Monroe Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1/3 Int. Mineral Rights Ward	Com	999006498	0	1	SH		SOLE		1	0	0
3M CO	COM	88579Y101	1,161	8,276	SH		SOLE		6,977	1,299	0
3M CO	COM	88579Y101	126	900	SH		DFND		900	0	0
ABBOTT LABS	COM	002824100	10	250	SH		DFND		250	0	0
ABBOTT LABS	COM	002824100	8	200	SH		SOLE		200	0	0
ABBVIE INC	COM	00287Y109	13	250	SH		DFND		250	0	0
ABBVIE INC	COM	00287Y109	11	200	SH		SOLE		200	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	249	3,025	SH		SOLE		1,275	1,750	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	53	650	SH		DFND		650	0	0
AIR PRODS & CHEMS INC	COM	009158106	34	300	SH		DFND		300	0	0
Alliance Bernstein Income Fd	Com	188100000	29	4,000	SH		DFND		4,000	0	0
ALLSTATE CORP	COM	020002101	33	610	SH		SOLE		610	0	0
ALTRIA GROUP INC	COM	02209S103	974	25,382	SH		SOLE		19,134	6,248	0
ALTRIA GROUP INC	COM	02209S103	120	3,128	SH		DFND		3,128	0	0
AMAZON COM INC	COM	023135106	70	175	SH		DFND		175	0	0
AMAZON COM INC	COM	023135106	60	150	SH		SOLE		150	0	0
AMERICA MOVIL SAB DE CV	SPON ADR L SHS	02364W105	38	1,608	SH		SOLE		1,608	0	0
AMERICAN ELEC PWR INC	COM	025537101	128	2,735	SH		DFND		2,735	0	0
AMERICAN ELEC PWR INC	COM	025537101	589	12,607	SH		SOLE		11,901	706	0
AMERICAN EXPRESS CO	COM	025816109	36	395	SH		DFND		395	0	0
AMERICAN EXPRESS CO	COM	025816109	587	6,475	SH		SOLE		5,895	580	0
AMERICAN WTR WKS CO INC NEW	COM	030420103	8	200	SH		SOLE		200	0	0
AMERIGAS PARTNERS L P	UNIT L P INT	030975106	36	800	SH		DFND		800	0	0
ANADARKO PETE CORP	COM	032511107	32	400	SH		SOLE		400	0	0
Anworth Mtg Asset Corp	Pfd Stk	037347200	7	300	SH		SOLE		300	0	0
APACHE CORP	COM	037411105	34	400	SH		DFND		400	0	0
APACHE CORP	COM	037411105	159	1,850	SH		SOLE		850	1,000	0
APPLE INC	COM	037833100	121	215	SH		DFND		215	0	0
APPLE INC	COM	037833100	2,139	3,813	SH		SOLE		3,352	461	0
ARLINGTON ASSET INVT CORP	CL A NEW	041356205	2	58	SH		SOLE		58	0	0
AT&T INC	COM	00206R102	1,374	39,078	SH		SOLE		33,042	6,036	0
AT&T INC	COM	00206R102	168	4,791	SH		DFND		4,791	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	120	1,485	SH		DFND		1,485	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	396	4,899	SH		SOLE		4,634	265	0
BANK MONTREAL QUE	COM	063671101	13	200	SH		SOLE		200	0	0
BANK OF AMERICA CORPORATION	COM	060505104	7	450	SH		SOLE		450	0	0
BANK OF THE OZARKS INC	COM	063904106	1,819	32,136	SH		SOLE		27,037	5,099	0
BANK OF THE OZARKS INC	COM	063904106	11	186	SH		DFND		186	0	0
BARCLAYS BK PLC	DJUBS CMDT ETN36	06738C778	67	1,816	SH		DFND		1,706	110	0
BARCLAYS BK PLC	DJUBS CMDT ETN36	06738C778	1,276	34,727	SH		SOLE		34,162	565	0
BARD C R INC	COM	067383109	79	590	SH		SOLE		590	0	0
BAXTER INTL INC	COM	071813109	59	853	SH		SOLE		853	0	0
BECTON DICKINSON & CO	COM	075887109	72	650	SH		DFND		650	0	0
BECTON DICKINSON & CO	COM	075887109	50	450	SH		SOLE		450	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5	40	SH		DFND		40	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	391	3,297	SH		SOLE		3,268	29	0
BHP BILLITON LTD	SPONSORED ADR	088606108	24	350	SH		DFND		350	0	0
BHP BILLITON LTD	SPONSORED ADR	088606108	34	500	SH		SOLE		500	0	0
BLACK HILLS CORP	COM	092113109	24	450	SH		SOLE		450	0	0
BLACKROCK INC	COM	09247X101	370	1,170	SH		SOLE		67	0	0
BP PLC	SPONSORED ADR	055622104	44	900	SH		DFND		900	0	0
BP PRUDHOE BAY RTY TR	UNIT BEN INT	055630107	12	150	SH		SOLE		150	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	362	6,820	SH		SOLE		6,820	0	0
BROCADE COMMUNICATIONS SYS I	COM NEW	111621306	11	1,275	SH		SOLE		1,275	0	0
BUCKEYE PARTNERS L P	UNIT LTD PARTN	118230101	57	800	SH		DFND		800	0	0
BUCKEYE PARTNERS L P	UNIT LTD PARTN	118230101	11	150	SH		SOLE		150	0	0
CABELAS INC	COM	126804301	117	1,758	SH		DFND		1,593	165	0
CABELAS INC	COM	126804301	1,484	22,256	SH		SOLE		17,391	4,865	0
CELGENE CORP	COM	151020104	25	150	SH		SOLE		150	0	0
CENTERPOINT ENERGY INC	COM	15189T107	182	7,865	SH		DFND		6,865	1,000	0
CENTERPOINT ENERGY INC	COM	15189T107	566	24,429	SH		SOLE		23,091	1,338	0
CENTURYLINK INC	COM	156700106	65	2,040	SH		DFND		2,040	0	0
CHENIERE ENERGY INC	COM NEW	16411R208	13	300	SH		SOLE		300	0	0
CHEVRON CORP NEW	COM	166764100	313	2,507	SH		DFND		2,507	0	0
CHEVRON CORP NEW	COM	166764100	1,908	15,273	SH		SOLE		12,899	2,374	0
CINCINNATI FINL CORP	COM	172062101	26	500	SH		DFND		500	0	0
CINCINNATI FINL CORP	COM	172062101	16	300	SH		SOLE		300	0	0
CISCO SYS INC	COM	17275R102	130	5,810	SH		DFND		5,810	0	0
CITIGROUP INC	COM NEW	172967424	14	275	SH		SOLE		200	75	0
CLAYMORE EXCHANGE TRD FD TR	GUGG CRP BD 2013	18383M589	30	1,460	SH		SOLE		1,460	0	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	71	1,415	SH		DFND		1,265	150	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	2,113	42,120	SH		SOLE		39,115	3,005	0
CLOROX CO DEL	COM	189054109	167	1,800	SH		SOLE		200	1,600	0
CMS ENERGY CORP	COM	125896100	13	500	SH		SOLE		500	0	0
COCA COLA CO	COM	191216100	135	3,265	SH		DFND		3,265	0	0
COCA COLA CO	COM	191216100	539	13,047	SH		SOLE		9,047	4,000	0
COHEN & STEERS QUALITY RLTY	COM	19247L106	9	934	SH		SOLE		934	0	0
COHEN & STEERS TOTAL RETURN	COM	19247R103	7	580	SH		DFND		580	0	0
COLGATE PALMOLIVE CO	COM	194162103	85	1,296	SH		SOLE		1,296	0	0
COMCAST CORP NEW	CL A	20030N101	76	1,467	SH		DFND		1,467	0	0
COMCAST CORP NEW	CL A	20030N101	333	6,413	SH		SOLE		6,359	54	0
COMERICA INC	COM	200340107	154	3,230	SH		SOLE		3,230	0	0
CONOCOPHILLIPS	COM	20825C104	51	725	SH		DFND		725	0	0
CONOCOPHILLIPS	COM	20825C104	14	200	SH		SOLE		200	0	0
CORE LABORATORIES N V	COM	N22717107	1,845	9,664	SH		SOLE		7,956	1,708	0
CORE LABORATORIES N V	COM	N22717107	122	637	SH		DFND		545	92	0
COSTCO WHSL CORP NEW	COM	22160K105	12	100	SH		SOLE		100	0	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	70	22,759	SH		DFND		22,759	0	0
CUMMINS INC	COM	231021106	8	60	SH		SOLE		60	0	0
DANAHER CORP DEL	COM	235851102	65	840	SH		DFND		840	0	0
DANAHER CORP DEL	COM	235851102	1,309	16,952	SH		SOLE		16,129	823	0
DEVON ENERGY CORP NEW	COM	25179M103	11	175	SH		SOLE		175	0	0
DIAGEO P L C	SPON ADR NEW	25243Q205	26	200	SH		DFND		200	0	0
DISNEY WALT CO	COM DISNEY	254687106	23	300	SH		SOLE		300	0	0
DOMINION RES INC VA NEW	COM	25746U109	65	1,000	SH		SOLE		1,000	0	0
DOMINION RES INC VA NEW	COM	25746U109	52	800	SH		DFND		800	0	0
DOW CHEM CO	COM	260543103	77	1,737	SH		SOLE		1,737	0	0
DREYFUS HIGH YIELD STRATEGIE	SH BEN INT	26200S101	33	8,000	SH		DFND		8,000	0	0
DTE ENERGY CO	COM	233331107	207	3,112	SH		SOLE		3,112	0	0
DTE ENERGY CO	COM	233331107	137	2,066	SH		DFND		1,850	216	0
DU PONT E I DE NEMOURS & CO	COM	263534109	132	2,027	SH		DFND		2,027	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	755	11,615	SH		SOLE		8,868	2,747	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	185	2,680	SH		DFND		2,680	0	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	24	348	SH		SOLE		348	0	0
E M C CORP MASS	COM	268648102	8	300	SH		SOLE		300	0	0
EATON CORP PLC	SHS	G29183103	15	200	SH		SOLE		200	0	0
EATON VANCE TAX ADVT DIV INC	COM	27828G107	19	1,000	SH		DFND		1,000	0	0
EATON VANCE TAX ADVT DIV INC	COM	27828G107	57	3,000	SH		SOLE		0	3,000	0
EATON VANCE TX MNG BY WRT OP	COM	27828Y108	36	2,555	SH		DFND		0	2,555	0
EMERSON ELEC CO	COM	291011104	218	3,100	SH		SOLE		600	2,500	0
EMERSON ELEC CO	COM	291011104	119	1,700	SH		DFND		1,700	0	0
ENBRIDGE ENERGY PARTNERS L P	COM	29250R106	15	500	SH		SOLE		500	0	0
ENERGEN CORP	COM	29265N108	9	125	SH		SOLE		125	0	0
ENERGIZER HLDGS INC	COM	29266R108	11	100	SH		SOLE		100	0	0
ENERGY RECOVERY INC	COM	29270J100	56	10,000	SH		SOLE		10,000	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	14	250	SH		DFND		250	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	37	650	SH		SOLE		650	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	60	900	SH		DFND		900	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	491	7,400	SH		SOLE		4,900	2,500	0
EXELON CORP	COM	30161N101	11	400	SH		DFND		400	0	0
Exide Technologies	Com	302051206	1	2,282	SH		DFND		2,282	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	58	830	SH		DFND		830	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	737	10,492	SH		SOLE		8,378	2,114	0
EXXON MOBIL CORP	COM	30231G102	204	2,017	SH		DFND		2,017	0	0
EXXON MOBIL CORP	COM	30231G102	2,825	27,916	SH		SOLE		25,428	2,488	0
FIFTH THIRD BANCORP	COM	316773100	9	450	SH		SOLE		450	0	0
FIRST HORIZON NATL CORP	COM	320517105	0	4	SH		SOLE		4	0	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	391	12,128	SH		DFND		9,985	2,143	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	2,932	90,822	SH		SOLE		73,716	17,106	0
FIRSTENERGY CORP	COM	337932107	26	800	SH		DFND		800	0	0
FORD MTR CO DEL	COM PAR $0.01	345370860	78	5,027	SH		DFND		0	5,027	0
FORD MTR CO DEL	COM PAR $0.01	345370860	536	34,763	SH		SOLE		30,413	4,350	0
GENERAL ELECTRIC CO	COM	369604103	405	14,450	SH		DFND		14,450	0	0
GENERAL ELECTRIC CO	COM	369604103	319	11,387	SH		SOLE		6,387	5,000	0
GENERAL MLS INC	COM	370334104	936	18,762	SH		SOLE		13,217	5,545	0
GENERAL MLS INC	COM	370334104	118	2,355	SH		DFND		2,355	0	0
GENUINE PARTS CO	COM	372460105	234	2,808	SH		DFND		2,808	0	0
GENUINE PARTS CO	COM	372460105	775	9,316	SH		SOLE		6,463	2,853	0
GILEAD SCIENCES INC	COM	375558103	23	300	SH		SOLE		300	0	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	48	900	SH		DFND		900	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	2	13	SH		DFND		13	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	671	3,783	SH		SOLE		3,223	560	0
GOOGLE INC	CL A	38259P508	2	2	SH		DFND		2	0	0
GOOGLE INC	CL A	38259P508	286	255	SH		SOLE		253	2	0
GREAT PLAINS ENERGY INC	COM	391164100	133	5,504	SH		DFND		5,504	0	0
GREAT PLAINS ENERGY INC	COM	391164100	109	4,500	SH		SOLE		4,500	0	0
GULF RESOURCES INC	COM PAR $0.0005	40251W309	2	1,000	SH		SOLE		1,000	0	0
HALLIBURTON CO	COM	406216101	10	200	SH		SOLE		200	0	0
HANCOCK JOHN FINL OPPTYS FD	SH BEN INT NEW	409735206	35	1,493	SH		SOLE		1,493	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	276	15,455	SH		DFND		15,455	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	261	14,608	SH		SOLE		12,608	2,000	0
HANCOCK JOHN PREMUIM DIV FD	COM SH BEN INT	41013T105	30	2,600	SH		SOLE		2,600	0	0
HEALTH CARE REIT INC	COM	42217K106	102	1,908	SH		DFND		1,908	0	0
HEALTH CARE REIT INC	COM	42217K106	339	6,320	SH		SOLE		2,795	3,525	0
HECLA MNG CO	COM	422704106	12	4,000	SH		DFND		4,000	0	0
HELMERICH & PAYNE INC	COM	423452101	95	1,127	SH		DFND		897	230	0
HELMERICH & PAYNE INC	COM	423452101	2,177	25,895	SH		SOLE		22,088	3,807	0
HEXCEL CORP NEW	COM	428291108	47	1,059	SH		DFND		1,059	0	0
HEXCEL CORP NEW	COM	428291108	1,467	32,831	SH		SOLE		26,815	6,016	0
HONEYWELL INTL INC	COM	438516106	57	625	SH		SOLE		625	0	0
HONEYWELL INTL INC	COM	438516106	23	250	SH		DFND		250	0	0
ILLINOIS TOOL WKS INC	COM	452308109	76	900	SH		DFND		900	0	0
ILLINOIS TOOL WKS INC	COM	452308109	48	572	SH		SOLE		572	0	0
IMMUNOGEN INC	COM	45253H101	2	145	SH		SOLE		145	0	0
INGREDION INC	COM	457187102	12	174	SH		SOLE		0	174	0
INTEL CORP	COM	458140100	204	7,850	SH		DFND		7,390	460	0
INTEL CORP	COM	458140100	439	16,898	SH		SOLE		16,777	121	0
INTERCONTINENTALEXCHANGE GRO	COM	45866F104	22	100	SH		SOLE		100	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	163	870	SH		DFND		870	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	711	3,790	SH		SOLE		2,623	1,167	0
ISHARES	1-3 YR TR BD ETF	464287457	51	600	SH		DFND		600	0	0
ISHARES	COHEN&STEER REIT	464287564	664	8,882	SH		SOLE		7,382	1,500	0
ISHARES	COHEN&STEER REIT	464287564	70	935	SH		DFND		870	65	0
ISHARES	CORE S&P SCP ETF	464287804	55	500	SH		SOLE		500	0	0
ISHARES	CORE TOTUSBD ETF	464287226	1,582	14,865	SH		DFND		13,790	1,075	0
ISHARES	CORE TOTUSBD ETF	464287226	31,314	294,224	SH		SOLE		269,894	24,330	0
ISHARES	CREDIT BD ETF	464288620	37	350	SH		DFND		350	0	0
ISHARES	CREDIT BD ETF	464288620	456	4,268	SH		SOLE		3,543	725	0
ISHARES	IBOXX HI YD ETF	464288513	4,621	49,751	SH		SOLE		45,846	3,905	0
ISHARES	IBOXX HI YD ETF	464288513	510	5,492	SH		DFND		4,709	783	0
ISHARES	IBOXX INV CP ETF	464287242	121	1,060	SH		SOLE		1,060	0	0
ISHARES	INTL SEL DIV ETF	464288448	142	3,732	SH		DFND		2,205	1,527	0
ISHARES	INTL SEL DIV ETF	464288448	2,371	62,483	SH		SOLE		60,183	2,300	0
ISHARES	JP MOR EM MK ETF	464288281	238	2,205	SH		DFND		2,125	80	0
ISHARES	JP MOR EM MK ETF	464288281	3,166	29,267	SH		SOLE		27,162	2,105	0
ISHARES	MBS ETF	464288588	26	250	SH		DFND		250	0	0
ISHARES	MICRO-CAP ETF	464288869	6,565	87,396	SH		SOLE		81,046	6,350	0
ISHARES	MICRO-CAP ETF	464288869	372	4,958	SH		DFND		4,708	250	0
ISHARES	MSCI CDA ETF	464286509	15	500	SH		SOLE		500	0	0
ISHARES	MSCI EAFE ETF	464287465	4,623	68,902	SH		SOLE		62,837	6,065	0
ISHARES	MSCI EAFE ETF	464287465	270	4,031	SH		DFND		3,731	300	0
ISHARES	MSCI EMG MKT ETF	464287234	8,058	192,795	SH		SOLE		166,375	26,420	0
ISHARES	MSCI EMG MKT ETF	464287234	490	11,733	SH		DFND		11,193	540	0
ISHARES	MSCI PAC JP ETF	464286665	14	300	SH		DFND		300	0	0
ISHARES	MSCI PAC JP ETF	464286665	210	4,500	SH		SOLE		0	4,500	0
ISHARES	NAT AMT FREE BD	464288414	156	1,500	SH		SOLE		1,500	0	0
ISHARES	NAT AMT FREE BD	464288414	210	2,025	SH		DFND		525	1,500	0
ISHARES	RUS 1000 GRW ETF	464287614	9	100	SH		DFND		100	0	0
ISHARES	RUS 2000 GRW ETF	464287648	16	115	SH		DFND		115	0	0
ISHARES	RUS 2000 GRW ETF	464287648	495	3,650	SH		SOLE		1,650	2,000	0
ISHARES	RUS 2000 VAL ETF	464287630	189	1,900	SH		SOLE		900	1,000	0
ISHARES	RUS MD CP GR ETF	464287481	4,547	53,897	SH		SOLE		49,767	4,130	0
ISHARES	RUS MD CP GR ETF	464287481	155	1,843	SH		DFND		1,578	265	0
ISHARES	RUS MDCP VAL ETF	464287473	230	3,500	SH		SOLE		500	3,000	0
ISHARES	RUS MID-CAP ETF	464287499	1,345	8,970	SH		SOLE		8,195	775	0
ISHARES	RUS MID-CAP ETF	464287499	127	850	SH		DFND		850	0	0
ISHARES	RUSSELL 2000 ETF	464287655	755	6,541	SH		DFND		6,156	385	0
ISHARES	RUSSELL 2000 ETF	464287655	9,934	86,110	SH		SOLE		78,820	7,290	0
ISHARES	S&P 500 GRWT ETF	464287309	8,276	83,810	SH		SOLE		80,935	2,875	0
ISHARES	S&P 500 GRWT ETF	464287309	518	5,250	SH		DFND		4,700	550	0
ISHARES	S&P 500 VAL ETF	464287408	311	3,635	SH		DFND		3,270	365	0
ISHARES	S&P 500 VAL ETF	464287408	5,010	58,622	SH		SOLE		57,702	920	0
ISHARES	S&P MC 400VL ETF	464287705	70	600	SH		SOLE		600	0	0
ISHARES	SELECT DIVID ETF	464287168	246	3,450	SH		DFND		2,840	610	0
ISHARES	SELECT DIVID ETF	464287168	397	5,567	SH		SOLE		2,067	3,500	0
ISHARES	SHRT TRS BD ETF	464288679	24	215	SH		SOLE		215	0	0
ISHARES	SHT NTLAMTFR ETF	464288158	53	500	SH		SOLE		500	0	0
ISHARES	TIPS BD ETF	464287176	291	2,652	SH		DFND		2,627	25	0
ISHARES	TIPS BD ETF	464287176	1,706	15,524	SH		SOLE		13,987	1,537	0
ISHARES	U.S. BAS MTL ETF	464287838	525	6,445	SH		SOLE		3,550	2,895	0
ISHARES	U.S. BAS MTL ETF	464287838	20	250	SH		DFND		250	0	0
ISHARES	U.S. CNSM GD ETF	464287812	12	130	SH		DFND		0	130	0
ISHARES	U.S. CNSM GD ETF	464287812	408	4,258	SH		SOLE		3,908	350	0
ISHARES	U.S. CNSM SV ETF	464287580	318	2,620	SH		SOLE		2,420	200	0
ISHARES	U.S. CNSM SV ETF	464287580	10	85	SH		DFND		0	85	0
ISHARES	U.S. ENERGY ETF	464287796	58	1,155	SH		DFND		855	300	0
ISHARES	U.S. ENERGY ETF	464287796	502	9,950	SH		SOLE		9,135	815	0
ISHARES	U.S. FINLS ETF	464287788	8	100	SH		DFND		0	100	0
ISHARES	U.S. FINLS ETF	464287788	589	7,354	SH		SOLE		7,079	275	0
ISHARES	U.S. INDS ETF	464287754	562	5,543	SH		SOLE		4,883	660	0
ISHARES	U.S. INDS ETF	464287754	35	345	SH		DFND		270	75	0
ISHARES	U.S. PFD STK ETF	464288687	125	3,405	SH		DFND		2,835	570	0
ISHARES	U.S. PFD STK ETF	464288687	1,828	49,620	SH		SOLE		39,505	10,115	0
ISHARES	U.S. TECH ETF	464287721	4,921	55,642	SH		SOLE		47,772	7,870	0
ISHARES	U.S. TECH ETF	464287721	254	2,871	SH		DFND		2,546	325	0
ISHARES	U.S. TELECOM ETF	464287713	1,330	44,724	SH		SOLE		44,284	440	0
ISHARES	U.S. TELECOM ETF	464287713	37	1,247	SH		DFND		1,002	245	0
ISHARES	U.S. UTILITS ETF	464287697	240	2,505	SH		SOLE		2,505	0	0
ISHARES	U.S. UTILITS ETF	464287697	12	125	SH		DFND		100	25	0
ISHARES	US HLTHCARE ETF	464287762	768	6,596	SH		SOLE		6,246	350	0
ISHARES	US HLTHCARE ETF	464287762	65	555	SH		DFND		455	100	0
ISHARES GOLD TRUST	ISHARES	464285105	6	500	SH		SOLE		500	0	0
ISHARES GOLD TRUST	ISHARES	464285105	12	1,000	SH		DFND		1,000	0	0
ISHARES S&P GSCI COMMODITY I	UNIT BEN INT	46428R107	5	150	SH		DFND		150	0	0
JOHNSON & JOHNSON	COM	478160104	257	2,807	SH		DFND		2,807	0	0
JOHNSON & JOHNSON	COM	478160104	1,262	13,784	SH		SOLE		12,264	1,520	0
JOHNSON CTLS INC	COM	478366107	26	499	SH		SOLE		499	0	0
JPMORGAN CHASE & CO	COM	46625H100	87	1,493	SH		DFND		1,493	0	0
JPMORGAN CHASE & CO	COM	46625H100	1,035	17,701	SH		SOLE		14,846	2,855	0
KELLOGG CO	COM	487836108	24	400	SH		DFND		400	0	0
KELLOGG CO	COM	487836108	12	200	SH		SOLE		200	0	0
KINDER MORGAN ENERGY PARTNER	UT LTD PARTNER	494550106	863	10,700	SH		SOLE		9,200	1,500	0
KINDER MORGAN ENERGY PARTNER	UT LTD PARTNER	494550106	274	3,400	SH		DFND		3,400	0	0
KKR FINL HLDGS LLC	COM	48248A306	29	2,340	SH		DFND		0	2,340	0
KOHLS CORP	COM	500255104	68	1,202	SH		SOLE		1,202	0	0
KOHLS CORP	COM	500255104	6	100	SH		DFND		100	0	0
KRAFT FOODS GROUP INC	COM	50076Q106	376	6,966	SH		SOLE		6,609	357	0
KRAFT FOODS GROUP INC	COM	50076Q106	45	829	SH		DFND		559	270	0
LA Z BOY INC	COM	505336107	5,859	189,000	SH		DFND		189,000	0	0
LA Z BOY INC	COM	505336107	1,196	38,596	SH		SOLE		28,596	10,000	0
LEGGETT & PLATT INC	COM	524660107	19	600	SH		DFND		600	0	0
LILLY ELI & CO	COM	532457108	127	2,490	SH		DFND		2,490	0	0
LILLY ELI & CO	COM	532457108	379	7,428	SH		SOLE		5,981	1,447	0
LINN ENERGY LLC	UNIT LTD LIAB	536020100	62	2,000	SH		DFND		2,000	0	0
LOCKHEED MARTIN CORP	COM	539830109	110	737	SH		DFND		737	0	0
LOCKHEED MARTIN CORP	COM	539830109	348	2,344	SH		SOLE		2,219	125	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	152	2,400	SH		DFND		2,400	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	291	4,600	SH		SOLE		600	4,000	0
MARKET VECTORS ETF TR	AGRIBUS ETF	57060U605	11	200	SH		SOLE		200	0	0
MASTERCARD INC	CL A	57636Q104	21	25	SH		SOLE		25	0	0
MATTEL INC	COM	577081102	424	8,912	SH		SOLE		8,462	450	0
MATTEL INC	COM	577081102	14	289	SH		DFND		289	0	0
MBT FINL CORP	COM	578877102	6,427	1,508,881	SH		OTR		0	0	1,508,881
MCCORMICK & CO INC	COM NON VTG	579780206	55	800	SH		SOLE		800	0	0
MCDONALDS CORP	COM	580135101	1,796	18,513	SH		SOLE		16,452	2,061	0
MCDONALDS CORP	COM	580135101	238	2,449	SH		DFND		2,294	155	0
MCKESSON CORP	COM	58155Q103	16	100	SH		SOLE		100	0	0
MDU RES GROUP INC	COM	552690109	59	1,928	SH		SOLE		1,928	0	0
MERCK & CO INC NEW	COM	58933Y105	544	10,866	SH		SOLE		10,054	812	0
MERCK & CO INC NEW	COM	58933Y105	145	2,897	SH		DFND		2,467	430	0
METLIFE INC	COM	59156R108	72	1,332	SH		SOLE		1,332	0	0
MICROSOFT CORP	COM	594918104	198	5,305	SH		DFND		5,305	0	0
MICROSOFT CORP	COM	594918104	1,248	33,356	SH		SOLE		28,936	4,420	0
MORGAN STANLEY	COM NEW	617446448	38	1,212	SH		SOLE		1,212	0	0
MOSAIC CO NEW	COM	61945C103	14	300	SH		SOLE		300	0	0
MYLAN INC	COM	628530107	1,579	36,371	SH		SOLE		29,689	6,682	0
MYLAN INC	COM	628530107	74	1,695	SH		DFND		1,695	0	0
Navistar Intl Corp New	Com	639340000	2	55	SH		SOLE		55	0	0
NEXTERA ENERGY INC	COM	65339F101	163	1,900	SH		SOLE		400	1,500	0
NEXTERA ENERGY INC	COM	65339F101	77	900	SH		DFND		900	0	0
NIKE INC	CL B	654106103	315	4,000	SH		SOLE		1,000	3,000	0
NOBLE CORP PLC	SHS USD	g65431101	39	1,050	SH		SOLE		1,050	0	0
NOBLE CORP PLC	SHS USD	g65431101	71	1,900	SH		DFND		1,900	0	0
NORFOLK SOUTHERN CORP	COM	655844108	50	540	SH		DFND		540	0	0
NORFOLK SOUTHERN CORP	COM	655844108	151	1,628	SH		SOLE		1,628	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	32	403	SH		DFND		403	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	235	2,924	SH		SOLE		1,424	1,500	0
NOVO-NORDISK A S	ADR	670100205	18	100	SH		SOLE		100	0	0
NUSTAR ENERGY LP	UNIT COM	67058H102	82	1,600	SH		DFND		1,600	0	0
NUVEEN AMT-FREE MUN INCOME F	COM	670657105	36	3,015	SH		SOLE		3,015	0	0
NUVEEN DIVID ADVANTAGE MUN I	COM	67071L106	13	1,000	SH		SOLE		1,000	0	0
NUVEEN GBL INCOME OPPORTUN F	COM	67073C104	3	290	SH		SOLE		290	0	0
NUVEEN MUN OPPORTUNITY FD IN	COM	670984103	13	1,000	SH		SOLE		1,000	0	0
NUVEEN QUALITY MUN FD INC	COM	67062N103	12	1,000	SH		SOLE		1,000	0	0
NUVEEN QUALITY PFD INC FD 3	COM	67072W101	25	3,200	SH		SOLE		3,200	0	0
NUVEEN QUALITY PFD INCOME FD	COM	67071S101	24	3,175	SH		SOLE		3,175	0	0
NUVEEN QUALITY PFD INCOME FD	COM	67072C105	24	3,000	SH		SOLE		3,000	0	0
OCCIDENTAL PETE CORP DEL	COM	674599105	10	100	SH		SOLE		100	0	0
OCEANEERING INTL INC	COM	675232102	40	507	SH		DFND		507	0	0
OCEANEERING INTL INC	COM	675232102	1,562	19,800	SH		SOLE		16,205	3,595	0
ORACLE CORP	COM	68389X105	146	3,809	SH		DFND		3,809	0	0
ORACLE CORP	COM	68389X105	1,351	35,316	SH		SOLE		29,736	5,580	0
People's Jewelry Company	Com	993002211	0	1,384	SH		SOLE		1,384	0	0
PEPSICO INC	COM	713448108	266	3,204	SH		DFND		2,839	365	0
PEPSICO INC	COM	713448108	1,689	20,368	SH		SOLE		18,486	1,882	0
PFIZER INC	COM	717081103	79	2,589	SH		DFND		2,589	0	0
PFIZER INC	COM	717081103	1,230	40,157	SH		SOLE		34,047	6,110	0
PG&E CORP	COM	69331C108	41	1,015	SH		DFND		1,015	0	0
PG&E CORP	COM	69331C108	316	7,838	SH		SOLE		7,838	0	0
PHILIP MORRIS INTL INC	COM	718172109	231	2,651	SH		DFND		2,651	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,557	17,873	SH		SOLE		14,046	3,827	0
PHILLIPS 66	COM	718546104	16	213	SH		DFND		213	0	0
PHILLIPS 66	COM	718546104	15	200	SH		SOLE		200	0	0
PIMCO CORPORATE & INCOME OPP	COM	72201B101	35	2,000	SH		DFND		2,000	0	0
PIMCO HIGH INCOME FD	COM SHS	722014107	47	4,000	SH		DFND		4,000	0	0
PLUM CREEK TIMBER CO INC	COM	729251108	14	300	SH		DFND		300	0	0
PNC FINL SVCS GROUP INC	COM	693475105	10	125	SH		DFND		125	0	0
PNC FINL SVCS GROUP INC	COM	693475105	76	975	SH		SOLE		975	0	0
POLARIS INDS INC	COM	731068102	119	816	SH		DFND		663	153	0
POLARIS INDS INC	COM	731068102	1,806	12,403	SH		SOLE		10,516	1,887	0
POWERSHARES ETF TRUST II	SENIOR LN PORT	73936Q769	72	2,910	SH		DFND		2,910	0	0
POWERSHARES ETF TRUST II	SENIOR LN PORT	73936Q769	963	38,692	SH		SOLE		26,272	12,420	0
POWERSHARES GLOBAL ETF TRUST	AGG PFD PORT	73936T565	42	3,125	SH		SOLE		3,125	0	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	35	400	SH		DFND		400	0	0
PPL CORP	COM	69351T106	30	1,000	SH		DFND		1,000	0	0
PRAXAIR INC	COM	74005P104	150	1,150	SH		SOLE		150	1,000	0
PRICE T ROWE GROUP INC	COM	74144T108	17	200	SH		SOLE		200	0	0
PRICELINE COM INC	COM NEW	741503403	58	50	SH		SOLE		50	0	0
PROCTER & GAMBLE CO	COM	742718109	190	2,336	SH		DFND		2,206	130	0
PROCTER & GAMBLE CO	COM	742718109	1,448	17,786	SH		SOLE		15,059	2,727	0
PRUDENTIAL FINL INC	COM	744320102	37	400	SH		SOLE		400	0	0
QUALCOMM INC	COM	747525103	1,236	16,648	SH		SOLE		14,093	2,555	0
QUALCOMM INC	COM	747525103	27	369	SH		DFND		369	0	0
REALTY INCOME CORP	COM	756109104	34	900	SH		DFND		900	0	0
REPUBLIC SVCS INC	COM	760759100	12	375	SH		SOLE		375	0	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	38	500	SH		DFND		500	0	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	113	1,579	SH		DFND		1,229	350	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	383	5,368	SH		SOLE		5,253	115	0
SCHEIN HENRY INC	COM	806407102	11	100	SH		SOLE		100	0	0
SCHLUMBERGER LTD	COM	806857108	1	10	SH		DFND		10	0	0
SCHLUMBERGER LTD	COM	806857108	254	2,817	SH		SOLE		2,412	405	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,158	17,331	SH		SOLE		16,981	350	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	130	1,938	SH		DFND		1,846	92	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,482	34,483	SH		SOLE		33,773	710	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	161	3,739	SH		DFND		3,577	162	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,431	43,844	SH		SOLE		40,794	3,050	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	164	2,967	SH		DFND		2,586	381	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	2,589	29,256	SH		SOLE		25,271	3,985	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	171	1,931	SH		DFND		1,818	113	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	149	6,803	SH		DFND		6,224	579	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,914	87,563	SH		SOLE		76,158	11,405	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	86	1,639	SH		DFND		1,549	90	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	943	18,047	SH		SOLE		16,612	1,435	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,653	69,884	SH		SOLE		68,469	1,415	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	192	5,061	SH		DFND		4,261	800	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	5	110	SH		DFND		110	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	378	8,173	SH		SOLE		8,173	0	0
SEMPRA ENERGY	COM	816851109	103	1,150	SH		DFND		1,150	0	0
SIGNET JEWELERS LIMITED	SHS	G81276100	88	1,124	SH		DFND		769	355	0
SIGNET JEWELERS LIMITED	SHS	G81276100	2,091	26,570	SH		SOLE		20,706	5,864	0
SMUCKER J M CO	COM NEW	832696405	21	200	SH		DFND		200	0	0
SMUCKER J M CO	COM NEW	832696405	52	500	SH		SOLE		500	0	0
SNAP ON INC	COM	833034101	64	582	SH		DFND		582	0	0
SNAP ON INC	COM	833034101	2,162	19,744	SH		SOLE		15,794	3,950	0
SOUTHERN CO	COM	842587107	144	3,503	SH		SOLE		3,503	0	0
SOUTHERN CO	COM	842587107	82	2,000	SH		DFND		2,000	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	24	145	SH		DFND		145	5	0
SPDR GOLD TRUST	GOLD SHS	78463V107	12	100	SH		SOLE		0	100	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	251	4,340	SH		DFND		4,225	115	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	2,941	50,929	SH		SOLE		50,084	845	0
SPDR SERIES TRUST	NUVN BR SHT MUNI	78464A425	24	1,000	SH		SOLE		0	1,000	0
SPDR SERIES TRUST	NUVN BR SHT MUNI	78464A425	243	10,000	SH		DFND		10,000	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	290	3,995	SH		SOLE		3,995	0	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	87	1,200	SH		DFND		1,200	0	0
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	1,118	33,584	SH		SOLE		26,245	7,339	0
SPDR SERIES TRUST	S&P HOMEBUILD	78464A888	72	2,161	SH		DFND		1,991	170	0
SPECTRA ENERGY CORP	COM	847560109	102	2,850	SH		DFND		2,850	0	0
SSGA ACTIVE ETF TR	BLKSTN GSOSRLN	78467V608	3,814	76,240	SH		SOLE		67,715	8,525	0
SSGA ACTIVE ETF TR	BLKSTN GSOSRLN	78467V608	198	3,965	SH		DFND		3,790	175	0
STARBUCKS CORP	COM	855244109	20	250	SH		SOLE		250	0	0
Starvox Communications Inc	Com	85570Y106	0	33	SH		SOLE		33	0	0
STRYKER CORP	COM	863667101	38	500	SH		DFND		500	0	0
STRYKER CORP	COM	863667101	26	350	SH		SOLE		350	0	0
SUNTRUST BKS INC	COM	867914103	7	200	SH		SOLE		200	0	0
Superior Dev Group Inc	Com	868148206	0	376	SH		SOLE		376	0	0
SYSCO CORP	COM	871829107	34	950	SH		DFND		950	0	0
TCW STRATEGIC INCOME FUND IN	COM	872340104	29	5,400	SH		DFND		5,400	0	0
TECO ENERGY INC	COM	872375100	86	5,000	SH		SOLE		5,000	0	0
TELEFONICA S A	SPONSORED ADR	879382208	67	4,105	SH		DFND		4,105	0	0
Telenetics Corp	Com	87943P408	0	2,000	SH		SOLE		2,000	0	0
TEMPLETON EMERG MKTS INCOME	COM	880192109	14	1,000	SH		SOLE		1,000	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	17	150	SH		SOLE		150	0	0
TIME WARNER CABLE INC	COM	88732J207	2	16	SH		SOLE		16	0	0
TIME WARNER INC	COM NEW	887317303	5	66	SH		SOLE		66	0	0
TJX COS INC NEW	COM	872540109	38	600	SH		DFND		600	0	0
UNDER ARMOUR INC	CL A	904311107	9	100	SH		DFND		100	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	447	4,253	SH		SOLE		4,094	159	0
UNITED PARCEL SERVICE INC	CL B	911312106	64	607	SH		DFND		607	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	200	1,760	SH		DFND		1,760	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	1,754	15,416	SH		SOLE		12,936	2,480	0
US BANCORP DEL	COM NEW	902973304	36	900	SH		DFND		900	0	0
VALERO ENERGY CORP NEW	COM	91913Y100	25	500	SH		DFND		500	0	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	5,135	62,857	SH		SOLE		61,447	1,410	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	220	26,955	SH		DFND		2,485	21	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	37	462	SH		SOLE		462	0	0
Vanguard High Yeild Corporate	Com	922031208	46	7,630	SH		SOLE		7,630	0	0
VANGUARD INDEX FDS	REIT ETF	922908553	1,618	25,061	SH		SOLE		24,436	625	0
VANGUARD INDEX FDS	REIT ETF	922908553	125	1,930	SH		DFND		1,835	95	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	14	275	SH		SOLE		275	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	77	1,875	SH		DFND		1,875	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	23	550	SH		SOLE		550	0	0
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	858	17,390	SH		SOLE		16,100	1,290	0
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	63	1,275	SH		DFND		1,215	60	0
Vanguard S/T Inflation Protect	Com	922020706	35	1,409	SH		DFND		1,020	389	0
Vanguard S/T Inflation Protect	Com	922020706	1,209	48,954	SH		SOLE		47,251	1,702	0
Vanguard Wellington Adm	Com	921935201	92	1,403	SH		SOLE		1,403	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	8,078	129,614	SH		SOLE		116,574	13,040	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	393	6,305	SH		DFND		5,365	940	0
VERIZON COMMUNICATIONS INC	COM	92343V104	221	4,501	SH		DFND		4,501	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,326	26,990	SH		SOLE		22,957	4,033	0
VODAFONE GROUP PLC NEW	SPONS ADR NEW	92857W209	28	700	SH		DFND		700	0	0
VODAFONE GROUP PLC NEW	SPONS ADR NEW	92857W209	35	900	SH		SOLE		900	0	0
WAL-MART STORES INC	COM	931142103	10	127	SH		SOLE		127	0	0
WAL-MART STORES INC	COM	931142103	35	450	SH		DFND		225	225	0
WASTE MGMT INC DEL	COM	94106L109	151	3,356	SH		DFND		2,996	360	0
WASTE MGMT INC DEL	COM	94106L109	722	16,100	SH		SOLE		12,360	3,740	0
WELLS FARGO & CO NEW	COM	949746101	35	768	SH		DFND		528	240	0
WELLS FARGO & CO NEW	COM	949746101	558	12,289	SH		SOLE		11,948	341	0
WESTAR ENERGY INC	COM	95709T100	40	1,250	SH		DFND		1,250	0	0
WF Adv. Utilities and High	Com	949870000	116	9,805	SH		DFND		9,805	0	0
WINDSTREAM HLDGS INC	COM	97382A101	18	2,292	SH		SOLE		2,292	0	0
WINDSTREAM HLDGS INC	COM	97382A101	33	4,100	SH		DFND		4,100	0	0
WISDOMTREE TR	EMERG MKTS ETF	97717W315	15	300	SH		SOLE		300	0	0
WISDOMTREE TR	INTL DIV EX FINL	97717W786	24	500	SH		SOLE		500	0	0
XL GROUP PLC	SHS	G98290102	18	550	SH		SOLE		550	0	0
ZIONS BANCORPORATION	COM	989701107	12	400	SH		SOLE		400	0	0