Jacksonville Bancorp (JAXB) 10-Q 9 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 30, 2014	Apr. 30, 2014
		Common Stock [Member]	Nonvoting Common Stock [Member]
Document Information [Line Items]	'	'	'
Entity Registrant Name	'JACKSONVILLE BANCORP INC /FL/	'	'
Entity Central Index Key	'0001071264	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Common Stock, Shares Outstanding	'	3,177,574	2,617,521
Document Fiscal Year Focus	'2014	'	'
Document Fiscal Period Focus	'Q1	'	'
Document Type	'10-Q	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Mar-14	'	'

CONSOLIDATED_BALANCE_SHEETS_Un

CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'		'
Cash and due from financial institutions	$16,155		$16,799
Federal funds sold and other	7,408		23,526
Cash and cash equivalents	23,563		40,325
Securities available-for-sale	81,123		84,771
Loans, net of allowance for loan losses of $15,104 and $15,760 as of March 31, 2014 and December 31, 2013, respectively	364,180		354,592
Premises and equipment, net	6,322		6,421
Bank-owned life insurance	13,010		12,956
Federal Home Loan Bank stock, at cost	1,356		1,580
Other real estate owned, net	3,559		3,078
Accrued interest receivable	1,647		1,723
Other intangible assets, net	777		849
Other assets	1,237		994
Total assets	496,774		507,289
Deposits	'		'
Noninterest-bearing demand deposits	97,715		100,788
Money market, NOW and savings deposits	190,193		188,085
Time deposits	136,071		146,093
Total deposits	423,979		434,966
Federal Home Loan Bank advances and other borrowings	20,147		20,153
Subordinated debentures	16,170		16,154
Accrued expenses and other liabilities	1,974		2,084
Total liabilities	462,270		473,357
SHAREHOLDERS' EQUITY	'		'
Preferred stock	0		0
Additional paid-in capital (1)	138,067	[1]	138,050	[1]
Retained earnings (deficit)	-102,662		-102,688
Accumulated other comprehensive (loss) income	-959		-1,488
Total shareholders' equity	34,504		33,932
Total liabilities and shareholders' equity	496,774		507,289
Common Stock [Member]	'		'
SHAREHOLDERS' EQUITY	'		'
Common stock	32	[1]	32	[1]
Nonvoting Common Stock [Member]	'		'
SHAREHOLDERS' EQUITY	'		'
Common stock	$26	[1]	$26	[1]
[1]	Reflects the 1-for-20 reverse stock split completed in October 2013. Please refer to Note 9 b Shareholders Equity for additional information related to the reverse stock split.

CONSOLIDATED_BALANCE_SHEETS_Un1

CONSOLIDATED BALANCE SHEETS (Unaudited) (Parenthetical) (USD $)	12 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014
	Common Stock [Member]	Common Stock [Member]	Nonvoting Common Stock [Member]	Nonvoting Common Stock [Member]
Common stock, par value (dollars per share)	$0.01	$0.01	$0.01	$0.01
Common stock, shares issued (in shares)	3,177,090	3,177,574	2,618,005	2,617,521
Common stock, shares outstanding (in shares)	3,177,090	3,177,574	2,618,005	2,617,521
Reverse stock split	'1-for-20	'	'1-for-20	'

CONSOLIDATED_STATEMENTS_OF_OPE

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Interest and dividend income:	'		'
Loans, including fees	$4,660		$5,879
Taxable securities	320		278
Tax-exempt securities	100		175
Federal funds sold and other	38		30
Total interest income	5,118		6,362
Interest expense:	'		'
Deposits	564		799
Federal Reserve and other borrowings	11		74
Federal Home Loan Bank advances	74		53
Subordinated debentures	203		207
Total interest expense	852		1,133
Net interest income	4,266		5,229
Provision for loan losses	0		217
Net interest income after provision for loan losses	4,266		5,012
Noninterest income:	'		'
Service charges on deposit accounts	174		207
Other income	203		217
Total noninterest income	377		424
Noninterest expense:	'		'
Salaries and employee benefits	2,159		2,047
Occupancy and equipment	649		673
Regulatory assessments	192		198
Data processing	540		440
Advertising and business development	58		94
Professional fees	238		472
Telephone expense	93		87
Other real estate owned expense	69		307
Other	619		919
Total noninterest expense	4,617		5,237
Net income before income taxes	26		199
Income tax benefit	0		0
Net income	26		199
Noncash, implied preferred stock dividend	0		-31,464
Net income (loss) available to common shareholders	$26		($31,265)
Weighted average common shares outstanding: (1)	'		'
Basic shares (in shares)	5,795,095	[1]	2,572,322	[1]
Dilutive stock options (in shares)	7,733	[1]	32	[1]
Diluted shares (in shares)	5,802,828	[1]	2,572,354	[1]
Earnings (loss) per common share: (1)	'		'
Basic (in dollars per share)	$0	[1]	($12.15)	[1]
Diluted (in dollars per share)	$0	[1]	($12.15)	[1]
[1]	Reflects the 1-for-20 reverse stock split completed in October 2013. Please refer to Note 9 b Shareholders Equity for additional information related to the reverse stock split.

CONSOLIDATED_STATEMENTS_OF_OPE1

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (Parenthetical)	12 Months Ended
	Dec. 31, 2013
CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) [Abstract]	'
Reverse stock split	'1-for-20

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) [Abstract]	'	'
Net income	$26	$199
Other comprehensive income (loss):	'	'
Change in unrealized holding (losses) gains on available-for-sale securities	524	-423
Net unrealized derivative gains on cash flow hedge	5	97
Reclassification adjustment for net gains on investments realized in earnings	0	-37
Other comprehensive income (loss)	529	-363
Tax effect	0	0
Other comprehensive (loss) income, net of tax effect	529	-363
Total comprehensive income (loss)	$555	($164)

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS EQUITY (Unaudited) (USD $)		Common Stock [Member]		Nonvoting Common Stock [Member]		Preferred Stock [Member]	Additional Paid-In Capital [Member]		Retained Earnings (Deficit) [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands, except Share data
Beginning Balance at Dec. 31, 2012		$3	[1]	$0	[1]	$18,536	$83,890	[1]	($70,264)	$1,411	$33,576
Beginning Balance (in shares) at Dec. 31, 2012		294,544	[1]	0	[1]	50,000	'		'	'	'
Net income (loss)		'		'		'	'		199	'	199
Other comprehensive (loss) income		'		'		'	'		'	-363	-363
Total comprehensive income (loss)		'		'		'	'		'	'	-164
Accretion of discount on preferred stock, Series A		'		'		31,464	'		-31,464	'	0
Conversion of preferred stock, Series A, to common stock and nonvoting common stock	[1]	24		26		-50,000	49,950		'	'	0
Conversion of preferred stock, Series A, to common stock and nonvoting common stock (in shares)	[1]	2,382,000		2,618,000		-50,000	'		'	'	'
Share-based compensation expense		'		'		'	12	[1]	'	'	12
Ending Balance at Mar. 31, 2013		27	[1]	26	[1]	0	133,852	[1]	-101,529	1,048	33,424
Ending Balance (in shares) at Mar. 31, 2013		2,676,544	[1]	2,618,000	[1]	0	'		'	'	'
Beginning Balance at Dec. 31, 2013		32	[1]	26	[1]	0	138,050	[1]	-102,688	-1,488	33,932
Beginning Balance (in shares) at Dec. 31, 2013		3,177,090	[1]	2,618,005	[1]	0	'		'	'	'
Net income (loss)		'		'		'	'		26	'	26
Other comprehensive (loss) income		'		'		'	'		'	529	529
Total comprehensive income (loss)		'		'		'	'		'	'	555
Permitted transfer of nonvoting common stock to common stock		0		0		'	'		'	'	0
Permitted transfer of nonvoting common stock to common stock (in shares)		484		-484		'	'		'	'	'
Share-based compensation expense		'		'		'	17	[1]	'	'	17
Ending Balance at Mar. 31, 2014		$32	[1]	$26	[1]	$0	$138,067	[1]	($102,662)	($959)	$34,504
Ending Balance (in shares) at Mar. 31, 2014		3,177,574	[1]	2,617,521	[1]	0	'		'	'	'
[1]	Reflects the 1-for-20 reverse stock split completed in October 2013. Please refer to Note 9 b Shareholders Equity for additional information related to the reverse stock split.

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS EQUITY (Unaudited) (Parenthetical)	12 Months Ended
	Dec. 31, 2013
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS EQUITY (Unaudited) [Abstract]	'
Reverse stock split	'1-for-20

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:	'	'
Net income	$26	$199
Adjustments to reconcile net income to net cash from operating activities:	'	'
Depreciation and amortization	177	171
Net amortization of deferred loan fees	65	3
Provision for loan losses	0	217
Premium amortization for securities, net of accretion	226	280
Net realized gain on sale of securities	0	-37
Net accretion of purchase accounting adjustments	-101	-777
Net gain on sale of other real estate owned	0	-67
Write-down of other real estate owned	23	47
Capitalized other real estate owned expenses	-12	0
Earnings on bank-owned life insurance	-54	-43
Share-based compensation	17	12
Net change in:	'	'
Accrued interest receivable and other assets	-170	1,260
Accrued expenses and other liabilities	-105	-135
Net cash from operating activities	92	1,130
Available-for-sale securities:	'	'
Sales	0	2,174
Maturities, prepayments and calls	3,946	6,177
Purchases	0	-16,330
Loan (originations) payments, net	-9,960	1,651
Proceeds from sale of other real estate owned	0	727
Additions to premises and equipment, net	-75	-85
Purchase of Federal Home Loan Bank stock, net of redemptions	224	192
Net cash used for investing activities	-5,865	-5,494
Cash flows from financing activities:	'	'
Net change in deposits	-10,989	-43,754
Net cash used for financing activities	-10,989	-43,754
Net change in cash and cash equivalents	-16,762	-48,118
Cash and cash equivalents at beginning of period	40,325	72,079
Cash and cash equivalents at end of period	23,563	23,961
Cash paid during the period for	'	'
Interest	876	1,504
Income taxes	0	0
Supplemental schedule of noncash investing activities:	'	'
Acquisition of other real estate owned	492	3,669
Supplemental schedule of noncash financing activities:	'	'
Implied preferred stock dividend	$0	$31,464

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
BASIS OF PRESENTATION	'
	NOTE 1 – BASIS OF PRESENTATION
	Principles of Consolidation
	The accounting and reporting policies of the Company reflect banking industry practice and conform to U.S. generally accepted accounting principles (“U.S. GAAP”).  The Consolidated Financial Statements include the accounts of Jacksonville Bancorp, Inc. (“Bancorp”), its wholly owned, primary operating subsidiary The Jacksonville Bank, and The Jacksonville Bank’s wholly owned subsidiary, Fountain Financial, Inc.  The consolidated entity is referred to as the “Company” and The Jacksonville Bank and Fountain Financial, Inc. are collectively referred to as the “Bank.”  The Company’s financial condition and operating results principally reflect those of the Bank.  All intercompany transactions and balances have been eliminated in consolidation.  In preparing the Consolidated Financial Statements, management makes estimates and assumptions that affect the reported asset and liability balances and revenue and expense amounts, and the disclosure of contingent assets and liabilities.  Actual results could differ significantly from those estimates and assumptions.
	The consolidated financial information included herein as of and for the periods ended March 31, 2014 and 2013 is unaudited.  Accordingly, it does not include all of the information and footnotes required by U.S. GAAP for complete financial statements.  However, such information reflects all adjustments which are, in the opinion of management, necessary for a fair statement of the financial condition and results of operations for the interim periods.  The December 31, 2013 consolidated balance sheet was derived from the Company’s December 31, 2013 audited Consolidated Financial Statements.
	Nature of Operations
	Bancorp is a financial holding company headquartered in Jacksonville, Florida, that currently provides financial services through eight full-service branches in Jacksonville and Jacksonville Beach, Duval County, Florida, as well as its virtual branch.  The Company’s primary business segment is community banking and consists of attracting deposits from the general public and using such deposits and other sources of funds to originate commercial business loans, commercial real estate loans, residential mortgage loans and a variety of consumer loans.  Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate.  Commercial loans are expected to be repaid from cash flow from operations of businesses.  There are no significant concentrations of loans to any one industry or customer.  However, the customers’ ability to repay their loans is dependent on the real estate and general economic conditions in the area.  For further information, please refer to the Consolidated Financial Statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2013, as filed with the U.S. Securities and Exchange Commission (the “SEC”) on March 14, 2014.
	Investment Securities
	Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity.  Debt securities are classified as available-for-sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available-for-sale.  Available-for-sale securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.  Other securities, such as Federal Home Loan Bank (“FHLB”) stock, are carried at cost.
	Interest income includes amortization of purchase premiums and accretion of purchase discounts. Premiums and discounts on securities are amortized on the level yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated.
	Gains and losses are recorded on the trade date and determined using the specific identification method.  Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses.
	Other-Than-Temporary Impairment
	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis and more frequently when economic or market conditions warrant such an evaluation.  In determining OTTI for debt securities, management considers many factors, including:  (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more-likely-than-not will be required to sell the debt security before its anticipated recovery.  The assessment of whether an OTTI decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were rated below AA, the Company compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.  It is not the Bank’s policy to purchase securities rated below AA.
	When OTTI occurs for either debt securities or purchased beneficial interests that, on the purchase date, were rated below AA, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more-likely-than-not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss.  If an entity intends to sell or it is more-likely-than-not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date.  If an entity does not intend to sell the security and it is not more-likely-than-not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors.  The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings.  The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes.  The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment.
	For the three months ended March 31, 2014 and 2013, there were no credit losses recognized in earnings related to investment securities.
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and allowance for loan losses.  Interest income is accrued on the unpaid principal balance of the loans.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level‑yield method without anticipating prepayments.
	Interest income on a loan in any of our portfolio segments is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection.  Past due status is based on the contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.  All unsecured loans in our consumer and other portfolio segment are charged off once they reach 90 days delinquent.  This is the only portfolio segment that the Company charges off loans solely based on the number of days of delinquency.  For real estate mortgage, commercial loan, secured consumer and other portfolio segments, the charge-off policy is that a loan is fully or partially charged off when, based on management’s assessment, it has been determined that it is highly probable that the Company would not collect all principal and interest payments according to the contractual terms of the loan agreement.  This assessment is determined based on a detailed review of all substandard and doubtful loans each month.  This review considers such criteria as the value of the underlying collateral, financial condition and reputation of the borrower and guarantors and the amount of the borrower’s equity in the loan.  The Company’s charge-off policy has remained materially unchanged for all periods presented.
	At times, the Company will charge off a portion of a nonperforming or impaired loan versus recording a specific reserve. The decision to charge off a portion of the loan is based on specific facts and circumstances unique to each loan.  General criteria considered are: the probability that the Company will foreclose on the property, the value of the underlying collateral compared to the principal amount outstanding on the loan and the personal guarantees associated with the loan.  For the three months ended March 31, 2014 and 2013, partial charge-offs were $466 and $229, respectively, on nonperforming and impaired loans of $2,833 and $3,130, respectively.  For the year ended December 31, 2013, partial charge-offs were $4,994 on nonperforming and impaired loans of $7,578.
	Partial charge-offs impact the Company’s credit loss metrics and trends, in particular a reduction in the coverage ratio, by decreasing substandard loan balances, decreasing capital and increasing the historical loss factor used in the calculation of the allowance for loan losses.  However, the impact of the historical loss factor on the allowance for loan losses would be slightly offset by the fact that the charge-off reduces the overall loan balance.
	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Overdrawn customer checking accounts are reclassified as commercial loans and are evaluated on an individual basis for collectability.  These balances are included in the estimate of allowance for loan losses and are charged off when collectability is considered doubtful.  As of March 31, 2014 and December 31, 2013, overdrawn customer checking accounts reclassified as commercial loans were $49 and $37, respectively.
	Certain Purchased Loans
	As part of our merger with Atlantic BancGroup, Inc. (“ABI”) in November 2010, the Company purchased individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination.  These purchased loans were recorded at fair value, such that there is no carryover of the seller’s allowance for loan losses.  Fair values were preliminary and subject to refinement for up to one year after the closing date of the merger as new information relative to the closing date fair value became available.  After acquisition, losses are recognized by an increase in the allowance for loan losses if the reason for the loss was due to events and circumstances that did not exist as of the acquisition date.  If the reason for the loss was due to events and circumstances that existed as of the acquisition date due to new information obtained during the measurement period (i.e., 12 months from date of acquisition), that, if known, would have resulted in the recognition of additional deterioration, the additional deterioration was recorded as additional carrying discount with a corresponding increase to goodwill.
	The Company has purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.  Such purchased loans are accounted for individually.  The Company estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the amount paid are recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference).
	Over the life of the loan, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income as earned.
	Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred credit losses.  Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is likely.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance consists of specific and general components.  The specific components relate to loans that are individually classified as impaired.  The general components relate to all loans not specifically identified as impaired and are modeled on loss by portfolio, weighted by recent historic data and economic factors.
	The Company’s policy for assessing loans for impairment is the same for all classes of loans and is included in our allowance for loan losses policy.  The Company classifies a loan as impaired when it is probable that the Company will be unable to collect all amounts due, including both principal and interest, according to the contractual terms of the loan agreement.  An impairment determination is performed utilizing the following general factors:  (i) a risk rating of substandard or doubtful, (ii) a loan amount greater than $100, and/or (iii) a past due aging of 90 days or more.  In addition, the Company also considers the following: the financial condition of the borrower, the Company’s best estimate of the direction and magnitude of any future changes in the borrower’s financial condition, the fair value of collateral if the loan is collateral dependent, the loan’s observable market price, expected future cash flow and, if a purchased loan, the amount of the remaining unaccreted carrying discount.  For loans acquired in the acquisition of ABI, if the loss was attributed to events and circumstances that existed as of the acquisition date as a result of new information obtained during the measurement period (i.e., 12 months from date of acquisition) that, if known, would have resulted in the recognition of additional deterioration, the additional deterioration was recorded as additional carrying discount with a corresponding increase to goodwill.  If not, the additional deterioration was recorded as additional provision expense with a corresponding increase in the allowance for loan losses.  After the measurement period, any additional impairment above the current carrying discount is recorded as additional provision expense with a corresponding increase in the allowance for loan losses.
	If a loan is deemed to be impaired, a portion of the allowance for loan losses may be allocated so that the loan is reported, net, at the present value of estimated expected future cash flows, using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the sale of the collateral.  If an impaired loan is on nonaccrual, then recognition of interest income would follow our nonaccrual policy, which is to no longer accrue interest and account for any interest received on the cash-basis or cost-recovery method until qualifying again for interest accrual.  If an impaired loan is not on nonaccrual, then recognition of interest income would accrue on the unpaid principal balance based on the contractual terms of the loan.  All impaired loans are reviewed on at least a quarterly basis for changes in the measurement of impairment.  For impaired loans measured using the present-value-of-expected-cash-flows method, any change to the previously-recognized impairment loss is recognized as a change in the allowance for loan loss account and recorded in the Consolidated Statement of Operations as a component of the provision for loan losses.
	Loans, for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.  Troubled debt restructurings are measured at the present value of estimated expected future cash flows using the loan’s effective rate at inception.  Key factors that the Company considers at the time a loan is restructured to determine whether the loan should accrue interest include if the loan is less than 90 days past due and if the loan is in compliance with the modified terms of the loan.  The Company determines that the loan has been restructured to be reasonably assured of repayment and of performance according to the modified terms by performing an analysis that documents exactly how the loan is expected to perform under the modified terms.  Once loans become troubled debt restructurings, they remain troubled debt restructurings until they mature or are paid off in the normal course of business.
	The general component covers all other loans not identified as impaired and is based on historical losses with consideration given to current environmental factors.  The historical loss component of the allowance is determined by losses recognized by each portfolio segment over the preceding five years with the most recent years carrying more weight.  This is supplemented by the risks for each portfolio segment.  In calculating the historical component of our allowance, we aggregate the portfolio segments by class of loans as follows:  commercial loans, residential real estate mortgage loans, commercial real estate mortgage loans (which includes construction and land loans), and consumer and other loans.  Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery.  Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment.  These economic factors include consideration of the following:  the concentration of watch and substandard loans as a percentage of total loans, levels of loan concentration within a portfolio segment or division of a portfolio segment and broad economic conditions.
	Convertible Securities
	On December 31, 2012, the Company completed a $50,000 private placement capital raise (the “Private Placement”) whereby Bancorp sold a total of 50,000 shares of Mandatorily Convertible, Noncumulative, Nonvoting Perpetual Preferred Stock, Series A, par value $0.01 per share (the “Series A Preferred Stock”) at a purchase price of $1,000 per share.  Please refer to Note 2—Capital Raise Transactions for additional information regarding the Private Placement and Note 9—Shareholders’ Equity for additional information pertaining to the Series A Preferred Stock.
	Pursuant to the Series A Preferred Stock designation, the Series A Preferred Stock was mandatorily convertible into shares of the Company’s common stock, par value $0.01 per share, and a new class of nonvoting common stock, par value $0.01 per share, upon receipt of requisite approval by the Company’s shareholders.  As of the date of issuance, the effective conversion price of $9.71 per share was less than the fair value of $16.00 per share of the Company’s common stock.  In accordance with U.S. GAAP, the Series A Preferred Stock was deemed to include a beneficial conversion feature with an intrinsic value of $6.29 per share for a total discount of $31,464.  On the date of conversion, the discount due to the beneficial conversion feature was recognized as an implied preferred stock dividend.  This noncash, implied dividend decreased retained earnings and net income available to common shareholders in the earnings per share calculation.
	Fair Value of Financial Instruments
	Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 10—Fair Value.  Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items.  Changes in assumptions or in market conditions could significantly affect these estimates.
	Reclassifications
	Certain amounts in the prior year’s financial statements were reclassified to conform to the current year’s presentation.  These reclassifications had no impact on the prior periods’ net income or shareholders’ equity.
	Bancorp’s Board of Directors implemented a 1-for-20 reverse stock split of Bancorp’s outstanding shares of common stock and nonvoting common stock effective October 24, 2013.  As a result of the reverse stock split, each 20 shares of issued and outstanding common stock and nonvoting common stock, par value $0.01 per share, respectively, were automatically and without any action on the part of the respective holders combined and reconstituted as one share of the respective class of common equity as of the effective date.  Consequently, the aggregate par value of common stock and nonvoting common stock eliminated in the reverse stock split was reclassed on the Company’s consolidated balance sheets from the respective class of common equity to additional paid-in capital.  Additional adjustments were made to the aforementioned accounts as a result of rounding to avoid the existence of fractional shares.  All share and per share information in the Consolidated Financial Statements and the accompanying notes have been retrospectively adjusted to reflect the 1-for-20 reverse stock split.  Please refer to Note 9 – Shareholders’ Equity for additional information related to the reverse stock split.
	Recently Issued Accounting and Reporting Standards
	In July 2013, the FASB issued an accounting standards update that requires that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, be presented in the financial statements as a reduction of a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryingforward, with specified exceptions.  To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available as of the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets.  The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist as of the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this update were effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  No new recurring disclosures are required by this update.  The Company has evaluated this standard and determined that it will not have a material effect on the Company’s Consolidated Financial Statements.
	Other accounting standards that have been issued by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

CAPITAL_RAISE_TRANSACTIONS

CAPITAL RAISE TRANSACTIONS	3 Months Ended
	Mar. 31, 2014
CAPITAL RAISE TRANSACTIONS [Abstract]	'
CAPITAL RAISE TRANSACTIONS	'
	NOTE 2 – CAPITAL RAISE TRANSACTIONS
	2012 Capital Raise Activities
	During the year ended December 31, 2012, the Company executed a financial advisory agreement with an investment banking firm to assist in raising capital.  On August 22, 2012, Bancorp executed a stock purchase agreement (the “Original Stock Purchase Agreement”) with its largest shareholder, CapGen Capital Group IV LP (“CapGen”), for the sale to CapGen of up to 25,000 shares of Bancorp’s Series A Preferred Stock, at a purchase price of $1,000 per share, subject to the terms and conditions contained in the Original Stock Purchase Agreement.  The Original Stock Purchase Agreement was executed in connection with Bancorp’s private offering to accredited investors of an aggregate of 50,000 shares of Series A Preferred Stock at a purchase price of $1,000 per share (the “Private Placement”).
	On September 27, 2012, as a part of a bridge financing, Bancorp and CapGen entered into a subscription agreement under which Bancorp sold to CapGen 5,000 shares of Bancorp’s newly designated Noncumulative, Nonvoting, Perpetual Preferred Stock, Series B, par value $0.01 per share (“Series B Preferred Stock”), at a purchase price of $1,000 per share for an aggregate of $5,000 (the “Series B Sale”).  In connection with the Series B Sale and also on September 27, 2012, Bancorp and CapGen entered into an exchange agreement whereby Bancorp agreed to exchange shares of Series B Preferred Stock for shares of Series A Preferred Stock concurrently with the issuance of shares of Series A Preferred Stock in the Private Placement, unless such shares of Series B Preferred Stock were first redeemed by Bancorp.
	On December 31, 2012, Bancorp entered into an amended and restated stock purchase agreement (the “Restated Stock Purchase Agreement”) with CapGen and 29 other accredited investors for the sale of 50,000 shares of Series A Preferred Stock at a price of $1,000 per share, subject to the terms and conditions contained in the Restated Stock Purchase Agreement.  The Private Placement closed on the same date for an aggregate of $50,000.  Included in the 50,000 shares of Series A Preferred Stock sold in the Private Placement were 5,000 shares of Series A Preferred Stock issued to CapGen in exchange for the 5,000 shares of Series B Preferred Stock purchased by CapGen in the Series B Sale, pursuant to an amended and restated exchange agreement between Bancorp and CapGen dated December 31, 2012.  Also included in the shares sold in the Private Placement was an aggregate of 2,265 shares of Series A Preferred Stock sold through individual subscription agreements to certain of Bancorp’s directors, executive officers and other related parties (the “Subscribers”) for consideration of an aggregate of $465 in cash and $1,800 in the cancellation of outstanding debt under the Company’s revolving loan agreements held by certain of the Subscribers and/or their related interests.  As a result of this transaction, no one entity owns more than 50% of Bancorp’s voting equity.
	Pursuant to the Series A Preferred Stock designation, the Series A Preferred Stock was mandatorily convertible into shares of Bancorp’s common stock and a new class of nonvoting common stock upon receipt of requisite approvals by Bancorp’s shareholders.  On February 18, 2013, the Company received shareholder approvals to amend its Amended and Restated Articles of Incorporation to (i) increase the number of authorized shares of the Company’s common stock to 20,000,000, and (ii) authorize 5,000,000 shares of a new class of nonvoting common stock, par value $0.01 per share (the “Capital Amendment”).  On the same date, the Company also received shareholder approval to issue an aggregate of 5,000,000 shares of its common stock and nonvoting common stock in the conversion of the 50,000 outstanding shares of the Company’s Series A Preferred Stock.
	On February 19, 2013, the Company filed the Capital Amendment with the Florida Secretary of State, and on the same date, all of the outstanding shares of the Company’s Series A Preferred Stock automatically converted into an aggregate of 2,382,000 shares of common stock and 2,618,000 shares of nonvoting common stock (the “Conversion”).  The Conversion was based on a conversion price of $10.00 per share and a conversion rate of 100 shares of common stock and/or nonvoting common stock for each share of Series A Preferred Stock outstanding.  As a result of the Conversion, no shares of the Series A Preferred Stock remained outstanding and an aggregate of 2,676,544 shares of common stock and 2,618,000 shares of nonvoting common stock were outstanding immediately following the Conversion.
	Net proceeds from the issuance of preferred stock in the amount of $45,140 were used for general operating expenses, mainly for the subsidiary bank, to improve capital ratios, and will be used to support the Company’s business strategy going forward.  Please refer Note 9—Shareholders’ Equity for additional information pertaining to the Company’s equity securities issued in conjunction with the previously described capital raise transactions.
	Immediately prior to the closing of the Private Placement, the Bank sold $25,134 of other real estate owned, nonaccrual loans, loans with a history of being past due, and other loans that were part of an overall customer relationship to a real estate investment firm, who was also an investor in the Private Placement, for a purchase price of $11,705 (the “Asset Sale”).  Total assets sold in the Asset Sale included loans of $24,601 and other real estate owned of $533.  Total proceeds of $11,705 included proceeds from the sale of loans of $11,313 and proceeds from the sale of other real estate owned of $392.
	2013 Capital Raise Activities
	On August 21, 2013, the Company distributed to its eligible existing shareholders nontransferable subscription rights to purchase shares of the Company’s common stock at a subscription price of $10.00 per share.  The subscription rights entitled the holders of our common stock as of August 20, 2013 (excluding participants in the Private Placement) to purchase an aggregate of approximately 500,000 shares of the Company’s common stock.  The subscription period for the rights offering expired on September 20, 2013 and resulted in the sale of 104,131 shares of the Company’s common stock for an aggregate of $1,041, or $937 net of offering expenses.
	Concurrently with the rights offering, the Company initiated a public offering of shares of the Company’s common stock not subscribed for in the rights offering at an equal subscription price of $10.00 per share.  At the completion of the rights offering, 395,869 shares of common stock remained available for sale in the public offering.
	The public offering expired on October 4, 2013 whereby the Company sold all remaining shares of common stock available for sale for an aggregate of $3,959, or $3,226 net of offering expenses.  As a result of the concurrent offerings, the Company sold a total of 500,000 shares of common stock for aggregate proceeds of $5,000.  Total net proceeds in the amount of $4,163 will be used to support management’s business strategy going forward.
	Management’s Plans
	The Company’s strategic initiatives address the actions necessary to restore profitability and achieve full compliance with all outstanding regulatory agreements.  In addition to the capital raise transactions described in the preceding paragraphs, management has also pursued, and will continue to pursue, various options to aid in the steady improvement of the Company’s results of operations.
	During the second quarter of 2012, the Company adopted a new overall strategy to accelerate the disposition of substandard assets on an individual customer basis.  Certain current appraised values were discounted to estimated fair market value based on current market data such as recent sales of similar properties, discussions with potential buyers and negotiations with existing customers.  This strategy materially impacted the Company’s earnings for the year ended December 31, 2012 as a result of the increased provision for loan losses, expenses related to protecting our collateral position, and aggressively pursuing foreclosure actions when necessary.  Additionally, the aggressive pursuit of foreclosure actions resulted in an increase in other real estate owned expenses during the same period.
	In the fourth quarter of 2013, Bancorp’s Board of Directors implemented a 1-for-20 reverse stock split of the Company’s issued and outstanding shares of common stock and nonvoting common stock in an effort to increase the market price of the Company’s common stock and thereby enhance the overall liquidity of issued and outstanding shares of common stock and nonvoting common stock and regain compliance with NASDAQ continued listing standards.  As of the effective date of the reverse stock split, the Company’s per share market price increased from $0.51 to $10.20.  On November 7, 2013, the Company received notification that it had regained compliance with the Minimum Bid Price Rule and therefore, was no longer subject to delisting from the NASDAQ Stock Market.  However, there can be no assurance that the reverse stock split, or any other measures taken by Bancorp’s Board of Directors to increase the market price of the Company’s common stock, will result in the intended benefits or have a sustainable impact going forward.  Please refer to Note 9 – Shareholders’ Equity for additional information related to the reverse stock split.
	Management believes that the Company’s recapitalization plan that was executed in 2012 and completed in 2013, combined with the strategic initiative to accelerate the disposal of substandard assets has enabled the Company to restore capital to prescribed regulatory levels.  During the three months ended March 31, 2014 and looking forward, the Company intends to maintain the quality of its loan portfolio through the continued reduction of problem assets in a prudent and reasonable manner and to continue to improve  the overall credit process including, but not limited to, loan origination disciplines, stricter underwriting criteria, and succinct funding and onboarding processes.  In addition, the Company will carry on with the repositioning of its loan and deposit portfolio mix to better align with our targeted market segment of professional services, wholesalers, distributors, and other service industries.  Such improvements have not yet materially impacted our financial condition or results of operations; however, these changes have contributed to the recent improvements in the Company’s overall asset quality.

INVESTMENT_SECURITIES

INVESTMENT SECURITIES	3 Months Ended
	Mar. 31, 2014
INVESTMENT SECURITIES [Abstract]	'
INVESTMENT SECURITIES	'
	NOTE 3 - INVESTMENT SECURITIES
	The following table summarizes the amortized cost and fair value of the available-for-sale and held-to-maturity investment securities portfolio as of March 31, 2014 and December 31, 2013 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss):
	(Dollars in thousands)	Amortized		Unrealized			Unrealized			Fair Value
		Cost		Gains			Losses
	31-Mar-14
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	8,045	$	124		$	(48	)	$	8,121
	State and political subdivisions		7,383		414			(17	)		7,780
	Mortgage-backed securities - residential		31,023		793			(96	)		31,720
	Collateralized mortgage obligations		30,985		132			(752	)		30,365
	Corporate bonds		3,034		103			-			3,137
	Total available-for-sale securities	$	80,470	$	1,566		$	(913	)	$	81,123
		Amortized		Unrealized			Unrealized			Fair Value
		Cost		Gains			Losses
	31-Dec-13
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	8,343	$	123		$	(70	)	$	8,396
	State and political subdivisions		7,762		342			(67	)		8,037
	Mortgage-backed securities - residential		32,709		686			(170	)		33,225
	Collateralized mortgage obligations		32,791		143			(956	)		31,978
	Corporate bonds		3,037		104			(6	)		3,135
	Total available-for-sale securities	$	84,642	$	1,398		$	(1,269	)	$	84,771
	As of March 31, 2014 and December 31, 2013, the Company’s investment securities portfolio did not include any held-to-maturity securities.
	The following table summarizes the proceeds from sales of available-for-sale securities and the associated gains and losses for the three months ended March 31, 2014 and 2013:
		Three Months Ended
		March 31,
	(Dollars in thousands)	2014		2013
	Gross gains	$	-	$	37
	Gross losses		-		-
	Net gain	$	-	$	37
	Proceeds	$	-	$	2,174
	The amortized cost and fair value of the investment securities portfolio are presented below in order of contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date, primarily mortgage-backed securities – residential and collateralized mortgage obligations, are shown separately.
	(Dollars in thousands)	Amortized		Fair
	31-Mar-14	Cost		Value
	Available-for-sale:
	Within one year	$	-	$	-
	One to five years		2,889		3,011
	Five to ten years		4,437		4,472
	Beyond ten years		11,136		11,555
	Mortgage-backed securities – residential		31,023		31,720
	Collateralized mortgage obligations		30,985		30,365
	Total	$	80,470	$	81,123
	The following table summarizes the investment securities with unrealized losses as of March 31, 2014 and December 31, 2013 listed by aggregated major security type and length of time in a continuous unrealized loss position:
		Less Than 12 Months					12 Months or Longer						Total
	(Dollars in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Mar-14	Value		losses			Value			losses			Value		losses
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	952	$	(48	)	$	-		$	-		$	952	$	(48	)
	State and political subdivisions		845		(17	)		-			-			845		(17	)
	Mortgage backed securities – residential		5,457		(96	)		-			-			5,457		(96	)
	Collateralized mortgage obligations		7,575		(172	)		10,045			(580	)		17,620		(752	)
	Corporate bonds		-		-			-			-			-		-
	Total available-for-sale securities	$	14,829	$	(333	)	$	10,045		$	(580	)	$	24,874	$	(913	)
		Less Than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		losses			Value			losses			Value		losses
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	1,828	$	(70	)	$	-		$	-		$	1,828	$	(70	)
	State and political subdivisions		1,015		(67	)		-			-			1,015		(67	)
	Mortgage backed securities – residential		7,025		(170	)		-			-			7,025		(170	)
	Collateralized mortgage obligations		17,686		(674	)		5,131			(282	)		22,817		(956	)
	Corporate bonds		994		(6	)		-			-			994		(6	)
	Total available-for-sale securities	$	28,548	$	(987	)	$	5,131		$	(282	)	$	33,679	$	(1,269	)
As of March 31, 2014 and December 31, 2013, the Company’s security portfolio consisted of $81,123 and $84,771, respectively, in available-for-sale securities, of which $24,874 and $33,679 were in an unrealized loss position for the related periods.  The unrealized losses as of March 31, 2014 and December 31, 2013 were related to all securities types held by the Company, as discussed below.
U.S. Government-Sponsored Entities and Agency Securities (“U.S. Agency Securities”):
All of the U.S. Agency Securities held by the Company were issued by U.S. government-sponsored entities and agencies. As of March 31, 2014 and December 31, 2013, the number of U.S. Agency Securities with unrealized losses were one and two, respectively.  As of March 31, 2014 and December 31, 2013, these securities had depreciated 4.85% and 3.67%, respectively, from the Company’s amortized cost basis.  The decline in fair value was attributable to changes in interest rates, not credit quality.
State and Political Securities (“Municipal Bonds”):
All of the Municipal Bonds held by the Company were issued by a state, city or other local government and represent general obligations of the issuer that are secured by specified revenues.  As of March 31, 2014 and December 31, 2013, Municipal Bonds with unrealized losses were one and two, respectively.  As of March 31, 2014 and December 31, 2013, these securities had depreciated 1.94% and 6.16%, respectively, from the Company’s amortized cost basis. The decline in fair value was primarily attributable to changes in interest rates rather than the ability or willingness of the municipality to repay.
Mortgage-backed Securities – Residential (“Mortgage-backed Securities”):
All of the Mortgage-backed Securities held by the Company were issued by U.S. government-sponsored entities and agencies, primarily Ginnie Mae and Fannie Mae, institutions which have the full faith and credit of the U.S. government.  As of March 31, 2014 and December 31, 2013, Mortgage-backed Securities with unrealized losses were six and eight, respectively.  As of March 31, 2014 and December 31, 2013, these securities had depreciated 1.73% and 2.37%, respectively, from the Company’s amortized cost basis.  The decline in fair value was attributable to changes in interest rates, not credit quality.
Collateralized Mortgage Obligations:
All of the collateralized mortgage obligation securities held by the Company were issued by U.S. government-sponsored entities and agencies, primarily Ginnie Mae, an institution which has the full faith and credit of the U.S. government.  As of March 31, 2014 and December 31, 2013, collateralized mortgage obligations with unrealized losses were fourteen and seventeen, respectively.  As of March 31, 2014 and December 31, 2013, these securities had depreciated 4.10% and 4.02%, respectively, from the Company’s amortized cost basis.  The decline in fair value was attributable to changes in interest rates, not credit quality.
Corporate Bonds:
All of the corporate bonds held by the Company were debt obligations issued by corporations, with no inherent claim to ownership.  As of March 31, 2014 and December 31, 2013, corporate bonds with unrealized losses were none and one, respectively.  As of March 31, 2014 and December 31, 2013, these securities had depreciated 0% and 0.61%, respectively, from the Company’s amortized cost basis.  The decline in fair value was attributable to changes in interest rates, not the credit quality of the issuer.
Other-Than-Temporary Impairment
Because the Company does not have the intent to sell these securities, and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider these to be other-than-temporarily impaired as of March 31, 2014 and December 31, 2013.
For the three months ended March 31, 2014 and 2013, there were no credit losses recognized in earnings related to investment securities.

LOANS_AND_ALLOWANCE_FOR_LOAN_L

LOANS AND ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
LOANS AND ALLOWANCE FOR LOAN LOSSES	'
	NOTE 4 – LOANS AND ALLOWANCE FOR LOAN LOSSES
	Loans as of March 31, 2014 and December 31, 2013 were as follows:
	(Dollars in thousands)		31-Mar-14			31-Dec-13
	Commercial loans		$	47,111		$	43,855
	Real estate mortgage loans:
	Residential			72,752			71,192
	Commercial			227,451			223,182
	Construction and land			30,213			30,355
	Consumer and other loans			2,095			2,041
	Loans, gross			379,622			370,625
	Less:
	Net deferred loan fees			(338	)		(273	)
	Allowance for loan losses			(15,104	)		(15,760	)
	Loans, net		$	364,180		$	354,592
	Loans acquired as a result of the merger with ABI were recorded at fair value on the date of acquisition.  The amounts reported in the table above are net of the fair value adjustments.  The table below reflects the contractual amount of purchased loans less the discount to principal balances remaining from these fair value adjustments by class of loan as of March 31, 2014 and December 31, 2013.  This discount will be accreted into interest income as deemed appropriate over the remaining term of the related loans.
	(Dollars in thousands)		Gross Contractual			Discount			Carrying Balance
	31-Mar-14		Amount Receivable
	Commercial loans		$	2,070		$	167		$	1,903
	Real estate mortgage loans:
	Residential			19,185			1,210			17,975
	Commercial			43,388			2,931			40,457
	Construction and land			4,723			400			4,323
	Consumer and other loans			441			6			435
	Total		$	69,807		$	4,714		$	65,093
	31-Dec-13		Gross Contractual			Discount			Carrying Balance
			Amount Receivable
	Commercial loans		$	2,165		$	175		$	1,990
	Real estate mortgage loans:
	Residential			20,614			1,282			19,332
	Commercial			44,249			3,026			41,223
	Construction and land			4,763			412			4,351
	Consumer and other loans			468			6			462
	Total		$	72,259		$	4,901		$	67,358
	The Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics and methodologies for assessing risk.  The three portfolio segments identified by the Company are described below.
	Commercial Loans:
	Commercial loans are primarily underwritten on the basis of the borrowers’ ability to service such debt from income.  The cash flows of borrowers, however, may not be as expected and the collateral securing these loans may fluctuate in value.  As a general practice, we take as collateral a security interest in any available real estate, equipment, or other chattel, although loans may also be made on an unsecured basis.  Collateralized working capital loans typically are secured by short-term assets whereas long-term loans are primarily secured by long-term assets.  Risk is mitigated by the diversity and number of borrowers.
	Real Estate Mortgage Loans:
	Real estate mortgage loans are typically segmented into three classes:  commercial real estate, residential real estate and construction and land development.  Commercial real estate loans are secured by the subject property and are underwritten based upon standards set forth in the policies approved by the Bank’s Board.  Such standards include, among other factors, loan-to-value limits, cash flow coverage and general credit worthiness of the obligors.  Residential real estate loans are underwritten in accordance with policies set forth and approved by the Bank’s Board, including repayment capacity and source, value of the underlying property, credit history, stability and purchaser guidelines.  Construction loans to borrowers are to finance the construction of owner occupied and lease properties.  These loans are categorized as construction loans during the construction period, later converting to commercial or residential real estate loans after the construction is complete and amortization of the loan begins.  Real estate development and construction loans are approved based on an analysis of the borrower and guarantor, the viability of the project and on an acceptable percentage of the appraised value of the property securing the loan.   Real estate development and construction loan funds are disbursed periodically based on the percentage of construction completed.  The Bank carefully monitors these loans with on-site inspections and requires the receipt of lien waivers prior to advancing funds.  Development and construction loans are typically secured by the properties under development or construction, and personal guarantees are typically obtained.  Further, to assure that reliance is not placed solely on the value of the underlying property, the Bank considers the market conditions and feasibility of proposed projects, the financial condition and reputation of the borrower and guarantors, the amount of the borrower’s equity in the project, independent appraisals, cost estimates and pre-construction sale information.  The Bank also makes loans on occasion for the purchase of land for future development by the borrower.  Land loans are extended for the future development of either commercial or residential use by the borrower.  The Bank carefully analyzes the intended use of the property and the viability thereof.
	Repayment of real estate loans is primarily dependent upon the personal income or business income generated by the secured property of the borrowers, which can be impacted by the economic conditions in their market area.  Risk is mitigated by the fact that the properties securing the Company’s real estate loan portfolio are diverse in type and spread over a large number of borrowers.
	Consumer and Other Loans:
	Consumer and other loans are extended for various purposes, including purchases of automobiles, recreational vehicles, and boats.  We also offer home improvement loans, lines of credit, personal loans, and deposit account collateralized loans.  Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Loans to consumers are extended after a credit evaluation, including the credit worthiness of the borrower(s), the purpose of the credit, and the secondary source of repayment. Consumer loans are made at fixed and variable interest rates and may be made on terms of up to ten years. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 and 2013 was as follows:
			Three Months Ended
			March 31,
	(Dollars in thousands)		2014			2013
	Allowance at beginning of period		$	15,760		$	20,198
	Charge-offs:
	Commercial loans			203			-
	Real estate mortgage loans			664			547
	Consumer and other loans			12			133
	Total charge-offs			879			680
	Recoveries:
	Commercial loans			17			11
	Real estate mortgage loans			201			68
	Consumer and other loans			5			6
	Total recoveries			223			85
	Net charge-offs			656			595
	Provision for loan losses charged to operating expenses:
	Commercial loans			254			137
	Real estate mortgage loans			(322	)		(66	)
	Consumer and other loans			68			146
	Total provision			-			217
	Allowance at end of period		$	15,104		$	19,820
The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of March 31, 2014 and December 31, 2013:
(Dollars in thousands)		Commercial			Real Estate			Consumer and
31-Mar-14		Loans			Mortgage Loans			Other Loans		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	17		$	1,344		$	315	$	1,676
Collectively evaluated for impairment			1,266			11,404			372		13,042
Loans acquired with deteriorated credit quality			-			386			-		386
Total ending allowance balance		$	1,283		$	13,134		$	687	$	15,104
Loans:
Loans individually evaluated for impairment		$	208		$	22,342		$	354	$	22,904
Loans collectively evaluated for impairment			46,803			289,966			1,740		338,509
Loans acquired with deteriorated credit quality			100			18,108			1		18,209
Total ending loans balance		$	47,111		$	330,416		$	2,095	$	379,622
		Commercial			Real Estate			Consumer and
31-Dec-13		Loans			Mortgage Loans			Other Loans		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment		$	223		$	1,608		$	323	$	2,154
Collectively evaluated for impairment			992			11,919			303		13,214
Loans acquired with deteriorated credit quality			-			392			-		392
Total ending allowance balance		$	1,215		$	13,919		$	626	$	15,760
Loans:
Loans individually evaluated for impairment		$	304		$	19,783		$	364	$	20,451
Loans collectively evaluated for impairment			43,449			286,188			1,676		331,313
Loans acquired with deteriorated credit quality			102			18,758			1		18,861
Total ending loans balance		$	43,855		$	324,729		$	2,041	$	370,625
The following table presents loans individually evaluated for impairment, by class of loans as of March 31, 2014 and December 31, 2013:
		31-Mar-14								31-Dec-13
(Dollars in thousands)		Unpaid			Recorded			Allowance for		Unpaid		Recorded		Allowance for
		Principal			Investment			Loan Losses		Principal		Investment		Loan Losses
		Balance						Allocated		Balance				Allocated
With no related allowance recorded:
Commercial loans		$	192		$	191		$	-	$	43	$	43	$	-
Real estate mortgage loans:
Residential			2,674			2,624			-		2,341		2,286		-
Commercial			11,700			9,188			-		4,643		4,395		-
Construction and land			4,689			3,310			-		8,586		4,806		-
Consumer and other loans			38			38			-		40		40		-
With an allowance recorded:
Commercial loans		$	18		$	17		$	17	$	264	$	261	$	223
Real estate mortgage loans:
Residential			968			896			198		1,597		1,574		209
Commercial			4,327			4,213			754		7,910		6,062		1,001
Construction and land			4,532			2,111			392		667		660		398
Consumer and other loans			339			316			315		341		324		323
Total		$	29,477		$	22,904		$	1,676	$	26,432	$	20,451	$	2,154
The following table presents the average recorded investment in impaired loans and the related interest income recognized during impairment for the three months ended March 31, 2014 and 2013.
(Dollars in thousands)		Average			Interest Income			Cash-Basis
31-Mar-14		Impaired Loans
Commercial loans		$	389		$	-		$	-
Real estate mortgage loans:
Residential			4,061			20			13
Commercial			12,240			55			56
Construction and land			5,524			11			3
Consumer and other loans			358			-			-
Total		$	22,572		$	86		$	72
31-Mar-13		Average			Interest Income			Cash-Basis
		Impaired Loans
Commercial loans		$	125		$	-		$	-
Real estate mortgage loans:
Residential			1,382			-			-
Commercial			9,190			49			47
Construction and land			3,791			-			-
Consumer and other loans			243			-			-
Total		$	14,731		$	49		$	47
The following table presents the recorded investment in nonaccrual loans by class of loans as of March 31, 2014 and December 31, 2013:
(Dollars in thousands)		March 31,			December 31,
		2014			2013
Commercial loans		$	208		$	304
Real estate mortgage loans:
Residential			1,198			3,716
Commercial			9,837			7,105
Construction and land			4,981			5,517
Consumer and other loans			355			366
Total(1)		$	16,579		$	17,008
-1	Includes loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, these amounts totaled $5,695 and $4,537, respectively.
The following table presents the aging of the recorded investment in past due loans by class of loans as of March 31, 2014 and December 31, 2013:
		Past Due Loans
(Dollars in thousands)		30-59			60-89			90 Days and		Total		Loans Not		Total
31-Mar-14		Days			Days			Greater				Past Due
Commercial loans		$	149		$	-		$	74	$	223	$	46,888	$	47,111
Real estate mortgage loans:
Residential			380			-			700		1,080		71,672		72,752
Commercial			3,321			768			4,749		8,838		218,613		227,451
Construction and land			55			133			4,399		4,587		25,626		30,213
Consumer and other loans			-			-			39		39		2,056		2,095
Total		$	3,905		$	901		$	9,961	$	14,767	$	364,855	$	379,622
		Past Due Loans
31-Dec-13		30-59			60-89			90 Days and		Total		Loans Not		Total
		Days			Days			Greater				Past Due
Commercial loans		$	-		$	138		$	86	$	224	$	43,631	$	43,855
Real estate mortgage loans:
Residential			359			134			1,648		2,141		69,051		71,192
Commercial			2,558			3,103			6,475		12,136		211,046		223,182
Construction and land			-			119			4,470		4,589		25,766		30,355
Consumer and other loans			321			10			39		370		1,671		2,041
Total		$	3,238		$	3,504		$	12,718	$	19,460	$	351,165	$	370,625
Included in the past due loan table above are loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, the amounts of such loans were as follows:
(Dollars in thousands)		31-Mar-14			31-Dec-13
30-59 days past due		$	11		$	87
60-89 days past due			137			167
90 days past due and greater			2,291			2,709
Total past due		$	2,439		$	2,963
The delinquency status of purchased credit impaired loans that resulted from our acquisition of ABI is based on the contractual terms of the loan.  In effect, past due status of an acquired loan is determined in the same manner as loans originated by the Bank.
Troubled Debt Restructurings
During the normal course of business, the Company may restructure or modify the terms of a loan for various reasons.  The restructuring of a loan is considered a troubled debt restructuring if both (i) the borrower is experiencing financial difficulties and (ii) a concession is granted that otherwise would not have occurred under normal circumstances.
The following table presents the recorded investment and specific reserves allocated to loans modified as troubled debt restructurings (“TDRs”) as of March 31, 2014 and December 31, 2013.
(Dollars in thousands)		31-Mar-14			31-Dec-13
Recorded investment(1)		$	14,076		$	12,535
Specific reserves allocated(2)			639			953
-1	Of the total recorded investment in loans modified as TDRs, $1,002 and $1,256, respectively, were for customers whose loans were collateral dependent with collateral shortfalls.
-2	Of the specific reserves allocated to customers whose loan terms were modified as TDRs, $369 and $622, respectively, were allocated to customers whose loans were collateral dependent with collateral shortfalls.
The following table represents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2014 and 2013, respectively:
		Three Months Ended
		31-Mar-14
(Dollars in thousands)		Number of			Pre-			Post-
		loans			Modification			Modification
					Outstanding			Outstanding
					Recorded			Recorded
					Investment			Investment
Commercial loans			-		$	-		$	-
Real estate mortgage loans:
Residential			1			24			30
Commercial			5			2,915			2,726
Construction and land			-			-			-
Consumer and other loans			1			239			239
Total			7		$	3,178		$	2,995
		Three Months Ended
		31-Mar-13
		Number of			Pre-			Post-
		loans			Modification			Modification
					Outstanding			Outstanding
					Recorded			Recorded
					Investment			Investment
Commercial loans			-		$	-			-
Real estate mortgage loans:
Residential			1			579			777
Commercial			-			-			-
Construction and land			2			3,284			3,264
Consumer and other loans			-			-			-
Total			3		$	3,863		$	4,041
During the three months ended March 31, 2014, there were seven loans modified as troubled debt restructurings.    The terms of these loans were modified as a troubled debt restructuring because the borrowers were experiencing financial difficulties. The loan modifications allowed the borrowers to make reduced payments, such as (i) reduced fixed interest rate through maturity and an advance to cover a deficiency from sale of a separate foreclosed property, (ii) change from principal and interest payments to interest only payments for a limited period of time, (iii) reduced principal and interest payments through maturity, (iv) change from variable rate interest only payments through maturity to fixed rate interest only payments for a limited period of time and reduced principal and interest payments through maturity,  (v) change from variable rate interest only payments through maturity to fixed rate and reduced principal and interest payments through maturity, or (vi) proposed forgiveness of principal contingent upon the satisfaction of the modified terms.  The troubled debt restructurings described above did not increase the allowance for loan losses as of March 31, 2014 and resulted in charge-offs of $195 for the three months ended March 31, 2014.   For the three months ended March 31, 2014, there were five collateral-impaired loans modified as troubled debt restructurings.
During the three months ended March 31, 2013, there were three loans modified as troubled debt restructurings.  These troubled debt restructurings include several loans modified into a multiple loan structure to accommodate the revised terms and are presented based on the number of loans pre-modification.  The terms of these loans were modified as a troubled debt restructuring because the borrowers were experiencing financial difficulties. The loan modifications allowed the borrowers to make reduced payments, such as (i) forbearance of payments for a limited period of time with revised payment schedules to coordinate with periods of forbearance, (ii) change from principal and interest payments to interest only payments through maturity, (iii) forgiveness of principal, (iv) reduced principal and interest payments through maturity with an assumption of additional debt to protect the Bank’s collateral position, or (v) proposed forgiveness of principal contingent upon the satisfaction of the modified terms.  Principal forgiven in the amount of $565 was offset by existing reserves from purchase accounting adjustments in the amount of $545 which resulted in a net charge-off of $20.  The troubled debt restructurings described above increased the allowance for loan losses by $42 and resulted in charge-offs of $233 for the three months ended March 31, 2013.  For the three months ended March 31, 2013, there was one collateral-impaired loan modified as troubled debt restructurings.
As of March 31, 2014 and December 31, 2013, the Company had extended additional credit of $5 and $483, respectively, to customers with outstanding loans whose terms have been modified as TDRs.
There were no TDRs for which there was a payment default within twelve months following the modification during the three months ended March 31, 2014 and 2013, respectively.  A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms.
The terms of certain other loans that did not meet the definition of a troubled debt restructuring were modified during the three months ended March 31, 2014 and 2013.  These loans had a total recorded investment of $2,787 and $5,478 as of March 31, 2014 and 2013, respectively.  These modifications involved loans to borrowers who were not experiencing financial difficulties and included (i) allowing the borrowers to make interest-only payments for a limited period of time, (ii) adjusting the interest rate to a market interest rate through maturity, (iii) extension of interest-only payments for a limited period of time.
In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.
Credit Quality Indicators
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.
The Company analyzes loans individually by classifying the loans as to credit risk.  All loans are graded upon initial issuance.  Loans classified as substandard or special mention are reviewed at least quarterly by the Company for further deterioration or improvement to determine if they are appropriately classified and whether there is any impairment.  Further, commercial loans are typically reviewed at least annually to determine the appropriate loan grading.  In addition, during the renewal process of any loan, as well as if a loan becomes past due, the Company determines the appropriate loan grade.
Loans excluded from the review process above are generally classified as pass credits until:  (i) they become past due; (ii) management becomes aware of a deterioration in the credit worthiness of the borrower; or (iii) the customer contacts the Company for a modification.  In these circumstances, the loan is specifically evaluated for potential classification as to special mention, substandard or doubtful.  The Company uses the following definitions for risk ratings:
Special Mention:
Loans classified as special mention have a potential weakness that deserves management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date.
Substandard:
Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any.  Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful:
Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass-rated loans.  As of March 31, 2014 and December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans was as follows:
(Dollars in thousands)					Special
31-Mar-14		Pass			Mention			Substandard		Doubtful		Total
Commercial loans		$	46,148		$	450		$	513	$	-	$	47,111
Real estate mortgage loans:
Residential			62,246			4,506			6,000		-		72,752
Commercial			202,470			9,376			15,605		-		227,451
Construction and land			22,005			350			7,858		-		30,213
Consumer and other loans			1,710			31			354		-		2,095
Total		$	334,579		$	14,713		$	30,330	$	-	$	379,622
					Special
31-Dec-13		Pass			Mention			Substandard		Doubtful		Total
Commercial loans		$	42,945		$	295		$	615	$	-	$	43,855
Real estate mortgage loans:
Residential			59,003			5,301			6,888		-		71,192
Commercial			198,447			10,836			13,899		-		223,182
Construction and land			21,652			350			8,353		-		30,355
Consumer and other loans			1,633			32			376		-		2,041
Total		$	323,680		$	16,814		$	30,131	$	-	$	370,625
Included in the risk category of loans by class of loans table above are loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, the amounts of such loans were as follows:
(Dollars in thousands)		March 31,			December 31,
		2014			2013
Special mention		$	707		$	711
Substandard			10,621			9,170
Doubtful			-			-
Total		$	11,328		$	9,881
Loans Sold
On December 28, 2012, the Bank entered into an Asset Purchase Agreement with a real estate investment firm for the sale of $25,134 in assets, including non-accrual loans, loans with a history of being past due, and other loans that were part of an overall customer relationship for a total of $24,601 and other real estate owned (“OREO”) of $533, for a purchase price of $11,705.  The Asset Sale was completed on December 31, 2012, immediately prior to the closing of the Private Placement.  The carrying amount and composition of loans sold in the Asset Sale, as well as total net charge-offs that occurred on the date of sale, were as follows:
(Dollars in thousands)		Recorded Investment			Total Net Charge-Offs(1)
Loans originated by the Company:
Commercial loans		$	113		$	(53	)
Real estate mortgage loans:
Residential			2,584			1,435
Commercial			13,159			7,394
Construction and land			3,162			2,042
Consumer and other loans			-			-
Loans acquired:
Commercial loans		$	111		$	46
Real estate mortgage loans:
Residential			546			185
Commercial			4,926			2,157
Construction and land			-			-
Consumer and other loans			-			-
Total loans:
Commercial loans		$	224		$	(7	)
Real estate mortgage loans:
Residential			3,130			1,620
Commercial			18,085			9,551
Construction and land			3,162			2,042
Consumer and other loans			-			-
Total loans sold		$	24,601		$	13,206
-1	Includes any specific reserve that existed prior to the date of sale (if applicable).
Purchased Loans
The Company has purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.  The carrying amounts of these loans were as follows as of March 31, 2014 and December 31, 2013:
(Dollars in thousands)		March 31,			December 31,
		2014			2013
Commercial loans		$	154		$	160
Real estate mortgage loans:
Residential			4,562			5,137
Commercial			14,226			14,359
Construction and land			1,391			1,398
Consumer and other loans			1			2
Unpaid principal balance		$	20,334		$	21,056
Carrying amount		$	18,209		$	18,861
Accretable yield, or income collected, from these loans was as follows:
(Dollars in thousands)
Balance as of December 31, 2012		$	11,827
New loans purchased, including loans classified as held-for-sale			-
Accretion of income			(1,850	)
Reduction for loans sold, paid off and other			110
Loans charged off			(1,094	)
Reclassifications from nonaccretable difference			-
Disposals			-
Balance as of December 31, 2013		$	8,993
New loans purchased, including loans classified as held-for-sale			-
Accretion of income			(285	)
Reduction for loans sold, paid off and other			-
Loans charged off			-
Reclassifications from nonaccretable difference			-
Disposals			-
Balance as of March 31, 2014		$	8,708
For those purchased loans disclosed above, the Company increased the allowance for loan losses to $386 and $392 as of March 31, 2014 and December 31, 2013, respectively.

LOANS_FROM_RELATED_PARTIES

LOANS FROM RELATED PARTIES	3 Months Ended
	Mar. 31, 2014
LOANS FROM RELATED PARTIES [Abstract]	'
LOANS FROM RELATED PARTIES	'
	NOTE 5 – LOANS FROM RELATED PARTIES
	During the year ended December 31, 2011, the Company entered into revolving loan agreements (collectively, the “Revolvers”) with several of its directors and other related parties.  There were no amounts outstanding under the Revolvers as of March 31, 2014 and December 31, 2013 with $2,200 remaining funds available as of the same dates.  Each Revolver pays an annual rate of interest equal to 8% on a quarterly basis of the Revolver amount outstanding.  To the extent that any Revolver is not fully drawn, an unused revolver fee is calculated and paid quarterly at an annual rate of 2% on the revolving loan commitment less the daily average principal amount outstanding.  The Revolvers mature on January 1, 2015.
	In connection with the Private Placement, certain of the Company’s directors, executive officers and other related parties (the “Subscribers”) purchased shares of Series A Preferred Stock through individual subscription agreements.  Consideration for the shares of Series A Preferred Stock sold under the Subscription Agreements included $1,800 in the cancellation of outstanding debt under the Company’s Revolvers held by such Subscribers and/or their related interests.  Funds remaining available under the Revolvers as of March 31, 2014 and December 31, 2013 were a direct result of this transaction.
	During the second quarter of 2013, participants in the Private Placement were granted the option to reduce their loan commitments under the Revolvers based on the amount previously utilized to purchase shares of Series A Preferred Stock.  If elected by June 15, 2013, this option would reduce the amount of the loan commitment, as applied to each lender, to zero as of July 1, 2013 and correspondingly reduce the calculation of the unused revolver fee in future periods.  As of June 15, 2013, all such participants in the Private Placement elected to reduce the amount of their loan commitments under the Revolvers resulting in a reduction of the maximum borrowings available to the Company from $4,000 as of December 31, 2012 to $2,200 as of July 1, 2013.  The reduction of loan commitments on these revolving loan agreements impacted only related parties that participated in the Private Placement and did not result in any modifications to the remaining loan agreements.

SHORTTERM_BORROWINGS_AND_FEDER

SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES	3 Months Ended
	Mar. 31, 2014
SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES	'
	NOTE 6 – SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES
	As of March 31, 2014 and December 31, 2013, advances from the FHLB were as follows:
	(Dollars in thousands)	31-Mar-14		31-Dec-13
	Overnight advances maturing daily at a daily variable interest rate of 0.36% on March 31, 2014	$	-	$	-
	Advances maturing July 15, 2014 at a fixed rate of 2.42%		2,500		2,500
	Advance maturing January 9, 2015 at a fixed rate of 0.88%		4,000		4,000
	Advances maturing March 2, 2015 at a fixed rate of 0.76%		2,000		2,000
	Advances maturing July 15, 2016 at a fixed rate of 2.81%		2,500		2,500
	Advances maturing January 9, 2017 at a fixed rate of 1.40%		4,000		4,000
	Advances maturing May 30, 2017 at a fixed  rate of 1.23%		5,000		5,000
	Total advances from the FHLB	$	20,000	$	20,000
	Each advance is payable at its maturity date, with a prepayment penalty for early termination.  The advances are collateralized by a blanket lien arrangement on the Company’s first mortgage loans, second mortgage loans and commercial real estate loans.  Based upon this collateral and the Company’s holdings of FHLB stock, the Company was eligible to borrow up to a total of $28,487 as of March 31, 2014 and had borrowed $20,000, leaving $8,487 available.  As of December 31, 2013, the Company was eligible to borrow up to a total of $26,716 and had borrowed $20,000, leaving $6,716 available as of the same date.
	The Company also has a “Borrower in Custody” line of credit with the Federal Reserve by pledging collateral.  The amount of this line as of March 31, 2014 and December 31, 2013 was $24,318 and $24,875, respectively, all of which was available as of the respective dates.

SUBORDINATED_DEBENTURES

SUBORDINATED DEBENTURES	3 Months Ended
	Mar. 31, 2014
SUBORDINATED DEBENTURES [Abstract]	'
SUBORDINATED DEBENTURES	'
	NOTE 7 – SUBORDINATED DEBENTURES
	The Company and ABI, which the Company acquired by merger, have participated in four offerings related to debt securities and trust preferred securities, each with 30-year lives.  Interest on all subordinated debentures related to trust preferred securities is payable quarterly.  Under these arrangements, the Company has the right to defer dividend payments to the trust preferred security holders for up to five years.  During the year ended December 31, 2012, the Company exercised its contractual right to defer interest payments with respect to all of the outstanding trust preferred securities.  Under the terms of the related indentures, the Company may defer interest payments for up to 20 consecutive quarters without default or penalty.  Subsequent to their deferral, these payments were periodically evaluated and were reinstated as of March 15, 2013.  Previously deferred payments were paid in full as of the same date.

DERIVATIVE_FINANCIAL_INSTRUMEN

DERIVATIVE FINANCIAL INSTRUMENTS	3 Months Ended
	Mar. 31, 2014
DERIVATIVE FINANCIAL INSTRUMENTS [Abstract]	'
DERIVATIVE FINANCIAL INSTRUMENTS	'
	NOTE 8 – DERIVATIVE FINANCIAL INSTRUMENTS
	On July 7, 2009, the Company entered into an interest rate swap transaction with SunTrust Bank to mitigate interest rate risk exposure.  Under the terms of the agreement, which relates to the subordinated debt issued to Jacksonville Bancorp, Inc. Statutory Trust III in the amount of $7,550, the Company agreed to pay a fixed rate of 7.53% for a period of ten years in exchange for the original floating-rate contract (90-day LIBOR plus 375 basis points).  The fair value of this derivative instrument was $759 and $765 as of March 31, 2014 and December 31, 2013, respectively.  The fair value of the hedged item was $4,723 and $4,636 as of the same dates.
	The hedge was designated as a cash flow hedge and was determined to be fully effective during all periods presented.  As such, no amount of ineffectiveness has been included in net income and the aggregate fair value of the swap was recorded in Accrued expenses and other assets on the consolidated balance sheets with changes in fair value recorded in other comprehensive income (“OCI”).  The amount included in accumulated other comprehensive income would be reclassified to current earnings should the hedge no longer be considered effective.  The Company expects the hedge to remain fully effective during the remaining term of the swap.
	Credit risk may result from the inability of the counterparties to meet the terms of their contracts.  The Company’s exposure is limited to the replacement value of the contracts rather than the notional amount.

SHAREHOLDERS_EQUITY

SHAREHOLDERS' EQUITY	3 Months Ended
	Mar. 31, 2014
SHAREHOLDERS' EQUITY [Abstract]	'
SHAREHOLDERS' EQUITY	'
	NOTE 9 – SHAREHOLDERS’ EQUITY
	Preferred Equity
	As of March 31, 2014 and December 31, 2013, Bancorp was authorized to issue up to 10,000,000 shares of preferred stock, par value $0.01 per share.  During the year ended December 31, 2012, Bancorp designated and issued two series of preferred stock in connection with the Company’s capital raise efforts.  The voting and other powers, preferences and relative participating, optional or other rights, and the qualifications, limitations and restrictions of each series of Bancorp’s preferred stock are set forth in the corresponding amendment to Bancorp’s Amended and Restated Articles of Incorporation designating such series of preferred stock.  Material features of each series of preferred stock are discussed below.
	If declared by Bancorp’s Board of Directors, dividends on any outstanding shares of Bancorp’s preferred stock would reduce earnings available to common shareholders.  In addition, both new series of preferred stock qualified as Tier 1 capital for regulatory purposes.
	Series B Preferred Stock:
	The Series B Preferred Stock, designated as “Noncumulative, Nonvoting, Perpetual Preferred Stock, Series B,” was issued and sold by Bancorp on September 27, 2012 in connection with a bridge financing transaction. The Series B Preferred Stock has a liquidation preference of $1,000 per share and ranks senior to Bancorp’s common stock and equally with the Series A Preferred Stock (described below).  Holders of the outstanding shares of Series B Preferred Stock (if any) are entitled to receive, when and if declared by Bancorp’s Board of Directors, dividends at a rate equal to 10% per share per annum of the Series B liquidation amount of $1,000 (equivalent to $100 per share per annum).  Dividends are payable biannually on June 1st and December 1st, beginning June 1, 2013.
	In connection with the Private Placement, all of the issued and outstanding shares of Series B Preferred Stock were exchanged, on a one-for-one basis, for shares of Series A Preferred Stock.  As a result, no shares of Series B Preferred Stock were issued or outstanding as of March 31, 2014 and December 31, 2013, respectively.
	Series A Preferred Stock:
	The Series A Preferred Stock, designated as “Mandatorily Convertible, Noncumulative, Nonvoting, Perpetual Preferred Stock, Series A,” was issued and sold by Bancorp on December 31, 2012 in the Private Placement.   The Series A Preferred Stock has a liquidation preference of $1,000 per share and ranks senior to Bancorp’s common stock and equally with the Series B Preferred Stock.  Holders of the outstanding shares of Series A Preferred Stock are entitled to receive, when and if declared by Bancorp’s Board of Directors, dividends at a rate equal to 5% per share per annum of the liquidation amount of $1,000 (equivalent to $50 per share per annum).  Dividends are payable biannually on June 15th and December 15th, beginning February 15, 2013.
	The Series A Preferred Stock was mandatorily convertible into shares of common stock and/or a new class of nonvoting common stock upon receipt of requisite shareholder approvals, including (i) approval of an increase in authorized shares of common stock, (ii) authorization of the new class of nonvoting common stock, and (iii) approval of the issuance of shares of common stock and nonvoting common stock upon conversion of the Series A Preferred Stock.  The initial conversion price was $10.00 per share, with each share of Series A Preferred Stock expected to convert into an aggregate of approximately 100 shares of common stock and/or nonvoting common stock, subject to adjustment as provided in the designation for the Series A Preferred Stock.  The conversion price of the Series A Preferred Stock was subject to certain adjustments, including (i) a 10% decrease if the requisite shareholder approvals were not received within 50 days following the Private Placement, or by February 19, 2013 and (ii) customary anti-dilution adjustments, including in connection with stock dividends or distributions in shares of the common stock or subdivisions, splits and combinations of the common stock.
	As of the date of issuance of the Series A Preferred Stock, the effective conversion price of $9.71 per share was less than the fair value of Bancorp’s common stock of $16.00 per share.  In accordance with U.S. GAAP, the Series A Preferred Stock was deemed to include a beneficial conversion feature with an intrinsic value of $6.29 per share for a total discount of $31,464.  This discount was recognized by allocating a portion of the proceeds from the Series A Preferred Stock to additional paid-in capital attributable to common stock on the Company’s consolidated balance sheets as of December 31, 2012.
	On February 18, 2013, the Company received shareholder approvals to amend its Amended and Restated Articles of Incorporation to (i) increase the number of authorized shares of the Company’s common stock to 20,000,000, (ii) authorize 5,000,000 shares of a new class of nonvoting common stock, par value $0.01 per share (the “Capital Amendment”).  On the same date, the Company also received shareholder approval to issue an aggregate of 5,000,000 shares of its common stock and nonvoting common stock in the conversion of the 50,000 outstanding shares of the Company’s Series A Preferred Stock.
	On February 19, 2013, the Company filed the Capital Amendment with the Florida Secretary of State, and on the same date, all of the outstanding shares of the Company’s Series A Preferred Stock automatically converted into an aggregate of 2,382,000 shares of common stock and 2,618,000 shares of nonvoting common stock (the “Conversion”).  The Conversion was based on a conversion price of $10 per share and a conversion rate of 100 shares of common stock and/or nonvoting common stock for each share of Series A Preferred Stock outstanding.  In addition, the full balance of the discount due to the beneficial conversion feature was transferred from common stock to preferred stock and recognized as an implied preferred stock dividend, which decreased retained earnings and net income available to common shareholders in the earnings per share calculation.  As a result of the Conversion, no shares of the Series A Preferred Stock remained outstanding and an aggregate of 2,676,544 shares of common stock and 2,618,000 shares of nonvoting common stock were outstanding immediately following the Conversion.
	Common Equity
	As a result of the Capital Amendment (described above), the number of authorized shares of the Company’s common stock increased from 2,000,000 to 20,000,000.  In addition, a new class of nonvoting common stock, par value $0.01 per share, was authorized in the amount of up to 5,000,000 shares.  Other than voting rights, the common stock and nonvoting common stock have the same rights and privileges, share ratably in all assets of the Company upon its liquidation, dissolution or winding-up, will be entitled to receive dividends in the same amount per share and at the same time when, as and if declared by Bancorp’s Board of Directors, and are identical in all other respects as to all other matters (other than voting).  Holders of the nonvoting common stock are not entitled to vote except as required by the Florida Business Corporation Act.  In addition, holders of the nonvoting common stock have no cumulative voting rights or preemptive rights (other than the limited contractual preemptive rights of certain shareholders) to purchase or subscribe for any additional shares of common stock or nonvoting common stock or other securities, and there are no redemption or sinking fund provisions with respect to the nonvoting common stock.
	As provided in the Capital Amendment, each share of nonvoting common stock will automatically convert into one share of common stock in the event of a “permitted transfer” to a transferee.  A “permitted transfer” is a transfer of nonvoting common stock (i) in a widespread public distribution, (ii) in which no transferee (or group of associated transferees) would receive 2% or more of any class of voting securities of the Company, or (iii) to a transferee that would control more than 50% of the voting securities of the Company without any transfer from such holder of nonvoting common stock.
	As of March 31, 2014 and December 31, 2013, the carrying amount of common stock outstanding was $32.  As of March 31, 2014 and December 31, 2013, the carrying amount of nonvoting common stock outstanding was $26.
	Reverse Stock Split
	On October 8, 2013, Bancorp’s Board of Directors approved a one-for-twenty (1-for-20) reverse stock split of the Company’s common stock and nonvoting common stock, effective at 12:01 a.m. on October 24, 2013.  As a result of the reverse stock split, the stated capital attributable to common stock and nonvoting common stock was reduced by dividing the amount of the stated capital prior to the reverse stock split by 20 (including retrospective adjustment of prior periods) and an equivalent increase to additional paid-in capital.  Additional adjustments were made to the aforementioned accounts as a result of rounding to avoid the existence of fractional shares.  The reverse stock split reduced the number of authorized shares of common stock and nonvoting common stock; however, the par value per share of each class of common stock remained unchanged.
	The reverse stock split was implemented primarily to regain compliance with NASDAQ continued listing standards.  The Company’s common stock will continue to trade on a post-split basis on the NASDAQ Stock Market under the symbol “JAXB.”  All share and per share amounts disclosed in the Consolidated Financial Statements and the accompanying notes have been retrospectively adjusted to reflect the common equity 1-for-20 reverse stock split, including common shares outstanding, earnings per share and share-based compensation.
	Accumulated Other Comprehensive Income
	The following table presents information related to changes in accumulated other comprehensive income by component as of March 31, 2014 and March 31, 2013:
	(Dollars in thousands)	Change in			Change in			Total
		Unrealized Gains			Unrealized
		(Losses) on			Derivative Gains
		Available-for-Sale			(Losses) on Cash
		Securities			Flow Hedge
	Balance as of December 31, 2012	$	2,218		$	(807	)	$	1,411
	Other comprehensive (loss) income before reclassifications		(423	)		97			(326	)
	Amounts reclassified from accumulated other comprehensive (loss) income		(37	)		-			(37	)
	Other comprehensive (loss) income, net		(460	)		97			(363	)
	Balance as of March 31, 2013	$	1,758		$	(710	)	$	1,048
	Balance as of December 31, 2013	$	(1,211	)	$	(277	)	$	(1,488	)
	Other comprehensive (loss) income before reclassifications		524			5			529
	Amounts reclassified from accumulated other comprehensive (loss) income		-			-			-
	Other comprehensive (loss) income, net		524			5			529
	Balance as of March 31, 2014	$	(687	)	$	(272	)	$	(959	)
	Amounts reclassified from accumulated other comprehensive income during the three months ended March 31, 2013 resulted from realized gains on the sale of available-for-sale securities presented in Other income on the Consolidated Satements of Operations.

FAIR_VALUE

FAIR VALUE	3 Months Ended
	Mar. 31, 2014
FAIR VALUE [Abstract]	'
FAIR VALUE	'
	NOTE 10 – FAIR VALUE
	Accounting Standards Codification (“ASC”) 820, Fair Value Measurements and Disclosures defines fair value as the exchange price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Assets and liabilities are measured using valuation techniques specific to the following three-tier hierarchy, which prioritizes the inputs used in measuring fair value.
	Level I, II and III Valuation Techniques
	Level I:	Quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.
	Level II:	Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly.
	Level III:	Unobservable inputs for the asset or liability.
	The following table presents information about the Company’s assets and liabilities measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013, for which the Company has elected the fair value option, by level within the hierarchy:
	(Dollars in thousands)
	31-Mar-14		Total			Level I			Level II			Level III
	Assets:
	Securities available-for-sale:
	U.S. government-sponsored entities and agencies		$	8,121		$	-		$	8,121		$	-
	State and political subdivisions			7,780			-			7,780			-
	Mortgage-backed securities - residential			31,720			-			31,720			-
	Collateralized mortgage obligations			30,365			-			30,365			-
	Corporate bonds			3,137			-			3,137			-
	Liabilities:
	Derivative liability			759			-			759			-
	31-Dec-13		Total			Level I			Level II			Level III
	Assets:
	Securities available-for-sale:
	U.S. government-sponsored entities and agencies		$	8,396		$	-		$	8,396		$	-
	State and political subdivisions			8,037			-			8,037			-
	Mortgage-backed securities - residential			33,225			-			33,225			-
	Collateralized mortgage obligations			31,978			-			31,978			-
	Corporate bonds			3,135			-			3,135			-
	Liabilities:
	Derivative liability			765			-			765			-
	There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2014 and the year ended December 31, 2013.
	The Company used the following methods and significant assumptions to estimate the fair value of each type of recurring financial instrument:
	Securities Available-for-Sale:
	The fair values of securities available for sale are determined by obtaining quoted prices on nationally-recognized securities exchanges (Level I inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level II inputs).
	Derivatives:
	The fair value of derivatives is based on valuation models using observable market data as of the measurement date resulting in a Level II classification.
	The following table presents information about our assets measured at fair value on a non-recurring basis as of March 31, 2014 and December 31, 2013, by level within the fair value hierarchy.  The amounts in the tables represent only assets for which the carrying amount has been adjusted for impairment during the period; therefore, these amounts will differ from the total amounts outstanding.
	(Dollars in thousands)
	31-Mar-14		Total			Level I			Level II			Level III
	Impaired Loans (Collateral Dependent):
	Real estate mortgage loans:
	Residential		$	512		$	-		$	-		$	512
	Commercial			1,459			-			-			1,459
	Construction and land			1,719			-			-			1,719
	Other real estate owned:
	Real estate mortgage loans:
	Residential			-			-			-			-
	Commercial			169			-			-			169
	Construction and land			2,358			-			-			2,358
	31-Dec-13		Total			Level I			Level II			Level III
	Impaired Loans (Collateral Dependent):
	Real estate mortgage loans:
	Residential		$	568		$	-		$	-		$	568
	Commercial			2,981			-			-			2,981
	Construction and land			262			-			-			262
	Other real estate owned:
	Real estate mortgage loans:
	Residential			155			-			-			155
	Commercial			169			-			-			169
	Construction and land			2,754			-			-			2,754
	The Company used the following methods and significant assumptions to estimate the fair value of each type of non-recurring financial instrument:
	Impaired Loans (Collateral Dependent):
	Management determined fair value measurements on impaired loans primarily through evaluations of appraisals performed.  The Company considered the appraisal as the starting point for determining fair value and then considered other factors and events in the environment that affected the fair value.  Appraisals for impaired loans are obtained by the Chief Credit Officer and performed by certified general appraisers whose qualifications and licenses have been reviewed and verified by the Company.  Once reviewed, a third-party specialist reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison to independent data sources such as recent market data or industry-wide statistics.  On an annual basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what additional adjustments, if any, should be made to the appraised value of existing collateral to arrive at fair value.  Adjustments may be made to reflect the age of the appraisal and the type of underlying property.  Certain current appraised values were discounted to estimated fair value based on current market data such as recent sales of similar properties, discussions with potential buyers and negotiations with existing customers.  The Company’s overall strategy is to accelerate the disposition of substandard assets through such arrangements.
	Other Real Estate Owned (“OREO”):
	Assets acquired as a result of, or in lieu of, loan foreclosure are initially recorded at fair value (based on the lower of the current appraised value or listing price) at the date of foreclosure, establishing a new cost basis.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less cost to sell.  Management has determined fair value measurements on OREO primarily through evaluations of appraisals performed and current and past offers for the OREO under evaluation.  Appraisals of OREO are obtained subsequent to acquisition as deemed necessary by the Chief Credit Officer.  Appraisals are reviewed for accuracy and consistency by a third-party specialist, supervised by the Chief Credit Officer, and are selected from the list of approved appraisers maintained by management. Certain current appraised values were discounted to estimated fair value based on factors such as sales prices for comparable properties in similar geographic areas and/or assessment through observation of such properties.
Transfers of assets and liabilities between levels within the fair value hierarchy are recognized when an event or change in circumstances occurs.  There were no transfers between fair value levels for March 31, 2014 and December 31, 2013, respectively.
Quantitative Information about Level III Fair Value Measurements
The following table presents quantitative information about unobservable inputs for assets measured on a non-recurring basis using Level III measurements as of March 31, 2014 and December 31, 2013. This quantitative information is the same for each class of loans.
(Dollars in thousands)	Fair			Valuation Technique		Unobservable Inputs	Range of			Weighted
31-Mar-14	Value						Inputs			Average
Impaired loans (collateral dependent)		$	3,690	Market comparable properties		Marketability discount		0% - 15.0	%		1.5	%
Other real estate owned			2,527	Market comparable properties		Comparability adjustments		0% - 0.5	%		0.5
31-Dec-13	Fair			Valuation Technique		Unobservable Inputs	Range of			Weighted
	Value						Inputs			Average
Impaired loans (collateral dependent)		$	3,811	Market comparable properties		Marketability discount		0% – 23.5	%		1.6	%
Other real estate owned			3,078	Market comparable properties		Comparability adjustments		0% – 20.0	%		1.8
The table below summarizes the outstanding balance, valuation allowance, net carrying amount and period expense related to Level III non-recurring instruments for the three months ended March 31, 2014 and 2013:
(Dollars in thousands)		Outstanding			Valuation			Net Carrying			Period
31-Mar-14		Balance			Allowance			Amount			Expense
Impaired loans (collateral dependent)		$	5,107		$	1,417		$	3,690		$	51
Other real estate owned			3,509			982			2,527			23
March 31, 2013		Outstanding			Valuation			Net Carrying			Period
		Balance			Allowance			Amount			Expense
Impaired loans (collateral dependent)		$	3,026		$	1,766		$	1,260		$	598
Other real estate owned			10,524			604			9,920			47
Fair Value of Financial Instruments
The carrying amount and estimated fair values of financial instruments as of March 31, 2014 and December 31, 2013 were as follows:
		31-Mar-14						31-Dec-13
(Dollars in thousands)		Carrying			Fair			Carrying			Fair
		Amount			Value			Amount			Value
Financial assets:
Cash and cash equivalents		$	23,563		$	23,563		$	40,325		$	40,325
Securities available-for-sale			81,123			81,123			84,771			84,771
Loans, net			364,180			371,515			354,592			361,874
Federal Home Loan Bank stock			1,356			N/A			1,580			N/A
Accrued interest receivable			1,647			1,647			1,723			1,723
Financial Liabilities:
Deposits		$	423,979		$	413,757		$	434,966		$	422,430
Federal Home Loan Bank Advances and other borrowings			20,147			20,320			20,153			20,351
Subordinated debentures			16,170			7,729			16,154			7,275
Accrued interest payable			145			145			167			167
Interest rate swap			759			759			765			765
The methods and assumptions not previously presented, used to estimate fair value are described as follows:
Cash and cash equivalents:
The carrying amounts of cash and cash equivalents approximate the fair value and are classified as either Level I or Level II in the fair value hierarchy.  As of March 31, 2014 and December 31, 2013, respectively, the breakdown of cash and cash equivalents between Level I and Level II were as follows:
	31-Mar-14						31-Dec-13
(Dollars in thousands)	Level I			Level II			Level I			Level II
Cash and cash equivalents		$	17,876		$	5,687		$	34,139		$	6,186
Loans, net:
The fair value of variable-rate loans that re-price frequently and with no significant change in credit risk is based on the carrying value and results in a classification of Level III within the fair value hierarchy.  Fair value for other loans is estimated using discounted cash flow analysis using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level III classification in the fair value hierarchy. The methods used to estimate the fair value of loans do not necessarily represent an exit price.
Nonmarketable equity securities:
Nonmarketable equity securities include FHLB stock and other nonmarketable equity securities. It is not practicable to determine the fair value of nonmarketable equity securities due to restrictions placed on their transferability.
Deposits:
The fair value of demand deposits (e.g., interest and noninterest-bearing, savings and certain types of money market accounts) is, by definition, equal to the amount payable in demand at the reporting date (i.e., carrying value) resulting in a Level II classification in the fair value hierarchy.  The carrying amounts of variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair value at the reporting date resulting in a Level II classification in the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level II classification.
Federal Home Loan advances:
The fair value of FHLB advances is estimated using a discounted cash flow analysis based on the current borrowing rates for similar types of borrowings and is classified as a Level II in the fair value hierarchy.
Accrued interest receivable/payable:
The carrying amounts of accrued interest receivable approximate fair value resulting in a Level III classification. The carrying amounts of accrued interest payable approximate fair value resulting in a Level II classification.
Subordinated debt:
The fair value of subordinated debt, where a market quote is not available, is based on discounted cash flows, using a rate appropriate to the instrument and the term of the issue resulting in a Level II classification.
Off-balance sheet instruments
The fair value of off-balance sheet instruments is based on the current fees that would be charged to enter into or terminate such arrangements, taking into account the remaining terms of the agreements and the counterparties’ credit standing.  The fair value of these commitments as of March 31, 2014 was not material.

CAPITAL_ADEQUACY

CAPITAL ADEQUACY	3 Months Ended
	Mar. 31, 2014
CAPITAL ADEQUACY [Abstract]	'
CAPITAL ADEQUACY	'
	NOTE 11 – CAPITAL ADEQUACY
	Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies.  Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities and certain off-balance sheet items calculated under regulatory accounting practices.  Capital amounts and classifications are also subject to qualitative judgments by regulators.  Failure to meet capital requirements can initiate regulatory action.
	Bank
	The Federal Deposit Insurance Corporation Improvement Act of 1991 (“FDICIA”), among other things, requires the federal banking agencies to take “prompt corrective action” regarding depository institutions that do not meet minimum capital requirements.  FDICIA establishes five capital tiers: “well capitalized,” “adequately capitalized,” “undercapitalized,” “significantly undercapitalized” and “critically undercapitalized.” A depository institution’s capital tier will depend upon how its capital levels compare to various relevant capital measures and certain other factors, as established by regulation.
	The “prompt corrective action” rules provide that a bank will be: (i) “well capitalized” if it has a total risk-based capital ratio of 10% or greater, a Tier 1 risk-based capital ratio of 6% or greater, a leverage capital ratio of 5% or greater and is not subject to certain written agreements, orders, capital directives or prompt corrective action directives by a federal bank regulatory agency to maintain a specific capital level for any capital measure; (ii) “adequately capitalized” if it has a total risk-based capital ratio of 8% or greater, a Tier 1 risk-based capital ratio of 4% or greater, and generally has a leverage capital ratio of 4% or greater; (iii) “undercapitalized” if it has a total risk-based capital ratio of less than 8%, a Tier 1 risk-based capital ratio of less than 4% or generally has a leverage capital ratio of less than 4%; (iv) “significantly undercapitalized” if it has a total risk-based capital ratio of less than 6%, a Tier 1 risk-based capital ratio of less than 3% or a leverage capital ratio of less than 3%; or (v) “critically undercapitalized” if its tangible equity is equal to or less than 2% to total assets.  The federal bank regulatory agencies have authority to require additional capital.
	The Bank was well capitalized as of March 31, 2014 and December 31, 2013, respectively.  Depository institutions that are no longer “well capitalized” for bank regulatory purposes must receive a waiver from the Federal Deposit Insurance Corporation (“FDIC”) prior to accepting or renewing brokered deposits.  FDICIA generally prohibits a depository institution from making any capital distribution (including paying dividends) or paying any management fee to its holding company, if the depository institution would thereafter be undercapitalized.
	The Bank had a Memorandum of Understanding (“MoU”) with the FDIC and the Florida Office of Financial Regulation (“OFR”) that was entered into in 2008 (the “2008 MoU”), which required the Bank to have a total risk-based capital of at least 10% and a Tier 1 leverage capital ratio of at least 8%.  On July 13, 2012, the 2008 MoU was replaced by a new MoU  (the “2012 MoU”), which, among other things, requires the Bank to have a total risk-based capital of at least 12% and a Tier 1 leverage capital ratio of at least 8%.   The Bank met the minimum capital requirements of the 2012 MoU as of March 31, 2014 and December 31, 2013, when the Bank had total risk-based capital of 14.00% and 14.11%, respectively, and Tier 1 leverage capital of 9.74% and 9.33% as of the same dates.
	Bancorp
	The Federal Reserve requires bank holding companies, including Bancorp, to act as a source of financial strength for their depository institution subsidiaries.
	The Federal Reserve has a minimum guideline for bank holding companies of Tier 1 capital to adjusted average quarterly assets (“leverage ratio”) equal to at least 4.00%, and total capital to risk-weighted assets of at least 8.00%, at least half of which must be Tier 1 capital.  As of March 31, 2014 and December 31, 2013, the Company met these requirements.
	The following table presents the capital ratios and related information for the Company and the Bank as of March 31, 2014 and December 31, 2013:
	(Dollars in thousands)	Actual					For Capital					Minimum To Be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
	31-Mar-14	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total capital to risk-weighted assets:
	Consolidated	$	55,728		14.68	%	$	30,367		8	%		N/	A		N/	A
	Bank		53,082		14			30,338		8		$	37,922			10	%
	Tier 1 (Core) capital to risk-weighted assets:
	Consolidated		46,506		12.25			15,183		4			N/	A		N/	A
	Bank		48,214		12.71			15,169		4			22,753			6
	Tier 1 (Core) capital to average assets:
	Consolidated		46,506		9.39			19,820		4			N/	A		N/	A
	Bank		48,214		9.74			19,792		4			24,740			5
		Actual					For Capital					Minimum To Be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
	31-Dec-13	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total capital to risk-weighted assets:
	Consolidated	$	55,515		14.91	%	$	29,779		8	%		N/	A		N/	A
	Bank		52,488		14.11			29,754		8		$	37,192			10	%
	Tier 1 (Core) capital to risk-weighted assets:
	Consolidated		46,378		12.46			14,889		4			N/	A		N/	A
	Bank		47,702		12.83			14,887		4			22,315			6
	Tier 1 (Core) capital to average assets:
	Consolidated		46,378		9.05			20,491		4			N/	A		N/	A
	Bank		47,702		9.33			20,443		4			25,553			5
	Dividends and Distributions
	Prior to October 2009, dividends received from the Bank were Bancorp’s principal source of funds to pay its expenses and interest on and principal of Bancorp’s debt.  Banking regulations and enforcement actions require the maintenance of certain capital levels and restrict the payment of dividends by the Bank to Bancorp or by Bancorp to its shareholders.  Commercial banks generally may only pay dividends without prior regulatory approval out of the total of current net profits plus retained net profits of the preceding two years, and banks and bank holding companies are generally expected to pay dividends from current earnings.  Banks may not pay a dividend if the dividend would result in the bank being “undercapitalized” for prompt corrective action purposes, or would violate any minimum capital requirement specified by law or the Bank’s regulators.  The Bank has not paid dividends since October 2009 and cannot currently pay dividends.  Bancorp cannot currently pay dividends on its capital stock under applicable Federal Reserve policies and enforcement actions.  Bancorp has relied upon revolving loan agreements with certain of its directors and other related parties to pay its expenses during such time.  As of March 31, 2014 and December 31, 2013, remaining funds available under the Revolvers were $2,200.
	During the second quarter of 2013, participants in the Private Placement who purchased shares of Series A Preferred Stock through the cancellation of debt under their Revolvers, were given the option and thereby elected to reduce the amount of their loan commitments under the Revolvers resulting in a reduction of the maximum borrowings available to the Company from $4,000 as of December 31, 2012 to $2,200 effective July 1, 2013.  Please refer to Note 5 – Loans from Related Parties for additional information related to the Revolvers.

BASIS_OF_PRESENTATION_Policies

BASIS OF PRESENTATION (Policies)	3 Months Ended
	Mar. 31, 2014
BASIS OF PRESENTATION [Abstract]	'
Principles of Consolidation	'
	Principles of Consolidation
	The accounting and reporting policies of the Company reflect banking industry practice and conform to U.S. generally accepted accounting principles (“U.S. GAAP”).  The Consolidated Financial Statements include the accounts of Jacksonville Bancorp, Inc. (“Bancorp”), its wholly owned, primary operating subsidiary The Jacksonville Bank, and The Jacksonville Bank’s wholly owned subsidiary, Fountain Financial, Inc.  The consolidated entity is referred to as the “Company” and The Jacksonville Bank and Fountain Financial, Inc. are collectively referred to as the “Bank.”  The Company’s financial condition and operating results principally reflect those of the Bank.  All intercompany transactions and balances have been eliminated in consolidation.  In preparing the Consolidated Financial Statements, management makes estimates and assumptions that affect the reported asset and liability balances and revenue and expense amounts, and the disclosure of contingent assets and liabilities.  Actual results could differ significantly from those estimates and assumptions.
	The consolidated financial information included herein as of and for the periods ended March 31, 2014 and 2013 is unaudited.  Accordingly, it does not include all of the information and footnotes required by U.S. GAAP for complete financial statements.  However, such information reflects all adjustments which are, in the opinion of management, necessary for a fair statement of the financial condition and results of operations for the interim periods.  The December 31, 2013 consolidated balance sheet was derived from the Company’s December 31, 2013 audited Consolidated Financial Statements.
Nature of Operations	'
	Nature of Operations
	Bancorp is a financial holding company headquartered in Jacksonville, Florida, that currently provides financial services through eight full-service branches in Jacksonville and Jacksonville Beach, Duval County, Florida, as well as its virtual branch.  The Company’s primary business segment is community banking and consists of attracting deposits from the general public and using such deposits and other sources of funds to originate commercial business loans, commercial real estate loans, residential mortgage loans and a variety of consumer loans.  Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate.  Commercial loans are expected to be repaid from cash flow from operations of businesses.  There are no significant concentrations of loans to any one industry or customer.  However, the customers’ ability to repay their loans is dependent on the real estate and general economic conditions in the area.  For further information, please refer to the Consolidated Financial Statements and notes thereto included in the Company's Annual Report on Form 10-K for the year ended December 31, 2013, as filed with the U.S. Securities and Exchange Commission (the “SEC”) on March 14, 2014.
Investment Securities	'
	Investment Securities
	Debt securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity.  Debt securities are classified as available-for-sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available-for-sale.  Available-for-sale securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.  Other securities, such as Federal Home Loan Bank (“FHLB”) stock, are carried at cost.
	Interest income includes amortization of purchase premiums and accretion of purchase discounts. Premiums and discounts on securities are amortized on the level yield without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated.
	Gains and losses are recorded on the trade date and determined using the specific identification method.  Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses.
Other-Than-Temporary Impairment	'
	Other-Than-Temporary Impairment
	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis and more frequently when economic or market conditions warrant such an evaluation.  In determining OTTI for debt securities, management considers many factors, including:  (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial conditions and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the debt security or more-likely-than-not will be required to sell the debt security before its anticipated recovery.  The assessment of whether an OTTI decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	In order to determine OTTI for purchased beneficial interests that, on the purchase date, were rated below AA, the Company compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows.  OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows.  It is not the Bank’s policy to purchase securities rated below AA.
	When OTTI occurs for either debt securities or purchased beneficial interests that, on the purchase date, were rated below AA, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more-likely-than-not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss.  If an entity intends to sell or it is more-likely-than-not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date.  If an entity does not intend to sell the security and it is not more-likely-than-not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors.  The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings.  The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes.  The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment.
	For the three months ended March 31, 2014 and 2013, there were no credit losses recognized in earnings related to investment securities.
Loans	'
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of deferred loan fees and costs, and allowance for loan losses.  Interest income is accrued on the unpaid principal balance of the loans.  Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level‑yield method without anticipating prepayments.
	Interest income on a loan in any of our portfolio segments is discontinued at the time the loan is 90 days delinquent unless the loan is well secured and in process of collection.  Past due status is based on the contractual terms of the loan.  In all cases, loans are placed on nonaccrual or charged off at an earlier date if collection of principal or interest is considered doubtful.  All unsecured loans in our consumer and other portfolio segment are charged off once they reach 90 days delinquent.  This is the only portfolio segment that the Company charges off loans solely based on the number of days of delinquency.  For real estate mortgage, commercial loan, secured consumer and other portfolio segments, the charge-off policy is that a loan is fully or partially charged off when, based on management’s assessment, it has been determined that it is highly probable that the Company would not collect all principal and interest payments according to the contractual terms of the loan agreement.  This assessment is determined based on a detailed review of all substandard and doubtful loans each month.  This review considers such criteria as the value of the underlying collateral, financial condition and reputation of the borrower and guarantors and the amount of the borrower’s equity in the loan.  The Company’s charge-off policy has remained materially unchanged for all periods presented.
	At times, the Company will charge off a portion of a nonperforming or impaired loan versus recording a specific reserve. The decision to charge off a portion of the loan is based on specific facts and circumstances unique to each loan.  General criteria considered are: the probability that the Company will foreclose on the property, the value of the underlying collateral compared to the principal amount outstanding on the loan and the personal guarantees associated with the loan.  For the three months ended March 31, 2014 and 2013, partial charge-offs were $466 and $229, respectively, on nonperforming and impaired loans of $2,833 and $3,130, respectively.  For the year ended December 31, 2013, partial charge-offs were $4,994 on nonperforming and impaired loans of $7,578.
	Partial charge-offs impact the Company’s credit loss metrics and trends, in particular a reduction in the coverage ratio, by decreasing substandard loan balances, decreasing capital and increasing the historical loss factor used in the calculation of the allowance for loan losses.  However, the impact of the historical loss factor on the allowance for loan losses would be slightly offset by the fact that the charge-off reduces the overall loan balance.
	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	Overdrawn customer checking accounts are reclassified as commercial loans and are evaluated on an individual basis for collectability.  These balances are included in the estimate of allowance for loan losses and are charged off when collectability is considered doubtful.  As of March 31, 2014 and December 31, 2013, overdrawn customer checking accounts reclassified as commercial loans were $49 and $37, respectively.
Certain Purchased Loans	'
	Certain Purchased Loans
	As part of our merger with Atlantic BancGroup, Inc. (“ABI”) in November 2010, the Company purchased individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination.  These purchased loans were recorded at fair value, such that there is no carryover of the seller’s allowance for loan losses.  Fair values were preliminary and subject to refinement for up to one year after the closing date of the merger as new information relative to the closing date fair value became available.  After acquisition, losses are recognized by an increase in the allowance for loan losses if the reason for the loss was due to events and circumstances that did not exist as of the acquisition date.  If the reason for the loss was due to events and circumstances that existed as of the acquisition date due to new information obtained during the measurement period (i.e., 12 months from date of acquisition), that, if known, would have resulted in the recognition of additional deterioration, the additional deterioration was recorded as additional carrying discount with a corresponding increase to goodwill.
	The Company has purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.  Such purchased loans are accounted for individually.  The Company estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of the amount paid are recorded as interest income over the remaining life of the loan (accretable yield).  The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (non-accretable difference).
	Over the life of the loan, expected cash flows continue to be estimated.  If the present value of expected cash flows is less than the carrying amount, a loss is recorded.  If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income as earned.
Allowance for Loan Losses	'
	Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred credit losses.  Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors.  Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off.  Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is likely.  Subsequent recoveries, if any, are credited to the allowance.
	The allowance consists of specific and general components.  The specific components relate to loans that are individually classified as impaired.  The general components relate to all loans not specifically identified as impaired and are modeled on loss by portfolio, weighted by recent historic data and economic factors.
	The Company’s policy for assessing loans for impairment is the same for all classes of loans and is included in our allowance for loan losses policy.  The Company classifies a loan as impaired when it is probable that the Company will be unable to collect all amounts due, including both principal and interest, according to the contractual terms of the loan agreement.  An impairment determination is performed utilizing the following general factors:  (i) a risk rating of substandard or doubtful, (ii) a loan amount greater than $100, and/or (iii) a past due aging of 90 days or more.  In addition, the Company also considers the following: the financial condition of the borrower, the Company’s best estimate of the direction and magnitude of any future changes in the borrower’s financial condition, the fair value of collateral if the loan is collateral dependent, the loan’s observable market price, expected future cash flow and, if a purchased loan, the amount of the remaining unaccreted carrying discount.  For loans acquired in the acquisition of ABI, if the loss was attributed to events and circumstances that existed as of the acquisition date as a result of new information obtained during the measurement period (i.e., 12 months from date of acquisition) that, if known, would have resulted in the recognition of additional deterioration, the additional deterioration was recorded as additional carrying discount with a corresponding increase to goodwill.  If not, the additional deterioration was recorded as additional provision expense with a corresponding increase in the allowance for loan losses.  After the measurement period, any additional impairment above the current carrying discount is recorded as additional provision expense with a corresponding increase in the allowance for loan losses.
	If a loan is deemed to be impaired, a portion of the allowance for loan losses may be allocated so that the loan is reported, net, at the present value of estimated expected future cash flows, using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the sale of the collateral.  If an impaired loan is on nonaccrual, then recognition of interest income would follow our nonaccrual policy, which is to no longer accrue interest and account for any interest received on the cash-basis or cost-recovery method until qualifying again for interest accrual.  If an impaired loan is not on nonaccrual, then recognition of interest income would accrue on the unpaid principal balance based on the contractual terms of the loan.  All impaired loans are reviewed on at least a quarterly basis for changes in the measurement of impairment.  For impaired loans measured using the present-value-of-expected-cash-flows method, any change to the previously-recognized impairment loss is recognized as a change in the allowance for loan loss account and recorded in the Consolidated Statement of Operations as a component of the provision for loan losses.
	Loans, for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.  Troubled debt restructurings are measured at the present value of estimated expected future cash flows using the loan’s effective rate at inception.  Key factors that the Company considers at the time a loan is restructured to determine whether the loan should accrue interest include if the loan is less than 90 days past due and if the loan is in compliance with the modified terms of the loan.  The Company determines that the loan has been restructured to be reasonably assured of repayment and of performance according to the modified terms by performing an analysis that documents exactly how the loan is expected to perform under the modified terms.  Once loans become troubled debt restructurings, they remain troubled debt restructurings until they mature or are paid off in the normal course of business.
	The general component covers all other loans not identified as impaired and is based on historical losses with consideration given to current environmental factors.  The historical loss component of the allowance is determined by losses recognized by each portfolio segment over the preceding five years with the most recent years carrying more weight.  This is supplemented by the risks for each portfolio segment.  In calculating the historical component of our allowance, we aggregate the portfolio segments by class of loans as follows:  commercial loans, residential real estate mortgage loans, commercial real estate mortgage loans (which includes construction and land loans), and consumer and other loans.  Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued high unemployment and reduced credit availability and lack of confidence in a sustainable recovery.  Actual loss experience is supplemented with other economic factors based on the risks present for each portfolio segment.  These economic factors include consideration of the following:  the concentration of watch and substandard loans as a percentage of total loans, levels of loan concentration within a portfolio segment or division of a portfolio segment and broad economic conditions.
Convertible Securities	'
	Convertible Securities
	On December 31, 2012, the Company completed a $50,000 private placement capital raise (the “Private Placement”) whereby Bancorp sold a total of 50,000 shares of Mandatorily Convertible, Noncumulative, Nonvoting Perpetual Preferred Stock, Series A, par value $0.01 per share (the “Series A Preferred Stock”) at a purchase price of $1,000 per share.  Please refer to Note 2—Capital Raise Transactions for additional information regarding the Private Placement and Note 9—Shareholders’ Equity for additional information pertaining to the Series A Preferred Stock.
	Pursuant to the Series A Preferred Stock designation, the Series A Preferred Stock was mandatorily convertible into shares of the Company’s common stock, par value $0.01 per share, and a new class of nonvoting common stock, par value $0.01 per share, upon receipt of requisite approval by the Company’s shareholders.  As of the date of issuance, the effective conversion price of $9.71 per share was less than the fair value of $16.00 per share of the Company’s common stock.  In accordance with U.S. GAAP, the Series A Preferred Stock was deemed to include a beneficial conversion feature with an intrinsic value of $6.29 per share for a total discount of $31,464.  On the date of conversion, the discount due to the beneficial conversion feature was recognized as an implied preferred stock dividend.  This noncash, implied dividend decreased retained earnings and net income available to common shareholders in the earnings per share calculation.
Fair Value of Financial Instruments	'
	Fair Value of Financial Instruments
	Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 10—Fair Value.  Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items.  Changes in assumptions or in market conditions could significantly affect these estimates.
Reclassifications	'
	Reclassifications
	Certain amounts in the prior year’s financial statements were reclassified to conform to the current year’s presentation.  These reclassifications had no impact on the prior periods’ net income or shareholders’ equity.
	Bancorp’s Board of Directors implemented a 1-for-20 reverse stock split of Bancorp’s outstanding shares of common stock and nonvoting common stock effective October 24, 2013.  As a result of the reverse stock split, each 20 shares of issued and outstanding common stock and nonvoting common stock, par value $0.01 per share, respectively, were automatically and without any action on the part of the respective holders combined and reconstituted as one share of the respective class of common equity as of the effective date.  Consequently, the aggregate par value of common stock and nonvoting common stock eliminated in the reverse stock split was reclassed on the Company’s consolidated balance sheets from the respective class of common equity to additional paid-in capital.  Additional adjustments were made to the aforementioned accounts as a result of rounding to avoid the existence of fractional shares.  All share and per share information in the Consolidated Financial Statements and the accompanying notes have been retrospectively adjusted to reflect the 1-for-20 reverse stock split.  Please refer to Note 9 – Shareholders’ Equity for additional information related to the reverse stock split.
Recently Issued Accounting and Reporting Standards	'
	Recently Issued Accounting and Reporting Standards
	In July 2013, the FASB issued an accounting standards update that requires that an unrecognized tax benefit, or a portion of an unrecognized tax benefit, be presented in the financial statements as a reduction of a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryingforward, with specified exceptions.  To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available as of the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets.  The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist as of the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this update were effective for fiscal years, and interim periods within those years, beginning after December 15, 2013.  No new recurring disclosures are required by this update.  The Company has evaluated this standard and determined that it will not have a material effect on the Company’s Consolidated Financial Statements.
	Other accounting standards that have been issued by the FASB or other standards-setting bodies are not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

INVESTMENT_SECURITIES_Tables

INVESTMENT SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2014
INVESTMENT SECURITIES [Abstract]	'
Available-For-Sale Securities	'
	The following table summarizes the amortized cost and fair value of the available-for-sale and held-to-maturity investment securities portfolio as of March 31, 2014 and December 31, 2013 and the corresponding amounts of unrealized gains and losses recognized in accumulated other comprehensive income (loss):
	(Dollars in thousands)	Amortized		Unrealized			Unrealized			Fair Value
		Cost		Gains			Losses
	31-Mar-14
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	8,045	$	124		$	(48	)	$	8,121
	State and political subdivisions		7,383		414			(17	)		7,780
	Mortgage-backed securities - residential		31,023		793			(96	)		31,720
	Collateralized mortgage obligations		30,985		132			(752	)		30,365
	Corporate bonds		3,034		103			-			3,137
	Total available-for-sale securities	$	80,470	$	1,566		$	(913	)	$	81,123
		Amortized		Unrealized			Unrealized			Fair Value
		Cost		Gains			Losses
	31-Dec-13
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	8,343	$	123		$	(70	)	$	8,396
	State and political subdivisions		7,762		342			(67	)		8,037
	Mortgage-backed securities - residential		32,709		686			(170	)		33,225
	Collateralized mortgage obligations		32,791		143			(956	)		31,978
	Corporate bonds		3,037		104			(6	)		3,135
	Total available-for-sale securities	$	84,642	$	1,398		$	(1,269	)	$	84,771
Proceeds from Sales of Available-for-Sale Securities	'
	The following table summarizes the proceeds from sales of available-for-sale securities and the associated gains and losses for the three months ended March 31, 2014 and 2013:
		Three Months Ended
		March 31,
	(Dollars in thousands)	2014		2013
	Gross gains	$	-	$	37
	Gross losses		-		-
	Net gain	$	-	$	37
	Proceeds	$	-	$	2,174
Schedule of Amortized Cost and Fair Value of Investment Securities by Contractual Maturity	'
	The amortized cost and fair value of the investment securities portfolio are presented below in order of contractual maturity. Expected maturities may differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties.  Securities not due at a single maturity date, primarily mortgage-backed securities – residential and collateralized mortgage obligations, are shown separately.
	(Dollars in thousands)	Amortized		Fair
	31-Mar-14	Cost		Value
	Available-for-sale:
	Within one year	$	-	$	-
	One to five years		2,889		3,011
	Five to ten years		4,437		4,472
	Beyond ten years		11,136		11,555
	Mortgage-backed securities – residential		31,023		31,720
	Collateralized mortgage obligations		30,985		30,365
	Total	$	80,470	$	81,123
Summary of Investment Securities with Unrealized Losses	'
	The following table summarizes the investment securities with unrealized losses as of March 31, 2014 and December 31, 2013 listed by aggregated major security type and length of time in a continuous unrealized loss position:
		Less Than 12 Months					12 Months or Longer						Total
	(Dollars in thousands)	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
	31-Mar-14	Value		losses			Value			losses			Value		losses
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	952	$	(48	)	$	-		$	-		$	952	$	(48	)
	State and political subdivisions		845		(17	)		-			-			845		(17	)
	Mortgage backed securities – residential		5,457		(96	)		-			-			5,457		(96	)
	Collateralized mortgage obligations		7,575		(172	)		10,045			(580	)		17,620		(752	)
	Corporate bonds		-		-			-			-			-		-
	Total available-for-sale securities	$	14,829	$	(333	)	$	10,045		$	(580	)	$	24,874	$	(913	)
		Less Than 12 Months					12 Months or Longer						Total
	31-Dec-13	Fair		Unrealized			Fair			Unrealized			Fair		Unrealized
		Value		losses			Value			losses			Value		losses
	Available-for-sale:
	U.S. government-sponsored entities and agencies	$	1,828	$	(70	)	$	-		$	-		$	1,828	$	(70	)
	State and political subdivisions		1,015		(67	)		-			-			1,015		(67	)
	Mortgage backed securities – residential		7,025		(170	)		-			-			7,025		(170	)
	Collateralized mortgage obligations		17,686		(674	)		5,131			(282	)		22,817		(956	)
	Corporate bonds		994		(6	)		-			-			994		(6	)
	Total available-for-sale securities	$	28,548	$	(987	)	$	5,131		$	(282	)	$	33,679	$	(1,269	)

LOANS_AND_ALLOWANCE_FOR_LOAN_L1

LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)	3 Months Ended
	Mar. 31, 2014
LOANS AND ALLOWANCE FOR LOAN LOSSES [Abstract]	'
Loans	'
	Loans as of March 31, 2014 and December 31, 2013 were as follows:
	(Dollars in thousands)		31-Mar-14			31-Dec-13
	Commercial loans		$	47,111		$	43,855
	Real estate mortgage loans:
	Residential			72,752			71,192
	Commercial			227,451			223,182
	Construction and land			30,213			30,355
	Consumer and other loans			2,095			2,041
	Loans, gross			379,622			370,625
	Less:
	Net deferred loan fees			(338	)		(273	)
	Allowance for loan losses			(15,104	)		(15,760	)
	Loans, net		$	364,180		$	354,592
Summary of Loans Acquired, Contractual Amount Less Discount to Principal Balances	'
	Loans acquired as a result of the merger with ABI were recorded at fair value on the date of acquisition.  The amounts reported in the table above are net of the fair value adjustments.  The table below reflects the contractual amount of purchased loans less the discount to principal balances remaining from these fair value adjustments by class of loan as of March 31, 2014 and December 31, 2013.  This discount will be accreted into interest income as deemed appropriate over the remaining term of the related loans.
	(Dollars in thousands)		Gross Contractual			Discount			Carrying Balance
	31-Mar-14		Amount Receivable
	Commercial loans		$	2,070		$	167		$	1,903
	Real estate mortgage loans:
	Residential			19,185			1,210			17,975
	Commercial			43,388			2,931			40,457
	Construction and land			4,723			400			4,323
	Consumer and other loans			441			6			435
	Total		$	69,807		$	4,714		$	65,093
	31-Dec-13		Gross Contractual			Discount			Carrying Balance
			Amount Receivable
	Commercial loans		$	2,165		$	175		$	1,990
	Real estate mortgage loans:
	Residential			20,614			1,282			19,332
	Commercial			44,249			3,026			41,223
	Construction and land			4,763			412			4,351
	Consumer and other loans			468			6			462
	Total		$	72,259		$	4,901		$	67,358
Activity in Allowance for Loan Losses by Portfolio Segment	'
	Activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2014 and 2013 was as follows:
			Three Months Ended
			March 31,
	(Dollars in thousands)		2014			2013
	Allowance at beginning of period		$	15,760		$	20,198
	Charge-offs:
	Commercial loans			203			-
	Real estate mortgage loans			664			547
	Consumer and other loans			12			133
	Total charge-offs			879			680
	Recoveries:
	Commercial loans			17			11
	Real estate mortgage loans			201			68
	Consumer and other loans			5			6
	Total recoveries			223			85
	Net charge-offs			656			595
	Provision for loan losses charged to operating expenses:
	Commercial loans			254			137
	Real estate mortgage loans			(322	)		(66	)
	Consumer and other loans			68			146
	Total provision			-			217
	Allowance at end of period		$	15,104		$	19,820
Schedule of Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method	'
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method as of March 31, 2014 and December 31, 2013:
	(Dollars in thousands)		Commercial			Real Estate			Consumer and
	31-Mar-14		Loans			Mortgage Loans			Other Loans		Total
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	17		$	1,344		$	315	$	1,676
	Collectively evaluated for impairment			1,266			11,404			372		13,042
	Loans acquired with deteriorated credit quality			-			386			-		386
	Total ending allowance balance		$	1,283		$	13,134		$	687	$	15,104
	Loans:
	Loans individually evaluated for impairment		$	208		$	22,342		$	354	$	22,904
	Loans collectively evaluated for impairment			46,803			289,966			1,740		338,509
	Loans acquired with deteriorated credit quality			100			18,108			1		18,209
	Total ending loans balance		$	47,111		$	330,416		$	2,095	$	379,622
			Commercial			Real Estate			Consumer and
	31-Dec-13		Loans			Mortgage Loans			Other Loans		Total
	Allowance for loan losses:
	Ending allowance balance attributable to loans:
	Individually evaluated for impairment		$	223		$	1,608		$	323	$	2,154
	Collectively evaluated for impairment			992			11,919			303		13,214
	Loans acquired with deteriorated credit quality			-			392			-		392
	Total ending allowance balance		$	1,215		$	13,919		$	626	$	15,760
	Loans:
	Loans individually evaluated for impairment		$	304		$	19,783		$	364	$	20,451
	Loans collectively evaluated for impairment			43,449			286,188			1,676		331,313
	Loans acquired with deteriorated credit quality			102			18,758			1		18,861
	Total ending loans balance		$	43,855		$	324,729		$	2,041	$	370,625
Summary of Loans Individually Evaluated for Impairment, by Class of Loans	'
	The following table presents loans individually evaluated for impairment, by class of loans as of March 31, 2014 and December 31, 2013:
			31-Mar-14								31-Dec-13
	(Dollars in thousands)		Unpaid			Recorded			Allowance for		Unpaid		Recorded		Allowance for
			Principal			Investment			Loan Losses		Principal		Investment		Loan Losses
			Balance						Allocated		Balance				Allocated
	With no related allowance recorded:
	Commercial loans		$	192		$	191		$	-	$	43	$	43	$	-
	Real estate mortgage loans:
	Residential			2,674			2,624			-		2,341		2,286		-
	Commercial			11,700			9,188			-		4,643		4,395		-
	Construction and land			4,689			3,310			-		8,586		4,806		-
	Consumer and other loans			38			38			-		40		40		-
	With an allowance recorded:
	Commercial loans		$	18		$	17		$	17	$	264	$	261	$	223
	Real estate mortgage loans:
	Residential			968			896			198		1,597		1,574		209
	Commercial			4,327			4,213			754		7,910		6,062		1,001
	Construction and land			4,532			2,111			392		667		660		398
	Consumer and other loans			339			316			315		341		324		323
	Total		$	29,477		$	22,904		$	1,676	$	26,432	$	20,451	$	2,154
Average of Impaired Loans and Related Interest Income and Cash-Basis Interest Income Recognized During Impairment	'
	The following table presents the average recorded investment in impaired loans and the related interest income recognized during impairment for the three months ended March 31, 2014 and 2013.
	(Dollars in thousands)		Average			Interest Income			Cash-Basis
	31-Mar-14		Impaired Loans
	Commercial loans		$	389		$	-		$	-
	Real estate mortgage loans:
	Residential			4,061			20			13
	Commercial			12,240			55			56
	Construction and land			5,524			11			3
	Consumer and other loans			358			-			-
	Total		$	22,572		$	86		$	72
	31-Mar-13		Average			Interest Income			Cash-Basis
			Impaired Loans
	Commercial loans		$	125		$	-		$	-
	Real estate mortgage loans:
	Residential			1,382			-			-
	Commercial			9,190			49			47
	Construction and land			3,791			-			-
	Consumer and other loans			243			-			-
	Total		$	14,731		$	49		$	47
Summary of Recorded Investment in Nonaccrual Loans by Class of Loans	'
	The following table presents the recorded investment in nonaccrual loans by class of loans as of March 31, 2014 and December 31, 2013:
	(Dollars in thousands)		March 31,			December 31,
			2014			2013
	Commercial loans		$	208		$	304
	Real estate mortgage loans:
	Residential			1,198			3,716
	Commercial			9,837			7,105
	Construction and land			4,981			5,517
	Consumer and other loans			355			366
	Total(1)		$	16,579		$	17,008
	-1	Includes loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, these amounts totaled $5,695 and $4,537, respectively.
Summary of Aging of Recorded Investment in Past Due Loans by Class of Loans	'
	The following table presents the aging of the recorded investment in past due loans by class of loans as of March 31, 2014 and December 31, 2013:
			Past Due Loans
	(Dollars in thousands)		30-59			60-89			90 Days and		Total		Loans Not		Total
	31-Mar-14		Days			Days			Greater				Past Due
	Commercial loans		$	149		$	-		$	74	$	223	$	46,888	$	47,111
	Real estate mortgage loans:
	Residential			380			-			700		1,080		71,672		72,752
	Commercial			3,321			768			4,749		8,838		218,613		227,451
	Construction and land			55			133			4,399		4,587		25,626		30,213
	Consumer and other loans			-			-			39		39		2,056		2,095
	Total		$	3,905		$	901		$	9,961	$	14,767	$	364,855	$	379,622
			Past Due Loans
	31-Dec-13		30-59			60-89			90 Days and		Total		Loans Not		Total
			Days			Days			Greater				Past Due
	Commercial loans		$	-		$	138		$	86	$	224	$	43,631	$	43,855
	Real estate mortgage loans:
	Residential			359			134			1,648		2,141		69,051		71,192
	Commercial			2,558			3,103			6,475		12,136		211,046		223,182
	Construction and land			-			119			4,470		4,589		25,766		30,355
	Consumer and other loans			321			10			39		370		1,671		2,041
	Total		$	3,238		$	3,504		$	12,718	$	19,460	$	351,165	$	370,625
Summary of Past due Loans Acquired	'
	Included in the past due loan table above are loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, the amounts of such loans were as follows:
	(Dollars in thousands)		31-Mar-14			31-Dec-13
	30-59 days past due		$	11		$	87
	60-89 days past due			137			167
	90 days past due and greater			2,291			2,709
	Total past due		$	2,439		$	2,963
Summary of Recorded Investment and Specific Reserves Allocated to Loans Modified as Troubled Debt Restructurings	'
	The following table presents the recorded investment and specific reserves allocated to loans modified as troubled debt restructurings (“TDRs”) as of March 31, 2014 and December 31, 2013.
	(Dollars in thousands)		31-Mar-14			31-Dec-13
	Recorded investment(1)		$	14,076		$	12,535
	Specific reserves allocated(2)			639			953
	-1	Of the total recorded investment in loans modified as TDRs, $1,002 and $1,256, respectively, were for customers whose loans were collateral dependent with collateral shortfalls.
	-2	Of the specific reserves allocated to customers whose loan terms were modified as TDRs, $369 and $622, respectively, were allocated to customers whose loans were collateral dependent with collateral shortfalls.
Summary of Loans by Class Modified as Troubled Debt Restructuring	'
	The following table represents loans by class modified as troubled debt restructurings that occurred during the three months ended March 31, 2014 and 2013, respectively:
			Three Months Ended
			31-Mar-14
	(Dollars in thousands)		Number of			Pre-			Post-
			loans			Modification			Modification
						Outstanding			Outstanding
						Recorded			Recorded
						Investment			Investment
	Commercial loans			-		$	-		$	-
	Real estate mortgage loans:
	Residential			1			24			30
	Commercial			5			2,915			2,726
	Construction and land			-			-			-
	Consumer and other loans			1			239			239
	Total			7		$	3,178		$	2,995
			Three Months Ended
			31-Mar-13
			Number of			Pre-			Post-
			loans			Modification			Modification
						Outstanding			Outstanding
						Recorded			Recorded
						Investment			Investment
	Commercial loans			-		$	-			-
	Real estate mortgage loans:
	Residential			1			579			777
	Commercial			-			-			-
	Construction and land			2			3,284			3,264
	Consumer and other loans			-			-			-
	Total			3		$	3,863		$	4,041
Summary of Risk Category of Loans by Class of Loans	'
	Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass-rated loans.  As of March 31, 2014 and December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans was as follows:
	(Dollars in thousands)					Special
	31-Mar-14		Pass			Mention			Substandard		Doubtful		Total
	Commercial loans		$	46,148		$	450		$	513	$	-	$	47,111
	Real estate mortgage loans:
	Residential			62,246			4,506			6,000		-		72,752
	Commercial			202,470			9,376			15,605		-		227,451
	Construction and land			22,005			350			7,858		-		30,213
	Consumer and other loans			1,710			31			354		-		2,095
	Total		$	334,579		$	14,713		$	30,330	$	-	$	379,622
						Special
	31-Dec-13		Pass			Mention			Substandard		Doubtful		Total
	Commercial loans		$	42,945		$	295		$	615	$	-	$	43,855
	Real estate mortgage loans:
	Residential			59,003			5,301			6,888		-		71,192
	Commercial			198,447			10,836			13,899		-		223,182
	Construction and land			21,652			350			8,353		-		30,355
	Consumer and other loans			1,633			32			376		-		2,041
	Total		$	323,680		$	16,814		$	30,131	$	-	$	370,625
Summary of Risk Category of Loans Acquired by Class of Loans	'
	Included in the risk category of loans by class of loans table above are loans acquired in the merger with ABI.  As of March 31, 2014 and December 31, 2013, the amounts of such loans were as follows:
	(Dollars in thousands)		March 31,			December 31,
			2014			2013
	Special mention		$	707		$	711
	Substandard			10,621			9,170
	Doubtful			-			-
	Total		$	11,328		$	9,881
Schedule of Financing Receivables Sold	'
	On December 28, 2012, the Bank entered into an Asset Purchase Agreement with a real estate investment firm for the sale of $25,134 in assets, including non-accrual loans, loans with a history of being past due, and other loans that were part of an overall customer relationship for a total of $24,601 and other real estate owned (“OREO”) of $533, for a purchase price of $11,705.  The Asset Sale was completed on December 31, 2012, immediately prior to the closing of the Private Placement.  The carrying amount and composition of loans sold in the Asset Sale, as well as total net charge-offs that occurred on the date of sale, were as follows:
	(Dollars in thousands)		Recorded Investment			Total Net Charge-Offs(1)
	Loans originated by the Company:
	Commercial loans		$	113		$	(53	)
	Real estate mortgage loans:
	Residential			2,584			1,435
	Commercial			13,159			7,394
	Construction and land			3,162			2,042
	Consumer and other loans			-			-
	Loans acquired:
	Commercial loans		$	111		$	46
	Real estate mortgage loans:
	Residential			546			185
	Commercial			4,926			2,157
	Construction and land			-			-
	Consumer and other loans			-			-
	Total loans:
	Commercial loans		$	224		$	(7	)
	Real estate mortgage loans:
	Residential			3,130			1,620
	Commercial			18,085			9,551
	Construction and land			3,162			2,042
	Consumer and other loans			-			-
	Total loans sold		$	24,601		$	13,206
	-1	Includes any specific reserve that existed prior to the date of sale (if applicable).
Summary of Loans Acquired with Evidence of Deterioration of Credit Quality since Origination	'
	The Company has purchased loans for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected.  The carrying amounts of these loans were as follows as of March 31, 2014 and December 31, 2013:
	(Dollars in thousands)		March 31,			December 31,
			2014			2013
	Commercial loans		$	154		$	160
	Real estate mortgage loans:
	Residential			4,562			5,137
	Commercial			14,226			14,359
	Construction and land			1,391			1,398
	Consumer and other loans			1			2
	Unpaid principal balance		$	20,334		$	21,056
	Carrying amount		$	18,209		$	18,861
Summary of Accretable Yield, or Income Expected to be Collected, on Loans Acquired	'
	Accretable yield, or income collected, from these loans was as follows:
	(Dollars in thousands)
	Balance as of December 31, 2012		$	11,827
	New loans purchased, including loans classified as held-for-sale			-
	Accretion of income			(1,850	)
	Reduction for loans sold, paid off and other			110
	Loans charged off			(1,094	)
	Reclassifications from nonaccretable difference			-
	Disposals			-
	Balance as of December 31, 2013		$	8,993
	New loans purchased, including loans classified as held-for-sale			-
	Accretion of income			(285	)
	Reduction for loans sold, paid off and other			-
	Loans charged off			-
	Reclassifications from nonaccretable difference			-
	Disposals			-
	Balance as of March 31, 2014		$	8,708

SHORTTERM_BORROWINGS_AND_FEDER1

SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES (Tables)	3 Months Ended
	Mar. 31, 2014
SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES [Abstract]	'
Advances from Federal Home Loan Bank (FHLB)	'
	As of March 31, 2014 and December 31, 2013, advances from the FHLB were as follows:
	(Dollars in thousands)	31-Mar-14		31-Dec-13
	Overnight advances maturing daily at a daily variable interest rate of 0.36% on March 31, 2014	$	-	$	-
	Advances maturing July 15, 2014 at a fixed rate of 2.42%		2,500		2,500
	Advance maturing January 9, 2015 at a fixed rate of 0.88%		4,000		4,000
	Advances maturing March 2, 2015 at a fixed rate of 0.76%		2,000		2,000
	Advances maturing July 15, 2016 at a fixed rate of 2.81%		2,500		2,500
	Advances maturing January 9, 2017 at a fixed rate of 1.40%		4,000		4,000
	Advances maturing May 30, 2017 at a fixed  rate of 1.23%		5,000		5,000
	Total advances from the FHLB	$	20,000	$	20,000

SHAREHOLDERS_EQUITY_Tables

SHAREHOLDERS' EQUITY (Tables)	3 Months Ended
	Mar. 31, 2014
SHAREHOLDERS' EQUITY [Abstract]	'
Changes In Accumulated Other Comprehensive Income	'
	The following table presents information related to changes in accumulated other comprehensive income by component as of March 31, 2014 and March 31, 2013:
	(Dollars in thousands)	Change in			Change in			Total
		Unrealized Gains			Unrealized
		(Losses) on			Derivative Gains
		Available-for-Sale			(Losses) on Cash
		Securities			Flow Hedge
	Balance as of December 31, 2012	$	2,218		$	(807	)	$	1,411
	Other comprehensive (loss) income before reclassifications		(423	)		97			(326	)
	Amounts reclassified from accumulated other comprehensive (loss) income		(37	)		-			(37	)
	Other comprehensive (loss) income, net		(460	)		97			(363	)
	Balance as of March 31, 2013	$	1,758		$	(710	)	$	1,048
	Balance as of December 31, 2013	$	(1,211	)	$	(277	)	$	(1,488	)
	Other comprehensive (loss) income before reclassifications		524			5			529
	Amounts reclassified from accumulated other comprehensive (loss) income		-			-			-
	Other comprehensive (loss) income, net		524			5			529
	Balance as of March 31, 2014	$	(687	)	$	(272	)	$	(959	)

FAIR_VALUE_Tables

FAIR VALUE (Tables)	3 Months Ended
	Mar. 31, 2014
FAIR VALUE [Abstract]	'
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	'
	The following table presents information about the Company’s assets and liabilities measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013, for which the Company has elected the fair value option, by level within the hierarchy:
	(Dollars in thousands)
	31-Mar-14		Total			Level I			Level II			Level III
	Assets:
	Securities available-for-sale:
	U.S. government-sponsored entities and agencies		$	8,121		$	-		$	8,121		$	-
	State and political subdivisions			7,780			-			7,780			-
	Mortgage-backed securities - residential			31,720			-			31,720			-
	Collateralized mortgage obligations			30,365			-			30,365			-
	Corporate bonds			3,137			-			3,137			-
	Liabilities:
	Derivative liability			759			-			759			-
	31-Dec-13		Total			Level I			Level II			Level III
	Assets:
	Securities available-for-sale:
	U.S. government-sponsored entities and agencies		$	8,396		$	-		$	8,396		$	-
	State and political subdivisions			8,037			-			8,037			-
	Mortgage-backed securities - residential			33,225			-			33,225			-
	Collateralized mortgage obligations			31,978			-			31,978			-
	Corporate bonds			3,135			-			3,135			-
	Liabilities:
	Derivative liability			765			-			765			-
Assets Measured at Fair Value on Non - Recurring Basis	'
	The following table presents information about our assets measured at fair value on a non-recurring basis as of March 31, 2014 and December 31, 2013, by level within the fair value hierarchy.  The amounts in the tables represent only assets for which the carrying amount has been adjusted for impairment during the period; therefore, these amounts will differ from the total amounts outstanding.
	(Dollars in thousands)
	31-Mar-14		Total			Level I			Level II			Level III
	Impaired Loans (Collateral Dependent):
	Real estate mortgage loans:
	Residential		$	512		$	-		$	-		$	512
	Commercial			1,459			-			-			1,459
	Construction and land			1,719			-			-			1,719
	Other real estate owned:
	Real estate mortgage loans:
	Residential			-			-			-			-
	Commercial			169			-			-			169
	Construction and land			2,358			-			-			2,358
	31-Dec-13		Total			Level I			Level II			Level III
	Impaired Loans (Collateral Dependent):
	Real estate mortgage loans:
	Residential		$	568		$	-		$	-		$	568
	Commercial			2,981			-			-			2,981
	Construction and land			262			-			-			262
	Other real estate owned:
	Real estate mortgage loans:
	Residential			155			-			-			155
	Commercial			169			-			-			169
	Construction and land			2,754			-			-			2,754
Quantitative Information About Unobservable Inputs for Assets Measured on Non-Recurring Basis	'
	The following table presents quantitative information about unobservable inputs for assets measured on a non-recurring basis using Level III measurements as of March 31, 2014 and December 31, 2013. This quantitative information is the same for each class of loans.
	(Dollars in thousands)	Fair			Valuation Technique		Unobservable Inputs	Range of			Weighted
	31-Mar-14	Value						Inputs			Average
	Impaired loans (collateral dependent)		$	3,690	Market comparable properties		Marketability discount		0% - 15.0	%		1.5	%
	Other real estate owned			2,527	Market comparable properties		Comparability adjustments		0% - 0.5	%		0.5
	31-Dec-13	Fair			Valuation Technique		Unobservable Inputs	Range of			Weighted
		Value						Inputs			Average
	Impaired loans (collateral dependent)		$	3,811	Market comparable properties		Marketability discount		0% – 23.5	%		1.6	%
	Other real estate owned			3,078	Market comparable properties		Comparability adjustments		0% – 20.0	%		1.8
Summary of Outstanding Balance, Valuation Allowance, Net Carrying Amount and Period Expense Related to Level Three Non-Recurring Instruments	'
	The table below summarizes the outstanding balance, valuation allowance, net carrying amount and period expense related to Level III non-recurring instruments for the three months ended March 31, 2014 and 2013:
	(Dollars in thousands)		Outstanding			Valuation			Net Carrying			Period
	31-Mar-14		Balance			Allowance			Amount			Expense
	Impaired loans (collateral dependent)		$	5,107		$	1,417		$	3,690		$	51
	Other real estate owned			3,509			982			2,527			23
	31-Mar-13		Outstanding			Valuation			Net Carrying			Period
			Balance			Allowance			Amount			Expense
	Impaired loans (collateral dependent)		$	3,026		$	1,766		$	1,260		$	598
	Other real estate owned			10,524			604			9,920			47
Carrying Amount and Estimated Fair Values of Financial Instruments	'
	The carrying amount and estimated fair values of financial instruments as of March 31, 2014 and December 31, 2013 were as follows:
			31-Mar-14						31-Dec-13
	(Dollars in thousands)		Carrying			Fair			Carrying			Fair
			Amount			Value			Amount			Value
	Financial assets:
	Cash and cash equivalents		$	23,563		$	23,563		$	40,325		$	40,325
	Securities available-for-sale			81,123			81,123			84,771			84,771
	Loans, net			364,180			371,515			354,592			361,874
	Federal Home Loan Bank stock			1,356			N/A			1,580			N/A
	Accrued interest receivable			1,647			1,647			1,723			1,723
	Financial Liabilities:
	Deposits		$	423,979		$	413,757		$	434,966		$	422,430
	Federal Home Loan Bank Advances and other borrowings			20,147			20,320			20,153			20,351
	Subordinated debentures			16,170			7,729			16,154			7,275
	Accrued interest payable			145			145			167			167
	Interest rate swap			759			759			765			765
Breakdown of Cash and Cash Equivalents Between Level I and Level II	'
	The carrying amounts of cash and cash equivalents approximate the fair value and are classified as either Level I or Level II in the fair value hierarchy.  As of March 31, 2014 and December 31, 2013, respectively, the breakdown of cash and cash equivalents between Level I and Level II were as follows:
		31-Mar-14						31-Dec-13
	(Dollars in thousands)	Level I			Level II			Level I			Level II
	Cash and cash equivalents		$	17,876		$	5,687		$	34,139		$	6,186

CAPITAL_ADEQUACY_Tables

CAPITAL ADEQUACY (Tables)	3 Months Ended
	Mar. 31, 2014
CAPITAL ADEQUACY [Abstract]	'
Capital Adequacy Standards Required to be Maintained by Banks and Bank Holding Companies	'
	The following table presents the capital ratios and related information for the Company and the Bank as of March 31, 2014 and December 31, 2013:
	(Dollars in thousands)	Actual					For Capital					Minimum To Be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
	31-Mar-14	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total capital to risk-weighted assets:
	Consolidated	$	55,728		14.68	%	$	30,367		8	%		N/	A		N/	A
	Bank		53,082		14			30,338		8		$	37,922			10	%
	Tier 1 (Core) capital to risk-weighted assets:
	Consolidated		46,506		12.25			15,183		4			N/	A		N/	A
	Bank		48,214		12.71			15,169		4			22,753			6
	Tier 1 (Core) capital to average assets:
	Consolidated		46,506		9.39			19,820		4			N/	A		N/	A
	Bank		48,214		9.74			19,792		4			24,740			5
		Actual					For Capital					Minimum To Be Well
							Adequacy Purposes					Capitalized Under
												Prompt Corrective
												Action Provisions
	31-Dec-13	Amount		Ratio			Amount		Ratio			Amount			Ratio
	Total capital to risk-weighted assets:
	Consolidated	$	55,515		14.91	%	$	29,779		8	%		N/	A		N/	A
	Bank		52,488		14.11			29,754		8		$	37,192			10	%
	Tier 1 (Core) capital to risk-weighted assets:
	Consolidated		46,378		12.46			14,889		4			N/	A		N/	A
	Bank		47,702		12.83			14,887		4			22,315			6
	Tier 1 (Core) capital to average assets:
	Consolidated		46,378		9.05			20,491		4			N/	A		N/	A
	Bank		47,702		9.33			20,443		4			25,553			5

BASIS_OF_PRESENTATION_Details

BASIS OF PRESENTATION (Details) (USD $)

3 Months Ended

12 Months Ended

12 Months Ended

12 Months Ended

In Thousands, except Share data, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2012

Dec. 31, 2013

Mar. 31, 2014

Feb. 18, 2013

Dec. 31, 2012

Dec. 31, 2013

Mar. 31, 2014

Branch

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Private Placement [Member]

BASIS OF PRESENTATION [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Number of full-service branches

8

'

'

'

'

'

'

'

'

'

'

'

Significant concentrations of loans

$0

'

'

'

'

'

'

'

'

'

'

'

Credit losses recognized in earnings

0

0

'

'

'

'

'

'

'

'

'

'

Period from which interest income on a loan is discontinued

'90 days

'

'

'

'

'

'

'

'

'

'

'

Period after which unsecured loans are charged off

'90 days

'

'

'

'

'

'

'

'

'

'

'

Partial charge-offs of nonperforming and impaired loans

466

229

4,994

'

'

'

'

'

'

'

'

'

Outstanding principle balance of nonperforming and impaired loans with a partial charge-off applied during the period

2,833

3,130

7,578

'

'

'

'

'

'

'

'

'

Overdrawn customer checking accounts reclassified as commercial loans

49

'

37

'

'

'

'

'

'

'

'

'

Measurement period for loans acquired

'12 months

'

'

'

'

'

'

'

'

'

'

'

Impairment analysis factor, minimum loan amount

100

'

'

'

'

'

'

'

'

'

'

'

Impairment analysis factor, past due period

'90 days

'

'

'

'

'

'

'

'

'

'

'

Troubled debt restructurings, accrued interest determination factor, period

'90 days

'

'

'

'

'

'

'

'

'

'

'

Number of years over which losses recognized by each portfolio segment are included in the determination of the historical loss component of the allowance

'5 years

'

'

'

'

'

'

'

'

'

'

'

Class of Stock [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock issued (in shares)

'

'

'

'

'

50,000

'

'

'

'

'

'

Issuance of new stock

'

'

'

'

'

50,000

'

'

'

'

'

'

Preferred stock par value (dollars per shares)

$0.01

'

$0.01

'

'

$0.01

'

'

'

'

'

'

Equity issued purchase price per share (dollars per share)

'

'

'

'

'

$1,000

'

'

'

'

'

'

Common stock, par value (dollars per share)

$0.01

'

$0.01

$0.01

'

'

$0.01

$0.01

$0.01

$0.01

$0.01

$0.01

Convertible preferred stock beneficial conversion feature effective conversion price (in dollars per share)

'

'

'

'

$9.71

'

'

'

'

'

'

'

Convertible preferred stock effective conversion fair value (dollars per share)

'

'

'

'

$16

'

'

'

'

'

'

'

Convertible preferred stock beneficial conversion feature intrinsic value per share (dollars per share)

'

'

'

'

$6.29

'

'

'

'

'

'

'

Discount on preferred stock, Series A beneficial conversion feature

'

'

'

'

$31,464

'

'

'

'

'

'

'

Reverse stock split

'

'

'1-for-20

'

'

'

'1-for-20

'

'

'

'1-for-20

'

CAPITAL_RAISE_TRANSACTIONS_Det

CAPITAL RAISE TRANSACTIONS (Details) (USD $)

0 Months Ended

3 Months Ended

12 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

0 Months Ended

12 Months Ended

0 Months Ended

3 Months Ended

12 Months Ended

In Thousands, except Share data, unless otherwise specified

Dec. 28, 2012

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Feb. 19, 2013

Dec. 31, 2012

Feb. 19, 2013

Dec. 31, 2013

Mar. 31, 2014

Feb. 18, 2013

Dec. 31, 2012

Feb. 19, 2013

Dec. 31, 2012

Dec. 31, 2012

Feb. 19, 2013

Dec. 31, 2013

Mar. 31, 2014

Feb. 18, 2013

Aug. 22, 2012

Dec. 31, 2012

Dec. 31, 2012

Sep. 27, 2012

Dec. 31, 2012

Dec. 31, 2012

Oct. 04, 2013

Sep. 30, 2013

Dec. 31, 2013

Aug. 21, 2013

Asset Sale [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Preferred Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Original Stock Purchase Agreement [Member]

Original Stock Purchase Agreement [Member]

Subscription Agreements [Member]

Subscription Agreements [Member]

Restated Stock Purchase Agreement [Member]

Restated Stock Purchase Agreement [Member]

Public Offering [Member]

Rights Offering [Member]

Rights Offering [Member]

Rights Offering [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series B Preferred Stock [Member]

Series A Preferred Stock [Member]

Series B Preferred Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

NumberofInvestors

Capital Raising Transactions [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Issuance of preferred stock (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

25,000

50,000

2,265

5,000

50,000

5,000

'

'

'

'

Preferred stock par value (dollars per shares)

'

$0.01

'

$0.01

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$0.01

'

'

'

'

'

'

Equity issued purchase price per share (dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$1,000

$1,000

'

$1,000

$1,000

'

'

'

'

'

Issuance of new stock

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$45,140

'

'

'

'

'

'

$465

$5,000

$50,000

'

$3,959

$1,041

$5,000

'

Conversion price per share preferred stock (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

$10

$10

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of accredited investors

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

29

'

'

'

'

'

Consideration for preferred shares, revolving loan agreements, cancellation of debt outstanding

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

1,800

'

'

'

'

'

'

'

Ownership interest description

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'As a result of this transaction, no one entity owns more than 50% of Bancorp's voting equity.

'

'

'

'

'

'

'

Common stock issued in the conversion of the Series A Preferred Stock (in shares)

'

'

'

'

'

'

'

2,618,000

'

'

'

'

'

'

'

2,382,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Common stock, shares authorized (in shares)

'

20,000,000

'

'

2,000,000

'

'

'

'

5,000,000

5,000,000

'

'

'

'

'

'

'

20,000,000

'

'

'

'

'

'

'

'

'

'

Common stock, par value (dollars per share)

'

$0.01

'

$0.01

$0.01

'

'

'

$0.01

$0.01

$0.01

$0.01

'

'

'

'

$0.01

$0.01

'

'

'

'

'

'

'

'

'

'

'

Conversion rate of the Series A Preferred Stock (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

100

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock outstanding (in shares)

'

'

'

'

'

0

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Common stock outstanding (in shares)

'

'

'

'

'

2,676,544

'

2,618,000

2,618,005

2,617,521

'

'

'

'

'

'

3,177,090

3,177,574

'

'

'

'

'

'

'

'

'

'

'

Carrying amount of loans and OREO assets sold

25,134

'

'

'

25,134

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from sale of loans and OREO assets

11,705

'

'

'

11,705

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Carrying amount of loans sold during the period

24,601

'

'

'

24,601

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Carrying amount of other real estate owned sold during the period

533

'

'

'

533

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from sale of loans

'

'

'

'

11,313

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Proceeds from sale of other real estate owned

'

0

727

'

'

'

392

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Rights offering subscription price (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$10

Number of shares of common stock the right being offered can be converted into (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

500,000

Issuance of stock (in shares)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

104,131

500,000

'

Net proceeds from issuance of stock

'

'

'

$4,163

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$3,226

$937

'

'

Public offering subscription price (in dollars per share)

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

$10

'

'

'

Shares of common stock available to be sold to public

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

395,869

'

'

'

Reverse stock split

'

'

'

'1-for-20

'

'

'

'

'1-for-20

'

'

'

'

'

'

'

'1-for-20

'

'

'

'

'

'

'

'

'

'

'

'

Market price of the stock before split (in dollars per share)

'

'

'

$0.51

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Market price of the stock after split (in dollars per share)

'

'

'

$10.20

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

INVESTMENT_SECURITIES_Details

INVESTMENT SECURITIES (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	$80,470	'	$84,642
Unrealized Gains	1,566	'	1,398
Unrealized Losses	-913	'	-1,269
Fair Value	81,123	'	84,771
Available-for-sale securities, associated gains and losses [Abstract]	'	'	'
Gross gains	0	37	'
Gross losses	0	0	'
Net gain	0	37	'
Proceeds	0	2,174	'
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Within one year	0	'	'
One to five years	2,889	'	'
Five to ten years	4,437	'	'
Beyond ten years	11,136	'	'
Mortgage-backed securities - residential	31,023	'	'
Collateralized mortgage obligations	30,985	'	'
Amortized Cost	80,470	'	84,642
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Within one year	0	'	'
One to five years	3,011	'	'
Five to ten years	4,472	'	'
Beyond ten years	11,555	'	'
Mortgage-backed securities - residential	31,720	'	'
Collateralized mortgage obligations	30,365	'	'
Fair Value	81,123	'	84,771
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	14,829	'	28,548
Twelve months or longer, fair value	10,045	'	5,131
Total, fair value	24,874	'	33,679
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	-333	'	-987
12 months or longer, unrealized losses	-580	'	-282
Total, unrealized losses	-913	'	-1,269
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Credit losses recognized in earnings related to investment securities	0	0	'
U.S. government-sponsored entities and agencies [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	8,045	'	8,343
Unrealized Gains	124	'	123
Unrealized Losses	-48	'	-70
Fair Value	8,121	'	8,396
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Amortized Cost	8,045	'	8,343
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Fair Value	8,121	'	8,396
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	952	'	1,828
Twelve months or longer, fair value	0	'	0
Total, fair value	952	'	1,828
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	-48	'	-70
12 months or longer, unrealized losses	0	'	0
Total, unrealized losses	-48	'	-70
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Number of positions in unrealized loss position	1	'	2
Securities depreciated from the amortized cost basis percentage (in hundredths)	4.85%	'	3.67%
State and political subdivisions [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	7,383	'	7,762
Unrealized Gains	414	'	342
Unrealized Losses	-17	'	-67
Fair Value	7,780	'	8,037
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Amortized Cost	7,383	'	7,762
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Fair Value	7,780	'	8,037
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	845	'	1,015
Twelve months or longer, fair value	0	'	0
Total, fair value	845	'	1,015
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	-17	'	-67
12 months or longer, unrealized losses	0	'	0
Total, unrealized losses	-17	'	-67
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Number of positions in unrealized loss position	1	'	2
Securities depreciated from the amortized cost basis percentage (in hundredths)	1.94%	'	6.16%
Mortgage-backed securities - residential [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	31,023	'	32,709
Unrealized Gains	793	'	686
Unrealized Losses	-96	'	-170
Fair Value	31,720	'	33,225
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Amortized Cost	31,023	'	32,709
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Fair Value	31,720	'	33,225
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	5,457	'	7,025
Twelve months or longer, fair value	0	'	0
Total, fair value	5,457	'	7,025
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	-96	'	-170
12 months or longer, unrealized losses	0	'	0
Total, unrealized losses	-96	'	-170
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Number of positions in unrealized loss position	6	'	8
Securities depreciated from the amortized cost basis percentage (in hundredths)	1.73%	'	2.37%
Collateralized mortgage obligations [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	30,985	'	32,791
Unrealized Gains	132	'	143
Unrealized Losses	-752	'	-956
Fair Value	30,365	'	31,978
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Amortized Cost	30,985	'	32,791
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Fair Value	30,365	'	31,978
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	7,575	'	17,686
Twelve months or longer, fair value	10,045	'	5,131
Total, fair value	17,620	'	22,817
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	-172	'	-674
12 months or longer, unrealized losses	-580	'	-282
Total, unrealized losses	-752	'	-956
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Number of positions in unrealized loss position	14	'	17
Securities depreciated from the amortized cost basis percentage (in hundredths)	4.10%	'	4.02%
Corporate bonds [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Amortized Cost	3,034	'	3,037
Unrealized Gains	103	'	104
Unrealized Losses	0	'	-6
Fair Value	3,137	'	3,135
Available-for-sale securities, amortized cost, contractual maturity [Abstract]	'	'	'
Amortized Cost	3,034	'	3,037
Available-for-sale securities, fair value, contractual maturity [Abstract]	'	'	'
Fair Value	3,137	'	3,135
Available-for-sale securities, continuous unrealized loss position, fair value [Abstract]	'	'	'
Less than twelve months, fair value	0	'	994
Twelve months or longer, fair value	0	'	0
Total, fair value	0	'	994
Available-for-sale Securities, continuous unrealized loss position, unrealized losses [Abstract]	'	'	'
Less than 12 months, unrealized losses	0	'	-6
12 months or longer, unrealized losses	0	'	0
Total, unrealized losses	$0	'	($6)
Available-for-sale Securities, Other Disclosure Items [Abstract]	'	'	'
Number of positions in unrealized loss position	0	'	1
Securities depreciated from the amortized cost basis percentage (in hundredths)	0.00%	'	0.61%

LOANS_AND_ALLOWANCE_FOR_LOAN_L2

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	$379,622	$370,625	'	'
Net deferred loan fees	-338	-273	'	'
Allowance for loan losses	-15,104	-15,760	-19,820	-20,198
Loans, net	364,180	354,592	'	'
Commercial loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	47,111	43,855	'	'
Allowance for loan losses	-1,283	-1,215	'	'
Real estate mortgage loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	330,416	324,729	'	'
Allowance for loan losses	-13,134	-13,919	'	'
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	72,752	71,192	'	'
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	227,451	223,182	'	'
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	30,213	30,355	'	'
Consumer and other loans [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, gross	2,095	2,041	'	'
Allowance for loan losses	($687)	($626)	'	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L3

LOANS AND ALLOWANCE FOR LOAN LOSSES, Loans Acquired in ABI Merger (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	$69,807	$72,259
Discount	4,714	4,901
Carrying Balance	65,093	67,358
Commercial loans [Member]	'	'
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	2,070	2,165
Discount	167	175
Carrying Balance	1,903	1,990
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	19,185	20,614
Discount	1,210	1,282
Carrying Balance	17,975	19,332
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	43,388	44,249
Discount	2,931	3,026
Carrying Balance	40,457	41,223
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	4,723	4,763
Discount	400	412
Carrying Balance	4,323	4,351
Consumer and other loans [Member]	'	'
Acquired Accounts Notes And Loans Receivable [Line Items]	'	'
Gross Contractual Amount Receivable	441	468
Discount	6	6
Carrying Balance	$435	$462

LOANS_AND_ALLOWANCE_FOR_LOAN_L4

LOANS AND ALLOWANCE FOR LOAN LOSSES, Summary of Allowance For Credit Losses (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance at beginning of period	$15,760	$20,198
Total charge-offs	879	680
Total recoveries	223	85
Net charge-offs	656	595
Provision for loan losses charged to operating expenses:	'	'
Total provision	0	217
Allowance at end of period	15,104	19,820
Commercial loans [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance at beginning of period	1,215	'
Total charge-offs	203	0
Total recoveries	17	11
Provision for loan losses charged to operating expenses:	'	'
Total provision	254	137
Allowance at end of period	1,283	'
Real estate mortgage loans [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance at beginning of period	13,919	'
Total charge-offs	664	547
Total recoveries	201	68
Provision for loan losses charged to operating expenses:	'	'
Total provision	-322	-66
Allowance at end of period	13,134	'
Consumer and other loans [Member]	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'
Allowance at beginning of period	626	'
Total charge-offs	12	133
Total recoveries	5	6
Provision for loan losses charged to operating expenses:	'	'
Total provision	68	146
Allowance at end of period	$687	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L5

LOANS AND ALLOWANCE FOR LOAN LOSSES, Summary of Allowance For Credit Losses By Impairment Method (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable Allowance For Credit Losses by Portfolio Segment [Line Items]	'	'	'	'
Allowance for loan losses individually evaluated for impairment	$1,676	$2,154	'	'
Allowance for loan losses collectively evaluated for impairment	13,042	13,214	'	'
Allowance for loan losses, loans acquired with deteriorated credit quality	386	392	'	'
Total ending allowance balance	15,104	15,760	19,820	20,198
Allowance for credit loss, loans [Abstract]	'	'	'	'
Loans individually evaluated for impairment	22,904	20,451	'	'
Loans collectively evaluated for impairment	338,509	331,313	'	'
Loans acquired with deteriorated credit quality	18,209	18,861	'	'
Total ending loans balance	379,622	370,625	'	'
Commercial loans [Member]	'	'	'	'
Financing Receivable Allowance For Credit Losses by Portfolio Segment [Line Items]	'	'	'	'
Allowance for loan losses individually evaluated for impairment	17	223	'	'
Allowance for loan losses collectively evaluated for impairment	1,266	992	'	'
Allowance for loan losses, loans acquired with deteriorated credit quality	0	0	'	'
Total ending allowance balance	1,283	1,215	'	'
Allowance for credit loss, loans [Abstract]	'	'	'	'
Loans individually evaluated for impairment	208	304	'	'
Loans collectively evaluated for impairment	46,803	43,449	'	'
Loans acquired with deteriorated credit quality	100	102	'	'
Total ending loans balance	47,111	43,855	'	'
Real estate mortgage loans [Member]	'	'	'	'
Financing Receivable Allowance For Credit Losses by Portfolio Segment [Line Items]	'	'	'	'
Allowance for loan losses individually evaluated for impairment	1,344	1,608	'	'
Allowance for loan losses collectively evaluated for impairment	11,404	11,919	'	'
Allowance for loan losses, loans acquired with deteriorated credit quality	386	392	'	'
Total ending allowance balance	13,134	13,919	'	'
Allowance for credit loss, loans [Abstract]	'	'	'	'
Loans individually evaluated for impairment	22,342	19,783	'	'
Loans collectively evaluated for impairment	289,966	286,188	'	'
Loans acquired with deteriorated credit quality	18,108	18,758	'	'
Total ending loans balance	330,416	324,729	'	'
Consumer and other loans [Member]	'	'	'	'
Financing Receivable Allowance For Credit Losses by Portfolio Segment [Line Items]	'	'	'	'
Allowance for loan losses individually evaluated for impairment	315	323	'	'
Allowance for loan losses collectively evaluated for impairment	372	303	'	'
Allowance for loan losses, loans acquired with deteriorated credit quality	0	0	'	'
Total ending allowance balance	687	626	'	'
Allowance for credit loss, loans [Abstract]	'	'	'	'
Loans individually evaluated for impairment	354	364	'	'
Loans collectively evaluated for impairment	1,740	1,676	'	'
Loans acquired with deteriorated credit quality	1	1	'	'
Total ending loans balance	$2,095	$2,041	'	'

LOANS_AND_ALLOWANCE_FOR_LOAN_L6

LOANS AND ALLOWANCE FOR LOAN LOSSES, Impaired Financing Receivables (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
With Allowance Recorded [Abstract]	'	'
Allowance for Loan Losses Allocated	$1,676	$2,154
Total Unpaid Principal Balance	29,477	26,432
Total Recorded Investment	22,904	20,451
Commercial loans [Member]	'	'
With No Related Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	192	43
Recorded Investment	191	43
With Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	18	264
Recorded Investment	17	261
Allowance for Loan Losses Allocated	17	223
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
With No Related Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	2,674	2,341
Recorded Investment	2,624	2,286
With Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	968	1,597
Recorded Investment	896	1,574
Allowance for Loan Losses Allocated	198	209
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
With No Related Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	11,700	4,643
Recorded Investment	9,188	4,395
With Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	4,327	7,910
Recorded Investment	4,213	6,062
Allowance for Loan Losses Allocated	754	1,001
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
With No Related Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	4,689	8,586
Recorded Investment	3,310	4,806
With Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	4,532	667
Recorded Investment	2,111	660
Allowance for Loan Losses Allocated	392	398
Consumer and other loans [Member]	'	'
With No Related Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	38	40
Recorded Investment	38	40
With Allowance Recorded [Abstract]	'	'
Unpaid Principal Balance	339	341
Recorded Investment	316	324
Allowance for Loan Losses Allocated	$315	$323

LOANS_AND_ALLOWANCE_FOR_LOAN_L7

LOANS AND ALLOWANCE FOR LOAN LOSSES, Impaired Financing Receivable Interest Income Recognized (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	$22,572	$14,731
Interest Income	86	49
Cash-Basis	72	47
Commercial loans [Member]	'	'
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	389	125
Interest Income	0	0
Cash-Basis	0	0
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	4,061	1,382
Interest Income	20	0
Cash-Basis	13	0
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	12,240	9,190
Interest Income	55	49
Cash-Basis	56	47
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	5,524	3,791
Interest Income	11	0
Cash-Basis	3	0
Consumer and other loans [Member]	'	'
Average Impaired Financing Receivable Interest Income Recognized [Line Items]	'	'
Average Impaired Loans	358	243
Interest Income	0	0
Cash-Basis	$0	$0

LOANS_AND_ALLOWANCE_FOR_LOAN_L8

LOANS AND ALLOWANCE FOR LOAN LOSSES, Nonaccrual Financing Receivables (Details) (USD $)	Mar. 31, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	$16,579	[1]	$17,008	[1]
Acquired investment in nonaccrual loans	5,695		4,537
Commercial loans [Member]	'		'
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	208		304
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'		'
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	1,198		3,716
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'		'
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	9,837		7,105
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'		'
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	4,981		5,517
Consumer and other loans [Member]	'		'
Nonaccrual Financing Receivables [Line Items]	'		'
Recorded investment in nonaccrual loans	$355		$366
[1]	Includes loans acquired in the merger with ABI. As of March 31, 2014 and December 31, 2013, these amounts totaled $5,695 and $4,537, respectively.

LOANS_AND_ALLOWANCE_FOR_LOAN_L9

LOANS AND ALLOWANCE FOR LOAN LOSSES, Financing Receivables Past Due (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$3,905	$3,238
60-89 Days Past Due	901	3,504
90 Days Past Due and Greater	9,961	12,718
Total Past Due Loans	14,767	19,460
Loans Not Past Due	364,855	351,165
Total ending loans balance	379,622	370,625
Summary of past due loans acquired in the merger [Abstract]	'	'
Acquired Financing Receivable, 30 to 59 Days Past Due	11	87
Acquired Financing Receivable, 60 to 89 Days Past Due	137	167
Acquired Financing Receivable, Equal to Greater than 90 Days Past Due	2,291	2,709
Acquired Financing Receivable, Past Due	2,439	2,963
Commercial loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	149	0
60-89 Days Past Due	0	138
90 Days Past Due and Greater	74	86
Total Past Due Loans	223	224
Loans Not Past Due	46,888	43,631
Total ending loans balance	47,111	43,855
Real estate mortgage loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total ending loans balance	330,416	324,729
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	380	359
60-89 Days Past Due	0	134
90 Days Past Due and Greater	700	1,648
Total Past Due Loans	1,080	2,141
Loans Not Past Due	71,672	69,051
Total ending loans balance	72,752	71,192
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	3,321	2,558
60-89 Days Past Due	768	3,103
90 Days Past Due and Greater	4,749	6,475
Total Past Due Loans	8,838	12,136
Loans Not Past Due	218,613	211,046
Total ending loans balance	227,451	223,182
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	55	0
60-89 Days Past Due	133	119
90 Days Past Due and Greater	4,399	4,470
Total Past Due Loans	4,587	4,589
Loans Not Past Due	25,626	25,766
Total ending loans balance	30,213	30,355
Consumer and other loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	321
60-89 Days Past Due	0	10
90 Days Past Due and Greater	39	39
Total Past Due Loans	39	370
Loans Not Past Due	2,056	1,671
Total ending loans balance	$2,095	$2,041

Recovered_Sheet1

LOANS AND ALLOWANCE FOR LOAN LOSSES, Troubled Debt Restructuring (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013	Dec. 31, 2013
	Loan		Loan
Financing Receivable, Modifications [Line Items]	'		'	'
Recorded investment in loans modified as TDrs	$14,076	[1]	'	$12,535	[1]
Specific reserves allocated to loans modified as TDRs	639	[2]	'	953	[2]
Recorded investment in loans modified as TDRs, collateral dependent with collateral shortfalls	1,002		'	1,256
Specific reserves on loans modified as TDRs, collateral dependent with collateral shortfalls	369		'	622
Additional lending amounts committed to customers with loans modified as TDRs	5		'	483
Increase in the allowance for loan losses due to TDRs	'		42	'
Principal forgiven under troubled debt restructuring modifications	'		565	'
Existing reserves from purchase accounting adjustments for TDR modifications with principal forgiven	'		545	'
Net charge-offs on loans modified as TDRs with principal forgiven	'		20	'
Charge-offs on loans modified as TDRs	195		233	'
Recorded investment in loans modified not categorized as TDR	2,787		5,478	'
Troubled debt restructuring related to payment default within 12 months	0		0	'
Number of loans	7		3	'
Troubled debt restructurings, payment default, past due period	'90 days		'	'
Pre-Modification Outstanding Recorded Investment	3,178		3,863	'
Post-Modification Outstanding Recorded Investment	2,995		4,041	'
Collateral Impaired Loans	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	5		1	'
Commercial Loan	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	0		0	'
Pre-Modification Outstanding Recorded Investment	0		0	'
Post-Modification Outstanding Recorded Investment	0		0	'
Real estate mortgage loans [Member] | Residential Real Estate	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	1		1	'
Pre-Modification Outstanding Recorded Investment	24		579	'
Post-Modification Outstanding Recorded Investment	30		777	'
Real estate mortgage loans [Member] | Commercial Real Estate	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	5		0	'
Pre-Modification Outstanding Recorded Investment	2,915		0	'
Post-Modification Outstanding Recorded Investment	2,726		0	'
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	0		2	'
Pre-Modification Outstanding Recorded Investment	0		3,284	'
Post-Modification Outstanding Recorded Investment	0		3,264	'
Consumer and other loans [Member]	'		'	'
Financing Receivable, Modifications [Line Items]	'		'	'
Number of loans	1		0	'
Pre-Modification Outstanding Recorded Investment	239		0	'
Post-Modification Outstanding Recorded Investment	$239		$0	'
[1]	Of the total recorded investment in loans modified as TDRs, $1,002 and $1,256, respectively, were for customers whose loans were collateral dependent with collateral shortfalls.
[2]	Of the specific reserves allocated to customers whose loan terms were modified as TDRs, $369 and $622, respectively, were allocated to customers whose loans were collateral dependent with collateral shortfalls.

Recovered_Sheet2

LOANS AND ALLOWANCE FOR LOAN LOSSES, Credit Quality Indicator (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	$379,622	$370,625
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	334,579	323,680
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	14,713	16,814
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	30,330	30,131
Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Commercial loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	47,111	43,855
Commercial loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	46,148	42,945
Commercial loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	450	295
Commercial loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	513	615
Commercial loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Real estate mortgage loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	330,416	324,729
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	72,752	71,192
Real estate mortgage loans [Member] | Residential real estate loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	62,246	59,003
Real estate mortgage loans [Member] | Residential real estate loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	4,506	5,301
Real estate mortgage loans [Member] | Residential real estate loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	6,000	6,888
Real estate mortgage loans [Member] | Residential real estate loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	227,451	223,182
Real estate mortgage loans [Member] | Commercial real estate loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	202,470	198,447
Real estate mortgage loans [Member] | Commercial real estate loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	9,376	10,836
Real estate mortgage loans [Member] | Commercial real estate loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	15,605	13,899
Real estate mortgage loans [Member] | Commercial real estate loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	30,213	30,355
Real estate mortgage loans [Member] | Construction and land real estate loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	22,005	21,652
Real estate mortgage loans [Member] | Construction and land real estate loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	350	350
Real estate mortgage loans [Member] | Construction and land real estate loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	7,858	8,353
Real estate mortgage loans [Member] | Construction and land real estate loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Consumer and other loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	2,095	2,041
Consumer and other loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	1,710	1,633
Consumer and other loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	31	32
Consumer and other loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	354	376
Consumer and other loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	0	0
Purchased Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	11,328	9,881
Purchased Loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	707	711
Purchased Loans [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	10,621	9,170
Purchased Loans [Member] | Doubtful [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans, gross	$0	$0

Recovered_Sheet3

LOANS AND ALLOWANCE FOR LOAN LOSSES, Acquired With Deteriorated Credit Quality (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	$20,334	$21,056
Carrying amount	18,209	18,861
Commercial loans [Member]	'	'
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	154	160
Real estate mortgage loans [Member] | Residential real estate loans [Member]	'	'
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	4,562	5,137
Real estate mortgage loans [Member] | Commercial real estate loans [Member]	'	'
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	14,226	14,359
Real estate mortgage loans [Member] | Construction and land real estate loans [Member]	'	'
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	1,391	1,398
Consumer and other loans [Member]	'	'
Acquired financing receivable recorded investment [Line Items]	'	'
Financing receivable acquired with deteriorated credit quality unpaid principal balance	$1	$2

Recovered_Sheet4

LOANS AND ALLOWANCE FOR LOAN LOSSES, Loans Sold (Details) (USD $)	0 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Dec. 28, 2012	Dec. 31, 2012
Loans receivable sold [Line Items]	'	'
Date of Asset Purchase Agreement	28-Dec-12	'
Carrying amount of loans and OREO assets sold	$25,134	$25,134
Carrying amount of other real estate owned sold during the period	533	533
Proceeds from sale of loans and OREO assets	11,705	11,705
Date of completion of Asset Purchase Agreement	31-Dec-12	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	24,601	24,601
Total net charge-offs (1)	'	13,206	[1]
Residential real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	3,130
Total net charge-offs (1)	'	1,620	[1]
Commercial real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	18,085
Total net charge-offs (1)	'	9,551	[1]
Construction and land real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	3,162
Total net charge-offs (1)	'	2,042	[1]
Commercial loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	224
Total net charge-offs (1)	'	-7	[1]
Consumer and other loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	0
Total net charge-offs (1)	'	0	[1]
Loans originated [Member] | Residential real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	2,584
Total net charge-offs (1)	'	1,435	[1]
Loans originated [Member] | Commercial real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	13,159
Total net charge-offs (1)	'	7,394	[1]
Loans originated [Member] | Construction and land real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	3,162
Total net charge-offs (1)	'	2,042	[1]
Loans originated [Member] | Commercial loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	113
Total net charge-offs (1)	'	-53	[1]
Loans originated [Member] | Consumer and other loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	0
Total net charge-offs (1)	'	0	[1]
Loan receivable acquired [Member] | Residential real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	546
Total net charge-offs (1)	'	185	[1]
Loan receivable acquired [Member] | Commercial real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	4,926
Total net charge-offs (1)	'	2,157	[1]
Loan receivable acquired [Member] | Construction and land real estate loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	0
Total net charge-offs (1)	'	0	[1]
Loan receivable acquired [Member] | Commercial loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	111
Total net charge-offs (1)	'	46	[1]
Loan receivable acquired [Member] | Consumer and other loans [Member]	'	'
Purchase price of loans sold [Abstract]	'	'
Recorded investment in loans sold	'	0
Total net charge-offs (1)	'	$0	[1]
[1]	Includes any specific reserve that existed prior to the date of sale (if applicable).

Recovered_Sheet5

LOANS AND ALLOWANCE FOR LOAN LOSSES, Accretable Yield Summary (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Summary of Accretable Yield [Roll Forward]	'	'
Beginning Balance	$8,993	$11,827
New loans purchased, including loans classified as held-for-sale	0	0
Accretion of income	-285	-1,850
Reduction for loans sold paid off and other	0	110
Loans charged off	0	-1,094
Reclassifications from nonaccretable difference	0	0
Disposals	0	0
Ending Balance	8,708	8,993
Increase in allowance for loan losses on accretable yield determination of loans purchased	$386	$392

LOANS_FROM_RELATED_PARTIES_Det

LOANS FROM RELATED PARTIES (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Jul. 02, 2013	Dec. 31, 2012	Jul. 02, 2013	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified			Revolving Loan Agreements [Member]	Revolving Loan Agreements [Member]	Revolving Loan and Private Placement Agreement [Member]	Principal officers, directors and their affiliates [Member]	Principal officers, directors and their affiliates [Member]	Series A Preferred Stock [Member]
						Revolving Loan Agreements [Member]	Revolving Loan Agreements [Member]	Revolving Loan Agreements [Member]
Related Party Transaction [Line Items]	'	'	'	'	'	'	'	'
Revolving loans outstanding	'	'	'	'	'	$0	$0	'
Revolving loan remaining funds available	2,200	2,200	'	'	'	2,200	2,200	'
Interest rate, revolving loans (in hundredths)	'	'	'	'	'	8.00%	'	'
Unused revolver fee, annual rate (in hundredths)	'	'	'	'	'	2.00%	'	'
Maturity date of revolving loan agreements	'	'	'	'	'	1-Jan-15	'	'
Revolving loans outstanding settled by issuance of preferred stock	'	'	'	'	'	'	'	1,800
Revolving loans, maximum borrowing capacity	'	'	$2,200	$4,000	$2,200	'	'	'

SHORTTERM_BORROWINGS_AND_FEDER2

SHORT-TERM BORROWINGS AND FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	$20,000	$20,000
Maximum amount available for advances	28,487	26,716
Amount available for advances at end of period	8,487	6,716
Overnight advances maturing March 31, 2014 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	0	0
Interest rate (in hundredths)	0.36%	'
Due date	'March 31, 2014	'
Advances maturing July 15, 2014 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	2,500	2,500
Interest rate (in hundredths)	2.42%	2.42%
Due date	'July 15, 2014	'July 15, 2014
Advances maturing January 9, 2015 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	4,000	4,000
Interest rate (in hundredths)	0.88%	0.88%
Due date	'January 9, 2015	'January 9, 2015
Advances maturing March 2, 2015 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	2,000	2,000
Interest rate (in hundredths)	0.76%	0.76%
Due date	'March 2, 2015	'March 2, 2015
Advances maturing July 15, 2016 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	2,500	2,500
Interest rate (in hundredths)	2.81%	2.81%
Due date	'July 15, 2016	'July 15, 2016
Advances maturing January 9, 2017 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	4,000	4,000
Interest rate (in hundredths)	1.40%	1.40%
Due date	'January 9, 2017	'January 9, 2017
Advances maturing May 30, 2017 [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Total advances from the FHLB	5,000	5,000
Interest rate (in hundredths)	1.23%	1.23%
Due date	'May 30, 2017	'May 30, 2017
Federal Reserve Bank Advances [Member]	'	'
Total advances from the FHLB and Federal Reserve [Line Items]	'	'
Borrower in custody line of credit with the federal reserve	$24,318	$24,875

SUBORDINATED_DEBENTURES_Detail

SUBORDINATED DEBENTURES (Details)	3 Months Ended
	Mar. 31, 2014
	Quarter
	Offering
SUBORDINATED DEBENTURES [Abstract]	'
Number of offerings related to debt securities and trust preferred securities	4
Life of debt securities and trust preferred securities	'30 years
Deferral period for dividend payments on trust preferred securities	'5 years
Consecutive deferral quarters for dividend payments on trust preferred securities	20

DERIVATIVE_FINANCIAL_INSTRUMEN1

DERIVATIVE FINANCIAL INSTRUMENTS (Details) (USD $)	0 Months Ended
In Thousands, unless otherwise specified	Jul. 07, 2009	Mar. 31, 2014	Dec. 31, 2013
Derivative Instruments And Hedging Activities [Line Items]	'	'	'
Derivative, Amount of Hedged Item	$7,550	'	'
Interest rate swap transaction, fixed interest rate	7.53%	'	'
Interest rate swap transaction, fixed interest rate, period	'10 years	'	'
Description of variable rate on subordinated debentures issued to Jacksonville Bancorp, Inc Statutory Trust III	'90-day LIBOR plus 375 basis points	'	'
Variable rate basis on subordinated debentures issued to Jacksonville Bancorp, Inc Statutory Trust III (in hundredths)	3.75%	'	'
Fair value of hedged subordinated debentures issued to Jacksonville Bancorp, Inc. Statutory Trust III	'	4,723	4,636
Interest Rate Swap [Member]	'	'	'
Derivative Instruments And Hedging Activities [Line Items]	'	'	'
Fair value of derivative instrument with Sun Trust Bank	'	$759	$765

SHAREHOLDERS_EQUITY_Details

SHAREHOLDERS' EQUITY (Details) (USD $)

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

In Thousands, except Share data, unless otherwise specified

Feb. 19, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2012

Sep. 30, 2012

Dec. 31, 2012

Feb. 18, 2013

Dec. 31, 2012

Feb. 19, 2013

Feb. 19, 2013

Dec. 31, 2013

Mar. 31, 2014

Feb. 18, 2013

Dec. 31, 2012

Feb. 19, 2013

Dec. 31, 2013

Mar. 31, 2014

Feb. 18, 2013

Series B Preferred Stock [Member]

Series B Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Series A Preferred Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Nonvoting Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Common Stock [Member]

Schedule of capitalization, equity [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock authorized (in shares)

'

10,000,000

10,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock par value (dollars per shares)

'

$0.01

$0.01

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Preferred stock liquidation preference (in dollars per share)

'

'

'

'

$1,000

'

'

$1,000

'

'

'

'

'

'

'

'

'

'

Preferred stock dividend rate, per dollar amount (in dollars per share)

'

'

'

'

$100

'

'

$50

'

'

'

'

'

'

'

'

'

'

Dividend Rate (in hundredths)

'

'

'

'

10.00%

'

'

5.00%

'

'

'

'

'

'

'

'

'

'

Preferred Stock, Dividend Payment Terms

'

'

'

'

'Dividends are payable biannually on June 1 and December 1, beginning June 1, 2013

'

'

'Dividends are payable biannually on June 15th and December 15th, beginning February 15, 2013.

'

'

'

'

'

'

'

'

'

'

Preferred stock exchange basis

'

'

'

'

'

'all of the issued and outstanding shares of Series B Preferred Stock were exchanged, on a one for one basis, for shares of Series A Preferred Stock.

'

'

'

'

'

'

'

'

'

'

'

'

Rights offering, Conversion price (in dollars per share)

'

'

'

'

'

'

'

$10

$10

'

'

'

'

'

'

'

'

'

Each share of Series A Preferred Stock converted into shares of common stock (in shares)

'

'

'

'

'

'

'

'

100

'

'

'

'

'

'

'

'

'

Maximum days to obtain shareholder approval for conversion of preferred stock

'

'

'

'

'

'

'

'50 days

'

'

'

'

'

'

'

'

'

'

Contingent decrease in conversion price (in hundredths)

'

'

'

'

'

'

'

10.00%

'

'

'

'

'

'

'

'

'

'

Convertible preferred stock beneficial conversion feature effective conversion price (in dollars per share)

'

'

'

'

'

'

'

$9.71

'

'

'

'

'

'

'

'

'

'

Convertible preferred stock effective conversion fair value (dollars per share)

'

'

'

'

'

'

'

$16

'

'

'

'

'

'

'

'

'

'

Convertible preferred stock beneficial conversion feature intrinsic value per share (dollars per share)

'

'

'

'

'

'

'

$6.29

'

'

'

'

'

'

'

'

'

'

Discount on preferred stock, Series A beneficial conversion feature

'

'

'

'

'

'

'

$31,464

'

'

'

'

'

'

'

'

'

'

Common Stock Authorized (in shares)

'

'

20,000,000

2,000,000

'

'

'

'

'

'

'

5,000,000

5,000,000

'

'

'

'

20,000,000

Common Stock Par Value (in dollars per share)

'

$0.01

$0.01

$0.01

'

'

'

'

'

'

$0.01

$0.01

$0.01

$0.01

'

$0.01

$0.01

'

Common stock issued in the conversion of the Series A Preferred Stock (in shares)

'

'

'

'

'

'

'

'

'

2,618,000

'

'

'

'

2,382,000

'

'

'

Preferred stock, shares converted in to common stock (in shares)

'

'

'

'

'

'

50,000

'

'

'

'

'

'

'

'

'

'

'

Reverse stock split

'

'1-for-20

'

'

'

'

'

'

'

'

'1-for-20

'

'

'

'

'1-for-20

'

'

Common stock outstanding (in shares)

2,676,544

'

'

'

'

'

'

'

'

2,618,000

2,618,005

2,617,521

'

'

'

3,177,090

3,177,574

'

Nonvoting common stock, terms of conversion to common stock

'each share of nonvoting common stock will automatically convert into one share of common stock in the event of a bpermitted transferb to a transferee. A bpermitted transferb is a transfer of nonvoting common stock (i) in a widespread public distribution, (ii) in which no transferee (or group of associated transferees) would receive 2% or more of any class of voting securities of the Company, or (iii) to a transferee that would control more than 50% of the voting securities of the Company without any transfer from such holder of nonvoting common stock.

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Common stock value

'

'

'

'

'

'

'

'

'

'

$26

[1]

$26

[1]

'

'

'

$32

[1]

$32

[1]

'

[1]

Reflects the 1-for-20 reverse stock split completed in October 2013. Please refer to Note 9 b Shareholders Equity for additional information related to the reverse stock split.

SHAREHOLDERS_EQUITY_Accumulate

SHAREHOLDERS' EQUITY, Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	($1,488)	$1,411
Other comprehensive (loss) income before reclassifications	529	-326
Amounts reclassified from accumulated other comprehensive (loss) income	0	-37
Other comprehensive (loss) income, net	529	-363
Ending Balance	-959	1,048
Unrealized Gains (Losses) on Available-For-Sale Securities [Member]	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	-1,211	2,218
Other comprehensive (loss) income before reclassifications	524	-423
Amounts reclassified from accumulated other comprehensive (loss) income	0	-37
Other comprehensive (loss) income, net	524	-460
Ending Balance	-687	1,758
Unrealized Derivative Gains (Losses) on Cash Flow Hedge [Member]	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	-277	-807
Other comprehensive (loss) income before reclassifications	5	97
Amounts reclassified from accumulated other comprehensive (loss) income	0	0
Other comprehensive (loss) income, net	5	97
Ending Balance	($272)	($710)

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Liabilities [Abstract]	'	'
Fair value inter level transfers amount, assets	$0	'
Fair value inter level transfers amount, liabilities	0	'
Recurring [Member]	'	'
Securities available-for-sale [Abstract]	'	'
U.S. government-sponsored entities and agencies	8,121	8,396
State and political subdivisions	7,780	8,037
Mortgage-backed securities - residential	31,720	33,225
Collateralized mortgage obligations	30,365	31,978
Corporate bonds	3,137	3,135
Liabilities [Abstract]	'	'
Derivative Liability	759	765
Recurring [Member] | Level I [Member]	'	'
Securities available-for-sale [Abstract]	'	'
U.S. government-sponsored entities and agencies	0	0
State and political subdivisions	0	0
Mortgage-backed securities - residential	0	0
Collateralized mortgage obligations	0	0
Corporate bonds	0	0
Liabilities [Abstract]	'	'
Derivative Liability	0	0
Recurring [Member] | Level II [Member]	'	'
Securities available-for-sale [Abstract]	'	'
U.S. government-sponsored entities and agencies	8,121	8,396
State and political subdivisions	7,780	8,037
Mortgage-backed securities - residential	31,720	33,225
Collateralized mortgage obligations	30,365	31,978
Corporate bonds	3,137	3,135
Liabilities [Abstract]	'	'
Derivative Liability	759	765
Recurring [Member] | Level III [Member]	'	'
Securities available-for-sale [Abstract]	'	'
U.S. government-sponsored entities and agencies	0	0
State and political subdivisions	0	0
Mortgage-backed securities - residential	0	0
Collateralized mortgage obligations	0	0
Corporate bonds	0	0
Liabilities [Abstract]	'	'
Derivative Liability	0	0
Nonrecurring [Member]	'	'
Impaired Loans - (collateral dependent) [Abstract]	'	'
Residential real estate mortgage loans	512	568
Commercial real estate mortgage loans	1,459	2,981
Construction and land real estate mortgage loans	1,719	262
Fair Value of Other Real Estate Owned [Abstract]	'	'
Residential real estate mortgage loans	0	155
Commercial real estate mortgage loans	169	169
Construction and land real estate mortgage loans	2,358	2,754
Nonrecurring [Member] | Level I [Member]	'	'
Impaired Loans - (collateral dependent) [Abstract]	'	'
Residential real estate mortgage loans	0	0
Commercial real estate mortgage loans	0	0
Construction and land real estate mortgage loans	0	0
Fair Value of Other Real Estate Owned [Abstract]	'	'
Residential real estate mortgage loans	0	0
Commercial real estate mortgage loans	0	0
Construction and land real estate mortgage loans	0	0
Nonrecurring [Member] | Level II [Member]	'	'
Impaired Loans - (collateral dependent) [Abstract]	'	'
Residential real estate mortgage loans	0	0
Commercial real estate mortgage loans	0	0
Construction and land real estate mortgage loans	0	0
Fair Value of Other Real Estate Owned [Abstract]	'	'
Residential real estate mortgage loans	0	0
Commercial real estate mortgage loans	0	0
Construction and land real estate mortgage loans	0	0
Nonrecurring [Member] | Level III [Member]	'	'
Impaired Loans - (collateral dependent) [Abstract]	'	'
Residential real estate mortgage loans	512	568
Commercial real estate mortgage loans	1,459	2,981
Construction and land real estate mortgage loans	1,719	262
Fair Value of Other Real Estate Owned [Abstract]	'	'
Residential real estate mortgage loans	0	155
Commercial real estate mortgage loans	169	169
Construction and land real estate mortgage loans	$2,358	$2,754

FAIR_VALUE_Assets_Quantitative

FAIR VALUE, Assets Quantitative Information (Details) (USD $)

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Impaired Loans (Collateral Dependent) [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Other Real Estate Owned [Member]

Weighted Average [Member]

Weighted Average [Member]

Minimum [Member]

Minimum [Member]

Maximum [Member]

Maximum [Member]

Weighted Average [Member]

Weighted Average [Member]

Minimum [Member]

Minimum [Member]

Maximum [Member]

Maximum [Member]

Fair Value Inputs, Assets, Quantitative Information [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Fair value

$3,690

$1,260

$3,811

'

'

'

'

'

'

$2,527

$9,920

$3,078

'

'

'

'

'

'

Marketability discount (in hundredths)

'

'

'

1.50%

1.60%

0.00%

0.00%

15.00%

23.50%

'

'

'

'

'

'

'

'

'

Comparability adjustments (in hundredths)

'

'

'

'

'

'

'

'

'

'

'

'

0.50%

1.80%

0.00%

0.00%

0.50%

20.00%

Level 3 assets other disclosures [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Outstanding balance

5,107

3,026

'

'

'

'

'

'

'

3,509

10,524

'

'

'

'

'

'

'

Valuation allowance

1,417

1,766

'

'

'

'

'

'

'

982

604

'

'

'

'

'

'

'

Net carrying amount

3,690

1,260

3,811

'

'

'

'

'

'

2,527

9,920

3,078

'

'

'

'

'

'

Period expense

$51

$598

'

'

'

'

'

'

'

$23

$47

'

'

'

'

'

'

'

FAIR_VALUE_Balance_Sheet_Group

FAIR VALUE, Balance Sheet Grouping (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets [Abstract]	'	'
Securities available-for-sale	$81,123	$84,771
Loans, net	364,180	354,592
Financial Liabilities [Abstract]	'	'
Subordinated debentures	4,723	4,636
Level I [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	17,876	34,139
Level II [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	5,687	6,186
Carrying Amount [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	23,563	40,325
Securities available-for-sale	81,123	84,771
Loans, net	364,180	354,592
Federal Home Loan Bank Stock	1,356	1,580
Accrued interest receivable	1,647	1,723
Financial Liabilities [Abstract]	'	'
Deposits	423,979	434,966
Federal Home Loan Bank Advances and other borrowings	20,147	20,153
Subordinated debentures	16,170	16,154
Accrued interest payable	145	167
Interest rate swap	759	765
Fair Value [Member]	'	'
Financial Assets [Abstract]	'	'
Cash and cash equivalents	23,563	40,325
Securities available-for-sale	81,123	84,771
Loans, net	371,515	361,874
Federal Home Loan Bank Stock	'	'
Accrued interest receivable	1,647	1,723
Financial Liabilities [Abstract]	'	'
Deposits	413,757	422,430
Federal Home Loan Bank Advances and other borrowings	20,320	20,351
Subordinated debentures	7,729	7,275
Accrued interest payable	145	167
Interest rate swap	$759	$765

CAPITAL_ADEQUACY_Details

CAPITAL ADEQUACY (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Dec. 31, 2013	Jul. 02, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified			Consolidated [Member]	Consolidated [Member]	Bank [Member]	Bank [Member]	Revolving Loan Agreements [Member]	Revolving Loan Agreements [Member]
Related Party Transaction [Line Items]	'	'	'	'	'	'	'	'
Amount available to borrow under line of credit from related parties	$2,200	$2,200	'	'	'	'	'	'
Revolving loans, maximum borrowing capacity	'	'	'	'	'	'	2,200	4,000
Maximum leverage capital ratio to be undercapitalized (in hundredths)	4.00%	'	'	'	'	'	'	'
Maximum Tier 1 risk-based capital ratio to be significantly undercapitalized (in hundredths)	3.00%	'	'	'	'	'	'	'
Maximum total risk-based capital ratio to be undercapitalized (in hundredths)	8.00%	'	'	'	'	'	'	'
Maximum Tier 1 risk-based capital ratio to be undercapitalized (in hundredths)	4.00%	'	'	'	'	'	'	'
Maximum total risk-based capital ratio to be significantly undercapitalized (in hundredths)	6.00%	'	'	'	'	'	'	'
Maximum leverage capital ratio to be significantly undercapitalized (in hundredths)	3.00%	'	'	'	'	'	'	'
Maximum tangible equity to total assets to be critically undercapitalized (in hundredths)	2.00%	'	'	'	'	'	'	'
Previous Memorandum of Understanding, Minimum total risk-based capital (in hundredths)	10.00%	'	'	'	'	'	'	'
Previous Memorandum of Understanding, Minimum Tier 1 leverage capital ratio (in hundredths)	8.00%	'	'	'	'	'	'	'
Current Memorandum of Understanding, Minimum total risk-based capital (in hundredths)	12.00%	'	'	'	'	'	'	'
Current Memorandum of Understanding, Minimum Tier 1 leverage capital ratio (in hundredths)	8.00%	'	'	'	'	'	'	'
Capital Actual Amount Under Regulations [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, actual amount	'	'	55,728	55,515	53,082	52,488	'	'
Tier 1 (Core) capital to risk-weighted assets, actual amount	'	'	46,506	46,378	48,214	47,702	'	'
Tier 1 (Core) capital to average assets, actual amount	'	'	46,506	46,378	48,214	47,702	'	'
Capital Actual Ratio [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, actual ratio	'	'	14.68%	14.91%	14.00%	14.11%	'	'
Tier 1 (Core) capital to risk-weighted assets, actual ratio	'	'	12.25%	12.46%	12.71%	12.83%	'	'
Tier 1 (Core) capital to average assets, actual ratio	'	'	9.39%	9.05%	9.74%	9.33%	'	'
For Capital Adequacy Purposes Amount [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, amount	'	'	30,367	29,779	30,338	29,754	'	'
Tier 1 (Core) capital to risk-weighted assets, amount	'	'	15,183	14,889	15,169	14,887	'	'
Tier 1 (Core) capital to average assets, amount	'	'	19,820	20,491	19,792	20,443	'	'
For Capital Adequacy Purposes Ratio [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, ratio	'	'	8.00%	8.00%	8.00%	8.00%	'	'
Tier 1 (Core) capital to risk-weighted assets, ratio	'	'	4.00%	4.00%	4.00%	4.00%	'	'
Tier 1 (Core) capital to average assets, ratio	'	'	4.00%	4.00%	4.00%	4.00%	'	'
To Be Well Capitalized Under Prompt Corrective Action Provision Amount [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, amount	'	'	'	'	37,922	37,192	'	'
Tier 1 (Core) capital to risk-weighted assets, amount	'	'	'	'	22,753	22,315	'	'
Tier 1 (Core) capital to average assets, amount	'	'	'	'	$24,740	$25,553	'	'
To Be Well Capitalized Under Prompt Corrective Action Provision Ratio [Abstract]	'	'	'	'	'	'	'	'
Total capital to risk-weighted assets, ratio	'	'	'	'	10.00%	10.00%	'	'
Tier 1 (Core) capital to risk-weighted assets, ratio	'	'	'	'	6.00%	6.00%	'	'
Tier 1 (Core) capital to average assets, ratio	'	'	'	'	5.00%	5.00%	'	'