Canandaigua National Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Aflac, Inc.	Com	001055102	2,913,594	28,167	SH		SOLE	0	27,667	0	500
AT&T Inc.	Com	00206R102	1,351,604	59,359	SH		SOLE	0	53,669	3,565	2,125
AXT Inc.	Com	00246W103	27,780	12,802	SH		SOLE	0	12,415	0	387
Abbott Laboratories	Com	002824100	7,418,546	65,587	SH		SOLE	0	62,479	0	3,108
Abbvie Inc	Com	00287Y109	5,617,808	31,614	SH		SOLE	0	29,306	0	2,308
Adobe Inc.	Com	00724F101	2,616,052	5,883	SH		SOLE	0	4,833	0	1,050
Advanced Micro Devices	Com	007903107	689,952	5,712	SH		SOLE	0	5,712	0	0
Airbnb Inc	Com	009066101	954,694	7,265	SH		SOLE	0	7,265	0	0
Air Products & Chemicals Inc	Com	009158106	2,429,665	8,377	SH		SOLE	0	7,924	17	436
Allstate Corp.	Com	020002101	1,778,873	9,227	SH		SOLE	0	6,895	0	2,332
Alphabet Inc Class C	Com	02079K107	10,882,884	57,146	SH		SOLE	0	51,131	0	6,015
Alphabet Inc Class A	Com	02079K305	4,221,390	22,300	SH		SOLE	0	19,172	0	3,128
Altria Group Inc	Com	02209S103	379,312	7,254	SH		SOLE	0	3,454	0	3,800
Amazon Com Inc	Com	023135106	13,485,026	61,466	SH		SOLE	0	58,320	60	3,086
American Eagle Outfitters	Com	02553E106	214,009	12,838	SH		SOLE	0	12,456	0	382
American Express Co	Com	025816109	3,619,057	12,194	SH		SOLE	0	11,916	0	278
American Tower Com REIT	Com	03027X100	2,018,977	11,008	SH		SOLE	0	10,804	31	173
American Water Works Company	Com	030420103	304,378	2,445	SH		SOLE	0	2,445	0	0
Ametek Inc	Com	031100100	602,609	3,343	SH		SOLE	0	193	0	3,150
Amgen Inc.	Com	031162100	3,292,144	12,631	SH		SOLE	0	11,892	33	706
Analog Devices Inc.	Com	032654105	1,492,319	7,024	SH		SOLE	0	6,746	0	278
Apple Inc	Com	037833100	33,883,579	135,307	SH		SOLE	0	120,584	120	14,603
Applied Materials	Com	038222105	609,700	3,749	SH		SOLE	0	3,749	0	0
Astrazeneca Plc Adr	Com	046353108	971,006	14,820	SH		SOLE	0	14,244	0	576
Autodesk, Inc.	Com	052769106	1,340,114	4,534	SH		SOLE	0	4,519	0	15
Automatic Data Processing Inc	Com	053015103	2,321,056	7,929	SH		SOLE	0	7,679	0	250
Bank Amer Corp	Com	060505104	5,269,122	119,889	SH		SOLE	0	117,705	120	2,064
Bank New York Mellon Corp	Com	064058100	740,872	9,643	SH		SOLE	0	9,643	0	0
Becton Dickinson & Co	Com	075887109	922,000	4,064	SH		SOLE	0	3,922	0	142
Berkshire Hathaway Inc Del Cl A	Com	084670108	1,361,840	2	SH		SOLE	0	2	0	0
Berkshire Hathaway Inc Cl B	Com	084670702	2,731,012	6,025	SH		SOLE	0	5,900	0	125
Blackstone Group Inc Class A	Com	09260D107	275,182	1,596	SH		SOLE	0	1,596	0	0
Boeing Co	Com	097023105	2,491,806	14,078	SH		SOLE	0	13,583	0	495
Booz Allen Hamilton Holding Corp	Com	099502106	242,600	1,885	SH		SOLE	0	1,885	0	0
Bristol-Myers Squibb Co.	Com	110122108	2,258,837	39,937	SH		SOLE	0	39,250	0	687
Broadstone Net Lease Inc	Com	11135E203	1,234,261	77,822	SH		SOLE	0	77,335	0	487
Broadcom Inc	Com	11135F101	1,511,597	6,520	SH		SOLE	0	5,280	0	1,240
Brown & Brown Inc	Com	115236101	267,292	2,620	SH		SOLE	0	2,620	0	0
Cigna Group	Com	125523100	1,770,610	6,412	SH		SOLE	0	6,103	0	309
CME Group Inc Class A	Com	12572Q105	542,489	2,336	SH		SOLE	0	407	0	1,929
CSX Corp	Com	126408103	665,956	20,637	SH		SOLE	0	20,337	0	300
CVS Health Corp	Com	126650100	1,867,379	41,599	SH		SOLE	0	41,416	31	152
Cameco Corp	Com	13321L108	206,023	4,009	SH		SOLE	0	4,009	0	0
Canadian Natl Ry Co	Com	136375102	553,839	5,456	SH		SOLE	0	4,649	750	57
Cardinal Health Inc.	Com	14149Y108	406,731	3,439	SH		SOLE	0	3,439	0	0
Carlisle Cos Inc	Com	142339100	1,814,324	4,919	SH		SOLE	0	4,861	0	58
Carrier Global Corporation	Com	14448C104	3,995,667	58,536	SH		SOLE	0	56,616	1,000	920
Caseys Gen Stores Inc	Com	147528103	268,248	677	SH		SOLE	0	677	0	0
Caterpillar Inc	Com	149123101	5,493,275	15,143	SH		SOLE	0	14,398	0	745
Chevron Corporation	Com	166764100	7,431,740	51,310	SH		SOLE	0	50,412	31	867
Chipotle Mexican Grill	Com	169656105	1,517,450	25,165	SH		SOLE	0	25,165	0	0
Cisco Systems	Com	17275R102	6,449,662	108,947	SH		SOLE	0	104,647	104	4,196
Citigroup Inc Com New	Com	172967424	1,097,943	15,598	SH		SOLE	0	14,853	146	599
Clorox Co	Com	189054109	1,622,638	9,991	SH		SOLE	0	9,716	41	234
Coca Cola Co	Com	191216100	5,394,269	86,641	SH		SOLE	0	85,159	85	1,397
Colgate Palmolive Co	Com	194162103	1,139,466	12,534	SH		SOLE	0	12,204	0	330
Comfort Sys Usa Inc	Com	199908104	240,442	567	SH		SOLE	0	502	0	65
Comcast Corp New Cl A	Com	20030N101	2,684,483	71,529	SH		SOLE	0	69,309	199	2,021
Community Financial System Inc	Com	203607106	1,992,942	32,311	SH		SOLE	0	32,311	0	0
ConocoPhillips	Com	20825C104	2,860,261	28,842	SH		SOLE	0	27,780	0	1,062
Constellation Brands Inc Cl A	Com	21036P108	8,700,991	39,371	SH		SOLE	0	39,119	100	152
Copart Inc	Com	217204106	268,987	4,687	SH		SOLE	0	4,548	0	139
Corning Inc.	Com	219350105	970,358	20,420	SH		SOLE	0	17,628	192	2,600
Corteva Inc	Com	22052L104	223,226	3,919	SH		SOLE	0	1,612	0	2,307
Costco Whsl Corp New	Com	22160K105	1,703,346	1,859	SH		SOLE	0	1,559	0	300
CoStar Group, Inc.	Com	22160N109	448,082	6,259	SH		SOLE	0	6,259	0	0
Crane Company	Com	224408104	225,349	1,485	SH		SOLE	0	1,485	0	0
Cummins Engine Co Inc	Com	231021106	2,238,709	6,422	SH		SOLE	0	5,712	16	694
Curtiss Wright Corp	Com	231561101	507,109	1,429	SH		SOLE	0	1,381	0	48
Danaher Corp	Com	235851102	2,280,579	9,935	SH		SOLE	0	9,770	0	165
Darden Restaurants Inc	Com	237194105	1,829,749	9,801	SH		SOLE	0	9,016	750	35
Deckers Outdoor Corp	Com	243537107	302,401	1,489	SH		SOLE	0	1,489	0	0
Deere & Co	Com	244199105	3,128,177	7,383	SH		SOLE	0	6,183	0	1,200
Descartes Systems Group	Com	249906108	265,824	2,340	SH		SOLE	0	2,340	0	0
Diageo Plc New Adr	Com	25243Q205	718,157	5,649	SH		SOLE	0	5,296	0	353
Diamondrock Hospitality Co	Com	252784301	94,707	10,488	SH		SOLE	0	9,256	0	1,232
Digital Rlty Tr Inc	Com	253868103	4,750,493	26,789	SH		SOLE	0	26,046	43	700
Disney Walt Co	Com	254687106	3,403,301	30,564	SH		SOLE	0	30,387	0	177
Dominion Energy Inc	Com	25746U109	1,549,391	28,767	SH		SOLE	0	27,386	122	1,259
Dover Corp	Com	260003108	428,854	2,286	SH		SOLE	0	2,286	0	0
Dow Inc	Com	260557103	513,664	12,800	SH		SOLE	0	11,015	119	1,666
Duke Energy Corp New	Com	26441C204	2,049,215	19,020	SH		SOLE	0	18,395	68	557
Dupont De Nemours Inc	Com	26614N102	1,530,109	20,067	SH		SOLE	0	19,940	0	127
Dynatrace Inc	Com	268150109	217,291	3,998	SH		SOLE	0	3,998	0	0
Eastman Chemical Co.	Com	277432100	1,500,936	16,436	SH		SOLE	0	16,008	58	370
Emcor Group	Com	29084Q100	734,410	1,618	SH		SOLE	0	1,531	0	87
Emerson Elec Co	Com	291011104	1,427,674	11,520	SH		SOLE	0	10,795	0	725
Enbridge Inc	Com	29250N105	995,917	23,472	SH		SOLE	0	20,223	0	3,249
Entergy Corp	Com	29364G103	612,322	8,076	SH		SOLE	0	8,076	0	0
Extra Space Storage Inc	Com	30225T102	341,986	2,286	SH		SOLE	0	2,006	0	280
Exxon-Mobil Corp	Com	30231G102	23,727,360	220,576	SH		SOLE	0	202,141	3,620	14,815
Meta Platforms Inc	Com	30303M102	3,627,234	6,195	SH		SOLE	0	6,038	0	157
Factset Resh Sys Inc	Com	303075105	219,488	457	SH		SOLE	0	457	0	0
Fastenal Company	Com	311900104	859,540	11,953	SH		SOLE	0	10,338	0	1,615
Fidelity Natl Information Svcs Inc.	Com	31620M106	268,076	3,319	SH		SOLE	0	2,724	0	595
Financial Instn 8.48 Ser B 1	Pfd Stk	317585305	4,118,660	33,215	SH		SOLE	0	33,215	0	0
Financial Institutions, Inc	Com	317585404	7,742,037	283,695	SH		SOLE	0	283,695	0	0
First Citiz Bancshares Inc A	Com	31946M103	228,206	108	SH		SOLE	0	96	0	12
Fiserv Inc.	Com	337738108	390,709	1,902	SH		SOLE	0	1,902	0	0
Fortive Corp	Com	34959J108	340,125	4,535	SH		SOLE	0	4,535	0	0
Freeport-McMoRan Copper & Gold	Com	35671D857	209,897	5,512	SH		SOLE	0	5,512	0	0
GE Healthcare Technologies Inc	Com	36266G107	230,631	2,950	SH		SOLE	0	2,950	0	0
Gartner Inc	Com	366651107	481,079	993	SH		SOLE	0	993	0	0
GE Vernova Inc	Com	36828A101	885,151	2,691	SH		SOLE	0	2,691	0	0
General Dynamics Corp	Com	369550108	3,312,596	12,572	SH		SOLE	0	12,231	0	341
GE Aerospace	Com	369604301	2,418,789	14,502	SH		SOLE	0	14,502	0	0
General Mills Inc	Com	370334104	896,798	14,063	SH		SOLE	0	13,394	64	605
Gilead Sci Inc.	Com	375558103	546,091	5,912	SH		SOLE	0	5,912	0	0
GSK PLC ADR	Com	37733W204	208,399	6,162	SH		SOLE	0	6,162	0	0
GoDaddy Inc	Com	380237107	232,897	1,180	SH		SOLE	0	1,180	0	0
Goldman Sachs Group Inc.	Com	38141G104	5,220,004	9,116	SH		SOLE	0	8,926	0	190
Helix Energy Solutions Group Inc	Com	42330P107	100,237	10,755	SH		SOLE	0	9,982	0	773
Home Depot Inc	Com	437076102	5,588,230	14,366	SH		SOLE	0	13,992	7	367
Honeywell Intl Inc	Com	438516106	2,548,265	11,281	SH		SOLE	0	10,868	0	413
Illinois Tool Works Inc	Com	452308109	1,080,926	4,263	SH		SOLE	0	4,102	0	161
Ingersoll Rand Inc	Com	45687V106	236,462	2,614	SH		SOLE	0	1,227	1,387	0
Innovator Eqty Def Prot 1yr to Aug 2025 ETF	Com	45783Y111	1,318,678	53,003	SH		SOLE	0	53,003	0	0
Innovator Eqty Def Prot 1yr to July 2025 ETF	Com	45783Y251	3,248,363	120,106	SH		SOLE	0	120,106	0	0
Innovator Eqty Def Prot 1yr to Sep 2025 ETF	Com	45784N304	1,706,805	66,424	SH		SOLE	0	66,424	0	0
Intel Corp.	Com	458140100	849,659	42,377	SH		SOLE	0	41,760	0	617
Integer Hldgs Corp	Com	45826H109	264,907	1,999	SH		SOLE	0	1,999	0	0
Intercontinental Exchange Inc	Com	45866F104	449,265	3,015	SH		SOLE	0	2,941	0	74
Intl Business Machines Corp	Com	459200101	6,933,878	31,542	SH		SOLE	0	30,316	993	233
Invesco QQQ Tr Series 1	Com	46090E103	7,752,803	15,165	SH		SOLE	0	15,064	0	101
Intuitive Surgical	Com	46120E602	395,124	757	SH		SOLE	0	757	0	0
Invesco Van Kampen Tr Invt Grade	Com	46131T101	136,110	13,000	SH		SOLE	0	13,000	0	0
Iron Mtn Inc New	Com	46284V101	225,987	2,150	SH		SOLE	0	1,325	0	825
iShares Core S&P Total US Stock Mkt ETF	Com	464287150	4,950,712	38,491	SH		SOLE	0	38,461	0	30
iShares Select Dividend ETF	Com	464287168	1,984,580	15,116	SH		SOLE	0	14,053	0	1,063
Ishares Tr Barclays Tips Bd Fd	Com	464287176	800,404	7,512	SH		SOLE	0	7,512	0	0
iShares Core S P 500 ETF	Com	464287200	3,173,574	5,391	SH		SOLE	0	4,347	0	1,044
iShares MSCI Emerging Markets	Com	464287234	1,752,509	41,906	SH		SOLE	0	41,656	0	250
iShares S&P 500 Growth Index	Com	464287309	534,759	5,267	SH		SOLE	0	5,267	0	0
iShares S&P 500 Value Index	Com	464287408	456,203	2,390	SH		SOLE	0	2,105	0	285
iShares 20 Year Treasury Bond ETF	Com	464287432	7,551,949	86,476	SH		SOLE	0	86,226	250	0
iShares MSCI EAFE Index Fund	Com	464287465	13,867,857	183,413	SH		SOLE	0	178,993	0	4,420
iShares Russell Midcap Value Index Fund	Com	464287473	651,615	5,038	SH		SOLE	0	538	0	4,500
iShares Russell Midcap Growth Index Fund	Com	464287481	1,347,226	10,629	SH		SOLE	0	929	0	9,700
iShares Russell MidCap Index Fund	Com	464287499	4,961,804	56,129	SH		SOLE	0	55,629	0	500
iShares TR Core S&P Mid-Cap ETF	Com	464287507	2,357,810	37,840	SH		SOLE	0	31,928	0	5,912
iShares Russell 1000 Value Index Fund	Com	464287598	2,119,924	11,451	SH		SOLE	0	11,271	0	180
iShares Russell 1000 Growth	Com	464287614	3,250,790	8,095	SH		SOLE	0	8,095	0	0
iShares Tr Russell 1000 Index Fd	Com	464287622	500,959	1,555	SH		SOLE	0	1,555	0	0
iShares Russell 2000 Value	Com	464287630	474,780	2,892	SH		SOLE	0	392	0	2,500
iShares Russell 2000 Growth	Com	464287648	925,917	3,217	SH		SOLE	0	217	0	3,000
iShares Tr Russell 2000 Index	Com	464287655	4,138,139	18,728	SH		SOLE	0	17,711	0	1,017
iShares Core S&P US Value ETF	Com	464287663	66,729,891	720,703	SH		SOLE	0	671,989	2,635	46,079
iShares Tr Russell 3000	Com	464287689	1,285,526	3,846	SH		SOLE	0	3,846	0	0
iShares TR Core S&P Small-Cap ETF	Com	464287804	376,654	3,269	SH		SOLE	0	2,332	0	937
iShares Tr S&P Europe 350	Com	464287861	414,970	7,971	SH		SOLE	0	7,971	0	0
iShares MSCI EAFE Small Cap Index	Com	464288273	220,523	3,630	SH		SOLE	0	650	0	2,980
iShares Preferred & Income Secs ETF	Com	464288687	4,444,358	141,360	SH		SOLE	0	139,268	407	1,685
iShares MCSI EAFE Value Index Fund	Com	464288877	239,998	4,574	SH		SOLE	0	2,513	0	2,061
iShares Tr MSCI USA Min Vol USA ETF	Com	46429B697	392,985	4,426	SH		SOLE	0	4,426	0	0
Ishares Tr/0-5 Yr Tips Bd ETF	Com	46429B747	1,685,050	16,750	SH		SOLE	0	16,596	0	154
iShares Core MSCI Total Instl Stk ETF	Com	46432F834	1,517,715	22,947	SH		SOLE	0	21,978	0	969
iShares Tr Core MSCI	Com	46432F842	1,151,116	16,379	SH		SOLE	0	569	0	15,810
iShares Core MSCI Emerging Markets ETF	Com	46434G103	749,514	14,353	SH		SOLE	0	703	0	13,650
iShares MSCI Emerging Mkts ESG Optimized ETF	Com	46434G863	1,006,141	30,133	SH		SOLE	0	29,446	0	687
Ishares Ultra Short Term Bond ETF	Com	46434V878	767,040	15,210	SH		SOLE	0	11,830	1,400	1,980
iShares ESG 1-5 Yr USD Corp Bond ETF	Com	46435G243	1,845,164	74,703	SH		SOLE	0	74,703	0	0
iShares Trust MSCI EAFE ESG ETF	Com	46435G516	3,211,357	42,177	SH		SOLE	0	41,134	0	1,043
JP Morgan Chase & Co	Com	46625H100	22,104,378	92,213	SH		SOLE	0	88,232	2,194	1,787
Johnson & Johnson	Com	478160104	14,169,434	97,977	SH		SOLE	0	95,473	490	2,014
KLA Corporation	Com	482480100	545,684	866	SH		SOLE	0	812	0	54
KKR & Co Inc	Com	48251W104	1,092,167	7,384	SH		SOLE	0	7,032	0	352
Kellanova	Com	487836108	716,018	8,843	SH		SOLE	0	8,843	0	0
Kenvue Inc	Com	49177J102	717,125	33,589	SH		SOLE	0	31,760	0	1,829
Kimberly Clark Corp	Com	494368103	1,657,787	12,651	SH		SOLE	0	11,975	140	536
L3Harris Technologies Inc	Com	502431109	845,746	4,022	SH		SOLE	0	3,967	0	55
Lennar Corporation	Com	526057104	736,125	5,398	SH		SOLE	0	5,363	0	35
Lilly Eli & Co	Com	532457108	5,417,896	7,018	SH		SOLE	0	6,949	0	69
Lockheed Martin Corp Com	Com	539830109	5,945,962	12,236	SH		SOLE	0	11,883	216	137
Lowes Companies Inc	Com	548661107	3,480,127	14,101	SH		SOLE	0	8,137	519	5,445
M&T Bk Corp	Com	55261F104	445,772	2,371	SH		SOLE	0	2,371	0	0
MSCI Inc	Com	55354G100	2,428,840	4,048	SH		SOLE	0	4,048	0	0
Magnachip Semiconductor Corp N	Com	55933J203	70,258	17,477	SH		SOLE	0	16,372	0	1,105
Magnolia Oil & Gas Corp	Com	559663109	253,837	10,857	SH		SOLE	0	9,754	0	1,103
Marsh & McLennan Co Inc	Com	571748102	1,073,945	5,056	SH		SOLE	0	4,822	0	234
Marriott International Inc Class A	Com	571903202	980,474	3,515	SH		SOLE	0	3,341	0	174
Masco Corporation	Com	574599106	242,021	3,335	SH		SOLE	0	3,335	0	0
Mastercard Inc Cl A	Com	57636Q104	8,686,299	16,496	SH		SOLE	0	13,732	0	2,764
McCormick & Co Inc	Com	579780206	681,738	8,942	SH		SOLE	0	8,942	0	0
McDonalds Corp	Com	580135101	9,446,935	32,588	SH		SOLE	0	32,219	0	369
McKesson Corporation	Com	58155Q103	2,165,658	3,800	SH		SOLE	0	3,283	0	517
Merck & Co Inc New	Com	58933Y105	7,911,346	79,527	SH		SOLE	0	75,997	38	3,492
Metlife, Inc.	Com	59156R108	317,449	3,877	SH		SOLE	0	3,877	0	0
Microsoft Corporation	Com	594918104	35,688,827	84,671	SH		SOLE	0	82,790	354	1,527
Microchip Technology Inc.	Com	595017104	536,624	9,357	SH		SOLE	0	7,697	0	1,660
Mondelez Intl Inc	Com	609207105	1,945,107	32,565	SH		SOLE	0	31,560	0	1,005
Morgan Stanley Dean Witter & Co.	Com	617446448	3,706,980	29,486	SH		SOLE	0	28,178	53	1,255
Mueller Industries Inc	Com	624756102	275,776	3,475	SH		SOLE	0	3,125	0	350
NOV Inc	Com	62955J103	874,467	59,895	SH		SOLE	0	58,766	0	1,129
Nasdaq Stk Mkt Inc	Com	631103108	780,986	10,102	SH		SOLE	0	9,591	0	511
Netflix Com Inc	Com	64110L106	1,714,900	1,924	SH		SOLE	0	1,924	0	0
NextEra Energy Inc	Com	65339F101	7,211,010	100,586	SH		SOLE	0	97,641	100	2,845
Nike, Inc. Class B	Com	654106103	1,550,705	20,493	SH		SOLE	0	15,567	0	4,926
Norfolk Southern Corp	Com	655844108	4,506,475	19,201	SH		SOLE	0	18,826	0	375
Northwestern Corp	Com	668074305	221,378	4,141	SH		SOLE	0	3,667	0	474
Novo-Nordisk As Adr	Com	670100205	1,081,185	12,569	SH		SOLE	0	11,469	0	1,100
Nvidia Corp.	Com	67066G104	9,369,279	69,769	SH		SOLE	0	65,944	0	3,825
Nuveen ESG Large Cap Value ETF	Com	67092P300	2,139,051	54,332	SH		SOLE	0	52,647	0	1,685
NuShares ESG Mid Growth ETF	Com	67092P409	297,262	6,274	SH		SOLE	0	6,274	0	0
Nuveen ESG Mid Cap Value ETF	Com	67092P508	1,998,094	57,400	SH		SOLE	0	55,848	0	1,552
O'Reilly Automotive Inc New Com	Com	67103H107	1,473,949	1,243	SH		SOLE	0	1,148	0	95
Ollies Bargain Outlet Hldgs Inc	Com	681116109	247,990	2,260	SH		SOLE	0	2,260	0	0
Onto Innovation Inc	Com	683344105	273,339	1,640	SH		SOLE	0	1,548	0	92
Oracle Corporation	Com	68389X105	12,567,489	75,417	SH		SOLE	0	69,078	2,246	4,093
Orasure Technologies Inc	Com	68554V108	38,789	10,745	SH		SOLE	0	9,989	0	756
Otis Worldwide Corp	Com	68902V107	2,378,317	25,681	SH		SOLE	0	24,722	500	459
Ovintiv Inc	Com	69047Q102	284,391	7,022	SH		SOLE	0	6,764	0	258
Owens Corning Com	Com	690742101	204,214	1,199	SH		SOLE	0	1,146	0	53
PTC Inc	Com	69370C100	205,567	1,118	SH		SOLE	0	1,118	0	0
Paccar Inc Com	Com	693718108	1,254,793	12,063	SH		SOLE	0	11,463	0	600
Palo Alto Network	Com	697435105	746,582	4,103	SH		SOLE	0	4,103	0	0
Paychex Inc.	Com	704326107	9,112,898	64,990	SH		SOLE	0	62,992	0	1,998
Paycom Software Inc	Com	70432V102	548,500	2,676	SH		SOLE	0	2,676	0	0
Paypal Hldgs Inc	Com	70450Y103	1,895,709	22,211	SH		SOLE	0	20,429	0	1,782
Penumbra Inc	Com	70975L107	267,165	1,125	SH		SOLE	0	1,125	0	0
Pepsico Inc	Com	713448108	10,286,099	67,645	SH		SOLE	0	62,339	0	5,306
Pfizer Inc.	Com	717081103	5,293,425	199,526	SH		SOLE	0	191,812	222	7,492
Philip Morris Intl Inc	Com	718172109	665,656	5,531	SH		SOLE	0	3,522	0	2,009
Pimco ETF TR 1-5 YR US TIPS INDEX FD	Com	72201R205	217,042	4,150	SH		SOLE	0	0	0	4,150
Piper Sandler Companies	Com	724078100	260,957	870	SH		SOLE	0	770	0	100
Procter & Gamble Co	Com	742718109	13,669,007	81,533	SH		SOLE	0	78,552	1,667	1,314
Progessive Corp OH Com	Com	743315103	1,870,396	7,806	SH		SOLE	0	7,409	0	397
Prologis Inc REIT	Com	74340W103	1,047,064	9,906	SH		SOLE	0	9,378	0	528
Prudential Financial Inc	Com	744320102	1,237,690	10,442	SH		SOLE	0	10,296	0	146
Pure Storage Inc	Com	74624M102	204,746	3,333	SH		SOLE	0	3,333	0	0
Qualcomm Inc	Com	747525103	1,689,666	10,999	SH		SOLE	0	10,962	0	37
Quanta Services, Inc.	Com	74762E102	230,400	729	SH		SOLE	0	0	0	729
Raymond James Financial Inc.	Com	754730109	288,292	1,856	SH		SOLE	0	1,856	0	0
RTX Corp	Com	75513E101	11,193,711	96,731	SH		SOLE	0	93,826	872	2,033
Resmed Inc	Com	761152107	238,752	1,044	SH		SOLE	0	1,044	0	0
Ross Stores Inc	Com	778296103	439,591	2,906	SH		SOLE	0	2,906	0	0
S&P Global Inc	Com	78409V104	1,525,964	3,064	SH		SOLE	0	3,064	0	0
SPDR S&P 500 ETF Trust	Com	78462F103	39,787,799	67,888	SH		SOLE	0	66,629	0	1,259
SPS Commerce	Com	78463M107	264,210	1,436	SH		SOLE	0	1,436	0	0
SPDR S&P 600 Small Cap Value ETF	Com	78464A300	17,985,017	206,132	SH		SOLE	0	204,050	427	1,655
SPDR S&P 500 Growth ETF	Com	78464A409	45,039,960	512,400	SH		SOLE	0	509,718	2,682	0
SPDR S&P Dividend ETF	Com	78464A763	3,812,010	28,857	SH		SOLE	0	28,857	0	0
Spdr S P 400 Mid Cap Value ETF	Com	78464A839	30,557,002	381,010	SH		SOLE	0	377,945	1,133	1,932
SPDR Dow Jones Indl Average ETF Trust	Com	78467X109	3,359,748	7,896	SH		SOLE	0	7,843	0	53
SPDR Bloomberg 1-10 Year TIPS ETF	Com	78468R861	257,936	13,950	SH		SOLE	0	0	0	13,950
Saia Inc	Com	78709Y105	237,435	521	SH		SOLE	0	521	0	0
Salesforce.Com	Com	79466L302	3,788,628	11,332	SH		SOLE	0	10,959	0	373
SAP SE-Sponsored ADR	Com	803054204	1,316,239	5,346	SH		SOLE	0	5,346	0	0
Schlumberger Ltd	Com	806857108	1,865,969	48,669	SH		SOLE	0	46,801	0	1,868
Schwab Charles Corp	Com	808513105	2,455,356	33,176	SH		SOLE	0	32,813	0	363
Schwab US Broad Market ETF	Com	808524102	360,930	15,900	SH		SOLE	0	15,900	0	0
Schwab US Large-Cap Growth ETF	Com	808524300	276,916	9,936	SH		SOLE	0	9,936	0	0
Schwab Fundamental Intl Equity ETF	Com	808524755	29,806,241	897,508	SH		SOLE	0	893,033	2,713	1,762
Schwab Strategic Tr Us Tips ETF	Com	808524870	316,469	12,252	SH		SOLE	0	300	0	11,952
Servicenow Inc	Com	81762P102	1,811,745	1,709	SH		SOLE	0	1,709	0	0
Sherwin Williams Co	Com	824348106	226,733	667	SH		SOLE	0	667	0	0
Shopify Inc	Com	82509L107	1,528,281	14,373	SH		SOLE	0	14,367	0	6
Skyworks Solutions, Inc.	Com	83088M102	744,735	8,398	SH		SOLE	0	8,358	40	0
Snap-On Inc.	Com	833034101	2,216,804	6,530	SH		SOLE	0	6,313	0	217
Southern Co	Com	842587107	3,380,224	41,062	SH		SOLE	0	39,113	0	1,949
Starbucks Corp	Com	855244109	280,594	3,075	SH		SOLE	0	2,446	0	629
State Street Corp.	Com	857477103	423,223	4,312	SH		SOLE	0	4,312	0	0
Stryker Corp.	Com	863667101	3,097,510	8,603	SH		SOLE	0	6,543	0	2,060
Synchrony Financial	Com	87165B103	542,685	8,349	SH		SOLE	0	8,349	0	0
Sysco Corp	Com	871829107	833,873	10,906	SH		SOLE	0	10,383	0	523
TJX Companies Inc	Com	872540109	4,060,182	33,608	SH		SOLE	0	26,043	0	7,565
T-Mobile US	Com	872590104	1,446,223	6,552	SH		SOLE	0	6,430	0	122
Take-Two Interactive Software Inc.	Com	874054109	231,389	1,257	SH		SOLE	0	1,257	0	0
Target Corp.	Com	87612E106	1,917,799	14,187	SH		SOLE	0	13,884	0	303
Tesla Motors Inc	Com	88160R101	530,646	1,314	SH		SOLE	0	774	0	540
Texas Instruments Inc	Com	882508104	4,052,091	21,610	SH		SOLE	0	19,113	0	2,497
Thermo Fisher Scientific, Inc.	Com	883556102	4,218,545	8,109	SH		SOLE	0	7,943	0	166
3M Company	Com	88579Y101	2,076,284	16,084	SH		SOLE	0	15,554	75	455
Travelers Cos Inc.	Com	89417E109	2,404,564	9,982	SH		SOLE	0	9,892	0	90
Truist Finl Corp	Com	89832Q109	1,329,814	30,655	SH		SOLE	0	28,954	187	1,514
US Bancorp Del New	Com	902973304	382,783	8,003	SH		SOLE	0	6,291	0	1,712
Unilever Plc Spons Adr New	Com	904767704	271,139	4,782	SH		SOLE	0	4,782	0	0
Union Pacific Corp	Com	907818108	2,384,842	10,458	SH		SOLE	0	10,165	0	293
United Parcel Service Inc	Com	911312106	865,298	6,862	SH		SOLE	0	6,486	0	376
United Rentals Inc	Com	911363109	755,864	1,073	SH		SOLE	0	1,000	0	73
US Foods Hldg Corp	Com	912008109	253,717	3,761	SH		SOLE	0	3,761	0	0
Unitedhealth Group Inc	Com	91324P102	1,862,577	3,682	SH		SOLE	0	3,594	5	83
VanEck Vectors Green Bond ETF	Com	92189F171	829,998	35,021	SH		SOLE	0	34,754	0	267
Vanguard Dividend Appreciation ETF	Com	921908844	381,085	1,946	SH		SOLE	0	1,946	0	0
Vanguard S&P 500 Growth ETF	Com	921932505	353,248	965	SH		SOLE	0	965	0	0
Vanguard Whitehall Fds High Div Yield ETF	Com	921946406	431,637	3,383	SH		SOLE	0	3,383	0	0
Vanguard Intl Dividend Appreciation ETF	Com	921946810	1,298,398	16,232	SH		SOLE	0	14,675	0	1,557
Vanguard Total Int'l Bond ETF	Com	92203J407	2,528,380	51,547	SH		SOLE	0	50,945	602	0
Vanguard FTSE All-Wld ex-US SmCp Idx ETF	Com	922042718	1,650,573	14,418	SH		SOLE	0	14,263	0	155
Vanguard FTSE Emerging Mkt MFC	Com	922042858	4,727,738	107,351	SH		SOLE	0	106,827	204	320
Vanguard MSCI Pacific ETF	Com	922042866	1,304,721	18,366	SH		SOLE	0	18,059	107	200
Vanguard MSCI Europe ETF	Com	922042874	1,981,787	31,224	SH		SOLE	0	30,623	376	225
Vanguard Index Funds S & P 500 ETF	Com	922908363	2,372,380	4,403	SH		SOLE	0	4,403	0	0
Vanguard REIT ETF	Com	922908553	4,151,662	46,606	SH		SOLE	0	46,366	90	150
Vanguard Small Cap Value	Com	922908611	927,086	4,678	SH		SOLE	0	4,678	0	0
Vanguard Mid-Cap Etf	Com	922908629	10,083,691	38,177	SH		SOLE	0	38,077	0	100
Vanguard Growth ETF	Com	922908736	1,395,906	3,401	SH		SOLE	0	3,401	0	0
Vanguard Value ETF	Com	922908744	350,790	2,072	SH		SOLE	0	1,672	0	400
Vanguard Small Cap ETF	Com	922908751	12,178,832	50,686	SH		SOLE	0	50,499	49	138
Vanguard Total Stock Mkt Index ETF	Com	922908769	340,237	1,174	SH		SOLE	0	1,174	0	0
Verizon Communications	Com	92343V104	2,432,472	60,827	SH		SOLE	0	58,271	734	1,822
Visa	Com	92826C839	2,917,997	9,233	SH		SOLE	0	8,853	0	380
Walmart Inc	Com	931142103	4,086,621	45,231	SH		SOLE	0	41,964	0	3,267
Waste Mgmt Inc New	Com	94106L109	521,829	2,586	SH		SOLE	0	1,686	0	900
Waters Corp Com	Com	941848103	266,364	718	SH		SOLE	0	718	0	0
Watts Water Technologies Inc.	Com	942749102	240,301	1,182	SH		SOLE	0	1,182	0	0
Webster Fncl Corp. Waterbury Conn.	Com	947890109	206,412	3,738	SH		SOLE	0	3,311	0	427
Wells Fargo & Company	Com	949746101	585,029	8,329	SH		SOLE	0	8,168	0	161
Williams Sonoma Inc Com	Com	969904101	257,215	1,389	SH		SOLE	0	1,295	0	94
WisdomTree Emerging Markets ETF	Com	97717W315	8,187,038	202,199	SH		SOLE	0	200,516	829	854
Workday Inc Class A	Com	98138H101	915,748	3,549	SH		SOLE	0	3,549	0	0
Yum Brands Inc.	Com	988498101	1,090,050	8,125	SH		SOLE	0	7,778	0	347
Zimmer Biomet Hldgs Inc	Com	98956P102	222,457	2,106	SH		SOLE	0	2,106	0	0
Zoetis Inc	Com	98978V103	1,178,961	7,236	SH		SOLE	0	7,236	0	0
Allegion PLC	Com	G0176J109	479,857	3,672	SH		SOLE	0	3,348	324	0
AON Plc	Com	G0403H108	1,414,013	3,937	SH		SOLE	0	3,746	0	191
Accenture PLC	Com	G1151C101	5,080,903	14,443	SH		SOLE	0	13,973	55	415
Eaton Corp PLC	Com	G29183103	2,455,838	7,400	SH		SOLE	0	6,548	0	852
Linde Plc	Com	G54950103	1,663,376	3,973	SH		SOLE	0	3,741	175	57
Medtronic PLC	Com	G5960L103	978,530	12,250	SH		SOLE	0	12,178	72	0
Trane Technologies PLC	Com	G8994E103	3,800,981	10,291	SH		SOLE	0	9,157	1,134	0
Chubb Limited	Com	H1467J104	1,486,770	5,381	SH		SOLE	0	5,205	0	176
NXP Semiconductors NV	Com	N6596X109	657,222	3,162	SH		SOLE	0	3,002	0	160
Soper Company Common	Com	SOPCOM993	4,310,904	303	SH		SOLE	0	303	0	0
Soper-Wheeler CO. LLC	Com	SOPLLC998	156,408	30,319	SH		SOLE	0	30,319	0	0