Farmers & Merchants Bancorp (FMCB) 10-Q2024 Q1 Quarterly report

Filed: 9 May 24, 5:10pm

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Removed: accumulated, acquisition, adjustable, AFS, agricultural, allocating, area, capability, capitalized, careful, carry, clear, CLTV, commitment, competition, confirmed, consideration, consistent, coverage, creditor, crop, doc, equipment, excluded, exhibiting, experienced, Family, farmland, FHLMC, FICO, finance, FNMA, forward, growing, important, imprecision, institution, inventory, investor, issuance, ITC, lessee, lessor, lien, livestock, LLC, longer, LTV, macro, managed, minimal, modernization, modification, multifamily, Occasionally, occupied, owner, peak, plant, PPP, principle, producing, production, proposed, recreational, reduction, represent, residual, responsive, restructuring, retain, rural, scope, seasonal, seasonality, shorter, stated, structuring, subprime, successful, surrender, System, tertiary, thirty, tied, timeframe, track, traditional, troubled, true, unallocated, underwriting, underwritten, unsecured, viewed, working, written

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Exhibit 32

Certification Pursuant to 18 U.S.C. Section 1350,

as Adopted Pursuant to

Section 906 of the Sarbanes-Oxley Act of 2002

In connection with the Quarterly Report of Farmers & Merchants Bancorp (the “Company”) on Form 10-Q for the quarterly period ended March 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), we, Kent A. Steinwert, Chairman, President and Chief Executive Officer, and Bart R. Olson, Executive Vice President and Chief Financial Officer of the Company, certify pursuant to Rule 13a-14(b) or Rule 15d-14(b) under the Securities Exchange act of 1934 and Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. $ 1350), that:

the Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. $ 78m or 78o(d)); and

the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

May 9, 2024

/s/ Kent A. Steinwert

Kent A. Steinwert
Chairman, President
& Chief Executive Officer

/s/ Bart R. Olson

Bart R. Olson
Executive Vice President & Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request.