Southern First Bancshares (SFST) 10-Q 5 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 28, 2014
Document and Entity Information [Abstract]	'	'
Entity Registrant Name	'SOUTHERN FIRST BANCSHARES INC	'
Entity Central Index Key	'0001090009	'
Amendment Flag	'false	'
Current Fiscal Year End Date	'--12-31	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q1	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,818,719

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Cash and cash equivalents:	'	'
Cash and due from banks	$18,419	$12,361
Interest-bearing deposits with banks	16,285	18,301
Federal funds sold	7,795	8,541
Total cash and cash equivalents	42,499	39,203
Investment securities:	'	'
Investment securities available for sale	68,747	67,440
Other investments	5,960	6,116
Total investment securities	74,707	73,556
Loans	778,798	737,267
Less allowance for loan losses	-10,713	-10,213
Loans, net	768,085	727,054
Bank owned life insurance	21,545	21,383
Property and equipment, net	20,116	19,827
Deferred income taxes	5,095	4,938
Other assets	4,837	4,870
Total assets	936,884	890,831
LIABILITIES	'	'
Deposits	722,412	680,319
Federal Home Loan Bank advances and other borrowings	124,100	124,100
Junior subordinated debentures	13,403	13,403
Other liabilities	7,194	7,344
Total liabilities	867,109	825,166
SHAREHOLDERS' EQUITY	'	'
Preferred stock, par value $.01 per share, 10,000,000 shares authorized, 11,242 and 15,299 shares issued and outstanding at March 31, 2014 and December 31, 2013, respectively	11,242	15,299
Common stock, par value $.01 per share, 10,000,000 shares authorized, 4,817,573 and 4,319,750 shares issued and outstanding at March 31, 2014 and December 31, 2013, respectively	48	43
Nonvested restricted stock	-614	-636
Additional paid-in capital	49,887	43,585
Accumulated other comprehensive income (loss)	-579	-1,348
Retained earnings	9,791	8,722
Total shareholders' equity	69,775	65,665
Total liabilities and shareholders' equity	$936,884	$890,831

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Balance Sheets [Abstract]	'	'
Preferred stock, par value (in dollars per share)	$0.01	$0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	11,242	15,299
Number of series T Preferred Stock held by the Treasury sold to unrelated third-parties through the auction process	11,242	15,299
Common stock, par value (in dollars per share)	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,817,573	4,319,750
Common stock, shares outstanding	4,817,573	4,319,750

Consolidated_Statements_of_Inc

Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income	'	'
Loans	$8,818	$8,265
Investment securities	512	464
Federal funds sold	14	14
Total interest income	9,344	8,743
Interest expense	'	'
Deposits	680	806
Borrowings	1,020	1,059
Total interest expense	1,700	1,865
Net interest income	7,644	6,878
Provision for loan losses	1,000	1,125
Net interest income after provision for loan losses	6,644	5,753
Noninterest income	'	'
Loan fee income	342	259
Service fees on deposit accounts	213	225
Income from bank owned life insurance	162	160
Other income	252	238
Total noninterest income	969	882
Noninterest expenses	'	'
Compensation and benefits	3,410	2,952
Occupancy	727	707
Real estate owned activity	13	20
Data processing and related costs	594	576
Insurance	192	240
Marketing	201	186
Professional fees	223	181
Other	409	368
Total noninterest expenses	5,769	5,230
Income before income tax expense	1,844	1,405
Income tax expense	594	444
Net income	1,250	961
Preferred stock dividend	193	197
Redemption of preferred stock	'	20
Net income available to common shareholders	$1,057	$784
Earnings per common share	'	'
Basic	$0.23	$0.18
Diluted	$0.22	$0.18
Weighted average common shares outstanding	'	'
Basic	4,610,089	4,262,330
Diluted	4,877,448	4,371,324

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Statements of Comprehensive Income (Loss) [Abstract]	'	'
Net income	$1,250	$961
Unrealized gain (loss) on securities available for sale:	'	'
Unrealized holding gain (loss) arising during the period, pretax	1,166	-315
Tax (expense) benefit	-397	108
Other comprehensive income (loss)	769	-207
Comprehensive income	$2,019	$754

Consolidated_Statements_of_Sha

Consolidated Statements of Shareholders' Equity (Unaudited) (USD $)	Total	Common stock	Preferred stock	Nonvested restricted stock	Additional paid-in capital	Accumulated other comprehensive income (loss)	Retained earnings
In Thousands, except Share data, unless otherwise specified
Beginning balance at Dec. 31, 2012	$64,125	$43	$16,299	($160)	$42,396	$1,178	$4,369
Beginning balance, shares at Dec. 31, 2012	'	4,247,404	16,299	'	'	'	'
Net income	961	'	'	'	'	'	961
Preferred stock transactions:	'	'	'	'	'	'	'
Redemption of preferred stock	-480	'	-500	'	'	'	20
Redemption of preferred stock, shares	'	'	-500	'	'	'	'
Cash dividends on Series T preferred stock	-201	'	'	'	'	'	-201
Proceeds from exercise of stock options	116	'	'	'	116	'	'
Proceeds from exercise of stock options, shares	'	18,534	'	'	'	'	'
Issuance of restricted stock	'	'	'	-24	24	'	'
Issuance of restricted stock, shares	'	2,500	'	'	'	'	'
Cash in lieu of fractional shares	-7	'	'	'	'	'	-7
Amortization of deferred compensation on restricted stock	14	'	'	14	'	'	'
Compensation expense related to stock options, net of tax	105	'	'	'	105	'	'
Other comprehensive income	-207	'	'	'	'	-207	'
Balance at Mar. 31, 2013	64,426	43	15,799	-170	42,641	971	5,142
Balance, shares at Mar. 31, 2013	'	4,268,438	15,799	'	'	'	'
Beginning balance at Dec. 31, 2013	65,665	43	15,299	-636	43,585	-1,348	8,722
Beginning balance, shares at Dec. 31, 2013	'	4,319,750	15,299	'	'	'	'
Net income	1,250	'	'	'	'	'	1,250
Preferred stock transactions:	'	'	'	'	'	'	'
Redemption of preferred stock	-4,057	'	-4,057	'	'	'	'
Redemption of preferred stock, shares	'	'	-4,057	'	'	'	'
Cash dividends on Series T preferred stock	-181	'	'	'	'	'	-181
Issuance of common stock	5,950	5	'	'	5,945	'	'
Issuance of common stock, shares	'	475,000	'	'	'	'	'
Proceeds from exercise of stock options	219	'	'	'	219	'	'
Proceeds from exercise of stock options, shares	'	20,823	'	'	'	'	'
Issuance of restricted stock	'	'	'	-27	27	'	'
Issuance of restricted stock, shares	'	2,000	'	'	'	'	'
Amortization of deferred compensation on restricted stock	49	'	'	49	'	'	'
Compensation expense related to stock options, net of tax	111	'	'	'	111	'	'
Other comprehensive income	769	'	'	'	'	769	'
Balance at Mar. 31, 2014	$69,775	$48	$11,242	($614)	$49,887	($579)	$9,791
Balance, shares at Mar. 31, 2014	'	4,817,573	11,242	'	'	'	'

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (Unaudited) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Operating activities	'	'
Net income	$1,250	$961
Adjustments to reconcile net income to cash provided by operating activities:	'	'
Provision for loan losses	1,000	1,125
Depreciation and other amortization	294	291
Accretion and amortization of securities discounts and premium, net	100	195
Loss on sale and write-down of real estate owned	'	-4
Compensation expense related to stock options and grants	160	119
Increase in cash surrender value of bank owned life insurance	-162	-160
(Increase) decrease in deferred tax asset	-554	108
Decrease in other assets, net	-17	-272
Increase (decrease) in other liabilities	-150	501
Net cash provided by operating activities	1,921	2,864
Increase (decrease) in cash realized from:	'	'
Origination of loans, net	-42,031	-21,145
Purchase of property and equipment	-583	-281
Purchase of investment securities:	'	'
Available for sale	-1,292	'
Other	'	-675
Payments and maturity of investment securities:	'	'
Available for sale	1,051	2,606
Other	156	868
Proceeds from sale of real estate owned	50	202
Net cash used for used for investing activities	-42,649	-18,425
Increase (decrease) in cash realized from:	'	'
Increase in deposits, net	42,093	36,095
Decrease in short-term borrowings	'	-13,190
Cash dividend on preferred stock	-181	-201
Redemption of preferred stock	-4,057	-480
Issuance of common stock	5,950	'
Cash in lieu of fractional shares	'	-2
Proceeds from the exercise of stock options and warrants	219	116
Net cash provided by financing activities	44,024	22,338
Net increase in cash and cash equivalents	3,296	6,777
Cash and cash equivalents at beginning of the period	39,203	29,413
Cash and cash equivalents at end of the period	42,499	36,190
Cash paid for	'	'
Interest	1,937	2,171
Income taxes	1,147	335
Schedule of non-cash transactions	'	'
Real estate acquired in settlement of loans	'	1,001
Unrealized (gain) loss on securities, net of income taxes	$769	($207)

Nature_of_Business_and_Basis_o

Nature of Business and Basis of Presentation	3 Months Ended
	Mar. 31, 2014
Nature of Business and Basis of Presentation [Abstract]	'
Nature of Business and Basis of Presentation	'
	NOTE 1 – Nature of Business and Basis of Presentation
	Business Activity
	Southern First Bancshares, Inc.  (the “Company”) is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the “Bank”) and all of the stock of Greenville First Statutory Trust I and II (collectively, the “Trusts”).  The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities.  The Bank’s primary federal regulator is the Federal Deposit Insurance Corporation (the “FDIC”).  The Bank is also regulated and examined by the South Carolina Board of Financial Institutions.  The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 as filed with the Securities and Exchange Commission on March 4, 2014. The consolidated financial statements include the accounts of the Company and the Bank.  In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
	Use of Estimates
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
	Reclassifications
	Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements.  Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure
	Recently Adopted Accounting Pronouncements
	The following is a summary of recently adopted authoritative pronouncements that have impacted the accounting, reporting, and/or disclosure of financial information by the Company.
	In April 2013, the FASB issued guidance addressing application of the liquidation basis of accounting.  The guidance is intended to clarify when an entity should apply the liquidation basis of accounting.  In addition, the guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting.  The amendments went into effect for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein and those requirements should be applied prospectively from the day that liquidation becomes imminent.  Early adoption is permitted.  The amendments did not have a material effect on the Company’s financial statements.
	The Comprehensive Income topic of the ASC was amended in June 2011.  The amendment eliminated the option to present other comprehensive income as a part of the statement of changes in stockholders’ equity and required consecutive presentation of the statement of net income and other comprehensive income.  The amendments were applicable to the Company January 1, 2012 and have been applied retrospectively.  In December 2011, the topic was further amended to defer the effective date of presenting reclassification adjustments from other comprehensive income to net income on the face of the financial statements while the FASB redeliberated the presentation requirements for the reclassification adjustments.  In February 2013, the FASB further amended the Comprehensive Income topic clarifying the conclusions from such redeliberations.  Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements.  However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component.  In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income.  The amendments were effective for the Company on a prospective basis for reporting periods beginning after December 15, 2013.  These amendments did not have a material effect on the Company’s financial statements.

Preferred_and_Common_Stock

Preferred and Common Stock	3 Months Ended
	Mar. 31, 2014
Preferred and Common Stock [Abstract]	'
Preferred and Common Stock	'
	NOTE 2 – Preferred and Common Stock
	On February 27, 2009, as part of the Capital Purchase Program (“CPP”), the Company entered into a Securities Purchase Agreement with the U.S. Department of the Treasury (the “Treasury”), pursuant to which the Company sold 17,299 shares of its Fixed Rate Cumulative Perpetual Preferred Stock, Series T (the “Series T Preferred Stock”) and a warrant to purchase 399,970.34 shares of the Company’s common stock (the “Warrant”) for an aggregate purchase price of $17.3 million in cash.  The Series T Preferred Stock qualifies as Tier 1 capital and is entitled to cumulative dividends at a rate of 5% per annum for the first five years and will increase to 9% per annum beginning on May 15, 2014.  The Warrant had a 10-year term and was immediately exercisable upon its issuance, with an exercise price, subject to anti-dilution adjustments equal to $6.487 per share of the common stock.
	On June 28, 2012, the Treasury sold its Series T Preferred Stock through a public offering structured as a modified Dutch auction.  The Company bid on a portion of the Series T Preferred Stock in the auction after receiving approval from its regulators to do so.  The clearing price per share for the preferred shares was $904 (compared to a par value of $1,000 per share), and the Company was successful in repurchasing 1,000 shares of the 17,299 shares of Series T Preferred Stock outstanding through the auction process.  The remaining 16,299 shares of Series T Preferred Stock held by the Treasury were sold to unrelated third-parties through the auction process.  Included in the September 30, 2012 operating results are approximately $130,000 of costs incurred by the Company related to the offering.  These costs are not tax-deductible.  The net balance sheet impact was a reduction to shareholders’ equity of $904,000 which is comprised of a decrease in Series T Preferred Stock of $1.0 million and a $96,000 increase to retained earnings related to the discount on the shares repurchased.
	In addition, on July 25, 2012, the Company completed its repurchase of the Warrant from the Treasury for a mutually agreed upon price of $1.1 million.  The difference between the fair value of the Warrant, as originally recorded, and the $1.1 million repurchase price was $343,000 which resulted in a decrease to additional paid in capital.  The Company also recorded the remaining accretion of $180,000 on the Series T Preferred Stock which brought the Series T Preferred Stock to its par value. Following the settlement of the Warrant on July 25, 2012, the Treasury has completely eliminated its equity stake in the Company through the Capital Purchase Program.
	On January 3, 2013 and April 1, 2013, the Company redeemed a total of $1.0 million of its outstanding preferred stock from three of its preferred shareholders.
	On January 27, 2014, the Company issued a total of 475,000 shares of its common stock at $13.00 per share in a private placement offering.  Immediately following the consummation of the Private Placement, the Company redeemed 4,057 shares of the Series T Preferred Stock at a redemption price of $1,000 per share, or par, using the proceeds from the private placement.  The redemption of the 4,057 shares of Series T Preferred Stock will reduce the Company’s annual preferred dividend expenses by approximately $200,000.
	Since July of 2012, the Company has redeemed shares of its outstanding Series T Preferred Stock with a cumulative par value of $6,057,000, thus reducing the balance to shares with a par value of $11,242,000. The Company will continue to explore options and opportunities to repurchase the remaining preferred stock outstanding.

Investment_Securities

Investment Securities	3 Months Ended
	Mar. 31, 2014
Investment Securities [Abstract]	'
Investment Securities	'
	NOTE 3 – Investment Securities
	The amortized costs and fair value of investment securities are as follows:
		31-Mar-14
		Amortized	Gross Unrealized		Fair
	(dollars in thousands)	Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$  8,758	2	714	8,046
	SBA securities	5,757	-	429	5,328
	State and political subdivisions	23,589	510	283	23,816
	Mortgage-backed securities	31,520	358	321	31,557
	Total investment securities available for sale	$69,624	870	1,747	68,747
		31-Dec-13
		Amortized	Gross Unrealized		Fair
		Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$  8,756	-	1,001	7,755
	SBA securities	5,758	-	487	5,271
	State and political subdivisions	23,622	331	583	23,370
	Mortgage-backed securities	31,347	246	549	31,044
	Total investment securities available for sale	$69,483	577	2,620	67,440
	Contractual maturities and yields on our investment securities at March 31, 2014 and December 31, 2013 are shown in the following table.   Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
											31-Mar-14
		Less than one year				One to five years			Five to ten years		Over ten years		Total
	(dollars in thousands)	Amount		Yield		Amount	Yield		Amount	Yield	Amount	Yield	Amount	Yield
	Available for sale
	US government agencies	$	-	-		-	-		977	2.13%	7,069	2.43%	8,046	2.40%
	SBA securities	-		-		-	-		-	-	5,328	1.87%	5,328	1.87%
	State and political subdivisions	1,502		0.51%		2,108	0.68%		9,556	3.22%	10,650	2.82%	23,816	2.64%
	Mortgage-backed securities	-		-		-	-		2,514	1.88%	29,043	2.84%	31,557	2.77%
	Total	$	1,502	0.51%		2,108	0.68%		13,047	2.87%	52,090	2.67%	68,747	2.60%
											31-Dec-13
		Less than one year				One to five years			Five to ten years		Over ten years		Total
		Amount		Yield		Amount	Yield		Amount	Yield	Amount	Yield	Amount	Yield
	Available for sale
	US government agencies	$	-	-		-	-		956	2.13%	6,799	2.43%	7,755	2.40%
	SBA securities	-		-		-	-		-	-	5,271	1.88%	5,271	1.88%
	State and political subdivisions	1,507		0.51%		2,114	0.67%		7,398	3.22%	12,351	2.88%	23,370	2.63%
	Mortgage-backed securities	-		-		-	-		2,072	1.77%	28,972	2.69%	31,044	2.62%
	Total	$	1,507	0.51%		2,114	0.67%		10,426	2.82%	53,393	2.61%	67,440	2.54%
	The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at March 31, 2014 and December 31, 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.
								31-Mar-14
		Less than 12 months			12 months or longer			Total
	(dollars in thousands)	#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	1	$  3,618	$  382	1	$3,451	$332	2	$   7,069	$  714
	SBA securities	-	-	-	2	5,328	429	2	5,328	429
	State and political subdivisions	10	4,214	143	7	3,173	140	17	7,387	283
	Mortgage-backed securities	7	10,914	299	1	1,480	22	8	12,394	321
	Total	18	$18,746	$824	11	$13,432	$  923	29	$32,178	$1,747
									31-Dec-13
		Less than 12 months				12 months or longer			Total
		#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	3	$  7,755	$  1,001	-	$     -	$     -	3	$  7,755	$  1,001
	SBA securities	-	-	-	2	5,271	487	2	5,271	487
	State and political subdivisions	22	8,482	364	9	3,705	219	31	12,187	583
	Mortgage-backed securities	10	16,146	549	-	-	-	10	16,146	549
	Total	35	$32,383	$  1,914	11	$8,976	$    706	46	$41,359	$  2,620
	At March 31, 2014, the Company had 18 individual investments with a fair market value of $18.7 million that were in an unrealized loss position for less than 12 months and 11 individual investments with a fair market value of $13.4 million that were in an unrealized loss position for 12 months or longer.  The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality.  The individual securities are each investment grade securities.  The Company considers the length of time and extent to which the fair value of available-for-sale debt securities have been less than cost to conclude that such securities are not other-than-temporarily impaired. We also consider other factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. As the Company has no intent to sell securities with unrealized losses and it is not more-likely-than-not that the Company will be required to sell these securities before recovery of amortized cost, we have concluded that the securities are not impaired on an other-than-temporary basis.
	Other investments are comprised of the following and are recorded at cost which approximates fair value.
(dollars in thousands)	31-Mar-14	31-Dec-13
Federal Home Loan Bank stock	$  5,458	5,614
Certificates of deposit with other banks	99	99
Investment in Trust Preferred securities	403	403
Total other investments	$5,960	6,116
The Company has evaluated the Federal Home Loan Bank (“FHLB”) stock for impairment and determined that the investment in the FHLB stock is not other than temporarily impaired as of March 31, 2014 and ultimate recoverability of the par value of this investment is probable.  All of the FHLB stock is used to collateralize advances with the FHLB.
At March 31, 2014 $21.9 million of securities were pledged as collateral for repurchase agreements from brokers, and approximately $29.9 million of securities were pledged to secure client deposits.  At December 31, 2013, $22.0 million of securities were pledged as collateral for repurchase agreements from brokers, and approximately $25.0 million of securities were pledged to secure client deposits.

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2014
Loans and Allowance for Loan Losses [Abstract]	'
Loans and Allowance for Loan Losses	'
	NOTE 4 – Loans and Allowance for Loan Losses
	The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $1.6 million and $1.3 million as of March 31, 2014 and December 31, 2013, respectively.
		March  31, 2014			31-Dec-13
	(dollars in thousands)	Amount	%  of Total		Amount	%  of Total
	Commercial
	Owner occupied RE	$188,944	24.30%		$185,129	25.10%
	Non-owner occupied RE	174,899	22.50%		166,016	22.50%
	Construction	38,162	4.90%		30,906	4.20%
	Business	138,077	17.70%		129,687	17.60%
	Total commercial loans	540,082	69.40%		511,738	69.40%
	Consumer
	Real estate	120,597	15.40%		114,201	15.50%
	Home equity	84,185	10.80%		78,479	10.60%
	Construction	20,710	2.70%		19,888	2.70%
	Other	13,224	1.70%		12,961	1.80%
	Total consumer loans	238,716	30.60%		225,529	30.60%
	Total gross loans, net of deferred fees	778,798	100.00%		737,267	100.00%
	Less—allowance for loan losses	-10,713			-10,213
	Total loans, net	$768,085			$727,054
	Maturities and Sensitivity of Loans to Changes in Interest Rates
	The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity.  Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity.  Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties.
				31-Mar-14
	(dollars in thousands)		One year	After one	After five	Total
			or less	but within	years
				five years
	Commercial
	Owner occupied RE		$  22,948	99,808	66,188	188,944
	Non-owner occupied RE		46,875	97,664	30,360	174,899
	Construction		11,769	14,407	11,986	38,162
	Business		72,788	57,396	7,893	138,077
	Total commercial loans		154,380	269,275	116,427	540,082
	Consumer
	Real estate		18,471	35,279	66,847	120,597
	Home equity		5,874	28,589	49,722	84,185
	Construction		9,309	1,708	9,693	20,710
	Other		6,541	5,444	1,239	13,224
	Total consumer loans		40,195	71,020	127,501	238,716
	Total gross loans, net of deferred fees		$194,575	340,295	243,928	778,798
	Loans maturing after one year with:
	Fixed interest rates					$412,367
	Floating interest rates					171,857
				31-Dec-13
			One year	After one	After five	Total
			or less	but within	years
				five years
		Commercial
		Owner occupied RE	$  26,959	93,377	64,793	185,129
		Non-owner occupied RE	45,937	96,891	23,188	166,016
		Construction	11,619	13,844	5,443	30,906
		Business	63,720	58,780	7,187	129,687
		Total commercial loans	148,235	262,892	100,611	511,738
		Consumer
		Real estate	18,397	34,068	61,736	114,201
		Home equity	4,988	26,319	47,172	78,479
		Construction	11,749	1,709	6,430	19,888
		Other	6,451	5,334	1,176	12,961
		Total consumer	41,585	67,430	116,514	225,529
		Total gross loan, net of deferred fees	$189,820	330,322	217,125	737,267
		Loans maturing after one year with :
		Fixed interest rates				$380,476
		Floating interest rates				166,971
Portfolio Segment Methodology
Commercial
Commercial loans are assessed for estimated losses by grading each loan using various risk factors identified through periodic reviews. We apply historic grade-specific loss factors to each class of loan.  In the development of our statistically derived loan grade loss factors, we observe historical losses over 12 quarters for each loan grade. These loss estimates are adjusted as appropriate based on additional analysis of external loss data or other risks identified from current economic conditions and credit quality trends.  The allowance also includes an amount for the estimated impairment on nonaccrual commercial loans and commercial loans modified in a troubled debt restructuring (“TDR”), whether on accrual or nonaccrual status.
Consumer
For consumer loans, we determine the allowance on a collective basis utilizing historical losses over 12 quarters to represent our best estimate of inherent loss. We pool loans, generally by loan class with similar risk characteristics.  The allowance also includes an amount for the estimated impairment on nonaccrual consumer  loans and consumer loans modified in a TDR, whether on accrual or nonaccrual status.
Credit Quality Indicators
Commercial
We manage a consistent process for assessing commercial loan credit quality by monitoring our loan grading trends and past due statistics.  All loans are subject to individual risk assessment. Our risk categories include Pass, Special Mention, Substandard, and Doubtful, each of which is defined by banking regulatory agencies. Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for credit losses.
We categorize our loans into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.  A description of the general characteristics of the risk grades is as follows:
·
Pass—These loans range from minimal credit risk to average however still acceptable credit risk.
·
Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
·
Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
·
Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.
The tables below provide a breakdown of outstanding commercial loans by risk category.
				31-Mar-14
(dollars in thousands)	Owner	Non-owner	Construction	Business	Total
	occupied RE	occupied RE
Pass	$179,677	157,864	35,083	128,237	500,861
Special mention	6,045	7,039	-	4,026	17,110
Substandard	3,222	9,996	3,079	5,814	22,111
Doubtful	-	-	-	-	-
Loss	-	-	-	-	-
	$188,944	174,899	38,162	138,077	540,082
				31-Dec-13
	Owner	Non-owner	Construction	Business	Total
	occupied RE	occupied RE
Pass	$176,320	147,378	27,797	120,254	471,749
Special mention	5,563	7,987	-	3,629	17,179
Substandard	3,246	10,651	3,109	5,804	22,810
Doubtful	-	-	-	-	-
Loss	-	-	-	-	-
	$185,129	166,016	30,906	129,687	511,738
The following tables provide past due information for outstanding commercial loans and include loans on nonaccrual status as well as accruing TDRs.
					31-Mar-14
(dollars in thousands)	Owner	Non-owner		Construction	Business		Total
	occupied RE	occupied RE
Current	$187,179	167,711		37,275	136,798		528,963
30-59 days past due	105	1,911		-	237		2,253
60-89 days past due	931	1,521		-	292		2,744
Greater than 90 Days	729	3,756		887	750		6,122
	$188,944	174,899		38,162	138,077		540,082
						31-Dec-13
	Owner		Non-owner	Construction		Business	Total
	occupied RE		occupied RE
Current	$183,609		161,758	29,992		128,883	504,242
30-59 days past due	791		859	-		44	1,694
60-89 days past due	-		-	-		-	-
Greater than 90 Days	729		3,399	914		760	5,802
	$185,129		166,016	30,906		129,687	511,738
As of March 31, 2014 and December 31, 2013, loans 30 days or more past due represented 1.63% and 1.29% of our total loan portfolio, respectively.  Commercial loans 30 days or more past due were 1.43% and 1.02% of our total loan portfolio as of March 31, 2014 and December 31, 2013, respectively.
Consumer
We manage a consistent process for assessing consumer loan credit quality by monitoring our loan grading trends and past due statistics.  All loans are subject to individual risk assessment. Our categories include Pass, Special Mention, Substandard, Doubtful, which are defined above.  Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for loan losses.
The tables below provide a breakdown of outstanding consumer loans by risk category.
				31-Mar-14
(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
Pass	$116,289	80,261	20,710	12,909	230,169
Special mention	1,415	3,100	-	209	4,724
Substandard	2,893	824	-	106	3,823
Doubtful	-	-	-	-	-
Loss	-	-	-	-	-
	$120,597	84,185	20,710	13,224	238,716
				31-Dec-13
	Real estate	Home equity	Construction	Other	Total
Pass	$110,304	75,304	19,888	12,641	218,137
Special mention	1,455	2,176	-	212	3,843
Substandard	2,442	999	-	108	3,549
Doubtful	-	-	-	-	-
Loss	-	-	-	-	-
	$114,201	78,479	19,888	12,961	225,529
The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs.
				31-Mar-14
(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
Current	$119,192	84,055	20,710	13,195	237,152
30-59 days past due	331	130	-	28	489
60-89 days past due	-	-	-	1	1
Greater than 90 Days	1,074	-	-	-	1,074
	$120,597	84,185	20,710	13,224	238,716
				31-Dec-13
	Real estate	Home equity	Construction	Other	Total
Current	$112,314	78,402	19,888	12,877	223,481
30-59 days past due	806	-	-	84	890
60-89 days past due	467	-	-	-	467
Greater than 90 Days	614	77	-	-	691
	$114,201	78,479	19,888	12,961	225,529
As of March 31, 2014 and December 31, 2013, consumer loans 30 days or more past due were 0.20% and 0.28%, respectively, of total loans.
Nonperforming assets
The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans.  Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful.  A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received.
Following is a summary of our nonperforming assets, including nonaccruing TDRs.
(dollars in thousands)		31-Mar-14		31-Dec-13
Commercial
Owner occupied RE		$  1,191		1,199
Non-owner occupied RE		339		373
Construction		887		914
Business		542		712
Consumer
Real estate		528		76
Home equity		-		77
Construction		-		-
Other		2		3
Nonaccruing troubled debt restructurings		5,365		4,983
Total nonaccrual loans, including nonaccruing TDRs		8,854		8,337
Other real estate owned		1,148		1,198
Total nonperforming assets		$10,002		9,535
Nonperforming assets as a percentage of:
Total assets		1.07%		1.07%
Gross loans		1.28%		1.29%
Total loans over 90 days past due		7,196		6,493
Loans over 90 days past due and still accruing		-		-
Accruing troubled debt restructurings		$  7,536		8,045
Impaired Loans
The table below summarizes key information for impaired loans. Our impaired loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These impaired loans may have estimated impairment which is included in the allowance for loan losses.  Our commercial and consumer impaired loans are evaluated individually to determine the related allowance for loan losses.
		31-Mar-14
		Recorded investment
			Impaired loans
	Unpaid		with related	Related
	Principal	Impaired	allowance for	allowance for
(dollars in thousands)	Balance	loans	loan losses	loan losses
Commercial
Owner occupied RE	$  1,926	1,926	1,666	333
Non-owner occupied RE	5,926	5,157	4,819	1,554
Construction	4,529	1,787	1,787	194
Business	5,574	4,764	2,916	1,984
Total commercial	17,955	13,634	11,188	4,065
Consumer
Real estate	2,399	2,377	2,020	844
Home equity	162	162	162	162
Construction	-	-	-	-
Other	217	217	-	-
Total consumer	2,778	2,756	2,182	1,006
Total	$20,733	16,390	13,370	5,071
		31-Dec-13
		Recorded investment
				Impaired loans
	Unpaid			with related		Related
	Principal	Impaired		allowance for		allowance for
	Balance	loans		loan losses		loan losses
Commercial
Owner occupied RE	$1,935	1,935		1,666		333
Non-owner occupied RE	5,957	5,622		6,125		1,441
Construction	4,612	1,870		1,855		246
Business	5,494	4,684		2,807		1,813
Total commercial	17,998	14,111		12,453		3,833
Consumer
Real estate	1,829	1,807		1,447		704
Home equity	239	239		239		188
Construction	-	-		-		-
Other	225	225		4		4
Total consumer	2,293	2,271		1,690		896
Total	$20,291	16,382		14,143		4,729
The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class.
	Three months ended			Three months ended			Year ended
	31-Mar-14			31-Mar-13			31-Dec-13
(dollars in thousands)	Average	Recognized		Average	Recognized		Average	Recognized
	recorded	interest		recorded	interest		recorded	interest
	investment	income		investment	income		investment	income
Commercial
Owner occupied RE	$  1,930	2		1,693	2		1,519	47
Non-owner occupied RE	5,417	15		6,505	73		5,932	261
Construction	1,829	14		2,082	10		2,054	57
Business	4,724	40		4,167	25		4,521	189
Total commercial	13,900	71		14,447	110		14,026	554
Consumer
Real estate	2,092	12		984	8		1,186	100
Home equity	264	2		769	2		610	8
Construction	-	-		-	-		-	-
Other	221	2		247	2		234	9
Total consumer	2,577	16		2,000	12		2,030	117
Total	$16,477	87		16,447	122		16,056	671
Allowance for Loan Losses
The allowance for loan loss is management’s estimate of credit losses inherent in the loan portfolio.  The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available.
We have an established process to determine the adequacy of the allowance for loan losses that assesses the losses inherent in our portfolio. While we attribute portions of the allowance to specific portfolio segments, the entire allowance is available to absorb credit losses inherent in the total loan portfolio. Our process involves procedures to appropriately consider the unique risk characteristics of our commercial and consumer loan portfolio segments. For each portfolio segment, impairment is measured individually for each impaired loan. Our allowance levels are influenced by loan volume, loan grade or delinquency status, historic loss experience and other economic conditions.
The following table summarizes the activity related to our allowance for loan losses by commercial and consumer portfolio segments:
								Three months ended March 31, 2014
	Commercial					Consumer
(dollars in thousands)	Owner	Non-owner	Construction	Business		Real	Home		Construction	Other	Total
	occupied	occupied				Estate	equity
	RE	RE
Balance, beginning of period	$1,880	2,633	397	3,329		1,091	644		99	140	10,213
Provision for loan losses	13	780	4	43		151	82		5	-78	1,000
Loan charge-offs	-	-434	-	-		-	-76		-	-2	-512
Loan recoveries	-	-	-	11		-	1		-	-	12
Net loan charge-offs	-	-434	-	11		-	-75		-	-2	-500
Balance, end of period	$1,893	2,979	401	3,383		1,242	651		104	60	10,713
Net charge-offs to average loans (annualized)											0.27%
Allowance for loan losses to gross loans											1.38%
Allowance for loan losses to nonperforming loans											120.99%
								Three months ended March 31, 2013
	Commercial					Consumer
(dollars in thousands)	Owner	Non-owner	Construction	Business		Real	Home		Construction	Other	Total
	occupied	occupied				Estate	equity
	RE	RE
Balance, beginning of period	$  1,774	1,946	313	3,981		346	540		3	188	9,091
Provision for loan losses	524	14	80	-113		199	274		83	61	1,125
Loan charge-offs	-386	-	-	-515		-	-		-	-43	-944
Loan recoveries	-	2	-	86		-	7		-	-	95
Net loan charge-offs	-386	2	-	-429		-	7		-	-43	-849
Balance, end of period	$1,916	1,962	393	3,439		545	821		86	206	9,367
Net charge-offs to average loans (annualized)											0.52%
Allowance for loan losses to gross loans											1.41%
Allowance for loan losses to nonperforming loans											148.49%
The following table disaggregates our allowance for loan losses and recorded investment in loans by impairment methodology.
						31-Mar-14
	Allowance for loan losses				Recorded investment in loans
(dollars in thousands)	Commercial	Consumer	Total		Commercial	Consumer	Total
Individually evaluated	$4,065	1,006	5,071		13,634	2,756	16,390
Collectively evaluated	4,591	1,051	5,642		526,448	235,960	762,408
Total	$8,656	2,057	10,713		540,082	238,716	778,798
						31-Dec-13
	Allowance for loan losses				Recorded investment in loans
	Commercial	Consumer	Total		Commercial	Consumer	Total
Individually evaluated	$3,833	896	4,729		14,111	2,271	16,382
Collectively evaluated	4,406	1,078	5,484		497,627	223,258	720,885
Total	$8,239	1,974	10,213		511,738	225,529	737,267

Troubled_Debt_Restructurings

Troubled Debt Restructurings	3 Months Ended
	Mar. 31, 2014
Troubled Debt Restructurings [Abstract]	'
Troubled Debt Restructurings	'
	NOTE 5 – Troubled Debt Restructurings
	At March 31, 2014, we had 36 loans totaling $12.9 million and at December 31, 2013 we had 34 loans totaling $13.0 million, which we considered as TDRs.  The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider.   Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of our workout plan for individual loan relationships, we may restructure loan terms to assist borrowers facing financial challenges in the current economic environment.  To date, we have restored two commercial loans previously classified as TDRs to accrual status.
	The following table summarizes the concession at the time of modification and the recorded investment in our TDRs before and after their modification during the three months ended March 31, 2014 and 2013, respectively.
	-
		For the three months ended March 31, 2014
							Pre-		Post-
							modification		modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-		$              -	$                -
	Non-owner occupied RE	-	-	-	1	1	49		49
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	2	2	339		340
	Consumer
	Real estate	-	-	1	-	1	116		116
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	1	3	4		$          504	$          505
		For the three months ended March 31, 2013
							Pre-		Post-
							modification		modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	number	recorded		recorded
		concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$                -		$                 -
	Non-owner occupied RE	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Business	4	-	-	-	4	853		853
	Consumer
	Real estate	-	-	-	-	-	-		-
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	4	-	-	-	4	$          853		$            853
	The following table summarizes loans modified as TDRs for which there was a payment default that occurred during the three months ended March 31, 2014 and 2013 and within 12 months of the restructuring date.
			For the three months ended March 31,
		2014			2013
		Number of		Recorded	Number of	Recorded
	(dollars in thousands)	Loans		Investment	Loans	Investment
	Commercial
	Owner occupied RE	-		$              -	-	$              -
	Non-owner occupied RE	2		3,357	-	-
	Construction	-		-	-	-
	Business	1		98	-	-
	Consumer
	Real estate	-		-	-	-
	Home equity	-		-	-	-
	Construction	-		-	-	-
	Other	-		-	-	-
	Total loans	3		$      3,455	-	$

Fair_Value_Accounting

Fair Value Accounting	3 Months Ended
	Mar. 31, 2014
Fair Value Accounting [Abstract]	'
Fair Value Accounting	'
	NOTE 6 – Fair Value Accounting
	FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:
		Level 1 – Quoted market price in active markets
		Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market.
		Level 2 – Significant other observable inputs
		Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans.
		Level 3 – Significant unobservable inputs
		Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  These methodologies may result in a significant portion of the fair value being derived from unobservable data.
	Following is a description of valuation methodologies used for assets recorded at fair value.
	Investment Securities
	Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored entities, municipal bonds and corporate debt securities.  In certain cases where there is limited activity or less
	transparency around inputs to valuations, securities are classified as Level 3 within the valuation hierarchy.  Securities held to maturity are valued at quoted market prices or dealer quotes similar to securities available for sale.  The carrying value of Other Investments, such as Federal Reserve Bank and Federal Home Loan Bank (“FHLB”) stock, approximates fair value based on their redemption provisions.
	Loans
	The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered impaired and an allowance for loan losses may be established.  Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures the impairment in accordance with FASB ASC 310, “Receivables.” The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value, and discounted cash flows.  Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  At March 31, 2014, substantially all of the impaired loans were evaluated based on the fair value of the collateral.  In accordance with FASB ASC 820, “Fair Value Measurement and Disclosures,” impaired loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the impaired loan as nonrecurring Level 2. The Company’s current loan and appraisal policies require the Bank to obtain updated appraisals on an “as is” basis at renewal, or in the case of an impaired loan, on an annual basis, either through a new external appraisal or an appraisal evaluation. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the impaired loan as nonrecurring Level 3.  The fair value of impaired loans may also be estimated using the present value of expected future cash flows to be realized on the loan, which is also considered a Level 3 valuation.  These fair value estimates are subject to fluctuations in assumptions about the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation.
	Other Real Estate Owned (“OREO”)
	OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2).  At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for loan losses.  Gains or losses on sale and generally any subsequent adjustments to the value are recorded as a component of real estate owned activity.  When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the OREO as nonrecurring Level 3.
	Assets and Liabilities Recorded at Fair Value on a Recurring Basis
	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013.
				31-Mar-14
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,046	-	8,046
	SBA securities	-	5,328	-	5,328
	State and political subdivisions	-	23,816	-	23,816
	Mortgage-backed securities	-	31,557	-	31,557
	Total assets measured at fair value on a recurring basis	$       -	68,747	-	68,747
				31-Dec-13
		Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	7,755	-	7,755
	SBA securities	-	5,271	-	5,271
	State and political subdivisions	-	23,370	-	23,370
	Mortgage-backed securities	-	31,044	-	31,044
	Total assets measured at fair value on a recurring basis	$       -	67,440	-	67,440
	The Company has no liabilities carried at fair value or measured at fair value on a recurring basis as of March 31, 2014 and December 31, 2013.
	Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis
	The Company is predominantly an asset based lender with real estate serving as collateral on more than 80% of loans as of March 31, 2014.  Loans which are deemed to be impaired are valued net of the allowance for loan losses, and other real estate owned is valued at the lower of cost or net realizable value of the underlying real estate collateral. Such market values are generally obtained using independent appraisals, which the Company considers to be level 2 inputs.  The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of March 31, 2014 and December 31, 2013.
				As of March 31, 2014
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	10,174	1,145	11,319
	Other real estate owned	-	1,035	113	1,148
	Total assets measured at fair value on a nonrecurring basis	$       -	11,209	1,258	12,467
				As of December 31, 2013
		Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	10,495	1,158	11,653
	Other real estate owned	-	1,085	113	1,198
	Total assets measured at fair value on a nonrecurring basis	$       -	11,580	1,271	12,851
	The Company has no liabilities carried at fair value or measured at fair value on a nonrecurring basis as of March 31, 2014  and December 31, 2013.
	For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of March 31, 2014, the significant unobservable inputs used in the fair value measurements were as follows:
		Valuation Technique	Significant Unobservable Inputs
	Impaired loans	Appraised Value/ Discounted Cash	Discounts to appraisals or cash
		Flows	flows for estimated holding and/or
			selling costs
	Other real estate owned	Appraised Value/ Comparable Sales	Discounts to appraisals for
			estimated holding or selling costs
	Fair Value of Financial Instruments
	Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value.  A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash.  Certain
	items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.
The following is a description of valuation methodologies used to estimate fair value for certain other financial instruments.
Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, federal funds purchased, and securities sold under agreement to repurchase.
Bank Owned Life Insurance – The cash surrender value of bank owned life insurance policies held by the Bank approximates fair values of the policies.
Deposits – Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying value.  The fair value of certificate of deposit accounts are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
FHLB Advances and Other Borrowings – Fair value for FHLB advances and other borrowings are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
Junior subordinated debentures – Fair value for junior subordinated debentures are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.
The Company has used management’s best estimate of fair value based on the above assumptions.  Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument.  In addition, any income taxes or other expenses, which would be incurred in an actual sale or settlement, are not taken into consideration in the fair value presented.
The estimated fair values of the Company’s financial instruments at March 31, 2014 and December 31, 2013 are as follows:
			31-Mar-14
(dollars in thousands)	Carrying	Fair	Level 1	Level 2	Level 3
	Amount	Value
Financial Assets:
Cash and cash equivalents	$  42,499	42,499	42,499	-	-
Other investments, at cost	5,960	5,960	-	-	5,960
Loans, net	768,085	775,999	-	10,174	765,825
Bank owned life insurance	21,545	21,545	-	-	21,545
Financial Liabilities:
Deposits	722,412	684,410	-	684,410	-
FHLB and other borrowings	124,100	134,974	-	134,974	-
Junior subordinated debentures	13,403	5,199	-	5,199	-
			31-Dec-13
	Carrying	Fair	Level 1	Level 2	Level 3
	Amount	Value
Financial Assets:
Cash and cash equivalents	$  39,203	39,203	39,203	-	-
Other investments, at cost	6,116	6,116	-	-	6,116
Loans, net	727,054	735,939	-	10,676	725,263
Bank owned life insurance	21,383	21,383	-	-	21,383
Financial Liabilities:
Deposits	680,319	643,399	-	643,399	-
FHLB and other borrowings	124,100	135,411	-	135,411	-
Junior subordinated debentures	13,403	5,145	-	5,145	-

Earnings_Per_Common_Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Earnings Per Common Share	'
	NOTE 7 – Earnings Per Common Share
	The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three month periods ended March 31, 2014 and 2013.  Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at March 31, 2014.  The assumed conversion of stock options can create a difference between basic and dilutive net income per common share.  At March 31, 2014 and 2013, 114,124 and 74,802 options, respectively, were anti-dilutive in the calculation of earnings per share as their exercise price exceeded the fair market value.
			Three months ended March 31,
	(dollars in thousands, except share data)	2014		2013
	Numerator:
	Net income	$1,250		961
	Less:    Preferred stock dividend	193		197
	Add:     Redemption of preferred stock	-		20
	Net income available to common shareholders	$1,057		784
	Denominator:
	Weighted-average common shares outstanding – basic	4,610,089		4,262,330
	Common stock equivalents	267,359		108,994
	Weighted-average common shares outstanding – diluted	4,877,448		4,371,324
	Earnings per common share:
	Basic	$0.23		0.18
	Diluted	$0.22		0.18

Nature_of_Business_and_Basis_o1

Nature of Business and Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2014
Nature of Business and Basis of Presentation [Abstract]	'
Business Activity	'
	Business Activity
	Southern First Bancshares, Inc.  (the “Company”) is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the “Bank”) and all of the stock of Greenville First Statutory Trust I and II (collectively, the “Trusts”).  The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities.  The Bank’s primary federal regulator is the Federal Deposit Insurance Corporation (the “FDIC”).  The Bank is also regulated and examined by the South Carolina Board of Financial Institutions.  The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
Basis of Presentation	'
	Basis of Presentation
	The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2014 are not necessarily indicative of the results that may be expected for the year ending December 31, 2014. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 as filed with the Securities and Exchange Commission on March 4, 2014. The consolidated financial statements include the accounts of the Company and the Bank.  In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Use of Estimates	'
	Use of Estimates
	The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods.  Actual results could differ from those estimates.  Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Reclassifications	'
	Reclassifications
	Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	'
	Subsequent Events
	Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements.  Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.
Recently Adopted Accounting Pronouncements	'
	Recently Adopted Accounting Pronouncements
	The following is a summary of recently adopted authoritative pronouncements that have impacted the accounting, reporting, and/or disclosure of financial information by the Company.
	In April 2013, the FASB issued guidance addressing application of the liquidation basis of accounting.  The guidance is intended to clarify when an entity should apply the liquidation basis of accounting.  In addition, the guidance provides principles for the recognition and measurement of assets and liabilities and requirements for financial statements prepared using the liquidation basis of accounting.  The amendments went into effect for entities that determine liquidation is imminent during annual reporting periods beginning after December 15, 2013, and interim reporting periods therein and those requirements should be applied prospectively from the day that liquidation becomes imminent.  Early adoption is permitted.  The amendments did not have a material effect on the Company’s financial statements.
	The Comprehensive Income topic of the ASC was amended in June 2011.  The amendment eliminated the option to present other comprehensive income as a part of the statement of changes in stockholders’ equity and required consecutive presentation of the statement of net income and other comprehensive income.  The amendments were applicable to the Company January 1, 2012 and have been applied retrospectively.  In December 2011, the topic was further amended to defer the effective date of presenting reclassification adjustments from other comprehensive income to net income on the face of the financial statements while the FASB redeliberated the presentation requirements for the reclassification adjustments.  In February 2013, the FASB further amended the Comprehensive Income topic clarifying the conclusions from such redeliberations.  Specifically, the amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements.  However, the amendments do require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component.  In addition, in certain circumstances an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income.  The amendments were effective for the Company on a prospective basis for reporting periods beginning after December 15, 2013.  These amendments did not have a material effect on the Company’s financial statements.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Investment Securities [Abstract]	'
Amortized costs and fair value of investment securities	'
		31-Mar-14
		Amortized	Gross Unrealized		Fair
	(dollars in thousands)	Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$  8,758	2	714	8,046
	SBA securities	5,757	-	429	5,328
	State and political subdivisions	23,589	510	283	23,816
	Mortgage-backed securities	31,520	358	321	31,557
	Total investment securities available for sale	$69,624	870	1,747	68,747
		31-Dec-13
		Amortized	Gross Unrealized		Fair
		Cost	Gains	Losses	Value
	Available for sale
	US government agencies	$  8,756	-	1,001	7,755
	SBA securities	5,758	-	487	5,271
	State and political subdivisions	23,622	331	583	23,370
	Mortgage-backed securities	31,347	246	549	31,044
	Total investment securities available for sale	$69,483	577	2,620	67,440
Summary of contractual maturities and yields	'
											31-Mar-14
		Less than one year				One to five years			Five to ten years		Over ten years		Total
	(dollars in thousands)	Amount		Yield		Amount	Yield		Amount	Yield	Amount	Yield	Amount	Yield
	Available for sale
	US government agencies	$	-	-		-	-		977	2.13%	7,069	2.43%	8,046	2.40%
	SBA securities	-		-		-	-		-	-	5,328	1.87%	5,328	1.87%
	State and political subdivisions	1,502		0.51%		2,108	0.68%		9,556	3.22%	10,650	2.82%	23,816	2.64%
	Mortgage-backed securities	-		-		-	-		2,514	1.88%	29,043	2.84%	31,557	2.77%
	Total	$	1,502	0.51%		2,108	0.68%		13,047	2.87%	52,090	2.67%	68,747	2.60%
											31-Dec-13
		Less than one year				One to five years			Five to ten years		Over ten years		Total
		Amount		Yield		Amount	Yield		Amount	Yield	Amount	Yield	Amount	Yield
	Available for sale
	US government agencies	$	-	-		-	-		956	2.13%	6,799	2.43%	7,755	2.40%
	SBA securities	-		-		-	-		-	-	5,271	1.88%	5,271	1.88%
	State and political subdivisions	1,507		0.51%		2,114	0.67%		7,398	3.22%	12,351	2.88%	23,370	2.63%
	Mortgage-backed securities	-		-		-	-		2,072	1.77%	28,972	2.69%	31,044	2.62%
	Total	$	1,507	0.51%		2,114	0.67%		10,426	2.82%	53,393	2.61%	67,440	2.54%
Summary of gross unrealized losses on investment securities and fair market value of related securities	'
								31-Mar-14
		Less than 12 months			12 months or longer			Total
	(dollars in thousands)	#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	1	$  3,618	$  382	1	$3,451	$332	2	$   7,069	$  714
	SBA securities	-	-	-	2	5,328	429	2	5,328	429
	State and political subdivisions	10	4,214	143	7	3,173	140	17	7,387	283
	Mortgage-backed securities	7	10,914	299	1	1,480	22	8	12,394	321
	Total	18	$18,746	$824	11	$13,432	$  923	29	$32,178	$1,747
									31-Dec-13
		Less than 12 months				12 months or longer			Total
		#	Fair	Unrealized	#	Fair	Unrealized	#	Fair	Unrealized
			value	losses		value	losses		value	losses
	Available for sale
	US government agencies	3	$  7,755	$  1,001	-	$     -	$     -	3	$  7,755	$  1,001
	SBA securities	-	-	-	2	5,271	487	2	5,271	487
	State and political subdivisions	22	8,482	364	9	3,705	219	31	12,187	583
	Mortgage-backed securities	10	16,146	549	-	-	-	10	16,146	549
	Total	35	$32,383	$  1,914	11	$8,976	$    706	46	$41,359	$  2,620
Summary of other investments	'
	(dollars in thousands)	31-Mar-14	31-Dec-13
	Federal Home Loan Bank stock	$  5,458	5,614
	Certificates of deposit with other banks	99	99
	Investment in Trust Preferred securities	403	403
	Total other investments	$5,960	6,116

Loans_and_Allowance_for_Loan_L1

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Financing Receivable, Allowance for Credit Losses [Line Items]	'
Composition of loan portfolio	'
		March  31, 2014			31-Dec-13
	(dollars in thousands)	Amount	%  of Total		Amount	%  of Total
	Commercial
	Owner occupied RE	$188,944	24.30%		$185,129	25.10%
	Non-owner occupied RE	174,899	22.50%		166,016	22.50%
	Construction	38,162	4.90%		30,906	4.20%
	Business	138,077	17.70%		129,687	17.60%
	Total commercial loans	540,082	69.40%		511,738	69.40%
	Consumer
	Real estate	120,597	15.40%		114,201	15.50%
	Home equity	84,185	10.80%		78,479	10.60%
	Construction	20,710	2.70%		19,888	2.70%
	Other	13,224	1.70%		12,961	1.80%
	Total consumer loans	238,716	30.60%		225,529	30.60%
	Total gross loans, net of deferred fees	778,798	100.00%		737,267	100.00%
	Less—allowance for loan losses	-10,713			-10,213
	Total loans, net	$768,085			$727,054
Loan maturity distribution by type and related interest rate	'
				31-Mar-14
	(dollars in thousands)		One year	After one	After five	Total
			or less	but within	years
				five years
	Commercial
	Owner occupied RE		$  22,948	99,808	66,188	188,944
	Non-owner occupied RE		46,875	97,664	30,360	174,899
	Construction		11,769	14,407	11,986	38,162
	Business		72,788	57,396	7,893	138,077
	Total commercial loans		154,380	269,275	116,427	540,082
	Consumer
	Real estate		18,471	35,279	66,847	120,597
	Home equity		5,874	28,589	49,722	84,185
	Construction		9,309	1,708	9,693	20,710
	Other		6,541	5,444	1,239	13,224
	Total consumer loans		40,195	71,020	127,501	238,716
	Total gross loans, net of deferred fees		$194,575	340,295	243,928	778,798
	Loans maturing after one year with:
	Fixed interest rates					$412,367
	Floating interest rates					171,857
				31-Dec-13
			One year	After one	After five	Total
			or less	but within	years
				five years
		Commercial
		Owner occupied RE	$  26,959	93,377	64,793	185,129
		Non-owner occupied RE	45,937	96,891	23,188	166,016
		Construction	11,619	13,844	5,443	30,906
		Business	63,720	58,780	7,187	129,687
		Total commercial loans	148,235	262,892	100,611	511,738
		Consumer
		Real estate	18,397	34,068	61,736	114,201
		Home equity	4,988	26,319	47,172	78,479
		Construction	11,749	1,709	6,430	19,888
		Other	6,451	5,334	1,176	12,961
		Total consumer	41,585	67,430	116,514	225,529
		Total gross loan, net of deferred fees	$189,820	330,322	217,125	737,267
		Loans maturing after one year with :
		Fixed interest rates				$380,476
		Floating interest rates				166,971
Summary of nonperforming assets, including nonaccruing TDRs	'
	(dollars in thousands)		31-Mar-14		31-Dec-13
	Commercial
	Owner occupied RE		$  1,191		1,199
	Non-owner occupied RE		339		373
	Construction		887		914
	Business		542		712
	Consumer
	Real estate		528		76
	Home equity		-		77
	Construction		-		-
	Other		2		3
	Nonaccruing troubled debt restructurings		5,365		4,983
	Total nonaccrual loans, including nonaccruing TDRs		8,854		8,337
	Other real estate owned		1,148		1,198
	Total nonperforming assets		$10,002		9,535
	Nonperforming assets as a percentage of:
	Total assets		1.07%		1.07%
	Gross loans		1.28%		1.29%
	Total loans over 90 days past due		7,196		6,493
	Loans over 90 days past due and still accruing		-		-
	Accruing troubled debt restructurings		$  7,536		8,045
Summary of key information for impaired loans	'
			31-Mar-14
			Recorded investment
				Impaired loans
		Unpaid		with related	Related
		Principal	Impaired	allowance for	allowance for
	(dollars in thousands)	Balance	loans	loan losses	loan losses
	Commercial
	Owner occupied RE	$  1,926	1,926	1,666	333
	Non-owner occupied RE	5,926	5,157	4,819	1,554
	Construction	4,529	1,787	1,787	194
	Business	5,574	4,764	2,916	1,984
	Total commercial	17,955	13,634	11,188	4,065
	Consumer
	Real estate	2,399	2,377	2,020	844
	Home equity	162	162	162	162
	Construction	-	-	-	-
	Other	217	217	-	-
	Total consumer	2,778	2,756	2,182	1,006
	Total	$20,733	16,390	13,370	5,071
			31-Dec-13
			Recorded investment
					Impaired loans
		Unpaid			with related		Related
		Principal	Impaired		allowance for		allowance for
		Balance	loans		loan losses		loan losses
	Commercial
	Owner occupied RE	$1,935	1,935		1,666		333
	Non-owner occupied RE	5,957	5,622		6,125		1,441
	Construction	4,612	1,870		1,855		246
	Business	5,494	4,684		2,807		1,813
	Total commercial	17,998	14,111		12,453		3,833
	Consumer
	Real estate	1,829	1,807		1,447		704
	Home equity	239	239		239		188
	Construction	-	-		-		-
	Other	225	225		4		4
	Total consumer	2,293	2,271		1,690		896
	Total	$20,291	16,382		14,143		4,729
Average recorded investment and interest income recognized on impaired loans	'
		Three months ended			Three months ended			Year ended
		31-Mar-14			31-Mar-13			31-Dec-13
	(dollars in thousands)	Average	Recognized		Average	Recognized		Average	Recognized
		recorded	interest		recorded	interest		recorded	interest
		investment	income		investment	income		investment	income
	Commercial
	Owner occupied RE	$  1,930	2		1,693	2		1,519	47
	Non-owner occupied RE	5,417	15		6,505	73		5,932	261
	Construction	1,829	14		2,082	10		2,054	57
	Business	4,724	40		4,167	25		4,521	189
	Total commercial	13,900	71		14,447	110		14,026	554
	Consumer
	Real estate	2,092	12		984	8		1,186	100
	Home equity	264	2		769	2		610	8
	Construction	-	-		-	-		-	-
	Other	221	2		247	2		234	9
	Total consumer	2,577	16		2,000	12		2,030	117
	Total	$16,477	87		16,447	122		16,056	671
Summary of allowance for loan losses by commercial and consumer portfolio segments	'
									Three months ended March 31, 2014
		Commercial					Consumer
	(dollars in thousands)	Owner	Non-owner	Construction	Business		Real	Home		Construction	Other	Total
		occupied	occupied				Estate	equity
		RE	RE
	Balance, beginning of period	$1,880	2,633	397	3,329		1,091	644		99	140	10,213
	Provision for loan losses	13	780	4	43		151	82		5	-78	1,000
	Loan charge-offs	-	-434	-	-		-	-76		-	-2	-512
	Loan recoveries	-	-	-	11		-	1		-	-	12
	Net loan charge-offs	-	-434	-	11		-	-75		-	-2	-500
	Balance, end of period	$1,893	2,979	401	3,383		1,242	651		104	60	10,713
	Net charge-offs to average loans (annualized)											0.27%
	Allowance for loan losses to gross loans											1.38%
	Allowance for loan losses to nonperforming loans											120.99%
									Three months ended March 31, 2013
		Commercial					Consumer
	(dollars in thousands)	Owner	Non-owner	Construction	Business		Real	Home		Construction	Other	Total
		occupied	occupied				Estate	equity
		RE	RE
	Balance, beginning of period	$  1,774	1,946	313	3,981		346	540		3	188	9,091
	Provision for loan losses	524	14	80	-113		199	274		83	61	1,125
	Loan charge-offs	-386	-	-	-515		-	-		-	-43	-944
	Loan recoveries	-	2	-	86		-	7		-	-	95
	Net loan charge-offs	-386	2	-	-429		-	7		-	-43	-849
	Balance, end of period	$1,916	1,962	393	3,439		545	821		86	206	9,367
	Net charge-offs to average loans (annualized)											0.52%
	Allowance for loan losses to gross loans											1.41%
	Allowance for loan losses to nonperforming loans											148.49
Allowance for loan losses and recorded investment in loans by impairment methodology	'
							31-Mar-14
		Allowance for loan losses				Recorded investment in loans
	(dollars in thousands)	Commercial	Consumer	Total		Commercial	Consumer	Total
	Individually evaluated	$4,065	1,006	5,071		13,634	2,756	16,390
	Collectively evaluated	4,591	1,051	5,642		526,448	235,960	762,408
	Total	$8,656	2,057	10,713		540,082	238,716	778,798
							31-Dec-13
		Allowance for loan losses				Recorded investment in loans
		Commercial	Consumer	Total		Commercial	Consumer	Total
	Individually evaluated	$3,833	896	4,729		14,111	2,271	16,382
	Collectively evaluated	4,406	1,078	5,484		497,627	223,258	720,885
	Total	$8,239	1,974	10,213		511,738	225,529	737,267
Commercial [Member]	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'
Summary of breakdown of outstanding loans by risk category	'
					31-Mar-14
	(dollars in thousands)	Owner	Non-owner	Construction	Business	Total
		occupied RE	occupied RE
	Pass	$179,677	157,864	35,083	128,237	500,861
	Special mention	6,045	7,039	-	4,026	17,110
	Substandard	3,222	9,996	3,079	5,814	22,111
	Doubtful	-	-	-	-	-
	Loss	-	-	-	-	-
		$188,944	174,899	38,162	138,077	540,082
					31-Dec-13
		Owner	Non-owner	Construction	Business	Total
		occupied RE	occupied RE
	Pass	$176,320	147,378	27,797	120,254	471,749
	Special mention	5,563	7,987	-	3,629	17,179
	Substandard	3,246	10,651	3,109	5,804	22,810
	Doubtful	-	-	-	-	-
	Loss	-	-	-	-	-
		$185,129	166,016	30,906	129,687	511,738
Outstanding loans which include loans on nonaccrual by past due status	'
						31-Mar-14
	(dollars in thousands)	Owner	Non-owner		Construction	Business		Total
		occupied RE	occupied RE
	Current	$187,179	167,711		37,275	136,798		528,963
	30-59 days past due	105	1,911		-	237		2,253
	60-89 days past due	931	1,521		-	292		2,744
	Greater than 90 Days	729	3,756		887	750		6,122
		$188,944	174,899		38,162	138,077		540,082
							31-Dec-13
		Owner		Non-owner	Construction		Business	Total
		occupied RE		occupied RE
	Current	$183,609		161,758	29,992		128,883	504,242
	30-59 days past due	791		859	-		44	1,694
	60-89 days past due	-		-	-		-	-
	Greater than 90 Days	729		3,399	914		760	5,802
		$185,129		166,016	30,906		129,687	511,738
Consumer [Member]	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'
Summary of breakdown of outstanding loans by risk category	'
					31-Mar-14
	(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
	Pass	$116,289	80,261	20,710	12,909	230,169
	Special mention	1,415	3,100	-	209	4,724
	Substandard	2,893	824	-	106	3,823
	Doubtful	-	-	-	-	-
	Loss	-	-	-	-	-
		$120,597	84,185	20,710	13,224	238,716
					31-Dec-13
		Real estate	Home equity	Construction	Other	Total
	Pass	$110,304	75,304	19,888	12,641	218,137
	Special mention	1,455	2,176	-	212	3,843
	Substandard	2,442	999	-	108	3,549
	Doubtful	-	-	-	-	-
	Loss	-	-	-	-	-
		$114,201	78,479	19,888	12,961	225,529
Outstanding loans which include loans on nonaccrual by past due status	'
					31-Mar-14
	(dollars in thousands)	Real estate	Home equity	Construction	Other	Total
	Current	$119,192	84,055	20,710	13,195	237,152
	30-59 days past due	331	130	-	28	489
	60-89 days past due	-	-	-	1	1
	Greater than 90 Days	1,074	-	-	-	1,074
		$120,597	84,185	20,710	13,224	238,716
					31-Dec-13
		Real estate	Home equity	Construction	Other	Total
	Current	$112,314	78,402	19,888	12,877	223,481
	30-59 days past due	806	-	-	84	890
	60-89 days past due	467	-	-	-	467
	Greater than 90 Days	614	77	-	-	691
		$114,201	78,479	19,888	12,961	225,529

Troubled_Debt_Restructurings_T

Troubled Debt Restructurings (Tables)	3 Months Ended
	Mar. 31, 2014
Troubled Debt Restructurings [Abstract]	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'
	-
		For the three months ended March 31, 2014
							Pre-		Post-
							modification		modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	number	recorded		recorded
	(dollars in thousands)	concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-		$              -	$                -
	Non-owner occupied RE	-	-	-	1	1	49		49
	Construction	-	-	-	-	-	-		-
	Business	-	-	-	2	2	339		340
	Consumer
	Real estate	-	-	1	-	1	116		116
	Home equity	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	-	-	1	3	4		$          504	$          505
		For the three months ended March 31, 2013
							Pre-		Post-
							modification		modification
		Renewals	Reduced	Converted	Maturity	Total	outstanding		outstanding
		deemed a	or deferred	to interest	date	number	recorded		recorded
		concession	payments	only	extensions	of loans	investment		investment
	Commercial
	Owner occupied RE	-	-	-	-	-	$                -		$                 -
	Non-owner occupied RE	-	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Business	4	-	-	-	4	853		853
	Consumer
	Real estate	-	-	-	-	-	-		-
	Home equity	-	-	-	-	-		-
	Construction	-	-	-	-	-	-		-
	Other	-	-	-	-	-	-		-
	Total loans	4	-	-	-	4	$          853		$            853
Summary of loans modified as TDRs within the previous 12-month period	'
			For the three months ended March 31,
		2014			2013
		Number of		Recorded	Number of	Recorded
	(dollars in thousands)	Loans		Investment	Loans	Investment
	Commercial
	Owner occupied RE	-		$              -	-	$              -
	Non-owner occupied RE	2		3,357	-	-
	Construction	-		-	-	-
	Business	1		98	-	-
	Consumer
	Real estate	-		-	-	-
	Home equity	-		-	-	-
	Construction	-		-	-	-
	Other	-		-	-	-
	Total loans	3		$      3,455	-	$             -

Fair_Value_Accounting_Tables

Fair Value Accounting (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Accounting [Abstract]	'
Schedule of assets and liabilities measured at fair value on recurring basis	'
				31-Mar-14
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	8,046	-	8,046
	SBA securities	-	5,328	-	5,328
	State and political subdivisions	-	23,816	-	23,816
	Mortgage-backed securities	-	31,557	-	31,557
	Total assets measured at fair value on a recurring basis	$       -	68,747	-	68,747
				31-Dec-13
		Level 1	Level 2	Level 3	Total
	Assets
	Securities available for sale
	US government agencies	$       -	7,755	-	7,755
	SBA securities	-	5,271	-	5,271
	State and political subdivisions	-	23,370	-	23,370
	Mortgage-backed securities	-	31,044	-	31,044
	Total assets measured at fair value on a recurring basis	$       -	67,440	-	67,440
Schedule of assets and liabilities measured on a nonrecurring basis	'
				As of March 31, 2014
	(dollars in thousands)	Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	10,174	1,145	11,319
	Other real estate owned	-	1,035	113	1,148
	Total assets measured at fair value on a nonrecurring basis	$       -	11,209	1,258	12,467
				As of December 31, 2013
		Level 1	Level 2	Level 3	Total
	Assets
	Impaired loans	$       -	10,495	1,158	11,653
	Other real estate owned	-	1,085	113	1,198
	Total assets measured at fair value on a nonrecurring basis	$       -	11,580	1,271	12,851
Schedule of unobservable inputs used in the fair value measurements	'
		Valuation Technique	Significant Unobservable Inputs
	Impaired loans	Appraised Value/ Discounted Cash	Discounts to appraisals or cash
		Flows	flows for estimated holding and/or
			selling costs
	Other real estate owned	Appraised Value/ Comparable Sales	Discounts to appraisals for
			estimated holding or selling costs
Estimated fair values of the Company's financial instruments	'
				31-Mar-14
	(dollars in thousands)	Carrying	Fair	Level 1	Level 2	Level 3
		Amount	Value
	Financial Assets:
	Cash and cash equivalents	$  42,499	42,499	42,499	-	-
	Other investments, at cost	5,960	5,960	-	-	5,960
	Loans, net	768,085	775,999	-	10,174	765,825
	Bank owned life insurance	21,545	21,545	-	-	21,545
	Financial Liabilities:
	Deposits	722,412	684,410	-	684,410	-
	FHLB and other borrowings	124,100	134,974	-	134,974	-
	Junior subordinated debentures	13,403	5,199	-	5,199	-
				31-Dec-13
		Carrying	Fair	Level 1	Level 2	Level 3
		Amount	Value
	Financial Assets:
	Cash and cash equivalents	$  39,203	39,203	39,203	-
	Other investments, at cost	6,116	6,116	-	-	6,116
	Loans, net	727,054	735,939	-	10,676	725,263
	Bank owned life insurance	21,383	21,383	-	-	21,383
	Financial Liabilities:
	Deposits	680,319	643,399	-	643,399	-
	FHLB and other borrowings	124,100	135,411	-	135,411	-
	Junior subordinated debentures	13,403	5,145	-	5,145	-

Earnings_Per_Common_Share_Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Common Share [Abstract]	'
Schedule of earnings per share reconciliation	'
	Earnings per common share:
			Three months ended March 31,
	(dollars in thousands, except share data)	2014		2013
	Numerator:
	Net income	$1,250		961
	Less:    Preferred stock dividend	193		197
	Add:     Redemption of preferred stock	-		20
	Net income available to common shareholders	$1,057		784
	Denominator:
	Weighted-average common shares outstanding – basic	4,610,089		4,262,330
	Common stock equivalents	267,359		108,994
	Weighted-average common shares outstanding – diluted	4,877,448		4,371,324
	Basic	$0.23		0.18
	Diluted	$0.22		0.18

Preferred_Stock_Issuance_and_P

Preferred Stock Issuance and Partial Redemption (Details) (USD $)	1 Months Ended						3 Months Ended
	Jan. 27, 2014	Apr. 30, 2013	Sep. 30, 2012	Jul. 25, 2012	Jun. 28, 2012	Feb. 27, 2009	Mar. 31, 2014	Dec. 31, 2013	Apr. 01, 2013	Jul. 31, 2012
		Shareholders
Preferred and Common Stock (Textual)	'	'	'	'	'	'	'	'	'	'
Shares of fixed rate cumulative perpetual preferred stock, Series T, Shares sold	'	'	'	'	'	17,299	'	'	'	'
Warrant issued with option to purchase additional common shares	'	'	'	'	'	399,970.34	'	'	'	'
Purchase price of fixed rate cumulative perpetual preferred stock, Series T	'	'	'	'	'	$17,300,000	'	'	'	'
Cumulative dividend rate for first five years	'	'	'	'	'	5.00%	'	'	'	'
Cumulative dividend rate after first five years	'	'	'	'	'	9.00%	'	'	'	'
Capital purchase program warrant term	'	'	'	'	'	'10 years	'	'	'	'
Exercise price of CPP warrant	'	'	'	'	'	$6.49	'	'	'	'
Preferred shares clearing price per share value	'	'	'	'	904	'	'	'	'	'
Series T Preferred Stock, par value	$1,000	'	'	'	$1,000	'	$0.01	$0.01	'	'
Number of preferred stock repurchased	'	'	'	'	1,000	'	'	'	'	'
Preferred stock, shares outstanding	'	'	'	'	16,299	'	11,242	15,299	'	'
Operating costs incurred as a result of TARP auction	'	'	130,000	'	'	'	'	'	'	'
Balance sheet impact - Shareholders' equity	'	'	904,000	'	'	'	'	'	'	'
Amount increase to retained earnings related to discount on the shares repurchased	'	'	96,000	'	'	'	'	'	'	'
Decrease in series T preferred stock value	'	'	1,000,000	'	'	'	'	'	'	'
Warrant repurchase, value	'	'	'	1,100,000	'	'	'	'	'	'
Difference between fair value of Warrant and repurchase value	'	'	'	343,000	'	'	'	'	'	'
Remaining accretion on the Series T Preferred Stock	'	'	'	180,000	'	'	'	'	'	'
Value of total redeemed outstanding preferred stock On January 3, 2013 and April 1, 2013	'	'	'	'	'	'	'	'	1,000,000	'
Cumulative outstanding series T preferred stock redeemed	'	'	'	'	'	'	'	'	'	6,057,000
Number of preferred shareholders	'	3	'	'	'	'	'	'	'	'
common stock, shares	475,000	'	'	'	'	'	'	'	'	'
Private placement offering price per share	'	'	'	'	'	'	'	'	'	$13
Redemption of preferred stock, shares	4,057	'	'	'	'	'	'	'	'	'
Preferred dividend expenses, annual	200,000	'	'	'	'	'	'	'	'	'
Series T preferred stock outstanding after redemption	'	'	'	'	'	'	$11,242,000	'	'	'

Investment_Securities_Details

Investment Securities (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Available for sale	'	'
Total investment securities available for sale, Amortized Cost	$69,624	$69,483
Total investment securities available for sale, Gross Unrealized Gains	870	577
Total investment securities available for sale, Gross Unrealized Losses	1,747	2,620
Available-for-sale securities, investment securities, Fair Value	68,747	67,440
US Government agencies [Member]	'	'
Available for sale	'	'
Total investment securities available for sale, Amortized Cost	8,758	8,756
Total investment securities available for sale, Gross Unrealized Gains	2	'
Total investment securities available for sale, Gross Unrealized Losses	714	1,001
Available-for-sale securities, investment securities, Fair Value	8,046	7,755
SBA securities [Member]	'	'
Available for sale	'	'
Total investment securities available for sale, Amortized Cost	5,757	5,758
Total investment securities available for sale, Gross Unrealized Gains	'	'
Total investment securities available for sale, Gross Unrealized Losses	429	487
Available-for-sale securities, investment securities, Fair Value	5,328	5,271
States and Political Subdivisions [Member]	'	'
Available for sale	'	'
Total investment securities available for sale, Amortized Cost	23,589	23,622
Total investment securities available for sale, Gross Unrealized Gains	510	331
Total investment securities available for sale, Gross Unrealized Losses	283	583
Available-for-sale securities, investment securities, Fair Value	23,816	23,370
Mortgage Backed Securities [Member]	'	'
Available for sale	'	'
Total investment securities available for sale, Amortized Cost	31,520	31,347
Total investment securities available for sale, Gross Unrealized Gains	358	246
Total investment securities available for sale, Gross Unrealized Losses	321	541
Available-for-sale securities, investment securities, Fair Value	$31,557	$31,044

Investment_Securities_Details_

Investment Securities (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loan maturity distribution by type and related interest rate	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	$1,502	$1,507
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	0.51%	0.51%
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	2,108	2,114
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	0.68%	0.67%
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	13,047	10,426
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	2.87%	2.82%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	52,090	53,393
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.67%	2.61%
Investment securities available for sale, Value	68,747	67,440
Available-for-sale Securities, Contractual Securities, Yield Total	2.60%	2.54%
US Government agencies [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	'	'
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	977	956
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	2.13%	2.13%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	7,069	6,799
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.43%	2.43%
Investment securities available for sale, Value	8,046	7,755
Available-for-sale Securities, Contractual Securities, Yield Total	2.40%	2.40%
SBA securities [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	'	'
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	'	'
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	'	'
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	5,328	5,271
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	1.87%	1.88%
Investment securities available for sale, Value	5,328	5,271
Available-for-sale Securities, Contractual Securities, Yield Total	1.87%	1.88%
States and Political Subdivisions [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	1,502	1,507
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	0.51%	0.51%
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	2,108	2,114
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	0.68%	0.67%
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	9,556	7,398
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	3.22%	3.22%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	10,650	12,351
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.82%	2.88%
Investment securities available for sale, Value	23,816	23,370
Available-for-sale Securities, Contractual Securities, Yield Total	2.64%	2.63%
Mortgage Backed Securities [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Value	'	'
Available-for-sale Securities, Contractual Maturities, Less than one year, Yield	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Value	'	'
Available-for-sale Securities, Contractual Maturities, One to Five Years, Yield	'	'
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Value	2,514	2,072
Available-for-sale Securities, Contractual Maturities, Five to Ten Years, Yield	1.88%	1.77%
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Value	29,043	28,972
Available-for-sale Securities, Contractual Maturities, Over Ten Years, Yield	2.84%	2.69%
Investment securities available for sale, Value	$31,557	$31,044
Available-for-sale Securities, Contractual Securities, Yield Total	2.77%	2.62%

Investment_Securities_Details_1

Investment Securities (Details 2) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
	Investment	Investment
Summary of gross unrealized losses on investment securities and fair market value of related securities	'	'
Number of investments, Less than 12 months	18	35
Available-for-sale Securities, Less than 12 months, Fair Value	$18,746	$32,383
Available-for-sale Securities, Less than 12 Months, Unrealized losses	824	1,914
Number of investments, 12 months or longer	11	11
Available-for-sale Securities, 12 months or longer, Fair Value	13,432	8,976
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	923	706
Number of investments, Total	29	46
Available-for-sale Securities, Fair Value, Total	32,178	41,359
Available-for-sale Securities, Unrealized Losses, Total	1,747	2,620
US Government agencies [Member]	'	'
Summary of gross unrealized losses on investment securities and fair market value of related securities	'	'
Number of investments, Less than 12 months	1	3
Available-for-sale Securities, Less than 12 months, Fair Value	3,618	7,755
Available-for-sale Securities, Less than 12 Months, Unrealized losses	382	1,001
Number of investments, 12 months or longer	1	'
Available-for-sale Securities, 12 months or longer, Fair Value	3,451	'
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	332	'
Number of investments, Total	2	3
Available-for-sale Securities, Fair Value, Total	7,069	7,755
Available-for-sale Securities, Unrealized Losses, Total	714	1,001
SBA securities [Member]	'	'
Summary of gross unrealized losses on investment securities and fair market value of related securities	'	'
Number of investments, Less than 12 months	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	'
Available-for-sale Securities, Less than 12 Months, Unrealized losses	'	'
Number of investments, 12 months or longer	2	2
Available-for-sale Securities, 12 months or longer, Fair Value	5,328	5,271
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	429	487
Number of investments, Total	2	2
Available-for-sale Securities, Fair Value, Total	5,328	5,271
Available-for-sale Securities, Unrealized Losses, Total	429	487
States and Political Subdivisions [Member]	'	'
Summary of gross unrealized losses on investment securities and fair market value of related securities	'	'
Number of investments, Less than 12 months	10	22
Available-for-sale Securities, Less than 12 months, Fair Value	4,214	8,482
Available-for-sale Securities, Less than 12 Months, Unrealized losses	143	364
Number of investments, 12 months or longer	7	9
Available-for-sale Securities, 12 months or longer, Fair Value	3,173	3,705
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	140	219
Number of investments, Total	17	31
Available-for-sale Securities, Fair Value, Total	7,387	12,187
Available-for-sale Securities, Unrealized Losses, Total	283	583
Mortgage Backed Securities [Member]	'	'
Summary of gross unrealized losses on investment securities and fair market value of related securities	'	'
Number of investments, Less than 12 months	7	10
Available-for-sale Securities, Less than 12 months, Fair Value	10,914	16,146
Available-for-sale Securities, Less than 12 Months, Unrealized losses	299	549
Number of investments, 12 months or longer	1	'
Available-for-sale Securities, 12 months or longer, Fair Value	1,480	'
Available-for-sale Securities, 12 Months or Longer, Unrealized losses	22	'
Number of investments, Total	8	10
Available-for-sale Securities, Fair Value, Total	12,394	16,146
Available-for-sale Securities, Unrealized Losses, Total	$321	$549

Investment_Securities_Details_2

Investment Securities (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other investments	'	'
Federal Home Loan Bank stock	$5,458	$5,614
Certificates of deposit with other banks	99	99
Investment in Trust Preferred securities	403	403
Total other investments	$5,960	$6,116

Investment_Securities_Details_3

Investment Securities (Details Textual) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified	Investment	Investment
Investment Securities (Textual)	'	'
Number of investments, Less than 12 months	18	35
Number of investments, 12 months or longer	11	11
Fair Market Value, less than 12 months	$18.70	'
Fair Market Value,12 months or longer	13.4	'
Securities pledged as collateral for repurchase agreements from brokers	21.9	22
Securities pledged to secure client deposit	$29.90	$25

Loans_and_Allowance_for_Loan_L2

Loans and Allowance for Loan Losses (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Composition of loan portfolio	'	'
Total commercial loans	$540,082	$511,738
Total consumer loans	238,716	225,529
Total gross loans, net of deferred fees	778,798	737,267
Total gross loans, net of deferred fees, (Percentage)	100.00%	100.00%
Less allowance for loan losses	-10,713	-10,213
Total loans, net	768,085	727,054
Commercial [Member]	'	'
Composition of loan portfolio	'	'
Total commercial loans	540,082	511,738
Total commercial loans, (Percentage)	69.40%	69.40%
Total gross loans, net of deferred fees	540,082	511,738
Commercial [Member] | Owner occupied RE [Member]	'	'
Composition of loan portfolio	'	'
Total commercial loans	188,944	185,129
Total commercial loans, (Percentage)	24.30%	25.10%
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Composition of loan portfolio	'	'
Total commercial loans	174,899	166,016
Total commercial loans, (Percentage)	22.50%	22.50%
Commercial [Member] | Construction [Member]	'	'
Composition of loan portfolio	'	'
Total commercial loans	38,162	30,906
Total commercial loans, (Percentage)	4.90%	4.20%
Commercial [Member] | Business [Member]	'	'
Composition of loan portfolio	'	'
Total commercial loans	138,077	129,687
Total commercial loans, (Percentage)	17.70%	17.60%
Consumer [Member]	'	'
Composition of loan portfolio	'	'
Total consumer loans	238,716	225,529
Total consumer loans, (Percentage)	30.60%	30.60%
Total gross loans, net of deferred fees	238,716	225,529
Consumer [Member] | Real estate [Member]	'	'
Composition of loan portfolio	'	'
Total consumer loans	120,597	114,201
Total consumer loans, (Percentage)	15.40%	15.50%
Consumer [Member] | Home equity [Member]	'	'
Composition of loan portfolio	'	'
Total consumer loans	84,185	78,479
Total consumer loans, (Percentage)	10.80%	10.60%
Consumer [Member] | Construction [Member]	'	'
Composition of loan portfolio	'	'
Total consumer loans	20,710	19,888
Total consumer loans, (Percentage)	2.70%	2.70%
Consumer [Member] | Other [Member]	'	'
Composition of loan portfolio	'	'
Total consumer loans	$13,224	$12,961
Total consumer loans, (Percentage)	1.70%	1.80%

Loans_and_Allowance_for_Loan_L3

Loans and Allowance for Loan Losses (Details 1) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	$194,575	$189,820
Total gross loans, net of deferred fees, After one but within five years	340,295	330,322
Total gross loans, net of deferred fees, After five years	243,928	217,125
Total gross loans, net of deferred fees	778,798	737,267
Loans maturing after one year with fixed interest rates	412,367	380,476
Loans maturing after one year with floating interest rates	171,857	166,971
Commercial [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	154,380	148,235
Total gross loans, net of deferred fees, After one but within five years	269,275	262,892
Total gross loans, net of deferred fees, After five years	116,427	100,611
Total gross loans, net of deferred fees	540,082	511,738
Commercial [Member] | Owner occupied RE [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	22,948	26,959
Total gross loans, net of deferred fees, After one but within five years	99,808	93,377
Total gross loans, net of deferred fees, After five years	66,188	64,793
Total gross loans, net of deferred fees	188,944	185,129
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	46,875	45,937
Total gross loans, net of deferred fees, After one but within five years	97,664	96,891
Total gross loans, net of deferred fees, After five years	30,360	23,188
Total gross loans, net of deferred fees	174,899	166,016
Commercial [Member] | Construction [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	11,769	11,619
Total gross loans, net of deferred fees, After one but within five years	14,407	13,844
Total gross loans, net of deferred fees, After five years	11,986	5,443
Total gross loans, net of deferred fees	38,162	30,906
Commercial [Member] | Business [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	72,788	63,720
Total gross loans, net of deferred fees, After one but within five years	57,396	58,780
Total gross loans, net of deferred fees, After five years	7,893	7,187
Total gross loans, net of deferred fees	138,077	129,687
Consumer [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	40,195	41,585
Total gross loans, net of deferred fees, After one but within five years	71,020	67,430
Total gross loans, net of deferred fees, After five years	127,501	116,514
Total gross loans, net of deferred fees	238,716	225,529
Consumer [Member] | Real estate [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	18,471	18,397
Total gross loans, net of deferred fees, After one but within five years	35,279	34,068
Total gross loans, net of deferred fees, After five years	66,847	61,736
Total gross loans, net of deferred fees	120,597	114,201
Consumer [Member] | Home equity [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	5,874	4,988
Total gross loans, net of deferred fees, After one but within five years	28,589	26,319
Total gross loans, net of deferred fees, After five years	49,722	47,172
Total gross loans, net of deferred fees	84,185	78,479
Consumer [Member] | Construction [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	9,309	11,749
Total gross loans, net of deferred fees, After one but within five years	1,708	1,709
Total gross loans, net of deferred fees, After five years	9,693	6,430
Total gross loans, net of deferred fees	20,710	19,888
Consumer [Member] | Other [Member]	'	'
Loan maturity distribution by type and related interest rate	'	'
Total gross loans, net of deferred fees, One year or less	6,541	6,451
Total gross loans, net of deferred fees, After one but within five years	5,444	5,334
Total gross loans, net of deferred fees, After five years	1,239	1,176
Total gross loans, net of deferred fees	$13,224	$12,961

Loans_and_Allowance_for_Loan_L4

Loans and Allowance for Loan Losses (Details 2) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	$540,082	$511,738
Outstanding consumer loans	238,716	225,529
Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	188,944	185,129
Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	174,899	166,016
Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	120,597	114,201
Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	84,185	78,479
Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	38,162	30,906
Outstanding consumer loans	20,710	19,888
Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	138,077	129,687
Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	13,224	12,961
Pass [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	500,861	471,749
Outstanding consumer loans	230,169	218,137
Pass [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	179,677	176,320
Pass [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	157,864	147,378
Pass [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	116,289	110,304
Pass [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	80,261	75,304
Pass [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	35,083	27,797
Outstanding consumer loans	20,710	19,888
Pass [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	128,237	120,254
Pass [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	12,909	12,641
Special Mention [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	17,110	17,179
Outstanding consumer loans	4,724	3,843
Special Mention [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	6,045	5,563
Special Mention [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	7,039	7,987
Special Mention [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	3,100	2,176
Special Mention [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	1,415	1,455
Special Mention [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Outstanding consumer loans	'	'
Special Mention [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	4,026	3,629
Special Mention [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	209	212
Substandard [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	22,111	22,810
Outstanding consumer loans	3,823	3,549
Substandard [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	3,222	3,246
Substandard [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	9,996	10,651
Substandard [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	2,893	2,442
Substandard [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	824	999
Substandard [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	3,079	3,109
Outstanding consumer loans	'	'
Substandard [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	5,814	5,804
Substandard [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	106	108
Doubtful [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Doubtful [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Doubtful [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Doubtful [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'
Doubtful [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'
Doubtful [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Outstanding consumer loans	'	'
Doubtful [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Doubtful [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'
Loss [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Outstanding consumer loans	'	'
Loss [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Loss [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Loss [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'
Loss [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'
Loss [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Outstanding consumer loans	'	'
Loss [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding commercial loans	'	'
Loss [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans by risk category	'	'
Outstanding consumer loans	'	'

Loans_and_Allowance_for_Loan_L5

Loans and Allowance for Loan Losses (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Total commercial loans	$540,082	$511,738
Total consumer loans	238,716	225,529
Commercial [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	528,963	504,242
30-59 days past due	2,253	1,694
60-89 days past due	2,744	'
Greater than 90 days	6,122	5,802
Total commercial loans	540,082	511,738
Commercial [Member] | Owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	187,179	183,609
30-59 days past due	105	791
60-89 days past due	931	'
Greater than 90 days	729	729
Total commercial loans	188,944	185,129
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	167,711	161,758
30-59 days past due	1,911	859
60-89 days past due	1,521	'
Greater than 90 days	3,756	3,399
Total commercial loans	174,899	166,016
Commercial [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	37,275	29,992
30-59 days past due	'	'
60-89 days past due	'	'
Greater than 90 days	887	914
Total commercial loans	38,162	30,906
Commercial [Member] | Business [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	136,798	128,883
30-59 days past due	237	44
60-89 days past due	292	'
Greater than 90 days	750	760
Total commercial loans	138,077	129,687
Consumer [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	237,152	223,481
30-59 days past due	489	890
60-89 days past due	1	467
Greater than 90 days	1,074	691
Total consumer loans	238,716	225,529
Consumer [Member] | Real estate [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	119,192	112,314
30-59 days past due	331	806
60-89 days past due	'	467
Greater than 90 days	1,074	614
Total consumer loans	120,597	114,201
Consumer [Member] | Home equity [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	84,055	78,402
30-59 days past due	130	'
60-89 days past due	'	'
Greater than 90 days	'	77
Total consumer loans	84,185	78,479
Consumer [Member] | Construction [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	20,710	19,888
30-59 days past due	'	'
60-89 days past due	'	'
Greater than 90 days	'	'
Total consumer loans	20,710	19,888
Consumer [Member] | Other [Member]	'	'
Outstanding commercial and consumer loans which include loans on nonaccrual by past due status as well as accruing TDRs	'	'
Current	13,195	12,877
30-59 days past due	28	84
60-89 days past due	1	'
Greater than 90 days	'	'
Total consumer loans	$13,224	$12,961

Loans_and_Allowance_for_Loan_L6

Loans and Allowance for Loan Losses (Details 4) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of nonperforming assets including nonaccruing TDRs	'	'
Nonaccruing troubled debt restructurings	$5,365	$4,983
Total nonaccrual loans, including nonaccruing TDRs	8,854	8,337
Other real estate owned	1,148	1,198
Total nonperforming assets	10,002	9,535
Nonperforming assets as a percentage of:	'	'
Total assets	1.07%	1.07%
Gross loans	1.28%	1.29%
Total loans over 90 days past due	7,196	6,493
Loans over 90 days past due and still accruing	'	'
Accruing troubled debt restructurings	7,536	8,045
Commercial [Member] | Owner occupied RE [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	1,191	1,199
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	339	373
Commercial [Member] | Construction [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	887	914
Commercial [Member] | Business [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	542	712
Consumer [Member] | Real estate [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	528	76
Consumer [Member] | Home equity [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	'	77
Consumer [Member] | Construction [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	'	'
Consumer [Member] | Other [Member]	'	'
Summary of nonperforming assets including nonaccruing TDRs	'	'
Total nonaccrual loans, including nonaccruing TDRs	$2	$3

Loans_and_Allowance_for_Loan_L7

Loans and Allowance for Loan Losses (Details 5) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	$20,733	$20,291
Impaired Loans	16,390	16,382
Impaired loans with related allowance for loan losses	13,370	14,143
Related allowance for loan losses	5,071	4,729
Commercial [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	17,955	17,998
Impaired Loans	13,634	14,111
Impaired loans with related allowance for loan losses	11,188	12,453
Related allowance for loan losses	4,065	3,833
Commercial [Member] | Owner occupied RE [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	1,926	1,935
Impaired Loans	1,926	1,935
Impaired loans with related allowance for loan losses	1,666	1,666
Related allowance for loan losses	333	333
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	5,926	5,957
Impaired Loans	5,157	5,622
Impaired loans with related allowance for loan losses	4,819	6,125
Related allowance for loan losses	1,554	1,441
Commercial [Member] | Construction [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	4,529	4,612
Impaired Loans	1,787	1,870
Impaired loans with related allowance for loan losses	1,787	1,855
Related allowance for loan losses	194	246
Commercial [Member] | Business [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	5,574	5,494
Impaired Loans	4,764	4,684
Impaired loans with related allowance for loan losses	2,916	2,807
Related allowance for loan losses	1,984	1,813
Consumer [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	2,778	2,293
Impaired Loans	2,756	2,271
Impaired loans with related allowance for loan losses	2,182	1,690
Related allowance for loan losses	1,006	896
Consumer [Member] | Real estate [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	2,399	1,829
Impaired Loans	2,377	1,807
Impaired loans with related allowance for loan losses	2,020	1,447
Related allowance for loan losses	844	704
Consumer [Member] | Home equity [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	162	239
Impaired Loans	162	239
Impaired loans with related allowance for loan losses	162	239
Related allowance for loan losses	162	188
Consumer [Member] | Construction [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	'	'
Impaired Loans	'	'
Impaired loans with related allowance for loan losses	'	'
Related allowance for loan losses	'	'
Consumer [Member] | Other [Member]	'	'
Summary of key information for impaired loans	'	'
Unpaid Principal Balance	217	225
Impaired Loans	217	225
Impaired loans with related allowance for loan losses	'	4
Related allowance for loan losses	'	$4

Loans_and_Allowance_for_Loan_L8

Loans and Allowance for Loan Losses (Details 6) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	$16,477	$16,447	$16,056
Recognized interest income	87	122	671
Commercial [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	13,900	14,447	14,026
Recognized interest income	71	110	554
Commercial [Member] | Owner occupied RE [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	1,930	1,693	1,519
Recognized interest income	2	2	47
Commercial [Member] | Non-owner occupied RE [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	5,417	6,505	5,932
Recognized interest income	15	73	261
Commercial [Member] | Construction [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	1,829	2,082	2,054
Recognized interest income	14	10	57
Commercial [Member] | Business [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	4,724	4,167	4,521
Recognized interest income	40	25	189
Consumer [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	2,577	2,000	2,030
Recognized interest income	16	12	117
Consumer [Member] | Real estate [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	2,092	984	1,186
Recognized interest income	12	8	100
Consumer [Member] | Home equity [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	264	769	610
Recognized interest income	2	2	8
Consumer [Member] | Construction [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	'	'	'
Recognized interest income	'	'	'
Consumer [Member] | Other [Member]	'	'	'
Average recorded investment and interest income recognized on impaired loans	'	'	'
Average recorded investment	221	247	234
Recognized interest income	$2	$2	$9

Loans_and_Allowance_for_Loan_L9

Loans and Allowance for Loan Losses (Details 7) (USD $)

3 Months Ended

3 Months Ended

3 Months Ended

In Thousands, unless otherwise specified

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Dec. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Mar. 31, 2014

Mar. 31, 2013

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Commercial [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Consumer [Member]

Owner occupied RE [Member]

Owner occupied RE [Member]

Non-owner occupied RE [Member]

Non-owner occupied RE [Member]

Construction [Member]

Construction [Member]

Business [Member]

Business [Member]

Real estate [Member]

Real estate [Member]

Home equity [Member]

Home equity [Member]

Construction [Member]

Construction [Member]

Other [Member]

Other [Member]

Summary of activity related to our allowance for loan losses

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Balance, beginning of period

$10,213

$9,091

$8,656

$8,239

$1,880

$1,774

$2,633

$1,946

$397

$313

$3,329

$3,981

$2,057

$1,974

$1,091

$346

$644

$540

$99

$3

$140

$188

Provision for loan losses

1,000

1,125

'

'

13

524

780

14

4

80

43

-113

'

'

151

199

82

274

5

83

-78

61

Total loan charge-offs

-512

-944

'

'

'

-386

-434

'

'

'

'

-515

'

'

'

'

-76

'

'

'

-2

-43

Loan recoveries

12

95

'

'

'

'

'

2

'

'

11

86

'

'

'

'

1

7

'

'

'

'

Net loan charge-offs

-500

-849

'

'

'

-386

-434

2

'

'

11

-429

'

'

'

'

-75

7

'

'

-2

-43

Balance, end of period

$10,713

$9,367

$8,656

$8,239

$1,893

$1,916

$2,979

$1,962

$401

$393

$3,383

$3,439

$2,057

$1,974

$1,242

$545

$651

$821

$104

$86

$60

$206

Net charge-offs to average loans (annualized)

0.27%

0.52%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses to gross loans

1.38%

1.41%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Allowance for loan losses to nonperforming loans

120.99%

148.49%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Recovered_Sheet1

Loans and Allowance for Loan Losses (Details 8) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Allowance for loan losses and recorded investment in loans by impairment methodology	'	'	'	'
Allowance for loan losses, Individually evaluated	$5,071	$4,729	'	'
Allowance for loan losses, Collectively evaluated	5,642	5,484	'	'
Allowance for loan losses, Total	10,713	10,213	9,367	9,091
Recorded investment in loans, Individually evaluated	16,390	16,382	'	'
Recorded investment in loans, Collectively evaluated	762,408	720,885	'	'
Total gross loans, net of deferred fees	778,798	737,267	'	'
Commercial [Member]	'	'	'	'
Allowance for loan losses and recorded investment in loans by impairment methodology	'	'	'	'
Allowance for loan losses, Individually evaluated	4,065	3,833	'	'
Allowance for loan losses, Collectively evaluated	4,591	4,406	'	'
Allowance for loan losses, Total	8,656	8,239	'	'
Recorded investment in loans, Individually evaluated	13,634	14,111	'	'
Recorded investment in loans, Collectively evaluated	526,448	497,627	'	'
Total gross loans, net of deferred fees	540,082	511,738	'	'
Consumer [Member]	'	'	'	'
Allowance for loan losses and recorded investment in loans by impairment methodology	'	'	'	'
Allowance for loan losses, Individually evaluated	1,006	896	'	'
Allowance for loan losses, Collectively evaluated	1,051	1,078	'	'
Allowance for loan losses, Total	2,057	1,974	'	'
Recorded investment in loans, Individually evaluated	2,756	2,271	'	'
Recorded investment in loans, Collectively evaluated	235,960	223,258	'	'
Total gross loans, net of deferred fees	$238,716	$225,529	'	'

Recovered_Sheet2

Loans and Allowance for Loan Losses (Details Textual) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Millions, unless otherwise specified
Loan and Allowance For Loan Losses (Textual)	'	'
Net of deferred loan fees and costs	$1.60	$1.30
Part of loans of 30 days or More past due as a percentage of total loan portfolio	1.63%	1.29%
Commercial [Member]	'	'
Loan and Allowance For Loan Losses (Textual)	'	'
Part of loans of 30 days or More past due as a percentage of total loan portfolio	1.43%	1.02%
Consumer [Member]	'	'
Loan and Allowance For Loan Losses (Textual)	'	'
Part of loans of 30 days or More past due as a percentage of total loan portfolio	0.20%	0.28%

Troubled_Debt_Restructurings_D

Troubled Debt Restructurings (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Investment	Investment
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	4
Reduced or deferred payments	'	'
Converted to interest only	1	'
Maturity date extensions	3	'
Total number of loans	4	4
Pre-modification outstanding recorded investment	$504	$504
Post-modification outstanding recorded investment	505	504
Commercial [Member] | Owner occupied [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	'	'
Total number of loans	'	'
Pre-modification outstanding recorded investment	'	'
Post-modification outstanding recorded investment	'	'
Commercial [Member] | Non-owner occupied [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	1	'
Total number of loans	1	'
Pre-modification outstanding recorded investment	49	'
Post-modification outstanding recorded investment	49	'
Commercial [Member] | Construction [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	'	'
Total number of loans	'	'
Pre-modification outstanding recorded investment	'	'
Post-modification outstanding recorded investment	'	'
Commercial [Member] | Business [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	4
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	2	'
Total number of loans	2	4
Pre-modification outstanding recorded investment	339	853
Post-modification outstanding recorded investment	340	853
Consumer [Member] | Real estate [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	1	'
Maturity date extensions	'	'
Total number of loans	1	'
Pre-modification outstanding recorded investment	116	'
Post-modification outstanding recorded investment	116	'
Consumer [Member] | Home equity [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	'	'
Total number of loans	'	'
Pre-modification outstanding recorded investment	'	'
Post-modification outstanding recorded investment	'	'
Consumer [Member] | Construction [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	'	'
Total number of loans	'	'
Pre-modification outstanding recorded investment	'	'
Post-modification outstanding recorded investment	'	'
Consumer [Member] | Other [Member]	'	'
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification	'	'
Renewals deemed concession	'	'
Reduced or deferred payments	'	'
Converted to interest only	'	'
Maturity date extensions	'	'
Total number of loans	'	'
Pre-modification outstanding recorded investment	'	'
Post-modification outstanding recorded investment	'	'

Troubled_Debt_Restructurings_D1

Troubled Debt Restructurings (Details 1) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	Investment	Investment
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	3	'
Recorded investment	$3,455	'
Commercial [Member] | Owner occupied RE [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'
Commercial [Member] | Non-owner occupied RE [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	2	'
Recorded investment	3,357	'
Commercial [Member] | Construction [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'
Commercial [Member] | Business [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	1	'
Recorded investment	98	'
Consumer [Member] | Construction [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'
Consumer [Member] | Real estate [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'
Consumer [Member] | Home equity [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'
Consumer [Member] | Other [Member]	'	'
Summary of TDRs past due more than 60 days and subsequently defaulted	'	'
Number of loans	'	'
Recorded investment	'	'

Troubled_Debt_Restructurings_D2

Troubled Debt Restructurings (Details Textual) (USD $)	3 Months Ended
In Millions, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
	Investment	Investment
Troubled Debt Restructurings (Textual)	'	'
Total number of loans classified under troubled debt restructurings (TDRs)	36	34
Total sum of loans classified as troubled debt restructurings (TDRs)	$12.90	$13
Number of months previous loan payment defaulted	'12 month period	'

Fair_Value_Accounting_Details

Fair Value Accounting (Details) (Fair Value, Measurements, Recurring [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities available for sale:	'	'
US Government agencies	$8,046	$7,755
SBA securities	5,328	5,271
State and political subdivisions	23,816	23,370
Mortgage-backed securities	31,557	31,044
Total assets measured at fair value on a recurring basis	68,747	67,440
Fair Value, Inputs, Level 1 [Member]	'	'
Securities available for sale:	'	'
US Government agencies	'	'
SBA securities	'	'
State and political subdivisions	'	'
Mortgage-backed securities	'	'
Total assets measured at fair value on a recurring basis	'	'
Fair Value, Inputs, Level 2 [Member]	'	'
Securities available for sale:	'	'
US Government agencies	8,046	7,755
SBA securities	5,328	5,271
State and political subdivisions	23,816	23,370
Mortgage-backed securities	31,557	31,044
Total assets measured at fair value on a recurring basis	68,747	67,440
Fair Value, Inputs, Level 3 [Member]	'	'
Securities available for sale:	'	'
US Government agencies	'	'
SBA securities	'	'
State and political subdivisions	'	'
Mortgage-backed securities	'	'
Total assets measured at fair value on a recurring basis	'	'

Fair_Value_Accounting_Details_

Fair Value Accounting (Details 1) (Fair Value, Measurements, Nonrecurring [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of assets and liabilities measured on a nonrecurring basis	'	'
Impaired loans	$11,319	$11,653
Other real estate owned	1,148	1,198
Total assets measured at fair value on a non-recurring basis	12,467	12,851
Fair Value, Inputs, Level 1 [Member]	'	'
Schedule of assets and liabilities measured on a nonrecurring basis	'	'
Impaired loans	'	'
Other real estate owned	'	'
Total assets measured at fair value on a non-recurring basis	'	'
Fair Value, Inputs, Level 2 [Member]	'	'
Schedule of assets and liabilities measured on a nonrecurring basis	'	'
Impaired loans	10,174	10,495
Other real estate owned	1,035	1,085
Total assets measured at fair value on a non-recurring basis	11,209	11,580
Fair Value, Inputs, Level 3 [Member]	'	'
Schedule of assets and liabilities measured on a nonrecurring basis	'	'
Impaired loans	1,145	1,158
Other real estate owned	113	113
Total assets measured at fair value on a non-recurring basis	$1,258	$1,271

Fair_Value_Accounting_Details_1

Fair Value Accounting (Details 2)	3 Months Ended
	Mar. 31, 2014
Impaired loans [Member]	'
Schedule of unobservable inputs used in the fair value measurements	'
Valuation Technique	'Appraised Value/ Discounted Cash Flows
Significant Unobservable Inputs	'Discounts to appraisals or cash flows for estimated holding and/or selling costs
Other real estate owned [Member]	'
Schedule of unobservable inputs used in the fair value measurements	'
Valuation Technique	'Appraised Value/ Comparable Sales
Significant Unobservable Inputs	'Discounts to appraisals for estimated holding or selling costs

Fair_Value_Accounting_Details_2

Fair Value Accounting (Details 3) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets:	'	'	'	'
Cash and cash equivalents, Carrying Amount	$42,499	$39,203	$36,190	$29,413
Other investments, at cost, Carrying Amount	5,960	6,116	'	'
Loans, net, Carrying Amount	768,085	727,054	'	'
Bank owned life insurance	21,545	21,383	'	'
Cash and cash equivalents, Fair Value	42,499	39,203	'	'
Other investments, fair value	5,960	6,116	'	'
Loans, net, Fair Value	775,999	735,939	'	'
Bank owned life insurance, Fair Value	21,545	21,383	'	'
Financial Liabilities:	'	'	'	'
Deposits, Carrying Amount	722,412	680,319	'	'
FHLB and other borrowings, Carrying Amount	124,100	124,100	'	'
Junior subordinated debentures, Carrying Amount	13,403	13,403	'	'
Deposits, Fair Value	684,410	643,399	'	'
FHLB and other borrowings, Fair Value	134,974	135,411	'	'
Junior subordinated debentures, Fair Value	5,199	5,145	'	'
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents, Fair Value	42,499	39,203	'	'
Other investments, fair value	'	'	'	'
Loans, net, Fair Value	'	'	'	'
Bank owned life insurance, Fair Value	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Fair Value	'	'	'	'
FHLB and other borrowings, Fair Value	'	'	'	'
Junior subordinated debentures, Fair Value	'	'	'	'
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Other investments, fair value	'	'	'	'
Loans, net, Fair Value	10,174	10,676	'	'
Bank owned life insurance, Fair Value	'	'	'	'
Financial Liabilities:	'	'	'	'
Deposits, Fair Value	684,410	643,399	'	'
FHLB and other borrowings, Fair Value	134,974	135,411	'	'
Junior subordinated debentures, Fair Value	5,199	5,145	'	'
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]	'	'	'	'
Financial Assets:	'	'	'	'
Cash and cash equivalents, Fair Value	'	'	'	'
Other investments, fair value	5,960	6,116	'	'
Loans, net, Fair Value	765,825	725,263	'	'
Bank owned life insurance, Fair Value	21,545	21,383	'	'
Financial Liabilities:	'	'	'	'
Deposits, Fair Value	'	'	'	'
FHLB and other borrowings, Fair Value	'	'	'	'
Junior subordinated debentures, Fair Value	'	'	'	'

Fair_Value_Accounting_Details_3

Fair Value Accounting (Details Textual)	3 Months Ended
	Mar. 31, 2014
Fair Value Accounting (Textual)	'
Percentage of loans collateralize by real estate	'More than 80

Earnings_Per_Common_Share_Deta

Earnings Per Common Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Numerator:	'	'
Net income	$1,250	$961
Less: Preferred stock dividend	193	197
Add: Redemption of preferred stock	'	20
Net income available to common shareholders	$1,057	$784
Denominator:	'	'
Weighted-average common shares outstanding - basic	4,610,089	4,262,330
Common stock equivalents	267,359	108,994
Weighted-average common shares outstanding - diluted	4,877,448	4,371,324
Earnings per common share:	'	'
Basic	$0.23	$0.18
Diluted	$0.22	$0.18

Earnings_Per_Common_Share_Deta1

Earnings Per Common Share (Details Textual)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Common Share (Textual)	'	'
Antidilutive securities excluded from computation of earnings per share, amount	114,124	74,802