LCNB (LCNB) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co.	Common Stock	88579Y101	581	3,900	SH		SOLE		3,150	0	750
Abbott Laboratories	Common Stock	002824100	2,127	17,967	SH		SOLE		11,938	150	5,879
Abbvie Inc.	Common Stock	00287Y109	1,174	7,241	SH		SOLE		4,307	0	2,934
Accenture PLC	Int'l Common Stock	G1151C101	1,324	3,925	SH		SOLE		2,172	0	1,753
Alibaba Group Holding Ltd	Int'l Common Stock	01609W102	220	2,025	SH		SOLE		1,775	0	250
Alphabet Inc.	Common Stock	02079K107	3,653	1,308	SH		SOLE		958	30	320
Alphabet Inc.	Common Stock	02079K305	3,594	1,292	SH		SOLE		1,092	0	200
Amazon.com Inc	Common Stock	023135106	2,057	631	SH		SOLE		606	0	25
American Express Co.	Common Stock	025816109	311	1,662	SH		SOLE		1,567	0	95
American Tower REIT	Common Stock	03027X100	206	820	SH		SOLE		457	0	363
Amgen Inc.	Common Stock	031162100	1,485	6,142	SH		SOLE		3,837	0	2,305
Analog Devices Inc.	Common Stock	032654105	579	3,503	SH		SOLE		1,920	0	1,583
Applied Materials	Common Stock	038222105	215	1,632	SH		SOLE		1,632	0	0
AT&T Inc.	Common Stock	00206R102	689	29,163	SH		SOLE		25,224	0	3,939
Automatic Data Processing	Common Stock	053015103	1,239	5,443	SH		SOLE		3,931	0	1,512
Bank of America Corp.	Common Stock	060505104	468	11,357	SH		SOLE		10,086	0	1,271
Baxter International Inc.	Common Stock	071813109	615	7,925	SH		SOLE		4,445	0	3,480
Becton Dickinson and Co.	Common Stock	075887109	412	1,549	SH		SOLE		1,549	0	0
Berkshire Hathaway Inc.	Common Stock	084670702	1,686	4,777	SH		SOLE		2,399	0	2,378
Blackrock Inc.	Common Stock	09247X101	603	789	SH		SOLE		589	75	125
Boeing Co.	Common Stock	097023105	606	3,165	SH		SOLE		2,675	0	490
Booking Holdings Inc.	Common Stock	09857L108	244	104	SH		SOLE		64	20	20
Bristol-Myers Squibb Co	Common Stock	110122108	641	8,774	SH		SOLE		5,683	0	3,091
Broadcom Ltd.	Common Stock	11135F101	1,940	3,081	SH		SOLE		2,523	150	408
C H Robinson Worldwide Inc.	Common Stock	12541W209	783	7,270	SH		SOLE		6,970	0	300
Canadian Pacific Railway Ltd.	Int'l Common Stock	13645T100	340	4,116	SH		SOLE		2,172	0	1,944
Cardinal Health Inc.	Common Stock	14149Y108	445	7,851	SH		SOLE		6,925	0	926
Caterpillar Inc.	Common Stock	149123101	605	2,717	SH		SOLE		2,419	0	298
Chevron Corporation	Common Stock	166764100	2,950	18,116	SH		SOLE		17,810	0	306
Chubb Ltd	Common Stock	H1467J104	322	1,506	SH		SOLE		243	0	1,263
Cigna Corp.	Common Stock	125523100	396	1,654	SH		SOLE		1,654	0	0
Cincinnati Financial Corp	Common Stock	172062101	3,640	26,776	SH		SOLE		26,776	0	0
Cintas Corp.	Common Stock	172908105	625	1,469	SH		SOLE		1,469	0	0
Cisco Systems Inc.	Common Stock	17275R102	942	16,888	SH		SOLE		16,302	0	586
Citigroup Inc.	Common Stock	172967424	456	8,539	SH		SOLE		7,171	700	668
Coca-Cola Company	Common Stock	191216100	1,061	17,120	SH		SOLE		15,490	0	1,630
Comcast Corp.	Common Stock	20030N101	340	7,262	SH		SOLE		6,185	0	1,077
Concentrix Corp	Common Stock	20602D101	227	1,364	SH		SOLE		1,364	0	0
Conocophillips	Common Stock	20825C104	206	2,057	SH		SOLE		1,992	0	65
Consumer Staples Select Sector SPDR TR	Exchange Traded Fund	81369Y308	280	3,685	SH		SOLE		3,685	0	0
CSX Corp.	Common Stock	126408103	206	5,500	SH		SOLE		5,500	0	0
Cullen Frost Bankers Inc	Common Stock	229899109	512	3,700	SH		SOLE		1,400	0	2,300
CVS Health Corporation	Common Stock	126650100	443	4,375	SH		SOLE		3,725	0	650
Danaher Corp.	Common Stock	235851102	524	1,785	SH		SOLE		1,485	300	0
Deere & Co.	Common Stock	244199105	853	2,054	SH		SOLE		1,208	0	846
Diageo Plc Sponsored ADR	Int'l Common Stock	25243Q205	423	2,083	SH		SOLE		701	0	1,382
Disney Walt Co.	Common Stock	254687106	2,283	16,647	SH		SOLE		12,375	0	4,272
Dominion Energy Inc.	Common Stock	25746U109	362	4,257	SH		SOLE		4,057	0	200
Duke Energy Holding Corp.	Common Stock	26441C204	1,369	12,263	SH		SOLE		9,295	0	2,968
Eaton Corp.	Int'l Common Stock	G29183103	1,104	7,275	SH		SOLE		6,214	0	1,061
Eli Lilly Co.	Common Stock	532457108	709	2,475	SH		SOLE		2,325	0	150
Emerson Electric Co.	Common Stock	291011104	765	7,805	SH		SOLE		6,605	500	700
Enbridge Inc.	Int'l Common Stock	29250N105	1,191	25,850	SH		SOLE		10,159	0	15,691
Exxon Mobil Corp.	Common Stock	30231G102	1,068	12,937	SH		SOLE		11,691	0	1,246
Fed Ex Corp.	Common Stock	31428X106	732	3,163	SH		SOLE		1,676	0	1,487
Fifth Third Bancorp	Common Stock	316773100	204	4,750	SH		SOLE		496	0	4,254
Financial Select Sector SPDR TR	Exchange Traded Fund	81369Y605	389	10,150	SH		SOLE		10,150	0	0
First Financial Bancorp	Common Stock	320209109	477	20,696	SH		SOLE		20,696	0	0
Fiserv Inc.	Common Stock	337738108	204	2,010	SH		SOLE		2,010	0	0
General Dynamics Corp.	Common Stock	369550108	361	1,497	SH		SOLE		1,497	0	0
General Mills Inc.	Common Stock	370334104	1,205	17,800	SH		SOLE		15,586	700	1,514
Goldman Sachs Physical Gold ETF	Exchange Traded Fund	38150K103	1,604	83,437	SH		SOLE		76,382	2,821	4,234
Health Care Select Sector SPDR TR	Exchange Traded Fund	81369Y209	1,140	8,325	SH		SOLE		8,325	0	0
Hershey Company	Common Stock	427866108	1,857	8,570	SH		SOLE		8,570	0	0
Home Depot Inc.	Common Stock	437076102	869	2,903	SH		SOLE		2,754	0	149
Honeywell International Inc.	Common Stock	438516106	993	5,102	SH		SOLE		4,671	0	431
Illinois Tool Works Inc.	Common Stock	452308109	605	2,888	SH		SOLE		1,548	0	1,340
Intel Corp.	Common Stock	458140100	2,151	43,411	SH		SOLE		37,435	1,200	4,776
International Business Machines Corp.	Common Stock	459200101	440	3,381	SH		SOLE		2,976	0	405
Invesco QQQ Trust Series	Exchange Traded Fund	46090E103	641	1,767	SH		SOLE		1,767	0	0
Invesco S&P 500 Downside Hedged ETF	Exchange Traded Fund	46090A705	2,121	58,675	SH		SOLE		55,077	0	3,598
Invesco S&P 500 Equal Weight ETF	Exchange Traded Fund	46137V357	6,758	42,848	SH		SOLE		36,792	2,700	3,356
IShares Biotechnology ETF	Exchange Traded Fund	464287556	420	3,220	SH		SOLE		2,970	250	0
IShares Core S&P 500 ETF	Exchange Traded Fund	464287200	980	2,161	SH		SOLE		2,161	0	0
IShares Core US Aggregate Bond Fund	Fixed Income ETF	464287226	403	3,762	SH		SOLE		2,850	0	912
IShares Edge MSCI Min Vol USA ETF	Exchange Traded Fund	46429B697	1,214	15,648	SH		SOLE		13,123	0	2,525
IShares Inc. Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	2,779	50,022	SH		SOLE		47,272	0	2,750
IShares Inc. TR Core MSCI EAFE ETF	International Equity ETF	46432F842	13,916	200,196	SH		SOLE		186,596	2,500	11,100
IShares Intermediate Government-Credit Bond ETF	Fixed Income ETF	464288612	868	8,000	SH		SOLE		8,000	0	0
IShares S&P 500 Value ETF	Exchange Traded Fund	464287408	268	1,720	SH		SOLE		1,720	0	0
IShares S&P Small Cap 600 Value ETF	Exchange Traded Fund	464287879	252	2,460	SH		SOLE		2,460	0	0
IShares TR Core S&P Mid Cap ETF	Exchange Traded Fund	464287507	2,362	8,803	SH		SOLE		7,453	0	1,350
IShares TR Core S&P Small Cap ETF	Exchange Traded Fund	464287804	1,685	15,617	SH		SOLE		14,367	500	750
IShares TR Core S&P Total US Stock Market ETF	Exchange Traded Fund	464287150	2,784	27,585	SH		SOLE		26,910	0	675
IShares TR MSCI EAFE ETF	International Equity ETF	464287465	848	11,528	SH		SOLE		10,113	0	1,415
IShares TR MSCI Emerging Markets ETF	International Equity ETF	464287234	273	6,043	SH		SOLE		6,043	0	0
ISHARES TR MSCI INDIA ETF	International Equity ETF	46429B598	305	6,850	SH		SOLE		5,850	1,000	0
ISHARES TR RUS 1000 GRW ETF	Exchange Traded Fund	464287614	340	1,225	SH		SOLE		326	0	899
IShares TR Russell 2000 ETF	Exchange Traded Fund	464287655	879	4,282	SH		SOLE		4,132	0	150
IShares TR Russell 3000 ETF	Exchange Traded Fund	464287689	2,801	10,677	SH		SOLE		10,377	0	300
IShares TR Russell Mid Cap ETF	Exchange Traded Fund	464287499	1,066	13,658	SH		SOLE		10,942	0	2,716
IShares TR Russell Mid Cap Growth ETF	Exchange Traded Fund	464287481	421	4,190	SH		SOLE		4,190	0	0
IShares TR Russell Mid Cap Value ETF	Exchange Traded Fund	464287473	308	2,572	SH		SOLE		2,572	0	0
IShares TR Select Dividend ETF	Exchange Traded Fund	464287168	282	2,203	SH		SOLE		1,549	0	654
IShares TR TIPS Bond ETF	Fixed Income ETF	464287176	609	4,891	SH		SOLE		4,891	0	0
IShares TR US Home Construction ETF	Exchange Traded Fund	464288752	289	4,885	SH		SOLE		3,185	1,000	700
IShares TR US Real Estate ETF	Exchange Traded Fund	464287739	293	2,707	SH		SOLE		2,707	0	0
Johnson & Johnson	Common Stock	478160104	3,223	18,186	SH		SOLE		15,494	250	2,442
JP Morgan Chase Co.	Common Stock	46625H100	2,037	14,945	SH		SOLE		13,166	0	1,779
Kroger Co.	Common Stock	501044101	1,037	18,070	SH		SOLE		16,395	0	1,675
Lam Research Corp.	Common Stock	512807108	1,085	2,018	SH		SOLE		1,800	75	143
LCNB Corp.	Common Stock	50181P100	4,256	242,348	SH		SOLE		232,148	0	10,200
LCNB Corp.	Common Stock	50181P100	4,844	275,840	SH		OTR		275,840	0	0
Linde PLC	Int'l Common Stock	G5494J103	626	1,960	SH		SOLE		477	0	1,483
Lockheed Martin Corp.	Common Stock	539830109	1,341	3,039	SH		SOLE		2,832	100	107
Lowes Co Inc.	Common Stock	548661107	2,268	11,217	SH		SOLE		8,441	0	2,776
Mastercard Inc.	Common Stock	57636Q104	1,073	3,003	SH		SOLE		1,862	0	1,141
McCormick Co Inc.	Common Stock	579780206	434	4,350	SH		SOLE		3,850	0	500
McDonalds Corp.	Common Stock	580135101	1,333	5,391	SH		SOLE		4,408	0	983
Medtronic PLC	Int'l Common Stock	G5960L103	588	5,299	SH		SOLE		4,198	0	1,101
Merck and Co Inc.	Common Stock	58933Y105	1,753	21,369	SH		SOLE		20,311	0	1,058
Microsoft Corp.	Common Stock	594918104	8,894	28,846	SH		SOLE		21,681	135	7,030
Mondelez International Inc	Common Stock	609207105	668	10,648	SH		SOLE		9,805	0	843
NextEra Energy Inc.	Common Stock	65339F101	795	9,383	SH		SOLE		8,182	0	1,201
Nike Inc.	Common Stock	654106103	1,502	11,159	SH		SOLE		9,071	0	2,088
Norfolk Southern Corp.	Common Stock	655844108	751	2,632	SH		SOLE		2,062	0	570
Novartis AG ADR	Int'l Common Stock	66987V109	1,162	13,240	SH		SOLE		10,574	450	2,216
Nucor Corporation	Common Stock	670346105	250	1,680	SH		SOLE		1,680	0	0
Nvidia Corp	Common Stock	67066G104	824	3,020	SH		SOLE		2,820	0	200
NXP Semiconductors	Int'l Common Stock	N6596X109	224	1,210	SH		SOLE		1,210	0	0
Oracle Corporation	Common Stock	68389X105	600	7,247	SH		SOLE		6,309	0	938
PayPal Holdings Inc.	Common Stock	70450Y103	559	4,830	SH		SOLE		3,780	600	450
Pepsico Inc.	Common Stock	713448108	2,537	15,160	SH		SOLE		12,601	0	2,559
Pfizer Inc.	Common Stock	717081103	1,823	35,209	SH		SOLE		31,075	1,000	3,134
Phillips 66	Common Stock	718546104	231	2,671	SH		SOLE		2,511	0	160
Pioneer Natural Resources Co.	Common Stock	723787107	248	990	SH		SOLE		990	0	0
PNC Financial Services Group Inc.	Common Stock	693475105	451	2,443	SH		SOLE		2,200	0	243
Procter & Gamble Co.	Common Stock	742718109	8,120	53,139	SH		SOLE		50,152	400	2,587
Procter & Gamble Co.	Common Stock	742718109	244	1,600	SH		OTR		1,600	0	0
Prudential Financial Inc.	Common Stock	744320102	830	7,020	SH		SOLE		6,495	200	325
Putnam Managed Municipal Income Trust	Fixed Income ETF	746823103	145	20,565	SH		SOLE		20,565	0	0
Regions Financial Corp.	Common Stock	7591EP100	307	13,804	SH		SOLE		12,804	0	1,000
Schwab US Large Cap Growth ETF	Exchange Traded Fund	808524300	7,930	105,991	SH		SOLE		101,987	0	4,004
Schwab US Large Cap Value ETF	Exchange Traded Fund	808524409	7,545	105,691	SH		SOLE		101,677	0	4,014
Skyworks Solutions Inc	Common Stock	83088M102	208	1,559	SH		SOLE		1,359	0	200
Southern Co.	Common Stock	842587107	516	7,118	SH		SOLE		6,271	0	847
SPDR Gold TR	Exchange Traded Fund	78463V107	1,166	6,457	SH		SOLE		5,720	0	737
SPDR S&P 500 Trust ETF	Exchange Traded Fund	78462F103	4,623	10,236	SH		SOLE		10,236	0	0
SPDR S&P Mid Cap 400 ETF TR	Exchange Traded Fund	78467Y107	912	1,860	SH		SOLE		1,760	0	100
Starbucks Corp.	Common Stock	855244109	1,169	12,851	SH		SOLE		10,711	500	1,640
Stryker Corp.	Common Stock	863667101	309	1,157	SH		SOLE		977	0	180
Sysco Corp.	Common Stock	871829107	420	5,149	SH		SOLE		4,699	0	450
T Rowe Price Group Inc.	Common Stock	74144T108	1,153	7,627	SH		SOLE		6,578	284	765
Target Corporation	Common Stock	87612E106	294	1,384	SH		SOLE		1,272	0	112
Technology Select Sector SPDR TR	Exchange Traded Fund	81369Y803	1,910	12,015	SH		SOLE		12,015	0	0
Tesla Inc.	Common Stock	88160R101	1,835	1,703	SH		SOLE		1,703	0	0
Texas Instruments Inc.	Common Stock	882508104	443	2,415	SH		SOLE		1,982	0	433
The JM Smucker Co.	Common Stock	832696405	214	1,577	SH		SOLE		1,577	0	0
TJX Companies Inc.	Common Stock	872540109	1,256	20,739	SH		SOLE		10,514	0	10,225
Tractor Supply Co.	Common Stock	892356106	597	2,560	SH		SOLE		2,420	0	140
U.S. Bancorp	Common Stock	902973304	2,588	48,692	SH		SOLE		43,586	1,200	3,906
Union Pacific Corp.	Common Stock	907818108	436	1,597	SH		SOLE		1,504	0	93
United Health Group Inc.	Common Stock	91324P102	217	426	SH		SOLE		382	0	44
United Parcel Service Inc	Common Stock	911312106	1,179	5,498	SH		SOLE		4,688	296	514
United/Raytheon Technologies Corp	Common Stock	75513E101	770	7,768	SH		SOLE		5,883	287	1,598
Vanguard High Dividend Yield Fund	Exchange Traded Fund	921946406	428	3,811	SH		SOLE		1,395	0	2,416
Vanguard Intermediate Term Bond Index Fund	Fixed Income ETF	921937819	747	9,125	SH		SOLE		9,025	0	100
Vanguard Intermediate-Term Treasury	Fixed Income ETF	92206C706	315	5,008	SH		SOLE		330	0	4,678
Vanguard International Equity Index Fund	International Equity ETF	922042858	256	5,545	SH		SOLE		5,390	0	155
Vanguard Short Term Treasury ETF	Fixed Income ETF	92206C102	237	4,000	SH		SOLE		4,000	0	0
Verizon Communications Inc.	Common Stock	92343V104	799	15,680	SH		SOLE		12,747	0	2,933
Verizon Communications Inc.	Common Stock	92343V104	84	1,646	SH		OTR		1,646	0	0
Visa Inc	Common Stock	92826C839	332	1,499	SH		SOLE		1,165	0	334
Walmart Inc.	Common Stock	931142103	656	4,403	SH		SOLE		3,903	0	500
WEC Energy Group Inc.	Common Stock	92939U106	227	2,273	SH		SOLE		2,110	0	163
Welltower Inc.	Common Stock	95040Q104	455	4,735	SH		SOLE		4,416	0	319
WestRock Co.	Common Stock	96145D105	900	19,127	SH		SOLE		18,552	0	575
WisdomTree US Total Dividend Fund	Exchange Traded Fund	97717W109	1,135	17,588	SH		SOLE		12,588	800	4,200