Monroe Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1/3 Int. Mineral Rights Ward	Com	999006498	0	1	SH		SOLE		1	0	0
3M CO	COM	88579Y101	77	700	SH		DFND		700	0	0
3M CO	COM	88579Y101	968	8,849	SH		SOLE		7,554	1,295	0
ABBOTT LABS	COM	002824100	9	250	SH		DFND		250	0	0
ABBOTT LABS	COM	002824100	67	1,925	SH		SOLE		1,425	500	0
ABBVIE INC	COM	00287Y109	10	250	SH		DFND		250	0	0
ABBVIE INC	COM	00287Y109	72	1,750	SH		SOLE		1,250	500	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	300	4,175	SH		SOLE		1,925	2,250	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	22	300	SH		DFND		300	0	0
AIR PRODS & CHEMS INC	COM	009158106	27	300	SH		DFND		300	0	0
ALLIANCEBERNSTEIN INCOME FUN	COM	01881E101	30	4,000	SH		DFND		4,000	0	0
ALLSTATE CORP	COM	020002101	29	610	SH		SOLE		610	0	0
ALTRIA GROUP INC	COM	02209S103	101	2,878	SH		DFND		2,878	0	0
ALTRIA GROUP INC	COM	02209S103	942	26,926	SH		SOLE		20,576	6,350	0
AMAZON COM INC	COM	023135106	51	185	SH		DFND		185	0	0
AMAZON COM INC	COM	023135106	400	1,439	SH		SOLE		1,429	10	0
AMERICA MOVIL SAB DE CV	SPON ADR L SHS	02364W105	35	1,608	SH		SOLE		1,608	0	0
AMERICAN ELEC PWR INC	COM	025537101	117	2,623	SH		DFND		2,623	0	0
AMERICAN ELEC PWR INC	COM	025537101	448	10,011	SH		SOLE		9,526	485	0
AMERICAN EXPRESS CO	COM	025816109	436	5,836	SH		SOLE		5,251	585	0
AMERICAN EXPRESS CO	COM	025816109	30	395	SH		DFND		395	0	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	8	200	SH		SOLE		200	0	0
ANADARKO PETE CORP	COM	032511107	34	400	SH		SOLE		400	0	0
APACHE CORP	COM	037411105	17	200	SH		DFND		200	0	0
APACHE CORP	COM	037411105	204	2,428	SH		SOLE		1,428	1,000	0
APPLE INC	COM	037833100	56	140	SH		DFND		140	0	0
APPLE INC	COM	037833100	1,574	3,969	SH		SOLE		3,509	460	0
AT&T INC	COM	00206R102	155	4,366	SH		DFND		4,366	0	0
AT&T INC	COM	00206R102	1,222	34,522	SH		SOLE		28,587	5,935	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	102	1,475	SH		DFND		1,475	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	402	5,832	SH		SOLE		5,507	325	0
BANK MONTREAL QUE	COM	063671101	12	200	SH		SOLE		200	0	0
BANK OF AMERICA CORPORATION	COM	060505104	6	450	SH		SOLE		450	0	0
BANK OF THE OZARKS INC	COM	063904106	1,316	30,370	SH		SOLE		25,290	5,080	0
BANK OF THE OZARKS INC	COM	063904106	5	115	SH		DFND		115	0	0
BARCLAYS BK PLC	DJUBS CMDT ETN36	06738C778	119	3,266	SH		DFND		2,986	280	0
BARCLAYS BK PLC	DJUBS CMDT ETN36	06738C778	1,808	49,550	SH		SOLE		45,470	4,080	0
BARD C R INC	COM	067383109	64	590	SH		SOLE		590	0	0
BAXTER INTL INC	COM	071813109	59	853	SH		SOLE		853	0	0
BEAM INC	COM	073730103	8	125	SH		SOLE		125	0	0
BECTON DICKINSON & CO	COM	075887109	44	450	SH		DFND		450	0	0
BECTON DICKINSON & CO	COM	075887109	86	875	SH		SOLE		875	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	243	2,173	SH		SOLE		2,173	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	4	40	SH		DFND		40	0	0
BHP BILLITON LTD	SPONSORED ADR	088606108	101	1,750	SH		SOLE		500	1,250	0
BHP BILLITON LTD	SPONSORED ADR	088606108	20	350	SH		DFND		350	0	0
BLACK HILLS CORP	COM	092113109	22	450	SH		SOLE		450	0	0
BLACKROCK GLOBAL OPP EQTY TR	COM	092501105	3	250	SH		SOLE		250	0	0
BLACKROCK INC	COM	09247X101	3	10	SH		DFND		10	0	0
BLACKROCK INC	COM	09247X101	441	1,717	SH		SOLE		1,207	510	0
BP PLC	SPONSORED ADR	055622104	38	900	SH		DFND		900	0	0
BP PLC	SPONSORED ADR	055622104	17	400	SH		SOLE		400	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	332	7,420	SH		SOLE		7,420	0	0
BUCKEYE PARTNERS L P	UNIT LTD PARTN	118230101	35	500	SH		DFND		500	0	0
BUCKEYE PARTNERS L P	UNIT LTD PARTN	118230101	11	150	SH		SOLE		150	0	0
CABELAS INC	COM	126804301	59	905	SH		DFND		740	165	0
CABELAS INC	COM	126804301	1,298	20,041	SH		SOLE		15,336	4,705	0
CATERPILLAR INC DEL	COM	149123101	4	45	SH		SOLE		45	0	0
CELGENE CORP	COM	151020104	18	150	SH		SOLE		150	0	0
CENTERPOINT ENERGY INC	COM	15189T107	536	22,801	SH		SOLE		21,786	1,015	0
CENTERPOINT ENERGY INC	COM	15189T107	184	7,815	SH		DFND		6,815	1,000	0
CENTURYLINK INC	COM	156700106	94	2,658	SH		DFND		2,658	0	0
CENTURYLINK INC	COM	156700106	430	12,150	SH		SOLE		11,541	609	0
CHEVRON CORP NEW	COM	166764100	306	2,585	SH		DFND		2,585	0	0
CHEVRON CORP NEW	COM	166764100	1,902	16,074	SH		SOLE		13,664	2,410	0
CINCINNATI FINL CORP	COM	172062101	14	300	SH		SOLE		300	0	0
CINCINNATI FINL CORP	COM	172062101	23	500	SH		DFND		500	0	0
CISCO SYS INC	COM	17275R102	12	500	SH		SOLE		500	0	0
CISCO SYS INC	COM	17275R102	141	5,810	SH		DFND		5,810	0	0
CITIGROUP INC	COM NEW	172967424	4	75	SH		SOLE		0	75	0
CLAYMORE EXCHANGE TRD FD TR	GUGG CRP BD 2013	18383M589	19	905	SH		DFND		905	0	0
CLAYMORE EXCHANGE TRD FD TR	GUGG CRP BD 2013	18383M589	648	31,155	SH		SOLE		29,130	2,025	0
CLOROX CO DEL	COM	189054109	150	1,800	SH		SOLE		200	1,600	0
CMS ENERGY CORP	COM	125896100	14	500	SH		SOLE		500	0	0
CMS ENERGY CORP	COM	125896100	3	100	SH		DFND		0	100	0
COCA COLA CO	COM	191216100	136	3,400	SH		DFND		3,400	0	0
COCA COLA CO	COM	191216100	617	15,372	SH		SOLE		10,672	4,700	0
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	94	1,500	SH		SOLE		0	1,500	0
COHEN & STEERS TOTAL RETURN	COM	19247R103	8	580	SH		DFND		580	0	0
COLGATE PALMOLIVE CO	COM	194162103	74	1,296	SH		SOLE		1,296	0	0
COMCAST CORP NEW	CL A	20030N101	266	6,364	SH		SOLE		6,309	55	0
COMCAST CORP NEW	CL A	20030N101	61	1,453	SH		DFND		1,453	0	0
COMERICA INC	COM	200340107	153	3,850	SH		SOLE		3,850	0	0
COMMUNITY BK SYS INC	COM	203607106	2	70	SH		DFND		70	0	0
COMMUNITY BK SYS INC	COM	203607106	2	50	SH		SOLE		50	0	0
CONOCOPHILLIPS	COM	20825C104	30	500	SH		DFND		500	0	0
CONOCOPHILLIPS	COM	20825C104	36	596	SH		SOLE		596	0	0
CORE LABORATORIES N V	COM	N22717107	64	425	SH		DFND		325	100	0
CORE LABORATORIES N V	COM	N22717107	1,418	9,353	SH		SOLE		7,667	1,686	0
COSTCO WHSL CORP NEW	COM	22160K105	11	100	SH		SOLE		100	0	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	71	22,759	SH		DFND		22,759	0	0
CSX CORP	COM	126408103	35	1,500	SH		SOLE		1,500	0	0
CUMMINS INC	COM	231021106	7	60	SH		SOLE		60	0	0
DANAHER CORP DEL	COM	235851102	31	490	SH		DFND		490	0	0
DANAHER CORP DEL	COM	235851102	1,133	17,901	SH		SOLE		17,081	820	0
DEVON ENERGY CORP NEW	COM	25179M103	9	175	SH		SOLE		175	0	0
DIAGEO P L C	SPON ADR NEW	25243Q205	23	200	SH		DFND		200	0	0
DIGITAL RLTY TR INC	COM	253868103	6	100	SH		SOLE		100	0	0
DISNEY WALT CO	COM DISNEY	254687106	19	300	SH		SOLE		300	0	0
DOMINION RES INC VA NEW	COM	25746U109	23	400	SH		DFND		400	0	0
DOMINION RES INC VA NEW	COM	25746U109	80	1,400	SH		SOLE		1,400	0	0
DOW CHEM CO	COM	260543103	56	1,737	SH		SOLE		1,737	0	0
DREYFUS HIGH YIELD STRATEGIE	SH BEN INT	26200S101	34	8,000	SH		DFND		8,000	0	0
DTE ENERGY CO	COM	233331107	313	4,669	SH		SOLE		4,669	0	0
DTE ENERGY CO	COM	233331107	138	2,066	SH		DFND		1,850	216	0
DU PONT E I DE NEMOURS & CO	COM	263534109	87	1,662	SH		DFND		1,662	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	672	12,797	SH		SOLE		10,052	2,745	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	181	2,680	SH		DFND		2,680	0	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	23	348	SH		SOLE		348	0	0
E M C CORP MASS	COM	268648102	54	2,300	SH		SOLE		2,300	0	0
EATON CORP PLC	SHS	G29183103	13	200	SH		SOLE		200	0	0
EATON VANCE TAX ADVT DIV INC	COM	27828G107	18	1,000	SH		DFND		1,000	0	0
EATON VANCE TAX ADVT DIV INC	COM	27828G107	55	3,000	SH		SOLE		0	3,000	0
EATON VANCE TX MNG BY WRT OP	COM	27828Y108	53	4,055	SH		DFND		1,500	2,555	0
EMERSON ELEC CO	COM	291011104	93	1,700	SH		DFND		1,700	0	0
EMERSON ELEC CO	COM	291011104	169	3,100	SH		SOLE		600	2,500	0
ENERGEN CORP	COM	29265N108	7	125	SH		SOLE		125	0	0
ENERGIZER HLDGS INC	COM	29266R108	10	100	SH		SOLE		100	0	0
ENERGY RECOVERY INC	COM	29270J100	41	10,000	SH		SOLE		10,000	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	139	2,750	SH		DFND		2,750	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	33	650	SH		SOLE		650	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	242	3,900	SH		DFND		3,900	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	180	2,900	SH		SOLE		400	2,500	0
EXELON CORP	COM	30161N101	12	400	SH		DFND		400	0	0
EXIDE TECHNOLOGIES	COM NEW	302051206	0	2,282	SH		DFND		2,282	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	51	830	SH		DFND		830	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	685	11,090	SH		SOLE		8,972	2,118	0
EXXON MOBIL CORP	COM	30231G102	156	1,723	SH		DFND		1,723	0	0
EXXON MOBIL CORP	COM	30231G102	2,405	26,622	SH		SOLE		24,452	2,170	0
FIFTH THIRD BANCORP	COM	316773100	8	450	SH		SOLE		450	0	0
FIRST HORIZON NATL CORP	COM	320517105	0	4	SH		SOLE		4	0	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	418	12,310	SH		DFND		10,285	2,025	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	3,372	99,247	SH		SOLE		81,841	17,406	0
FIRSTENERGY CORP	COM	337932107	31	837	SH		DFND		800	37	0
FLUOR CORP NEW	COM	343412102	18	300	SH		SOLE		300	0	0
FORD MTR CO DEL	COM PAR $0.01	345370860	78	5,027	SH		DFND		0	5,027	0
FORD MTR CO DEL	COM PAR $0.01	345370860	635	41,057	SH		SOLE		36,707	4,350	0
FORTUNE BRANDS HOME & SEC IN	COM	34964C106	19	500	SH		SOLE		500	0	0
FRONTIER COMMUNICATIONS CORP	COM	35906A108	20	5,000	SH		SOLE		5,000	0	0
GENERAL ELECTRIC CO	COM	369604103	335	14,450	SH		DFND		14,450	0	0
GENERAL ELECTRIC CO	COM	369604103	351	15,137	SH		SOLE		10,137	5,000	0
GENERAL MLS INC	COM	370334104	97	2,005	SH		DFND		2,005	0	0
GENERAL MLS INC	COM	370334104	943	19,435	SH		SOLE		13,885	5,550	0
GENUINE PARTS CO	COM	372460105	828	10,604	SH		SOLE		7,689	2,915	0
GENUINE PARTS CO	COM	372460105	207	2,648	SH		DFND		2,648	0	0
GILEAD SCIENCES INC	COM	375558103	23	450	SH		SOLE		450	0	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	45	900	SH		DFND		900	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	3	20	SH		DFND		20	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	631	4,174	SH		SOLE		3,504	670	0
GOOGLE INC	CL A	38259P508	40	45	SH		SOLE		45	0	0
GREAT PLAINS ENERGY INC	COM	391164100	124	5,504	SH		DFND		5,504	0	0
GREAT PLAINS ENERGY INC	COM	391164100	101	4,500	SH		SOLE		4,500	0	0
HALLIBURTON CO	COM	406216101	8	200	SH		SOLE		200	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	322	15,455	SH		DFND		15,455	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	683	32,837	SH		SOLE		29,837	3,000	0
HEALTH CARE REIT INC	COM	42217K106	1,373	20,490	SH		SOLE		16,152	4,338	0
HEALTH CARE REIT INC	COM	42217K106	228	3,396	SH		DFND		3,396	0	0
HECLA MNG CO	COM	422704106	12	4,000	SH		DFND		4,000	0	0
HELMERICH & PAYNE INC	COM	423452101	19	312	SH		DFND		75	237	0
HELMERICH & PAYNE INC	COM	423452101	1,097	17,559	SH		SOLE		14,099	3,460	0
HONEYWELL INTL INC	COM	438516106	20	250	SH		DFND		250	0	0
HONEYWELL INTL INC	COM	438516106	81	1,025	SH		SOLE		1,025	0	0
ILLINOIS TOOL WKS INC	COM	452308109	62	900	SH		DFND		900	0	0
ILLINOIS TOOL WKS INC	COM	452308109	40	572	SH		SOLE		572	0	0
IMMUNOGEN INC	COM	45253H101	2	145	SH		SOLE		145	0	0
INGREDION INC	COM	457187102	21	324	SH		SOLE		150	174	0
INTEL CORP	COM	458140100	446	18,417	SH		SOLE		17,747	670	0
INTEL CORP	COM	458140100	185	7,625	SH		DFND		7,165	460	0
INTERCONTINENTALEXCHANGE INC	COM	45865V100	18	100	SH		SOLE		100	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	166	870	SH		DFND		870	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	571	2,990	SH		SOLE		1,825	1,165	0
ISHARES GOLD TRUST	ISHARES	464285105	12	1,000	SH		DFND		1,000	0	0
ISHARES GOLD TRUST	ISHARES	464285105	6	500	SH		SOLE		500	0	0
ISHARES INC	MSCI CDA INDEX	464286509	13	500	SH		SOLE		500	0	0
ISHARES INC	MSCI PAC J IDX	464286665	13	300	SH		DFND		300	0	0
ISHARES INC	MSCI PAC J IDX	464286665	226	5,250	SH		SOLE		750	4,500	0
ISHARES S&P GSCI COMMODITY I	UNIT BEN INT	46428R107	5	150	SH		DFND		150	0	0
ISHARES TR	BARCLYS 1-3 YR	464287457	58	690	SH		SOLE		690	0	0
ISHARES TR	BARCLYS 1-3 YR	464287457	51	600	SH		DFND		600	0	0
ISHARES TR	BARCLYS CR BD	464288620	594	5,525	SH		SOLE		4,550	975	0
ISHARES TR	BARCLYS CR BD	464288620	38	350	SH		DFND		350	0	0
ISHARES TR	BARCLYS MBS BD	464288588	26	250	SH		DFND		250	0	0
ISHARES TR	BARCLYS SH TREA	464288679	317	2,875	SH		SOLE		2,710	165	0
ISHARES TR	BARCLYS SH TREA	464288679	9	80	SH		DFND		80	0	0
ISHARES TR	BARCLYS TIPS BD	464287176	344	3,070	SH		DFND		3,070	0	0
ISHARES TR	BARCLYS TIPS BD	464287176	2,110	18,838	SH		SOLE		16,711	2,127	0
ISHARES TR	COHEN&ST RLTY	464287564	149	1,850	SH		DFND		1,710	140	0
ISHARES TR	COHEN&ST RLTY	464287564	3,287	40,777	SH		SOLE		38,492	2,285	0
ISHARES TR	CONS GOODS IDX	464287812	17	200	SH		DFND		0	200	0
ISHARES TR	CONS GOODS IDX	464287812	411	4,735	SH		SOLE		4,385	350	0
ISHARES TR	CONS SRVC IDX	464287580	18	175	SH		DFND		0	175	0
ISHARES TR	CONS SRVC IDX	464287580	319	3,110	SH		SOLE		2,910	200	0
ISHARES TR	CORE S&P SCP ETF	464287804	45	500	SH		SOLE		500	0	0
ISHARES TR	CORE TOTUSBD ETF	464287226	1,914	17,850	SH		DFND		17,160	690	0
ISHARES TR	CORE TOTUSBD ETF	464287226	29,965	279,502	SH		SOLE		249,087	30,415	0
ISHARES TR	DJ INTL SEL DIVD	464288448	1,899	59,662	SH		SOLE		57,447	2,215	0
ISHARES TR	DJ INTL SEL DIVD	464288448	123	3,877	SH		DFND		2,470	1,407	0
ISHARES TR	DJ SEL DIV INX	464287168	391	6,107	SH		SOLE		2,607	3,500	0
ISHARES TR	DJ SEL DIV INX	464287168	227	3,550	SH		DFND		2,840	710	0
ISHARES TR	DJ US BAS MATL	464287838	610	9,100	SH		SOLE		6,200	2,900	0
ISHARES TR	DJ US BAS MATL	464287838	18	275	SH		DFND		150	125	0
ISHARES TR	DJ US ENERGY	464287796	53	1,180	SH		DFND		855	325	0
ISHARES TR	DJ US ENERGY	464287796	443	9,955	SH		SOLE		9,140	815	0
ISHARES TR	DJ US FINL SEC	464287788	13	175	SH		DFND		0	175	0
ISHARES TR	DJ US FINL SEC	464287788	533	7,445	SH		SOLE		7,170	275	0
ISHARES TR	DJ US HEALTHCR	464287762	69	685	SH		DFND		510	175	0
ISHARES TR	DJ US HEALTHCR	464287762	672	6,705	SH		SOLE		6,355	350	0
ISHARES TR	DJ US INDUSTRL	464287754	831	10,025	SH		SOLE		7,790	2,235	0
ISHARES TR	DJ US INDUSTRL	464287754	54	650	SH		DFND		450	200	0
ISHARES TR	DJ US TECH SEC	464287721	3,889	52,820	SH		SOLE		48,690	4,130	0
ISHARES TR	DJ US TECH SEC	464287721	158	2,143	SH		DFND		1,908	235	0
ISHARES TR	DJ US TELECOMM	464287713	1,016	39,313	SH		SOLE		38,943	370	0
ISHARES TR	DJ US TELECOMM	464287713	29	1,104	SH		DFND		939	165	0
ISHARES TR	DJ US UTILS	464287697	17	175	SH		DFND		100	75	0
ISHARES TR	DJ US UTILS	464287697	260	2,745	SH		SOLE		2,245	500	0
ISHARES TR	HIGH YLD CORP	464288513	474	5,220	SH		DFND		4,370	850	0
ISHARES TR	HIGH YLD CORP	464288513	3,854	42,411	SH		SOLE		39,106	3,305	0
ISHARES TR	IBOXX INV CPBD	464287242	120	1,060	SH		DFND		1,060	0	0
ISHARES TR	JPMORGAN USD	464288281	2,504	22,858	SH		SOLE		20,933	1,925	0
ISHARES TR	JPMORGAN USD	464288281	239	2,185	SH		DFND		2,085	100	0
ISHARES TR	MSCI EAFE INDEX	464287465	4,796	83,697	SH		SOLE		76,882	6,815	0
ISHARES TR	MSCI EAFE INDEX	464287465	280	4,889	SH		DFND		4,559	330	0
ISHARES TR	MSCI EMERG MKT	464287234	437	11,354	SH		DFND		10,869	485	0
ISHARES TR	MSCI EMERG MKT	464287234	7,528	195,542	SH		SOLE		166,742	28,800	0
ISHARES TR	RSSL MCRCP IDX	464288869	344	5,567	SH		DFND		5,292	275	0
ISHARES TR	RSSL MCRCP IDX	464288869	5,056	81,910	SH		SOLE		77,945	3,965	0
ISHARES TR	RUSL 2000 GROW	464287648	578	5,185	SH		SOLE		3,185	2,000	0
ISHARES TR	RUSL 2000 GROW	464287648	14	125	SH		DFND		125	0	0
ISHARES TR	RUSL 2000 VALU	464287630	163	1,900	SH		SOLE		900	1,000	0
ISHARES TR	RUSSELL 2000	464287655	640	6,595	SH		DFND		6,195	400	0
ISHARES TR	RUSSELL 2000	464287655	8,413	86,732	SH		SOLE		81,052	5,680	0
ISHARES TR	RUSSELL MCP GR	464287481	181	2,516	SH		DFND		2,286	230	0
ISHARES TR	RUSSELL MCP GR	464287481	4,409	61,453	SH		SOLE		57,178	4,275	0
ISHARES TR	RUSSELL MCP VL	464287473	203	3,500	SH		SOLE		500	3,000	0
ISHARES TR	RUSSELL MIDCAP	464287499	1,372	10,560	SH		SOLE		9,785	775	0
ISHARES TR	RUSSELL MIDCAP	464287499	45	350	SH		DFND		350	0	0
ISHARES TR	RUSSELL1000GRW	464287614	7	100	SH		DFND		100	0	0
ISHARES TR	S&P 500 VALUE	464287408	3,489	46,048	SH		SOLE		45,098	950	0
ISHARES TR	S&P 500 VALUE	464287408	61	800	SH		DFND		800	0	0
ISHARES TR	S&P MIDCP VALU	464287705	61	600	SH		SOLE		600	0	0
ISHARES TR	S&P NA NAT RES	464287374	21	550	SH		SOLE		550	0	0
ISHARES TR	S&P NTL AMTFREE	464288414	158	1,500	SH		SOLE		1,500	0	0
ISHARES TR	S&P NTL AMTFREE	464288414	218	2,075	SH		DFND		575	1,500	0
ISHARES TR	S&P SH NTL AMTFR	464288158	53	500	SH		SOLE		500	0	0
ISHARES TR	S&P500 GRW	464287309	81	970	SH		DFND		970	0	0
ISHARES TR	S&P500 GRW	464287309	5,735	68,260	SH		SOLE		66,350	1,910	0
ISHARES TR	US PFD STK IDX	464288687	2,332	59,376	SH		SOLE		47,571	11,805	0
ISHARES TR	US PFD STK IDX	464288687	133	3,375	SH		DFND		2,910	465	0
JOHNSON & JOHNSON	COM	478160104	1,423	16,575	SH		SOLE		13,915	2,660	0
JOHNSON & JOHNSON	COM	478160104	490	5,710	SH		DFND		5,710	0	0
JOHNSON CTLS INC	COM	478366107	27	750	SH		SOLE		750	0	0
JPMORGAN CHASE & CO	COM	46625H100	55	1,040	SH		DFND		815	225	0
JPMORGAN CHASE & CO	COM	46625H100	934	17,699	SH		SOLE		14,869	2,830	0
KELLOGG CO	COM	487836108	26	400	SH		DFND		400	0	0
KELLOGG CO	COM	487836108	13	200	SH		SOLE		200	0	0
KINDER MORGAN ENERGY PARTNER	UT LTD PARTNER	494550106	495	5,800	SH		DFND		5,800	0	0
KINDER MORGAN ENERGY PARTNER	UT LTD PARTNER	494550106	572	6,700	SH		SOLE		5,200	1,500	0
KKR FINL HLDGS LLC	COM	48248A306	25	2,340	SH		DFND		0	2,340	0
KOHLS CORP	COM	500255104	9	185	SH		DFND		185	0	0
KOHLS CORP	COM	500255104	423	8,365	SH		SOLE		7,965	400	0
KRAFT FOODS GROUP INC	COM	50076Q106	40	712	SH		DFND		442	270	0
KRAFT FOODS GROUP INC	COM	50076Q106	457	8,187	SH		SOLE		7,742	445	0
LA Z BOY INC	COM	505336107	817	40,296	SH		SOLE		30,296	10,000	0
LA Z BOY INC	COM	505336107	1,804	89,000	SH		DFND		89,000	0	0
LEGGETT & PLATT INC	COM	524660107	19	600	SH		DFND		600	0	0
LENNAR CORP	CL A	526057104	12	320	SH		SOLE		320	0	0
LILLY ELI & CO	COM	532457108	84	1,700	SH		DFND		1,700	0	0
LILLY ELI & CO	COM	532457108	69	1,406	SH		SOLE		1,000	406	0
LINN ENERGY LLC	UNIT LTD LIAB	536020100	66	2,000	SH		DFND		2,000	0	0
LOCKHEED MARTIN CORP	COM	539830109	30	275	SH		SOLE		275	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	131	2,400	SH		DFND		2,400	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	251	4,600	SH		SOLE		600	4,000	0
MASTERCARD INC	CL A	57636Q104	14	25	SH		SOLE		25	0	0
MBT FINL CORP	COM	578877102	5,414	1,471,185	SH		OTR		0	0	1,471,185
MCCORMICK & CO INC	COM NON VTG	579780206	56	800	SH		SOLE		800	0	0
MCDONALDS CORP	COM	580135101	1,682	16,994	SH		SOLE		14,939	2,055	0
MCDONALDS CORP	COM	580135101	468	4,729	SH		DFND		4,574	155	0
MCKESSON CORP	COM	58155Q103	11	100	SH		SOLE		100	0	0
MDU RES GROUP INC	COM	552690109	50	1,928	SH		SOLE		1,928	0	0
MDU RES GROUP INC	COM	552690109	19	750	SH		DFND		750	0	0
MERCK & CO INC NEW	COM	58933Y105	131	2,817	SH		DFND		2,492	325	0
MERCK & CO INC NEW	COM	58933Y105	575	12,371	SH		SOLE		11,471	900	0
METLIFE INC	COM	59156R108	61	1,332	SH		SOLE		1,332	0	0
MEXICO FD INC	COM	592835102	2	69	SH		SOLE		69	0	0
MICROSOFT CORP	COM	594918104	183	5,305	SH		DFND		5,305	0	0
MICROSOFT CORP	COM	594918104	1,179	34,123	SH		SOLE		29,693	4,430	0
MORGAN STANLEY	COM NEW	617446448	30	1,212	SH		SOLE		1,212	0	0
MYLAN INC	COM	628530107	1,214	39,126	SH		SOLE		32,316	6,810	0
MYLAN INC	COM	628530107	22	695	SH		DFND		695	0	0
NAVISTAR INTL CORP NEW	COM	63934E108	2	55	SH		SOLE		55	0	0
NEWMONT MINING CORP	COM	651639106	6	200	SH		SOLE		200	0	0
NEXTERA ENERGY INC	COM	65339F101	73	900	SH		DFND		900	0	0
NEXTERA ENERGY INC	COM	65339F101	155	1,900	SH		SOLE		400	1,500	0
NIKE INC	CL B	654106103	255	4,000	SH		SOLE		1,000	3,000	0
NOBLE CORPORATION BAAR	NAMEN -AKT	H5833N103	71	1,900	SH		DFND		1,900	0	0
NOBLE CORPORATION BAAR	NAMEN -AKT	H5833N103	58	1,550	SH		SOLE		1,550	0	0
NORFOLK SOUTHERN CORP	COM	655844108	39	540	SH		DFND		540	0	0
NORFOLK SOUTHERN CORP	COM	655844108	130	1,794	SH		SOLE		1,794	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	65	913	SH		DFND		913	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	587	8,300	SH		SOLE		6,465	1,835	0
NOVO-NORDISK A S	ADR	670100205	15	100	SH		SOLE		100	0	0
NUSTAR ENERGY LP	UNIT COM	67058H102	73	1,600	SH		DFND		1,600	0	0
NUVEEN MUN VALUE FD INC	COM	670928100	51	5,333	SH		SOLE		5,333	0	0
NUVEEN QUALITY PFD INC FD 3	COM	67072W101	104	12,400	SH		SOLE		12,400	0	0
NUVEEN QUALITY PFD INCOME FD	COM	67071S101	103	12,375	SH		SOLE		12,375	0	0
NUVEEN QUALITY PFD INCOME FD	COM	67072C105	110	12,600	SH		SOLE		12,600	0	0
OCCIDENTAL PETE CORP DEL	COM	674599105	9	100	SH		SOLE		100	0	0
OCEANEERING INTL INC	COM	675232102	5	75	SH		DFND		75	0	0
OCEANEERING INTL INC	COM	675232102	1,322	18,307	SH		SOLE		14,719	3,588	0
ORACLE CORP	COM	68389X105	95	3,105	SH		DFND		3,105	0	0
ORACLE CORP	COM	68389X105	1,094	35,634	SH		SOLE		30,074	5,560	0
People's Jewelry Company	Com	993002211	0	1,384	SH		SOLE		1,384	0	0
PEPSICO INC	COM	713448108	1,524	18,633	SH		SOLE		16,689	1,944	0
PEPSICO INC	COM	713448108	460	5,629	SH		DFND		5,329	300	0
PFIZER INC	COM	717081103	74	2,639	SH		DFND		2,639	0	0
PFIZER INC	COM	717081103	959	34,227	SH		SOLE		28,212	6,015	0
PG&E CORP	COM	69331C108	45	985	SH		DFND		985	0	0
PG&E CORP	COM	69331C108	416	9,093	SH		SOLE		8,628	465	0
PHILIP MORRIS INTL INC	COM	718172109	231	2,671	SH		DFND		2,671	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,578	18,223	SH		SOLE		14,388	3,835	0
PHILLIPS 66	COM	718546104	6	100	SH		DFND		100	0	0
PHILLIPS 66	COM	718546104	23	398	SH		SOLE		398	0	0
PIMCO CORPORATE & INCOME OPP	COM	72201B101	39	2,000	SH		DFND		2,000	0	0
PIMCO HIGH INCOME FD	COM SHS	722014107	47	4,000	SH		DFND		4,000	0	0
PLUM CREEK TIMBER CO INC	COM	729251108	14	300	SH		DFND		300	0	0
PNC FINL SVCS GROUP INC	COM	693475105	17	232	SH		SOLE		232	0	0
PNC FINL SVCS GROUP INC	COM	693475105	9	125	SH		DFND		125	0	0
POLARIS INDS INC	COM	731068102	47	490	SH		DFND		325	165	0
POLARIS INDS INC	COM	731068102	1,053	11,089	SH		SOLE		9,359	1,730	0
POWERSHARES ETF TRUST II	SENIOR LN PORT	73936Q769	142	5,740	SH		DFND		5,340	400	0
POWERSHARES ETF TRUST II	SENIOR LN PORT	73936Q769	3,652	147,539	SH		SOLE		123,199	24,340	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	29	400	SH		DFND		400	0	0
PPL CORP	COM	69351T106	30	1,000	SH		DFND		1,000	0	0
PRAXAIR INC	COM	74005P104	132	1,150	SH		SOLE		150	1,000	0
PRICE T ROWE GROUP INC	COM	74144T108	15	200	SH		SOLE		200	0	0
PRICELINE COM INC	COM NEW	741503403	41	50	SH		SOLE		50	0	0
PROCTER & GAMBLE CO	COM	742718109	1,354	17,593	SH		SOLE		14,883	2,710	0
PROCTER & GAMBLE CO	COM	742718109	143	1,860	SH		DFND		1,860	0	0
PRUDENTIAL FINL INC	COM	744320102	15	200	SH		DFND		200	0	0
PRUDENTIAL FINL INC	COM	744320102	29	400	SH		SOLE		400	0	0
PUBLIC SVC ENTERPRISE GROUP	COM	744573106	15	450	SH		SOLE		450	0	0
QUALCOMM INC	COM	747525103	3	55	SH		DFND		55	0	0
QUALCOMM INC	COM	747525103	1,025	16,774	SH		SOLE		14,229	2,545	0
REALTY INCOME CORP	COM	756109104	38	900	SH		DFND		900	0	0
REPUBLIC SVCS INC	COM	760759100	13	375	SH		SOLE		375	0	0
REVOLUTION LIGHTING TECHNOLO	COM	76155G107	3	700	SH		SOLE		700	0	0
ROCKWELL COLLINS INC	COM	774341101	48	750	SH		SOLE		750	0	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	33	500	SH		DFND		500	0	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	127	1,994	SH		DFND		1,644	350	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	360	5,645	SH		SOLE		5,320	325	0
SCHEIN HENRY INC	COM	806407102	10	100	SH		SOLE		100	0	0
SCHLUMBERGER LTD	COM	806857108	1	10	SH		DFND		10	0	0
SCHLUMBERGER LTD	COM	806857108	199	2,771	SH		SOLE		2,366	405	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	963	17,072	SH		SOLE		16,702	370	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	108	1,921	SH		DFND		1,829	92	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,463	36,872	SH		SOLE		36,012	860	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	135	3,414	SH		DFND		3,287	127	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,757	36,912	SH		SOLE		36,352	560	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	108	2,278	SH		DFND		1,897	381	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	1,561	19,942	SH		SOLE		19,747	195	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	77	985	SH		DFND		927	58	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	87	4,480	SH		DFND		4,216	264	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,175	60,402	SH		SOLE		58,772	1,630	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	76	1,771	SH		DFND		1,681	90	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,175	27,561	SH		SOLE		27,041	520	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,707	71,937	SH		SOLE		69,987	1,950	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	202	5,366	SH		DFND		4,796	570	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	17	447	SH		DFND		447	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	491	12,796	SH		SOLE		12,796	0	0
SEMPRA ENERGY	COM	816851109	69	850	SH		DFND		850	0	0
SEMPRA ENERGY	COM	816851109	25	300	SH		SOLE		300	0	0
SIGNET JEWELERS LIMITED	SHS	G81276100	1,515	22,470	SH		SOLE		18,050	4,420	0
SIGNET JEWELERS LIMITED	SHS	G81276100	42	630	SH		DFND		415	215	0
SMUCKER J M CO	COM NEW	832696405	21	200	SH		DFND		200	0	0
SMUCKER J M CO	COM NEW	832696405	52	500	SH		SOLE		500	0	0
SOUTHERN CO	COM	842587107	709	16,056	SH		SOLE		15,331	725	0
SOUTHERN CO	COM	842587107	86	1,939	SH		DFND		1,939	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	22	145	SH		DFND		145	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	12	100	SH		SOLE		0	100	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	2,484	44,134	SH		SOLE		43,369	765	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	247	4,380	SH		DFND		4,220	160	0
SPDR SERIES TRUST	NUVN BR SHT MUNI	78464A425	24	1,000	SH		SOLE		0	1,000	0
SPDR SERIES TRUST	NUVN BR SHT MUNI	78464A425	239	10,000	SH		DFND		10,000	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	468	7,055	SH		SOLE		7,055	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	80	1,200	SH		DFND		1,200	0	0
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	78	2,660	SH		DFND		2,660	0	0
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	1,394	47,366	SH		SOLE		39,513	7,853	0
SPECTRA ENERGY CORP	COM	847560109	98	2,850	SH		DFND		2,850	0	0
STARBUCKS CORP	COM	855244109	16	250	SH		SOLE		250	0	0
STRYKER CORP	COM	863667101	55	850	SH		SOLE		850	0	0
SUNTRUST BKS INC	COM	867914103	6	200	SH		SOLE		200	0	0
SYSCO CORP	COM	871829107	32	950	SH		DFND		950	0	0
TECO ENERGY INC	COM	872375100	86	5,000	SH		SOLE		5,000	0	0
TELEFONICA S A	SPONSORED ADR	879382208	53	4,105	SH		DFND		4,105	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	2	25	SH		DFND		25	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	212	2,507	SH		SOLE		2,487	20	0
TJX COS INC NEW	COM	872540109	30	600	SH		SOLE		600	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	52	607	SH		DFND		607	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	482	5,578	SH		SOLE		5,313	265	0
UNITED TECHNOLOGIES CORP	COM	913017109	373	4,010	SH		DFND		4,010	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	1,245	13,397	SH		SOLE		10,922	2,475	0
US BANCORP DEL	COM NEW	902973304	33	900	SH		DFND		900	0	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	4,034	48,312	SH		SOLE		46,467	1,845	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	276	3,305	SH		DFND		3,305	0	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	37	462	SH		SOLE		462	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	12	275	SH		SOLE		275	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	73	1,875	SH		DFND		1,875	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	21	550	SH		SOLE		550	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	8,082	143,381	SH		SOLE		130,251	13,130	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	712	12,625	SH		DFND		11,985	640	0
VERIZON COMMUNICATIONS INC	COM	92343V104	226	4,481	SH		DFND		4,481	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,430	28,404	SH		SOLE		24,285	4,119	0
VODAFONE GROUP PLC NEW	SPONS ADR NEW	92857W209	26	900	SH		SOLE		900	0	0
VODAFONE GROUP PLC NEW	SPONS ADR NEW	92857W209	20	700	SH		DFND		700	0	0
WAL-MART STORES INC	COM	931142103	135	1,810	SH		DFND		1,725	85	0
WAL-MART STORES INC	COM	931142103	32	427	SH		SOLE		427	0	0
WASTE MGMT INC DEL	COM	94106L109	119	2,956	SH		DFND		2,596	360	0
WASTE MGMT INC DEL	COM	94106L109	874	21,663	SH		SOLE		17,688	3,975	0
WELLS FARGO & CO NEW	COM	949746101	21	505	SH		DFND		505	0	0
WELLS FARGO & CO NEW	COM	949746101	308	7,470	SH		SOLE		7,385	85	0
WELLS FARGO ADVANTAGE UTILS	COM	94987E109	116	9,805	SH		DFND		9,805	0	0
WESTAR ENERGY INC	COM	95709T100	40	1,250	SH		DFND		1,250	0	0
WINDSTREAM CORP	COM	97381W104	98	12,747	SH		SOLE		6,747	6,000	0
WINDSTREAM CORP	COM	97381W104	81	10,500	SH		DFND		10,500	0	0
XL GROUP PLC	SHS	G98290102	17	550	SH		SOLE		550	0	0
ZIONS BANCORPORATION	COM	989701107	12	400	SH		SOLE		400	0	0