LCNB (LCNB) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	Common Stock	88579Y101	401	2,568	SH		SOLE		1,720	0	848
Abbott Laboratories	Common Stock	002824100	1,670	18,264	SH		SOLE		12,085	150	6,029
Abbvie Inc.	Common Stock	00287Y109	619	6,304	SH		SOLE		3,198	0	3,106
Accenture PLC	Int'l Common Stock	G1151C101	905	4,217	SH		SOLE		2,220	0	1,997
Adobe Inc.	Common Stock	00724F101	216	497	SH		SOLE		253	0	244
Alphabet Inc.	Common Stock	02079K107	1,931	1,366	SH		SOLE		983	40	343
Alphabet Inc.	Common Stock	02079K305	1,499	1,057	SH		SOLE		794	0	263
Amazon.com Inc	Common Stock	023135106	944	342	SH		SOLE		287	0	55
American Tower REIT	Common Stock	03027X100	204	790	SH		SOLE		427	0	363
Amgen Inc.	Common Stock	031162100	1,212	5,137	SH		SOLE		2,662	0	2,475
Analog Devices Inc.	Common Stock	032654105	421	3,432	SH		SOLE		1,799	0	1,633
Apple Inc.	Common Stock	037833100	4,053	11,111	SH		SOLE		7,874	100	3,137
AT&T Inc.	Common Stock	00206R102	843	27,887	SH		SOLE		22,648	0	5,239
Automatic Data Processing	Common Stock	053015103	754	5,061	SH		SOLE		3,533	0	1,528
Bank of America Corp.	Common Stock	060505104	258	10,848	SH		SOLE		10,327	0	521
Baxter International Inc.	Common Stock	071813109	647	7,510	SH		SOLE		3,905	0	3,605
Berkshire Hathaway Inc.	Common Stock	084670702	794	4,449	SH		SOLE		1,559	0	2,890
Blackrock Inc.	Common Stock	09247X101	479	881	SH		SOLE		646	100	135
Boeing Co.	Common Stock	097023105	288	1,572	SH		SOLE		1,082	0	490
Bristol-Myers Squibb Co	Common Stock	110122108	589	10,011	SH		SOLE		6,500	0	3,511
Broadcom Ltd.	Common Stock	11135F101	910	2,883	SH		SOLE		2,224	200	459
C H Robinson Worldwide Inc.	Common Stock	12541W209	490	6,203	SH		SOLE		5,903	0	300
Cardinal Health Inc.	Common Stock	14149Y108	215	4,117	SH		SOLE		3,191	0	926
Caterpillar Inc.	Common Stock	149123101	312	2,465	SH		SOLE		2,167	0	298
Chevron Corporation	Common Stock	166764100	1,832	20,527	SH		SOLE		19,342	250	935
Cincinnati Financial Corp	Common Stock	172062101	1,766	27,582	SH		SOLE		27,582	0	0
Cintas Corp.	Common Stock	172908105	420	1,575	SH		SOLE		1,575	0	0
Cisco Systems Inc.	Common Stock	17275R102	759	16,265	SH		SOLE		15,479	0	786
Citigroup Inc.	Common Stock	172967424	280	5,474	SH		SOLE		4,106	700	668
Clorox Co.	Common Stock	189054109	227	1,035	SH		SOLE		1,035	0	0
Coca-Cola Company	Common Stock	191216100	790	17,674	SH		SOLE		15,987	0	1,687
Comcast Corp.	Common Stock	20030N101	220	5,654	SH		SOLE		4,317	0	1,337
Costco Wholesale Corp	Common Stock	22160K105	202	666	SH		SOLE		416	0	250
CULLEN FROST BANKERS INC	Common Stock	229899109	208	2,790	SH		SOLE		400	0	2,390
CVS Health Corporation	Common Stock	126650100	279	4,289	SH		SOLE		3,289	0	1,000
Danaher Corp.	Common Stock	235851102	547	3,093	SH		SOLE		2,643	450	0
DBX Xtrackers MSCI EAFE Hedged Equity ETF TR	International Equity ETF	233051200	844	27,931	SH		SOLE		23,435	1,150	3,346
Deere & Co.	Common Stock	244199105	321	2,044	SH		SOLE		869	0	1,175
DIAGEO PLC SPONSORED A D R	Int'l Common Stock	25243Q205	274	2,039	SH		SOLE		577	0	1,462
Disney Walt Co.	Common Stock	254687106	1,582	14,183	SH		SOLE		9,846	0	4,337
Dominion Energy Inc.	Common Stock	25746U109	259	3,195	SH		SOLE		2,995	0	200
Duke Energy Holding Corp.	Common Stock	26441C204	829	10,371	SH		SOLE		7,170	0	3,201
Eaton Corp.	Common Stock	G29183103	721	8,238	SH		SOLE		7,102	0	1,136
Eli Lilly Co.	Common Stock	532457108	588	3,583	SH		SOLE		3,433	0	150
Emerson Electric Co.	Common Stock	291011104	425	6,845	SH		SOLE		6,195	0	650
Enbridge Inc.	Int'l Common Stock	29250N105	841	27,654	SH		SOLE		11,963	0	15,691
ESSA BANCORP INC	Common Stock	29667D104	209	15,000	SH		SOLE		15,000	0	0
Exxon Mobil Corp.	Common Stock	30231G102	1,000	22,359	SH		SOLE		18,002	450	3,907
Fed Ex Corp.	Common Stock	31428X106	472	3,365	SH		SOLE		1,728	0	1,637
First Financial Bancorp	Common Stock	320209109	242	17,446	SH		SOLE		17,446	0	0
Fiserv Inc.	Common Stock	337738108	213	2,185	SH		SOLE		2,185	0	0
General Dynamics Corp.	Common Stock	369550108	205	1,372	SH		SOLE		1,372	0	0
General Mills Inc.	Common Stock	370334104	941	15,258	SH		SOLE		12,794	700	1,764
Health Care Select Sector SPDR TR	Exchange Traded Fund	81369Y209	841	8,408	SH		SOLE		8,408	0	0
Hershey Company	Common Stock	427866108	1,111	8,570	SH		SOLE		8,570	0	0
Home Depot Inc.	Common Stock	437076102	789	3,148	SH		SOLE		2,942	0	206
Honeywell International Inc.	Common Stock	438516106	766	5,300	SH		SOLE		4,594	0	706
Illinois Tool Works Inc.	Common Stock	452308109	454	2,598	SH		SOLE		1,028	0	1,570
Intel Corp.	Common Stock	458140100	2,652	44,333	SH		SOLE		31,739	800	11,794
International Business Machines Corp.	Common Stock	459200101	245	2,027	SH		SOLE		1,547	0	480
INVESTORS BANCORP INC NEW	Common Stock	46146L101	89	10,455	SH		SOLE		10,455	0	0
IShares Core S&P 500 ETF	Exchange Traded Fund	464287200	1,012	3,268	SH		SOLE		2,293	0	975
IShares Core US Aggregate Bond Fund	Fixed Income ETF	464287226	449	3,801	SH		SOLE		3,651	0	150
IShares Inc. Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	2,604	54,708	SH		SOLE		50,369	0	4,339
IShares Inc. TR Core MSCI EAFE ETF	International Equity ETF	46432F842	9,479	165,838	SH		SOLE		152,862	3,075	9,901
IShares NASDAQ Biotechnology TR	Exchange Traded Fund	464287556	516	3,775	SH		SOLE		3,525	250	0
IShares S&P Small Cap 600 Value ETF	Exchange Traded Fund	464287879	213	1,768	SH		SOLE		1,568	0	200
IShares TR Core S&P Mid Cap ETF	Exchange Traded Fund	464287507	2,074	11,663	SH		SOLE		9,763	0	1,900
IShares TR Core S&P Small Cap ETF	Exchange Traded Fund	464287804	1,243	18,195	SH		SOLE		16,605	650	940
IShares TR Core S&P Total US Stock Market ETF	Exchange Traded Fund	464287150	2,290	32,980	SH		SOLE		31,460	0	1,520
IShares TR Min Vol USA ETF	Exchange Traded Fund	46429B697	4,174	68,843	SH		SOLE		62,323	3,000	3,520
IShares TR MSCI EAFE ETF	International Equity ETF	464287465	886	14,558	SH		SOLE		13,143	0	1,415
IShares TR MSCI Emerging Markets ETF	International Equity ETF	464287234	242	6,041	SH		SOLE		6,041	0	0
IShares TR MSCI Min Vol EAFE ETF	Exchange Traded Fund	46429B689	525	7,950	SH		SOLE		7,022	0	928
ISHARES TR RUS 1000 GRW ETF	Exchange Traded Fund	464287614	246	1,284	SH		SOLE		326	0	958
IShares TR Russell 2000 ETF	Exchange Traded Fund	464287655	624	4,360	SH		SOLE		4,185	0	175
IShares TR Russell 3000 ETF	Exchange Traded Fund	464287689	2,573	14,287	SH		SOLE		12,887	1,100	300
IShares TR Russell Mid Cap ETF	Exchange Traded Fund	464287499	835	15,572	SH		SOLE		12,027	0	3,545
IShares TR Russell Mid Cap Growth ETF	Exchange Traded Fund	464287481	633	4,003	SH		SOLE		4,003	0	0
IShares TR Russell Mid Cap Value ETF	Exchange Traded Fund	464287473	378	4,945	SH		SOLE		4,945	0	0
IShares TR Select Dividend ETF	Exchange Traded Fund	464287168	218	2,703	SH		SOLE		2,049	0	654
IShares TR TIPS Bond ETF	Fixed Income ETF	464287176	582	4,730	SH		SOLE		4,730	0	0
IShares TR US Home Construction ETF	Exchange Traded Fund	464288752	216	4,885	SH		SOLE		3,185	1,000	700
Johnson & Johnson	Common Stock	478160104	2,345	16,673	SH		SOLE		13,781	250	2,642
JP Morgan Chase Co.	Common Stock	46625H100	1,324	14,077	SH		SOLE		12,198	0	1,879
KEYCORP NEW	Common Stock	493267108	403	33,116	SH		SOLE		33,116	0	0
Kroger Co.	Common Stock	501044101	339	10,026	SH		SOLE		7,851	0	2,175
Lam Research Corp.	Common Stock	512807108	866	2,678	SH		SOLE		2,340	150	188
LCNB Corp.	Common Stock	50181P100	4,421	277,010	SH		SOLE		266,810	0	10,200
LCNB Corp.	Common Stock	50181P100	4,402	275,840	SH		OTR		275,840	0	0
Linde PLC	Int'l Common Stock	G5494J103	495	2,332	SH		SOLE		699	0	1,633
Lockheed Martin Corp.	Common Stock	539830109	1,108	3,037	SH		SOLE		2,830	100	107
Lowes Co Inc.	Common Stock	548661107	1,659	12,276	SH		SOLE		8,330	0	3,946
Mastercard Inc.	Common Stock	57636Q104	776	2,624	SH		SOLE		1,245	0	1,379
McCormick Co Inc.	Common Stock	579780206	478	2,665	SH		SOLE		2,415	0	250
McDonalds Corp.	Common Stock	580135101	1,084	5,874	SH		SOLE		4,891	0	983
Medtronic PLC	Int'l Common Stock	G5960L103	520	5,669	SH		SOLE		4,255	0	1,414
Merck and Co Inc.	Common Stock	58933Y105	818	10,580	SH		SOLE		9,722	0	858
Microsoft Corp.	Common Stock	594918104	6,764	33,237	SH		SOLE		25,153	0	8,084
Mondelez International Inc	Common Stock	609207105	368	7,207	SH		SOLE		6,463	0	744
NextEra Energy Inc.	Common Stock	65339F101	659	2,743	SH		SOLE		2,283	0	460
Nike Inc.	Common Stock	654106103	1,303	13,290	SH		SOLE		11,072	0	2,218
Norfolk Southern Corp.	Common Stock	655844108	413	2,355	SH		SOLE		1,635	0	720
Novartis AG ADR	Int'l Common Stock	66987V109	1,125	12,879	SH		SOLE		10,046	450	2,383
NVIDIA Corp.	Common Stock	67066G104	293	771	SH		SOLE		721	0	50
Oracle Corporation	Common Stock	68389X105	511	9,239	SH		SOLE		7,641	0	1,598
PayPal Holdings Inc.	Common Stock	70450Y103	512	2,938	SH		SOLE		2,338	400	200
PEOPLES UNITED FINANCIAL INC	Common Stock	712704105	157	13,595	SH		SOLE		13,595	0	0
Pepsico Inc.	Common Stock	713448108	2,045	15,463	SH		SOLE		12,729	0	2,734
Pfizer Inc.	Common Stock	717081103	1,119	34,222	SH		SOLE		29,328	1,000	3,894
Phillips 66	Common Stock	718546104	264	3,675	SH		SOLE		3,515	0	160
PNC Financial Services Group Inc.	Common Stock	693475105	248	2,356	SH		SOLE		2,113	0	243
Procter & Gamble Co.	Common Stock	742718109	7,832	65,501	SH		SOLE		62,477	400	2,624
Procter & Gamble Co.	Common Stock	742718109	191	1,600	SH		OTR		1,600	0	0
Prudential Financial Inc.	Common Stock	744320102	232	3,810	SH		SOLE		2,985	200	625
Regions Financial Corp.	Common Stock	7591EP100	118	10,604	SH		SOLE		9,604	0	1,000
Schwab US Large Cap Growth ETF	Exchange Traded Fund	808524300	3,273	32,234	SH		SOLE		31,124	0	1,110
Schwab US Large Cap Value ETF	Exchange Traded Fund	808524409	2,990	59,678	SH		SOLE		57,634	0	2,044
Southern Co.	Common Stock	842587107	467	9,003	SH		SOLE		8,156	0	847
SPDR Gold TR	Exchange Traded Fund	78463V107	1,021	6,102	SH		SOLE		5,665	0	437
SPDR S&P 500 Trust ETF	Exchange Traded Fund	78462F103	3,133	10,161	SH		SOLE		10,161	0	0
SPDR S&P Mid Cap 400 ETF TR	Exchange Traded Fund	78467Y107	553	1,705	SH		SOLE		1,600	0	105
Starbucks Corp.	Common Stock	855244109	1,049	14,255	SH		SOLE		11,714	500	2,041
Stryker Corp.	Common Stock	863667101	221	1,229	SH		SOLE		839	0	390
T Rowe Price Group Inc.	Common Stock	74144T108	980	7,934	SH		SOLE		6,551	284	1,099
Technology Select Sector SPDR TR	Exchange Traded Fund	81369Y803	1,485	14,210	SH		SOLE		14,210	0	0
Texas Instruments Inc.	Common Stock	882508104	345	2,719	SH		SOLE		2,046	0	673
TFS FINL CORP	Common Stock	87240R107	283	19,800	SH		SOLE		19,800	0	0
TJX Companies Inc.	Common Stock	872540109	915	18,106	SH		SOLE		7,691	0	10,415
Tractor Supply Co.	Common Stock	892356106	362	2,745	SH		SOLE		2,360	0	385
U.S. Bancorp	Common Stock	902973304	1,501	40,757	SH		SOLE		34,571	800	5,386
Union Pacific Corp.	Common Stock	907818108	300	1,777	SH		SOLE		1,684	0	93
United Parcel Service Inc	Common Stock	911312106	631	5,676	SH		SOLE		4,690	296	690
United Technologies Corp	Common Stock	75513E101	545	8,842	SH		SOLE		5,397	287	3,158
V F Corp.	Common Stock	918204108	214	3,509	SH		SOLE		2,044	0	1,465
Vanguard High Dividend Yield Fund	Exchange Traded Fund	921946406	303	3,840	SH		SOLE		1,195	0	2,645
Vanguard Intermediate Term Bond Index Fund Inc.	Fixed Income ETF	921937819	1,364	14,635	SH		SOLE		13,435	0	1,200
Vanguard International Equity Index Fund	International Equity ETF	922042858	222	5,600	SH		SOLE		5,390	0	210
Verizon Communications Inc.	Common Stock	92343V104	1,020	18,509	SH		SOLE		12,267	519	5,723
Verizon Communications Inc.	Common Stock	92343V104	91	1,646	SH		OTR		1,646	0	0
Visa Inc	Common Stock	92826C839	468	2,425	SH		SOLE		2,032	0	393
Walmart Inc.	Common Stock	931142103	361	3,015	SH		SOLE		2,665	0	350
Welltower Inc.	Common Stock	95040Q104	245	4,735	SH		SOLE		4,416	0	319
WestRock Co.	Common Stock	96145D105	391	13,830	SH		SOLE		13,455	0	375
WisdomTree US Total Dividend Fund	Exchange Traded Fund	97717W109	1,001	11,104	SH		SOLE		7,459	750	2,895