Exhibit 23.4
[Umpqua Holdings Corporation Letterhead]
April 18, 2014
Umpqua Holdings Corporation
One SW Columbia, Suite 1200
Portland, Oregon 97258
Re: Post-Effective Amendment No. 1 on Form S-8 to Registration Statement on Form S-4 (the “Registration Statement”)
Ladies and Gentlemen:
I hereby consent to the filing of my opinion letter dated January 16, 2014 as an exhibit to the Registration Statement. In giving such consent, I do not thereby admit that I am within the category of persons whose consent is required by Section 7 of the Securities Act or the rules and regulations of the Commission thereunder.
| Very truly yours, |
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| /s/ Steven L. Philpott |