CF Bankshares (CFBK) 10-Q 10 May 19 2019 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2019	May 03, 2019
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Entity Registrant Name	CENTRAL FEDERAL CORP
Entity Central Index Key	0001070680
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Emerging Growth Company	false
Entity Small Business	true
Trading Symbol	cfbk
Entity Common Stock, Shares Outstanding		4,413,931

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and cash equivalents		$ 95,993	$ 67,304
Interest-bearing deposits in other financial institutions		100	100
Securities available for sale		9,144	10,114
Loans held for sale, at fair value		27,920	17,385
Loans and leases, net of allowance of $7,024 and $7,012		564,556	550,683
FHLB and FRB stock		3,816	3,476
Foreclosed assets, net			38
Premises and equipment, net		3,875	3,864
Operating lease right-of-use assets		2,057
Bank owned life insurance		5,237	5,203
Accrued interest receivable and other assets		7,781	6,858
Total assets		720,479	665,025
Deposits
Noninterest bearing		130,563	111,445
Interest bearing		501,266	468,341
Total deposits		631,829	579,786
FHLB advances and other debt		18,500	19,500
Advances by borrowers for taxes and insurance		398	827
Operating lease liabilities		2,261
Accrued interest payable and other liabilities		5,081	4,586
Subordinated debentures		14,776	14,767
Total liabilities		672,845	619,466
Commitments and contingent liabilities
Stockholders' equity
Common stock, $.01 par value; shares authorized: 9,090,909(1); shares issued: 4,423,531 at March 31, 2019 and 4,366,297 at December 31, 2018		44	44
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 0 issued at March 31, 2019 and 0 at December 31, 2018
Additional paid-in capital		62,039	61,706
Accumulated deficit		(11,045)	(12,752)
Accumulated other comprehensive loss	[1]	(38)	(73)
Treasury stock, at cost; 31,235 shares of common stock at March 31, 2019 and December 31, 2018		(3,366)	(3,366)
Total stockholders' equity		47,634	45,559
Total liabilities and stockholder's equity		$ 720,479	$ 665,025
[1]	All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) $ in Thousands		Mar. 31, 2019USD ($)$ / sharesshares	Dec. 31, 2018USD ($)$ / sharesshares
Allowance for loans | $		$ 7,024	$ 7,012
Common stock, par value | $ / shares		$ 0.01	$ 0.01
Common stock, shares authorized	[1]	9,090,909	9,090,909
Common stock, shares issued		4,423,531	4,366,297
Treasury stock, shares		31,235	31,235
Series B Preferred Stock [Member]
Preferred stock, par value | $ / shares		$ 0.01	$ 0.01
Preferred stock, share authorized		480,000	480,000
Preferred stock, share issued		0	0
[1]	Reflects 1-for-5.5 reverse stock split on August 20, 2018 - See Note 1

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest and dividend income
Loans and leases, including fees	$ 7,490	$ 4,867
Securities	42	43
FHLB and FRB stock dividends	54	47
Federal funds sold and other	355	147
Total interest and dividend income	7,941	5,104
Interest expense
Deposits	2,433	1,042
FHLB advances and other debt	151	92
Subordinated debentures	257	59
Total interest expense	2,841	1,193
Net interest income	5,100	3,911
Provision for loan and lease losses
Net interest income after provision for loan losses	5,100	3,911
Noninterest income
Service charges on deposit accounts	124	118
Net gains on sales of loans	1,503	308
Earnings on bank owned life insurance	34	33
Other	33	22
Total noninterest income	1,694	481
Noninterest expense
Salaries and employee benefits	2,501	1,897
Occupancy and equipment	218	167
Data processing	316	231
Franchise and other taxes	106	102
Professional fees	288	250
Director fees	131	97
Postage, printing and supplies	67	49
Advertising and marketing	626	267
Telephone	45	32
Loan expenses	46	15
Foreclosed assets, net	(9)
Depreciation	71	59
FDIC premiums	152	88
Regulatory assessment	42	34
Other insurance	23	22
Other	71	104
Total noninterest expense	4,694	3,414
Income before incomes taxes	2,100	978
Income tax expense	419	186
Net income	1,681	792
Accretion of discount and value of warrants exercised related to Series B preferred stock	26	(26)
Net income attributable to common stockholders	$ 1,707	$ 766
Earnings per common share:
Basic (Restated - See Note 1)	$ 0.39	$ 0.18
Diluted (Restated - See Note 1)	$ 0.39	$ 0.17

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements Of Comprehensive Income [Abstract]
Net income		$ 1,681	$ 792
Other comprehensive income (loss):
Unrealized holding gains (losses) arising during the period related to securities available for sale, net of tax of $10 and ($12)		35	(54)
Other comprehensive income (loss), net of tax	[1]	35	(54)
Comprehensive income		$ 1,716	$ 738
[1]	All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.

Consolidated Statements Of Co_2

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements Of Comprehensive Income [Abstract]
Unrealized holding gains (losses) arising during the period related to securities available for sale, tax	$ 10	$ (12)

Consolidated Statement Of Chang

Consolidated Statement Of Changes In Stockholders' Equity - USD ($) $ in Thousands		Common Stock	Additional Paid-In Capital	Accumulated Deficit	Accumulated Other Comprehensive Loss	Treasury Stock	Total
Balance at Dec. 31, 2017	[1]	$ 43	$ 60,676	$ (17,087)	$ (47)	$ (3,324)	$ 40,261
Net income				792			792
Other comprehensive income (loss)					(54)		(54)	[2]
Restricted stock expense, net of forfeitures			96				96
Exercise of warrants to common stock			7				7
Accretion of discount on warrants			26	(26)
Balance at Mar. 31, 2018		43	60,805	(16,321)	(101)	(3,324)	41,102
Balance at Dec. 31, 2018		44	61,706	(12,752)	(73)	(3,366)	45,559
Net income				1,681			1,681
Other comprehensive income (loss)					35		35	[2]
Issuance of 33,788 stock based incentive plan shares, net of forfeitures	[3]
Restricted stock expense, net of forfeitures			116				116
Exercise of warrants to common stock			243				243
Accretion of discount on warrants			(26)	26
Balance at Mar. 31, 2019		$ 44	$ 62,039	$ (11,045)	$ (38)	$ (3,366)	$ 47,634
[1]	January 1, 2018 Common Stock and Additional Paid-In Capital balances were restated for 1-for-5.5 reverse stock split on August 20, 2018 - See Note 1.
[2]	All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.
[3]	Reflects 1-for-5.5 reverse stock split on August 20, 2018 - See Note 1

Consolidated Statement Of Cha_2

Consolidated Statement Of Changes In Stockholders' Equity (Parenthetical)	3 Months Ended
	Mar. 31, 2019shares
Consolidated Statement Of Changes In Stockholders' Equity [Abstract]
Issuance of stock based incentive plan shares, forfeitures	33,788

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Consolidated Statements Of Cash Flows [Abstract]
Net income	$ 1,681	$ 792
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	71	59
Amortization, net	(44)	(17)
Deferred income tax (benefit)	(8)	2
Originations of loans held for sale	(81,876)	(11,484)
Proceeds from sale of loans held for sale	73,502	4,053
Net gains on sales of loans	(1,503)	(308)
Write-down of premises and equipment		32
Gain on sale of foreclosed assets	(12)
Earnings on bank owned life insurance	(34)	(33)
Stock-based compensation expense	116	96
Net change in:
Accrued interest receivable and other assets	(991)	(256)
Operating lease right-of-use asset	127
Operating lease right-of-use liability	(107)
Accrued interest payable and other liabilities	712	(103)
Net cash used by operating activities	(8,366)	(7,167)
Available-for-sale securities:
Maturities, prepayments and calls	1,017	530
Loan and lease originations and payments, net	(15,383)	3,599
Loans purchased		(19,669)
Proceeds from the sale of loans	886
Additions to premises and equipment	(82)	(142)
Purchase of FRB Stock	(340)	(24)
Return of investment-joint ventures	50
Proceeds from the sale of foreclosed assets	50
Net cash used by investing activities	(13,802)	(15,706)
Cash flows from financing activities
Net change in deposits	52,043	42,017
Proceeds from FHLB advances and other debt		6,000
Repayments on FHLB advances and other debt	(1,000)
Net change in advances by borrowers for taxes and insurance	(429)	(253)
Exercise of warrants to common stock	243	7
Net cash from financing activities	50,857	47,771
Net change in cash and cash equivalents	28,689	24,898
Beginning cash and cash equivalents	67,304	45,498
Ending cash and cash equivalents	95,993	70,396
Supplemental cash flow information:
Interest paid	2,628	$ 1,187
Supplemental noncash disclosures:
Loans transferred from held for sale to portfolio	657
Transfer of other liability to operating lease right-of-use asset	184
Initial recognition of operating right-of-use lease asset	2,368
Initial recognition of operating right-of-use lease liability	$ 2,368

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	NO TE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Basis of Presentation : The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank, National Association (“CFBank”). The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”. Intercompany transactions and balances are eliminated in consolidation. The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented. These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2019 is not necessarily indicative of the results that may be expected for the full year. This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Annual Report on Form 10-K on file with the SEC. Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2018 Annual Report to Stockholders that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 2018 (referred to herein as the “2018 Audited Financial Statements”). The Company has consistently followed those policies in preparing this Form 10-Q. Reverse Stock Split: On August 20, 2018, the Company effected a 1-for-5.5 reverse stock split, whereby each 5.5 shares of the Company’s common stock were reclassified into one share of common stock. All share and per share amounts for all periods presented have been adjusted to reflect the reverse split as though it had occurred prior to the earliest period presented. Loans and Leases: Loans and leases that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan and lease losses (ALLL). Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Other consumer loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan for all classes of loans. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. Commercial, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans. All interest accrued but not received for each loan placed on nonaccrual is reversed against interest income in the period in which it is placed in a nonaccrual status. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status. Loans are considered for return to accrual status provided all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis, there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months. Allowance for Loan and Lease Losses (ALLL): The ALLL is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired. Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. All loans within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using each loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment. For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL. Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy for nonaccrual loans. Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding. Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method. TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured note. The general reserve component covers non impaired loans of all classes and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by loan class and is based on the actual loss history experienced by the Company over a three-year period. The general component is calculated based on CFBank’s loan balances and actual historical three-year historical loss rates. For loans with little or no actual loss experience, industry estimates are used based on loan segment. This loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class. These economic and judgmental factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be a collateral shortfall related to the estimated value of the collateral securing the loan. Other consumer loans are typically charged off no later than 90 days past due. Joint Ventures: The Holding Company has contributed funds into a series of joint ventures (equity stake) for the purpose of allocating excess liquidity into higher earning assets while diversifying its revenue sources. The joint ventures are engaged in shorter term operating activities related to single family real estate developments. Income is recognized based on a rate of return on the outstanding investment balance. As units are sold, the Holding Company receives an additional incentive payment, which is recognized as income. Under ASU 2016-15, the Company has elected the nature of distribution approach to recognize returns from equity method investments. Returns on investment are classified as cash flows from operating activities and returns of investment are classified as investing activities. Low Income Housing Tax Credits (LIHTC): The Company has invested in low income housing tax credits through funds that assist corporations in investing in limited partnerships and limited liability companies that own, develop and operate low income residential rental properties for purposes of qualifying for the Housing Tax Credit. These investments are accounted for under the proportional amortization method which recognizes the amortization of the investment in proportion to the tax credit and other tax benefits received. Earnings Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share. Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings. The factors used in the earnings per share computation follow:    Three months ended  March 31,  2019 2018  (unaudited)  Basic  Net income $ 1,681 $ 792  Accretion of discount and value of warrants exercised related to Series B preferred stock 26 (26)  Net income allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding including unvested share-based payment awards (1) 4,355,748 4,242,911  Less: Unvested share-based payment awards - -  Average shares 4,355,748 4,242,911  Basic earnings per common share $ 0.39 $ 0.18   Diluted  Net earnings allocated to common stockholders $ 1,707 $ 766  Add back: Preferred Dividends on Series B preferred stock and accretion of discount - -  Net earnings allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding for basic earnings per common share (1) 4,355,748 4,242,911  Add: Dilutive effects of assumed exercises of stock options 39,073 39,299  Add: Dilutive effects of assumed exercises of stock warrants 22,954 207,259  Average shares and dilutive potential common shares 4,417,775 4,489,469  Diluted earnings per common share $ 0.39 $ 0.17  (1) Adjusted for 1-for-5.5 reverse stock split on August 20, 2018.  The following securities exercisable for common shares were anti-dilutive and not considered in computing diluted earnings per common share:   Three months ended March 31,  2019 2018  (unaudited)  Stock options 483 919  Dividend Restriction: Banking regulations require us to maintain certain capital levels and may limit the dividends paid by CFBank to the Holding Company or by the Holding Company to stockholders. The ability of the Holding Company to pay dividends on its common stock is dependent upon the amount of cash and liquidity available at the Holding Company level, as well as the receipt of dividends and other distributions from CFBank to the extent necessary to fund such dividends. The Holding Company is a legal entity that is separate and distinct from CFBank, which has no obligation to make any dividends or other funds available for the payment of dividends by the Holding Company. The Holding Company also is subject to various legal and regulatory policies and guidelines impacting the Holding Company’s ability to pay dividends on its stock. In addition, the Holding Company’s ability to pay dividends on its stock is conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities. Finally, under the terms of the Holding Company’s fixed-to-floating rate subordinated debt, the Holding Company’s ability to pay dividends on its stock is conditioned upon the Holding Company continuing to make required principal and interest payments, and not incurring an event of default, with respect to the subordinated debt. Adoption of New Accounting Standards : The FASB has issued ASU No. 2017-12, Derivatives and Hedging (Topic 815) : Targeted Improvements to Accounting for Hedging Activities . The new standard is intended to improve and simplify accounting rules around hedge accounting. The new standard refines and expands hedge accounting for both financial (e.g., interest rate) and commodity risks. Its provisions create more transparency around how economic results are presented, both on the face of the financial statements and in the footnotes, for investors and analysts. The new standard takes effect for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. For public companies, early adoption is permitted in any interim period or fiscal years before the effective date of the standard. Adoption of ASU 2017-12 did not have a significant impact on the Company’s consolidated financial statements. On February 25, 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) . Under the new ASU, lessees recognize lease assets and liabilities on their balance sheets for all leases with terms of more than 12 months. The new lessee accounting model retains two types of leases, and is consistent with the lessee accounting model under existing GAAP. One type of lease (finance leases) is accounted for in substantially the same manner as capital leases were previously accounted for. The other type of lease (operating leases) is accounted for (both in the income statement and statement of cash flows) in a manner consistent with today’s operating leases. Lessor accounting under the new standard is fundamentally consistent with existing GAAP. Lessees and lessors would be required to provide additional qualitative and quantitative disclosures to help financial statement users assess the amount, timing, and uncertainty of cash flows arising from leases. These disclosures are intended to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an organization’s leasing activities. For public business entities, the final lease standard was effective for fiscal years beginning after December 15, 2018 including interim periods within those fiscal years. Early application was permitted. The Company adopted the guidance on January 1, 2019 by electing the optional additional transition method permitted by ASU 2018-11 allowing for recognition of applicable leases as of January 1, 2019. Additionally, the Company elected the following accounting policies: · The practical expedient package that foregoes: · reassessment of any expired or existing contracts for a lease · reassessment of lease classifications for expired or existing leases · reassessment of initial direct costs for existing leases · The hindsight practical expedient to determine lease term and impairments of right-to-use assets. · Other practical expedients regarding land easement, combining lease and non-lease components and the exclusion of short-term leases. The Company recognized right-of-use assets and lease liabilities of approximately $2.4 million, representing its operating lease commitments, upon adoption. In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842): Codification Improvements . This ASU (1) states that for lessors that are not manufacturers or dealers, the fair value of the underlying asset is its cost, less any volume or trade discounts, as long as there isn’t a significant amount of time between acquisition of the asset and lease commencement; (2) clarifies that lessors in the scope of ASC 942 must classify principal payments received from sales-type and direct financing leases in investing activities in the statement of cash flows; and (3) clarifies the transition guidance related to certain interim disclosures provided in the year of adoption. To coincide with the adoption of ASU No. 2016-02, the Company elected to early adopt ASU 2019-01 on January 1, 2019. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements. Future Accounting Matters: In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Once effective, ASU 2016-13 will significantly change current guidance for recognizing impairment of financial instruments. Current guidance requires an "incurred loss" methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. ASU 2016-13 replaces the incurred loss impairment methodology with a new methodology that reflects expected credit losses over the lives of the loans and requires consideration of a broader range of information to inform credit loss estimates. The ASU requires an organization to estimate all expected credit losses for financial assets measured at amortized cost, including loans and held-to-maturity debt securities, based on historical experience, current conditions, and reasonable and supportable forecasts. Additional disclosures are required. ASU 2016-13 also amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Under the new guidance, entities will determine whether all or a portion of the unrealized loss on an available-for-sale debt security is a credit loss. Any credit loss will be recognized as an allowance for credit losses on available-for-sale debt securities rather than as a direct reduction of the amortized cost basis of the investment, as is currently required. As a result, entities will recognize improvements to estimated credit losses on available-for-sale debt securities immediately in earnings rather than as interest income over time, as currently required. ASU 2016-13 eliminates the current accounting model for purchased credit impaired loans and debt securities. Instead, purchased financial assets with credit deterioration will be recorded gross of estimated credit losses as of the date of acquisition and the estimated credit losses amounts will be added to the allowance for credit losses. Thereafter, entities will account for additional impairment of such purchased assets using the models listed above. ASU 2016-13 will take effect for U.S. Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. While the Company generally expects that the implementation of ASU 2016-13 has the potential to increase its allowance for loan losses balance, the Company is continuing to evaluate the potential impact on the Company’s financial statements and disclosures. Management has been running and evaluating various scenarios. At this time, the estimated impact on the Company’s consolidated financial statements, including disclosures, cannot be reasonably determined. General Litigation The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business. In the opinion of management, the disposition or ultimate resolution of such claims and lawsuits is not anticipated to have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company. Reclassifications Reclassification of certain amounts in the 2018 consolidated financial statements have been made to conform to the 2019 presentation. 

Revenue Recognition

Revenue Recognition	3 Months Ended
	Mar. 31, 2019
Revenue Recognition [Abstract]
Revenue Recognition	NOTE 2 – REVENUE RECOGNITION Accounting Standards Codification ("ASC") 606, Revenue from Contracts with Customers ("ASC 606"), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity's contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of our revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as our loans, letters of credit, derivatives and investment securities, as well as revenue related to our mortgage activities related to net gains on sale of loans. All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within Noninterest Income. Descriptions of our revenue-generating activities that are within the scope of ASC 606, which are presented in our income statements as components of non-interest income are as follows: · Service charges on deposit accounts - these represent general service fees for monthly account maintenance and activity, or transaction-based fees, and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed (such as a wire transfer). Payment for such performance obligations are generally received at the time the performance obligations are satisfied.

Securities

Securities	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Securities	 NOTE 3 – SECURITIES The following table summarizes the amortized cost and fair value of the available-for-sale securities portfolio at March 31, 2019 and December 31, 2018 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss):   Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  March 31, 2019 (unaudited)  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 8,979 $ 10 $ 62 $ 8,927  Mortgage-backed securities - residential 157 4 - 161  Collateralized mortgage obligations 56 - - 56  Total $ 9,192 $ 14 $ 62 $ 9,144    Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  December 31, 2018  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 9,978 $ 2 $ 99 $ 9,881  Mortgage-backed securities - residential 167 3 - 170  Collateralized mortgage obligations 62 1 - 63  Total $ 10,207 $ 6 $ 99 $ 10,114  There was no other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale at March 31, 2019 or March 31, 2018. There were no sales of securities for the three months ended March 31, 2019 and 2018. The amortized cost and fair value of debt securities at March 31, 2019 and December 31, 2018 are shown in the table below by contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. Securities not due at a single maturity date are shown separately.    March 31, 2019 December 31, 2018  (unaudited)  Amortized Cost Fair Value Amortized Cost Fair Value  Due in one year or less $ 3,495 $ 3,474 $ 3,495 $ 3,472  Due from one to five years 5,484 5,453 6,483 6,409  Mortgage-backed securities - residential 157 161 167 170  Collateralized mortgage obligations 56 56 62 63  Total $ 9,192 $ 9,144 $ 10,207 $ 10,114  Fair value of securities pledged was as follows:   March 31, 2019 December 31, 2018  (unaudited)  Pledged as collateral for:  FHLB advances $ 4,067 $ 4,058  Public deposits 2,002 1,997  Interest-rate swaps 98 104  Total $ 6,167 $ 6,159  At March 31, 2019 and December 31, 2018, there were no holdings of securities of any one issuer, other than U.S. government-sponsored entities and agencies, in an amount greater than 10% of stockholders’ equity. The following table summarizes securities with unrealized losses at March 31, 2019 and December 31, 2018, aggregated by major security type and length of time in a continuous unrealized loss position.     March 31, 2019 (unaudited) Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ - - $ 7,437 $ 62 $ 7,437 $ 62  Total temporarily impaired $ - $ - $ 7,437 $ 62 $ 7,437 $ 62      December 31, 2018 Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 499 $ 1 $ 8,401 $ 98 $ 8,900 $ 99  Total temporarily impaired $ 499 $ 1 $ 8,401 $ 98 $ 8,900 $ 99  The unrealized losses in U.S. Treasuries at March 31, 2019 and December 31, 2018 are related to multiple securities. Because the decline in fair value is attributable to changes in market conditions, and not credit quality, and because the Company does not have the intent to sell these securities and it is likely that it will not be required to sell these securities before their anticipated recovery, the Company did not consider these securities to be other-than-temporarily impaired at March 31, 2019 and December 31, 2018.

Loans And Leases

Loans And Leases	3 Months Ended
	Mar. 31, 2019
Loans And Leases [Abstract]
Loans And Leases	NOTE 4 – LOANS AND LEASES The following table presents the recorded investment in loans and leases by portfolio segment. The recorded investment in loans and leases includes the principal balance outstanding adjusted for purchase premiums and discounts, and deferred loan fees and costs.     March 31, 2019 December 31, 2018  (unaudited)  Commercial (1) $ 124,066 $ 126,887  Real estate:  Single-family residential 126,376 118,386  Multi-family residential 51,785 47,651  Commercial 177,370 173,435  Construction 62,874 61,792  Consumer:  Home equity lines of credit 23,742 23,961  Other 5,367 5,583  Subtotal 571,580 557,695  Less: ALLL (7,024) (7,012)  Loans and leases, net $ 564,556 $ 550,683  (1) Includes $5,249 and $5,403 of commercial leases at March 31, 2019 and December 31, 2018, respectively.  Mortgage Purchase Program CFBank has participated in a Mortgage Purchase Program with Northpointe Bank (Northpointe), a Michigan banking corporation, since December 2012. Pursuant to the terms of a participation agreement, CFBank purchases participation interests in loans made by Northpointe related to fully underwritten and pre-sold mortgage loans originated by various prescreened mortgage brokers located throughout the U.S. The underlying loans are individually (MERS) registered loans which are held until funded by the end investor. The mortgage loan investors include Fannie Mae and Freddie Mac, and other major financial institutions. This process on average takes approximately 14 days. Given the short-term holding period of the underlying loans, common credit risks (such as past due, impairment and TDR, nonperforming, and nonaccrual classification) are substantially reduced. Therefore, no allowance is allocated by CFBank to these loans. These loans are 100% risk rated for CFBank capital adequacy purposes. Under the participation agreement, CFBank agrees to purchase a 95% ownership/participation interest in each of the aforementioned loans, and Northpointe maintains a 5% ownership interest in each loan it participates. At March 31, 2019 and December 31, 2018, CFBank held $39,399 and $36,845 , respectively, of such loans which have been included in single-family residential loan totals above. Allowance for Loan and Lease Losses The ALLL is a valuation allowance for probable incurred credit losses in the loan portfolio based on management’s evaluation of various factors including past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors. A provision for loan and lease losses is charged to operations based on management’s periodic evaluation of these and other pertinent factors described in Note 1 to the 2018 Audited Financial Statements. The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2019:    Three months ended March 31, 2019 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,819 $ 1,061 $ 612 $ 2,274 $ 739 $ 410 $ 97 $ 7,012  Addition to (reduction in) provision for loan losses - - 10 25 20 (45) (10) -  Charge-offs - - - - - - - -  Recoveries - 2 - - - 10 - 12  Ending balance $ 1,819 $ 1,063 $ 622 $ 2,299 $ 759 $ 375 $ 87 $ 7,024     The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2018:    Three months ended March 31, 2018 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,984 $ 912 $ 660 $ 2,143 $ 672 $ 597 $ 2 $ 6,970  Addition to (reduction in) provision for loan losses (117) 131 27 (4) (58) (84) 105 -  Charge-offs - (6) - - - - - (6)  Recoveries 2 2 - - - 8 - 12  Ending balance $ 1,869 $ 1,039 $ 687 $ 2,139 $ 614 $ 521 $ 107 $ 6,976   The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of March 31, 2019 (unaudited):    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 33 $ - $ - $ - $ 33  Collectively evaluated for impairment 1,819 1,063 622 2,266 759 375 87 6,991  Total ending allowance balance $ 1,819 $ 1,063 $ 622 $ 2,299 $ 759 $ 375 $ 87 $ 7,024   Loans:  Individually evaluated for impairment $ 97 $ 109 $ - $ 4,630 $ - $ - $ - $ 4,836  Collectively evaluated for impairment 123,969 126,267 51,785 172,740 62,874 23,742 5,367 566,744  Total ending loan balance $ 124,066 $ 126,376 $ 51,785 $ 177,370 $ 62,874 $ 23,742 $ 5,367 $ 571,580  The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of December 31, 2018:    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 22 $ - $ - $ - $ 22  Collectively evaluated for impairment 1,819 1,061 612 2,252 739 410 97 6,990  Total ending allowance balance $ 1,819 $ 1,061 $ 612 $ 2,274 $ 739 $ 410 $ 97 $ 7,012   Loans:  Individually evaluated for impairment $ 100 $ 110 $ - $ 2,951 $ - $ - $ - $ 3,161  Collectively evaluated for impairment 126,787 118,276 47,651 170,484 61,792 23,961 5,583 554,534  Total ending loan balance $ 126,887 $ 118,386 $ 47,651 $ 173,435 $ 61,792 $ 23,961 $ 5,583 $ 557,695  The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended March 31, 2019. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, and deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2019. Cash payments of interest on these loans during the three months ended March 31, 2019 totaled $46 .   Three months ended  As of March 31, 2019 March 31, 2019  (unaudited) (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Real estate:  Commercial:  Owner occupied $ 376 $ 122 $ - $ 123 $ 5  Total with no allowance recorded 376 122 - 123 5   With an allowance recorded:  Commercial (1) 97 97 - 98 -  Real estate:  Single-family residential (1) 109 109 - 110 1  Commercial:  Non-owner occupied 4,508 4,508 33 3,381 38  Total with an allowance recorded 4,714 4,714 33 3,589 39  Total $ 5,090 $ 4,836 $ 33 $ 3,712 $ 44 (1) Allowance recorded is less than $1 resulting in rounding to zero.  The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, and deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2018. Cash payments of interest during the three months ended March 31, 2018 totaled $50 .   Three months ended  As of December 31, 2018 March 31, 2018  (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ - $ - $ - $ - $ -  Real estate:  Commercial:  Owner occupied 379 125 - 135 5  Total with no allowance recorded 379 125 - 135 5   With an allowance recorded:  Commercial (1) 100 100 - 227 2  Real estate:  Single-family residential (1) 110 110 - 115 1  Commercial:  Non-owner occupied 2,826 2,826 22 2,847 39  Owner occupied - - - 187 2  Total with an allowance recorded 3,036 3,036 22 3,376 44  Total $ 3,415 $ 3,161 $ 22 $ 3,511 $ 49 (1) Allowance recorded is less than $1 resulting in rounding to zero.  The following table presents the recorded investment in nonperforming loans by class of loans:     March 31, 2019 December 31, 2018  (unaudited)  Loans past due over 90 days still on accrual $ - $ -  Nonaccrual loans:  Commercial 97 100  Real estate:  Single-family residential 160 167  Commercial:  Non-owner occupied 1,701 -  Consumer:  Home equity lines of credit:  Originated for portfolio 17 -  Purchased for portfolio 86 89  Other consumer 17 21  Total nonaccrual 2,078 377  Total nonaccrual and nonperforming loans $ 2,078 $ 377  Nonaccrual loans include both smaller balance single-family mortgage and consumer loans that are collectively evaluated for impairment and individually classified impaired loans. There were no loans 90 days or more past due and still accruing interest at March 31, 2019 or December 31, 2018. The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of March 31, 2019 (unaudited):   30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ - $ - $ 124,066 $ 97  Real estate:  Single-family residential 748 376 22 1,146 125,230 138  Multi-family residential - - - - 51,785 -  Commercial:  Non-owner occupied 1,701 - - 1,701 121,168 1,701  Owner occupied - - - - 42,301 -  Land - - - - 12,200 -  Construction 79 - - 79 62,795 -  Consumer:  Home equity lines of credit:  Originated for portfolio - - 17 17 23,429 -  Purchased for portfolio - 32 - 32 264 86  Other - - 17 17 5,350 -  Total $ 2,528 $ 408 $ 56 $ 2,992 $ 568,588 $ 2,022  The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of December 31, 2018:    30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ - $ - $ 126,887 $ 100  Real estate:  Single-family residential 597 - 23 620 117,766 144  Multi-family residential - - - - 47,651 -  Commercial:  Non-owner occupied - - - - 122,465 -  Owner occupied - - - - 43,087 -  Land - - - - 7,883 -  Construction - - - - 61,792 -  Consumer:  Home equity lines of credit:  Originated for portfolio 474 - - 474 23,119 -  Purchased for portfolio - 33 - 33 335 89  Other - - 21 21 5,562 -  Total $ 1,071 $ 33 $ 44 $ 1,148 $ 556,547 $ 333  Troubled Debt Restructurings (TDRs): From time to time, the terms of certain loans are modified as TDRs, where concessions are granted to borrowers experiencing financial difficulties. The modification of the terms of such loans may have included one or a combination of the following: a reduction of the stated interest rate of the loan; an increase in the stated rate of interest lower than the current market rate for new debt with similar risk; an extension of the maturity date; or a change in the payment terms. As of March 31, 2019 and December 31, 2018, TDRs totaled $3,135 and $3,161 , respectively. The Company allocated $20 and $22 of specific reserves to loans whose terms had been modified in TDRs as of March 31, 2019 and December 31, 2018, respectively. The Company had not committed to lend any additional amounts as of March 31, 2019 or December 31, 2018 to customers with outstanding loans classified as nonaccrual TDRs. During the three months ended March 31, 2019 and March 31, 2018, there were no loans modified as a TDR. There were no TDRs in payment default or that became nonperforming during the quarters ended March 31, 2019 and March 31, 2018. A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms, at which time the loan is re-evaluated to determine whether an impairment loss should be recognized, either through a write-off or specific valuation allowance, so that the loan is reported, net, at the present value of estimated future cash flows, or at the fair value of collateral, less cost to sell, if repayment is expected solely from the collateral. The terms of certain other loans were modified during the quarters ended March 31, 2019 and 2018 that did not meet the definition of a TDR. These loans had a total recorded investment of $5,183 and $22,359 as of March 31, 2019 and 2018, respectively. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties, a delay in payments that was considered to be insignificant or a modification where no concessions were granted. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Nonaccrual loans include loans that were modified and identified as TDRs and the loans are not performing. At March 31, 2019 and December 31, 2018, nonaccrual TDRs were as follows:     March 31, 2019 December 31, 2018  (unaudited)  Commercial $ 97 $ 100  Total $ 97 $ 100  Nonaccrual loans at March 31, 2019 and December 31, 2018 do not include $3,038 and $3,061 , respectively, of TDRs where customers have established a sustained period of repayment performance, generally six months, the loans are current according to their modified terms and repayment of the remaining contractual payments is expected. These loans are included in total impaired loans. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. Management analyzes loans individually by classifying the loans as to credit risk. This analysis includes commercial, commercial real estate and multi-family residential real estate loans. Internal loan reviews for these loan types are performed at least annually, and more often for loans with higher credit risk. Adjustments to loan risk ratings are made based on the reviews and at any time information is received that may affect risk ratings. The following definitions are used for risk ratings: Special Mention . Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of CFBank’s credit position at some future date. Substandard . Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that there will be some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Loans not meeting the criteria to be classified into one of the above categories are considered to be not rated or pass-rated loans. Loans listed as not rated are primarily groups of homogeneous loans. Past due information is the primary credit indicator for groups of homogenous loans. Loans listed as pass-rated loans are loans that are subject to internal loan reviews and are determined not to meet the criteria required to be classified as special mention, substandard or doubtful. The recorded investment in loans and leases by risk category and by class of loans and leases as of March 31, 2019 and based on the most recent analysis performed follows. There were no loans or leases rated doubtful at March 31, 2019.   (unaudited) Not Rated Pass Special Mention Substandard Total  Commercial $ - $ 117,330 $ 5,921 $ 815 $ 124,066  Real estate:  Single-family residential 126,216 - - 160 126,376  Multi-family residential - 51,220 413 152 51,785  Commercial:  Non-owner occupied 73 118,288 - 4,508 122,869  Owner occupied - 39,013 2,214 1,074 42,301  Land - 12,200 - - 12,200  Construction 3,134 59,740 - - 62,874  Consumer:  Home equity lines of credit:  Originated for portfolio 23,362 - - 84 23,446  Purchased for portfolio 209 - - 87 296  Other 5,350 - - 17 5,367  $ 158,344 $ 397,791 $ 8,548 $ 6,897 $ 571,580  The recorded investment in loans and leases by risk category and by class of loans and leases as of December 31, 2018 follows. There were no loans or leases rated doubtful at December 31, 2018.    Not Rated Pass Special Mention Substandard Total  Commercial $ - $ 123,369 $ 2,651 $ 867 $ 126,887  Real estate:  Single-family residential 118,219 - - 167 118,386  Multi-family residential - 47,072 425 154 47,651  Commercial:  Non-owner occupied 76 119,843 1,701 845 122,465  Owner occupied - 39,747 2,252 1,088 43,087  Land - 7,883 - - 7,883  Construction 3,279 58,513 - - 61,792  Consumer:  Home equity lines of credit:  Originated for portfolio 23,525 - - 68 23,593  Purchased for portfolio 279 - - 89 368  Other 5,562 - - 21 5,583  $ 150,940 $ 396,427 $ 7,029 $ 3,299 $ 557,695   Leases: The following lists the components of the net investment in direct financing leases (1) :     March 31, 2019 December 31, 2018  (unaudited)  Total minimum lease payments to be received $ 5,847 $ 6,045  Less: unearned income (598) (642)  Net investment in direct financing leases $ 5,249 $ 5,403  (1) There were no initial direct costs associated with these leases.  The following summarizes the future minimum lease payments receivable in fiscal year 2019 and in subsequent fiscal years:     2019 $ 595  2020 793  2021 793  2022 793  2023 1,563  Thereafter 1,310  $ 5,847

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	NOTE 5 – LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, the Company adopted ASU No. 2016-02, Leases (Topic 842) and all subsequent ASUs that modified Topic 842. For the Company, Topic 842 primarily affected the accounting treatment for operating lease agreements in which the Company is the lessee. The leases in which the Company is the lessee are comprised of real estate property for branches and offices and for equipment with terms extending through 2024 . All of our leases are classified as operating leases, and therefore, were previously not recognized on the Company’s consolidated balance sheets. With the adoption of Topic 842, operating lease agreements are required to be recognized on the consolidated balance sheets as a right-of-use (“ROU”) asset and a corresponding operating lease liability. The Company does not have any leases classified as finance leases. The calculated amount of the ROU assets and lease liabilities are impacted by the length of the lease term and the discount rate used to present value the minimum lease payments. The Company’s lease agreements often include one or more options to renew at the Company’s discretion which were considered, as applicable, in the calculation of the ROU assets and lease liabilities. If at lease inception, the Company considers the exercising of a renewal option to be reasonably certain, the Company will include the extended term in the calculation of the ROU asset and lease liability. Regarding the discount rate, Topic 842 requires the use of the rate implicit in the lease whenever this rate is readily determinable. As this rate is not readily determinable in our operating leases, the Company utilizes its incremental borrowing rate at lease inception, on a collateralized basis, over a similar term. At March 31, 2019, the weighted-average remaining lease term for the Company’s operating leases was 5.0 years and the weighted-average discount rate was 6.56% . The Company’s operating lease costs were $127 and its variable lease costs totaled $31 for the three months ended March 31, 2019. As the Company elected, for all classes of underlying assets, not to separate lease and non-lease components and instead to account for them as a single lease component, the variable lease cost primarily represents variable payments such as common area maintenance and utilities.  Future minimum operating lease payments as of March 31, 2019 are as follows:    2019, excluding the quarter ended March 31, 2019 $ 406  2020 544  2021 548  2022 536  2023 377  Thereafter 250  Total future minimum rental commitments 2,661  Less - amounts representing interest (400)  Total operating lease liabilities $ 2,261  

Fair Value

Fair Value	3 Months Ended
	Mar. 31, 2019
Fair Value [Abstract]
Fair Value	NOTE 6 - FAIR VALUE Fair value is the exchange price that would be received for an asset or paid to transfer a liability in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of asset and liability: Securities available for sale : The fair value of securities available for sale is determined using pricing models that vary based on asset class and include available trade, bid and other market information or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Derivatives : The fair value of derivatives, which includes yield maintenance provisions, interest rate lock commitments and interest rate swaps, is based on valuation models using observable market data as of the measurement date (Level 2). TBA mortgage – back securities: To mitigate the effect of the interest rate risk inherent in providing rate lock commitments to borrowers, the Company enters into either a forward sales contract to sell loans to investors when using best efforts or a trade of “to be announced (TBA)” mortgage-backed securities for mandatory delivery. The forward sales contracts lock in a price for the sale of loans with similar characteristics to the specific rate lock commitments based on a valuation model using observable market data for pricing commitments (Level 2). Impaired loans: The fair value of impaired loans with specific allocations of the ALLL is generally based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by a third-party appraisal management company approved by the Board of Directors annually. Once received, the loan officer or a member of the credit department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. Appraisals are updated as needed based on facts and circumstances associated with the individual properties. Real estate appraisals typically incorporate measures such as recent sales prices for comparable properties. Appraisers may make adjustments to the sales prices of the comparable properties as deemed appropriate based on the age, condition or general characteristics of the subject property. Management applies an additional discount to real estate appraised values, typically to reflect changes in market conditions since the date of the appraisal if warranted and to cover disposition costs (including selling expenses) based on the intended disposition method of the property. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Loans held for sale: Loans held for sale are carried at fair value, as determined by outstanding commitments from third party investors (Level 2). Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below:    Fair Value Measurements at March 31, 2019 using Significant Other Observable Inputs  (Level 2)  (unaudited)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 8,927  Mortgage-backed securities - residential 161  Collateralized mortgage obligations 56  Total securities available for sale $ 9,144  Loans held for sale $ 27,920  Yield maintenance provisions (embedded derivatives) $ 5  Interest rate lock commitments $ 1,325  Financial Liabilities:  Interest-rate swaps $ 5  TBA Mortgage-back securities $ 379     Fair Value Measurements at December 31, 2018 using Significant Other Observable Inputs  (Level 2)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 9,881  Mortgage-backed securities - residential 170  Collateralized mortgage obligations 63  Total securities available for sale $ 10,114  Loans held for sale $ 17,385  Yield maintenance provisions (embedded derivatives) $ 17  Interest rate lock commitments $ 721  Financial Liabilities:  Interest-rate swaps $ 17  TBA Mortgage-backed securities $ 342  The Company had no assets or liabilities measured at fair value on a recurring basis that were measured using Level 1 or Level 3 inputs at March 31, 2019 or December 31, 2018. There were no transfers of assets or liabilities measured at fair value between levels during the periods ended March 31, 2019 and December 31, 2018. Assets and liabilities measured at fair value on a non-recurring basis are summarized below:    Fair Value Measurements at March 31, 2019 Using  Significant Unobservable Inputs (Level 3)  (unaudited)  Impaired loans:  Commercial $ 97  Real Estate:  Single-family residential 109  Commercial:  Non-owner occupied 4,476  Total impaired loans $ 4,682     Fair Value Measurements at December 31, 2018 Using  Significant Unobservable Inputs (Level 3)   Impaired loans:  Commercial $ 100  Real Estate:  Single-family residential 110  Commercial:  Non-owner occupied 2,804  Total impaired loans $ 3,014  The Company had no material assets or liabilities measured at fair value on a non-recurring basis that were measured using Level 1 or Level 2 inputs at March 31, 2019 or December 31, 2018. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans , had a principal balance of $ 4,714 with a valuation allowance of $ 33 at March 31, 2019. There were no write-downs of impaired collateral dependent loans during the three months ended March 31, 2019 or 2018. Impaired loans that are measured for impairment using the fair value of the collateral for collateral dependent loans, had a principal balance of $3,036 , with a valuation allowance of $22 at December 31, 2018. During the three months ended March 31, 2019, the Company did not have any transfers of assets or liabilities between those measured using Level 1, 2 or 3 inputs. The Company recognizes transfers of assets and liabilities between Level 1, 2 and 3 inputs based on the information relating to those assets and liabilities at the end of the reporting period. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2019 (unaudited):   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 97 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single-family residential 109 Comparable sales approach Adjustment for differences between the comparable market transactions 3.61%  Commercial:  Non-owner occupied 4,476 Comparable sales approach Adjustment for differences between the comparable market transactions ( -2.58% , 8.61% ) 2.15%   The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2018:   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 100 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single -family residential 110 Comparable sales approach Adjustment for differences between the comparable market transactions 3.61%  Commercial:  Non-owner occupied 2,804 Comparable sales approach Adjustment for differences between the comparable market transactions ( 3.48% , 8.61% ) 5.02%  Financial Instruments Recorded Using Fair Value Option The Company has elected the fair value option for loans held for sale. These loans are intended for sale and the Company believes that the fair value is the best indicator of the resolution of these loans. Loans originated as construction loans, that were subsequently transferred to held for sale, are carried at the lower of cost or market and are not included. Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policy on loans held for investment. None of these loans were 90 days or more past due or on nonaccrual as of March 31, 2019 or December 31, 2018. As of March 31, 2019 and December 31, 2018, the aggregate fair value, contractual balance and gain or loss of loans held for sale were as follows:    March 31, 2019 December 31, 2018  (unaudited)  Aggregate fair value $ 27,920 $ 17,385  Contractual balance 27,282 17,008  Gain (loss) $ 638 $ 377  The total amount of gains and losses from changes in fair value included in earnings for the three months ended March 31, 2019 and 2018 for loans held for sale were:   Three months ended March 31,  2019 2018  (unaudited)  Interest income $ 214 $ 25  Interest expense - -  Change in fair value 261 58  Total change in fair value $ 475 $ 83  The carrying amounts and estimated fair values of financial instruments at March 31, 2019 were as follows:    Fair Value Measurements at March 31, 2019 Using:  Carrying  (unaudited) Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 95,993 $ 95,993 $ - $ - $ 95,993  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 9,144 - 9,144 - 9,144  Loans held for sale 27,920 - 27,920 - 27,920  Loans and leases, net 564,556 - - 557,068 557,068  FHLB and FRB stock 3,816 n/a n/a n/a n/a  Accrued interest receivable 2,215 37 61 2,117 2,215  Yield maintenance provisions (embedded derivatives) 5 - 5 - 5  Interest rate lock commitments 1,325 - 1,325 - 1,325   Financial liabilities  Deposits $ (631,829) $ (324,063) $ (308,894) $ - $ (632,957)  FHLB advances and other borrowings (18,500) - (18,600) - (18,600)  Advances by borrowers for taxes and insurance (398) - - (398) (398)  Subordinated debentures (14,776) - (15,167) - (15,167)  Accrued interest payable (444) (16) (428) - (444)  Interest-rate swaps (5) - (5) - (5)  TBA mortgage-back securities (379) - (379) - (379)  The carrying amounts and estimated fair values of financial instruments at December 31, 2018 were as follows:    Fair Value Measurements at December 31, 2018 Using:  Carrying  Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 67,304 $ 67,304 $ - $ - $ 67,304  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 10,114 - 10,114 - 10,114  Loans held for sale 17,385 - 17,385 - 17,385  Loans and leases, net 550,683 - - 549,599 549,599  FHLB stock 3,476 n/a n/a n/a n/a  Accrued interest receivable 2,181 45 40 2,097 2,182  Yield maintenance provisions (embedded derivatives) 17 - 17 - 17  Interest rate lock commitments 721 - 721 - 721   Financial liabilities  Deposits $ (579,786) $ (306,121) $ (272,924) $ - $ (579,045)  FHLB advances and other borrowings (19,500) - (19,589) - (19,589)  Advances by borrowers for taxes and insurance (827) - - (827) (827)  Subordinated debentures (14,767) - (14,280) - (14,280)  Accrued interest payable (231) - (231) - (231)  Interest-rate swaps (17) - (17) - (17)  TBA mortgage-backed securities (342) - (342) - (342)  The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and Cash Equivalents and Interest-Bearing Deposits in Other Financial Institutions The carrying amounts of cash and short-term instruments approximate fair values and are classified as Level 1. FHLB and FRB Stock It is not practical to determine the fair value of FHLB and FRB stock due to restrictions placed on its transferability. Loans and Leases Fair values of loans and leases as of March 31, 2019, excluding loans held for sale, are estimated utilizing an exit pricing methodology as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. The discount rate for the discounted cash flow analyses includes a credit quality adjustment. Impaired loans are valued at the lower of cost or fair value as described previously. Deposits The fair values disclosed for demand deposits (e.g., interest and noninterest bearing checking, passbook savings, and money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Other Borrowings The fair values of the Company’s long-term FHLB and credit facility advances are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Accrued Interest Receivable/Payable The carrying amounts of accrued interest approximate fair value resulting in a Level 1, 2 or 3 classification, consistent with the asset or liability with which they are associated. Advances by Borrowers for Taxes and Insurance The carrying amount of advances by borrowers for taxes and insurance approximates fair value resulting in a Level 3 classification, consistent with the liability with which they are associated. Off-Balance-Sheet Instruments The fair value of off-balance-sheet items is not considered material.

Subordinated Debentures

Subordinated Debentures	3 Months Ended
	Mar. 31, 2019
Subordinated Debentures [Abstract]
Subordinated Debentures	NOTE 7 – SUBORDINATED DEBENTURES 2003 Subordinated Debentures: In December 2003, Central Federal Capital Trust I, a trust formed by the Holding Company, closed a pooled private offering of 5,000 trust preferred securities with a liquidation amount of $1 per security. The Holding Company issued $5,155 of subordinated debentures to the trust in exchange for ownership of all of the common stock of the trust and the proceeds of the preferred securities sold by the trust . The Holding Company is not considered the primary beneficiary of this trust (which is classified as a variable interest entity); therefore, the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. The Holding Company’s investment in the common stock of the trust was $155 and is included in other assets. The Holding Company may redeem the subordinated debentures, in whole or in part, in a principal amount with integral multiples of $1 , on or after December 30, 2008 at 100% of the principal amount, plus accrued and unpaid interest. The subordinated debentures mature on December 30, 2033 . The subordinated debentures are also redeemable in whole or in part from time to time, upon the occurrence of specific events defined within the trust indenture. There are no required principal payments on the subordinated debentures over the next five years. The Holding Company has the option to defer interest payments on the subordinated debentures for a period not to exceed five consecutive years. The subordinated debentures have a variable rate of interest, reset quarterly, equal to the three-month London Interbank Offered Rate (LIBOR) plus 2.85% , which was 5.44% at March 31, 2019 and 5.65% at December 31, 2018. 2018 Fixed-to-floating rate subordinated notes: In December 2018, the Holding Company entered into subordinated note purchase agreements with certain qualified institutional buyers and completed a private placement of $10 million of fixed-to-floating rate subordinated notes with a maturity date of December 30, 2028 pursuant to Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506(b) of Regulation D promulgated thereunder. The Notes initially bear interest at 7.00% , from and including December 20, 2018, to but excluding December 30, 2023, payable semi-annually in arrears on June 30 and December 30 of each year. From and including December 30, 2023, to but excluding December 30, 2028 or the earlier redemption of the notes, the interest rate will reset quarterly to an interest rate equal to the then current three-month LIBOR (but not less than zero) plus 4.14% , payable quarterly in arrears on March 30, June 30, September 30, and December 30 of each year. The Holding Company may, at its option, redeem the notes beginning on December 30, 2023 and on any scheduled interest payment date thereafter. After payment of approximately $388 of debt issuance costs, the Holding Company’s net proceeds were approximately $9,612. At March 31, 2019, the balance of the subordinated notes, net of unamortized debt issuance costs, was $9,621 .

FHLB Advances And Other Debt

FHLB Advances And Other Debt	3 Months Ended
	Mar. 31, 2019
FHLB Advances And Other Debt [Abstract]
FHLB Advances And Other Debt	NOTE 8 – FHLB ADVANCES AND OTHER DEBT FHLB advances and other debt were as follows:    Weighted  Average Rate March 31, 2019 December 31, 2018  FHLB fixed rate advances :  Maturities:  2019 1.62% $ 3,500 $ 3,500  2020 1.98% 4,500 4,500  2021 2.32% 4,000 4,000  2022 2.05% 1,500 1,500  Total FHLB fixed rate advances 13,500 13,500   Variable rate other debt:  Maturities:  2020 6.25% 5,000 6,000  Total variable rate other debt 5,000 6,000  Total $ 18,500 $ 19,500  Each FHLB advance is payable at its maturity date, with a prepayment penalty for fixed-rate advances. In February 2018, the Holding Company entered into a credit facility with a third-party bank pursuant to which the Holding Company could borrow up to an aggregate principal amount of $6,000 . The Holding Company increased the credit facility by $2,000 in July 2018, and by an additional $2,000 in December 2018, which increased the total borrowing limit to $10,000 . In December 2018, the credit facility was also modified to a revolving line-of-credit. The purpose of the credit facility is to provide an additional source of liquidity for the Holding Company and to provide funds for the Holding Company to downstream as additional capital to CFBank to support growth. Loans under the credit facility bear interest at a rate equal to the Prime Rate plus 0.75% . The credit facility is secured by a pledge of the Holding Company’s stock of CFBank. The credit facility will expire in February 2020 unless extended or replaced. As of March 31, 2019, the Company had an outstanding balance of $5,000 on the credit facility. 

Stock-Based Compensation

Stock-Based Compensation	3 Months Ended
	Mar. 31, 2019
Stock-Based Compensation [Abstract]
Stock-Based Compensation	NOTE 9 – STOCK-BASED COMPENSATION The Company has outstanding awards under two stock-based compensation plans (collectively, the “Plans”), as described below. Total compensation cost that has been charged against income for those Plans totaled $116 and $96 , respectively, for the three months ended March 31, 2019 and March 31, 2018. The total income tax effect was $ 24 and $20 , respectively, for the three months ended March 31, 2019 and March 31, 2018. All exercise prices and share amounts have been restated for the 1-for-5.5 reverse stock split on August 20, 2018 (see Note 1). The Plans are both stockholder-approved and authorize stock option grants and restricted stock awards to be made to directors, officers and employees. The 2003 Equity Compensation Plan (the “2003 Plan”), as amended and restated, provided an aggregate of 18,181 shares for stock option grants and restricted stock awards, of which up to 5,454 shares could be awarded in the form of restricted stock awards. The 2009 Equity Compensation Plan (the “2009 Plan”), which was approved by stockholders on May 21, 2009, replaced the 2003 Plan and provided for 36,363 shares, plus any remaining shares available to grant or that are later forfeited or expire under the 2003 Plan, to be made available to be issued as stock option grants, stock appreciation rights or restricted stock awards. On May 16, 2013, the Company’s stockholders approved the First Amendment to the 2009 Plan to increase the number of shares of common stock reserved for stock option grants and restricted stock awards thereunder to 272,727 . Stock Options: The Plans permit the grant of stock options to directors, officers and employees of the Holding Company and CFBank. Option awards are granted with an exercise price equal to the market price of the Company’s common stock on the date of grant, generally have vesting periods ranging from one to three years, and are exercisable for ten years from the date of grant. Unvested stock options immediately vest upon a change of control. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock. The Company uses historical data to estimate option exercise and post-vesting termination behavior. Employee and management options are tracked separately. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no options granted or exercised during the three months ended March 31, 2019 and March 31, 2018 (unaudited). A summary of stock option activity in the Plans for the three months ended March 31, 2019 follows (unaudited):    Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Intrinsic Value  Outstanding at beginning of year 96,379 $ 7.65  Expired - -  Cancelled or forfeited - -  Outstanding at end of period 96,379 $ 7.65 4.2 $ 500,919   Exercisable at end of period 96,379 7.65 4.2 $ 500,919  During the three months ended March 31, 2019, there were no stock options canceled, forfeited or expired. There were 200 stock options canceled, forfeited or expired during the three months ended March 31, 2018. As of March 31, 2019, all stock options granted under the Plans were vested. Restricted Stock Awards: The Plans also permit the grant of restricted stock awards to directors, officers and employees. Compensation is recognized over the vesting period of the awards based on the fair value of the stock at grant date. The fair value of the stock is determined using the closing share price on the date of grant and shares generally have vesting periods of one to three years. There were 33,788 shares of restricted stock granted during the three months ended March 31, 2019. There were no shares of restricted stock issued during the three months ended March 31, 2018. A summary of changes in the Company’s nonvested restricted stock awards as of March 31, 2019 follows (unaudited):     Nonvested Shares Shares Weighted Average Grant-Date Fair Value  Nonvested at January 1, 2019 69,324 $ 11.91  Granted 33,788 12.81  Vested - -  Forfeited (393) 10.19  Nonvested at March 31, 2019 102,719 $ 12.21  As of March 31, 2019 and 2018, the unrecognized compensation cost related to nonvested restricted stock awards granted under the Plans was $1,125 and $739 , respectively. There were 393 shares of restricted stock forfeited during the three-month period ended March 31, 2019 . There were 6,848 shares of restricted stock forfeited during the three months ended March 31, 2018. There were no shares of restricted stock that vested during the three months ended March 31, 2019 and 2018. The 2009 Plan terminated in accordance with its terms on March 19, 2019 and, as a result, no further awards may be granted under the 2009 Plan.

Regulatory Capital Matters

Regulatory Capital Matters	3 Months Ended
	Mar. 31, 2019
Regulatory Capital Matters [Abstract]
Regulatory Capital Matters	NOTE 10 – REGULATORY CAPITAL MATTERS CFBank is subject to regulatory capital requirements administered by federal banking agencies. Prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Prompt corrective action regulations provide five classifications for banking organizations: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If a banking organization is classified as adequately capitalized, regulatory approval is required to accept brokered deposits. If a banking organization is classified as undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. In July 2013, the Holding Company’s primary federal regulator, the FRB, published final rules (the “Basel III Capital Rules”) establishing a new comprehensive capital framework for U.S. banking organizations. The rules implement the Basel Committee's December 2010 framework known as “Basel III” for strengthening international capital standards as well as certain provisions of the Dodd-Frank Act. The Basel III Capital Rules provide higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place. In addition, in order to avoid limitations on capital distributions, such as dividend payments and certain bonus payments to executive officers, the Basel III Capital Rules require insured financial institutions to hold a capital conservation buffer of common equity tier 1 capital above the minimum risk-based capital requirements. The capital conservation buffer was phased in over time, became fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets. The Basel III Capital Rules revise the regulatory agencies' prompt corrective action framework by incorporating the new regulatory capital minimums and updating the definition of common equity. The Basel III Capital Rules became effective for the Company on January 1, 2015, and were fully phased in effective January 1, 2019. Quantitative measures established by the Basel III Capital Rules to ensure capital adequacy require the maintenance of minimum amounts and ratios of Common Equity Tier 1 capital, Tier 1 capital and Total capital, as defined in the regulations, to risk-weighted assets, and of Tier 1 capital to adjusted quarterly average assets (“Leverage Ratio”). CFBank’s implementation of the new rules on January 1, 2015 did not have a material impact on our capital needs or classification. As fully phased in on January 1, 2019, the Basel III Capital Rules require CFBank to maintain: 1) a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of 4.5% , plus a 2.5% “capital conservation buffer” (resulting in a minimum ratio of Common Equity Tier 1 capital to risk-weighted assets of 7.0% upon full implementation); 2) a minimum ratio of Tier 1 capital to risk-weighted assets of 6.0% , plus the capital conservation buffer (resulting in a minimum Tier 1 capital ratio of 8.5% upon full implementation); 3) a minimum ratio of Total capital to risk-weighted assets of 8.0% , plus the capital conservation buffer (resulting in a minimum Total capital ratio of 10.5% upon full implementation); and 4) a minimum Leverage Ratio of 4.0% . The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and was phased in over a four -year period increasing by increments of that amount on each subsequent January 1 until it reached 2.5% on January 1, 2019. The capital conservation buffer is designed to absorb losses during periods of economic stress. Failure to maintain the minimum Common Equity Tier 1 capital ratio plus the capital conservation buffer will result in potential restrictions on a banking institution’s ability to pay dividends, repurchase stock and/or pay discretionary compensation to its employees. The following tables present actual and required capital ratios as of March 31, 2019 and December 31, 2018 for CFBank under the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.    Actual Minimum Capital Required-Basel III Fully Phased-In To Be Well Capitalized Under Applicable Regulatory Capital Standards  Amount Ratio Amount Ratio Amount Ratio  March 31, 2019  Total Capital to risk weighted assets $ 71,458 12.45% $ 60,263 10.50% $ 57,394 10.00%  Tier 1 (Core) Capital to risk weighted assets 64,290 11.20% 48,784 8.50% 45,915 8.00%  Common equity tier 1 capital to risk-weighted assets 64,290 11.20% 40,175 7.00% 37,306 6.50%  Tier 1 (Core) Capital to adjusted total assets (Leverage ratio) 64,290 9.60% 26,800 4.00% 33,500 5.00%      Actual Minimum Capital Required-Basel III Phase-In Schedule Minimum Capital Required-Basel III Fully Phased-In To Be Well Capitalized Under Applicable Regulatory Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  December 31, 2018  Total Capital to risk weighted assets $ 69,066 12.37% $ 55,164 9.88% $ 58,626 10.50% $ 55,834 10.00%  Tier 1 (Core) Capital to risk weighted assets 62,085 11.12% 43,998 7.88% 47,459 8.50% 44,668 8.00%  Common equity tier 1 capital to risk-weighted assets 62,085 11.12% 35,622 6.38% 39,084 7.00% 36,292 6.50%  Tier 1 (Core) Capital to adjusted total assets (Leverage ratio) 62,085 10.13% 24,526 4.00% 24,526 4.00% 30,658 5.00%  CFBank converted from a mutual to a stock institution in 1998, and a “liquidation account” was established in the amount of $ 14,300 , which was the net worth reported in the conversion prospectus. The liquidation account represents a calculated amount for the purposes described below, and it does not represent actual funds included in the consolidated financial statements of the Company. Eligible depositors who have maintained their accounts, less annual reductions to the extent they have reduced their deposits, would be entitled to a priority distribution from this account if CFBank liquidated and its assets exceeded its liabilities. Dividends may not reduce CFBank’s stockholder’s equity below the required liquidation account balance. Dividend Restrictions: Banking regulations require us to maintain certain capital levels and may limit the dividends paid by CFBank to the Holding Company or by the Holding Company to stockholders. The ability of the Holding Company to pay dividends on its common stock is dependent upon the amount of cash and liquidity available at the Holding Company level, as well as the receipt of dividends and other distributions from CFBank to the extent necessary to fund such dividends. The Holding Company is a legal entity that is separate and distinct from CFBank, which has no obligation to make any dividends or other funds available for the payment of dividends by the Holding Company. The Holding Company also is subject to various legal and regulatory policies and guidelines impacting the Holding Company’s ability to pay dividends on its stock. In addition, the Holding Company’s ability to pay dividends on its stock is conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities. Finally, under the terms of the Holding Company’s fixed-to-floating rate subordinated debt, the Holding Company’s ability to pay dividends on its stock is conditioned upon the Holding Company continuing to make required principal and interest payments, and not incurring an event of default, with respect to the subordinated debt. Additionally, CFBank does not intend to make distributions to the Holding Company that would result in a recapture of any portion of its thrift bad debt reserve as discussed in Note 12-Income Taxes.

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2019
Derivative Instruments [Abstract]
Derivative Instruments	NOTE 11 – DERIVATIVE INSTRUMENTS Interest-rate swaps: CFBank utilizes interest-rate swaps as part of its asset/liability management strategy to help manage its interest rate risk position, and does not use derivatives for trading purposes. The notional amount of the interest-rate swaps does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest-rate swap agreements. CFBank was party to interest-rate swaps with a combined notional amount of $ 676 at March 31, 2019 and $1,359 at December 31, 2018. The objective of the interest-rate swaps is to protect the related fixed-rate commercial real estate loans from changes in fair value due to changes in interest rates. CFBank has a program whereby it lends to its borrowers at a fixed rate with the loan agreement containing a two-way yield maintenance provision, which will be invoked in the event of prepayment of the loan, and is expected to exactly offset the fair value of unwinding the swap. The yield maintenance provision represents an embedded derivative which is bifurcated from the host loan contract and, as such, the swaps and embedded derivatives are not designated as hedges. Accordingly, both instruments are carried at fair value and changes in fair value are reported in current period earnings. CFBank currently does not have any derivatives designated as hedges. The counterparty to CFBank’s interest-rate swaps is exposed to credit risk whenever the interest-rate swaps are in a liability position. At March 31, 2019, CFBank had $ 98 in securities and cash pledged as collateral for these derivatives. Should the liability increase, beyond the collateral value, CFBank will be required to pledge additional collateral. Additionally, CFBank’s interest-rate swap instruments contain provisions that require CFBank to remain well capitalized under regulatory capital standards. The interest-rate swaps may be called by the counterparty if CFBank fails to maintain well-capitalized status under regulatory capital standards. As of March 31, 2019, CFBank was well-capitalized under regulatory capital standards. Summary information about the derivative instruments is as follows:    March 31, 2019 December 31, 2018  (unaudited)  Notional amount $ 676 $ 1,359  Weighted average pay rate on interest-rate swaps 2.74% 3.12%  Weighted average receive rate on interest-rate swaps 2.49% 2.49%  Weighted average maturity (years) 1.6 2.0  Fair value of interest-rate swaps $ (5) $ (17)  Fair value of yield maintenance provisions 5 17  T he fair value of the yield maintenance provisions and interest-rate swaps is recorded in other assets and other liabilities, respectively, in the consolidated balance sheet. Changes in the fair value of the yield maintenance provisions and interest-rate swaps are reported currently in earnings, as other noninterest income in the consolidated statements of income. There were no net gains or losses recognized in earnings related to yield maintenance provisions and interest-rate swaps for the three months ended March 31, 2019 or 2018. Mortgage banking derivatives: Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market are considered derivatives. These mortgage banking derivatives are not designated in hedge relationships. The Company had approximately $ 122,198 and $ 55,220 of interest rate lock commitments related to residential mortgage loans at March 31, 2019 and December 31, 2018, respectively. The fair value of these mortgage banking derivatives was reflected by a derivative asset of $1,325 and $721 at March 31, 2019 and December 31, 2018, respectively, which was included in other assets in the consolidated balance sheet. Fair values were estimated based on anticipated gains on the sale of the underlying loans. Changes in the fair values of these mortgage banking derivatives are included in net gains on sales of loans.  Mortgage banking activities include two types of commitments: rate lock commitments and forward loan commitments. Rate lock commitments are loans in our pipeline that have an interest rate locked with the customer. The commitments are generally for periods of 30-60 days and are at market rates. In order to mitigate the effect of the interest rate risk inherent in providing rate lock commitments, we economically hedge our commitments by entering into either a forward loan sales contract under best efforts or a trade of “to be announced (TBA)” mortgage-backed securities (“notional securities”) for mandatory delivery. The changes in fair value related to movements in market rates of the rate lock commitments and the forward loan sales contracts and notional securities generally move in opposite directions, and the net impact of changes in these valuations on net income during the loan commitment period is generally inconsequential. The Company has not formally designated these derivatives as a qualifying hedge relationship and, accordingly, accounts for such forward contracts as freestanding derivatives with changes in fair value recorded to earnings each period . The following table reflects the amount and market value of mortgage banking derivatives included in the consolidated balance sheet as of the period end (in thousands):    March 31, 2019 December 31, 2018  Notional Amount Fair Value Notional Amount Fair Value  Assets:  Interest rate commitments $ 122,198 $ 1,325 $ 55,220 $ 721  TBA mortgage-back securities 63,000 (379) 33,250 (342)   The following table represents the revenue recognized on mortgage activities for the three months ended March 31, 2019 and 2018:    Three months ended  March 31,  2019 2018  Gain on loans sold $ 1,232 $ 15  Gain (loss) from change in fair value of loans held-for-sale 261 57  Gain (loss) from change in fair value of derivatives (41) 237  $ 1,452 $ 309   

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2019
Income Taxes [Abstract]
Income Taxes	NOTE 12 – INCOME TAXES At March 31, 2019, the Company had a deferred tax asset recorded in the amount of $1,600 . At December 31, 2018, the Company had a deferred tax asset recorded of approximately $1,600 . At March 31, 2019 and December 31, 2018, the Company had no unrecognized tax benefits recorded. The Company is subject to U.S. federal income tax and is no longer subject to federal examination for years prior to 2015. Our deferred tax assets are composed of U.S. net operating losses (“NOLs”), and other temporary book to tax differences. When determining the amount of deferred tax assets that are more-likely-than-not to be realized, and therefore recorded as a benefit, the Company conducts a regular assessment of all available information. This information includes, but is not limited to, taxable income in prior periods, projected future income and projected future reversals of deferred tax items. Based on these criteria, the Company determined as of March 31, 2019 that no valuation allowance was required against the net deferred tax asset. In 2012 the Company completed a recapitalization program pursuant to which the Holding Company sold $22,500 in common stock, which improved the capital levels of CFBank and provided working capital for the Holding Company. The result of the change in stock ownership associated with the stock offering, however, was that the Company incurred an ownership change within the guidelines of Section 382 of the Internal Revenue Code of 1986. At March 31, 2019, the Company had net operating loss carryforwards of $22,742 , which expire at various dates from 2024 to 2033 . As a result of the ownership change, the Company's ability to utilize carryforwards that arose before the 2012 stock offering closed is limited to $163 per year. Due to this limitation, management determined it is more likely than not that $20,520 of net operating loss carryforwards will expire unutilized. As required by accounting standards, the Company reduced the carrying value of deferred tax assets, and the corresponding valuation allowance, by the $6,977 tax effect of this lost realizability. Federal income tax laws provided additional deductions, totaling $2,250 , for thrift bad debt reserves established before 1988. Accounting standards do not require a deferred tax liability to be recorded on this amount, which otherwise would have totaled $473 at year-end 2018. However, if CFBank were wholly or partially liquidated or otherwise ceases to be a bank, or if tax laws were to change, this amount would have to be recaptured and a tax liability recorded. Additionally, any distributions in excess of CFBank’s current or accumulated earnings and profits would reduce amounts allocated to its bad debt reserve and create a tax liability for CFBank. The Company records income tax expense based on the federal statutory rate adjusted for the effect of bank owned life insurance and other miscellaneous items. The effective tax rate for the three months ended March 31, 2019 and March 31, 2018 was approximately 20.0% and 19.1% , respectively, which management believes is a reasonable estimate for the effective tax rate. The following table summarizes the major components creating differences between income taxes at the federal statutory tax rate and the effective tax rate recorded in the consolidated statements of income for the three months ended March 31, 2019 and 2018:    For the three months ended March 31,  2019 2018  (unaudited)  Statutory tax rate 21.0% 21.0%  Increase (decrease) resulting from:  Restricted stock (0.1%) 0.0%  Tax exempt income on bank owned life insurance (0.3%) (0.7%)  Low income housing credits (0.7%) (1.0%)  Other, net 0.1% (0.2%)  Effective tax rate 20.0% 19.1%

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	 NOTE 13- ACCUMULATED OTHER COMPREHENSIVE INCOME The following table summarizes the changes within each classification of accumulated other comprehensive income, net of tax, for the three months ended March 31, 2019 and 2018 and summarizes the significant amounts reclassified out of each component of accumulated other comprehensive loss:    Changes in Accumulated Other Comprehensive Income by Component (1)   Three months ended  March 31,  2019 2018  (unaudited)  Unrealized Gains and Losses on Available-for-Sale Securities   Accumulated other comprehensive income (loss), beginning of period $ (73) $ (47)  Other comprehensive income (loss) before reclassifications (2) 35 (54)  Net current-period other comprehensive income (loss) 35 (54)  Accumulated other comprehensive income (loss), end of period $ (38) $ (101)  (1) All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income. (2) There were no am ounts reclassified out of other comprehensive income for the three months ended March 31, 2019 and 2018.

Preferred Stock

Preferred Stock	3 Months Ended
	Mar. 31, 2019
Preferred Stock [Abstract]
Preferred Stock	NOTE 14 - PREFERRED STOCK Series B Preferred Stock: Commencing in April 2014, the Company conducted a private placement of up to 480,000 shares of its 6.25% Non-Cumulative Convertible Perpetual Preferred Stock, Series B (“Series B Preferred Stock”) for an offering price of $25.00 per share (the “Private Placement”). Pursuant to the Private Placement, the Company sold an aggregate of 480,000 shares of Series B Preferred Stock on May 12, 2014 and July 15, 2014, for an aggregate offering price of $12,000 . After payment of approximately $482 in placement fees and approximately $149 of other offering expenses, the Company’s net proceeds from its sale of the 480,000 shares of Series B Preferred Stock in the Private Placement were approximately $11,369 . For each share of Series B Preferred Stock sold in the Private Placement, the Company also issued, at no additional charge, a Warrant to purchase common stock of the Company. See Note 15-Common Stock Warrants for additional information.  Conversion of Series B Preferred Stock to Common Stock: On September 29, 2017, the Company announced the conversion of its Series B Preferred Stock into shares of Common Stock of the Company. The conversion was effective October 6, 2017, and resulted in the conversion of all 480,000 of the Company’s issued and outstanding shares of Series B Preferred Stock into approximately 6,857,143 shares of Common Stock (prior to the 1-for-5.5 reverse stock split effective August 20, 2018), or approximately 1,246,753 shares of Common Stock on a post-reverse-split basis. The conversion of the Series B Preferred Stock resulted in the elimination of the non-cumulative preferred dividend payments on the Series B Preferred Stock in the aggregate amount of approximately $187,500 quarterly ($750,000 annually) beginning with the 4 th quarter of 2017 . 

Common Stock Warrants

Common Stock Warrants	3 Months Ended
	Mar. 31, 2019
Common Stock Warrants [Abstract]
Common Stock Warrants	NOTE 15 - COMMON STOCK WARRANTS Series B Preferred Stock – Warrants: For each share of Series B Preferred Stock issued by the Company in the Private Placement, the Company also issued, at no additional charge, a Warrant to purchase (i) 2.00 shares of common stock of the Company (or 0.364 shares on a post-reverse-split basis) if the purchaser purchased less than $700 ( 28,000 shares) of Series B Preferred Stock in the Private Placement, or (ii) 3.25 shares of common stock (or 0.591 shares on a post-reverse-split basis) if the purchaser purchased $700 ( 28,000 shares) or more of Series B Preferred Stock in the Private Placement. Warrants to purchase an aggregate of 1,152,125 shares of common stock (or 209,477 shares on a post-reverse-split basis) were issued by the Company to the purchasers of the 480,000 shares of Series B Preferred Stock sold in the Private Placement. The Warrants are exercisable for a period of approximately five (5) years expiring on July 15, 2019 , at an exercise price of $10.18 (on a post-reverse-split basis) per share of common stock. As of March 31, 2019, warrants to purchase an aggregate of 111,463 shares of common stock (on a post-reverse-split basis) were outstanding.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The consolidated financial statements include Central Federal Corporation (the “Holding Company”) and its wholly-owned subsidiary, CFBank, National Association (“CFBank”). The Holding Company and CFBank are sometimes collectively referred to herein as the “Company”. Intercompany transactions and balances are eliminated in consolidation. The accompanying unaudited interim consolidated financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”) and in compliance with U.S. generally accepted accounting principles (GAAP). Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted. In the opinion of the management of the Company, the accompanying unaudited interim consolidated financial statements include all adjustments necessary for a fair presentation of the Company’s financial condition and the results of operations for the periods presented. These adjustments are of a normal recurring nature, unless otherwise disclosed in this Form 10-Q. The financial performance reported for the Company for the three months ended March 31, 2019 is not necessarily indicative of the results that may be expected for the full year. This information should be read in conjunction with the Company’s latest Annual Report to Stockholders and Annual Report on Form 10-K on file with the SEC. Reference is made to the accounting policies of the Company described in Note 1 to the Audited Consolidated Financial Statements contained in the Company’s 2018 Annual Report to Stockholders that was filed as Exhibit 13.1 to the Company’s Form 10-K for the year ended December 31, 2018 (referred to herein as the “2018 Audited Financial Statements”). The Company has consistently followed those policies in preparing this Form 10-Q.
Reverse Stock Split	Reverse Stock Split: On August 20, 2018, the Company effected a 1-for-5.5 reverse stock split, whereby each 5.5 shares of the Company’s common stock were reclassified into one share of common stock. All share and per share amounts for all periods presented have been adjusted to reflect the reverse split as though it had occurred prior to the earliest period presented.
Loans And Leases	Loans and Leases: Loans and leases that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, adjusted for purchase premiums and discounts, deferred loan fees and costs and an allowance for loan and lease losses (ALLL). Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level yield method without anticipating prepayments. The accrual of interest income on all classes of loans, except other consumer loans, is discontinued and the loan is placed on nonaccrual status at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Other consumer loans are typically charged off no later than 90 days past due. Past due status is based on the contractual terms of the loan for all classes of loans. In all cases, loans are placed on nonaccrual or charged-off at an earlier date if collection of principal or interest is considered doubtful. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. Commercial, multi-family residential real estate loans and commercial real estate loans placed on nonaccrual status are individually classified as impaired loans. All interest accrued but not received for each loan placed on nonaccrual is reversed against interest income in the period in which it is placed in a nonaccrual status. Interest received on such loans is accounted for on the cash-basis or cost recovery method, until qualifying for return to accrual status. Loans are considered for return to accrual status provided all the principal and interest amounts that are contractually due are brought current, there is a current and well documented credit analysis, there is reasonable assurance of repayment of principal and interest, and the customer has demonstrated sustained, amortizing payment performance of at least six months.
Allowance For Loan And Lease Losses (ALLL)	Allowance for Loan and Lease Losses (ALLL): The ALLL is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. A loan is impaired when, based on current information and events, it is probable that CFBank will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans within any loan class for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (TDRs) and classified as impaired. Factors considered by management in determining impairment for all loan classes include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. All loans within the commercial, multi-family residential and commercial real estate segments, regardless of size, and loans of all other classes with balances over $250 are individually evaluated for impairment when they are 90 days past due, or earlier than 90 days past due if information regarding the payment capacity of the borrower indicates that payment in full according to the loan terms is doubtful. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral, less costs to sell, if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and single-family residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. TDRs of all classes of loans are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using each loan’s effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. If the payment of the loan is dependent on the sale of the collateral, then costs to liquidate the collateral are included when determining the impairment. For TDRs that subsequently default, the amount of reserve is determined in accordance with the accounting policy for the ALLL. Interest income on all classes of impaired loans that are on nonaccrual status is recognized in accordance with the accounting policy for nonaccrual loans. Cash receipts on all classes of impaired loans that are on nonaccrual status are generally applied to the principal balance outstanding. Interest income on all classes of impaired loans that are not on nonaccrual status is recognized on the accrual method. TDRs may be classified as accruing if the borrower has been current for a period of at least six months with respect to loan payments and management expects that the borrower will be able to continue to make payments in accordance with the terms of the restructured note. The general reserve component covers non impaired loans of all classes and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by loan class and is based on the actual loss history experienced by the Company over a three-year period. The general component is calculated based on CFBank’s loan balances and actual historical three-year historical loss rates. For loans with little or no actual loss experience, industry estimates are used based on loan segment. This loss experience is supplemented with other economic and judgmental factors based on the risks present for each loan class. These economic and judgmental factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. CFBank’s charge-off policy for commercial loans, single-family residential real estate loans, multi-family residential real estate loans, commercial real estate loans, construction loans and home equity lines of credit requires management to record a specific reserve or charge-off as soon as it is apparent that the borrower is troubled and there is, or likely will be a collateral shortfall related to the estimated value of the collateral securing the loan. Other consumer loans are typically charged off no later than 90 days past due.
Joint Ventures	Joint Ventures: The Holding Company has contributed funds into a series of joint ventures (equity stake) for the purpose of allocating excess liquidity into higher earning assets while diversifying its revenue sources. The joint ventures are engaged in shorter term operating activities related to single family real estate developments. Income is recognized based on a rate of return on the outstanding investment balance. As units are sold, the Holding Company receives an additional incentive payment, which is recognized as income. Under ASU 2016-15, the Company has elected the nature of distribution approach to recognize returns from equity method investments. Returns on investment are classified as cash flows from operating activities and returns of investment are classified as investing activities.
Low Income Housing Tax Credits (LIHTC)	Low Income Housing Tax Credits (LIHTC): The Company has invested in low income housing tax credits through funds that assist corporations in investing in limited partnerships and limited liability companies that own, develop and operate low income residential rental properties for purposes of qualifying for the Housing Tax Credit. These investments are accounted for under the proportional amortization method which recognizes the amortization of the investment in proportion to the tax credit and other tax benefits received.
Earnings Per Common Share	Earnings Per Common Share: The two-class method is used in the calculation of basic and diluted earnings per share. Under the two-class method, earnings available to common stockholders for the period are allocated between common stockholders and participating securities (unvested share-based payment awards) according to dividends declared (or accumulated) and participation rights in undistributed earnings. The factors used in the earnings per share computation follow:    Three months ended  March 31,  2019 2018  (unaudited)  Basic  Net income $ 1,681 $ 792  Accretion of discount and value of warrants exercised related to Series B preferred stock 26 (26)  Net income allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding including unvested share-based payment awards (1) 4,355,748 4,242,911  Less: Unvested share-based payment awards - -  Average shares 4,355,748 4,242,911  Basic earnings per common share $ 0.39 $ 0.18   Diluted  Net earnings allocated to common stockholders $ 1,707 $ 766  Add back: Preferred Dividends on Series B preferred stock and accretion of discount - -  Net earnings allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding for basic earnings per common share (1) 4,355,748 4,242,911  Add: Dilutive effects of assumed exercises of stock options 39,073 39,299  Add: Dilutive effects of assumed exercises of stock warrants 22,954 207,259  Average shares and dilutive potential common shares 4,417,775 4,489,469  Diluted earnings per common share $ 0.39 $ 0.17  (1) Adjusted for 1-for-5.5 reverse stock split on August 20, 2018.  The following securities exercisable for common shares were anti-dilutive and not considered in computing diluted earnings per common share:   Three months ended March 31,  2019 2018  (unaudited)  Stock options 483 919 
Dividend Restriction	Dividend Restriction: Banking regulations require us to maintain certain capital levels and may limit the dividends paid by CFBank to the Holding Company or by the Holding Company to stockholders. The ability of the Holding Company to pay dividends on its common stock is dependent upon the amount of cash and liquidity available at the Holding Company level, as well as the receipt of dividends and other distributions from CFBank to the extent necessary to fund such dividends. The Holding Company is a legal entity that is separate and distinct from CFBank, which has no obligation to make any dividends or other funds available for the payment of dividends by the Holding Company. The Holding Company also is subject to various legal and regulatory policies and guidelines impacting the Holding Company’s ability to pay dividends on its stock. In addition, the Holding Company’s ability to pay dividends on its stock is conditioned upon the payment, on a current basis, of quarterly interest payments on the subordinated debentures underlying the Company’s trust preferred securities. Finally, under the terms of the Holding Company’s fixed-to-floating rate subordinated debt, the Holding Company’s ability to pay dividends on its stock is conditioned upon the Holding Company continuing to make required principal and interest payments, and not incurring an event of default, with respect to the subordinated debt.
Adoption Of New Accounting Standards	Adoption of New Accounting Standards : The FASB has issued ASU No. 2017-12, Derivatives and Hedging (Topic 815) : Targeted Improvements to Accounting for Hedging Activities . The new standard is intended to improve and simplify accounting rules around hedge accounting. The new standard refines and expands hedge accounting for both financial (e.g., interest rate) and commodity risks. Its provisions create more transparency around how economic results are presented, both on the face of the financial statements and in the footnotes, for investors and analysts. The new standard takes effect for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. For public companies, early adoption is permitted in any interim period or fiscal years before the effective date of the standard. Adoption of ASU 2017-12 did not have a significant impact on the Company’s consolidated financial statements. On February 25, 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) . Under the new ASU, lessees recognize lease assets and liabilities on their balance sheets for all leases with terms of more than 12 months. The new lessee accounting model retains two types of leases, and is consistent with the lessee accounting model under existing GAAP. One type of lease (finance leases) is accounted for in substantially the same manner as capital leases were previously accounted for. The other type of lease (operating leases) is accounted for (both in the income statement and statement of cash flows) in a manner consistent with today’s operating leases. Lessor accounting under the new standard is fundamentally consistent with existing GAAP. Lessees and lessors would be required to provide additional qualitative and quantitative disclosures to help financial statement users assess the amount, timing, and uncertainty of cash flows arising from leases. These disclosures are intended to supplement the amounts recorded in the financial statements so that users can understand more about the nature of an organization’s leasing activities. For public business entities, the final lease standard was effective for fiscal years beginning after December 15, 2018 including interim periods within those fiscal years. Early application was permitted. The Company adopted the guidance on January 1, 2019 by electing the optional additional transition method permitted by ASU 2018-11 allowing for recognition of applicable leases as of January 1, 2019. Additionally, the Company elected the following accounting policies: · The practical expedient package that foregoes: · reassessment of any expired or existing contracts for a lease · reassessment of lease classifications for expired or existing leases · reassessment of initial direct costs for existing leases · The hindsight practical expedient to determine lease term and impairments of right-to-use assets. · Other practical expedients regarding land easement, combining lease and non-lease components and the exclusion of short-term leases. The Company recognized right-of-use assets and lease liabilities of approximately $2.4 million, representing its operating lease commitments, upon adoption. In March 2019, the FASB issued ASU No. 2019-01, Leases (Topic 842): Codification Improvements . This ASU (1) states that for lessors that are not manufacturers or dealers, the fair value of the underlying asset is its cost, less any volume or trade discounts, as long as there isn’t a significant amount of time between acquisition of the asset and lease commencement; (2) clarifies that lessors in the scope of ASC 942 must classify principal payments received from sales-type and direct financing leases in investing activities in the statement of cash flows; and (3) clarifies the transition guidance related to certain interim disclosures provided in the year of adoption. To coincide with the adoption of ASU No. 2016-02, the Company elected to early adopt ASU 2019-01 on January 1, 2019. The adoption of this ASU did not have a material impact on the Company’s consolidated financial statements.
Future Accounting Matters	Future Accounting Matters: In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . Once effective, ASU 2016-13 will significantly change current guidance for recognizing impairment of financial instruments. Current guidance requires an "incurred loss" methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. ASU 2016-13 replaces the incurred loss impairment methodology with a new methodology that reflects expected credit losses over the lives of the loans and requires consideration of a broader range of information to inform credit loss estimates. The ASU requires an organization to estimate all expected credit losses for financial assets measured at amortized cost, including loans and held-to-maturity debt securities, based on historical experience, current conditions, and reasonable and supportable forecasts. Additional disclosures are required. ASU 2016-13 also amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. Under the new guidance, entities will determine whether all or a portion of the unrealized loss on an available-for-sale debt security is a credit loss. Any credit loss will be recognized as an allowance for credit losses on available-for-sale debt securities rather than as a direct reduction of the amortized cost basis of the investment, as is currently required. As a result, entities will recognize improvements to estimated credit losses on available-for-sale debt securities immediately in earnings rather than as interest income over time, as currently required. ASU 2016-13 eliminates the current accounting model for purchased credit impaired loans and debt securities. Instead, purchased financial assets with credit deterioration will be recorded gross of estimated credit losses as of the date of acquisition and the estimated credit losses amounts will be added to the allowance for credit losses. Thereafter, entities will account for additional impairment of such purchased assets using the models listed above. ASU 2016-13 will take effect for U.S. Securities and Exchange Commission (SEC) filers for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early application will be permitted for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. While the Company generally expects that the implementation of ASU 2016-13 has the potential to increase its allowance for loan losses balance, the Company is continuing to evaluate the potential impact on the Company’s financial statements and disclosures. Management has been running and evaluating various scenarios. At this time, the estimated impact on the Company’s consolidated financial statements, including disclosures, cannot be reasonably determined.
General Litigation	General Litigation The Company is subject to claims and lawsuits that arise primarily in the ordinary course of business. In the opinion of management, the disposition or ultimate resolution of such claims and lawsuits is not anticipated to have a material adverse effect on the consolidated financial position, results of operations and cash flows of the Company.
Reclassifications	Reclassifications Reclassification of certain amounts in the 2018 consolidated financial statements have been made to conform to the 2019 presentation.

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Earnings Per Common Share	  Three months ended  March 31,  2019 2018  (unaudited)  Basic  Net income $ 1,681 $ 792  Accretion of discount and value of warrants exercised related to Series B preferred stock 26 (26)  Net income allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding including unvested share-based payment awards (1) 4,355,748 4,242,911  Less: Unvested share-based payment awards - -  Average shares 4,355,748 4,242,911  Basic earnings per common share $ 0.39 $ 0.18   Diluted  Net earnings allocated to common stockholders $ 1,707 $ 766  Add back: Preferred Dividends on Series B preferred stock and accretion of discount - -  Net earnings allocated to common stockholders $ 1,707 $ 766   Weighted average common shares outstanding for basic earnings per common share (1) 4,355,748 4,242,911  Add: Dilutive effects of assumed exercises of stock options 39,073 39,299  Add: Dilutive effects of assumed exercises of stock warrants 22,954 207,259  Average shares and dilutive potential common shares 4,417,775 4,489,469  Diluted earnings per common share $ 0.39 $ 0.17  (1) Adjusted for 1-for-5.5 reverse stock split on August 20, 2018.
Anti-Dilutive Common Shares	  Three months ended March 31,  2019 2018  (unaudited)  Stock options 483 919 

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Securities [Abstract]
Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio	  Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  March 31, 2019 (unaudited)  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 8,979 $ 10 $ 62 $ 8,927  Mortgage-backed securities - residential 157 4 - 161  Collateralized mortgage obligations 56 - - 56  Total $ 9,192 $ 14 $ 62 $ 9,144    Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value  December 31, 2018  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 9,978 $ 2 $ 99 $ 9,881  Mortgage-backed securities - residential 167 3 - 170  Collateralized mortgage obligations 62 1 - 63  Total $ 10,207 $ 6 $ 99 $ 10,114 
Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	   March 31, 2019 December 31, 2018  (unaudited)  Amortized Cost Fair Value Amortized Cost Fair Value  Due in one year or less $ 3,495 $ 3,474 $ 3,495 $ 3,472  Due from one to five years 5,484 5,453 6,483 6,409  Mortgage-backed securities - residential 157 161 167 170  Collateralized mortgage obligations 56 56 62 63  Total $ 9,192 $ 9,144 $ 10,207 $ 10,114 
Fair Value Of Securities Pledged	  March 31, 2019 December 31, 2018  (unaudited)  Pledged as collateral for:  FHLB advances $ 4,067 $ 4,058  Public deposits 2,002 1,997  Interest-rate swaps 98 104  Total $ 6,167 $ 6,159 
Securities With Unrealized Losses	    March 31, 2019 (unaudited) Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ - - $ 7,437 $ 62 $ 7,437 $ 62  Total temporarily impaired $ - $ - $ 7,437 $ 62 $ 7,437 $ 62      December 31, 2018 Less than 12 Months 12 Months or More Total  Description of Securities Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 499 $ 1 $ 8,401 $ 98 $ 8,900 $ 99  Total temporarily impaired $ 499 $ 1 $ 8,401 $ 98 $ 8,900 $ 99 

Loans And Leases (Tables)

Loans And Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Loans And Leases [Abstract]
Recorded Investment In Loans By Portfolio Segment	    March 31, 2019 December 31, 2018  (unaudited)  Commercial (1) $ 124,066 $ 126,887  Real estate:  Single-family residential 126,376 118,386  Multi-family residential 51,785 47,651  Commercial 177,370 173,435  Construction 62,874 61,792  Consumer:  Home equity lines of credit 23,742 23,961  Other 5,367 5,583  Subtotal 571,580 557,695  Less: ALLL (7,024) (7,012)  Loans and leases, net $ 564,556 $ 550,683  (1) Includes $5,249 and $5,403 of commercial leases at March 31, 2019 and December 31, 2018, respectively. 
Activity In ALLL By Portfolio Segment	The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2019:    Three months ended March 31, 2019 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,819 $ 1,061 $ 612 $ 2,274 $ 739 $ 410 $ 97 $ 7,012  Addition to (reduction in) provision for loan losses - - 10 25 20 (45) (10) -  Charge-offs - - - - - - - -  Recoveries - 2 - - - 10 - 12  Ending balance $ 1,819 $ 1,063 $ 622 $ 2,299 $ 759 $ 375 $ 87 $ 7,024     The following table presents the activity in the ALLL by portfolio segment for the three months ended March 31, 2018:    Three months ended March 31, 2018 (unaudited)  Real Estate Consumer  Commercial Single-family Multi-family Commercial Construction Home Equity lines of credit Other Total  Beginning balance $ 1,984 $ 912 $ 660 $ 2,143 $ 672 $ 597 $ 2 $ 6,970  Addition to (reduction in) provision for loan losses (117) 131 27 (4) (58) (84) 105 -  Charge-offs - (6) - - - - - (6)  Recoveries 2 2 - - - 8 - 12  Ending balance $ 1,869 $ 1,039 $ 687 $ 2,139 $ 614 $ 521 $ 107 $ 6,976 
Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method	The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of March 31, 2019 (unaudited):    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 33 $ - $ - $ - $ 33  Collectively evaluated for impairment 1,819 1,063 622 2,266 759 375 87 6,991  Total ending allowance balance $ 1,819 $ 1,063 $ 622 $ 2,299 $ 759 $ 375 $ 87 $ 7,024   Loans:  Individually evaluated for impairment $ 97 $ 109 $ - $ 4,630 $ - $ - $ - $ 4,836  Collectively evaluated for impairment 123,969 126,267 51,785 172,740 62,874 23,742 5,367 566,744  Total ending loan balance $ 124,066 $ 126,376 $ 51,785 $ 177,370 $ 62,874 $ 23,742 $ 5,367 $ 571,580  The following table presents the balance in the ALLL and the recorded investment in loans and leases by portfolio segment and based on the impairment method as of December 31, 2018:    Real Estate Consumer  Commercial Single- family Multi- family Commercial Construction Home Equity lines of credit Other Total  ALLL:  Ending allowance balance attributable to loans:  Individually evaluated for impairment $ - $ - $ - $ 22 $ - $ - $ - $ 22  Collectively evaluated for impairment 1,819 1,061 612 2,252 739 410 97 6,990  Total ending allowance balance $ 1,819 $ 1,061 $ 612 $ 2,274 $ 739 $ 410 $ 97 $ 7,012   Loans:  Individually evaluated for impairment $ 100 $ 110 $ - $ 2,951 $ - $ - $ - $ 3,161  Collectively evaluated for impairment 126,787 118,276 47,651 170,484 61,792 23,961 5,583 554,534  Total ending loan balance $ 126,887 $ 118,386 $ 47,651 $ 173,435 $ 61,792 $ 23,961 $ 5,583 $ 557,695 
Individually Evaluated For Impairment By Class Of Loans	The following table presents loans individually evaluated for impairment by class of loans as of and for the period ended March 31, 2019. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, and deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2019. Cash payments of interest on these loans during the three months ended March 31, 2019 totaled $46 .   Three months ended  As of March 31, 2019 March 31, 2019  (unaudited) (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Real estate:  Commercial:  Owner occupied $ 376 $ 122 $ - $ 123 $ 5  Total with no allowance recorded 376 122 - 123 5   With an allowance recorded:  Commercial (1) 97 97 - 98 -  Real estate:  Single-family residential (1) 109 109 - 110 1  Commercial:  Non-owner occupied 4,508 4,508 33 3,381 38  Total with an allowance recorded 4,714 4,714 33 3,589 39  Total $ 5,090 $ 4,836 $ 33 $ 3,712 $ 44 (1) Allowance recorded is less than $1 resulting in rounding to zero.  The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2018. The unpaid principal balance is the contractual principal balance outstanding. The recorded investment is the unpaid principal balance adjusted for partial charge-offs, purchase premiums and discounts, and deferred loan fees and costs. The table presents accrual basis interest income recognized during the three months ended March 31, 2018. Cash payments of interest during the three months ended March 31, 2018 totaled $50 .   Three months ended  As of December 31, 2018 March 31, 2018  (unaudited)  Unpaid Principal Balance Recorded Investment ALLL Allocated Average Recorded Investment Interest Income Recognized  With no related allowance recorded:  Commercial $ - $ - $ - $ - $ -  Real estate:  Commercial:  Owner occupied 379 125 - 135 5  Total with no allowance recorded 379 125 - 135 5   With an allowance recorded:  Commercial (1) 100 100 - 227 2  Real estate:  Single-family residential (1) 110 110 - 115 1  Commercial:  Non-owner occupied 2,826 2,826 22 2,847 39  Owner occupied - - - 187 2  Total with an allowance recorded 3,036 3,036 22 3,376 44  Total $ 3,415 $ 3,161 $ 22 $ 3,511 $ 49 (1) Allowance recorded is less than $1 resulting in rounding to zero.
Recorded Investment In Nonperforming Loans By Class Of Loans	    March 31, 2019 December 31, 2018  (unaudited)  Loans past due over 90 days still on accrual $ - $ -  Nonaccrual loans:  Commercial 97 100  Real estate:  Single-family residential 160 167  Commercial:  Non-owner occupied 1,701 -  Consumer:  Home equity lines of credit:  Originated for portfolio 17 -  Purchased for portfolio 86 89  Other consumer 17 21  Total nonaccrual 2,078 377  Total nonaccrual and nonperforming loans $ 2,078 $ 377 
Aging Of Recorded Investment In Past Due Loans By Class Of Loans	The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of March 31, 2019 (unaudited):   30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ - $ - $ 124,066 $ 97  Real estate:  Single-family residential 748 376 22 1,146 125,230 138  Multi-family residential - - - - 51,785 -  Commercial:  Non-owner occupied 1,701 - - 1,701 121,168 1,701  Owner occupied - - - - 42,301 -  Land - - - - 12,200 -  Construction 79 - - 79 62,795 -  Consumer:  Home equity lines of credit:  Originated for portfolio - - 17 17 23,429 -  Purchased for portfolio - 32 - 32 264 86  Other - - 17 17 5,350 -  Total $ 2,528 $ 408 $ 56 $ 2,992 $ 568,588 $ 2,022  The following table presents the aging of the recorded investment in past due loans and leases by class of loans as of December 31, 2018:    30 - 59 Days Past Due 60 - 89 Days Past Due Greater than 90 Days Past Due Total Past Due Loans Not Past Due Nonaccrual Loans Not > 90 days Past Due  Commercial $ - $ - $ - $ - $ 126,887 $ 100  Real estate:  Single-family residential 597 - 23 620 117,766 144  Multi-family residential - - - - 47,651 -  Commercial:  Non-owner occupied - - - - 122,465 -  Owner occupied - - - - 43,087 -  Land - - - - 7,883 -  Construction - - - - 61,792 -  Consumer:  Home equity lines of credit:  Originated for portfolio 474 - - 474 23,119 -  Purchased for portfolio - 33 - 33 335 89  Other - - 21 21 5,562 -  Total $ 1,071 $ 33 $ 44 $ 1,148 $ 556,547 $ 333 
Loans Modified As TDRs By Class Of Loans	    March 31, 2019 December 31, 2018  (unaudited)  Commercial $ 97 $ 100  Total $ 97 $ 100 
Recorded Investment In Loans By Risk Category And Class Of Loans	 The recorded investment in loans and leases by risk category and by class of loans and leases as of March 31, 2019 and based on the most recent analysis performed follows. There were no loans or leases rated doubtful at March 31, 2019.   (unaudited) Not Rated Pass Special Mention Substandard Total  Commercial $ - $ 117,330 $ 5,921 $ 815 $ 124,066  Real estate:  Single-family residential 126,216 - - 160 126,376  Multi-family residential - 51,220 413 152 51,785  Commercial:  Non-owner occupied 73 118,288 - 4,508 122,869  Owner occupied - 39,013 2,214 1,074 42,301  Land - 12,200 - - 12,200  Construction 3,134 59,740 - - 62,874  Consumer:  Home equity lines of credit:  Originated for portfolio 23,362 - - 84 23,446  Purchased for portfolio 209 - - 87 296  Other 5,350 - - 17 5,367  $ 158,344 $ 397,791 $ 8,548 $ 6,897 $ 571,580  The recorded investment in loans and leases by risk category and by class of loans and leases as of December 31, 2018 follows. There were no loans or leases rated doubtful at December 31, 2018.    Not Rated Pass Special Mention Substandard Total  Commercial $ - $ 123,369 $ 2,651 $ 867 $ 126,887  Real estate:  Single-family residential 118,219 - - 167 118,386  Multi-family residential - 47,072 425 154 47,651  Commercial:  Non-owner occupied 76 119,843 1,701 845 122,465  Owner occupied - 39,747 2,252 1,088 43,087  Land - 7,883 - - 7,883  Construction 3,279 58,513 - - 61,792  Consumer:  Home equity lines of credit:  Originated for portfolio 23,525 - - 68 23,593  Purchased for portfolio 279 - - 89 368  Other 5,562 - - 21 5,583  $ 150,940 $ 396,427 $ 7,029 $ 3,299 $ 557,695 
Components Of Net Investment In Direct Financing Leases	    March 31, 2019 December 31, 2018  (unaudited)  Total minimum lease payments to be received $ 5,847 $ 6,045  Less: unearned income (598) (642)  Net investment in direct financing leases $ 5,249 $ 5,403  (1) There were no initial direct costs associated with these leases.
Summary Of Future Minimum Lease Payments Receivable	  2019 $ 595  2020 793  2021 793  2022 793  2023 1,563  Thereafter 1,310  $ 5,847 

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Future Minimum Operating Lease Payments	  2019, excluding the quarter ended March 31, 2019 $ 406  2020 544  2021 548  2022 536  2023 377  Thereafter 250  Total future minimum rental commitments 2,661  Less - amounts representing interest (400)  Total operating lease liabilities $ 2,261 

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value [Abstract]
Assets And Liabilities Measured At Fair Value On A Recurring Basis, Including Financial Assets And Liabilities	   Fair Value Measurements at March 31, 2019 using Significant Other Observable Inputs  (Level 2)  (unaudited)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 8,927  Mortgage-backed securities - residential 161  Collateralized mortgage obligations 56  Total securities available for sale $ 9,144  Loans held for sale $ 27,920  Yield maintenance provisions (embedded derivatives) $ 5  Interest rate lock commitments $ 1,325  Financial Liabilities:  Interest-rate swaps $ 5  TBA Mortgage-back securities $ 379     Fair Value Measurements at December 31, 2018 using Significant Other Observable Inputs  (Level 2)  Financial Assets:  Securities available for sale:  Issued by U.S. government-sponsored entities and agencies:  U.S. Treasury $ 9,881  Mortgage-backed securities - residential 170  Collateralized mortgage obligations 63  Total securities available for sale $ 10,114  Loans held for sale $ 17,385  Yield maintenance provisions (embedded derivatives) $ 17  Interest rate lock commitments $ 721  Financial Liabilities:  Interest-rate swaps $ 17  TBA Mortgage-backed securities $ 342 
Assets And Liabilities Measured At Fair Value On A Non-Recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:    Fair Value Measurements at March 31, 2019 Using  Significant Unobservable Inputs (Level 3)  (unaudited)  Impaired loans:  Commercial $ 97  Real Estate:  Single-family residential 109  Commercial:  Non-owner occupied 4,476  Total impaired loans $ 4,682     Fair Value Measurements at December 31, 2018 Using  Significant Unobservable Inputs (Level 3)   Impaired loans:  Commercial $ 100  Real Estate:  Single-family residential 110  Commercial:  Non-owner occupied 2,804  Total impaired loans $ 3,014 
Financial Instruments Measured At Fair Value On A Non-Recurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at March 31, 2019 (unaudited):   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 97 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single-family residential 109 Comparable sales approach Adjustment for differences between the comparable market transactions 3.61%  Commercial:  Non-owner occupied 4,476 Comparable sales approach Adjustment for differences between the comparable market transactions ( -2.58% , 8.61% ) 2.15%   The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2018:   Fair Value Valuation Technique(s) Unobservable Inputs (Range) Weighted Average  Impaired loans:  Commercial $ 100 Comparable sales approach Adjustment for differences between the comparable market transactions 3.48%  Real estate:  Single -family residential 110 Comparable sales approach Adjustment for differences between the comparable market transactions 3.61%  Commercial:  Non-owner occupied 2,804 Comparable sales approach Adjustment for differences between the comparable market transactions ( 3.48% , 8.61% ) 5.02% 
Aggregate Fair Value, Contractual Balance (Including Accrued Interest) And Gain Or Loss	   March 31, 2019 December 31, 2018  (unaudited)  Aggregate fair value $ 27,920 $ 17,385  Contractual balance 27,282 17,008  Gain (loss) $ 638 $ 377 
Amount Of Gains And Losses From Changes In Fair Value Included In Earnings	  Three months ended March 31,  2019 2018  (unaudited)  Interest income $ 214 $ 25  Interest expense - -  Change in fair value 261 58  Total change in fair value $ 475 $ 83 
Carrying Amounts And Estimated Fair Values Of Financial Instruments	The carrying amounts and estimated fair values of financial instruments at March 31, 2019 were as follows:    Fair Value Measurements at March 31, 2019 Using:  Carrying  (unaudited) Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 95,993 $ 95,993 $ - $ - $ 95,993  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 9,144 - 9,144 - 9,144  Loans held for sale 27,920 - 27,920 - 27,920  Loans and leases, net 564,556 - - 557,068 557,068  FHLB and FRB stock 3,816 n/a n/a n/a n/a  Accrued interest receivable 2,215 37 61 2,117 2,215  Yield maintenance provisions (embedded derivatives) 5 - 5 - 5  Interest rate lock commitments 1,325 - 1,325 - 1,325   Financial liabilities  Deposits $ (631,829) $ (324,063) $ (308,894) $ - $ (632,957)  FHLB advances and other borrowings (18,500) - (18,600) - (18,600)  Advances by borrowers for taxes and insurance (398) - - (398) (398)  Subordinated debentures (14,776) - (15,167) - (15,167)  Accrued interest payable (444) (16) (428) - (444)  Interest-rate swaps (5) - (5) - (5)  TBA mortgage-back securities (379) - (379) - (379)  The carrying amounts and estimated fair values of financial instruments at December 31, 2018 were as follows:    Fair Value Measurements at December 31, 2018 Using:  Carrying  Value Level 1 Level 2 Level 3 Total  Financial assets  Cash and cash equivalents $ 67,304 $ 67,304 $ - $ - $ 67,304  Interest-bearing deposits in other financial institutions 100 100 - - 100  Securities available for sale 10,114 - 10,114 - 10,114  Loans held for sale 17,385 - 17,385 - 17,385  Loans and leases, net 550,683 - - 549,599 549,599  FHLB stock 3,476 n/a n/a n/a n/a  Accrued interest receivable 2,181 45 40 2,097 2,182  Yield maintenance provisions (embedded derivatives) 17 - 17 - 17  Interest rate lock commitments 721 - 721 - 721   Financial liabilities  Deposits $ (579,786) $ (306,121) $ (272,924) $ - $ (579,045)  FHLB advances and other borrowings (19,500) - (19,589) - (19,589)  Advances by borrowers for taxes and insurance (827) - - (827) (827)  Subordinated debentures (14,767) - (14,280) - (14,280)  Accrued interest payable (231) - (231) - (231)  Interest-rate swaps (17) - (17) - (17)  TBA mortgage-backed securities (342) - (342) - (342) 

FHLB Advances And Other Debt (T

FHLB Advances And Other Debt (Tables)	3 Months Ended
	Mar. 31, 2019
FHLB Advances And Other Debt [Abstract]
Schedule Of FHLB Fixed Rate Advances And Other Debt	  Weighted  Average Rate March 31, 2019 December 31, 2018  FHLB fixed rate advances :  Maturities:  2019 1.62% $ 3,500 $ 3,500  2020 1.98% 4,500 4,500  2021 2.32% 4,000 4,000  2022 2.05% 1,500 1,500  Total FHLB fixed rate advances 13,500 13,500   Variable rate other debt:  Maturities:  2020 6.25% 5,000 6,000  Total variable rate other debt 5,000 6,000  Total $ 18,500 $ 19,500 

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	3 Months Ended
	Mar. 31, 2019
Stock-Based Compensation [Abstract]
Summary Of Stock Option Activity	   Shares Weighted Average Exercise Price Weighted Average Remaining Contractual Term (Years) Intrinsic Value  Outstanding at beginning of year 96,379 $ 7.65  Expired - -  Cancelled or forfeited - -  Outstanding at end of period 96,379 $ 7.65 4.2 $ 500,919   Exercisable at end of period 96,379 7.65 4.2 $ 500,919 
Nonvested Restricted Shares Activity	   Nonvested Shares Shares Weighted Average Grant-Date Fair Value  Nonvested at January 1, 2019 69,324 $ 11.91  Granted 33,788 12.81  Vested - -  Forfeited (393) 10.19  Nonvested at March 31, 2019 102,719 $ 12.21 

Regulatory Capital Matters (Tab

Regulatory Capital Matters (Tables)	3 Months Ended
	Mar. 31, 2019
Regulatory Capital Matters [Abstract]
Actual And Required Capital Amounts And Ratios Of CFBank	   Actual Minimum Capital Required-Basel III Fully Phased-In To Be Well Capitalized Under Applicable Regulatory Capital Standards  Amount Ratio Amount Ratio Amount Ratio  March 31, 2019  Total Capital to risk weighted assets $ 71,458 12.45% $ 60,263 10.50% $ 57,394 10.00%  Tier 1 (Core) Capital to risk weighted assets 64,290 11.20% 48,784 8.50% 45,915 8.00%  Common equity tier 1 capital to risk-weighted assets 64,290 11.20% 40,175 7.00% 37,306 6.50%  Tier 1 (Core) Capital to adjusted total assets (Leverage ratio) 64,290 9.60% 26,800 4.00% 33,500 5.00%      Actual Minimum Capital Required-Basel III Phase-In Schedule Minimum Capital Required-Basel III Fully Phased-In To Be Well Capitalized Under Applicable Regulatory Capital Standards  Amount Ratio Amount Ratio Amount Ratio Amount Ratio  December 31, 2018  Total Capital to risk weighted assets $ 69,066 12.37% $ 55,164 9.88% $ 58,626 10.50% $ 55,834 10.00%  Tier 1 (Core) Capital to risk weighted assets 62,085 11.12% 43,998 7.88% 47,459 8.50% 44,668 8.00%  Common equity tier 1 capital to risk-weighted assets 62,085 11.12% 35,622 6.38% 39,084 7.00% 36,292 6.50%  Tier 1 (Core) Capital to adjusted total assets (Leverage ratio) 62,085 10.13% 24,526 4.00% 24,526 4.00% 30,658 5.00% 

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Derivative Instruments [Abstract]
Summary Of Derivative Instruments	   March 31, 2019 December 31, 2018  (unaudited)  Notional amount $ 676 $ 1,359  Weighted average pay rate on interest-rate swaps 2.74% 3.12%  Weighted average receive rate on interest-rate swaps 2.49% 2.49%  Weighted average maturity (years) 1.6 2.0  Fair value of interest-rate swaps $ (5) $ (17)  Fair value of yield maintenance provisions 5 17 
Schedule Of Mortgage Banking Derivatives	  March 31, 2019 December 31, 2018  Notional Amount Fair Value Notional Amount Fair Value  Assets:  Interest rate commitments $ 122,198 $ 1,325 $ 55,220 $ 721  TBA mortgage-back securities 63,000 (379) 33,250 (342) 
Schedule Of Revenue Recognized On Mortgage Activities	  Three months ended  March 31,  2019 2018  Gain on loans sold $ 1,232 $ 15  Gain (loss) from change in fair value of loans held-for-sale 261 57  Gain (loss) from change in fair value of derivatives (41) 237  $ 1,452 $ 309 

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2019
Income Taxes [Abstract]
Summary Of Differences Between Income Taxes At The Federal Statutory And Effective Tax Rate	  For the three months ended March 31,  2019 2018  (unaudited)  Statutory tax rate 21.0% 21.0%  Increase (decrease) resulting from:  Restricted stock (0.1%) 0.0%  Tax exempt income on bank owned life insurance (0.3%) (0.7%)  Low income housing credits (0.7%) (1.0%)  Other, net 0.1% (0.2%)  Effective tax rate 20.0% 19.1% 

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2019
Accumulated Other Comprehensive Income [Abstract]
Schedule Of Accumulated Other Comprehensive Income	   Changes in Accumulated Other Comprehensive Income by Component (1)   Three months ended  March 31,  2019 2018  (unaudited)  Unrealized Gains and Losses on Available-for-Sale Securities   Accumulated other comprehensive income (loss), beginning of period $ (73) $ (47)  Other comprehensive income (loss) before reclassifications (2) 35 (54)  Net current-period other comprehensive income (loss) 35 (54)  Accumulated other comprehensive income (loss), end of period $ (38) $ (101)  (1) All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income. (2) There were no am ounts reclassified out of other comprehensive income for the three months ended March 31, 2019 and 2018.

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Narrative) (Details) $ in Thousands	Aug. 20, 2018	Mar. 31, 2019USD ($)
Summary Of Significant Accounting Policies [Abstract]
Reverse stock split ratio	5.5
Operating lease right-of-use assets		$ 2,057
Operating lease liabilities		$ 2,261

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Earnings Per Common Share) (Details) $ / shares in Units, $ in Thousands		Aug. 20, 2018	Mar. 31, 2019USD ($)$ / sharesshares	Mar. 31, 2018USD ($)$ / sharesshares
Basic
Net income | $			$ 1,681	$ 792
Accretion of discount and value of warrants exercised related to Series B preferred stock | $			26	(26)
Net income attributable to common stockholders | $			$ 1,707	$ 766
Weighted average common shares outstanding including unvested share-based payment awards	[1]		4,355,748	4,242,911
Less: Unvested share-based payment awards
Average shares			4,355,748	4,242,911
Basic earnings per common share | $ / shares			$ 0.39	$ 0.18
Diluted
Add back: Preferred Dividends on Series B preferred stock and accretion of discount | $
Net earnings allocated to common stockholders | $			$ 1,707	$ 766
Add: Dilutive effects of assumed exercises of stock options			39,073	39,299
Add: Dilutive effects of assumed exercises of stock warrants			22,954	207,259
Average shares and dilutive potential common shares			4,417,775	4,489,469
Diluted earnings per common share | $ / shares			$ 0.39	$ 0.17
Reverse stock split ratio		5.5
[1]	Adjusted for 1-for-5.5 reverse stock split on August 20, 2018.

Summary Of Significant Accoun_6

Summary Of Significant Accounting Policies (Anti-Dilutive Common Shares) (Details) - shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Stock Options [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive securities	483	919

Securities (Narrative) (Details

Securities (Narrative) (Details)	3 Months Ended		12 Months Ended
	Mar. 31, 2019USD ($)security	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporary impairment recognized in accumulated other comprehensive income (loss) for securities available for sale	$ 0	$ 0
Sales of securities	$ 0	$ 0
Issued by U.S. Government-Sponsored Entities and Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Minimum percentage of securities hold	10.00%		10.00%
Number of securities | security	0		0
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporarily impaired securities	$ 0		$ 0

Securities (Amortized Cost And

Securities (Amortized Cost And Fair Value Of Available-For-Sale Securities Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 9,192	$ 10,207
Gross Unrealized Gains	14	6
Gross Unrealized Losses	62	99
Fair Value	9,144	10,114
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	8,979	9,978
Gross Unrealized Gains	10	2
Gross Unrealized Losses	62	99
Fair Value	8,927	9,881
Mortgage-Backed Securities - Residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	157	167
Gross Unrealized Gains	4	3
Fair Value	161	170
Collateralized Mortgage Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	56	62
Gross Unrealized Gains		1
Fair Value	$ 56	$ 63

Securities (Amortized Cost an_2

Securities (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule Of Available For Sale Securities [Line Items]
Due in one year or less, Amortized Cost	$ 3,495	$ 3,495
Due from one to five years, Amortized Cost	5,484	6,483
Available-for-sale Securities Total, Amortized Cost	9,192	10,207
Due in one year or less, Fair Value	3,474	3,472
Due from one to five years, Fair Value	5,453	6,409
Available-for-sale Securities Total, Fair Value	9,144	10,114
Mortgage-Backed Securities - Residential [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	157	167
No single maturity, Fair Value	161	170
Available-for-sale Securities Total, Fair Value	161	170
Collateralized Mortgage Obligations [Member]
Schedule Of Available For Sale Securities [Line Items]
No single maturity, Amortized Cost	56	62
No single maturity, Fair Value	56	63
Available-for-sale Securities Total, Fair Value	$ 56	$ 63

Securities (Fair Value Of Secur

Securities (Fair Value Of Securities Pledged) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Pledged as collateral for:
FHLB advances	$ 4,067	$ 4,058
Public deposits	2,002	1,997
Interest-rate swaps	98	104
Total	$ 6,167	$ 6,159

Securities (Securities With Unr

Securities (Securities With Unrealized Losses) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value		$ 499
Less than Twelve Months, Unrealized Loss		1
Twelve Months or More, Fair Value	7,437	8,401
Twelve Months or More, Unrealized Loss	62	98
Total, Fair Value	7,437	8,900
Total, Unrealized Loss	62	99
U.S. Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than Twelve Months, Fair Value		499
Less than Twelve Months, Unrealized Loss		1
Twelve Months or More, Fair Value	7,437	8,401
Twelve Months or More, Unrealized Loss	62	98
Total, Fair Value	7,437	8,900
Total, Unrealized Loss	$ 62	$ 99

Loans And Leases (Narrative) (D

Loans And Leases (Narrative) (Details)	3 Months Ended
	Mar. 31, 2019USD ($)loan	Mar. 31, 2018USD ($)loan	Dec. 31, 2018USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans	$ 564,556,000		$ 550,683,000
Cash payments of interest	46,000	$ 50,000
Loans 90 days or more past due and still accruing interest
Number of days of default payment	90 days
Total TDR's	$ 3,135,000		3,161,000
Allocated specific reserves to modified TDRs	20,000		22,000
Commitment to lend additional amounts	$ 0		0
Number of loans modified as a TDR | loan	0	0
Number of TDRs in payment default | loan	0	0
Recorded investment of loans undergoing modifications, not TDRs	$ 5,183,000	$ 22,359,000
Accruing TDR's	3,038,000		3,061,000
Loans And Leases Receivable Net Of Deferred Income	571,580,000		557,695,000
Doubtful [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income	$ 0		0
Northpointe [Member] | Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Percent of loans risk rated for capital adequacy	100.00%
Mortgage allowance	$ 0
Percent of participation agreement interest	95.00%
Ownership interest in each loan it participates	5.00%
Single-Family Residential[Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income	$ 126,376,000		118,386,000
Single-Family Residential[Member] | Northpointe [Member] | Mortgage Purchase Program Member [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans	39,399,000		36,845,000
Commercial Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans And Leases Receivable Net Of Deferred Income	$ 124,066,000		$ 126,887,000

Loans And Leases (Recorded Inve

Loans And Leases (Recorded Investment In Loans By Portfolio Segment) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Accounts Notes And Loans Receivable [Line Items]
Subtotal	$ 571,580	$ 557,695
Less: ALLL	(7,024)	(7,012)	$ (6,976)	$ (6,970)
Loans and leases, net	564,556	550,683
Single-Family Residential[Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	126,376	118,386
Less: ALLL	(1,063)	(1,061)	(1,039)	(912)
Multi-Family Residential [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	51,785	47,651
Less: ALLL	(622)	(612)	(687)	(660)
Construction Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	62,874	61,792
Less: ALLL	(759)	(739)	(614)	(672)
Home Equity Line of Credit [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	23,742	23,961
Less: ALLL	(375)	(410)	(521)	(597)
Commercial Leases [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	5,249	5,403
Commercial Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	124,066	126,887
Less: ALLL	(1,819)	(1,819)	(1,869)	(1,984)
Real Estate Commercial [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	177,370	173,435
Less: ALLL	(2,299)	(2,274)	(2,139)	(2,143)
Consumer Portfolio Segment [Member]
Accounts Notes And Loans Receivable [Line Items]
Subtotal	5,367	5,583
Less: ALLL	$ (87)	$ (97)	$ (107)	$ (2)

Loans And Leases (Activity In A

Loans And Leases (Activity In ALLL By Portfolio Segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 7,012	$ 6,970
Addition to (reduction in) provision for loan losses
Charge-offs		(6)
Recoveries	12	12
Ending balance	7,024	6,976
Single-Family Residential[Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,061	912
Addition to (reduction in) provision for loan losses		131
Charge-offs		(6)
Recoveries	2	2
Ending balance	1,063	1,039
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	612	660
Addition to (reduction in) provision for loan losses	10	27
Charge-offs
Ending balance	622	687
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	739	672
Addition to (reduction in) provision for loan losses	20	(58)
Charge-offs
Recoveries
Ending balance	759	614
Home Equity Line of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	410	597
Addition to (reduction in) provision for loan losses	(45)	(84)
Charge-offs
Recoveries	10	8
Ending balance	375	521
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,819	1,984
Addition to (reduction in) provision for loan losses		(117)
Charge-offs
Recoveries		2
Ending balance	1,819	1,869
Real Estate Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,274	2,143
Addition to (reduction in) provision for loan losses	25	(4)
Charge-offs
Ending balance	2,299	2,139
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	97	2
Addition to (reduction in) provision for loan losses	(10)	105
Charge-offs
Ending balance	$ 87	$ 107

Loans And Leases (Balance In AL

Loans And Leases (Balance In ALLL And Recorded Investment In Loans By Portfolio Segment And Based On Impairment Method) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	$ 33	$ 22
Collectively evaluated for impairment	6,991	6,990
Total ending allowance balance	7,024	7,012	$ 6,976	$ 6,970
Individually evaluated for impairment	4,836	3,161
Collectively evaluated for impairment	566,744	554,534
Subtotal	571,580	557,695
Single-Family Residential[Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	1,063	1,061
Total ending allowance balance	1,063	1,061	1,039	912
Individually evaluated for impairment	109	110
Collectively evaluated for impairment	126,267	118,276
Subtotal	126,376	118,386
Multi-Family Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	622	612
Total ending allowance balance	622	612	687	660
Collectively evaluated for impairment	51,785	47,651
Subtotal	51,785	47,651
Construction Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	759	739
Total ending allowance balance	759	739	614	672
Collectively evaluated for impairment	62,874	61,792
Subtotal	62,874	61,792
Home Equity Line of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	375	410
Total ending allowance balance	375	410	521	597
Collectively evaluated for impairment	23,742	23,961
Subtotal	23,742	23,961
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	1,819	1,819
Total ending allowance balance	1,819	1,819	1,869	1,984
Individually evaluated for impairment	97	100
Collectively evaluated for impairment	123,969	126,787
Subtotal	124,066	126,887
Real Estate Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment	33	22
Collectively evaluated for impairment	2,266	2,252
Total ending allowance balance	2,299	2,274	2,139	2,143
Individually evaluated for impairment	4,630	2,951
Collectively evaluated for impairment	172,740	170,484
Subtotal	177,370	173,435
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Collectively evaluated for impairment	87	97
Total ending allowance balance	87	97	$ 107	$ 2
Collectively evaluated for impairment	5,367	5,583
Subtotal	$ 5,367	$ 5,583

Loans And Leases (Individually

Loans And Leases (Individually Evaluated For Impairment By Class Of Loans) (Details) - USD ($) $ in Thousands		3 Months Ended		12 Months Ended
		Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		$ 376	$ 379
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		4,714	3,036
Impaired Financing Receivable, Unpaid Principal Balance, Total		5,090	3,415
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		122	125
Impaired Financing Receivable, with Related Allowance, Recorded Investment		4,714	3,036
Impaired Financing Receivable, Recorded Investment, Total		4,836	3,161
Impaired Financing Receivable, ALL Allocated		33	22
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment		123	135
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		3,589	3,376
Impaired Financing Receivable, Average Recorded Investment, Total		3,712	3,511
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized		5	5
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized		39	44
Impaired Financing Receivable, Interest Income Recognized, Total		44	49
Impaired Financing Receivable Allocated Loans and Leases		33	22
Impaired financing receivable, rounding threshold		1		$ 1
Single-Family Residential[Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	[1]	109	110
Impaired Financing Receivable, with Related Allowance, Recorded Investment	[1]	109	110
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	[1]	110	115
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	[1]	1	1
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance		4,508	2,826
Impaired Financing Receivable, with Related Allowance, Recorded Investment		4,508	2,826
Impaired Financing Receivable, ALL Allocated		33	22
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment		3,381	2,847
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized		38	39
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance		376	379
Impaired Financing Receivable, with No Related Allowance, Recorded Investment		122	125
Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment		123	135
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment			187
Impaired Financing Receivable, with no Related Allowance, Interest Income Recognized		5	5
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized			2
Commercial Portfolio Segment [Member]
Financing Receivable, Impaired [Line Items]
Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance	[1]	97	100
Impaired Financing Receivable, with Related Allowance, Recorded Investment	[1]	97	100
Impaired Financing Receivable, with Related Allowance, Average Recorded Investment	[1]	$ 98	227
Impaired Financing Receivable, with Related Allowance, Interest Income Recognized	[1]		$ 2
[1]	Allowance recorded is less than $1 resulting in rounding to zero.

Loans And Leases (Recorded In_2

Loans And Leases (Recorded Investment In Nonperforming Loans By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans past due over 90 days still on accrual
Total nonaccrual and nonperforming loans	2,078	377
Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	160	167
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	1,701
Home Equity Line of Credit, Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	17
Home Equity Line of Credit, Purchased Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	86	89
Nonaccrual [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	2,078	377
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	97	100
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total nonaccrual and nonperforming loans	$ 17	$ 21

Loans And Leases (Aging Of Reco

Loans And Leases (Aging Of Recorded Investment In Past Due Loans By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 2,992	$ 1,148
Loans Not Past Due	568,588	556,547
Nonaccrual Loans Not > 90 Days Past Due	2,022	333
Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,146	620
Loans Not Past Due	125,230	117,766
Nonaccrual Loans Not > 90 Days Past Due	138	144
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	51,785	47,651
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,701
Loans Not Past Due	121,168	122,465
Nonaccrual Loans Not > 90 Days Past Due	1,701
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	42,301	43,087
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	12,200	7,883
Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	79
Loans Not Past Due	62,795	61,792
Home Equity Line of Credit, Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	17	474
Loans Not Past Due	23,429	23,119
Home Equity Line of Credit, Purchased Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	32	33
Loans Not Past Due	264	335
Nonaccrual Loans Not > 90 Days Past Due	86	89
30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,528	1,071
30 - 59 Days Past Due [Member] | Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	748	597
30 - 59 Days Past Due [Member] | Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,701
30 - 59 Days Past Due [Member] | Construction Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	79
30 - 59 Days Past Due [Member] | Home Equity Line of Credit, Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		474
60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	408	33
60 - 89 Days Past Due [Member] | Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	376
60 - 89 Days Past Due [Member] | Home Equity Line of Credit, Purchased Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	32	33
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	56	44
Greater than 90 Days Past Due [Member] | Single-Family Residential[Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	22	23
Greater than 90 Days Past Due [Member] | Home Equity Line of Credit, Originated Portfolio [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	17
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Not Past Due	124,066	126,887
Nonaccrual Loans Not > 90 Days Past Due	97	100
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	17	21
Loans Not Past Due	5,350	5,562
Consumer Portfolio Segment [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 17	$ 21

Loans And Leases (Loans Modifie

Loans And Leases (Loans Modified As TDRs By Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 3,135	$ 3,161
Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	97	100
Commercial Portfolio Segment [Member] | Nonperforming Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Recorded Investment	$ 97	$ 100

Loans And Leases (Recorded In_3

Loans And Leases (Recorded Investment In Loans By Risk Category And Class Of Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 571,580	$ 557,695
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	158,344	150,940
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	397,791	396,427
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	8,548	7,029
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	6,897	3,299
Single-Family Residential[Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	126,376	118,386
Single-Family Residential[Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	126,216	118,219
Single-Family Residential[Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	160	167
Multi-Family Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	51,785	47,651
Multi-Family Residential [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	51,220	47,072
Multi-Family Residential [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	413	425
Multi-Family Residential [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	152	154
Real Estate, Commercial, Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	122,869	122,465
Real Estate, Commercial, Non-Owner Occupied [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	73	76
Real Estate, Commercial, Non-Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	118,288	119,843
Real Estate, Commercial, Non-Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans		1,701
Real Estate, Commercial, Non-Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	4,508	845
Real Estate, Commercial, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	42,301	43,087
Real Estate, Commercial, Owner Occupied [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	39,013	39,747
Real Estate, Commercial, Owner Occupied [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,214	2,252
Real Estate, Commercial, Owner Occupied [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,074	1,088
Real Estate, Commercial, Land Acquisition [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,200	7,883
Real Estate, Commercial, Land Acquisition [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,200	7,883
Construction Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	62,874	61,792
Construction Loans [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,134	3,279
Construction Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	59,740	58,513
Home Equity Line of Credit, Originated Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	23,446	23,593
Home Equity Line of Credit, Originated Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	23,362	23,525
Home Equity Line of Credit, Originated Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	84	68
Home Equity Line of Credit, Purchased Portfolio [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	296	368
Home Equity Line of Credit, Purchased Portfolio [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	209	279
Home Equity Line of Credit, Purchased Portfolio [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	87	89
Commercial Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	124,066	126,887
Commercial Portfolio Segment [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	117,330	123,369
Commercial Portfolio Segment [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,921	2,651
Commercial Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	815	867
Consumer Portfolio Segment [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,367	5,583
Consumer Portfolio Segment [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	5,350	5,562
Consumer Portfolio Segment [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$ 17	$ 21

Loans And Leases (Components Of

Loans And Leases (Components Of Net Investment In Direct Financing Leases) (Details) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Loans And Leases [Abstract]
Total minimum lease payments to be received	[1]	$ 5,847	$ 6,045
Less: unearned income		(598)	(642)
Net investment in direct financing leases		$ 5,249	$ 5,403
[1]	There were no initial direct costs associated with these leases.

Loans And Leases (Summary Of Fu

Loans And Leases (Summary Of Future Minimum Lease Payments Receivable) (Details) $ in Thousands	Mar. 31, 2019USD ($)
Loans And Leases [Abstract]
2019	$ 595
2020	793
2021	793
2022	793
2023	1,563
Thereafter	1,310
Future minimum lease payments	$ 5,847

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Leases [Abstract]
Lease terms extending through year	2024
Weighted-average remaining lease term	5 years
Weighted-average discount rate	6.56%
Operating lease costs	$ 127
Variable lease costs	$ 31

Leases (Future Minimum Operatin

Leases (Future Minimum Operating Lease Payments) (Details) $ in Thousands	Mar. 31, 2019USD ($)
Leases [Abstract]
2019, excluding the quarter ended March 31, 2019	$ 406
2020	544
2021	548
2022	536
2023	377
Thereafter	250
Total future minimum rental commitments	2,661
Less - amounts representing interest	(400)
Total operating lease liabilities	$ 2,261

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details)	3 Months Ended
	Mar. 31, 2019USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2018USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value assets and liabilities transfer level 1 to level 3	0		0
Fair value assets and liabilities transfer level 3 to level 1	0		0
Unpaid principal balance of impairment loan at collateral	$ 4,714,000		$ 3,036,000
Valuation allowance	33,000		22,000
Fair value option, 90 days or more past due	0		0
Write-downs of impaired collateral-dependent loans	0	$ 0
Loans 90 days or more past due and still accruing interest
Fair Value, Inputs, Level 1 [Member] | Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	0		0
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	0		0
Fair Value, Inputs, Level 2 [Member] | Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	0		0
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a recurring basis	0		0
Liabilities measured at fair value on a recurring basis	$ 0		$ 0

Fair Value (Assets And Liabilit

Fair Value (Assets And Liabilities Measured At Fair Value On A Recurring Basis, Including Financial Assets And Liabilities) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Financial Assets:
Total securities available for sale	$ 9,144	$ 10,114
Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	9,144	10,114
Yield maintenance provisions (embedded derivatives)	5	17
Interest rate lock commitments	1,325	721
Financial Liabilities:
Interest-rate swaps	5	17
TBA Mortgage-back securities	379	342
Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	9,144	10,114
Loans held for sale	27,920	17,385
Fair Value, Measurements, Recurring [Member] | U.S. Treasury [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	8,927	9,881
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities - Residential [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	161	170
Fair Value, Measurements, Recurring [Member] | Collateralized Mortgage Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Total securities available for sale	56	63
Fair Value, Measurements, Recurring [Member] | Yield maintenance provisions (embedded derivatives) [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Yield maintenance provisions (embedded derivatives)	5	17
Fair Value, Measurements, Recurring [Member] | Interest Rate Lock Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Interest rate lock commitments	1,325	721
Fair Value, Measurements, Recurring [Member] | Interest Rate Swap [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Liabilities:
Interest-rate swaps	5	17
Fair Value, Measurements, Recurring [Member] | TBA Mortgage-Back Security [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Liabilities:
TBA Mortgage-back securities	$ 379	$ 342

Fair Value (Assets And Liabil_2

Fair Value (Assets And Liabilities Measured At Fair Value On A Non-Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018
Impaired loans:
Total impaired loans	$ 5,090		$ 3,415
Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	4,682	$ 3,014
Commercial Portfolio Segment [Member] | Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	97	100
Single-Family Residential[Member] | Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	109	110
Real Estate, Commercial, Non-Owner Occupied [Member] | Financial Instruments Measured At Fair Value On A Non-Recurring Basis [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans:
Total impaired loans	$ 4,476	$ 2,804

Fair Value (Financial Instrumen

Fair Value (Financial Instruments Measured At Fair Value On A Non-Recurring Basis) (Details) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Commercial Portfolio Segment [Member]
Impaired loans:
Impaired loans, Fair Value	$ 97,000	$ 100,000
Commercial Portfolio Segment [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans:
Impaired loans, Measurement Input	3.48	3.48
Single-Family Residential[Member]
Impaired loans:
Impaired loans, Fair Value	$ 109,000	$ 110,000
Single-Family Residential[Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans:
Impaired loans, Measurement Input	3.61	3.61
Real Estate, Commercial, Non-Owner Occupied [Member]
Impaired loans:
Impaired loans, Fair Value	$ 4,476,000	$ 2,804,000
Real Estate, Commercial, Non-Owner Occupied [Member] | Minimum [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans:
Impaired loans, Measurement Input	(2.58)	3.48
Real Estate, Commercial, Non-Owner Occupied [Member] | Maximum [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans:
Impaired loans, Measurement Input	8.61	8.61
Real Estate, Commercial, Non-Owner Occupied [Member] | Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Impaired loans:
Impaired loans, Measurement Input	2.15	5.02

Fair Value (Aggregate Fair Valu

Fair Value (Aggregate Fair Value, Contractual Balance (Including Accrued Interest) And Gain Or Loss) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Fair Value [Abstract]
Aggregate fair value	$ 27,920	$ 17,385
Contractual balance	27,282	17,008
Gain (loss)	$ 638	$ 377

Fair Value (Amount Of Gains And

Fair Value (Amount Of Gains And Losses From Changes In Fair Value Included In Earnings) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Fair Value [Abstract]
Interest income	$ 214	$ 25
Interest expense
Change in fair value	261	58
Total change in fair value	$ 475	$ 83

Fair Value (Carrying Amounts An

Fair Value (Carrying Amounts And Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Financial assets
Securities available for sale	$ 9,144	$ 10,114
Loans held for sale	27,920	17,385
Financial liabilities
Advances by borrowers for taxes and insurance	(398)	(827)
Fair Value, Inputs, Level 1 [Member]
Financial assets
Cash and cash equivalents	95,993	67,304
Interest-bearing deposits in other financial institutions	100	100
Accrued interest receivable	37	45
Financial liabilities
Deposits	(324,063)	(306,121)
Accrued interest payable	(16)
Fair Value, Inputs, Level 2 [Member]
Financial assets
Securities available for sale	9,144	10,114
Loans held for sale	27,920	17,385
Accrued interest receivable	61	40
Yield maintenance provisions (embedded derivatives)	5	17
Interest rate lock commitments	1,325	721
Financial liabilities
Deposits	(308,894)	(272,924)
FHLB advances and other borrowings	(18,600)	(19,589)
Subordinated debentures	(15,167)	(14,280)
Accrued interest payable	(428)	(231)
Interest-rate swaps	(5)	(17)
TBA Mortgage-back securities	(379)	(342)
Fair Value, Inputs, Level 3 [Member]
Financial assets
Loans and leases, net	557,068	549,599
Accrued interest receivable	2,117	2,097
Financial liabilities
Advances by borrowers for taxes and insurance	(398)	(827)
Carrying Value [Member]
Financial assets
Cash and cash equivalents	95,993	67,304
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	9,144	10,114
Loans held for sale	27,920	17,385
Loans and leases, net	564,556	550,683
FHLB and FRB stock	3,816	3,476
Accrued interest receivable	2,215	2,181
Yield maintenance provisions (embedded derivatives)	5	17
Interest rate lock commitments	1,325	721
Financial liabilities
Deposits	(631,829)	(579,786)
FHLB advances and other borrowings	(18,500)	(19,500)
Advances by borrowers for taxes and insurance	(398)	(827)
Subordinated debentures	(14,776)	(14,767)
Accrued interest payable	(444)	(231)
Interest-rate swaps	(5)	(17)
TBA Mortgage-back securities	(379)	(342)
Estimate of Fair Value [Member]
Financial assets
Cash and cash equivalents	95,993	67,304
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	9,144	10,114
Loans held for sale	27,920	17,385
Loans and leases, net	557,068	549,599
Accrued interest receivable	2,215	2,182
Yield maintenance provisions (embedded derivatives)	5	17
Interest rate lock commitments	1,325	721
Financial liabilities
Deposits	(632,957)	(579,045)
FHLB advances and other borrowings	(18,600)	(19,589)
Advances by borrowers for taxes and insurance	(398)	(827)
Subordinated debentures	(15,167)	(14,280)
Accrued interest payable	(444)	(231)
Interest-rate swaps	(5)	(17)
TBA Mortgage-back securities	$ (379)	$ (342)

Subordinated Debentures (Narrat

Subordinated Debentures (Narrative) (Details) - USD ($)	1 Months Ended	3 Months Ended
	Dec. 31, 2018	Mar. 31, 2019	Dec. 31, 2008	Dec. 31, 2003
Subsidiary, Sale of Stock [Line Items]
Subordinated debentures	$ 14,767,000	$ 14,776,000		$ 5,155,000
Holding Company's investment in the common stock				$ 155,000
Private Placement [Member]
Subsidiary, Sale of Stock [Line Items]
Holding Company, closed a pooled private offering				5,000
Trust preferred securities with a liquidation amount				$ 1
Subordinated Debt [Member]
Subsidiary, Sale of Stock [Line Items]
Maturity date		Dec. 30, 2033
Required principal payments over next five years		$ 0
Number of years with no principal repayment		5 years
Maximum number of years for deferred interest payments		5 years
Subordinated Debt [Member] | Subordinated debentures mature on December 30, 2033 [Member]
Subsidiary, Sale of Stock [Line Items]
Holding Company may redeem the subordinated debentures in a principal amount with integral multiples			$ 1
Percentage in which holding company redeem subordinated debentures			100.00%
Trust preferred securities and subordinated debentures have a stated percentage	5.65%	5.44%
Subordinated Debt [Member] | London Interbank Offered Rate (LIBOR) [Member] | Subordinated debentures mature on December 30, 2033 [Member]
Subsidiary, Sale of Stock [Line Items]
Variable rate spread		2.85%
Subordinated Debt [Member] | Private Placement [Member] | Fixed-To-Floating Rate Subordinated Notes [Member]
Subsidiary, Sale of Stock [Line Items]
Maturity date	Dec. 30, 2028
Subordinated notes	$ 10,000,000	$ 9,621,000
Debt issuance costs	$ 388,000
Interest rate	7.00%
Subordinated Debt [Member] | Private Placement [Member] | London Interbank Offered Rate (LIBOR) [Member] | Fixed-To-Floating Rate Subordinated Notes [Member]
Subsidiary, Sale of Stock [Line Items]
Variable rate spread	4.14%

FHLB Advances And Other Debt (N

FHLB Advances And Other Debt (Narrative) (Details) - Third-Party Bank [Member] - USD ($) $ in Thousands	1 Months Ended	3 Months Ended
	Dec. 31, 2018	Mar. 31, 2019	Jul. 31, 2018	Feb. 28, 2018
Line of Credit Facility [Line Items]
Line of credit, borrowing capacity	$ 10,000			$ 6,000
Line of credit, increase	$ 2,000
Variable rate spread		0.75%
Line of credit, increase in borrowing capacity			$ 2,000
Line of credit, expiration date		Feb. 1, 2020
Line of credit outstanding		$ 5,000

FHLB Advances (Schedule Of FHLB

FHLB Advances (Schedule Of FHLB Fixed Rate Advances And Other Debt) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Total	$ 18,500	$ 19,500
Federal Home Loan Bank Advances [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
2019, Weighted Average Rate	1.62%
2020, Weighted Average Rate	1.98%
2021, Weighted Average Rate	2.32%
2022, Weighted Average Rate	2.05%
2019	$ 3,500	3,500
2020	4,500	4,500
2021	4,000	4,000
2022	1,500	1,500
Total FHLB fixed rate advances	$ 13,500	13,500
Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
2020, Weighted Average Rate	6.25%
2020	$ 5,000	6,000
Total	$ 5,000	$ 6,000

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) $ in Thousands	Aug. 20, 2018	Mar. 31, 2019USD ($)ShareBasedCompensationPlanshares	Mar. 31, 2018USD ($)shares	May 16, 2013shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock-based compensation plans | ShareBasedCompensationPlan		2
Compensation cost | $		$ 116	$ 96
Total income tax effect recognized for share-based compensation arrangements | $		$ 24	$ 20
Reverse stock split ratio	5.5
Shares available to be issued				272,727
Shares expired			200
Shares cancelled or forfeited
2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized		18,181
2009 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant		0
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration period		10 years
Shares Granted		0	0
Stock Options Exercised		0	0
Stock Options [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods		1 year
Stock Options [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods		3 years
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation cost | $		$ 1,125	$ 739
Nonvested shares, granted		33,788	0
Shares, Forfeited		393	6,848
Shares, Vested
Restricted Stock [Member] | 2003 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized		5,454
Restricted Stock [Member] | 2009 Equity Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of Shares Authorized		36,363
Restricted Stock [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods		1 year
Restricted Stock [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting periods		3 years

Stock-Based Compensation (Summa

Stock-Based Compensation (Summary Of Stock Option Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Stock-Based Compensation [Abstract]
Shares, Outstanding at beginning of year	96,379
Shares Expired		(200)
Shares Cancelled or Forfeited
Shares, Outstanding at end of period	96,379
Shares, Exercisable at end of period	96,379
Weighted Average Exercise Price, Outstanding at beginning of year	$ 7.65
Weighted Average Exercise Price, Expired
Weighted Average Exercise Price, Cancelled or Forfeited
Weighted Average Exercise Price, Outstanding at end of period	7.65
Weighted Average Exercise Price, Exercisable at end of period	$ 7.65
Weighted average remaining contractual term, Outstanding at end of period	4 years 2 months 12 days
Weighted average remaining contractual term, Exercisable at end of period	4 years 2 months 12 days
Intrinsic value, Outstanding at end of period	$ 500,919
Intrinsic value, Exercisable at end of period	$ 500,919

Stock-Based Compensation (Nonve

Stock-Based Compensation (Nonvested Restricted Shares Activity) (Details) - Restricted Stock [Member] - $ / shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Nonvested shares, beginning balance	69,324
Nonvested shares, granted	33,788	0
Nonvested shares, vested
Nonvested shares, forfeited	(393)	(6,848)
Nonvested shares, ending balance	102,719
Nonvested, weighted average grant date fair value, beginning balance	$ 11.91
Nonvested, weighted average grant date fair value, granted	12.81
Nonvested, weighted average grant date fair value, vested
Nonvested, weighted average grant date fair value, forfeited	10.19
Nonvested, weighted average grant date fair value, ending balance	$ 12.21

Regulatory Capital Matters (Nar

Regulatory Capital Matters (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Jan. 01, 2016
Regulatory Capital Matters [Abstract]
Common equity tier 1 capital to risk-weighted assets, ratio	4.50%
Capital conservation buffer	2.50%	0.625%
Common Equity Tier 1 capital to risk weighted assets, upon full implementation, ratio	7.00%
Tier 1 capital to risk-weighted assets, ratio	6.00%
Tier 1 capital to risk weighted assets, upon full implementation, ratio	8.50%
Total capital to risk-weighted assets, ratio	8.00%
Total capital to risk weighted assets, upon full implementation, ratio	10.50%
Minimum leverage ratio	4.00%
Capital conservative buffer phase period	4 years
Opening Balance in Liquidation Account	$ 14,300
Future percent, common equity of risk-weighted assets	2.50%

Regulatory Capital Matters (Act

Regulatory Capital Matters (Actual And Required Capital Amounts And Ratios Of CFBank) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Regulatory Capital Matters [Abstract]
Total Capital to risk weighted assets, Actual Amount	$ 71,458	$ 69,066
Tier 1 (Core) Capital to risk weighted assets, Actual Amount	64,290	62,085
Common equity Tier 1 Capital to risk weighted assets, Actual Amount	64,290	62,085
Tier 1 (Core) Capital to adjusted total assets (Leverage Ratio), Actual Amount	$ 64,290	$ 62,085
Total Capital to risk weighted assets, Actual Ratio	12.45%	12.37%
Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	11.20%	11.12%
Common equity Tier 1 Capital to risk weighted assets, Actual Ratio	11.20%	11.12%
Tier 1 (Core) Capital to adjusted total assets, Actual Ratio	9.60%	10.13%
Total Capital to risk weighted assets, Phase-In Schedule Amount	$ 60,263	$ 55,164
Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Amount	48,784	43,998
Common equity Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Amount	40,175	35,622
Tier 1 (Core) Capital to adjusted total assets, Phase-In Schedule Amount	$ 26,800	$ 24,526
Total Capital to risk weighted assets, Phase-In Schedule Ratio	10.50%	9.88%
Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Ratio	8.50%	7.88%
Common equity Tier 1 (Core) Capital to risk weighted assets, Phase-In Schedule Ratio	7.00%	6.38%
Tier 1 (Core) Capital to adjusted total assets, Phase-In Schedule Ratio	4.00%	4.00%
Total Capital to risk weighted assets, Fully Phased-In Amount		$ 58,626
Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Amount		47,459
Common equity Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Amount		39,084
Tier 1 (Core) Capital to adjusted total assets, Fully Phased-In Amount		$ 24,526
Total Capital to risk weighted assets, Fully Phased-In Ratio		10.50%
Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Ratio		8.50%
Common equity Tier 1 (Core) Capital to risk weighted assets, Fully Phased-In Ratio		7.00%
Tier 1 (Core) Capital to adjusted total assets, Fully Phased-In Ratio		4.00%
Capital Required to be Well Capitalized, Amount	$ 57,394	$ 55,834
Tier One Risk Based Capital Required to be Well Capitalized	45,915	44,668
Common equity Tier One Risk Based Capital Required to be Well Capitalized	37,306	36,292
Tier One Leverage Capital Required to be Well Capitalized	$ 33,500	$ 30,658
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	8.00%	8.00%
Common equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.50%	6.50%
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%

Derivative Instruments (Narrati

Derivative Instruments (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Derivative [Line Items]
Notional amount	$ 676,000		$ 1,359,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	676,000		1,359,000
Net gains (losses) recognized in earnings	0	$ 0
Interest Rate Lock Commitments [Member]
Derivative [Line Items]
Notional amount	122,198,000		55,220,000
Fair value of yield maintenance provisions	1,325,000		$ 721,000
CF Bank [Member]
Derivative [Line Items]
Securities pledged as collateral	$ 98,000

Derivative Instruments (Summary

Derivative Instruments (Summary Of Derivative Instruments) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Derivative Instruments [Abstract]
Notional amount	$ 676	$ 1,359
Weighted average pay rate on interest-rate swaps	2.74%	3.12%
Weighted average receive rate on interest-rate swaps	2.49%	2.49%
Weighted average maturity (years)	1 year 7 months 6 days	2 years
Fair value of interest-rate swaps	$ (5)	$ (17)
Fair value of yield maintenance provisions	$ 5	$ 17

Derivative Instruments (Schedul

Derivative Instruments (Schedule Of Mortgage Banking Derivatives) (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Interest Rate Commitments [Member]
Derivatives, Fair Value [Line Items]
Notional Amount, Assets	$ 122,198	$ 55,220
Fair value, Derivative	1,325	721
TBA Mortgage-Back Securities [Member]
Derivatives, Fair Value [Line Items]
Notional Amount, Assets	63,000	33,250
Fair value, Derivative	$ (379)	$ (342)

Derivative Instruments (Sched_2

Derivative Instruments (Schedule Of Revenue Recognized On Mortgage Activities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Derivative Instruments [Abstract]
Gain on loans sold	$ 1,232	$ 15
Gain (loss) from change in fair value of loans held-for-sale	261	57
Gain (loss) from change in fair value of derivatives	(41)	237
Gain (loss) recognized on mortgage activities	$ 1,452	$ 309

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2012	Dec. 31, 2018
Proceeds from sale of common stock			$ 22,500,000
Valuation allowance against net deferred tax asset	$ 0
Net operating loss carry forwards	22,742,000
Carryforwards utilize limit before the stock offering closed	163,000
Unutilized operating loss carryforwards that will expire	20,520,000
Reduced deferred tax assets and valuation allowance	6,977,000
Additional bad debt deductions (expense)	2,250,000
Deferred tax liability not recorded	473,000
Deferred tax asset	1,600,000			$ 1,600,000
Unrecognized Tax Benefits	$ 0			$ 0
Effective tax rate	20.00%	19.10%
Minimum [Member]
Operating loss carryforwards, expiration	Dec. 31, 2024
Maximum [Member]
Operating loss carryforwards, expiration	Dec. 31, 2033

Income Taxes (Summary Of Differ

Income Taxes (Summary Of Differences Between Income Taxes At The Federal Statutory And Effective Tax Rate) (Details)	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Income Taxes [Abstract]
Statutory tax rate	21.00%	21.00%
Increase (decrease) resulting from:
Restricted stock	(0.10%)	0.00%
Tax exempt income on bank owned life insurance	(0.30%)	(0.70%)
Low income housing credits	(0.70%)	(1.00%)
Other, net	0.10%	(0.20%)
Effective tax rate	20.00%	19.10%

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Details) - USD ($)		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Accumulated Other Comprehensive Income [Abstract]
Accumulated other comprehensive income (loss), beginning of period	[1]	$ (73,000)	$ (47,000)
Other comprehensive income (loss) before reclassifications	[1],[2]	35,000	(54,000)
Other comprehensive income (loss), net of tax	[1]	35,000	(54,000)
Accumulated other comprehensive income (loss), end of period	[1]	(38,000)	(101,000)
Amount reclassified from accumulated other comprehensive income		$ 0	$ 0
[1]	All amounts are net of tax. Amounts in parentheses indicate a reduction of other comprehensive income.
[2]	There were no amounts reclassified out of other comprehensive income for the three months ended March 31, 2019 and 2018.

Preferred Stock (Details)

Preferred Stock (Details)	Aug. 20, 2018	Sep. 29, 2017shares	Jul. 15, 2014USD ($)shares	May 12, 2014USD ($)shares	Apr. 30, 2014$ / sharesshares	Jul. 15, 2014USD ($)shares	Dec. 31, 2017USD ($)	Mar. 31, 2019USD ($)shares	Dec. 31, 2018USD ($)shares
Schedule of Capitalization, Equity [Line Items]
Aggregate value
Share conversion, original shares converted | shares		480,000
Reverse stock split ratio	5.5
Non-Cumulative Convertible Perpetual Preferred Stock Series B [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred stock rate					6.25%
Price per share | $ / shares					$ 25
Series B Preferred Stock [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued | shares								0	0
Stock conversion, estimated preferred stock dividends eliminated quarterly							$ 187,500
Stock conversion, estimated preferred stock dividends eliminated annually							$ (750,000)
Series B Preferred Stock [Member] | Private Placement [Member]
Schedule of Capitalization, Equity [Line Items]
Preferred Stock Shares Issued | shares			480,000	480,000	480,000	480,000		480,000
Aggregate value			$ 12,000,000	$ 12,000,000		$ 12,000,000
Expenses for issuance of stock			482,000	482,000
Other offering expenses			$ 149,000	$ 149,000
Proceeds from Issuance of Private Placement						$ 11,369,000
Common Stock
Schedule of Capitalization, Equity [Line Items]
Shares issued upon conversion | shares		6,857,143
Shares post-reverse-split | shares		1,246,753

Common Stock Warrants (Details)

Common Stock Warrants (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Dec. 31, 2018	Jul. 15, 2014	May 12, 2014	Apr. 30, 2014
Post-Reverse-Split Basis [Member]
Class of Warrant or Right [Line Items]
Warrants issued	0.591
Warrant, shares	111,463
Series B Preferred Stock [Member]
Class of Warrant or Right [Line Items]
Preferred stock, share issued	0	0
Common Stock
Class of Warrant or Right [Line Items]
Warrants issued	1,152,125
Warrant, exercise period	5 years
Warrant, expiration date	Jul. 15, 2019
Common Stock | Post-Reverse-Split Basis [Member]
Class of Warrant or Right [Line Items]
Warrants issued	209,477
Exercise price of warrant	$ 10.18
Private Placement [Member] | Series B Preferred Stock [Member]
Class of Warrant or Right [Line Items]
Warrants issued	2
Warrant, value	$ 700
Warrant, shares	28,000
Preferred stock, share issued	480,000		480,000	480,000	480,000
Private Placement [Member] | Series B Preferred Stock [Member] | Post-Reverse-Split Basis [Member]
Class of Warrant or Right [Line Items]
Warrants issued	0.364
Private Placement [Member] | Common Stock
Class of Warrant or Right [Line Items]
Warrants issued	3.25
Warrant, value	$ 700
Warrant, shares	28,000