Kingsway Financial Services (KFS) SC 13G Kingsway Financial Services Inc

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 13G

(Amendment No. )

Under the Securities Exchange Act of 1934

KINGSWAY FINANCIAL SERVICES, INC.

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

496904202

(CUSIP Number)

02/26/18

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed

☐	Rule 13d-1(b)
☒	Rule 13d-1(c)
☐	Rule 13d-1(d)

The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

CUSIP No. 45772H202

1.	Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only).  Yorkmont Capital Partners, LP  80-0835231
2.	Check the Appropriate Box if a Member of a Group (See Instructions) (a)  ☐ (b)  ☐
3.	SEC Use Only
4.	Citizenship of Place of Organization  Texas
Number of Shares Beneficially Owned by Each Reporting  Person With	5.	Sole Voting Power   1,870,230
	6.	Shared Voting Power  0
	7.	Sole Dispositive Power   1,870,230
	8.	Shared Dispositive Power  0
9.	Aggregate Amount Beneficially Owned by each Reporting Person  1,870,230
10.	Check if the Aggregate Amount in Row (9) Excludes Certain Shares  ☐
11.	Percent of Class Represented by Amount in Row 9  7.9%
12.	Type of Reporting Person (See Instructions)  PN

1

CUSIP No. 45772H202

1.	Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only).  Yorkmont Capital Management, LLC  45-5389822
2.	Check the Appropriate Box if a Member of a Group (See Instructions) (a)  ☐ (b)  ☐
3.	SEC Use Only
4.	Citizenship of Place of Organization  Texas
Number of Shares Beneficially Owned by Each Reporting  Person With	5.	Sole Voting Power   1,952,830
	6.	Shared Voting Power  0
	7.	Sole Dispositive Power   1,952,830
	8.	Shared Dispositive Power  0
9.	Aggregate Amount Beneficially Owned by each Reporting Person  1,952,830
10.	Check if the Aggregate Amount in Row (9) Excludes Certain Shares  ☐
11.	Percent of Class Represented by Amount in Row 9 8.3%
12.	Type of Reporting Person (See Instructions)  IA

2

CUSIP No. 45772H202

1.	Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only).  Graeme P. Rein
2.	Check the Appropriate Box if a Member of a Group (See Instructions) (a)  ☐ (b)  ☐
3.	SEC Use Only
4.	Citizenship of Place of Organization  United States of America
Number of Shares Beneficially Owned by Each Reporting  Person With	5.	Sole Voting Power   1,952,830
	6.	Shared Voting Power  0
	7.	Sole Dispositive Power   1,952,830
	8.	Shared Dispositive Power  0
9.	Aggregate Amount Beneficially Owned by each Reporting Person  1,952,830
10.	Check if the Aggregate Amount in Row (9) Excludes Certain Shares  ☐
11.	Percent of Class Represented by Amount in Row 9  8.3%
12.	Type of Reporting Person (See Instructions)  IN

3

ITEM 1:

(a)  Name of Issuer:

Kingsway Financial Services, Inc.

(b)Address of Issuer’s Principal Executive Offices:

45 St. Clair Ave. West, Suite 400, Toronto, Ontario, Canada M4V 1K9

ITEM 2:

(a)  Name of Person Filing:

This Statement 13G is being filed jointly by Yorkmont Capital Partners, LP, Yorkmont Capital Management, LLC, and Graeme P. Rein. Graeme P. Rein is the managing member of Yorkmont Capital Management, LLC, which is the general partner of Yorkmont Capital Partners, LP.

(b)  Address of Principal Business Office or, if None, Residence:

2313 Lake Austin Blvd. Suite 202, Austin, TX 78703

(c)  Citizenship:

Yorkmont Capital Partners, LP, is a Texas limited partnership

Yorkmont Capital Management, LLC, is a Texas limited liability company

Graeme P. Rein is a citizen of the United States of America.

(d)  Title of Class of Securities:

Common Stock

(e)  CUSIP Number:

496904202

4

ITEM 3:  IF THIS STATEMENT IS FILED PURSUANT TO §§240.13D-1(B) OR 240.13D-2(B) OR (C), CHECK WHETHER THE PERSON FILING IS A:

(a)	☐	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	☐	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	☐	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	☐	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C 80a-8);
(e)	☐	An investment adviser in accordance with §240.13d-1(b)(1)(ii)(E);
(f)	☐	An employee benefit plan or endowment fund in accordance with §240.13d-1(b)(1)(ii)(F);
(g)	☐	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	☐	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	☐	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	☐	A non-U.S. institution, in accordance with §240.13d-1(b)(1)(ii)(J);
(k)	☐	Group, in accordance with §240.13d-1(b)(1)(ii)(K).
		If filing as a non-U.S. institution in accordance with §240.13d-1(b)(1)(ii)(J), please specify the type of institution: ___________________________.

ITEM 4:  OWNERSHIP.

Yorkmont Capital Partners, LP

(a)  Amount beneficially owned: 1,870,230 shares

(b)  Percent of class: 7.9% (based on 23,660,855 shares outstanding as of November 7, 2017 as reported in the Issuer’s most recently reported 10Q, filed on November 7, 2017.)

(c)  Number of shares as to which the person has:

(i)	Sole power to vote or to direct the vote: 1,870,230
(ii)	Shared power to vote or to direct the vote: 0
(iii)	Sole power to dispose or to direct the disposition of: 1,870,230
(iv)	Shared power to dispose or to direct the disposition of: 0

Yorkmont Capital Management, LLC

(a)  Amount beneficially owned: 1,952,830 shares

(b)  Percent of class: 8.3% (based on 23,660,855 shares outstanding as of November 7, 2017 as reported in the Issuer’s most recently reported 10Q, filed on November 7, 2017.)

(c)  Number of shares as to which the person has:

(i)	Sole power to vote or to direct the vote: 1,952,830
(ii)	Shared power to vote or to direct the vote: 0
(iii)	Sole power to dispose or to direct the disposition of: 1,952,830
(iv)	Shared power to dispose or to direct the disposition of: 0

Graeme P. Rein

(a)  Amount beneficially owned: 1,952,830 shares

(b)  Percent of class: 8.3% (based on 23,660,855 shares outstanding as of November 7, 2017 as reported in the Issuer’s most recently reported 10Q, filed on November 7, 2017.)

(c)  Number of shares as to which the person has:

(i)	Sole power to vote or to direct the vote: 1,952,830
(ii)	Shared power to vote or to direct the vote: 0
(iii)	Sole power to dispose or to direct the disposition of: 1,952,830
(iv)	Shared power to dispose or to direct the disposition of: 0

5

ITEM 5:   OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.

Not Applicable.

ITEM 6:   OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.

Not Applicable.

ITEM 7:   IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.

Not Applicable.

ITEM 8:   IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.

Not Applicable.

ITEM 9:   NOTICE OF DISSOLUTION OF GROUP.

Not Applicable.

ITEM 10:  CERTIFICATIONS.

6

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Dated: March 6, 2018		YORKMONT CAPITAL PARTNERS, LP
	By:	YORMONT CAPITAL MANAGEMENT,LLC its General Partner
	By:	/s/ Graeme P. Rein
		Graeme P. Rein, General Partner

	YORKMONT CAPITAL MANAGEMENT, LLC
By:	/s/ Graeme P. Rein
	Graeme P. Rein, Managing Member

	GRAEME P. REIN
By:	/s/ Graeme P. Rein
	Graeme P. Rein

7

CUSIP No. 45772H202

EXHIBIT A

JOINT FILING AGREEMENT

The undersigned hereby agree that the Statement on Schedule 13G dated March 6, 2018 with respect to the shares of Common Stock of Innovative Food Holdings, Inc. and any further amendments thereto executed by each and any of the undersigned shall be filed on behalf of each of the undersigned pursuant to and in accordance with the provisions of Rule 13(d)-1(k)(1) under the Securities Exchange Act of 1934, as amended.

Dated: March 6, 2018		YORKMONT CAPITAL PARTNERS, LP
	By:	YORMONT CAPITAL MANAGEMENT,LLC its General Partner
	By:	/s/ Graeme P. Rein
		Graeme P. Rein, General Partner

	YORKMONT CAPITAL MANAGEMENT, LLC
By:	/s/ Graeme P. Rein
	Graeme P. Rein, Managing Member

	GRAEME P. REIN
By:	/s/ Graeme P. Rein
	Graeme P. Rein