Triad Financial SM 10-Q 2008 Q3 Quarterly report

EXHIBIT 32

Certification of Chief Executive Officer and Principal Financial Officer

Certification of Periodic Financial Report

Daniel D. Leonard and Jeffrey O. Butcher hereby certify as follows:

     1. They are the Chief Executive Officer and Chief Financial Officer, respectively, of Triad Financial Corporation.

     2. The Form 10-Q of Triad Financial Corporation for the Quarter Ended September 30, 2008 (the “Report”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)) and the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of Triad Financial Corporation.

Dated: November 10, 2008	/s/ Daniel D. Leonard
	Daniel D. Leonard
	President & Chief Executive Officer
Dated: November 10, 2008	/s/ Jeffrey O. Butcher
	Jeffrey O. Butcher
	Vice President and Chief Financial Officer