Monroe Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
1/3 Int. Mineral Rights Ward	Com	999006498	0	1	SH		SOLE		1	0	0
3M CO	COM	88579Y101	102	720	SH		DFND		670	50	0
3M CO	COM	88579Y101	773	5,456	SH		SOLE		5,311	145	0
ABBOTT LABS	COM	002824100	50	1,250	SH		DFND		1,250	0	0
ABBVIE INC	COM	00287Y109	68	1,250	SH		DFND		1,250	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	122	1,238	SH		SOLE		1,238	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	64	650	SH		DFND		650	0	0
AIR PRODS & CHEMS INC	COM	009158106	38	300	SH		DFND		300	0	0
AIRGAS INC	COM	009363102	783	8,763	SH		SOLE		8,353	410	0
ALLIANCEBERNSTEIN INCOME FUN	COM	01881E101	24	3,000	SH		DFND		3,000	0	0
ALLSTATE CORP	COM	020002101	89	1,536	SH		SOLE		1,536	0	0
ALTRIA GROUP INC	COM	02209S103	1,107	20,342	SH		SOLE		19,249	1,093	0
ALTRIA GROUP INC	COM	02209S103	544	10,000	SH		DFND		10,000	0	0
AMAZON COM INC	COM	023135106	51	100	SH		SOLE		100	0	0
AMERICA MOVIL SAB DE CV	SPON ADR L SHS	02364W105	25	1,540	SH		SOLE		1,540	0	0
AMERICAN ELEC PWR INC	COM	025537101	459	8,074	SH		DFND		8,074	0	0
AMERICAN ELEC PWR INC	COM	025537101	601	10,571	SH		SOLE		10,110	461	0
AMERICAN EXPRESS CO	COM	025816109	29	390	SH		SOLE		390	0	0
ANDERSONS INC	COM	034164103	8	230	SH		DFND		0	230	0
ANDERSONS INC	COM	034164103	8	230	SH		SOLE		230	0	0
APACHE CORP	COM	037411105	16	400	SH		DFND		400	0	0
APACHE CORP	COM	037411105	8	200	SH		SOLE		200	0	0
APPLE INC	COM	037833100	2,368	21,471	SH		SOLE		20,821	650	0
APPLE INC	COM	037833100	165	1,500	SH		DFND		1,400	100	0
AT&T INC	COM	00206R102	1,194	36,634	SH		SOLE		35,330	1,304	0
AT&T INC	COM	00206R102	528	16,210	SH		DFND		16,035	175	0
ATMOS ENERGY CORP	COM	049560105	9	160	SH		SOLE		160	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	573	7,135	SH		DFND		7,135	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	374	4,656	SH		SOLE		4,486	170	0
AVNET INC	COM	053807103	11	260	SH		SOLE		260	0	0
BANCFIRST CORP	COM	05945F103	334	5,300	SH		DFND		5,150	150	0
BANCFIRST CORP	COM	05945F103	899	14,248	SH		SOLE		13,978	270	0
BANK AMER CORP	COM	060505104	7	450	SH		SOLE		450	0	0
BANK MONTREAL QUE	COM	063671101	11	200	SH		SOLE		200	0	0
BANK OF THE OZARKS INC	COM	063904106	12	280	SH		DFND		80	200	0
BANK OF THE OZARKS INC	COM	063904106	1,343	30,680	SH		SOLE		29,710	970	0
BARD C R INC	COM	067383109	109	585	SH		SOLE		585	0	0
BAXALTA INC	COM	07177M103	27	853	SH		SOLE		853	0	0
BAXTER INTL INC	COM	071813109	28	843	SH		SOLE		843	0	0
BECTON DICKINSON & CO	COM	075887109	27	200	SH		DFND		200	0	0
BECTON DICKINSON & CO	COM	075887109	27	200	SH		SOLE		200	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	16	125	SH		DFND		75	50	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	522	4,001	SH		SOLE		3,881	120	0
BHP BILLITON LTD	SPONSORED ADR	088606108	11	350	SH		DFND		350	0	0
BLACK HILLS CORP	COM	092113109	21	500	SH		DFND		500	0	0
BLACKROCK MUNIYLD MICH QLTY	COM	09254V105	55	4,144	SH		SOLE		4,144	0	0
BOEING CO	COM	097023105	10	75	SH		DFND		75	0	0
BOEING CO	COM	097023105	18	140	SH		SOLE		140	0	0
BP PLC	SPONSORED ADR	055622104	162	5,300	SH		DFND		5,300	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	73	1,235	SH		DFND		1,235	0	0
BRISTOL MYERS SQUIBB CO	COM	110122108	106	1,795	SH		SOLE		1,795	0	0
BUCKEYE PARTNERS L P	UNIT LTD PARTN	118230101	9	150	SH		SOLE		150	0	0
CABELAS INC	COM	126804301	5	100	SH		SOLE		100	0	0
CAL MAINE FOODS INC	COM NEW	128030202	401	7,335	SH		DFND		7,335	0	0
CAL MAINE FOODS INC	COM NEW	128030202	1,165	21,331	SH		SOLE		20,491	840	0
CARNIVAL CORP	PAIRED CTF	143658300	5	100	SH		SOLE		100	0	0
CASEYS GEN STORES INC	COM	147528103	14	135	SH		SOLE		135	0	0
CDN IMPERIAL BK COMM TORONTO	COM	136069101	9	130	SH		DFND		130	0	0
CDN IMPERIAL BK COMM TORONTO	COM	136069101	22	300	SH		SOLE		300	0	0
CDW CORP	COM	12514G108	7	170	SH		SOLE		170	0	0
CENTERPOINT ENERGY INC	COM	15189T107	138	7,645	SH		DFND		7,345	300	0
CENTERPOINT ENERGY INC	COM	15189T107	490	27,168	SH		SOLE		26,215	953	0
CHEVRON CORP NEW	COM	166764100	940	11,922	SH		SOLE		11,443	479	0
CHEVRON CORP NEW	COM	166764100	370	4,690	SH		DFND		4,640	50	0
CINCINNATI FINL CORP	COM	172062101	27	500	SH		DFND		500	0	0
CINCINNATI FINL CORP	COM	172062101	16	300	SH		SOLE		300	0	0
CISCO SYS INC	COM	17275R102	153	5,810	SH		DFND		5,810	0	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	4,884	97,577	SH		SOLE		94,712	2,865	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	179	3,580	SH		DFND		3,350	230	0
CLOROX CO DEL	COM	189054109	116	1,000	SH		SOLE		1,000	0	0
CMS ENERGY CORP	COM	125896100	18	500	SH		SOLE		500	0	0
COCA COLA CO	COM	191216100	321	7,992	SH		SOLE		7,992	0	0
COCA COLA CO	COM	191216100	68	1,700	SH		DFND		1,700	0	0
COLGATE PALMOLIVE CO	COM	194162103	82	1,296	SH		SOLE		1,296	0	0
COMCAST CORP NEW	CL A	20030N101	84	1,475	SH		DFND		1,400	75	0
COMCAST CORP NEW	CL A	20030N101	448	7,878	SH		SOLE		7,648	230	0
COMERICA INC	COM	200340107	16	400	SH		SOLE		400	0	0
COMMUNICATIONS SALES&LEAS IN	COM	20341J104	9	518	SH		SOLE		518	0	0
COMMUNICATIONS SALES&LEAS IN	COM	20341J104	7	400	SH		DFND		400	0	0
CONAGRA FOODS INC	COM	205887102	429	10,600	SH		DFND		10,600	0	0
CONOCOPHILLIPS	COM	20825C104	10	200	SH		SOLE		200	0	0
CONOCOPHILLIPS	COM	20825C104	37	775	SH		DFND		775	0	0
CORE LABORATORIES N V	COM	N22717107	50	505	SH		DFND		505	0	0
CORE LABORATORIES N V	COM	N22717107	869	8,705	SH		SOLE		8,470	235	0
COSTCO WHSL CORP NEW	COM	22160K105	14	100	SH		SOLE		100	0	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	27	11,850	SH		DFND		11,850	0	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	25	10,909	SH		SOLE		10,909	0	0
CUMMINS INC	COM	231021106	7	60	SH		SOLE		60	0	0
DANAHER CORP DEL	COM	235851102	75	875	SH		DFND		750	125	0
DANAHER CORP DEL	COM	235851102	1,238	14,532	SH		SOLE		14,037	495	0
DIAGEO P L C	SPON ADR NEW	25243Q205	22	200	SH		DFND		200	0	0
DISCOVER FINL SVCS	COM	254709108	20	390	SH		SOLE		390	0	0
DISNEY WALT CO	COM DISNEY	254687106	61	600	SH		SOLE		600	0	0
DOMINION RES INC VA NEW	COM	25746U109	70	990	SH		SOLE		990	0	0
DOMINION RES INC VA NEW	COM	25746U109	56	800	SH		DFND		800	0	0
DOW CHEM CO	COM	260543103	74	1,738	SH		DFND		1,738	0	0
DOW CHEM CO	COM	260543103	476	11,230	SH		SOLE		11,230	0	0
DTE ENERGY CO	COM	233331107	131	1,636	SH		DFND		1,420	216	0
DTE ENERGY CO	COM	233331107	186	2,318	SH		SOLE		2,318	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	46	950	SH		DFND		950	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	298	6,173	SH		SOLE		5,661	512	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	175	2,435	SH		DFND		2,435	0	0
EATON CORP PLC	SHS	G29183103	10	200	SH		SOLE		200	0	0
EDGEWELL PERS CARE CO	COM	28035Q102	8	100	SH		SOLE		100	0	0
EMPLOYERS HOLDINGS INC	COM	292218104	9	420	SH		SOLE		420	0	0
ENERGEN CORP	COM	29265N108	6	125	SH		SOLE		125	0	0
ENERGY RECOVERY INC	COM	29270J100	21	10,000	SH		SOLE		10,000	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	273	6,650	SH		DFND		6,650	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	16	400	SH		SOLE		400	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	44	1,750	SH		DFND		1,750	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	72	2,900	SH		SOLE		2,900	0	0
EXELON CORP	COM	30161N101	12	400	SH		DFND		400	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	644	7,959	SH		SOLE		7,476	483	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	2	21	SH		DFND		21	0	0
EXXON MOBIL CORP	COM	30231G102	1,594	21,445	SH		SOLE		20,771	674	0
EXXON MOBIL CORP	COM	30231G102	138	1,850	SH		DFND		1,750	100	0
Fairholme Fund	Com	304871106	18	524	SH		SOLE		524	0	0
FIFTH THIRD BANCORP	COM	316773100	9	450	SH		SOLE		450	0	0
FIRST AMERN FINL CORP	COM	31847R102	12	295	SH		SOLE		295	0	0
FIRST HORIZON NATL CORP	COM	320517105	0	4	SH		SOLE		4	0	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	255	10,030	SH		DFND		9,755	275	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	1,333	52,504	SH		SOLE		50,048	2,456	0
First Trust MLP Closed End Fund	Com	30284S458	5	988	SH		DFND		0	988	0
First Trust MLP Closed End Fund	Com	30284S458	5	989	SH		SOLE		989	0	0
FIRSTENERGY CORP	COM	337932107	25	800	SH		DFND		800	0	0
FORD MTR CO DEL	COM PAR $0.01	345370860	68	5,027	SH		DFND		0	5,027	0
FORD MTR CO DEL	COM PAR $0.01	345370860	519	38,238	SH		SOLE		33,888	4,350	0
GABELLI EQUITY TR INC	COM	362397101	8	1,530	SH		DFND		0	1,530	0
GABELLI EQUITY TR INC	COM	362397101	8	1,530	SH		SOLE		1,530	0	0
GENERAL DYNAMICS CORP	COM	369550108	19	140	SH		SOLE		140	0	0
GENERAL ELECTRIC CO	COM	369604103	242	9,600	SH		DFND		9,600	0	0
GENERAL ELECTRIC CO	COM	369604103	185	7,347	SH		SOLE		7,347	0	0
GENERAL MLS INC	COM	370334104	134	2,390	SH		DFND		2,340	50	0
GENERAL MLS INC	COM	370334104	761	13,556	SH		SOLE		13,036	520	0
GENUINE PARTS CO	COM	372460105	446	5,375	SH		DFND		5,375	0	0
GENUINE PARTS CO	COM	372460105	671	8,092	SH		SOLE		7,889	203	0
GILEAD SCIENCES INC	COM	375558103	29	300	SH		SOLE		300	0	0
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	58	1,500	SH		DFND		1,500	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	241	1,385	SH		SOLE		1,385	0	0
GOOGLE INC	CL A	38259P508	10	15	SH		DFND		0	15	0
GOOGLE INC	CL A	38259P508	345	540	SH		SOLE		525	15	0
GOOGLE INC	CL C	38259P706	141	232	SH		SOLE		217	15	0
GRAND CANYON ED INC	COM	38526M106	665	17,514	SH		SOLE		17,129	385	0
GREAT PLAINS ENERGY INC	COM	391164100	588	21,750	SH		DFND		21,750	0	0
GREAT PLAINS ENERGY INC	COM	391164100	27	1,000	SH		SOLE		1,000	0	0
HALLIBURTON CO	COM	406216101	7	200	SH		SOLE		200	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	283	14,625	SH		DFND		14,625	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	163	8,418	SH		SOLE		6,418	2,000	0
HCA HOLDINGS INC	COM	40412C101	12	160	SH		SOLE		160	0	0
HEADWATERS INC	COM	42210P102	10	545	SH		SOLE		545	0	0
Health Care REIT	Com	42217K106	129	1,908	SH		DFND		1,908	0	0
Health Care REIT	Com	42217K106	119	1,762	SH		SOLE		1,762	0	0
HEALTH NET INC	COM	42222G108	15	245	SH		SOLE		245	0	0
HECLA MNG CO	COM	422704106	14	7,000	SH		DFND		7,000	0	0
HELMERICH & PAYNE INC	COM	423452101	986	20,872	SH		SOLE		20,030	842	0
HELMERICH & PAYNE INC	COM	423452101	323	6,840	SH		DFND		6,785	55	0
HEXCEL CORP NEW	COM	428291108	49	1,083	SH		DFND		883	200	0
HEXCEL CORP NEW	COM	428291108	1,221	27,209	SH		SOLE		26,343	866	0
HOME DEPOT INC	COM	437076102	400	3,465	SH		DFND		3,465	0	0
HONEYWELL INTL INC	COM	438516106	24	250	SH		DFND		250	0	0
HONEYWELL INTL INC	COM	438516106	28	295	SH		SOLE		295	0	0
HUNTINGTON INGALLS INDS INC	COM	446413106	12	110	SH		SOLE		110	0	0
ILLINOIS TOOL WKS INC	COM	452308109	25	300	SH		DFND		300	0	0
ILLINOIS TOOL WKS INC	COM	452308109	47	572	SH		SOLE		572	0	0
INSIGHT ENTERPRISES INC	COM	45765U103	13	505	SH		SOLE		505	0	0
INTEL CORP	COM	458140100	488	16,205	SH		DFND		15,955	250	0
INTEL CORP	COM	458140100	540	17,919	SH		SOLE		17,388	531	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	88	605	SH		DFND		565	40	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	523	3,607	SH		SOLE		3,442	165	0
ISHARES	MSCI CDA ETF	464286509	12	500	SH		SOLE		500	0	0
ISHARES	MSCI PAC JP ETF	464286665	11	300	SH		DFND		300	0	0
ISHARES	MSCI PAC JP ETF	464286665	82	2,250	SH		SOLE		2,250	0	0
ISHARES GOLD TRUST	ISHARES	464285105	11	1,000	SH		DFND		1,000	0	0
ISHARES S&P GSCI COMMODITY I	UNIT BEN INT	46428R107	3	150	SH		DFND		150	0	0
ISHARES TR	1-3 YR CR BD ETF	464288646	439	4,180	SH		SOLE		4,180	0	0
ISHARES TR	COHEN&STEER REIT	464287564	6	60	SH		DFND		60	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	53	500	SH		SOLE		500	0	0
ISHARES TR	CORE S&P500 ETF	464287200	533	2,766	SH		SOLE		2,766	0	0
ISHARES TR	CORE US AGGBD ET	464287226	45,608	416,211	SH		SOLE		403,621	12,590	0
ISHARES TR	CORE US AGGBD ET	464287226	3,800	34,680	SH		DFND		33,575	1,105	0
ISHARES TR	CORE US CR BD	464288620	226	2,087	SH		SOLE		2,087	0	0
ISHARES TR	CORE US CR BD	464288620	38	350	SH		DFND		350	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	133	1,599	SH		SOLE		1,599	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	2	20	SH		DFND		0	20	0
ISHARES TR	INTERM CR BD ETF	464288638	144	1,325	SH		SOLE		1,325	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	430	15,275	SH		DFND		14,855	420	0
ISHARES TR	INTL SEL DIV ETF	464288448	1,619	57,541	SH		SOLE		56,076	1,465	0
ISHARES TR	JP MOR EM MK ETF	464288281	3,870	36,372	SH		SOLE		35,097	1,275	0
ISHARES TR	JP MOR EM MK ETF	464288281	327	3,070	SH		DFND		2,995	75	0
ISHARES TR	MBS ETF	464288588	27	250	SH		DFND		250	0	0
ISHARES TR	MICRO-CAP ETF	464288869	5,715	81,930	SH		SOLE		80,435	1,495	0
ISHARES TR	MICRO-CAP ETF	464288869	358	5,135	SH		DFND		4,425	710	0
ISHARES TR	MSCI EAFE ETF	464287465	3,808	66,435	SH		SOLE		64,675	1,760	0
ISHARES TR	MSCI EAFE ETF	464287465	251	4,376	SH		DFND		3,691	685	0
ISHARES TR	MSCI EMG MKT ETF	464287234	5,132	156,574	SH		SOLE		152,244	4,330	0
ISHARES TR	MSCI EMG MKT ETF	464287234	363	11,079	SH		DFND		10,604	475	0
ISHARES TR	NAT AMT FREE BD	464288414	58	525	SH		DFND		525	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	9	100	SH		DFND		100	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	159	1,706	SH		SOLE		1,706	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	12	90	SH		DFND		90	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	314	2,345	SH		SOLE		2,345	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	126	1,395	SH		SOLE		1,395	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	164	1,847	SH		DFND		1,357	490	0
ISHARES TR	RUS MD CP GR ETF	464287481	3,862	43,583	SH		SOLE		43,143	440	0
ISHARES TR	RUS MDCP VAL ETF	464287473	134	2,000	SH		SOLE		2,000	0	0
ISHARES TR	RUS MID-CAP ETF	464287499	131	840	SH		DFND		840	0	0
ISHARES TR	RUS MID-CAP ETF	464287499	861	5,535	SH		SOLE		4,865	670	0
ISHARES TR	RUSSELL 2000 ETF	464287655	8,850	81,047	SH		SOLE		78,986	2,061	0
ISHARES TR	RUSSELL 2000 ETF	464287655	689	6,311	SH		DFND		5,776	535	0
ISHARES TR	S&P 100 ETF	464287101	106	1,250	SH		SOLE		1,250	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	654	6,066	SH		DFND		5,011	1,055	0
ISHARES TR	S&P 500 GRWT ETF	464287309	9,091	84,330	SH		SOLE		82,248	2,082	0
ISHARES TR	S&P 500 VAL ETF	464287408	5,185	61,707	SH		SOLE		60,704	1,003	0
ISHARES TR	S&P 500 VAL ETF	464287408	410	4,876	SH		DFND		4,076	800	0
ISHARES TR	S&P MC 400VL ETF	464287705	69	600	SH		SOLE		600	0	0
ISHARES TR	SELECT DIVID ETF	464287168	219	3,015	SH		SOLE		2,515	500	0
ISHARES TR	SELECT DIVID ETF	464287168	210	2,890	SH		DFND		2,590	300	0
ISHARES TR	TIPS BD ETF	464287176	77	700	SH		SOLE		700	0	0
ISHARES TR	U.S. BAS MTL ETF	464287838	32	495	SH		SOLE		495	0	0
ISHARES TR	U.S. CNSM GD ETF	464287812	286	2,790	SH		SOLE		2,790	0	0
ISHARES TR	U.S. CNSM GD ETF	464287812	13	125	SH		DFND		0	125	0
ISHARES TR	U.S. CNSM SV ETF	464287580	191	1,390	SH		SOLE		1,390	0	0
ISHARES TR	U.S. CNSM SV ETF	464287580	10	75	SH		DFND		0	75	0
ISHARES TR	U.S. ENERGY ETF	464287796	242	7,045	SH		SOLE		7,045	0	0
ISHARES TR	U.S. ENERGY ETF	464287796	40	1,155	SH		DFND		855	300	0
ISHARES TR	U.S. FINLS ETF	464287788	445	5,290	SH		SOLE		5,290	0	0
ISHARES TR	U.S. FINLS ETF	464287788	8	100	SH		DFND		0	100	0
ISHARES TR	U.S. INDS ETF	464287754	321	3,333	SH		SOLE		3,333	0	0
ISHARES TR	U.S. INDS ETF	464287754	33	345	SH		DFND		270	75	0
ISHARES TR	U.S. PFD STK ETF	464288687	985	25,510	SH		DFND		25,405	105	0
ISHARES TR	U.S. PFD STK ETF	464288687	2,029	52,564	SH		SOLE		49,349	3,215	0
ISHARES TR	U.S. TECH ETF	464287721	5,324	53,835	SH		SOLE		53,035	800	0
ISHARES TR	U.S. TECH ETF	464287721	282	2,847	SH		DFND		2,462	385	0
ISHARES TR	U.S. TELECOM ETF	464287713	1,005	37,226	SH		SOLE		37,156	70	0
ISHARES TR	U.S. TELECOM ETF	464287713	34	1,262	SH		DFND		1,032	230	0
ISHARES TR	U.S. UTILITS ETF	464287697	13	125	SH		DFND		100	25	0
ISHARES TR	U.S. UTILITS ETF	464287697	220	2,040	SH		SOLE		1,740	300	0
ISHARES TR	US HLTHCARE ETF	464287762	78	555	SH		DFND		455	100	0
ISHARES TR	US HLTHCARE ETF	464287762	655	4,680	SH		SOLE		4,680	0	0
JETBLUE AIRWAYS CORP	COM	477143101	14	545	SH		SOLE		545	0	0
JOHNSON & JOHNSON	COM	478160104	274	2,940	SH		DFND		2,865	75	0
JOHNSON & JOHNSON	COM	478160104	883	9,455	SH		SOLE		9,080	375	0
JPMORGAN CHASE & CO	COM	46625H100	1,075	17,634	SH		SOLE		16,839	795	0
JPMORGAN CHASE & CO	COM	46625H100	83	1,360	SH		DFND		1,360	0	0
KELLOGG CO	COM	487836108	27	400	SH		DFND		400	0	0
KELLY SVCS INC	CL A	488152208	867	61,327	SH		SOLE		61,327	0	0
KIMBERLY CLARK CORP	COM	494368103	369	3,383	SH		DFND		3,383	0	0
KIMBERLY CLARK CORP	COM	494368103	408	3,740	SH		SOLE		3,615	125	0
KINDER MORGAN INC DEL	COM	49456B101	49	1,780	SH		DFND		1,780	0	0
KINDER MORGAN INC DEL	COM	49456B101	12	445	SH		SOLE		445	0	0
KRAFT HEINZ CO	COM	500754106	441	6,249	SH		SOLE		5,987	262	0
KRAFT HEINZ CO	COM	500754106	451	6,385	SH		DFND		6,115	270	0
KROGER CO	COM	501044101	11	300	SH		DFND		300	0	0
LA Z BOY INC	COM	505336107	1,543	58,082	SH		DFND		58,082	0	0
LA Z BOY INC	COM	505336107	2,878	108,364	SH		SOLE		108,364	0	0
LEGGETT & PLATT INC	COM	524660107	25	600	SH		DFND		600	0	0
LILLY ELI & CO	COM	532457108	520	6,219	SH		SOLE		5,062	1,157	0
LILLY ELI & CO	COM	532457108	633	7,560	SH		DFND		7,560	0	0
LOCKHEED MARTIN CORP	COM	539830109	524	2,529	SH		DFND		2,529	0	0
LOCKHEED MARTIN CORP	COM	539830109	452	2,179	SH		SOLE		2,114	65	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	239	2,865	SH		DFND		2,865	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	149	1,785	SH		SOLE		1,785	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	84	1,400	SH		DFND		1,400	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	156	2,600	SH		SOLE		2,600	0	0
MARATHON OIL CORP	COM	565849106	169	11,000	SH		DFND		11,000	0	0
MARATHON PETE CORP	COM	56585A102	510	11,000	SH		DFND		11,000	0	0
MARKETAXESS HLDGS INC	COM	57060D108	860	9,256	SH		SOLE		8,701	555	0
MARKETAXESS HLDGS INC	COM	57060D108	157	1,690	SH		DFND		1,690	0	0
MASTERCARD INC	CL A	57636Q104	23	250	SH		SOLE		250	0	0
MBT FINL CORP	COM	578877102	7,730	1,238,848	SH		OTR		0	0	1,238,848
MCCORMICK & CO INC	COM NON VTG	579780206	66	800	SH		SOLE		800	0	0
MCDONALDS CORP	COM	580135101	528	5,355	SH		DFND		5,255	100	0
MCDONALDS CORP	COM	580135101	1,407	14,283	SH		SOLE		13,507	776	0
MCKESSON CORP	COM	58155Q103	19	100	SH		SOLE		100	0	0
MDU RES GROUP INC	COM	552690109	10	600	SH		SOLE		600	0	0
MERCK & CO INC NEW	COM	58933Y105	74	1,505	SH		DFND		1,075	430	0
MERCK & CO INC NEW	COM	58933Y105	126	2,557	SH		SOLE		1,900	657	0
METHODE ELECTRS INC	COM	591520200	10	300	SH		SOLE		300	0	0
METLIFE INC	COM	59156R108	63	1,332	SH		SOLE		1,332	0	0
MICROSOFT CORP	COM	594918104	1,315	29,712	SH		SOLE		28,697	1,015	0
MICROSOFT CORP	COM	594918104	505	11,400	SH		DFND		11,225	175	0
MOLINA HEALTHCARE INC	COM	60855R100	10	150	SH		SOLE		150	0	0
MONSANTO CO NEW	COM	61166W101	50	588	SH		SOLE		588	0	0
MORGAN STANLEY	COM NEW	617446448	63	1,992	SH		SOLE		1,992	0	0
MURPHY USA INC	COM	626755102	12	215	SH		SOLE		215	0	0
MYLAN N V	SHS EURO	N59465109	64	1,600	SH		DFND		1,600	0	0
MYLAN N V	SHS EURO	N59465109	1,117	27,746	SH		SOLE		26,306	1,440	0
NAVISTAR INTL CORP NEW	COM	63934E108	1	55	SH		SOLE		55	0	0
NEWS CORP NEW	CL A	65249B109	0	8	SH		SOLE		8	0	0
NEXTERA ENERGY INC	COM	65339F101	31	314	SH		DFND		314	0	0
NEXTERA ENERGY INC	COM	65339F101	93	950	SH		SOLE		950	0	0
NIKE INC	CL B	654106103	277	2,250	SH		SOLE		2,250	0	0
NOBLE CORP PLC	SHS USD	G65431101	5	500	SH		SOLE		500	0	0
NOBLE CORP PLC	SHS USD	G65431101	4	400	SH		DFND		400	0	0
NORFOLK SOUTHERN CORP	COM	655844108	262	3,428	SH		DFND		3,428	0	0
NORFOLK SOUTHERN CORP	COM	655844108	73	962	SH		SOLE		962	0	0
NORTHROP GRUMMAN CORP	COM	666807102	362	2,183	SH		DFND		2,183	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	101	1,100	SH		SOLE		1,100	0	0
NOVARTIS A G	SPONSORED ADR	66987V109	18	200	SH		DFND		200	0	0
NOVO-NORDISK A S	ADR	670100205	27	500	SH		SOLE		500	0	0
NUCOR CORP	COM	670346105	9	250	SH		SOLE		250	0	0
NUVEEN MICH QUALITY INCOME M	COM	670979103	24	1,800	SH		SOLE		1,800	0	0
NVR INC	COM	62944T105	15	10	SH		SOLE		10	0	0
OCEANEERING INTL INC	COM	675232102	4	90	SH		DFND		25	65	0
OCEANEERING INTL INC	COM	675232102	760	19,343	SH		SOLE		18,798	545	0
OMNICELL INC	COM	68213N109	2	75	SH		DFND		0	75	0
OMNICELL INC	COM	68213N109	1,145	36,830	SH		SOLE		35,365	1,465	0
ORACLE CORP	COM	68389X105	1,056	29,241	SH		SOLE		28,206	1,035	0
ORACLE CORP	COM	68389X105	137	3,800	SH		DFND		3,675	125	0
PARAGON OFFSHORE PLC	SHS	G6S01W108	0	133	SH		DFND		133	0	0
PEPSICO INC	COM	713448108	587	6,225	SH		DFND		5,860	365	0
PEPSICO INC	COM	713448108	1,420	15,054	SH		SOLE		14,755	299	0
PFIZER INC	COM	717081103	1,206	38,383	SH		SOLE		37,269	1,114	0
PFIZER INC	COM	717081103	456	14,505	SH		DFND		14,305	200	0
PG&E CORP	COM	69331C108	86	1,620	SH		DFND		1,620	0	0
PG&E CORP	COM	69331C108	616	11,672	SH		SOLE		11,142	530	0
PHILIP MORRIS INTL INC	COM	718172109	645	8,125	SH		DFND		8,125	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,345	16,949	SH		SOLE		16,015	934	0
PHILLIPS 66	COM	718546104	16	213	SH		DFND		213	0	0
PILGRIMS PRIDE CORP NEW	COM	72147K108	8	375	SH		SOLE		375	0	0
PINNACLE WEST CAP CORP	COM	723484101	346	5,400	SH		DFND		5,400	0	0
PLUM CREEK TIMBER CO INC	COM	729251108	12	300	SH		DFND		300	0	0
PNC FINL SVCS GROUP INC	COM	693475105	11	125	SH		DFND		125	0	0
PNC FINL SVCS GROUP INC	COM	693475105	15	171	SH		SOLE		171	0	0
POLARIS INDS INC	COM	731068102	81	678	SH		DFND		603	75	0
POLARIS INDS INC	COM	731068102	1,152	9,609	SH		SOLE		9,294	315	0
POWERSHARES QQQ TRUST	UNIT SER 1	73935A104	41	400	SH		DFND		400	0	0
PPL CORP	COM	69351T106	334	10,165	SH		DFND		10,165	0	0
PRA GROUP INC	COM	69354N106	974	18,400	SH		SOLE		17,660	740	0
PRAXAIR INC	COM	74005P104	15	150	SH		SOLE		150	0	0
PROCTER & GAMBLE CO	COM	742718109	149	2,075	SH		DFND		1,945	130	0
PROCTER & GAMBLE CO	COM	742718109	1,242	17,265	SH		SOLE		16,550	715	0
PROGRESSIVE CORP OHIO	COM	743315103	15	475	SH		SOLE		475	0	0
PRUDENTIAL FINL INC	COM	744320102	30	400	SH		SOLE		400	0	0
QUALCOMM INC	COM	747525103	21	400	SH		DFND		300	100	0
QUALCOMM INC	COM	747525103	830	15,449	SH		SOLE		15,019	430	0
RAYTHEON CO	COM NEW	755111507	12	109	SH		SOLE		109	0	0
REALTY INCOME CORP	COM	756109104	43	900	SH		DFND		900	0	0
REPUBLIC SVCS INC	COM	760759100	15	375	SH		SOLE		375	0	0
RESTAURANT BRANDS INTL INC	COM	76131D103	32	903	SH		SOLE		903	0	0
ROYAL BK CDA MONTREAL QUE	COM	780087102	19	350	SH		SOLE		350	0	0
ROYAL BK CDA MONTREAL QUE	COM	780087102	8	150	SH		DFND		150	0	0
ROYAL DUTCH SHELL PLC	SPON ADR B	780259107	22	470	SH		DFND		470	0	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	303	6,397	SH		SOLE		6,127	270	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	246	5,185	SH		DFND		5,010	175	0
SANMINA CORPORATION	COM	801056102	10	490	SH		SOLE		490	0	0
SCHLUMBERGER LTD	COM	806857108	33	473	SH		SOLE		468	5	0
SCHWAB CHARLES CORP NEW	COM	808513105	6	200	SH		SOLE		200	0	0
SELECT COMFORT CORP	COM	81616X103	602	27,500	SH		SOLE		26,415	1,085	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	1,202	16,180	SH		SOLE		16,040	140	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	113	1,528	SH		DFND		1,436	92	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	164	3,474	SH		DFND		2,912	562	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,716	36,365	SH		SOLE		35,598	767	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	209	3,156	SH		DFND		2,655	501	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	3,130	47,266	SH		SOLE		46,846	420	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	1,526	24,935	SH		SOLE		24,750	185	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	127	2,075	SH		DFND		1,977	98	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,591	70,196	SH		SOLE		68,636	1,560	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	152	6,728	SH		DFND		6,259	469	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	114	2,291	SH		DFND		2,161	130	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,011	20,270	SH		SOLE		19,952	318	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,863	66,128	SH		SOLE		65,128	1,000	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	220	5,073	SH		DFND		4,618	455	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	174	4,347	SH		SOLE		4,322	25	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	15	385	SH		DFND		355	30	0
SELECTIVE INS GROUP INC	COM	816300107	13	415	SH		SOLE		415	0	0
SEMPRA ENERGY	COM	816851109	68	700	SH		DFND		700	0	0
SIGNET JEWELERS LIMITED	SHS	G81276100	259	1,903	SH		SOLE		1,903	0	0
SLM Corp Nt Lkd Flt Rt 1.	Pfd Stk	78442P403	11	500	SH		SOLE		500	0	0
SMUCKER J M CO	COM NEW	832696405	57	500	SH		SOLE		500	0	0
SMUCKER J M CO	COM NEW	832696405	23	200	SH		DFND		200	0	0
SNAP ON INC	COM	833034101	95	627	SH		DFND		552	75	0
SNAP ON INC	COM	833034101	1,689	11,189	SH		SOLE		10,919	270	0
South32 Ltd ADR	Com	84473L105	1	140	SH		DFND		140	0	0
South32 Ltd ADR	Com	84473L105	0	80	SH		SOLE		80	0	0
SOUTHERN CO	COM	842587107	87	1,950	SH		DFND		1,950	0	0
SOUTHERN CO	COM	842587107	18	400	SH		SOLE		400	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	24	145	SH		DFND		145	0	0
SPDR DOW JONES INDL AVRG ETF	UT SER 1	78467X109	16	100	SH		SOLE		100	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	11	100	SH		SOLE		0	100	0
SPDR SERIES TRUST	BRC HGH YLD BD	78464A417	797	22,360	SH		DFND		22,110	250	0
SPDR SERIES TRUST	BRC HGH YLD BD	78464A417	5,293	148,418	SH		SOLE		143,328	5,090	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	360	6,906	SH		DFND		6,651	255	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	6,249	120,019	SH		SOLE		116,315	3,704	0
SPDR SERIES TRUST	NUVN BR SHT MUNI	78464A425	24	1,000	SH		SOLE		0	1,000	0
SPDR SERIES TRUST	S&P DIVID ETF	78464A763	164	2,275	SH		SOLE		2,275	0	0
SPECTRA ENERGY CORP	COM	847560109	72	2,750	SH		DFND		2,750	0	0
SSGA ACTIVE ETF TR	BLKSTN GSOSRLN	78467V608	5,783	121,090	SH		SOLE		116,881	4,209	0
SSGA ACTIVE ETF TR	BLKSTN GSOSRLN	78467V608	424	8,880	SH		DFND		8,640	240	0
STARBUCKS CORP	COM	855244109	68	1,200	SH		SOLE		1,200	0	0
STRYKER CORP	COM	863667101	47	500	SH		DFND		500	0	0
SUNTRUST BKS INC	COM	867914103	8	200	SH		SOLE		200	0	0
SUPERVALU INC	COM	868536103	9	1,260	SH		SOLE		1,260	0	0
SYKES ENTERPRISES INC	COM	871237103	12	455	SH		SOLE		455	0	0
SYNCHRONY FINL	COM	87165B103	10	330	SH		SOLE		330	0	0
SYSCO CORP	COM	871829107	12	320	SH		SOLE		320	0	0
SYSCO CORP	COM	871829107	37	950	SH		DFND		950	0	0
TALEN ENERGY CORP	COM	87422J105	1	125	SH		DFND		125	0	0
TCW STRATEGIC INCOME FUND IN	COM	872340104	28	5,400	SH		DFND		5,400	0	0
TEMPLETON DRAGON FD INC	COM	88018T101	46	2,479	SH		SOLE		2,479	0	0
TENNECO INC	COM	880349105	7	150	SH		SOLE		150	0	0
TESORO CORP	COM	881609101	8	80	SH		SOLE		80	0	0
TESSERA TECHNOLOGIES INC	COM	88164L100	11	325	SH		SOLE		325	0	0
TEXTRON INC	COM	883203101	12	315	SH		SOLE		315	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	18	150	SH		SOLE		150	0	0
TIME INC NEW	COM	887228104	1	41	SH		SOLE		41	0	0
TIME WARNER CABLE INC	COM	88732J207	15	83	SH		SOLE		83	0	0
TIME WARNER INC	COM NEW	887317303	23	333	SH		SOLE		333	0	0
TJX COS INC NEW	COM	872540109	43	600	SH		DFND		600	0	0
U S SILICA HLDGS INC	COM	90346E103	359	25,488	SH		SOLE		24,428	1,060	0
U S SILICA HLDGS INC	COM	90346E103	26	1,842	SH		DFND		1,742	100	0
UNDER ARMOUR INC	CL A	904311107	19	200	SH		DFND		200	0	0
UNION PAC CORP	COM	907818108	249	2,820	SH		DFND		2,820	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	322	3,260	SH		DFND		3,260	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	378	3,826	SH		SOLE		3,722	104	0
UNITED TECHNOLOGIES CORP	COM	913017109	953	10,707	SH		SOLE		10,462	245	0
UNITED TECHNOLOGIES CORP	COM	913017109	101	1,130	SH		DFND		1,065	65	0
UNITEDHEALTH GROUP INC	COM	91324P102	132	1,136	SH		SOLE		1,136	0	0
UNIVERSAL HLTH SVCS INC	CL B	913903100	13	105	SH		SOLE		105	0	0
UNIVERSAL INS HLDGS INC	COM	91359V107	12	390	SH		SOLE		390	0	0
US BANCORP DEL	COM NEW	902973304	37	900	SH		DFND		900	0	0
VALERO ENERGY CORP NEW	COM	91913Y100	30	500	SH		DFND		500	0	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	608	7,172	SH		DFND		6,847	325	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	11,063	130,393	SH		SOLE		126,670	3,723	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	38	462	SH		SOLE		462	0	0
VANGUARD INDEX FDS	REIT ETF	922908553	595	7,870	SH		DFND		7,520	350	0
VANGUARD INDEX FDS	REIT ETF	922908553	2,738	36,251	SH		SOLE		35,401	850	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	112	2,620	SH		SOLE		2,620	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	13	400	SH		SOLE		400	0	0
Vanguard Mid-Cap Index Admiral	Com	922908645	2,640	18,272	SH		SOLE		17,739	533	0
Vanguard Mid-Cap Index Admiral	Com	922908645	37	256	SH		DFND		128	128	0
Vanguard Wellington Adm	Com	921935201	20	306	SH		SOLE		306	0	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	6,079	97,030	SH		SOLE		93,910	3,120	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	810	12,925	SH		DFND		12,275	650	0
VERIZON COMMUNICATIONS INC	COM	92343V104	651	14,966	SH		DFND		14,891	75	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,093	25,131	SH		SOLE		23,964	1,167	0
VODAFONE GROUP PLC NEW	SPNSR ADR NO PAR	92857W308	12	381	SH		DFND		381	0	0
WAL-MART STORES INC	COM	931142103	8	127	SH		SOLE		127	0	0
WAL-MART STORES INC	COM	931142103	29	450	SH		DFND		225	225	0
WASTE MGMT INC DEL	COM	94106L109	658	13,205	SH		SOLE		12,075	1,130	0
WASTE MGMT INC DEL	COM	94106L109	403	8,096	SH		DFND		7,736	360	0
WELLS FARGO & CO NEW	COM	949746101	1,060	20,651	SH		SOLE		19,851	800	0
WELLS FARGO & CO NEW	COM	949746101	33	640	SH		DFND		400	240	0
WELLS FARGO ADVANTAGE UTILS	COM	94987E109	23	2,150	SH		SOLE		2,150	0	0
WELLS FARGO ADVANTAGE UTILS	COM	94987E109	81	7,655	SH		DFND		7,655	0	0
WENDYS CO	COM	95058W100	31	3,536	SH		SOLE		3,536	0	0
WESTAR ENERGY INC	COM	95709T100	48	1,250	SH		DFND		1,250	0	0
WESTERN ASSET CLYM INFL OPP	COM	95766R104	5	500	SH		SOLE		500	0	0
WESTERN REFNG INC	COM	959319104	12	270	SH		SOLE		270	0	0
WINDSTREAM HLDGS INC	COM NEW	97382A200	3	432	SH		SOLE		432	0	0
WINDSTREAM HLDGS INC	COM NEW	97382A200	2	333	SH		DFND		333	0	0
WISDOMTREE TR	INTL DIV EX FINL	97717W786	188	4,930	SH		SOLE		4,930	0	0
XL GROUP PLC	SHS	G98290102	20	550	SH		SOLE		550	0	0
YAMANA GOLD INC	COM	98462Y100	9	5,000	SH		DFND		5,000	0	0
ZIONS BANCORPORATION	COM	989701107	11	400	SH		SOLE		400	0	0