First Federal Bankshares 10K 2009 Annual report | FFSX Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	7th grade Avg

New words: advantage, Anderson, ASC, asserted, attempted, authoritative, award, aware, Barring, briefly, budget, carryback, carryforward, Chairman, chapter, children, closure, Codification, College, Corbett, court, Crary, creditor, David, deficit, delegated, disputed, dissolution, Drake, effectuate, electronically, expedition, expert, facilitated, fail, failed, Foundation, Gendell, Great, Hartnett, Honey, Huff, inclusion, Inkster, Interactive, Irvin, issuance, Jeffrey, KPMG, LeGrand, liable, LLP, lot, mailed, mailing, McGladrey, Media, Morningside, NAI, ninety, nongovernmental, noninterest, OTC, OTCBB, outcome, oversee, partner, paving, Pink, post, posted, power, predecessor, procedure, Professor, progressed, Pullen, pursue, quotation, rata, reclassification, refund, remote, removed, rendered, request, reversed, Ringgenberg, Roederer, RSM, Secretary, shareholder, Sheehan, Storm, StrataVizion, substantive, Suite, suspended, ticker, treat, unaudited, undue, unforeseen, University, untimely, Vellinga, voluntary, Waitt, wind, winding, wound

Removed: absence, acceptable, acceptance, accessed, accountability, accreted, accrual, accrued, accruing, accuracy, achieve, acquired, acquiring, acquisition, acting, actively, added, adhere, adjust, adjustable, adjusted, adjustment, administered, Administration, administrator, adversely, affirmative, aforementioned, agency, aggregated, aggregating, agreed, agreement, ALCO, allocate, allocation, ALM, alternative, amortization, amortized, announced, annually, APB, applicant, application, appraisal, appraise, appraised, appraiser, approach, approving, approximated, arise, ARM, array, assigned, assured, attract, attracted, attracting, attractive, attribute, auditing, automated, automatic, automatically, automobile, backed, bad, balloon, bankruptcy, base, began, blanket, book, borrow, borrower, borrowing, breakdown, broad, broadened, brokered, bullion, buy, callable, calling, canceled, cap, capitalized, carried, carry, categorized, characterized, charter, Chicago, choice, choosing, circular, classification, classify, closely, CMO, collateral, collateralization, collateralized, collect, collectability, collected, collectibility, collectible, collecting, collection, collectively, Colorado, commitment, community, companion, comparison, compensate, compete, competency, competing, competitor, complex, component, comprised, comprising, concentration, concert, condominium, constituted, construction, consumer, content, context, continually, contract, contractor, contractually, controlled, controlling, convenience, convert, converted, convertible, core, corrected, coverage, CRA, credited, currency, curve, customer, daily, damage, dated, debt, deciding, decision, declaration, declared, declaring, declining, deduct, deducted, deductible, deed, degree, demand, denomination, department, depend, dependent, depository, depreciable, depreciate, depreciated, depreciating, depreciation, derivative, designated, detail, detailing, deterioration, determination, determining, DIF, difficult, difficulty, disability, disapprove, disapproved, disbursed, disbursing, discount, discounted, discounting, discrete, discriminating, disposed, distinct, diversified, divided, documentation, domestic, Dosland, doubtful, downturn, drawn, duration, earlier, earned, earning, easily, economy, efficiency, effort, elimination, employed, employment, enhanced, entry, equated, establishment, estimable, estimating, evaluate, exempt, expanded, experienced, expertise, expiration, expire, exposure, extend, extension, extensive, external, family, faster, favorable, FDI, FDICIA, fed, federally, fee, fewer, FHLB, FHLMC, filled, FIN, financing, fire, FIRF, FIRREA, floating, fluctuate, FNMA, foreclosed, foreclosure, foreign, forgone, found, Founded, FRA, fraud, frozen, fund, funding, furniture, gave, general, geographic, geographically, GNMA, good, goodwill, govern, governed, government, Grinnell, growth, guaranteed, hand, healthy, heavily, high, highest, highly, history, Holder, home, housing, identification, illustrated, impacted, impairment, implement, implemented, implementing, important, impose, imprecision, improbable, improved, improvement, improving, includable, indefinitely, index, indexed, indirectly, individual, industrial, industry, inflation, influenced, initially, inside, insolvency, institutional, insufficient, intangible, integrate, integrity, intended, intense, Interagency, intermediate, internet, interstate, introduce, inventory, invest, invested, investing, investor, involvement, iv, jeopardize, Johnston, joint, Journal, jumbo, Justice, land, lapse, larger, laundering, Le, lease, left, legislative, lend, lendable, lender, lending, lengthen, lessen, lesser, letter, level, leverage, lien, lieu, limit, Limitation, limiting, line, liquid, liquidity, local, locally, long, low, lowered, loyalty, main, maintain, maintained, maintenance, maker, manage, managed, managerial, mandatory, manufacturer, margin, marketable, mature, maturing, maximum, MBS, measure, merger, met, methodology, Michael, Midwestern, minimal, minimum, Minnesota, mitigate, mitigated, mix, moderate, Modification, modified, monetary, monitor, monitored, monitoring, Monroe, monthly, mortgage, multifamily, multiple, multiplied, national, nationwide, negative, negotiable, negotiate, negotiated, network, Newton, nonaccrual, Nonpayment, nonperformance, nonperforming, nonresidential, northeast, notify, NPV, objective, obligation, observable, obtained, occurred, offered, offering, Onawa, opening, operate, operational, opportunity, originally, originate, originating, origination, outlined, overnight, PAC, page, parallel, partially, participating, Patriot, payable, payout, pension, percentage, permanent, permitted, perpetual, personal, personnel, Pierce, pledged, political, pool, population, portfolio, positive, postage, practicable, practical, preference, preferential, preferred, prejudice, premium, prepay, prepayment, prescribe, prescribed, Prescribing, pretax, prevalent, Prime, principally, private, problem, processing, producing, product, production, profession, Profit, profitability, program, prohibit, prohibited, project, projected, promotion, promptly, promulgated, proof, proportion, protect, protection, publicly, purport, QTL, qualified, qualify, qualifying, quality, questionable, random, range, ranging, rapidly, rated, Ratification, ratified, rating, ratio, readily, realizable, realize, receipt, receivable, recoverability, recoverable, recovery, recreational, redeemable, redemption, reduce, Reform, regular, reinvestment, relate, relation, relationship, reliability, rely, remained, renew, renewal, rental, reorganized, repay, repayment, repossessed, reprice, repurchase, reputation, requiring, resale, residence, respond, restrict, restructured, restructuring, retain, retaining, reviewed, Revised, revolving, role, Rural, safety, satisfactory, saving, SBA, scenario, scheduled, secondary, secure, secured, securing, segment, segregate, segregated, selection, sensitive, sensitivity, separate, separately, serviced, servicing, sharing, shock, shorten, shortly, simple, simulation, single, site, small, software, solicitation, SOP, sophisticated, sought, specifically, spending, spread, stability, stable, standard, standby, stated, static, strategic, strategy, strength, stringent, strong, structured, subordinated, substandard, successful, suffer, sum, supervisory, supplement, supply, support, supported, surveillance, susceptibility, susceptible, sustain, syndicated, TAC, tangible, target, targeted, technological, technology, terminate, terrorist, thereof, thereunder, threshold, tied, tier, timing, tolerance, traded, traditional, traditionally, treatment, troubled, turn, type, typically, UEI, unable, unamortized, uncertainty, uncollectible, undercapitalized, underlying, underwrite, underwriter, underwriting, underwritten, undisbursed, unemployment, unencumbered, unexpected, unimpaired, unitary, unpaid, unpredictable, unsecured, unused, upward, USA, Usage, utilizing, variable, variety, vary, varying, vehicle, verify, visiting, volatile, waived, Wall, warrant, wide, widely, wider, withdrawal, working, worth, yield

First Federal Bankshares (FFSX) Inactive 10-K2009 FY Annual report

Content analysis