Farmers & Merchants Bancorp (FMCB) 10-Q9 May 162016 Q1 Quarterly reportFinancial data

Company Profile

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
Document and Entity Information - shares	Mar. 31, 2016	Apr. 29, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	FARMERS & MERCHANTS BANCORP
Entity Central Index Key	1,085,913
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		792,387
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Cash and Cash Equivalents:
Cash and Due from Banks	$ 41,659	$ 49,913	$ 33,746
Interest Bearing Deposits with Banks	32,057	9,533	110,190
Total Cash and Cash Equivalents	73,716	59,446	143,936
Investment Securities:
Available-for-Sale	341,771	369,137	365,184
Held-to-Maturity	61,535	61,396	63,463
Total Investment Securities	403,306	430,533	428,647
Loans & Leases:
Loans & Leases	1,993,071	1,996,359	1,705,320
Less: Allowance for Credit Losses	44,129	41,523	38,940
Loans & Leases, Net	1,948,942	1,954,836	1,666,380
Premises and Equipment, Net	26,344	26,575	26,693
Bank Owned Life Insurance	56,371	55,898	54,454
Interest Receivable and Other Assets	84,319	88,057	93,925
Total Assets	2,592,998	2,615,345	2,414,035
Deposits:
Demand	637,140	711,029	578,820
Interest Bearing Transaction	409,360	377,594	340,045
Savings and Money Market	725,823	707,885	699,308
Time	484,141	481,024	493,600
Total Deposits	2,256,464	2,277,532	2,111,773
Subordinated Debentures	10,310	10,310	10,310
Interest Payable and Other Liabilities	63,778	75,668	50,664
Total Liabilities	2,330,552	2,363,510	2,172,747
Shareholders' Equity
Preferred Stock: No Par Value, 1,000,000 Shares Authorized, None Issued or Outstanding	0	0	0
Common Stock: Par Value $0.01, 7,500,000 Shares Authorized, 792,387, 790,787 and 785,782 Shares Issued and Outstanding at March 31, 2016, December 31, 2015 and March 31, 2015, Respectively	8	8	8
Additional Paid-In Capital	82,004	81,164	78,569
Retained Earnings	177,240	170,068	159,236
Accumulated Other Comprehensive Income	3,194	595	3,475
Total Shareholders' Equity	262,446	251,835	241,288
Total Liabilities and Shareholders' Equity	$ 2,592,998	$ 2,615,345	$ 2,414,035

Consolidated Balance Sheets (U3

Consolidated Balance Sheets (Unaudited) (Parenthetical) - $ / shares	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Shareholders' Equity
Preferred Stock, par value (in dollars per share)	$ 0	$ 0	$ 0
Preferred Stock, shares authorized (in shares)	1,000,000	1,000,000	1,000,000
Preferred Stock, shares issued (in shares)	0	0	0
Preferred Stock, shares outstanding (in shares)	0	0	0
Common Stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common Stock, shares authorized (in shares)	7,500,000	7,500,000	7,500,000
Common Stock, shares issued (in shares)	792,387	790,787	785,782
Common Stock, shares outstanding (in shares)	792,387	790,787	785,782

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest Income
Interest and Fees on Loans & Leases	$ 21,894	$ 19,127
Interest on Deposits with Banks	46	58
Interest on Investment Securities:
Taxable	1,602	1,586
Exempt from Federal Tax	484	522
Total Interest Income	24,026	21,293
Interest Expense
Deposits	828	712
Borrowed Funds	4	0
Subordinated Debentures	88	80
Total Interest Expense	920	792
Net Interest Income	23,106	20,501
Provision for Credit Losses	2,600	600
Net Interest Income After Provision for Credit Losses	20,506	19,901
Non-Interest Income
Service Charges on Deposit Accounts	814	898
Net (Loss) Gain on Sale of Investment Securities	(289)	1
Increase in Cash Surrender Value of Life Insurance	474	464
Debit Card and ATM Fees	835	777
Net Gain on Deferred Compensation Investments	291	765
Other	596	1,759
Total Non-Interest Income	2,721	4,664
Non-Interest Expense
Salaries and Employee Benefits	11,706	10,099
Net Gain on Deferred Compensation Investments	291	765
Occupancy	741	639
Equipment	857	732
Marketing	299	136
FDIC Insurance	316	284
Gain on Sale of ORE	(5,684)	0
Other	3,493	1,563
Total Non-Interest Expense	12,019	14,218
Income Before Income Taxes	11,208	10,347
Provision for Income Taxes	4,036	3,944
Net Income	$ 7,172	$ 6,403
Basic Earnings Per Common Share (in dollars per share)	$ 9.06	$ 8.15

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Consolidated Statements of Comprehensive Income (Unaudited) [Abstract]
Net Income	$ 7,172	$ 6,403
Other Comprehensive Income
Increase in Net Unrealized Gain on Available-for-Sale Securities	4,195	1,627
Deferred Tax Expense Related to Unrealized Gains	(1,764)	(684)
Reclassification Adjustment for Realized Gains on Available-for-Sale Securities Included in Net Income	289	(1)
Deferred Tax Benefit Related to Reclassification Adjustment	(121)	0
Change in Net Unrealized Gain on Available-for-Sale Securities, Net of Tax	2,599	942
Total Other Comprehensive Income	2,599	942
Comprehensive Income	$ 9,771	$ 7,345

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Total
Balance at Dec. 31, 2014	$ 8	$ 77,804	$ 152,833	$ 2,533	$ 233,178
Balance (in shares) at Dec. 31, 2014	784,082
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	$ 0	0	6,403	0	6,403
Issuance of Common Stock	$ 0	765	0	0	765
Issuance of Common Stock (in shares)	1,700
Change in Net Unrealized Gains on Securities Available-for-Sale, net of tax	$ 0	0	0	942	942
Balance at Mar. 31, 2015	$ 8	78,569	159,236	3,475	$ 241,288
Balance (in shares) at Mar. 31, 2015	785,782				785,782
Balance at Dec. 31, 2015	$ 8	81,164	170,068	595	$ 251,835
Balance (in shares) at Dec. 31, 2015	790,787				790,787
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	$ 0	0	7,172	0	$ 7,172
Issuance of Common Stock	$ 0	840	0	0	840
Issuance of Common Stock (in shares)	1,600
Change in Net Unrealized Gains on Securities Available-for-Sale, net of tax	$ 0	0	0	2,599	2,599
Balance at Mar. 31, 2016	$ 8	$ 82,004	$ 177,240	$ 3,194	$ 262,446
Balance (in shares) at Mar. 31, 2016	792,387				792,387

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Operating Activities:
Net Income	$ 7,172	$ 6,403
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:
Provision for Credit Losses	2,600	600
Depreciation and Amortization	478	363
Net Amortization of Investment Security Premiums & Discounts	370	375
Net Loss (Gain) on Sale of Investment Securities	289	(1)
Net Gain on Sale of Other Real Estate	(5,684)	0
Net Change in Operating Assets & Liabilities:
Net Decrease in Interest Receivable and Other Assets	5,371	1,872
Net Decrease in Interest Payable and Other Liabilities	(3,759)	(1,965)
Net Cash Provided by Operating Activities	6,837	7,647
Investing Activities:
Purchase of Investment Securities Available-for-Sale	(118,395)	(19,814)
Proceeds from Sold, Matured or Called Securities Available-for-Sale	141,589	22,629
Purchase of Investment Securities Held-to-Maturity	(1,012)	(205)
Proceeds from Matured or Called Securities Held-to-Maturity	863	587
Net Loans & Leases Paid, Originated or Acquired	3,244	6,895
Principal Collected on Loans & Leases Previously Charged Off	50	2,968
Additions to Premises and Equipment	(247)	(1,235)
Purchase of Other Investments	(5,131)	(361)
Proceeds from Sale of Other Real Estate	7,540	0
Net Cash Provided by Investing Activities	28,501	11,464
Financing Activities:
Net (Decrease) Increase in Deposits	(21,068)	47,700
Net Cash Provided by Financing Activities	(21,068)	47,700
Increase in Cash and Cash Equivalents	14,270	66,811
Cash and Cash Equivalents at Beginning of Period	59,446	77,125
Cash and Cash Equivalents at End of Period	73,716	143,936
Supplementary Data
Cash Payments Made for Income Taxes	261	85
Issuance of Common Stock to the Bank's Non-Qualified Retirement Plans	840	765
Interest Paid	$ 962	$ 737

Significant Accounting Policies

Significant Accounting Policies	3 Months Ended
Significant Accounting Policies	Mar. 31, 2016
Significant Accounting Policies [Abstract]
Significant Accounting Policies	1. Significant Accounting Policies Farmers & Merchants Bancorp (the “Company”) was organized March 10, 1999. Primary operations are related to traditional banking activities through its subsidiary Farmers & Merchants Bank of Central California (the “Bank”) which was established in 1916. The Bank’s wholly owned subsidiaries include Farmers & Merchants Investment Corporation and Farmers/Merchants Corp. Farmers & Merchants Investment Corporation has been dormant since 1991. Farmers/Merchants Corp. acts as trustee on deeds of trust originated by the Bank. The Company’s other subsidiaries include F & M Bancorp, Inc. and FMCB Statutory Trust I. F & M Bancorp, Inc. was created in March 2002 to protect the name F & M Bank. During 2002, the Company completed a fictitious name filing in California to begin using the streamlined name “F & M Bank” as part of a larger effort to enhance the Company’s image and build brand name recognition. In December 2003, the Company formed a wholly owned subsidiary, FMCB Statutory Trust I. FMCB Statutory Trust I is a non-consolidated subsidiary per Generally Accepted Accounting Principles in the United States of America (“U.S. GAAP”) and was formed for the sole purpose of issuing Trust Preferred Securities and related subordinated debentures. The accounting and reporting policies of the Company conform to U.S. GAAP and prevailing practice within the banking industry. The following is a summary of the significant accounting and reporting policies used in preparing the consolidated financial statements. Basis of Presentation The accompanying consolidated financial statements and notes thereto have been prepared in accordance with accounting principles generally accepted in the United States of America for financial information. These statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10-Q. Accordingly, certain disclosures normally presented in the notes to the annual consolidated financial statements prepared in accordance with U.S. GAAP have been omitted. The Company believes that the disclosures are adequate to make the information not misleading. These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. The results of operations for the three-month period ended March 31, 2016 may not necessarily be indicative of future operating results. The accompanying consolidated financial statements include the accounts of the Company and the Company’s wholly owned subsidiaries, F & M Bancorp, Inc. and the Bank, along with the Bank’s wholly owned subsidiaries, Farmers & Merchants Investment Corporation and Farmers/Merchants Corp. Significant inter-company transactions have been eliminated in consolidation. The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. Certain amounts in the prior years' financial statements and related footnote disclosures have been reclassified to conform to the current-year presentation. These reclassifications had no effect on previously reported net income or total shareholders’ equity. In the opinion of management, the accompanying consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments), which are necessary for a fair presentation of financial results for the periods presented. Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, the Company has defined cash and cash equivalents as those amounts included in the balance sheet captions Cash and Due from Banks, Interest Bearing Deposits with Banks, Federal Funds Sold and Securities Purchased Under Agreements to Resell. For these instruments, the carrying amount is a reasonable estimate of fair value. Investment Securities Investment securities are classified at the time of purchase as held-to-maturity (“HTM”) if it is management’s intent and the Company has the ability to hold the securities until maturity. These securities are carried at cost, adjusted for amortization of premium and accretion of discount using a level yield of interest over the estimated remaining period until maturity. Losses, reflecting a decline in value judged by the Company to be other than temporary, are recognized in the period in which they occur. Securities are classified as available-for-sale (“AFS”) if it is management’s intent, at the time of purchase, to hold the securities for an indefinite period of time and/or to use the securities as part of the Company’s asset/liability management strategy. These securities are reported at fair value with aggregate unrealized gains or losses excluded from income and included as a separate component of shareholders’ equity, net of related income taxes. Fair values are based on quoted market prices or broker/dealer price quotations on a specific identification basis. Gains or losses on the sale of these securities are computed using the specific identification method. Trading securities, if any, are acquired for short-term appreciation and are recorded in a trading portfolio and are carried at fair value, with unrealized gains and losses recorded in non-interest income. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) OTTI related to credit loss, which must be recognized in the income statement; and (2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. Loans & Leases Loans & leases are reported at the principal amount outstanding net of unearned discounts and deferred loan & lease fees and costs. Interest income on loans & leases is accrued daily on the outstanding balances using the simple interest method. Loan & lease origination fees are deferred and recognized over the contractual life of the loan or lease as an adjustment to the yield. Loans & leases are placed on non-accrual status when the collection of principal or interest is in doubt or when they become past due for 90 days or more unless they are both well-secured and in the process of collection. For this purpose, a loan or lease is considered well-secured if it is collateralized by property having a net realizable value in excess of the amount of the loan or lease or is guaranteed by a financially capable party. When a loan or lease is placed on non-accrual status, the accrued and unpaid interest receivable is reversed and charged against current income; thereafter, interest income is recognized only as it is collected in cash. Additionally, cash would be applied to principal if all principal was not expected to be collected. Loans & leases placed on non-accrual status are returned to accrual status when the loans or leases are paid current as to principal and interest and future payments are expected to be made in accordance with the contractual terms of the loan or lease. A loan or lease is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the original agreement. Impaired loans & leases are either: (1) non-accrual loans & leases; or (2) restructured loans & leases that are still accruing interest. Loans or leases determined to be impaired are individually evaluated for impairment. When a loan or lease is impaired, the Company measures impairment based on the present value of expected future cash flows discounted at the loan or lease's effective interest rate, except that as a practical expedient, it may measure impairment based on a loan or lease's observable market price, or the fair value of the collateral if the loan or lease is collateral dependent. A loan or lease is collateral dependent if the repayment of the loan or lease is expected to be provided solely by the underlying collateral. A restructuring of a loan or lease constitutes a troubled debt restructuring (“TDR”) if the Company for economic or legal reasons related to the borrower’s (the term “borrower” is used herein to describe a customer who has entered into either a loan or lease transaction) financial difficulties grants a concession to the borrower that it would not otherwise consider. Restructured loans & leases typically present an elevated level of credit risk as the borrowers are not able to perform according to the original contractual terms. If the restructured loan or lease was current on all payments at the time of restructure and management reasonably expects the borrower will continue to perform after the restructure, management may keep the loan or lease on accrual. Loans & leases that are on nonaccrual status at the time they become TDR, remain on nonaccrual status until the borrower demonstrates a sustained period of performance, which the Company generally believes to be six consecutive months of payments, or equivalent. A loan or lease can be removed from TDR status if it was restructured at a market rate in a prior calendar year and is currently in compliance with its modified terms. However, these loans or leases continue to be classified as impaired and are individually evaluated for impairment as described above. Generally, the Company will not restructure loans or leases for borrowers unless: (1) the existing loan or lease is brought current as to principal and interest payments; and (2) the restructured loan or lease can be underwritten to reasonable underwriting standards. If these standards are not met other actions will be pursued (e.g., foreclosure) to collect outstanding loan or lease amounts. After restructure a determination is made whether the loan or lease will be kept on accrual status based upon the underwriting and historical performance of the restructured credit. Allowance for Credit Losses The allowance for credit losses is an estimate of probable incurred credit losses inherent in the Company's loan & lease portfolio as of the balance sheet date. The allowance is established through a provision for credit losses, which is charged to expense. Additions to the allowance are expected to maintain the adequacy of the total allowance after credit losses and loan & lease growth. Credit exposures determined to be uncollectible are charged against the allowance. Cash received on previously charged off amounts is recorded as a recovery to the allowance. The overall allowance consists of three primary components: specific reserves related to impaired loans & leases; general reserves for inherent losses related to loans & leases that are not impaired; and an unallocated component that takes into account the imprecision in estimating and allocating allowance balances associated with macro factors. The determination of the general reserve for loans & leases that are collectively evaluated for impairment is based on estimates made by management, to include, but not limited to, consideration of historical losses by portfolio segment, internal asset classifications, qualitative factors that include economic trends in the Company's service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company's underwriting policies, the character of the loan & lease portfolio, and probable losses inherent in the portfolio taken as a whole. The Company maintains a separate allowance for each portfolio segment (loan & lease type). These portfolio segments include: (1) commercial real estate; (2) agricultural real estate; (3) real estate construction (including land and development loans); (4) residential 1 st The Company assigns a risk rating to all loans & leases and periodically performs detailed reviews of all such loans & leases over a certain threshold to identify credit risks and assess overall collectability. For smaller balance loans & leases, such as consumer and residential real estate, a credit grade is established at inception, and then updated only when the loan or lease becomes contractually delinquent or when the borrower requests a modification. For larger balance loans, management monitors and analyzes the financial condition of borrowers and guarantors, trends in the industries in which borrowers operate and the fair values of collateral securing these loans & leases. These credit quality indicators are used to assign a risk rating to each individual loan or lease. These risk ratings are also subject to examination by independent specialists engaged by the Company. The risk ratings can be grouped into five major categories, defined as follows: Pass – A pass loan or lease is a strong credit with no existing or known potential weaknesses deserving of management's close attention. Special Mention – A special mention loan or lease has potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or lease or in the Company's credit position at some future date. Special mention loans & leases are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. Substandard – A substandard loan or lease is not adequately protected by the current financial condition and paying capacity of the borrower or the value of the collateral pledged, if any. Loans or leases classified as substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Well defined weaknesses include a project's lack of marketability, inadequate cash flow or collateral support, failure to complete construction on time or the project's failure to fulfill economic expectations. Doubtful – Loss – Loans or leases classified as loss are considered uncollectible. Once a loan or lease becomes delinquent and repayment becomes questionable, the Company will address collateral shortfalls with the borrower and attempt to obtain additional collateral. If this is not forthcoming and payment in full is unlikely, the Company will estimate its probable loss and immediately charge-off some or all of the balance. The general reserve component of the allowance for credit losses also consists of reserve factors that are based on management's assessment of the following for each portfolio segment: (1) inherent credit risk; (2) historical losses; and (3) other qualitative factors. These reserve factors are inherently subjective and are driven by the repayment risk associated with each portfolio segment described below: Commercial Real Estate – Commercial real estate mortgage loans are generally considered to possess a higher inherent risk of loss than the Company’s commercial, agricultural and consumer loan types. Adverse economic developments or an overbuilt market impact commercial real estate projects and may result in troubled loans. Trends in vacancy rates of commercial properties impact the credit quality of these loans. High vacancy rates reduce operating revenues and the ability for properties to produce sufficient cash flow to service debt obligations. Real Estate Construction – Real estate construction loans, including land loans, are generally considered to possess a higher inherent risk of loss than the Company’s commercial, agricultural and consumer loan types. A major risk arises from the necessity to complete projects within specified cost and time lines. Trends in the construction industry significantly impact the credit quality of these loans, as demand drives construction activity. In addition, trends in real estate values significantly impact the credit quality of these loans, as property values determine the economic viability of construction projects. Commercial – These loans are generally considered to possess a moderate inherent risk of loss because they are shorter-term; typically made to relationship customers; generally underwritten to existing cash flows of operating businesses; and may be collateralized by fixed assets, inventory and/or accounts receivable. Debt coverage is provided by business cash flows and economic trends influenced by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Agricultural Real Estate and Agricultural – These loans are generally considered to possess a moderate inherent risk of loss since they are typically made to relationship customers and are secured by crop production, livestock and related real estate. These loans are vulnerable to two risk factors that are largely outside the control of Company and borrowers: commodity prices and weather conditions. Leases – Equipment leases are generally considered to possess a moderate inherent risk of loss. As Lessor, the Company is subject to both the credit risk of the borrower and the residual value risk of the equipment. Credit risks are underwritten using the same credit criteria the Company would use when making an equipment term loan. Residual value risk is managed through the use of qualified, independent appraisers that establish the residual values the Company uses in structuring a lease. Residential 1st Mortgages and Home Equity Lines and Loans – These loans are generally considered to possess a low inherent risk of loss, although this is not always true as evidenced by the correction in residential real estate values that occurred between 2007 and 2012. The degree of risk in residential real estate lending depends primarily on the loan amount in relation to collateral value, the interest rate and the borrower's ability to repay in an orderly fashion. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends indicate that the borrowers' capacity to repay their obligations may be deteriorating. Consumer & Other – A consumer installment loan portfolio is usually comprised of a large number of small loans scheduled to be amortized over a specific period. Most installment loans are made for consumer purchases. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends indicate that the borrowers' capacity to repay their obligations may be deteriorating. At least quarterly, the Board of Directors reviews the adequacy of the allowance, including consideration of the relative risks in the portfolio, current economic conditions and other factors. If the Board of Directors and management determine that changes are warranted based on those reviews, the allowance is adjusted. In addition, the Company's and Bank's regulators, including the Federal Reserve Bank (“FRB”), the California Department of Business Oversight (“DBO”) and the Federal Deposit Insurance Corporation (“FDIC”), as an integral part of their examination process, review the adequacy of the allowance. These regulatory agencies may require additions to the allowance based on their judgment about information available at the time of their examinations. Allowance for Credit Losses on Off-Balance-Sheet Credit Exposures The Company also maintains a separate allowance for off-balance-sheet commitments. Management estimates anticipated losses using historical data and utilization assumptions. The allowance for off-balance-sheet commitments is included in Interest Payable and Other Liabilities on the Company’s Consolidated Balance Sheet. Premises and Equipment Premises, equipment, and leasehold improvements are stated at cost, less accumulated depreciation and amortization. Depreciation is computed principally by the straight line method over the estimated useful lives of the assets. Estimated useful lives of buildings range from 30 to 40 years, and for furniture and equipment from 3 to 7 years. Leasehold improvements are amortized over the lesser of the terms of the respective leases, or their useful lives, which are generally 5 to 10 years. Remodeling and capital improvements are capitalized while maintenance and repairs are charged directly to occupancy expense. Other Real Estate Other real estate, which is included in other assets, is expected to be sold and is comprised of properties no longer utilized for business operations and property acquired through foreclosure in satisfaction of indebtedness. These properties are recorded at fair value less estimated selling costs upon acquisition. Revised estimates to the fair value less cost to sell are reported as adjustments to the carrying amount of the asset, provided that such adjusted value is not in excess of the carrying amount at acquisition. Initial losses on properties acquired through full or partial satisfaction of debt are treated as credit losses and charged to the allowance for credit losses at the time of acquisition. Subsequent declines in value from the recorded amounts, routine holding costs, and gains or losses upon disposition, if any, are included in non-interest expense as incurred. Income Taxes The Company uses the liability method of accounting for income taxes. This method results in the recognition of deferred tax assets and liabilities that are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. The deferred provision for income taxes is the result of the net change in the deferred tax asset and deferred tax liability balances during the year. This amount combined with the current taxes payable or refundable results in the income tax expense for the current year. The Company follows the standards set forth in the “Income Taxes” topic of the Financial Accounting Standards Board (“FASB”) Accounting Standard Codification (“ASC”), which clarifies the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. This standard prescribes a recognition threshold and measurement standard for the financial statement recognition and measurement of an income tax position taken or expected to be taken in a tax return. It also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. The Company accounts for leases with Investment Tax Credits (ITC) under the deferred method as established in ASC 740-10. ITC are viewed and accounted for as a reduction of the cost of the related assets and presented as deferred income on the Company’s financial statement. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceed the amount measured as described above would be reflected as a liability for unrecognized tax benefits in the consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest expense and penalties associated with unrecognized tax benefits, if any, are included in the provision for income taxes in the Unaudited Consolidated Statements of Income. As of March 31, 2016 and 2015, the Company had no interest expense or penalties associated with unrecognized tax benefits. Basic Earnings Per Common Share The Company’s common stock is not traded on any exchange. The shares are primarily held by local residents and are not actively traded. Basic earnings per common share amounts are computed by dividing net income by the weighted average number of common shares outstanding for the period. There are no common stock equivalent shares. Therefore, there is no presentation of diluted basic earnings per common share. See Note 6 for additional information. Segment Reporting The “Segment Reporting” topic of the FASB ASC requires that public companies report certain information about operating segments. It also requires that public companies report certain information about their products and services, the geographic areas in which they operate, and their major customers. The Company is a holding company for a community bank, which offers a wide array of products and services to its customers. Pursuant to its banking strategy, emphasis is placed on building relationships with its customers, as opposed to building specific lines of business. As a result, the Company is not organized around discernible lines of business and prefers to work as an integrated unit to customize solutions for its customers, with business line emphasis and product offerings changing over time as needs and demands change. Therefore, the Company only reports one segment. Low Income Housing Tax Credit Investments (LIHTC) The Company accounts for its interest in LIHTC using the cost method as established in ASC 323-740. As an investor, the Company obtains income tax credits and deductions from the operating losses of these tax credit entities. The income tax credits and deductions are allocated to the investors based on their ownership percentages and are recorded as a reduction of income tax expense (or an increase to income tax benefit) and a reduction of federal income taxes payable. Comprehensive Income The “Comprehensive Income” topic of the FASB ASC establishes standards for the reporting and display of comprehensive income and its components in the financial statements. Other comprehensive income (loss) refers to revenues, expenses, gains, and losses that U.S. GAAP recognize as changes in value to an enterprise but are excluded from net income. For the Company, comprehensive income includes net income and changes in fair value of its available-for-sale investment securities. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the financial statements.

Investment Securities

Investment Securities	3 Months Ended
Investment Securities	Mar. 31, 2016
Investment Securities [Abstract]
Investment Securities	2. Investment Securities The amortized cost, fair values, and unrealized gains and losses of the securities available-for-sale ( in thousands): Amortized Gross Unrealized Fair/Book March 31, 2016 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 63,157 $ 190 $ 1 $ 63,346 US Treasury Notes 65,571 217 - 65,788 Mortgage Backed Securities (1) 207,021 5,113 7 212,127 Other 510 - - 510 Total $ 336,259 $ 5,520 $ 8 $ 341,771 Amortized Gross Unrealized Fair/Book December 31, 2015 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 33,536 $ 134 $ 419 $ 33,251 US Treasury Notes 73,048 - 164 72,884 Mortgage Backed Securities (1) 261,016 2,708 1,231 262,493 Other 509 - - 509 Total $ 368,109 $ 2,842 $ 1,814 $ 369,137 Amortized Gross Unrealized Fair/Book March 31, 2015 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 68,064 $ 69 $ 1 $ 68,132 US Treasury Notes 19,818 148 - 19,966 Mortgage Backed Securities (1) 270,820 5,977 196 276,601 Other 485 - - 485 Total $ 359,187 $ 6,194 $ 197 $ 365,184 (1) The book values, estimated fair values and unrealized gains and losses of investments classified as held-to-maturity (in thousands): Book Gross Unrealized Fair March 31, 2016 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,535 $ 1,357 $ - $ 62,892 Total $ 61,535 $ 1,357 $ - $ 62,892 Book Gross Unrealized Fair December 31, 2015 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,396 $ 993 $ 1 $ 62,388 Total $ 61,396 $ 993 $ 1 $ 62,388 Book Gross Unrealized Fair March 31, 2015 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,324 $ 766 $ 11 $ 62,079 Other 2,139 - - 2,139 Total $ 63,463 $ 766 $ 11 $ 64,218 Fair values are based on quoted market prices or dealer quotes. If a quoted market price or dealer quote is not available, fair value is estimated using quoted market prices for similar securities. The amortized cost and estimated fair values of investment securities at March 31, 2016 by contractual maturity are shown in the following table (in thousands): Available-for-Sale Held-to-Maturity March 31, 2016 Amortized Cost Fair/Book Value Book Value Fair Value Within one year $ 60,504 $ 60,503 $ 225 $ 225 After one year through five years 68,734 69,141 12,034 12,087 After five years through ten years - - 11,425 11,615 After ten years - - 37,851 38,965 129,238 129,644 61,535 62,892 Investment securities not due at a single maturity date: Mortgage-backed securities 207,021 212,127 - - Total $ 336,259 $ 341,771 $ 61,535 $ 62,892 Expected maturities of mortgage-backed securities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. The following tables show those investments with gross unrealized losses and their market value aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at the dates indicated (in thousands) Less Than 12 Months 12 Months or More Total March 31, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 39,996 $ 1 $ - $ - $ 39,996 $ 1 Mortgage Backed Securities 1,529 7 - - 1,529 7 Total $ 41,525 $ 8 $ - $ - $ 41,525 $ 8 Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 29,944 $ 419 $ - $ - $ 29,944 $ 419 US Treasury Notes 44,887 164 - - 44,887 164 Mortgage Backed Securities 78,899 1,089 7,277 142 86,176 1,231 Total $ 153,730 $ 1,672 $ 7,277 $ 142 $ 161,007 $ 1,814 Securities Held-to-Maturity Obligations of States and Political Subdivisions $ 839 $ 1 $ - $ - $ 839 $ 1 Total $ 839 $ 1 $ - $ - $ 839 $ 1 Less Than 12 Months 12 Months or More Total March 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 24,998 $ 1 $ - $ - $ 24,998 $ 1 Mortgage Backed Securities 13,033 28 25,942 168 38,975 196 Total $ 38,031 $ 29 $ 25,942 $ 168 $ 63,973 $ 197 Securities Held-to-Maturity Obligations of States and Political Subdivisions $ 1,340 $ 11 $ - $ - $ 1,340 $ 11 Total $ 1,340 $ 11 $ - $ - $ 1,340 $ 11 As of March 31, 2016, the Company held 227 investment securities of which 3 were in a loss position for less than twelve months. No securities were in a loss position for twelve months or more. Management periodically evaluates each investment security for other-than-temporary impairment relying primarily on industry analyst reports and observations of market conditions and interest rate fluctuations. Management believes it will be able to collect all amounts due according to the contractual terms of the underlying investment securities. Securities of Government Agency and Government Sponsored Entities – At March 31, 2016, 2 securities of government agency and government sponsored entities were in a loss position for less than 12 months. No securities were in a loss position for 12 months or more. The unrealized losses on the Company's investments in securities of government agency and government sponsored entities were $1,000 at March 31, 2016, $419,000 at December 31, 2015 and $1,000, at March 31, 2015. The unrealized loss was caused by interest rate fluctuations. Repayment of these investments is guaranteed by an agency or government sponsored entity of the U.S. government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company's investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the securities and it is more likely than not that the Company will not have to sell the securities before recovery of their cost basis, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2016, December 31, 2015, and March 31, 2015. Mortgage Backed Securities – At March 31, 2016, 1 mortgage backed security investment was in a loss position for less than 12 months and none were in a loss position for 12 months or more. The unrealized losses on the Company's investment in mortgage backed securities were $7,000, $1.2 million, and $196,000 at March 31, 2016, December 31, 2015, and March 31, 2015, respectively. The unrealized losses on the Company’s investment in mortgage backed securities were caused by interest rate fluctuations. The contractual cash flows of these investments are guaranteed by an agency or government sponsored entity of the U.S. government. Accordingly, it is expected that the securities would not be settled at a price less than the amortized cost of the Company's investment. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the securities and it is more likely than not that the Company will not have to sell the securities before recovery of their cost basis, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2016, December 31, 2015 and March 31, 2015, respectively. Obligations of States and Political Subdivisions - At March 31, 2016, no obligations of states and political subdivisions were in a loss position for less than 12 months. None were in a loss position for 12 months or more. As of March 31, 2016, over ninety-eight percent of the Company’s bank-qualified municipal bond portfolio is rated at either the issue or issuer level, and all of these ratings are “investment grade.” The Company monitors the status of the two percent of the portfolio that is not rated and at the current time does not believe any of them to be exhibiting financial problems that could result in a loss in any individual security. The unrealized losses on the Company’s investment in obligations of states and political subdivisions were $0, $1,400, and $11,000 at March 31, 2016, December 31, 2015 and March 31, 2015, respectively. Management believes that any unrealized losses on the Company's investments in obligations of states and political subdivisions were primarily caused by interest rate fluctuations. The contractual terms of these investments do not permit the issuer to settle the securities at a price less than the amortized cost of the investment. Because the Company does not intend to sell the securities and it is more likely than not that the Company will not have to sell the securities before recovery of their cost basis, the Company does not consider these investments to be other-than-temporarily impaired at March 31, 2016, December 31, 2015 and March 31, 2015, respectively. U.S. Treasury Notes – At March 31, 2016, no U.S. Treasury Note security investments were in a loss position for less than 12 months and none were in a loss position for 12 months or more. The unrealized losses on the Company's investment in US treasury notes were $0 at March 31, 2016 and $164,000 at December 31, 2015. The Company did not hold any U.S. treasury notes at March 31, 2015. The unrealized losses were caused by interest rate fluctuations. Because the decline in market value is attributable to changes in interest rates and not credit quality, and because the Company does not intend to sell the securities and it is more likely than not that the Company will not have to sell the securities before recovery of their cost basis, the Company did not consider these investments to be other-than-temporarily impaired at March 31 2016 and December 31, 2015. Proceeds from sales and calls of securities were as follows: (in thousands) Proceeds Gains Losses Three Months Ended March 31, 2016 $ 102,895 $ 244 $ 533 Three Months Ended March 31, 2015 $ 475 $ 1 $ - Pledged Securities As of March 31, 2016, securities carried at $184.9 million were pledged to secure public deposits, Federal Home Loan Bank (“FHLB”) borrowings, and other government agency deposits as required by law. This amount was $189.2 million at December 31, 2015, and $196.4 million at March 31, 2015.

Loans & Leases and Allowance fo

Loans & Leases and Allowance for Credit Losses	3 Months Ended
Loans & Leases and Allowance for Credit Losses	Mar. 31, 2016
Loans & Leases and Allowance for Credit Losses [Abstract]
Loans & Leases and Allowance for Credit Losses	3. Loans & Leases and Allowance for Credit Losses The following tables show the allocation of the allowance for credit losses by portfolio segment and by impairment methodology at the dates indicated (in thousands) March 31, 2016 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2016 $ 10,063 $ 6,881 $ 2,485 $ 789 $ 2,146 $ 6,308 $ 7,836 $ 175 $ 3,294 $ 1,546 $ 41,523 Charge-Offs - - - - (19 ) - - (25 ) - - (44 ) Recoveries 2 - - 6 2 - 27 13 - - 50 Provision 34 2,281 109 1 (65 ) (404 ) (138 ) 24 (55 ) 813 2,600 Ending Balance- March 31, 2016 $ 10,099 $ 9,162 $ 2,594 $ 796 $ 2,064 $ 5,904 $ 7,725 $ 187 $ 3,239 $ 2,359 $ 44,129 Ending Balance Individually Evaluated for Impairment 59 - - 66 65 115 757 26 - - 1,088 Ending Balance Collectively Evaluated for Impairment 10,040 9,162 2,594 730 1,999 5,789 6,968 161 3,239 2,359 43,041 Loans: Ending Balance $ 611,511 $ 432,281 $ 166,455 $ 212,205 $ 31,639 $ 253,655 $ 213,479 $ 7,066 $ 64,780 $ - $ 1,993,071 Ending Balance Individually Evaluated for Impairment 3,376 163 - 1,944 1,513 605 4,714 30 - - 12,345 Ending Balance Collectively Evaluated for Impairment $ 608,135 $ 432,118 $ 166,455 $ 210,261 $ 30,126 $ 253,050 $ 208,765 $ 7,036 $ 64,780 $ - $ 1,980,726 December 31, 2015 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2015 $ 7,842 $ 4,185 $ 1,669 $ 1,022 $ 2,426 $ 6,104 $ 8,195 $ 218 $ 2,211 $ 1,529 $ 35,401 Charge-Offs - - - - - - (12 ) (84 ) - - (96 ) Recoveries 2,939 - 2,225 8 87 4 136 69 - - 5,468 Provision (718 ) 2,696 (1,409 ) (241 ) (367 ) 200 (483 ) (28 ) 1,083 17 750 Ending Balance- December 31, 2015 $ 10,063 $ 6,881 $ 2,485 $ 789 $ 2,146 $ 6,308 $ 7,836 $ 175 $ 3,294 $ 1,546 $ 41,523 Ending Balance Individually Evaluated for Impairment 61 - - 69 35 115 905 28 - - 1,213 Ending Balance Collectively Evaluated for Impairment 10,002 6,881 2,485 720 2,111 6,193 6,931 147 3,294 1,546 40,310 Loans & Leases: Ending Balance $ 603,650 $ 424,034 $ 151,974 $ 206,405 $ 33,056 $ 293,966 $ 210,804 $ 6,592 $ 65,878 $ - $ 1,996,359 Ending Balance Individually Evaluated for Impairment 3,420 - - 2,010 1,214 606 4,760 34 - - 12,044 Ending Balance Collectively Evaluated for Impairment 600,230 424,034 151,974 204,395 31,842 293,360 206,044 6,558 65,878 - 1,984,315 March 31, 2015 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2015 $ 7,842 $ 4,185 $ 1,669 $ 1,022 $ 2,426 $ 6,104 $ 8,195 $ 218 $ 2,211 $ 1,529 $ 35,401 Charge-Offs - - - - - - (12 ) (17 ) - - (29 ) Recoveries 2,938 - - - 5 1 2 22 - - 2,968 Provision (2,826 ) 2,716 247 (349 ) (335 ) (1,503 ) 756 (11 ) 288 1,617 600 Ending Balance- March 31, 2015 $ 7,954 $ 6,901 $ 1,916 $ 673 $ 2,096 $ 4,602 $ 8,941 $ 212 $ 2,499 $ 3,146 $ 38,940 Ending Balance Individually Evaluated for Impairment 61 - - 72 53 129 1,118 37 - - 1,470 Ending Balance Collectively Evaluated for Impairment 7,893 6,901 1,916 601 2,043 4,473 7,823 175 2,499 3,146 37,470 Loans: Ending Balance $ 529,550 $ 351,866 $ 101,616 $ 182,431 $ 31,724 $ 216,231 $ 236,141 $ 4,915 $ 50,846 $ - $ 1,705,320 Ending Balance Individually Evaluated for Impairment 3,573 - 4,363 2,080 1,668 457 4,840 44 - - 17,025 Ending Balance Collectively Evaluated for Impairment $ 525,977 $ 351,866 $ 97,253 $ 180,351 $ 30,056 $ 215,774 $ 231,301 $ 4,871 $ 50,846 $ - $ 1,688,295 The ending balance of loans individually evaluated for impairment includes restructured loans in the amount of $5.3 million at March 31, 2016, $4.9 million at December 31, 2015 and $9.8 million at March 31, 2015, which are no longer disclosed or classified as TDRs. The following tables show the loan & lease portfolio allocated by management’s internal risk ratings at the dates indicated (in thousands) March 31, 2016 Pass Special Mention Substandard Total Loans & Leases Loans & Leases: Commercial Real Estate $ 602,242 $ 8,573 $ 696 $ 611,511 Agricultural Real Estate 429,785 2,496 - 432,281 Real Estate Construction 164,895 1,560 - 166,455 Residential 1st Mortgages 210,884 410 911 212,205 Home Equity Lines & Loans 30,701 72 866 31,639 Agricultural 252,387 638 630 253,655 Commercial 202,878 7,582 3,019 213,479 Consumer & Other 6,856 - 210 7,066 Leases 60,441 4,339 - 64,780 Total $ 1,961,069 $ 25,670 $ 6,332 $ 1,993,071 December 31, 2015 Pass Special Mention Substandard Total Loans Loans & Leases: Commercial Real Estate $ 595,011 $ 7,917 $ 722 $ 603,650 Agricultural Real Estate 424,034 - - 424,034 Real Estate Construction 150,379 1,595 - 151,974 Residential 1st Mortgages 205,135 413 857 206,405 Home Equity Lines and Loans 32,419 75 562 33,056 Agricultural 293,325 9 632 293,966 Commercial 199,467 8,160 3,177 210,804 Consumer & Other 6,411 - 181 6,592 Leases 65,878 - - 65,878 Total $ 1,972,059 $ 18,169 $ 6,131 $ 1,996,359 March 31, 2015 Pass Special Mention Substandard Total Loans & Leases Loans & Leases: Commercial Real Estate $ 520,613 $ 8,834 $ 103 $ 529,550 Agricultural Real Estate 351,866 - - 351,866 Real Estate Construction 99,920 1,696 - 101,616 Residential 1st Mortgages 181,021 744 666 182,431 Home Equity Lines & Loans 30,772 83 869 31,724 Agricultural 215,507 453 271 216,231 Commercial 220,491 12,086 3,564 236,141 Consumer & Other 4,687 - 228 4,915 Leases 50,846 - - 50,846 Total $ 1,675,723 $ 23,896 $ 5,701 $ 1,705,320 See “Note 1. Significant Accounting Policies - Allowance for Credit Losses” for a description of the internal risk ratings used by the Company. There were no loans or leases outstanding at March 31, 2016, December 31, 2015, and March 31, 2015, rated doubtful or loss. The following tables show an aging analysis of the loan & lease portfolio by the time past due at the dates indicated (in thousands) March 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 696 $ - $ - $ - $ 696 $ 610,815 $ 611,511 Agricultural Real Estate - - - 163 163 432,118 432,281 Real Estate Construction - - - - - 166,455 166,455 Residential 1st Mortgages - - - 62 62 212,143 212,205 Home Equity Lines & Loans - - - 564 564 31,075 31,639 Agricultural - - - - - 253,655 253,655 Commercial - - - 1,499 1,499 211,980 213,479 Consumer & Other 5 - - 9 14 7,052 7,066 Leases - - - - - 64,780 64,780 Total $ 701 $ - $ 2,297 $ 2,998 $ 1,990,073 $ 1,993,071 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 705 $ - $ - $ 19 $ 724 $ 602,926 $ 603,650 Agricultural Real Estate - - - - - 424,034 424,034 Real Estate Construction - - - - - 151,974 151,974 Residential 1st Mortgages 97 194 - 65 356 206,049 206,405 Home Equity Lines and Loans - - - 538 538 32,518 33,056 Agricultural - - - - - 293,966 293,966 Commercial - - - 1,524 1,524 209,280 210,804 Consumer & Other 7 - - 10 17 6,575 6,592 Leases - - - - - 65,878 65,878 Total $ 809 $ 194 $ - $ 2,156 $ 3,159 $ 1,993,200 $ 1,996,359 March 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 719 $ - $ - $ 103 $ 822 $ 528,728 $ 529,550 Agricultural Real Estate - - - - - 351,866 351,866 Real Estate Construction - - - - - 101,616 101,616 Residential 1st Mortgages 99 - - 74 173 182,258 182,431 Home Equity Lines & Loans - - - 616 616 31,108 31,724 Agricultural - - - 14 14 216,217 216,231 Commercial - - - 1,573 1,573 234,568 236,141 Consumer & Other 9 - - 13 22 4,893 4,915 Leases - - - - - 50,846 50,846 Total $ 827 $ - $ 2,393 $ 3,220 $ 1,702,100 $ 1,705,320 The following tables show information related to impaired loans & leases for the periods indicated (in thousands) March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 80 $ 80 $ - $ 91 $ 2 Agricultural Real Estate 163 163 - 82 3 Residential 1st Mortgages 329 371 - 440 2 Home Equity Lines & Loans 725 796 - 653 - Agricultural 193 193 - 193 - Commercial 3,083 3,083 - 3,093 33 $ 4,573 $ 4,686 $ - $ 4,552 $ 40 With an allowance recorded: Residential 1st Mortgages $ 242 $ 282 $ 12 $ 295 $ 3 Home Equity Lines & Loans 218 231 35 176 1 Agricultural 413 413 115 413 6 Commercial 1,631 1,789 757 1,644 6 Consumer & Other 26 31 26 30 - $ 2,530 $ 2,746 $ 945 $ 2,558 $ 16 Total $ 7,103 $ 7,432 $ 945 $ 7,110 $ 56 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 102 $ 104 $ - $ 479 $ 7 Residential 1st Mortgages 551 618 - 560 16 Home Equity Lines and Loans 581 646 - 620 3 Agricultural 193 193 - 105 3 Commercial 3,103 3,103 - 2,349 85 $ 4,530 $ 4,664 $ - $ 4,113 $ 114 With an allowance recorded: Residential 1st Mortgages $ 348 $ 420 $ 17 $ 354 $ 16 Home Equity Lines and Loans 134 151 7 136 5 Agricultural 412 413 115 431 28 Commercial 1,657 1,798 905 2,456 31 Consumer & Other 34 40 29 39 3 $ 2,585 $ 2,822 $ 1,073 $ 3,416 $ 83 Total $ 7,115 $ 7,486 $ 1,073 $ 7,529 $ 197 March 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 192 $ 192 $ - $ 96 $ 2 Residential 1st Mortgages 569 632 - 285 4 Home Equity Lines & Loans 661 701 - 331 1 Agricultural 14 27 - 7 - Commercial 48 48 - 24 1 $ 1,484 $ 1,600 $ - $ 743 $ 8 With an allowance recorded: Residential 1st Mortgages $ 359 $ 429 $ 18 648 $ 4 Home Equity Lines & Loans 138 156 7 545 1 Agricultural 443 443 129 452 7 Commercial 4,793 4,889 1,118 4,768 25 Consumer & Other 43 49 37 45 1 $ 5,776 $ 5,966 $ 1,309 $ 6,458 $ 38 Total $ 7,260 $ 7,566 $ 1,309 $ 7,201 $ 46 Total recorded investment shown in the prior tables will not equal the total ending balance of loans & leases individually evaluated for impairment on the allocation of allowance tables. This is because the calculation of recorded investment takes into account charge-offs, net unamortized loan & lease fees & costs, unamortized premium or discount, and accrued interest. This table also excludes impaired loans that were previously modified in a troubled debt restructuring, are currently performing and are no longer disclosed or classified as TDRs. At March 31, 2016, the Company allocated $919,000 of specific reserves to $6.4 million of troubled debt restructured loans & leases, of which $4.8 million were performing. The Company had no commitments at March 31, 2016 to lend additional amounts to customers with outstanding loans or leases that are classified as TDRs. During the three-month period ending March 31, 2016, the terms of certain loans & leases were modified as troubled debt restructurings. The modification of the terms of such loans & leases can include one or a combination of the following: a reduction of the stated interest rate; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan were for 5 years. Modifications involving an extension of the maturity date were for 10 years. The following table presents loans or leases by class modified as TDRs during the three-month period ended March 31, 2016 (in thousands) March 31, 2016 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Home Equity Lines & Loans 2 $ 305 $ 286 Total 2 $ 305 $ 286 The TDRs described above decreased the allowance for credit losses by $17,000 and resulted in charge-offs of $20,000 for the three months ended March 31, 2016. During the three-months ended March 31, 2016, there were no payment defaults on loans or leases modified as troubled debt restructurings within twelve months following the modification. The Company considers a loan or lease to be in payment default once it is greater than 90 days contractually past due under the modified terms. At December 31, 2015, the Company allocated $1.1 million of specific reserves to $6.6 million of troubled debt restructured loans, of which $5.0 million were performing. The Company had no commitments at December 31, 2015 to lend additional amounts to customers with outstanding loans that are classified as troubled debt restructurings. During the period ending December 31, 2015, the terms of certain loans were modified as troubled debt restructurings. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan were for periods ranging from 4 to 30 years. Modifications involving an extension of the maturity date were for periods ranging from 6 months to 30 years. The following table presents loans by class modified as troubled debt restructured loans for the period ended December 31, 2015 (in thousands) December 31, 2015 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Agricultural 1 $ 194 $ 194 Commercial 1 131 119 Total 2 $ 325 $ 313 The troubled debt restructurings described above increased the allowance for credit losses by $70,000 and resulted in charge-offs of $12,000 for the twelve months ended December 31, 2015. During the period ended December 31, 2015, there were no payment defaults on loans modified as troubled debt restructurings within twelve months following the modification. The Company considers a loan to be in payment default once it is greater than 90 days contractually past due under the modified terms. At March 31, 2015, the Company allocated $1.3 million of specific reserves to $6.5 million of troubled debt restructured loans & leases, of which $4.9 million were performing. The Company had no commitments at March 31, 2015 to lend additional amounts to customers with outstanding loans or leases that are classified as TDRs. During the three-month period ending March 31, 2015, the terms of certain loans & leases were modified as troubled debt restructurings. The modification of the terms of such loans & leases can include one or a combination of the following: a reduction of the stated interest rate; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan were for 10 years. Modifications involving an extension of the maturity date were for 10 years. The following table presents loans or leases by class modified as TDRs during the three-month period ended March 31, 2015 (in thousands) March 31, 2015 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial 1 $ 131 $ 119 Total 1 $ 131 $ 119 The TDR described above increased the allowance for credit losses by $114,000 and resulted in charge-offs of $12,000 for the three months ended March 31, 2015. During the three-months ended March 31, 2015, there were no payment defaults on loans or leases modified as troubled debt restructurings within twelve months following the modification. The Company considers a loan or lease to be in payment default once it is greater than 90 days contractually past due under the modified terms.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
Fair Value Measurements	Mar. 31, 2016
Fair Value Measurements [Abstract]
Fair Value Measurements	4. Fair Value Measurements The Company follows the “Fair Value Measurement and Disclosures” topic of the FASB ASC, which establishes a framework for measuring fair value in U.S. GAAP and expands disclosures about fair value measurements. This standard applies whenever other standards require, or permit, assets or liabilities to be measured at fair value but does not expand the use of fair value in any new circumstances. In this standard, the FASB clarifies the principle that fair value should be based on the assumptions market participants would use when pricing the asset or liability. In support of this principle, this standard establishes a fair value hierarchy that prioritizes the information used to develop those assumptions. The fair value hierarchy is as follows: Level 1 inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the entity has the ability to access at the measurement date. Level 2 inputs - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets and liabilities in active markets, and inputs other than quoted prices that are observable for the asset or liability, such as interest rates and yield curves that are observable at commonly quoted intervals. Level 3 inputs - Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. Management monitors the availability of observable market data to assess the appropriate classification of financial instruments within the fair value hierarchy. Changes in economic conditions or model-based valuation techniques may require the transfer of financial instruments from one fair value level to another. In such instances, the transfer is reported at the beginning of the reporting period. Management evaluates the significance of transfers between levels based upon the nature of the financial instrument and size of the transfer relative to total assets, total liabilities or total earnings. Securities classified as AFS are reported at fair value on a recurring basis utilizing Level 1, 2 and 3 inputs. For these securities, the Company obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things. The Company does not record all loans & leases at fair value on a recurring basis. However, from time to time, a loan or lease is considered impaired and an allowance for credit losses is established. Once a loan or lease is identified as individually impaired, management measures impairment in accordance with the “Receivable” topic of the FASB ASC. The fair value of impaired loans or leases is estimated using one of several methods, including collateral value when the loan is collateral dependent, market value of similar debt, enterprise value, and discounted cash flows. Impaired loans & leases not requiring an allowance represent loans & leases for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans & leases. Impaired loans & leases where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy. Other Real Estate (“ORE”) is reported at fair value on a non-recurring basis. At March 31, 2016, formal foreclosure proceedings were in process for $538,000 of consumer mortgage loans secured by residential real estate properties. The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring basis and indicate the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value for the periods indicated. Fair Value Measurements At March 31, 2016, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 63,346 $ - $ 63,346 $ - US Treasury Notes 65,788 65,788 - - Mortgage Backed Securities 212,127 - 212,127 - Other 510 200 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 341,771 $ 65,988 $ 275,783 $ - Fair Value Measurements At December 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 33,251 $ - $ 33,251 $ - US Treasury Notes 72,884 72,884 - - Mortgage Backed Securities 262,493 - 262,493 - Other 509 199 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 369,137 $ 73,083 $ 296,054 $ - Fair Value Measurements At March 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 68,132 $ - $ 68,132 $ - US Treasury Notes 19,966 - 19,966 - Mortgage Backed Securities 276,601 - 276,601 - Other 485 175 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 365,184 $ 175 $ 365,009 $ - Fair values for Level 2 available-for-sale investment securities are based on quoted market prices for similar securities. During the quarters ended March 31, 2016 and 2015, there were no transfers in or out of Level 1, 2, or 3. The following tables present information about the Company’s other real estate and impaired loans or leases, classes of assets or liabilities that the Company carries at fair value on a non-recurring basis, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value for the periods indicated. Not all impaired loans or leases are carried at fair value. Impaired loans or leases are only included in the following tables when their fair value is based upon a current appraisal of the collateral, and if that appraisal results in a partial charge-off or the establishment of a specific reserve. Fair Value Measurements At March 31, 2016, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans Residential 1st Mortgage $ 229 $ - $ - $ 229 Home Equity Lines and Loans 365 - - 365 Agricultural 298 - - 298 Commercial 874 - - 874 Total Impaired Loans 1,766 - - 1,766 Other Real Estate Real Estate Construction 585 - - 585 Total Other Real Estate 585 - - 585 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 2,351 $ - $ - $ 2,351 Fair Value Measurements At December 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Residential 1st Mortgage $ 329 $ - $ - $ 329 Home Equity Lines and Loans 125 - - 125 Agricultural 298 - - 298 Commercial 752 - - 752 Consumer 5 - - 5 Total Impaired Loans 1,509 - - 1,509 Other Real Estate: Real Estate Construction 2,441 - - 2,441 Total Other Real Estate 2,441 - - 2,441 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 3,950 $ - $ - $ 3,950 Fair Value Measurements At March 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans Residential 1st Mortgage $ 341 $ - $ - $ 341 Home Equity Lines and Loans 130 - - 130 Agricultural 314 - - 314 Commercial 3,674 - - 3,674 Consumer 6 6 Total Impaired Loans 4,465 - - 4,465 Other Real Estate Real Estate Construction 2,441 - - 2,441 Agricultural Real Estate 858 - - 858 Total Other Real Estate 3,299 - - 3,299 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 7,764 $ - $ - $ 7,764 The Company’s property appraisals are primarily based on the sales comparison approach and the income approach methodologies, which consider recent sales of comparable properties, including their income generating characteristics, and then make adjustments to reflect the general assumptions that a market participant would make when analyzing the property for purchase. These adjustments may increase or decrease an appraised value and can vary significantly depending on the location, physical characteristics and income producing potential of each property. Additionally, the quality and volume of market information available at the time of the appraisal can vary from period to period and cause significant changes to the nature and magnitude of comparable sale adjustments. Given these variations, comparable sale adjustments are generally not a reliable indicator for how fair value will increase or decrease from period to period. Under certain circumstances, management discounts are applied based on specific characteristics of an individual property. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at March 31, 2016: (in thousands) Fair Value Valuation Technique Unobservable Inputs Range, Weighted Avg. Impaired Loans Residential 1st Mortgage $ 229 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 2% -4%, 3 % Home Equity Lines and Loans $ 365 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 1% - 2%, 1 % Agricultural $ 298 Income Approach Capitalization Rate 16% - 16%, 16 % Commercial $ 874 Income Approach Capitalization Rate 16% - 16%, 16 % Other Real Estate Real Estate Construction $ 585 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 10% - 10%, 10 %

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
Fair Value of Financial Instruments	Mar. 31, 2016
Fair Value of Financial Instruments [Abstract]
Fair Value of Financial Instruments	5. Fair Value of Financial Instruments U.S. GAAP requires disclosure of fair value information about financial instruments, whether or not recognized on the balance sheet, for which it is practical to estimate that value. The estimated fair value amounts have been determined by the Company using available market information and appropriate valuation methodologies. The use of assumptions and various valuation techniques, as well as the absence of secondary markets for certain financial instruments, will likely reduce the comparability of fair value disclosures between financial institutions. In some cases, book value is a reasonable estimate of fair value due to the relatively short period of time between origination of the instrument and its expected realization. The following tables summarize the book value and estimated fair value of financial instruments for the periods indicated: Fair Value of Financial Instruments Using March 31, 2016 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 73,716 $ 73,716 $ - $ - $ 73,716 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 63,346 - 63,346 - 63,346 US Treasury Notes 65,788 65,788 - 65,788 Mortgage Backed Securities 212,127 212,127 - 212,127 Other 510 200 310 - 510 Total Investment Securities Available-for-Sale 341,771 65,988 275,783 - 341,771 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,535 - 50,436 12,456 62,892 Total Investment Securities Held-to-Maturity 61,535 - 50,436 12,456 62,892 FHLB Stock 7,795 N/A N/A N/A N/A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 601,412 - - 604,707 604,707 Agricultural Real Estate 423,119 - - 414,223 414,223 Real Estate Construction 163,861 - - 163,917 163,917 Residential 1st Mortgages 211,409 - - 214,885 214,885 Home Equity Lines and Loans 29,575 - - 30,806 30,806 Agricultural 247,751 - - 246,626 246,626 Commercial 205,754 - - 204,828 204,828 Consumer & Other 6,879 - - 6,938 6,938 Leases 61,541 62,459 62,459 Unallocated Allowance (2,359 ) - - (2,359 ) (2,359 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,948,942 - - 1,947,030 1,947,030 Accrued Interest Receivable 8,118 - 8,118 - 8,118 Liabilities: Deposits: Demand 637,140 637,140 - - 637,140 Interest Bearing Transaction 409,360 409,361 - - 409,361 Savings and Money Market 725,823 725,822 - - 725,822 Time 484,141 - 483,789 - 483,789 Total Deposits 2,256,464 1,772,323 483,789 - 2,256,112 Subordinated Debentures 10,310 - 6,437 - 6,437 Accrued Interest Payable 471 - 471 - 471 Fair Value of Financial Instruments Using December 31, 2015 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 59,446 $ 59,446 $ - $ - $ 59,446 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 33,251 - 33,251 - 33,251 U.S. Treasury Notes 72,884 72,884 - 72,884 Mortgage Backed Securities 262,493 - 262,493 - 262,493 Other 509 199 310 - 509 Total Investment Securities Available-for-Sale 369,137 73,083 296,054 - 369,137 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,396 - 44,675 17,713 62,388 Total Investment Securities Held-to-Maturity 61,396 - 44,675 17,713 62,388 FHLB Stock 7,795 N/ A N/ A N/ A N/ A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 593,587 - - 591,271 591,271 Agricultural Real Estate 417,153 - - 405,295 405,295 Real Estate Construction 149,489 - - 149,371 149,371 Residential 1st Mortgages 205,616 - - 207,431 207,431 Home Equity Lines and Loans 30,910 - - 32,360 32,360 Agricultural 287,658 - - 285,733 285,733 Commercial 202,968 - - 201,105 201,105 Consumer & Other 6,417 - - 6,416 6,416 Leases 62,584 - - 62,139 62,139 Unallocated Allowance (1,546 ) - - (1,546 ) (1,546 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,954,836 - - 1,939,575 1,939,575 Accrued Interest Receivable 9,240 - 9,240 - 9,240 Liabilities: Deposits: Demand 711,029 711,029 - - 711,029 Interest Bearing Transaction 377,594 377,594 - - 377,594 Savings and Money Market 707,885 707,885 - - 707,885 Time 481,024 - 480,334 - 480,334 Total Deposits 2,277,532 1,796,508 480,334 - 2,276,842 Subordinated Debentures 10,310 - 6,424 - 6,424 Accrued Interest Payable 513 - 513 - 513 Fair Value of Financial Instruments Using March 31, 2015 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 143,936 $ 143,936 $ - $ - $ 143,936 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 68,132 - 68,132 - 68,132 US Treasury Notes 19,966 19,966 19,966 Mortgage Backed Securities 276,601 276,601 - 276,601 Other 485 175 310 - 485 Total Investment Securities Available-for-Sale 365,184 175 365,009 - 365,184 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,324 - 48,583 13,496 62,079 Other 2,139 - 2,139 - 2,139 Total Investment Securities Held-to-Maturity 63,463 - 50,722 13,496 64,218 FHLB Stock 7,677 N/ A N/ A N/ A N/ A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 521,596 - - 519,698 519,698 Agricultural Real Estate 344,965 - - 346,742 346,742 Real Estate Construction 99,700 - - 99,861 99,861 Residential 1st Mortgages 181,758 - - 185,210 185,210 Home Equity Lines and Loans 29,628 - - 31,332 31,332 Agricultural 211,629 - - 210,769 210,769 Commercial 227,200 - - 224,783 224,783 Consumer & Other 4,703 - - 4,747 4,747 Leases 48,347 48,779 48,779 Unallocated Allowance (3,146 ) - - (3,146 ) (3,146 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,666,380 - - 1,668,775 1,668,775 Accrued Interest Receivable 7,324 - 7,324 - 7,324 Liabilities: Deposits: Demand 578,820 578,820 - - 578,820 Interest Bearing Transaction 340,045 340,045 - - 340,045 Savings and Money Market 699,308 699,308 - - 699,308 Time 493,600 - 493,600 - 493,600 Total Deposits 2,111,773 1,618,173 493,600 - 2,111,773 Subordinated Debentures 10,310 - 6,250 - 6,250 Accrued Interest Payable 433 - 433 - 433 Fair value estimates presented herein are based on pertinent information available to management as of March 31, 2016, December 31, 2015, and March 31, 2015. Although management is not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued for purpose of these financial statements since that date, and; therefore, current estimates of fair value may differ significantly from the amounts presented above. The methods and assumptions used to estimate the fair value of each class of financial instrument listed in the table above are explained below. Cash and Cash Equivalents - The carrying amounts reported in the balance sheet for cash and due from banks, interest-bearing deposits with banks, federal funds sold, and securities purchased under agreements to resell are a reasonable estimate of fair value. All cash and cash equivalents are classified as Level 1. Investment Securities - Fair values for investment securities consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things. Based on the available market information the classification level could be 1, 2, or 3. Federal Home Loan Bank Stock - It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability. Loans & Leases, Net of Deferred Loan & Lease Fees & Allowance - Fair values of loans & leases are estimated as follows: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans & leases are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans & leases are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans & leases do not necessarily represent an exit price. Deposit Liabilities - The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. Fair values for fixed-maturity certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. Subordinated Debentures - The fair values of the Company’s Subordinated Debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. Accrued Interest Receivable and Payable - The carrying amount of accrued interest receivable and payable approximates their fair value resulting in a Level 2 classification.

Dividends and Basic Earnings Pe

Dividends and Basic Earnings Per Common Share	3 Months Ended
Dividends and Basic Earnings Per Common Share	Mar. 31, 2016
Dividends and Basic Earnings Per Common Share [Abstract]
Dividends and Basic Earnings Per Common Share	6. Dividends and Basic Earnings Per Common Share Farmers & Merchants Bancorp common stock is not traded on any exchange. The shares are primarily held by local residents and are not actively traded. No cash dividends were declared during the first quarter of 2016 or 2015. Basic earnings per common share amounts are computed by dividing net income by the weighted average number of common shares outstanding for the period. The Company has no securities or other contracts, such as stock options, that could require the issuance of common stock. Accordingly, diluted earnings per share are not presented. The following table calculates the basic earnings per common share for the three months ended March 31, 2016 and 2015. (net income in thousands) 2016 2015 Net Income $ 7,172 $ 6,403 Weighted Average Number of Common Shares Outstanding 791,895 785,366 Basic Earnings Per Common Share Amount $ 9.06 $ 8.15

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
Recent Accounting Pronouncements	Mar. 31, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	7. Recent Accounting Pronouncements In May 2014, the FASB issued ASU 2014-09 - Revenue from Contracts with Customers (Topic 606) , which will supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific revenue recognition guidance throughout the Accounting Standards Codification. The amendments in this update affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts, including leases and insurance contracts, are within the scope of other standards. The amendments establish a core principle requiring the recognition of revenue to depict the transfer of goods or services to customers in an amount reflecting the consideration to which the entity expects to be entitled in exchange for such goods or services. The amendments also require expanded disclosures concerning the nature, amount, timing and uncertainty of revenues and cash flows arising from contracts with customers. For public entities, the amendments in this update are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, and must be applied retrospectively. Early application is not permitted. Management is currently evaluating the impact of adoption. In August 2015, the FASB issued ASU 2015-14 - Revenue from Contracts with Customers (Topic 606) Deferral of the Effective Date In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) . The new standard applies to public business entities in fiscal years beginning after December 15, 2018, including interim periods within those fiscal years, with early adoption permitted. Management is currently evaluating the impact of adoption.

Significant Accounting Polici15

Significant Accounting Policies (Policies)	3 Months Ended
Significant Accounting Policies (Policies)	Mar. 31, 2016
Significant Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements and notes thereto have been prepared in accordance with accounting principles generally accepted in the United States of America for financial information. These statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) for interim reporting on Form 10-Q. Accordingly, certain disclosures normally presented in the notes to the annual consolidated financial statements prepared in accordance with U.S. GAAP have been omitted. The Company believes that the disclosures are adequate to make the information not misleading. These interim financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015. The results of operations for the three-month period ended March 31, 2016 may not necessarily be indicative of future operating results. The accompanying consolidated financial statements include the accounts of the Company and the Company’s wholly owned subsidiaries, F & M Bancorp, Inc. and the Bank, along with the Bank’s wholly owned subsidiaries, Farmers & Merchants Investment Corporation and Farmers/Merchants Corp. Significant inter-company transactions have been eliminated in consolidation. The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. Certain amounts in the prior years' financial statements and related footnote disclosures have been reclassified to conform to the current-year presentation. These reclassifications had no effect on previously reported net income or total shareholders’ equity. In the opinion of management, the accompanying consolidated financial statements reflect all adjustments (consisting only of normal recurring adjustments), which are necessary for a fair presentation of financial results for the periods presented.
Cash and Cash Equivalents	Cash and Cash Equivalents For purposes of the Consolidated Statements of Cash Flows, the Company has defined cash and cash equivalents as those amounts included in the balance sheet captions Cash and Due from Banks, Interest Bearing Deposits with Banks, Federal Funds Sold and Securities Purchased Under Agreements to Resell. For these instruments, the carrying amount is a reasonable estimate of fair value.
Investment Securities	Investment Securities Investment securities are classified at the time of purchase as held-to-maturity (“HTM”) if it is management’s intent and the Company has the ability to hold the securities until maturity. These securities are carried at cost, adjusted for amortization of premium and accretion of discount using a level yield of interest over the estimated remaining period until maturity. Losses, reflecting a decline in value judged by the Company to be other than temporary, are recognized in the period in which they occur. Securities are classified as available-for-sale (“AFS”) if it is management’s intent, at the time of purchase, to hold the securities for an indefinite period of time and/or to use the securities as part of the Company’s asset/liability management strategy. These securities are reported at fair value with aggregate unrealized gains or losses excluded from income and included as a separate component of shareholders’ equity, net of related income taxes. Fair values are based on quoted market prices or broker/dealer price quotations on a specific identification basis. Gains or losses on the sale of these securities are computed using the specific identification method. Trading securities, if any, are acquired for short-term appreciation and are recorded in a trading portfolio and are carried at fair value, with unrealized gains and losses recorded in non-interest income. Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) OTTI related to credit loss, which must be recognized in the income statement; and (2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
Loans & Leases	Loans & Leases Loans & leases are reported at the principal amount outstanding net of unearned discounts and deferred loan & lease fees and costs. Interest income on loans & leases is accrued daily on the outstanding balances using the simple interest method. Loan & lease origination fees are deferred and recognized over the contractual life of the loan or lease as an adjustment to the yield. Loans & leases are placed on non-accrual status when the collection of principal or interest is in doubt or when they become past due for 90 days or more unless they are both well-secured and in the process of collection. For this purpose, a loan or lease is considered well-secured if it is collateralized by property having a net realizable value in excess of the amount of the loan or lease or is guaranteed by a financially capable party. When a loan or lease is placed on non-accrual status, the accrued and unpaid interest receivable is reversed and charged against current income; thereafter, interest income is recognized only as it is collected in cash. Additionally, cash would be applied to principal if all principal was not expected to be collected. Loans & leases placed on non-accrual status are returned to accrual status when the loans or leases are paid current as to principal and interest and future payments are expected to be made in accordance with the contractual terms of the loan or lease. A loan or lease is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due, including principal and interest, according to the contractual terms of the original agreement. Impaired loans & leases are either: (1) non-accrual loans & leases; or (2) restructured loans & leases that are still accruing interest. Loans or leases determined to be impaired are individually evaluated for impairment. When a loan or lease is impaired, the Company measures impairment based on the present value of expected future cash flows discounted at the loan or lease's effective interest rate, except that as a practical expedient, it may measure impairment based on a loan or lease's observable market price, or the fair value of the collateral if the loan or lease is collateral dependent. A loan or lease is collateral dependent if the repayment of the loan or lease is expected to be provided solely by the underlying collateral. A restructuring of a loan or lease constitutes a troubled debt restructuring (“TDR”) if the Company for economic or legal reasons related to the borrower’s (the term “borrower” is used herein to describe a customer who has entered into either a loan or lease transaction) financial difficulties grants a concession to the borrower that it would not otherwise consider. Restructured loans & leases typically present an elevated level of credit risk as the borrowers are not able to perform according to the original contractual terms. If the restructured loan or lease was current on all payments at the time of restructure and management reasonably expects the borrower will continue to perform after the restructure, management may keep the loan or lease on accrual. Loans & leases that are on nonaccrual status at the time they become TDR, remain on nonaccrual status until the borrower demonstrates a sustained period of performance, which the Company generally believes to be six consecutive months of payments, or equivalent. A loan or lease can be removed from TDR status if it was restructured at a market rate in a prior calendar year and is currently in compliance with its modified terms. However, these loans or leases continue to be classified as impaired and are individually evaluated for impairment as described above. Generally, the Company will not restructure loans or leases for borrowers unless: (1) the existing loan or lease is brought current as to principal and interest payments; and (2) the restructured loan or lease can be underwritten to reasonable underwriting standards. If these standards are not met other actions will be pursued (e.g., foreclosure) to collect outstanding loan or lease amounts. After restructure a determination is made whether the loan or lease will be kept on accrual status based upon the underwriting and historical performance of the restructured credit.
Allowance for Credit Losses	Allowance for Credit Losses The allowance for credit losses is an estimate of probable incurred credit losses inherent in the Company's loan & lease portfolio as of the balance sheet date. The allowance is established through a provision for credit losses, which is charged to expense. Additions to the allowance are expected to maintain the adequacy of the total allowance after credit losses and loan & lease growth. Credit exposures determined to be uncollectible are charged against the allowance. Cash received on previously charged off amounts is recorded as a recovery to the allowance. The overall allowance consists of three primary components: specific reserves related to impaired loans & leases; general reserves for inherent losses related to loans & leases that are not impaired; and an unallocated component that takes into account the imprecision in estimating and allocating allowance balances associated with macro factors. The determination of the general reserve for loans & leases that are collectively evaluated for impairment is based on estimates made by management, to include, but not limited to, consideration of historical losses by portfolio segment, internal asset classifications, qualitative factors that include economic trends in the Company's service areas, industry experience and trends, geographic concentrations, estimated collateral values, the Company's underwriting policies, the character of the loan & lease portfolio, and probable losses inherent in the portfolio taken as a whole. The Company maintains a separate allowance for each portfolio segment (loan & lease type). These portfolio segments include: (1) commercial real estate; (2) agricultural real estate; (3) real estate construction (including land and development loans); (4) residential 1 st The Company assigns a risk rating to all loans & leases and periodically performs detailed reviews of all such loans & leases over a certain threshold to identify credit risks and assess overall collectability. For smaller balance loans & leases, such as consumer and residential real estate, a credit grade is established at inception, and then updated only when the loan or lease becomes contractually delinquent or when the borrower requests a modification. For larger balance loans, management monitors and analyzes the financial condition of borrowers and guarantors, trends in the industries in which borrowers operate and the fair values of collateral securing these loans & leases. These credit quality indicators are used to assign a risk rating to each individual loan or lease. These risk ratings are also subject to examination by independent specialists engaged by the Company. The risk ratings can be grouped into five major categories, defined as follows: Pass – A pass loan or lease is a strong credit with no existing or known potential weaknesses deserving of management's close attention. Special Mention – A special mention loan or lease has potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or lease or in the Company's credit position at some future date. Special mention loans & leases are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. Substandard – A substandard loan or lease is not adequately protected by the current financial condition and paying capacity of the borrower or the value of the collateral pledged, if any. Loans or leases classified as substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. Well defined weaknesses include a project's lack of marketability, inadequate cash flow or collateral support, failure to complete construction on time or the project's failure to fulfill economic expectations. Doubtful – Loss – Loans or leases classified as loss are considered uncollectible. Once a loan or lease becomes delinquent and repayment becomes questionable, the Company will address collateral shortfalls with the borrower and attempt to obtain additional collateral. If this is not forthcoming and payment in full is unlikely, the Company will estimate its probable loss and immediately charge-off some or all of the balance. The general reserve component of the allowance for credit losses also consists of reserve factors that are based on management's assessment of the following for each portfolio segment: (1) inherent credit risk; (2) historical losses; and (3) other qualitative factors. These reserve factors are inherently subjective and are driven by the repayment risk associated with each portfolio segment described below: Commercial Real Estate – Commercial real estate mortgage loans are generally considered to possess a higher inherent risk of loss than the Company’s commercial, agricultural and consumer loan types. Adverse economic developments or an overbuilt market impact commercial real estate projects and may result in troubled loans. Trends in vacancy rates of commercial properties impact the credit quality of these loans. High vacancy rates reduce operating revenues and the ability for properties to produce sufficient cash flow to service debt obligations. Real Estate Construction – Real estate construction loans, including land loans, are generally considered to possess a higher inherent risk of loss than the Company’s commercial, agricultural and consumer loan types. A major risk arises from the necessity to complete projects within specified cost and time lines. Trends in the construction industry significantly impact the credit quality of these loans, as demand drives construction activity. In addition, trends in real estate values significantly impact the credit quality of these loans, as property values determine the economic viability of construction projects. Commercial – These loans are generally considered to possess a moderate inherent risk of loss because they are shorter-term; typically made to relationship customers; generally underwritten to existing cash flows of operating businesses; and may be collateralized by fixed assets, inventory and/or accounts receivable. Debt coverage is provided by business cash flows and economic trends influenced by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Agricultural Real Estate and Agricultural – These loans are generally considered to possess a moderate inherent risk of loss since they are typically made to relationship customers and are secured by crop production, livestock and related real estate. These loans are vulnerable to two risk factors that are largely outside the control of Company and borrowers: commodity prices and weather conditions. Leases – Equipment leases are generally considered to possess a moderate inherent risk of loss. As Lessor, the Company is subject to both the credit risk of the borrower and the residual value risk of the equipment. Credit risks are underwritten using the same credit criteria the Company would use when making an equipment term loan. Residual value risk is managed through the use of qualified, independent appraisers that establish the residual values the Company uses in structuring a lease. Residential 1st Mortgages and Home Equity Lines and Loans – These loans are generally considered to possess a low inherent risk of loss, although this is not always true as evidenced by the correction in residential real estate values that occurred between 2007 and 2012. The degree of risk in residential real estate lending depends primarily on the loan amount in relation to collateral value, the interest rate and the borrower's ability to repay in an orderly fashion. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends indicate that the borrowers' capacity to repay their obligations may be deteriorating. Consumer & Other – A consumer installment loan portfolio is usually comprised of a large number of small loans scheduled to be amortized over a specific period. Most installment loans are made for consumer purchases. Economic trends determined by unemployment rates and other key economic indicators are closely correlated to the credit quality of these loans. Weak economic trends indicate that the borrowers' capacity to repay their obligations may be deteriorating. At least quarterly, the Board of Directors reviews the adequacy of the allowance, including consideration of the relative risks in the portfolio, current economic conditions and other factors. If the Board of Directors and management determine that changes are warranted based on those reviews, the allowance is adjusted. In addition, the Company's and Bank's regulators, including the Federal Reserve Bank (“FRB”), the California Department of Business Oversight (“DBO”) and the Federal Deposit Insurance Corporation (“FDIC”), as an integral part of their examination process, review the adequacy of the allowance. These regulatory agencies may require additions to the allowance based on their judgment about information available at the time of their examinations.
Allowance for Credit Losses on Off-Balance-Sheet Credit Exposures	Allowance for Credit Losses on Off-Balance-Sheet Credit Exposures The Company also maintains a separate allowance for off-balance-sheet commitments. Management estimates anticipated losses using historical data and utilization assumptions. The allowance for off-balance-sheet commitments is included in Interest Payable and Other Liabilities on the Company’s Consolidated Balance Sheet.
Premises and Equipment	Premises and Equipment Premises, equipment, and leasehold improvements are stated at cost, less accumulated depreciation and amortization. Depreciation is computed principally by the straight line method over the estimated useful lives of the assets. Estimated useful lives of buildings range from 30 to 40 years, and for furniture and equipment from 3 to 7 years. Leasehold improvements are amortized over the lesser of the terms of the respective leases, or their useful lives, which are generally 5 to 10 years. Remodeling and capital improvements are capitalized while maintenance and repairs are charged directly to occupancy expense.
Other Real Estate	Other Real Estate Other real estate, which is included in other assets, is expected to be sold and is comprised of properties no longer utilized for business operations and property acquired through foreclosure in satisfaction of indebtedness. These properties are recorded at fair value less estimated selling costs upon acquisition. Revised estimates to the fair value less cost to sell are reported as adjustments to the carrying amount of the asset, provided that such adjusted value is not in excess of the carrying amount at acquisition. Initial losses on properties acquired through full or partial satisfaction of debt are treated as credit losses and charged to the allowance for credit losses at the time of acquisition. Subsequent declines in value from the recorded amounts, routine holding costs, and gains or losses upon disposition, if any, are included in non-interest expense as incurred.
Income Taxes	Income Taxes The Company uses the liability method of accounting for income taxes. This method results in the recognition of deferred tax assets and liabilities that are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. The deferred provision for income taxes is the result of the net change in the deferred tax asset and deferred tax liability balances during the year. This amount combined with the current taxes payable or refundable results in the income tax expense for the current year. The Company follows the standards set forth in the “Income Taxes” topic of the Financial Accounting Standards Board (“FASB”) Accounting Standard Codification (“ASC”), which clarifies the accounting for uncertainty in income taxes recognized in an enterprise’s financial statements. This standard prescribes a recognition threshold and measurement standard for the financial statement recognition and measurement of an income tax position taken or expected to be taken in a tax return. It also provides guidance on derecognition, classification, interest and penalties, accounting in interim periods, disclosure, and transition. The Company accounts for leases with Investment Tax Credits (ITC) under the deferred method as established in ASC 740-10. ITC are viewed and accounted for as a reduction of the cost of the related assets and presented as deferred income on the Company’s financial statement. When tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would be ultimately sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely of being realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceed the amount measured as described above would be reflected as a liability for unrecognized tax benefits in the consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest expense and penalties associated with unrecognized tax benefits, if any, are included in the provision for income taxes in the Unaudited Consolidated Statements of Income. As of March 31, 2016 and 2015, the Company had no interest expense or penalties associated with unrecognized tax benefits.
Basic Earnings Per Common Share	Basic Earnings Per Common Share The Company’s common stock is not traded on any exchange. The shares are primarily held by local residents and are not actively traded. Basic earnings per common share amounts are computed by dividing net income by the weighted average number of common shares outstanding for the period. There are no common stock equivalent shares. Therefore, there is no presentation of diluted basic earnings per common share. See Note 6 for additional information.
Segment Reporting	Segment Reporting The “Segment Reporting” topic of the FASB ASC requires that public companies report certain information about operating segments. It also requires that public companies report certain information about their products and services, the geographic areas in which they operate, and their major customers. The Company is a holding company for a community bank, which offers a wide array of products and services to its customers. Pursuant to its banking strategy, emphasis is placed on building relationships with its customers, as opposed to building specific lines of business. As a result, the Company is not organized around discernible lines of business and prefers to work as an integrated unit to customize solutions for its customers, with business line emphasis and product offerings changing over time as needs and demands change. Therefore, the Company only reports one segment.
Low Income Housing Tax Credit Investments (LIHTC)	Low Income Housing Tax Credit Investments (LIHTC) The Company accounts for its interest in LIHTC using the cost method as established in ASC 323-740. As an investor, the Company obtains income tax credits and deductions from the operating losses of these tax credit entities. The income tax credits and deductions are allocated to the investors based on their ownership percentages and are recorded as a reduction of income tax expense (or an increase to income tax benefit) and a reduction of federal income taxes payable.
Comprehensive Income	Comprehensive Income The “Comprehensive Income” topic of the FASB ASC establishes standards for the reporting and display of comprehensive income and its components in the financial statements. Other comprehensive income (loss) refers to revenues, expenses, gains, and losses that U.S. GAAP recognize as changes in value to an enterprise but are excluded from net income. For the Company, comprehensive income includes net income and changes in fair value of its available-for-sale investment securities.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the financial statements.

Recent Accounting Pronounceme16

Recent Accounting Pronouncements (Policies)	3 Months Ended
Recent Accounting Pronouncements (Policies)	Mar. 31, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	In May 2014, the FASB issued ASU 2014-09 - Revenue from Contracts with Customers (Topic 606) , which will supersede the revenue recognition requirements in Topic 605, Revenue Recognition, and most industry-specific revenue recognition guidance throughout the Accounting Standards Codification. The amendments in this update affect any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of non-financial assets unless those contracts, including leases and insurance contracts, are within the scope of other standards. The amendments establish a core principle requiring the recognition of revenue to depict the transfer of goods or services to customers in an amount reflecting the consideration to which the entity expects to be entitled in exchange for such goods or services. The amendments also require expanded disclosures concerning the nature, amount, timing and uncertainty of revenues and cash flows arising from contracts with customers. For public entities, the amendments in this update are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period, and must be applied retrospectively. Early application is not permitted. Management is currently evaluating the impact of adoption. In August 2015, the FASB issued ASU 2015-14 - Revenue from Contracts with Customers (Topic 606) Deferral of the Effective Date In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) . The new standard applies to public business entities in fiscal years beginning after December 15, 2018, including interim periods within those fiscal years, with early adoption permitted. Management is currently evaluating the impact of adoption.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
Investment Securities (Tables)	Mar. 31, 2016
Investment Securities [Abstract]
Amortized Cost, Fair Values, and Unrealized Gains and Losses of Securities Available-for-Sale	The amortized cost, fair values, and unrealized gains and losses of the securities available-for-sale ( in thousands): Amortized Gross Unrealized Fair/Book March 31, 2016 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 63,157 $ 190 $ 1 $ 63,346 US Treasury Notes 65,571 217 - 65,788 Mortgage Backed Securities (1) 207,021 5,113 7 212,127 Other 510 - - 510 Total $ 336,259 $ 5,520 $ 8 $ 341,771 Amortized Gross Unrealized Fair/Book December 31, 2015 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 33,536 $ 134 $ 419 $ 33,251 US Treasury Notes 73,048 - 164 72,884 Mortgage Backed Securities (1) 261,016 2,708 1,231 262,493 Other 509 - - 509 Total $ 368,109 $ 2,842 $ 1,814 $ 369,137 Amortized Gross Unrealized Fair/Book March 31, 2015 Cost Gains Losses Value Government Agency & Government-Sponsored Entities $ 68,064 $ 69 $ 1 $ 68,132 US Treasury Notes 19,818 148 - 19,966 Mortgage Backed Securities (1) 270,820 5,977 196 276,601 Other 485 - - 485 Total $ 359,187 $ 6,194 $ 197 $ 365,184 (1)
Book Values, Estimated Fair Values and Unrealized Gains and Losses of Investments Classified as Held-to-Maturity	The book values, estimated fair values and unrealized gains and losses of investments classified as held-to-maturity (in thousands): Book Gross Unrealized Fair March 31, 2016 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,535 $ 1,357 $ - $ 62,892 Total $ 61,535 $ 1,357 $ - $ 62,892 Book Gross Unrealized Fair December 31, 2015 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,396 $ 993 $ 1 $ 62,388 Total $ 61,396 $ 993 $ 1 $ 62,388 Book Gross Unrealized Fair March 31, 2015 Value Gains Losses Value Obligations of States and Political Subdivisions $ 61,324 $ 766 $ 11 $ 62,079 Other 2,139 - - 2,139 Total $ 63,463 $ 766 $ 11 $ 64,218
Amortized Cost and Estimated Fair Values of Investment Securities by Contractual Maturity	The amortized cost and estimated fair values of investment securities at March 31, 2016 by contractual maturity are shown in the following table (in thousands): Available-for-Sale Held-to-Maturity March 31, 2016 Amortized Cost Fair/Book Value Book Value Fair Value Within one year $ 60,504 $ 60,503 $ 225 $ 225 After one year through five years 68,734 69,141 12,034 12,087 After five years through ten years - - 11,425 11,615 After ten years - - 37,851 38,965 129,238 129,644 61,535 62,892 Investment securities not due at a single maturity date: Mortgage-backed securities 207,021 212,127 - - Total $ 336,259 $ 341,771 $ 61,535 $ 62,892
Investments with Gross Unrealized Losses and Their Market Value Aggregated by Investment Category and Length of Time that Individual Securities Have Been in a Continuous Unrealized Loss Position	The following tables show those investments with gross unrealized losses and their market value aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at the dates indicated (in thousands) Less Than 12 Months 12 Months or More Total March 31, 2016 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 39,996 $ 1 $ - $ - $ 39,996 $ 1 Mortgage Backed Securities 1,529 7 - - 1,529 7 Total $ 41,525 $ 8 $ - $ - $ 41,525 $ 8 Less Than 12 Months 12 Months or More Total December 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 29,944 $ 419 $ - $ - $ 29,944 $ 419 US Treasury Notes 44,887 164 - - 44,887 164 Mortgage Backed Securities 78,899 1,089 7,277 142 86,176 1,231 Total $ 153,730 $ 1,672 $ 7,277 $ 142 $ 161,007 $ 1,814 Securities Held-to-Maturity Obligations of States and Political Subdivisions $ 839 $ 1 $ - $ - $ 839 $ 1 Total $ 839 $ 1 $ - $ - $ 839 $ 1 Less Than 12 Months 12 Months or More Total March 31, 2015 Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss Securities Available-for-Sale Government Agency & Government-Sponsored Entities $ 24,998 $ 1 $ - $ - $ 24,998 $ 1 Mortgage Backed Securities 13,033 28 25,942 168 38,975 196 Total $ 38,031 $ 29 $ 25,942 $ 168 $ 63,973 $ 197 Securities Held-to-Maturity Obligations of States and Political Subdivisions $ 1,340 $ 11 $ - $ - $ 1,340 $ 11 Total $ 1,340 $ 11 $ - $ - $ 1,340 $ 11
Proceeds from Sales and Calls of Securities	Proceeds from sales and calls of securities were as follows: (in thousands) Proceeds Gains Losses Three Months Ended March 31, 2016 $ 102,895 $ 244 $ 533 Three Months Ended March 31, 2015 $ 475 $ 1 $ -

Loans & Leases and Allowance 18

Loans & Leases and Allowance for Credit Losses (Tables)	3 Months Ended
Loans & Leases and Allowance for Credit Losses (Tables)	Mar. 31, 2016
Loans & Leases and Allowance for Credit Losses [Abstract]
Allocation of Allowance for Credit Losses by Portfolio Segment and by Impairment Methodology	The following tables show the allocation of the allowance for credit losses by portfolio segment and by impairment methodology at the dates indicated (in thousands) March 31, 2016 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2016 $ 10,063 $ 6,881 $ 2,485 $ 789 $ 2,146 $ 6,308 $ 7,836 $ 175 $ 3,294 $ 1,546 $ 41,523 Charge-Offs - - - - (19 ) - - (25 ) - - (44 ) Recoveries 2 - - 6 2 - 27 13 - - 50 Provision 34 2,281 109 1 (65 ) (404 ) (138 ) 24 (55 ) 813 2,600 Ending Balance- March 31, 2016 $ 10,099 $ 9,162 $ 2,594 $ 796 $ 2,064 $ 5,904 $ 7,725 $ 187 $ 3,239 $ 2,359 $ 44,129 Ending Balance Individually Evaluated for Impairment 59 - - 66 65 115 757 26 - - 1,088 Ending Balance Collectively Evaluated for Impairment 10,040 9,162 2,594 730 1,999 5,789 6,968 161 3,239 2,359 43,041 Loans: Ending Balance $ 611,511 $ 432,281 $ 166,455 $ 212,205 $ 31,639 $ 253,655 $ 213,479 $ 7,066 $ 64,780 $ - $ 1,993,071 Ending Balance Individually Evaluated for Impairment 3,376 163 - 1,944 1,513 605 4,714 30 - - 12,345 Ending Balance Collectively Evaluated for Impairment $ 608,135 $ 432,118 $ 166,455 $ 210,261 $ 30,126 $ 253,050 $ 208,765 $ 7,036 $ 64,780 $ - $ 1,980,726 December 31, 2015 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2015 $ 7,842 $ 4,185 $ 1,669 $ 1,022 $ 2,426 $ 6,104 $ 8,195 $ 218 $ 2,211 $ 1,529 $ 35,401 Charge-Offs - - - - - - (12 ) (84 ) - - (96 ) Recoveries 2,939 - 2,225 8 87 4 136 69 - - 5,468 Provision (718 ) 2,696 (1,409 ) (241 ) (367 ) 200 (483 ) (28 ) 1,083 17 750 Ending Balance- December 31, 2015 $ 10,063 $ 6,881 $ 2,485 $ 789 $ 2,146 $ 6,308 $ 7,836 $ 175 $ 3,294 $ 1,546 $ 41,523 Ending Balance Individually Evaluated for Impairment 61 - - 69 35 115 905 28 - - 1,213 Ending Balance Collectively Evaluated for Impairment 10,002 6,881 2,485 720 2,111 6,193 6,931 147 3,294 1,546 40,310 Loans & Leases: Ending Balance $ 603,650 $ 424,034 $ 151,974 $ 206,405 $ 33,056 $ 293,966 $ 210,804 $ 6,592 $ 65,878 $ - $ 1,996,359 Ending Balance Individually Evaluated for Impairment 3,420 - - 2,010 1,214 606 4,760 34 - - 12,044 Ending Balance Collectively Evaluated for Impairment 600,230 424,034 151,974 204,395 31,842 293,360 206,044 6,558 65,878 - 1,984,315 March 31, 2015 Commercial Real Estate Agricultural Real Estate Real Estate Construction Residential 1st Mortgages Home Equity Lines & Loans Agricultural Commercial Consumer & Other Leases Unallocated Total Year-To-Date Allowance for Credit Losses: Beginning Balance- January 1, 2015 $ 7,842 $ 4,185 $ 1,669 $ 1,022 $ 2,426 $ 6,104 $ 8,195 $ 218 $ 2,211 $ 1,529 $ 35,401 Charge-Offs - - - - - - (12 ) (17 ) - - (29 ) Recoveries 2,938 - - - 5 1 2 22 - - 2,968 Provision (2,826 ) 2,716 247 (349 ) (335 ) (1,503 ) 756 (11 ) 288 1,617 600 Ending Balance- March 31, 2015 $ 7,954 $ 6,901 $ 1,916 $ 673 $ 2,096 $ 4,602 $ 8,941 $ 212 $ 2,499 $ 3,146 $ 38,940 Ending Balance Individually Evaluated for Impairment 61 - - 72 53 129 1,118 37 - - 1,470 Ending Balance Collectively Evaluated for Impairment 7,893 6,901 1,916 601 2,043 4,473 7,823 175 2,499 3,146 37,470 Loans: Ending Balance $ 529,550 $ 351,866 $ 101,616 $ 182,431 $ 31,724 $ 216,231 $ 236,141 $ 4,915 $ 50,846 $ - $ 1,705,320 Ending Balance Individually Evaluated for Impairment 3,573 - 4,363 2,080 1,668 457 4,840 44 - - 17,025 Ending Balance Collectively Evaluated for Impairment $ 525,977 $ 351,866 $ 97,253 $ 180,351 $ 30,056 $ 215,774 $ 231,301 $ 4,871 $ 50,846 $ - $ 1,688,295
Loan & Lease Portfolio Allocated by Management's Internal Risk Ratings	The following tables show the loan & lease portfolio allocated by management’s internal risk ratings at the dates indicated (in thousands) March 31, 2016 Pass Special Mention Substandard Total Loans & Leases Loans & Leases: Commercial Real Estate $ 602,242 $ 8,573 $ 696 $ 611,511 Agricultural Real Estate 429,785 2,496 - 432,281 Real Estate Construction 164,895 1,560 - 166,455 Residential 1st Mortgages 210,884 410 911 212,205 Home Equity Lines & Loans 30,701 72 866 31,639 Agricultural 252,387 638 630 253,655 Commercial 202,878 7,582 3,019 213,479 Consumer & Other 6,856 - 210 7,066 Leases 60,441 4,339 - 64,780 Total $ 1,961,069 $ 25,670 $ 6,332 $ 1,993,071 December 31, 2015 Pass Special Mention Substandard Total Loans Loans & Leases: Commercial Real Estate $ 595,011 $ 7,917 $ 722 $ 603,650 Agricultural Real Estate 424,034 - - 424,034 Real Estate Construction 150,379 1,595 - 151,974 Residential 1st Mortgages 205,135 413 857 206,405 Home Equity Lines and Loans 32,419 75 562 33,056 Agricultural 293,325 9 632 293,966 Commercial 199,467 8,160 3,177 210,804 Consumer & Other 6,411 - 181 6,592 Leases 65,878 - - 65,878 Total $ 1,972,059 $ 18,169 $ 6,131 $ 1,996,359 March 31, 2015 Pass Special Mention Substandard Total Loans & Leases Loans & Leases: Commercial Real Estate $ 520,613 $ 8,834 $ 103 $ 529,550 Agricultural Real Estate 351,866 - - 351,866 Real Estate Construction 99,920 1,696 - 101,616 Residential 1st Mortgages 181,021 744 666 182,431 Home Equity Lines & Loans 30,772 83 869 31,724 Agricultural 215,507 453 271 216,231 Commercial 220,491 12,086 3,564 236,141 Consumer & Other 4,687 - 228 4,915 Leases 50,846 - - 50,846 Total $ 1,675,723 $ 23,896 $ 5,701 $ 1,705,320
Aging Analysis of Loan & Lease Portfolio by Time Past Due	The following tables show an aging analysis of the loan & lease portfolio by the time past due at the dates indicated (in thousands) March 31, 2016 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 696 $ - $ - $ - $ 696 $ 610,815 $ 611,511 Agricultural Real Estate - - - 163 163 432,118 432,281 Real Estate Construction - - - - - 166,455 166,455 Residential 1st Mortgages - - - 62 62 212,143 212,205 Home Equity Lines & Loans - - - 564 564 31,075 31,639 Agricultural - - - - - 253,655 253,655 Commercial - - - 1,499 1,499 211,980 213,479 Consumer & Other 5 - - 9 14 7,052 7,066 Leases - - - - - 64,780 64,780 Total $ 701 $ - $ 2,297 $ 2,998 $ 1,990,073 $ 1,993,071 December 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 705 $ - $ - $ 19 $ 724 $ 602,926 $ 603,650 Agricultural Real Estate - - - - - 424,034 424,034 Real Estate Construction - - - - - 151,974 151,974 Residential 1st Mortgages 97 194 - 65 356 206,049 206,405 Home Equity Lines and Loans - - - 538 538 32,518 33,056 Agricultural - - - - - 293,966 293,966 Commercial - - - 1,524 1,524 209,280 210,804 Consumer & Other 7 - - 10 17 6,575 6,592 Leases - - - - - 65,878 65,878 Total $ 809 $ 194 $ - $ 2,156 $ 3,159 $ 1,993,200 $ 1,996,359 March 31, 2015 30-59 Days Past Due 60-89 Days Past Due 90 Days and Still Accruing Nonaccrual Total Past Due Current Total Loans & Leases Loans & Leases: Commercial Real Estate $ 719 $ - $ - $ 103 $ 822 $ 528,728 $ 529,550 Agricultural Real Estate - - - - - 351,866 351,866 Real Estate Construction - - - - - 101,616 101,616 Residential 1st Mortgages 99 - - 74 173 182,258 182,431 Home Equity Lines & Loans - - - 616 616 31,108 31,724 Agricultural - - - 14 14 216,217 216,231 Commercial - - - 1,573 1,573 234,568 236,141 Consumer & Other 9 - - 13 22 4,893 4,915 Leases - - - - - 50,846 50,846 Total $ 827 $ - $ 2,393 $ 3,220 $ 1,702,100 $ 1,705,320
Impaired Loans & Leases	The following tables show information related to impaired loans & leases for the periods indicated (in thousands) March 31, 2016 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 80 $ 80 $ - $ 91 $ 2 Agricultural Real Estate 163 163 - 82 3 Residential 1st Mortgages 329 371 - 440 2 Home Equity Lines & Loans 725 796 - 653 - Agricultural 193 193 - 193 - Commercial 3,083 3,083 - 3,093 33 $ 4,573 $ 4,686 $ - $ 4,552 $ 40 With an allowance recorded: Residential 1st Mortgages $ 242 $ 282 $ 12 $ 295 $ 3 Home Equity Lines & Loans 218 231 35 176 1 Agricultural 413 413 115 413 6 Commercial 1,631 1,789 757 1,644 6 Consumer & Other 26 31 26 30 - $ 2,530 $ 2,746 $ 945 $ 2,558 $ 16 Total $ 7,103 $ 7,432 $ 945 $ 7,110 $ 56 December 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 102 $ 104 $ - $ 479 $ 7 Residential 1st Mortgages 551 618 - 560 16 Home Equity Lines and Loans 581 646 - 620 3 Agricultural 193 193 - 105 3 Commercial 3,103 3,103 - 2,349 85 $ 4,530 $ 4,664 $ - $ 4,113 $ 114 With an allowance recorded: Residential 1st Mortgages $ 348 $ 420 $ 17 $ 354 $ 16 Home Equity Lines and Loans 134 151 7 136 5 Agricultural 412 413 115 431 28 Commercial 1,657 1,798 905 2,456 31 Consumer & Other 34 40 29 39 3 $ 2,585 $ 2,822 $ 1,073 $ 3,416 $ 83 Total $ 7,115 $ 7,486 $ 1,073 $ 7,529 $ 197 March 31, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no related allowance recorded: Commercial Real Estate $ 192 $ 192 $ - $ 96 $ 2 Residential 1st Mortgages 569 632 - 285 4 Home Equity Lines & Loans 661 701 - 331 1 Agricultural 14 27 - 7 - Commercial 48 48 - 24 1 $ 1,484 $ 1,600 $ - $ 743 $ 8 With an allowance recorded: Residential 1st Mortgages $ 359 $ 429 $ 18 648 $ 4 Home Equity Lines & Loans 138 156 7 545 1 Agricultural 443 443 129 452 7 Commercial 4,793 4,889 1,118 4,768 25 Consumer & Other 43 49 37 45 1 $ 5,776 $ 5,966 $ 1,309 $ 6,458 $ 38 Total $ 7,260 $ 7,566 $ 1,309 $ 7,201 $ 46
Loans & Leases by Class Modified as Troubled Debt Restructured Loans	The following table presents loans or leases by class modified as TDRs during the three-month period ended March 31, 2016 (in thousands) March 31, 2016 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Home Equity Lines & Loans 2 $ 305 $ 286 Total 2 $ 305 $ 286 The following table presents loans by class modified as troubled debt restructured loans for the period ended December 31, 2015 (in thousands) December 31, 2015 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Agricultural 1 $ 194 $ 194 Commercial 1 131 119 Total 2 $ 325 $ 313 The following table presents loans or leases by class modified as TDRs during the three-month period ended March 31, 2015 (in thousands) March 31, 2015 Troubled Debt Restructurings Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial 1 $ 131 $ 119 Total 1 $ 131 $ 119

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
Fair Value Measurements (Tables)	Mar. 31, 2016
Fair Value Measurements [Abstract]
Assets and Liabilities Measured at Fair Value on a Recurring Basis	The following tables present information about the Company’s assets and liabilities measured at fair value on a recurring basis and indicate the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value for the periods indicated. Fair Value Measurements At March 31, 2016, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 63,346 $ - $ 63,346 $ - US Treasury Notes 65,788 65,788 - - Mortgage Backed Securities 212,127 - 212,127 - Other 510 200 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 341,771 $ 65,988 $ 275,783 $ - Fair Value Measurements At December 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 33,251 $ - $ 33,251 $ - US Treasury Notes 72,884 72,884 - - Mortgage Backed Securities 262,493 - 262,493 - Other 509 199 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 369,137 $ 73,083 $ 296,054 $ - Fair Value Measurements At March 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Available-for-Sale Securities: Government Agency & Government-Sponsored Entities $ 68,132 $ - $ 68,132 $ - US Treasury Notes 19,966 - 19,966 - Mortgage Backed Securities 276,601 - 276,601 - Other 485 175 310 - Total Assets Measured at Fair Value On a Recurring Basis $ 365,184 $ 175 $ 365,009 $ -
Assets and Liabilities Measured at Fair Value on a Non-Recurring Basis	The following tables present information about the Company’s other real estate and impaired loans or leases, classes of assets or liabilities that the Company carries at fair value on a non-recurring basis, and indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value for the periods indicated. Not all impaired loans or leases are carried at fair value. Impaired loans or leases are only included in the following tables when their fair value is based upon a current appraisal of the collateral, and if that appraisal results in a partial charge-off or the establishment of a specific reserve. Fair Value Measurements At March 31, 2016, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans Residential 1st Mortgage $ 229 $ - $ - $ 229 Home Equity Lines and Loans 365 - - 365 Agricultural 298 - - 298 Commercial 874 - - 874 Total Impaired Loans 1,766 - - 1,766 Other Real Estate Real Estate Construction 585 - - 585 Total Other Real Estate 585 - - 585 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 2,351 $ - $ - $ 2,351 Fair Value Measurements At December 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans: Residential 1st Mortgage $ 329 $ - $ - $ 329 Home Equity Lines and Loans 125 - - 125 Agricultural 298 - - 298 Commercial 752 - - 752 Consumer 5 - - 5 Total Impaired Loans 1,509 - - 1,509 Other Real Estate: Real Estate Construction 2,441 - - 2,441 Total Other Real Estate 2,441 - - 2,441 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 3,950 $ - $ - $ 3,950 Fair Value Measurements At March 31, 2015, Using (in thousands) Fair Value Total Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Impaired Loans Residential 1st Mortgage $ 341 $ - $ - $ 341 Home Equity Lines and Loans 130 - - 130 Agricultural 314 - - 314 Commercial 3,674 - - 3,674 Consumer 6 6 Total Impaired Loans 4,465 - - 4,465 Other Real Estate Real Estate Construction 2,441 - - 2,441 Agricultural Real Estate 858 - - 858 Total Other Real Estate 3,299 - - 3,299 Total Assets Measured at Fair Value On a Non-Recurring Basis $ 7,764 $ - $ - $ 7,764
Quantitative Information about Level 3 Fair Value Measurements for Financial Instruments Measured at Fair Value on a Nonrecurring Basis	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a nonrecurring basis at March 31, 2016: (in thousands) Fair Value Valuation Technique Unobservable Inputs Range, Weighted Avg. Impaired Loans Residential 1st Mortgage $ 229 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 2% -4%, 3 % Home Equity Lines and Loans $ 365 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 1% - 2%, 1 % Agricultural $ 298 Income Approach Capitalization Rate 16% - 16%, 16 % Commercial $ 874 Income Approach Capitalization Rate 16% - 16%, 16 % Other Real Estate Real Estate Construction $ 585 Sales Comparison Approach Adjustment for Difference Between Comparable Sales 10% - 10%, 10 %

Fair Value of Financial Instr20

Fair Value of Financial Instruments (Tables)	3 Months Ended
Fair Value of Financial Instruments (Tables)	Mar. 31, 2016
Fair Value of Financial Instruments [Abstract]
Book Value and Estimated Fair Value of Financial Instruments	The following tables summarize the book value and estimated fair value of financial instruments for the periods indicated: Fair Value of Financial Instruments Using March 31, 2016 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 73,716 $ 73,716 $ - $ - $ 73,716 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 63,346 - 63,346 - 63,346 US Treasury Notes 65,788 65,788 - 65,788 Mortgage Backed Securities 212,127 212,127 - 212,127 Other 510 200 310 - 510 Total Investment Securities Available-for-Sale 341,771 65,988 275,783 - 341,771 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,535 - 50,436 12,456 62,892 Total Investment Securities Held-to-Maturity 61,535 - 50,436 12,456 62,892 FHLB Stock 7,795 N/A N/A N/A N/A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 601,412 - - 604,707 604,707 Agricultural Real Estate 423,119 - - 414,223 414,223 Real Estate Construction 163,861 - - 163,917 163,917 Residential 1st Mortgages 211,409 - - 214,885 214,885 Home Equity Lines and Loans 29,575 - - 30,806 30,806 Agricultural 247,751 - - 246,626 246,626 Commercial 205,754 - - 204,828 204,828 Consumer & Other 6,879 - - 6,938 6,938 Leases 61,541 62,459 62,459 Unallocated Allowance (2,359 ) - - (2,359 ) (2,359 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,948,942 - - 1,947,030 1,947,030 Accrued Interest Receivable 8,118 - 8,118 - 8,118 Liabilities: Deposits: Demand 637,140 637,140 - - 637,140 Interest Bearing Transaction 409,360 409,361 - - 409,361 Savings and Money Market 725,823 725,822 - - 725,822 Time 484,141 - 483,789 - 483,789 Total Deposits 2,256,464 1,772,323 483,789 - 2,256,112 Subordinated Debentures 10,310 - 6,437 - 6,437 Accrued Interest Payable 471 - 471 - 471 Fair Value of Financial Instruments Using December 31, 2015 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 59,446 $ 59,446 $ - $ - $ 59,446 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 33,251 - 33,251 - 33,251 U.S. Treasury Notes 72,884 72,884 - 72,884 Mortgage Backed Securities 262,493 - 262,493 - 262,493 Other 509 199 310 - 509 Total Investment Securities Available-for-Sale 369,137 73,083 296,054 - 369,137 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,396 - 44,675 17,713 62,388 Total Investment Securities Held-to-Maturity 61,396 - 44,675 17,713 62,388 FHLB Stock 7,795 N/ A N/ A N/ A N/ A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 593,587 - - 591,271 591,271 Agricultural Real Estate 417,153 - - 405,295 405,295 Real Estate Construction 149,489 - - 149,371 149,371 Residential 1st Mortgages 205,616 - - 207,431 207,431 Home Equity Lines and Loans 30,910 - - 32,360 32,360 Agricultural 287,658 - - 285,733 285,733 Commercial 202,968 - - 201,105 201,105 Consumer & Other 6,417 - - 6,416 6,416 Leases 62,584 - - 62,139 62,139 Unallocated Allowance (1,546 ) - - (1,546 ) (1,546 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,954,836 - - 1,939,575 1,939,575 Accrued Interest Receivable 9,240 - 9,240 - 9,240 Liabilities: Deposits: Demand 711,029 711,029 - - 711,029 Interest Bearing Transaction 377,594 377,594 - - 377,594 Savings and Money Market 707,885 707,885 - - 707,885 Time 481,024 - 480,334 - 480,334 Total Deposits 2,277,532 1,796,508 480,334 - 2,276,842 Subordinated Debentures 10,310 - 6,424 - 6,424 Accrued Interest Payable 513 - 513 - 513 Fair Value of Financial Instruments Using March 31, 2015 (in thousands) Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Estimated Fair Value Assets: Cash and Cash Equivalents $ 143,936 $ 143,936 $ - $ - $ 143,936 Investment Securities Available-for-Sale: Government Agency & Government-Sponsored Entities 68,132 - 68,132 - 68,132 US Treasury Notes 19,966 19,966 19,966 Mortgage Backed Securities 276,601 276,601 - 276,601 Other 485 175 310 - 485 Total Investment Securities Available-for-Sale 365,184 175 365,009 - 365,184 Investment Securities Held-to-Maturity: Obligations of States and Political Subdivisions 61,324 - 48,583 13,496 62,079 Other 2,139 - 2,139 - 2,139 Total Investment Securities Held-to-Maturity 63,463 - 50,722 13,496 64,218 FHLB Stock 7,677 N/ A N/ A N/ A N/ A Loans & Leases, Net of Deferred Fees & Allowance: Commercial Real Estate 521,596 - - 519,698 519,698 Agricultural Real Estate 344,965 - - 346,742 346,742 Real Estate Construction 99,700 - - 99,861 99,861 Residential 1st Mortgages 181,758 - - 185,210 185,210 Home Equity Lines and Loans 29,628 - - 31,332 31,332 Agricultural 211,629 - - 210,769 210,769 Commercial 227,200 - - 224,783 224,783 Consumer & Other 4,703 - - 4,747 4,747 Leases 48,347 48,779 48,779 Unallocated Allowance (3,146 ) - - (3,146 ) (3,146 ) Total Loans & Leases, Net of Deferred Fees & Allowance 1,666,380 - - 1,668,775 1,668,775 Accrued Interest Receivable 7,324 - 7,324 - 7,324 Liabilities: Deposits: Demand 578,820 578,820 - - 578,820 Interest Bearing Transaction 340,045 340,045 - - 340,045 Savings and Money Market 699,308 699,308 - - 699,308 Time 493,600 - 493,600 - 493,600 Total Deposits 2,111,773 1,618,173 493,600 - 2,111,773 Subordinated Debentures 10,310 - 6,250 - 6,250 Accrued Interest Payable 433 - 433 - 433

Dividends and Basic Earnings 21

Dividends and Basic Earnings Per Common Share (Tables)	3 Months Ended
Dividends and Basic Earnings Per Common Share (Tables)	Mar. 31, 2016
Dividends and Basic Earnings Per Common Share [Abstract]
Calculation of Basic Earnings per Share	The following table calculates the basic earnings per common share for the three months ended March 31, 2016 and 2015. (net income in thousands) 2016 2015 Net Income $ 7,172 $ 6,403 Weighted Average Number of Common Shares Outstanding 791,895 785,366 Basic Earnings Per Common Share Amount $ 9.06 $ 8.15

Significant Accounting Polici22

Significant Accounting Policies (Details)	3 Months Ended
Significant Accounting Policies (Details)	Mar. 31, 2016USD ($)ComponentCategoryFactorSegment	Mar. 31, 2015USD ($)
Investment Securities [Abstract]
Number of components into which amount of impairment is split	2
Loans & Leases [Abstract]
Period after which loans are placed on non accrual status, minimum	90 days
Allowance for Credit Losses [Abstract]
Consecutive months of payments	6 months
Number of primary components of overall allowance for credit losses	3
Number of categories into which risk ratings are grouped \| Category	5
Number of risk factors on agricultural loans \| Factor	2
Income Taxes [Abstract]
Interest expense or penalties related to unrecognized tax benefits \| $	$ 0	$ 0
Segment Reporting [Abstract]
Number of reportable segments \| Segment	1
Buildings [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	30 years
Buildings [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	40 years
Furniture and Equipment [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	3 years
Furniture and Equipment [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	7 years
Leasehold Improvements [Member] \| Minimum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	5 years
Leasehold Improvements [Member] \| Maximum [Member]
Property, Plant and Equipment [Line Items]
Estimated useful lives	10 years

Investment Securities, Amortize

Investment Securities, Amortized Cost, Fair Values, and Unrealized Gains and Losses of Securities (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Amortized cost, fair values, and unrealized gains and losses of securities available-for-sale [Abstract]
Amortized cost		$ 336,259	$ 368,109	$ 359,187
Gross unrealized gains		5,520	2,842	6,194
Gross unrealized losses		8	1,814	197
Fair/Book value		341,771	369,137	365,184
Book values, estimated fair values and unrealized gains and losses of investments classified as held-to-maturity [Abstract]
Book value		61,535	61,396	63,463
Gross unrealized gains		1,357	993	766
Gross unrealized losses		0	1	11
Fair value		62,892	62,388	64,218
Government Agency & Government Sponsored Entities [Member]
Amortized cost, fair values, and unrealized gains and losses of securities available-for-sale [Abstract]
Amortized cost		63,157	33,536	68,064
Gross unrealized gains		190	134	69
Gross unrealized losses		1	419	1
Fair/Book value		63,346	33,251	68,132
US Treasury Notes [Member]
Amortized cost, fair values, and unrealized gains and losses of securities available-for-sale [Abstract]
Amortized cost		65,571	73,048	19,818
Gross unrealized gains		217	0	148
Gross unrealized losses		0	164	0
Fair/Book value		65,788	72,884	19,966
Mortgage Backed Securities [Member]
Amortized cost, fair values, and unrealized gains and losses of securities available-for-sale [Abstract]
Amortized cost	[1]	207,021	261,016	270,820
Gross unrealized gains	[1]	5,113	2,708	5,977
Gross unrealized losses	[1]	7	1,231	196
Fair/Book value	[1]	212,127	262,493	276,601
Other [Member]
Amortized cost, fair values, and unrealized gains and losses of securities available-for-sale [Abstract]
Amortized cost		510	509	485
Gross unrealized gains		0	0	0
Gross unrealized losses		0	0	0
Fair/Book value		510	509	485
Obligations of States and Political Subdivisions [Member]
Book values, estimated fair values and unrealized gains and losses of investments classified as held-to-maturity [Abstract]
Book value		61,535	61,396	61,324
Gross unrealized gains		1,357	993	766
Gross unrealized losses		0	1	11
Fair value		$ 62,892	$ 62,388	62,079
Other [Member]
Book values, estimated fair values and unrealized gains and losses of investments classified as held-to-maturity [Abstract]
Book value				2,139
Gross unrealized gains				0
Gross unrealized losses				0
Fair value				$ 2,139

[1]	All Mortgage Backed Securities consist of securities collateralized by residential real estate and were issued by an agency or government sponsored entity of the U.S. government.

Investment Securities, Contract

Investment Securities, Contract Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Amortized Cost [Abstract]
Within one year	$ 60,504
After one year through five years	68,734
After five years through ten years	0
After ten years	0
Amortized cost, excluding investment securities not due at a single maturity date	129,238
Investment securities not due at a single maturity date, mortgage-backed securities	207,021
Amortized cost	336,259
Fair/Book Value [Abstract]
Within one year	60,503
After one year through five years	69,141
After five years through ten years	0
After ten years	0
Fair/Book value, excluding investment securities not due at a single maturity date	129,644
Investment securities not due at a single maturity date, mortgage-backed securities	212,127
Fair/Book value	341,771	$ 369,137	$ 365,184
Book Value [Abstract]
Within one year	225
After one year through five years	12,034
After five years through ten years	11,425
After ten years	37,851
Book value, excluding investment securities not due at a single maturity date	61,535
Investment securities not due at a single maturity date, mortgage-backed securities	0
Book value	61,535	61,396	63,463
Fair Value [Abstract]
Within one year	225
After one year through five years	12,087
After five years through ten years	11,615
After ten years	38,965
Fair value, excluding investment securities not due at a single maturity date	62,892
Investment securities not due at a single maturity date, mortgage-backed securities	0
Fair value	$ 62,892	$ 62,388	$ 64,218

Investment Securities, Securiti

Investment Securities, Securities in Continuous Unrealized Loss Position (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)Security	Dec. 31, 2015USD ($)	Mar. 31, 2015USD ($)
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value	$ 41,525	$ 153,730	$ 38,031
Less than 12 months, unrealized loss	8	1,672	29
12 months or more, fair value	0	7,277	25,942
12 months or more, unrealized loss	0	142	168
Total, fair value	41,525	161,007	63,973
Total, unrealized loss	$ 8	1,814	197
Number of investment securities held \| Security	227
Less than 12 months, number of positions \| Security	3
12 months or more, number of positions \| Security	0
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value		839	1,340
Less than 12 months, unrealized loss		1	11
12 months or more, fair value		0	0
12 months or more, unrealized loss		0	0
Total, fair value		839	1,340
Total, unrealized loss		1	11
Government Agency & Government Sponsored Entities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value	$ 39,996	29,944	24,998
Less than 12 months, unrealized loss	1	419	1
12 months or more, fair value	0	0	0
12 months or more, unrealized loss	0	0	0
Total, fair value	39,996	29,944	24,998
Total, unrealized loss	$ 1	419	1
Less than 12 months, number of positions \| Security	2
12 months or more, number of positions \| Security	0
US Treasury Notes [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value		44,887
Less than 12 months, unrealized loss		164
12 months or more, fair value		0
12 months or more, unrealized loss		0
Total, fair value		44,887
Total, unrealized loss		164
Less than 12 months, number of positions \| Security	0
12 months or more, number of positions \| Security	0
Mortgage Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value	$ 1,529	78,899	13,033
Less than 12 months, unrealized loss	7	1,089	28
12 months or more, fair value	0	7,277	25,942
12 months or more, unrealized loss	0	142	168
Total, fair value	1,529	86,176	38,975
Total, unrealized loss	$ 7	1,231	196
Less than 12 months, number of positions \| Security	1
12 months or more, number of positions \| Security	0
Obligations of States and Political Subdivisions [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Less than 12 months, fair value		839	1,340
Less than 12 months, unrealized loss		1	11
12 months or more, fair value		0	0
12 months or more, unrealized loss		0	0
Total, fair value		839	1,340
Total, unrealized loss		$ 1	$ 11
Less than 12 months, number of positions \| Security	0
12 months or more, number of positions \| Security	0
Municipal Bonds [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position [Abstract]
Percentage of bank qualified municipal bond portfolio rated	98.00%
Percentage of portfolio not rated	2.00%

Investment Securities, Proceeds

Investment Securities, Proceeds from Sales (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Proceeds from sales and calls of securities [Abstract]
Proceeds	$ 102,895	$ 475
Gains	244	1
Losses	$ 1	$ 0

Investment Securities, Pledged

Investment Securities, Pledged Securities (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Investment Securities [Abstract]
Securities pledged to secure public deposits, FHLB borrowings, and other government agency deposits as required by law	$ 184.9	$ 189.2	$ 196.4

Loans & Leases and Allowance 28

Loans & Leases and Allowance for Credit Losses, Allocation of The Allowance For Credit Losses by Portfolio Segment and By Impairment Methodology (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 41,523	$ 35,401	$ 35,401
Charge-Offs	(44)	(29)	(96)
Recoveries	50	2,968	5,468
Provision	2,600	600	750
Ending Balance	44,129	38,940	41,523
Ending Balance Individually Evaluated for Impairment	1,088	1,470	1,213
Ending Balance Collectively Evaluated for Impairment	43,041	37,470	40,310
Loans & Leases [Abstract]
Ending Balance	1,993,071	1,705,320	1,996,359
Ending Balance Individually Evaluated for Impairment	12,345	17,025	12,044
Ending Balance Collectively Evaluated for Impairment	1,980,726	1,688,295	1,984,315
Commercial Real Estate [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	10,063	7,842	7,842
Charge-Offs	0	0	0
Recoveries	2	2,938	2,939
Provision	34	(2,826)	(718)
Ending Balance	10,099	7,954	10,063
Ending Balance Individually Evaluated for Impairment	59	61	61
Ending Balance Collectively Evaluated for Impairment	10,040	7,893	10,002
Loans & Leases [Abstract]
Ending Balance	611,511	529,550	603,650
Ending Balance Individually Evaluated for Impairment	3,376	3,573	3,420
Ending Balance Collectively Evaluated for Impairment	608,135	525,977	600,230
Agricultural Real Estate [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	6,881	4,185	4,185
Charge-Offs	0	0	0
Recoveries	0	0	0
Provision	2,281	2,716	2,696
Ending Balance	9,162	6,901	6,881
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	9,162	6,901	6,881
Loans & Leases [Abstract]
Ending Balance	432,281	351,866	424,034
Ending Balance Individually Evaluated for Impairment	163	0	0
Ending Balance Collectively Evaluated for Impairment	432,118	351,866	424,034
Real Estate Construction [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	2,485	1,669	1,669
Charge-Offs	0	0	0
Recoveries	0	0	2,225
Provision	109	247	(1,409)
Ending Balance	2,594	1,916	2,485
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	2,594	1,916	2,485
Loans & Leases [Abstract]
Ending Balance	166,455	101,616	151,974
Ending Balance Individually Evaluated for Impairment	0	4,363	0
Ending Balance Collectively Evaluated for Impairment	166,455	97,253	151,974
Residential 1st Mortgages [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	789	1,022	1,022
Charge-Offs	0	0	0
Recoveries	6	0	8
Provision	1	(349)	(241)
Ending Balance	796	673	789
Ending Balance Individually Evaluated for Impairment	66	72	69
Ending Balance Collectively Evaluated for Impairment	730	601	720
Loans & Leases [Abstract]
Ending Balance	212,205	182,431	206,405
Ending Balance Individually Evaluated for Impairment	1,944	2,080	2,010
Ending Balance Collectively Evaluated for Impairment	210,261	180,351	204,395
Home Equity Lines and Loans [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	2,146	2,426	2,426
Charge-Offs	(19)	0	0
Recoveries	2	5	87
Provision	(65)	(335)	(367)
Ending Balance	2,064	2,096	2,146
Ending Balance Individually Evaluated for Impairment	65	53	35
Ending Balance Collectively Evaluated for Impairment	1,999	2,043	2,111
Loans & Leases [Abstract]
Ending Balance	31,639	31,724	33,056
Ending Balance Individually Evaluated for Impairment	1,513	1,668	1,214
Ending Balance Collectively Evaluated for Impairment	30,126	30,056	31,842
Agricultural [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	6,308	6,104	6,104
Charge-Offs	0	0	0
Recoveries	0	1	4
Provision	(404)	(1,503)	200
Ending Balance	5,904	4,602	6,308
Ending Balance Individually Evaluated for Impairment	115	129	115
Ending Balance Collectively Evaluated for Impairment	5,789	4,473	6,193
Loans & Leases [Abstract]
Ending Balance	253,655	216,231	293,966
Ending Balance Individually Evaluated for Impairment	605	457	606
Ending Balance Collectively Evaluated for Impairment	253,050	215,774	293,360
Commercial [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	7,836	8,195	8,195
Charge-Offs	0	(12)	(12)
Recoveries	27	2	136
Provision	(138)	756	(483)
Ending Balance	7,725	8,941	7,836
Ending Balance Individually Evaluated for Impairment	757	1,118	905
Ending Balance Collectively Evaluated for Impairment	6,968	7,823	6,931
Loans & Leases [Abstract]
Ending Balance	213,479	236,141	210,804
Ending Balance Individually Evaluated for Impairment	4,714	4,840	4,760
Ending Balance Collectively Evaluated for Impairment	208,765	231,301	206,044
Consumer & Other [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	175	218	218
Charge-Offs	(25)	(17)	(84)
Recoveries	13	22	69
Provision	24	(11)	(28)
Ending Balance	187	212	175
Ending Balance Individually Evaluated for Impairment	26	37	28
Ending Balance Collectively Evaluated for Impairment	161	175	147
Loans & Leases [Abstract]
Ending Balance	7,066	4,915	6,592
Ending Balance Individually Evaluated for Impairment	30	44	34
Ending Balance Collectively Evaluated for Impairment	7,036	4,871	6,558
Leases [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	3,294	2,211	2,211
Charge-Offs	0	0	0
Recoveries	0	0	0
Provision	(55)	288	1,083
Ending Balance	3,239	2,499	3,294
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	3,239	2,499	3,294
Loans & Leases [Abstract]
Ending Balance	64,780	50,846	65,878
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	64,780	50,846	65,878
Unallocated [Member]
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,546	1,529	1,529
Charge-Offs	0	0	0
Recoveries	0	0	0
Provision	813	1,617	17
Ending Balance	2,359	3,146	1,546
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	2,359	3,146	1,546
Loans & Leases [Abstract]
Ending Balance	0	0	0
Ending Balance Individually Evaluated for Impairment	0	0	0
Ending Balance Collectively Evaluated for Impairment	0	0	0
Restructured Loans [Member]
Loans & Leases [Abstract]
Ending Balance Individually Evaluated for Impairment	$ 5,300	$ 9,800	$ 4,900

Loans & Leases and Allowance 29

Loans & Leases and Allowance for Credit Losses, Loan Portfolio Allocated by Management's Internal Risk Ratings (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	$ 1,993,071	$ 1,996,359	$ 1,705,320
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	1,961,069	1,972,059	1,675,723
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	25,670	18,169	23,896
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	6,332	6,131	5,701
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	0	0	0
Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	0	0	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	611,511	603,650	529,550
Commercial Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	602,242	595,011	520,613
Commercial Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	8,573	7,917	8,834
Commercial Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	696	722	103
Agricultural Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	432,281	424,034	351,866
Agricultural Real Estate [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	429,785	424,034	351,866
Agricultural Real Estate [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	2,496	0	0
Agricultural Real Estate [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	0	0	0
Real Estate Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	166,455	151,974	101,616
Real Estate Construction [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	164,895	150,379	99,920
Real Estate Construction [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	1,560	1,595	1,696
Real Estate Construction [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	0	0	0
Residential 1st Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	212,205	206,405	182,431
Residential 1st Mortgages [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	210,884	205,135	181,021
Residential 1st Mortgages [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	410	413	744
Residential 1st Mortgages [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	911	857	666
Home Equity Lines & Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	31,639	33,056	31,724
Home Equity Lines & Loans [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	30,701	32,419	30,772
Home Equity Lines & Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	72	75	83
Home Equity Lines & Loans [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	866	562	869
Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	253,655	293,966	216,231
Agricultural [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	252,387	293,325	215,507
Agricultural [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	638	9	453
Agricultural [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	630	632	271
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	213,479	210,804	236,141
Commercial [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	202,878	199,467	220,491
Commercial [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	7,582	8,160	12,086
Commercial [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	3,019	3,177	3,564
Consumer & Other [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	7,066	6,592	4,915
Consumer & Other [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	6,856	6,411	4,687
Consumer & Other [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	0	0	0
Consumer & Other [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	210	181	228
Leases [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	64,780	65,878	50,846
Leases [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	60,441	65,878	50,846
Leases [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	4,339	0	0
Leases [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans & leases	$ 0	$ 0	$ 0

Loans & Leases and Allowance 30

Loans & Leases and Allowance for Credit Losses, Aging Analysis of Loan Portfolio by the Time Past Due (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	$ 0	$ 0	$ 0
Nonaccrual	2,297	2,156	2,393
Total Past Due	2,998	3,159	3,220
Current	1,990,073	1,993,200	1,702,100
Total Loans & Leases	1,993,071	1,996,359	1,705,320
30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	701	809	827
60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	194	0
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	0	19	103
Total Past Due	696	724	822
Current	610,815	602,926	528,728
Total Loans & Leases	611,511	603,650	529,550
Commercial Real Estate [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	696	705	719
Commercial Real Estate [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Agricultural Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	163	0	0
Total Past Due	163	0	0
Current	432,118	424,034	351,866
Total Loans & Leases	432,281	424,034	351,866
Agricultural Real Estate [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Agricultural Real Estate [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Real Estate Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	0	0	0
Total Past Due	0	0	0
Current	166,455	151,974	101,616
Total Loans & Leases	166,455	151,974	101,616
Real Estate Construction [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Real Estate Construction [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Residential 1st Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	62	65	74
Total Past Due	62	356	173
Current	212,143	206,049	182,258
Total Loans & Leases	212,205	206,405	182,431
Residential 1st Mortgages [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	97	99
Residential 1st Mortgages [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	194	0
Home Equity Lines & Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	564	538	616
Total Past Due	564	538	616
Current	31,075	32,518	31,108
Total Loans & Leases	31,639	33,056	31,724
Home Equity Lines & Loans [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Home Equity Lines & Loans [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	0	0	14
Total Past Due	0	0	14
Current	253,655	293,966	216,217
Total Loans & Leases	253,655	293,966	216,231
Agricultural [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Agricultural [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	1,499	1,524	1,573
Total Past Due	1,499	1,524	1,573
Current	211,980	209,280	234,568
Total Loans & Leases	213,479	210,804	236,141
Commercial [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Commercial [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Consumer & Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	9	10	13
Total Past Due	14	17	22
Current	7,052	6,575	4,893
Total Loans & Leases	7,066	6,592	4,915
Consumer & Other [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	5	7	9
Consumer & Other [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Leases [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
90 Days and Still Accruing	0	0	0
Nonaccrual	0	0	0
Total Past Due	0	0	0
Current	64,780	65,878	50,846
Total Loans & Leases	64,780	65,878	50,846
Leases [Member] \| 30-59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	0	0	0
Leases [Member] \| 60-89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 0	$ 0	$ 0

Loans & Leases and Allowance 31

Loans & Leases and Allowance for Credit Losses, Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
With no related allowance recorded [Abstract]
Recorded Investment	$ 4,573	$ 1,484	$ 4,530
Unpaid Principal Balance	4,686	1,600	4,664
Average Recorded Investment	4,552	743	4,113
Interest Income Recognized	40	8	114
With an allowance recorded [Abstract]
Recorded Investment	2,530	5,776	2,585
Unpaid Principal Balance	2,746	5,966	2,822
Related Allowance	945	1,309	1,073
Average Recorded Investment	2,558	6,458	3,416
Interest Income Recognized	16	38	83
Total [Abstract]
Recorded Investment	7,103	7,260	7,115
Unpaid Principal Balance	7,432	7,566	7,486
Related Allowance	945	1,309	1,073
Average Recorded Investment	7,110	7,201	7,529
Interest Income Recognized	56	46	197
Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	80	192	102
Unpaid Principal Balance	80	192	104
Average Recorded Investment	91	96	479
Interest Income Recognized	2	2	7
Agricultural Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	163
Unpaid Principal Balance	163
Average Recorded Investment	82
Interest Income Recognized	3
Residential 1st Mortgages [Member]
With no related allowance recorded [Abstract]
Recorded Investment	329	569	551
Unpaid Principal Balance	371	632	618
Average Recorded Investment	440	285	560
Interest Income Recognized	2	4	16
With an allowance recorded [Abstract]
Recorded Investment	242	359	348
Unpaid Principal Balance	282	429	420
Related Allowance	12	18	17
Average Recorded Investment	295	648	354
Interest Income Recognized	3	4	16
Total [Abstract]
Related Allowance	12	18	17
Home Equity Lines & Loans [Member]
With no related allowance recorded [Abstract]
Recorded Investment	725	661	581
Unpaid Principal Balance	796	701	646
Average Recorded Investment	653	331	620
Interest Income Recognized	0	1	3
With an allowance recorded [Abstract]
Recorded Investment	218	138	134
Unpaid Principal Balance	231	156	151
Related Allowance	35	7	7
Average Recorded Investment	176	545	136
Interest Income Recognized	1	1	5
Total [Abstract]
Related Allowance	35	7	7
Agricultural [Member]
With no related allowance recorded [Abstract]
Recorded Investment	193	14	193
Unpaid Principal Balance	193	27	193
Average Recorded Investment	193	7	105
Interest Income Recognized	0	0	3
With an allowance recorded [Abstract]
Recorded Investment	413	443	412
Unpaid Principal Balance	413	443	413
Related Allowance	115	129	115
Average Recorded Investment	413	452	431
Interest Income Recognized	6	7	28
Total [Abstract]
Related Allowance	115	129	115
Commercial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	3,083	48	3,103
Unpaid Principal Balance	3,083	48	3,103
Average Recorded Investment	3,093	24	2,349
Interest Income Recognized	33	1	85
With an allowance recorded [Abstract]
Recorded Investment	1,631	4,793	1,657
Unpaid Principal Balance	1,789	4,889	1,798
Related Allowance	757	1,118	905
Average Recorded Investment	1,644	4,768	2,456
Interest Income Recognized	6	25	31
Total [Abstract]
Related Allowance	757	1,118	905
Consumer & Other [Member]
With an allowance recorded [Abstract]
Recorded Investment	26	43	34
Unpaid Principal Balance	31	49	40
Related Allowance	26	37	29
Average Recorded Investment	30	45	39
Interest Income Recognized	0	1	3
Total [Abstract]
Related Allowance	$ 26	$ 37	$ 29

Loans & Leases and Allowance 32

Loans & Leases and Allowance for Credit Losses, Loans by Class Modified as Troubled Debt Restructured Loans (Details)	3 Months Ended		12 Months Ended
	Mar. 31, 2016USD ($)Loan	Mar. 31, 2015USD ($)Loan	Dec. 31, 2015USD ($)Loan
Financing Receivable, Modifications [Line Items]
Specific reserves	$ 919,000	$ 1,300,000	$ 1,100,000
Troubled debt restructured loans	6,400,000	$ 6,500,000	6,600,000
Commitments to lend additional amounts to customers with outstanding loans that are classified as troubled debt restructurings	$ 0		$ 0
Loans by class modified as troubled debt restructured loans [Abstract]
Number of Loans \| Loan	2	1	2
Pre-Modification Outstanding Recorded Investment	$ 305,000	$ 131,000	$ 325,000
Post-Modification Outstanding Recorded Investment	286,000	119,000	313,000
Increase (decrease) in allowance for loan losses due to TDR	(17,000)	114,000	70,000
TDR's charge-offs	$ 20,000	$ 12,000	$ 12,000
Number of loans modified as troubled debt restructurings with subsequent payment defaults \| Loan	0	0	0
Threshold period after which loan is considered to be in payment default	90 days
Stated Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications	5 years	10 years
Stated Interest Rate Reduction [Member] \| Minimum [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications			4 years
Stated Interest Rate Reduction [Member] \| Maximum [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications			30 years
Extended Maturity [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications	10 years	10 years
Extended Maturity [Member] \| Minimum [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications			6 months
Extended Maturity [Member] \| Maximum [Member]
Financing Receivable, Modifications [Line Items]
Period of modifications			30 years
Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled debt restructured loans	$ 4,800,000	$ 4,900,000	$ 5,000,000
Home Equity Lines & Loans [Member]
Loans by class modified as troubled debt restructured loans [Abstract]
Number of Loans \| Loan	2
Pre-Modification Outstanding Recorded Investment	$ 305,000
Post-Modification Outstanding Recorded Investment	$ 286,000
Agricultural [Member]
Loans by class modified as troubled debt restructured loans [Abstract]
Number of Loans \| Loan			1
Pre-Modification Outstanding Recorded Investment			$ 194,000
Post-Modification Outstanding Recorded Investment			$ 194,000
Commercial [Member]
Loans by class modified as troubled debt restructured loans [Abstract]
Number of Loans \| Loan		1	1
Pre-Modification Outstanding Recorded Investment		$ 131,000	$ 131,000
Post-Modification Outstanding Recorded Investment		$ 119,000	$ 119,000

Fair Value Measurements, Assets

Fair Value Measurements, Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)		3 Months Ended
		Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Percentage of selling costs		10.00%
Consumer mortgage loans in the process of foreclosure value		$ 538,000
Available-for-Sale Securities		341,771,000	$ 369,137,000	$ 365,184,000
Government Agency & Government-Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		63,346,000	33,251,000	68,132,000
US Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		65,788,000	72,884,000	19,966,000
Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities	[1]	212,127,000	262,493,000	276,601,000
Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		510,000	509,000	485,000
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		341,771,000	369,137,000	365,184,000
Recurring [Member] \| Government Agency & Government-Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		63,346,000	33,251,000	68,132,000
Recurring [Member] \| US Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		65,788,000	72,884,000	19,966,000
Recurring [Member] \| Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		212,127,000	262,493,000	276,601,000
Recurring [Member] \| Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		510,000	509,000	485,000
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		65,988,000	73,083,000	175,000
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| US Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		65,788,000	72,884,000	0
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		200,000	199,000	175,000
Recurring [Member] \| Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		275,783,000	296,054,000	365,009,000
Recurring [Member] \| Other Observable Inputs (Level 2) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		63,346,000	33,251,000	68,132,000
Recurring [Member] \| Other Observable Inputs (Level 2) [Member] \| US Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	19,966,000
Recurring [Member] \| Other Observable Inputs (Level 2) [Member] \| Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		212,127,000	262,493,000	276,601,000
Recurring [Member] \| Other Observable Inputs (Level 2) [Member] \| Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		310,000	310,000	310,000
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| US Treasury Notes [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Mortgage Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		0	0	0
Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Other [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale Securities		$ 0	$ 0	$ 0

[1]	All Mortgage Backed Securities consist of securities collateralized by residential real estate and were issued by an agency or government sponsored entity of the U.S. government.

Fair Value Measurements, Asse34

Fair Value Measurements, Assets or Liabilities Measured at Fair Value on a Non-recurring Basis (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	$ 1,766	$ 1,509	$ 4,465
Other Real Estate	585	2,441	3,299
Total Assets Measured at Fair Value On a Non-Recurring Basis	2,351	3,950	7,764
Agricultural Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate			858
Real Estate Construction [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	585	2,441	2,441
Residential 1st Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	229	329	341
Home Equity Lines & Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	365	125	130
Agricultural [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	298	298	314
Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	874	752	3,674
Consumer [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		5	6
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Real Estate	0	0	0
Total Assets Measured at Fair Value On a Non-Recurring Basis	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Agricultural Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate			0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Real Estate Construction [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Residential 1st Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Home Equity Lines & Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Agricultural [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Consumer [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0	0
Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Real Estate	0	0	0
Total Assets Measured at Fair Value On a Non-Recurring Basis	0	0	0
Other Observable Inputs (Level 2) [Member] \| Agricultural Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate			0
Other Observable Inputs (Level 2) [Member] \| Real Estate Construction [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	0	0	0
Other Observable Inputs (Level 2) [Member] \| Residential 1st Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Observable Inputs (Level 2) [Member] \| Home Equity Lines & Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Observable Inputs (Level 2) [Member] \| Agricultural [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Observable Inputs (Level 2) [Member] \| Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	0	0	0
Other Observable Inputs (Level 2) [Member] \| Consumer [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		0	0
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	1,766	1,509	4,465
Other Real Estate	585	2,441	3,299
Total Assets Measured at Fair Value On a Non-Recurring Basis	2,351	3,950	7,764
Significant Unobservable Inputs (Level 3) [Member] \| Agricultural Real Estate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate			858
Significant Unobservable Inputs (Level 3) [Member] \| Real Estate Construction [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other Real Estate	585	2,441	2,441
Significant Unobservable Inputs (Level 3) [Member] \| Residential 1st Mortgage [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	229	329	341
Significant Unobservable Inputs (Level 3) [Member] \| Home Equity Lines & Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	365	125	130
Significant Unobservable Inputs (Level 3) [Member] \| Agricultural [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	298	298	314
Significant Unobservable Inputs (Level 3) [Member] \| Commercial [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans	$ 874	752	3,674
Significant Unobservable Inputs (Level 3) [Member] \| Consumer [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired Loans		$ 5	$ 6

Fair Value Measurements, Quanti

Fair Value Measurements, Quantitative Information (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)
Residential 1st Mortgage [Member] \| Sales Comparison Approach [Member]
Quantitative Information [Abstract]
Impaired Loans	$ 229
Unobservable inputs	Adjustment for Difference Between Comparable Sales
Residential 1st Mortgage [Member] \| Sales Comparison Approach [Member] \| Minimum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	2.00%
Residential 1st Mortgage [Member] \| Sales Comparison Approach [Member] \| Maximum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	4.00%
Residential 1st Mortgage [Member] \| Sales Comparison Approach [Member] \| Weighted Average [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	3.00%
Home Equity Lines and Loans [Member] \| Sales Comparison Approach [Member]
Quantitative Information [Abstract]
Impaired Loans	$ 365
Unobservable inputs	Adjustment for Difference Between Comparable Sales
Home Equity Lines and Loans [Member] \| Sales Comparison Approach [Member] \| Minimum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	1.00%
Home Equity Lines and Loans [Member] \| Sales Comparison Approach [Member] \| Maximum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	2.00%
Home Equity Lines and Loans [Member] \| Sales Comparison Approach [Member] \| Weighted Average [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	1.00%
Agricultural [Member] \| Income Approach [Member]
Quantitative Information [Abstract]
Impaired Loans	$ 298
Unobservable inputs	Capitalization Rate
Agricultural [Member] \| Income Approach [Member] \| Minimum [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Agricultural [Member] \| Income Approach [Member] \| Maximum [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Agricultural [Member] \| Income Approach [Member] \| Weighted Average [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Commercial [Member] \| Income Approach [Member]
Quantitative Information [Abstract]
Impaired Loans	$ 874
Unobservable inputs	Capitalization Rate
Commercial [Member] \| Income Approach [Member] \| Minimum [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Commercial [Member] \| Income Approach [Member] \| Maximum [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Commercial [Member] \| Income Approach [Member] \| Weighted Average [Member]
Quantitative Information [Abstract]
Capitalization rate	16.00%
Real Estate Construction [Member] \| Sales Comparison Approach [Member]
Quantitative Information [Abstract]
Other Real Estate	$ 585
Unobservable inputs	Adjustment for Difference Between Comparable Sales
Real Estate Construction [Member] \| Sales Comparison Approach [Member] \| Minimum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	10.00%
Real Estate Construction [Member] \| Sales Comparison Approach [Member] \| Maximum [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	10.00%
Real Estate Construction [Member] \| Sales Comparison Approach [Member] \| Weighted Average [Member]
Quantitative Information [Abstract]
Adjustment for difference between comparable sales	10.00%

Fair Value of Financial Instr36

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Assets [Abstract]
Available-for-Sale Securities		$ 341,771	$ 369,137	$ 365,184
Investment Securities Held-to-Maturity		62,892	62,388	64,218
Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		62,892	62,388	62,079
Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				2,139
Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		63,346	33,251	68,132
US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		65,788	72,884	19,966
Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities	[1]	212,127	262,493	276,601
Other [Member]
Assets [Abstract]
Available-for-Sale Securities		510	509	485
Carrying Amount [Member]
Assets [Abstract]
Cash and Cash Equivalents		73,716	59,446	143,936
Available-for-Sale Securities		341,771	369,137	365,184
Investment Securities Held-to-Maturity		61,535	61,396	63,463
FHLB Stock		7,795	7,795	7,677
Loans & Leases, Net of Deferred Fees & Allowance		1,948,942	1,954,836	1,666,380
Accrued Interest Receivable		8,118	9,240	7,324
Liabilities [Abstract]
Deposits		2,256,464	2,277,532	2,111,773
Subordinated Debentures		10,310	10,310	10,310
Accrued Interest Payable		471	513	433
Carrying Amount [Member] \| Demand [Member]
Liabilities [Abstract]
Deposits		637,140	711,029	578,820
Carrying Amount [Member] \| Interest Bearing Transaction [Member]
Liabilities [Abstract]
Deposits		409,360	377,594	340,045
Carrying Amount [Member] \| Savings and Money Market [Member]
Liabilities [Abstract]
Deposits		725,823	707,885	699,308
Carrying Amount [Member] \| Time [Member]
Liabilities [Abstract]
Deposits		484,141	481,024	493,600
Carrying Amount [Member] \| Commercial Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		601,412	593,587	521,596
Carrying Amount [Member] \| Agricultural Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		423,119	417,153	344,965
Carrying Amount [Member] \| Real Estate Construction [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		163,861	149,489	99,700
Carrying Amount [Member] \| Residential 1st Mortgages [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		211,409	205,616	181,758
Carrying Amount [Member] \| Home Equity Lines and Loans [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		29,575	30,910	29,628
Carrying Amount [Member] \| Agricultural [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		247,751	287,658	211,629
Carrying Amount [Member] \| Commercial [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		205,754	202,968	227,200
Carrying Amount [Member] \| Consumer & Other [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		6,879	6,417	4,703
Carrying Amount [Member] \| Leases [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		61,541	62,584	48,347
Carrying Amount [Member] \| Unallocated Allowance [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		(2,359)	(1,546)	(3,146)
Carrying Amount [Member] \| Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		61,535	61,396	61,324
Carrying Amount [Member] \| Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				2,139
Carrying Amount [Member] \| Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		63,346	33,251	68,132
Carrying Amount [Member] \| US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		65,788	72,884	19,966
Carrying Amount [Member] \| Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities		212,127	262,493	276,601
Carrying Amount [Member] \| Other [Member]
Assets [Abstract]
Available-for-Sale Securities		510	509	485
Estimated Fair Value [Member]
Assets [Abstract]
Cash and Cash Equivalents		73,716	59,446	143,936
Available-for-Sale Securities		341,771	369,137	365,184
Investment Securities Held-to-Maturity		62,892	62,388	64,218
Loans & Leases, Net of Deferred Fees & Allowance		1,947,030	1,939,575	1,668,775
Accrued Interest Receivable		8,118	9,240	7,324
Liabilities [Abstract]
Deposits		2,256,112	2,276,842	2,111,773
Subordinated Debentures		6,437	6,424	6,250
Accrued Interest Payable		471	513	433
Estimated Fair Value [Member] \| Demand [Member]
Liabilities [Abstract]
Deposits		637,140	711,029	578,820
Estimated Fair Value [Member] \| Interest Bearing Transaction [Member]
Liabilities [Abstract]
Deposits		409,361	377,594	340,045
Estimated Fair Value [Member] \| Savings and Money Market [Member]
Liabilities [Abstract]
Deposits		725,822	707,885	699,308
Estimated Fair Value [Member] \| Time [Member]
Liabilities [Abstract]
Deposits		483,789	480,334	493,600
Estimated Fair Value [Member] \| Commercial Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		604,707	591,271	519,698
Estimated Fair Value [Member] \| Agricultural Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		414,223	405,295	346,742
Estimated Fair Value [Member] \| Real Estate Construction [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		163,917	149,371	99,861
Estimated Fair Value [Member] \| Residential 1st Mortgages [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		214,885	207,431	185,210
Estimated Fair Value [Member] \| Home Equity Lines and Loans [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		30,806	32,360	31,332
Estimated Fair Value [Member] \| Agricultural [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		246,626	285,733	210,769
Estimated Fair Value [Member] \| Commercial [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		204,828	201,105	224,783
Estimated Fair Value [Member] \| Consumer & Other [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		6,938	6,416	4,747
Estimated Fair Value [Member] \| Leases [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		62,459	62,139	48,779
Estimated Fair Value [Member] \| Unallocated Allowance [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		(2,359)	(1,546)	(3,146)
Estimated Fair Value [Member] \| Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		62,892	62,388	62,079
Estimated Fair Value [Member] \| Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				2,139
Estimated Fair Value [Member] \| Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		63,346	33,251	68,132
Estimated Fair Value [Member] \| US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		65,788	72,884	19,966
Estimated Fair Value [Member] \| Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities		212,127	262,493	276,601
Estimated Fair Value [Member] \| Other [Member]
Assets [Abstract]
Available-for-Sale Securities		510	509	485
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets [Abstract]
Cash and Cash Equivalents		73,716	59,446	143,936
Available-for-Sale Securities		65,988	73,083	175
Investment Securities Held-to-Maturity		0	0	0
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Accrued Interest Receivable		0	0	0
Liabilities [Abstract]
Deposits		1,772,323	1,796,508	1,618,173
Subordinated Debentures		0	0	0
Accrued Interest Payable		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Demand [Member]
Liabilities [Abstract]
Deposits		637,140	711,029	578,820
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Interest Bearing Transaction [Member]
Liabilities [Abstract]
Deposits		409,361	377,594	340,045
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Savings and Money Market [Member]
Liabilities [Abstract]
Deposits		725,822	707,885	699,308
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Time [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Agricultural Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Real Estate Construction [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Residential 1st Mortgages [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Home Equity Lines and Loans [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Agricultural [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Consumer & Other [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Leases [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Unallocated Allowance [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		65,788	72,884	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	0
Estimated Fair Value [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Other [Member]
Assets [Abstract]
Available-for-Sale Securities		200	199	175
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member]
Assets [Abstract]
Cash and Cash Equivalents		0	0	0
Available-for-Sale Securities		275,783	296,054	365,009
Investment Securities Held-to-Maturity		50,436	44,675	50,722
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Accrued Interest Receivable		8,118	9,240	7,324
Liabilities [Abstract]
Deposits		483,789	480,334	493,600
Subordinated Debentures		6,437	6,424	6,250
Accrued Interest Payable		471	513	433
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Demand [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Interest Bearing Transaction [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Savings and Money Market [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Time [Member]
Liabilities [Abstract]
Deposits		483,789	480,334	493,600
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Commercial Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Agricultural Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Real Estate Construction [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Residential 1st Mortgages [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Home Equity Lines and Loans [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Agricultural [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Commercial [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Consumer & Other [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Leases [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Unallocated Allowance [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		0	0	0
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		50,436	44,675	48,583
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				2,139
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		63,346	33,251	68,132
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	19,966
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities		212,127	262,493	276,601
Estimated Fair Value [Member] \| Other Observable Inputs (Level 2) [Member] \| Other [Member]
Assets [Abstract]
Available-for-Sale Securities		310	310	310
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Assets [Abstract]
Cash and Cash Equivalents		0	0	0
Available-for-Sale Securities		0	0	0
Investment Securities Held-to-Maturity		12,456	17,713	13,496
Loans & Leases, Net of Deferred Fees & Allowance		1,947,030	1,939,575	1,668,775
Accrued Interest Receivable		0	0	0
Liabilities [Abstract]
Deposits		0	0	0
Subordinated Debentures		0	0	0
Accrued Interest Payable		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Demand [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Interest Bearing Transaction [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Savings and Money Market [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Time [Member]
Liabilities [Abstract]
Deposits		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Commercial Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		604,707	591,271	519,698
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Agricultural Real Estate [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		414,223	405,295	346,742
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Real Estate Construction [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		163,917	149,371	99,861
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Residential 1st Mortgages [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		214,885	207,431	185,210
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Home Equity Lines and Loans [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		30,806	32,360	31,332
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Agricultural [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		246,626	285,733	210,769
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Commercial [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		204,828	201,105	224,783
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Consumer & Other [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		6,938	6,416	4,747
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Leases [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		62,459	62,139	48,779
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Unallocated Allowance [Member]
Assets [Abstract]
Loans & Leases, Net of Deferred Fees & Allowance		(2,359)	(1,546)	(3,146)
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Obligations of States and Political Subdivisions [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity		12,456	17,713	13,496
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Other [Member]
Assets [Abstract]
Investment Securities Held-to-Maturity				0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Government Agency & Government-Sponsored Entities [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| US Treasury Notes [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Mortgage Backed Securities [Member]
Assets [Abstract]
Available-for-Sale Securities		0	0	0
Estimated Fair Value [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Other [Member]
Assets [Abstract]
Available-for-Sale Securities		$ 0	$ 0	$ 0

[1]	All Mortgage Backed Securities consist of securities collateralized by residential real estate and were issued by an agency or government sponsored entity of the U.S. government.

Dividends and Basic Earnings 37

Dividends and Basic Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Dividends and Basic Earnings Per Common Share [Abstract]
Cash dividends	$ 0	$ 0
Earnings per share for the period [Abstract]
Net Income	$ 7,172	$ 6,403
Weighted Average Number of Common Shares Outstanding (in shares)	791,895	785,366
Basic Earnings Per Common Share Amount (in dollars per share)	$ 9.06	$ 8.15