CF Bankshares (CFBK) 10-Q 10 May 17 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2017	May 01, 2017
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2017
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Entity Registrant Name	CENTRAL FEDERAL CORP
Entity Central Index Key	1,070,680
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		16,288,577

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and cash equivalents	$ 24,307	$ 57,941
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	14,007	14,058
Loans held for sale, at fair value	830	2,812
Loans and leases, net of allowance of $6,942 and $6,925	360,974	346,125
FHLB and FRB stock	3,186	1,942
Foreclosed assets, net	204	204
Premises and equipment, net	3,409	3,429
Bank owned life insurance	4,963	4,930
Accrued interest receivable and other assets	4,481	4,571
Total assets	416,461	436,112
Deposits
Noninterest bearing	72,001	72,779
Interest bearing	276,244	302,585
Total deposits	348,245	375,364
FHLB advances	21,500	13,500
Advances by borrowers for taxes and insurance	132	408
Accrued interest payable and other liabilities	1,860	2,393
Subordinated debentures	5,155	5,155
Total liabilities	376,892	396,820
Commitments and contingent liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized: 50,000,000; shares issued: 16,421,584 at March 31, 2017 and 16,427,917 at December 31, 2016	164	164
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 480,000 issued at March 31, 2017 and December 31, 2016	5	5
Additional paid-in capital	60,251	60,163
Accumulated deficit	(17,577)	(17,767)
Accumulated other comprehensive income	1	2
Treasury stock, at cost; 133,007 shares of common stock at March 31, 2017 and December 31, 2016	(3,275)	(3,275)
Total stockholders' equity	39,569	39,292
Total liabilities and stockholder's equity	$ 416,461	$ 436,112

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Allowance for loans	$ 6,942	$ 6,925
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	16,421,584	16,427,917
Treasury stock, shares	133,007	133,007
Series B Preferred Stock [Member]
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, share authorized	480,000	480,000
Preferred stock, share issued	480,000	480,000

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Interest and dividend income
Loans and leases, including fees	$ 3,679	$ 3,279
Securities	48	30
FHLB and FRB stock dividends	22	20
Federal funds sold and other	108	29
Total interest and dividend income	3,857	3,358
Interest expense
Deposits	680	589
FHLB advances and other debt	61	58
Subordinated debentures	50	45
Total interest expense	791	692
Net interest income	3,066	2,666
Provision for loan and lease losses		50
Net interest income after provision for loan losses	3,066	2,616
Noninterest income
Service charges on deposit accounts	89	173
Net gains on sales of loans	23	28
Earnings on bank owned life insurance	33	33
Other	21	70
Total noninterest income	166	304
Noninterest expense
Salaries and employee benefits	1,414	1,152
Occupancy and equipment	152	134
Data processing	277	275
Franchise and other taxes	91	88
Professional fees	248	324
Director fees	69	47
Postage, printing and supplies	43	54
Advertising and promotion	17	17
Telephone	32	31
Loan expenses	38	31
Foreclosed assets, net	7	33
Depreciation	51	53
FDIC premiums	71	114
Regulatory assessment	32	28
Other insurance	26	31
Other	52	42
Total noninterest expense	2,620	2,454
Income before incomes taxes	612	466
Income tax expense	208	150
Net income	404	316
Dividends on Series B preferred stock and accretion of discount	(214)	(214)
Net income attributable to common stockholders	$ 190	$ 102
Earnings per common share:
Basic	$ 0.01	$ 0.01
Diluted	$ 0.01	$ 0.01

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Consolidated Statements Of Comprehensive Income [Abstract]
Net income	$ 404	$ 316
Other comprehensive income (loss):
Unrealized holding gains (losses) arising during the period related to securities available for sale, net of tax of $0 and $37	(1)	69
Less: reclassification adjustment for net losses realized during the period on investment securities available for sale, net of tax of $0 and $0
Other comprehensive income (loss), net of tax	(1)	69
Comprehensive income	$ 403	$ 385

Consolidated Statements Of Com6

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Consolidated Statements Of Comprehensive Income [Abstract]
Unrealized holding gain arising during the period related to securities available for sale, tax	$ 0	$ 37
Reclassification adjustment for net losses realized during the period on investment securities available for sale, tax	$ 0	$ 0

Consolidated Statement Of Chang

Consolidated Statement Of Changes In Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Accumulated Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Series B Preferred Stock [Member]	Total
Balance at Dec. 31, 2015	$ 161	$ 59,937	$ (18,537)	$ (9)	$ (3,245)	$ 5	$ 38,312
Net income			316				316
Other comprehensive income				69			69
Restricted stock expense, net of forfeitures		22					22
Stock option expense, net of forfeitures		8					8
Cash dividends declared on Series B preferred stock and accretion of discount		27	(214)				(187)
Balance at Mar. 31, 2016	161	59,994	(18,435)	60	(3,245)	5	38,540
Balance at Dec. 31, 2016	164	60,163	(17,767)	2	(3,275)	5	39,292
Net income			404				404
Other comprehensive income				(1)			(1)
Restricted stock expense, net of forfeitures		61					61
Cash dividends declared on Series B preferred stock and accretion of discount		27	(214)				(187)
Balance at Mar. 31, 2017	$ 164	$ 60,251	$ (17,577)	$ 1	$ (3,275)	$ 5	$ 39,569

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Consolidated Statements Of Cash Flows [Abstract]
Net income	$ 404	$ 316
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan and lease losses		50
Depreciation	51	53
Amortization, net	(20)	(8)
Deferred income tax (benefit)	(96)	(31)
Originations of loans held for sale	(6,615)	(2,936)
Proceeds from sale of loans held for sale	8,620	2,255
Net gains on sales of loans	(23)	(28)
Earnings on bank owned life insurance	(33)	(33)
Stock-based compensation expense	61	30
Net change in:
Accrued interest receivable and other assets	184	939
Accrued interest payable and other liabilities	(532)	166
Net cash from operating activities	2,001	773
Cash flows from investing activities
Net increase in interest-bearing deposits in other financial institutions
Available-for-sale securities:
Maturities, prepayments and calls	42	86
Purchases
Loan and lease originations and payments, net	(14,821)	(4,567)
Proceeds from the sale of loans		1,124
Additions to premises and equipment	(30)	(6)
Purchase of FRB Stock	(1,244)
Net cash used by investing activities	(16,053)	(3,363)
Cash flows from financing activities
Net change in deposits	(27,119)	1,964
Proceeds from FHLB advances	8,100
Repayments on FHLB advances	(100)
Net change in advances by borrowers for taxes and insurance	(276)	(303)
Cash dividends paid on Series B preferred stock	(187)	(187)
Net cash from (used by) financing activities	(19,582)	1,474
Net change in cash and cash equivalents	(33,634)	(1,116)
Beginning cash and cash equivalents	57,941	25,895
Ending cash and cash equivalents	24,307	24,779
Supplemental cash flow information:
Interest paid	816	687
Supplemental noncash disclosures:
Dividends payable on Series B preferred stock	$ 187	$ 187

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2017
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation : The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank , National Association (“CFBank”) . On December 1, 2016, CFBank converted from a federal savings institution to a national bank. The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”. Intercompany transactions and balances are eliminated in consolidation. The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented. These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2017 is not necessarily indicative of the results that may be expected for the full year. This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Annual Report on Form 10-K on file with the SEC. Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2016 Annual Report to Stockholders that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 201 6 (referred to herein as the “201 6 Audited Financial Statements”). The Company has consistently followed those policies in preparing this Form 10-Q. Loans and Leases : Loans and leases that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan and lease losses (ALLL). Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Other consumer loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan for all classes of loans. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. Commercial loans, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income in the period in which the loan is placed in a nonaccrual status. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status. Loans are considered for return to accrual status if and when all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis, there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months. Allowance for Loan and Lease Losses (ALLL): The ALLL is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.  The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired. Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. All loans within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment. For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL. Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy on nonaccrual loans. Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding. Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method. TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured loan. The general reserve component covers non-impaired loans of all classes and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by loan class and is based on the actual loss history experienced by CFBank over a three-year period. The general component is calculated based on CFBank’s loan balances and actual three-year historical loss rates. For loans with little or no actual loss experience, industry estimates are used based on loan segment. This actual loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class. These economic and judgmental factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be, a collateral shortfall related to the estimated value of the collateral securing the loan. Other consumer loans are typically charged off no later than 90 days past due. Joint Ventures: The Holding Company has contributed funds into a series of joint ventures (equity stake) for the purpose of allocating excess liquidity into higher earning assets while diversifying its revenue sources. The funding for the joint ventures is related to shorter term operating activities and is related to the development of single family real estate in the form of condominiums. Income is recognized based on a rate of return on the outstanding investment balance. As units are sold, the Holding Company receives an additional incentive payment, which is recognized as income.  Earnings Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share. Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings. The factors used in the earnings per share computation follow:   Three months ended  March 31,  2017 2016  (unaudited)  Basic  Net income $ 404 $ 316  Dividends on Series B preferred stock and accretion of discount (214) (214)  Net income allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding including unvested share-based payment awards 16,292,166 16,024,210  Less: Unvested share-based payment awards - -  Average shares 16,292,166 16,024,210  Basic earnings per common share $ 0.01 $ 0.01   Diluted  Net earnings allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding for basic earnings per common share 16,292,166 16,024,210  Add: Dilutive effects of assumed exercises of stock options 190,407 9,778  Add: Dilutive effects of assumed exercises of stock warrants 1,152,125 -  Average shares and dilutive potential common shares 17,634,698 16,033,988  Diluted earnings per common share $ 0.01 $ 0.01   The following securities exercisable for or convertible into common shares were anti-dilutive and not considered in computing diluted earnings (loss) per common share.   Three months ended March 31,  2017 2016  (unaudited)  Stock options 5,446 394,196  Series B preferred stock 6,857,143 6,857,143  Stock warrants - 1,152,125   Adoption of New Accounting Standards: In May 2014 the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion. The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. ASU No. 2014-09 provides that an entity should recognize revenue to depict the transfer of promised goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, and uncertainty of revenue and cash flows arising from contracts with customers. Guidance in ASU No. 2014-09 has been clarified by the following ASUs: · ASU No. 2016-08, “Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net)” · ASU No. 2016-10, “Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing” · ASU No. 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow Scope Improvements and Practical Expedients”  As extended by ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, ASU No. 2014-09 and the clarifying ASUs are effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the updates. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. While interest income is specifically out of scope of this standard, management is currently evaluating the revenue streams within “noninterest income” to assess the applicability of this standard. Since the Company’s products are substantially financial in nature, adoption of ASU No. 2015-14 is not expected t o have a significant effect on the Company’s consolidated financial statements . The FASB has issued ASU No. 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes, which changes how deferred taxes are classified on organizations’ balance sheets. The ASU eliminates the current requirement for organizations to present deferred tax liabilities and assets as current and noncurrent in a classified balance sheet. Instead, organizations will be required to classify all deferred tax assets and liabilities as noncurrent. The amendments apply to all organizations that present a classified balance sheet. For public companies, the amendments are effective for financial statements issued for annual periods beginning after December 15, 2016, and interim periods within those annual periods. Adoption of the ASU did not have a significant effect on the Company's consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities . ASU 2016-01 amends the guidance in U.S. GAAP on the accounting for equity investments, financial liabilities under the fair value option and the presentations and disclosure requirements of financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted for the accounting guidance on financial liabilities under the fair value option. The Company will adopt the methodologies prescribed by the ASU by the date required. The Company continues to evaluate this standard, however, adoption of the ASU is not expected to have a significant impact on the Company’s consolidated financial statements. On February 25, 2016, FASB issued ASU No. 2016-02, Leases (Topic 842) . Under the new ASU, lessees will recognize lease assets and liabilities on their balance sheet for all leases with terms of more than 12 months. The new lessee accounting model retains two types of leases, and is consistent with the lessee accounting model under existing GAAP. One type of lease (finance leases) will be accounted for in substantially the same manner as capital leases are accounted for today. The other type of lease (operating leases) will be accounted for (both in the income statement and statement of cash flows) in a manner consistent with today’s operating leases. Lessor accounting under the new standard is fundamentally consistent with existing GAAP. Lessees and lessors would be required to provide additional qualitative and quantitative disclosures to help financial statement users assess the amount, timing, and uncertainty of cash flows arising from leases. These disclosures are intended to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an organization’s leasing activities. For public business entities, the final lease standard will be effective for fiscal years beginning after December 15, 2018 including interim periods within those fiscal years. Early application is permitted. The Company continues to evaluate the provision of the new lease standard but, due to the small number of lease agreements presently in effect for the Company, believes the new guidance will not have a significant impact on the Company’s consolidated financial statements.  In March 2016, the FASB issued ASU No. 2016-07 , Investments—Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting. ASU No. 2016-07 affects all entities that have an investment that becomes qualified for the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence. The amendments in this update eliminate the requirement that, when an investment qualifies for use of the equity method, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. ASU No. 2016-07 requires that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor’s previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. The amendments also require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments in ASU No. 2016-07 are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Adoption of ASU No. 2016-07 did not have a significant effect on the Company’s consolidated financial statements . In March 2016, the FASB issued ASU No. 2016-09 , Compensation—Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. ASU No. 2016-09 affects all entities that issue share-based payment awards to their employees. The new guidance involves several aspects of the accounting for share-based payment transactions, including income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Under ASU No. 2016-09, any excess tax benefits or tax deficiencies should be recognized as income tax expense or benefit in the income statement. Excess tax benefits are to be classified as an operating activity in the statement of cash flows. In accruing compensation cost, an entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest, as required under current guidance, or account for forfeitures when they occur. For an award to qualify for equity classification, an entity cannot partially settle the award in excess of the employer's maximum statutory withholding requirements. Such cash paid by an employer when directly withholding shares for tax withholding purposes should be classified as a financing activity in the statement of cash flows. The amendments in ASU No. 2016-09 are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2016. Adoption of ASU No. 2016-07 did not have a significant effect on the Company’s consolidated financial statements as of March 31, 2017 . In June 2016, the FASB issued ASU No. 2016-13 , Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Once effective, ASU No. 2016-13 will significantly change current guidance for recognizing impairment of financial instruments. Current guidance requires an "incurred loss" methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. ASU No. 2016-13 replaces the incurred loss impairment methodology with a new methodology that reflects expected credit losses over the lives of the loans and requires consideration of a broader range of information to inform credit loss estimates. The ASU requires an organization to estimate all expected credit losses for financial assets measured at amortized cost, including loans and held-to-maturity debt securities, based on historical experience, current conditions, and reasonable and supportable forecasts. Additional disclosures are required. ASU No. 2016-13 also amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Under the new guidance, entities will determine whether all or a portion of the unrealized loss on an available-for-sale debt security is a credit loss. Any credit loss will be recognized as an allowance for credit losses on available-for-sale debt securities rather than as a direct reduction of the amortized cost basis of the investment, as is currently required. As a result, entities will recognize improvements to estimated credit losses on available-for-sale debt securities immediately in earnings rather than as interest income over time, as currently required. ASU No. 2016-13 eliminates the current accounting model for purchased credit impaired loans and debt securities. Instead, purchased financial assets with credit deterioration will be recorded gross of estimated credit losses as of the date of acquisition and the estimated credit losses amounts will be added to the allowance for credit losses. Thereafter, entities will account for additional impairment of such purchased assets using the models listed above. ASU No. 2016-13 will take effect for U.S. Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. While the Company generally expects that the implementation of ASU 2016-13 has the potential to increase their allowance for loan losses balance, the Company is continuing to evaluate the potential impact on the Company’s financial statements. Presentations have been made to the Board of Directors, and management is currently assessing any additional data and system requirements necessary for adoption .  The FASB has issued Accounting Standards Update (ASU) 2017-08, Receivables—Nonrefundable Fees and Other Costs (Subtopic 310-20), Premium Amortization on Purchased Callable Debt Securities. The ASU shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. Under current GAAP, entities normally amortize the premium as an adjustment of yield over the contractual life of the instrument. Stakeholders have expressed concerns with the current approach on the basis that current GAAP excludes certain callable debt securities from consideration of early repayment of principal even if the holder is certain that the call will be exercised. As a result, upon the exercise of a call on a callable debt security held at a premium, the unamortized premium is recorded as a loss in earnings. Further, there is diversity in practice (1) in the amortization period for premiums of callable debt securities, and (2) in how the potential for exercise of a call is factored into current impairment assessments. Another issue is that the practice in the United States is to quote, price, and trade callable debt securities assuming a model that incorporates consideration of calls (also referred to as “yield-to-worst” pricing). The ASU shortens the amortization period for certain callable debt securities held at a premium and requires the premium to be amortized to the earliest call date. However, the amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The amendments are effective for public business entities for annual periods beginning after December 15, 2018, including interim periods within those annual periods. Early adoption is permitted. The Company has decided to adopt this ASU early and adoption did not have a material impact the Company’s consolidated financial statements as there were no callable debt securities held at a premium at the date of adoption . General Litigation The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company. Reclassifications Reclassification of certain amounts in the 2016 consolidated financial statements have been made to conform to the 2017 presentation.

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2017
Regulatory Matters [Abstract]
Regulatory Matters	 NOTE 2- REGULATORY MATTERS Regulatory Matters: From May 2011 until 2014, the Holding Company and CFBank each were subject to Cease and Desist Orders (the “Holding Company Order” and the “CFBank Order”, respectively, and collectively, the “Orders”) with the Federal Reserve Board (the “FRB”), as successor to the Office of Thrift Supervision (the “OTS”) as the primary regulator of the Holding Company and CFBank. The Orders imposed significant directives applicable to the Holding Company and CFBank, including requirements that we maintain heightened capital levels, reduce the level of our classified and criticized assets, achieve growth and operating metrics in line with an approved business plan, and comply with restrictions on brokered deposits and on certain types of lending and prohibitions on dividends and repurchases of our capital stock. The OCC released and terminated the CFBank Order effective as of January 23, 2014. On May 15, 2014, the FRB announced the termination of the Holding Company Order, effective as of May 9, 2014. Notwithstanding the termination of the Holding Company Order, the Holding Company was required to continue to adhere to certain requirements and restrictions based on commitments made to the FRB in connection with the termination of the Holding Company Order. These commitments required the Holding Company, among other things, to continue to implement certain actions in accordance with the capital plan previously submitted to the FRB; not declare or pay dividends on its stock, purchase or redeem its stock, or accept dividends or other capital distributions from CFBank without the prior written approval of the FRB; not incur, increase or guarantee any debt without the prior written consent of the FRB; and provide prior written notice to the FRB with respect to certain changes in directors and senior executive officers. The foregoing commitments remained in place until January 8, 2016. Although we are no longer subject to the Orders or the regulatory commitments made following the release of the Orders, we remain subject to extensive supervision and regulation by our regulators and it is possible that regulatory compliance expenses could continue to have a material adverse impact on us in the future.  Dividend Restrictions: The ability of the Holding Company to pay dividends on its common stock and Series B Preferred Stock is generally dependent upon the receipt of dividends and other distributions from CFBank. The Holding Company is a legal entity that is separate and distinct from CFBank, which has no obligation to make any dividends or other funds available for the payment of dividends by the Holding Company. The Holding Company also is subject to various legal and regulatory policies and guidelines impacting the Holding Company’s ability to pay dividends on its stock. In addition, the Holding Company’s ability to pay dividends on its stock is conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities. Finally, so long as the Company’s Series B Preferred Stock remains outstanding, the Holding Company will be prohibited from paying dividends on (other than dividends payable solely in shares) the Company’s common stock, for the then-current dividend period, unless full dividends on the Series B Preferred Stock have been paid or set aside for payment. Dividends on the Series B Preferred Stock are non-cumulative, which means that if for any reason we do not declare cash dividends on the Series B Preferred Stock for a quarterly dividend period we will have no obligation to pay any dividends for that period (i.e., the dividends will not accrue or cumulate), whether or not we declare dividends on the Series B Preferred Stock for any subsequent dividend period.

Securities

Securities	3 Months Ended
	Mar. 31, 2017
Securities [Abstract]
Securities	 NOTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at March 31, 2017 and December 31, 201 6 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss):   Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  March 31, 2017 (unaudited)  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,514 $ 8 $ 24 $ 13,498  Mortgage-backed securities - residential 326 11 - 337  Collateralized mortgage obligations 166 6 - 172  Total $ 14,006 $ 25 $ 24 $ 14,007     Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  December 31, 2016  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,521 $ 11 $ 27 $ 13,505  Mortgage-backed securities - residential 345 12 - 357  Collateralized mortgage obligations 189 7 - 196  Total $ 14,055 $ 30 $ 27 $ 14,058  There was no other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale at March 31, 2017 or March 31 , 201 6 . There were no sales of securities for the three months ended March 31, 2017 and 2016 .  The amortized cost and fair value of debt securities at March 31, 2017 and December 31, 201 6 are shown in the table below by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately.    March 31, 2017 December 31, 2016  (unaudited)  Amortized Fair Amortized Fair  Cost Value Cost Value  Due in one year or less $ 3,023 $ 3,020 $ 2,518 $ 2,518  Due from one to five years 10,491 10,478 11,003 10,987  Mortgage-backed securities - residential 326 337 345 357  Collateralized mortgage obligations 166 172 189 196  Total $ 14,006 $ 14,007 $ 14,055 $ 14,058   Fair value of securities pledged was as follows:   March 31, 2017 December 31, 2016  (unaudited)  Pledged as collateral for:  FHLB advances $ 2,293 $ 2,327  Public deposits 2,036 2,043  Interest-rate swaps 185 195  Total $ 4,514 $ 4,565  At March 31, 2017 and December 31, 201 6 , there were no holdings of securities of any one issuer, other than U.S. government-sponsored entities and agencies, in an amount greater than 10% of stockholders’ equity.  The following table summarizes securities with unrealized losses at March 31, 2017 and December 31, 201 6 aggregated by major security type and length of time in a continuous unrealized loss position.     March 31, 2017 (unaudited) Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 10,490 $ 24 $ - $ - $ 10,490 $ 24  Total temporarily impaired $ 10,490 $ 24 $ - $ - $ 10,490 $ 24       December 31, 2016 Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 10,492 $ 27 $ - $ - $ 10,492 $ 27  Mortgage-backed securities - residential (1) 1 - - - 1 -  Total temporarily impaired $ 10,493 $ 27 $ - $ - $ 10,493 $ 27  (1) Securities with an unrealized loss were less than $1 resulting in rounding to zero.  The unrealized losses in U.S. Treasuries at March 31, 2017 and December 31, 201 6 are related to multiple securities. Because the decline in fair value is attributable to changes in market conditions, and not credit quality, and because the Company does not have the intent to sell these securities and it is likely that it will not be required to sell these securities before their anticipated recovery, the Company did not consider these securities to be other-than-temporarily impaired at March 31, 2017 and December 31, 201 6 .

Loans And Leases

Loans And Leases	3 Months Ended
	Mar. 31, 2017
Loans And Leases [Abstract]
Loans And Leases	 NOTE 4 – LOANS AND LEASES The following table presents the recorded investment in loans and leases by portfolio segment. The recorded investment in loans includes the principal balance outstanding adjusted for purchase premiums and discounts, and deferred loan fees and costs.     March 31, 2017 December 31, 2016  ( unaudited)  Commercial (1) $ 85,929 $ 71,334  Real estate:  Single-family residential 87,101 92,544  Multi-family residential 31,076 34,291  Commercial 107,489 105,313  Construction 32,696 25,822  Consumer:  Home equity lines of credit 23,243 23,109  Other 382 637  Subtotal 367,916 353,050  Less: ALLL (6,942) (6,925)  Loans and leases, net $ 360,974 $ 346,125  (1) Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.  Mortgage Purchase Program CFBank has participated in a Mortgage Purchase Program with Northpointe Bank (Northpointe), a Michigan banking corporation, since December 2012. Pursuant to the terms of a participation agreement, CFBank purchases participation interests in loans made by Northpointe related to fully underwritten and pre-sold mortgage loans originated by various prescreened mortgage brokers located throughout the U.S. The underlying loans are individually (MERS) registered loans which are held until funded by the end investor. The mortgage loan investors include Fannie Mae and Freddie Mac, and other major financial institutions. This process on average takes approximately 14 days. Given the short-term holding period of the underlying loans, common credit risks (such as past due, impairment and TDR, nonperforming, and nonaccrual classification) are substantially reduced. Therefore, no allowance is allocated by CFBank to these loans. These loans are 100% risk rated for CFBank capital adequacy purposes. Under the participation agreement, CFBank agrees to purchase a 95% ownership/participation interest in each of the aforementioned loans, and Northpointe maintains a 5% ownership interest in each loan it participates. At March 31, 2017 and December 31, 2016, CFBank held $34,286 and $46,919 , respectively, of such loans which have been included in single-family residential loan totals above. Allowance for Loan and Lease Losses The ALLL is a valuation allowance for probable incurred credit losses in the loan portfolio based on management’s evaluation of various factors including past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors. A provision for loan and lease losses is charged to operations based on management’s periodic evaluation of these and other pertinent factors described in Note 1 to the 2016 Audited Financial Statements. The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2017:    Three months ended March 31, 2017 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,647 $ 735 $ 716 $ 2,727 $ 580 $ 486 $ 34 $ 6,925  Addition to (reduction in) provision for loan losses 121 115 (87) (236) 74 17 (4) -  Charge-offs - - - - - - - -  Recoveries - 16 - - - 1 - 17  Ending balance $ 1,768 $ 866 $ 629 $ 2,491 $ 654 $ 504 $ 30 $ 6,942     The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2016:    Three months ended March 31, 2016 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,380 $ 691 $ 705 $ 2,710 $ 561 $ 474 $ 99 $ 6,620  Addition to (reduction in) provision for loan losses 106 50 17 (101) (38) 50 (34) 50  Charge-offs - - - - - - - -  Recoveries - - - - - 46 - 46  Ending balance $ 1,486 $ 741 $ 722 $ 2,609 $ 523 $ 570 $ 65 $ 6,716   The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of March 31, 2017 (unaudited):    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 25 $ - $ - $ - $ 25  Collectively evaluated for impairment 1,768 866 629 2,466 654 504 30 6,917  Total ending allowance balance $ 1,768 $ 866 $ 629 $ 2,491 $ 654 $ 504 $ 30 $ 6,942   Loans:  Individually evaluated for impairment $ 475 $ 120 $ 35 $ 3,463 $ - $ - $ - $ 4,093  Collectively evaluated for impairment 85,454 86,981 31,041 104,026 32,696 23,243 382 363,823  Total ending loan balance $ 85,929 $ 87,101 $ 31,076 $ 107,489 $ 32,696 $ 23,243 $ 382 $ 367,916    The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of December 31, 2016:    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ 1 $ - $ - $ 21 $ - $ - $ - $ 22  Collectively evaluated for impairment 1,646 735 716 2,706 580 486 34 6,903  Total ending allowance balance $ 1,647 $ 735 $ 716 $ 2,727 $ 580 $ 486 $ 34 $ 6,925   Loans:  Individually evaluated for impairment $ 557 $ 122 $ 37 $ 2,732 $ - $ - $ - $ 3,448  Collectively evaluated for impairment 70,777 92,422 34,254 102,581 25,822 23,109 637 349,602  Total ending loan balance $ 71,334 $ 92,544 $ 34,291 $ 105,313 $ 25,822 $ 23,109 $ 637 $ 353,050   The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended March 31, 2017. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2017. Cash payments of interest on these loans during the three months ended March 31, 2017 totaled $56 .   Three months ended  As of March 31, 2017 March 31, 2017  (unaudited) (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ 411 $ 293 $ - $ 293 $ 2  Real estate:  Single-family residential - - - - -  Multi-family residential - - - - -  Commercial:  Non-owner occupied - - - - -  Owner occupied 760 344 - 394 12  Total with no allowance recorded 1,171 637 - 687 14   With an allowance recorded:  Commercial 182 182 - 188 1  Real estate:  Single-family residential 120 120 - 120 2  Multi-family residential 35 35 - 36 1  Commercial:  Non-owner occupied 2,171 2,171 17 2,173 32  Owner occupied 948 948 8 1,025 2  Total with an allowance recorded 3,456 3,456 25 3,542 38  Total $ 4,627 $ 4,093 $ 25 $ 4,229 $ 52   The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended December 31, 2016. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2016. Cash payments of interest during the three months ended March 31, 2016 totaled $79 .   Three months ended  As of December 31, 2016 March 31, 2016  (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ 476 $ 358 $ - $ 28 $ -  Real estate:  Single-family residential - - - 161 -  Multi-family residential 37 37 - 1,539 23  Commercial:  Non-owner occupied 112 112 - 446 -  Owner occupied 871 350 - 370 9  Land - - - - -  Total with no allowance recorded 1,496 857 - 2,544 32   With an allowance recorded:  Commercial 199 199 1 701 2  Real estate:  Single-family residential 122 122 - 127 2  Multi-family residential - - - 44 1  Commercial:  Non-owner occupied 2,068 2,068 19 2,217 33  Owner occupied 202 202 2 361 5  Land - - - 242 4  Total with an allowance recorded 2,591 2,591 22 3,692 47  Total $ 4,087 $ 3,448 $ 22 $ 6,236 $ 79   The following table presents the recorded investment in nonperforming loans by class of loans:     March 31, 2017 December 31, 2016  (unaudited)  Loans past due over 90 days still on accrual $ - $ -  Nonaccrual loans:  Commercial 251 263  Real estate:  Single-family residential 274 397  Commercial:  Owner occupied 749 -  Consumer:  Home equity lines of credit:  Originated for portfolio 42 44  Purchased for portfolio 69 -  Total nonaccrual 1,385 704  Total nonaccrual and nonperforming loans $ 1,385 $ 704  Nonaccrual loans include both smaller balance single-family mortgage and consumer loans that are collectively evaluated for impairment and individually classified impaired loans. There were no loans 90 days or more past due and still accruing interest at March 31, 2017 or December 31, 2016. The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of March 31, 2017 (unaudited):   30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ 119 $ 119 $ 85,810 $ 132  Real estate:  Single-family residential 503 - - 503 86,598 274  Multi-family residential - - - - 31,076 -  Commercial:  Non-owner occupied 845 - - 845 61,098 -  Owner occupied - - 749 749 36,683 -  Land - - - - 8,114 -  Construction - - - - 32,696 -  Consumer:  Home equity lines of credit:  Originated for portfolio 269 - - 269 22,334 42  Purchased for portfolio - - 69 69 571 -  Other - - - - 382 -  Total $ 1,617 $ - $ 937 $ 2,554 $ 365,362 $ 448   The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of December 31, 2016:    30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ 119 $ 119 $ 71,215 $ 144  Real estate:  Single-family residential 284 49 106 439 92,105 291  Multi-family residential - - - - 34,291 -  Commercial:  Non-owner occupied - - - - 60,936 -  Owner occupied 269 600 - 869 34,891 -  Land - - - - 8,617 -  Construction 48 - - 48 25,774 -  Consumer:  Home equity lines of credit:  Originated for portfolio - 15 - 15 22,440 44  Purchased for portfolio 69 - - 69 585 -  Other - - - - 637 -  Total $ 670 $ 664 $ 225 $ 1,559 $ 351,491 $ 479  Troubled Debt Restructurings (TDRs): From time to time, the terms of certain loans are modified as TDRs, where concessions are granted to borrowers experiencing financial difficulties. The modification of the terms of such loans may have included one or a combination of the following: a reduction of the stated interest rate of the loan; an increase in the stated rate of interest lower than the current market rate for new debt with similar risk; an extension of the maturity date; or a change in the payment terms. As of March 31, 2017 and December 31, 2016, TDRs totaled $3,027 and $3,130 , respectively. The Company allocated $19 and $22 of specific reserves to loans whose terms had been modified in TDRs as of March 31, 2017 and December 31, 2016, respectively. The Company had not committed to lend any additional amounts as of March 31, 2017 or December 31, 2016 to customers with outstanding loans classified as nonaccrual TDRs. During the three months ended March 31, 2017 and March 31, 2016, there were no loans modified as a TDR. There were no TDRs in payment default or that became nonperforming during the quarter ended March 31, 2017 and March 31, 2016. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms, at which time the loan is re-evaluated to determine whether an impairment loss should be recognized, either through a write-off or specific valuation allowance, so that the loan is reported, net, at the present value of estimated future cash flows, or at the fair value of collateral, less cost to sell, if repayment is expected solely from the collateral. The terms of certain other loans were modified during the quarter ended March 31, 2017 and 2016 that did not meet the definition of a TDR. These loans had a total recorded investment of $12,915 and $4,090 as of March 31, 2017 and 2016, respectively. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties, a delay in payments that was considered to be insignificant or there were no concessions granted. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.  Nonaccrual loans include loans that were modified and identified as TDRs and the loans are not performing. At March 31, 2017 and December 31, 2016, nonaccrual TDRs were as follows:     March 31, 2017 December 31, 2016  (unaudited)  Commercial $ 131 $ 144  Total $ 131 $ 144  Nonaccrual loans at March 31, 2017 and December 31, 2016 do not include $2,896 and $2,986 , respectively, of TDRs where customers have established a sustained period of repayment performance, generally six months, the loans are current according to their modified terms and repayment of the remaining contractual payments is expected. These loans are included in total impaired loans. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes loans individually by classifying the loans as to credit risk. This analysis includes commercial, commercial real estate and multi-family residential real estate loans. Internal loan reviews for these loan types are performed at least annually, and more often for loans with higher credit risk. Adjustments to loan risk ratings are made based on the reviews and at any time information is received that may affect risk ratings. The following definitions are used for risk ratings: Special Mention . Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of CFBank’s credit position at some future date. Substandard . Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that there will be some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting the criteria to be classified into one of the above categories are considered to be not rated or pass-rated loans. Loans listed as not rated are primarily groups of homogeneous loans. Past due information is the primary credit indicator for groups of homogenous loans. Loans listed as pass-rated loans are loans that are subject to internal loan reviews and are determined not to meet the criteria required to be classified as special mention, substandard or doubtful.  The recorded investment in loans and leases by risk category and by class of loans and leases as of March 31, 2017 and based on the most recent analysis performed follows. There were no loans or leases rated doubtful at March 31, 2017.   (unaudited) Not Rated Pass Special Mention Substandard Total  Commercial $ 2,819 $ 82,361 $ 274 $ 475 $ 85,929  Real estate:  Single-family residential 86,813 - - 288 87,101  Multi-family residential - 30,411 496 169 31,076  Commercial:  Non-owner occupied 94 59,244 1,760 845 61,943  Owner occupied - 35,302 1,037 1,093 37,432  Land - 5,910 - 2,204 8,114  Construction 2,612 30,084 - - 32,696  Consumer:  Home equity lines of credit:  Originated for portfolio 22,478 - - 125 22,603  Purchased for portfolio 431 - - 209 640  Other 382 - - - 382  $ 115,629 $ 243,312 $ 3,567 $ 5,408 $ 367,916   The recorded investment in loans and leases by risk category and by class of loans and leases as of December 31, 2016 follows. There were no loans or leases rated doubtful at December 31, 2016.    Not Rated Pass Special Mention Substandard Total  Commercial $ 47 $ 70,444 $ 286 $ 557 $ 71,334  Real estate:  Single-family residential 92,130 - - 414 92,544  Multi-family residential - 33,615 505 171 34,291  Commercial:  Non-owner occupied 115 58,183 1,782 856 60,936  Owner occupied - 33,493 1,048 1,219 35,760  Land - 6,380 - 2,237 8,617  Construction 1,997 23,825 - - 25,822  Consumer:  Home equity lines of credit:  Originated for portfolio 22,328 - - 127 22,455  Purchased for portfolio 512 - - 142 654  Other 637 - - - 637  $ 117,766 $ 225,940 $ 3,621 $ 5,723 $ 353,050        

Fair Value

Fair Value	3 Months Ended
	Mar. 31, 2017
Fair Value [Abstract]
Fair Value	 NOTE 5 - FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of asset and liability: Securities available for sale : The fair value of securities available for sale is determined using pricing models that vary based on asset class and include available trade, bid and other market information or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Derivatives : The fair value of derivatives, which includes yield maintenance provisions, interest rate lock commitments and interest rate swaps, is based on valuation models using observable market data as of the measurement date (Level 2). Impaired loans: The fair value of impaired loans with specific allocations of the ALLL is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by a third-party appraisal management company approved by the Board of Directors annually. Once received, the loan officer or a member of the credit department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. Appraisals are updated as needed based on facts and circumstances associated with the individual properties. Real estate appraisals typically incorporate measures such as recent sales prices for comparable properties. Appraisers may make adjustments to the sales prices of the comparable properties as deemed appropriate based on the age, condition or general characteristics of the subject property. Management applies an additional discount to real estate appraised values, typically to reflect changes in market conditions since the date of the appraisal if warranted and to cover disposition costs (including selling expenses) based on the intended disposition method of the property. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Loans held for sale: Loans held for sale are carried at fair value, as determined by outstanding commitments from third party investors (Level 2).  Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below:   Fair Value Measurements at March 31, 2017 using Significant Other Observable Inputs  (Level 2)  (unaudited)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,498  Mortgage-backed securities - residential 337  Collateralized mortgage obligations 172  Total securities available for sale $ 14,007   Loans held for sale 830   Yield maintenance provisions (embedded derivatives) $ 104   Interest rate lock commitments $ 8   Financial Liabilities:  Interest-rate swaps $ 104      Fair Value Measurements at December 31, 2016 using Significant Other Observable Inputs  (Level 2)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,505  Mortgage-backed securities - residential 357  Collateralized mortgage obligations 196  Total securities available for sale $ 14,058   Loans held for sale 2,812   Yield maintenance provisions (embedded derivatives) $ 122   Interest rate lock commitments $ 9   Financial Liabilities:  Interest-rate swaps $ 122  The Company had no assets or liabilities measured at fair value on a recurring basis that were measured using Level 1 or Level 3 inputs at March 31, 201 7 or December 31, 201 6 . There were no transfers of assets or l i abilities measured at fair value between levels during the period ended March 31, 201 7 and December 31, 201 6 .  Assets and liabilities measured at fair value on a non-recurring basis are summarized below:   Fair Value Measurements at March 31, 2017 Using  Significant Unobservable Inputs (Level 3)  (unaudited)  Impaired loans:  Commercial $ 126  Real Estate:  Single-family residential 120  Multi-family residential 35  Commercial:  Non-owner occupied 2,153  Owner occupied 941  Total impaired loans $ 3,375       Fair Value Measurements at December 31, 2016 Using  Significant Unobservable Inputs (Level 3)   Impaired loans:  Commercial $ 130  Real Estate:  Single-family residential 122  Multi-family residential 37  Commercial:  Non-owner occupied 2,161  Owner occupied 200  Total impaired loans $ 2,650  The Company had no material assets or liabilities measured at fair value on a non-recurring basis that were measured using Level 1 or Level 2 inputs at March 31, 201 7 or December 31, 201 6 . Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans , had a principal balance of $ 3,400 with a valuation allowance of $ 25 , at March 31, 201 7 . There were no write-downs of impaired collateral dependent loans during the three months ended March 31, 201 7 or 201 6 . Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $2,672 , with a valuation allowance of $21 at December 31, 201 6 . During the three months ended March 31, 201 7 , the Company did not have any transfers of assets or liabilities between those measured using Level 1, 2 or 3 inputs. The Company recognizes transfers of assets and liabilities between Level 1, 2 and 3 inputs based on the information relating to those assets and liabilities at the end of the reporting period.  The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 201 7 (unaudited):    Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 126 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single-family residential 120 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.81% , 3.61% ) 2.91%  Multi-family residential 35 Comparable sales approach Adjustment for differences between the comparable market transactions 9.64%  Commercial:  Non-owner occupied 2,153 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.10% , 5.74% ) 1.35%  Owner occupied 941 Comparable sales approach Adjustment for differences between the comparable market transactions ( -4.46% , -5.26% ) 5.09%    The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 201 6 :   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 130 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single -family residential 122 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.81% , 3.61% ) 2.91%  Multi-family residential 37 Comparable sales approach Adjustment for differences between the comparable market transactions 9.64%  Commercial:  Non-owner occupied 2,161 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.10% , 5.74% ) 1.35%  Owner occupied 200 Comparable sales approach Adjustment for differences between the comparable market transactions -4.46%   Financial Instruments Recorded Using Fair Value Option The Company has elected the fair value option for loans held for sale. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. Loans originated as construction loans, that were subsequently transferred to held for sale, are carried at the lower of cost or market and are not included. Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policy on loans held for investment. None of these loans were 90 days or more past due or on nonaccrual as of March 31, 201 7 or December 31, 201 6 .  As of March 31, 201 7 and December 31, 201 6 , the aggregate fair value, contractual balance and gain or loss of loans held for sale were as follows:    March 31, 2017 December 31, 2016  (unaudited)  Aggregate fair value $ 830 $ 2,812  Contractual balance 827 2,801  Gain (loss) 3 11  The total amount of gains and losses from changes in fair value included in earnings for the three months ended March 31, 201 7 and 201 6 for loans held for sale were:   Three months ended March 31,  2017 2016  (unaudited)  Interest income $ 21 $ 6  Interest expense - -  Change in fair value (8) 1  Total change in fair value $ 13 $ 7   The carrying amounts and estimated fair values of financial instruments at March 31, 201 7 were as follows:   Fair Value Measurements at March 31, 2017 Using:  Carrying  (unaudited) Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 24,307 $ 24,307 $ - $ - $ 24,307  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 14,007 - 14,007 - 14,007  Loans held for sale 830 - 830 - 830  Loans, net 360,974 - - 363,666 363,666  FHLB and FRB stock 3,186 n/a n/a n/a n/a  Accrued interest receivable 1,044 4 59 981 1,044  Yield maintenance provisions (embedded derivatives) 104 - 104 - 104  Interest rate lock commitments 8 - 8 - 8   Financial liabilities  Deposits $ (348,245) $ (187,956) (159,831) $ - $ (347,787)  FHLB advances and other borrowings (21,500) - (21,568) - (21,568)  Advances by borrowers for taxes and insurance (132) - - (132) (132)  Subordinated debentures (5,155) - (3,618) - (3,618)  Accrued interest payable (53) - (53) - (53)  Interest-rate swaps (104) - (104) - (104)   The carrying amounts and estimated fair values of financial instruments at December 31, 201 6 were as follows:    Fair Value Measurements at December 31, 2016 Using:  Carrying  Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 57,941 $ 57,941 $ - $ - $ 57,941  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 14,058 - 14,058 - 14,058  Loans held for sale 2,812 - 2,812 - 2,812  Loans, net 346,125 - - 343,523 343,523  FHLB stock 1,942 n/a n/a n/a n/a  Accrued interest receivable 1,054 13 40 1,001 1,054  Yield maintenance provisions (embedded derivatives) 122 - 122 - 122  Interest rate lock commitments 9 - 9 - 9   Financial liabilities  Deposits $ (375,364) $ (202,158) $ (171,967) $ - $ (374,125)  FHLB advances and other borrowings (13,500) - (13,597) - (13,597)  Advances by borrowers for taxes and insurance (408) - - (408) (408)  Subordinated debentures (5,155) - (3,411) - (3,411)  Accrued interest payable (78) (2) (76) - (78)  Interest-rate swaps (122) - (122) - (122)  The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents and Interest-Bearing Deposits in Other Financial Institutions The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. FHLB and FRB Stock It is not practical to determine the fair value of FHLB and FRB stock due to restrictions placed on its transferability. Loans and Leases Fair values of loans and leases , excluding loans held for sale, are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Deposits The fair values disclosed for demand deposits (e.g., interest and noninterest bearing checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Other Borrowings The fair values of the Company’s long-term FHLB advances are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification.  Accrued Interest Receivable/Payable The carrying amounts of accrued interest approximate fair value resulting in a Level 1, 2 or 3 classification, consistent with the asset or liability with which they are associated. Advances by Borrowers for Taxes and Insurance The carrying amount of advances by borrowers for taxes and insurance approximates fair value resulting in a Level 3 classification, consistent with the liability with which they are associated. Off-Balance-Sheet Instruments The fair value of off-balance-sheet items is not considered material.

Subordinated Debentures

Subordinated Debentures	3 Months Ended
	Mar. 31, 2017
Subordinated Debentures [Abstract]
Subordinated Debentures	 NOTE 6 – SUBORDINATED DEBENTURES In December 2003, Central Federal Capital Trust I, a trust formed by the Holding Company, closed a pooled private offering of 5,000 trust preferred securities with a liquidation amount of $1 per security. The Holding Company issued $5,155 of subordinated debentures to the trust in exchange for ownership of all of the common stock of the trust and the proceeds of the preferred securities sold by the trust . The Holding Company is not considered the primary beneficiary of this trust (variable interest entity); therefore, the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. The Holding Company’s investment in the common stock of the trust was $155 and is included in other assets. The Holding Company may redeem the subordinated debentures, in whole or in part, in a principal amount with integral multiples of $1 , at 100% of the principal amount, plus accrued and unpaid interest. The subordinated debentures mature on December 30, 2033 . The subordinated debentures are also redeemable in whole or in part from time to time, upon the occurrence of specific events defined within the trust indenture. There are no required principal payments on the subordinated debentures over the next five years. The Holding Company has the option to defer interest payments on the subordinated debentures for a period not to exceed five consecutive years. The Holding Company’s Board of Directors elected to defer interest payments on the subordinated debentures from time to time beginning in December 2010 in order to preserve cash at the Holding Company. However, the Holding Company paid all deferred and current interest payments in June 2014, and has paid the interest current on the subordinated debentures for all subsequent quarters through March 31, 2017. The subordinated debentures have a variable rate of interest, reset quarterly, equal to the three-month London Interbank Offered Rate plus 2.85% , which was 4.00% at March 31 , 201 7 and 3.85% at December 31, 201 6 .

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2017
Stock-Based Compensation [Abstract]
Stock-Based Compensation	 NOTE 7 – STOCK-BASED COMPENSATION The Company has issued awards under three stock-based compensation plans (the “Plans”), as described below. Total compensation cost that has been charged against income for those Plans totaled $61 and $30 , respectively , for the three months ended March 31, 201 7 and 201 6 . The total income tax effect was $21 and $8 , respectively, for the three months ended March 31, 201 7 and 201 6 . The Plans are all stockholder-approved and authorize stock option grants and restricted stock awards to be made to directors, officers and employees. The 1999 Stock-Based Incentive Plan, which expired July 13, 2009, provided 38,778 shares of common stock for stock option grants and 15,511 shares of common stock for restricted stock awards. The 2003 Equity Compensation Plan (the “2003 Plan”), as amended and restated, provided an aggregate of 100,000 shares for stock option grants and restricted stock awards, of which up to 30,000 shares could be awarded in the form of restricted stock awards. The 2009 Equity Compensation Plan (the “2009 Plan”), which was approved by stockholders on May 21, 2009, replaced the 2003 Plan and provided for 200,000 shares, plus any remaining shares available to grant or that are later forfeited or expire under the 2003 Plan, to be made available to be issued as stock option grants, stock appreciation rights or restricted stock awards. On May 16, 2013, the Company’s stockholders approved the First Amendment to the 2009 Plan to increase the number of shares of common stock reserved for stock option grants and restricted stock awards thereunder to 1,500,000 .  Stock Options: The Plans permit the grant of stock options to directors, officers and employees of the Holding Company and CFBank. Option awards are granted with an exercise price equal to the market price of the Company’s common stock on the date of grant, generally have vesting periods ranging from one to three years, and are exercisable for ten years from the date of grant. Unvested stock options immediately vest upon a change of control. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock. The Company uses historical data to estimate option exercise and post-vesting termination behavior. Employee and management options are tracked separately. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no options granted or exercised during the three months ended March 31, 201 7 and March 31, 201 6 (unaudited). A summary of stock option activity in the Plans for the three months ended March 31, 201 7 follows (unaudited):    Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Intrinsic Value  Outstanding at beginning of year 542,746 $ 1.46  Expired (300) 36.75  Outstanding at end of period 542,446 $ 1.44 6.2 $ 407,470   Expected to vest - $ - - $ -   Exercisable at end of period 542,446 $ 1.44 6.2 $ 407,470  During the three months ended March 31, 201 7 , there were 300 stock options that expired . There were no expired stock options during the three months ended March 31, 2016. During the three months ended March 31, 2017, there were no cancelled or forfeited stock options compared to 7,500 for the three months ended at March 31, 2016. Previously recognized expense associated with nonvested forfeited shares was reversed. As of March 31, 2017, all stock options granted under the Plans were vested. Restricted Stock Awards: The Plans permit the grant of restricted stock awards to directors, officers and employees. Compensation is recognized over the vesting period of the awards based on the fair value of the stock at grant date. The fair value of the stock is determined using the closing share price on the date of grant and shares generally have vesting periods of one to three years. There were no shares of restricted stock issued during the three months ended March 31 , 201 7 and 201 6 (unaudited). A summary of changes in the Company’s nonvested restricted shares for the year follows (unaudited):     Nonvested Shares Shares Weighted Average Grant-Date Fair Value  Nonvested at January 1, 2017 425,666 $ 1.56  Forfeited (6,333) 1.50  Nonvested at March 31, 2017 419,333 $ 1.56  As of March 31, 201 7 and 201 6 , the unrecognized compensation cost related to nonvested restricted stock awards granted under the Plans was $572 and $237 , respectively .  There were 6,333 shares of restricted stock forfeited during the three months ended March 31, 201 7. There were no shares of restricted stock forfeited during the three months ended March 31, 201 6 . Also, there were no shares that vested during the three months ended March 31, 201 7 and 201 6 . There were 546,425 shares remaining available for stock option grants and restricted stock awards under the 2009 Plan at March 3 1 , 201 7 .

Regulatory Capital Matters

Regulatory Capital Matters	3 Months Ended
	Mar. 31, 2017
Regulatory Capital Matters [Abstract]
Regulatory Capital Matters	 NOTE 8 – REGULATORY CAPITAL MATTERS CFBank is subject to regulatory capital requirements administered by federal banking agencies. Prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off ‑balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Prompt corrective action regulations provide five classifications for banking organizations: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a banking organization is classified as adequately capitalized, regulatory approval is required to accept brokered deposits. If a banking organization is classified as undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. In July 2013, the Holding Company’s primary federal regulator, the FRB, published final rules (the “Basel III Capital Rules”) establishing a new comprehensive capital framework for U.S. banking organizations. The rules implement the Basel Committee's December 2010 framework known as “Basel III” for strengthening international capital standards as well as certain provisions of the Dodd-Frank Act. The Basel III Capital Rules provide higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place. In addition, in order to avoid limitations on capital distributions, such as dividend payments and certain bonus payments to executive officers, the Basel III Capital Rules require insured financial institutions to hold a capital conservation buffer of common equity tier 1 capital above the minimum risk-based capital requirements. The capital conservation buffer will be phased in over time, becoming fully effective on January 1, 2019, and will consist of an additional amount of common equity equal to 2.5% of risk-weighted assets. T he Basel III Capital Rules revise the regulatory agencies' prompt corrective action framework by incorporating the new regulatory capital minimums and updating the definition of common equity. The Basel III Capital Rules became effective for the Company on January 1, 2015, and will be fully phased in by January 1, 2019. Quantitative measures established by the Basel III Capital Rules to ensure capital adequacy require the maintenance of minimum amounts and ratios of Common Equity Tier 1 capital, Tier 1 capital and Total capital, as defined in the regulations, to risk-weighted assets, and of Tier 1 capital to adjusted quarterly average assets (“Leverage Ratio”). CBank’s implementation of the new rules on January 1, 2015 did not have a material impact on our capital needs or classifications. When fully phased in on January 1, 2019, the Basel III Capital Rules will require CFBank to maintain: 1) a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of 4.5% , plus a 2.5% “capital conservation buffer” (resulting in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of 7.0% upon full implementation); 2) a minimum ratio of Tier 1 capital to risk-weighted assets of 6.0% , plus the capital conservation buffer (resulting in a minimum Tier 1 capital ratio of 8.5% upon full implementation); 3) a minimum ratio of Total capital to risk-weighted assets of 8.0% , plus the capital conservation buffer (resulting in a minimum Total capital ratio of 10.5% upon full implementation); and 4) a minimum Leverage Ratio of 4.0% . The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and will be phased in over a four -year period increasing by increments of that amount on each subsequent January 1 until it reaches 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Failure to maintain the minimum Common Equity Tier 1 capital ratio plus the capital conservation buffer will result in potential restrictions on a banking institution’s ability to pay dividends, repurchase stock and/or pay discretionary compensation to its employees.  The following tables present actual and required capital ratios as of March 31, 201 7 and December 31, 201 6 for CFBank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of March 31 , 201 7 , based on the phase-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.    To Be Well  Minimum Capital Minimum Capital Capitalized Under  Required-Basel III Required-Basel III Applicable Regulatory  Actual Phase-In Schedule Fully Phased-In Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  March 31, 2017 (unaudited)  Total Capital to risk  weighted assets $ 45,802 12.47% $ 33,962 9.25% $ 38,552 10.50% $ 36,716 10.00%   Tier 1 (Core) Capital to risk  weighted assets 41,181 11.22% 26,619 7.25% 31,208 8.50% 29,373 8.00%   Common equity tier 1 capital  to risk-weighted assets 41,181 11.22% 21,112 5.75% 25,701 7.00% 23,865 6.50%   Tier 1 (Core) Capital to  adjusted total assets (Leverage ratio) 41,181 9.88% 16,669 4.00% 16,669 4.00% 20,836 5.00%      To Be Well  Minimum Capital Minimum Capital Capitalized Under  Required-Basel III Required-Basel III Applicable Regulatory  Actual Phase-In Schedule Fully Phased-In Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  December 31, 2016  Total Capital to risk  weighted assets $ 45,118 12.46% $ 31,256 8.63% $ 38,029 10.50% $ 36,218 10.00%   Tier 1 (Core) Capital to risk  weighted assets 40,556 11.20% 24,013 6.63% 30,785 8.50% 28,974 8.00%   Common equity tier 1 capital  to risk-weighted assets 40,556 11.20% 18,580 5.13% 25,353 7.00% 23,542 6.50%   Tier 1 (Core) Capital to  adjusted total assets (Leverage ratio) 40,556 9.66% 16,792 4.00% 16,792 4.00% 20,991 5.00%  Effective December 1, 2016, CFBank converted from a federal savings association to a national bank and, as a result, is no longer subject to the Qualified Thrift Lender (QTL) requirements. Previously, t he Qualified Thrift Lender test require d CFBank to maintain at least 65 % of assets in housing ‑related finance and other specified areas.  CFBank converted from a mutual to a stock institution in 1998, and a “liquidation account” was established in the amount of $ 14,300 , which was the net worth reported in the conversion prospectus. The liquidation account represents a calculated amount for the purposes described below, and it does not represent actual funds included in the consolidated financial statements of the Company. Eligible depositors who have maintained their accounts, less annual reductions to the extent they have reduced their deposits, would receive a distribution from this account if CFBank liquidated and its assets exceeded its liabilities. Dividends may not reduce CFBank’s stockholder’s equity below the required liquidation account balance. Dividend Restrictions: The Holding Company’s principal source of funds for dividend payments is dividends received from CFBank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the capital requirements described above. Any future dividend payments by CFBank to the Holding Company would be based on future earnings and, if necessary, regulatory approval. The Holding Company’s ability to pay dividends on its stock is also conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities. Additionally, so long as the Company’s Series B Preferred Stock remains outstanding, the Holding Company will be prohibited from paying dividends (other than dividends payable solely in shares) on the Company’s common stock for the then-current dividend period, unless full dividends on the Series B Preferred Stock have been paid or set aside for payment. Dividends on the Series B Preferred Stock are non-cumulative, which means that if for any reason we do not declare cash dividends on the Series B Preferred Stock for a quarterly dividend period we will have no obligation to pay any dividends for that period (i.e., the dividends will not accrue or cumulate), whether or not we declare dividends on the Series B Preferred Stock for any subsequent dividend period. Additionally, CFBank does not intend to make distributions to the Holding Company that would result in a recapture of any portion of its thrift bad debt reserve as discussed in Note 10-Income Taxes .

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2017
Derivative Instruments [Abstract]
Derivative Instruments	 NOTE 9 – DERIVATIVE INSTRUMENTS Interest-rate swaps: CFBank utilizes interest-rate swaps as part of its asset/liability management strategy to help manage its interest rate risk position, and does not use derivatives for trading purposes. The notional amount of the interest-rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest-rate swap agreements. CFBank was party to interest-rate swaps with a combined notional amount of $ 2,257 at March 31 , 201 7 and $2,280 at December 31, 201 6 . The objective of the interest-rate swaps is to protect the related fixed-rate commercial real estate loans from changes in fair value due to changes in interest rates. CFBank has a program whereby it lends to its borrowers at a fixed rate with the loan agreement containing a two-way yield maintenance provision, which will be invoked in the event of prepayment of the loan, and is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges. Accordingly, both instruments are carried at fair value and changes in fair value are reported in current period earnings. CFBank currently does not have any derivatives designated as hedges. Contingent Features: The counterparty to CFBank’s interest-rate swaps is exposed to credit risk whenever the interest-rate swaps are in a liability position. At March 31 , 201 7 , CFBank had $685 in securities and cash pledged as collateral for these derivatives. Should the liability increase, beyond the collateral value, CFBank will be required to pledge additional collateral. Additionally, CFBank’s interest-rate swap instruments contain provisions that require CFBank to remain well capitalized under regulatory capital standards. The interest-rate swaps may be called by the counterparty if CFBank fails to maintain well-capitalized status under regulatory capital standards. As of March 31 , 201 7 , CFBank was well-capitalized under regulatory capital standards.  Summary information about the derivative instruments is as follows:    March 31, 2017 December 31, 2016  (unaudited)  Notional amount $ 2,257 $ 2,280  Weighted average pay rate on interest-rate swaps 3.74% 3.74%  Weighted average receive rate on interest-rate swaps 0.98% 0.75%  Weighted average maturity (years) 2.9 3.1  Fair value of interest-rate swaps $ (104) $ (122)  Fair value of yield maintenance provisions 104 122  T he fair value of the yield maintenance provisions and interest-rate swaps is recorded in other assets and other liabilities, respectively, in the consolidated balance sheet. Changes in the fair value of the yield maintenance provisions and interest-rate swaps are reported currently in earnings, as other noninterest income in the consolidated statements of operations. There were no net gains or losses recognized in earnings related to yield maintenance provisions and interest-rate swaps for the three months ended March 31 , 201 7 or 201 6 . Mortgage banking derivatives: Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market are considered derivatives. These mortgage banking derivatives are not designated in hedge relationships. The Company had approximately $ 1,189 and $ 2,164 of interest rate lock commitments related to residential mortgage loans at March 31 , 201 7 and December 31, 201 6 , respectively. The fair value of these mortgage banking derivatives was reflected by a derivative asset of $6 and $8 at March 31 , 201 7 and December 31, 201 6 , respectively, which was included in other assets in the consolidated balance sheet. Fair values were estimated based on anticipated gains on the sale of the underlying loans. Changes in the fair values of these mortgage banking derivatives are included in net gains on sales of loans.

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2017
Income Taxes [Abstract]
Income Taxes	 NOTE 10 – INCOME TAXES At March 31, 2017, the Company had a deferred tax asset recorded in the amount of $2,300 . A t December 31, 20 16 , the Company had a deferred tax asset recorded of approximately $2,600 . At March 31 , 201 7 and December 31, 201 6 , the Company had no unrecognized tax benefits recorded. The Company is subject to U.S. federal income tax and is no longer subject to federal examination for years prior to 201 3 . Our deferred tax assets are composed of U.S. net operating losses (“NOLs”), and other temporary book to tax differences. When determining the amount of deferred tax assets that are more-likely-than-not to be realized, and therefore recorded as a benefit, the Company conducts a regular assessment of all available information. This information includes, but is not limited to, taxable income in prior periods, projected future income and projected future reversals of deferred tax items. Based on these criteria, the Company determined as of March 31, 201 7 that no valuation allowance was required against the net deferred tax asset. In 2012, a recapitalization program through the sale of $22,500 in common stock improved the capital levels of CFBank and provided working capital for the H olding C ompany. The result of the change in stock ownership associated with the stock offering , however, was that the Company incurred an ownership change within the guidelines of Section 382 of the Internal Revenue Code of 1986. At year-end 201 6 , the Company had net operating loss carryforwards of $23,059 , which expire at various dates from 2024 to 2033, and had alternative minimum tax credit carryforwards of $50 , which do not expire. As a result of the ownership change, the Company's ability to utilize carryforwards that arose before the stock offering closed is limited to $163 per year. Due to this limitation, management determined it is more likely than not that $20,520 of net operating loss carryforwards will expire unutilized. As required by accounting standards, the Company reduced the carrying value of deferred tax assets, and the corresponding valuation allowance, by the $6,977 tax effect of this lost realizability. Federal income tax laws provided additional deductions, totaling $2,250 , for thrift bad debt reserves established before 1988. Accounting standards do not require a deferred tax liability to be recorded on this amount, which otherwise would have total ed $765 at year-end 201 6 . However, if CFBank were wholly or partially liquidated or otherwise ceases to be a bank, or if tax laws were to change, this amount would have to be recaptured and a tax liability recorded. Additionally, any distributions in excess of CFBank’s current or accumulated earnings and profits would reduce amounts allocated to its bad debt reserve and create a tax liability for CFBank. The amount of additional taxable income created by such a distribution is an amount that, when reduced by the tax attributable to the income, is equal to the amount of the distribution. Thus, if CFBank makes a distribution that reduces the amount allocated to its bad debt reserve, then approximately one and one-half times the amount used would be includible in gross income for federal income tax purposes, assuming a 34% corporate income tax rate. CFBank does not intend to make distributions that would result in a recapture of any portion of its bad debt reserve. T he Company record s income tax expense based on the federal statutory rate adjusted for the effect of bank owned life insurance and other miscellaneous items. The effective tax rate for the three months ended March 31 , 201 7 and 2016 , was approximately 34.0% and 32.2% , r espectively, which management believes is a reasonable estimate for the effective tax rate. The following table summarizes the major components creating differences between income taxes at the federal statutory tax rate and the effective tax rate recorded in the consolidated statements of income for the three months ended March 31 , 201 7 and 201 6 :    For the three months ended March 31,  2017 2016  (unaudited)  Statutory tax rate 34.0% 34.0%  Increase (decrease) resulting from:  Tax exempt income on bank owned life insurance (1.8%) (2.4%)  Other, net 1.8% 0.6%  Effective tax rate 34.0% 32.2%  

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2017
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	 NOTE 11- ACCUMULATED OTHER COMPREHENSIVE INCOME The following table summarizes the changes within each classification of accumulated other comprehensive income, net of tax, for the three months ended March 31 , 201 7 and 201 6 and summarizes the significant amounts reclassified out of each component of accumulated other comprehensive income:    Changes in Accumulated Other Comprehensive Income by Component (1)   Three months ended  March 31,  2017 2016  (unaudited)  Unrealized Gains and Losses on Available-for-Sale Securities   Accumulated other comprehensive income (loss), beginning of period $ 2 $ (9)  Other comprehensive gain (loss) before reclassifications (2) (1) 69  Net current-period other comprehensive income (loss) (1) 69  Accumulated other comprehensive income (loss), end of period $ 1 $ 60  (1) All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income. (2) There were no am ounts reclassified out of other comprehensive income for the quarter ended March 31, 2017 and 2016 .

Preferred Stock

Preferred Stock	3 Months Ended
	Mar. 31, 2017
Preferred Stock [Abstract]
Preferred Stock	 NOTE 12- PREFERRED STOCK Series B Preferred Stock: Commencing in April 2014, the Company conducted a private placement of up to 480,000 shares of its 6.25% Non-Cumulative Convertible Perpetual Preferred Stock, Series B (“Series B Preferred Stock”) for an offering price of $25.00 per share (the “Private Placement”). Pursuant to the Private Placement, the Company sold an aggregate of 480,000 shares of Series B Preferred Stock on May 12, 2014 and July 15, 2014, for an aggregate offering price of $12,000 . The Series B Preferred Stock was sold by the Company with the assistance of McDonald Partners, LLC, as placement agent, on a best efforts basis. After payment of approximately $482 in placement fees to McDonald Partners, LLC and approximately $149 of other offering expenses, the Company’s net proceeds from its sale of the 480,000 shares of Series B Preferred Stock in the Private Placement were approximately $11,369 . For each share of Series B Preferred Stock sold in the Private Placement, the Company also agreed to issue, at no additional charge, a Warrant to purchase (i) 2.00 shares of common stock of the Company if the purchaser purchased less than $700 ( 28,000 shares) of Series B Preferred Stock in the Private Placement, or (ii) 3.25 shares of common stock if the purchaser purchased $700 (28,000 shares) or more of Series B Preferred Stock in the Private Placement. See Note 13-Common Stock Warrants for additional information.

Common Stock Warrants

Common Stock Warrants	3 Months Ended
	Mar. 31, 2017
Common Stock Warrants [Abstract]
Common Stock Warrants	 NOTE 13- COMMON STOCK WARRANTS Series B Preferred Stock – Warrants: For each share of Series B Preferred Stock issued by the Company in the Private Placement, the Company also issued, at no additional charge, a Warrant to purchase (i) 2.00 shares of common stock of the Company if the purchaser purchased less than $700 ( 28,000 shares) of Series B Preferred Stock in the Private Placement, or (ii) 3.25 shares of common stock if the purchaser purchased $700 ( 28,000 shares) or more of Series B Preferred Stock in the Private Placement. Warrants to purchase an aggregate of 1,152,125 shares of common stock were issued by the Company to the purchasers of the 480,000 shares of Series B Preferred Stock sold in the Private Placement. T he Wa rrants are exercisable for a period of approximately five (5) years expiring on July 15, 2019, at a current exercise price of $1.85 per share of common stock.

Summary of Significant Accoun22

Summary of Significant Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2017
Summary Of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank , National Association (“CFBank”) . On December 1, 2016, CFBank converted from a federal savings institution to a national bank. The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”. Intercompany transactions and balances are eliminated in consolidation. The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented. These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2017 is not necessarily indicative of the results that may be expected for the full year. This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Annual Report on Form 10-K on file with the SEC. Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2016 Annual Report to Stockholders that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 201 6 (referred to herein as the “201 6 Audited Financial Statements”). The Company has consistently followed those policies in preparing this Form 10-Q.
Loans	Loans and Leases : Loans and leases that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan and lease losses (ALLL). Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Other consumer loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan for all classes of loans. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. Commercial loans, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans. All interest accrued but not received for loans placed on nonaccrual is reversed against interest income in the period in which the loan is placed in a nonaccrual status. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status. Loans are considered for return to accrual status if and when all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis, there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months.
Allowance for Loan And Lease Losses (ALLL)	Allowance for Loan and Lease Losses (ALLL): The ALLL is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.  The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired. Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. All loans within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment. For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL. Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy on nonaccrual loans. Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding. Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method. TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured loan. The general reserve component covers non-impaired loans of all classes and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by loan class and is based on the actual loss history experienced by CFBank over a three-year period. The general component is calculated based on CFBank’s loan balances and actual three-year historical loss rates. For loans with little or no actual loss experience, industry estimates are used based on loan segment. This actual loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class. These economic and judgmental factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be, a collateral shortfall related to the estimated value of the collateral securing the loan. Other consumer loans are typically charged off no later than 90 days past due.
Joint Ventures	Joint Ventures: The Holding Company has contributed funds into a series of joint ventures (equity stake) for the purpose of allocating excess liquidity into higher earning assets while diversifying its revenue sources. The funding for the joint ventures is related to shorter term operating activities and is related to the development of single family real estate in the form of condominiums. Income is recognized based on a rate of return on the outstanding investment balance. As units are sold, the Holding Company receives an additional incentive payment, which is recognized as income.
Earnings Per Common Share	Earnings Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share. Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings. The factors used in the earnings per share computation follow:   Three months ended  March 31,  2017 2016  (unaudited)  Basic  Net income $ 404 $ 316  Dividends on Series B preferred stock and accretion of discount (214) (214)  Net income allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding including unvested share-based payment awards 16,292,166 16,024,210  Less: Unvested share-based payment awards - -  Average shares 16,292,166 16,024,210  Basic earnings per common share $ 0.01 $ 0.01   Diluted  Net earnings allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding for basic earnings per common share 16,292,166 16,024,210  Add: Dilutive effects of assumed exercises of stock options 190,407 9,778  Add: Dilutive effects of assumed exercises of stock warrants 1,152,125 -  Average shares and dilutive potential common shares 17,634,698 16,033,988  Diluted earnings per common share $ 0.01 $ 0.01   The following securities exercisable for or convertible into common shares were anti-dilutive and not considered in computing diluted earnings (loss) per common share.   Three months ended March 31,  2017 2016  (unaudited)  Stock options 5,446 394,196  Series B preferred stock 6,857,143 6,857,143  Stock warrants - 1,152,125 
Adoption of New Accounting Standards	Adoption of New Accounting Standards: In May 2014 the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). The topic of Revenue Recognition had become broad with several other regulatory agencies issuing standards, which lacked cohesion. The new guidance establishes a “comprehensive framework” and “reduces the number of requirements to which an entity must consider in recognizing revenue” and yet provides improved disclosures to assist stakeholders reviewing financial statements. ASU No. 2014-09 provides that an entity should recognize revenue to depict the transfer of promised goods or services. The guidance provides steps to follow to achieve the core principle. An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, and uncertainty of revenue and cash flows arising from contracts with customers. Guidance in ASU No. 2014-09 has been clarified by the following ASUs: · ASU No. 2016-08, “Revenue from Contracts with Customers (Topic 606): Principal versus Agent Considerations (Reporting Revenue Gross versus Net)” · ASU No. 2016-10, “Revenue from Contracts with Customers (Topic 606): Identifying Performance Obligations and Licensing” · ASU No. 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow Scope Improvements and Practical Expedients”  As extended by ASU No. 2015-14, Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date, ASU No. 2014-09 and the clarifying ASUs are effective for public companies for annual reporting periods beginning after December 15, 2017, including interim periods within that reporting period. Transitional guidance is included in the updates. Earlier adoption is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. While interest income is specifically out of scope of this standard, management is currently evaluating the revenue streams within “noninterest income” to assess the applicability of this standard. Since the Company’s products are substantially financial in nature, adoption of ASU No. 2015-14 is not expected t o have a significant effect on the Company’s consolidated financial statements . The FASB has issued ASU No. 2015-17, Income Taxes (Topic 740): Balance Sheet Classification of Deferred Taxes, which changes how deferred taxes are classified on organizations’ balance sheets. The ASU eliminates the current requirement for organizations to present deferred tax liabilities and assets as current and noncurrent in a classified balance sheet. Instead, organizations will be required to classify all deferred tax assets and liabilities as noncurrent. The amendments apply to all organizations that present a classified balance sheet. For public companies, the amendments are effective for financial statements issued for annual periods beginning after December 15, 2016, and interim periods within those annual periods. Adoption of the ASU did not have a significant effect on the Company's consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities . ASU 2016-01 amends the guidance in U.S. GAAP on the accounting for equity investments, financial liabilities under the fair value option and the presentations and disclosure requirements of financial instruments. ASU 2016-01 is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted for the accounting guidance on financial liabilities under the fair value option. The Company will adopt the methodologies prescribed by the ASU by the date required. The Company continues to evaluate this standard, however, adoption of the ASU is not expected to have a significant impact on the Company’s consolidated financial statements. On February 25, 2016, FASB issued ASU No. 2016-02, Leases (Topic 842) . Under the new ASU, lessees will recognize lease assets and liabilities on their balance sheet for all leases with terms of more than 12 months. The new lessee accounting model retains two types of leases, and is consistent with the lessee accounting model under existing GAAP. One type of lease (finance leases) will be accounted for in substantially the same manner as capital leases are accounted for today. The other type of lease (operating leases) will be accounted for (both in the income statement and statement of cash flows) in a manner consistent with today’s operating leases. Lessor accounting under the new standard is fundamentally consistent with existing GAAP. Lessees and lessors would be required to provide additional qualitative and quantitative disclosures to help financial statement users assess the amount, timing, and uncertainty of cash flows arising from leases. These disclosures are intended to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an organization’s leasing activities. For public business entities, the final lease standard will be effective for fiscal years beginning after December 15, 2018 including interim periods within those fiscal years. Early application is permitted. The Company continues to evaluate the provision of the new lease standard but, due to the small number of lease agreements presently in effect for the Company, believes the new guidance will not have a significant impact on the Company’s consolidated financial statements.  In March 2016, the FASB issued ASU No. 2016-07 , Investments—Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting. ASU No. 2016-07 affects all entities that have an investment that becomes qualified for the equity method of accounting as a result of an increase in the level of ownership interest or degree of influence. The amendments in this update eliminate the requirement that, when an investment qualifies for use of the equity method, an investor must adjust the investment, results of operations, and retained earnings retroactively on a step-by-step basis as if the equity method had been in effect during all previous periods that the investment had been held. ASU No. 2016-07 requires that the equity method investor add the cost of acquiring the additional interest in the investee to the current basis of the investor’s previously held interest and adopt the equity method of accounting as of the date the investment becomes qualified for equity method accounting. The amendments also require that an entity that has an available-for-sale equity security that becomes qualified for the equity method of accounting recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive income at the date the investment becomes qualified for use of the equity method. The amendments in ASU No. 2016-07 are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2016. Adoption of ASU No. 2016-07 did not have a significant effect on the Company’s consolidated financial statements . In March 2016, the FASB issued ASU No. 2016-09 , Compensation—Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. ASU No. 2016-09 affects all entities that issue share-based payment awards to their employees. The new guidance involves several aspects of the accounting for share-based payment transactions, including income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Under ASU No. 2016-09, any excess tax benefits or tax deficiencies should be recognized as income tax expense or benefit in the income statement. Excess tax benefits are to be classified as an operating activity in the statement of cash flows. In accruing compensation cost, an entity can make an entity-wide accounting policy election to either estimate the number of awards that are expected to vest, as required under current guidance, or account for forfeitures when they occur. For an award to qualify for equity classification, an entity cannot partially settle the award in excess of the employer's maximum statutory withholding requirements. Such cash paid by an employer when directly withholding shares for tax withholding purposes should be classified as a financing activity in the statement of cash flows. The amendments in ASU No. 2016-09 are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2016. Adoption of ASU No. 2016-07 did not have a significant effect on the Company’s consolidated financial statements as of March 31, 2017 . In June 2016, the FASB issued ASU No. 2016-13 , Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Once effective, ASU No. 2016-13 will significantly change current guidance for recognizing impairment of financial instruments. Current guidance requires an "incurred loss" methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. ASU No. 2016-13 replaces the incurred loss impairment methodology with a new methodology that reflects expected credit losses over the lives of the loans and requires consideration of a broader range of information to inform credit loss estimates. The ASU requires an organization to estimate all expected credit losses for financial assets measured at amortized cost, including loans and held-to-maturity debt securities, based on historical experience, current conditions, and reasonable and supportable forecasts. Additional disclosures are required. ASU No. 2016-13 also amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Under the new guidance, entities will determine whether all or a portion of the unrealized loss on an available-for-sale debt security is a credit loss. Any credit loss will be recognized as an allowance for credit losses on available-for-sale debt securities rather than as a direct reduction of the amortized cost basis of the investment, as is currently required. As a result, entities will recognize improvements to estimated credit losses on available-for-sale debt securities immediately in earnings rather than as interest income over time, as currently required. ASU No. 2016-13 eliminates the current accounting model for purchased credit impaired loans and debt securities. Instead, purchased financial assets with credit deterioration will be recorded gross of estimated credit losses as of the date of acquisition and the estimated credit losses amounts will be added to the allowance for credit losses. Thereafter, entities will account for additional impairment of such purchased assets using the models listed above. ASU No. 2016-13 will take effect for U.S. Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. While the Company generally expects that the implementation of ASU 2016-13 has the potential to increase their allowance for loan losses balance, the Company is continuing to evaluate the potential impact on the Company’s financial statements. Presentations have been made to the Board of Directors, and management is currently assessing any additional data and system requirements necessary for adoption .  The FASB has issued Accounting Standards Update (ASU) 2017-08, Receivables—Nonrefundable Fees and Other Costs (Subtopic 310-20), Premium Amortization on Purchased Callable Debt Securities. The ASU shortens the amortization period for certain callable debt securities held at a premium to the earliest call date. Under current GAAP, entities normally amortize the premium as an adjustment of yield over the contractual life of the instrument. Stakeholders have expressed concerns with the current approach on the basis that current GAAP excludes certain callable debt securities from consideration of early repayment of principal even if the holder is certain that the call will be exercised. As a result, upon the exercise of a call on a callable debt security held at a premium, the unamortized premium is recorded as a loss in earnings. Further, there is diversity in practice (1) in the amortization period for premiums of callable debt securities, and (2) in how the potential for exercise of a call is factored into current impairment assessments. Another issue is that the practice in the United States is to quote, price, and trade callable debt securities assuming a model that incorporates consideration of calls (also referred to as “yield-to-worst” pricing). The ASU shortens the amortization period for certain callable debt securities held at a premium and requires the premium to be amortized to the earliest call date. However, the amendments do not require an accounting change for securities held at a discount; the discount continues to be amortized to maturity. The amendments are effective for public business entities for annual periods beginning after December 15, 2018, including interim periods within those annual periods. Early adoption is permitted. The Company has decided to adopt this ASU early and adoption did not have a material impact the Company’s consolidated financial statements as there were no callable debt securities held at a premium at the date of adoption .
General Litigation	General Litigation The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business. It is the opinion of management that the disposition or ultimate resolution of such claims and lawsuits will not have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.
Reclassifications	Reclassifications Reclassification of certain amounts in the 2016 consolidated financial statements have been made to conform to the 2017 presentation.

Summary Of Significant Accoun23

Summary Of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2017
Summary Of Significant Accounting Policies [Abstract]
Earnings Per Common Share	  Three months ended  March 31,  2017 2016  (unaudited)  Basic  Net income $ 404 $ 316  Dividends on Series B preferred stock and accretion of discount (214) (214)  Net income allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding including unvested share-based payment awards 16,292,166 16,024,210  Less: Unvested share-based payment awards - -  Average shares 16,292,166 16,024,210  Basic earnings per common share $ 0.01 $ 0.01   Diluted  Net earnings allocated to common stockholders $ 190 $ 102   Weighted average common shares outstanding for basic earnings per common share 16,292,166 16,024,210  Add: Dilutive effects of assumed exercises of stock options 190,407 9,778  Add: Dilutive effects of assumed exercises of stock warrants 1,152,125 -  Average shares and dilutive potential common shares 17,634,698 16,033,988  Diluted earnings per common share $ 0.01 $ 0.01 
Anti-Dilutive Common Shares	  Three months ended March 31,  2017 2016  (unaudited)  Stock options 5,446 394,196  Series B preferred stock 6,857,143 6,857,143  Stock warrants - 1,152,125 

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2017
Securities [Abstract]
Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio	  Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  March 31, 2017 (unaudited)  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,514 $ 8 $ 24 $ 13,498  Mortgage-backed securities - residential 326 11 - 337  Collateralized mortgage obligations 166 6 - 172  Total $ 14,006 $ 25 $ 24 $ 14,007     Gross Gross  Amortized Unrealized Unrealized Fair  Cost Gains Losses Value  December 31, 2016  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,521 $ 11 $ 27 $ 13,505  Mortgage-backed securities - residential 345 12 - 357  Collateralized mortgage obligations 189 7 - 196  Total $ 14,055 $ 30 $ 27 $ 14,058 
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	   March 31, 2017 December 31, 2016  (unaudited)  Amortized Fair Amortized Fair  Cost Value Cost Value  Due in one year or less $ 3,023 $ 3,020 $ 2,518 $ 2,518  Due from one to five years 10,491 10,478 11,003 10,987  Mortgage-backed securities - residential 326 337 345 357  Collateralized mortgage obligations 166 172 189 196  Total $ 14,006 $ 14,007 $ 14,055 $ 14,058 
Fair Value Of Securities Pledged	  March 31, 2017 December 31, 2016  (unaudited)  Pledged as collateral for:  FHLB advances $ 2,293 $ 2,327  Public deposits 2,036 2,043  Interest-rate swaps 185 195  Total $ 4,514 $ 4,565 
Securities With Unrealized Losses	    March 31, 2017 (unaudited) Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 10,490 $ 24 $ - $ - $ 10,490 $ 24  Total temporarily impaired $ 10,490 $ 24 $ - $ - $ 10,490 $ 24       December 31, 2016 Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 10,492 $ 27 $ - $ - $ 10,492 $ 27  Mortgage-backed securities - residential (1) 1 - - - 1 -  Total temporarily impaired $ 10,493 $ 27 $ - $ - $ 10,493 $ 27  (1) Securities with an unrealized loss were less than $1 resulting in rounding to zero. 

Loans And Leases (Tables)

Loans And Leases (Tables)	3 Months Ended
	Mar. 31, 2017
Loans And Leases [Abstract]
Recorded Investment In Loans By Portfolio Segment	    March 31, 2017 December 31, 2016  ( unaudited)  Commercial (1) $ 85,929 $ 71,334  Real estate:  Single-family residential 87,101 92,544  Multi-family residential 31,076 34,291  Commercial 107,489 105,313  Construction 32,696 25,822  Consumer:  Home equity lines of credit 23,243 23,109  Other 382 637  Subtotal 367,916 353,050  Less: ALLL (6,942) (6,925)  Loans and leases, net $ 360,974 $ 346,125  (1) Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.
Activity In ALLL By Portfolio Segment	   Three months ended March 31, 2017 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,647 $ 735 $ 716 $ 2,727 $ 580 $ 486 $ 34 $ 6,925  Addition to (reduction in) provision for loan losses 121 115 (87) (236) 74 17 (4) -  Charge-offs - - - - - - - -  Recoveries - 16 - - - 1 - 17  Ending balance $ 1,768 $ 866 $ 629 $ 2,491 $ 654 $ 504 $ 30 $ 6,942     The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2016:    Three months ended March 31, 2016 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,380 $ 691 $ 705 $ 2,710 $ 561 $ 474 $ 99 $ 6,620  Addition to (reduction in) provision for loan losses 106 50 17 (101) (38) 50 (34) 50  Charge-offs - - - - - - - -  Recoveries - - - - - 46 - 46  Ending balance $ 1,486 $ 741 $ 722 $ 2,609 $ 523 $ 570 $ 65 $ 6,716  
Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method	The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of March 31, 2017 (unaudited):    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 25 $ - $ - $ - $ 25  Collectively evaluated for impairment 1,768 866 629 2,466 654 504 30 6,917  Total ending allowance balance $ 1,768 $ 866 $ 629 $ 2,491 $ 654 $ 504 $ 30 $ 6,942   Loans:  Individually evaluated for impairment $ 475 $ 120 $ 35 $ 3,463 $ - $ - $ - $ 4,093  Collectively evaluated for impairment 85,454 86,981 31,041 104,026 32,696 23,243 382 363,823  Total ending loan balance $ 85,929 $ 87,101 $ 31,076 $ 107,489 $ 32,696 $ 23,243 $ 382 $ 367,916    The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of December 31, 2016:    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ 1 $ - $ - $ 21 $ - $ - $ - $ 22  Collectively evaluated for impairment 1,646 735 716 2,706 580 486 34 6,903  Total ending allowance balance $ 1,647 $ 735 $ 716 $ 2,727 $ 580 $ 486 $ 34 $ 6,925   Loans:  Individually evaluated for impairment $ 557 $ 122 $ 37 $ 2,732 $ - $ - $ - $ 3,448  Collectively evaluated for impairment 70,777 92,422 34,254 102,581 25,822 23,109 637 349,602  Total ending loan balance $ 71,334 $ 92,544 $ 34,291 $ 105,313 $ 25,822 $ 23,109 $ 637 $ 353,050 
Individually Evaluated For Impairment By Class Of Loans	The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended March 31, 2017. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2017. Cash payments of interest on these loans during the three months ended March 31, 2017 totaled $56 .   Three months ended  As of March 31, 2017 March 31, 2017  (unaudited) (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ 411 $ 293 $ - $ 293 $ 2  Real estate:  Single-family residential - - - - -  Multi-family residential - - - - -  Commercial:  Non-owner occupied - - - - -  Owner occupied 760 344 - 394 12  Total with no allowance recorded 1,171 637 - 687 14   With an allowance recorded:  Commercial 182 182 - 188 1  Real estate:  Single-family residential 120 120 - 120 2  Multi-family residential 35 35 - 36 1  Commercial:  Non-owner occupied 2,171 2,171 17 2,173 32  Owner occupied 948 948 8 1,025 2  Total with an allowance recorded 3,456 3,456 25 3,542 38  Total $ 4,627 $ 4,093 $ 25 $ 4,229 $ 52   The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended December 31, 2016. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2016. Cash payments of interest during the three months ended March 31, 2016 totaled $79 .   Three months ended  As of December 31, 2016 March 31, 2016  (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ 476 $ 358 $ - $ 28 $ -  Real estate:  Single-family residential - - - 161 -  Multi-family residential 37 37 - 1,539 23  Commercial:  Non-owner occupied 112 112 - 446 -  Owner occupied 871 350 - 370 9  Land - - - - -  Total with no allowance recorded 1,496 857 - 2,544 32   With an allowance recorded:  Commercial 199 199 1 701 2  Real estate:  Single-family residential 122 122 - 127 2  Multi-family residential - - - 44 1  Commercial:  Non-owner occupied 2,068 2,068 19 2,217 33  Owner occupied 202 202 2 361 5  Land - - - 242 4  Total with an allowance recorded 2,591 2,591 22 3,692 47  Total $ 4,087 $ 3,448 $ 22 $ 6,236 $ 79 
Recorded Investment In Nonperforming Loans By Class Of Loans	    March 31, 2017 December 31, 2016  (unaudited)  Loans past due over 90 days still on accrual $ - $ -  Nonaccrual loans:  Commercial 251 263  Real estate:  Single-family residential 274 397  Commercial:  Owner occupied 749 -  Consumer:  Home equity lines of credit:  Originated for portfolio 42 44  Purchased for portfolio 69 -  Total nonaccrual 1,385 704  Total nonaccrual and nonperforming loans $ 1,385 $ 704 
Aging Of Recorded Investment In Past Due Loans By Class Of Loans	The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of March 31, 2017 (unaudited):   30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ 119 $ 119 $ 85,810 $ 132  Real estate:  Single-family residential 503 - - 503 86,598 274  Multi-family residential - - - - 31,076 -  Commercial:  Non-owner occupied 845 - - 845 61,098 -  Owner occupied - - 749 749 36,683 -  Land - - - - 8,114 -  Construction - - - - 32,696 -  Consumer:  Home equity lines of credit:  Originated for portfolio 269 - - 269 22,334 42  Purchased for portfolio - - 69 69 571 -  Other - - - - 382 -  Total $ 1,617 $ - $ 937 $ 2,554 $ 365,362 $ 448   The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of December 31, 2016:    30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ 119 $ 119 $ 71,215 $ 144  Real estate:  Single-family residential 284 49 106 439 92,105 291  Multi-family residential - - - - 34,291 -  Commercial:  Non-owner occupied - - - - 60,936 -  Owner occupied 269 600 - 869 34,891 -  Land - - - - 8,617 -  Construction 48 - - 48 25,774 -  Consumer:  Home equity lines of credit:  Originated for portfolio - 15 - 15 22,440 44  Purchased for portfolio 69 - - 69 585 -  Other - - - - 637 -  Total $ 670 $ 664 $ 225 $ 1,559 $ 351,491 $ 479 
Loans Modified As TDRs By Class Of Loans	    March 31, 2017 December 31, 2016  (unaudited)  Commercial $ 131 $ 144  Total $ 131 $ 144 
Recorded Investment In Loans By Risk Category And Class Of Loans	The recorded investment in loans and leases by risk category and by class of loans and leases as of March 31, 2017 and based on the most recent analysis performed follows. There were no loans or leases rated doubtful at March 31, 2017.   (unaudited) Not Rated Pass Special Mention Substandard Total  Commercial $ 2,819 $ 82,361 $ 274 $ 475 $ 85,929  Real estate:  Single-family residential 86,813 - - 288 87,101  Multi-family residential - 30,411 496 169 31,076  Commercial:  Non-owner occupied 94 59,244 1,760 845 61,943  Owner occupied - 35,302 1,037 1,093 37,432  Land - 5,910 - 2,204 8,114  Construction 2,612 30,084 - - 32,696  Consumer:  Home equity lines of credit:  Originated for portfolio 22,478 - - 125 22,603  Purchased for portfolio 431 - - 209 640  Other 382 - - - 382  $ 115,629 $ 243,312 $ 3,567 $ 5,408 $ 367,916   The recorded investment in loans and leases by risk category and by class of loans and leases as of December 31, 2016 follows. There were no loans or leases rated doubtful at December 31, 2016.    Not Rated Pass Special Mention Substandard Total  Commercial $ 47 $ 70,444 $ 286 $ 557 $ 71,334  Real estate:  Single-family residential 92,130 - - 414 92,544  Multi-family residential - 33,615 505 171 34,291  Commercial:  Non-owner occupied 115 58,183 1,782 856 60,936  Owner occupied - 33,493 1,048 1,219 35,760  Land - 6,380 - 2,237 8,617  Construction 1,997 23,825 - - 25,822  Consumer:  Home equity lines of credit:  Originated for portfolio 22,328 - - 127 22,455  Purchased for portfolio 512 - - 142 654  Other 637 - - - 637  $ 117,766 $ 225,940 $ 3,621 $ 5,723 $ 353,050 

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2017
Fair Value [Abstract]
Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities	  Fair Value Measurements at March 31, 2017 using Significant Other Observable Inputs  (Level 2)  (unaudited)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,498  Mortgage-backed securities - residential 337  Collateralized mortgage obligations 172  Total securities available for sale $ 14,007   Loans held for sale 830   Yield maintenance provisions (embedded derivatives) $ 104   Interest rate lock commitments $ 8   Financial Liabilities:  Interest-rate swaps $ 104      Fair Value Measurements at December 31, 2016 using Significant Other Observable Inputs  (Level 2)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 13,505  Mortgage-backed securities - residential 357  Collateralized mortgage obligations 196  Total securities available for sale $ 14,058   Loans held for sale 2,812   Yield maintenance provisions (embedded derivatives) $ 122   Interest rate lock commitments $ 9   Financial Liabilities:  Interest-rate swaps $ 122 
Assets measured at fair value on a non-recurring basis	  Fair Value Measurements at March 31, 2017 Using  Significant Unobservable Inputs (Level 3)  (unaudited)  Impaired loans:  Commercial $ 126  Real Estate:  Single-family residential 120  Multi-family residential 35  Commercial:  Non-owner occupied 2,153  Owner occupied 941  Total impaired loans $ 3,375       Fair Value Measurements at December 31, 2016 Using  Significant Unobservable Inputs (Level 3)   Impaired loans:  Commercial $ 130  Real Estate:  Single-family residential 122  Multi-family residential 37  Commercial:  Non-owner occupied 2,161  Owner occupied 200  Total impaired loans $ 2,650 
Financial instruments measured at fair value on a non-recurring basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 201 7 (unaudited):    Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 126 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single-family residential 120 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.81% , 3.61% ) 2.91%  Multi-family residential 35 Comparable sales approach Adjustment for differences between the comparable market transactions 9.64%  Commercial:  Non-owner occupied 2,153 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.10% , 5.74% ) 1.35%  Owner occupied 941 Comparable sales approach Adjustment for differences between the comparable market transactions ( -4.46% , -5.26% ) 5.09%    The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 201 6 :   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 130 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single -family residential 122 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.81% , 3.61% ) 2.91%  Multi-family residential 37 Comparable sales approach Adjustment for differences between the comparable market transactions 9.64%  Commercial:  Non-owner occupied 2,161 Comparable sales approach Adjustment for differences between the comparable market transactions ( 1.10% , 5.74% ) 1.35%  Owner occupied 200 Comparable sales approach Adjustment for differences between the comparable market transactions -4.46% 
Aggregate fair value, contractual balance (including accrued interest) and gain or loss	   March 31, 2017 December 31, 2016  (unaudited)  Aggregate fair value $ 830 $ 2,812  Contractual balance 827 2,801  Gain (loss) 3 11 
Amount of gains and losses from changes in fair value included in earnings	  Three months ended March 31,  2017 2016  (unaudited)  Interest income $ 21 $ 6  Interest expense - -  Change in fair value (8) 1  Total change in fair value $ 13 $ 7 
Carrying amounts and estimated fair values of financial instruments	  Fair Value Measurements at March 31, 2017 Using:  Carrying  (unaudited) Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 24,307 $ 24,307 $ - $ - $ 24,307  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 14,007 - 14,007 - 14,007  Loans held for sale 830 - 830 - 830  Loans, net 360,974 - - 363,666 363,666  FHLB and FRB stock 3,186 n/a n/a n/a n/a  Accrued interest receivable 1,044 4 59 981 1,044  Yield maintenance provisions (embedded derivatives) 104 - 104 - 104  Interest rate lock commitments 8 - 8 - 8   Financial liabilities  Deposits $ (348,245) $ (187,956) (159,831) $ - $ (347,787)  FHLB advances and other borrowings (21,500) - (21,568) - (21,568)  Advances by borrowers for taxes and insurance (132) - - (132) (132)  Subordinated debentures (5,155) - (3,618) - (3,618)  Accrued interest payable (53) - (53) - (53)  Interest-rate swaps (104) - (104) - (104)   The carrying amounts and estimated fair values of financial instruments at December 31, 201 6 were as follows:    Fair Value Measurements at December 31, 2016 Using:  Carrying  Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 57,941 $ 57,941 $ - $ - $ 57,941  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 14,058 - 14,058 - 14,058  Loans held for sale 2,812 - 2,812 - 2,812  Loans, net 346,125 - - 343,523 343,523  FHLB stock 1,942 n/a n/a n/a n/a  Accrued interest receivable 1,054 13 40 1,001 1,054  Yield maintenance provisions (embedded derivatives) 122 - 122 - 122  Interest rate lock commitments 9 - 9 - 9   Financial liabilities  Deposits $ (375,364) $ (202,158) $ (171,967) $ - $ (374,125)  FHLB advances and other borrowings (13,500) - (13,597) - (13,597)  Advances by borrowers for taxes and insurance (408) - - (408) (408)  Subordinated debentures (5,155) - (3,411) - (3,411)  Accrued interest payable (78) (2) (76) - (78)  Interest-rate swaps (122) - (122) - (122) 

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2017
Stock-Based Compensation [Abstract]
Summary Of Stock Option Activity	   Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Intrinsic Value  Outstanding at beginning of year 542,746 $ 1.46  Expired (300) 36.75  Outstanding at end of period 542,446 $ 1.44 6.2 $ 407,470   Expected to vest - $ - - $ -   Exercisable at end of period 542,446 $ 1.44 6.2 $ 407,470 
Nonvested Restricted Shares Activity	   Nonvested Shares Shares Weighted Average Grant-Date Fair Value  Nonvested at January 1, 2017 425,666 $ 1.56  Forfeited (6,333) 1.50  Nonvested at March 31, 2017 419,333 $ 1.56 

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	3 Months Ended
	Mar. 31, 2017
Regulatory Capital Matters [Abstract]
Actual and required capital amounts and ratios of CFBank	   To Be Well  Minimum Capital Minimum Capital Capitalized Under  Required-Basel III Required-Basel III Applicable Regulatory  Actual Phase-In Schedule Fully Phased-In Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  March 31, 2017 (unaudited)  Total Capital to risk  weighted assets $ 45,802 12.47% $ 33,962 9.25% $ 38,552 10.50% $ 36,716 10.00%   Tier 1 (Core) Capital to risk  weighted assets 41,181 11.22% 26,619 7.25% 31,208 8.50% 29,373 8.00%   Common equity tier 1 capital  to risk-weighted assets 41,181 11.22% 21,112 5.75% 25,701 7.00% 23,865 6.50%   Tier 1 (Core) Capital to  adjusted total assets (Leverage ratio) 41,181 9.88% 16,669 4.00% 16,669 4.00% 20,836 5.00%      To Be Well  Minimum Capital Minimum Capital Capitalized Under  Required-Basel III Required-Basel III Applicable Regulatory  Actual Phase-In Schedule Fully Phased-In Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  December 31, 2016  Total Capital to risk  weighted assets $ 45,118 12.46% $ 31,256 8.63% $ 38,029 10.50% $ 36,218 10.00%   Tier 1 (Core) Capital to risk  weighted assets 40,556 11.20% 24,013 6.63% 30,785 8.50% 28,974 8.00%   Common equity tier 1 capital  to risk-weighted assets 40,556 11.20% 18,580 5.13% 25,353 7.00% 23,542 6.50%   Tier 1 (Core) Capital to  adjusted total assets (Leverage ratio) 40,556 9.66% 16,792 4.00% 16,792 4.00% 20,991 5.00% 

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2017
Derivative Instruments [Abstract]
Summary of derivative instruments	   March 31, 2017 December 31, 2016  (unaudited)  Notional amount $ 2,257 $ 2,280  Weighted average pay rate on interest-rate swaps 3.74% 3.74%  Weighted average receive rate on interest-rate swaps 0.98% 0.75%  Weighted average maturity (years) 2.9 3.1  Fair value of interest-rate swaps $ (104) $ (122)  Fair value of yield maintenance provisions 104 122 

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2017
Income Taxes [Abstract]
Summary of differences between income taxes at the federal statutory and effective tax rate	  For the three months ended March 31,  2017 2016  (unaudited)  Statutory tax rate 34.0% 34.0%  Increase (decrease) resulting from:  Tax exempt income on bank owned life insurance (1.8%) (2.4%)  Other, net 1.8% 0.6%  Effective tax rate 34.0% 32.2%  

Accumulated Other Comprehensi31

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2017
Accumulated Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	  Changes in Accumulated Other Comprehensive Income by Component (1)   Three months ended  March 31,  2017 2016  (unaudited)  Unrealized Gains and Losses on Available-for-Sale Securities   Accumulated other comprehensive income (loss), beginning of period $ 2 $ (9)  Other comprehensive gain (loss) before reclassifications (2) (1) 69  Net current-period other comprehensive income (loss) (1) 69  Accumulated other comprehensive income (loss), end of period $ 1 $ 60  (1) All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income. (2) There were no am ounts reclassified out of other comprehensive income for the quarter ended March 31, 2017 and 2016 .

Summary of Significant Accoun32

Summary of Significant Accounting Policies (Narrative) (Details) $ in Thousands	Mar. 31, 2017USD ($)
Summary Of Significant Accounting Policies [Abstract]
Balances of loans of all other classes while impairment evaluation	$ 250

Summary Of Significant Accoun33

Summary Of Significant Accounting Policies (Earnings Per Common Share) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Basic
Net income	$ 404	$ 316
Dividends on Series B preferred stock and accretion of discount	(214)	(214)
Net income allocated to common stockholders	$ 190	$ 102
Weighted average common shares outstanding including unvested share-based payment awards	16,292,166	16,024,210
Less: Unvested share-based payment awards
Average shares	16,292,166	16,024,210
Basic earnings per common share	$ 0.01	$ 0.01
Diluted
Add: Dilutive effects of assumed exercises of stock options	190,407	9,778
Add: Dilutive effects of assumed exercises of stock warrants	1,152,125
Average shares and dilutive potential common shares	17,634,698	16,033,988
Diluted earnings per common share	$ 0.01	$ 0.01

Summary Of Significant Accoun34

Summary Of Significant Accounting Policies (Anti-Dilutive Common Shares) (Details) - shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	5,446	394,196
Series B Preferred Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	6,857,143	6,857,143
Stock Warrants [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities		1,152,125

Regulatory Matters (Details)

Regulatory Matters (Details)	Mar. 31, 2017	Dec. 31, 2016
Regulatory Matters [Abstract]
Tier 1 (Core) Capital	5.00%	5.00%
Total capital to risk weighted assets	10.00%	10.00%

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale	$ 0	$ 0
Sales of securities	$ 0	$ 0
Issued by U.S. Government-Sponsored Entities and Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Minimum percentage of securities hold	10.00%		10.00%
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporarily impaired securities	$ 0		$ 0

Securities (Amortized Cost And

Securities (Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 14,006	$ 14,055
Gross Unrealized Gains	25	30
Gross Unrealized Losses	24	27
Fair Value	14,007	14,058
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	13,514	13,521
Gross Unrealized Gains	8	11
Gross Unrealized Losses	24	27
Fair Value	13,498	13,505
Mortgage-Backed Securities - Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	326	345
Gross Unrealized Gains	11	12
Fair Value	337	357
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	166	189
Gross Unrealized Gains	6	7
Fair Value	$ 172	$ 196

Securities (Amortized Cost an38

Securities (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Schedule Of Available For Sale Securities [Line Items]
Due in one year or less, Amortized Cost	$ 3,023	$ 2,518
Due from one to five years, Amortized Cost	10,491	11,003
Available-for-sale Securities Total, Amortized Cost	14,006	14,055
Due in one year or less, Fair Value	3,020	2,518
Due from one to five years, Fair Value	10,478	10,987
Available-for-sale Securities Total, Fair Value	14,007	14,058
Mortgage-Backed Securities - Residential [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	326	345
No single maturity, Fair Value	337	357
Available-for-sale Securities Total, Fair Value	337	357
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	166	189
No single maturity, Fair Value	172	196
Available-for-sale Securities Total, Fair Value	$ 172	$ 196

Securities (Fair Value Of Secur

Securities (Fair Value Of Securities Pledged) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Pledged as collateral for:
FHLB advances	$ 2,293	$ 2,327
Public deposits	2,036	2,043
Interest-rate swaps	185	195
Total	$ 4,514	$ 4,565

Securities (Securities With Unr

Securities (Securities With Unrealized Losses) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value		$ 10,490	$ 10,493
Less than Twelve Months, Unrealized Loss		24	27
Twelve Months or More, Fair Value
Twelve Months or More, Unrealized Loss
Total, Fair Value		10,490	10,493
Total, Unrealized Loss		24	27
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value		10,490	10,492
Less than Twelve Months, Unrealized Loss		24	27
Twelve Months or More, Fair Value
Twelve Months or More, Unrealized Loss
Total, Fair Value		10,490	10,492
Total, Unrealized Loss		$ 24	27
Mortgage-Backed Securities - Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value	[1]		1
Less than Twelve Months, Unrealized Loss	[1]
Twelve Months or More, Fair Value	[1]
Twelve Months or More, Unrealized Loss	[1]
Total, Fair Value	[1]		1
Total, Unrealized Loss	[1]
[1]	Securities with an unrealized loss were less than $1 resulting in rounding to zero.

Loans And Leases (Narrative) (D

Loans And Leases (Narrative) (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)loan	Dec. 31, 2016USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans		$ 360,974		$ 346,125
Cash payments of interest		56	$ 79
Loans 90 days or more past due and still accruing interest
Number of days of default payment		90 days
Total TDR's		$ 3,027		3,130
Allocated specific reserves to modified TDRs		19		22
Commitment to lend additional amounts		0		0
Number of loans modified as a TDR | loan			0
Number of TDRs in payment default | loan			0
Recorded investment of loans undergoing modifications, not TDRs		12,915	$ 4,090
Accruing TDR's		$ 2,896		2,986
Period of timely payments before reversion to accruing status		6 months
Loans And Leases Receivable Net Of Deferred Income		$ 367,916		353,050
Doubtful [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income		$ 0		$ 0
Northpointe [Member] | Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Percent of loans risk rated for capital adequacy		100.00%
Percent of participation agreement interest				95.00%
Ownership interest in each loan it participates		5.00%
Single-Family Residential [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income		$ 87,101		$ 92,544
Single-Family Residential [Member] | Northpointe [Member] | Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans		34,286		46,919
Commercial [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income	[1]	$ 85,929		$ 71,334
[1]	Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.

Loans And Leases (Recorded Inve

Loans And Leases (Recorded Investment In Loans By Portfolio Segment) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Accounts Notes And Loans Receivable [Line Items]
Subtotal		$ 367,916	$ 353,050
Less: ALLL		(6,942)	(6,925)	$ (6,716)	$ (6,620)
Loans and leases, net		360,974	346,125
Single-Family Residential [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		87,101	92,544
Less: ALLL		(866)	(735)	(741)	(691)
Multi-Family Residential [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		31,076	34,291
Less: ALLL		(629)	(716)	(722)	(705)
Construction [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		32,696	25,822
Less: ALLL		(654)	(580)	(523)	(561)
Home Equity Lines of Credit [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		23,243	23,109
Less: ALLL		(504)	(486)	(570)	(474)
Commercial Leases [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		2,806	2,874
Commercial [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	[1]	85,929	71,334
Less: ALLL		(1,768)	(1,647)	(1,486)	(1,380)
Real Estate Commercial [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		107,489	105,313
Less: ALLL		(2,491)	(2,727)	(2,609)	(2,710)
Other [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal		382	637
Less: ALLL		$ (30)	$ (34)	$ (65)	$ (99)
[1]	Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.

Loans And Leases (Activity In A

Loans And Leases (Activity In ALLL By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 6,925	$ 6,620
Addition to (reduction in) provision for loan losses		50
Charge-offs
Recoveries	17	46
Ending balance	6,942	6,716
Single-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	735	691
Addition to (reduction in) provision for loan losses	115	50
Charge-offs
Recoveries	16
Ending balance	866	741
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	716	705
Addition to (reduction in) provision for loan losses	(87)	17
Charge-offs
Ending balance	629	722
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	580	561
Addition to (reduction in) provision for loan losses	74	(38)
Charge-offs
Recoveries
Ending balance	654	523
Home Equity Lines of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	486	474
Addition to (reduction in) provision for loan losses	17	50
Charge-offs
Recoveries	1	46
Ending balance	504	570
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,647	1,380
Addition to (reduction in) provision for loan losses	121	106
Charge-offs
Ending balance	1,768	1,486
Real Estate Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,727	2,710
Addition to (reduction in) provision for loan losses	(236)	(101)
Charge-offs
Ending balance	2,491	2,609
Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	34	99
Addition to (reduction in) provision for loan losses	(4)	(34)
Charge-offs
Ending balance	$ 30	$ 65

Loans And Leases (Balance In AL

Loans And Leases (Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment		$ 25	$ 22
Collectively evaluated for impairment		6,917	6,903
Total ending allowance balance		6,942	6,925	$ 6,716	$ 6,620
Individually evaluated for impairment		4,093	3,448
Collectively evaluated for impairment		363,823	349,602
Subtotal		367,916	353,050
Single-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment		866	735
Total ending allowance balance		866	735	741	691
Individually evaluated for impairment		120	122
Collectively evaluated for impairment		86,981	92,422
Subtotal		87,101	92,544
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment		629	716
Total ending allowance balance		629	716	722	705
Individually evaluated for impairment		35	37
Collectively evaluated for impairment		31,041	34,254
Subtotal		31,076	34,291
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment		654	580
Total ending allowance balance		654	580	523	561
Collectively evaluated for impairment		32,696	25,822
Subtotal		32,696	25,822
Home Equity Lines of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment		504	486
Total ending allowance balance		504	486	570	474
Collectively evaluated for impairment		23,243	23,109
Subtotal		23,243	23,109
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment			1
Collectively evaluated for impairment		1,768	1,646
Total ending allowance balance		1,768	1,647	1,486	1,380
Individually evaluated for impairment		475	557
Collectively evaluated for impairment		85,454	70,777
Subtotal	[1]	85,929	71,334
Real Estate Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment		25	21
Collectively evaluated for impairment		2,466	2,706
Total ending allowance balance		2,491	2,727	2,609	2,710
Individually evaluated for impairment		3,463	2,732
Collectively evaluated for impairment		104,026	102,581
Subtotal		107,489	105,313
Other [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment		30	34
Total ending allowance balance		30	34	$ 65	$ 99
Collectively evaluated for impairment		382	637
Subtotal		$ 382	$ 637
[1]	Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.

Loans And Leases (Individually

Loans And Leases (Individually Evaluated For Impairment By Class Of Loans) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	$ 1,171		$ 1,496
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	3,456		2,591
Impaired Financing Receivable, Unpaid Principal Balance, Total	4,627		4,087
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	637		857
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,456		2,591
Impaired Financing Receivable, Recorded Investment, Total	4,093		3,448
Impaired Financing Receivable, Allocated Loans and Leases	25		22
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	687	$ 2,544
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	3,542	3,692
Impaired Financing Receivable, Average Recorded Investment, Total	4,229	6,236
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	14	32
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	38	47
Impaired Financing Receivable, Interest Income Recognized, Total	52	79
Impaired Financing Receivable Allocated Loans and Leases	25		22
Single-Family Residential [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	120		122
Impaired Financing Receivable, with Related Allowance, Recorded Investment	120		122
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment		161
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	120	127
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	2	2
Multi-Family Residential [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance			37
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	35
Impaired Financing Receivable, with No Related Allowance, Recorded Investment			37
Impaired Financing Receivable, with Related Allowance, Recorded Investment	35
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment		1,539
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	36	44
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized		23
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	1	1
Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance			112
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	2,171		2,068
Impaired Financing Receivable, with No Related Allowance, Recorded Investment			112
Impaired Financing Receivable, with Related Allowance, Recorded Investment	2,171		2,068
Impaired Financing Receivable, Allocated Loans and Leases	17		19
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment		446
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	2,173	2,217
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	32	33
Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	760		871
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	948		202
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	344		350
Impaired Financing Receivable, with Related Allowance, Recorded Investment	948		202
Impaired Financing Receivable, Allocated Loans and Leases	8		2
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	394	370
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	1,025	361
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	12	9
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	2	5
Land [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance
Impaired Financing Receivable, with No Related Allowance, Recorded Investment
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		242
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized		4
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance	411		476
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	182		199
Impaired Financing Receivable, with No Related Allowance, Recorded Investment	293		358
Impaired Financing Receivable, with Related Allowance, Recorded Investment	182		199
Impaired Financing Receivable, Allocated Loans and Leases			$ 1
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment	293	28
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	188	701
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized	2
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	$ 1	$ 2

Loans And Leases (Recorded In46

Loans And Leases (Recorded Investment In Nonperforming Loans By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due over 90 days still on accrual
Total nonaccrual and nonperforming loans	1,385	704
Single-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	274	397
Originated for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	42	44
Purchased for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	69
Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	1,385	704
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	251	$ 263
Commercial [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	$ 749

Loans And Leases (Aging Of Reco

Loans And Leases (Aging Of Recorded Investment In Past Due Loans By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 2,554	$ 1,559
Loans Not Past Due	365,362	351,491
Nonaccrual Loans Not > 90 Days Past Due	448	479
Single-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	503	439
Loans Not Past Due	86,598	92,105
Nonaccrual Loans Not > 90 Days Past Due	274	291
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	31,076	34,291
Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	845
Loans Not Past Due	61,098	60,936
Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	749	869
Loans Not Past Due	36,683	34,891
Land [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	8,114	8,617
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		48
Loans Not Past Due	32,696	25,774
Originated for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	269	15
Loans Not Past Due	22,334	22,440
Nonaccrual Loans Not > 90 Days Past Due	42	44
Purchased for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	69	69
Loans Not Past Due	571	585
30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,617	670
30 - 59 Days Past Due [Member] | Single-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	503	284
30 - 59 Days Past Due [Member] | Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	845
30 - 59 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		269
30 - 59 Days Past Due [Member] | Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		48
30 - 59 Days Past Due [Member] | Originated for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	269
30 - 59 Days Past Due [Member] | Purchased for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		69
60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		664
60 - 89 Days Past Due [Member] | Single-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		49
60 - 89 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		600
60 - 89 Days Past Due [Member] | Originated for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		15
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	937	225
Greater than 90 Days Past Due [Member] | Single-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		106
Greater than 90 Days Past Due [Member] | Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	749
Greater than 90 Days Past Due [Member] | Purchased for Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	69
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	119	119
Loans Not Past Due	85,810	71,215
Nonaccrual Loans Not > 90 Days Past Due	132	144
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	119	119
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	$ 382	$ 637

Loans And Leases (Loans Modifie

Loans And Leases (Loans Modified As TDRs By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 3,027	$ 3,130
Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	131	144
Commercial [Member] | Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 131	$ 144

Loans And Leases (Recorded In49

Loans And Leases (Recorded Investment In Loans By Risk Category And Class Of Loans) (Details) - USD ($) $ in Thousands		Mar. 31, 2017	Dec. 31, 2016
Financing Receivable, Recorded Investment [Line Items]
Loans		$ 367,916	$ 353,050
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		115,629	117,766
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		243,312	225,940
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		3,567	3,621
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		5,408	5,723
Single-Family Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		87,101	92,544
Single-Family Residential [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		86,813	92,130
Single-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		288	414
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		31,076	34,291
Multi-Family Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		30,411	33,615
Multi-Family Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		496	505
Multi-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		169	171
Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		61,943	60,936
Non-Owner Occupied [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		94	115
Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		59,244	58,183
Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		1,760	1,782
Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		845	856
Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		37,432	35,760
Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		35,302	33,493
Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		1,037	1,048
Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		1,093	1,219
Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		8,114	8,617
Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		5,910	6,380
Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		2,204	2,237
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		32,696	25,822
Construction [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		2,612	1,997
Construction [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		30,084	23,825
Originated for Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		22,603	22,455
Originated for Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		22,478	22,328
Originated for Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		125	127
Purchased for Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		640	654
Purchased for Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		431	512
Purchased for Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		209	142
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	[1]	85,929	71,334
Commercial [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		2,819	47
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		82,361	70,444
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		274	286
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		475	557
Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		382	637
Other [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		$ 382	$ 637
[1]	Includes $2,806 and $2,874 of commercial leases at March 31, 2017 and December 31, 2016, respectively.

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details)	3 Months Ended
	Mar. 31, 2017USD ($)	Mar. 31, 2016USD ($)	Dec. 31, 2016USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	$ 830,000		$ 2,812,000
Fair value assets and liabilities transfer level 1 to level 3	0		0
Fair value assets and liabilities transfer level 3 to level 1	0		0
Unpaid principal balance of impairment loan at collateral	$ 3,400,000		$ 2,672,000
Valuation allowance	25,000		21,000
Write-downs of impaired collateral-dependent loans	0	$ 0
Loans 90 days or more past due and still accruing interest
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	0		0
Assets measured at fair value on a nonrecurring basis	0		0
Liabilities measured at fair value on a nonrecurring basis	0		0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans held for sale	830,000		2,812,000
Assets measured at fair value on a nonrecurring basis	0		0
Liabilities measured at fair value on a nonrecurring basis	0		0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	$ 0		$ 0

Fair Value (Assets And Liabilit

Fair Value (Assets And Liabilities Measured At Fair Value On A Recurring Basis, Including Financial Assets And Liabilities) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financial Assets:
Total securities available for sale	$ 14,007	$ 14,058
Yield maintenance provisions (embedded derivatives)	104	122
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	14,007	14,058
Yield maintenance provisions (embedded derivatives)	104	122
Interest rate lock commitments	8	9
Financial Liabilities:
Interest-rate swaps	104	122
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	14,007	14,058
Loans held for sale	830	2,812
Fair Value, Measurements, Recurring [Member] | U.S. Treasury [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	13,498	13,505
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	337	357
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	172	196
Fair Value, Measurements, Recurring [Member] | Yield maintenance provisions (embedded derivatives) [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Yield maintenance provisions (embedded derivatives)	104	122
Fair Value, Measurements, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Interest rate lock commitments	8	9
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Liabilities:
Interest-rate swaps	$ 104	$ 122

Fair Value (Assets Measured At

Fair Value (Assets Measured At Fair Value On A Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Impaired loans:
Total impaired loans	$ 4,627	$ 4,087
Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	3,375	2,650
Commercial [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	126	130
Single-Family Residential [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	120	122
Multi-Family Residential [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	35	37
Non-Owner Occupied [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	2,153	2,161
Owner Occupied [Member] | Financial instruments measured at fair value on a non-recurring basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	$ 941	$ 200

Fair Value (Financial Instrumen

Fair Value (Financial Instruments Measured At Fair Value On A Non-Recurring Basis) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Commercial [Member]
Impaired loans:
Impaired loans at Fair Value	$ 126	$ 130
Impaired loans:
Valuation Technique(s)	Comparable sales approach
Fair Value Inputs, Adjustment for differences between the comparable market transactions	3.48%	3.48%
Single-Family Residential [Member]
Impaired loans:
Impaired loans at Fair Value	$ 120	$ 122
Impaired loans:
Valuation Technique(s)	Comparable sales approach
Single-Family Residential [Member] | Minimum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	1.81%	1.81%
Single-Family Residential [Member] | Maximum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	3.61%	3.61%
Single-Family Residential [Member] | Weighted Average [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	2.91%	2.91%
Multi-Family Residential [Member]
Impaired loans:
Impaired loans at Fair Value	$ 35	$ 37
Impaired loans:
Valuation Technique(s)	Comparable sales approach
Fair Value Inputs, Adjustment for differences between the comparable market transactions	9.64%	9.64%
Non-Owner Occupied [Member]
Impaired loans:
Impaired loans at Fair Value	$ 2,153	$ 2,161
Impaired loans:
Valuation Technique(s)	Comparable sales approach
Non-Owner Occupied [Member] | Minimum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	1.10%	1.10%
Non-Owner Occupied [Member] | Maximum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	5.74%	5.74%
Non-Owner Occupied [Member] | Weighted Average [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	1.35%	1.35%
Owner Occupied [Member]
Impaired loans:
Impaired loans at Fair Value	$ 941	$ 200
Impaired loans:
Valuation Technique(s)	Comparable sales approach
Fair Value Inputs, Adjustment for differences between the comparable market transactions		(4.46%)
Owner Occupied [Member] | Minimum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	(4.46%)
Owner Occupied [Member] | Maximum [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	(5.26%)
Owner Occupied [Member] | Weighted Average [Member]
Impaired loans:
Fair Value Inputs, Adjustment for differences between the comparable market transactions	5.09%

Fair Value (Aggregate Fair Valu

Fair Value (Aggregate Fair Value, Contractual Balance (Including Accrued Interest) And Gain Or Loss) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Fair Value [Abstract]
Aggregate fair value	$ 830	$ 2,812
Contractual balance	827	2,801
Gain (loss)	$ 3	$ 11

Fair Value (Amount Of Gains And

Fair Value (Amount Of Gains And Losses From Changes In Fair Value Included In Earnings) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Fair Value [Abstract]
Interest income	$ 21	$ 6
Interest expense
Change in fair value	(8)	1
Total change in fair value	$ 13	$ 7

Fair Value (Carrying Amounts An

Fair Value (Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Financial assets
Securities available for sale	$ 14,007	$ 14,058
Loans held for sale	830	2,812
Yield maintenance provisions (embedded derivatives)	104	122
Financial liabilities
Advances by borrowers for taxes and insurance	(132)	(408)
Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	24,307	57,941
Interest-bearing deposits in other financial institutions	100	100
Accrued interest receivable	4	13
Financial liabilities
Deposits	(187,956)	(202,158)
Accrued interest payable		(2)
Fair Value, Inputs, Level 2 [Member]
Financial assets
Securities available for sale	14,007	14,058
Loans held for sale	830	2,812
Accrued interest receivable	59	40
Yield maintenance provisions (embedded derivatives)	104	122
Interest rate lock commitments	8	9
Financial liabilities
Deposits	(159,831)	(171,967)
FHLB advances and other borrowings	(21,568)	(13,597)
Subordinated debentures	(3,618)	(3,411)
Accrued interest payable	(53)	(76)
Interest-rate swaps	(104)	(122)
Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans, net	363,666	343,523
Accrued interest receivable	981	1,001
Financial liabilities
Advances by borrowers for taxes and insurance	(132)	(408)
Carrying Value [Member]
Financial assets
Cash and cash equivalents	24,307	57,941
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	14,007	14,058
Loans held for sale	830	2,812
Loans, net	360,974	346,125
FHLB and FRB stock	3,186	1,942
Accrued interest receivable	1,044	1,054
Yield maintenance provisions (embedded derivatives)	104	122
Interest rate lock commitments	8	9
Financial liabilities
Deposits	(348,245)	(375,364)
FHLB advances and other borrowings	(21,500)	(13,500)
Advances by borrowers for taxes and insurance	(132)	(408)
Subordinated debentures	(5,155)	(5,155)
Accrued interest payable	(53)	(78)
Interest-rate swaps	(104)	(122)
Estimate of Fair Value [Member]
Financial assets
Cash and cash equivalents	24,307	57,941
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	14,007	14,058
Loans held for sale	830	2,812
Loans, net	363,666	343,523
Accrued interest receivable	1,044	1,054
Yield maintenance provisions (embedded derivatives)	104	122
Interest rate lock commitments	8	9
Financial liabilities
Deposits	(347,787)	(374,125)
FHLB advances and other borrowings	(21,568)	(13,597)
Advances by borrowers for taxes and insurance	(132)	(408)
Subordinated debentures	(3,618)	(3,411)
Accrued interest payable	(53)	(78)
Interest-rate swaps	$ (104)	$ (122)

Subordinated Debentures (Detail

Subordinated Debentures (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Dec. 31, 2003
Subsidiary, Sale of Stock [Line Items]
Subordinated debentures	$ 5,155	$ 5,155	$ 5,155
Holding Company's investment in the common stock			$ 155
Private Placement [Member]
Subsidiary, Sale of Stock [Line Items]
Holding Company, closed a pooled private offering			5,000
Trust preferred securities with a liquidation amount			$ 1
Subordinated Debt [Member]
Subsidiary, Sale of Stock [Line Items]
Maturity date of subordinated debentures	Dec. 30, 2033
Number of years with no principal repayment	5 years
Maximum number of years for deferred interest payments	5 years
Subordinated Debt [Member] | Subordinated debentures mature on December 30, 2033 [Member]
Subsidiary, Sale of Stock [Line Items]
Holding Company may redeem the subordinated debentures in a principal amount with integral multiples	$ 1
Percentage in which holding company redeem subordinated debentures	100.00%
Trust preferred securities and subordinated debentures have a stated percentage	4.00%	3.85%
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member] | Subordinated debentures mature on December 30, 2033 [Member]
Subsidiary, Sale of Stock [Line Items]
Trust preferred securities and subordinated debentures have a variable rate of interest	2.85%

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2017USD ($)ShareBasedCompensationPlanshares	Mar. 31, 2016USD ($)shares	Dec. 31, 2016shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock-based compensation plans | ShareBasedCompensationPlan	3
Compensation cost | $	$ 61	$ 30
Total income tax effect recognized for share-based compensation arrangements | $	$ 21	$ 8
Shares available to be issued	1,500,000
Shares expired	300	0
Shares cancelled or forfeited		7,500
Nonvested stock options, expected to vest
2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	100,000
2009 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	546,425
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration period	10 years
Shares Granted	0	0
Stock Options Exercised	0	0
Stock Options [Member] | 1999 Stock-Based Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	38,778
Stock Options [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	1 year
Stock Options [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	3 years
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost | $	$ 572	$ 237
Shares issued	0	0
Shares, Nonvested	419,333		425,666
Shares, Forfeited	6,333	0
Shares, Vested	0	0
Restricted Stock [Member] | 1999 Stock-Based Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	15,511
Restricted Stock [Member] | 2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	30,000
Restricted Stock [Member] | 2009 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized	200,000
Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	1 year
Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods	3 years

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary Of Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Stock-Based Compensation [Abstract]
Shares, Outstanding at beginning of year	542,746
Shares Expired	(300)	0
Shares Cancelled or Forfeited		(7,500)
Shares, Outstanding at end of year	542,446
Shares, Expected to vest
Shares, Exercisable at end of period	542,446
Weighted Average Exercise Price, Outstanding at Beginning Balance	$ 1.46
Weighted Average Exercise Price, Expired	36.75
Weighted Average Exercise Price, Outstanding at Ending Balance	1.44
Weighted Average Exercise Price, Expected to Vest
Weighted Average Exercise Price, Exercisable at end of period	$ 1.44
Outstanding at end of period	6 years 2 months 12 days
Exercisable at end of period	6 years 2 months 12 days
Intrinsic value, Outstanding at end of year	$ 407,470
Intrinsic value, Expected to vest
Intrinsic value, Exercisable at end of period	$ 407,470

Stock-Based Compensation (Nonve

Stock-Based Compensation (Nonvested Restricted Shares Activity) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Nonvested shares, beginning balance	425,666
Nonvested shares, vested	0	0
Nonvested shares, forfeited	(6,333)	0
Nonvested shares, ending balance	419,333
Nonvested, weighted average grant date fair value, beginning balance	$ 1.56
Nonvested, weighted average grant date fair value, forfeited	1.50
Nonvested, weighted average grant date fair value, ending balance	$ 1.56

Regulatory Capital Matters (Nar

Regulatory Capital Matters (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Jan. 01, 2016
Regulatory Capital Matters [Abstract]
Percent of Qualified Thrift Lender test requires	65.00%
Common equity tier 1 capital to risk-weighted assets, ratio	4.50%
Capital conservation buffer	2.50%		0.625%
Common Equity Tier 1 capital to risk weighted assets, upon full implementation, ratio	7.00%
Tier 1 capital to risk-weighted assets, ratio	6.00%
Tier 1 capital to risk weighted assets, upon full implementation, ratio	8.50%
Total capital to risk-weighted assets, ratio	8.00%
Total capital to risk weighted assets, upon full implementation, ratio	10.50%
Minimum leverage ratio	4.00%
Capital conservative buffer phase period	4 years
Tier 1 (Core) Capital	5.00%	5.00%
Total capital to risk weighted assets	10.00%	10.00%
Opening Balance in Liquidation Account	$ 14,300
Future percent, common equity of risk-weighted assets	2.50%

Regulatory Capital Matters (Act

Regulatory Capital Matters (Actual And Required Capital Amounts And Ratios Of CFBank) (Details) - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
Regulatory Capital Matters [Abstract]
Total Capital to risk weighted assets, Actual Amount	$ 45,802	$ 45,118
Tier 1 (Core) Capital to risk weighted assets, Actual Amount	41,181	40,556
Common equity Tier 1 (Core) Capital to risk weighted assets, Actual Amount	41,181	40,556
Tier 1 (Core) Capital to adjusted total assets, Actual Amount	$ 41,181	$ 40,556
Total Capital to risk weighted assets, Actual Ratio	12.47%	12.46%
Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	11.22%	11.20%
Common equity Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	11.22%	11.20%
Tier 1 (Core) Capital to adjusted total assets, Actual Ratio	9.88%	9.66%
Total Capital to risk weighted assets, Phase-In Schedule Amount	$ 33,962	$ 31,256
Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Amount	26,619	24,013
Common equity Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Amount	21,112	18,580
Tier 1 (Core) Capital to adjusted total assets, Phase-In Schedule Amount	$ 16,669	$ 16,792
Total Capital to risk weighted assets, Phase-In Schedule Ratio	9.25%	8.63%
Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Ratio	7.25%	6.63%
Common equity Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Ratio	5.75%	5.13%
Tier 1 (Core) Capital to adjusted total assets, Phase-In Schedule Ratio	4.00%	4.00%
Total Capital to risk weighted assets, Fully Phased-In Amount	$ 38,552	$ 38,029
Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Amount	31,208	30,785
Common equity Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Amount	25,701	25,353
Tier 1 (Core) Capital to adjusted total assets, Fully Phased-In Amount	$ 16,669	$ 16,792
Total Capital to risk weighted assets, Fully Phased-In Ratio	10.50%	10.50%
Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Ratio	8.50%	8.50%
Common equity Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Ratio	7.00%	7.00%
Tier 1 (Core) Capital to adjusted total assets, Fully Phased-In Ratio	4.00%	4.00%
Capital Required to be Well Capitalized	$ 36,716	$ 36,218
Tier One Risk Based Capital Required to be Well Capitalized	29,373	28,974
Common equity Tier One Risk Based Capital Required to be Well Capitalized	23,865	23,542
Tier One Leverage Capital Required to be Well Capitalized	$ 20,836	$ 20,991
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%
Common equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Derivative Instruments (Narrati

Derivative Instruments (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016
Derivative [Line Items]
Notional amount	$ 2,257,000		$ 2,280,000
Fair value of yield maintenance provisions	104,000		122,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	2,257,000		2,280,000
Net gains (losses) recognized in earnings	0	$ 0
Interest Rate Lock Commitments [Member]
Derivative [Line Items]
Notional amount	1,189,000		2,164,000
Fair value of yield maintenance provisions	6,000		$ 8,000
CF Bank [Member]
Derivative [Line Items]
Securities pledged as collateral	$ 685,000

Derivative Instruments (Summary

Derivative Instruments (Summary Of Derivative Instruments) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2017	Dec. 31, 2016
Derivative Instruments [Abstract]
Notional amount	$ 2,257	$ 2,280
Weighted average pay rate on interest-rate swaps	3.74%	3.74%
Weighted average receive rate on interest-rate swaps	0.98%	0.75%
Weighted average maturity (years)	2 years 10 months 24 days	3 years 1 month 6 days
Fair value of interest-rate swaps	$ (104)	$ (122)
Fair value of yield maintenance provisions	$ 104	$ 122

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Dec. 31, 2016	Dec. 31, 2012
Income Taxes [Abstract]
Proceeds from sale of common stock				$ 22,500,000
Net operating loss carry forwards			$ 23,059,000
Alternative minimum tax credit carryforwards			50,000
Carryforwards utilize limit before the stock offering closed			163,000
Unutilized operating loss carryforwards that will expire			20,520,000
Reduced deferred tax assets and valuation allowance			6,977,000
Statutory income tax rate	34.00%	34.00%
Additional bad debt deductions provided by Federal income tax laws			2,250,000
Deferred tax liability not recorded			765,000
Deferred tax asset	$ 2,300,000		2,600,000
Unrecognized Tax Benefits	$ 0		$ 0
Effective tax rate	34.00%	32.20%

Income Taxes (Summary Of Differ

Income Taxes (Summary Of Differences Between Income Taxes At The Federal Statutory And Effective Tax Rate) (Details)	3 Months Ended
	Mar. 31, 2017	Mar. 31, 2016
Income Taxes [Abstract]
Statutory tax rate	34.00%	34.00%
Increase (decrease) resulting from:
Tax exempt income on bank owned life insurance	(1.80%)	(2.40%)
Other, net	1.80%	0.60%
Effective tax rate	34.00%	32.20%

Accumulated Other Comprehensi67

Accumulated Other Comprehensive Income (Details) - USD ($)		3 Months Ended
		Mar. 31, 2017	Mar. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), beginning of period		$ 2,000
Other comprehensive income (loss), net of tax		(1,000)	$ 69,000
Accumulated other comprehensive income (loss), end of period		1,000
Amount reclassified from accumulated other comprehensive income		0	0
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive income (loss), beginning of period	[1]	2,000	(9,000)
Other comprehensive gain (loss) before reclassifications	[1],[2]	(1,000)	69,000
Other comprehensive income (loss), net of tax	[1]	(1,000)	69,000
Accumulated other comprehensive income (loss), end of period	[1]	$ 1,000	$ 60,000
[1]	All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.
[2]	There were no amounts reclassified out of other comprehensive income for the quarter ended March 31, 2017 and 2016.

Preferred Stock (Details)

Preferred Stock (Details) - USD ($) $ / shares in Units, $ in Thousands	Jul. 15, 2014	May 12, 2014	Apr. 30, 2014	Jul. 15, 2014	Mar. 31, 2017	Dec. 31, 2016
Schedule of Capitalization, Equity [Line Items]
Aggregate value					$ 5	$ 5
Non-Cumulative Convertible Perpetual Preferred Stock Series B [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred stock rate			6.25%
Price per share			$ 25
Series B Preferred Stock [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued					480,000	480,000
Series B Preferred Stock [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued	480,000	480,000		480,000	480,000
Aggregate value	$ 12,000	$ 12,000		$ 12,000
Expenses for issuance of stock	482	482
Other offering expenses	$ 149	$ 149
Proceeds from Issuance of Private Placement				$ 11,369
Threshold to determine shares issuable per warrant, value			$ 700
Threshold to determine shares issuable per warrant, shares			28,000
Minimum [Member] | Series B Preferred Stock [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Warrant number of common stock shares purchased			2
Maximum [Member] | Series B Preferred Stock [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Warrant number of common stock shares purchased			3.25

Common Stock Warrants (Details)

Common Stock Warrants (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2017	Dec. 31, 2016	Jul. 15, 2014	May 12, 2014
Series B Preferred Stock [Member]
Class of Warrant or Right [Line Items]
Preferred stock, share issued	480,000	480,000
Common Stock [Member]
Class of Warrant or Right [Line Items]
Warrants issued	1,152,125
Warrant Exercise Period	5 years
Exercise price of warrant	$ 1.85
Private Placement [Member] | Series B Preferred Stock [Member]
Class of Warrant or Right [Line Items]
Warrants issued	2
Warrant, value	$ 700
Warrant, shares	28,000
Preferred stock, share issued	480,000		480,000	480,000
Private Placement [Member] | Common Stock [Member]
Class of Warrant or Right [Line Items]
Warrants issued	3.25
Warrant, value	$ 700
Warrant, shares	28,000