Fauquier Bankshares (FBSS) 10-Q 13 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 05, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	FAUQUIER BANKSHARES, INC.
Entity Central Index Key	1,083,643
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		3,744,562
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2015

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 5,615	$ 6,831
Interest-bearing deposits in other banks	23,860	57,534
Federal funds sold	9	11
Securities available for sale	55,504	57,406
Restricted investments	1,286	1,294
Loans	465,481	440,461
Allowance for loan losses	(4,776)	(5,391)
Net loans	460,705	435,070
Bank premises and equipment, net	20,627	21,068
Accrued interest receivable	1,450	1,473
Other real estate owned, net of allowance	1,524	1,406
Bank-owned life insurance	12,420	12,458
Other assets	11,204	11,735
Total assets	594,204	606,286
Deposits:
Noninterest-bearing	100,024	87,971
Interest-bearing:
Checking	208,036	222,371
Savings and money market accounts	135,737	126,714
Time deposits	67,284	88,159
Total interest-bearing	411,057	437,244
Total deposits	511,081	525,215
Federal Home Loan Bank advances	13,025	13,075
Company-obligated mandatorily redeemable capital securities	4,124	4,124
Other liabilities	8,891	8,715
Total liabilities	537,121	551,129
Shareholders' Equity
Common stock, par value, $3.13; authorized 8,000,000 shares; issued and outstanding: 2015: 3,744,562 shares including 33,267 non-vested shares; 2014: 3,730,877 shares including 34,965 non-vested shares	11,616	11,568
Retained earnings	45,613	43,690
Accumulated other comprehensive (loss), net	(146)	(101)
Total shareholders' equity	57,083	55,157
Total liabilities and shareholders' equity	$ 594,204	$ 606,286

Consolidated Balance Sheets (U3

Consolidated Balance Sheets (Unaudited) (Parenthetical) - $ / shares	Sep. 30, 2015	Dec. 31, 2014
Shareholders' Equity
Common stock, par value (in dollars per share)	$ 3.13	$ 3.13
Common stock, authorized (in shares)	8,000,000	8,000,000
Common stock, issued (in shares)	3,744,562	3,730,877
Common stock, outstanding (in shares)	3,744,562	3,730,877
Common stock, nonvested (in shares)	33,267	34,965

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest Income
Interest and fees on loans	$ 5,075	$ 5,114	$ 15,071	$ 15,254
Interest and dividends on securities available for sale:
Taxable interest income	275	275	855	875
Interest income exempt from federal income taxes	53	61	166	184
Dividends	31	31	67	74
Interest on deposits in other banks	26	45	99	126
Total interest income	5,460	5,526	16,258	16,513
Interest Expense
Interest on deposits	309	502	1,125	1,549
Interest on federal funds purchased	7	0	7	0
Interest on Federal Home Loan Bank advances	82	83	243	245
Distribution on capital securities of subsidiary trusts	50	50	149	149
Total interest expense	448	635	1,524	1,943
Net interest income	5,012	4,891	14,734	14,570
Provision for loan losses	100	0	200	0
Net interest income after provision for loan losses	4,912	4,891	14,534	14,570
Other Income
Trust and estate income	482	473	1,435	1,349
Brokerage income	42	83	187	243
Service charges on deposit accounts	598	662	1,728	1,928
Other service charges, commissions and income	759	712	1,502	1,530
Gain on sale of securities	3	0	3	0
Total other income	1,884	1,930	4,855	5,050
Other Expenses
Salaries and benefits	2,750	2,677	8,012	7,804
Occupancy expense of premises	567	560	1,744	1,665
Furniture and equipment	280	264	919	800
Marketing expense	172	151	456	434
Legal, audit and consulting expense	290	235	852	632
Data processing expense	293	367	944	1,072
Federal Deposit Insurance Corporation expense	101	94	294	279
(Gain) on sale or impairment and expense of other real estate owned, net	(26)	0	(12)	(103)
Other operating expenses	785	673	2,368	2,272
Total other expenses	5,212	5,021	15,577	14,855
Income before income taxes	1,584	1,800	3,812	4,765
Income tax expense	238	378	674	1,111
Net Income	$ 1,346	$ 1,422	$ 3,138	$ 3,654
Earnings per Share, basic (in dollars per share)	$ 0.36	$ 0.38	$ 0.84	$ 0.98
Earnings per Share, assuming dilution (in dollars per share)	0.36	0.38	0.84	0.98
Dividends per Share (in dollars per share)	$ 0.12	$ 0.12	$ 0.36	$ 0.36

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net Income	$ 1,346	$ 1,422	$ 3,138	$ 3,654
Other comprehensive income (loss), net of tax:
Interest rate swap, net of tax effect	(47)	29	(39)	(22)
Change in fair value of securities available for sale net of tax effect	113	14	(6)	827
Total other comprehensive income (loss), net of tax effect	66	43	(45)	805
Comprehensive Income	$ 1,412	$ 1,465	$ 3,093	$ 4,459

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Other comprehensive income (loss), net of tax:
Interest rate swap, tax benefit	$ 24	$ (15)	$ 20	$ 11
Change in fair value of securities available-for-sale, tax effect	(58)	(7)	3	(426)
Other comprehensive income (loss), tax effect	$ (34)	$ (22)	$ 23	$ (415)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2013	$ 11,516	$ 40,652	$ (941)	$ 51,227
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		3,654		3,654
Other comprehensive income net of tax effect			805	805
Cash dividends		(1,343)		(1,343)
Amortization of unearned compensation, restricted stock awards		113		113
Issuance of common stock - non-vested shares	30	(30)		0
Issuance of common stock - vested shares	22	82		104
Balance at Sep. 30, 2014	11,568	43,128	(136)	54,560
Balance at Dec. 31, 2014	11,568	43,690	(101)	55,157
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income		3,138		3,138
Other comprehensive income net of tax effect			(45)	(45)
Cash dividends		(1,349)		(1,349)
Amortization of unearned compensation, restricted stock awards		122		122
Issuance of common stock - non-vested shares	37	(37)		0
Issuance of common stock - vested shares	11	49		60
Balance at Sep. 30, 2015	$ 11,616	$ 45,613	$ (146)	$ 57,083

Consolidated Statements of Cha8

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Comprehensive income:
Other comprehensive income, tax	$ 23	$ (415)
Cash dividends (in dollars per share)	$ 0.36	$ 0.36
Issuance of common stock - nonvested shares (in shares)	11,925	10,570
Issuance of common stock - vested shares (in shares)	3,458	6,965

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash Flows from Operating Activities
Net Income	$ 3,138	$ 3,654
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,068	911
Loss on disposal of furniture and equipment	23	0
Provision for loan losses	200	0
(Gain) on sale of other real estate owned	(34)	(130)
(Gain) loss on interest rate swaps	(20)	44
(Gain) on sale and call of securities	(3)	0
Amortization of security premiums, net	40	40
Amortization of unearned compensation, net of forfeiture	170	206
Issuance of vested restricted stock	60	104
Changes in assets and liabilities:
(Increase) decrease in other assets	597	(764)
Increase (decrease) in other liabilities	(39)	1,333
Net cash provided by operating activities	5,200	5,398
Cash Flows from Investing Activities
Proceeds from maturities, calls and principal payments of securities available for sale	9,256	8,027
Purchase of securities available for sale	(7,399)	(8,445)
Purchase of premises and equipment	(649)	(6,662)
Redemptions of restricted securities	8	168
Net (increase) decrease in loans	(26,274)	13,511
Proceeds from sale of other real estate owned	499	2,809
Net cash provided by (used in) investing activities	(24,559)	9,408
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits, NOW accounts and savings accounts	6,741	(16,177)
Net (decrease) in certificates of deposit	(20,875)	(16,208)
(Decrease) in FHLB advances	(50)	(47)
Cash dividends paid on common stock	(1,349)	(1,343)
Net cash (used in) financing activities	(15,533)	(33,775)
(Decrease) in cash and cash equivalents	(34,892)	(18,969)
Cash and Cash Equivalents
Beginning	64,376	71,126
Ending	29,484	52,157
Cash payments for:
Interest	1,600	1,954
Income taxes	260	966
Supplemental Disclosures of Noncash Investing Activities
Unrealized gain (loss) on securities available for sale, net of tax effect	(6)	827
Unrealized (loss) on interest rate swap, net of taxes	(39)	(22)
Loans transferred to other real estate owned	$ 583	$ 0

General

General	9 Months Ended
	Sep. 30, 2015
General [Abstract]
General	Note 1. General The consolidated financial statements include the accounts of Fauquier Bankshares, Inc. ("the Company") and its wholly-owned subsidiary, The Fauquier Bank ("the Bank"), and the Bank's wholly-owned subsidiary, Fauquier Bank Services, Inc. The consolidated financial statements do not include the accounts of Fauquier Statutory Trust II, a wholly-owned subsidiary of the Company. In consolidation, significant intercompany financial balances and transactions have been eliminated. In the opinion of management, the accompanying unaudited consolidated financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial positions as of September 30, 2015 and December 31, 2014 and the results of operations for the three and nine months ended September 30, 2015 and 2014. The notes included herein should be read in conjunction with the consolidated financial statements and accompanying notes included in the Company's 2014 Annual Report on Form 10-K filed with the Securities and Exchange Commission (the "SEC"). The results of operations for the three and nine months ended September 30, 2015 are not necessarily indicative of the results expected for the full year or any other interim period. Recent Accounting Pronouncements In June 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2014-11, "Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures." This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. The amendments in this ASU are effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements. In June 2014, the FASB issued ASU No. 2014-12, "Compensation – Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period." The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Existing guidance in "Compensation – Stock Compensation (Topic 718)," should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis. The Company is currently assessing the impact that ASU 2014-12 will have on its consolidated financial statements. In August 2014, the FASB issued ASU No. 2014-15, "Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern." This update is intended to provide guidance about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity's ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In November 2014, the FASB issued ASU No. 2014-16, "Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity." The amendments in ASU do not change the current criteria in accounting principles generally accepted in the United States ("GAAP") for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Company does not expect the adoption of ASU 2014-16 to have a material impact on its consolidated financial statements. In January 2015, the FASB issued ASU No. 2015-01, "Income Statement—Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items." The amendments in this ASU eliminate from GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect the adoption of ASU 2015-01 to have a material impact on its consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, "Consolidation (Topic 810): Amendments to the Consolidation Analysis." The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity ("VIE"), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated. The Company does not expect the adoption of ASU 2015-02 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, "Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs." The amendments in this ASU are intended to simplify the presentation of debt issuance costs. These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-05, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Fees Paid in a Cloud Computing Arrangement." The amendments in this ASU provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments do not change the accounting for a customer's accounting for service contracts. As a result of the amendments, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets. The amendments in this ASU are effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. An entity can elect to adopt the amendments either: (1) prospectively to all arrangements entered into or materially modified after the effective date; or (2) retrospectively. The Company is currently assessing the impact that ASU 2015-05 will have on its consolidated financial statements. In May 2015, the FASB issued ASU No. 2015-08, "Business Combinations (Topic 805): Pushdown Accounting – Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115." The amendments in this ASU amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115, Topic 5: Miscellaneous Accounting, regarding various pushdown accounting issues, and did not have a material impact on the Company's consolidated financial statements. In July 2015, the FASB issued ASU No. 2015-12, "Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), and Health and Welfare Benefit Plans (Topic 965) – 1. Fully Benefit-Responsive Investment Contracts, 2. Plan Investment Disclosures, and 3. Measurement Date Practical Expedient." The amendments within this ASU are in three parts. Among other things, Part 1 amendments designate contract value as the only required measure for fully benefit-responsive investment contracts; Part 2 amendments eliminate the requirement that plans disclose: (a) individual investments that represent 5 percent or more of net assets available for benefits; and (b) the net appreciation or depreciation for investments by general type requirements for both participant-directed investments and nonparticipant-directed investments. Part 3 amendments provide a practical expedient to permit plans to measure investments and investment-related accounts (e.g., a liability for a pending trade with a broker) as of a month-end date that is closest to the plan's fiscal year-end, when the fiscal period does not coincide with month-end. The amendments in Parts 1 and 2 of this ASU are effective on a retrospective basis and Part 3 is effective on a prospective basis, for fiscal years beginning after December 15, 2015. Early adoption is permitted. The Company is currently assessing the impact that ASU 2015-12 will have on its consolidated financial statements. In August 2015, the FASB issued ASU No. 2015-14, "Revenue from Contracts with Customers (Topic 606): Deferral of Effective Date." The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Earlier application is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019. All other entities may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities also may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, and interim reporting periods within annual reporting periods beginning one year after the annual reporting period in which the entity first applies the guidance in ASU 2014-09. The Company does not expect the adoption of ASU 2015-14 (or ASU 2014-09) to have a material impact on its consolidated financial statements. In August 2015, the FASB issued ASU 2015-15, "Interest – Imputation of Interest (Subtopic 835-30) – Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements (Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting)." On April 7, 2015, the FASB issued ASU 2015-03, Interest—Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs, which requires entities to present debt issuance costs related to a recognized debt liability as a direct deduction from the carrying amount of that debt liability. The guidance in ASU 2015-03 (see paragraph 835-30-45-1A) does not address presentation or subsequent measurement of debt issuance costs related to line-of-credit arrangements. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, the SEC staff stated that they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-15 adds these SEC comments to the "S" section of the Codification. The Company does not expect the adoption of ASU 2015-15 to have a material impact on its consolidated financial statements. In September 2015, the FASB issued ASU 2015-16, "Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments." The amendments in ASU 2015-16 require that an acquirer recognize adjustments to estimated amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the estimated amounts, calculated as if the accounting had been completed at the acquisition date. The amendments also require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the estimated amounts had been recognized as of the acquisition date. The amendments in this ASU are effective for public business entities for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. The amendments should be applied prospectively to adjustments to provisional amounts that occur after the effective date with earlier application permitted for financial statements that have not been issued. The Company does not expect the adoption of ASU 2015-16 to have a material impact on its consolidated financial statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Securities	Note 2. Securities The amortized cost and fair value of securities available for sale, with unrealized gains and losses follows: September 30, 2015 Amortized Gross Unrealized Gross Unrealized Fair (In thousands) Cost Gains (Losses) Value Obligations of U.S. Government corporations and agencies $ 45,323 $ 603 $ (68 ) $ 45,858 Obligations of states and political subdivisions 5,925 301 - 6,226 Corporate bonds 3,653 - (607 ) 3,046 Mutual funds 368 6 - 374 $ 55,269 $ 910 $ (675 ) $ 55,504 December 31, 2014 Amortized Gross Unrealized Gross Unrealized Fair (In thousands) Cost Gains (Losses) Value Obligations of U.S. Government corporations and agencies $ 46,666 $ 464 $ (165 ) $ 46,965 Obligations of states and political subdivisions 6,537 377 - 6,914 Corporate bonds 3,597 34 (470 ) 3,161 Mutual funds 362 4 - 366 $ 57,162 $ 879 $ (635 ) $ 57,406 The amortized cost and fair value of securities available for sale, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations without penalties. September 30, 2015 (In thousands) Amortized Cost Fair Value Due in one year or less $ 2,000 $ 2,001 Due after one year through five years 13,842 14,009 Due after five years through ten years 6,909 7,150 Due after ten years 32,150 31,970 Equity securities 368 374 $ 55,269 $ 55,504 There were no impairment losses on securities during the three and nine months ended September 30, 2015 and 2014. During the nine months ended September 30, 2015, no securities were sold, and five securities totaling $3.8 million were called. Over the same period, six securities totaling $7.4 million were purchased. During the nine months ended September 30, 2014, no securities were sold, and three securities, totaling a fair value of $4.6 million, were called or matured. Over the same period, seven securities totaling $8.4 million were purchased. The following table shows the Company securities with gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2015 and December 31, 2014, respectively. (In thousands) Less than 12 Months 12 Months or More Total September 30, 2015 Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Obligations of U.S. Government, corporations and agencies $ 4,092 $ (10 ) $ 3,862 $ (58 ) $ 7,954 $ (68 ) Corporate bonds 596 (17 ) 2,450 (590 ) 3,046 (607 ) Total temporary impaired securities $ 4,688 $ (27 ) $ 6,312 $ (648 ) $ 11,000 $ (675 ) (In thousands) Less than 12 Months 12 Months or More Total December 31, 2014 Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Obligations of U.S. Government, corporations and agencies $ 10,405 $ (35 ) $ 8,412 $ (130 ) $ 18,817 $ (165 ) Corporate bonds - - 2,531 (470 ) 2,531 (470 ) Total temporary impaired securities $ 10,405 $ (35 ) $ 10,943 $ (600 ) $ 21,348 $ (635 ) The nature of securities which were temporarily impaired for a continuous twelve month period or more at September 30, 2015 consisted of three corporate bonds with a cost basis net of other-than-temporary impairment ("OTTI") totaling $3.7 million and a temporary loss of approximately $607,000. The value of these corporate bonds is based on quoted market prices for similar assets. They are the "Class B" or subordinated "mezzanine" tranche of pooled trust preferred securities. The trust preferred securities are collateralized by the interest and principal payments made on trust preferred capital offerings by a geographically diversified pool of approximately 58 different financial institutions per bond. They have an estimated maturity of 19 years. These bonds could have been called at par on the five year anniversary date of issuance, which has already passed for all the bonds. The bonds reprice every three months at a fixed rate index above the three-month London Interbank Offered Rate ("LIBOR"). These bonds have sufficient collateralization and cash flow projections to satisfy their valuation based on the cash flow portion of the OTTI test under authoritative accounting guidance as of September 30, 2015. The bonds, totaling $3.0 million at fair value, are projected to repay the full outstanding interest and principal and are now classified as performing corporate bond investments. During the nine months ended September 30, 2015, $159,000 of interest income was received and recorded, of which $87,000 represented deferred interest from prior periods. Additional information regarding each of the pooled trust preferred securities as of September 30, 2015 follows: (Dollars in thousands) Cost, net of OTTI loss Fair Value(1) Percent of Underlying Collateral Performing Percent of Underlying Collateral in Deferral Percent of Underlying Collateral in Default Cumulative Amount of OTTI Loss Cumulative Other Comprehensive Loss (Income), net of tax benefit $ 1,648 $ 1,220 78.5 % 4.4 % 17.1 % $ 309 $ 283 1,392 1,230 80.3 % 9.1 % 10.6 % 609 107 613 596 82.2 % 8.1 % 9.7 % 387 11 $ 3,653 $ 3,046 $ 1,305 $ 401 (1) Current Moody's Ratings range from B2 to Caa3. The The following roll forward reflects the amount related to credit losses recognized in earnings (in accordance with FASB Accounting Standards Codification ("ASC") 320-10-35-34D): (In thousands) Beginning balance as of December 31, 2014 $ 1,360 Add: Amount related to the credit loss for which an other-than-temporary impairment was not previously recognized - Add: Increases to the amount related to the credit loss for which an other-than temporary impairment was previously recognized - Less: Realized losses for securities sold - Less: Securities for which the amount previously recognized in other comprehensive income was recognized in earnings because the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis - Less: Increases in cash flows expected to be collected that are recognized over the remaining life of the security (See FASB ASC 320-10-35-35) (55 ) Ending balance as of September 30, 2015 $ 1,305 The carrying value of securities pledged to secure deposits and for other purposes amounted to $46.3 million and $47.6 million at September 30, 2015 and December 31, 2014, respectively.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	Note 3. Loans and Allowance for Loan Losses Allowance for Loan Losses and Recorded Investment in Loans Receivable As of and for the Nine Months Ended September 30, 2015 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Unallocated Total Allowance for Loan Losses Beginning balance at 12/31/2014 $ 516 $ 1,943 $ 699 $ 37 $ 72 $ 1,424 $ 296 $ 404 $ 5,391 Charge-offs (6 ) (568 ) (17 ) (7 ) (40 ) (167 ) (50 ) - (855 ) Recoveries 1 - - 11 - 25 3 - 40 Provision (155 ) 158 156 (25 ) 94 (264 ) 79 157 200 Ending balance at 9/30/2015 $ 356 $ 1,533 $ 838 $ 16 $ 126 $ 1,018 $ 328 $ 561 $ 4,776 Ending balances individually evaluated for impairment $ 121 $ 38 $ 300 $ - $ - $ - $ - $ - $ 459 Ending balances collectively evaluated for impairment $ 235 $ 1,495 $ 538 $ 16 $ 126 $ 1,018 $ 328 $ 561 $ 4,317 Loans Receivable Individually evaluated for impairment $ 235 $ 3,002 $ 3,566 $ - $ - $ 422 $ 70 $ 7,295 Collectively evaluated for impairment 31,218 167,096 44,613 3,266 16,263 151,971 43,759 458,186 Ending balance at 9/30/2015 $ 31,453 $ 170,098 $ 48,179 $ 3,266 $ 16,263 $ 152,393 $ 43,829 $ 465,481 As of and for the Year Ended December 31, 2014 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Unallocated Total Allowance for Loan Losses Beginning balance at 12/31/2013 $ 964 $ 2,320 $ 412 $ 18 $ 196 $ 1,261 $ 1,314 $ 182 $ 6,667 Charge-offs (171 ) (560 ) (313 ) (18 ) (139 ) (172 ) (91 ) - (1,464 ) Recoveries 86 - 65 10 - 22 5 - 188 Provision (363 ) 183 535 27 15 313 (932 ) 222 - Ending balance at 12/31/2014 $ 516 $ 1,943 $ 699 $ 37 $ 72 $ 1,424 $ 296 $ 404 $ 5,391 Ending balances individually evaluated for impairment $ 246 $ 456 $ 470 $ - $ - $ 173 $ - $ - $ 1,345 Ending balances collectively evaluated for impairment $ 270 $ 1,487 $ 229 $ 37 $ 72 $ 1,251 $ 296 $ 404 $ 4,046 Loans Receivable Individually evaluated for impairment $ 316 $ 3,272 $ 3,620 $ - $ - $ 1,550 $ 70 $ 8,828 Collectively evaluated for impairment 26,608 162,256 35,465 3,015 19,700 141,927 42,662 431,633 Ending balance at 12/31/2014 $ 26,924 $ 165,528 $ 39,085 $ 3,015 $ 19,700 $ 143,477 $ 42,732 $ 440,461 The Company's allowance for loan losses has three basic components: the specific allowance, the general allowance, and the unallocated components. The specific allowance is used to individually allocate an allowance for larger balance, non-homogeneous loans identified as impaired. The general allowance is used for estimating the loss on pools of smaller-balance, homogeneous loans; including 1-4 family mortgage loans, installment loans and other consumer loans. Also, the general allowance is used for the remaining pool of larger balance, non-homogeneous loans which were not identified as impaired. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Credit Quality Indicators As of September 30, 2015 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Total Grade: Pass $ 28,331 $ 158,317 $ 39,302 $ 3,263 $ 16,263 $ 143,689 $ 40,151 $ 429,316 Special mention 1,156 7,046 5,726 3 - 1,828 855 16,614 Substandard 1,966 4,735 3,151 - - 6,817 2,823 19,492 Doubtful - - - - - 59 - 59 Loss - - - - - - - - Total $ 31,453 $ 170,098 $ 48,179 $ 3,266 $ 16,263 $ 152,393 $ 43,829 $ 465,481 December 31, 2014 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Total Grade: Pass $ 23,685 $ 154,228 $ 32,028 $ 2,994 $ 19,700 $ 132,168 $ 37,878 $ 402,681 Special mention 1,606 3,898 2,785 21 - 2,299 2,217 12,826 Substandard 1,633 7,402 4,272 - - 9,010 2,578 24,895 Doubtful - - - - - - 59 59 Loss - - - - - - - - Total $ 26,924 $ 165,528 $ 39,085 $ 3,015 $ 19,700 $ 143,477 $ 42,732 $ 440,461 Age Analysis of Past Due Loans Receivable As of September 30, 2015 (In thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Financing Receivables Carrying Amount > 90 Days and Accruing Nonaccruals Commercial and industrial $ 102 $ 15 $ 8 $ 125 $ 31,328 $ 31,453 $ - $ 174 Commercial real estate - - 88 88 170,010 170,098 - 416 Construction and land - - 1,485 1,485 46,694 48,179 - 1,485 Consumer 2 3 - 5 3,261 3,266 - - Student (U.S. Government guaranteed) 923 676 2,907 4,506 11,757 16,263 2,907 - Residential real estate 381 - 230 611 151,782 152,393 - 230 Home equity line of credit 70 - - 70 43,759 43,829 - - Total $ 1,478 $ 694 $ 4,718 $ 6,890 $ 458,591 $ 465,481 $ 2,907 $ 2,305 As of December 31, 2014 (In thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Financing Receivables Carrying Amount > 90 Days and Accruing Nonaccruals Commercial and industrial $ 140 $ 106 $ - $ 246 $ 26,678 $ 26,924 $ - $ 166 Commercial real estate 444 - - 444 165,084 165,528 - 98 Construction and land 551 145 - 696 38,389 39,085 - 1 Consumer 8 18 - 26 2,989 3,015 - - Student (U.S. Government guaranteed) 1,445 830 4,551 6,826 12,874 19,700 4,551 - Residential real estate 798 1,242 459 2,499 140,978 143,477 - 962 Home equity line of credit 50 108 - 158 42,574 42,732 - - Total $ 3,436 $ 2,449 $ 5,010 $ 10,895 $ 429,566 $ 440,461 $ 4,551 $ 1,227 The Company began purchasing rehabilitated student loans under the Federal Rehabilitated Student Loan Program during the quarter ended December 31, 2012. The repayment of both principal and accrued interest are 98% guaranteed by the U.S. Department of Education. At September 30, 2015, $2.9 million of the student loans were 90 days or more past due and still accruing. Impaired Loans Receivable September 30, 2015 (In thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Commercial and industrial $ 64 $ 90 $ - $ 80 $ 4 Commercial real estate 2,914 3,491 - 3,214 82 Construction and land 2,081 2,081 - 2,094 41 Student (U.S. Government guaranteed) - - - - - Residential real estate 422 422 - 428 14 Home equity line of credit 70 70 - 70 2 Consumer - - - - - With an allowance recorded: Commercial and industrial $ 171 $ 185 $ 121 $ 183 $ 1 Commercial real estate 88 90 38 90 3 Construction and land 1,485 1,485 300 1,489 33 Student (U.S. Government guaranteed) - - - - - Residential real estate - - - - - Home equity line of credit - - - - - Consumer - - - - - Total: Commercial and industrial $ 235 $ 275 $ 121 $ 263 $ 5 Commercial real estate 3,002 3,581 38 3,304 85 Construction and land 3,566 3,566 300 3,583 74 Student (U.S. Government guaranteed) - - - - - Residential real estate 422 422 - 428 14 Home equity line of credit 70 70 - 70 2 Consumer - - - - - Total $ 7,295 $ 7,914 $ 459 $ 7,648 $ 180 December 31, 2014 (In thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Commercial and industrial $ 20 $ 50 $ - $ 33 $ - Commercial real estate 1,438 2,006 - 1,722 108 Construction and land 1,577 1,893 - 1,737 79 Student (U.S. Government guaranteed) - - - - - Residential real estate 1,220 1,477 - 1,351 19 Home equity line of credit 70 70 - 70 3 Consumer - - - - - With an allowance recorded: Commercial and industrial $ 296 $ 304 $ 246 $ 312 $ 11 Commercial real estate 1,834 1,834 456 1,835 102 Construction and land 2,043 2,043 470 2,064 110 Student (U.S. Government guaranteed) - - - - - Residential real estate 330 338 173 445 21 Home equity line of credit - - - - - Consumer - - - - - Total: Commercial and industrial $ 316 $ 354 $ 246 $ 345 $ 11 Commercial real estate 3,272 3,840 456 3,557 210 Construction and land 3,620 3,936 470 3,801 189 Student (U.S. Government guaranteed) - - - - - Residential real estate 1,550 1,815 173 1,796 40 Home equity line of credit 70 70 - 70 3 Consumer - - - - - Total $ 8,828 $ 10,015 $ 1,345 $ 9,569 $ 453 Authoritative accounting guidance requires that the impairment of loans that have been separately identified for evaluation is to be measured based on the present value of expected future cash flows or, alternatively, the observable market price of the loans or the fair value of the collateral. However, for those loans that are collateral dependent (that is, if repayment of those loans is expected to be provided solely by the underlying collateral) and for which management has determined foreclosure is probable, the measure of impairment is to be based on the net realizable value of the collateral. Authoritative accounting guidance also requires certain disclosures about investments in impaired loans and the allowance for loan losses and interest income recognized on loans. A loan is considered impaired when it is probable that the Bank will be unable to collect all principal and interest amounts according to the contractual terms of the loan agreement. Factors involved in determining impairment include, but are not limited to, expected future cash flows, financial condition of the borrower, and the current economic conditions. A performing loan may be considered impaired if the factors above indicate a need for impairment. A loan on non-accrual status may not be impaired if it is in the process of collection or if the shortfall in payment is insignificant. A delay of less than 30 days or a shortfall of less than 5% of the required principal and interest payments generally is considered "insignificant" and would not indicate an impairment situation, if in management's judgment the loan will be paid in full. Loans that meet the regulatory definitions of doubtful or loss generally qualify as impaired loans under authoritative accounting guidance. As is the case for all loans, charge-offs for impaired loans occur when the loan or portion of the loan is determined to be uncollectible. At September 30, 2015, there were $3.5 million of commercial loans classified as substandard which were deemed not to be impaired because borrowers continue to abide by the terms of their original loan agreements and are substandard based on their industry or changes in their cash flow that have not yet resulted in past dues. Impaired loans totaled $7.3 million at September 30, 2015, representing a decrease of $1.5 million from December 31, 2014. Approximately $7.1 million of loans classified as impaired at September 30, 2015 were collateralized by commercial buildings, residential real estate, or land. No additional funds are committed to be advanced in connection with impaired loans. The following tables represent loans modified in a troubled debt restructuring ("TDRs") during the nine months ended September 30, 2014 and 2014. Troubled Debt Restructurings Nine Months Ended September 30, 2015 Nine Months Ended September 30, 2014 Pre-Modification Post-Modification Pre-Modification Post-Modification Number Outstanding Outstanding Number Outstanding Outstanding of Recorded Recorded of Recorded Recorded (Dollars in thousands) Contracts Investment Investment Contracts Investment Investment Troubled Debt Restructurings Commercial and industrial 1 $ 340 $ 340 2 $ 198 $ 198 Commercial real estate 1 1,342 1,342 1 1,900 1,900 Construction and land - - - - - - Consumer - - - - - - Student - - - - - - Residential real estate - - - - - - Home equity line of credit - - - - - - There were no loans modified in TDRs and no TDRs defaulted within 12 months of modification during the three months ended September 30, 2015 and 2014. At September 30, 2015, 12 TDRs, totaling $7.1 million, remain in the portfolio. Seven of the loans, totaling $5.2 million, were on accrual status and performing in accordance with the modified terms. The remaining five loans, totaling $1.9 million, remained in nonaccrual status due to irregular payments. Appropriate specific reserves have been established. Restructured loans are included in the specific reserve calculation in the allowance for loan losses and are included At September 30, 2015, the Company had one foreclosed residential real estate property in its possession. There were two residential real estate properties with a total carrying value of $242,000 that were in the process of foreclosure. Non-performing Assets, Restructured Loans Still Accruing, and Loans Contractually Past Due (Dollars in thousands) September 30, 2015 December 31, 2014 September 30, 2014 Non-accrual loans $ 2,305 $ 1,227 $ 2,233 Other real estate owned 1,524 1,406 1,406 Total non-performing assets 3,829 2,633 3,639 Restructured loans still accruing 5,220 7,431 8,323 Student loans (U.S. Government guaranteed) past due 90 days or more and still accruing 2,907 4,551 4,059 Total non-performing and other risk assets $ 11,956 $ 14,615 $ 16,021 Allowance for loan losses to total loans 1.03 % 1.22 % 1.51 % Non-accrual loans to total loans 0.50 % 0.28 % 0.51 % Allowance for loan losses to non-accrual loans 207.20 % 439.36 % 295.34 % Total non-accrual loans and restructured loans still accruing to total loans 1.62 % 1.97 % 2.41 % Allowance for loan losses to non-accrual loans and restructured loans still accruing 63.47 % 62.27 % 62.48 % Total non-performing assets to total assets 0.64 % 0.43 % 0.62 % Restructured loans on non-accrual status are included with non-accrual loans and not with restructured loans in the above table.

Company-Obligated Mandatorily R

Company-Obligated Mandatorily Redeemable Capital Securities	9 Months Ended
	Sep. 30, 2015
Company-Obligated Mandatorily Redeemable Capital Securities [Abstract]
Company-Obligated Mandatorily Redeemable Capital Securities	Note 4. Company-Obligated Mandatorily Redeemable Capital Securities On September 21, 2006, the Company's wholly-owned Connecticut statutory business trust privately issued $4.0 million face amount of the trust's Floating Rate Capital Securities in a pooled capital securities offering ("Trust II"). Simultaneously, the trust used the proceeds of that sale to purchase $4.0 million principal amount of the Company's Floating Rate Junior Subordinated Deferrable Interest Debentures due 2036. The interest rate on the capital security resets every three months at 1.70% above the then current three month LIBOR. Interest is paid quarterly. Total capital securities at September 30, 2015 and December 31, 2014 were $4,124,000. The Trust II issuance of capital securities and the respective subordinated debentures are callable at any time after five years from the issue date. The subordinated debentures are an unsecured obligation of the Company and are junior in right of payment to all present and future senior indebtedness of the Company. The capital securities are guaranteed by the Company on a subordinated basis.

Derivative Instruments and Hedg

Derivative Instruments and Hedging Activities	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities [Abstract]
Derivative Instruments and Hedging Activities	Note 5. Derivative Instruments and Hedging Activities GAAP requires that all derivatives be recognized in the Consolidated Financial Statements at their fair values. On the date that the derivative contract is entered into, the Company designates the derivative as a hedge of variable cash flows to be paid or received in conjunction with recognized assets or liabilities, as a cash flow or fair value hedge. For a derivative treated as a cash flow hedge, the ineffective portion of changes in fair value is reported in current period earnings. The effective portion of the cash flow hedge is recorded as an adjustment to the hedged item through other comprehensive income. For a derivative treated as a fair value hedge, the gain or loss on the derivative as well as the offsetting loss or gain on the hedged item attributable to the hedged risk are recognized in current earnings in interest income. The Company uses interest rate swaps to reduce interest rate risk and to manage net interest income. The Company formally assesses, both at the hedges' inception, and on an on-going basis, whether derivatives used in hedging transactions have been highly effective in offsetting changes in cash flows of hedged items and whether those derivatives are expected to remain highly effective in subsequent periods. The Company discontinues hedge accounting when (a) it determines that a derivative is no longer effective in offsetting changes in cash flows of a hedged item; (b) the derivative expires or is sold, terminated or exercised; (c) probability exists that the forecasted transaction will no longer occur; or (d) management determines that designating the derivative as a hedging instrument is no longer appropriate. In all cases in which hedge accounting is discontinued and a derivative remains outstanding, the Company will carry the derivative at fair value in the Consolidated Financial Statements, recognizing changes in fair value in current period income in the consolidated statement of income. The Company follows GAAP, FASB ASU 815-10-50 "Disclosures about Derivative Instruments and Hedging Activities", which includes the disclosure requirements for derivative instruments and hedging activities to provide enhanced disclosures about (a) how and why an entity uses derivative instruments, (b) how derivative instruments and related hedged items are accounted for and (c) how derivative instruments and related hedged items affect an entity's financial position, financial performance and cash flows. Interest differentials paid or received under the swap agreements are reflected as adjustments to interest income. These interest rate swap agreements include both cash flow and fair value hedge derivative instruments that qualify for hedge accounting. The notional amounts of the interest rate swaps are not exchanged and do not represent exposure to credit loss. In the event of default by a counter party, the risk in these transactions is the cost of replacing the agreements at current market rates. The Company entered into an interest rate swap agreement on July 1, 2010 to manage the interest rate exposure on its Floating Rate Junior Subordinated Deferrable Interest Debentures due 2036. By entering into this agreement, the Company converts a floating rate liability into a fixed rate liability through 2020. Under the terms of the agreement, the Company receives interest quarterly at the rate equivalent to three month LIBOR plus 1.70%, repricing every three months on the same date as the Company's Floating Rate Junior Subordinated Deferrable Interest Debentures due 2036, and pays interest expense monthly at the fixed rate of 4.91%. The interest expense on the interest rate swap was $30,000 for each of the three months ended September 30, 2015 and 2014. The interest expense on the interest rate swap was $89,000 and $90,000 for the nine months ended September 30, 2015 and 2014, respectively. The swap is designated as a cash flow hedge and changes in the fair value are recorded as an adjustment through other comprehensive income. The Company entered into four swap agreements to manage the interest rate risk related to four commercial loans. The agreements allow the Company to convert fixed rate assets to floating rate assets through 2021 and 2025. The Company receives interest monthly at the rate equivalent to one month LIBOR, plus a spread repricing on the same date as the loans, and pays interest at fixed rates. The interest expense on the interest rate swaps was $48,000 and $27,000 for the three months ended September 30, 2015 and 2014, respectively, and is recorded in loan interest income. For the nine months ended September 30, 2015 and 2014, the interest expense was $129,000 and $81,000, respectively. These swaps are designated as fair value hedges and changes in fair value are recorded in current earnings. Cash collateral held at other banks for these swaps was $850,000 at September 30, 2015. Collateral posted and received is dependent on the market valuation of the underlying hedges. The effects of derivative instruments on the Consolidated Financial Statements for September 30, 2015 and December 31, 2014 are as follows: (In thousands) September 30, 2015 Derivatives designated as hedging instruments Notional/ Contract Amount Estimated Net Fair Value Fair Value Balance Sheet Location Expiration Dates From Expiration Dates To Interest rate swap-cash flow $ 4,000 $ (362 ) Other Liabilities - 9/15/2020 Interest rate swaps-fair value 9,089 (236 ) Other Liabilities 8/15/2021 4/9/2025 September 30, 2015 Derivatives in cash flow hedging relationships Amount of Gain (Loss) Recognized in OCI on Derivatives, net of tax (Effective Portion) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion) Amount of Gain (Loss) Recognized in Income on Derivative (Ineffective Portion) Interest rate swaps $ (39 ) Not applicable $ - (In thousands) September 30, 2015 Derivatives in fair value hedging relationships Income Statement Classification Gain or (Loss) on Swaps Interest rate swaps Interest income $ 20 (In thousands) December 31, 2014 Derivatives designated as hedging instruments Notional/ Contract Amount Estimated Net Fair Value Fair Value Balance Sheet Location Expiration Date From Expiration Dates To Interest rate swap-cash flow $ 4,000 $ (304 ) Other Liabilities - 9/15/2020 Interest rate swaps-fair value 4,107 (129 ) Other Liabilities - 8/15/2021 Interest rate swap-fair value 1,000 16 Other Assets 2/12/2022 4/9/2025 December 31, 2014 Derivatives in cash flow hedging relationships Amount of Gain (Loss) Recognized in OCI on Derivatives, net of tax (Effective Portion) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion) Amount of Gain (Loss) Recognized in Income on Derivative (Ineffective Portion) Interest rate swaps $ (53 ) Not applicable $ - (In thousands) December 31, 2014 Derivatives in fair value hedging relationships Income Statement Classification Gain or (Loss) on Swaps Interest rate swaps Interest Income $ (58 )

Earnings Per Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share	Note 6. Earnings Per Share The following table shows the weighted average number of shares used in computing earnings per share and the effect on weighted average number of shares of dilutive potential common stock for the periods indicated. Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 Shares Per Share Amount Shares Per Share Amount Basic earnings per share 3,744,562 $ 0.36 3,730,877 $ 0.38 Effect of dilutive securities, stock-based awards 19,854 20,439 Diluted earnings per share 3,764,416 $ 0.36 3,751,316 $ 0.38 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 Shares Per Share Amount Shares Per Share Amount Basic earnings per share 3,742,106 $ 0.84 3,727,453 $ 0.98 Effect of dilutive securities, stock-based awards 16,983 17,422 Diluted earnings per share 3,759,089 $ 0.84 3,744,875 $ 0.98 Non-vested restricted shares have voting rights and receive non-forfeitable dividends during the vesting period; therefore, they are included in calculating basic earnings per share. The portion of non-vested performance-based stock awards that have been earned but not yet awarded are included in the diluted earnings per share.

Stock Based Compensation

Stock Based Compensation	9 Months Ended
	Sep. 30, 2015
Stock Based Compensation [Abstract]
Stock Based Compensation	Note 7. Stock Based Compensation Stock Incentive Plan On May 19, 2009, the shareholders of the Company approved the Company's Stock Incentive Plan (the "Plan"), which superseded and replaced the Omnibus Stock Ownership and Long Term Incentive Plan. Under the Plan, stock options, stock appreciation rights, non-vested and/or restricted shares, and long-term performance unit awards may be granted to directors and certain employees for purchase of the Company's common stock. The effective date of the Plan is March 19, 2009, the date the Company's Board approved the Plan, and it has a termination date of December 31, 2019. The Company's Board may terminate, suspend or modify the Plan within certain restrictions. The Plan authorizes for issuance 350,000 shares of the Company's common stock. The Plan requires that options be granted at an exercise price equal to at least 100% of the fair market value of the common stock on the date of the grant. Such options are generally not exercisable until three years from the date of issuance and generally require continuous employment during the period prior to exercise. The options will expire in no more than ten years after the date of grant. The stock options, stock appreciation rights, restricted shares, and long-term performance unit awards for certain employees are generally subject to vesting requirements and are subject to forfeiture if vesting and other contractual provision requirements are not met. The Company did not grant stock options during the three and nine months ended September 30, 2015 and there were no options outstanding at September 30, 2015. Restricted Shares The restricted shares are accounted for using the fair market value of the Company's common stock on the date the restricted shares were awarded. The restricted shares issued to certain officers are subject to a vesting period, whereby, the restrictions on the shares lapse on the third year anniversary of the date the restricted shares were awarded. Compensation expense for these shares is recognized over the three year period. The restricted shares issued to non-employee directors are not subject to a vesting period, and compensation expense is recognized at the date the shares are granted. The Company has granted awards of non-vested shares to certain officers and vested shares to non-employee directors under the Plan: 10,227 shares and 10,570 shares of non-vested restricted stock to executive officers, and 3,458 shares and 4,050 shares of vested restricted stock to non-employee directors on February 19, 2015 and February 20, 2014, respectively. The compensation expense for these non-vested shares is recognized over a period of three years, and was $41,000 and $38,000, net of forfeiture, for the three months ended September 30, 2015 and 2014 and $122,000 and $113,000 for the nine months ended September 30, 2015 and 2014, respectively. A summary of the status of the Company's non-vested restricted shares granted under the Plan is presented below: Nine Months Ended September 30, 2015 Shares Weighted Average Fair Value Non-vested at January 1, 2015 34,965 $ 13.11 Granted 13,685 17.20 Vested (15,383 ) 13.23 Forfeited - Non-vested at September 30, 2015 33,267 $ 14.74 The Company granted performance-based stock rights relating to 10,227 and 10,746 shares to certain officers on February 19, 2015, and February 20, 2014, under the Plan. The performance-based stock rights are accounted for using the fair market value of the Company's common stock on the date awarded, and adjusted as the market value of the stock changes. The performance-based stock rights issued to executive officers are subject to a vesting period, whereby the restrictions on the shares lapse on the third year anniversary of the date the shares were awarded. Until vesting, the shares are not issued and not included in shares outstanding. The awards are subject to the Company reaching a predetermined three year performance average on the return on average equity ratio, also as compared to a predetermined peer group of banks. The compensation expense for performance-based stock rights totaled $2,000 and $36,000 for the three months ended September 30, 2015 and 2014, respectively. For the nine months ended September 30, 2015 and 2014, compensation expense for performance-based stock rights was $49,000 and $92,000, respectively. A summary of the status of the Company's non-vested performance-based stock rights is presented below: Nine Months Ended September 30, 2015 Performance Based Stock Rights (Shares) Weighted Average Fair Value Non-vested at January 1, 2015 35,141 $ 13.12 Granted 10,227 17.20 Vested - Forfeited (11,925 ) 12.08 Non-vested at September 30, 2015 33,443 $ 14.74

Employee Benefit Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2015
Employee Benefit Plans [Abstract]
Employee Benefit Plans	Note 8. Employee Benefit Plans The Company has a defined contribution retirement plan under Internal Revenue Code of 1986 ("Code") Section 401(k) covering all employees who are at least 18 years of age. Under the plan, a participant may contribute an amount up to 100% of their covered compensation for the year, not to exceed the dollar limit set by law (Code Section 402(g)). The Company will make an annual matching contribution equal to 100% on the first 1% of compensation deferred and 50% on the next 5% of compensation deferred, for a maximum match of 3.5% of compensation. Beginning in 2010, the Company began making an additional safe harbor contribution equal to 6% of compensation to all eligible participants. The Company's 401(k) expenses f or both the three months ended September 30, 2015 and 2014 were $183,000. F The Company also maintains a Director Deferred Compensation Plan ("Deferred Compensation Plan"). This plan provides that any non-employee director of the Company or the Bank may elect to defer receipt of all or any portion of his or her compensation as a director. A participating director may elect to have amounts deferred under the Deferred Compensation Plan held in a deferred cash account, which is credited on a quarterly basis with interest equal to the highest rate offered by the Bank at the end of the preceding quarter. Alternatively, a participant may elect to have a deferred stock account in which deferred amounts are treated as if invested in the Company's common stock at the fair market value on the date of deferral. The value of a stock account will increase and decrease based upon the fair market value of an equivalent number of shares of common stock. In addition, the deferred amounts deemed invested in common stock will be credited with dividends on an equivalent number of shares. Amounts considered invested in the Company's common stock are paid, at the election of the director, either in cash or in whole shares of the common stock and cash in lieu of fractional shares. Directors may elect to receive amounts contributed to their respective accounts in one or up to five installments. There are no directors currently participating in the Deferred Compensation Plan. The Company has a nonqualified deferred compensation plan for a former key employee's retirement, in which the contribution expense is solely funded by the Company. The retirement benefit to be provided is variable based upon the performance of underlying life insurance policy assets. For the three months ended September 30, 2015 and 2014, deferred compensation expense was $12,000 and $8,000, respectively. For the nine months ended September 30, 2015 and 2014, compensation expense was $34,000 and $28,000, respectively. Concurrent with the establishment of the deferred compensation plan for the former employee, the Company purchased life insurance policies on this employee with the Company named as owner and beneficiary. These life insurance policies are intended to be utilized as a source of funding the plan. Income on these life insurance policies amounted to $8,000 for each of the three months, and $24,000 for each of the nine months, ended September 30, 2015 and 2014, respectively. The Company has recorded other assets of $1.3 million representing the cash surrender value of these policies at both September 30, 2015 and December 31, 2014.

Fair Value Measurement

Fair Value Measurement	9 Months Ended
	Sep. 30, 2015
Fair Value Measurement [Abstract]
Fair Value Measurement	Note 9. Fair Value Measurement The Company follows ASC 820 "Fair Value Measurement and Disclosures" to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. ASC 820 clarifies that fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. ASC 820 specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company's market assumptions. The three levels of the fair value hierarchy under ASC 820 based on these two types of inputs are as follows: Level 1 –Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 –Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 –Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements: Securities available for sale Interest rate swaps The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014 by levels within the valuation hierarchy: Fair Value Measurements Using (In thousands) Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets at September 30, 2015: Available for sale securities: Obligations of U.S. Government corporations and agencies $ 45,858 $ - $ 45,858 $ - Obligations of states and political subdivisions 6,226 - 6,226 - Corporate bonds 3,046 - 3,046 - Mutual funds 374 374 - - Total available for sale securities 55,504 374 55,130 - Total assets at fair value $ 55,504 $ 374 $ 55,130 $ - Liabilities at September 30, 2015: Interest rate swaps $ 598 $ - $ 598 $ - Total liabilities at fair value $ 598 $ - $ 598 $ - Assets at December 31, 2014: Available for sale securities: Obligations of U.S. Government corporations and agencies $ 46,965 $ - $ 46,965 $ - Obligations of states and political subdivisions 6,914 - 6,914 - Corporate bonds 3,161 - 3,161 - Mutual funds 366 366 - - Total available for sale securities 57,406 366 57,040 - Interest rate swaps 16 - 16 - Total assets at fair value $ 57,422 $ 366 $ 57,056 $ - Liabilities at December 31, 2014: Interest rate swaps $ 433 $ - $ 433 $ - Total liabilities at fair value $ 433 $ - $ 433 $ - There were no Level 3 assets measured at estimated fair value on a recurring basis as of September 30, 2015 or December 31, 2014. Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial assets recorded at fair value on a nonrecurring basis in the financial statements: Impaired Loans Other Real Estate Owned ("OREO" The following table summarizes the Company's financial assets that were measured at fair value at September 30, 2015 and December 31, 2014. Carrying Value at September 30, 2015 (In thousands) Balance as of September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets Impaired loans, net $ 1,285 $ - $ 1,240 $ 45 Other real estate owned, net 1,524 - 1,524 - Carrying Value at December 31, 2014 (In thousands) Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets: Impaired loans, net $ 3,158 $ - $ 3,109 $ 49 Other real estate owned, net 1,406 - 1,406 - The following table displays quantitative information about Level 3 Fair Value Measurements at September 30, 2015 and December 31, 2014. Quantitative Information about Level 3 Fair Value Measurements at September 30, 2015 (In thousands) Fair Value Valuation Technique(s) Unobservable Input Weighted Average Discount Impaired loans $ 45 Appraised values Age of appraisal, current market conditions, and experience within local markets 90 % Total $ 45 Quantitative Information about Level 3 Fair Value Measurements at December 31, 2014 (In thousands) Fair Value Valuation Technique(s) Unobservable Input Weighted Average Discount Impaired loans $ 49 Appraised values Age of appraisal, current market conditions, and experience within local markets 92 % Total $ 49 The fair value of a financial instrument is the current amount that would be exchanged between willing parties, other than in a forced liquidation. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instruments. ASC 820 excludes certain financial instruments and all non-financial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value: Cash and cash equivalents: Securities: Loans Receivable: Accrued Interest: Life Insurance: Interest Rate Swaps: Deposit Liabilities: Borrowed Funds: Off-Balance-Sheet Financial Instruments: The fair values of standby letters of credit are based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date. At September 30, 2015 and December 31, 2014, the fair values of loan commitments and standby letters of credit were deemed immaterial. The estimated fair values of the Company's financial instruments are as follows: Fair Value Measurements at September 30, 2015 (In thousands) Carrying Value as of September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Fair Value as of September 30, 2015 Assets Cash and short-term investments $ 29,484 $ 30,002 $ - $ - $ 30,002 Securities available for sale 55,504 374 55,130 - 55,504 Restricted investments 1,286 - 1,286 - 1,286 Net loans 460,705 - 468,141 45 468,186 Accrued interest receivable 1,450 - 1,450 - 1,450 BOLI 12,420 - 12,420 - 12,420 Total financial assets $ 560,849 $ 30,376 $ 538,427 $ 45 $ 568,848 Liabilities Deposits $ 511,081 $ - $ 483,486 $ - $ 483,486 Borrowings 13,025 - 13,239 - 13,239 Company obligated mandatorily redeemable capital securities 4,124 - 4,246 - 4,246 Accrued interest payable 110 - 110 - 110 Interest rate swaps 598 - 598 - 598 Total financial liabilities $ 528,938 $ - $ 501,679 $ - $ 501,679 Fair Value Measurements at December 31, 2014 (In thousands) Carrying Value as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Fair Value as of December 31, 2014 Assets Cash and short-term investments $ 64,376 $ 64,441 $ - $ - $ 64,441 Securities available for sale 57,406 366 57,040 - 57,406 Restricted investments 1,294 - 1,294 - 1,294 Net loans 435,070 - 434,356 49 434,405 Accrued interest receivable 1,473 - 1,473 - 1,473 Interest rate swaps 16 - 16 - 16 BOLI 12,458 - 12,458 - 12,458 Total financial assets $ 572,093 $ 64,807 $ 506,637 $ 49 $ 571,493 Liabilities Deposits $ 525,215 $ - $ 525,636 $ - $ 525,636 Borrowings 13,075 - 13,182 - 13,182 Company obligated mandatorily redeemable capital securities 4,124 - 4,117 - 4,117 Accrued interest payable 185 - 185 - 185 Interest rate swaps 433 - 433 - 433 Total financial liabilities $ 543,032 $ - $ 543,553 $ - $ 543,553 The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company's financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities to the extent believed necessary to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay in a rising rate environment. Conversely, depositors who are receiving fixed rates are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company's overall interest rate risk.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Accumulated Other Comprehensive Income	Note 10. Accumulated Other Comprehensive Income Changes in Accumulated Other Comprehensive Income by Component (1) (In thousands) Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available for Sale Securities Supplemental Executive Retirement Plans Total Balance December 31, 2014 $ (200 ) $ 160 $ (61 ) $ (101 ) Other comprehensive income (loss) before reclassifications (39 ) (6 ) - (45 ) Amounts reclassified from accumulated other comprehensive income - - - - Net current-period other comprehensive income (loss) (39 ) (6 ) - (45 ) Balance September 30, 2015 $ (239 ) $ 154 $ (61 ) $ (146 ) Balance December 31, 2013 $ (147 ) $ (847 ) $ 53 $ (941 ) Other comprehensive income (loss) before reclassifications (22 ) 827 - 805 Amounts reclassified from accumulated other comprehensive income - - - - Net current-period other comprehensive income (loss) (22 ) 827 - 805 Balance September 30, 2014 $ (169 ) $ (20 ) $ 53 $ (136 ) (1)

Investment in Affordable Housin

Investment in Affordable Housing Projects	9 Months Ended
	Sep. 30, 2015
Investment In Affordable Housing Projects [Abstract]
Investment in Affordable Housing Projects	Note 11. Investment in Affordable Housing Projects The Company has investments in certain affordable housing projects located in the Commonwealth of Virginia through six limited liability partnerships of the Bank. These partnerships exist to develop and preserve affordable housing for low income families through residential rental property projects. The Company exerts no control over the operating or financial policies of the partnerships. Return on these investments is through receipt of tax credits and other tax benefits which are subject to recapture by taxing authorities based on compliance features at the project level. The investments are due to expire by 2032. The Company accounts for the affordable housing investments using the equity method and has recorded $4.3 million in other assets at September 30, 2015. The Company has also recorded $3.5 million in other liabilities related to capital calls through 2019. The related federal tax credits and other tax benefits for the three and nine months ended September 30, 2015 were $145,000 and $331,000, and $63,000 and $188,000 for the same periods ended September 30, 2014, respectively, and were included in income tax expense in the Consolidated Statements of Income. There were $155,000 in flow-through losses recognized during the quarter ended September 30, 2015. None were recognized in the the quarter ended September 30, 2014.

General (Policies)

General (Policies)	9 Months Ended
	Sep. 30, 2015
General [Abstract]
Recent Accounting Pronouncements	Recent Accounting Pronouncements In June 2014, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") No. 2014-11, "Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures." This ASU aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as a repurchase financing with the accounting for other typical repurchase agreements. The new guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement. The amendments in the ASU also require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. Additional disclosures will be required for the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings. The amendments in this ASU are effective for the first interim or annual period beginning after December 15, 2014; however, the disclosure for transactions accounted for as secured borrowings is required to be presented for annual periods beginning after December 15, 2014, and interim periods beginning after March 15, 2015. Early adoption is not permitted. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements. In June 2014, the FASB issued ASU No. 2014-12, "Compensation – Stock Compensation (Topic 718): Accounting for Share-Based Payments When the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period." The new guidance applies to reporting entities that grant employees share-based payments in which the terms of the award allow a performance target to be achieved after the requisite service period. The amendments in the ASU require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. Existing guidance in "Compensation – Stock Compensation (Topic 718)," should be applied to account for these types of awards. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2015. Early adoption is permitted and reporting entities may choose to apply the amendments in the ASU either on a prospective or retrospective basis. The Company is currently assessing the impact that ASU 2014-12 will have on its consolidated financial statements. In August 2014, the FASB issued ASU No. 2014-15, "Presentation of Financial Statements – Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to Continue as a Going Concern." This update is intended to provide guidance about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures. Management is required under the new guidance to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the entity's ability to continue as a going concern within one year after the date the financial statements are issued when preparing financial statements for each interim and annual reporting period. If conditions or events are identified, the ASU specifies the process that must be followed by management and also clarifies the timing and content of going concern footnote disclosures in order to reduce diversity in practice. The amendments in this ASU are effective for annual periods and interim periods within those annual periods beginning after December 15, 2016. Early adoption is permitted. The Company does not expect the adoption of ASU 2014-15 to have a material impact on its consolidated financial statements. In November 2014, the FASB issued ASU No. 2014-16, "Derivatives and Hedging (Topic 815): Determining Whether the Host Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to Debt or to Equity." The amendments in ASU do not change the current criteria in accounting principles generally accepted in the United States ("GAAP") for determining when separation of certain embedded derivative features in a hybrid financial instrument is required. The amendments clarify how current GAAP should be interpreted in evaluating the economic characteristics and risks of a host contract in a hybrid financial instrument that is issued in the form of a share. Specifically, the amendments clarify that an entity should consider all relevant terms and features, including the embedded derivative feature being evaluated for bifurcation, in evaluating the nature of the host contract. Furthermore, the amendments clarify that no single term or feature would necessarily determine the economic characteristics and risks of the host contract. Rather, the nature of the host contract depends upon the economic characteristics and risks of the entire hybrid financial instrument. The amendments in this ASU also clarify that, in evaluating the nature of a host contract, an entity should assess the substance of the relevant terms and features (i.e., the relative strength of the debt-like or equity-like terms and features given the facts and circumstances) when considering how to weight those terms and features. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption, including adoption in an interim period, is permitted. The Company does not expect the adoption of ASU 2014-16 to have a material impact on its consolidated financial statements. In January 2015, the FASB issued ASU No. 2015-01, "Income Statement—Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items." The amendments in this ASU eliminate from GAAP the concept of extraordinary items. Subtopic 225-20, Income Statement - Extraordinary and Unusual Items, required that an entity separately classify, present, and disclose extraordinary events and transactions. Presently, an event or transaction is presumed to be an ordinary and usual activity of the reporting entity unless evidence clearly supports its classification as an extraordinary item. If an event or transaction meets the criteria for extraordinary classification, an entity is required to segregate the extraordinary item from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. The entity also is required to disclose applicable income taxes and either present or disclose earnings-per-share data applicable to the extraordinary item. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted provided that the guidance is applied from the beginning of the fiscal year of adoption. The Company does not expect the adoption of ASU 2015-01 to have a material impact on its consolidated financial statements. In February 2015, the FASB issued ASU No. 2015-02, "Consolidation (Topic 810): Amendments to the Consolidation Analysis." The amendments in this ASU are intended to improve targeted areas of consolidation guidance for legal entities such as limited partnerships, limited liability corporations, and securitization structures (collateralized debt obligations, collateralized loan obligations, and mortgage-backed security transactions). In addition to reducing the number of consolidation models from four to two, the new standard simplifies the FASB Accounting Standards Codification and improves current GAAP by placing more emphasis on risk of loss when determining a controlling financial interest, reducing the frequency of the application of related-party guidance when determining a controlling financial interest in a variable interest entity ("VIE"), and changing consolidation conclusions for public and private companies in several industries that typically make use of limited partnerships or VIEs. The amendments in this ASU are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. ASU 2015-02 may be applied retrospectively in previously issued financial statements for one or more years with a cumulative-effect adjustment to retained earnings as of the beginning of the first year restated. The Company does not expect the adoption of ASU 2015-02 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, "Interest – Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs." The amendments in this ASU are intended to simplify the presentation of debt issuance costs. These amendments require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this ASU. The amendments in this ASU are effective for public business entities for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years. Early adoption is permitted for financial statements that have not been previously issued. The Company does not expect the adoption of ASU 2015-03 to have a material impact on its consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-05, "Intangibles - Goodwill and Other - Internal-Use Software (Subtopic 350-40): Customer's Accounting for Fees Paid in a Cloud Computing Arrangement." The amendments in this ASU provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The amendments do not change the accounting for a customer's accounting for service contracts. As a result of the amendments, all software licenses within the scope of Subtopic 350-40 will be accounted for consistent with other licenses of intangible assets. The amendments in this ASU are effective for public business entities for annual periods, including interim periods within those annual periods, beginning after December 15, 2015. Early adoption is permitted. An entity can elect to adopt the amendments either: (1) prospectively to all arrangements entered into or materially modified after the effective date; or (2) retrospectively. The Company is currently assessing the impact that ASU 2015-05 will have on its consolidated financial statements. In May 2015, the FASB issued ASU No. 2015-08, "Business Combinations (Topic 805): Pushdown Accounting – Amendments to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115." The amendments in this ASU amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115, Topic 5: Miscellaneous Accounting, regarding various pushdown accounting issues, and did not have a material impact on the Company's consolidated financial statements. In July 2015, the FASB issued ASU No. 2015-12, "Plan Accounting: Defined Benefit Pension Plans (Topic 960), Defined Contribution Pension Plans (Topic 962), and Health and Welfare Benefit Plans (Topic 965) – 1. Fully Benefit-Responsive Investment Contracts, 2. Plan Investment Disclosures, and 3. Measurement Date Practical Expedient." The amendments within this ASU are in three parts. Among other things, Part 1 amendments designate contract value as the only required measure for fully benefit-responsive investment contracts; Part 2 amendments eliminate the requirement that plans disclose: (a) individual investments that represent 5 percent or more of net assets available for benefits; and (b) the net appreciation or depreciation for investments by general type requirements for both participant-directed investments and nonparticipant-directed investments. Part 3 amendments provide a practical expedient to permit plans to measure investments and investment-related accounts (e.g., a liability for a pending trade with a broker) as of a month-end date that is closest to the plan's fiscal year-end, when the fiscal period does not coincide with month-end. The amendments in Parts 1 and 2 of this ASU are effective on a retrospective basis and Part 3 is effective on a prospective basis, for fiscal years beginning after December 15, 2015. Early adoption is permitted. The Company is currently assessing the impact that ASU 2015-12 will have on its consolidated financial statements. In August 2015, the FASB issued ASU No. 2015-14, "Revenue from Contracts with Customers (Topic 606): Deferral of Effective Date." The amendments in ASU 2015-14 defer the effective date of ASU 2014-09 for all entities by one year. Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period. Earlier application is permitted only as of annual reporting periods beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019. All other entities may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, including interim reporting periods within that reporting period. All other entities also may apply the guidance in ASU 2014-09 earlier as of an annual reporting period beginning after December 15, 2016, and interim reporting periods within annual reporting periods beginning one year after the annual reporting period in which the entity first applies the guidance in ASU 2014-09. The Company does not expect the adoption of ASU 2015-14 (or ASU 2014-09) to have a material impact on its consolidated financial statements. In August 2015, the FASB issued ASU 2015-15, "Interest – Imputation of Interest (Subtopic 835-30) – Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements (Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting)." On April 7, 2015, the FASB issued ASU 2015-03, Interest—Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs, which requires entities to present debt issuance costs related to a recognized debt liability as a direct deduction from the carrying amount of that debt liability. The guidance in ASU 2015-03 (see paragraph 835-30-45-1A) does not address presentation or subsequent measurement of debt issuance costs related to line-of-credit arrangements. Given the absence of authoritative guidance within ASU 2015-03 for debt issuance costs related to line-of-credit arrangements, the SEC staff stated that they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line-of-credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-15 adds these SEC comments to the "S" section of the Codification. The Company does not expect the adoption of ASU 2015-15 to have a material impact on its consolidated financial statements. In September 2015, the FASB issued ASU 2015-16, "Business Combinations (Topic 805): Simplifying the Accounting for Measurement-Period Adjustments." The amendments in ASU 2015-16 require that an acquirer recognize adjustments to estimated amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the estimated amounts, calculated as if the accounting had been completed at the acquisition date. The amendments also require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the estimated amounts had been recognized as of the acquisition date. The amendments in this ASU are effective for public business entities for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. The amendments should be applied prospectively to adjustments to provisional amounts that occur after the effective date with earlier application permitted for financial statements that have not been issued. The Company does not expect the adoption of ASU 2015-16 to have a material impact on its consolidated financial statements.

Loans and Allowance for Loan 22

Loans and Allowance for Loan Losses (Policies)	9 Months Ended
	Sep. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Impairment of Loans	Authoritative accounting guidance requires that the impairment of loans that have been separately identified for evaluation is to be measured based on the present value of expected future cash flows or, alternatively, the observable market price of the loans or the fair value of the collateral. However, for those loans that are collateral dependent (that is, if repayment of those loans is expected to be provided solely by the underlying collateral) and for which management has determined foreclosure is probable, the measure of impairment is to be based on the net realizable value of the collateral. Authoritative accounting guidance also requires certain disclosures about investments in impaired loans and the allowance for loan losses and interest income recognized on loans. A loan is considered impaired when it is probable that the Bank will be unable to collect all principal and interest amounts according to the contractual terms of the loan agreement. Factors involved in determining impairment include, but are not limited to, expected future cash flows, financial condition of the borrower, and the current economic conditions. A performing loan may be considered impaired if the factors above indicate a need for impairment. A loan on non-accrual status may not be impaired if it is in the process of collection or if the shortfall in payment is insignificant. A delay of less than 30 days or a shortfall of less than 5% of the required principal and interest payments generally is considered "insignificant" and would not indicate an impairment situation, if in management's judgment the loan will be paid in full. Loans that meet the regulatory definitions of doubtful or loss generally qualify as impaired loans under authoritative accounting guidance. As is the case for all loans, charge-offs for impaired loans occur when the loan or portion of the loan is determined to be uncollectible.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Securities [Abstract]
Amortized Cost and Fair Value of Securities Available for Sale with Unrealized Gains and Losses	The amortized cost and fair value of securities available for sale, with unrealized gains and losses follows: September 30, 2015 Amortized Gross Unrealized Gross Unrealized Fair (In thousands) Cost Gains (Losses) Value Obligations of U.S. Government corporations and agencies $ 45,323 $ 603 $ (68 ) $ 45,858 Obligations of states and political subdivisions 5,925 301 - 6,226 Corporate bonds 3,653 - (607 ) 3,046 Mutual funds 368 6 - 374 $ 55,269 $ 910 $ (675 ) $ 55,504 December 31, 2014 Amortized Gross Unrealized Gross Unrealized Fair (In thousands) Cost Gains (Losses) Value Obligations of U.S. Government corporations and agencies $ 46,666 $ 464 $ (165 ) $ 46,965 Obligations of states and political subdivisions 6,537 377 - 6,914 Corporate bonds 3,597 34 (470 ) 3,161 Mutual funds 362 4 - 366 $ 57,162 $ 879 $ (635 ) $ 57,406
Amortized Cost and Fair Value of Securities Available for Sale by Contractual Maturity	The amortized cost and fair value of securities available for sale, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations without penalties. September 30, 2015 (In thousands) Amortized Cost Fair Value Due in one year or less $ 2,000 $ 2,001 Due after one year through five years 13,842 14,009 Due after five years through ten years 6,909 7,150 Due after ten years 32,150 31,970 Equity securities 368 374 $ 55,269 $ 55,504
Securities in a Continuous Unrealized Loss Position	The following table shows the Company securities with gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at September 30, 2015 and December 31, 2014, respectively. (In thousands) Less than 12 Months 12 Months or More Total September 30, 2015 Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Obligations of U.S. Government, corporations and agencies $ 4,092 $ (10 ) $ 3,862 $ (58 ) $ 7,954 $ (68 ) Corporate bonds 596 (17 ) 2,450 (590 ) 3,046 (607 ) Total temporary impaired securities $ 4,688 $ (27 ) $ 6,312 $ (648 ) $ 11,000 $ (675 ) (In thousands) Less than 12 Months 12 Months or More Total December 31, 2014 Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Fair Value Unrealized (Losses) Obligations of U.S. Government, corporations and agencies $ 10,405 $ (35 ) $ 8,412 $ (130 ) $ 18,817 $ (165 ) Corporate bonds - - 2,531 (470 ) 2,531 (470 ) Total temporary impaired securities $ 10,405 $ (35 ) $ 10,943 $ (600 ) $ 21,348 $ (635 )
Pooled Trust Preferred Securities	Additional information regarding each of the pooled trust preferred securities as of September 30, 2015 follows: (Dollars in thousands) Cost, net of OTTI loss Fair Value(1) Percent of Underlying Collateral Performing Percent of Underlying Collateral in Deferral Percent of Underlying Collateral in Default Cumulative Amount of OTTI Loss Cumulative Other Comprehensive Loss (Income), net of tax benefit $ 1,648 $ 1,220 78.5 % 4.4 % 17.1 % $ 309 $ 283 1,392 1,230 80.3 % 9.1 % 10.6 % 609 107 613 596 82.2 % 8.1 % 9.7 % 387 11 $ 3,653 $ 3,046 $ 1,305 $ 401 (1) Current Moody's Ratings range from B2 to Caa3.
Credit Losses Recognized in Earnings	The following roll forward reflects the amount related to credit losses recognized in earnings (in accordance with FASB Accounting Standards Codification ("ASC") 320-10-35-34D): (In thousands) Beginning balance as of December 31, 2014 $ 1,360 Add: Amount related to the credit loss for which an other-than-temporary impairment was not previously recognized - Add: Increases to the amount related to the credit loss for which an other-than temporary impairment was previously recognized - Less: Realized losses for securities sold - Less: Securities for which the amount previously recognized in other comprehensive income was recognized in earnings because the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis - Less: Increases in cash flows expected to be collected that are recognized over the remaining life of the security (See FASB ASC 320-10-35-35) (55 ) Ending balance as of September 30, 2015 $ 1,305

Loans and Allowance for Loan 24

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Loans and Allowance for Loan Losses [Abstract]
Allowance for Loan Losses and Recorded Investment in Loans Receivable	Allowance for Loan Losses and Recorded Investment in Loans Receivable As of and for the Nine Months Ended September 30, 2015 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Unallocated Total Allowance for Loan Losses Beginning balance at 12/31/2014 $ 516 $ 1,943 $ 699 $ 37 $ 72 $ 1,424 $ 296 $ 404 $ 5,391 Charge-offs (6 ) (568 ) (17 ) (7 ) (40 ) (167 ) (50 ) - (855 ) Recoveries 1 - - 11 - 25 3 - 40 Provision (155 ) 158 156 (25 ) 94 (264 ) 79 157 200 Ending balance at 9/30/2015 $ 356 $ 1,533 $ 838 $ 16 $ 126 $ 1,018 $ 328 $ 561 $ 4,776 Ending balances individually evaluated for impairment $ 121 $ 38 $ 300 $ - $ - $ - $ - $ - $ 459 Ending balances collectively evaluated for impairment $ 235 $ 1,495 $ 538 $ 16 $ 126 $ 1,018 $ 328 $ 561 $ 4,317 Loans Receivable Individually evaluated for impairment $ 235 $ 3,002 $ 3,566 $ - $ - $ 422 $ 70 $ 7,295 Collectively evaluated for impairment 31,218 167,096 44,613 3,266 16,263 151,971 43,759 458,186 Ending balance at 9/30/2015 $ 31,453 $ 170,098 $ 48,179 $ 3,266 $ 16,263 $ 152,393 $ 43,829 $ 465,481 As of and for the Year Ended December 31, 2014 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Unallocated Total Allowance for Loan Losses Beginning balance at 12/31/2013 $ 964 $ 2,320 $ 412 $ 18 $ 196 $ 1,261 $ 1,314 $ 182 $ 6,667 Charge-offs (171 ) (560 ) (313 ) (18 ) (139 ) (172 ) (91 ) - (1,464 ) Recoveries 86 - 65 10 - 22 5 - 188 Provision (363 ) 183 535 27 15 313 (932 ) 222 - Ending balance at 12/31/2014 $ 516 $ 1,943 $ 699 $ 37 $ 72 $ 1,424 $ 296 $ 404 $ 5,391 Ending balances individually evaluated for impairment $ 246 $ 456 $ 470 $ - $ - $ 173 $ - $ - $ 1,345 Ending balances collectively evaluated for impairment $ 270 $ 1,487 $ 229 $ 37 $ 72 $ 1,251 $ 296 $ 404 $ 4,046 Loans Receivable Individually evaluated for impairment $ 316 $ 3,272 $ 3,620 $ - $ - $ 1,550 $ 70 $ 8,828 Collectively evaluated for impairment 26,608 162,256 35,465 3,015 19,700 141,927 42,662 431,633 Ending balance at 12/31/2014 $ 26,924 $ 165,528 $ 39,085 $ 3,015 $ 19,700 $ 143,477 $ 42,732 $ 440,461
Credit Quality Indicators	The Company's allowance for loan losses has three basic components: the specific allowance, the general allowance, and the unallocated components. The specific allowance is used to individually allocate an allowance for larger balance, non-homogeneous loans identified as impaired. The general allowance is used for estimating the loss on pools of smaller-balance, homogeneous loans; including 1-4 family mortgage loans, installment loans and other consumer loans. Also, the general allowance is used for the remaining pool of larger balance, non-homogeneous loans which were not identified as impaired. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. Credit Quality Indicators As of September 30, 2015 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Total Grade: Pass $ 28,331 $ 158,317 $ 39,302 $ 3,263 $ 16,263 $ 143,689 $ 40,151 $ 429,316 Special mention 1,156 7,046 5,726 3 - 1,828 855 16,614 Substandard 1,966 4,735 3,151 - - 6,817 2,823 19,492 Doubtful - - - - - 59 - 59 Loss - - - - - - - - Total $ 31,453 $ 170,098 $ 48,179 $ 3,266 $ 16,263 $ 152,393 $ 43,829 $ 465,481 December 31, 2014 (In thousands) Commercial and Industrial Commercial Real Estate Construction and Land Consumer Student Residential Real Estate Home Equity Line of Credit Total Grade: Pass $ 23,685 $ 154,228 $ 32,028 $ 2,994 $ 19,700 $ 132,168 $ 37,878 $ 402,681 Special mention 1,606 3,898 2,785 21 - 2,299 2,217 12,826 Substandard 1,633 7,402 4,272 - - 9,010 2,578 24,895 Doubtful - - - - - - 59 59 Loss - - - - - - - - Total $ 26,924 $ 165,528 $ 39,085 $ 3,015 $ 19,700 $ 143,477 $ 42,732 $ 440,461
Age Analysis of Past Due Loans Receivable	Age Analysis of Past Due Loans Receivable As of September 30, 2015 (In thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Financing Receivables Carrying Amount > 90 Days and Accruing Nonaccruals Commercial and industrial $ 102 $ 15 $ 8 $ 125 $ 31,328 $ 31,453 $ - $ 174 Commercial real estate - - 88 88 170,010 170,098 - 416 Construction and land - - 1,485 1,485 46,694 48,179 - 1,485 Consumer 2 3 - 5 3,261 3,266 - - Student (U.S. Government guaranteed) 923 676 2,907 4,506 11,757 16,263 2,907 - Residential real estate 381 - 230 611 151,782 152,393 - 230 Home equity line of credit 70 - - 70 43,759 43,829 - - Total $ 1,478 $ 694 $ 4,718 $ 6,890 $ 458,591 $ 465,481 $ 2,907 $ 2,305 As of December 31, 2014 (In thousands) 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Current Total Financing Receivables Carrying Amount > 90 Days and Accruing Nonaccruals Commercial and industrial $ 140 $ 106 $ - $ 246 $ 26,678 $ 26,924 $ - $ 166 Commercial real estate 444 - - 444 165,084 165,528 - 98 Construction and land 551 145 - 696 38,389 39,085 - 1 Consumer 8 18 - 26 2,989 3,015 - - Student (U.S. Government guaranteed) 1,445 830 4,551 6,826 12,874 19,700 4,551 - Residential real estate 798 1,242 459 2,499 140,978 143,477 - 962 Home equity line of credit 50 108 - 158 42,574 42,732 - - Total $ 3,436 $ 2,449 $ 5,010 $ 10,895 $ 429,566 $ 440,461 $ 4,551 $ 1,227
Impaired Loans Receivable	Impaired Loans Receivable September 30, 2015 (In thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Commercial and industrial $ 64 $ 90 $ - $ 80 $ 4 Commercial real estate 2,914 3,491 - 3,214 82 Construction and land 2,081 2,081 - 2,094 41 Student (U.S. Government guaranteed) - - - - - Residential real estate 422 422 - 428 14 Home equity line of credit 70 70 - 70 2 Consumer - - - - - With an allowance recorded: Commercial and industrial $ 171 $ 185 $ 121 $ 183 $ 1 Commercial real estate 88 90 38 90 3 Construction and land 1,485 1,485 300 1,489 33 Student (U.S. Government guaranteed) - - - - - Residential real estate - - - - - Home equity line of credit - - - - - Consumer - - - - - Total: Commercial and industrial $ 235 $ 275 $ 121 $ 263 $ 5 Commercial real estate 3,002 3,581 38 3,304 85 Construction and land 3,566 3,566 300 3,583 74 Student (U.S. Government guaranteed) - - - - - Residential real estate 422 422 - 428 14 Home equity line of credit 70 70 - 70 2 Consumer - - - - - Total $ 7,295 $ 7,914 $ 459 $ 7,648 $ 180 December 31, 2014 (In thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Commercial and industrial $ 20 $ 50 $ - $ 33 $ - Commercial real estate 1,438 2,006 - 1,722 108 Construction and land 1,577 1,893 - 1,737 79 Student (U.S. Government guaranteed) - - - - - Residential real estate 1,220 1,477 - 1,351 19 Home equity line of credit 70 70 - 70 3 Consumer - - - - - With an allowance recorded: Commercial and industrial $ 296 $ 304 $ 246 $ 312 $ 11 Commercial real estate 1,834 1,834 456 1,835 102 Construction and land 2,043 2,043 470 2,064 110 Student (U.S. Government guaranteed) - - - - - Residential real estate 330 338 173 445 21 Home equity line of credit - - - - - Consumer - - - - - Total: Commercial and industrial $ 316 $ 354 $ 246 $ 345 $ 11 Commercial real estate 3,272 3,840 456 3,557 210 Construction and land 3,620 3,936 470 3,801 189 Student (U.S. Government guaranteed) - - - - - Residential real estate 1,550 1,815 173 1,796 40 Home equity line of credit 70 70 - 70 3 Consumer - - - - - Total $ 8,828 $ 10,015 $ 1,345 $ 9,569 $ 453
Non-Performing Assets, Restructured Loans Still Accruing, and Loans Contractually Past Due	Non-performing Assets, Restructured Loans Still Accruing, and Loans Contractually Past Due (Dollars in thousands) September 30, 2015 December 31, 2014 September 30, 2014 Non-accrual loans $ 2,305 $ 1,227 $ 2,233 Other real estate owned 1,524 1,406 1,406 Total non-performing assets 3,829 2,633 3,639 Restructured loans still accruing 5,220 7,431 8,323 Student loans (U.S. Government guaranteed) past due 90 days or more and still accruing 2,907 4,551 4,059 Total non-performing and other risk assets $ 11,956 $ 14,615 $ 16,021 Allowance for loan losses to total loans 1.03 % 1.22 % 1.51 % Non-accrual loans to total loans 0.50 % 0.28 % 0.51 % Allowance for loan losses to non-accrual loans 207.20 % 439.36 % 295.34 % Total non-accrual loans and restructured loans still accruing to total loans 1.62 % 1.97 % 2.41 % Allowance for loan losses to non-accrual loans and restructured loans still accruing 63.47 % 62.27 % 62.48 % Total non-performing assets to total assets 0.64 % 0.43 % 0.62 %

Derivative Instruments and He25

Derivative Instruments and Hedging Activities (Tables)	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities [Abstract]
Effects of Derivative Instruments on Consolidated Financial Statements	The effects of derivative instruments on the Consolidated Financial Statements for September 30, 2015 and December 31, 2014 are as follows: (In thousands) September 30, 2015 Derivatives designated as hedging instruments Notional/ Contract Amount Estimated Net Fair Value Fair Value Balance Sheet Location Expiration Dates From Expiration Dates To Interest rate swap-cash flow $ 4,000 $ (362 ) Other Liabilities - 9/15/2020 Interest rate swaps-fair value 9,089 (236 ) Other Liabilities 8/15/2021 4/9/2025 September 30, 2015 Derivatives in cash flow hedging relationships Amount of Gain (Loss) Recognized in OCI on Derivatives, net of tax (Effective Portion) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion) Amount of Gain (Loss) Recognized in Income on Derivative (Ineffective Portion) Interest rate swaps $ (39 ) Not applicable $ - (In thousands) September 30, 2015 Derivatives in fair value hedging relationships Income Statement Classification Gain or (Loss) on Swaps Interest rate swaps Interest income $ 20 (In thousands) December 31, 2014 Derivatives designated as hedging instruments Notional/ Contract Amount Estimated Net Fair Value Fair Value Balance Sheet Location Expiration Date From Expiration Dates To Interest rate swap-cash flow $ 4,000 $ (304 ) Other Liabilities - 9/15/2020 Interest rate swaps-fair value 4,107 (129 ) Other Liabilities - 8/15/2021 Interest rate swap-fair value 1,000 16 Other Assets 2/12/2022 4/9/2025 December 31, 2014 Derivatives in cash flow hedging relationships Amount of Gain (Loss) Recognized in OCI on Derivatives, net of tax (Effective Portion) Location of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion) Amount of Gain (Loss) Recognized in Income on Derivative (Ineffective Portion) Interest rate swaps $ (53 ) Not applicable $ - (In thousands) December 31, 2014 Derivatives in fair value hedging relationships Income Statement Classification Gain or (Loss) on Swaps Interest rate swaps Interest Income $ (58 )

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Weighted Average Number of Shares Used in Computing Earnings per Share	The following table shows the weighted average number of shares used in computing earnings per share and the effect on weighted average number of shares of dilutive potential common stock for the periods indicated. Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 Shares Per Share Amount Shares Per Share Amount Basic earnings per share 3,744,562 $ 0.36 3,730,877 $ 0.38 Effect of dilutive securities, stock-based awards 19,854 20,439 Diluted earnings per share 3,764,416 $ 0.36 3,751,316 $ 0.38 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 Shares Per Share Amount Shares Per Share Amount Basic earnings per share 3,742,106 $ 0.84 3,727,453 $ 0.98 Effect of dilutive securities, stock-based awards 16,983 17,422 Diluted earnings per share 3,759,089 $ 0.84 3,744,875 $ 0.98

Stock Based Compensation (Table

Stock Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2015
Stock Based Compensation [Abstract]
Non-Vested Restricted Shares	A summary of the status of the Company's non-vested restricted shares granted under the Plan is presented below: Nine Months Ended September 30, 2015 Shares Weighted Average Fair Value Non-vested at January 1, 2015 34,965 $ 13.11 Granted 13,685 17.20 Vested (15,383 ) 13.23 Forfeited - Non-vested at September 30, 2015 33,267 $ 14.74
Non-Vested Performance-Based Stock Rights	A summary of the status of the Company's non-vested performance-based stock rights is presented below: Nine Months Ended September 30, 2015 Performance Based Stock Rights (Shares) Weighted Average Fair Value Non-vested at January 1, 2015 35,141 $ 13.12 Granted 10,227 17.20 Vested - Forfeited (11,925 ) 12.08 Non-vested at September 30, 2015 33,443 $ 14.74

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Measurement [Abstract]
Financial Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following table presents the balances of financial assets and liabilities measured at fair value on a recurring basis as of September 30, 2015 and December 31, 2014 by levels within the valuation hierarchy: Fair Value Measurements Using (In thousands) Balance Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets at September 30, 2015: Available for sale securities: Obligations of U.S. Government corporations and agencies $ 45,858 $ - $ 45,858 $ - Obligations of states and political subdivisions 6,226 - 6,226 - Corporate bonds 3,046 - 3,046 - Mutual funds 374 374 - - Total available for sale securities 55,504 374 55,130 - Total assets at fair value $ 55,504 $ 374 $ 55,130 $ - Liabilities at September 30, 2015: Interest rate swaps $ 598 $ - $ 598 $ - Total liabilities at fair value $ 598 $ - $ 598 $ - Assets at December 31, 2014: Available for sale securities: Obligations of U.S. Government corporations and agencies $ 46,965 $ - $ 46,965 $ - Obligations of states and political subdivisions 6,914 - 6,914 - Corporate bonds 3,161 - 3,161 - Mutual funds 366 366 - - Total available for sale securities 57,406 366 57,040 - Interest rate swaps 16 - 16 - Total assets at fair value $ 57,422 $ 366 $ 57,056 $ - Liabilities at December 31, 2014: Interest rate swaps $ 433 $ - $ 433 $ - Total liabilities at fair value $ 433 $ - $ 433 $ - There were no Level 3 assets measured at estimated fair value on a recurring basis as of September 30, 2015 or December 31, 2014.
Financial Assets Measured at Fair Value on a Nonrecurring Basis	The following table summarizes the Company's financial assets that were measured at fair value at September 30, 2015 and December 31, 2014. Carrying Value at September 30, 2015 (In thousands) Balance as of September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets Impaired loans, net $ 1,285 $ - $ 1,240 $ 45 Other real estate owned, net 1,524 - 1,524 - Carrying Value at December 31, 2014 (In thousands) Balance as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Assets: Impaired loans, net $ 3,158 $ - $ 3,109 $ 49 Other real estate owned, net 1,406 - 1,406 -
Quantitative Information about Level 3 Fair Value Measurements	The following table displays quantitative information about Level 3 Fair Value Measurements at September 30, 2015 and December 31, 2014. Quantitative Information about Level 3 Fair Value Measurements at September 30, 2015 (In thousands) Fair Value Valuation Technique(s) Unobservable Input Weighted Average Discount Impaired loans $ 45 Appraised values Age of appraisal, current market conditions, and experience within local markets 90 % Total $ 45 Quantitative Information about Level 3 Fair Value Measurements at December 31, 2014 (In thousands) Fair Value Valuation Technique(s) Unobservable Input Weighted Average Discount Impaired loans $ 49 Appraised values Age of appraisal, current market conditions, and experience within local markets 92 % Total $ 49
Estimated Fair Values of Financial Instruments	The estimated fair values of the Company's financial instruments are as follows: Fair Value Measurements at September 30, 2015 (In thousands) Carrying Value as of September 30, 2015 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Fair Value as of September 30, 2015 Assets Cash and short-term investments $ 29,484 $ 30,002 $ - $ - $ 30,002 Securities available for sale 55,504 374 55,130 - 55,504 Restricted investments 1,286 - 1,286 - 1,286 Net loans 460,705 - 468,141 45 468,186 Accrued interest receivable 1,450 - 1,450 - 1,450 BOLI 12,420 - 12,420 - 12,420 Total financial assets $ 560,849 $ 30,376 $ 538,427 $ 45 $ 568,848 Liabilities Deposits $ 511,081 $ - $ 483,486 $ - $ 483,486 Borrowings 13,025 - 13,239 - 13,239 Company obligated mandatorily redeemable capital securities 4,124 - 4,246 - 4,246 Accrued interest payable 110 - 110 - 110 Interest rate swaps 598 - 598 - 598 Total financial liabilities $ 528,938 $ - $ 501,679 $ - $ 501,679 Fair Value Measurements at December 31, 2014 (In thousands) Carrying Value as of December 31, 2014 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Other Unobservable Inputs (Level 3) Fair Value as of December 31, 2014 Assets Cash and short-term investments $ 64,376 $ 64,441 $ - $ - $ 64,441 Securities available for sale 57,406 366 57,040 - 57,406 Restricted investments 1,294 - 1,294 - 1,294 Net loans 435,070 - 434,356 49 434,405 Accrued interest receivable 1,473 - 1,473 - 1,473 Interest rate swaps 16 - 16 - 16 BOLI 12,458 - 12,458 - 12,458 Total financial assets $ 572,093 $ 64,807 $ 506,637 $ 49 $ 571,493 Liabilities Deposits $ 525,215 $ - $ 525,636 $ - $ 525,636 Borrowings 13,075 - 13,182 - 13,182 Company obligated mandatorily redeemable capital securities 4,124 - 4,117 - 4,117 Accrued interest payable 185 - 185 - 185 Interest rate swaps 433 - 433 - 433 Total financial liabilities $ 543,032 $ - $ 543,553 $ - $ 543,553

Accumulated Other Comprehensi29

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Accumulated Other Comprehensive Income [Abstract]
Changes in Accumulated Other Comprehensive Income	Changes in Accumulated Other Comprehensive Income by Component (1) (In thousands) Gains and Losses on Cash Flow Hedges Unrealized Gains and Losses on Available for Sale Securities Supplemental Executive Retirement Plans Total Balance December 31, 2014 $ (200 ) $ 160 $ (61 ) $ (101 ) Other comprehensive income (loss) before reclassifications (39 ) (6 ) - (45 ) Amounts reclassified from accumulated other comprehensive income - - - - Net current-period other comprehensive income (loss) (39 ) (6 ) - (45 ) Balance September 30, 2015 $ (239 ) $ 154 $ (61 ) $ (146 ) Balance December 31, 2013 $ (147 ) $ (847 ) $ 53 $ (941 ) Other comprehensive income (loss) before reclassifications (22 ) 827 - 805 Amounts reclassified from accumulated other comprehensive income - - - - Net current-period other comprehensive income (loss) (22 ) 827 - 805 Balance September 30, 2014 $ (169 ) $ (20 ) $ 53 $ (136 ) (1)

Securities (Details)

Securities (Details) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015USD ($)SecurityInstitute	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)SecurityInstituteBond	Sep. 30, 2014USD ($)Security	Dec. 31, 2014USD ($)
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		$ 55,269		$ 55,269		$ 57,162
Gross unrealized gains		910		910		879
Gross unrealized (losses)		(675)		(675)		(635)
Fair value		55,504		55,504		57,406
Available-for-sale Securities, Amortized Cost [Abstract]
Due in one year or less		2,000		2,000
Due after one year through five years		13,842		13,842
Due after five years through ten years		6,909		6,909
Due after ten years		32,150		32,150
Equity securities		368		368
Amortized cost		55,269		55,269		57,162
Available-for-sale Securities, Fair Value [Abstract]
Due in one year or less		2,001		2,001
Due after one year through five years		14,009		14,009
Due after five years through ten years		7,150		7,150
Due after ten years		31,970		31,970
Equity securities		374		374
Total fair value		55,504		55,504		57,406
Impairment losses on securities		0	$ 0	$ 0	$ 0
Number of securities sold | Security				0	0
Number of securities called | Security				5	3
Fair value of securities sold				$ 0	$ 0
Number of securities purchased | Security				6	7
Fair value of securities called				$ 3,830	$ 4,566
Fair value of securities purchased				7,394	$ 8,439
Securities with gross unrealized losses and fair value in a continuous unrealized loss position [Abstract]
Less than 12 months, fair value		4,688		4,688		10,405
Less than 12 months, unrealized (losses)		(27)		(27)		(35)
12 months or more, fair value		6,312		6,312		10,943
12 months or more, unrealized (losses)		(648)		(648)		(600)
Total, fair value		11,000		11,000		21,348
Total, unrealized (losses)		$ (675)		$ (675)		(635)
Number of different financial institutions per bond | Institute		58		58
Estimated maturity				19 years
Anniversary on which securities could have been called at par				5 years
Frequency of re-pricing				3 months
Bonds classified as nonperforming | Bond				0
Fair value of bonds classified as nonperforming		$ 0		$ 0
Bonds classified as performing | Bond				3
Fair value of bonds classified as performing		3,046		$ 3,046
Interest Income Performing Bonds				159
Deferred Interest Income Performing Bonds				87
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		55,269		55,269		57,162
Fair value		55,504		55,504		57,406
Cumulative amount of OTTI Loss		1,305		1,305
Cumulative other comprehensive loss (income), net of tax benefit		401		401
Amount related to credit losses recognized in earnings [Roll Forward]
Beginning balance				1,360
Add: Amount related to the credit loss for which an other-than-temporary impairment was not previously recognized				0
Add: Increases to the amount related to the credit loss for which an other-than temporary impairment was previously recognized				0
Less: Realized losses for securities sold				0
Less: Securities for which the amount previously recognized in other comprehensive income was recognized in earnings because the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis				0
Less: Increases in cash flows expected to be collected that are recognized over the remaining life of the security (See FASB ASC 320-10-35-35)				(55)
Ending balance		1,305		1,305
Carrying value of securities pledged		46,320		46,320		47,588
Pooled Trust Preferred Securities [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		3,653		3,653
Fair value	[1]	3,046		3,046
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		3,653		3,653
Available-for-sale Securities, Fair Value [Abstract]
Total fair value	[1]	3,046		3,046
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		3,653		3,653
Fair value	[1]	3,046		3,046
Pooled Trust Preferred Securities II [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		1,648		1,648
Fair value	[1]	1,220		1,220
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		1,648		1,648
Available-for-sale Securities, Fair Value [Abstract]
Total fair value	[1]	1,220		1,220
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		1,648		1,648
Fair value	[1]	$ 1,220		$ 1,220
Percent of underlying collateral performing		78.50%		78.50%
Percent of underlying collateral in deferral		4.40%		4.40%
Percent of underlying collateral in default		17.10%		17.10%
Cumulative amount of OTTI Loss		$ 309		$ 309
Cumulative other comprehensive loss (income), net of tax benefit		283		283
Pooled Trust Preferred Securities III [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		1,392		1,392
Fair value	[1]	1,230		1,230
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		1,392		1,392
Available-for-sale Securities, Fair Value [Abstract]
Total fair value	[1]	1,230		1,230
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		1,392		1,392
Fair value	[1]	$ 1,230		$ 1,230
Percent of underlying collateral performing		80.30%		80.30%
Percent of underlying collateral in deferral		9.10%		9.10%
Percent of underlying collateral in default		10.60%		10.60%
Cumulative amount of OTTI Loss		$ 609		$ 609
Cumulative other comprehensive loss (income), net of tax benefit		107		107
Pooled Trust Preferred Securities IV [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		613		613
Fair value	[1]	596		596
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		613		613
Available-for-sale Securities, Fair Value [Abstract]
Total fair value	[1]	596		596
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		613		613
Fair value	[1]	$ 596		$ 596
Percent of underlying collateral performing		82.20%		82.20%
Percent of underlying collateral in deferral		8.10%		8.10%
Percent of underlying collateral in default		9.70%		9.70%
Cumulative amount of OTTI Loss		$ 387		$ 387
Cumulative other comprehensive loss (income), net of tax benefit		11		11
Obligations of U.S. Government Corporations and Agencies [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		45,323		45,323		46,666
Gross unrealized gains		603		603		464
Gross unrealized (losses)		(68)		(68)		(165)
Fair value		45,858		45,858		46,965
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		45,323		45,323		46,666
Available-for-sale Securities, Fair Value [Abstract]
Total fair value		45,858		45,858		46,965
Securities with gross unrealized losses and fair value in a continuous unrealized loss position [Abstract]
Less than 12 months, fair value		4,092		4,092		10,405
Less than 12 months, unrealized (losses)		(10)		(10)		(35)
12 months or more, fair value		3,862		3,862		8,412
12 months or more, unrealized (losses)		(58)		(58)		(130)
Total, fair value		7,954		7,954		18,817
Total, unrealized (losses)		(68)		(68)		(165)
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		45,323		45,323		46,666
Fair value		45,858		45,858		46,965
Obligations of States and Political Subdivisions [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		5,925		5,925		6,537
Gross unrealized gains		301		301		377
Gross unrealized (losses)		0		0		0
Fair value		6,226		6,226		6,914
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		5,925		5,925		6,537
Available-for-sale Securities, Fair Value [Abstract]
Total fair value		6,226		6,226		6,914
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		5,925		5,925		6,537
Fair value		6,226		6,226		6,914
Corporate Bonds [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		3,653		3,653		3,597
Gross unrealized gains		0		0		34
Gross unrealized (losses)		(607)		(607)		(470)
Fair value		3,046		3,046		3,161
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		3,653		3,653		3,597
Available-for-sale Securities, Fair Value [Abstract]
Total fair value		3,046		3,046		3,161
Securities with gross unrealized losses and fair value in a continuous unrealized loss position [Abstract]
Less than 12 months, fair value		596		596		0
Less than 12 months, unrealized (losses)		(17)		(17)		0
12 months or more, fair value		2,450		2,450		2,531
12 months or more, unrealized (losses)		(590)		(590)		(470)
Total, fair value		3,046		3,046		2,531
Total, unrealized (losses)		(607)		(607)		(470)
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		3,653		3,653		3,597
Fair value		3,046		3,046		3,161
Corporate Bonds with Gross Unrealized Loss [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		3,653		3,653
Gross unrealized (losses)		(607)		(607)
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		$ 3,653		$ 3,653
Securities with gross unrealized losses and fair value in a continuous unrealized loss position [Abstract]
Number of temporarily impaired securities | Security		3		3
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		$ 3,653		$ 3,653
Mutual Funds [Member]
Amortized cost and fair value of securities available for sale, with unrealized gains and losses [Abstract]
Amortized cost		368		368		362
Gross unrealized gains		6		6		4
Gross unrealized (losses)		0		0		0
Fair value		374		374		366
Available-for-sale Securities, Amortized Cost [Abstract]
Amortized cost		368		368		362
Available-for-sale Securities, Fair Value [Abstract]
Total fair value		374		374		366
Additional information regarding each of the pooled trust preferred securities [Abstract]
Cost, net of OTTI loss		368		368		362
Fair value		$ 374		$ 374		$ 366
[1]	Current Moody's Ratings range from B2 to Caa3.

Loans and Allowance for Loan 31

Loans and Allowance for Loan Losses, Allowance for Loan Losses and Recorded Investment in Loans Receivable (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Allowance for Loan Losses [Roll Forward]
Beginning balance	$ 5,391	$ 6,667
Charge-offs	(855)	(1,464)
Recoveries	40	188
Provision	200	0
Ending balance	4,776	5,391
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	459	1,345
Ending balances collectively evaluated for impairment	4,317	4,046
Loans receivable, individually evaluated for impairment	7,295	8,828
Loans receivable, collectively evaluated for impairment	458,186	431,633
Loans receivable, ending balance	465,481	440,461
Commercial and Industrial [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	516	964
Charge-offs	(6)	(171)
Recoveries	1	86
Provision	(155)	(363)
Ending balance	356	516
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	121	246
Ending balances collectively evaluated for impairment	235	270
Loans receivable, individually evaluated for impairment	235	316
Loans receivable, collectively evaluated for impairment	31,218	26,608
Loans receivable, ending balance	31,453	26,924
Commercial Real Estate [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	1,943	2,320
Charge-offs	(568)	(560)
Recoveries	0	0
Provision	158	183
Ending balance	1,533	1,943
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	38	456
Ending balances collectively evaluated for impairment	1,495	1,487
Loans receivable, individually evaluated for impairment	3,002	3,272
Loans receivable, collectively evaluated for impairment	167,096	162,256
Loans receivable, ending balance	170,098	165,528
Construction and Land [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	699	412
Charge-offs	(17)	(313)
Recoveries	0	65
Provision	156	535
Ending balance	838	699
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	300	470
Ending balances collectively evaluated for impairment	538	229
Loans receivable, individually evaluated for impairment	3,566	3,620
Loans receivable, collectively evaluated for impairment	44,613	35,465
Loans receivable, ending balance	48,179	39,085
Consumer [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	37	18
Charge-offs	(7)	(18)
Recoveries	11	10
Provision	(25)	27
Ending balance	16	37
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	16	37
Loans receivable, individually evaluated for impairment	0	0
Loans receivable, collectively evaluated for impairment	3,266	3,015
Loans receivable, ending balance	3,266	3,015
Student US Government Guaranteed [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	72	196
Charge-offs	(40)	(139)
Recoveries	0	0
Provision	94	15
Ending balance	126	72
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	126	72
Loans receivable, individually evaluated for impairment	0	0
Loans receivable, collectively evaluated for impairment	16,263	19,700
Loans receivable, ending balance	16,263	19,700
Residential Real Estate [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	1,424	1,261
Charge-offs	(167)	(172)
Recoveries	25	22
Provision	(264)	313
Ending balance	1,018	1,424
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	0	173
Ending balances collectively evaluated for impairment	1,018	1,251
Loans receivable, individually evaluated for impairment	422	1,550
Loans receivable, collectively evaluated for impairment	151,971	141,927
Loans receivable, ending balance	152,393	143,477
Home Equity Line of Credit [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	296	1,314
Charge-offs	(50)	(91)
Recoveries	3	5
Provision	79	(932)
Ending balance	328	296
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	328	296
Loans receivable, individually evaluated for impairment	70	70
Loans receivable, collectively evaluated for impairment	43,759	42,662
Loans receivable, ending balance	43,829	42,732
Unallocated Financing Receivables [Member]
Allowance for Loan Losses [Roll Forward]
Beginning balance	404	182
Charge-offs	0	0
Recoveries	0	0
Provision	157	222
Ending balance	561	404
Additional information on allowance for loan losses and recorded investment in loans receivable [Abstract]
Ending balances individually evaluated for impairment	0	0
Ending balances collectively evaluated for impairment	$ 561	$ 404

Loans and Allowance for Loan 32

Loans and Allowance for Loan Losses, Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 465,481	$ 440,461
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	429,316	402,681
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	16,614	12,826
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	19,492	24,895
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	59	59
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	31,453	26,924
Commercial and Industrial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	28,331	23,685
Commercial and Industrial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,156	1,606
Commercial and Industrial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,966	1,633
Commercial and Industrial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Commercial and Industrial [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	170,098	165,528
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	158,317	154,228
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	7,046	3,898
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,735	7,402
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Commercial Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Construction and Land [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	48,179	39,085
Construction and Land [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	39,302	32,028
Construction and Land [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	5,726	2,785
Construction and Land [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,151	4,272
Construction and Land [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Construction and Land [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,266	3,015
Consumer [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,263	2,994
Consumer [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3	21
Consumer [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Consumer [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Student US Government Guaranteed [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	16,263	19,700
Student US Government Guaranteed [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	16,263	19,700
Student US Government Guaranteed [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Student US Government Guaranteed [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Student US Government Guaranteed [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Student US Government Guaranteed [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	152,393	143,477
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	143,689	132,168
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,828	2,299
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	6,817	9,010
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	59	0
Residential Real Estate [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	0
Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	43,829	42,732
Home Equity Line of Credit [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	40,151	37,878
Home Equity Line of Credit [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	855	2,217
Home Equity Line of Credit [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	2,823	2,578
Home Equity Line of Credit [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	0	59
Home Equity Line of Credit [Member] | Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 0	$ 0

Loans and Allowance for Loan 33

Loans and Allowance for Loan Losses, Age Analysis of Past Due Loans Receivable (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Age analysis of past due loans receivable [Abstract]
Total Past Due	$ 6,890	$ 10,895
Loans receivable, ending balance	465,481	440,461
Carrying Amount > 90 Days and Accruing	2,907	4,551
Nonaccruals	2,305	1,227	$ 2,233
Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	458,591	429,566
Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	1,478	3,436
Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	694	2,449
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	4,718	5,010
Commercial and Industrial [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	125	246
Loans receivable, ending balance	31,453	26,924
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	174	166
Commercial and Industrial [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	31,328	26,678
Commercial and Industrial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	102	140
Commercial and Industrial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	15	106
Commercial and Industrial [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	8	0
Commercial Real Estate [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	88	444
Loans receivable, ending balance	170,098	165,528
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	416	98
Commercial Real Estate [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	170,010	165,084
Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	444
Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	0
Commercial Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	88	0
Construction and Land [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	1,485	696
Loans receivable, ending balance	48,179	39,085
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	1,485	1
Construction and Land [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	46,694	38,389
Construction and Land [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	551
Construction and Land [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	145
Construction and Land [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	1,485	0
Consumer [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	5	26
Loans receivable, ending balance	3,266	3,015
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	0	0
Consumer [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	3,261	2,989
Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	2	8
Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	3	18
Consumer [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	0
Student US Government Guaranteed [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	4,506	6,826
Loans receivable, ending balance	16,263	19,700
Carrying Amount > 90 Days and Accruing	2,907	4,551
Nonaccruals	0	0
Student US Government Guaranteed [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	11,757	12,874
Student US Government Guaranteed [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	923	1,445
Student US Government Guaranteed [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	676	830
Student US Government Guaranteed [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	2,907	4,551
Residential Real Estate [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	611	2,499
Loans receivable, ending balance	152,393	143,477
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	230	962
Residential Real Estate [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	151,782	140,978
Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	381	798
Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	1,242
Residential Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	230	459
Home Equity Line of Credit [Member]
Age analysis of past due loans receivable [Abstract]
Total Past Due	70	158
Loans receivable, ending balance	43,829	42,732
Carrying Amount > 90 Days and Accruing	0	0
Nonaccruals	0	0
Home Equity Line of Credit [Member] | Financing Receivables, 1 to 29 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	43,759	42,574
Home Equity Line of Credit [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	70	50
Home Equity Line of Credit [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	0	108
Home Equity Line of Credit [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Age analysis of past due loans receivable [Abstract]
Current	$ 0	$ 0

Loans and Allowance for Loan 34

Loans and Allowance for Loan Losses, Impaired Loans Receivable (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Recorded Investment [Abstract]
Recorded investment, total	$ 7,295	$ 8,828
Unpaid Principal Balance [Abstract]
Unpaid principal balance, total	7,914	10,015
Related Allowance [Abstract]
Related allowance, total	459	1,345
Average Recorded Investment [Abstract]
Average recorded investment, total	7,648	9,569
Interest Income Recognized [Abstract]
Interest income, total	180	453
Commercial loans classified as substandard deemed not to be impaired	3,463
Increase (decrease) in impaired loans	(1,533)
Collateralized loans classified as impaired	7,060
Commercial and Industrial [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	64	20
Recorded investment, with an allowance recorded	171	296
Recorded investment, total	235	316
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	90	50
Unpaid principal balance, with an allowance recorded	185	304
Unpaid principal balance, total	275	354
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	121	246
Related allowance, total	121	246
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	80	33
Average recorded investment, with an allowance recorded	183	312
Average recorded investment, total	263	345
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	4	0
Interest income recognized, with an allowance recorded	1	11
Interest income, total	5	11
Commercial Real Estate [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	2,914	1,438
Recorded investment, with an allowance recorded	88	1,834
Recorded investment, total	3,002	3,272
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	3,491	2,006
Unpaid principal balance, with an allowance recorded	90	1,834
Unpaid principal balance, total	3,581	3,840
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	38	456
Related allowance, total	38	456
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	3,214	1,722
Average recorded investment, with an allowance recorded	90	1,835
Average recorded investment, total	3,304	3,557
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	82	108
Interest income recognized, with an allowance recorded	3	102
Interest income, total	85	210
Construction and Land [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	2,081	1,577
Recorded investment, with an allowance recorded	1,485	2,043
Recorded investment, total	3,566	3,620
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	2,081	1,893
Unpaid principal balance, with an allowance recorded	1,485	2,043
Unpaid principal balance, total	3,566	3,936
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	300	470
Related allowance, total	300	470
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	2,094	1,737
Average recorded investment, with an allowance recorded	1,489	2,064
Average recorded investment, total	3,583	3,801
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	41	79
Interest income recognized, with an allowance recorded	33	110
Interest income, total	74	189
Residential Real Estate [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	422	1,220
Recorded investment, with an allowance recorded	0	330
Recorded investment, total	422	1,550
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	422	1,477
Unpaid principal balance, with an allowance recorded	0	338
Unpaid principal balance, total	422	1,815
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	0	173
Related allowance, total	0	173
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	428	1,351
Average recorded investment, with an allowance recorded	0	445
Average recorded investment, total	428	1,796
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	14	19
Interest income recognized, with an allowance recorded	0	21
Interest income, total	14	40
Home Equity Line of Credit [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	70	70
Recorded investment, with an allowance recorded	0	0
Recorded investment, total	70	70
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	70	70
Unpaid principal balance, with an allowance recorded	0	0
Unpaid principal balance, total	70	70
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	0	0
Related allowance, total	0	0
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	70	70
Average recorded investment, with an allowance recorded	0	0
Average recorded investment, total	70	70
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	2	3
Interest income recognized, with an allowance recorded	0	0
Interest income, total	2	3
Consumer [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	0	0
Recorded investment, with an allowance recorded	0	0
Recorded investment, total	0	0
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0	0
Unpaid principal balance, total	0	0
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	0	0
Related allowance, total	0	0
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	0	0
Average recorded investment, with an allowance recorded	0	0
Average recorded investment, total	0	0
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Interest income, total	0	0
Student US Government Guaranteed [Member]
Recorded Investment [Abstract]
Recorded investment, with no specific allowance recorded	0	0
Recorded investment, with an allowance recorded	0	0
Recorded investment, total	0	0
Unpaid Principal Balance [Abstract]
Unpaid principal balance, with no specific allowance recorded	0	0
Unpaid principal balance, with an allowance recorded	0	0
Unpaid principal balance, total	0	0
Related Allowance [Abstract]
Related allowance, with no specific allowance recorded	0	0
Related allowance, with an allowance recorded	0	0
Related allowance, total	0	0
Average Recorded Investment [Abstract]
Average recorded investment, with no specific allowance recorded	0	0
Average recorded investment, with an allowance recorded	0	0
Average recorded investment, total	0	0
Interest Income Recognized [Abstract]
Interest income recognized, with no specific allowance recorded	0	0
Interest income recognized, with an allowance recorded	0	0
Interest income, total	$ 0	$ 0

Loans and Allowance for Loan 35

Loans and Allowance for Loan Losses, Troubled Debt Restructurings (Details)	3 Months Ended	9 Months Ended
	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)ContractLoanProperty	Sep. 30, 2014USD ($)Contract	Dec. 31, 2014USD ($)
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0
Troubled debt restructurings that subsequently defaulted, pre-modification outstanding recorded investment	$ 0	0	$ 0
Troubled debt restructurings that subsequently defaulted, post-modification outstanding recorded investment	0	$ 0	0
Number of TDR loans secured by business assets | Loan		12
TDR loans value		$ 7,146,000
Number of TDR loans current and performing | Loan		7
TDR loans current and performing		$ 5,220,000
Number of TDR loans not performing in accordance with the modified terms | Loan		5
TDR loans not performing in accordance with modified terms		$ 1,926,000
Non-performing Assets, Restructured Loans Still Accruing and Loans Contractually Past Due [Abstract]
Number of residential foreclosed properties in possession | Property		1
Mortgage Loans in Process of Foreclosure, Amount		$ 242,000
Number of residential foreclosures in process | Property		2
Non-accrual loans	2,233,000	$ 2,305,000	2,233,000	$ 1,227,000
Other real estate owned	1,406,000	1,524,000	1,406,000	1,406,000
Total non-performing assets	3,639,000	3,829,000	3,639,000	2,633,000
Restructured loans still accruing	8,323,000	5,220,000	8,323,000	7,431,000
Loans past due 90 or more days and still accruing	4,059,000	2,907,000	4,059,000	4,551,000
Total non-performing and other risk assets	$ 16,021,000	$ 11,956,000	$ 16,021,000	$ 14,615,000
Allowance for loan losses to total loans	1.51%	1.03%	1.51%	1.22%
Non-accrual loans to total loans	0.51%	0.50%	0.51%	0.28%
Allowance for loan losses to non-accrual loans	295.34%	207.20%	295.34%	439.36%
Total non-accrual loans and restructured loans still accruing to total loans	2.41%	1.62%	2.41%	1.97%
Allowance for loan losses to non-accrual loans and restructured loans still accruing	62.48%	63.47%	62.48%	62.27%
Total non-performing assets to total assets	0.62%	0.64%	0.62%	0.43%
Commercial and Industrial [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		1	2
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 340,000	$ 198,000
Troubled debt restructurings, post-modification outstanding recorded investment		$ 340,000	$ 198,000
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		1	1
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 1,342,000	$ 1,900,000
Troubled debt restructurings, post-modification outstanding recorded investment		$ 1,342,000	$ 1,900,000
Construction and Land [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0	0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0	$ 0
Troubled debt restructurings, post-modification outstanding recorded investment		$ 0	$ 0
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0	0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0	$ 0
Troubled debt restructurings, post-modification outstanding recorded investment		$ 0	$ 0
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0	0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0	$ 0
Troubled debt restructurings, post-modification outstanding recorded investment		$ 0	$ 0
Home Equity Line of Credit [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0	0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0	$ 0
Troubled debt restructurings, post-modification outstanding recorded investment		$ 0	$ 0
Student (U.S. Government Guaranteed) [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructurings, number of contracts | Contract		0	0
Troubled debt restructurings, pre-modification outstanding recorded investment		$ 0	$ 0
Troubled debt restructurings, post-modification outstanding recorded investment		$ 0	$ 0

Company-Obligated Mandatorily36

Company-Obligated Mandatorily Redeemable Capital Securities (Details) - USD ($)	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014	Sep. 21, 2006
Junior Subordinated Debentures [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures due 2036 [Member]
Debt Instrument [Line Items]
Principal amount of debt	$ 4,000,000
Maturity date	Dec. 31, 2036
Floating Rate Capital Securities [Member]
Class of Stock [Line Items]
Face amount of capital securities			$ 4,000,000
Basis spread on variable rate	1.70%
Capital securities	$ 4,124,000	$ 4,124,000
Callable period of capital securities	5 years
Floating Rate Capital Securities [Member] | LIBOR [Member]
Class of Stock [Line Items]
Capital securities, term of variable rate	3 months

Derivative Instruments and He37

Derivative Instruments and Hedging Activities, Derivative Instruments (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)Derivative	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)LoanDerivative	Sep. 30, 2014USD ($)
Junior Subordinated Debentures [Member] | Floating Rate Junior Subordinated Deferrable Interest Debentures due 2036 [Member]
Debt Instrument [Line Items]
Maturity date			Dec. 31, 2036
Interest Rate Swap [Member]
Derivative [Line Items]
Derivative, basis spread on variable rate	1.70%		1.70%
Derivative, type of interest rate paid on swap			fixed rate
Derivative, fixed interest rate	4.91%		4.91%
Interest expense on interest rate swap	$ 30	$ 30	$ 89	$ 90
Interest Rate Swap [Member] | Minimum [Member]
Derivative [Line Items]
Derivative, maturity date			Sep. 15, 2020
Interest Rate Swap [Member] | LIBOR [Member]
Derivative [Line Items]
Derivative, term of variable rate			3 months
Interest Rate Swaps II [Member]
Derivative [Line Items]
Interest expense on interest rate swap	$ 48	$ 27	$ 129	$ 81
Cash collateral for swaps			$ 850
Number of derivative instruments entered into | Derivative	4		4
Number of commercial loans related to interest rate swaps | Loan			4
Interest Rate Swaps II [Member] | LIBOR [Member]
Derivative [Line Items]
Derivative, term of variable rate			1 month

Derivative Instruments and He38

Derivative Instruments and Hedging Activities, Effects of Derivative Instruments on Consolidated Balance Sheets (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Fair Value Hedging [Member]
Derivatives, Fair Value [Line Items]
Notional/ contract amount	$ 9,089	$ 4,107
Notional/ contract amount		$ 1,000
Expiration date	Aug. 15, 2021
Fair Value Hedging [Member] | Derivative Assets [Member] | Maximum [Member]
Derivatives, Fair Value [Line Items]
Expiration date		Apr. 9, 2025
Fair Value Hedging [Member] | Derivative Assets [Member] | Minimum [Member]
Derivatives, Fair Value [Line Items]
Expiration date		Feb. 12, 2022
Fair Value Hedging [Member] | Derivative Liabilities [Member]
Derivatives, Fair Value [Line Items]
Expiration date	Apr. 9, 2025	Aug. 15, 2021
Fair Value Hedging [Member] | Other Assets [Member]
Derivatives, Fair Value [Line Items]
Estimated net fair value		$ 16
Fair Value Hedging [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Estimated net fair value	$ (236)	(129)
Cash Flow Hedging [Member]
Derivatives, Fair Value [Line Items]
Notional/ contract amount	$ 4,000	$ 4,000
Cash Flow Hedging [Member] | Derivative Liabilities [Member]
Derivatives, Fair Value [Line Items]
Expiration date	Sep. 15, 2020	Sep. 15, 2020
Cash Flow Hedging [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Estimated net fair value	$ (362)	$ (304)

Derivative Instruments and He39

Derivative Instruments and Hedging Activities, Effects of Derivative Instruments on Consolidated Statements of Income (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Cash Flow Hedging [Member]
Derivatives in cash flow hedging relationships [Abstract]
Amount of gain (loss) recognized in OCI on derivatives, net of tax (effective portion)	$ (39)	$ (53)
Amount of gain (loss) recognized in income on derivative (ineffective portion)	0	0
Fair Value Hedging [Member] | Interest Income [Member]
Derivatives in fair value hedging relationships [Abstract]
Gain or (Loss) on swaps	$ 20	$ (58)

Earnings Per Share (Details)

Earnings Per Share (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Shares [Abstract]
Basic earnings per share (in shares)	3,744,562	3,730,877	3,742,106	3,727,453
Effect of dilutive securities, stock-based awards (in shares)	19,854	20,439	16,983	17,422
Diluted earnings per share (in shares)	3,764,416	3,751,316	3,759,089	3,744,875
Per share amount [Abstract]
Basic earnings per share (in dollars per share)	$ 0.36	$ 0.38	$ 0.84	$ 0.98
Diluted earnings per share (in dollars per share)	$ 0.36	$ 0.38	$ 0.84	$ 0.98

Stock Based Compensation (Detai

Stock Based Compensation (Details) - USD ($) $ / shares in Units, $ in Thousands	Feb. 19, 2015	Feb. 20, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Outstanding (in shares)			3,744,562				3,730,877
Restricted Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	3,458	4,050
Recognition period for total unrecognized compensation costs					27 months
Non-vested equity instruments other than options, shares [Roll Forward]
Nonvested at beginning of period (in shares)					34,965
Granted (in shares)					13,685
Vested (in shares)					(15,383)
Forfeited (in shares)					0
Nonvested at end of period (in shares)			33,267		33,267
Non-vested equity instruments other than option, weighted average fair value [Roll Forward]
Nonvested at beginning of period (in dollars per share)					$ 13.11
Granted (in dollars per share)					17.20
Vested (in dollars per share)					13.23
Nonvested at end of period (in dollars per share)			$ 14.74		$ 13.11		$ 13.11
Restricted Shares [Member] | Non Employee Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense			$ 0	$ 0	$ 59	$ 64
Restricted Shares [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense			41	38	$ 122	113
Total unrecognized compensation cost			$ 228
Performance Based Stock Rights [Member]
Non-vested equity instruments other than options, shares [Roll Forward]
Nonvested at beginning of period (in shares)					35,141
Granted (in shares)					10,227
Vested (in shares)					0
Forfeited (in shares)					(11,925)
Nonvested at end of period (in shares)			33,443		33,443
Non-vested equity instruments other than option, weighted average fair value [Roll Forward]
Nonvested at beginning of period (in dollars per share)					$ 13.12
Granted (in dollars per share)					17.20
Forfeited (in dollars per share)					12.08
Nonvested at end of period (in dollars per share)			$ 14.74		$ 13.12		$ 13.12
Stock Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (in shares)			350,000
Stock Incentive Plan [Member] | Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercise price of options as percentage of market price					100.00%
Award vesting period					3 years
Award term					10 years
Granted (in shares)			0		0
Outstanding (in shares)			0
Stock Incentive Plan [Member] | Restricted Shares [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	10,227	10,570
Stock Incentive Plan [Member] | Performance Based Stock Rights [Member] | Executive Officer [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)	10,227	10,746
Compensation expense			$ 2	$ 36	$ 49	$ 92

Employee Benefit Plans (Details

Employee Benefit Plans (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)Installment	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
401(k) Plan [Abstract]
Minimum years of age to be eligible			18 years
Maximum annual contribution per employee, percent			100.00%
Employer matching contribution of first 1%			100.00%
Employer matching contribution for next 5% of employee contribution			50.00%
Employer matching contribution, percent			3.50%
Additional safe harbor contribution by employer, percent			6.00%
401K Expense	$ 183	$ 183	$ 529	$ 527
Deferred Compensation Plan [Abstract]
Number of installments available, minimum | Installment			1
Number of installments available, maximum | Installment			5
Deferred compensation expense	12	8	$ 34	28
Cash surrender value of life insurance	1,300		1,300		$ 1,200
Income from life insurance policies	$ 8	$ 8	$ 24	$ 24

Fair Value Measurement, Assets

Fair Value Measurement, Assets and Liabilities Measured at Fair Value on Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets available for sale securities [Abstract]
Total fair value	$ 55,504	$ 57,406
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets available for sale securities [Abstract]
Total fair value	374	366
Interest rate swaps		0
Total assets at fair value	30,376	64,807
Liabilities [Abstract]
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Assets available for sale securities [Abstract]
Total fair value	55,130	57,040
Interest rate swaps		16
Total assets at fair value	538,427	506,637
Liabilities [Abstract]
Interest rate swaps	598	433
Total liabilities at fair value	501,679	543,553
Significant Unobservable Inputs (Level 3) [Member]
Assets available for sale securities [Abstract]
Total fair value	0	0
Interest rate swaps		0
Total assets at fair value	45	49
Liabilities [Abstract]
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Fair Value on a Recurring Basis [Member]
Assets available for sale securities [Abstract]
Obligations of U.S. Government corporations and agencies	45,858	46,965
Obligations of states and political subdivisions	6,226	6,914
Corporate bonds	3,046	3,161
Mutual funds	374	366
Total fair value	55,504	57,406
Interest rate swaps		16
Total assets at fair value	55,504	57,422
Liabilities [Abstract]
Interest rate swaps	598	433
Total liabilities at fair value	598	433
Fair Value on a Recurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets available for sale securities [Abstract]
Obligations of U.S. Government corporations and agencies	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds	0	0
Mutual funds	374	366
Total fair value	374	366
Interest rate swaps		0
Total assets at fair value	374	366
Liabilities [Abstract]
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Fair Value on a Recurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets available for sale securities [Abstract]
Obligations of U.S. Government corporations and agencies	45,858	46,965
Obligations of states and political subdivisions	6,226	6,914
Corporate bonds	3,046	3,161
Mutual funds	0	0
Total fair value	55,130	57,040
Interest rate swaps		16
Total assets at fair value	55,130	57,056
Liabilities [Abstract]
Interest rate swaps	598	433
Total liabilities at fair value	598	433
Fair Value on a Recurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Assets available for sale securities [Abstract]
Obligations of U.S. Government corporations and agencies	0	0
Obligations of states and political subdivisions	0	0
Corporate bonds	0	0
Mutual funds	0	0
Total fair value	0	0
Interest rate swaps		0
Total assets at fair value	0	0
Liabilities [Abstract]
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Fair Value on a Nonrecurring Basis [Member]
Financial Assets Measured at Fair Value on a Nonrecurring Basis [Abstract]
Impaired loans, net	1,285	3,158
Other real estate owned, net	1,524	1,406
Fair Value on a Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets Measured at Fair Value on a Nonrecurring Basis [Abstract]
Impaired loans, net	0	0
Other real estate owned, net	0	0
Fair Value on a Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Financial Assets Measured at Fair Value on a Nonrecurring Basis [Abstract]
Impaired loans, net	1,240	3,109
Other real estate owned, net	1,524	1,406
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Financial Assets Measured at Fair Value on a Nonrecurring Basis [Abstract]
Impaired loans, net	45	49
Other real estate owned, net	$ 0	$ 0

Fair Value Measurement, on Recu

Fair Value Measurement, on Recurring Basis, Unobservble Input Reconciliation (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)Loan	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Impaired Loans [Abstract]
Loans	$ 465,481		$ 440,461
Available-for-sale Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance, beginning of period	0	$ 0
Total gain (losses) realized/unrealized included in earnings	0	0
Total gain (losses) realized/unrealized included in other comprehensive income	0	0
Transfers in and/or out of level 3 and 2	0	0
Balance, end of period	$ 0	$ 0
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member]
Impaired Loans [Abstract]
Age of appraisal of real estate property for to be considered level 3, minimum	1 year
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage Secured by Real Estate [Member]
Impaired Loans [Abstract]
Number of loans | Loan	1
Loans	$ 318
Reserve for loan losses	$ 279
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Impaired Loans [Member] | Mortgage Secured by Business Assets [Member]
Impaired Loans [Abstract]
Number of loans | Loan	2
Loans	$ 121
Reserve for loan losses	115
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member] | Other Real Estate Owned [Member]
Impaired Loans [Abstract]
Total Valuation of Property	$ 1,524		$ 1,406

Fair Value Measurement, Fair Va

Fair Value Measurement, Fair Value Inputs, Assets, Quantitative Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Abstract]
Total	$ 45	$ 49
Fair Value on a Nonrecurring Basis [Member]
Impaired Loans [Abstract]
Impaired Loans at fair value	1,285	3,158
Fair Value on a Nonrecurring Basis [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans [Abstract]
Impaired Loans at fair value	0	0
Fair Value on a Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans [Abstract]
Impaired Loans at fair value	1,240	3,109
Fair Value on a Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Abstract]
Impaired Loans at fair value	45	49
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Abstract]
Impaired Loans at fair value	$ 45	$ 49
Impaired Loans [Member] | Significant Unobservable Inputs (Level 3) [Member] | Maximum [Member]
Impaired Loans [Abstract]
Weighted Average, Discount rate	90.00%	92.00%

Fair Value Measurement, Estimat

Fair Value Measurement, Estimated Fair Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets [Abstract]
Securities available for sale	$ 55,504	$ 57,406
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets [Abstract]
Cash and short-term investments	30,002	64,441
Securities available for sale	374	366
Restricted investments	0	0
Net Loans	0	0
Accrued interest receivable	0	0
Interest rate swaps		0
BOLI	0	0
Total assets at fair value	30,376	64,807
Liabilities [Abstract]
Deposits	0	0
Borrowings	0	0
Company obligated mandatorily redeemable capital securities	0	0
Accrued interest payable	0	0
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets [Abstract]
Cash and short-term investments	0	0
Securities available for sale	55,130	57,040
Restricted investments	1,286	1,294
Net Loans	468,141	434,356
Accrued interest receivable	1,450	1,473
Interest rate swaps		16
BOLI	12,420	12,458
Total assets at fair value	538,427	506,637
Liabilities [Abstract]
Deposits	483,486	525,636
Borrowings	13,239	13,182
Company obligated mandatorily redeemable capital securities	4,246	4,117
Accrued interest payable	110	185
Interest rate swaps	598	433
Total liabilities at fair value	501,679	543,553
Significant Unobservable Inputs (Level 3) [Member]
Financial assets [Abstract]
Cash and short-term investments	0	0
Securities available for sale	0	0
Restricted investments	0	0
Net Loans	45	49
Accrued interest receivable	0	0
Interest rate swaps		0
BOLI	0	0
Total assets at fair value	45	49
Liabilities [Abstract]
Deposits	0	0
Borrowings	0	0
Company obligated mandatorily redeemable capital securities	0	0
Accrued interest payable	0	0
Interest rate swaps	0	0
Total liabilities at fair value	0	0
Carrying Amount [Member]
Financial assets [Abstract]
Cash and short-term investments	29,484	64,376
Securities available for sale	55,504	57,406
Restricted investments	1,286	1,294
Net Loans	460,705	435,070
Accrued interest receivable	1,450	1,473
Interest rate swaps		16
BOLI	12,420	12,458
Total assets at fair value	560,849	572,093
Liabilities [Abstract]
Deposits	511,081	525,215
Borrowings	13,025	13,075
Company obligated mandatorily redeemable capital securities	4,124	4,124
Accrued interest payable	110	185
Interest rate swaps	598	433
Total liabilities at fair value	528,938	543,032
Fair Value [Member]
Financial assets [Abstract]
Cash and short-term investments	30,002	64,441
Securities available for sale	55,504	57,406
Restricted investments	1,286	1,294
Net Loans	468,186	434,405
Accrued interest receivable	1,450	1,473
Interest rate swaps		16
BOLI	12,420	12,458
Total assets at fair value	568,848	571,493
Liabilities [Abstract]
Deposits	483,486	525,636
Borrowings	13,239	13,182
Company obligated mandatorily redeemable capital securities	4,246	4,117
Accrued interest payable	110	185
Interest rate swaps	598	433
Total liabilities at fair value	$ 501,679	$ 543,553

Accumulated Other Comprehensi47

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Balance		$ 55,157	$ 51,227
Balance		57,083	54,560
Accumulated Other Comprehensive Income (Loss) [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Balance		(101)	(941)
Other comprehensive income (loss) before reclassifications	[1]	(45)	805
Amounts reclassified from accumulated other comprehensive income	[1]	0	0
Net current-period other comprehensive income (loss)	[1]	(45)	805
Balance		(146)	(136)
Gains and Losses on Cash Flow Hedges [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Balance	[1]	(200)	(147)
Other comprehensive income (loss) before reclassifications	[1]	(39)	(22)
Amounts reclassified from accumulated other comprehensive income	[1]	0	0
Net current-period other comprehensive income (loss)	[1]	(39)	(22)
Balance	[1]	(239)	(169)
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Balance	[1]	160	(847)
Other comprehensive income (loss) before reclassifications	[1]	(6)	827
Amounts reclassified from accumulated other comprehensive income	[1]	0	0
Net current-period other comprehensive income (loss)	[1]	(6)	827
Balance	[1]	154	(20)
Supplemental Executive Retirement Plans [Member]
Changes in Accumulated Other Comprehensive Income [Roll Forward]
Balance	[1]	(61)	53
Other comprehensive income (loss) before reclassifications	[1]	0	0
Amounts reclassified from accumulated other comprehensive income	[1]	0	0
Net current-period other comprehensive income (loss)	[1]	0	0
Balance	[1]	$ (61)	$ 53
[1]	All amounts are net of tax. Amounts in parentheses indicate debits.

Investment in Affordable Hous48

Investment in Affordable Housing Projects (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)	Sep. 30, 2014USD ($)	Sep. 30, 2015USD ($)Partnership	Sep. 30, 2014USD ($)
Investment in Affordable Housing Projects [Abstract]
Number of limited liability partnerships with investments | Partnership			6
Year in which investments are expected to be paid			2,019
Tax credits and other benefits recognized	$ 145	$ 63	$ 331	$ 188
Losses from investments in affordable housing projects	155	$ 0
Other Assets [Member]
Investment in Affordable Housing Projects [Abstract]
Investments in affordable housing projects	4,300		4,300
Other Liabilities [Member]
Investment in Affordable Housing Projects [Abstract]
Capital call for investments in affordable housing projects	$ 3,500		$ 3,500