Citizens First (CZFC) 8-K Departure of Directors or Certain Officers

Exhibit 99.1    Letter of Resignation by John Perkins

John Perkins

930 Fairway Street

Bowling Green, KY 42103

August 9, 2010

Mr. Jack Sheidler

Chairman

Board of Directors

Citizens First

996 Wilkinson Trace

Bowling Green, KY  42103

Dear Jack:

Please accept this letter as my resignation from the Board of Directors of Citizens First Bank and Citizens First Corporation effective August 20, 2010. I have truly enjoyed my time of service on the Board of Directors and I wish you, the Board and the employees continued success.

Sincerely,

/s/ John Perkins

    John Perkins

cc: Todd Kanipe, President and CEO

      Citizens First

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