Red River Bancshares (RRBI) 10-Q 11 Aug 22 2022 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2022	Jul. 31, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2022
Document Transition Report	false
Entity File Number	001-38888
Entity Registrant Name	Red River Bancshares, Inc.
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	72-1412058
Entity Address, Address Line One	1412 Centre Court Drive
Entity Address, Address Line Two	Suite 501
Entity Address, City or Town	Alexandria
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	71301
City Area Code	318
Local Phone Number	561-5028
Title of 12(b) Security	Common Stock, no par value
Trading Symbol	RRBI
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business Category	true
Entity Emerging Growth Category	true
Entity Ex Transition Period	true
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		7,183,915
Entity Central Index Key	0001071236
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q2
Amendment Flag	false

CONSOLIDATED BALANCE SHEETS (UN

CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 39,339	$ 23,143
Interest-bearing deposits in other banks	317,061	761,721
Total Cash and Cash Equivalents	356,400	784,864
Securities available-for-sale, at fair value	651,125	659,178
Securities held-to-maturity, at amortized cost	159,562	0
Equity securities, at fair value	0	7,846
Nonmarketable equity securities	3,452	3,450
Loans held for sale	4,524	4,290
Loans held for investment	1,841,585	1,683,832
Allowance for loan losses	(19,395)	(19,176)
Premises and equipment, net	52,172	48,056
Accrued interest receivable	7,356	6,245
Bank-owned life insurance	28,413	28,061
Intangible assets	1,546	1,546
Right-of-use assets	4,385	3,743
Other assets	29,988	12,775
Total Assets	3,121,113	3,224,710
LIABILITIES
Noninterest-bearing deposits	1,181,781	1,149,672
Interest-bearing deposits	1,668,414	1,760,676
Total Deposits	2,850,195	2,910,348
Accrued interest payable	1,176	1,310
Lease liabilities	4,494	3,842
Accrued expenses and other liabilities	11,652	11,060
Total Liabilities	2,867,517	2,926,560
COMMITMENTS AND CONTINGENCIES	0	0
STOCKHOLDERS’ EQUITY
Preferred stock, no par value: Authorized - 1,000,000 shares; None Issued and Outstanding	0	0
Common stock, no par value: Authorized - 30,000,000 shares; Issued and Outstanding - 7,176,365 and 7,180,155 shares, respectively	60,050	60,233
Additional paid-in capital	1,940	1,814
Retained earnings	255,410	239,876
Accumulated other comprehensive income (loss)	(63,804)	(3,773)
Total Stockholders’ Equity	253,596	298,150
Total Liabilities and Stockholders’ Equity	$ 3,121,113	$ 3,224,710

CONSOLIDATED BALANCE SHEETS (_2

CONSOLIDATED BALANCE SHEETS (UNAUDITED) (Parenthetical) - shares	Jun. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, shares authorized (in shares)	30,000,000	30,000,000
Common stock, shares, issued (in shares)	7,176,365	7,180,155
Common stock, shares, outstanding (in shares)	7,176,365	7,180,155

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 18,032	$ 16,351	$ 34,802	$ 33,517
Interest on securities	3,677	2,138	6,639	4,027
Interest on federal funds sold	116	25	141	47
Interest on deposits in other banks	671	129	922	229
Dividends on stock	2	1	3	2
Total Interest and Dividend Income	22,498	18,644	42,507	37,822
INTEREST EXPENSE
Interest on deposits	1,349	1,397	2,630	2,984
Total Interest Expense	1,349	1,397	2,630	2,984
Net Interest Income	21,149	17,247	39,877	34,838
Provision for loan losses	250	150	400	1,600
Net Interest Income After Provision for Loan Losses	20,899	17,097	39,477	33,238
NONINTEREST INCOME
Service charges on deposit accounts	1,410	1,140	2,718	2,199
Debit card income, net	1,056	1,204	1,992	2,250
Mortgage loan income	892	2,357	2,018	5,239
Brokerage income	890	806	1,666	1,640
Loan and deposit income	410	395	781	868
Bank-owned life insurance income	180	164	352	297
Gain (Loss) on equity securities	(82)	11	(447)	(59)
Gain (Loss) on sale and call of securities	(114)	34	(75)	193
SBIC income	151	239	171	480
Other income (loss)	67	53	86	71
Total Noninterest Income	4,860	6,403	9,262	13,178
OPERATING EXPENSES
Personnel expenses	8,574	8,110	17,026	16,131
Occupancy and equipment expenses	1,473	1,329	2,965	2,608
Technology expenses	695	744	1,466	1,408
Advertising	306	226	526	409
Other business development expenses	340	307	642	607
Data processing expense	564	532	880	917
Other taxes	647	532	1,283	1,057
Loan and deposit expenses	185	193	315	448
Legal and professional expenses	475	368	893	737
Regulatory assessment expenses	251	213	501	414
Other operating expenses	961	838	2,036	1,819
Total Operating Expenses	14,471	13,392	28,533	26,555
Income Before Income Tax Expense	11,288	10,108	20,206	19,861
Income tax expense	2,141	1,869	3,667	3,557
Net Income	$ 9,147	$ 8,239	$ 16,539	$ 16,304
EARNINGS PER SHARE
Basic (in dollars per share)	$ 1.27	$ 1.13	$ 2.30	$ 2.23
Diluted (in dollars per share)	$ 1.27	$ 1.13	$ 2.30	$ 2.22

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 9,147	$ 8,239	$ 16,539	$ 16,304
Other comprehensive income (loss):
Unrealized net gain (loss) on securities arising during period	(26,302)	1,792	(76,954)	(7,229)
Tax effect	5,523	(377)	16,160	1,518
(Gain) Loss on sale and call of securities included in net income	114	(34)	75	(193)
Tax effect	(24)	8	(16)	41
Amortization of unrealized net gain (loss) on securities transferred to held-to-maturity	891	0	891	0
Tax effect	(187)	0	(187)	0
Total other comprehensive income (loss)	(19,985)	1,389	(60,031)	(5,863)
Comprehensive Income (Loss)	$ (10,838)	$ 9,628	$ (43,492)	$ 10,441

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balance at the beginning of period (in shares) at Dec. 31, 2020		7,325,333
Balance in the beginning of period at Dec. 31, 2020	$ 285,478	$ 68,055	$ 1,545	$ 208,957	$ 6,921
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	8,065			8,065
Stock incentive plan	93		93
Issuance of shares of common stock as board compensation (in shares)		1,075
Issuance of shares of common stock as board compensation	56	$ 56
Repurchase of common stock under stock repurchase program (in shares)		(19,661)
Repurchase of common stock under stock repurchase program	(1,018)	$ (1,018)
Cash dividend	(511)			(511)
Other comprehensive income (loss)	(7,252)				(7,252)
Balance at the end of period (in shares) at Mar. 31, 2021		7,306,747
Balance at the end of period at Mar. 31, 2021	$ 284,911	$ 67,093	1,638	216,511	(331)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends (in dollars per share)	$ 0.07
Balance at the beginning of period (in shares) at Dec. 31, 2020		7,325,333
Balance in the beginning of period at Dec. 31, 2020	$ 285,478	$ 68,055	1,545	208,957	6,921
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	16,304
Other comprehensive income (loss)	(5,863)
Balance at the end of period (in shares) at Jun. 30, 2021		7,284,994
Balance at the end of period at Jun. 30, 2021	292,924	$ 65,934	1,692	224,240	1,058
Balance at the beginning of period (in shares) at Mar. 31, 2021		7,306,747
Balance in the beginning of period at Mar. 31, 2021	284,911	$ 67,093	1,638	216,511	(331)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	8,239			8,239
Stock incentive plan	54		54
Forfeiture of restricted shares of common stock (in shares)		(100)
Repurchase of common stock under stock repurchase program (in shares)		(21,653)
Repurchase of common stock under stock repurchase program	(1,159)	$ (1,159)
Cash dividend	(510)			(510)
Other comprehensive income (loss)	1,389				1,389
Balance at the end of period (in shares) at Jun. 30, 2021		7,284,994
Balance at the end of period at Jun. 30, 2021	$ 292,924	$ 65,934	1,692	224,240	1,058
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends (in dollars per share)	$ 0.07
Balance at the beginning of period (in shares) at Dec. 31, 2021	7,180,155	7,180,155
Balance in the beginning of period at Dec. 31, 2021	$ 298,150	$ 60,233	1,814	239,876	(3,773)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	7,392			7,392
Stock incentive plan	63		63
Issuance of shares of common stock as board compensation (in shares)		675
Issuance of shares of common stock as board compensation	35	$ 35
Repurchase of common stock under stock repurchase program (in shares)		(4,465)
Repurchase of common stock under stock repurchase program	(218)	$ (218)
Cash dividend	(502)			(502)
Other comprehensive income (loss)	(40,046)				(40,046)
Balance at the end of period (in shares) at Mar. 31, 2022		7,176,365
Balance at the end of period at Mar. 31, 2022	$ 264,874	$ 60,050	1,877	246,766	(43,819)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends (in dollars per share)	$ 0.07
Balance at the beginning of period (in shares) at Dec. 31, 2021	7,180,155	7,180,155
Balance in the beginning of period at Dec. 31, 2021	$ 298,150	$ 60,233	1,814	239,876	(3,773)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	$ 16,539
Repurchase of common stock under stock repurchase program (in shares)	(4,465)
Repurchase of common stock under stock repurchase program	$ (218)
Other comprehensive income (loss)	$ (60,031)
Balance at the end of period (in shares) at Jun. 30, 2022	7,176,365	7,176,365
Balance at the end of period at Jun. 30, 2022	$ 253,596	$ 60,050	1,940	255,410	(63,804)
Balance at the beginning of period (in shares) at Mar. 31, 2022		7,176,365
Balance in the beginning of period at Mar. 31, 2022	264,874	$ 60,050	1,877	246,766	(43,819)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	9,147			9,147
Stock incentive plan	$ 63		63
Repurchase of common stock under stock repurchase program (in shares)	0
Cash dividend	$ (503)			(503)
Other comprehensive income (loss)	$ (19,985)				(19,985)
Balance at the end of period (in shares) at Jun. 30, 2022	7,176,365	7,176,365
Balance at the end of period at Jun. 30, 2022	$ 253,596	$ 60,050	$ 1,940	$ 255,410	$ (63,804)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Cash dividends (in dollars per share)	$ 0.07

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (UNAUDITED) (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.07	$ 0.07	$ 0.07	$ 0.07

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 16,539	$ 16,304
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation	1,003	932
Amortization	281	317
Share-based compensation earned	126	147
Share-based board compensation earned	39	26
(Gain) Loss on other assets owned	25	(22)
Net (accretion) amortization on securities AFS	322	1,407
(Gain) Loss on sale and call of securities	75	(193)
(Gain) Loss on equity securities	447	59
Provision for loan losses	400	1,600
Deferred income tax (benefit) expense	(293)	(1,119)
Net (increase) decrease in loans HFS	(234)	16,825
Net (increase) decrease in accrued interest receivable	(1,111)	841
Net (increase) decrease in BOLI	(352)	(297)
Net increase (decrease) in accrued interest payable	(134)	(342)
Net increase (decrease) in accrued income taxes payable	226	(621)
Other operating activities, net	836	(526)
Net cash provided by (used in) operating activities	18,195	35,338
Activity in securities AFS:
Sales	31,762	111,535
Maturities, principal repayments, and calls	45,335	54,607
Purchases	(313,514)	(188,583)
Activity in securities HTM:
Maturities, principal repayments, and calls	7,632	0
Sale of equity securities	7,399	0
Purchase of nonmarketable equity securities	(2)	(2)
Capital contribution in partnerships	(817)	(40)
Net (increase) decrease in loans HFI	(157,934)	(12,299)
Purchase of bank owned life insurance	0	(5,000)
Proceeds from sales of foreclosed assets	0	96
Purchases of premises and equipment	(5,144)	(1,422)
Net cash provided by (used in) investing activities	(385,283)	(41,108)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	(60,153)	229,239
Repurchase of common stock	(218)	(2,177)
Cash dividends	(1,005)	(1,021)
Net cash provided by (used in) financing activities	(61,376)	226,041
Net change in cash and cash equivalents	(428,464)	220,271
Cash and cash equivalents - beginning of period	784,864	447,201
Cash and cash equivalents - end of period	356,400	667,472
Cash paid during the year for:
Interest	2,764	3,325
Income taxes	3,703	5,311
SUPPLEMENTAL INFORMATION FOR NON-CASH INVESTING AND FINANCING ACTIVITIES
Assets acquired in settlement of loans	0	266
Transfers of investment securities from AFS to HTM, prior to market value adjustment	$ 184,238	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Basis of Presentation The accompanying unaudited consolidated financial statements of the Company were prepared in accordance with GAAP for interim financial information, general practices within the financial services industry, and instructions for Form 10-Q and Regulation S-X. Accordingly, these interim financial statements do not include all of the information or footnotes required by GAAP for annual financial statements. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for the entire fiscal year. These statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto for the year ended December 31, 2021, included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. Certain prior period amounts have been reclassified to conform to the current period presentation. These changes in presentation did not have a material impact on the Company’s financial condition or results of operations. Accounting Standards Adopted in 2022 ASU No. 2021-05, Leases (Topic 842): Lessors - Certain Leases with Variable Lease Payments. The guidance issued in this update addressed lessors’ concerns by amending the lease classification requirements. The amendments in this update address an issue related to a lessor’s accounting for certain leases with variable lease payments. Lessors should classify and account for a lease with variable lease payments that do not depend on a reference index or a rate as an operating lease if two criteria are met. Those criteria are that the lease would have been classified as a sales-type lease or a direct financing lease in accordance with GAAP, and that the lessor would have otherwise recognized a day-one loss. ASU 2021-05 was adopted as of January 1, 2022, and did not have a material impact on the Company’s consolidated financial statements. Recent Accounting Pronouncements ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. ASU 2016-13 sets forth the CECL model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. ASU 2016-13 requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses. In addition, the update amends the accounting for credit losses on AFS securities. We do not expect a material impact due to this update. As an SEC registrant with smaller reporting company filing status as determined on June 30, 2019, CECL is effective for the Company on January 1, 2023. The Company continues to evaluate the impact of this ASU on the consolidated financial statements and disclosures. In that regard, the Company has formed a cross-functional working group and is currently working through an implementation plan. The implementation plan includes an assessment of data, model development and documentation, documentation of processes, and implementation of a third-party vendor solution to assist in the adoption of ASU 2016-13 . Based upon our preliminary CECL analysis as of June 30, 2022, we expect the adoption of ASU 2016-13 will result in a combined 1.0% to 5.0% increase in our allowance for credit losses and allowance for unfunded commitments. This increase is a result of changing from an “incurred loss” model, which encompasses allowances for current known and inherent losses within the portfolio, to an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. Also, ASU 2016-13 requires an allowance for expected credit losses for certain securities HTM. We currently do not hold any municipal securities HTM; therefore, we do not expect CECL to have a material impact related to securities HTM. Additionally, the adoption of ASU 2016-13 is not expected to have a significant impact on our regulatory capital ratios. The ultimate impact of adoption on January 1, 2023, could be significantly different than our current expectation as our modeling processes will be significantly influenced by the composition, characteristics, and quality of our loan and securities portfolios as well as the prevailing economic conditions and forecasts as of that date, notwithstanding any further refinements to our expected credit loss models. ASU No. 2021-08, Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this update address how to determine whether a contract liability is recognized by the acquirer in a business combination. The amendment also resolves the inconsistency of post-acquisition revenue recognition by providing specific guidance on how to recognize and measure acquired contract assets and contract liabilities from revenue contracts in a business combination. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. This standard will be adopted by the Company on January 1, 2023. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements. ASU No. 2022-02 Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The guidance issued in this update eliminates the accounting guidance for TDRs by creditors in Subtopic 3 10-40, Receivables – Troubled Debt Restructurings by Creditors , but also enhances the disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. The guidance requires that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments – Credit Losses – Measured at Amortized Cost . This standard is effective for the Company on January 1, 2023. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements.

Securities

Securities	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities Securities are classified as AFS, HTM, and equity securities. Total securities were $810.7 million as of June 30, 2022. Securities AFS and Securities HTM Securities AFS and securities HTM are debt securities. Securities AFS are held for indefinite periods of time and are carried at estimated fair value. As of June 30, 2022, the estimated fair value of securities AFS was $651.1 million. The net unrealized loss on securities AFS increased $59.0 million for the six months ended June 30, 2022, resulting in a net unrealized loss of $63.7 million as of June 30, 2022. During the second quarter of 2022, the Company reclassified $166.3 million, net of $17.9 million of unrealized loss, or 20.5% of the securities portfolio from AFS to HTM. The securities were transferred at fair value, which became the cost basis for the securities HTM. The net unrealized loss will be amortized over the remaining life of the securities as a yield adjustment in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security. There were no gains or losses recognized as a result of the transfer. Securities HTM, which the Company has the intent and ability to hold until maturity, are carried at amortized cost. As of June 30, 2022, the amortized cost of securities HTM was $159.6 million. Investment activity for the six months ended June 30, 2022, included $313.5 million of securities purchased, partially offset by $31.8 million in sales and $53.0 million in maturities, principal repayments, and calls. There were no purchases or sales of securities HTM for the same period. The amortized cost and estimated fair values of securities AFS and securities HTM are summarized in the following tables: June 30, 2022 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 307,528 $ 5 $ (25,390) $ 282,143 Municipal bonds 222,440 32 (33,784) 188,688 U.S. Treasury securities 176,621 — (4,219) 172,402 U.S. agency securities 8,264 — (372) 7,892 Total Securities AFS $ 714,853 $ 37 $ (63,765) $ 651,125 Securities HTM: Mortgage-backed securities $ 158,655 $ — $ (11,455) $ 147,200 U.S. agency securities 907 — (45) 862 Total Securities HTM $ 159,562 $ — $ (11,500) $ 148,062 December 31, 2021 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 386,874 $ 1,112 $ (8,460) $ 379,526 Municipal bonds 227,248 3,665 (942) 229,971 U.S. Treasury securities 41,770 — (154) 41,616 U.S. agency securities 8,062 61 (58) 8,065 Total Securities AFS $ 663,954 $ 4,838 $ (9,614) $ 659,178 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ — The amortized cost and estimated fair value of securities AFS and securities HTM as of June 30, 2022, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers have the right to call or repay obligations with or without call or prepayment penalties. June 30, 2022 (in thousands) Amortized Fair Securities AFS: Within one year $ 27,527 $ 27,246 After one year but within five years 182,402 177,738 After five years but within ten years 85,384 80,599 After ten years 419,540 365,542 Total Securities AFS $ 714,853 $ 651,125 Securities HTM: Within one year $ — $ — After one year but within five years — — After five years but within ten years 907 862 After ten years 158,655 147,200 Total Securities HTM $ 159,562 $ 148,062 Information pertaining to securities AFS and securities HTM with gross unrealized losses as of June 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous loss position, is described as follows: June 30, 2022 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (18,944) $ 243,407 $ (6,446) $ 37,743 Municipal bonds (29,655) 169,424 (4,129) 15,120 U.S. Treasury securities (4,219) 172,402 — — U.S. agency securities (372) 7,892 — — Total Securities AFS $ (53,190) $ 593,125 $ (10,575) $ 52,863 Securities HTM: Mortgage-backed securities $ (4,152) $ 60,058 $ (7,303) $ 87,142 U.S. agency securities — — (45) 862 Total Securities HTM $ (4,152) $ 60,058 $ (7,348) $ 88,004 December 31, 2021 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (6,627) $ 282,705 $ (1,833) $ 47,171 Municipal bonds (918) 51,333 (24) 2,577 U.S. Treasury securities (154) 41,616 — — U.S. agency securities (58) 4,913 — — Total Securities AFS $ (7,757) $ 380,567 $ (1,857) $ 49,748 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ — As of June 30, 2022, the Company held 575 securities AFS and securities HTM that were in unrealized loss positions. The aggregate unrealized loss of these securities as of June 30, 2022, was 8.61% of the amortized cost basis of total debt securities. Management and the Asset-Liability Management Committee continually monitor the securities portfolio and are able to effectively measure and monitor the unrealized loss positions on these securities. Management does not intend to sell these securities prior to recovery, and it is more likely than not that the Company will have the ability to hold them, primarily due to adequate liquidity, until each security has recovered its cost basis. The unrealized losses on these securities have been determined by management to be a function of the movement of interest rates since the time of purchase. Based on a review of available information, including recent changes in interest rates and credit rating information, management believes the decline in fair value of these securities is temporary. The Company does not consider these securities to have OTTI. Management evaluates securities for OTTI on at least a quarterly basis and more frequently if economic or market concerns merit such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost; (2) the financial condition and near-term prospects of the issuer; and (3) whether the Company intends to, and it is more likely than not that it will be able to, retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Additionally, the Company annually performs a detailed credit review of the municipal securities owned to identify any potential credit concerns. There were no OTTI losses on debt securities related to credit losses recognized during the six months ended June 30, 2022, or the year ended December 31, 2021. The proceeds from sales and calls of debt securities and their gross gain (loss) for the three and six months ended June 30, 2022 and 2021, are shown below: Three Months Ended Six Months Ended (in thousands) 2022 2021 2022 2021 Proceeds (1) $ 32,429 $ 50,399 $ 40,503 $ 115,168 Gross gain $ 9 $ 408 $ 48 $ 850 Gross loss $ (123) $ (374) $ (123) $ (657) (1) The proceeds include the gross gain and loss. Equity Securities Equity securities were an investment in a CRA mutual fund, consisting primarily of bonds. Equity securities were carried at fair value on the consolidated balance sheets with periodic changes in value recorded through the consolidated statements of income. In April 2022, the Company liquidated all shares invested in this fund. As of December 31, 2021, equity securities had a fair value of $7.8 million. Equity securities had a recognized loss of $82,000 and $447,000 for the three and six months ended June 30, 2022, respectively. For the year ended December 31, 2021, equity securities had a recognized loss of $175,000. The loss on equity securities in the first half of 2022 was due to a significant increase in interest rates. Pledged Securities Securities with carrying values of approximately $188.8 million and $118.6 million were pledged to secure public entity deposits as of June 30, 2022 and December 31, 2021, respectively.

Loans and Asset Quality

Loans and Asset Quality	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Loans and Asset Quality	Loans and Asset Quality Loans Loans HFI by category and loans HFS are summarized below: (in thousands) June 30, 2022 December 31, 2021 Real estate: Commercial real estate $ 765,131 $ 670,293 One-to-four family residential 510,741 474,420 Construction and development 138,965 106,339 Commercial and industrial 320,169 311,373 SBA PPP, net of deferred income 1,349 17,550 Tax-exempt 79,026 80,726 Consumer 26,204 23,131 Total loans HFI $ 1,841,585 $ 1,683,832 Total loans HFS $ 4,524 $ 4,290 Allowance for Loan Losses The following table summarizes the activity in the allowance for loan losses by category for the six months ended June 30, 2022: (in thousands) Beginning Provision Charge-offs Recoveries Ending Real estate: Commercial real estate $ 6,749 $ 472 $ — $ — $ 7,221 One-to-four family residential 5,375 (177) — 5 5,203 Construction and development 1,326 110 (18) 18 1,436 Commercial and industrial 4,440 (132) (9) 7 4,306 SBA PPP, net of deferred income 25 (23) — — 2 Tax-exempt 749 (52) — — 697 Consumer 512 202 (250) 66 530 Total allowance for loan losses $ 19,176 $ 400 $ (277) $ 96 $ 19,395 The following table summarizes the activity in the allowance for loan losses by category for the twelve months ended December 31, 2021: (in thousands) Beginning Provision Charge-offs Recoveries Ending Real estate: Commercial real estate $ 5,798 $ 1,401 $ (450) $ — $ 6,749 One-to-four family residential 5,390 (23) (10) 18 5,375 Construction and development 1,699 (375) — 2 1,326 Commercial and industrial 3,631 856 (74) 27 4,440 SBA PPP, net of deferred income 318 (293) — — 25 Tax-exempt 680 69 — — 749 Consumer 435 265 (351) 163 512 Total allowance for loan losses $ 17,951 $ 1,900 $ (885) $ 210 $ 19,176 The balance in the allowance for loan losses and the related recorded investment in loans by category as of June 30, 2022, are as follows: (in thousands) Individually Collectively Acquired with Total Allowance for loan losses: Real estate: Commercial real estate $ 28 $ 7,193 $ — $ 7,221 One-to-four family residential — 5,203 — 5,203 Construction and development — 1,436 — 1,436 Commercial and industrial 34 4,272 — 4,306 SBA PPP, net of deferred income — 2 — 2 Tax-exempt — 697 — 697 Consumer 126 404 — 530 Total allowance for loan losses $ 188 $ 19,207 $ — $ 19,395 Loans: Real estate: Commercial real estate $ 3,933 $ 761,198 $ — $ 765,131 One-to-four family residential 450 510,291 — 510,741 Construction and development — 138,965 — 138,965 Commercial and industrial 143 320,026 — 320,169 SBA PPP, net of deferred income — 1,349 — 1,349 Tax-exempt — 79,026 — 79,026 Consumer 129 26,075 — 26,204 Total loans HFI $ 4,655 $ 1,836,930 $ — $ 1,841,585 The balance in the allowance for loan losses and the related recorded investment in loans by category as of December 31, 2021, are as follows: (in thousands) Individually Collectively Acquired with Total Allowance for loan losses: Real estate: Commercial real estate $ 68 $ 6,681 $ — $ 6,749 One-to-four family residential — 5,375 — 5,375 Construction and development — 1,326 — 1,326 Commercial and industrial 40 4,400 — 4,440 SBA PPP, net of deferred income — 25 — 25 Tax-exempt — 749 — 749 Consumer 118 394 — 512 Total allowance for loan losses $ 226 $ 18,950 $ — $ 19,176 Loans: Real estate: Commercial real estate $ 5,011 $ 665,282 $ — $ 670,293 One-to-four family residential 434 473,986 — 474,420 Construction and development 501 105,838 — 106,339 Commercial and industrial 77 311,296 — 311,373 SBA PPP, net of deferred income — 17,550 — 17,550 Tax-exempt — 80,726 — 80,726 Consumer 126 23,005 — 23,131 Total loans HFI $ 6,149 $ 1,677,683 $ — $ 1,683,832 Past Due and Nonaccrual Loans A summary of current, past due, and nonaccrual loans as of June 30, 2022, is as follows: Accruing (in thousands) Current 30-89 Days 90 Days Nonaccrual Total Real estate: Commercial real estate $ 765,005 $ 81 $ — $ 45 $ 765,131 One-to-four family residential 509,830 677 41 193 510,741 Construction and development 138,647 318 — — 138,965 Commercial and industrial 320,138 3 18 10 320,169 SBA PPP, net of deferred income 1,349 — — — 1,349 Tax-exempt 79,026 — — — 79,026 Consumer 26,190 10 4 — 26,204 Total loans HFI $ 1,840,185 $ 1,089 $ 63 $ 248 $ 1,841,585 A summary of current, past due, and nonaccrual loans as of December 31, 2021, is as follows: Accruing (in thousands) Current 30-89 Days 90 Days Nonaccrual Total Real estate: Commercial real estate $ 669,781 $ 461 $ — $ 51 $ 670,293 One-to-four family residential 473,658 546 — 216 474,420 Construction and development 106,300 — 39 — 106,339 Commercial and industrial 311,321 39 — 13 311,373 SBA PPP, net of deferred income 17,550 — — — 17,550 Tax-exempt 80,726 — — — 80,726 Consumer 23,121 10 — — 23,131 Total loans HFI $ 1,682,457 $ 1,056 $ 39 $ 280 $ 1,683,832 Impaired Loans Balances Impaired loans include TDRs and performing and nonperforming loans. Information pertaining to impaired loans as of June 30, 2022, is as follows: (in thousands) Unpaid Recorded Related Average With no related allowance recorded: Real estate: Commercial real estate $ 3,210 $ 3,204 $ — $ 2,776 One-to-four family residential 504 450 — 437 Construction and development — — — 167 Commercial and industrial 79 79 — 57 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 3 3 — 6 Total with no related allowance 3,796 3,736 — 3,443 With allowance recorded: Real estate: Commercial real estate 729 729 28 1,627 One-to-four family residential — — — — Construction and development — — — — Commercial and industrial 72 64 34 71 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 126 126 126 125 Total with related allowance 927 919 188 1,823 Total impaired loans $ 4,723 $ 4,655 $ 188 $ 5,266 Information pertaining to impaired loans as of December 31, 2021, is as follows: (in thousands) Unpaid Recorded Related Average With no related allowance recorded: Real estate: Commercial real estate $ 1,599 $ 1,595 $ — $ 1,969 One-to-four family residential 483 434 — 539 Construction and development 501 501 — 400 Commercial and industrial — — — 355 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 8 8 — 4 Total with no related allowance 2,591 2,538 — 3,267 With allowance recorded: Real estate: Commercial real estate 3,416 3,416 68 2,111 One-to-four family residential — — — 145 Construction and development — — — — Commercial and industrial 85 77 40 1,570 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 118 118 118 112 Total with related allowance 3,619 3,611 226 3,938 Total impaired loans $ 6,210 $ 6,149 $ 226 $ 7,205 Interest Income The interest income recognized on impaired loans for the three months ended June 30, 2022 and June 30, 2021, was $48,000 and $21,000, respectively. The interest income recognized on impaired loans for the six months ended June 30, 2022 and June 30, 2021, was $102,000 and $86,000, respectively. Troubled Debt Restructurings The restructuring of a loan is considered a TDR if the borrower is experiencing financial difficulties and the bank has granted a concession. Concessions grant terms to the borrower that would not be offered for new debt with similar risk characteristics. Concessions typically include interest rate reductions or below market interest rates, revising amortization schedules to defer principal and interest payments, and other changes necessary to provide payment relief to the borrower and minimize the risk of loss. There were no unfunded commitments to extend credit related to these loans as of June 30, 2022 or December 31, 2021. A summary of current, past due, and nonaccrual TDR loans as of June 30, 2022, is as follows: (dollars in thousands) Current 30-89 90 Days Nonaccrual (1) Total Real estate: Commercial real estate $ 3,276 $ — $ — $ — $ 3,276 One-to-four family residential 281 — — — 281 Construction and development — — — — — Commercial and industrial — — — — — SBA PPP, net of deferred income — — — — — Tax-exempt — — — — — Consumer 14 — — — 14 Total $ 3,571 $ — $ — $ — $ 3,571 Number of TDR loans 10 — — 1 11 (1) This loan has a contractual obligation to the Company despite carrying a zero balance. A summary of current, past due, and nonaccrual TDR loans as of December 31, 2021, is as follows: (dollars in thousands) Current 30-89 90 Days Nonaccrual (1) Total Real estate: Commercial real estate $ 3,634 $ — $ — $ — $ 3,634 One-to-four family residential 289 — — — 289 Construction and development — — — — — Commercial and industrial — — — — — SBA PPP, net of deferred income — — — — — Tax-exempt — — — — — Consumer 21 — — — 21 Total $ 3,944 $ — $ — $ — $ 3,944 Number of TDR loans 11 — — 1 12 (1) This loan has a contractual obligation to the Company despite carrying a zero balance. There were no loans modified as TDRs during the six months ended June 30, 2022 and June 30, 2021. Additionally, there were no defaults on loans during the six months ended June 30, 2022 or June 30, 2021, that had been modified as a TDR during the prior twelve months. Credit Quality Indicators Loans are categorized based on the degree of risk inherent in the credit and the ability of the borrower to service the debt. A description of the general characteristics of the Bank’s risk rating grades follows: Pass - These loans are of satisfactory quality and do not require a more severe classification. Special Mention - This category includes loans with potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan. Substandard - Loans in this category have well-defined weaknesses that jeopardize normal repayment of principal and interest. Doubtful - Loans in this category have well-defined weaknesses that make full collection improbable. Loss - Loans classified in this category are considered uncollectible and charged-off to the allowance for loan losses. The following table summarizes loans by risk rating as of June 30, 2022: (in thousands) Pass Special Substandard Doubtful Loss Total Real estate: Commercial real estate $ 756,604 $ 5,910 $ 2,617 $ — $ — $ 765,131 One-to-four family residential 509,892 310 539 — — 510,741 Construction and development 138,965 — — — — 138,965 Commercial and industrial 302,534 14,873 2,762 — — 320,169 SBA PPP, net of deferred income 1,349 — — — — 1,349 Tax-exempt 79,026 — — — — 79,026 Consumer 26,073 14 117 — — 26,204 Total loans HFI $ 1,814,443 $ 21,107 $ 6,035 $ — $ — $ 1,841,585 The following table summarizes loans by risk rating as of December 31, 2021: (in thousands) Pass Special Substandard Doubtful Loss Total Real estate: Commercial real estate $ 666,838 $ 499 $ 2,956 $ — $ — $ 670,293 One-to-four family residential 473,638 321 461 — — 474,420 Construction and development 105,838 — 501 — — 106,339 Commercial and industrial 306,925 1,551 2,897 — — 311,373 SBA PPP, net of deferred income 17,550 — — — — 17,550 Tax-exempt 80,726 — — — — 80,726 Consumer 23,003 21 107 — — 23,131 Total loans HFI $ 1,674,518 $ 2,392 $ 6,922 $ — $ — $ 1,683,832 Commitments to Extend Credit Commitments to extend credit are agreements to lend to a customer if all conditions of the commitment have been met. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if it is deemed necessary by the Company upon extension of credit, is based on management’s evaluation of the customer’s ability to repay. As of June 30, 2022, unfunded loan commitments totaled approximately $372.3 million. As of December 31, 2021, unfunded loan commitments totaled approximately $357.9 million.

Deposits

Deposits	6 Months Ended
	Jun. 30, 2022
Deposits [Abstract]
Deposits	Deposits Deposits were $2.85 billion and $2.91 billion as of June 30, 2022 and December 31, 2021, respectively. This decrease was primarily a result of expected customer deposit account activity. Deposits are summarized below: (in thousands) June 30, 2022 December 31, 2021 Noninterest-bearing deposits $ 1,181,781 $ 1,149,672 Interest-bearing deposits: NOW accounts 467,261 503,383 Money market accounts 679,259 733,044 Savings accounts 199,777 191,076 Time deposits less than or equal to $250,000 235,540 243,596 Time deposits greater than $250,000 86,577 89,577 Total interest-bearing deposits 1,668,414 1,760,676 Total deposits $ 2,850,195 $ 2,910,348

Contingencies

Contingencies	6 Months Ended
	Jun. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
Contingencies	ContingenciesThe Company and the Bank are involved, from time to time, in various legal matters arising in the ordinary course of business. While the outcome of these claims or litigation cannot be determined at this time, in the opinion of management, neither the Company nor the Bank are involved in such legal proceedings that the resolution is expected to have a material adverse effect on the consolidated results of operations, financial condition, or cash flows.

Fair Value

Fair Value	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value	Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair Value Disclosure Securities AFS, loans HFS, and equity securities are recorded at fair value on a recurring basis. Additionally, the Company may be required to record at fair value other assets on a nonrecurring basis, such as impaired loans, foreclosed assets, and other certain assets. The nonrecurring fair value adjustments typically involve application of lower of cost or market accounting or write-downs of individual assets. ASC 820, Fair Value Measurements and Disclosures indicates that assets and liabilities are recorded at fair value according to a fair value hierarchy comprised of three levels: • Level 1 pricing represents quotes on the exact financial instrument that is traded in active markets. Quoted prices on actively traded equities, for example, are in this category. • Level 2 pricing is derived from observable data including market spreads, current and projected rates, prepayment data, and credit quality. The valuation may be based on quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data. • Level 3 pricing is derived without the use of observable data. In such cases, mark-to-model strategies are typically employed. Often, these types of instruments have no active market, possess unique characteristics, and are thinly traded. The Company used the following methods and significant assumptions to estimate fair value: Securities AFS and Equity Securities: The fair values for securities AFS are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Loans HFS: Residential mortgage loans originated and held for sale are carried at the lower of cost or estimated fair value on an individual basis. The fair values of mortgage loans HFS are based on commitments on hand from investors within the secondary market for loans with similar characteristics. As such, the fair value adjustments for mortgage loans HFS are recurring Level 2. Loans HFI: The Company does not record loans HFI at fair value on a recurring basis. However, from time to time, a loan may be considered impaired and an allowance for loan losses may be established. Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using estimated fair value methodologies. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value, and discounted cash flows. When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the impaired loan as nonrecurring Level 2. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the impaired loan as nonrecurring Level 3. Foreclosed Assets: Foreclosed assets, consisting of properties obtained through foreclosure or in satisfaction of loans, are reported at fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2). However, foreclosed assets are considered Level 3 in the fair value hierarchy because management has qualitatively applied a discount due to the size, supply of inventory, and the incremental discounts applied to the appraisals. Management also considers other factors, including changes in absorption rates, length of time the property has been on the market, and anticipated sales values, which have resulted in adjustments to the collateral value estimates indicated in certain appraisals. Fair Value of Assets Measured on a Recurring Basis The table below presents the recorded amount of assets measured at fair value on a recurring basis: (in thousands) Fair Value Level 1 Level 2 Level 3 June 30, 2022 Loans HFS $ 4,524 $ — $ 4,524 $ — Securities AFS: Mortgage-backed securities $ 282,143 $ — $ 282,143 $ — Municipal bonds $ 188,688 $ — $ 188,688 $ — U.S. Treasury securities $ 172,402 $ — $ 172,402 $ — U.S. agency securities $ 7,892 $ — $ 7,892 $ — December 31, 2021 Loans HFS $ 4,290 $ — $ 4,290 $ — Securities AFS: Mortgage-backed securities $ 379,526 $ — $ 379,526 $ — Municipal bonds $ 229,971 $ — $ 229,971 $ — U.S. Treasury securities $ 41,616 $ — $ 41,616 $ — U.S. agency securities $ 8,065 $ — $ 8,065 $ — Equity securities $ 7,846 $ 7,846 $ — $ — There were no transfers between Level 1, 2, or 3 during the six months ended June 30, 2022 or the year ended December 31, 2021. Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis Financial Assets and Financial Liabilities: Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis and are subject to fair value adjustments in certain circumstances. Financial assets measured at fair value on a nonrecurring basis include certain impaired collateral dependent loans reported at fair value of the underlying collateral if repayment is expected solely from the collateral. Prior to foreclosure of these loans, fair value of the collateral is estimated using Level 3 inputs based on customized discounting criteria. The table below presents certain impaired loans that were remeasured and reported at fair value through the allowance for loan losses based upon the fair value of the underlying collateral during the reported periods: For the Six Months Ended (in thousands) June 30, 2022 June 30, 2021 Carrying value of impaired loans before allowance for loan losses $ 129 $ 1,537 Specific allowance for loan losses (15) (10) Fair value of impaired loans $ 114 $ 1,527 The Company had no financial liabilities measured at fair value on a nonrecurring basis for the six months ended June 30, 2022 and June 30, 2021. Nonfinancial Assets and Liabilities: Certain nonfinancial assets and nonfinancial liabilities are measured at fair value on a nonrecurring basis. These include certain foreclosed assets, which are remeasured and reported at fair value through a charge-off to the allowance for loan losses upon initial recognition as a foreclosed asset. Subsequent to their initial recognition, certain foreclosed assets are remeasured at fair value through an adjustment included in other noninterest income. The fair value of foreclosed assets is estimated using Level 3 inputs based on customized discounting criteria less estimated selling costs. The following table presents foreclosed assets that were remeasured and reported at fair value during the reported periods: For the Six Months Ended (in thousands) June 30, 2022 June 30, 2021 Foreclosed assets remeasured at initial recognition: Carrying value of foreclosed assets prior to remeasurement $ — $ 266 Charge-offs — — Fair value of foreclosed assets $ — $ 266 There were no foreclosed assets that were remeasured subsequent to initial recognition for the six months ended June 30, 2022 and June 30, 2021. The Company had no nonfinancial liabilities measured at fair value on a nonrecurring basis for the six months ended June 30, 2022 and June 30, 2021. The unobservable inputs used for the Level 3 fair value measurements on a nonrecurring basis were as follows: (dollars in thousands) Fair Value Valuation Technique Unobservable Input Discount Ranges Weighted Average Discount June 30, 2022 Impaired loans $ 4,467 Discounted appraisals Collateral discounts and costs to sell 0% - 100% 4.04% Foreclosed assets $ 660 Discounted appraisals Collateral discounts and costs to sell N/A N/A December 31, 2021 Impaired loans $ 5,923 Discounted appraisals Collateral discounts and costs to sell 0% - 100% 3.67% Foreclosed assets $ 660 Discounted appraisals Collateral discounts and costs to sell N/A N/A Fair Value of Financial Instruments The carrying amounts and estimated fair values of financial instruments as of June 30, 2022 and December 31, 2021, were as follows: (in thousands) Carrying Fair Value Level 1 Level 2 Level 3 June 30, 2022 Financial assets: Cash and due from banks $ 39,339 $ 39,339 $ 39,339 $ — $ — Interest-bearing deposits in other banks 317,061 317,061 317,061 — — Securities AFS 651,125 651,125 — 651,125 — Securities HTM 159,562 148,062 — 148,062 — Nonmarketable equity securities 3,452 3,452 — 3,452 — Loans HFS 4,524 4,524 — 4,524 — Loans HFI, net of allowance 1,822,190 1,787,167 — — 1,787,167 Accrued interest receivable 7,356 7,356 — — 7,356 Financial liabilities: Deposits 2,850,195 2,842,643 — 2,842,643 — Accrued interest payable 1,176 1,176 — 1,176 — December 31, 2021 Financial assets: Cash and due from banks $ 23,143 $ 23,143 $ 23,143 $ — $ — Interest-bearing deposits in other banks 761,721 761,721 761,721 — — Securities AFS 659,178 659,178 — 659,178 — Equity securities 7,846 7,846 7,846 — — Nonmarketable equity securities 3,450 3,450 — 3,450 — Loans HFS 4,290 4,290 — 4,290 — Loans HFI, net of allowance 1,664,656 1,674,900 — — 1,674,900 Accrued interest receivable 6,245 6,245 — — 6,245 Financial liabilities: Deposits 2,910,348 2,911,118 — 2,911,118 — Accrued interest payable 1,310 1,310 — 1,310 —

Regulatory Capital Requirements

Regulatory Capital Requirements	6 Months Ended
	Jun. 30, 2022
Regulatory Capital Requirements Under Banking Regulations [Abstract]
Regulatory Capital Requirements	Regulatory Capital Requirements Red River Bank The Bank is subject to various regulatory capital requirements administered by the FDIC. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s and the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of its assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Bank is subject to Basel III capital guidelines. Basel III requires the Bank to maintain certain minimum ratios to meet capital adequacy requirements. In addition, a CCB was established above the minimum regulatory capital requirements. Effective January 1, 2019, the final CCB was fully phased in at 2.50%. It is management’s belief that, as of June 30, 2022, the Bank met all capital adequacy requirements under Basel III. Management expects that the capital ratios for the Bank under Basel III will continue to exceed capital adequacy requirements. The most recent notification from the FDIC (as of June 30, 2021) categorized the Bank as “well capitalized” under the regulatory framework for prompt corrective action. Capital amounts and ratios for Red River Bank as of June 30, 2022 and December 31, 2021, are presented in the following table, including the minimum Basel III requirements: Regulatory Requirements Actual Minimum Minimum Plus CCB (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Total Risk-Based Capital $ 322,847 16.27 % $ 158,731 8.00 % $ 208,335 10.50 % Tier I Risk-Based Capital $ 303,452 15.29 % $ 119,048 6.00 % $ 168,652 8.50 % Common Equity Tier I Capital $ 303,452 15.29 % $ 89,286 4.50 % $ 138,890 7.00 % Tier I Leverage Capital $ 303,452 9.35 % $ 129,791 4.00 % $ 129,791 4.00 % December 31, 2021 Total Risk-Based Capital $ 305,771 17.06 % $ 143,372 8.00 % $ 188,176 10.50 % Tier I Risk-Based Capital $ 286,595 15.99 % $ 107,529 6.00 % $ 152,333 8.50 % Common Equity Tier I Capital $ 286,595 15.99 % $ 80,647 4.50 % $ 125,451 7.00 % Tier I Leverage Capital $ 286,595 9.23 % $ 124,241 4.00 % $ 124,241 4.00 % Red River Bancshares, Inc. As a general matter, bank holding companies are subject to Basel III capital adequacy requirements under applicable Federal Reserve regulations on a consolidated basis. However, bank holding companies that qualify as “small bank holding companies” under the Policy Statement are exempt from the Federal Reserve’s consolidated capital adequacy ratios at the holding company level and instead are evaluated at the bank level. In May 2018, the Economic Growth Act was enacted, and it increased the asset threshold for “small bank holding companies” from $1.0 billion to $3.0 billion. Because the Company had less than $3.0 billion in assets as of each of the June 30 th measurement dates starting with the Economic Growth Act’s enactment through June 30, 2021, the Company has been allowed to receive the benefits of the Policy Statement and will continue to do so during 2022. However, as of June 30, 2022, the last applicable measurement date, the Company had more than $3.0 billion in assets. Therefore, beginning in 2023, the Company expects to not receive the Policy Statement’s benefits. Although the minimum regulatory capital requirements are not currently applicable to the Company, the Company calculates these ratios for its own planning and monitoring purposes. Capital amounts and ratios for Red River Bancshares, Inc. as of June 30, 2022 and December 31, 2021, are presented in the following table: Actual (dollars in thousands) Amount Ratio June 30, 2022 Total Risk-Based Capital $ 335,249 16.89 % Tier I Risk-Based Capital $ 315,854 15.92 % Common Equity Tier I Capital $ 315,854 15.92 % Tier I Leverage Capital $ 315,854 9.73 % December 31, 2021 Total Risk-Based Capital $ 319,553 17.83 % Tier I Risk-Based Capital $ 300,377 16.76 % Common Equity Tier I Capital $ 300,377 16.76 % Tier I Leverage Capital $ 300,377 9.67 % Community Bank Leverage Ratio Framework As part of the directive under the Economic Growth Act, on September 17, 2019, the FDIC and other federal bank regulatory agencies approved the CBLR framework. This optional framework became effective January 1, 2020, and is available as an alternative to the Basel III risk-based capital framework. The CBLR framework provides for a simple measure of capital adequacy for certain community banking organizations. Specifically, depository institutions and depository institution holding companies that have less than $10.0 billion in total consolidated assets and meet other qualifying criteria, including a Tier 1 leverage ratio of greater than 9.00% (subsequently temporarily reduced to 8.00% for 2020 and 8.50% for 2021 as a COVID-19 relief measure), are considered qualifying community banking organizations and are eligible to opt into the CBLR framework and replace the applicable Basel III risk-based capital requirements. As of June 30, 2022, the Company and the Bank qualify for the CBLR framework. Management does not intend to utilize the CBLR framework.

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share	Earnings Per Common Share Basic EPS is computed by dividing net income available to common stockholders by the weighted average number of common shares outstanding during the period, after giving retroactive effect to stock splits. Diluted EPS includes accrued but unissued shares relating to the Director Compensation Program and restricted stock determined using the treasury stock method. The dilutive EPS calculation assumes all outstanding stock options to purchase common stock have been exercised at the beginning of the year, and the pro forma proceeds from the exercised options and restricted stock are used to purchase common stock at the average fair market valuation price. The computations of basic and diluted earnings per common share for the Company were as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, (in thousands, except share amounts) 2022 2021 2022 2021 Numerator: Net income - basic $ 9,147 $ 8,239 $ 16,539 $ 16,304 Net income - diluted $ 9,147 $ 8,239 $ 16,539 $ 16,304 Denominator: Weighted average shares outstanding - basic 7,176,365 7,300,040 7,177,986 7,308,968 Plus: Effect of Director Compensation Program 361 283 721 514 Plus: Effect of restricted stock 19,917 19,028 19,917 19,028 Weighted average shares outstanding - diluted 7,196,643 7,319,351 7,198,624 7,328,510 Earnings per common share: Basic $ 1.27 $ 1.13 $ 2.30 $ 2.23 Diluted $ 1.27 $ 1.13 $ 2.30 $ 2.22

Equity

Equity	6 Months Ended
	Jun. 30, 2022
Equity [Abstract]
Equity	Equity Stock Repurchase Program On February 4, 2022, the Company’s Board of Directors approved the renewal of its stock repurchase program that was completed in the fourth quarter of 2021 after reaching its purchase limit. The renewed repurchase program authorizes the Company to purchase up to $5.0 million of its outstanding shares of common stock from February 4, 2022 through December 31, 2022. Repurchases may be made from time to time in the open market at prevailing prices and based on market conditions, or in privately negotiated transactions. For the three months ended June 30, 2022, the Company did not repurchase any shares of its common stock. For the six months ended June 30, 2022, the Company repurchased 4,465 shares of its common stock at an aggregate cost of $218,000. As of June 30, 2022, the Company had $4.8 million available for repurchasing its common stock under this program. AOCI - Transfer of Unrealized Gain (Loss) of Securities AFS and HTM During the second quarter of 2022, the Company reclassified certain securities from AFS to HTM. Such transfers are made at fair value on the date of transfer. The net unrealized holding loss on the date of transfer is retained, net of tax, in AOCI, with no immediate change to the total balance in AOCI. The unrealized holding loss will be amortized over the remaining life of the securities. At the date of transfer, the net unamortized, unrealized loss on the transferred securities included in the consolidated balance sheets totaled $17.9 million, of which $14.2 million, net of tax, was included in AOCI. As of June 30, 2022, the net unamortized, unrealized loss remaining on the transferred securities included in the consolidated balance sheets totaled $17.0 million, of which $13.5 million, net of tax, was included in AOCI.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2022
Accounting Policies [Abstract]
Basis of Presentation	Basis of PresentationThe accompanying unaudited consolidated financial statements of the Company were prepared in accordance with GAAP for interim financial information, general practices within the financial services industry, and instructions for Form 10-Q and Regulation S-X. Accordingly, these interim financial statements do not include all of the information or footnotes required by GAAP for annual financial statements. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the financial statements have been included. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for the entire fiscal year. These statements should be read in conjunction with the Company’s audited consolidated financial statements and notes thereto for the year ended December 31, 2021, included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021.
Reclassification	Certain prior period amounts have been reclassified to conform to the current period presentation. These changes in presentation did not have a material impact on the Company’s financial condition or results of operations.
Critical Accounting Policies and Estimates	Critical Accounting Policies and Estimates There were no material changes or developments during the reporting period with respect to methodologies the Company uses when applying critical accounting policies and developing critical accounting estimates as disclosed in Note 1 of the notes to the audited consolidated financial statements for the year ended December 31, 2021, that were included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. In preparing the financial statements, the Company is required to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. The financial statements reflect all adjustments that are, in the opinion of management, necessary for a fair statement of the Company’s financial condition, results of operations, comprehensive income, changes in stockholders’ equity, and cash flows for the interim period presented. These adjustments are of a normal recurring nature and include appropriate estimated provisions.
Accounting Standards Adopted in 2022 and Recent Accounting Pronouncements	Accounting Standards Adopted in 2022 ASU No. 2021-05, Leases (Topic 842): Lessors - Certain Leases with Variable Lease Payments. The guidance issued in this update addressed lessors’ concerns by amending the lease classification requirements. The amendments in this update address an issue related to a lessor’s accounting for certain leases with variable lease payments. Lessors should classify and account for a lease with variable lease payments that do not depend on a reference index or a rate as an operating lease if two criteria are met. Those criteria are that the lease would have been classified as a sales-type lease or a direct financing lease in accordance with GAAP, and that the lessor would have otherwise recognized a day-one loss. ASU 2021-05 was adopted as of January 1, 2022, and did not have a material impact on the Company’s consolidated financial statements. Recent Accounting Pronouncements ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. ASU 2016-13 sets forth the CECL model requiring the Company to measure all expected credit losses for financial instruments held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. ASU 2016-13 requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses. In addition, the update amends the accounting for credit losses on AFS securities. We do not expect a material impact due to this update. As an SEC registrant with smaller reporting company filing status as determined on June 30, 2019, CECL is effective for the Company on January 1, 2023. The Company continues to evaluate the impact of this ASU on the consolidated financial statements and disclosures. In that regard, the Company has formed a cross-functional working group and is currently working through an implementation plan. The implementation plan includes an assessment of data, model development and documentation, documentation of processes, and implementation of a third-party vendor solution to assist in the adoption of ASU 2016-13 . Based upon our preliminary CECL analysis as of June 30, 2022, we expect the adoption of ASU 2016-13 will result in a combined 1.0% to 5.0% increase in our allowance for credit losses and allowance for unfunded commitments. This increase is a result of changing from an “incurred loss” model, which encompasses allowances for current known and inherent losses within the portfolio, to an “expected loss” model, which encompasses allowances for losses expected to be incurred over the life of the portfolio. Also, ASU 2016-13 requires an allowance for expected credit losses for certain securities HTM. We currently do not hold any municipal securities HTM; therefore, we do not expect CECL to have a material impact related to securities HTM. Additionally, the adoption of ASU 2016-13 is not expected to have a significant impact on our regulatory capital ratios. The ultimate impact of adoption on January 1, 2023, could be significantly different than our current expectation as our modeling processes will be significantly influenced by the composition, characteristics, and quality of our loan and securities portfolios as well as the prevailing economic conditions and forecasts as of that date, notwithstanding any further refinements to our expected credit loss models. ASU No. 2021-08, Business Combinations (Topic 805): Accounting for Contract Assets and Contract Liabilities from Contracts with Customers. The amendments in this update address how to determine whether a contract liability is recognized by the acquirer in a business combination. The amendment also resolves the inconsistency of post-acquisition revenue recognition by providing specific guidance on how to recognize and measure acquired contract assets and contract liabilities from revenue contracts in a business combination. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. This standard will be adopted by the Company on January 1, 2023. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements. ASU No. 2022-02 Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures. The guidance issued in this update eliminates the accounting guidance for TDRs by creditors in Subtopic 3 10-40, Receivables – Troubled Debt Restructurings by Creditors , but also enhances the disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. The guidance requires that an entity disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20, Financial Instruments – Credit Losses – Measured at Amortized Cost . This standard is effective for the Company on January 1, 2023. The adoption of this guidance is not expected to have a material impact on the Company’s consolidated financial statements.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of debt securities available for sale	The amortized cost and estimated fair values of securities AFS and securities HTM are summarized in the following tables: June 30, 2022 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 307,528 $ 5 $ (25,390) $ 282,143 Municipal bonds 222,440 32 (33,784) 188,688 U.S. Treasury securities 176,621 — (4,219) 172,402 U.S. agency securities 8,264 — (372) 7,892 Total Securities AFS $ 714,853 $ 37 $ (63,765) $ 651,125 Securities HTM: Mortgage-backed securities $ 158,655 $ — $ (11,455) $ 147,200 U.S. agency securities 907 — (45) 862 Total Securities HTM $ 159,562 $ — $ (11,500) $ 148,062 December 31, 2021 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 386,874 $ 1,112 $ (8,460) $ 379,526 Municipal bonds 227,248 3,665 (942) 229,971 U.S. Treasury securities 41,770 — (154) 41,616 U.S. agency securities 8,062 61 (58) 8,065 Total Securities AFS $ 663,954 $ 4,838 $ (9,614) $ 659,178 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ —
Schedule of debt securities held-to-maturity	The amortized cost and estimated fair values of securities AFS and securities HTM are summarized in the following tables: June 30, 2022 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 307,528 $ 5 $ (25,390) $ 282,143 Municipal bonds 222,440 32 (33,784) 188,688 U.S. Treasury securities 176,621 — (4,219) 172,402 U.S. agency securities 8,264 — (372) 7,892 Total Securities AFS $ 714,853 $ 37 $ (63,765) $ 651,125 Securities HTM: Mortgage-backed securities $ 158,655 $ — $ (11,455) $ 147,200 U.S. agency securities 907 — (45) 862 Total Securities HTM $ 159,562 $ — $ (11,500) $ 148,062 December 31, 2021 (in thousands) Amortized Gross Gross Fair Securities AFS: Mortgage-backed securities $ 386,874 $ 1,112 $ (8,460) $ 379,526 Municipal bonds 227,248 3,665 (942) 229,971 U.S. Treasury securities 41,770 — (154) 41,616 U.S. agency securities 8,062 61 (58) 8,065 Total Securities AFS $ 663,954 $ 4,838 $ (9,614) $ 659,178 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ —
Schedule of maturities of securities available for sale and held to maturities	The amortized cost and estimated fair value of securities AFS and securities HTM as of June 30, 2022, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers have the right to call or repay obligations with or without call or prepayment penalties. June 30, 2022 (in thousands) Amortized Fair Securities AFS: Within one year $ 27,527 $ 27,246 After one year but within five years 182,402 177,738 After five years but within ten years 85,384 80,599 After ten years 419,540 365,542 Total Securities AFS $ 714,853 $ 651,125 Securities HTM: Within one year $ — $ — After one year but within five years — — After five years but within ten years 907 862 After ten years 158,655 147,200 Total Securities HTM $ 159,562 $ 148,062
Schedule of debt securities available for sale in unrealized loss position	Information pertaining to securities AFS and securities HTM with gross unrealized losses as of June 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous loss position, is described as follows: June 30, 2022 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (18,944) $ 243,407 $ (6,446) $ 37,743 Municipal bonds (29,655) 169,424 (4,129) 15,120 U.S. Treasury securities (4,219) 172,402 — — U.S. agency securities (372) 7,892 — — Total Securities AFS $ (53,190) $ 593,125 $ (10,575) $ 52,863 Securities HTM: Mortgage-backed securities $ (4,152) $ 60,058 $ (7,303) $ 87,142 U.S. agency securities — — (45) 862 Total Securities HTM $ (4,152) $ 60,058 $ (7,348) $ 88,004 December 31, 2021 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (6,627) $ 282,705 $ (1,833) $ 47,171 Municipal bonds (918) 51,333 (24) 2,577 U.S. Treasury securities (154) 41,616 — — U.S. agency securities (58) 4,913 — — Total Securities AFS $ (7,757) $ 380,567 $ (1,857) $ 49,748 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ —
Schedule of debt securities held-to-maturity in unrealized loss position	Information pertaining to securities AFS and securities HTM with gross unrealized losses as of June 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous loss position, is described as follows: June 30, 2022 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (18,944) $ 243,407 $ (6,446) $ 37,743 Municipal bonds (29,655) 169,424 (4,129) 15,120 U.S. Treasury securities (4,219) 172,402 — — U.S. agency securities (372) 7,892 — — Total Securities AFS $ (53,190) $ 593,125 $ (10,575) $ 52,863 Securities HTM: Mortgage-backed securities $ (4,152) $ 60,058 $ (7,303) $ 87,142 U.S. agency securities — — (45) 862 Total Securities HTM $ (4,152) $ 60,058 $ (7,348) $ 88,004 December 31, 2021 Less than twelve months Twelve months or more (in thousands) Gross Fair Gross Fair Securities AFS: Mortgage-backed securities $ (6,627) $ 282,705 $ (1,833) $ 47,171 Municipal bonds (918) 51,333 (24) 2,577 U.S. Treasury securities (154) 41,616 — — U.S. agency securities (58) 4,913 — — Total Securities AFS $ (7,757) $ 380,567 $ (1,857) $ 49,748 Securities HTM: Mortgage-backed securities $ — $ — $ — $ — U.S. agency securities — — — — Total Securities HTM $ — $ — $ — $ —
Schedule of realized gain (loss)	The proceeds from sales and calls of debt securities and their gross gain (loss) for the three and six months ended June 30, 2022 and 2021, are shown below: Three Months Ended Six Months Ended (in thousands) 2022 2021 2022 2021 Proceeds (1) $ 32,429 $ 50,399 $ 40,503 $ 115,168 Gross gain $ 9 $ 408 $ 48 $ 850 Gross loss $ (123) $ (374) $ (123) $ (657)

Loans and Asset Quality (Tables

Loans and Asset Quality (Tables)	6 Months Ended
	Jun. 30, 2022
Receivables [Abstract]
Schedule of loans information	Loans HFI by category and loans HFS are summarized below: (in thousands) June 30, 2022 December 31, 2021 Real estate: Commercial real estate $ 765,131 $ 670,293 One-to-four family residential 510,741 474,420 Construction and development 138,965 106,339 Commercial and industrial 320,169 311,373 SBA PPP, net of deferred income 1,349 17,550 Tax-exempt 79,026 80,726 Consumer 26,204 23,131 Total loans HFI $ 1,841,585 $ 1,683,832 Total loans HFS $ 4,524 $ 4,290
Schedule of allowance for credit losses	The following table summarizes the activity in the allowance for loan losses by category for the six months ended June 30, 2022: (in thousands) Beginning Provision Charge-offs Recoveries Ending Real estate: Commercial real estate $ 6,749 $ 472 $ — $ — $ 7,221 One-to-four family residential 5,375 (177) — 5 5,203 Construction and development 1,326 110 (18) 18 1,436 Commercial and industrial 4,440 (132) (9) 7 4,306 SBA PPP, net of deferred income 25 (23) — — 2 Tax-exempt 749 (52) — — 697 Consumer 512 202 (250) 66 530 Total allowance for loan losses $ 19,176 $ 400 $ (277) $ 96 $ 19,395 The following table summarizes the activity in the allowance for loan losses by category for the twelve months ended December 31, 2021: (in thousands) Beginning Provision Charge-offs Recoveries Ending Real estate: Commercial real estate $ 5,798 $ 1,401 $ (450) $ — $ 6,749 One-to-four family residential 5,390 (23) (10) 18 5,375 Construction and development 1,699 (375) — 2 1,326 Commercial and industrial 3,631 856 (74) 27 4,440 SBA PPP, net of deferred income 318 (293) — — 25 Tax-exempt 680 69 — — 749 Consumer 435 265 (351) 163 512 Total allowance for loan losses $ 17,951 $ 1,900 $ (885) $ 210 $ 19,176 The balance in the allowance for loan losses and the related recorded investment in loans by category as of June 30, 2022, are as follows: (in thousands) Individually Collectively Acquired with Total Allowance for loan losses: Real estate: Commercial real estate $ 28 $ 7,193 $ — $ 7,221 One-to-four family residential — 5,203 — 5,203 Construction and development — 1,436 — 1,436 Commercial and industrial 34 4,272 — 4,306 SBA PPP, net of deferred income — 2 — 2 Tax-exempt — 697 — 697 Consumer 126 404 — 530 Total allowance for loan losses $ 188 $ 19,207 $ — $ 19,395 Loans: Real estate: Commercial real estate $ 3,933 $ 761,198 $ — $ 765,131 One-to-four family residential 450 510,291 — 510,741 Construction and development — 138,965 — 138,965 Commercial and industrial 143 320,026 — 320,169 SBA PPP, net of deferred income — 1,349 — 1,349 Tax-exempt — 79,026 — 79,026 Consumer 129 26,075 — 26,204 Total loans HFI $ 4,655 $ 1,836,930 $ — $ 1,841,585 The balance in the allowance for loan losses and the related recorded investment in loans by category as of December 31, 2021, are as follows: (in thousands) Individually Collectively Acquired with Total Allowance for loan losses: Real estate: Commercial real estate $ 68 $ 6,681 $ — $ 6,749 One-to-four family residential — 5,375 — 5,375 Construction and development — 1,326 — 1,326 Commercial and industrial 40 4,400 — 4,440 SBA PPP, net of deferred income — 25 — 25 Tax-exempt — 749 — 749 Consumer 118 394 — 512 Total allowance for loan losses $ 226 $ 18,950 $ — $ 19,176 Loans: Real estate: Commercial real estate $ 5,011 $ 665,282 $ — $ 670,293 One-to-four family residential 434 473,986 — 474,420 Construction and development 501 105,838 — 106,339 Commercial and industrial 77 311,296 — 311,373 SBA PPP, net of deferred income — 17,550 — 17,550 Tax-exempt — 80,726 — 80,726 Consumer 126 23,005 — 23,131 Total loans HFI $ 6,149 $ 1,677,683 $ — $ 1,683,832
Schedule of financing receivable past due	A summary of current, past due, and nonaccrual loans as of June 30, 2022, is as follows: Accruing (in thousands) Current 30-89 Days 90 Days Nonaccrual Total Real estate: Commercial real estate $ 765,005 $ 81 $ — $ 45 $ 765,131 One-to-four family residential 509,830 677 41 193 510,741 Construction and development 138,647 318 — — 138,965 Commercial and industrial 320,138 3 18 10 320,169 SBA PPP, net of deferred income 1,349 — — — 1,349 Tax-exempt 79,026 — — — 79,026 Consumer 26,190 10 4 — 26,204 Total loans HFI $ 1,840,185 $ 1,089 $ 63 $ 248 $ 1,841,585 A summary of current, past due, and nonaccrual loans as of December 31, 2021, is as follows: Accruing (in thousands) Current 30-89 Days 90 Days Nonaccrual Total Real estate: Commercial real estate $ 669,781 $ 461 $ — $ 51 $ 670,293 One-to-four family residential 473,658 546 — 216 474,420 Construction and development 106,300 — 39 — 106,339 Commercial and industrial 311,321 39 — 13 311,373 SBA PPP, net of deferred income 17,550 — — — 17,550 Tax-exempt 80,726 — — — 80,726 Consumer 23,121 10 — — 23,131 Total loans HFI $ 1,682,457 $ 1,056 $ 39 $ 280 $ 1,683,832
Schedule of impaired financing receivable	Information pertaining to impaired loans as of June 30, 2022, is as follows: (in thousands) Unpaid Recorded Related Average With no related allowance recorded: Real estate: Commercial real estate $ 3,210 $ 3,204 $ — $ 2,776 One-to-four family residential 504 450 — 437 Construction and development — — — 167 Commercial and industrial 79 79 — 57 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 3 3 — 6 Total with no related allowance 3,796 3,736 — 3,443 With allowance recorded: Real estate: Commercial real estate 729 729 28 1,627 One-to-four family residential — — — — Construction and development — — — — Commercial and industrial 72 64 34 71 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 126 126 126 125 Total with related allowance 927 919 188 1,823 Total impaired loans $ 4,723 $ 4,655 $ 188 $ 5,266 Information pertaining to impaired loans as of December 31, 2021, is as follows: (in thousands) Unpaid Recorded Related Average With no related allowance recorded: Real estate: Commercial real estate $ 1,599 $ 1,595 $ — $ 1,969 One-to-four family residential 483 434 — 539 Construction and development 501 501 — 400 Commercial and industrial — — — 355 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 8 8 — 4 Total with no related allowance 2,591 2,538 — 3,267 With allowance recorded: Real estate: Commercial real estate 3,416 3,416 68 2,111 One-to-four family residential — — — 145 Construction and development — — — — Commercial and industrial 85 77 40 1,570 SBA PPP, net of deferred income — — — — Tax-exempt — — — — Consumer 118 118 118 112 Total with related allowance 3,619 3,611 226 3,938 Total impaired loans $ 6,210 $ 6,149 $ 226 $ 7,205
Schedule of TDRs	A summary of current, past due, and nonaccrual TDR loans as of June 30, 2022, is as follows: (dollars in thousands) Current 30-89 90 Days Nonaccrual (1) Total Real estate: Commercial real estate $ 3,276 $ — $ — $ — $ 3,276 One-to-four family residential 281 — — — 281 Construction and development — — — — — Commercial and industrial — — — — — SBA PPP, net of deferred income — — — — — Tax-exempt — — — — — Consumer 14 — — — 14 Total $ 3,571 $ — $ — $ — $ 3,571 Number of TDR loans 10 — — 1 11 (1) This loan has a contractual obligation to the Company despite carrying a zero balance. A summary of current, past due, and nonaccrual TDR loans as of December 31, 2021, is as follows: (dollars in thousands) Current 30-89 90 Days Nonaccrual (1) Total Real estate: Commercial real estate $ 3,634 $ — $ — $ — $ 3,634 One-to-four family residential 289 — — — 289 Construction and development — — — — — Commercial and industrial — — — — — SBA PPP, net of deferred income — — — — — Tax-exempt — — — — — Consumer 21 — — — 21 Total $ 3,944 $ — $ — $ — $ 3,944 Number of TDR loans 11 — — 1 12 (1) This loan has a contractual obligation to the Company despite carrying a zero balance.
Schedule of financing receivable by credit risk	The following table summarizes loans by risk rating as of June 30, 2022: (in thousands) Pass Special Substandard Doubtful Loss Total Real estate: Commercial real estate $ 756,604 $ 5,910 $ 2,617 $ — $ — $ 765,131 One-to-four family residential 509,892 310 539 — — 510,741 Construction and development 138,965 — — — — 138,965 Commercial and industrial 302,534 14,873 2,762 — — 320,169 SBA PPP, net of deferred income 1,349 — — — — 1,349 Tax-exempt 79,026 — — — — 79,026 Consumer 26,073 14 117 — — 26,204 Total loans HFI $ 1,814,443 $ 21,107 $ 6,035 $ — $ — $ 1,841,585 The following table summarizes loans by risk rating as of December 31, 2021: (in thousands) Pass Special Substandard Doubtful Loss Total Real estate: Commercial real estate $ 666,838 $ 499 $ 2,956 $ — $ — $ 670,293 One-to-four family residential 473,638 321 461 — — 474,420 Construction and development 105,838 — 501 — — 106,339 Commercial and industrial 306,925 1,551 2,897 — — 311,373 SBA PPP, net of deferred income 17,550 — — — — 17,550 Tax-exempt 80,726 — — — — 80,726 Consumer 23,003 21 107 — — 23,131 Total loans HFI $ 1,674,518 $ 2,392 $ 6,922 $ — $ — $ 1,683,832

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2022
Deposits [Abstract]
Summary of deposits	Deposits are summarized below: (in thousands) June 30, 2022 December 31, 2021 Noninterest-bearing deposits $ 1,181,781 $ 1,149,672 Interest-bearing deposits: NOW accounts 467,261 503,383 Money market accounts 679,259 733,044 Savings accounts 199,777 191,076 Time deposits less than or equal to $250,000 235,540 243,596 Time deposits greater than $250,000 86,577 89,577 Total interest-bearing deposits 1,668,414 1,760,676 Total deposits $ 2,850,195 $ 2,910,348

Fair Value (Tables)

Fair Value (Tables)	6 Months Ended
	Jun. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of fair value of assets measured on recurring basis	The table below presents the recorded amount of assets measured at fair value on a recurring basis: (in thousands) Fair Value Level 1 Level 2 Level 3 June 30, 2022 Loans HFS $ 4,524 $ — $ 4,524 $ — Securities AFS: Mortgage-backed securities $ 282,143 $ — $ 282,143 $ — Municipal bonds $ 188,688 $ — $ 188,688 $ — U.S. Treasury securities $ 172,402 $ — $ 172,402 $ — U.S. agency securities $ 7,892 $ — $ 7,892 $ — December 31, 2021 Loans HFS $ 4,290 $ — $ 4,290 $ — Securities AFS: Mortgage-backed securities $ 379,526 $ — $ 379,526 $ — Municipal bonds $ 229,971 $ — $ 229,971 $ — U.S. Treasury securities $ 41,616 $ — $ 41,616 $ — U.S. agency securities $ 8,065 $ — $ 8,065 $ — Equity securities $ 7,846 $ 7,846 $ — $ —
Schedule of fair value of assets measured on nonrecurring basis	The table below presents certain impaired loans that were remeasured and reported at fair value through the allowance for loan losses based upon the fair value of the underlying collateral during the reported periods: For the Six Months Ended (in thousands) June 30, 2022 June 30, 2021 Carrying value of impaired loans before allowance for loan losses $ 129 $ 1,537 Specific allowance for loan losses (15) (10) Fair value of impaired loans $ 114 $ 1,527 The following table presents foreclosed assets that were remeasured and reported at fair value during the reported periods: For the Six Months Ended (in thousands) June 30, 2022 June 30, 2021 Foreclosed assets remeasured at initial recognition: Carrying value of foreclosed assets prior to remeasurement $ — $ 266 Charge-offs — — Fair value of foreclosed assets $ — $ 266
Schedule of inputs used for the Level 3 fair value measurement	The unobservable inputs used for the Level 3 fair value measurements on a nonrecurring basis were as follows: (dollars in thousands) Fair Value Valuation Technique Unobservable Input Discount Ranges Weighted Average Discount June 30, 2022 Impaired loans $ 4,467 Discounted appraisals Collateral discounts and costs to sell 0% - 100% 4.04% Foreclosed assets $ 660 Discounted appraisals Collateral discounts and costs to sell N/A N/A December 31, 2021 Impaired loans $ 5,923 Discounted appraisals Collateral discounts and costs to sell 0% - 100% 3.67% Foreclosed assets $ 660 Discounted appraisals Collateral discounts and costs to sell N/A N/A
Schedule of carrying amounts and estimated fair values of financial instruments	The carrying amounts and estimated fair values of financial instruments as of June 30, 2022 and December 31, 2021, were as follows: (in thousands) Carrying Fair Value Level 1 Level 2 Level 3 June 30, 2022 Financial assets: Cash and due from banks $ 39,339 $ 39,339 $ 39,339 $ — $ — Interest-bearing deposits in other banks 317,061 317,061 317,061 — — Securities AFS 651,125 651,125 — 651,125 — Securities HTM 159,562 148,062 — 148,062 — Nonmarketable equity securities 3,452 3,452 — 3,452 — Loans HFS 4,524 4,524 — 4,524 — Loans HFI, net of allowance 1,822,190 1,787,167 — — 1,787,167 Accrued interest receivable 7,356 7,356 — — 7,356 Financial liabilities: Deposits 2,850,195 2,842,643 — 2,842,643 — Accrued interest payable 1,176 1,176 — 1,176 — December 31, 2021 Financial assets: Cash and due from banks $ 23,143 $ 23,143 $ 23,143 $ — $ — Interest-bearing deposits in other banks 761,721 761,721 761,721 — — Securities AFS 659,178 659,178 — 659,178 — Equity securities 7,846 7,846 7,846 — — Nonmarketable equity securities 3,450 3,450 — 3,450 — Loans HFS 4,290 4,290 — 4,290 — Loans HFI, net of allowance 1,664,656 1,674,900 — — 1,674,900 Accrued interest receivable 6,245 6,245 — — 6,245 Financial liabilities: Deposits 2,910,348 2,911,118 — 2,911,118 — Accrued interest payable 1,310 1,310 — 1,310 —

Regulatory Capital Requiremen_2

Regulatory Capital Requirements (Tables)	6 Months Ended
	Jun. 30, 2022
Regulatory Capital Requirements Under Banking Regulations [Abstract]
Schedule of compliance with regulatory capital requirements under banking regulations	Capital amounts and ratios for Red River Bank as of June 30, 2022 and December 31, 2021, are presented in the following table, including the minimum Basel III requirements: Regulatory Requirements Actual Minimum Minimum Plus CCB (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio June 30, 2022 Total Risk-Based Capital $ 322,847 16.27 % $ 158,731 8.00 % $ 208,335 10.50 % Tier I Risk-Based Capital $ 303,452 15.29 % $ 119,048 6.00 % $ 168,652 8.50 % Common Equity Tier I Capital $ 303,452 15.29 % $ 89,286 4.50 % $ 138,890 7.00 % Tier I Leverage Capital $ 303,452 9.35 % $ 129,791 4.00 % $ 129,791 4.00 % December 31, 2021 Total Risk-Based Capital $ 305,771 17.06 % $ 143,372 8.00 % $ 188,176 10.50 % Tier I Risk-Based Capital $ 286,595 15.99 % $ 107,529 6.00 % $ 152,333 8.50 % Common Equity Tier I Capital $ 286,595 15.99 % $ 80,647 4.50 % $ 125,451 7.00 % Tier I Leverage Capital $ 286,595 9.23 % $ 124,241 4.00 % $ 124,241 4.00 % Capital amounts and ratios for Red River Bancshares, Inc. as of June 30, 2022 and December 31, 2021, are presented in the following table: Actual (dollars in thousands) Amount Ratio June 30, 2022 Total Risk-Based Capital $ 335,249 16.89 % Tier I Risk-Based Capital $ 315,854 15.92 % Common Equity Tier I Capital $ 315,854 15.92 % Tier I Leverage Capital $ 315,854 9.73 % December 31, 2021 Total Risk-Based Capital $ 319,553 17.83 % Tier I Risk-Based Capital $ 300,377 16.76 % Common Equity Tier I Capital $ 300,377 16.76 % Tier I Leverage Capital $ 300,377 9.67 %

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2022
Earnings Per Share [Abstract]
Schedule of earnings per share	The computations of basic and diluted earnings per common share for the Company were as follows: For the Three Months Ended June 30, For the Six Months Ended June 30, (in thousands, except share amounts) 2022 2021 2022 2021 Numerator: Net income - basic $ 9,147 $ 8,239 $ 16,539 $ 16,304 Net income - diluted $ 9,147 $ 8,239 $ 16,539 $ 16,304 Denominator: Weighted average shares outstanding - basic 7,176,365 7,300,040 7,177,986 7,308,968 Plus: Effect of Director Compensation Program 361 283 721 514 Plus: Effect of restricted stock 19,917 19,028 19,917 19,028 Weighted average shares outstanding - diluted 7,196,643 7,319,351 7,198,624 7,328,510 Earnings per common share: Basic $ 1.27 $ 1.13 $ 2.30 $ 2.23 Diluted $ 1.27 $ 1.13 $ 2.30 $ 2.22

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Details)	Jun. 30, 2022
Minimum
Property, Plant and Equipment [Line Items]
Financing receivable, allowance for credit loss, potential increase percentage	1%
Maximum
Property, Plant and Equipment [Line Items]
Financing receivable, allowance for credit loss, potential increase percentage	5%

Securities - Narrative (Details

Securities - Narrative (Details) $ in Thousands	3 Months Ended	6 Months Ended		12 Months Ended
	Jun. 30, 2022 USD ($) security	Jun. 30, 2022 USD ($) security	Jun. 30, 2021 USD ($)	Dec. 31, 2021 USD ($)
Investments, Debt and Equity Securities [Abstract]
Securities	$ 810,700	$ 810,700
Securities available-for-sale, at fair value	651,125	651,125		$ 659,178
Accumulated unrealized loss on AFS securities	63,700	63,700
Debt securities, unrealized gain (loss)		59,000
Debt securities, available for sale, transfer to held-to-maturity	166,300
Debt securities, available for sale, transfer out, unrealized loss	$ 17,900
Unrealized loss position, percent (as a percent)	20.50%
Securities held-to-maturity, at amortized cost	$ 159,562	159,562		0
Securities purchased		313,514	$ 188,583
Sales		31,762	$ 111,535
Maturities, principal repayments, and calls		$ 53,000
Debt securities, available-for-sale, number of securities in unrealized loss positions | security	575	575
Debt securities, held-to-maturity, number of securities in unrealized loss positions | security	575	575
Securities in a loss position as a proportion of total AFS securities (as a percent)	8.61%	8.61%
Securities in a loss position as a proportion of total HTM securities (as a percent)	8.61%	8.61%
Equity securities, at fair value	$ 0	$ 0		7,846
Loss on equity securities	82	447		175
Securities pledged to secure public deposits	$ 188,800	$ 188,800		$ 118,600

Securities - Schedule of Amorti

Securities - Schedule of Amortized Cost and Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Securities AFS:
Total Securities AFS	$ 714,853	$ 663,954
Gross Unrealized Gains	37	4,838
Gross Unrealized Losses	(63,765)	(9,614)
Fair Value	651,125	659,178
Securities HTM:
Amortized Cost	159,562	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(11,500)	0
Fair Value	148,062	0
Mortgage-backed securities
Securities AFS:
Total Securities AFS	307,528	386,874
Gross Unrealized Gains	5	1,112
Gross Unrealized Losses	(25,390)	(8,460)
Fair Value	282,143	379,526
Securities HTM:
Amortized Cost	158,655	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(11,455)	0
Fair Value	147,200	0
Municipal bonds
Securities AFS:
Total Securities AFS	222,440	227,248
Gross Unrealized Gains	32	3,665
Gross Unrealized Losses	(33,784)	(942)
Fair Value	188,688	229,971
U.S. Treasury securities
Securities AFS:
Total Securities AFS	176,621	41,770
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,219)	(154)
Fair Value	172,402	41,616
U.S. agency securities
Securities AFS:
Total Securities AFS	8,264	8,062
Gross Unrealized Gains	0	61
Gross Unrealized Losses	(372)	(58)
Fair Value	7,892	8,065
Securities HTM:
Amortized Cost	907	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(45)	0
Fair Value	$ 862	$ 0

Securities - Schedule of AFS De

Securities - Schedule of AFS Debt Securities, By Maturity Date (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Amortized Cost
Within one year	$ 27,527
After one year but within five years	182,402
After five years but within ten years	85,384
After ten years	419,540
Total Securities AFS	714,853	$ 663,954
Fair Value
Within one year	27,246
After one year but within five years	177,738
After five years but within ten years	80,599
After ten years	365,542
Total Securities AFS	651,125
Amortized Cost
Within one year	0
After one year but within five years	0
After five years but within ten years	907
After ten years	158,655
Total Securities HTM	159,562
Fair Value
Within one year	0
After one year but within five years	0
After five years but within ten years	862
After ten years	147,200
Total Securities HTM	$ 148,062	$ 0

Securities - Schedule of Securi

Securities - Schedule of Securities With Gross Unrealized Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Less than twelve months
Gross Unrealized Losses	$ (53,190)	$ (7,757)
Fair Value	593,125	380,567
Twelve months or more
Gross Unrealized Losses	(10,575)	(1,857)
Fair Value	52,863	49,748
Less than twelve months
Gross Unrealized Losses	(4,152)	0
Fair Value	60,058	0
Twelve months or more
Gross Unrealized Losses	(7,348)	0
Fair Value	88,004	0
Mortgage-backed securities
Less than twelve months
Gross Unrealized Losses	(18,944)	(6,627)
Fair Value	243,407	282,705
Twelve months or more
Gross Unrealized Losses	(6,446)	(1,833)
Fair Value	37,743	47,171
Less than twelve months
Gross Unrealized Losses	(4,152)	0
Fair Value	60,058	0
Twelve months or more
Gross Unrealized Losses	(7,303)	0
Fair Value	87,142	0
Municipal bonds
Less than twelve months
Gross Unrealized Losses	(29,655)	(918)
Fair Value	169,424	51,333
Twelve months or more
Gross Unrealized Losses	(4,129)	(24)
Fair Value	15,120	2,577
U.S. Treasury securities
Less than twelve months
Gross Unrealized Losses	(4,219)	(154)
Fair Value	172,402	41,616
Twelve months or more
Gross Unrealized Losses	0	0
Fair Value	0	0
U.S. agency securities
Less than twelve months
Gross Unrealized Losses	(372)	(58)
Fair Value	7,892	4,913
Twelve months or more
Gross Unrealized Losses	0	0
Fair Value	0	0
Less than twelve months
Gross Unrealized Losses	0	0
Fair Value	0	0
Twelve months or more
Gross Unrealized Losses	(45)	0
Fair Value	$ 862	$ 0

Securities - Schedule of Procee

Securities - Schedule of Proceeds from Sale Of Debt Securities and Their Gains (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 32,429	$ 50,399	$ 40,503	$ 115,168
Gross gain	9	408	48	850
Gross loss	$ (123)	$ (374)	$ (123)	$ (657)

Loans and Asset Quality - Total

Loans and Asset Quality - Total Loans Held for Investment by Category and Loans Held for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	$ 1,841,585	$ 1,683,832
Total loans HFS	4,524	4,290
Real estate | Commercial real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	765,131	670,293
Real estate | One-to-four family residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	510,741	474,420
Real estate | Construction and development
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	138,965	106,339
Commercial and industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	320,169	311,373
SBA PPP, net of deferred income
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	1,349	17,550
Tax-exempt
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	79,026	80,726
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Total loans HFI	$ 26,204	$ 23,131

Loans and Asset Quality - Sched

Loans and Asset Quality - Schedule of Allowance of Loan Losses By Category (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 19,176	$ 17,951
Provision for Loan Losses	400	1,900
Charge-offs	(277)	(885)
Recoveries	96	210
Ending Balance	19,395	19,176
Real estate | Commercial real estate
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	6,749	5,798
Provision for Loan Losses	472	1,401
Charge-offs	0	(450)
Recoveries	0	0
Ending Balance	7,221	6,749
Real estate | One-to-four family residential
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	5,375	5,390
Provision for Loan Losses	(177)	(23)
Charge-offs	0	(10)
Recoveries	5	18
Ending Balance	5,203	5,375
Real estate | Construction and development
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	1,326	1,699
Provision for Loan Losses	110	(375)
Charge-offs	(18)	0
Recoveries	18	2
Ending Balance	1,436	1,326
Commercial and industrial
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	4,440	3,631
Provision for Loan Losses	(132)	856
Charge-offs	(9)	(74)
Recoveries	7	27
Ending Balance	4,306	4,440
SBA PPP, net of deferred income
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	25	318
Provision for Loan Losses	(23)	(293)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	2	25
Tax-exempt
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	749	680
Provision for Loan Losses	(52)	69
Charge-offs	0	0
Recoveries	0	0
Ending Balance	697	749
Consumer
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	512	435
Provision for Loan Losses	202	265
Charge-offs	(250)	(351)
Recoveries	66	163
Ending Balance	$ 530	$ 512

Loans and Asset Quality - Sch_2

Loans and Asset Quality - Schedule of Allowance for Loan Losses and the Related Recorded Investment in Loans by Category (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses:
Individually Evaluated for Impairment	$ 188	$ 226
Collectively Evaluated for Impairment	19,207	18,950
Loans and Leases Receivable, Allowance	19,395	19,176	$ 17,951
Loans:
Individually Evaluated for Impairment	4,655	6,149
Collectively Evaluated for Impairment	1,836,930	1,677,683
Loans held for investment	1,841,585	1,683,832
Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Real estate | Commercial real estate
Allowance for loan losses:
Individually Evaluated for Impairment	28	68
Collectively Evaluated for Impairment	7,193	6,681
Loans and Leases Receivable, Allowance	7,221	6,749	5,798
Loans:
Individually Evaluated for Impairment	3,933	5,011
Collectively Evaluated for Impairment	761,198	665,282
Loans held for investment	765,131	670,293
Real estate | Commercial real estate | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Real estate | One-to-four family residential
Allowance for loan losses:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	5,203	5,375
Loans and Leases Receivable, Allowance	5,203	5,375	5,390
Loans:
Individually Evaluated for Impairment	450	434
Collectively Evaluated for Impairment	510,291	473,986
Loans held for investment	510,741	474,420
Real estate | One-to-four family residential | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Real estate | Construction and development
Allowance for loan losses:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	1,436	1,326
Loans and Leases Receivable, Allowance	1,436	1,326	1,699
Loans:
Individually Evaluated for Impairment	0	501
Collectively Evaluated for Impairment	138,965	105,838
Loans held for investment	138,965	106,339
Real estate | Construction and development | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Commercial and industrial
Allowance for loan losses:
Individually Evaluated for Impairment	34	40
Collectively Evaluated for Impairment	4,272	4,400
Loans and Leases Receivable, Allowance	4,306	4,440	3,631
Loans:
Individually Evaluated for Impairment	143	77
Collectively Evaluated for Impairment	320,026	311,296
Loans held for investment	320,169	311,373
Commercial and industrial | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
SBA PPP, net of deferred income
Allowance for loan losses:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	2	25
Loans and Leases Receivable, Allowance	2	25	318
Loans:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	1,349	17,550
Loans held for investment	1,349	17,550
SBA PPP, net of deferred income | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Tax-exempt
Allowance for loan losses:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	697	749
Loans and Leases Receivable, Allowance	697	749	680
Loans:
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Impairment	79,026	80,726
Loans held for investment	79,026	80,726
Tax-exempt | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	0	0
Consumer
Allowance for loan losses:
Individually Evaluated for Impairment	126	118
Collectively Evaluated for Impairment	404	394
Loans and Leases Receivable, Allowance	530	512	$ 435
Loans:
Individually Evaluated for Impairment	129	126
Collectively Evaluated for Impairment	26,075	23,005
Loans held for investment	26,204	23,131
Consumer | Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Loans and Leases Receivable, Allowance	0	0
Loans:
Loans held for investment	$ 0	$ 0

Loans and Asset Quality - Summa

Loans and Asset Quality - Summary of Current, Past Due, and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	$ 1,841,585	$ 1,683,832
Nonaccrual	248	280
Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,840,185	1,682,457
30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,089	1,056
90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	63	39
Real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	765,131	670,293
Nonaccrual	45	51
Real estate | Commercial real estate | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	765,005	669,781
Real estate | Commercial real estate | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	81	461
Real estate | Commercial real estate | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	510,741	474,420
Nonaccrual	193	216
Real estate | One-to-four family residential | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	509,830	473,658
Real estate | One-to-four family residential | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	677	546
Real estate | One-to-four family residential | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	41	0
Real estate | Construction and development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	138,965	106,339
Nonaccrual	0	0
Real estate | Construction and development | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	138,647	106,300
Real estate | Construction and development | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	318	0
Real estate | Construction and development | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	39
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	320,169	311,373
Nonaccrual	10	13
Commercial and industrial | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	320,138	311,321
Commercial and industrial | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	3	39
Commercial and industrial | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	18	0
SBA PPP, net of deferred income
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,349	17,550
Nonaccrual	0	0
SBA PPP, net of deferred income | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,349	17,550
SBA PPP, net of deferred income | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
SBA PPP, net of deferred income | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	79,026	80,726
Nonaccrual	0	0
Tax-exempt | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	79,026	80,726
Tax-exempt | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	26,204	23,131
Nonaccrual	0	0
Consumer | Current
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	26,190	23,121
Consumer | 30-89 Days Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	10	10
Consumer | 90 Days or More Past Due
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	$ 4	$ 0

Loans and Asset Quality - Sch_3

Loans and Asset Quality - Schedule of Loans Impaired (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2022	Dec. 31, 2021
Unpaid Principal Balance
With no related allowance recorded:	$ 3,796	$ 2,591
With allowance recorded:	927	3,619
Total impaired loans	4,723	6,210
Recorded Investment
With no related allowance recorded:	3,736	2,538
With allowance recorded:	919	3,611
Total impaired loans	4,655	6,149
Related Allowance	188	226
Average Recorded Investment
With no related allowance recorded:	3,443	3,267
With allowance recorded:	1,823	3,938
Total impaired loans	5,266	7,205
Real estate | Commercial real estate
Unpaid Principal Balance
With no related allowance recorded:	3,210	1,599
With allowance recorded:	729	3,416
Recorded Investment
With no related allowance recorded:	3,204	1,595
With allowance recorded:	729	3,416
Related Allowance	28	68
Average Recorded Investment
With no related allowance recorded:	2,776	1,969
With allowance recorded:	1,627	2,111
Real estate | One-to-four family residential
Unpaid Principal Balance
With no related allowance recorded:	504	483
With allowance recorded:	0	0
Recorded Investment
With no related allowance recorded:	450	434
With allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment
With no related allowance recorded:	437	539
With allowance recorded:	0	145
Real estate | Construction and development
Unpaid Principal Balance
With no related allowance recorded:	0	501
With allowance recorded:	0	0
Recorded Investment
With no related allowance recorded:	0	501
With allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment
With no related allowance recorded:	167	400
With allowance recorded:	0	0
Commercial and industrial
Unpaid Principal Balance
With no related allowance recorded:	79	0
With allowance recorded:	72	85
Recorded Investment
With no related allowance recorded:	79	0
With allowance recorded:	64	77
Related Allowance	34	40
Average Recorded Investment
With no related allowance recorded:	57	355
With allowance recorded:	71	1,570
SBA PPP, net of deferred income
Unpaid Principal Balance
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Recorded Investment
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Tax-exempt
Unpaid Principal Balance
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Recorded Investment
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Related Allowance	0	0
Average Recorded Investment
With no related allowance recorded:	0	0
With allowance recorded:	0	0
Consumer
Unpaid Principal Balance
With no related allowance recorded:	3	8
With allowance recorded:	126	118
Recorded Investment
With no related allowance recorded:	3	8
With allowance recorded:	126	118
Related Allowance	126	118
Average Recorded Investment
With no related allowance recorded:	6	4
With allowance recorded:	$ 125	$ 112

Loans and Asset Quality - Narra

Loans and Asset Quality - Narrative (Details)			3 Months Ended		6 Months Ended
	Jun. 30, 2022 USD ($) loan	Dec. 31, 2021 USD ($) loan	Jun. 30, 2022 USD ($)	Jun. 30, 2021 USD ($)	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 USD ($) loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Interest income on impaired loans			$ 48,000	$ 21,000	$ 102,000	$ 86,000
Loans modified as TDRs | loan	11	12			0	0
Defaults on loans					$ 0	$ 0
Unfunded Loan Commitment
Financing Receivable, Troubled Debt Restructuring [Line Items]
Other commitments	$ 372,300,000	$ 357,900,000	372,300,000		372,300,000
Standby Letters of Credit
Financing Receivable, Troubled Debt Restructuring [Line Items]
Other commitments	$ 14,300,000	$ 12,500,000	$ 14,300,000		$ 14,300,000

Loans and Asset Quality - Sum_2

Loans and Asset Quality - Summary of Current, Past Due, and Nonaccrual TDR Loans (Details)			6 Months Ended
	Jun. 30, 2022 USD ($) loan	Dec. 31, 2021 USD ($) loan	Jun. 30, 2022 USD ($) loan	Jun. 30, 2021 loan
TDR
Current	$ 3,571,000	$ 3,944,000	$ 3,571,000
Nonaccrual	0	0	0
Total TDRs	$ 3,571,000	$ 3,944,000	$ 3,571,000
Number of TDR loans
Current | loan	10	11
Nonaccrual | loan	1	1
Total TDRs | loan	11	12	0	0
30-89 Days Past Due
TDR
Past Due	$ 0	$ 0	$ 0
Number of TDR loans
Past Due | loan	0	0
90 Days or More Past Due
TDR
Past Due	$ 0	$ 0	0
Number of TDR loans
Past Due | loan	0	0
Real estate | Commercial real estate
TDR
Current	$ 3,276,000	$ 3,634,000	3,276,000
Nonaccrual	0	0	0
Total TDRs	3,276,000	3,634,000	3,276,000
Real estate | Commercial real estate | 30-89 Days Past Due
TDR
Past Due	0	0	0
Real estate | Commercial real estate | 90 Days or More Past Due
TDR
Past Due	0	0	0
Real estate | One-to-four family residential
TDR
Current	281,000	289,000	281,000
Nonaccrual	0	0	0
Total TDRs	281,000	289,000	281,000
Real estate | One-to-four family residential | 30-89 Days Past Due
TDR
Past Due	0	0	0
Real estate | One-to-four family residential | 90 Days or More Past Due
TDR
Past Due	0	0	0
Real estate | Construction and development
TDR
Current	0	0	0
Nonaccrual	0	0	0
Total TDRs	0	0	0
Real estate | Construction and development | 30-89 Days Past Due
TDR
Past Due	0	0	0
Real estate | Construction and development | 90 Days or More Past Due
TDR
Past Due	0	0	0
Commercial and industrial
TDR
Current	0	0	0
Nonaccrual	0	0	0
Total TDRs	0	0	0
Commercial and industrial | 30-89 Days Past Due
TDR
Past Due	0	0	0
Commercial and industrial | 90 Days or More Past Due
TDR
Past Due	0	0	0
SBA PPP, net of deferred income
TDR
Current	0	0	0
Nonaccrual	0	0	0
Total TDRs	0	0	0
SBA PPP, net of deferred income | 30-89 Days Past Due
TDR
Past Due	0	0	0
SBA PPP, net of deferred income | 90 Days or More Past Due
TDR
Past Due	0	0	0
Tax-exempt
TDR
Current	0	0	0
Nonaccrual	0	0	0
Total TDRs	0	0	0
Tax-exempt | 30-89 Days Past Due
TDR
Past Due	0	0	0
Tax-exempt | 90 Days or More Past Due
TDR
Past Due	0	0	0
Consumer
TDR
Current	14,000	21,000	14,000
Nonaccrual	0	0	0
Total TDRs	14,000	21,000	14,000
Consumer | 30-89 Days Past Due
TDR
Past Due	0	0	0
Consumer | 90 Days or More Past Due
TDR
Past Due	$ 0	$ 0	$ 0

Loans and Asset Quality - Sum_3

Loans and Asset Quality - Summary of Loans by Risk Rating (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	$ 1,841,585	$ 1,683,832
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,814,443	1,674,518
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	21,107	2,392
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	6,035	6,922
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | Commercial real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	765,131	670,293
Real estate | Commercial real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	756,604	666,838
Real estate | Commercial real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	5,910	499
Real estate | Commercial real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	2,617	2,956
Real estate | Commercial real estate | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | Commercial real estate | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | One-to-four family residential
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	510,741	474,420
Real estate | One-to-four family residential | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	509,892	473,638
Real estate | One-to-four family residential | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	310	321
Real estate | One-to-four family residential | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	539	461
Real estate | One-to-four family residential | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | One-to-four family residential | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | Construction and development
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	138,965	106,339
Real estate | Construction and development | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	138,965	105,838
Real estate | Construction and development | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | Construction and development | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	501
Real estate | Construction and development | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Real estate | Construction and development | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Commercial and industrial
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	320,169	311,373
Commercial and industrial | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	302,534	306,925
Commercial and industrial | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	14,873	1,551
Commercial and industrial | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	2,762	2,897
Commercial and industrial | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Commercial and industrial | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
SBA PPP, net of deferred income
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,349	17,550
SBA PPP, net of deferred income | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	1,349	17,550
SBA PPP, net of deferred income | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
SBA PPP, net of deferred income | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
SBA PPP, net of deferred income | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
SBA PPP, net of deferred income | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	79,026	80,726
Tax-exempt | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	79,026	80,726
Tax-exempt | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Tax-exempt | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	26,204	23,131
Consumer | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	26,073	23,003
Consumer | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	14	21
Consumer | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	117	107
Consumer | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	0	0
Consumer | Loss
Financing Receivable, Credit Quality Indicator [Line Items]
Loans held for investment	$ 0	$ 0

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Deposits [Abstract]
Deposits	$ 2,850,195	$ 2,910,348

Deposits - Summary (Details)

Deposits - Summary (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Deposits [Abstract]
Noninterest-bearing deposits	$ 1,181,781	$ 1,149,672
Interest-bearing deposits:
NOW accounts	467,261	503,383
Money market accounts	679,259	733,044
Savings accounts	199,777	191,076
Time deposits less than or equal to $250,000	235,540	243,596
Time deposits greater than $250,000	86,577	89,577
Total interest-bearing deposits	1,668,414	1,760,676
Total Deposits	$ 2,850,195	$ 2,910,348

Fair Value - Assets Measured on

Fair Value - Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	$ 651,125	$ 659,178
Equity securities, at fair value	0	7,846
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	282,143	379,526
Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	188,688	229,971
U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	172,402	41,616
U.S. agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	7,892	8,065
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	0	0
Securities AFS	0	0
Equity securities, at fair value		7,846
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	4,524	4,290
Securities AFS	651,125	659,178
Equity securities, at fair value		0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	0	0
Securities AFS	0	0
Equity securities, at fair value		0
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	4,524	4,290
Equity securities, at fair value		7,846
Recurring | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	282,143	379,526
Recurring | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	188,688	229,971
Recurring | U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	172,402	41,616
Recurring | U.S. agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	7,892	8,065
Recurring | Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	0	0
Equity securities, at fair value		7,846
Recurring | Level 1 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 1 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 1 | U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 1 | U.S. agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	4,524	4,290
Equity securities, at fair value		0
Recurring | Level 2 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	282,143	379,526
Recurring | Level 2 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	188,688	229,971
Recurring | Level 2 | U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	172,402	41,616
Recurring | Level 2 | U.S. agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	7,892	8,065
Recurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Loans HFS	0	0
Equity securities, at fair value		0
Recurring | Level 3 | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 3 | Municipal bonds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 3 | U.S. Treasury securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	0	0
Recurring | Level 3 | U.S. agency securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities AFS	$ 0	$ 0

Fair Value - Assets Measured _2

Fair Value - Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific allowance for loan losses	$ (400)		$ (1,900)
Remeasured Loans | Nonrecurring | Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value of impaired loans before allowance for loan losses	129	$ 1,537
Specific allowance for loan losses	(15)	(10)
Fair value of impaired loans	114	1,527
Foreclosed assets remeasured subsequent to initial recognition:
Carrying value of foreclosed assets prior to remeasurement	0	266
Charge-offs	0	0
Fair value of foreclosed assets	$ 0	$ 266

Fair Value - Unobservable Input

Fair Value - Unobservable Inputs Used for the Level 3 (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Minimum | Discounted appraisals | Collateral discounts and costs to sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans (percent)	0	0
Maximum | Discounted appraisals | Collateral discounts and costs to sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans (percent)	1	1
Weighted Average Discount | Discounted appraisals | Collateral discounts and costs to sell
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans (percent)	0.0404	0.0367
Nonrecurring | Level 3
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	$ 4,467	$ 5,923
Foreclosed assets	$ 660	$ 660

Fair Value - Carrying Amounts a

Fair Value - Carrying Amounts and Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Financial assets:
Securities AFS	$ 651,125	$ 659,178
Securities HTM	148,062	0
Equity securities	0	7,846
Nonmarketable equity securities	3,452	3,450
Level 1
Financial assets:
Cash and due from banks	39,339	23,143
Interest-bearing deposits in other banks	317,061	761,721
Securities AFS	0	0
Securities HTM	0
Equity securities		7,846
Nonmarketable equity securities	0	0
Loans HFS	0	0
Loans HFI, net of allowance	0	0
Accrued interest receivable	0	0
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
Level 2
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits in other banks	0	0
Securities AFS	651,125	659,178
Securities HTM	148,062
Equity securities		0
Nonmarketable equity securities	3,452	3,450
Loans HFS	4,524	4,290
Loans HFI, net of allowance	0	0
Accrued interest receivable	0	0
Financial liabilities:
Deposits	2,842,643	2,911,118
Accrued interest payable	1,176	1,310
Level 3
Financial assets:
Cash and due from banks	0	0
Interest-bearing deposits in other banks	0	0
Securities AFS	0	0
Securities HTM	0
Equity securities		0
Nonmarketable equity securities	0	0
Loans HFS	0	0
Loans HFI, net of allowance	1,787,167	1,674,900
Accrued interest receivable	7,356	6,245
Financial liabilities:
Deposits	0	0
Accrued interest payable	0	0
Carrying Amount
Financial assets:
Cash and due from banks	39,339	23,143
Interest-bearing deposits in other banks	317,061	761,721
Securities AFS	651,125	659,178
Securities HTM	159,562
Equity securities		7,846
Nonmarketable equity securities	3,452	3,450
Loans HFS	4,524	4,290
Loans HFI, net of allowance	1,822,190	1,664,656
Accrued interest receivable	7,356	6,245
Financial liabilities:
Deposits	2,850,195	2,910,348
Accrued interest payable	1,176	1,310
Fair Value
Financial assets:
Cash and due from banks	39,339	23,143
Interest-bearing deposits in other banks	317,061	761,721
Securities AFS	651,125	659,178
Securities HTM	148,062
Equity securities		7,846
Nonmarketable equity securities	3,452	3,450
Loans HFS	4,524	4,290
Loans HFI, net of allowance	1,787,167	1,674,900
Accrued interest receivable	7,356	6,245
Financial liabilities:
Deposits	2,842,643	2,911,118
Accrued interest payable	$ 1,176	$ 1,310

Regulatory Capital Requiremen_3

Regulatory Capital Requirements - Schedule of Regulatory Requirements (Details) $ in Thousands	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Red River Bank
Total Risk-Based Capital
Actual Amount	$ 322,847	$ 305,771
Actual Ratio (percent)	0.1627	0.1706
Regulatory Requirements, Minimum, Amount	$ 158,731	$ 143,372
Regulatory Requirements, Minimum, Ratio (percent)	0.0800	0.0800
Regulatory Requirements, Minimum Plus CCB, Amount	$ 208,335	$ 188,176
Regulatory Requirements, Minimum Plus CCB, Ratio (percent)	0.1050	0.1050
Tier I Risk-Based Capital
Actual Amount	$ 303,452	$ 286,595
Actual Ratio (percent)	0.1529	0.1599
Regulatory Requirements, Minimum, Amount	$ 119,048	$ 107,529
Regulatory Requirements, Minimum, Ratio (percent)	0.0600	0.0600
Regulatory Requirements, Minimum Plus CCB, Amount	$ 168,652	$ 152,333
Regulatory Requirements, Minimum Plus CCB, Ratio (percent)	0.0850	0.0850
Common Equity Tier I Capital
Actual Amount	$ 303,452	$ 286,595
Actual Ratio (percent)	0.1529	0.1599
Regulatory Requirements, Minimum, Amount	$ 89,286	$ 80,647
Regulatory Requirements, Minimum, Ratio (percent)	0.0450	0.0450
Regulatory Requirements, Minimum Plus CCB, Amount	$ 138,890	$ 125,451
Regulatory Requirements, Minimum Plus CCB, Ratio (percent)	0.0700	0.0700
Tier I Leverage Capital
Actual Amount	$ 303,452	$ 286,595
Actual Ratio (percent)	0.0935	0.0923
Regulatory Requirements, Minimum, Amount	$ 129,791	$ 124,241
Regulatory Requirements, Minimum, Ratio (percent)	0.0400	0.0400
Regulatory Requirements, Minimum Plus CCB, Amount	$ 129,791	$ 124,241
Regulatory Requirements, Minimum Plus CCB, Ratio (percent)	0.0400	0.0400
Red River Bancshares, Inc.
Total Risk-Based Capital
Actual Amount	$ 335,249	$ 319,553
Actual Ratio (percent)	0.1689	0.1783
Tier I Risk-Based Capital
Actual Amount	$ 315,854	$ 300,377
Actual Ratio (percent)	0.1592	0.1676
Common Equity Tier I Capital
Actual Amount	$ 315,854	$ 300,377
Actual Ratio (percent)	0.1592	0.1676
Tier I Leverage Capital
Actual Amount	$ 315,854	$ 300,377
Actual Ratio (percent)	0.0973	0.0967

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Numerator:
Net income - basic	$ 9,147	$ 8,239	$ 16,539	$ 16,304
Net income - diluted	$ 9,147	$ 8,239	$ 16,539	$ 16,304
Denominator:
Weighted average shares outstanding - basic (in shares)	7,176,365	7,300,040	7,177,986	7,308,968
Weighted average shares outstanding - diluted (in shares)	7,196,643	7,319,351	7,198,624	7,328,510
Earnings per common share:
Basic (in dollars per share)	$ 1.27	$ 1.13	$ 2.30	$ 2.23
Diluted (in dollars per share)	$ 1.27	$ 1.13	$ 2.30	$ 2.22
Plus: Effect of Director Compensation Program
Denominator:
Effect of dilutive securities (in shares)	361	283	721	514
Plus: Effect of restricted stock
Denominator:
Effect of dilutive securities (in shares)	19,917	19,028	19,917	19,028

Equity (Details)

Equity (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2022	Mar. 31, 2022	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2022	Apr. 01, 2022	Feb. 04, 2022
Equity [Abstract]
Stock repurchase program, authorized amount							$ 5,000
Stock repurchased (in shares)	0				4,465
Stock repurchased value		$ 218	$ 1,159	$ 1,018	$ 218
Amount available for repurchasing common stock	$ 4,800				4,800
AOCI, debt securities, transferred securities of available for sale and held-to-maturity, unrealized loss	17,000				17,000	$ 17,900
AOCI, debt securities, transferred securities of available for sale and held-to-maturity, unrealized loss, net of tax	$ 13,500				$ 13,500	$ 14,200