97
Collectively evaluated for impairment	19,492				17,364								19,492	17,364
Recorded investment in loans	19,594				17,461								19,594	17,461
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	0				0								0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Beginning balance				292				350				224	292	350	224
Provision for Loan and Lease Losses, Total													111	(58)	126
Charge-offs													0	0	0
Recoveries													0	0	0
Ending balance	403				292				350				403	292	350
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	403				292								403	292
Ending balance	403				292				350				403	292	350
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	33,491				25,018								33,491	25,018
Recorded investment in loans	33,491				25,018								33,491	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	0				0								0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Beginning balance				2,358				1,623				1,401	2,358	1,623	1,401
Provision for Loan and Lease Losses, Total													(474)	735	222
Charge-offs													0	0	0
Recoveries													0	0	0
Ending balance	1,884				2,358				1,623				1,884	2,358	1,623
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	1,884				2,358								1,884	2,358
Ending balance	1,884				2,358				1,623				1,884	2,358	1,623
Individually evaluated for impairment	702				779								702	779
Collectively evaluated for impairment	137,428				134,679								137,428	134,679
Recorded investment in loans	138,141				135,484								138,141	135,484
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	11				26								11	26
Commercial Portfolio Segment [Member]
Beginning balance				843				595				459	843	595	459
Provision for Loan and Lease Losses, Total													20	280	132
Charge-offs													0	(32)	0
Recoveries													10	0	4
Ending balance	873				843				595				873	843	595
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	873				843								873	843
Ending balance	873				843				595				873	843	595
Individually evaluated for impairment	174				211								174	211
Collectively evaluated for impairment	51,747				81,598								51,747	81,598
Recorded investment in loans	51,921				81,809								51,921	81,809
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	0				0								0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Beginning balance				617				515				443	617	515	443
Provision for Loan and Lease Losses, Total													(88)	91	77
Charge-offs													(10)	0	(24)
Recoveries													8	11	19
Ending balance	527				617				515				527	617	515
Individually evaluated for impairment	7				0								7	0
Collectively evaluated for impairment	520				617								520	617
Ending balance	527				617				515				527	617	515
Individually evaluated for impairment	303				353								303	353
Collectively evaluated for impairment	55,439				52,924								55,439	52,924
Recorded investment in loans	55,742				53,277								55,742	53,277
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	0				0								0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Beginning balance				1,067				948					1,067	948
Provision for Loan and Lease Losses, Total													107	314
Charge-offs													(400)	(407)
Recoveries													214	212
Ending balance	988				1,067				948				988	1,067	948
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	988				1,067								988	1,067
Ending balance	988				1,067				948				988	1,067	948
Individually evaluated for impairment	0				0								0	0
Collectively evaluated for impairment	60,789				63,980								60,789	63,980
Recorded investment in loans	60,789				63,980								60,789	63,980
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Beginning balance				$ 0									0
Ending balance	0				0								0	0
Ending balance	0				0								0	0
Recorded investment in loans	0				0								0	0
Consumer Portfolio Segment [Member] | Other Consumer Loan [Member]
Beginning balance								$ 948				$ 683		948	683
Provision for Loan and Lease Losses, Total															617
Charge-offs															(548)
Recoveries															196
Ending balance									948						948
Ending balance									$ 948						$ 948
Recorded investment in loans	$ 60,789				$ 63,980								$ 60,789	$ 63,980

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Recorded investment with no allowance	$ 2,027,000	$ 3,168,000	$ 3,393,000
Unpaid principal balance with no allowance	2,172,000	3,338,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	2,671,000	3,077,000
Interest income recognized with no allowance	65,000	81,000	62,000
Recorded investment with allowance	288,000	0
Unpaid principal balance with allowance	296,000	0
Related allowance	7,000	0
Average recorded investment with allowance	241,000	193,000
Interest income recognized with allowance	0	0
Recorded investment	2,315,000	3,168,000
Unpaid principal balance	2,468,000	3,338,000
Average recorded investment	2,912,000	3,270,000
Interest income recognized	65,000	81,000	62,000
Interest income recognized	65,000	81,000	62,000
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment with no allowance	1,034,000	1,728,000	1,973,000
Unpaid principal balance with no allowance	1,163,000	1,902,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	1,529,000	1,638,000
Interest income recognized with no allowance	21,000	22,000	17,000
Recorded investment with allowance	0	0	87,000
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	117,000
Interest income recognized with allowance	0	0	0
Recorded investment	1,034,000	1,728,000	2,060,000
Unpaid principal balance	1,163,000	1,902,000
Average recorded investment	1,529,000	1,755,000
Interest income recognized	21,000	22,000	17,000
Interest income recognized	21,000	22,000	17,000
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Recorded investment with no allowance	102,000	97,000	147,000
Unpaid principal balance with no allowance	104,000	97,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	100,000	101,000
Interest income recognized with no allowance	0	1,000	0
Recorded investment with allowance	0	0	0
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	10,000	0
Interest income recognized with allowance	0	0	0
Recorded investment	102,000	97,000	147,000
Unpaid principal balance	104,000	97,000
Average recorded investment	110,000	101,000
Interest income recognized	0	1,000	0
Interest income recognized	0	1,000	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Recorded investment with no allowance	0	0	209,000
Unpaid principal balance with no allowance	0	0
Related allowance with no allowance	0	0
Average recorded investment with no allowance	0	0
Interest income recognized with no allowance	0	0	0
Recorded investment with allowance	0	0	0
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	0
Interest income recognized with allowance	0	0	0
Recorded investment	0	0	209,000
Unpaid principal balance	0	0
Average recorded investment	0	0
Interest income recognized	0	0	0
Interest income recognized	0	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment with no allowance	702,000	779,000	446,000
Unpaid principal balance with no allowance	716,000	784,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	740,000	836,000
Interest income recognized with no allowance	34,000	36,000	33,000
Recorded investment with allowance	0	0	81,000
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	0
Interest income recognized with allowance	0	0	0
Recorded investment	702,000	779,000	527,000
Unpaid principal balance	716,000	784,000
Average recorded investment	740,000	836,000
Interest income recognized	34,000	36,000	33,000
Interest income recognized	34,000	36,000	33,000
Commercial Portfolio Segment [Member]
Recorded investment with no allowance	174,000	211,000	330,000
Unpaid principal balance with no allowance	174,000	210,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	191,000	249,000
Interest income recognized with no allowance	8,000	9,000	11,000
Recorded investment with allowance	0	0	58,000
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	76,000
Interest income recognized with allowance	0	0	0
Recorded investment	174,000	211,000	388,000
Unpaid principal balance	174,000	210,000
Average recorded investment	191,000	325,000
Interest income recognized	8,000	9,000	11,000
Interest income recognized	8,000	9,000	11,000
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	15,000	353,000	29,000
Unpaid principal balance with no allowance	15,000	345,000
Related allowance with no allowance	0	0
Average recorded investment with no allowance	111,000	234,000
Interest income recognized with no allowance	2,000	13,000	1,000
Recorded investment with allowance	288,000	0	13,000
Unpaid principal balance with allowance	296,000	0
Related allowance	7,000	0
Average recorded investment with allowance	231,000	0
Interest income recognized with allowance	0	0	0
Recorded investment	303,000	353,000	42,000
Unpaid principal balance	311,000	345,000
Average recorded investment	342,000	234,000
Interest income recognized	2,000	13,000	1,000
Interest income recognized	2,000	13,000	1,000
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Recorded investment with no allowance	0	0	20,000
Unpaid principal balance with no allowance	0	0
Related allowance with no allowance	0	0
Average recorded investment with no allowance	0	19,000
Interest income recognized with no allowance	0	0
Recorded investment with allowance	0	0	0
Unpaid principal balance with allowance	0	0
Related allowance	0	0
Average recorded investment with allowance	0	0
Interest income recognized with allowance	0	0	0
Recorded investment	0	0	20,000
Unpaid principal balance	0	0
Average recorded investment	0	19,000
Interest income recognized	0	0	0
Interest income recognized	$ 0	$ 0	$ 0

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment in Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable, Net of Deferred Income, Total	$ 514,766	$ 525,818
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	130,603	131,217
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	19,478	17,328
Commercial Portfolio Segment [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	51,787	82,274
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans and Leases Receivable, Net of Deferred Income, Total	54,453	52,001
Nonperforming Financial Instruments [Member]
Nonaccrual Loans	1,327	1,406
Loans 90+ Days Past Due Still Accruing	3	59
Loans and Leases Receivable, Net of Deferred Income, Total	1,330	1,465
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Nonaccrual Loans	806	1,154
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	806	1,154
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Nonaccrual Loans	102	97
Loans 90+ Days Past Due Still Accruing	0	59
Loans and Leases Receivable, Net of Deferred Income, Total	102	156
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Nonaccrual Loans	115	155
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	115	155
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Nonaccrual Loans	304	0
Loans 90+ Days Past Due Still Accruing	0	0
Loans and Leases Receivable, Net of Deferred Income, Total	304	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Nonaccrual Loans	0	0
Loans 90+ Days Past Due Still Accruing	3	0
Loans and Leases Receivable, Net of Deferred Income, Total	$ 3	$ 0

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Loan Losses - Aging of Recorded Investment in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans	$ 490,830	$ 508,879
Financial Asset Acquired with Credit Deterioration [Member]
Loans	281	297
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	131,152	131,850
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	270	271
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,594	17,461
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	33,491	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	138,141	135,484
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	11	26
Commercial Portfolio Segment [Member]
Loans	51,921	81,809
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	55,742	53,277
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	60,789	63,980
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,574	2,295
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	1,186	1,672
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	94	130
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	155
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	165	53
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	129	285
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	223	695
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	158	227
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	62	65
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	0	302
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	3	101
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	606	882
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	501	726
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	102	156
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	3	0
Financial Asset, Past Due [Member]
Loans	2,403	3,872
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	1,845	2,625
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	258	351
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	0	155
Financial Asset, Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	0	0
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	165	355
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	135	386
Financial Asset, Not Past Due [Member]
Loans	488,146	504,710
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	129,037	128,954
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,336	17,110
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	33,491	25,018
Financial Asset, Not Past Due [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	138,130	135,303
Financial Asset, Not Past Due [Member] | Commercial Portfolio Segment [Member]
Loans	51,921	81,809
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	55,577	52,922
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	$ 60,654	$ 63,594

Note 4 - Loans and Allowance_11

Note 4 - Loans and Allowance for Loan Losses - Recorded Investment in Loans by Risk Category (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans	$ 490,830	$ 508,879
Pass [Member]
Loans	485,753	502,059
Special Mention [Member]
Loans	1,587	2,898
Substandard [Member]
Loans	2,163	2,516
Doubtful [Member]
Loans	1,327	1,406
Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Loans	131,152	131,850
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Pass [Member]
Loans	129,705	130,054
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Special Mention [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Substandard [Member]
Loans	641	642
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Doubtful [Member]
Loans	806	1,154
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member]
Loans	19,594	17,461
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Pass [Member]
Loans	19,369	16,925
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Special Mention [Member]
Loans	61	315
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Substandard [Member]
Loans	62	124
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Doubtful [Member]
Loans	102	97
Real Estate Mortgage Portfolio Segment [Member] | Land Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member]
Loans	33,491	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Loans	33,491	25,018
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Construction Loans [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	138,141	135,484
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Loans	135,608	131,822
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Loans	1,203	2,289
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Loans	1,215	1,218
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]
Loans	115	155
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	51,921	81,809
Commercial Portfolio Segment [Member] | Pass [Member]
Loans	51,353	81,452
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans	323	284
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans	245	73
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans	0	0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Loans	55,742	53,277
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	55,438	52,869
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	0	408
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	304	0
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member]
Loans	60,789	63,980
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Pass [Member]
Loans	60,789	63,919
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Special Mention [Member]
Loans	0	10
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Substandard [Member]
Loans	0	51
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Doubtful [Member]
Loans	0	0
Consumer Portfolio Segment [Member] | All Other Consumer Excluding Home Equity and Second Mortgage [Member] | Unlikely to be Collected Financing Receivable [Member]
Loans	$ 0	$ 0

Note 4 - Loans and Allowance_12

Note 4 - Loans and Allowance for Loan Losses - Troubled Debt Restructuring by Accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Recorded investment in loans	$ 490,830	$ 508,879
Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
Recorded investment in loans	131,152	131,850
Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Recorded investment in loans	138,141	135,484
Commercial Portfolio Segment [Member]
Recorded investment in loans	51,921	81,809
Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
Recorded investment in loans	55,742	53,277
Nonperforming Financial Instruments [Member]
TDR accruing	975	1,732
TDR nonaccrual	287	0
Recorded investment in loans	1,262	1,732
TDR related allowance for loan losses	7	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Residential Loan [Member]
TDR accruing	216	556
TDR nonaccrual	0	0
Recorded investment in loans	216	556
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Real Estate Mortgage Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
TDR accruing	585	621
TDR nonaccrual	0	0
Recorded investment in loans	585	621
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Commercial Portfolio Segment [Member]
TDR accruing	174	210
TDR nonaccrual	0	0
Recorded investment in loans	174	210
TDR related allowance for loan losses	0	0
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member] | Home Equity and Second Mortgage [Member]
TDR accruing	0	345
TDR nonaccrual	287	0
Recorded investment in loans	287	345
TDR related allowance for loan losses	$ 7	$ 0

Note 4 - Loans and Allowance_13

Note 4 - Loans and Allowance for Loan Losses - Summary of PCI Loans (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Carrying amount	$ 281,000	$ 297,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Allowance for Loan Losses	31,000	31,000
Carrying amount, net of allowance	250,000	266,000
Residential Mortgage Segment [Member] | Residential Loan [Member]
Carrying amount	270,000	271,000
Residential Mortgage Segment [Member] | Commercial Real Estate Loan [Member]
Carrying amount	$ 11,000	$ 26,000

Note 4 - Loans and Allowance_14

Note 4 - Loans and Allowance for Loan Losses - Accretable Yield, or Income Expected to be Collected (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Balance	$ 316	$ 403	$ 423
New loans acquired	0	0	0
Accretion to income	(30)	(42)	(46)
Disposals and other adjustements	0	(4)	0
Reclassification (to) from nonaccretable difference	(20)	(41)	26
Balance	$ 266	$ 316	$ 403

Note 5 - Premises and Equipme_3

Note 5 - Premises and Equipment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Depreciation, Total	$ 996,000	$ 1,100,000	$ 923,000

Note 5 - Premises and Equipme_4

Note 5 - Premises and Equipment - Components of Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Land and land improvements	$ 5,219	$ 5,284
Leasehold improvements	134	134
Office buildings	16,750	16,605
Furniture, fixtures and equipment	6,695	6,701
Property, Plant and Equipment, Gross, Ending Balance	28,798	28,724
Less accumulated depreciation	13,621	12,774
Totals	$ 15,177	$ 15,950

Note 6 - Foreclosed Real Esta_3

Note 6 - Foreclosed Real Estate (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Real Estate Acquired Through Foreclosure	$ 36,000	$ 0	$ 170,000	$ 3,142,000
Mortgage Loans in Process of Foreclosure, Amount	53,000	$ 109,000
Residential Real Estate, Physical Possession Obtained [Member]
Real Estate Acquired Through Foreclosure	$ 36,000

Note 6 - Foreclosed Real Esta_4

Note 6 - Foreclosed Real Estate - Foreclosed Real Estate Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Beginning balance	$ 0	$ 170	$ 3,142
Transfers from loans to foreclosed real estate	126	67	311
Direct write-downs	(5)	0	(284)
Sales	(85)	(237)	(3,002)
Capitalized expenses and other adjustments	0	0	3
Ending Balance	$ 36	$ 0	$ 170

Note 6 - Foreclosed Real Esta_5

Note 6 - Foreclosed Real Estate - Net Loss on Foreclosed Real Estate (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net (gain) loss on sales	$ 0	$ 4	$ (114)
Direct write-downs	5	0	284
Operating expenses, net of income	14	9	129
Ending Balance	$ 19	$ 13	$ 299

Note 7 - Goodwill and Other I_3

Note 7 - Goodwill and Other Intangibles (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2015	Dec. 31, 2003
Goodwill, Impairment Loss	$ 0	$ 0	$ 0
Finite-Lived Intangible Assets, Gross, Total				$ 1,400,000
Amortization of Intangible Assets, Total	$ 147,000	$ 147,000	$ 147,000
Peoples Bancorp, Inc [Member]
Goodwill, Acquired During Period				$ 1,100,000
Hometown Bancshares Incorporated [Member]
Goodwill, Acquired During Period					$ 5,400,000

Note 7 - Goodwill and Other I_4

Note 7 - Goodwill and Other Intangibles - Core Deposit Intangibles (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2015
Core deposit intangible acquired in Peoples acquisition			$ 1,400
Finite-Lived Intangible Assets, Net, Ending Balance	$ 526	$ 672
Core Deposits [Member]
Core deposit intangible acquired in Peoples acquisition	1,418	1,418
Less accumulated amortization	892	746
Finite-Lived Intangible Assets, Net, Ending Balance	$ 526	$ 672

Note 7 - Goodwill and Other I_5

Note 7 - Goodwill and Other Intangibles - Amortization for Core Deposit Intangible (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
2022	$ 147
2023	147
2024	147
2025	85
2026	0
Finite-Lived Intangible Assets, Net, Ending Balance	$ 526	$ 672

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Time Deposits, at or Above FDIC Insurance Limit	$ 8.3	$ 7.5
Related Party Deposit Liabilities	$ 21.5	$ 13.2

Note 8 - Deposits - Deposits (D

Note 8 - Deposits - Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Noninterest-bearing demand deposits	$ 242,685	$ 225,608
NOW accounts	392,675	323,164
Savings accounts	268,768	215,956
Money market accounts	73,781	71,317
Time deposits	57,653	64,416
Total deposits	$ 1,035,562	$ 900,461

Note 8 - Deposits - Scheduled M

Note 8 - Deposits - Scheduled Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
2022	$ 33,175
2023	12,332
2024	6,575
2025	3,930
2026	1,641
Total	$ 57,653	$ 64,416

Note 9 - Lines of Credit (Detai

Note 9 - Lines of Credit (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
The Bankers' Bank of Kentucky [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 5,000
Long-term Line of Credit, Total	0	$ 0
Stock Yards & Trust Company [Member] | Revolving Credit Facility [Member]
Line of Credit Facility, Maximum Borrowing Capacity	2,000
Long-term Line of Credit, Total	$ 0	$ 0

Note 10 - Advances From Feder_2

Note 10 - Advances From Federal Home Loan Bank (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Advances from Federal Home Loan Banks, Total	$ 0	$ 0
Residential Mortgage Segment [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged	26,000
US Treasury Securities [Member]
Investment Owned, Face Amount	$ 44,600

Note 11 - Leases (Details Textu

Note 11 - Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2026	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating Lease, Expense						$ 31,000	$ 30,000	$ 58,000
Operating Lease, Lease Income, Total						$ 39,000	30,000	$ 27,000
Forecast [Member]
Operating Lease, Lease Income, Lease Payments	$ 7,000	$ 20,000	$ 38,000	$ 51,000	$ 50,000
Minimum [Member]
Lessee, Operating Lease, Renewal Term (Year)						1 year
Maximum [Member]
Lessee, Operating Lease, Renewal Term (Year)						20 years
Other Assets [Member]
Operating Lease, Right-of-Use Asset						$ 60,000	77,000
Other Liabilities [Member]
Operating Lease, Liability, Total						$ 60,000	77,000
Branch Office Space [Member]
Lessee, Operating Lease, Annual Lease Payments							$ 19,000

Note 11 - Leases - Lease Cost (

Note 11 - Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating lease cost	$ 19	$ 14	$ 0
Short-term lease cost	12	16	58
Totals	$ 31	$ 30	$ 58
Weighted-average remaining lease term (years) (Year)	3 years 3 months	4 years 3 months
Weighted-average discount rate	1.34%	1.34%
Operating cash flows from operating leases	$ 19	$ 14
Operating leases	$ 0	$ 90

Note 11 - Leases - Future Minim

Note 11 - Leases - Future Minimum Commitments (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
2022	$ 19,000
2023	19,000
2024	19,000
2025	5,000
Total lease payments	62,000
Less imputed interest	(2,000)
Other Liabilities [Member]
Total	$ 60,000	$ 77,000

Note 12 - Income Taxes (Details

Note 12 - Income Taxes (Details Textual) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Unrecognized Tax Benefits, Ending Balance	$ 0	$ 0
Retained Earnings, Appropriated	909,000	909,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender	$ 191,000	$ 191,000

Note 12 - Income Taxes - Compon

Note 12 - Income Taxes - Components of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current													$ 2,371	$ 1,771	$ 1,505
Deferred													(131)	(79)	482
Totals	$ 529	$ 596	$ 497	$ 618	$ 485	$ 413	$ 405	$ 389	$ 440	$ 537	$ 568	$ 442	$ 2,240	$ 1,692	$ 1,987

Note 12 - Income Taxes - Reconc

Note 12 - Income Taxes - Reconciliation of Income Tax Expense (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Provision at federal statutory tax rate													$ 2,872	$ 2,486	$ 2,588
State income tax-net of federal tax benefit													266	85	121
Tax-exempt interest income													(608)	(476)	(379)
Bank-owned life insurance income													(46)	(44)	(44)
Captive insurance net premiums													(200)	(200)	(209)
Investment in tax credit entities													(58)	(117)	(114)
Other													14	(42)	24
Totals	$ 529	$ 596	$ 497	$ 618	$ 485	$ 413	$ 405	$ 389	$ 440	$ 537	$ 568	$ 442	$ 2,240	$ 1,692	$ 1,987
Effective tax rate													16.40%	14.30%	16.10%

Note 12 - Income Taxes - Deferr

Note 12 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets (liabilities):
Deferred compensation plans	$ 84	$ 95
Allowance for loan losses	1,454	1,544
Unrealized loss on equity securities	10	87
Restricted stock	46	57
Interest on nonaccrual loans	157	161
Deferred income	280	0
Other	10	11
Deferred tax assets	2,041	1,955
Unrealized gain on securities available for sale	(382)	(1,971)
Depreciation	(963)	(994)
Deferred loan fees and costs	(268)	(247)
FHLB stock dividends	(37)	(37)
Prepaid expenses	(337)	(346)
Acquisition purchase accounting adjustments	(360)	(400)
Other	(23)	(9)
Deferred tax liabilities	(2,370)	(4,004)
Net deferred tax liability	$ (329)	$ (2,049)

Note 13 - Employee Benefit Pl_2

Note 13 - Employee Benefit Plans (Details Textual) - USD ($)	Dec. 31, 1998	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Contribution Plan, Employer Discretionary Contribution Amount		$ 652,000	$ 639,000	$ 574,000
Stock Purchased by Employee Stock Ownership Plan, Shares (in shares)	61,501
Employee Stock Ownership Plan (ESOP) Loan Payments From ESOP Loan Term (Year)	10 years
Employee Stock Ownership Plan (ESOP), Compensation Expense		$ 0	$ 0	$ 0
Employee Stock Ownership Plan (ESOP), Number of Allocated Shares (in shares)		51,946	52,004
Stock Issued During Period, Value, Employee Stock Purchase Plan		$ 2,100,000	$ 3,100,000

Note 14 - Deferred Compensati_2

Note 14 - Deferred Compensation Plans (Details Textual)	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Officer [Member]
Deferred Compensation Liability, Current and Noncurrent, Total	$ 177,000	$ 219,000
Deferred Compensation Arrangement with Individual, Compensation Expense	10,000	12,000	$ 15,000
Director [Member]
Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Year)			15 years
Deferred Compensation Liability, Current and Noncurrent, Total	136,000	142,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 16,000	$ 17,000	$ 17,000
Peoples Bancorp, Inc [Member]
Number of Key Employees	3
Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Year)	10 years

Note 15 - Stock-based Compens_3

Note 15 - Stock-based Compensation Plans (Details Textual) - USD ($)	Feb. 18, 2020	May 22, 2019	Feb. 19, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 30, 2020	Dec. 31, 2019	May 20, 2019	May 20, 2009
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				0
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)				$ 0
Share-based Payment Arrangement, Expense				$ 487,000	$ 381,000		$ 288,000
Share-based Payment Arrangement, Expense, Tax Benefit				$ 97,000		$ 167,000	$ 102,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period (in shares)				10,300	9,350		6,900
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value				$ 448,000	$ 656,000		$ 353,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total				$ 1,000,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)				2 years 8 months 12 days
Restricted Stock [Member] | Officers, Directors and Key Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	14,250		9,750
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value (in dollars per share)	$ 67.43		$ 52.09
Stock Issued During Period, Value, Restricted Stock Award, Gross	$ 961,000		$ 508,000
Restricted Stock [Member] | Officers, Directors and Key Employees [Member] | Share-based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%		20.00%
Equity Incentive Plan 2009 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)									223,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)								176,150
Equity Incentive Plan 2019 [Member]
Maximum Fair Value of First Exercisable Stock Incentive Options									$ 100,000
Equity Incentive Plan 2019 [Member] | Common Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)		176,150
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant (in shares)				161,900
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)		10 years
Equity Incentive Plans [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross (in shares)				0

Note 15 - Stock-based Compens_4

Note 15 - Stock-based Compensation Plans - Summary of Nonvested Restricted Shares (Details) - Restricted Stock [Member] - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Nonvested at beginning of year (in shares)	32,650
Nonvested at beginning of year (in dollars per share)	$ 53.93
Granted, number of shares (in shares)	0
Granted, weight average grant date fair value (in dollars per share)	$ 0
Vested, number of shares (in shares)	(10,300)	(9,350)	(6,900)
Vested, weight average grant date fair value (in dollars per share)	$ 51.69
Forfeited, number of shares (in shares)	0
Forfeited, weight average grant date fair value (in dollars per share)	$ 0
Nonvested, number of shares (in shares)	22,350	32,650
Nonvested, weight average grant date fair value (in dollars per share)	$ 54.96	$ 53.93

Note 16 - Commitments and Con_3

Note 16 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fixed rate	$ 3,400	$ 6,242
Adjustable rate	15,650	5,012
Commitments to extend credit	157,086	118,171
Standby Letters of Credit [Member]
Commitments to extend credit	183	346
Undisbursed Commercial and Personal Lines of Credit [Member]
Commitments to extend credit	44,918	29,194
Undisbursed Portion of Construction Loans in Process [Member]
Commitments to extend credit	26,520	19,179
Undisbursed Portion of Home Equity Lines of Credit [Member]
Commitments to extend credit	$ 66,415	$ 58,198

Note 18 - Regulatory Matters (D

Note 18 - Regulatory Matters (Details Textual)	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2015
Capital Conservation Buffer Phase In Amount			2.50%	0.00%
Capital Conservation Buffer	2.50%	2.50%

Note 18 - Regulatory Matters -

Note 18 - Regulatory Matters - Actual Capital Amounts and Ratios (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Community bank leverage, amount	$ 98,869	$ 89,737
Community bank leverage ratio, actual ratio	0.0884	0.0937
Community Bank Leverage Ratio	$ 95,040	$ 76,579
Community Bank Leverage Ratio	0.0850	0.0800

Note 19 - Fair Value Measurem_3

Note 19 - Fair Value Measurements (Details Textual)	3 Months Ended												12 Months Ended
	Dec. 31, 2021USD ($)	Sep. 30, 2021USD ($)	Jun. 30, 2021USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Sep. 30, 2020USD ($)	Jun. 30, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Sep. 30, 2019USD ($)	Jun. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0				$ 0								$ 0	$ 0
Provision for Loan and Lease Losses, Total	$ (400,000)	$ 0	$ 0	$ 75,000	$ 225,000	$ 400,000	$ 825,000	$ 351,000	$ 450,000	$ 225,000	$ 300,000	$ 450,000	(325,000)	$ 1,801,000	$ 1,425,000
Number of Foreclosed Real Estate Properties					0									0
Impaired Loan [Member]
Provision for Loan and Lease Losses, Total													12,000	$ 0	22,000
Foreclosed Real Estate [Member]
SEC Schedule, 12-28, Real Estate Companies, Investment in Real Estate, Write-down or Reserve, Amount													$ 5,000	$ 0	$ 284,000
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Minimum [Member]
Fair Value Inputs, Estimated Selling Costs													10.00%	10.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Maximum [Member]
Fair Value Inputs, Estimated Selling Costs													56.00%	66.00%
Fair Value, Inputs, Level 3 [Member] | Impaired Loan [Member] | Weighted Average [Member]
Fair Value Inputs, Estimated Selling Costs													23.00%	27.00%
Fair Value, Inputs, Level 3 [Member] | Foreclosed Real Estate [Member]
Fair Value Inputs, Estimated Selling Costs													65.00%

Note 19 - Fair Value Measurem_4

Note 19 - Fair Value Measurements - Assets Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale	$ 447,335	$ 283,502
Equity securities (included in other assets)	1,900	1,600
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	102,736	61,359
Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	7,961	21,030
US Government Agencies Debt Securities [Member]
Securities available for sale	129,096	81,531
US Treasury and Government [Member]
Securities available for sale	49,794
Municipal Notes [Member]
Securities available for sale	157,748	119,582
Fair Value, Recurring [Member]
Securities available for sale	447,335	283,502
Equity securities (included in other assets)	1,881	1,553
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	102,736	61,359
Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	7,961	21,030
Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	129,096	81,531
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale	49,794
Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	157,748	119,582
Fair Value, Nonrecurring [Member]
Impaired loans	2,308	3,168
Loans held for sale	2,413	7,941
Foreclosed real estate	36
Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,034	1,728
Foreclosed real estate	36
Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	102	97
Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	702	779
Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	174	211
Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	296	353
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Equity securities (included in other assets)	1,881	1,553
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	0	0
Loans held for sale	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member]
Securities available for sale	447,335	283,502
Equity securities (included in other assets)	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	102,736	61,359
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	7,961	21,030
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	129,096	81,531
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale	49,794
Fair Value, Inputs, Level 2 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	157,748	119,582
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	0	0
Loans held for sale	2,413	7,941
Foreclosed real estate	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	0	0
Foreclosed real estate	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member]
Securities available for sale	0	0
Equity securities (included in other assets)	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Agency Collateralized Mortgage Obligations [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Government Agencies Debt Securities [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available for sale	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Recurring [Member] | Municipal Notes [Member]
Securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	2,308	3,168
Loans held for sale	0	0
Foreclosed real estate	36
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Residential Mortgage Segment [Member]
Impaired loans	1,034	1,728
Foreclosed real estate	36
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Land Segment [Member]
Impaired loans	102	97
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Real Estate Segment [Member]
Impaired loans	702	779
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Commercial Business Segment [Member]
Impaired loans	174	211
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member] | Home Equity and Second Mortgage [Member]
Impaired loans	$ 296	$ 353

Note 20 - Disclosures About F_3

Note 20 - Disclosures About Fair Value of Financial Instruments - Carrying Value and Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale, at fair value	$ 447,335	$ 283,502
Securities held to maturity	2,004
Equity securities (included in other assets)	1,900	1,600
Reported Value Measurement [Member]
Cash and cash equivalents	172,509	175,888
Interest-bearing time deposits	4,839	6,396
Securities available for sale, at fair value	447,335
Securities held to maturity	2,000
Loans held for sale	2,413	7,941
Loans, net	483,287	500,331
FHLB and other restricted stock	1,988	1,988
Accrued interest receivable	3,430	3,434
Equity securities (included in other assets)	1,881	1,553
Deposits	1,035,562	900,461
Accrued interest payable	97	153
Securities available for sale		283,502
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	172,509	175,888
Interest-bearing time deposits	4,965	6,687
Securities available for sale, at fair value	447,335
Securities held to maturity	2,004
Loans held for sale	2,459	8,101
Loans, net	481,961	506,207
Accrued interest receivable	3,430	3,434
Equity securities (included in other assets)	1,881	1,553
Deposits	1,035,406	901,073
Accrued interest payable	97	153
Securities available for sale		283,502
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	172,509	175,888
Interest-bearing time deposits	0	0
Securities available for sale, at fair value	0
Securities held to maturity	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Equity securities (included in other assets)	1,881	1,553
Deposits	0	0
Accrued interest payable	0	0
Securities available for sale		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Interest-bearing time deposits	4,965	6,687
Securities available for sale, at fair value	447,335
Securities held to maturity	2,004
Loans held for sale	2,459	8,101
Loans, net	0	0
Accrued interest receivable	3,430	3,434
Equity securities (included in other assets)	0	0
Deposits	0	0
Accrued interest payable	97	153
Securities available for sale		283,502
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Interest-bearing time deposits	0	0
Securities available for sale, at fair value	0
Securities held to maturity	0
Loans held for sale	0	0
Loans, net	481,961	506,207
Accrued interest receivable	0	0
Equity securities (included in other assets)	0	0
Deposits	1,035,406	901,073
Accrued interest payable	$ 0	0
Securities available for sale		$ 0

Note 21 - Revenue From Contra_3

Note 21 - Revenue From Contracts With Customers - Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Noninterest income													$ 6,446	$ 5,761	$ 5,528
Net gains on loans and investments													2,774	2,522	1,076
Increase in cash value of life insurance													219	210	211
Other													112	106	111
Other noninterest income													3,105	2,838	1,398
Total noninterest income	$ 2,291	$ 2,270	$ 2,552	$ 2,438	$ 2,207	$ 2,616	$ 2,320	$ 1,456	$ 1,820	$ 1,833	$ 1,768	$ 1,505	9,551	8,599	6,926
Net (gain) loss on sales of foreclosed real estate													0	4	(114)
Deposit Account [Member]
Noninterest income													1,874	1,788	2,088
ATM and Debit Card Fees [Member]
Noninterest income													4,076	3,488	2,812
Investment Advisory, Management and Administrative Service [Member]
Noninterest income													377	365	504
Product and Service, Other [Member]
Noninterest income													$ 119	$ 120	$ 124

Note 22 - Qualified Affordabl_2

Note 22 - Qualified Affordable Housing Project Investment (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Amortization Method Qualified Affordable Housing Project Investments, Amortization	$ 355,000	$ 338,000	$ 361,000
Affordable Housing Tax Credits and Other Tax Benefits, Amount	423,000	468,000	$ 497,000
Other Assets [Member]
Investments, Total	2,500,000	2,900,000
Other Liabilities [Member]
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unfunded Commitments	$ 216,000	$ 496,000

Note 23 - Parent Company Cond_3

Note 23 - Parent Company Condensed Financial Information - Condensed Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Other assets	$ 7,893	$ 6,498
Assets, Total	1,156,603	1,017,551
Stockholders' equity	113,828	110,639
Liabilities and Equity, Total	1,156,603	1,017,551
Parent Company [Member]
Cash and cash equivalents	1,943	2,994	$ 3,847	$ 2,845
Other assets	3,178	2,042
Investment in subsidiaries	109,587	105,603
Assets, Total	114,708	110,639
Accrued expenses	880	0
Stockholders' equity	113,828	110,639
Liabilities and Equity, Total	$ 114,708	$ 110,639

Note 23 - Parent Company Cond_4

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Other income													$ 16	$ 63	$ 103
Unrealized gain (loss) on equity securities													328	(194)	32
Other operating expenses													(3,373)	(3,318)	(3,418)
Income before income taxes and equity in undistributed net income of shareholders													2,247	1,771	3,827
Income tax benefit	$ (529)	$ (596)	$ (497)	$ (618)	$ (485)	$ (413)	$ (405)	$ (389)	$ (440)	$ (537)	$ (568)	$ (442)	(2,240)	(1,692)	(1,987)
Net Income	$ 2,819	$ 2,936	$ 2,730	$ 2,939	$ 2,853	$ 2,746	$ 2,438	$ 2,094	$ 2,403	$ 2,915	$ 2,860	$ 2,147	11,424	10,131	10,325
Parent Company [Member]
Dividend income from subsidiaries													2,685	2,730	4,450
Other income													69	59	59
Unrealized gain (loss) on equity securities													328	(194)	32
Other operating expenses													(835)	(824)	(714)
Income tax benefit													106	315	199
Income before equity in undistributed net income of subsidiaries													(2,353)	(2,086)	(4,026)
Equity in undistributed net income of subsidiaries													(9,071)	(8,045)	(6,299)
Net Income													$ 11,424	$ 10,131	$ 10,325

Note 23 - Parent Company Cond_5

Note 23 - Parent Company Condensed Financial Information - Condensed Statements of Cash Flows (Details) - USD ($)	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating Activities:
Net Income	$ 2,822,000	$ 2,939,000	$ 2,734,000	$ 2,942,000	$ 2,856,000	$ 2,749,000	$ 2,442,000	$ 2,097,000	$ 2,406,000	$ 2,918,000	$ 2,864,000	$ 2,150,000	$ 11,437,000	$ 10,144,000	$ 10,338,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Stock compensation expense													487,000	381,000	288,000
Unrealized (gain) loss on equity securities														194,000
Net change in other assets and liabilities													21,631,000	12,060,000	14,077,000
Investing Activities:
Investment in technology fund													(120,000)	0	0
Financing Activities:
Purchase of treasury stock													(40,000)	(13,000)	(2,000)
Tax paid on stock award shares for employees													(85,000)	(134,000)	(42,000)
Dividends paid													(3,522,000)	(3,255,000)	(3,209,000)
Parent Company [Member]
Operating Activities:
Net Income													11,424,000	10,131,000	10,325,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Equity in undistributed net income of subsidiaries													(9,071,000)	(8,045,000)	(6,299,000)
Stock compensation expense													487,000	381,000	288,000
Unrealized (gain) loss on equity securities													(328,000)	194,000	(32,000)
Net change in other assets and liabilities													191,000	(125,000)	(40,000)
Net cash provided by operating activities													2,703,000	2,536,000	4,242,000
Investing Activities:
Net cash used in investing activities													(120,000)	0	0
Financing Activities:
Purchase of treasury stock													(40,000)	(13,000)	(2,000)
Dividends paid													(3,509,000)	(3,242,000)	(3,196,000)
Net cash used in financing activities													(3,634,000)	(3,389,000)	(3,240,000)
Net increase (decrease) in cash and cash equivalents													(1,051,000)	(853,000)	1,002,000
Cash and cash equivalents at beginning of year				$ 2,994,000				$ 3,847,000				$ 2,845,000	2,994,000	3,847,000	2,845,000
Cash and cash equivalents at end of year	$ 1,943,000				$ 2,994,000				$ 3,847,000				$ 1,943,000	$ 2,994,000	$ 3,847,000

Note 24 - Supplemental Disclo_3

Note 24 - Supplemental Disclosures of Cash Flow Information - Supplemental Disclosures of Cash Flow Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest	$ 1,184	$ 1,618	$ 1,900
Income taxes (net of refunds received)	1,973	766	1,367
Transfers from loans to foreclosed real estate	126	$ 67	$ 311
Proceeds from sales of foreclosed real estate financed through loans	$ 35

Note 25 - Supplemental Disclo_3

Note 25 - Supplemental Disclosure for Earnings Per Share (Details Textual) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0	0

Note 25 - Supplemental Disclo_4

Note 25 - Supplemental Disclosure for Earnings Per Share - Supplemental Disclosure for Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Net income attributable to First Capital, Inc.	$ 2,819	$ 2,936	$ 2,730	$ 2,939	$ 2,853	$ 2,746	$ 2,438	$ 2,094	$ 2,403	$ 2,915	$ 2,860	$ 2,147	$ 11,424	$ 10,131	$ 10,325
Weighted average common shares outstanding (in shares)													3,346,038	3,339,812	3,332,869
Net income attributable to First Capital, Inc. per common share, basic (in dollars per share)	$ 0.83	$ 0.88	$ 0.82	$ 0.88	$ 0.85	$ 0.82	$ 0.73	$ 0.63	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 3.41	$ 3.03	$ 3.10
Net income attributable to First Capital, Inc.													$ 11,424	$ 10,131	$ 10,325
Weighted average common shares outstanding (in shares)													3,346,038	3,339,812	3,332,869
Add: Dilutive effect of restricted stock (in shares)													457	9,465	11,203
Weighted average common shares outstanding, as adjusted (in shares)													3,346,495	3,349,277	3,344,072
Net income attributable to First Capital, Inc. per common share, diluted (in dollars per share)	$ 0.83	$ 0.88	$ 0.82	$ 0.88	$ 0.84	$ 0.82	$ 0.73	$ 0.63	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 3.41	$ 3.02	$ 3.09

Note 26 - Selected Quarterly _3

Note 26 - Selected Quarterly Financial Information (Unaudited) - Selected Quarterly Financial Information (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended												12 Months Ended
	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest income	$ 7,290	$ 7,745	$ 7,133	$ 7,292	$ 7,359	$ 7,240	$ 7,374	$ 7,674	$ 7,957	$ 8,220	$ 8,219	$ 7,658	$ 29,460	$ 29,647	$ 32,054
Interest expense	273	278	289	288	318	371	404	468	510	503	491	456	1,128	1,561	1,960
Net interest income	7,017	7,467	6,844	7,004	7,041	6,869	6,970	7,206	7,447	7,717	7,728	7,202	28,332	28,086	30,094
Provision (credit) for loan losses	(400)	0	0	75	225	400	825	351	450	225	300	450	(325)	1,801	1,425
Net interest income after provision for loan losses	7,417	7,467	6,844	6,929	6,816	6,469	6,145	6,855	6,997	7,492	7,428	6,752	28,657	26,285	28,669
Noninterest income	2,291	2,270	2,552	2,438	2,207	2,616	2,320	1,456	1,820	1,833	1,768	1,505	9,551	8,599	6,926
Noninterest expenses	6,357	6,202	6,165	5,807	5,682	5,923	5,618	5,825	5,971	5,870	5,764	5,665	24,531	23,048	23,270
Income before income taxes	3,351	3,535	3,231	3,560	3,341	3,162	2,847	2,486	2,846	3,455	3,432	2,592	13,677	11,836	12,325
Income tax expense	529	596	497	618	485	413	405	389	440	537	568	442	2,240	1,692	1,987
Net Income	2,822	2,939	2,734	2,942	2,856	2,749	2,442	2,097	2,406	2,918	2,864	2,150	11,437	10,144	10,338
Less net income attributable to the noncontrolling interest in subsidiary	3	3	4	3	3	3	4	3	3	3	4	3	13	13	13
Net income attributable to First Capital, Inc.	$ 2,819	$ 2,936	$ 2,730	$ 2,939	$ 2,853	$ 2,746	$ 2,438	$ 2,094	$ 2,403	$ 2,915	$ 2,860	$ 2,147	$ 11,424	$ 10,131	$ 10,325
Basic (in dollars per share)	$ 0.83	$ 0.88	$ 0.82	$ 0.88	$ 0.85	$ 0.82	$ 0.73	$ 0.63	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 3.41	$ 3.03	$ 3.10
Diluted (in dollars per share)	$ 0.83	$ 0.88	$ 0.82	$ 0.88	$ 0.84	$ 0.82	$ 0.73	$ 0.63	$ 0.72	$ 0.87	$ 0.86	$ 0.64	$ 3.41	$ 3.02	$ 3.09