Citizens First (CZFC) 8-K Departure of Directors or Certain Officers

Exhibit 99.1 Letter of Resignation by Freddie Travis

Freddie Travis

110 Wingate Avenue

Glasgow, KY 42141

December 15, 2011

Citizens First Bank

1065 Ashley Street

Suite 150

Bowling Green, KY

Dear Chairman Sheidler:

Please accept this letter as my resignation as a director of Citizens First Bank and Citizens First

Corporation effective December 31, 2011.

I have enjoyed my time as a director. I look forward to the Bank’s future growth and would like to continue supporting the Bank as an active member of its Barren County Community Board.

Sincerely,

/s/ Freddie Travis

    Freddie Travis