United Bancshares (UBOH) 10-Q 26 Apr 18 2018 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information	3 Months Ended
	Mar. 31, 2018shares
Document and Entity Information [Abstract]
Entity Registrant Name	UNITED BANCSHARES INC/OH
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Trading Symbol	uboh
Entity Common Stock, Shares Outstanding	3,268,111
Amendment Flag	false
Entity Central Index Key	1,087,456
Entity Filer Category	Smaller Reporting Company
Document Period End Date	Mar. 31, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q1

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
CASH AND CASH EQUIVALENTS
Cash and due from banks	$ 10,254	$ 10,718
Interest-bearing deposits in other banks	6,166	16,556
Total cash and cash equivalents	16,420	27,274
SECURITIES, available-for-sale	170,938	169,428
FEDERAL HOME LOAN BANK STOCK, at cost	5,302	5,302
LOANS HELD FOR SALE	2,784	2,384
LOANS AND LEASES	521,035	506,412
Less allowance for loan and lease losses	2,976	2,835
Net loans and leases	518,059	503,577
PREMISES AND EQUIPMENT, net	19,241	19,336
GOODWILL	25,203	25,203
CORE DEPOSIT INTANGIBLE ASSETS, net	1,083	1,126
CASH SURRENDER VALUE OF LIFE INSURANCE	17,927	17,828
OTHER REAL ESTATE OWNED	159	159
OTHER ASSETS, including accrued interest receivable	9,545	8,833
Total Assets	786,661	780,450
Deposits:
Non-interest bearing	98,398	105,828
Interest-bearing	542,945	524,720
Total deposits	641,343	630,548
Other borrowings	53,589	57,148
Junior subordinated deferrable interest debentures	12,848	12,840
Other liabilities	3,797	4,210
Total liabilities	711,577	704,746
SHAREHOLDERS' EQUITY
Common stock, stated value $1.00 authorized 10,000,000 shares; issued 3,760,557 shares	3,761	3,761
Surplus	14,822	14,783
Retained earnings	66,426	64,994
Accumulated other comprehensive income (loss)	(2,222)	(124)
Treasury stock, at cost, 492,446 shares at March 31, 2018 and 492,914 shares at December 31, 2017	(7,703)	(7,710)
Total shareholders' equity	75,084	75,704
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 786,661	$ 780,450

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Mar. 31, 2018	Dec. 31, 2017
Statement of Financial Position [Abstract]
Common stock par value (in Dollars per share)	$ 1	$ 1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	3,760,557	3,760,557
Treasury stock, shares	492,446	492,914

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
INTEREST INCOME
Loans and leases, including fees	$ 6,621	$ 4,344
Securities:
Taxable	581	633
Tax-exempt	409	417
Other	130	74
Total interest income	7,741	5,468
INTEREST EXPENSE
Deposits	718	432
Borrowings	493	177
Total interest expense	1,211	609
Net interest income	6,530	4,859
CREDIT FOR LOAN AND LEASE LOSSES	90	(350)
Net interest income after credit for loan and lease losses	6,440	5,209
NON-INTEREST INCOME
Gain on sale of loans	1,099	117
Net securities gains	14	82
Other operating income	1,135	1,061
Total non-interest income	2,248	1,260
NON-INTEREST EXPENSES	6,551	4,633
INCOME BEFORE INCOME TAXES	2,137	1,836
PROVISION FOR INCOME TAXES	338	442
NET INCOME	$ 1,799	$ 1,394
NET INCOME PER SHARE (basic and diluted) (in dollars per share)	$ 0.55	$ 0.43
Weighted average common shares outstanding, Basic	3,268,054	3,266,990
Weighted average common shares outstanding, Diluted	3,272,528	3,269,378

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Statement of Comprehensive Income [Abstract]
NET INCOME	$ 1,799	$ 1,394
Unrealized gains on securities:
Unrealized holding gains during period	(2,611)	644
Reclassification adjustments for (gains) losses included in net income	(14)	(82)
Other comprehensive income, before income taxes	(2,625)	562
Income tax expense related to items of other comprehensive income	(551)	191
Other comprehensive income	(2,074)	371
COMPREHENSIVE INCOME	$ (275)	$ 1,765

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Beginning balance at Dec. 31, 2016	$ 3,761	$ 14,674	$ 62,717	$ (866)	$ (7,728)	$ 72,558
Net income			1,394			1,394
Other comprehensive income				371		371
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		4			9	13
Stock option expense		17				17
Cash dividends declared			(393)			(393)
Balance at Mar. 31, 2017	3,761	14,695	63,718	(495)	(7,719)	73,960
Beginning balance at Dec. 31, 2017	3,761	14,783	64,994	(124)	(7,710)	75,704
Net income			1,799			1,799
Other comprehensive income				(2,074)		(2,074)
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		4			7	11
Stock option expense		35				35
Cash dividends declared			(391)			(391)
Balance at Mar. 31, 2018	$ 3,761	$ 14,822	66,426	(2,222)	$ (7,703)	$ 75,084
Reclassification for accounting change			$ 24	$ (24)

Consolidated Shareholders' Equi

Consolidated Shareholders' Equity (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Statement of Stockholders' Equity [Abstract]
Cash dividends declared per share (in Dollars per share)	$ 0.12	$ 0.12
Repurchase of shares		532
Stock issued during the period, shares, Employee Stock Purchase Plans	468

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Statement of Cash Flows [Abstract]
Cash flows from operating activities	$ 938	$ 991
Cash flows from investing activities:
Proceeds from sales of available-for-sale securities	8,974	20,130
Purchases of available-for-sale securities	(13,290)	(19,652)
Proceeds from sale of OREO		127
Net increase in loans and leases	(14,276)	(4,790)
Purchases of premises and equipment	(124)	(1,213)
Net cash provided by (used in) investing activities	(18,716)	(5,398)
Cash flows from financing activities
Net increase (decrease) in deposits	10,863	9,313
Principal payments on other borrowings	(3,559)	(3,379)
Proceeds from sale of treasury shares	11	13
Cash dividends paid	(391)	(393)
Net cash provided by (used in) financing activities	6,924	5,554
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(10,854)	1,147
Cash and cash equivalents at beginning of period	27,274	14,186
Cash and cash equivalents at end of period	16,420	15,333
Cash paid during the period for:
Interest	1,245	571
Federal income taxes
Non-cash investing activities:
Transfer of loans to other real estate owned		28
Change in net unrealized gain or loss on available-for-sale securities	$ (2,625)	$ 562

Consolidated Financial Statemen

Consolidated Financial Statements	3 Months Ended
	Mar. 31, 2018
Consolidated Financial Statements [Abstract]
Consolidated Financial Statements	NOTE 1 – CONSOLIDATED FINANCIAL STATEMENTS  The consolidated financial statements of United Bancshares, Inc. and subsidiaries (the “Corporation”) have been prepared without audit and in the opinion of management reflect all adjustments (which include normal recurring adjustments) necessary to present fairly such information for the periods and dates indicated. Since the unaudited financial statements have been prepared in accordance with the instructions to Form 10-Q, they do not contain all information and footnotes typically included in financial statements prepared in conformity with generally accepted accounting principles. Operating results for the three months ended March 31, 2018 are not necessarily indicative of the results that may be expected for the year ending December 31, 201 8 . The balance sheet as of December 31, 201 7 is derived from completed audited consolidated financial statements with footnotes, which are included in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 201 7 .  The consolidated financial statements include the accounts of the Corporation and its wholly-owned subsidiary, The Union Bank Company (the “Bank”). The Bank has formed a wholly-owned subsidiary, UBC Investments, Inc. (“UBC”), to hold and manage its securities portfolio. The operations of UBC are located in Wilmington, Delaware. The Bank has also formed a wholly-owned subsidiary, UBC Property, Inc. (“UBC Property”) , to hold and manage certain property. All significant intercompany balances and transactions have been eliminated in consolidation. The accounting and reporting policies of the Corporation conform to generally accepted practices within the banking industry. The Corporation considers all of its principal activities to be banking related.

New Accounting Pronouncements

New Accounting Pronouncements	3 Months Ended
	Mar. 31, 2018
New Accounting Pronouncements [Abstract]
New Accounting Pronouncements	NOTE 2 – NEW ACCOUNTING PRONOUNCEMENTS  In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs—Contracts with Customers (Subtopic 340-40). The guidance in this update supersedes the revenue recognition requirements in ASC Topic 605, Revenue Recognition, and most industry-specific guidance throughout the industry topics of the Codification. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2017. The guidance does not apply to revenues associated with financial instruments, including loans and securities that are accounted for under U.S. GAAP. The adoption of ASU 2014-09 effective January 1, 2018 did not have a material impact on the consolidated financial statements.  In January 201 6 , the FASB issued ASU 201 6 -01, Recognition and Measurement of Financial Assets and Financial Liabilities, amending ASU Subtopic 825-10. The amendments in this update make targeted improvements to generally accepted accounting principles (GAAP) as follows: 1) require equity investments to be measured at fair value with changes in fair value recognized in net income; 2) simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment; 3) eliminate the requirement to disclose the fair value of financial instruments measured at amortized cost for entities that are not public business entities; 4) eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet; 5) require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; 6) require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments; 7) require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements; and 8) clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. The amendments in this update are effective for fiscal years beginning after December 15, 2017. The adoption of ASU 201 6 -01 effective January 1, 2018 did not have a material impact on the consolidated financial statements.  In February 201 6 , the FASB issued ASU No. 201 6 -02, Leases (Topic 842). The ASU requires a lessee to recognize on the balance sheet assets and liabilities for leases with lease terms of more than 12 months. Consistent with current GAAP, the recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee primarily will depend on its classification as a finance or operating lease. Unlike current GAAP, which requires that only capital leases be recognized on the balance sheet, the ASC requires that both types of leases by recognized on the balance sheet. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2018. Early application is permitted. The adoption of this guidance is not expected to have a material impact on the Corporation’s consolidated financial statements.  In March 2016, the FASB issued ASU 2016-09, Compensation - Stock Compensation (Topic 718). ASU 2016-09 is intended to simplify the accounting for share-based payment transactions, including income tax consequences, classification of awards as either assets or liabilities and classification in the statement of cash flows. ASU 2016-09 is effective for annual periods beginning after December 15, 2017 and interim periods within annual periods beginning after December 15, 2018. Early adoption is permitted. The Corporation does not expect the adoption of ASU 2016-09 to have a material impact on its consolidated financial statements and related disclosures upon adoption December 31, 2018.  In June 201 6 , the FASB issued ASU 201 6 -13, Financial Instruments Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. The ASU requires an organization to measure all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. Organizations will continue to use judgment to determine which loss estimation method is appropriate for their circumstances. Additionally, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2019. Management has begun gathering data and evaluating the process for calculating the allowance for loan losses under the requirements of ASU 201 6 -13, but has not yet determined the expected impact the adoption of ASU 201 6 -13 will have on the consolidated financial statements.  In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment. The guidance in this update eliminates the Step 2 from the goodwill impairment test. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2019, with early adoption permitted for interim and annual goodwill impairment test with a measurement date after January 1, 2017. The Corporation does not expect the guidance to have a material impact on the consolidated financial statements.  In February 2018, the FASB issued ASU 2018-2, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. The ASU allows a reclassification from accumulated other comprehensive income (loss) to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. The ASU is effective for fiscal years beginning after December 15, 2018 with early adoption permitted. The Company elected to early adopt the provisions of ASU 2018-2 and recognized a reclassification adjustment of $24,000 between accumulated other comprehensive loss and retained earnings for the quarter ended March 31, 2018. 

Securities

Securities	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Securities	NOTE 3 - SECURITIES  The amortized cost and fair value of available-for-sale securities as of March 31, 2018 and December 31, 2017 are as follows:       (in thousands)  March 31, 2018 December 31, 2017  Amortized cost Fair value Amortized cost Fair value  Available-for-sale:  Obligations of states and political  subdivisions $ 64,609 $ 64,347 $ 67,160 $ 67,979  Mortgage-backed 108,140 105,621 101,454 100,463  Other 1,002 970 1,002 986   Total $ 173,751 $ 170,938 $ 169,616 $ 169,428   A summary of gross unrealized gains and losses on available-for-sale securities as of March 31, 2018 and December 31, 2017 follows:       March 31, 2018 December 31, 2017  Gross unrealized gains Gross unrealized losses Gross unrealized gains Gross unrealized losses  Available-for-sale:  Obligations of states and political  subdivisions $ 366 $ 628 $ 977 $ 158  Mortgage-backed 79 2,598 285 1,276  Other - 32 - 16   Total $ 445 $ 3,258 $ 1,262 $ 1,450  

Loans and Leases

Loans and Leases	3 Months Ended
	Mar. 31, 2018
Loans and Leases [Abstract]
Loans and Leases	NOTE 4 – LOANS AND LEASES  The following tables present the activity in the allowance for loan and lease losses by portfolio segment for the periods ending March 31, 2018 and 2017:       (in thousands)  Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Balance at December 31, 2017 $ 501 $ 1,746 $ 545 $ 43 $ 2,835  Provision (credit) charged to expenses 45 (1) 43 3 90  Losses charged off (19) (8) (51) (2) (80)  Recoveries 29 101 - 1 131  Balance at March 31, 2018 $ 556 $ 1,838 $ 537 $ 45 $ 2,976   Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Balance at December 31, 2016 $ 896 $ 1,876 $ 542 $ 31 $ 3,345  Provision (credit) charged to expenses (145) (222) 6 11 (350)  Losses charged off (30) (70) (14) (13) (127)  Recoveries 70 28 3 5 106  Balance at March 31, 2017 $ 791 $ 1,612 $ 537 $ 34 $ 2,974     The following tables present the balance in the allowance for loan and lease losses and the recorded investment in loans and leases by portfolio segment and based on impairment method for the periods ending March 31, 2018 and December 31, 2017:        (in thousands)  March 31, 2018 Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Allowance for loan and lease losses:  Attributable to loans and leases  individually evaluated for impairment $ - $ - $ - $ - $ -  Collectively evaluated for impairment 556 1,838 537 45 2,976  Total allowance for loan  and lease losses $ 556 $ 1,838 $ 537 $ 45 $ 2,976   Loans and leases:  Individually evaluated for impairment $ - $ - $ - $ - $ -  Acquired with deteriorated  credit quality - 882 67 - 949  Collectively evaluated for impairment 71,993 322,906 120,278 4,909 520,086  Total ending loans and  leases balance $ 71,993 $ 323,788 $ 120,345 $ 4,909 $ 521,035   December 31, 2017 Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Allowance for loan and lease losses:  Attributable to loans and leases  individually evaluated for impairment $ - $ - $ - $ - $ -  Collectively evaluated for impairment 501 1,746 545 43 2,835  Total allowance for loan  and lease losses $ 501 $ 1,746 $ 545 $ 43 $ 2,835   Loans and leases:  Individually evaluated for impairment $ - $ - $ - $ - $ -  Acquired with deteriorated  credit quality - 984 194 - 1,178  Collectively evaluated for impairment 68,072 311,274 121,224 4,664 505,234  Total ending loans and  leases balance $ 68,072 $ 312,258 $ 121,418 $ 4,664 $ 506,412    There were no impaired loans and leases as of March 31, 2018 and December 31, 2017.  The average recorded investment in impaired loans and leases (excluding loans and leases acquired with deteriorated credit quality) for the three month period ended March 31, 2017 was approximately $2.7 million . There was no recorded investment in impaired loans and leases for the three month period ended March 31, 2018. There wa s $27,000 in interest income recognized by the Corporation on impaired loans and leases on an accrual or cash basis for the three month period ended March 31, 201 7 and none for the three month period ended March 31, 2018.  The following tables present the recorded investment in nonaccrual loans and leases, loans and leases past due over 90 days still on accrual and troubled debt restructurings by class of loans as of March 31, 2018 and December 31, 2017 . Nonaccrual loans primarily consist of smaller dollar homogenous loans that are collectively evaluated for impairment.      (in thousands)  March 31, 2018 Nonaccrual Loans and leases past due over 90 days still accruing Troubled Debt Restructurings  Commercial $ 374 $ - $ 27  Commercial real estate 1,808 - 231  Agricultural real estate 230 - -  Agriculture - - -  Consumer - - -  Residential:  1 – 4 family 563 - 418  Home equity - - -  Total $ 2,975 $ - $ 676        December 31, 2017  Commercial $ 532 $ 60 $ 27  Commercial real estate 1,411 - 257  Agricultural real estate 233 - -  Agriculture - - -  Consumer - - -  Residential:  1 – 4 family 591 110 428  Home equity - - -  Total $ 2,767 $ 170 $ 712    The following table presents the aging of the recorded investment in past due loans and leases as of March 31, 2018 and December 31, 2017 by class of loans and leases:      (in thousands)  March 31, 2018 30 – 59 days past due 60 – 89 days past due Greater than 90 days past due Total past due Loans and leases not past due Total  Commercial $ 308 $ - $ - $ 308 $ 60,350 $ 60,658  Commercial real estate 503 - 862 1,365 292,881 294,246  Agriculture - - - - 11,335 11,335  Agricultural real estate 21 - - 21 29,521 29,542  Consumer - 1 - 1 4,908 4,909  Residential real estate 1,858 - 133 1,991 118,354 120,345  Total $ 2,690 $ 1 $ 995 $ 3,686 $ 517,349 $ 521,035        December 31, 2017  Commercial $ 419 $ 34 $ 60 $ 513 $ 55,410 $ 55,923  Commercial real estate 636 354 631 1,621 278,276 279,897  Agriculture - 145 - 145 12,318 12,463  Agricultural real estate 25 - - 25 32,022 32,047  Consumer 1 - - 1 4,663 4,664  Residential real estate 3,418 195 392 4,005 117,413 121,418  Total $ 4,499 $ 728 $ 1,083 $ 6,310 $ 500,102 $ 506,412  Credit Quality Indicators:  The Corporation categorizes loans and leases into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current final financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans and leases individually by classifying the loans and leases as to the credit risk. This analysis is completed on all non-homogenous loans and leases, such as commercial and commercial real estate loans and leases at origination and at the renewal of line of credit. For amortizing loan relationships, an annual assessment is performed on relationships with outstanding aggregate balance greater than $500,000. The Corporation uses the following definitions for risk ratings:  · Special Mention: Loans and leases which possess some credit deficiency or potential weakness which deserves close attention, but which do not yet warrant substandard classification. Such loans and leases pose unwarranted financial risk that, if not corrected, could weaken the loan or lease and increase risk in the future. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk, and (2) weaknesses are considered "potential", versus "defined", impairments to the primary source of loan repayment.  · Substandard: These loans and leases are inadequately protected by the current sound net worth and paying ability of the borrower. Loans and leases of this type will generally display negative financial trends such as poor or negative net worth, earnings or cash flow. These loans and leases may also have historic and/or severe delinquency problems, and Corporation management may depend on secondary repayment sources to liquidate these loans and leases. The Corporation could sustain some degree of loss in these loans and leases if the weaknesses remain uncorrected.  · Doubtful: Loans and leases in this category display a high degree of loss, although the amount of actual loss at the time of classification is undeterminable. This should be a temporary category until such time that actual loss can be identified, or improvements made to reduce the seriousness of the classification.   Loans and leases not meeting the previous criteria that are analyzed individually as part of the above described process are considered to be pass rated loans and leases. Beginning in late March 2018, all commercial loans, including commercial real estate loans, are risk rated. Loans and leases not rated, including commercial loans and leases prior to March 31, 2018, generally are less than $500,000 or are included in groups of homogenous loans. As of March 31, 2018 and December 31, 2017, and based on the most recent analysis performed, the risk category of loans by class of loans and leases is as follows:      (in thousands)  March 31, 2018 Pass Special Mention Substandard Doubtful Not rated  Commercial $ 65,758 $ 4,669 $ 1,566 $ - $ -  Commercial and multi-  family real estate 317,067 3,386 3,335 - -  Residential 1 - 4 family 10,698 - - - 109,647  Consumer - - - - 4,909  Total $ 393,523 $ 8,055 $ 4,901 $ - $ 114,556       December 31, 2017  Commercial $ 47,054 $ - $ 1,845 $ - $ 19,173  Commercial and multi-  family real estate 234,428 2,344 3,868 - 71,618  Residential 1 - 4 family 11,637 - 174 - 109,607  Consumer - - - - 4,664  Total $ 293,119 $ 2,344 $ 5,887 $ - $ 205,062  The Corporation considers the performance of the loan and lease portfolio and its impact on the allowance for loan and lease losses. For all loan classes that are not rated, the Corporation also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. Generally, all loans and leases not rated that are 90 days past due or are classified as nonaccrual and collectively evaluated for impairment, are considered nonperforming. The following table presents the recorded investment in all loans and leases that are not risk rated, based on payment activity as of March 31, 2018 and December 31, 2017: :     (in thousands)  March 31, 2018 Commercial Commercial and multi-family real estate Residential 1-4 family Consumer   Performing $ - $ - $ 109,514 $ 4,909  Nonperforming - - 133 -  Total $ - $ - $ 109,647 $ 4,909   December 31, 2017 Commercial Commercial and multi-family real estate Residential 1-4 family Consumer   Performing $ 19,113 $ 70,987 $ 109,214 $ 4,664  Nonperforming 60 631 393 -  Total $ 19,173 $ 71,618 $ 109,607 $ 4,664   Modifications:  The Corporation’s loan and lease portfolio also includes certain loans and leases that have been modified in a Troubled Debt Restructuring (TDR), where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Corporation’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. All TDRs are also classified as impaired loans and leases .  When the Corporation modifies a loan or lease, management evaluates any possible concession based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, except when the sole (remaining) source of repayment for the loan or lease is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, instead of discounted cash flows. If management determines that the value of the modified loan or lease is less than the recorded investment in the loan or lease (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), an impairment is recognized through a specific reserve in the allowance or a direct write down of the loan or lease balance if collection is not expected.   There were no modifications for TDR loans and leases, or troubled debt restructurings for which there was a payment default during the three month period ended March 31, 2018.  T he Corporation acquired The Ohio State Bank ( “ OSB ” ) in November 2014 and the Benchmark Bank in September 2017 . As a result of these acquisitions, the Corporation has loans and leases, for which there was at acquisition, evidence of deterioration of credit quality since origination and for which it was probable at acquisition, that all contractually required payments would not be collected.  The following is information related to loans and leases acquired in these transactions, including purchased impaired loans:      The Ohio State Bank  (in thousands)  Contractual  Principal Accretable Carrying  Receivable Difference Amount  Purchased Performing Loans and Leases  Balance at December 31, 2017 $ 25,509 $ (929) $ 24,580  Change due to payments received (1,023) 60 (963)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 24,486 $ (869) $ 23,617      Purchased Impaired Loans and Leases  Balance at December 31, 2017 $ 496 $ (232) $ 264  Change due to payments received (21) 3 (18)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 475 $ (229) $ 246       Benchmark Bank  (in thousands)     Purchased Performing Loans and Leases  Balance at December 31, 2017 $ 89,151 $ (2,066) $ 87,085  Change due to payments received (1,819) 136 (1,683)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 87,332 $ (1,930) $ 85,402      Purchased Impaired Loans and Leases  Balance at December 31, 2017 $ 1,588 $ (674) $ 914  Change due to payments received (312) 101 (211)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 1,276 $ (573) $ 703   There was no provision for loan and lease losses recognized during the three month period ended March 31, 2018 related to the acquired loans as there was no significant change to the credit quality of the loans during the period. There was a $101,000 provision for loan and lease losses recognized during the three month period ended March 31, 2017 related to one purchase credit impaired commercial loan from the OSB acquisition for which the sheriff’s appraisal was substantially below the expected collateral value.

Other Borrowings

Other Borrowings	3 Months Ended
	Mar. 31, 2018
Other Borrowings [Abstract]
Other Borrowings	NOTE 5 – OTHER BORROWINGS  Other borrowings consists of the following at March 31, 2018 and December 31, 2017:     (in thousands)  March 31, December 31,  2018 2017  Federal Home Loan Bank borrowings:  Secured notes, with interest from 1.2% through 1.52% , due at various dates through June, 2018 $ 18,489 $ 22,048  Secured note, with interest at 0.0% , due October, 2018 100 100  Secured note, with variable interest at 2.26% at March 31, 2018 and 1.56% at December 31, 2017, due September, 2021 7,000 7,000  Secured note, with interest at 1.72% , due September, 2020 6,000 6,000  Secured note, with interest at 1.86% , due September, 2021 6,000 6,000  Secured note, with interest at 1.97% , due September, 2022 6,000 6,000   United Bankers Bank  Note payable, with interest at 4.875% payable quarterly, and $250,000 principal payments commencing December 1, 2018, with any remaining unpaid principal, due September 1, 2022 . All Union Bank stock is held as collateral. 10,000 10,000   Total other borrowings $ 53,589 $ 57,148   Federal Home Loan Bank borrowings are secured by Federal Home Loan Bank stock and eligible mortgage loans approximating $98,447,000 and $88,454,000 at March 31, 2018 and December 31, 2017 respectively.

Junior Subordinated Deferrable

Junior Subordinated Deferrable Interest Debentures	3 Months Ended
	Mar. 31, 2018
Junior Subordinated Deferrable Interest Debentures [Abstract]
Junior Subordinated Deferrable Interest Debentures	NOTE 6 – JUNIOR SUBORDINATED DEFERRABLE INTEREST DEBENTURES  The Corporation has formed and invested $ 300,000 in a business trust, United (OH) Statutory Trust (“United Trust”) which is not consolidated by the Corporation. United Trust issued $10,000,000 of trust preferred securities, which are guaranteed by the Corporation, and are subject to mandatory redemption upon payment of the debentures. United Trust used the proceeds from the issuance of the trust preferred securities, as well as the Corporation’s capital investment, to purchase $10,300,000 of junior subordinated deferrable interest debentures issued by the Corporation. The debentures have a stated maturity date of March 26, 2033 . As of March 26, 2008, and quarterly thereafter, the debentures may be shortened at the Corporation’s option. Interest is payable quarterly at a floating rate adjustable quarterly and equal to 315 basis points over the 3-month LIBOR , amounting to 5.43% at March 31, 2018 and 4.82% at December 31, 2017 . The Corporation has the right, subject to events in default, to defer payments of interest on the debentures by extending the interest payment period for a period not exceeding 20 consecutive quarterly periods.  The Corporation assumed $3,093,000 of trust preferred securities through t he OSB acquisition with $3,000,000 of the liability guaranteed by the Corporation and the remaining $93,000 secured by an investment in the trust preferred securities. The trust preferred securities carrying value as of March 31, 2018 and December 31, 2017 wa s $2,549,000 and $2,506,000, respectively. The difference between the principal owed and the carrying value is due to the below- market interest rate on the debentures. The debentures have a stated maturity date of April 23, 2034 . Interest is at a floating rate adjustable quarterly and equal to 285 basis points over the 3-month LIBOR , amounting to 4.59% at March 31, 2018 and 4.21% at December 31, 2017 . Each issue of the trust preferred securities carries an interest rate identical to that of the related debenture. The securities have been structured to qualify as Tier I capital for regulatory purposes and the dividends paid on such are tax deductible. However, under Federal Reserve Board guidelines, the securities cannot be used to constitute more than 25% of the Corporation’s core Tier I capital inclusive of these securities.  Interest expense on the debentures amounted to $159,000 and $133,000 for the three month periods ended March 31, 2018 and 201 7 , respectively, and is included in interest expense-other borrowings in the accompanying consolidated statements of income. 

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2018
Fair Value [Abstract]
Fair Value Measurements	  NOTE 7 - FAIR VALUE MEASUREMENTS  ASC 820-10 defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are independent, knowledgeable, and both able and willing to transact.  ASC 820-10 requires the use of valuation techniques that are consistent with the market approach, the income approach, and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable or unobservable. Observable inputs reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources. Unobservable inputs reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, ASC 820-10 establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:  Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities that the Corporation has the ability to access at the measurement date.  Level 2 – Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; inputs other than quoted prices that are observable for the asset or liability; and inputs that are derived principally from or corroborated by observable market data by correlation or other means.  Level 3 – Unobservable inputs for the asset or liability for which there is little, if any, market activity at the measurement date. Unobservable inputs reflect the Corporation’s own assumptions about what market participants would use to price the asset or liability. The inputs are developed based on the best information available in the circumstances, which might include the Corporation’s own financial data such as internally developed pricing models, discounted cash flow methodologies, as well as instruments for which the fair value determination requires significant management judgment.  Financial assets (there were no financial liabilities) measured at fair value on a recurring basis at March 31, 2018 and December 31, 201 7 include available-for-sale securities, which are valued using Level 2 inputs as well as mortgage servicing rights, amounting to $1,317,000 at March 31, 2018 and $1,270,000 at December 31, 201 7 , which are valued using Level 3 inputs. There were no impaired loans for the periods ended March 31, 2018 and December 31, 2017.  There were no financial instruments measured at fair value that moved to a lower level in the fair value hierarchy during the period ended March 31, 2018 , due to the lack of observable quotes in inactive markets for those instruments at March 31, 2018 .  The tables below present a reconciliation and income statement classification of gains and losses for mortgage servicing rights, which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3), as well as the Bank’s one security which was valued using Level 3 inputs, for the year ended December 31, 2017:      (in thousands)  March 31, December 31,  2018 2017  Mortgage Servicing Rights  Balance at beginning of period $ 1,270 $ 1,247  Gains or losses, including realized and unrealized:  Purchases, issuances, and settlements 37 183  Disposals - amortization based on loan payments and payoffs (43) (129)  Changes in fair value 53 (31)  Balance at end of period $ 1,317 $ 1,270   Security valued using Level 3 inputs  Balance at beginning of period $ - $ 2,238  Principal payments received - (2,238)  Changes in fair value - -  Balance at end of period $ - $ -   A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valua tion hierarchy, and disclosure of unobservable inputs follows.  In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Corporation’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Corporation’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Corporation’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.  Securities Available-for-Sale  Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would typically include government bonds and exchange traded equities. If quoted market prices are not available, then fair values are estimated using pricing models, quoted prices of securities with similar characteristics, or discounted cash flows. Examples of such instruments, which would generally be classified within Level 2 of the valuation hierarchy, include U. S. Government and agencies securities , municipal bonds, mortgage-backed securities, and asset-backed securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy . Impaired Loans  The Corporation does not record impaired loans at fair value on a recurring basis. However, periodically, a loan is considered impaired and is reported at the fair value of the underlying collateral less estimated cost to sell, if repayment is expected solely from collateral. Collateral values are estimated using Level 2 inputs, including recent appraisals and Level 3 inputs based on customized discounting criteria such as additional appraisal adjustments to consider deterioration of value subsequent to appraisal date and estimated cost to sell. Additional appraisal adjustments range between 15% and 35% of appraised value, and estimated selling cost ranges between 10% and 20% of the adjusted appraised value. Due to the significance of the Level 3 inputs, impaired loans fair values have bee n classified as Level 3.  Mortgage Servicing Rights  The Corporation records mortgage servicing rights at estimated fair value based on a discounted cash flow model which includes discou nt rates between 9% and 11% , i n addition to prepayment, internal rate of return, servicing costs, inflation rate of servicing costs and earnings rate assumptions that are considered to be unobservable inputs. Due to the significance of the Level 3 inputs, mortgage servicing rights have been classified as Level 3.  Other Real Estate Owned  The Corporation values other real estate owned at th e estimated fair value of the underlying collateral less appraisal adjustments typically between 10% and 30% of appraised value, and expected selling costs between 10% and 20% of adjusted appraised value. Such values are estimated primarily using appraisals and reflect a market value approach. Due to the significance of the Level 3 inputs, other real estate owned has been classified as Level 3.  Certain other financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances, for example, when there is evidence of impairment. Financial assets and financial liabilities, excluding impaired loans and other real estate owned, measured at fair value on a nonrecurring basis were not significant at March 31, 2018 and December 31, 201 7 .

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2018
Fair Value [Abstract]
Fair Value of Financial Instruments	NOTE 8 – FAIR VALUE OF FINANCIAL INSTRUMENTS  The carrying amounts and estimated fair values of recognized financial instruments at March 31, 2018 and December 31, 2017 were as follows:       (in thousands)  March 31, 2018 December 31, 2017  Carrying amount Estimated value Carrying amount Estimated value Input Level   FINANCIAL ASSETS  Cash and cash equivalents $ 16,420 $ 16,420 $ 27,274 $ 27,274 1  Securities, including FHLB stock 176,240 176,240 174,730 174,730 2,3  Loans held for sale 2,784 2,840 2,384 2,384 3  Net loans and leases 518,059 514,164 503,577 500,916 3  Mortgage servicing rights 1,317 1,317 1,270 1,270 3  $ 714,820 $ 710,981 $ 709,235 $ 706,574  FINANCIAL LIABILITIES  Deposits  Maturity $ 169,463 167,237 $ 170,615 $ 168,914 3  Non-maturity 471,880 471,880 459,933 459,933 1  Other borrowings 53,589 53,284 57,148 57,096 3  Junior subordinated deferrable  interest debentures 12,848 9,749 12,840 9,790 3  $ 707,780 $ 702,150 $ 700,536 $ 695,733   The above summary does not include accrued interest receivable or cash surrender value of life insurance , which are also considered financial instruments. The estimated fair value of such items is considered to be their carrying a mounts and would be considered L evel 1 input s .  There are also unrecognized financial instruments at March 31, 2018 and December 31, 201 7 which relate to commitments to extend credit and letters of credit. The contract amount of such financial instruments amounted to $132,113,000 at March 31, 2018 and $127,508,000 at December 31, 201 7 . Such amounts are also considered to be the estimated fair values.  The following methods and assumptions were used to estimate the fair value of each class of financial instruments shown above:  Cash and cash equivalents:  Fair value is determined to be the carrying amount for these items (which include cash on hand, due from banks, and federal funds sold) because they represent cash or mature in 90 days or less, and do not represent unanticipated credit concerns.  Securities:  The fair value of securities is determined based on quoted market prices of the individual securities; if not available, estimated fair value is obtained by comparison to other known securities with similar risk and maturity characteristics. Such value does not consider possible tax ramifications or estimated transaction costs.  Loans held for sale:  The fair value of loans held for sale is determined based on the sales price of similar loans. Loan held for sale are typically held for 60 days or less.  Loans and leases:  Fair value for loans and leases was estimated for portfolios of loans and leases with similar financial characteristics. For adjustable rate loans, which re-price at least annually and generally possess low risk characteristics, the carrying amount is believed to be a reasonable estimate of fair value. For fixed rate loans, the fair value is estimated based on a discounted cash flow analysis, considering weighted average rates and terms of the portfolio, adjusted for credit and interest rate risk inherent in the loans. Fair value for nonperforming loans is based on recent appraisals or estimated discounted cash flows.  Mortgage servicing rights:  The fair value for mortgage servicing rights is determined based on an analysis of the portfolio by an independent third party.  Deposit liabilities:  The fair value of core deposits, including demand deposits, savings accounts, and certain money market deposits, is the amount payable on demand. The fair value of fixed-maturity certificates of deposit is estimated using the rates offered at quarter end for deposits of similar remaining maturities. The estimated fair value does not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the marketplace.  Other borrowings and junior subordinated deferrable interest debentures:  The fair value of Federal Home Loan Bank (FHLB) borrowings and junior subordinated deferrable interest debentures are determined using the net present value of discounted cash flows based on current borrowing rates for similar types of borrowing arrangements, and are obtained from an independent third party. The fair value of the note payable to United Bankers Bank obtained in September, 2017 to partially finance the acquisition of Benchmark Bank is considered to be book value.  Other financial instruments:  The fair value of commitments to extend credit and letters of credit is determined to be the contract amount, since these financial instruments generally represent commitments at existing rates. The fair value of other borrowings is determined based on a discounted cash flow analysis using current interest rates. The fair value of other liabilities is generally considered to be carrying value except for the deferred compensation agreement. The fair value of the contract is determined based on a discounted cash flow analysis using a current interest rate for a similar instrument.  The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. These estimates do not reflect any premium or discount that could result from offering for sale at one time the entire holdings of a particular financial instrument over the value of anticipated future business and the value of assets and liabilities that are not considered financial instruments. Since no ready market exists for a significant portion of the financial instruments, fair value estimates are largely based on judgments after considering such factors as future expected credit losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions could significantly affect these estimates.

Stock Options

Stock Options	3 Months Ended
	Mar. 31, 2018
Stock Options [Abstract]
Stock Options	NOTE 9 – STOCK OPTIONS  The United Bancshares, Inc. 2016 Stock Option Plan (the “Plan”) permits the Corporation to award non-qualified stock options to eligible participants. A total of 250,000 shares are available for issuance pursuant to the Plan. The Corporation issued 33,352 options during the fourth quarter of 201 6 at an exercise price of $19.32 and 30,151 options during the fourth quarter of 2017 at an exercise price of $21.70 under the Plan. Following is a summary of activity for stock options for the quarters ended March 31, 2018 and March 31, 2017:     March 31, March 31,  2018 2017  Outstanding, beginning of period 63,503 33,352  Granted - -  Exercised - -  Outstanding, end of period 63,503 33,352   Weighted average exercise price $ 20.45 $ 19.32  The options vest over a three -year period on the anniversary of the date of grant. At March 31, 2018, 11,117 options were vested ( none at March 31, 2017) and outstanding options had a weighted average remaining contractual term of 6 years. The fair value of options granted is estimated at the date of grant using the Black Scholes option pricing model. Following are assumptions used in calculating the fair value of the options granted:     2017 2016  Weighted-average fair value of options granted $ 7.35 $ 6.27  Average dividend yield 2.23 % 2.31 %  Expected volatility 40.00 % 40.00 %  Rick-free interest rate 2.06 % 1.58 %  Expected term (years) 7 7   Total compensation expense related to the stock options granted in 2016 is expected to be $209,000 and is being recognized ratably over the 36 month period beginning January 1, 2017. Total compensation expense related to the stock options granted in 2017 is expected to be $222,000 and is being recognized ratably over the 36 month period beginning August 1, 2017. Stock option expense for outstanding awards amounted to $36,000 for the three months ended March 31, 2018 and $17,000 for the three months ended March 31, 2017 .

Subsequent Events

Subsequent Events	3 Months Ended
	Mar. 31, 2018
Subsequent Events [Abstract]
Subsequent Events	NOTE 10 – SUBSEQUENT EVENTS  Management evaluated subsequent events through the date the consolidated financial statements were issued. Events or transactions occurring after March 31, 2018 but prior to when the consolidated financial statements were issued, that provided additional evidence about conditions that existed at March 31, 2018 have been recognized in the consolidated financial statements for the period ended March 31, 2018. Events or transactions that provided evidence about conditions that did not exist at March 31, 2018 but arose before the financial statements were issued have not been recognized in the consolidated financial statements for the period ended March 31, 2018.  On April 17, 2018 , the Corporation's Board of Directors approved a cash dividend of $0.12 per common share payable June 15, 201 8 to shareholders of record at the close of business on May 31, 2018 .

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2018
Securities [Abstract]
Amortized Cost and Fair Value of Securities	The amortized cost and fair value of available-for-sale securities as of March 31, 2018 and December 31, 2017 are as follows:       (in thousands)  March 31, 2018 December 31, 2017  Amortized cost Fair value Amortized cost Fair value  Available-for-sale:  Obligations of states and political  subdivisions $ 64,609 $ 64,347 $ 67,160 $ 67,979  Mortgage-backed 108,140 105,621 101,454 100,463  Other 1,002 970 1,002 986   Total $ 173,751 $ 170,938 $ 169,616 $ 169,428  
Unrealized Gain (Loss) on Securities	A summary of gross unrealized gains and losses on available-for-sale securities as of March 31, 2018 and December 31, 2017 follows:       March 31, 2018 December 31, 2017  Gross unrealized gains Gross unrealized losses Gross unrealized gains Gross unrealized losses  Available-for-sale:  Obligations of states and political  subdivisions $ 366 $ 628 $ 977 $ 158  Mortgage-backed 79 2,598 285 1,276  Other - 32 - 16   Total $ 445 $ 3,258 $ 1,262 $ 1,450  

Loans and Leases (Tables)

Loans and Leases (Tables)	3 Months Ended
	Mar. 31, 2018
Loans and Leases [Abstract]
Activity in the Allowance for Credit Losses on Financing Receivables	The following tables present the activity in the allowance for loan and lease losses by portfolio segment for the periods ending March 31, 2018 and 2017:       (in thousands)  Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Balance at December 31, 2017 $ 501 $ 1,746 $ 545 $ 43 $ 2,835  Provision (credit) charged to expenses 45 (1) 43 3 90  Losses charged off (19) (8) (51) (2) (80)  Recoveries 29 101 - 1 131  Balance at March 31, 2018 $ 556 $ 1,838 $ 537 $ 45 $ 2,976   Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Balance at December 31, 2016 $ 896 $ 1,876 $ 542 $ 31 $ 3,345  Provision (credit) charged to expenses (145) (222) 6 11 (350)  Losses charged off (30) (70) (14) (13) (127)  Recoveries 70 28 3 5 106  Balance at March 31, 2017 $ 791 $ 1,612 $ 537 $ 34 $ 2,974 
Allowance for Loan and Lease Losses, Current	The following tables present the balance in the allowance for loan and lease losses and the recorded investment in loans and leases by portfolio segment and based on impairment method for the periods ending March 31, 2018 and December 31, 2017:        (in thousands)  March 31, 2018 Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Allowance for loan and lease losses:  Attributable to loans and leases  individually evaluated for impairment $ - $ - $ - $ - $ -  Collectively evaluated for impairment 556 1,838 537 45 2,976  Total allowance for loan  and lease losses $ 556 $ 1,838 $ 537 $ 45 $ 2,976   Loans and leases:  Individually evaluated for impairment $ - $ - $ - $ - $ -  Acquired with deteriorated  credit quality - 882 67 - 949  Collectively evaluated for impairment 71,993 322,906 120,278 4,909 520,086  Total ending loans and  leases balance $ 71,993 $ 323,788 $ 120,345 $ 4,909 $ 521,035   December 31, 2017 Commercial Commercial and multi-family real estate Residential 1 – 4 family real estate Consumer Total  Allowance for loan and lease losses:  Attributable to loans and leases  individually evaluated for impairment $ - $ - $ - $ - $ -  Collectively evaluated for impairment 501 1,746 545 43 2,835  Total allowance for loan  and lease losses $ 501 $ 1,746 $ 545 $ 43 $ 2,835   Loans and leases:  Individually evaluated for impairment $ - $ - $ - $ - $ -  Acquired with deteriorated  credit quality - 984 194 - 1,178  Collectively evaluated for impairment 68,072 311,274 121,224 4,664 505,234  Total ending loans and  leases balance $ 68,072 $ 312,258 $ 121,418 $ 4,664 $ 506,412 
Schedule of Financing Receivables, Non-Accrual Status	The following tables present the recorded investment in nonaccrual loans and leases, loans and leases past due over 90 days still on accrual and troubled debt restructurings by class of loans as of March 31, 2018 and December 31, 2017 . Nonaccrual loans primarily consist of smaller dollar homogenous loans that are collectively evaluated for impairment.      (in thousands)  March 31, 2018 Nonaccrual Loans and leases past due over 90 days still accruing Troubled Debt Restructurings  Commercial $ 374 $ - $ 27  Commercial real estate 1,808 - 231  Agricultural real estate 230 - -  Agriculture - - -  Consumer - - -  Residential:  1 – 4 family 563 - 418  Home equity - - -  Total $ 2,975 $ - $ 676        December 31, 2017  Commercial $ 532 $ 60 $ 27  Commercial real estate 1,411 - 257  Agricultural real estate 233 - -  Agriculture - - -  Consumer - - -  Residential:  1 – 4 family 591 110 428  Home equity - - -  Total $ 2,767 $ 170 $ 712  
Past Due Financing Receivables	 The following table presents the aging of the recorded investment in past due loans and leases as of March 31, 2018 and December 31, 2017 by class of loans and leases:      (in thousands)  March 31, 2018 30 – 59 days past due 60 – 89 days past due Greater than 90 days past due Total past due Loans and leases not past due Total  Commercial $ 308 $ - $ - $ 308 $ 60,350 $ 60,658  Commercial real estate 503 - 862 1,365 292,881 294,246  Agriculture - - - - 11,335 11,335  Agricultural real estate 21 - - 21 29,521 29,542  Consumer - 1 - 1 4,908 4,909  Residential real estate 1,858 - 133 1,991 118,354 120,345  Total $ 2,690 $ 1 $ 995 $ 3,686 $ 517,349 $ 521,035        December 31, 2017  Commercial $ 419 $ 34 $ 60 $ 513 $ 55,410 $ 55,923  Commercial real estate 636 354 631 1,621 278,276 279,897  Agriculture - 145 - 145 12,318 12,463  Agricultural real estate 25 - - 25 32,022 32,047  Consumer 1 - - 1 4,663 4,664  Residential real estate 3,418 195 392 4,005 117,413 121,418  Total $ 4,499 $ 728 $ 1,083 $ 6,310 $ 500,102 $ 506,412 
Risk Category of Loans, Credit Quality Indicators	As of March 31, 2018 and December 31, 2017, and based on the most recent analysis performed, the risk category of loans by class of loans and leases is as follows:      (in thousands)  March 31, 2018 Pass Special Mention Substandard Doubtful Not rated  Commercial $ 65,758 $ 4,669 $ 1,566 $ - $ -  Commercial and multi-  family real estate 317,067 3,386 3,335 - -  Residential 1 - 4 family 10,698 - - - 109,647  Consumer - - - - 4,909  Total $ 393,523 $ 8,055 $ 4,901 $ - $ 114,556       December 31, 2017  Commercial $ 47,054 $ - $ 1,845 $ - $ 19,173  Commercial and multi-  family real estate 234,428 2,344 3,868 - 71,618  Residential 1 - 4 family 11,637 - 174 - 109,607  Consumer - - - - 4,664  Total $ 293,119 $ 2,344 $ 5,887 $ - $ 205,062  
Performance of Residential, Commercial, and Consumer Loan Portfolio	The following table presents the recorded investment in all loans and leases that are not risk rated, based on payment activity as of March 31, 2018 and December 31, 2017: :     (in thousands)  March 31, 2018 Commercial Commercial and multi-family real estate Residential 1-4 family Consumer   Performing $ - $ - $ 109,514 $ 4,909  Nonperforming - - 133 -  Total $ - $ - $ 109,647 $ 4,909   December 31, 2017 Commercial Commercial and multi-family real estate Residential 1-4 family Consumer   Performing $ 19,113 $ 70,987 $ 109,214 $ 4,664  Nonperforming 60 631 393 -  Total $ 19,173 $ 71,618 $ 109,607 $ 4,664 
Schedule of Loans Acquired in Acquisition	The following is information related to loans and leases acquired in these transactions, including purchased impaired loans:      The Ohio State Bank  (in thousands)  Contractual  Principal Accretable Carrying  Receivable Difference Amount  Purchased Performing Loans and Leases  Balance at December 31, 2017 $ 25,509 $ (929) $ 24,580  Change due to payments received (1,023) 60 (963)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 24,486 $ (869) $ 23,617      Purchased Impaired Loans and Leases  Balance at December 31, 2017 $ 496 $ (232) $ 264  Change due to payments received (21) 3 (18)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 475 $ (229) $ 246       Benchmark Bank  (in thousands)     Purchased Performing Loans and Leases  Balance at December 31, 2017 $ 89,151 $ (2,066) $ 87,085  Change due to payments received (1,819) 136 (1,683)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 87,332 $ (1,930) $ 85,402      Purchased Impaired Loans and Leases  Balance at December 31, 2017 $ 1,588 $ (674) $ 914  Change due to payments received (312) 101 (211)  Transfer to foreclosed real estate - - -  Change due to loan charge-off - - -  Balance at March 31, 2018 $ 1,276 $ (573) $ 703  

Other Borrowings (Tables)

Other Borrowings (Tables)	3 Months Ended
	Mar. 31, 2018
Other Borrowings [Abstract]
Composition of Other Borrowings	Other borrowings consists of the following at March 31, 2018 and December 31, 2017:     (in thousands)  March 31, December 31,  2018 2017  Federal Home Loan Bank borrowings:  Secured notes, with interest from 1.2% through 1.52% , due at various dates through June, 2018 $ 18,489 $ 22,048  Secured note, with interest at 0.0% , due October, 2018 100 100  Secured note, with variable interest at 2.26% at March 31, 2018 and 1.56% at December 31, 2017, due September, 2021 7,000 7,000  Secured note, with interest at 1.72% , due September, 2020 6,000 6,000  Secured note, with interest at 1.86% , due September, 2021 6,000 6,000  Secured note, with interest at 1.97% , due September, 2022 6,000 6,000   United Bankers Bank  Note payable, with interest at 4.875% payable quarterly, and $250,000 principal payments commencing December 1, 2018, with any remaining unpaid principal, due September 1, 2022 . All Union Bank stock is held as collateral. 10,000 10,000   Total other borrowings $ 53,589 $ 57,148  

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value [Abstract]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The tables below present a reconciliation and income statement classification of gains and losses for mortgage servicing rights, which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3), as well as the Bank’s one security which was valued using Level 3 inputs, for the year ended December 31, 2017:      (in thousands)  March 31, December 31,  2018 2017  Mortgage Servicing Rights  Balance at beginning of period $ 1,270 $ 1,247  Gains or losses, including realized and unrealized:  Purchases, issuances, and settlements 37 183  Disposals - amortization based on loan payments and payoffs (43) (129)  Changes in fair value 53 (31)  Balance at end of period $ 1,317 $ 1,270   Security valued using Level 3 inputs  Balance at beginning of period $ - $ 2,238  Principal payments received - (2,238)  Changes in fair value - -  Balance at end of period $ - $ -  

Fair Value of Financial Instr23

Fair Value of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2018
Fair Value [Abstract]
Carrying Amounts and Fair Values of Recognized Financial Instruments	The carrying amounts and estimated fair values of recognized financial instruments at March 31, 2018 and December 31, 2017 were as follows:       (in thousands)  March 31, 2018 December 31, 2017  Carrying amount Estimated value Carrying amount Estimated value Input Level   FINANCIAL ASSETS  Cash and cash equivalents $ 16,420 $ 16,420 $ 27,274 $ 27,274 1  Securities, including FHLB stock 176,240 176,240 174,730 174,730 2,3  Loans held for sale 2,784 2,840 2,384 2,384 3  Net loans and leases 518,059 514,164 503,577 500,916 3  Mortgage servicing rights 1,317 1,317 1,270 1,270 3  $ 714,820 $ 710,981 $ 709,235 $ 706,574  FINANCIAL LIABILITIES  Deposits  Maturity $ 169,463 167,237 $ 170,615 $ 168,914 3  Non-maturity 471,880 471,880 459,933 459,933 1  Other borrowings 53,589 53,284 57,148 57,096 3  Junior subordinated deferrable  interest debentures 12,848 9,749 12,840 9,790 3  $ 707,780 $ 702,150 $ 700,536 $ 695,733  

Stock Options (Tables)

Stock Options (Tables)	3 Months Ended
	Mar. 31, 2018
Stock Options [Abstract]
Summary of Activity for Stock Options	Following is a summary of activity for stock options for the quarters ended March 31, 2018 and March 31, 2017:     March 31, March 31,  2018 2017  Outstanding, beginning of period 63,503 33,352  Granted - -  Exercised - -  Outstanding, end of period 63,503 33,352   Weighted average exercise price $ 20.45 $ 19.32  
Schedule of Assumptions Used in Calculating the Fair Value of Options Granted	Following are assumptions used in calculating the fair value of the options granted:     2017 2016  Weighted-average fair value of options granted $ 7.35 $ 6.27  Average dividend yield 2.23 % 2.31 %  Expected volatility 40.00 % 40.00 %  Rick-free interest rate 2.06 % 1.58 %  Expected term (years) 7 7  

New Accounting Pronouncements (

New Accounting Pronouncements (Narrative) (Details)	3 Months Ended
	Mar. 31, 2018USD ($)
New Accounting Pronouncements [Abstract]
Reclassification adjustment between accumulated other comprehensive loss and retained earnings	$ (24,000)

Securities (Amortized Cost and

Securities (Amortized Cost and Fair Value of Available-for-Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized cost	$ 173,751	$ 169,616
Fair value	170,938	169,428
Obligations of States and Political Subdivisions [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized cost	64,609	67,160
Fair value	64,347	67,979
Mortgage-backed Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized cost	108,140	101,454
Fair value	105,621	100,463
Other Available-for-Sale Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized cost	1,002	1,002
Fair value	$ 970	$ 986

Securities (Gross Unrealized Ga

Securities (Gross Unrealized Gains and Losses on Available-for-Sale Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities gross unrealized gains	$ 445	$ 1,262
Available-for-sale securities gross unrealized losses	3,258	1,450
Obligations of States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities gross unrealized gains	366	977
Available-for-sale securities gross unrealized losses	628	158
Mortgage-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities gross unrealized gains	79	285
Available-for-sale securities gross unrealized losses	2,598	1,276
Other Available-for-Sale Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale securities gross unrealized losses	$ 32	$ 16

Loans and Leases (Narrative) (D

Loans and Leases (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired financing receivable, average recorded investment	$ 0	$ 2,700,000
Impaired financing receivable, interest income, accrual method	0	27,000
Provision charged to expenses	90,000	(350,000)
TDR modifications	0
Ohio State Bancshares, Inc. [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Provision charged to expenses	$ 0	$ 101,000,000

Loans and Leases (Activity in t

Loans and Leases (Activity in the Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses beginning balance	$ 2,835	$ 3,345
Provision (credit) charged to expenses	90	(350)
Losses charged-off	(80)	(127)
Recoveries	131	106
Allowance for loan and lease losses ending balance	2,976	2,974
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses beginning balance	501	896
Provision (credit) charged to expenses	45	(145)
Losses charged-off	(19)	(30)
Recoveries	29	70
Allowance for loan and lease losses ending balance	556	791
Commercial and Multi-Family Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses beginning balance	1,746	1,876
Provision (credit) charged to expenses	(1)	(222)
Losses charged-off	(8)	(70)
Recoveries	101	28
Allowance for loan and lease losses ending balance	1,838	1,612
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses beginning balance	545	542
Provision (credit) charged to expenses	43	6
Losses charged-off	(51)	(14)
Recoveries		3
Allowance for loan and lease losses ending balance	537	537
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses beginning balance	43	31
Provision (credit) charged to expenses	3	11
Losses charged-off	(2)	(13)
Recoveries	1	5
Allowance for loan and lease losses ending balance	$ 45	$ 34

Loans and Leases (Activity in30

Loans and Leases (Activity in the Allowance for Loan Losses by Portfolio Segment) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, collectively evaluated for impairment	$ 2,976	$ 2,835
Allowance for loan and lease losses	2,976	2,835
Loans and leases collectively evaluated for impairment	520,086	505,234
Total loans and leases balance	521,035	506,412
Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and leases acquired with deteriorated credit quality	949	1,178
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, collectively evaluated for impairment	556	501
Allowance for loan and lease losses	556	501
Loans and leases acquired with deteriorated credit quality		19,173
Loans and leases collectively evaluated for impairment	71,993	68,072
Total loans and leases balance	60,658	55,923
Commercial [Member] | Commercial Borrower [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total loans and leases balance	71,993	68,072
Commercial and Multi-Family Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, collectively evaluated for impairment	1,838	1,746
Allowance for loan and lease losses	1,838	1,746
Loans and leases acquired with deteriorated credit quality		71,618
Loans and leases collectively evaluated for impairment	322,906	311,274
Total loans and leases balance	323,788	312,258
Commercial and Multi-Family Real Estate [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and leases acquired with deteriorated credit quality	882	984
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, collectively evaluated for impairment	537	545
Allowance for loan and lease losses	537	545
Loans and leases acquired with deteriorated credit quality	109,647	109,607
Loans and leases collectively evaluated for impairment	120,278	121,224
Total loans and leases balance	120,345	121,418
Residential 1 - 4 Family Real Estate [Member] | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and leases acquired with deteriorated credit quality	67	194
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan and lease losses, collectively evaluated for impairment	45	43
Allowance for loan and lease losses	45	43
Loans and leases acquired with deteriorated credit quality	4,909	4,664
Loans and leases collectively evaluated for impairment	4,909	4,664
Total loans and leases balance	$ 4,909	$ 4,664

Loans and Leases (Nonaccrual Lo

Loans and Leases (Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	$ 2,975	$ 2,767
Loans and leases past due over 90 days and still accruing		170
Troubled debt restructurings	676	712
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	374	532
Loans and leases past due over 90 days and still accruing		60
Troubled debt restructurings	27	27
Commercial and Multi-Family Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	1,808	1,411
Troubled debt restructurings	231	257
Agricultural Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	230	233
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccrual	563	591
Loans and leases past due over 90 days and still accruing		110
Troubled debt restructurings	$ 418	$ 428

Loans and Leases (Aging of the

Loans and Leases (Aging of the Recorded Investment in Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 3,686	$ 6,310
Loans not past due	517,349	500,102
Total loans and leases balance	521,035	506,412
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	2,690	4,499
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1	728
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	995	1,083
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	308	513
Loans not past due	60,350	55,410
Total loans and leases balance	60,658	55,923
Commercial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	308	419
Commercial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		34
Commercial [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		60
Commercial [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,365	1,621
Loans not past due	292,881	278,276
Total loans and leases balance	294,246	279,897
Commercial [Member] | Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	503	636
Commercial [Member] | Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		354
Commercial [Member] | Real Estate [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	862	631
Agriculture [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		145
Loans not past due	11,335	12,318
Total loans and leases balance	11,335	12,463
Agriculture [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due
Agriculture [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		145
Agriculture [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	21	25
Loans not past due	29,521	32,022
Total loans and leases balance	29,542	32,047
Agriculture [Member] | Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	21	25
Agriculture [Member] | Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1	1
Loans not past due	4,908	4,663
Total loans and leases balance	4,909	4,664
Consumer [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		1
Consumer [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total loans and leases balance	120,345	121,418
Residential 1 - 4 Family Real Estate [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,991	4,005
Loans not past due	118,354	117,413
Total loans and leases balance	120,345	121,418
Residential 1 - 4 Family Real Estate [Member] | Real Estate [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	1,858	3,418
Residential 1 - 4 Family Real Estate [Member] | Real Estate [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due		195
Residential 1 - 4 Family Real Estate [Member] | Real Estate [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total past due	$ 133	$ 392

Loans and Leases (Loans by Cred

Loans and Leases (Loans by Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 521,035	$ 506,412
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	393,523	293,119
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	8,055	2,344
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,901	5,887
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	114,556	205,062
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	60,658	55,923
Commercial [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	65,758	47,054
Commercial [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,669
Commercial [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	1,566	1,845
Commercial [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable
Commercial [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable		19,173
Commercial and Multi-Family Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	323,788	312,258
Commercial and Multi-Family Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	317,067	234,428
Commercial and Multi-Family Real Estate [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,386	2,344
Commercial and Multi-Family Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	3,335	3,868
Commercial and Multi-Family Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable
Commercial and Multi-Family Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable		71,618
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	120,345	121,418
Residential 1 - 4 Family Real Estate [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	10,698	11,637
Residential 1 - 4 Family Real Estate [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable		174
Residential 1 - 4 Family Real Estate [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable
Residential 1 - 4 Family Real Estate [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	109,647	109,607
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	4,909	4,664
Consumer [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable
Consumer [Member] | Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans receivable	$ 4,909	$ 4,664

Loans and Leases (Performance o

Loans and Leases (Performance of the Loan Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		$ 19,173
Commercial [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		19,113
Commercial [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		60
Commercial and Multi-Family Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		71,618
Commercial and Multi-Family Real Estate [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		70,987
Commercial and Multi-Family Real Estate [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans		631
Residential 1 - 4 Family Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans	$ 109,647	109,607
Residential 1 - 4 Family Real Estate [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans	109,514	109,214
Residential 1 - 4 Family Real Estate [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans	133	393
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans	4,909	4,664
Consumer [Member] | Performing Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Nonimpaired loans	$ 4,909	$ 4,664

Loans and Leases (Schedule of L

Loans and Leases (Schedule of Loans Acquired in Acquisition) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)
Ohio State Bancshares, Inc. [Member] | Performing Financial Instruments [Member]
Contractual Principal Receivable [Abstract]
Contractual principal receivable, beginning balance	$ 25,509
Contractual principal receivable, change due to payments received	(1,023)
Contractual principal receivable, ending balance	24,486
Accretable Difference [Abstract]
Accretable difference, beginning balance	(929)
Accretable difference, change due to payments received	60
Accretable difference, ending balance	(869)
Carrying Amount [Abstract]
Carrying amount, beginning balance	24,580
Carrying amount, change due to payments received	(963)
Carrying amount, ending balance	23,617
Ohio State Bancshares, Inc. [Member] | Nonperforming Financial Instruments [Member]
Contractual Principal Receivable [Abstract]
Contractual principal receivable, beginning balance	496
Contractual principal receivable, change due to payments received	(21)
Contractual principal receivable, ending balance	475
Accretable Difference [Abstract]
Non-accretable difference, beginning balance	(232)
Accretable difference, change due to payments received	3
Non-accretable difference, ending balance	(229)
Carrying Amount [Abstract]
Carrying amount, beginning balance	264
Carrying amount, change due to payments received	(18)
Carrying amount, ending balance	246
Benchmark Bancorp, Inc. [Member] | Performing Financial Instruments [Member]
Contractual Principal Receivable [Abstract]
Contractual principal receivable, beginning balance	89,151
Contractual principal receivable, change due to payments received	(1,819)
Contractual principal receivable, transfer to foreclosed real estate
Contractual principal receivable, change due to loan charge-off
Contractual principal receivable, ending balance	87,332
Accretable Difference [Abstract]
Accretable difference, beginning balance	(2,066)
Accretable difference, change due to payments received	136
Accretable difference, transfer to foreclosed real estate
Accretable difference, change due to loan charge-off
Accretable difference, ending balance	(1,930)
Carrying Amount [Abstract]
Carrying amount, beginning balance	87,085
Carrying amount, change due to payments received	(1,683)
Carrying amount, transfer to foreclosed real estate
Carrying amount, change due to loan charge-off
Carrying amount, ending balance	85,402
Benchmark Bancorp, Inc. [Member] | Nonperforming Financial Instruments [Member]
Contractual Principal Receivable [Abstract]
Contractual principal receivable, beginning balance	1,588
Contractual principal receivable, change due to payments received	(312)
Contractual principal receivable, transfer to foreclosed real estate
Contractual principal receivable, change due to loan charge-off
Contractual principal receivable, ending balance	1,276
Accretable Difference [Abstract]
Non-accretable difference, beginning balance	(674)
Accretable difference, change due to payments received	101
Accretable difference, transfer to foreclosed real estate
Accretable difference, change due to loan charge-off
Non-accretable difference, ending balance	(573)
Carrying Amount [Abstract]
Carrying amount, beginning balance	914
Carrying amount, change due to payments received	(211)
Carrying amount, transfer to foreclosed real estate
Carrying amount, change due to loan charge-off
Carrying amount, ending balance	$ 703

Other Borrowings (Narrative) (D

Other Borrowings (Narrative) (Details) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Other Borrowings [Abstract]
Loans Pledged as Collateral	$ 98,447,000	$ 88,454,000

Other Borrowings (Composition o

Other Borrowings (Composition of Other Borrowings) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Federal Home Loan Bank borrowings:
Total other borrowings	$ 53,589,000	$ 57,148,000
Secured Notes, with Interest from 1.2% Through 1.52% [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 18,489,000	22,048,000
Debt instrument, maturity date	Jun. 1, 2018
Secured Notes, with Interest from 1.2% Through 1.52% [Member] | Minimum [Member]
Federal Home Loan Bank borrowings:
Debt instrument, interest rate, stated percentage	1.20%
Secured Notes, with Interest from 1.2% Through 1.52% [Member] | Maximum [Member]
Federal Home Loan Bank borrowings:
Debt instrument, interest rate, stated percentage	1.52%
Secured Notes, with Interest at 0.0% [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 100,000	100,000
Debt instrument, interest rate, stated percentage	0.00%
Debt instrument, maturity date	Oct. 1, 2018
Secured Note, with Variable Interest [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 7,000,000	$ 7,000,000
Debt instrument, interest rate, effective percentage	2.26%	1.56%
Debt instrument, maturity date	Sep. 1, 2021
Secured Notes, with Interest at 1.72% [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 6,000,000	$ 6,000,000
Debt instrument, interest rate, stated percentage	1.72%
Debt instrument, maturity date	Sep. 1, 2020
Secured Notes, with Interest at 1.86% [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 6,000,000	6,000,000
Debt instrument, interest rate, stated percentage	1.86%
Debt instrument, maturity date	Sep. 1, 2021
Secured Notes, with Interest at 1.97% [Member]
Federal Home Loan Bank borrowings:
Federal Home Loan Bank borrowings	$ 6,000,000	6,000,000
Debt instrument, interest rate, stated percentage	1.97%
Debt instrument, maturity date	Sep. 1, 2022
Note Payable with Interest at 4.875% [Member]
Federal Home Loan Bank borrowings:
Total other borrowings	$ 10,000,000	$ 10,000,000
Debt instrument, interest rate, stated percentage	4.875%
Debt instrument, maturity date	Sep. 1, 2022
Periodic principal payment	$ 250,000

Junior Subordinated Deferrabl38

Junior Subordinated Deferrable Interest Debentures (Narrative) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2018	Mar. 31, 2017	Dec. 31, 2017
Investments in and Advances to Affiliates, Balance, Principal Amount	$ 300,000
Guarantor Obligations, Maximum Exposure, Undiscounted	10,000,000
Trust preferred	$ 12,848,000		$ 12,840,000
Subordinated Borrowing, Interest Rate	5.43%		4.82%
Interest Expense, Debt	$ 159,000	$ 133,000
Maximum Amount of Core Capital	25.00%
Maximum Consecutive Period that Interest Payments may be Deferred	5 years
Junior Subordinated Debt [Member]
Debt Instrument, Maturity Date	Mar. 26, 2033
Trust Preferred Securities [Member]
Trust preferred	$ 10,300,000
London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	3.15%
Ohio State Bancshares, Inc. [Member]
Other Debt, Carrying Value	$ 2,549,000		$ 2,506,000
Ohio State Bancshares, Inc. [Member] | Trust Preferred Securities [Member]
Subordinated Borrowing, Interest Rate	4.59%		4.21%
Debt Instrument, Basis Spread on Variable Rate	2.85%
Debt Instrument, Maturity Date	Apr. 23, 2034
Liability Assumed	$ 3,093,000
Ohio State Bancshares, Inc. [Member] | Guaranteed Trust Preferred Securities [Member]
Liability Assumed	3,000,000
Ohio State Bancshares, Inc. [Member] | Trust Preferred Securities Secured by an Investment [Member]
Liability Assumed	$ 93,000

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value assets moved to a lower level fair value hierarchy	$ 0
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Financial liabilities, fair value	$ 0	$ 0
Minimum [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	9.00%
Minimum [Member] | Additional Appraisal Adjustments [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	15.00%
Minimum [Member] | Additional Appraisal Adjustments [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%
Minimum [Member] | Estimated Selling Costs [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%
Minimum [Member] | Estimated Selling Costs [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	10.00%
Maximum [Member] | Mortgage Servicing Rights [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	11.00%
Maximum [Member] | Additional Appraisal Adjustments [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	35.00%
Maximum [Member] | Additional Appraisal Adjustments [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	30.00%
Maximum [Member] | Estimated Selling Costs [Member] | Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	20.00%
Maximum [Member] | Estimated Selling Costs [Member] | Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value inputs, discount rate	20.00%
Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member] | Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, recurring, fair value	$ 1,317,000	$ 1,270,000

Fair Value Measurements (Reconc

Fair Value Measurements (Reconciliation and Income Statement Classification of Gains and Losses) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2018	Dec. 31, 2017
Servicing Contracts [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Balance at beginning of period	$ 1,270	$ 1,247
Purchases, issuances, and settlements	37	183
Disposals - amortization based on loan payments and payoffs	(43)	(129)
Changes in fair value	53	(31)
Balance at end of period	1,317	1,270
Fair Value, Inputs, Level 3 [Member] | Securities (Assets) [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Balance at beginning of period		2,238
Principal payments received		(2,238)
Changes in fair value

Fair Value of Financial Instr41

Fair Value of Financial Instruments (Narrative) (Details) - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Commitments to Extend Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Other commitments	$ 132,113,000	$ 127,508,000

Fair Value of Financial Instr42

Fair Value of Financial Instruments (Carrying Amounts and Estimated Fair Values of Recognized Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
Estimate of Fair Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Total Assets	$ 710,981	$ 706,574
Total financial liabilities	702,150	695,733
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	16,420	27,274
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Non-Maturity Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposits estimated value	471,880	459,933
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale	2,840	2,384
Net loans	514,164	500,916
Mortgage servicing rights	1,317	1,270
Other borrowings	53,284	57,096
Junior subordinated deferrable interest debentures	9,749	9,790
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Maturity Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposits estimated value	167,237	168,914
Estimate of Fair Value Measurement [Member] | Fair Value Inputs Level 2, and 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities, including Federal Home Loan Bank stock	176,240	174,730
Reported Value Measurement [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	16,420	27,274
Securities, including Federal Home Loan Bank stock	176,240	174,730
Loans held for sale	2,784	2,384
Net loans	518,059	503,577
Mortgage servicing rights	1,317	1,270
Total Assets	714,820	709,235
Other borrowings	53,589	57,148
Junior subordinated deferrable interest debentures	12,848	12,840
Total financial liabilities	707,780	700,536
Reported Value Measurement [Member] | Maturity Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposits estimated value	169,463	170,615
Reported Value Measurement [Member] | Non-Maturity Deposits [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Deposits estimated value	$ 471,880	$ 459,933

Stock Options (Narrative) (Deta

Stock Options (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2018	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2016	Mar. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options exercise price	$ 20.45		$ 19.32
Options vested	11,117		0
Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total compensation expense for share based compensation plan	$ 222,000
Stock Option Plan [Member] | Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of share authorized for issuance under the stock options plan	250,000
Options issued		30,151		33,352
Options exercise price		$ 21.70			$ 19.32
Options vesting period	3 years
Outstanding option weighted average remaining contractual term	6 years
Total compensation expense for share based compensation plan	$ 209,000
Share based compensation expense period for recognition	36 months
Share based compensation expense	$ 36,000		$ 17,000

Stock Options (Summary of Activ

Stock Options (Summary of Activity for Stock Options) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Stock Options [Abstract]
Outstanding, beginning of period	63,503	33,352
Granted
Exercised
Outstanding, end of period	63,503	33,352
Weighted average exercise price	$ 20.45	$ 19.32

Stock Options (Schedule of Assu

Stock Options (Schedule of Assumptions Used in Calculating the Fair Value of Options Granted) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2018	Mar. 31, 2017
Stock Options [Abstract]
Weighted-average fair value of options granted	$ 7.35	$ 6.27
Average dividend yield	2.23%	2.31%
Expected volatility	40.00%	40.00%
Risk-free interest rate	2.06%	1.58%
Expected term (years)	7 years	7 years

Subsequent Events (Narrative) (

Subsequent Events (Narrative) (Details) - Subsequent Event [Member]	Apr. 17, 2018$ / shares
Subsequent Event [Line Items]
Dividends, date declared	Apr. 17, 2018
Dividends payable (dollars per share)	$ 0.12
Dividends, date to be paid	Jun. 15, 2018
Dividends, date of record	May 31, 2018