Manulife Financial (MFC) SC 13G/A EVANS BANCORP / MANULIFE FINANCIAL ownership change

EXHIBIT A

JOINT FILING AGREEMENT

Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.9) to which this Agreement is attached, relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them.

Manulife Financial Corporation

February 4, 2025

Date

/s/ Graham Miller

Signature

Graham Miller / Agent*

Name / Title

Manulife Investment Management (US) LLC

February 12, 2025

Date

/s/ Paul M. Donahue

Signature

Paul Donahue / Chief Compliance Officer

Name / Title

*Signed pursuant to a Power of Attorney dated January 17, 2018 included as Exhibit A to Schedule 13F- NT filed with the Securities and Exchange Commission by Manulife Financial Corporation on January 29, 2018.