United Bancshares (UBOH) 10-Q 31 Oct 19 2019 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information	9 Months Ended
	Sep. 30, 2019shares
Document Information [Line Items]
Entity Registrant Name	UNITED BANCSHARES INC/OH
Entity Central Index Key	0001087456
Trading Symbol	uboh
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Common Stock, Shares Outstanding (in shares)	3,272,315
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Amendment Flag	false
Title of 12(b) Security	Common Stock, No Par Value

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
CASH AND CASH EQUIVALENTS
Cash and due from banks	$ 11,796	$ 11,698
Interest-bearing deposits in other banks	15,854	4,777
Total cash and cash equivalents	27,650	16,475
SECURITIES, available-for-sale	179,880	167,354
FEDERAL HOME LOAN BANK STOCK, at cost	5,302	5,302
LOANS HELD FOR SALE	17,769	7,705
LOANS AND LEASES	573,210	561,614
Less allowance for loan and lease losses	3,954	3,527
Net loans and leases	569,256	558,087
PREMISES AND EQUIPMENT, net	18,772	18,968
GOODWILL	28,616	28,616
CORE DEPOSIT INTANGIBLE ASSETS, net	834	953
CASH SURRENDER VALUE OF LIFE INSURANCE	18,515	18,223
OTHER REAL ESTATE OWNED		108
OTHER ASSETS, including accrued interest receivable	9,236	8,509
TOTAL ASSETS	875,830	830,300
Deposits:
Non-interest-bearing	115,499	115,333
Interest-bearing	590,825	550,903
Total deposits	706,324	666,236
Other borrowings	59,000	65,443
Junior subordinated deferrable interest debentures	12,899	12,874
Other liabilities	6,422	4,803
Total liabilities	784,645	749,356
SHAREHOLDERS’ EQUITY
Common stock, stated value $1.00, authorized 10,000,000 shares; issued 3,760,557 shares	3,761	3,761
Surplus	15,173	14,960
Retained earnings	76,910	71,670
Accumulated other comprehensive income (loss)	2,978	(1,764)
Treasury stock, at cost, 488,242 shares at September 30, 2019 and 491,199 shares at December 31, 2018	(7,637)	(7,683)
Total shareholders’ equity	91,185	80,944
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 875,830	$ 830,300

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	3,760,557	3,760,557
Treasury stock, shares (in shares)	488,242	491,199

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME
Loans and leases, including fees	$ 8,392	$ 7,596	$ 24,385	$ 21,777
Securities:
Taxable	656	686	1,973	1,898
Tax-exempt	416	372	1,232	1,193
Other	131	105	461	342
Total interest income	9,595	8,759	28,051	25,210
INTEREST EXPENSE
Deposits	1,703	1,028	4,712	2,600
Other borrowings	621	659	1,888	1,681
Total interest expense	2,324	1,687	6,600	4,281
Net interest income	7,271	7,072	21,451	20,929
PROVISION FOR LOAN AND LEASE LOSSES	150	150	400	350
Net interest income after provision for loan and lease losses	7,121	6,922	21,051	20,579
NON-INTEREST INCOME
Gain on sale of loans	2,785	1,469	6,409	3,425
Net securities gains (losses)	2	(12)	2	(6)
Other operating income	1,046	1,007	3,063	3,456
Total non-interest income	3,833	2,464	9,474	6,875
NON-INTEREST EXPENSES	8,070	7,249	22,784	20,599
INCOME BEFORE INCOME TAXES	2,884	2,137	7,741	6,855
PROVISION FOR INCOME TAXES	466	351	1,224	1,070
NET INCOME	$ 2,418	$ 1,786	$ 6,517	$ 5,785
NET INCOME PER SHARE (basic and diluted) (in dollars per share)	$ 0.74	$ 0.55	$ 1.99	$ 1.77
Weighted average common shares outstanding (basic) (in shares)	3,272,023	3,269,128	3,271,028	3,268,435
Weighted average common shares outstanding (diluted) (in shares)	3,273,189	3,275,922	3,272,194	3,275,229

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Net income	$ 2,418	$ 1,786	$ 6,517	$ 5,785
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) during period	1,295	(1,100)	6,005	(4,442)
Reclassification adjustments for gains (losses) included in net income	(2)	12	(2)	6
Other comprehensive income (loss), before income taxes	1,293	(1,088)	6,003	(4,436)
Income tax expense (credit) related to items of other comprehensive income (loss)	272	(228)	1,261	(931)
Other comprehensive income (loss)	1,021	(860)	4,742	(3,505)
COMPREHENSIVE INCOME	$ 3,439	$ 926	$ 11,259	$ 2,280

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
BALANCE at Dec. 31, 2017	$ 3,761	$ 14,783	$ 64,994	$ (124)	$ (7,710)	$ 75,704
Net income			5,785			5,785
Other comprehensive income (loss)				(3,505)		(3,505)
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		13			27	40
Stock option expense		109				109
Cash dividends declared			(1,177)			(1,177)
Reclassification for accounting change			24	(24)
BALANCE at Sep. 30, 2018	3,761	14,905	69,626	(3,653)	(7,683)	76,956
BALANCE at Jun. 30, 2018	3,761	14,854	68,233	(2,793)	(7,703)	76,352
Net income			1,786			1,786
Other comprehensive income (loss)				(860)		(860)
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		9			20	29
Stock option expense		42				42
Cash dividends declared			(393)			(393)
BALANCE at Sep. 30, 2018	3,761	14,905	69,626	(3,653)	(7,683)	76,956
BALANCE at Dec. 31, 2018	3,761	14,960	71,670	(1,764)	(7,683)	80,944
Net income			6,517			6,517
Other comprehensive income (loss)				4,742		4,742
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		25			46	71
Stock option expense		188				188
Cash dividends declared			(1,277)			(1,277)
BALANCE at Sep. 30, 2019	3,761	15,173	76,910	2,978	(7,637)	91,185
BALANCE at Jun. 30, 2019	3,761	15,080	74,919	1,957	(7,663)	88,054
Net income			2,418			2,418
Other comprehensive income (loss)				1,021		1,021
Shares issued from treasury in connection with the Corporation's Employee Stock Purchase Plan		16			26	42
Stock option expense		77				77
Cash dividends declared			(427)			(427)
BALANCE at Sep. 30, 2019	$ 3,761	$ 15,173	$ 76,910	$ 2,978	$ (7,637)	$ 91,185

Consolidated Statements of Sh_2

Consolidated Statements of Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Stock issued during the period, shares, Employee Stock Purchase Plans (in shares)	1,680	1,247	2,957	1,715
Cash dividends declared per share (in dollars per share)	$ 0.13	$ 0.12	$ 0.39	$ 0.36

Condensed Consolidated Statem_2

Condensed Consolidated Statement of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES	$ (2,330)	$ 2,397
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from sales, calls and maturities of available-for-sale securities	34,830	34,696
Purchases of available-for-sale securities	(42,029)	(33,817)
Proceeds from sale of other real estate owned	68	31
Net increase in loans and leases	(11,252)	(43,248)
Purchases of premises and equipment	(495)	(368)
Net cash used in investing activities	(18,878)	(42,706)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	40,032	29,969
Proceeds from other borrowings		25,000
Repayments of other borrowings	(6,443)	(22,148)
Proceeds from sale of treasury shares	71	40
Cash dividends paid	(1,277)	(1,177)
Net cash provided by financing activities	32,383	31,684
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	11,175	(8,625)
CASH AND CASH EQUIVALENTS
At beginning of period	16,475	27,274
At end of period	27,650	18,649
SUPPLEMENTAL CASH FLOW DISCLOSURES
Interest	6,652	4,282
Federal income taxes	600
Non-cash investing activities:
Transfer of loans to other real estate owned		70
Change in net unrealized gain or loss on available-for-sale securities	$ 6,003	$ (4,436)

Note 1 - Consolidated Financial

Note 1 - Consolidated Financial Statements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	NOTE 1 The consolidated financial statements of United Bancshares, Inc. and subsidiaries (the “Corporation”) have been prepared without audit and in the opinion of management reflect all adjustments (which include normal recurring adjustments) necessary to present fairly such information for the periods and dates indicated. Since the unaudited financial statements have been prepared in accordance with the instructions to Form 10 not nine September 30, 2019 not may December 31, 2019 December 31, 2018 10 December 31, 2018 The consolidated financial statements include the accounts of the Corporation and its wholly-owned subsidiary, The Union Bank Company (the “Bank”). The Bank has formed a wholly-owned subsidiary, UBC Investments, Inc. (“UBC”), to hold and manage its securities portfolio. The operations of UBC are located in Wilmington, Delaware. The Bank has also formed a wholly-owned subsidiary, UBC Property, Inc. (“UBC Property”), to hold and manage certain property. All significant intercompany balances and transactions have been eliminated in consolidation. The accounting and reporting policies of the Corporation conform to generally accepted practices within the banking industry. The Corporation considers all of its principal activities to be banking related.

Note 2 - New Accounting Pronoun

Note 2 - New Accounting Pronouncements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
New Accounting Pronouncements and Changes in Accounting Principles [Text Block]	NOTE 2 In February 2016, No. 2016 02, 842 12 December 15, 2018. No. 2016 02 January 1, 2019 other assets and other liabilities of $ 2,168,00 not In June 2016, 2016 13, 326 December 15, 2019. four 2016 13 2019. third December 31, 2019. not 2016 13 July 17, 2019, 2016 13. October 16, 2019, December 15, 2022. In January 2017, 2017 04, 350 2 December 15, 2019, January 1, 2017. not In August 2017, 2017 12, 815 December 15, 2018. No. 2017 12 January 1, 2019. no 2017 12.

Note 3 - Securities

Note 3 - Securities	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3 The amortized cost and fair value of available-for-sale securities as of September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 December 31, 2018 Amortized cost Fair value Amortized cost Fair value Available-for-sale: Obligations of states and political subdivisions $ 62,879 65,546 $ 59,585 $ 59,466 Mortgage-backed 112,229 113,336 109,000 106,924 Other 1,002 998 1,002 964 Total $ 176,110 $ 179,880 $ 169,587 $ 167,354 A summary of gross unrealized gains and losses on available-for-sale securities as of September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 December 31, 2018 Gross unrealized gains Gross unrealized losses Gross unrealized gains Gross unrealized losses Available-for-sale: Obligations of states and political subdivisions $ 2,706 $ 39 $ 354 $ 473 Mortgage-backed 1,256 149 162 2,238 Other - 4 - 38 Total $ 3,962 $ 192 $ 516 $ 2,749

Note 4 - Loans and Leases

Note 4 - Loans and Leases	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4 The following tables present the activity in the allowance for loan and lease losses by portfolio segment for the nine September 30, 2019 2018 (in thousands) Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Balance at December 31, 2018 $ 534 $ 2,355 $ 576 $ 62 $ 3,527 Provision (credit) charged to expenses 368 (6 ) 29 9 400 Losses charged off (98 ) (23 ) (31 ) (5 ) (157 ) Recoveries 32 128 23 1 184 Balance at September 30, 2019 $ 836 $ 2,454 $ 597 $ 67 $ 3,954 Balance at December 31, 2017 $ 501 $ 1,746 $ 545 $ 43 $ 2,835 Provision charged to expenses 79 231 22 18 350 Losses charged off (21 ) (114 ) (52 ) (6 ) (193 ) Recoveries 38 249 35 - 322 Balance at September 30, 2018 $ 597 $ 2,112 $ 550 $ 55 $ 3,314 The following tables present the balance in the allowance for loan and lease losses and the recorded investment in loans and leases by portfolio segment and based on impairment method as of September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Allowance for loan and lease losses: Attributable to loans and leases individually evaluated for impairment $ 339 $ 30 $ - $ - $ 369 Collectively evaluated for impairment 497 2,424 597 67 3,585 Total allowance for loan and lease losses $ 836 $ 2,454 $ 597 $ 67 $ 3,954 Loans and leases: Individually evaluated for impairment $ 958 $ 1,685 $ - $ - $ 2,643 Acquired with deteriorated credit quality - 137 2 - 139 Collectively evaluated for impairment 77,192 361,879 123,081 8,276 570,428 Total ending loans and leases balance $ 78,150 $ 363,701 $ 123,083 $ 8,276 $ 573,210 December 31, 2018 Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Allowance for loan and lease losses: Attributable to loans and leases individually evaluated for impairment $ 63 $ 65 $ - $ - $ 128 Collectively evaluated for impairment 471 2,290 576 62 3,399 Total allowance for loan and lease losses $ 534 $ 2,355 $ 576 $ 62 $ 3,527 Loans and leases: Individually evaluated for impairment $ 361 $ 970 $ - $ - $ 1,331 Acquired with deteriorated credit quality - 226 70 - 296 Collectively evaluated for impairment 80,269 353,250 119,772 6,696 559,987 Total ending loans and leases balance $ 80,630 $ 354,446 $ 119,842 $ 6,696 $ 561,614 The average recorded investment in impaired loans and leases (excluding loans and leases acquired with deteriorated credit quality) for the nine September 30, 2019 was $2,258,000 $415,000 nine September 30, 2018 . There 369, 000 September 30, 2019 to $59,000 September 30, 2018 approximately $169,000 nine September 30, 2019 $36,000 nine September 30, 2018 The following table presents the recorded investment in nonaccrual loans and leases, loans and leases past due over 90 September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 Nonaccrual Loans and leases past due over 90 days still accruing Troubled Debt Restructurings Commercial $ 8 $ - $ 772 Commercial real estate 687 - 746 Agricultural real estate 5 - - Agriculture 177 - - Consumer - - - Residential: 1 – 4 family 423 19 226 Total $ 1,300 $ 19 $ 1,744 December 31, 2018 Commercial $ 121 $ - $ 24 Commercial real estate 754 - 228 Agricultural real estate 216 - - Agriculture - - - Consumer - - - Residential: 1 – 4 family 354 161 372 Total $ 1,445 $ 161 $ 624 The following table presents the aging of the recorded investment in past due loans and leases as of September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 30 – 59 days past due 60 – 89 days past due Greater than 90 days past due Total past due Loans and leases not past due Total Commercial $ 158 $ 40 $ 23 $ 221 $ 66,772 $ 66,993 Commercial real estate 148 - 16 164 328,949 329,113 Agriculture - - 174 174 10,983 11,157 Agricultural real estate - 661 - 661 33,927 34,588 Consumer 3 2 - 5 8,271 8,276 Residential real estate 1,124 192 204 1,520 121,563 123,083 Total $ 1,433 $ 895 $ 417 $ 2,745 $ 570,465 $ 573,210 December 31, 2018 Commercial $ 482 $ - $ - $ 482 $ 68,503 $ 68,985 Commercial real estate 580 - 155 735 322,032 322,767 Agriculture - - - - 11,645 11,645 Agricultural real estate 7 - 241 248 31,431 31,679 Consumer 4 - - 4 6,692 6,696 Residential real estate 2,471 371 278 3,120 116,722 119,842 Total $ 3,544 $ 371 $ 674 $ 4,589 $ 557,025 $ 561,614 Credit Quality Indicators: The Corporation categorizes loans and leases into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans and leases individually by classifying the loans and leases as to the credit risk. This analysis generally includes non-homogenous loans and leases, such as commercial and commercial real estate loans and leases. The Corporation uses the following definitions for risk ratings: ● Pa ss not ● Special Mention: not not 1 2 ● Substandard: may may ● Doubtful: The following table provides a summary of the loan portfolio risk grades, as applicable, based on the most recent analysis performed, as of September 30, 2019 December 31, 2018 As of September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 Pass Special Mention Substandard Doubtful Not rated Commercial $ 74,240 $ 1,501 $ 2,408 $ - $ 1 Commercial and multi-family real estate 356,627 2,365 4,669 - 40 Residential 1 - 4 family 9,641 - - - 113,442 Consumer - - - - 8,276 Total $ 440,508 $ 3,866 $ 7,077 $ - $ 121,759 December 31, 2018 Commercial $ 79,179 $ - $ 1,451 $ - $ - Commercial and multi-family real estate 346,580 4,755 3,111 - - Residential 1 - 4 family 10,461 - - - 109,381 Consumer - - - - 6,696 Total $ 436,220 $ 4,755 $ 4,562 $ - $ 116,077 The Corporation considers the performance of the loan and lease portfolio and its impact on the allowance for loan and lease losses. For all loan classes that are not not 90 not September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 Commercial and multi- family real estate Residential 1-4 family Consumer Performing $ 24 $ 113,238 $ 8,276 Nonperforming 16 204 - Total $ 40 $ 113,442 $ 8,276 December 31, 2018 Performing $ - $ 109,103 $ 6,696 Nonperforming - 278 - Total $ - $ 109,381 $ 6,696 Modifications: The Corporation’s loan and lease portfolio also includes certain loans and leases that have been modified in a Troubled Debt Restructuring (TDR), where economic concessions have been granted to borrowers who have experienced or are expected to experience financial difficulties. These concessions typically result from the Corporation’s loss mitigation activities and could include reductions in the interest rate, payment extensions, forgiveness of principal, forbearance or other actions. All TDRs are also classified as impaired loans and leases. When the Corporation modifies a loan or lease, management evaluates any possible concession based on the present value of expected future cash flows, discounted at the contractual interest rate of the original loan or lease agreement, except when the sole (remaining) source of repayment for the loan or lease is the operation or liquidation of the collateral. In these cases, management uses the current fair value of the collateral, less selling costs, instead of discounted cash flows. If management determines that the value of the modified loan or lease is less than the recorded investment in the loan or lease (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), an impairment is recognized through a specific reserve in the allowance or a direct write down of the loan or lease balance if collection is not There were two nine September 30, 2019 One two The Corporation acquired The Ohio State Bank (“OSB”) in November 2014 September 2017. not The following is information related to loans and leases acquired in these transactions, including purchased impaired loans: The Ohio State Bank (in thousands) Contractual Principal Accretable Carrying Receivable Difference Amount Purchased Performing Loans and Leases Balance at December 31, 2018 $ 19,043 $ (658 ) $ 18,385 Change due to payments received (4,800 ) 189 (4,611 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 14,243 $ (469 ) $ 13,774 Purchased Impaired Loans and Leases Balance at December 31, 2018 $ 196 $ (163 ) $ 33 Change due to payments received (33 ) 27 (6 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 163 $ (136 ) $ 27 Benchmark Bank (in thousands) Contractual Principal Accretable Carrying Receivable Difference Amount Purchased Performing Loans and Leases Balance at December 31, 2018 $ 74,837 $ (1,553 ) $ 73,284 Change due to payments received (11,758 ) 289 (11,469 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 63,079 $ (1,264 ) $ 61,815 Purchased Impaired Loans and Leases Balance at December 31, 2018 $ 516 $ (253 ) $ 263 Change due to payments received (151 ) - (151 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 365 $ (253 ) $ 112 There was no nine September 30, 2019 2018 no

Note 5 - Other Borrowings

Note 5 - Other Borrowings	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 5 Other borrowings consists of the following at September 30, 2019 December 31, 2018 (in thousands) September 30, December 31, 2019 2018 Federal Home Loan Bank borrowings: Secured note, with interest at 2.55%, due March, 2019 $ - $ 1,281 Secured note, with interest at 1.72%, due September, 2020 6,000 6,000 Secured note, with interest at 2.90%, due June, 2021 8,000 8,000 Secured note, with variable interest, at 2.37% at September 30, 2019 and 2.99% at December 31, 2018, due September, 2021 7,000 7,000 Secured note, with interest at 1.86%, due September, 2021 6,000 6,000 Secured note, with interest at 2.94%, due December, 2021 8,000 8,000 Secured note, with interest at 2.98%, due June, 2022 9,000 9,000 Secured note, with interest at 1.97%, due September, 2022 6,000 6,000 Zions Bank: Secured note, with interest at 2.64%, due January, 2019 - 2,917 United Bankers Bank Note payable, with interest at 4.875% and $250,000 principal payments payable quarterly commencing December 1, 2018, with any remaining unpaid principal, due September 1, 2022. All Union Bank stock is held as collateral. 9,000 9,750 Secured note, with interest at 3.00%, due January, 2019 - 1,495 Total other borrowings $ 59,000 $ 65,443 Federal Home Loan Bank borrowings are secured by Federal Home Loan Bank stock and eligible mortgage loans approxima ting $137,810,000 $137,744,000 September 30, 2019 December 31, 2018

Note 6 - Junior Subordinated De

Note 6 - Junior Subordinated Deferrable Interest Debentures	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 6 The Corporation has formed and invested $300,000 not $10,000,000 $10,300,000 March 26, 2033. March 26, 2008, may 315 3 amounting to 5.26% September 30, 2019 5.97% December 31, 2018 not 20 The Corporation assumed $3,093,000 $3,000,000 $93,000 September 30, 2019 December 31, 2018 $2,599,000 $2,574,000, April 23, 2034. 285 3 to 5.11% September 30, 2019 5.33% December 31, 2018 Each issue of the trust preferred securities carries an interest rate identical to that of the related debenture. The securities have been structured to qualify as Tier I capital for regulatory purposes and the dividends paid on such are tax deductible. However, under Federal Reserve Board guidelines, the securities cannot be used to constitute more than 25% Interest expense on the debentures amounted to $557 ,000 $335,000 nine September 30, 2019 2018

Note 7 - Fair Value Measurement

Note 7 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 7 ASC 820 10 not not ASC 820 10 may 820 10 Level 1 Level 2 1 2 not Level 3 Financial assets (there were no September 30, 2019 December 31, 2018 2 $982,000 September 30, 2019 $1,313,000 December 31, 2018 3 inputs. Financial assets measured at fair value on a nonrecurring basis at September 30, 2019 include loans classified as impaired totaling $2,643,000 $1,331,000 December 31, 2018. third 2019 There were no September 30, 2019 September 30, 2019 The tables below present a reconciliation and income statement classification of gains and losses for mortgage servicing rights, which are measured at fair value on a recurring basis using significant unobservable inputs (Level 3 nine September 30, 2019 December 31, 2018 (in thousands) September 30, December 31, 2019 2018 Mortgage Servicing Rights Balance at beginning of period $ 1,313 $ 1,270 Gains or losses, including realized and unrealized: Purchases, issuances, and settlements 93 164 Disposals - amortization based on loan payments and payoffs (129 ) (147 ) Changes in fair value (295 ) 26 Balance at end of period $ 982 $ 1,313 A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, and disclosure of unobservable inputs follows. In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not may may may may not Securities Available-for-Sale Where quoted prices are available in an active market, securities are classified within Level 1 1 not 2 3 Impaired Loans The Corporation does not 2 3 15% 35% 10% 20% 3 3. Mortgage Servicing Rights The Corporation records mortgage servicing rights at estimated fair value based on a discounted cash flow model which includes discount rates between 11% 13%, 3 3. Other Real Estate Owned The Corporation values other real estate owned at the estimated fair value of the underlying collateral less appraisal adjustments typically between 10% 30% 10% 20% 3 3. Certain other financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not not September 30, 2019 December 31, 2018

Note 8 - Fair Value of Financia

Note 8 - Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Financial Instruments Disclosure [Text Block]	NOTE 8 The carrying amounts and estimated fair values of recognized financial instruments at September 30, 2019 December 31, 2018 (in thousands) September 30, 2019 December 31, 2018 Carrying amount Estimated value Carrying amount Estimated value Input Level FINANCIAL ASSETS Cash and cash equivalents $ 27,650 $ 27,650 $ 16,475 $ 16,475 1 Securities, including FHLB stock 185,182 185,182 172,656 172,656 2,3 Loans held for sale 17,769 17,769 7,705 7,705 3 Net loans and leases 569,256 569,049 558,087 554,223 3 Mortgage servicing rights 982 982 1,313 1,313 3 Hedging assets 1,298 1,298 492 492 3 Total Financial Assets $ 802,137 $ 801,930 $ 756,728 $ 752,864 FINANCIAL LIABILITIES Deposits Maturity $ 194,816 $ 194,822 $ 180,675 $ 178,947 3 Non-maturity 512,638 512,638 485,561 485,561 1 Other borrowings 59,000 58,997 65,443 65,029 3 Junior subordinated deferrable interest debentures 12,899 11,099 12,874 8,318 3 Hedging liabilities 61 61 86 86 3 Total Financial Liabilities $ 779,414 $ 777,617 $ 744,639 $ 737,941 The above summary does not There are also unrecognized financial instruments at September 30, 2019 December 31, 2018 to $140,462,000 September 30, 2019 $147,526,000 December 31, 2018 The following methods and assumptions were used to estimate the fair value of each class of financial instruments shown above: Cash and cash equivalents: Fair value is determined to be the carrying amount for these items (which include cash on hand, due from banks, and federal funds sold) because they represent cash or mature in 90 not Securities: The fair value of securities is determined based on quoted market prices of the individual securities; if not not Loans held for sale: The fair value of loans held for sale is determined based on the sales price of similar loans. Loan held for sale are typically held for 60 Loans and leases: Fair value for loans and leases was estimated for portfolios of loans and leases with similar financial characteristics. For adjustable rate loans, which re-price at least annually and generally possess low risk characteristics, the carrying amount is believed to be a reasonable estimate of fair value. For fixed rate loans, the fair value is estimated based on a discounted cash flow analysis, considering weighted average rates and terms of the portfolio, adjusted for credit and interest rate risk inherent in the loans. Fair value for nonperforming loans is based on recent appraisals or estimated discounted cash flows. Mortgage servicing rights: The fair value for mortgage servicing rights is determined based on an analysis of the portfolio by an independent third Deposit liabilities: The fair value of core deposits, including demand deposits, savings accounts, and certain money market deposits, is the amount payable on demand. The fair value of fixed-maturity certificates of deposit is estimated using the rates offered at quarter end for deposits of similar remaining maturities. The estimated fair value does not Other borrowings and junior subordinated deferrable interest debentures: The fair value of other borrowings and junior subordinated deferrable interest debentures are determined using the net present value of discounted cash flows based on current borrowing rates for similar types of borrowing arrangements, and are obtained from an independent third Other financial instruments: The fair value of commitments to extend credit and letters of credit is determined to be the contract amount, since these financial instruments generally represent commitments at existing rates. The fair value of other borrowings is determined based on a discounted cash flow analysis using current interest rates. The fair value of other liabilities is generally considered to be carrying value except for the deferred compensation agreement. The fair value of the contract is determined based on a discounted cash flow analysis using a current interest rate for a similar instrument. The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. These estimates do not one not no

Note 9 - Stock Options

Note 9 - Stock Options	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	NOTE 9 The United Bancshares, Inc. 2016 250,000 The Corporation has issued to date 33,352 2016 $19.32, 30,151 2017 $21.70, 31,267 2018 $23.30, 33,853 2019 $22.97 nine September 30, 2019 September 30, 2018 September 30, September 30, 2019 2018 Outstanding, beginning of period 93,069 63,503 Granted 33,853 31,267 Exercised - - Forfeited - (1,701 ) Outstanding, end of period 126,922 93,069 Weighted average exercise price at end of quarter $ 21.81 $ 21.38 The options vest over a three September 30, 2019 51,624 20,601 September 30, 2018 of 5.5 The fair value of options granted is estimated at the date of grant using the Black Scholes option pricing model. Following are assumptions used in calculating the fair value of the options granted: 2019 2018 2017 2016 Weighted-average fair value of options granted $ 7.77 $ 7.87 $ 7.35 $ 6.27 Average dividend yield 2.26 % 2.18 % 2.23 % 2.31 % Expected volatility 40.00 % 40.00 % 40.00 % 40.00 % Risk-free interest rate 1.93 % 2.81 % 2.06 % 1.58 % Expected term (years) 7 7 7 7 Total compensation expense related to the stock options granted in 2016 $209,000 36 January 1, 2017. 2017, $209,000 36 August 1, 2017. 2018 $246,000 36 September 1, 2018. 2019 $263,000 36 July 1, 2019. $77,000 $188,000 nine September 30, 2019 to $42,000 $109,000 nine September 30, 2018

Note 10 - Subsequent Events

Note 10 - Subsequent Events	9 Months Ended
	Sep. 30, 2019
Notes to Financial Statements
Subsequent Events [Text Block]	NOTE 10 Management evaluated subsequent events through the date the consolidated financial statements were issued. Events or transactions occurring after September 30, 2019 September 30, 2019 September 30, 2019 not September 30, 2019 not September 30, 2019 On October 15, 2019 $0.13 December 16, 2019 on November 29, 2019

Note 3 - Securities (Tables)

Note 3 - Securities (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	(in thousands) September 30, 2019 December 31, 2018 Amortized cost Fair value Amortized cost Fair value Available-for-sale: Obligations of states and political subdivisions $ 62,879 65,546 $ 59,585 $ 59,466 Mortgage-backed 112,229 113,336 109,000 106,924 Other 1,002 998 1,002 964 Total $ 176,110 $ 179,880 $ 169,587 $ 167,354
Unrealized Gain (Loss) on Investments [Table Text Block]	(in thousands) September 30, 2019 December 31, 2018 Gross unrealized gains Gross unrealized losses Gross unrealized gains Gross unrealized losses Available-for-sale: Obligations of states and political subdivisions $ 2,706 $ 39 $ 354 $ 473 Mortgage-backed 1,256 149 162 2,238 Other - 4 - 38 Total $ 3,962 $ 192 $ 516 $ 2,749

Note 4 - Loans and Leases (Tabl

Note 4 - Loans and Leases (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(in thousands) Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Balance at December 31, 2018 $ 534 $ 2,355 $ 576 $ 62 $ 3,527 Provision (credit) charged to expenses 368 (6 ) 29 9 400 Losses charged off (98 ) (23 ) (31 ) (5 ) (157 ) Recoveries 32 128 23 1 184 Balance at September 30, 2019 $ 836 $ 2,454 $ 597 $ 67 $ 3,954 Balance at December 31, 2017 $ 501 $ 1,746 $ 545 $ 43 $ 2,835 Provision charged to expenses 79 231 22 18 350 Losses charged off (21 ) (114 ) (52 ) (6 ) (193 ) Recoveries 38 249 35 - 322 Balance at September 30, 2018 $ 597 $ 2,112 $ 550 $ 55 $ 3,314
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	(in thousands) September 30, 2019 Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Allowance for loan and lease losses: Attributable to loans and leases individually evaluated for impairment $ 339 $ 30 $ - $ - $ 369 Collectively evaluated for impairment 497 2,424 597 67 3,585 Total allowance for loan and lease losses $ 836 $ 2,454 $ 597 $ 67 $ 3,954 Loans and leases: Individually evaluated for impairment $ 958 $ 1,685 $ - $ - $ 2,643 Acquired with deteriorated credit quality - 137 2 - 139 Collectively evaluated for impairment 77,192 361,879 123,081 8,276 570,428 Total ending loans and leases balance $ 78,150 $ 363,701 $ 123,083 $ 8,276 $ 573,210 December 31, 2018 Commercial Commercial and agricultural real estate Residential 1 – 4 family real estate Consumer Total Allowance for loan and lease losses: Attributable to loans and leases individually evaluated for impairment $ 63 $ 65 $ - $ - $ 128 Collectively evaluated for impairment 471 2,290 576 62 3,399 Total allowance for loan and lease losses $ 534 $ 2,355 $ 576 $ 62 $ 3,527 Loans and leases: Individually evaluated for impairment $ 361 $ 970 $ - $ - $ 1,331 Acquired with deteriorated credit quality - 226 70 - 296 Collectively evaluated for impairment 80,269 353,250 119,772 6,696 559,987 Total ending loans and leases balance $ 80,630 $ 354,446 $ 119,842 $ 6,696 $ 561,614
Financing Receivable, Nonaccrual [Table Text Block]	(in thousands) September 30, 2019 Nonaccrual Loans and leases past due over 90 days still accruing Troubled Debt Restructurings Commercial $ 8 $ - $ 772 Commercial real estate 687 - 746 Agricultural real estate 5 - - Agriculture 177 - - Consumer - - - Residential: 1 – 4 family 423 19 226 Total $ 1,300 $ 19 $ 1,744 December 31, 2018 Commercial $ 121 $ - $ 24 Commercial real estate 754 - 228 Agricultural real estate 216 - - Agriculture - - - Consumer - - - Residential: 1 – 4 family 354 161 372 Total $ 1,445 $ 161 $ 624
Financing Receivable, Past Due [Table Text Block]	(in thousands) September 30, 2019 30 – 59 days past due 60 – 89 days past due Greater than 90 days past due Total past due Loans and leases not past due Total Commercial $ 158 $ 40 $ 23 $ 221 $ 66,772 $ 66,993 Commercial real estate 148 - 16 164 328,949 329,113 Agriculture - - 174 174 10,983 11,157 Agricultural real estate - 661 - 661 33,927 34,588 Consumer 3 2 - 5 8,271 8,276 Residential real estate 1,124 192 204 1,520 121,563 123,083 Total $ 1,433 $ 895 $ 417 $ 2,745 $ 570,465 $ 573,210 December 31, 2018 Commercial $ 482 $ - $ - $ 482 $ 68,503 $ 68,985 Commercial real estate 580 - 155 735 322,032 322,767 Agriculture - - - - 11,645 11,645 Agricultural real estate 7 - 241 248 31,431 31,679 Consumer 4 - - 4 6,692 6,696 Residential real estate 2,471 371 278 3,120 116,722 119,842 Total $ 3,544 $ 371 $ 674 $ 4,589 $ 557,025 $ 561,614
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) September 30, 2019 Pass Special Mention Substandard Doubtful Not rated Commercial $ 74,240 $ 1,501 $ 2,408 $ - $ 1 Commercial and multi-family real estate 356,627 2,365 4,669 - 40 Residential 1 - 4 family 9,641 - - - 113,442 Consumer - - - - 8,276 Total $ 440,508 $ 3,866 $ 7,077 $ - $ 121,759 December 31, 2018 Commercial $ 79,179 $ - $ 1,451 $ - $ - Commercial and multi-family real estate 346,580 4,755 3,111 - - Residential 1 - 4 family 10,461 - - - 109,381 Consumer - - - - 6,696 Total $ 436,220 $ 4,755 $ 4,562 $ - $ 116,077
Schedule of the Performance of the Loan Portfolio [Table Text Block]	(in thousands) September 30, 2019 Commercial and multi- family real estate Residential 1-4 family Consumer Performing $ 24 $ 113,238 $ 8,276 Nonperforming 16 204 - Total $ 40 $ 113,442 $ 8,276 December 31, 2018 Performing $ - $ 109,103 $ 6,696 Nonperforming - 278 - Total $ - $ 109,381 $ 6,696
Schedule of Loans Acquired in Acquisition [Table Text Block]	The Ohio State Bank (in thousands) Contractual Principal Accretable Carrying Receivable Difference Amount Purchased Performing Loans and Leases Balance at December 31, 2018 $ 19,043 $ (658 ) $ 18,385 Change due to payments received (4,800 ) 189 (4,611 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 14,243 $ (469 ) $ 13,774 Purchased Impaired Loans and Leases Balance at December 31, 2018 $ 196 $ (163 ) $ 33 Change due to payments received (33 ) 27 (6 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 163 $ (136 ) $ 27 Benchmark Bank (in thousands) Contractual Principal Accretable Carrying Receivable Difference Amount Purchased Performing Loans and Leases Balance at December 31, 2018 $ 74,837 $ (1,553 ) $ 73,284 Change due to payments received (11,758 ) 289 (11,469 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 63,079 $ (1,264 ) $ 61,815 Purchased Impaired Loans and Leases Balance at December 31, 2018 $ 516 $ (253 ) $ 263 Change due to payments received (151 ) - (151 ) Transfer to foreclosed real estate - - - Change due to loan charge-off - - - Balance at September 30, 2019 $ 365 $ (253 ) $ 112

Note 5 - Other Borrowings (Tabl

Note 5 - Other Borrowings (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Schedule of Debt [Table Text Block]	(in thousands) September 30, December 31, 2019 2018 Federal Home Loan Bank borrowings: Secured note, with interest at 2.55%, due March, 2019 $ - $ 1,281 Secured note, with interest at 1.72%, due September, 2020 6,000 6,000 Secured note, with interest at 2.90%, due June, 2021 8,000 8,000 Secured note, with variable interest, at 2.37% at September 30, 2019 and 2.99% at December 31, 2018, due September, 2021 7,000 7,000 Secured note, with interest at 1.86%, due September, 2021 6,000 6,000 Secured note, with interest at 2.94%, due December, 2021 8,000 8,000 Secured note, with interest at 2.98%, due June, 2022 9,000 9,000 Secured note, with interest at 1.97%, due September, 2022 6,000 6,000 Zions Bank: Secured note, with interest at 2.64%, due January, 2019 - 2,917 United Bankers Bank Note payable, with interest at 4.875% and $250,000 principal payments payable quarterly commencing December 1, 2018, with any remaining unpaid principal, due September 1, 2022. All Union Bank stock is held as collateral. 9,000 9,750 Secured note, with interest at 3.00%, due January, 2019 - 1,495 Total other borrowings $ 59,000 $ 65,443

Note 7 - Fair Value Measureme_2

Note 7 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	(in thousands) September 30, December 31, 2019 2018 Mortgage Servicing Rights Balance at beginning of period $ 1,313 $ 1,270 Gains or losses, including realized and unrealized: Purchases, issuances, and settlements 93 164 Disposals - amortization based on loan payments and payoffs (129 ) (147 ) Changes in fair value (295 ) 26 Balance at end of period $ 982 $ 1,313

Note 8 - Fair Value of Financ_2

Note 8 - Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(in thousands) September 30, 2019 December 31, 2018 Carrying amount Estimated value Carrying amount Estimated value Input Level FINANCIAL ASSETS Cash and cash equivalents $ 27,650 $ 27,650 $ 16,475 $ 16,475 1 Securities, including FHLB stock 185,182 185,182 172,656 172,656 2,3 Loans held for sale 17,769 17,769 7,705 7,705 3 Net loans and leases 569,256 569,049 558,087 554,223 3 Mortgage servicing rights 982 982 1,313 1,313 3 Hedging assets 1,298 1,298 492 492 3 Total Financial Assets $ 802,137 $ 801,930 $ 756,728 $ 752,864 FINANCIAL LIABILITIES Deposits Maturity $ 194,816 $ 194,822 $ 180,675 $ 178,947 3 Non-maturity 512,638 512,638 485,561 485,561 1 Other borrowings 59,000 58,997 65,443 65,029 3 Junior subordinated deferrable interest debentures 12,899 11,099 12,874 8,318 3 Hedging liabilities 61 61 86 86 3 Total Financial Liabilities $ 779,414 $ 777,617 $ 744,639 $ 737,941

Note 9 - Stock Options (Tables)

Note 9 - Stock Options (Tables)	9 Months Ended
	Sep. 30, 2019
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	September 30, September 30, 2019 2018 Outstanding, beginning of period 93,069 63,503 Granted 33,853 31,267 Exercised - - Forfeited - (1,701 ) Outstanding, end of period 126,922 93,069 Weighted average exercise price at end of quarter $ 21.81 $ 21.38
Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	2019 2018 2017 2016 Weighted-average fair value of options granted $ 7.77 $ 7.87 $ 7.35 $ 6.27 Average dividend yield 2.26 % 2.18 % 2.23 % 2.31 % Expected volatility 40.00 % 40.00 % 40.00 % 40.00 % Risk-free interest rate 1.93 % 2.81 % 2.06 % 1.58 % Expected term (years) 7 7 7 7

Note 2 - New Accounting Prono_2

Note 2 - New Accounting Pronouncements (Details Textual) - Accounting Standards Update 2016-02 [Member]	Jan. 01, 2019USD ($)
Other Assets [Member]
Operating Lease, Right-of-Use Asset	$ 2,168,000
Other Liabilities [Member]
Operating Lease, Liability, Total	$ 216,800

Note 3 - Securities - Amortized

Note 3 - Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Amortized cost	$ 176,110	$ 169,587
Fair value	179,880	167,354
US States and Political Subdivisions Debt Securities [Member]
Amortized cost	62,879	59,585
Fair value	65,546	59,466
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	112,229	109,000
Fair value	113,336	106,924
Other Debt Obligations [Member]
Amortized cost	1,002	1,002
Fair value	$ 998	$ 964

Note 3 - Securities - Unrealize

Note 3 - Securities - Unrealized Gain (Loss) on Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Available-for-sale securities, gross unrealized gains	$ 3,962	$ 516
Available-for-sale securities, gross unrealized losses	192	2,749
US States and Political Subdivisions Debt Securities [Member]
Available-for-sale securities, gross unrealized gains	2,706	354
Available-for-sale securities, gross unrealized losses	39	473
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities, gross unrealized gains	1,256	162
Available-for-sale securities, gross unrealized losses	149	2,238
Other Debt Obligations [Member]
Available-for-sale securities, gross unrealized gains
Available-for-sale securities, gross unrealized losses	$ 4	$ 38

Note 4 - Loans and Leases (Deta

Note 4 - Loans and Leases (Details Textual)	9 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)
Impaired Financing Receivable, Average Recorded Investment, Total	$ 2,258,000	$ 415,000
Impaired Financing Receivable, Related Allowance	369,000	59,000
Impaired Financing Receivable, Interest Income, Accrual Method, Total	$ 169,000	36,000
Financing Receivable, Modifications, Number of Contracts	2
Provision for Loan and Lease Losses, Total	$ 400,000	350,000
Ohio State Bancshares Inc [Member]
Provision for Loan and Lease Losses, Total	$ 0	$ 0

Note 4 - Loans and Leases - Act

Note 4 - Loans and Leases - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Allowance for loan and lease losses beginning balance	$ 3,527	$ 2,835
Provision (credit) charged to expenses	400	350
Losses charged off	(157)	(193)
Recoveries	184	322
Allowance for loan and lease losses ending balance	3,954	3,314
Commercial and Agriculture Portfolio Segment [Member]
Allowance for loan and lease losses beginning balance	534	501
Provision (credit) charged to expenses	368	79
Losses charged off	(98)	(21)
Recoveries	32	38
Allowance for loan and lease losses ending balance	836	597
Commercial and Agricultural Real Estate Portfolio Segment [Member]
Allowance for loan and lease losses beginning balance	2,355	1,746
Provision (credit) charged to expenses	(6)	231
Losses charged off	(23)	(114)
Recoveries	128	249
Allowance for loan and lease losses ending balance	2,454	2,112
Residential 1 - 4 Family Real Estate [Member]
Allowance for loan and lease losses beginning balance	576	545
Provision (credit) charged to expenses	29	22
Losses charged off	(31)	(52)
Recoveries	23	35
Allowance for loan and lease losses ending balance	597	550
Consumer Portfolio Segment [Member]
Allowance for loan and lease losses beginning balance	62	43
Provision (credit) charged to expenses	9	18
Losses charged off	(5)	(6)
Recoveries	1
Allowance for loan and lease losses ending balance	$ 67	$ 55

Note 4 - Loans and Leases - A_2

Note 4 - Loans and Leases - Activity in the Allowance for Loan Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Attributable to loans and leases individually evaluated for impairment	$ 369	$ 128
Collectively evaluated for impairment	3,585	3,399
Total allowance for loan and lease losses	3,954	3,527
Individually evaluated for impairment	2,643	1,331
Collectively evaluated for impairment	570,428	559,987
Loans receivable	573,210	561,614
Financial Asset Acquired with Credit Deterioration [Member]
Acquired with deteriorated credit quality	139	296
Commercial and Agriculture Portfolio Segment [Member]
Attributable to loans and leases individually evaluated for impairment	339	63
Collectively evaluated for impairment	497	471
Total allowance for loan and lease losses	836	534
Individually evaluated for impairment	958	361
Collectively evaluated for impairment	77,192	80,269
Loans receivable	78,150	80,630
Commercial and Agriculture Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Acquired with deteriorated credit quality
Commercial and Agricultural Real Estate Portfolio Segment [Member]
Attributable to loans and leases individually evaluated for impairment	30	65
Collectively evaluated for impairment	2,424	2,290
Total allowance for loan and lease losses	2,454	2,355
Individually evaluated for impairment	1,685	970
Collectively evaluated for impairment	361,879	353,250
Loans receivable	363,701	354,446
Commercial and Agricultural Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Acquired with deteriorated credit quality	137	226
Residential 1 - 4 Family Real Estate [Member]
Attributable to loans and leases individually evaluated for impairment
Collectively evaluated for impairment	597	576
Total allowance for loan and lease losses	597	576
Individually evaluated for impairment
Acquired with deteriorated credit quality	113,442	109,381
Collectively evaluated for impairment	123,081	119,772
Loans receivable	123,083	119,842
Residential 1 - 4 Family Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Acquired with deteriorated credit quality	2	70
Consumer Portfolio Segment [Member]
Attributable to loans and leases individually evaluated for impairment
Collectively evaluated for impairment	67	62
Total allowance for loan and lease losses	67	62
Individually evaluated for impairment
Acquired with deteriorated credit quality	8,276	6,696
Collectively evaluated for impairment	8,276	6,696
Loans receivable	8,276	6,696
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Acquired with deteriorated credit quality

Note 4 - Loans and Leases - Sum

Note 4 - Loans and Leases - Summary of Nonaccrual Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Recorded investment, nonaccrual	$ 1,300	$ 1,445
Loans and leases past due over 90 days still accruing	19	161
Troubled debt restructurings	1,744	624
Commercial Portfolio Segment [Member]
Recorded investment, nonaccrual	8	121
Loans and leases past due over 90 days still accruing
Troubled debt restructurings	772	24
Commercial Real Estate Portfolio Segment [Member]
Recorded investment, nonaccrual	687	754
Loans and leases past due over 90 days still accruing
Troubled debt restructurings	746	228
Agricultural Real Estate [Member]
Recorded investment, nonaccrual	5	216
Loans and leases past due over 90 days still accruing
Troubled debt restructurings
Agriculture [Member]
Recorded investment, nonaccrual	177
Loans and leases past due over 90 days still accruing
Troubled debt restructurings
Consumer Portfolio Segment [Member]
Recorded investment, nonaccrual
Loans and leases past due over 90 days still accruing
Troubled debt restructurings
Residential 1 - 4 Family Real Estate [Member]
Recorded investment, nonaccrual	423	354
Loans and leases past due over 90 days still accruing	19	161
Troubled debt restructurings	$ 226	$ 372

Note 4 - Loans and Leases - Agi

Note 4 - Loans and Leases - Aging of the Recorded Investment in Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Past due	$ 2,745	$ 4,589
Loans and leases not past due	570,465	557,025
Total loans and leases balance	573,210	561,614
Commercial Portfolio Segment [Member]
Past due	221	482
Loans and leases not past due	66,772	68,503
Total loans and leases balance	66,993	68,985
Commercial Real Estate Portfolio Segment [Member]
Past due	164	735
Loans and leases not past due	328,949	322,032
Total loans and leases balance	329,113	322,767
Agriculture [Member]
Past due	174
Loans and leases not past due	10,983	11,645
Total loans and leases balance	11,157	11,645
Agriculture [Member] | Real Estate Loan [Member]
Past due	661	248
Loans and leases not past due	33,927	31,431
Total loans and leases balance	34,588	31,679
Consumer Portfolio Segment [Member]
Past due	5	4
Loans and leases not past due	8,271	6,692
Total loans and leases balance	8,276	6,696
Residential 1 - 4 Family Real Estate [Member]
Past due	1,520	3,120
Loans and leases not past due	121,563	116,722
Total loans and leases balance	123,083	119,842
Financial Asset, 30 to 59 Days Past Due [Member]
Past due	1,433	3,544
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	158	482
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	148	580
Financial Asset, 30 to 59 Days Past Due [Member] | Agriculture [Member]
Past due
Financial Asset, 30 to 59 Days Past Due [Member] | Agriculture [Member] | Real Estate Loan [Member]
Past due		7
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due	3	4
Financial Asset, 30 to 59 Days Past Due [Member] | Residential 1 - 4 Family Real Estate [Member]
Past due	1,124	2,471
Financial Asset, 60 to 89 Days Past Due [Member]
Past due	895	371
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	40
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due
Financial Asset, 60 to 89 Days Past Due [Member] | Agriculture [Member]
Past due
Financial Asset, 60 to 89 Days Past Due [Member] | Agriculture [Member] | Real Estate Loan [Member]
Past due	661
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due	2
Financial Asset, 60 to 89 Days Past Due [Member] | Residential 1 - 4 Family Real Estate [Member]
Past due	192	371
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Past due	417	674
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Past due	23
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Past due	16	155
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agriculture [Member]
Past due	174
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agriculture [Member] | Real Estate Loan [Member]
Past due		241
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Past due
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential 1 - 4 Family Real Estate [Member]
Past due	$ 204	$ 278

Note 4 - Loans and Leases - Loa

Note 4 - Loans and Leases - Loans by Credit Quality Indicators (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans receivable	$ 573,210	$ 561,614
Pass [Member]
Loans receivable	440,508	436,220
Special Mention [Member]
Loans receivable	3,866	4,755
Substandard [Member]
Loans receivable	7,077	4,562
Doubtful [Member]
Loans receivable
Not Rated [Member]
Loans receivable	121,759	116,077
Commercial Portfolio Segment [Member]
Loans receivable	66,993	68,985
Commercial Portfolio Segment [Member] | Pass [Member]
Loans receivable	74,240	79,179
Commercial Portfolio Segment [Member] | Special Mention [Member]
Loans receivable	1,501
Commercial Portfolio Segment [Member] | Substandard [Member]
Loans receivable	2,408	1,451
Commercial Portfolio Segment [Member] | Doubtful [Member]
Loans receivable
Commercial Portfolio Segment [Member] | Not Rated [Member]
Loans receivable	1
Commercial and Multi-Family Real Estate [Member] | Pass [Member]
Loans receivable	356,627	346,580
Commercial and Multi-Family Real Estate [Member] | Special Mention [Member]
Loans receivable	2,365	4,755
Commercial and Multi-Family Real Estate [Member] | Substandard [Member]
Loans receivable	4,669	3,111
Commercial and Multi-Family Real Estate [Member] | Doubtful [Member]
Loans receivable
Commercial and Multi-Family Real Estate [Member] | Not Rated [Member]
Loans receivable	40
Residential 1 - 4 Family Real Estate [Member]
Loans receivable	123,083	119,842
Residential 1 - 4 Family Real Estate [Member] | Pass [Member]
Loans receivable	9,641	10,461
Residential 1 - 4 Family Real Estate [Member] | Special Mention [Member]
Loans receivable
Residential 1 - 4 Family Real Estate [Member] | Substandard [Member]
Loans receivable
Residential 1 - 4 Family Real Estate [Member] | Doubtful [Member]
Loans receivable
Residential 1 - 4 Family Real Estate [Member] | Not Rated [Member]
Loans receivable	113,442	109,381
Consumer Portfolio Segment [Member]
Loans receivable	8,276	6,696
Consumer Portfolio Segment [Member] | Pass [Member]
Loans receivable
Consumer Portfolio Segment [Member] | Special Mention [Member]
Loans receivable
Consumer Portfolio Segment [Member] | Substandard [Member]
Loans receivable
Consumer Portfolio Segment [Member] | Doubtful [Member]
Loans receivable
Consumer Portfolio Segment [Member] | Not Rated [Member]
Loans receivable	$ 8,276	$ 6,696

Note 4 - Loans and Leases - Per

Note 4 - Loans and Leases - Performance of Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Commercial and Multi-Family Real Estate [Member]
Loans receivable	$ 40
Residential 1 - 4 Family Real Estate [Member]
Loans receivable	113,442	109,381
Consumer Portfolio Segment [Member]
Loans receivable	8,276	6,696
Performing Financial Instruments [Member] | Commercial and Multi-Family Real Estate [Member]
Loans receivable	24
Performing Financial Instruments [Member] | Residential 1 - 4 Family Real Estate [Member]
Loans receivable	113,238	109,103
Performing Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Loans receivable	8,276	6,696
Nonperforming Financial Instruments [Member] | Commercial and Multi-Family Real Estate [Member]
Loans receivable	16
Nonperforming Financial Instruments [Member] | Residential 1 - 4 Family Real Estate [Member]
Loans receivable	204	278
Nonperforming Financial Instruments [Member] | Consumer Portfolio Segment [Member]
Loans receivable

Note 4 - Loans and Leases - Sch

Note 4 - Loans and Leases - Schedule of Loans Acquired in Acquisition (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2019USD ($)
Ohio State Bancshares Inc [Member] | Performing Financial Instruments [Member]
Contractual principal receivable, beginning balance	$ 19,043
Contractual principal receivable, change due to payments received	(4,800)
Contractual principal receivable, ending balance	14,243
Accretable difference, beginning balance	(658)
Accretable difference, change due to payments received	189
Accretable difference, ending balance	(469)
Carrying amount, beginning balance	18,385
Carrying amount, change due to payments received	(4,611)
Carrying amount, ending balance	13,774
Ohio State Bancshares Inc [Member] | Nonperforming Financial Instruments [Member]
Contractual principal receivable, beginning balance	196
Contractual principal receivable, change due to payments received	(33)
Contractual principal receivable, ending balance	163
Accretable difference, beginning balance	(163)
Accretable difference, change due to payments received	27
Accretable difference, ending balance	(136)
Carrying amount, beginning balance	33
Carrying amount, change due to payments received	(6)
Carrying amount, ending balance	27
Benchmark Bancorp, Inc. [Member] | Performing Financial Instruments [Member]
Contractual principal receivable, beginning balance	74,837
Contractual principal receivable, change due to payments received	(11,758)
Contractual principal receivable, ending balance	63,079
Accretable difference, beginning balance	(1,553)
Accretable difference, change due to payments received	289
Accretable difference, ending balance	(1,264)
Carrying amount, beginning balance	73,284
Carrying amount, change due to payments received	(11,469)
Carrying amount, ending balance	61,815
Benchmark Bancorp, Inc. [Member] | Nonperforming Financial Instruments [Member]
Contractual principal receivable, beginning balance	516
Contractual principal receivable, change due to payments received	(151)
Contractual principal receivable, ending balance	365
Accretable difference, beginning balance	(253)
Accretable difference, change due to payments received
Accretable difference, ending balance	(253)
Carrying amount, beginning balance	263
Carrying amount, change due to payments received	(151)
Carrying amount, ending balance	$ 112

Note 5 - Other Borrowings (Deta

Note 5 - Other Borrowings (Details Textual) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Loans Pledged as Collateral	$ 137,810,000	$ 137,744,000

Note 5 - Other Borrowings - Com

Note 5 - Other Borrowings - Composition of Other Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Other borrowings	$ 59,000	$ 65,443
Other Borrowings	59,000	65,443
Secured Notes with Interest at 2.55 Percent [Member]
Federal Home Loan Bank		1,281
Secured Notes With Interest At 1.72% [Member]
Federal Home Loan Bank	6,000	6,000
Secured Notes With Interest At 2.90% [Member]
Federal Home Loan Bank	8,000	8,000
Secured Note With Variable Interest [Member]
Federal Home Loan Bank	7,000	7,000
Secured Notes With Interest At 1.86% [Member]
Federal Home Loan Bank	6,000	6,000
Secured Notes With Interest At 2.94% [Member]
Federal Home Loan Bank	8,000	8,000
Secured Notes With Interest At 2.98% [Member]
Federal Home Loan Bank	9,000	9,000
Secured Notes With Interest At 1.97% [Member]
Federal Home Loan Bank	6,000	6,000
Secured Notes from Zions Bank with Interest at 2.64% [Member]
Federal Home Loan Bank		2,917
Note Payable With Interest At 4.875% [Member]
Other borrowings	9,000	9,750
Other Borrowings	9,000	9,750
Secured Notes With Interest At 3.00% [Member]
Federal Home Loan Bank		$ 1,495

Note 5 - Other Borrowings - C_2

Note 5 - Other Borrowings - Composition of Other Borrowings (Details) (Parentheticals) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Secured Notes with Interest at 2.55 Percent [Member]
Debt instrument, interest rate, stated percentage	2.55%	2.55%
Debt instrument, maturity date	Mar. 1, 2019	Mar. 1, 2019
Secured Notes With Interest At 1.72% [Member]
Debt instrument, interest rate, stated percentage	1.72%	1.72%
Debt instrument, maturity date	Sep. 1, 2020	Sep. 1, 2020
Secured Notes With Interest At 2.90% [Member]
Debt instrument, interest rate, stated percentage	2.90%	2.90%
Debt instrument, maturity date	Jun. 1, 2021	Jun. 1, 2021
Secured Note With Variable Interest [Member]
Debt instrument, interest rate, stated percentage	2.37%	2.99%
Debt instrument, maturity date	Sep. 1, 2021	Sep. 1, 2021
Secured Notes With Interest At 1.86% [Member]
Debt instrument, interest rate, stated percentage	1.86%	1.86%
Debt instrument, maturity date	Sep. 1, 2020	Sep. 1, 2020
Secured Notes With Interest At 2.94% [Member]
Debt instrument, interest rate, stated percentage	2.94%	2.94%
Debt instrument, maturity date	Dec. 1, 2021	Dec. 1, 2021
Secured Notes With Interest At 2.98% [Member]
Debt instrument, interest rate, stated percentage	2.98%	2.98%
Debt instrument, maturity date	Jun. 1, 2022	Jun. 1, 2022
Secured Notes With Interest At 1.97% [Member]
Debt instrument, interest rate, stated percentage	1.97%	1.97%
Debt instrument, maturity date	Sep. 1, 2022	Sep. 1, 2022
Secured Notes from Zions Bank with Interest at 2.64% [Member]
Debt instrument, interest rate, stated percentage	2.64%	2.64%
Debt instrument, maturity date	Jan. 1, 2019	Jan. 1, 2019
Note Payable With Interest At 4.875% [Member]
Debt instrument, interest rate, stated percentage	4.875%	4.875%
Debt instrument, maturity date	Sep. 1, 2022	Sep. 1, 2022
Periodic principal payment	$ 250,000	$ 250,000
Secured Notes With Interest At 3.00% [Member]
Debt instrument, interest rate, stated percentage	3.00%	3.00%
Debt instrument, maturity date	Jan. 1, 2019	Jan. 1, 2019

Note 6 - Junior Subordinated _2

Note 6 - Junior Subordinated Deferrable Interest Debentures (Details Textual)	9 Months Ended		12 Months Ended
	Sep. 30, 2019USD ($)	Sep. 30, 2018USD ($)	Dec. 31, 2018USD ($)
Investments in and Advances to Affiliates, Balance, Principal Amount	$ 300,000
Guarantor Obligations, Maximum Exposure, Undiscounted	10,000,000
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total	$ 12,899,000		$ 12,874,000
Subordinated Borrowing, Interest Rate	5.26%		5.97%
Subordinated Debenture, Default, Interest Payment Deferment Quarterly Periods	20
Other Long-term Debt, Total	$ 2,599,000		$ 2,574,000
Interest Expense, Debt, Total	$ 557,000	$ 335,000
London Interbank Offered Rate (LIBOR) [Member]
Debt Instrument, Basis Spread on Variable Rate	3.15%
Trust Preferred Securities [Member]
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust, Total	$ 10,300,000
Trust Preferred Securities [Member] | Ohio State Bancshares Inc [Member]
Subordinated Borrowing, Interest Rate	5.11%		5.33%
Business Combination, Consideration Transferred, Liabilities Incurred	$ 3,093,000
Trust Preferred Securities [Member] | London Interbank Offered Rate (LIBOR) [Member] | Ohio State Bancshares Inc [Member]
Debt Instrument, Basis Spread on Variable Rate	2.85%
Guaranteed Trust Preferred Securities [Member] | Ohio State Bancshares Inc [Member]
Business Combination, Consideration Transferred, Liabilities Incurred	$ 3,000,000
Trusted Preferred Securities Secured by an Investment [Member] | Ohio State Bancshares Inc [Member]
Business Combination, Consideration Transferred, Liabilities Incurred	$ 93,000

Note 7 - Fair Value Measureme_3

Note 7 - Fair Value Measurements (Details Textual)	Sep. 30, 2019USD ($)	Dec. 31, 2018USD ($)
Financial Liabilities Fair Value Disclosure, Total	$ 777,617,000	$ 737,941,000
Assets, Fair Value Disclosure	$ 801,930,000	752,864,000
Measurement Input, Appraised Value [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.15
Other Real Estate Owned, Measurement Input	0.1
Measurement Input, Appraised Value [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.35
Other Real Estate Owned, Measurement Input	0.3
Measurement Input, Cost to Sell [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.1
Other Real Estate Owned, Measurement Input	0.1
Measurement Input, Cost to Sell [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.2
Other Real Estate Owned, Measurement Input	0.2
Measurement Input, Discount Rate [Member] | Minimum [Member]
Mortgage Servicing Rights, Measurement Input	0.11
Measurement Input, Discount Rate [Member] | Maximum [Member]
Mortgage Servicing Rights, Measurement Input	0.13
Fair Value, Inputs, Level 3 [Member]
Impaired Financing Receivable, Recorded Investment, Total	$ 2,643,000	1,331,000
Fair Value, Recurring [Member]
Financial Liabilities Fair Value Disclosure, Total	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage Servicing Rights [Member]
Assets, Fair Value Disclosure	$ 982,000	$ 1,313,000

Note 7 - Fair Value Measureme_4

Note 7 - Fair Value Measurements - Reconciliation and Income Statement Classification of Gains and Losses (Details) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Balance at beginning of period	$ 1,313	$ 1,270
Purchases, issuances, and settlements	93	164
Disposals - amortization based on loan payments and payoffs	(129)	(147)
Changes in fair value	(295)	26
Balance at end of period	$ 982	$ 1,313

Note 8 - Fair Value of Financ_3

Note 8 - Fair Value of Financial Instruments (Details Textual) - USD ($)	Sep. 30, 2019	Dec. 31, 2018
Commitments to Extend Credit [Member]
Other Commitment, Total	$ 140,462,000	$ 147,526,000

Note 8 - Fair Value of Financ_4

Note 8 - Fair Value of Financial Instruments - Carrying Amounts and Estimated Fair Values of Recognized Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Dec. 31, 2017
Securities, including FHLB stock	$ 185,182	$ 172,656
Total Financial Assets	801,930	752,864
Total Financial Liabilities	777,617	737,941
Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	27,650	16,475
Fair Value, Inputs, Level 1 [Member] | Non-Maturity Deposits [Member]
Deposits	512,638	485,561
Fair Value, Inputs, Level 3 [Member]
Loans held for sale	17,769	7,705
Net loans and leases	569,049	554,223
Mortgage servicing rights	982	1,313	$ 1,270
Hedging assets	1,298	492
Other borrowings	58,997	65,029
Junior subordinated deferrable interest debentures	11,099	8,318
Hedging liabilities	61	86
Fair Value, Inputs, Level 3 [Member] | Maturity Deposits [Member]
Deposits	194,822	178,947
Reported Value Measurement [Member]
Securities, including FHLB stock	185,182	172,656
Total Financial Assets	802,137	756,728
Total Financial Liabilities	779,414	744,639
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	27,650	16,475
Reported Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Non-Maturity Deposits [Member]
Deposits	512,638	485,561
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Loans held for sale	17,769	7,705
Net loans and leases	569,256	558,087
Mortgage servicing rights	982	1,313
Hedging assets	1,298	492
Other borrowings	59,000	65,443
Junior subordinated deferrable interest debentures	12,899	12,874
Hedging liabilities	61	86
Reported Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Maturity Deposits [Member]
Deposits	$ 194,816	$ 180,675

Note 9 - Stock Options (Details

Note 9 - Stock Options (Details Textual) - USD ($)	Sep. 01, 2018	Aug. 01, 2017	Jan. 01, 2017	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2016	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance				$ 21.81	$ 21.38		$ 21.81	$ 21.38
Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance				$ 22.97		$ 19.32	$ 22.97		$ 23.30	$ 21.70
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period							3 years
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested, Number of Shares							51,624	20,601
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term							5 years 182 days
Share-based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 246,000	$ 209,000	$ 209,000	$ 263,000			$ 263,000
Share-based Payment Arrangement, Option [Member] | Stock Option Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized				250,000			250,000
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period						33,352	33,853		31,267	30,151
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition	3 years	3 years	3 years				3 years
Share-based Payment Arrangement, Expense, after Tax				$ 77,000	$ 42,000		$ 188,000	$ 109,000

Note 9 - Stock Options - Summar

Note 9 - Stock Options - Summary of Activity for Stock Options (Details) - $ / shares	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Outstanding, beginning of period (in shares)	93,069	63,503
Granted (in shares)	33,853	31,267
Exercised (in shares)
Forfeited (in shares)		(1,701)
Outstanding, end of period (in shares)	126,922	93,069
Weighted average exercise price at end of quarter (in dollars per share)	$ 21.81	$ 21.38

Note 9 - Stock Options - Schedu

Note 9 - Stock Options - Schedule of Assumptions Used In Calculating the Fair Value of Options Granted (Details) - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Weighted-average fair value of options granted (in dollars per share)	$ 7.77	$ 7.87	$ 7.35	$ 6.27
Average dividend yield	2.26%	2.18%	2.23%	2.31%
Expected volatility	40.00%	40.00%	40.00%	40.00%
Risk-free interest rate	1.93%	2.81%	2.06%	1.58%
Expected term (Year)	7 years	7 years	7 years	7 years

Note 10 - Subsequent Events (De

Note 10 - Subsequent Events (Details Textual) - Subsequent Event [Member]	Oct. 15, 2019$ / shares
Dividends Payable, Amount Per Share	$ 0.13
Dividends Payable, Date Declared	Oct. 15, 2019
Dividends Payable, Date to be Paid	Dec. 16, 2019
Dividends Payable, Date of Record	Nov. 29, 2019