Monroe Bank & Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	824	4,705	SH		SOLE		4,630	75	0
3M CO	COM	88579Y101	117	670	SH		DFND		670	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	74	650	SH		DFND		650	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	147	1,296	SH		SOLE		1,296	0	0
ALPHABET INC	CAP STK CL A	02079K305	516	733	SH		SOLE		708	25	0
ALTRIA GROUP INC	COM	02209S103	453	6,573	SH		DFND		6,573	0	0
ALTRIA GROUP INC	COM	02209S103	1,207	17,510	SH		SOLE		17,110	400	0
AMAZON COM INC	COM	023135106	314	439	SH		SOLE		434	5	0
AMERICAN ELEC PWR INC	COM	025537101	389	5,544	SH		DFND		5,544	0	0
AMERICAN ELEC PWR INC	COM	025537101	553	7,892	SH		SOLE		7,892	0	0
APPLE INC	COM	037833100	93	975	SH		DFND		975	0	0
APPLE INC	COM	037833100	1,776	18,576	SH		SOLE		17,998	578	0
AT&T INC	COM	00206R102	463	10,715	SH		DFND		10,715	0	0
AT&T INC	COM	00206R102	1,375	31,827	SH		SOLE		31,126	701	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	352	3,834	SH		SOLE		3,834	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	335	3,647	SH		DFND		3,647	0	0
BANCFIRST CORP	COM	05945F103	311	5,150	SH		DFND		5,150	0	0
BANCFIRST CORP	COM	05945F103	855	14,175	SH		SOLE		13,961	214	0
BANK OF THE OZARKS INC	COM	063904106	2	40	SH		DFND		40	0	0
BANK OF THE OZARKS INC	COM	063904106	551	14,695	SH		SOLE		14,265	430	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	11	75	SH		DFND		75	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	755	5,216	SH		SOLE		5,073	143	0
CAL MAINE FOODS INC	COM NEW	128030202	176	3,977	SH		DFND		3,977	0	0
CAL MAINE FOODS INC	COM NEW	128030202	1,018	22,979	SH		SOLE		22,108	871	0
CENTERPOINT ENERGY INC	COM	15189T107	176	7,314	SH		DFND		7,314	0	0
CENTERPOINT ENERGY INC	COM	15189T107	552	22,988	SH		SOLE		22,988	0	0
CHEVRON CORP NEW	COM	166764100	471	4,489	SH		DFND		4,489	0	0
CHEVRON CORP NEW	COM	166764100	1,024	9,764	SH		SOLE		9,507	257	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	672	13,432	SH		DFND		13,015	417	0
CLAYMORE EXCHANGE TRD FD TR	GUGG ENH SHT DUR	18383M654	9,281	185,585	SH		SOLE		182,868	2,717	0
COCA COLA CO	COM	191216100	77	1,700	SH		DFND		1,700	0	0
COCA COLA CO	COM	191216100	380	8,378	SH		SOLE		8,378	0	0
COMCAST CORP NEW	CL A	20030N101	91	1,400	SH		DFND		1,400	0	0
COMCAST CORP NEW	CL A	20030N101	234	3,589	SH		SOLE		3,389	200	0
CONAGRA FOODS INC	COM	205887102	260	5,442	SH		DFND		5,442	0	0
CORE LABORATORIES N V	COM	N22717107	38	305	SH		DFND		305	0	0
CORE LABORATORIES N V	COM	N22717107	1,174	9,477	SH		SOLE		9,246	231	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	29	11,850	SH		DFND		11,850	0	0
CREDIT SUISSE HIGH YLD BND F	SH BEN INT	22544F103	26	10,909	SH		SOLE		10,909	0	0
DANAHER CORP DEL	COM	235851102	1,390	13,761	SH		SOLE		13,272	489	0
DANAHER CORP DEL	COM	235851102	76	750	SH		DFND		750	0	0
DOW CHEM CO	COM	260543103	255	5,129	SH		DFND		5,129	0	0
DOW CHEM CO	COM	260543103	492	9,907	SH		SOLE		9,907	0	0
DTE ENERGY CO	COM	233331107	158	1,596	SH		DFND		1,380	216	0
DTE ENERGY CO	COM	233331107	350	3,528	SH		SOLE		3,528	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	62	950	SH		DFND		950	0	0
DU PONT E I DE NEMOURS & CO	COM	263534109	201	3,104	SH		SOLE		3,104	0	0
DUKE ENERGY CORP NEW	COM NEW	26441c204	209	2,435	SH		DFND		2,435	0	0
ENERGY RECOVERY INC	COM	29270J100	89	10,000	SH		SOLE		10,000	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	253	6,650	SH		DFND		6,650	0	0
ENERGY TRANSFER PRTNRS L P	UNIT LTD PARTN	29273R109	15	400	SH		SOLE		400	0	0
EXPRESS SCRIPTS HLDG CO	COM	30219G108	483	6,375	SH		SOLE		6,119	256	0
EXXON MOBIL CORP	COM	30231G102	164	1,750	SH		DFND		1,750	0	0
EXXON MOBIL CORP	COM	30231G102	1,868	19,930	SH		SOLE		19,405	525	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	861	33,772	SH		DFND		33,772	0	0
FIRST TR ENERGY INCOME & GRW	COM	33738G104	952	37,372	SH		SOLE		36,652	720	0
FORD MTR CO DEL	COM PAR $0.01	345370860	54	4,327	SH		DFND		0	4,327	0
FORD MTR CO DEL	COM PAR $0.01	345370860	449	35,738	SH		SOLE		31,388	4,350	0
GENERAL ELECTRIC CO	COM	369604103	302	9,600	SH		DFND		9,600	0	0
GENERAL ELECTRIC CO	COM	369604103	194	6,177	SH		SOLE		6,177	0	0
GENERAL MLS INC	COM	370334104	167	2,340	SH		DFND		2,340	0	0
GENERAL MLS INC	COM	370334104	878	12,314	SH		SOLE		11,773	541	0
GENUINE PARTS CO	COM	372460105	523	5,167	SH		DFND		5,167	0	0
GENUINE PARTS CO	COM	372460105	710	7,015	SH		SOLE		7,015	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	210	1,411	SH		SOLE		1,411	0	0
GREAT PLAINS ENERGY INC	COM	391164100	415	13,636	SH		DFND		13,636	0	0
GREAT PLAINS ENERGY INC	COM	391164100	31	1,029	SH		SOLE		1,029	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	334	14,625	SH		DFND		14,625	0	0
HANCOCK JOHN PFD INCOME FD	SH BEN INT	41013W108	124	5,420	SH		SOLE		5,420	0	0
HELMERICH & PAYNE INC	COM	423452101	1,432	21,325	SH		SOLE		20,616	709	0
HELMERICH & PAYNE INC	COM	423452101	458	6,822	SH		DFND		6,822	0	0
HEXCEL CORP NEW	COM	428291108	37	883	SH		DFND		883	0	0
HEXCEL CORP NEW	COM	428291108	1,121	26,928	SH		SOLE		26,156	772	0
HOME DEPOT INC	COM	437076102	202	1,579	SH		DFND		1,579	0	0
HOME DEPOT INC	COM	437076102	26	200	SH		SOLE		200	0	0
INTEL CORP	COM	458140100	519	15,812	SH		DFND		15,812	0	0
INTEL CORP	COM	458140100	535	16,323	SH		SOLE		16,323	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	86	565	SH		DFND		565	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	503	3,312	SH		SOLE		3,142	170	0
ISHARES TR	CORE S&P500 ETF	464287200	371	1,761	SH		SOLE		1,761	0	0
ISHARES TR	CORE US AGGBD ET	464287226	53,222	472,604	SH		SOLE		461,693	10,911	0
ISHARES TR	CORE US AGGBD ET	464287226	4,937	43,838	SH		DFND		42,606	1,232	0
ISHARES TR	CORE US CR BD	464288620	40	350	SH		DFND		350	0	0
ISHARES TR	CORE US CR BD	464288620	282	2,487	SH		SOLE		2,487	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	385	13,455	SH		DFND		13,455	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	1,657	57,867	SH		SOLE		57,867	0	0
ISHARES TR	JP MOR EM MK ETF	464288281	4,510	39,166	SH		SOLE		38,050	1,116	0
ISHARES TR	JP MOR EM MK ETF	464288281	364	3,160	SH		DFND		3,080	80	0
ISHARES TR	MICRO-CAP ETF	464288869	345	4,874	SH		DFND		4,632	242	0
ISHARES TR	MICRO-CAP ETF	464288869	6,917	97,807	SH		SOLE		96,072	1,735	0
ISHARES TR	MSCI EAFE ETF	464287465	97	1,730	SH		DFND		1,730	0	0
ISHARES TR	MSCI EAFE ETF	464287465	1,145	20,510	SH		SOLE		19,415	1,095	0
ISHARES TR	MSCI EMG MKT ETF	464287234	6,626	192,842	SH		SOLE		188,671	4,171	0
ISHARES TR	MSCI EMG MKT ETF	464287234	389	11,315	SH		DFND		10,835	480	0
ISHARES TR	RUS 2000 GRW ETF	464287648	10	70	SH		DFND		70	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	322	2,345	SH		SOLE		2,345	0	0
ISHARES TR	RUS MD CP GR ETF	464287481	4,363	46,627	SH		SOLE		45,979	648	0
ISHARES TR	RUS MD CP GR ETF	464287481	171	1,823	SH		DFND		1,653	170	0
ISHARES TR	RUS MID-CAP ETF	464287499	138	820	SH		DFND		820	0	0
ISHARES TR	RUS MID-CAP ETF	464287499	809	4,807	SH		SOLE		4,507	300	0
ISHARES TR	RUSSELL 2000 ETF	464287655	804	6,992	SH		DFND		6,605	387	0
ISHARES TR	RUSSELL 2000 ETF	464287655	9,518	82,781	SH		SOLE		81,070	1,711	0
ISHARES TR	S&P 500 GRWT ETF	464287309	13,615	116,786	SH		SOLE		113,118	3,668	0
ISHARES TR	S&P 500 GRWT ETF	464287309	589	5,049	SH		DFND		4,746	303	0
ISHARES TR	S&P 500 VAL ETF	464287408	6,769	72,867	SH		SOLE		71,783	1,084	0
ISHARES TR	S&P 500 VAL ETF	464287408	367	3,949	SH		DFND		3,708	241	0
ISHARES TR	SELECT DIVID ETF	464287168	278	3,265	SH		SOLE		2,765	500	0
ISHARES TR	SELECT DIVID ETF	464287168	215	2,520	SH		DFND		2,520	0	0
ISHARES TR	U.S. CNSM GD ETF	464287812	12	107	SH		DFND		0	107	0
ISHARES TR	U.S. CNSM GD ETF	464287812	312	2,703	SH		SOLE		2,703	0	0
ISHARES TR	U.S. ENERGY ETF	464287796	257	6,702	SH		SOLE		6,702	0	0
ISHARES TR	U.S. ENERGY ETF	464287796	44	1,155	SH		DFND		855	300	0
ISHARES TR	U.S. FINLS ETF	464287788	392	4,564	SH		SOLE		4,564	0	0
ISHARES TR	U.S. FINLS ETF	464287788	9	100	SH		DFND		0	100	0
ISHARES TR	U.S. INDS ETF	464287754	358	3,253	SH		SOLE		3,253	0	0
ISHARES TR	U.S. INDS ETF	464287754	38	345	SH		DFND		270	75	0
ISHARES TR	U.S. PFD STK ETF	464288687	1,874	46,974	SH		SOLE		45,014	1,960	0
ISHARES TR	U.S. PFD STK ETF	464288687	1,151	28,852	SH		DFND		28,852	0	0
ISHARES TR	U.S. TECH ETF	464287721	285	2,709	SH		DFND		2,489	220	0
ISHARES TR	U.S. TECH ETF	464287721	7,035	66,819	SH		SOLE		65,937	882	0
ISHARES TR	U.S. TELECOM ETF	464287713	970	29,138	SH		SOLE		29,083	55	0
ISHARES TR	U.S. TELECOM ETF	464287713	33	1,005	SH		DFND		928	77	0
ISHARES TR	U.S. UTILITS ETF	464287697	235	1,791	SH		SOLE		1,491	300	0
ISHARES TR	U.S. UTILITS ETF	464287697	15	112	SH		DFND		100	12	0
ISHARES TR	US HLTHCARE ETF	464287762	661	4,457	SH		SOLE		4,457	0	0
ISHARES TR	US HLTHCARE ETF	464287762	82	555	SH		DFND		455	100	0
JOHNSON & JOHNSON	COM	478160104	1,066	8,785	SH		SOLE		8,498	287	0
JOHNSON & JOHNSON	COM	478160104	348	2,865	SH		DFND		2,865	0	0
JPMORGAN CHASE & CO	COM	46625H100	85	1,360	SH		DFND		1,360	0	0
JPMORGAN CHASE & CO	COM	46625H100	1,049	16,889	SH		SOLE		16,264	625	0
KELLY SVCS INC	CL A	488152208	795	41,882	SH		SOLE		41,882	0	0
KIMBERLY CLARK CORP	COM	494368103	245	1,785	SH		DFND		1,785	0	0
KIMBERLY CLARK CORP	COM	494368103	431	3,136	SH		SOLE		3,136	0	0
KRAFT HEINZ CO	COM	500754106	305	3,443	SH		DFND		3,443	0	0
KRAFT HEINZ CO	COM	500754106	442	4,996	SH		SOLE		4,996	0	0
LA Z BOY INC	COM	505336107	1,282	46,082	SH		DFND		46,082	0	0
LA Z BOY INC	COM	505336107	2,606	93,664	SH		SOLE		93,664	0	0
LEGGETT & PLATT INC	COM	524660107	31	600	SH		DFND		600	0	0
LEGGETT & PLATT INC	COM	524660107	744	14,556	SH		SOLE		14,556	0	0
LILLY ELI & CO	COM	532457108	219	2,775	SH		DFND		2,775	0	0
LILLY ELI & CO	COM	532457108	5	62	SH		SOLE		62	0	0
LOCKHEED MARTIN CORP	COM	539830109	415	1,673	SH		DFND		1,673	0	0
LOCKHEED MARTIN CORP	COM	539830109	424	1,707	SH		SOLE		1,707	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	228	3,061	SH		DFND		3,061	0	0
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	248	3,330	SH		SOLE		3,330	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	106	1,400	SH		DFND		1,400	0	0
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	198	2,600	SH		SOLE		2,600	0	0
MARATHON PETE CORP	COM	56585A102	220	5,784	SH		DFND		5,784	0	0
MARKETAXESS HLDGS INC	COM	57060D108	194	1,334	SH		DFND		1,334	0	0
MARKETAXESS HLDGS INC	COM	57060D108	1,069	7,355	SH		SOLE		6,901	454	0
MBT FINL CORP	COM	578877102	9,820	2,003,584	SH		OTR		0	0	2,003,584
MCDONALDS CORP	COM	580135101	434	3,610	SH		DFND		3,610	0	0
MCDONALDS CORP	COM	580135101	1,401	11,644	SH		SOLE		11,194	450	0
MICROSOFT CORP	COM	594918104	569	11,117	SH		DFND		11,117	0	0
MICROSOFT CORP	COM	594918104	1,305	25,506	SH		SOLE		24,835	671	0
NIKE INC	CL B	654106103	248	4,500	SH		SOLE		4,500	0	0
NORFOLK SOUTHERN CORP	COM	655844108	292	3,428	SH		DFND		3,428	0	0
NORFOLK SOUTHERN CORP	COM	655844108	73	862	SH		SOLE		862	0	0
NORTHROP GRUMMAN CORP	COM	666807102	268	1,205	SH		DFND		1,205	0	0
NORTHROP GRUMMAN CORP	COM	666807102	2	10	SH		SOLE		10	0	0
OCEANEERING INTL INC	COM	675232102	1	25	SH		DFND		25	0	0
OCEANEERING INTL INC	COM	675232102	662	22,164	SH		SOLE		21,538	626	0
OMNICELL INC	COM	68213N109	1,268	37,034	SH		SOLE		35,959	1,075	0
ORACLE CORP	COM	68389X105	150	3,675	SH		DFND		3,675	0	0
ORACLE CORP	COM	68389X105	417	10,186	SH		SOLE		9,361	825	0
PEPSICO INC	COM	713448108	608	5,740	SH		DFND		5,740	0	0
PEPSICO INC	COM	713448108	1,505	14,208	SH		SOLE		14,058	150	0
PFIZER INC	COM	717081103	1,283	36,437	SH		SOLE		35,971	466	0
PFIZER INC	COM	717081103	516	14,661	SH		DFND		14,661	0	0
PG&E CORP	COM	69331C108	91	1,428	SH		DFND		1,428	0	0
PG&E CORP	COM	69331C108	604	9,449	SH		SOLE		9,449	0	0
PHILIP MORRIS INTL INC	COM	718172109	486	4,775	SH		DFND		4,775	0	0
PHILIP MORRIS INTL INC	COM	718172109	1,525	14,996	SH		SOLE		14,317	679	0
PINNACLE WEST CAP CORP	COM	723484101	242	2,990	SH		DFND		2,990	0	0
POOL CORPORATION	COM	73278L105	910	9,675	SH		SOLE		9,248	427	0
PPL CORP	COM	69351T106	224	5,933	SH		DFND		5,933	0	0
PROCTER & GAMBLE CO	COM	742718109	165	1,945	SH		DFND		1,945	0	0
PROCTER & GAMBLE CO	COM	742718109	1,493	17,631	SH		SOLE		16,959	672	0
QUALCOMM INC	COM	747525103	16	300	SH		DFND		300	0	0
QUALCOMM INC	COM	747525103	262	4,889	SH		SOLE		4,489	400	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	278	5,037	SH		DFND		5,037	0	0
ROYAL DUTCH SHELL PLC	SPONS ADR A	780259206	344	6,228	SH		SOLE		6,153	75	0
SELECT COMFORT CORP	COM	81616X103	675	31,582	SH		SOLE		30,392	1,190	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	161	2,063	SH		DFND		2,054	9	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	2,886	36,973	SH		SOLE		36,371	602	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	141	2,561	SH		DFND		2,561	0	0
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	2,040	36,991	SH		SOLE		36,376	615	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	178	2,488	SH		DFND		2,480	8	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	4,235	59,061	SH		SOLE		58,359	702	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	140	2,056	SH		DFND		2,028	28	0
SELECT SECTOR SPDR TR	SBI INT-ENERGY	81369Y506	1,571	23,019	SH		SOLE		22,886	133	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	122	5,353	SH		DFND		5,263	90	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	1,375	60,157	SH		SOLE		58,794	1,363	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	1,108	19,789	SH		SOLE		19,513	276	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	105	1,874	SH		DFND		1,846	28	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	653	12,439	SH		DFND		12,439	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	2,967	56,538	SH		SOLE		56,249	289	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	14	307	SH		DFND		277	30	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	353	7,609	SH		SOLE		7,511	98	0
SNAP ON INC	COM	833034101	87	552	SH		DFND		552	0	0
SNAP ON INC	COM	833034101	1,613	10,222	SH		SOLE		9,967	255	0
SPDR SERIES TRUST	BRC HGH YLD BD	78464A417	751	21,043	SH		DFND		20,738	305	0
SPDR SERIES TRUST	BRC HGH YLD BD	78464A417	5,744	160,936	SH		SOLE		157,143	3,793	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	397	6,951	SH		DFND		6,691	260	0
SPDR SERIES TRUST	BRCLYS INTL ETF	78464A516	7,208	126,131	SH		SOLE		123,051	3,080	0
TORO CO	COM	891092108	958	10,858	SH		SOLE		10,468	390	0
U S SILICA HLDGS INC	COM	90346E103	46	1,342	SH		DFND		1,342	0	0
U S SILICA HLDGS INC	COM	90346E103	906	26,277	SH		SOLE		25,056	1,221	0
UNION PAC CORP	COM	907818108	246	2,820	SH		DFND		2,820	0	0
UNION PAC CORP	COM	907818108	3	35	SH		SOLE		35	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	352	3,265	SH		SOLE		3,265	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	338	3,141	SH		DFND		3,141	0	0
UNITED TECHNOLOGIES CORP	COM	913017109	927	9,042	SH		SOLE		8,785	257	0
UNITED TECHNOLOGIES CORP	COM	913017109	109	1,065	SH		DFND		1,065	0	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	823	9,344	SH		DFND		8,968	376	0
VANGUARD BD INDEX FD INC	INTERMED TERM	921937819	13,526	153,580	SH		SOLE		150,481	3,099	0
VANGUARD INDEX FDS	REIT ETF	922908553	796	8,973	SH		DFND		8,891	82	0
VANGUARD INDEX FDS	REIT ETF	922908553	3,357	37,857	SH		SOLE		37,166	691	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	7,313	102,338	SH		SOLE		101,573	765	0
VANGUARD WHITEHALL FDS INC	HIGH DIV YLD	921946406	2,296	32,129	SH		DFND		32,129	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	526	9,421	SH		DFND		9,421	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,254	22,455	SH		SOLE		21,973	482	0
WASTE MGMT INC DEL	COM	94106L109	494	7,454	SH		DFND		7,454	0	0
WASTE MGMT INC DEL	COM	94106L109	677	10,218	SH		SOLE		9,618	600	0
WELLS FARGO & CO NEW	COM	949746101	19	400	SH		DFND		400	0	0
WELLS FARGO & CO NEW	COM	949746101	1,049	22,157	SH		SOLE		21,474	683	0
WELLTOWER INC	COM	95040Q104	67	881	SH		SOLE		881	0	0
WELLTOWER INC	COM	95040Q104	168	2,200	SH		DFND		2,200	0	0