Southern First Bancshares (SFST) 10-Q 30 Apr 19 2019 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2019	Apr. 26, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	SOUTHERN FIRST BANCSHARES INC
Entity Central Index Key	0001090009
Trading Symbol	SFST
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Type	10-Q
Document Period End Date	Mar. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q1
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		7,505,636

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from banks	$ 16,853	$ 17,434
Federal funds sold	75,207	35,882
Interest-bearing deposits with banks	25,246	19,557
Total cash and cash equivalents	117,306	72,873
Investment securities:
Investment securities available for sale	73,300	74,905
Other investments	3,309	4,121
Total investment securities	76,609	79,026
Mortgage loans held for sale	9,393	9,241
Loans	1,733,964	1,677,332
Less allowance for loan losses	(16,051)	(15,762)
Loans, net	1,717,913	1,661,570
Bank owned life insurance	34,226	34,010
Property and equipment, net	47,262	32,430
Deferred income taxes	3,877	4,020
Other assets	7,840	7,444
Total assets	2,014,426	1,900,614
LIABILITIES
Deposits	1,758,235	1,648,136
Federal Home Loan Bank advances and other borrowings	25,000	50,000
Junior subordinated debentures	13,403	13,403
Other liabilities	36,602	15,159
Total liabilities	1,833,240	1,726,698
SHAREHOLDERS' EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 7,505,636 and 7,466,481 shares issued and outstanding at March 31, 2019 and December 31, 2018, respectively	75	75
Nonvested restricted stock	(993)	(741)
Additional paid-in capital	103,600	102,625
Accumulated other comprehensive loss	(379)	(917)
Retained earnings	78,883	72,874
Total shareholders' equity	181,186	173,916
Total liabilities and shareholders' equity	$ 2,014,426	$ 1,900,614

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Mar. 31, 2019	Dec. 31, 2018
Balance Sheets [Abstract]
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	7,505,636	7,466,481
Common stock, shares outstanding	7,505,636	7,466,481

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Interest income
Loans	$ 20,889	$ 16,563
Investment securities	549	368
Federal funds sold	174	247
Total interest income	21,612	17,178
Interest expense
Deposits	5,375	2,738
Borrowings	419	398
Total interest expense	5,794	3,136
Net interest income	15,818	14,042
Provision for loan losses	300	500
Net interest income after provision for loan losses	15,518	13,542
Noninterest income
Mortgage banking income	1,857	1,328
Service fees on deposit accounts	265	257
ATM and debit card income	380	334
Income from bank owned life insurance	216	220
Other income	276	281
Total noninterest income	2,994	2,420
Noninterest expenses
Compensation and benefits	6,783	5,843
Occupancy	1,339	1,137
Outside service and data processing costs	960	736
Insurance	318	313
Professional fees	439	476
Marketing	260	209
Other	549	491
Total noninterest expenses	10,648	9,205
Income before income tax expense	7,864	6,757
Income tax expense	1,855	1,543
Net income available to common shareholders	$ 6,009	$ 5,214
Earnings per common share
Basic	$ 0.81	$ 0.71
Diluted	$ 0.78	$ 0.67
Weighted average common shares outstanding
Basic	7,459,342	7,336,839
Diluted	7,741,860	7,726,885

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Statements of Comprehensive Income (Loss) [Abstract]
Net income	$ 6,009	$ 5,214
Unrealized gain (loss) on securities available for sale:
Unrealized holding gain (loss) arising during the period, pretax	684	(919)
Tax (expense) benefit	(143)	192
Reclassification of realized (gain) loss	(4)	1
Tax expense	1
Other comprehensive income (loss)	538	(726)
Comprehensive income	$ 6,547	$ 4,488

Consolidated Statements of Shar

Consolidated Statements of Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common stock	Preferred stock	Additional paid-in capital	Accumulated other comprehensive loss	Retained earnings	Nonvested restricted stock
Balance at Dec. 31, 2017	$ 149,686	$ 73		$ 99,986	$ (456)	$ 50,585	$ (502)
Balance, shares at Dec. 31, 2017		7,347,851
Net income	5,214					5,214
Proceeds from exercise of stock options	228	$ 1		227
Proceeds from exercise of stock options, shares		24,365
Issuance of restricted stock				409			(409)
Issuance of restricted stock, shares		9,500
Compensation expense related to restricted stock, net of tax	69						69
Compensation expense related to stock options, net of tax	268			268
Other comprehensive income	(726)				(726)
Balance at Mar. 31, 2018	154,739	$ 74		100,890	(1,182)	55,799	(842)
Balance, shares at Mar. 31, 2018		7,381,716
Balance at Dec. 31, 2018	173,916	$ 75		102,625	(917)	72,874	(741)
Balance, shares at Dec. 31, 2018		7,466,481
Net income	6,009					6,009
Proceeds from exercise of stock options	322			322
Proceeds from exercise of stock options, shares		28,455
Issuance of restricted stock				347			(347)
Issuance of restricted stock, shares		10,700
Compensation expense related to restricted stock, net of tax	95						95
Compensation expense related to stock options, net of tax	306			306
Other comprehensive income	538				538
Balance at Mar. 31, 2019	$ 181,186	$ 75		$ 103,600	$ (379)	$ 78,883	$ (993)
Balance, shares at Mar. 31, 2019		7,505,636

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Operating activities
Net income	$ 6,009	$ 5,214
Adjustments to reconcile net income to cash provided by (used for) operating activities:
Provision for loan losses	300	500
Depreciation and other amortization	453	401
Accretion and amortization of securities discounts and premium, net	83	116
(Gain) loss on sale of investment securities available for sale	(4)	1
Gain on sale of fixed assets		(8)
Operating lease payments	447
Compensation expense related to stock options and restricted stock grants	401	337
Gain on sale of loans held for sale	(1,775)	(941)
Loans originated and held for sale	(55,178)	(49,194)
Proceeds from sale of loans held for sale	56,801	51,040
Increase in cash surrender value of bank owned life insurance	(216)	(220)
(Increase) decrease in deferred tax asset	1	(1)
(Increase) decrease in other assets, net	(396)	365
Increase (decrease) in other liabilities	5,978	(1,179)
Net cash provided by operating activities	12,904	6,431
Increase (decrease) in cash realized from:
Increase in loans, net	(56,643)	(72,483)
Purchase of property and equipment	(266)	(498)
Purchase of investment securities:
Other investments		(2,595)
Payments and maturities, calls and repayments of investment securities:
Available for sale	2,205	2,221
Other investments	812	4,001
Proceeds from sale of investment securities available for sale		5,841
Net cash used for investing activities	(53,892)	(63,513)
Increase (decrease) in cash realized from:
Increase in deposits, net	110,099	139,400
Decrease in Federal Home Loan Bank advances and other borrowings, net	(25,000)	(38,600)
Proceeds from the exercise of stock options and warrants	322	228
Net cash provided by financing activities	85,421	101,028
Net increase in cash and cash equivalents	44,433	43,946
Cash and cash equivalents at beginning of the period	72,873	92,165
Cash and cash equivalents at end of the period	117,306	136,111
Cash paid for
Interest	5,570	3,190
Income taxes
Schedule of non-cash transactions
Unrealized gain (loss) on securities, net of income taxes	538	(726)
Right-of-use assets obtained in exchange for lease obligations:
Operating leases	$ 15,395

Nature of Business and Basis of

Nature of Business and Basis of Presentation	3 Months Ended
	Mar. 31, 2019
Nature of Business and Basis of Presentation [Abstract]
Nature of Business and Basis of Presentation	NOTE 1 – Nature of Business and Basis of Presentation Business Activity Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public. Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018 as filed with the Securities and Exchange Commission (“SEC”) on February 28, 2019. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated. Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments. Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, or GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets. Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure. Adoption of New Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842)” . The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. For public companies, this update was effective for interim and annual periods beginning after December 15, 2018. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases. Implementation of the guidance resulted in the recording of a right-of-use asset and lease liability on the balance sheet; however it does not have a material impact on the Company's other consolidated financial statements. See additional disclosures in Note 8. Newly Issued, But Not Yet Effective Accounting Standards In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” . Among other things, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to form their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, ASU 2016-13 amends the accounting for credit losses on debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for all annual and interim periods beginning after December 31, 2019, with early adoption permitted for fiscal years beginning after December 15, 2018. Adoption will be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company intends to adopt the guidance on January 1, 2020 and has established a team of individuals from credit, finance and risk management to evaluate the requirements of the new standard and the impact it will have on our processes. Our implementation plan has progressed through the initial design, build, and testing phase and, in the first quarter of 2019, we began running parallel models. While we continue to evaluate the impact the new guidance will have on our financial position and results of operations, we currently expect the new guidance may result in an increase to our allowance for credit losses given the change to estimated losses over the contractual life of the loan portfolio. The amount of any change to our allowance is still under review and will depend, in part, upon the composition of our loan portfolio at the adoption date as well as economic conditions and loss forecasts at that date. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2019
Investment Securities [Abstract]
Investment Securities	NOTE 2 – Investment Securities The amortized costs and fair value of investment securities are as follows: March 31, 2019 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale US government agencies $ 8,970 1 75 8,896 SBA securities 3,441 - 52 3,389 State and political subdivisions 8,061 127 13 8,175 Asset-backed securities 9,504 - 78 9,426 Mortgage-backed securities FHLMC 11,873 147 135 11,885 FNMA 27,777 45 364 27,458 GNMA 4,154 3 86 4,071 Total mortgage-backed securities 43,804 195 585 43,414 Total investment securities available for sale $ 73,780 323 803 73,300 December 31, 2018 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale US government agencies $ 8,975 1 194 8,782 SBA securities 3,628 - 103 3,525 State and political subdivisions 8,371 48 63 8,356 Asset-backed securities 9,595 12 49 9,558 Mortgage-backed securities FHLMC 12,258 87 242 12,103 FNMA 29,068 25 551 28,542 GNMA 4,170 1 132 4,039 Total mortgage-backed securities 45,496 113 925 44,684 Total $ 76,065 174 1,334 74,905 Contractual maturities and yields on the Company’s investment securities at March 31, 2019 and December 31, 2018 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2019 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 3,418 2.06% 5,478 2.90% - - 8,896 2.58% SBA securities - - - - - - 3,389 2.78% 3,389 2.78% State and political subdivisions - - 1,130 2.96% 4,145 6.74% 2,900 2.87% 8,175 4.84% Asset-backed securities - - - - 1,776 3.21% 7,651 3.26% 9,426 3.25% Mortgage-backed securities - - 4,864 1.92% 9,396 2.22% 29,153 2.78% 43,414 2.61% Total $ - - 9,412 2.10% 20,795 3.11% 43,093 2.92% 73,300 2.94% December 31, 2018 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 2,665 2.12% 6,117 2.77% - - 8,782 2.57% SBA securities - - - - - - 3,525 2.72% 3,525 2.72% State and political subdivisions - - 819 2.60% 4,637 3.04% 2,900 2.88% 8,356 2.94% Asset-backed securities - - - - 1,862 3.22% 7,696 3.29% 9,558 3.27% Mortgage-backed securities - - 5,094 1.89% 9,763 2.22% 29,827 2.70% 44,684 2.50% Total $ - - 8,578 2.03% 22,379 2.62% 43,948 2.81% 74,905 2.67% The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at March 31, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. March 31, 2019 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 499 $ 1 8 $ 7,147 $ 74 9 $ 7,646 $ 75 SBA securities - - - 2 3,389 52 2 3,389 52 State and political subdivisions - - - 4 1,561 13 4 1,561 13 Asset-backed securities 5 7,651 70 1 1,775 8 6 9,426 78 Mortgage-backed securities FHLMC - - - 10 7,218 135 10 7,218 135 FNMA 1 887 7 22 20,143 357 23 21,030 364 GNMA - - - 3 2,947 86 3 2,947 86 Total 7 $ 9,037 $ 78 50 $ 44,180 $ 725 57 $ 53,217 $ 803 December 31, 2018 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 1,246 $ 3 8 $ 7,035 $ 191 9 $ 8,281 $ 194 SBA securities - - - 2 3,525 103 2 3,525 103 State and political subdivisions - - - 7 2,829 63 7 2,829 63 Asset-backed securities 4 6,707 49 - - - 4 6,707 49 Mortgage-backed securities FHLMC - - - 10 7,402 242 10 7,402 242 FNMA 2 2,689 6 23 22,814 545 25 25,503 551 GNMA 1 1,104 6 3 2,919 126 4 4,023 132 Total 8 $ 11,746 $ 64 53 $ 46,524 $ 1,270 61 $ 58,270 $ 1,334 At March 31, 2019, the Company had seven individual investments with a fair market value of $9.0 million that were in an unrealized loss position for less than 12 months and 50 individual investments with a fair market value of $44.2 million that were in an unrealized loss position for 12 months or longer. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers the length of time and extent to which the fair value of available-for-sale debt securities have been less than cost to conclude that such securities are not other-than-temporarily impaired. The Company also considers other factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. As the Company has no intent to sell securities with unrealized losses and it is not more-likely-than-not that the Company will be required to sell these securities before recovery of amortized cost, the Company has concluded that these securities are not impaired on an other-than-temporary basis. Other investments are comprised of the following and are recorded at cost which approximates fair value. (dollars in thousands) March 31, 2019 December 31, 2018 Federal Home Loan Bank stock $ 2,774 3,587 Other investments 132 131 Investment in Trust Preferred securities 403 403 Total other investments $ 3,309 4,121 The Company has evaluated the Federal Home Loan Bank (“FHLB”) stock for impairment and determined that the investment in the FHLB stock is not other than temporarily impaired as of March 31, 2019 and that ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

Mortgage Loans Held for Sale

Mortgage Loans Held for Sale	3 Months Ended
	Mar. 31, 2019
Mortgage Loans Held for Sale [Abstract]
Mortgage Loans Held for Sale	NOTE 3 – Mortgage Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At March 31, 2019, mortgage loans held for sale totaled $9.4 million compared to $9.2 million at December 31, 2018. Mortgage loans held for sale are considered de-recognized, or sold, when the Company surrenders control over the financial assets. Control is considered to have been surrendered when the transferred assets have been isolated from the Company, beyond the reach of the Company and its creditors; the purchaser obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and the Company does not maintain effective control over the transferred assets through an agreement that both entitles and obligates the Company to repurchase or redeem the transferred assets before their maturity or the ability to unilaterally cause the holder to return specific assets. Gains and losses from the sale of mortgage loans are recognized based upon the difference between the sales proceeds and carrying value of the related loans upon sale and are recorded in mortgage banking income in the statement of income. Mortgage banking income also includes the unrealized gains and losses associated with the loans held for sale and the realized and unrealized gains and losses from derivatives. Mortgage loans sold by the Company to investors and which were believed to have met investor and agency underwriting guidelines at the time of sale may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company may, upon mutual agreement, agree to repurchase the loans or indemnify the investor against future losses on such loans. In such cases, the Company bears any subsequent credit loss on the loans. The Company establishes mortgage repurchase reserves related to various representations and warranties that reflect management’s estimate of losses based on a combination of factors. The Company establishes a reserve at the time loans are sold and updates the reserve estimate on a quarterly basis during the estimated life of the loan.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2019
Loans and Allowance for Loan Losses [Abstract]
Loans and Allowance for Loan Losses	NOTE 4 – Loans and Allowance for Loan Losses The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $2.9 million as of March 31, 2019 and $2.8 million as of December 31, 2018. March 31, 2019 December 31, 2018 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 386,256 22.3% $ 367,018 21.9% Non-owner occupied RE 423,953 24.4% 404,296 24.1% Construction 80,561 4.7% 84,411 5.0% Business 281,502 16.2% 272,980 16.3% Total commercial loans 1,172,272 67.6% 1,128,705 67.3% Consumer Real estate 330,538 19.1% 320,943 19.1% Home equity 167,146 9.6% 165,937 9.9% Construction 39,838 2.3% 37,925 2.3% Other 24,170 1.4% 23,822 1.4% Total consumer loans 561,692 32.4% 548,627 32.7% Total gross loans, net of deferred fees 1,733,964 100.0% 1,677,332 100.0% Less—allowance for loan losses (16,051 ) (15,762 ) Total loans, net $ 1,717,913 $ 1,661,570 Maturities and Sensitivity of Loans to Changes in Interest Rates The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. March 31, 2019 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 21,648 165,318 199,290 386,256 Non-owner occupied RE 41,795 244,292 137,866 423,953 Construction 18,526 35,798 26,237 80,561 Business 80,049 141,048 60,405 281,502 Total commercial loans 162,018 586,456 423,798 1,172,272 Consumer Real estate 24,754 73,030 232,754 330,538 Home equity 8,127 26,423 132,596 167,146 Construction 15,122 877 23,839 39,838 Other 7,473 12,121 4,576 24,170 Total consumer loans 55,476 112,451 393,765 561,692 Total gross loans, net of deferred fees $ 217,494 698,907 817,563 1,733,964 Loans maturing after one year with: Fixed interest rates $ 1,155,862 Floating interest rates 360,608 December 31, 2018 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 20,839 165,436 180,743 367,018 Non-owner occupied RE 43,000 227,454 133,842 404,296 Construction 22,941 33,045 28,425 84,411 Business 80,672 128,911 63,397 272,980 Total commercial loans 167,452 554,846 406,407 1,128,705 Consumer Real estate 29,301 70,467 221,175 320,943 Home equity 8,867 24,618 132,452 165,937 Construction 16,006 1,646 20,273 37,925 Other 7,681 11,253 4,888 23,822 Total consumer 61,855 107,984 378,788 548,627 Total gross loan, net of deferred fees $ 229,307 662,830 785,195 1,677,332 Loans maturing after one year with : Fixed interest rates $ 1,100,854 Floating interest rates 347,171 Portfolio Segment Methodology Commercial Commercial loans are assessed for estimated losses by grading each loan using various risk factors identified through periodic reviews. The Company applies historic grade-specific loss factors to each loan class. In the development of statistically derived loan grade loss factors, the Company observes historical losses over 20 quarters for each loan grade. These loss estimates are adjusted as appropriate based on additional analysis of external loss data or other risks identified from current economic conditions and credit quality trends. The allowance also includes an amount for the estimated impairment on nonaccrual commercial loans and commercial loans modified in a troubled debt restructuring (“TDR”), whether on accrual or nonaccrual status. Consumer For consumer loans, the Company determines the allowance on a collective basis utilizing historical losses over 20 quarters to represent its best estimate of inherent loss. The Company pools loans, generally by loan class with similar risk characteristics. The allowance also includes an amount for the estimated impairment on nonaccrual consumer loans and consumer loans modified in a TDR, whether on accrual or nonaccrual status. Credit Quality Indicators Commercial We manage a consistent process for assessing commercial loan credit quality by monitoring its loan grading trends and past due statistics. All loans are subject to individual risk assessment. Our risk categories include Pass, Special Mention, Substandard, and Doubtful, each of which is defined by our banking regulatory agencies. Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for loan losses. We categorize our loans into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ● Pass—These loans range from minimal credit risk to average credit risk; however, still have acceptable credit risk. ● Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. ● Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. The tables below provide a breakdown of outstanding commercial loans by risk category. March 31, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 382,553 415,897 80,494 275,450 1,154,394 Special mention 1,495 4,261 67 1,967 7,790 Substandard 2,208 3,795 - 4,085 10,088 Doubtful - - - - - $ 386,256 423,953 80,561 281,502 1,172,272 December 31, 2018 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 363,621 400,266 84,411 266,898 1,115,196 Special mention 296 118 - 2,971 3,385 Substandard 3,101 3,912 - 3,111 10,124 Doubtful - - - - - $ 367,018 404,296 84,411 272,980 1,128,705 The following tables provide past due information for outstanding commercial loans and include loans on nonaccrual status as well as accruing TDRs. March 31, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Current $ 386,146 423,953 80,561 281,430 1,172,090 30-59 days past due 110 - - - 110 60-89 days past due - - - - - Greater than 90 Days - - - 72 72 $ 386,256 423,953 80,561 281,502 1,172,272 December 31, 2018 Owner Non-owner occupied RE occupied RE Construction Business Total Current $ 367,018 404,179 84,411 272,864 1,128,472 30-59 days past due - 117 - 36 153 60-89 days past due - - - - - Greater than 90 Days - - - 80 80 $ 367,018 404,296 84,411 272,980 1,128,705 Consumer The Company manages a consistent process for assessing consumer loan credit quality by monitoring its loan grading trends and past due statistics. All loans are subject to individual risk assessment. The Company’s categories include Pass, Special Mention, Substandard, and Doubtful, which are defined above. Delinquency statistics are also an important indicator of credit quality in the establishment of the allowance for loan losses. The tables below provide a breakdown of outstanding consumer loans by risk category. March 31, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 324,421 163,989 39,838 24,007 552,255 Special mention 2,428 415 - 127 2,970 Substandard 3,689 2,742 - 36 6,467 Doubtful - - - - - $ 330,538 167,146 39,838 24,170 561,692 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 314,586 162,626 37,925 23,586 538,723 Special mention 1,792 864 - 139 2,795 Substandard 4,565 2,447 - 97 7,109 Doubtful - - - - - $ 320,943 165,937 37,925 23,822 548,627 The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs. March 31, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 328,378 166,632 39,838 24,140 558,988 30-59 days past due 656 246 - 30 932 60-89 days past due 862 - - - 862 Greater than 90 Days 642 268 - - 910 $ 330,538 167,146 39,838 24,170 561,692 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 317,267 165,727 37,925 23,603 544,522 30-59 days past due 2,555 30 - 106 2,691 60-89 days past due 923 - - 113 1,036 Greater than 90 Days 198 180 - - 378 $ 320,943 165,937 37,925 23,822 548,627 As of March 31, 2019 and December 31, 2018, loans 30 days or more past due represented 0.17% and 0.26% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.01% of the Company’s total loan portfolio as of March 31, 2019 and December 31, 2018, while consumer loans 30 days or more past due were 0.16% and 0.25% of total loans as of March 31, 2019 and December 31, 2018, respectively. Nonperforming assets The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when the Company believes, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received. Following is a summary of our nonperforming assets, including nonaccruing TDRs. (dollars in thousands) March 31, 2019 December 31, 2018 Commercial Owner occupied RE $ - - Non-owner occupied RE 403 210 Construction - - Business 72 81 Consumer Real estate 1,840 1,980 Home equity 1,249 1,006 Construction - - Other - 12 Nonaccruing troubled debt restructurings 2,485 2,541 Total nonaccrual loans, including nonaccruing TDRs 6,049 5,830 Other real estate owned - - Total nonperforming assets $ 6,049 5,830 Nonperforming assets as a percentage of: Total assets 0.30% 0.31% Gross loans 0.35% 0.35% Total loans over 90 days past due 982 458 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings $ 6,839 6,742 Impaired Loans The table below summarizes key information for impaired loans. The Company’s impaired loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These impaired loans may have estimated impairment which is included in the allowance for loan losses. The Company’s commercial and consumer impaired loans are evaluated individually to determine the related allowance for loan losses. March 31, 2019 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,816 2,751 449 75 Non-owner occupied RE 2,977 2,953 1,773 546 Construction - - - - Business 3,242 2,615 1,998 946 Total commercial 9,035 8,319 4,220 1,567 Consumer Real estate 2,755 2,748 1,264 414 Home equity 1,704 1,665 268 95 Construction - - - - Other 156 156 156 18 Total consumer 4,615 4,569 1,688 527 Total $ 13,650 12,888 5,908 2,094 December 31, 2018 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,827 2,762 451 75 Non-owner occupied RE 3,321 2,807 2,204 558 Construction - - - - Business 3,745 2,520 2,005 895 Total commercial 9,893 8,089 4,660 1,528 Consumer Real estate 2,993 2,892 1,398 456 Home equity 1,935 1,421 - - Construction - - - - Other 170 170 170 30 Total consumer 5,098 4,483 1,568 486 Total $ 14,991 12,572 6,228 2,014 The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class. Three months ended Three months ended Year ended March 31, 2019 March 31, 2018 December 31, 2018 Average Recognized Average Recognized Average Recognized recorded interest recorded interest recorded interest (dollars in thousands) investment income investment income investment income Commercial Owner occupied RE $ 2,757 30 2,231 17 2,784 142 Non-owner occupied RE 2,977 49 3,758 50 2,860 174 Construction - - - - - - Business 2,567 40 1,886 21 2,883 162 Total commercial 8,301 119 7,875 88 8,527 478 Consumer Real estate 2,761 25 2,814 41 2,930 151 Home equity 1,677 30 2,203 28 1,453 99 Construction - - - - - - Other 157 1 168 1 174 5 Total consumer 4,595 56 5,185 70 4,557 255 Total $ 12,896 175 13,060 158 13,084 733 Allowance for Loan Losses The allowance for loan loss is management’s estimate of credit losses inherent in the loan portfolio. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The Company has an established process to determine the adequacy of the allowance for loan losses that assesses the losses inherent in the portfolio. While the Company attributes portions of the allowance to specific portfolio segments, the entire allowance is available to absorb credit losses inherent in the total loan portfolio. The Company’s process involves procedures to appropriately consider the unique risk characteristics of the commercial and consumer loan portfolio segments. For each portfolio segment, impairment is measured individually for each impaired loan. The Company’s allowance levels are influenced by loan volume, loan grade or delinquency status, historic loss experience and other economic conditions. The following table summarizes the activity related to the allowance for loan losses by commercial and consumer portfolio segments: Three months ended March 31, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,726 3,811 615 3,616 3,081 1,348 275 290 15,762 Provision for loan losses 57 74 (43 ) 171 (56 ) 61 7 29 300 Loan charge-offs - - - - - - - (41 ) (41 ) Loan recoveries - 1 - 9 16 1 - 3 30 Net loan charge-offs - 1 - 9 16 1 - (38 ) (11 ) Balance, end of period $ 2,783 3,886 572 3,796 3,041 1,410 282 281 16,051 Net charge-offs to average loans (annualized) 0.00% Allowance for loan losses to gross loans 0.93% Allowance for loan losses to nonperforming loans 265.35% Three months ended March 31, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,534 3,230 325 3,848 3,495 1,600 210 281 15,523 Provision for loan losses 146 135 90 (294 ) (105 ) 451 46 31 500 Loan charge-offs - - - (119 ) - (140 ) - (34 ) (293 ) Loan recoveries - 1 - 118 1 - - 2 122 Net loan charge-offs - 1 - (1 ) 1 (140 ) - (32 ) (171 ) Balance, end of period $ 2,680 3,366 415 3,553 3,391 1,911 256 280 15,852 Net charge-offs to average loans (annualized) 0.05% Allowance for loan losses to gross loans 1.09% Allowance for loan losses to nonperforming loans 217.92% The following table disaggregates the allowance for loan losses and recorded investment in loans by impairment methodology. March 31, 2019 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,567 527 2,094 8,319 4,569 12,888 Collectively evaluated 9,470 4,487 13,957 1,163,953 557,123 1,721,076 Total $ 11,037 5,014 16,051 1,172,272 561,692 1,733,964 December 31, 2018 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,528 486 2,014 8,089 4,483 12,572 Collectively evaluated 9,240 4,508 13,748 1,120,616 544,144 1,664,760 Total $ 10,768 4,994 15,762 1,128,705 548,627 1,677,332

Troubled Debt Restructurings

Troubled Debt Restructurings	3 Months Ended
	Mar. 31, 2019
Troubled Debt Restructurings [Abstract]
Troubled Debt Restructurings	NOTE 5 – Troubled Debt Restructurings At March 31, 2019 and December 31, 2018, the Company had 26 loans totaling $9.3 million which were considered as TDRs. The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of the workout plan for individual loan relationships, the Company may restructure loan terms to assist borrowers facing financial challenges in the current economic environment. To date, the Company has restored three commercial loans previously classified as TDRs to accrual status. The following table summarizes the concession at the time of modification and the recorded investment in the Company’s TDRs before and after their modification. There were no new loans classified as TDRs during the three months ended March 31, 2019. For the three months ended March 31, 2018 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Consumer Real estate 2 - - - 2 $ 549 $ 669 Total loans 2 - - - 2 $ 549 $ 669 As of March 31, 2019 and 2018, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2019
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	NOTE 6 – Derivative Financial Instruments The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value. The Company accounts for all of its derivatives as free-standing derivatives and does not designate any of these instruments for hedge accounting. Therefore, the gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change. The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses. The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The following table summarizes the Company’s outstanding financial derivative instruments at March 31, 2019 and December 31, 2018. March 31, 2019 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 42,620 Other assets $ 589 MBS forward sales commitments 26,000 Other liabilities (107 ) Total derivative financial instruments $ 68,620 $ 482 December 31, 2018 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 20,552 Other assets $ 345 MBS forward sales commitments 11,750 Other liabilities (121 ) Total derivative financial instruments $ 32,302 $ 224

Fair Value Accounting

Fair Value Accounting	3 Months Ended
	Mar. 31, 2019
Fair Value Accounting [Abstract]
Fair Value Accounting	NOTE 7 – Fair Value Accounting FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 – Quoted market price in active markets Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market. Level 2 – Significant other observable inputs Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans. Level 3 – Significant unobservable inputs Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. These methodologies may result in a significant portion of the fair value being derived from unobservable data. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 13 of the Company’s 2018 Form 10-K. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories as disclosed in Note 4 – Loans and Allowance for Loan Losses. Loans are considered a Level 3 classification. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2019 and December 31, 2018. March 31, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale US government agencies $ - 8,896 - 8,896 SBA securities - 3,389 - 3,389 State and political subdivisions - 8,175 - 8,175 Asset-backed securities - 9,426 - 9,426 Mortgage-backed securities - 43,414 - 43,414 Mortgage loans held for sale - 9,393 - 9,393 Mortgage loan interest rate lock commitments - 589 - 589 Total assets measured at fair value on a recurring basis $ - 83,282 - 83,282 Liabilities MBS forward sales commitments $ - 107 - 107 Total liabilities measured at fair value on a recurring basis $ - 107 - 107 December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: US government agencies $ - 8,782 - 8,782 SBA securities - 3,525 - 3,525 State and political subdivisions - 8,356 - 8,356 Asset-backed securities - 9,558 - 9,558 Mortgage-backed securities - 44,684 - 44,684 Mortgage loans held for sale - 9,241 - 9,241 Mortgage loan interest rate lock commitments - 345 - 345 Total assets measured at fair value on a recurring basis $ - 84,491 - 84,491 Liabilities MBS forward sales commitments $ - 121 - 121 Total liabilities measured at fair value on a recurring basis $ - 121 - 121 Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of March 31, 2019 and December 31, 2018. As of March 31, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,386 8,408 10,794 Total assets measured at fair value on a nonrecurring basis $ - 2,386 8,408 10,794 As of December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,190 8,368 10,558 Total assets measured at fair value on a nonrecurring basis $ - 2,190 8,368 10,558 The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis. Fair Value of Financial Instruments Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities. The estimated fair values of the Company’s financial instruments at March 31, 2019 and December 31, 2018 are as follows: March 31, 2019 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 3,309 3,309 - - 3,309 Loans 1 1,705,025 1,675,800 - - 1,675,800 Financial Liabilities: Deposits 1,758,235 1,646,234 - 1,646,234 - FHLB and other borrowings 25,000 25,689 - 25,689 - Junior subordinated debentures 13,403 14,528 - 14,528 - December 31, 2018 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,121 4,121 - - 4,121 Loans 1 1,648,998 1,618,618 - - 1,618,618 Financial Liabilities: Deposits 1,648,136 1,515,123 - 1,515,123 - FHLB and other borrowings 50,000 50,147 - 50,147 - Junior subordinated debentures 13,403 14,807 - 14,807 - 1

Leases

Leases	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Leases	NOTE 8 – Leases Effective January 1, 2019, the Company adopted ASU 2016-02, “Leases (Topic 842)”. As of March 31, 2019, the Company leases five of our offices under various operating lease agreements. The lease agreements have maturity dates ranging from February 2022 to August 2028, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 7.83 years as of March 31, 2019. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement date for leases subsequently entered in to. The weighted average discount rate for leases was 3.13% as of March 31, 2019. The total operating lease costs were $528,000 for the three months ended March 31, 2019. The right-of-use asset, included in property and equipment, and lease liabilities, included in other liabilities, were $15.0 million and $15.5 million as of March 31, 2019, respectively. The right-of-use asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. Maturities of lease liabilities as of March 31, 2019 were as follows: Operating (dollars in thousands) Leases 2019 $ 1,367 2020 1,862 2021 1,907 2022 1,151 2023 1,020 Thereafter 12,331 Total undiscounted lease payments 19,639 Discount effect of cash flows 4,174 Total lease liability $ 15,465

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2019
Earnings Per Common Share [Abstract]
Earnings Per Common Share	NOTE 9 – Earnings Per Common Share The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three-month periods ended March 31, 2019 and 2018. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at March 31, 2019. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At March 31, 2019 and 2018, there were 271,034 and 166,172 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive. Three months ended March 31, (dollars in thousands, except share data) 2019 2018 Numerator: Net income available to common shareholders $ 6,009 5,214 Denominator: Weighted-average common shares outstanding – basic 7,459,342 7,336,839 Common stock equivalents 282,518 390,046 Weighted-average common shares outstanding – diluted 7,741,860 7,726,885 Earnings per common share: Basic $ 0.81 0.71 Diluted $ 0.78 0.67

Reportable Segments

Reportable Segments	3 Months Ended
	Mar. 31, 2019
Reportable Segments [Abstract]
Reportable Segments	NOTE 10 – Reportable Segments The Company’s reportable segments represent the distinct product lines the Company offers and are viewed separately for strategic planning purposes by management. The three segments include Commercial and Retail Banking, Mortgage Banking, and Corporate. The following schedule presents financial information for each reportable segment. Three months ended Three months ended March 31, 2019 March 31, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ations idated Interest income $ 21,519 93 3 (3 ) 21,612 17,078 100 2 (2 ) 17,178 Interest expense 5,631 - 166 (3 ) 5,794 3,019 - 119 (2 ) 3,136 Net interest income (loss) 15,888 93 (163 ) - 15,818 14,059 100 (117 ) - 14,042 Provision for loan losses 300 - - - 300 500 - - - 500 Noninterest income 1,137 1,857 - - 2,994 1,092 1,328 - - 2,420 Noninterest expense 9,465 1,123 60 - 10,648 8,181 964 60 - 9,205 Net income (loss) before taxes 7,260 827 (223 ) - 7,864 6,470 464 (177 ) - 6,757 Income tax provision (benefit) 1,728 174 (47 ) - 1,855 1,483 97 (37 ) - 1,543 Net income (loss) $ 5,532 653 (176 ) - 6,009 4,987 367 (140 ) - 5,214 Total assets $ 2,002,957 11,003 194,671 (194,205 ) 2,014,426 1,720,017 8,814 168,137 (167,669 ) 1,729,299 Commercial and retail banking. The Company’s primary business is to provide traditional deposit and lending products and services to its commercial and retail banking clients. Mortgage banking. The mortgage banking segment provides mortgage loan origination services for loans that will be sold in the secondary market to investors. Corporate. Corporate is comprised primarily of compensation and benefits for certain members of management and interest on parent company debt.

Nature of Business and Basis _2

Nature of Business and Basis of Presentation (Policies)	3 Months Ended
	Mar. 31, 2019
Nature of Business and Basis of Presentation [Abstract]
Business Activity	Business Activity Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three month period ended March 31, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018 as filed with the Securities and Exchange Commission (“SEC”) on February 28, 2019. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Business Segments	Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments.
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, or GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Reclassifications	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.
Adoption of New Accounting Standards	Adoption of New Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842)” . The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. For public companies, this update was effective for interim and annual periods beginning after December 15, 2018. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases. Implementation of the guidance resulted in the recording of a right-of-use asset and lease liability on the balance sheet; however it does not have a material impact on the Company's other consolidated financial statements. See additional disclosures in Note 8.
Newly Issued, But Not Yet Effective Accounting Standards	Newly Issued, But Not Yet Effective Accounting Standards In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” . Among other things, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to form their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, ASU 2016-13 amends the accounting for credit losses on debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for all annual and interim periods beginning after December 31, 2019, with early adoption permitted for fiscal years beginning after December 15, 2018. Adoption will be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company intends to adopt the guidance on January 1, 2020 and has established a team of individuals from credit, finance and risk management to evaluate the requirements of the new standard and the impact it will have on our processes. Our implementation plan has progressed through the initial design, build, and testing phase and, in the first quarter of 2019, we began running parallel models. While we continue to evaluate the impact the new guidance will have on our financial position and results of operations, we currently expect the new guidance may result in an increase to our allowance for credit losses given the change to estimated losses over the contractual life of the loan portfolio. The amount of any change to our allowance is still under review and will depend, in part, upon the composition of our loan portfolio at the adoption date as well as economic conditions and loss forecasts at that date. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2019
Investment Securities [Abstract]
Summary of amortized costs and fair value of investment securities	March 31, 2019 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale US government agencies $ 8,970 1 75 8,896 SBA securities 3,441 - 52 3,389 State and political subdivisions 8,061 127 13 8,175 Asset-backed securities 9,504 - 78 9,426 Mortgage-backed securities FHLMC 11,873 147 135 11,885 FNMA 27,777 45 364 27,458 GNMA 4,154 3 86 4,071 Total mortgage-backed securities 43,804 195 585 43,414 Total investment securities available for sale $ 73,780 323 803 73,300 December 31, 2018 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale US government agencies $ 8,975 1 194 8,782 SBA securities 3,628 - 103 3,525 State and political subdivisions 8,371 48 63 8,356 Asset-backed securities 9,595 12 49 9,558 Mortgage-backed securities FHLMC 12,258 87 242 12,103 FNMA 29,068 25 551 28,542 GNMA 4,170 1 132 4,039 Total mortgage-backed securities 45,496 113 925 44,684 Total $ 76,065 174 1,334 74,905
Summary of fair values investment securities available for contractual maturities	March 31, 2019 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 3,418 2.06% 5,478 2.90% - - 8,896 2.58% SBA securities - - - - - - 3,389 2.78% 3,389 2.78% State and political subdivisions - - 1,130 2.96% 4,145 6.74% 2,900 2.87% 8,175 4.84% Asset-backed securities - - - - 1,776 3.21% 7,651 3.26% 9,426 3.25% Mortgage-backed securities - - 4,864 1.92% 9,396 2.22% 29,153 2.78% 43,414 2.61% Total $ - - 9,412 2.10% 20,795 3.11% 43,093 2.92% 73,300 2.94% December 31, 2018 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 2,665 2.12% 6,117 2.77% - - 8,782 2.57% SBA securities - - - - - - 3,525 2.72% 3,525 2.72% State and political subdivisions - - 819 2.60% 4,637 3.04% 2,900 2.88% 8,356 2.94% Asset-backed securities - - - - 1,862 3.22% 7,696 3.29% 9,558 3.27% Mortgage-backed securities - - 5,094 1.89% 9,763 2.22% 29,827 2.70% 44,684 2.50% Total $ - - 8,578 2.03% 22,379 2.62% 43,948 2.81% 74,905 2.67%
Summary of gross unrealized losses on investment securities and fair market value of related securities	March 31, 2019 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 499 $ 1 8 $ 7,147 $ 74 9 $ 7,646 $ 75 SBA securities - - - 2 3,389 52 2 3,389 52 State and political subdivisions - - - 4 1,561 13 4 1,561 13 Asset-backed securities 5 7,651 70 1 1,775 8 6 9,426 78 Mortgage-backed securities FHLMC - - - 10 7,218 135 10 7,218 135 FNMA 1 887 7 22 20,143 357 23 21,030 364 GNMA - - - 3 2,947 86 3 2,947 86 Total 7 $ 9,037 $ 78 50 $ 44,180 $ 725 57 $ 53,217 $ 803 December 31, 2018 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 1,246 $ 3 8 $ 7,035 $ 191 9 $ 8,281 $ 194 SBA securities - - - 2 3,525 103 2 3,525 103 State and political subdivisions - - - 7 2,829 63 7 2,829 63 Asset-backed securities 4 6,707 49 - - - 4 6,707 49 Mortgage-backed securities FHLMC - - - 10 7,402 242 10 7,402 242 FNMA 2 2,689 6 23 22,814 545 25 25,503 551 GNMA 1 1,104 6 3 2,919 126 4 4,023 132 Total 8 $ 11,746 $ 64 53 $ 46,524 $ 1,270 61 $ 58,270 $ 1,334
Summary of other investments	(dollars in thousands) March 31, 2019 December 31, 2018 Federal Home Loan Bank stock $ 2,774 3,587 Other investments 132 131 Investment in Trust Preferred securities 403 403 Total other investments $ 3,309 4,121

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Summary of composition of loan portfolio	March 31, 2019 December 31, 2018 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 386,256 22.3% $ 367,018 21.9% Non-owner occupied RE 423,953 24.4% 404,296 24.1% Construction 80,561 4.7% 84,411 5.0% Business 281,502 16.2% 272,980 16.3% Total commercial loans 1,172,272 67.6% 1,128,705 67.3% Consumer Real estate 330,538 19.1% 320,943 19.1% Home equity 167,146 9.6% 165,937 9.9% Construction 39,838 2.3% 37,925 2.3% Other 24,170 1.4% 23,822 1.4% Total consumer loans 561,692 32.4% 548,627 32.7% Total gross loans, net of deferred fees 1,733,964 100.0% 1,677,332 100.0% Less—allowance for loan losses (16,051 ) (15,762 ) Total loans, net $ 1,717,913 $ 1,661,570
Summary of loan maturity distribution by type and related interest rate	March 31, 2019 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 21,648 165,318 199,290 386,256 Non-owner occupied RE 41,795 244,292 137,866 423,953 Construction 18,526 35,798 26,237 80,561 Business 80,049 141,048 60,405 281,502 Total commercial loans 162,018 586,456 423,798 1,172,272 Consumer Real estate 24,754 73,030 232,754 330,538 Home equity 8,127 26,423 132,596 167,146 Construction 15,122 877 23,839 39,838 Other 7,473 12,121 4,576 24,170 Total consumer loans 55,476 112,451 393,765 561,692 Total gross loans, net of deferred fees $ 217,494 698,907 817,563 1,733,964 Loans maturing after one year with: Fixed interest rates $ 1,155,862 Floating interest rates 360,608 December 31, 2018 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 20,839 165,436 180,743 367,018 Non-owner occupied RE 43,000 227,454 133,842 404,296 Construction 22,941 33,045 28,425 84,411 Business 80,672 128,911 63,397 272,980 Total commercial loans 167,452 554,846 406,407 1,128,705 Consumer Real estate 29,301 70,467 221,175 320,943 Home equity 8,867 24,618 132,452 165,937 Construction 16,006 1,646 20,273 37,925 Other 7,681 11,253 4,888 23,822 Total consumer 61,855 107,984 378,788 548,627 Total gross loan, net of deferred fees $ 229,307 662,830 785,195 1,677,332 Loans maturing after one year with : Fixed interest rates $ 1,100,854 Floating interest rates 347,171
Summary of nonperforming assets, including nonaccruing TDRs	(dollars in thousands) March 31, 2019 December 31, 2018 Commercial Owner occupied RE $ - - Non-owner occupied RE 403 210 Construction - - Business 72 81 Consumer Real estate 1,840 1,980 Home equity 1,249 1,006 Construction - - Other - 12 Nonaccruing troubled debt restructurings 2,485 2,541 Total nonaccrual loans, including nonaccruing TDRs 6,049 5,830 Other real estate owned - - Total nonperforming assets $ 6,049 5,830 Nonperforming assets as a percentage of: Total assets 0.30% 0.31% Gross loans 0.35% 0.35% Total loans over 90 days past due 982 458 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings $ 6,839 6,742
Summary of key information for impaired loans	March 31, 2019 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,816 2,751 449 75 Non-owner occupied RE 2,977 2,953 1,773 546 Construction - - - - Business 3,242 2,615 1,998 946 Total commercial 9,035 8,319 4,220 1,567 Consumer Real estate 2,755 2,748 1,264 414 Home equity 1,704 1,665 268 95 Construction - - - - Other 156 156 156 18 Total consumer 4,615 4,569 1,688 527 Total $ 13,650 12,888 5,908 2,094 December 31, 2018 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,827 2,762 451 75 Non-owner occupied RE 3,321 2,807 2,204 558 Construction - - - - Business 3,745 2,520 2,005 895 Total commercial 9,893 8,089 4,660 1,528 Consumer Real estate 2,993 2,892 1,398 456 Home equity 1,935 1,421 - - Construction - - - - Other 170 170 170 30 Total consumer 5,098 4,483 1,568 486 Total $ 14,991 12,572 6,228 2,014
Summary of average recorded investment and interest income recognized on impaired loans	Three months ended Three months ended Year ended March 31, 2019 March 31, 2018 December 31, 2018 Average Recognized Average Recognized Average Recognized recorded interest recorded interest recorded interest (dollars in thousands) investment income investment income investment income Commercial Owner occupied RE $ 2,757 30 2,231 17 2,784 142 Non-owner occupied RE 2,977 49 3,758 50 2,860 174 Construction - - - - - - Business 2,567 40 1,886 21 2,883 162 Total commercial 8,301 119 7,875 88 8,527 478 Consumer Real estate 2,761 25 2,814 41 2,930 151 Home equity 1,677 30 2,203 28 1,453 99 Construction - - - - - - Other 157 1 168 1 174 5 Total consumer 4,595 56 5,185 70 4,557 255 Total $ 12,896 175 13,060 158 13,084 733
Summary of allowance for loan losses by commercial and consumer portfolio segments	Three months ended March 31, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,726 3,811 615 3,616 3,081 1,348 275 290 15,762 Provision for loan losses 57 74 (43 ) 171 (56 ) 61 7 29 300 Loan charge-offs - - - - - - - (41 ) (41 ) Loan recoveries - 1 - 9 16 1 - 3 30 Net loan charge-offs - 1 - 9 16 1 - (38 ) (11 ) Balance, end of period $ 2,783 3,886 572 3,796 3,041 1,410 282 281 16,051 Net charge-offs to average loans (annualized) 0.00% Allowance for loan losses to gross loans 0.93% Allowance for loan losses to nonperforming loans 265.35% Three months ended March 31, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,534 3,230 325 3,848 3,495 1,600 210 281 15,523 Provision for loan losses 146 135 90 (294 ) (105 ) 451 46 31 500 Loan charge-offs - - - (119 ) - (140 ) - (34 ) (293 ) Loan recoveries - 1 - 118 1 - - 2 122 Net loan charge-offs - 1 - (1 ) 1 (140 ) - (32 ) (171 ) Balance, end of period $ 2,680 3,366 415 3,553 3,391 1,911 256 280 15,852 Net charge-offs to average loans (annualized) 0.05% Allowance for loan losses to gross loans 1.09% Allowance for loan losses to nonperforming loans 217.92%
Summary of allowance for loan losses and recorded investment in loans by impairment methodology	March 31, 2019 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,567 527 2,094 8,319 4,569 12,888 Collectively evaluated 9,470 4,487 13,957 1,163,953 557,123 1,721,076 Total $ 11,037 5,014 16,051 1,172,272 561,692 1,733,964 December 31, 2018 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,528 486 2,014 8,089 4,483 12,572 Collectively evaluated 9,240 4,508 13,748 1,120,616 544,144 1,664,760 Total $ 10,768 4,994 15,762 1,128,705 548,627 1,677,332
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Summary of breakdown of outstanding loans by risk category	March 31, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 382,553 415,897 80,494 275,450 1,154,394 Special mention 1,495 4,261 67 1,967 7,790 Substandard 2,208 3,795 - 4,085 10,088 Doubtful - - - - - $ 386,256 423,953 80,561 281,502 1,172,272 December 31, 2018 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 363,621 400,266 84,411 266,898 1,115,196 Special mention 296 118 - 2,971 3,385 Substandard 3,101 3,912 - 3,111 10,124 Doubtful - - - - - $ 367,018 404,296 84,411 272,980 1,128,705
Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status	March 31, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Current $ 386,146 423,953 80,561 281,430 1,172,090 30-59 days past due 110 - - - 110 60-89 days past due - - - - - Greater than 90 Days - - - 72 72 $ 386,256 423,953 80,561 281,502 1,172,272 December 31, 2018 Owner Non-owner occupied RE occupied RE Construction Business Total Current $ 367,018 404,179 84,411 272,864 1,128,472 30-59 days past due - 117 - 36 153 60-89 days past due - - - - - Greater than 90 Days - - - 80 80 $ 367,018 404,296 84,411 272,980 1,128,705
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Summary of breakdown of outstanding loans by risk category	March 31, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 324,421 163,989 39,838 24,007 552,255 Special mention 2,428 415 - 127 2,970 Substandard 3,689 2,742 - 36 6,467 Doubtful - - - - - $ 330,538 167,146 39,838 24,170 561,692 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 314,586 162,626 37,925 23,586 538,723 Special mention 1,792 864 - 139 2,795 Substandard 4,565 2,447 - 97 7,109 Doubtful - - - - - $ 320,943 165,937 37,925 23,822 548,627
Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status	March 31, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 328,378 166,632 39,838 24,140 558,988 30-59 days past due 656 246 - 30 932 60-89 days past due 862 - - - 862 Greater than 90 Days 642 268 - - 910 $ 330,538 167,146 39,838 24,170 561,692 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 317,267 165,727 37,925 23,603 544,522 30-59 days past due 2,555 30 - 106 2,691 60-89 days past due 923 - - 113 1,036 Greater than 90 Days 198 180 - - 378 $ 320,943 165,937 37,925 23,822 548,627

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	3 Months Ended
	Mar. 31, 2019
Troubled Debt Restructurings [Abstract]
Summary of concession at the time of modification and the recorded investment in our TDRs before and after their modification	For the three months ended March 31, 2018 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Consumer Real estate 2 - - - 2 $ 549 $ 669 Total loans 2 - - - 2 $ 549 $ 669

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2019
Derivative Financial Instruments [Abstract]
Schedule of outstanding financial derivative instruments	March 31, 2019 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 42,620 Other assets $ 589 MBS forward sales commitments 26,000 Other liabilities (107 ) Total derivative financial instruments $ 68,620 $ 482 December 31, 2018 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 20,552 Other assets $ 345 MBS forward sales commitments 11,750 Other liabilities (121 ) Total derivative financial instruments $ 32,302 $ 224

Fair Value Accounting (Tables)

Fair Value Accounting (Tables)	3 Months Ended
	Mar. 31, 2019
Fair Value Accounting [Abstract]
Schedule of assets and liabilities measured at fair value on recurring basis	March 31, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale US government agencies $ - 8,896 - 8,896 SBA securities - 3,389 - 3,389 State and political subdivisions - 8,175 - 8,175 Asset-backed securities - 9,426 - 9,426 Mortgage-backed securities - 43,414 - 43,414 Mortgage loans held for sale - 9,393 - 9,393 Mortgage loan interest rate lock commitments - 589 - 589 Total assets measured at fair value on a recurring basis $ - 83,282 - 83,282 Liabilities MBS forward sales commitments $ - 107 - 107 Total liabilities measured at fair value on a recurring basis $ - 107 - 107 December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: US government agencies $ - 8,782 - 8,782 SBA securities - 3,525 - 3,525 State and political subdivisions - 8,356 - 8,356 Asset-backed securities - 9,558 - 9,558 Mortgage-backed securities - 44,684 - 44,684 Mortgage loans held for sale - 9,241 - 9,241 Mortgage loan interest rate lock commitments - 345 - 345 Total assets measured at fair value on a recurring basis $ - 84,491 - 84,491 Liabilities MBS forward sales commitments $ - 121 - 121 Total liabilities measured at fair value on a recurring basis $ - 121 - 121
Schedule of assets and liabilities measured at fair value on nonrecurring basis	As of March 31, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,386 8,408 10,794 Total assets measured at fair value on a nonrecurring basis $ - 2,386 8,408 10,794 As of December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,190 8,368 10,558 Total assets measured at fair value on a nonrecurring basis $ - 2,190 8,368 10,558
Schedule of estimated fair values of the Company's financial instruments	March 31, 2019 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 3,309 3,309 - - 3,309 Loans 1 1,705,025 1,675,800 - - 1,675,800 Financial Liabilities: Deposits 1,758,235 1,646,234 - 1,646,234 - FHLB and other borrowings 25,000 25,689 - 25,689 - Junior subordinated debentures 13,403 14,528 - 14,528 - December 31, 2018 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,121 4,121 - - 4,121 Loans 1 1,648,998 1,618,618 - - 1,618,618 Financial Liabilities: Deposits 1,648,136 1,515,123 - 1,515,123 - FHLB and other borrowings 50,000 50,147 - 50,147 - Junior subordinated debentures 13,403 14,807 - 14,807 - 1

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2019
Leases [Abstract]
Maturities of lease liabilities	Operating (dollars in thousands) Leases 2019 $ 1,367 2020 1,862 2021 1,907 2022 1,151 2023 1,020 Thereafter 12,331 Total undiscounted lease payments 19,639 Discount effect of cash flows 4,174 Total lease liability $ 15,465

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2019
Earnings Per Common Share [Abstract]
Schedule of earnings per share calculation	Three months ended March 31, (dollars in thousands, except share data) 2019 2018 Numerator: Net income available to common shareholders $ 6,009 5,214 Denominator: Weighted-average common shares outstanding – basic 7,459,342 7,336,839 Common stock equivalents 282,518 390,046 Weighted-average common shares outstanding – diluted 7,741,860 7,726,885 Earnings per common share: Basic $ 0.81 0.71 Diluted $ 0.78 0.67

Reportable Segments (Tables)

Reportable Segments (Tables)	3 Months Ended
	Mar. 31, 2019
Reportable Segments [Abstract]
Schedule of financial information for each reportable segment	Three months ended Three months ended March 31, 2019 March 31, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ations idated Interest income $ 21,519 93 3 (3 ) 21,612 17,078 100 2 (2 ) 17,178 Interest expense 5,631 - 166 (3 ) 5,794 3,019 - 119 (2 ) 3,136 Net interest income (loss) 15,888 93 (163 ) - 15,818 14,059 100 (117 ) - 14,042 Provision for loan losses 300 - - - 300 500 - - - 500 Noninterest income 1,137 1,857 - - 2,994 1,092 1,328 - - 2,420 Noninterest expense 9,465 1,123 60 - 10,648 8,181 964 60 - 9,205 Net income (loss) before taxes 7,260 827 (223 ) - 7,864 6,470 464 (177 ) - 6,757 Income tax provision (benefit) 1,728 174 (47 ) - 1,855 1,483 97 (37 ) - 1,543 Net income (loss) $ 5,532 653 (176 ) - 6,009 4,987 367 (140 ) - 5,214 Total assets $ 2,002,957 11,003 194,671 (194,205 ) 2,014,426 1,720,017 8,814 168,137 (167,669 ) 1,729,299

Investment Securities (Details)

Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Available for sale
Total investment securities available for sale, Amortized Cost	$ 73,780	$ 76,065
Total investment securities available for sale, Gross Unrealized Gains	323	174
Total investment securities available for sale, Gross Unrealized Losses	803	1,334
Available-for-sale securities, investment securities, Fair Value	73,300	74,905
US government agencies [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	8,970	8,975
Total investment securities available for sale, Gross Unrealized Gains	1	1
Total investment securities available for sale, Gross Unrealized Losses	75	194
Available-for-sale securities, investment securities, Fair Value	8,896	8,782
SBA securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	3,441	3,628
Total investment securities available for sale, Gross Unrealized Gains
Total investment securities available for sale, Gross Unrealized Losses	52	103
Available-for-sale securities, investment securities, Fair Value	3,389	3,525
State and political subdivisions [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	8,061	8,371
Total investment securities available for sale, Gross Unrealized Gains	127	48
Total investment securities available for sale, Gross Unrealized Losses	13	63
Available-for-sale securities, investment securities, Fair Value	8,175	8,356
Asset-backed securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	9,504	9,595
Total investment securities available for sale, Gross Unrealized Gains		12
Total investment securities available for sale, Gross Unrealized Losses	78	49
Available-for-sale securities, investment securities, Fair Value	9,426	9,558
Mortgage-backed securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	43,804	45,496
Total investment securities available for sale, Gross Unrealized Gains	195	113
Total investment securities available for sale, Gross Unrealized Losses	585	925
Available-for-sale securities, investment securities, Fair Value	43,414	44,684
Mortgage-backed securities [Member] | FHLMC [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	11,873	12,258
Total investment securities available for sale, Gross Unrealized Gains	147	87
Total investment securities available for sale, Gross Unrealized Losses	135	242
Available-for-sale securities, investment securities, Fair Value	11,885	12,103
Mortgage-backed securities [Member] | FNMA [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	27,777	29,068
Total investment securities available for sale, Gross Unrealized Gains	45	25
Total investment securities available for sale, Gross Unrealized Losses	364	551
Available-for-sale securities, investment securities, Fair Value	27,458	28,542
Mortgage-backed securities [Member] | GNMA [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	4,154	4,170
Total investment securities available for sale, Gross Unrealized Gains	3	1
Total investment securities available for sale, Gross Unrealized Losses	86	132
Available-for-sale securities, investment securities, Fair Value	$ 4,071	$ 4,039

Investment Securities (Details

Investment Securities (Details 1) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 9,412	$ 8,578
Contractual Maturities, One to five years, Yield	2.10%	2.03%
Contractual Maturities, Five to ten years, Amount	$ 20,795	$ 22,379
Contractual Maturities, Five to ten years, Yield	3.11%	2.62%
Contractual Maturities, Over ten years, Amount	$ 43,093	$ 43,948
Contractual Maturities, Over ten years, Yield	2.92%	2.81%
Contractual Maturities, Total, Amount	$ 73,300	$ 74,905
Contractual Maturities, Total, Yield	2.94%	2.67%
US government agencies [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 3,418	$ 2,665
Contractual Maturities, One to five years, Yield	2.06%	2.12%
Contractual Maturities, Five to ten years, Amount	$ 5,478	$ 6,117
Contractual Maturities, Five to ten years, Yield	2.90%	2.77%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 8,896	$ 8,782
Contractual Maturities, Total, Yield	2.58%	2.57%
SBA securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount
Contractual Maturities, Five to ten years, Yield
Contractual Maturities, Over ten years, Amount	$ 3,389	$ 3,525
Contractual Maturities, Over ten years, Yield	2.78%	2.72%
Contractual Maturities, Total, Amount	$ 3,389	$ 3,525
Contractual Maturities, Total, Yield	2.78%	2.72%
State and political subdivisions [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 1,130	$ 819
Contractual Maturities, One to five years, Yield	2.96%	2.60%
Contractual Maturities, Five to ten years, Amount	$ 4,145	$ 4,637
Contractual Maturities, Five to ten years, Yield	6.74%	3.04%
Contractual Maturities, Over ten years, Amount	$ 2,900	$ 2,900
Contractual Maturities, Over ten years, Yield	2.87%	2.88%
Contractual Maturities, Total, Amount	$ 8,175	$ 8,356
Contractual Maturities, Total, Yield	4.84%	2.94%
Asset-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 1,776	$ 1,862
Contractual Maturities, Five to ten years, Yield	3.21%	3.22%
Contractual Maturities, Over ten years, Amount	$ 7,651	$ 7,696
Contractual Maturities, Over ten years, Yield	3.26%	3.29%
Contractual Maturities, Total, Amount	$ 9,426	$ 9,558
Contractual Maturities, Total, Yield	3.25%	3.27%
Mortgage-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 4,864	$ 5,094
Contractual Maturities, One to five years, Yield	1.92%	1.89%
Contractual Maturities, Five to ten years, Amount	$ 9,396	$ 9,763
Contractual Maturities, Five to ten years, Yield	2.22%	2.22%
Contractual Maturities, Over ten years, Amount	$ 29,153	$ 29,827
Contractual Maturities, Over ten years, Yield	2.78%	2.70%
Contractual Maturities, Total, Amount	$ 43,414	$ 44,684
Contractual Maturities, Total, Yield	2.61%	2.50%

Investment Securities (Detail_2

Investment Securities (Details 2) $ in Thousands	Mar. 31, 2019USD ($)Investments	Dec. 31, 2018USD ($)Investments
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	7	8
Available for sale Securities, Less than 12 months, Fair value	$ 9,037	$ 11,746
Available for sale Securities, Less than 12 months, Unrealized losses	$ 78	$ 64
Available for sale Securities, 12 months or longer, Number of investments | Investments	50	53
Available for sale Securities, 12 months or longer, Fair value	$ 44,180	$ 46,524
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 725	$ 1,270
Available for sale Securities, Total, Number of investments | Investments	57	61
Available for sale Securities, Total, Fair value	$ 53,517	$ 58,270
Available for sale Securities, Total, Unrealized losses	$ 803	$ 1,334
US government agencies [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	1
Available for sale Securities, Less than 12 months, Fair value	$ 499	$ 1,246
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1	$ 3
Available for sale Securities, 12 months or longer, Number of investments | Investments	8	8
Available for sale Securities, 12 months or longer, Fair value	$ 7,147	$ 7,035
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 74	$ 191
Available for sale Securities, Total, Number of investments | Investments	9	9
Available for sale Securities, Total, Fair value	$ 7,646	$ 8,281
Available for sale Securities, Total, Unrealized losses	$ 75	$ 194
SBA securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	2	2
Available for sale Securities, 12 months or longer, Fair value	$ 3,389	$ 3,525
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 52	$ 103
Available for sale Securities, Total, Number of investments | Investments	2	2
Available for sale Securities, Total, Fair value	$ 3,389	$ 3,525
Available for sale Securities, Total, Unrealized losses	$ 52	$ 103
State and political subdivisions [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	4	7
Available for sale Securities, 12 months or longer, Fair value	$ 1,561	$ 2,829
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 13	$ 63
Available for sale Securities, Total, Number of investments | Investments	4	7
Available for sale Securities, Total, Fair value	$ 1,561	$ 2,829
Available for sale Securities, Total, Unrealized losses	$ 13	$ 63
Asset-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	5	4
Available for sale Securities, Less than 12 months, Fair value	$ 7,651	$ 6,707
Available for sale Securities, Less than 12 months, Unrealized losses	$ 70	$ 49
Available for sale Securities, 12 months or longer, Number of investments | Investments	1
Available for sale Securities, 12 months or longer, Fair value	$ 1,775
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 8
Available for sale Securities, Total, Number of investments | Investments	6	4
Available for sale Securities, Total, Fair value	$ 9,426	$ 6,707
Available for sale Securities, Total, Unrealized losses	$ 78	$ 49
Mortgage-backed securities [Member] | FHLMC [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	10	10
Available for sale Securities, 12 months or longer, Fair value	$ 7,218	$ 7,402
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 135	$ 242
Available for sale Securities, Total, Number of investments | Investments	10	10
Available for sale Securities, Total, Fair value	$ 7,218	$ 7,402
Available for sale Securities, Total, Unrealized losses	$ 135	$ 242
Mortgage-backed securities [Member] | FNMA [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	2
Available for sale Securities, Less than 12 months, Fair value	$ 887	$ 2,689
Available for sale Securities, Less than 12 months, Unrealized losses	$ 7	$ 6
Available for sale Securities, 12 months or longer, Number of investments | Investments	22	23
Available for sale Securities, 12 months or longer, Fair value	$ 20,143	$ 22,814
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 357	$ 545
Available for sale Securities, Total, Number of investments | Investments	23	25
Available for sale Securities, Total, Fair value	$ 21,030	$ 25,503
Available for sale Securities, Total, Unrealized losses	$ 364	$ 551
Mortgage-backed securities [Member] | GNMA [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments		1
Available for sale Securities, Less than 12 months, Fair value		$ 1,104
Available for sale Securities, Less than 12 months, Unrealized losses		$ 6
Available for sale Securities, 12 months or longer, Number of investments | Investments	3	3
Available for sale Securities, 12 months or longer, Fair value	$ 2,947	$ 2,919
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 86	$ 126
Available for sale Securities, Total, Number of investments | Investments	3	4
Available for sale Securities, Total, Fair value	$ 2,947	$ 4,023
Available for sale Securities, Total, Unrealized losses	$ 86	$ 132

Investment Securities (Detail_3

Investment Securities (Details 3) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Other investments
Federal Home Loan Bank stock	$ 2,774	$ 3,587
Investment in Trust Preferred securities	132	131
Other investments	403	403
Total other investments	$ 3,309	$ 4,121

Investment Securities (Detail_4

Investment Securities (Details Textual) $ in Millions	Mar. 31, 2019USD ($)Investments	Dec. 31, 2018Investments
Investment Securities (Textual)
Fair market value, less than 12 months, number of investments | Investments	7	8
Fair market value, less than 12 months | $	$ 9
Fair market value, 12 months or longer, number of investments | Investments	50
Fair market value, 12 months or longer | $	$ 44.2

Mortgage Loans Held for Sale (D

Mortgage Loans Held for Sale (Details) - USD ($) $ in Millions	Mar. 31, 2019	Dec. 31, 2018
Mortgage Loans Held for Sale (Textual)
Mortgage loans held for sale, fair value	$ 9.4	$ 9.2

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 1,733,964	$ 1,677,332
Total gross loans, net of deferred fees, (Percentage)	100.00%	100.00%
Less-allowance for loan losses	$ (16,051)	$ (15,762)
Total loans, net	1,717,913	1,661,570
Commercial [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 1,172,272	$ 1,128,705
Total gross loans, net of deferred fees, (Percentage)	67.60%	67.30%
Commercial [Member] | Owner occupied RE [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 386,256	$ 367,018
Total gross loans, net of deferred fees, (Percentage)	22.30%	21.90%
Commercial [Member] | Non-owner occupied RE [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 423,953	$ 404,296
Total gross loans, net of deferred fees, (Percentage)	24.40%	24.10%
Commercial [Member] | Business [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 281,502	$ 272,980
Total gross loans, net of deferred fees, (Percentage)	16.20%	16.30%
Commercial [Member] | Construction [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 80,561	$ 84,411
Total gross loans, net of deferred fees, (Percentage)	4.70%	5.00%
Consumer [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 561,692	$ 548,627
Total gross loans, net of deferred fees, (Percentage)	32.40%	32.70%
Consumer [Member] | Other [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 24,170	$ 23,822
Total gross loans, net of deferred fees, (Percentage)	1.40%	1.40%
Consumer [Member] | Real estate [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 330,538	$ 320,943
Total gross loans, net of deferred fees, (Percentage)	19.10%	19.10%
Consumer [Member] | Home equity [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 167,146	$ 165,937
Total gross loans, net of deferred fees, (Percentage)	9.60%	9.90%
Consumer [Member] | Construction [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 39,838	$ 37,925
Total gross loans, net of deferred fees, (Percentage)	2.30%	2.30%

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	$ 217,494	$ 229,307
Total gross loans, net of deferred fees, After one but within five years	698,907	662,830
Total gross loans, net of deferred fees, After five years	817,563	785,195
Total gross loans, net of deferred fees	1,733,964	1,677,332
Loans maturing after one year with: fixed interest rates	1,155,862	1,100,854
Loans maturing after one year with: floating interest rates	360,608	347,171
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	162,018	167,452
Total gross loans, net of deferred fees, After one but within five years	586,456	554,846
Total gross loans, net of deferred fees, After five years	423,798	406,407
Total gross loans, net of deferred fees	1,172,272	1,128,705
Commercial [Member] | Owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	21,648	20,839
Total gross loans, net of deferred fees, After one but within five years	165,318	165,436
Total gross loans, net of deferred fees, After five years	199,290	180,743
Total gross loans, net of deferred fees	386,256	367,018
Commercial [Member] | Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	41,795	43,000
Total gross loans, net of deferred fees, After one but within five years	244,292	227,454
Total gross loans, net of deferred fees, After five years	137,866	133,842
Total gross loans, net of deferred fees	423,953	404,296
Commercial [Member] | Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	80,049	80,672
Total gross loans, net of deferred fees, After one but within five years	141,048	128,911
Total gross loans, net of deferred fees, After five years	60,405	63,697
Total gross loans, net of deferred fees	281,502	272,980
Commercial [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	18,526	22,941
Total gross loans, net of deferred fees, After one but within five years	35,798	33,045
Total gross loans, net of deferred fees, After five years	26,237	28,425
Total gross loans, net of deferred fees	80,561	84,411
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	55,476	61,855
Total gross loans, net of deferred fees, After one but within five years	112,451	107,984
Total gross loans, net of deferred fees, After five years	393,765	378,788
Total gross loans, net of deferred fees	561,692	548,627
Consumer [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	7,473	7,681
Total gross loans, net of deferred fees, After one but within five years	12,121	11,253
Total gross loans, net of deferred fees, After five years	4,576	4,888
Total gross loans, net of deferred fees	24,170	23,822
Consumer [Member] | Real estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	24,754	29,301
Total gross loans, net of deferred fees, After one but within five years	73,030	70,467
Total gross loans, net of deferred fees, After five years	232,754	221,175
Total gross loans, net of deferred fees	330,538	320,943
Consumer [Member] | Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	8,127	8,867
Total gross loans, net of deferred fees, After one but within five years	26,423	24,618
Total gross loans, net of deferred fees, After five years	132,596	132,452
Total gross loans, net of deferred fees	167,146	165,937
Consumer [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	15,122	16,006
Total gross loans, net of deferred fees, After one but within five years	877	1,646
Total gross loans, net of deferred fees, After five years	23,839	20,273
Total gross loans, net of deferred fees	$ 39,838	$ 37,925

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	$ 1,172,272	$ 1,128,705
Commercial loans [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,172,272	1,128,705
Commercial loans [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	386,256	367,018
Commercial loans [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	423,953	404,296
Commercial loans [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	80,561	84,411
Commercial loans [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	281,502	272,980
Commercial loans [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,154,394	1,115,196
Commercial loans [Member] | Pass [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	382,553	363,621
Commercial loans [Member] | Pass [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	415,897	400,266
Commercial loans [Member] | Pass [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	80,494	84,411
Commercial loans [Member] | Pass [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	275,450	266,898
Commercial loans [Member] | Special mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	7,790	3,385
Commercial loans [Member] | Special mention [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,495	296
Commercial loans [Member] | Special mention [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,261	118
Commercial loans [Member] | Special mention [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	67
Commercial loans [Member] | Special mention [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,967	2,971
Commercial loans [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	10,088	10,124
Commercial loans [Member] | Substandard [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	2,208	3,101
Commercial loans [Member] | Substandard [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	3,795	3,912
Commercial loans [Member] | Substandard [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Commercial loans [Member] | Substandard [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,085	3,111
Commercial loans [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Commercial loans [Member] | Doubtful [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Commercial loans [Member] | Doubtful [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Commercial loans [Member] | Doubtful [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Commercial loans [Member] | Doubtful [Member] | Business [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans which include loans on nonaccrual status
Total commercial loans	$ 1,172,272	$ 1,128,705
Commercial [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	1,172,090	1,128,472
30-59 days past due	110	153
60-89 days past due
Greater than 90 days	72	80
Total commercial loans	1,172,272	1,128,705
Commercial [Member] | Owner occupied RE [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	386,146	367,018
30-59 days past due	110
60-89 days past due
Greater than 90 days
Total commercial loans	386,146	367,018
Commercial [Member] | Non-owner occupied RE [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	423,953	404,179
30-59 days past due		117
60-89 days past due
Greater than 90 days
Total commercial loans	423,953	404,296
Commercial [Member] | Construction [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	281,430	84,411
30-59 days past due
60-89 days past due
Greater than 90 days	72
Total commercial loans	281,502	84,411
Commercial [Member] | Business [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	80,561	272,864
30-59 days past due		36
60-89 days past due
Greater than 90 days		80
Total commercial loans	$ 80,561	$ 272,980

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	$ 561,692	$ 548,627
Consumer loans [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	561,692	548,627
Consumer loans [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	24,170	23,822
Consumer loans [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	552,255	538,723
Consumer loans [Member] | Pass [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	24,007	23,586
Consumer loans [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,970	2,795
Consumer loans [Member] | Special Mention [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	127	139
Consumer loans [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	6,467	7,109
Consumer loans [Member] | Substandard [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	36	97
Consumer loans [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Doubtful [Member] | Other [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Real estate [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	330,538	320,943
Consumer loans [Member] | Real estate [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	324,421	314,586
Consumer loans [Member] | Real estate [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,428	1,792
Consumer loans [Member] | Real estate [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	3,689	4,565
Consumer loans [Member] | Real estate [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Home equity [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	167,146	165,937
Consumer loans [Member] | Home equity [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	163,989	162,626
Consumer loans [Member] | Home equity [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	415	864
Consumer loans [Member] | Home equity [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,742	2,447
Consumer loans [Member] | Home equity [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Construction [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	39,838	37,925
Consumer loans [Member] | Construction [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	39,838	37,925
Consumer loans [Member] | Construction [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Construction [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Consumer loans [Member] | Construction [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans which include loans on nonaccrual status
Total consumer loans	$ 561,692	$ 548,627
Consumer loans [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	558,988	544,522
30-59 days past due	932	2,691
60-89 days past due	862	1,036
Greater than 90 days	910	378
Total consumer loans	561,692	548,627
Consumer loans [Member] | Real estate [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	328,378	317,267
30-59 days past due	656	2,555
60-89 days past due	862	923
Greater than 90 days	642	198
Total consumer loans	330,538	320,943
Consumer loans [Member] | Home equity [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	166,632	165,727
30-59 days past due	246	30
60-89 days past due
Greater than 90 days	268	180
Total consumer loans	167,146	165,937
Consumer loans [Member] | Construction [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	39,838	37,925
30-59 days past due
60-89 days past due
Greater than 90 days
Total consumer loans	39,838	37,925
Consumer loans [Member] | Other [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	24,140	23,603
30-59 days past due	30	106
60-89 days past due		113
Greater than 90 days
Total consumer loans	$ 24,170	$ 23,822

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Summary of nonperforming assets
Nonaccruing troubled debt restructurings	$ 2,485	$ 2,541
Total nonaccrual loans, including nonaccruing TDRs	6,049	5,830
Other real estate owned
Total nonperforming assets	$ 6,049	$ 5,830
Nonperforming assets as a percentage of:
Total assets	0.30%	0.31%
Gross loans	0.35%	0.35%
Total loans over 90 days past due	$ 982	$ 458
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings	6,839	6,742
Commercial [Member] | Construction [Member]
Summary of nonperforming assets
Nonaccruing
Commercial [Member] | Owner occupied RE [Member]
Summary of nonperforming assets
Nonaccruing
Commercial [Member] | Non-owner occupied RE [Member]
Summary of nonperforming assets
Nonaccruing	403	210
Commercial [Member] | Business [Member]
Summary of nonperforming assets
Nonaccruing	72	81
Consumer [Member] | Real estate [Member]
Summary of nonperforming assets
Nonaccruing	1,840	1,980
Consumer [Member] | Home equity [Member]
Summary of nonperforming assets
Nonaccruing	1,249	1,006
Consumer [Member] | Construction [Member]
Summary of nonperforming assets
Nonaccruing
Consumer [Member] | Other [Member]
Summary of nonperforming assets
Nonaccruing		$ 12

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses (Details 7) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Summary of key information for impaired loans
Unpaid Principal Balance	$ 13,650	$ 14,991
Impaired loans	12,888	12,572
Impaired loans with related allowance for loan losses	5,908	6,228
Related allowance for loan losses	2,094	2,014
Commercial [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	9,035	9,893
Impaired loans	8,319	8,089
Impaired loans with related allowance for loan losses	4,220	4,660
Related allowance for loan losses	1,567	1,528
Commercial [Member] | Owner occupied RE [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,816	2,827
Impaired loans	2,751	2,762
Impaired loans with related allowance for loan losses	449	451
Related allowance for loan losses	75	75
Commercial [Member] | Non-owner occupied RE [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,977	3,321
Impaired loans	2,953	2,807
Impaired loans with related allowance for loan losses	1,773	2,204
Related allowance for loan losses	546	558
Commercial [Member] | Business [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	3,242	3,745
Impaired loans	2,615	2,520
Impaired loans with related allowance for loan losses	1,998	2,005
Related allowance for loan losses	946	895
Commercial [Member] | Construction [Member]
Summary of key information for impaired loans
Unpaid Principal Balance
Impaired loans
Impaired loans with related allowance for loan losses
Related allowance for loan losses
Consumer [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	4,615	5,098
Impaired loans	4,569	4,483
Impaired loans with related allowance for loan losses	1,688	1,568
Related allowance for loan losses	527	486
Consumer [Member] | Other [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	156	170
Impaired loans	156	170
Impaired loans with related allowance for loan losses	156	170
Related allowance for loan losses	18	30
Consumer [Member] | Real estate [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,755	2,993
Impaired loans	2,748	2,892
Impaired loans with related allowance for loan losses	1,264	1,398
Related allowance for loan losses	414	456
Consumer [Member] | Home equity [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	1,704	1,935
Impaired loans	1,665	1,421
Impaired loans with related allowance for loan losses	268
Related allowance for loan losses	95
Consumer [Member] | Construction [Member]
Summary of key information for impaired loans
Unpaid Principal Balance
Impaired loans
Impaired loans with related allowance for loan losses
Related allowance for loan losses

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses (Details 8) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	$ 12,896	$ 13,060	$ 13,084
Recognized interest income	175	158	733
Commercial [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	8,301	7,875	8,527
Recognized interest income	119	88	478
Commercial [Member] | Owner occupied RE [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,757	2,231	2,784
Recognized interest income	30	17	142
Commercial [Member] | Non-owner occupied RE [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,977	3,758	2,860
Recognized interest income	49	50	174
Commercial [Member] | Business [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,567	1,886	2,883
Recognized interest income	40	21	162
Commercial [Member] | Construction [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment
Recognized interest income
Consumer [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	4,595	5,185	4,557
Recognized interest income	56	70	255
Consumer [Member] | Other [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	157	168	174
Recognized interest income	1	1	5
Consumer [Member] | Real estate [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,761	2,814	2,930
Recognized interest income	25	41	151
Consumer [Member] | Home equity [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	1,677	2,203	1,453
Recognized interest income	30	28	99
Consumer [Member] | Construction [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment
Recognized interest income

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses (Details 9) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	$ 15,762	$ 15,523
Provision for loan losses	300	500
Loan charge-offs	(41)	(293)
Loan recoveries	30	122
Net loan charge-offs	(11)	(171)
Balance, end of period	$ 16,051	$ 15,852
Net charge-offs to average loans (annualized)	0.00%	0.05%
Allowance for loan losses to gross loans	0.93%	1.09%
Allowance for loan losses to nonperforming loans	265.35%	217.92%
Commercial [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	$ 10,768
Balance, end of period	11,037
Commercial [Member] | Owner occupied RE [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	2,726	$ 2,534
Provision for loan losses	57	146
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	2,783	2,680
Commercial [Member] | Non-owner occupied RE [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,811	3,230
Provision for loan losses	74	135
Loan charge-offs
Loan recoveries	1	1
Net loan charge-offs	1	1
Balance, end of period	3,886	3,366
Commercial [Member] | Business [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,616	3,848
Provision for loan losses	171	(294)
Loan charge-offs		(119)
Loan recoveries	9	118
Net loan charge-offs	9	(1)
Balance, end of period	3,796	3,553
Commercial [Member] | Construction [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	615	325
Provision for loan losses	(43)	90
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	572	415
Consumer [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	4,994
Balance, end of period	5,014
Consumer [Member] | Other [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	290	281
Provision for loan losses	29	31
Loan charge-offs	(41)	(34)
Loan recoveries	3	2
Net loan charge-offs	(38)	(32)
Balance, end of period	281	280
Consumer [Member] | Real Estate [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,081	3,495
Provision for loan losses	(56)	(105)
Loan charge-offs
Loan recoveries	16	1
Net loan charge-offs	16	1
Balance, end of period	3,041	3,391
Consumer [Member] | Home equity [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	1,348	1,600
Provision for loan losses	61	451
Loan charge-offs		(140)
Loan recoveries	1
Net loan charge-offs	1	(140)
Balance, end of period	1,410	1,911
Consumer [Member] | Construction [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	275	210
Provision for loan losses	7	46
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	$ 282	$ 256

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses (Details 10) - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018	Mar. 31, 2018	Dec. 31, 2017
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	$ 2,094	$ 2,014
Recorded investment in loans, Individually evaluated	12,888	12,572
Allowance for loan losses, Collectively evaluated	13,957	13,748
Recorded investment in loans, Collectively evaluated	1,721,076	1,664,760
Allowance for loan losses, Total	16,051	15,762	$ 15,852	$ 15,523
Recorded investment in loans, Total	1,733,964	1,677,332
Commercial [Member]
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	1,567	1,528
Recorded investment in loans, Individually evaluated	8,319	8,089
Allowance for loan losses, Collectively evaluated	9,470	9,240
Recorded investment in loans, Collectively evaluated	1,163,953	1,120,616
Allowance for loan losses, Total	11,037	10,768
Recorded investment in loans, Total	1,172,272	1,128,705
Consumer [Member]
Allowance for loan losses and recorded investment in loans by impairment methodology
Allowance for loan losses, Individually evaluated	527	486
Recorded investment in loans, Individually evaluated	4,569	4,483
Allowance for loan losses, Collectively evaluated	4,487	4,508
Recorded investment in loans, Collectively evaluated	557,123	544,144
Allowance for loan losses, Total	5,014	4,994
Recorded investment in loans, Total	$ 561,692	$ 548,627

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses (Details Textual) - USD ($) $ in Millions	Mar. 31, 2019	Dec. 31, 2018
Loans and Allowance for Loan Losses (Textual)
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.17%	0.26%
Net of deferred loan fees and costs	$ 2.9	$ 2.8
Commercial [Member]
Loans and Allowance for Loan Losses (Textual)
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.01%	0.01%
Consumer [Member]
Loans and Allowance for Loan Losses (Textual)
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.16%	0.25%

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2018USD ($)Investments
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession	2
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans	2
Pre-modification outstanding recorded investment | $	$ 549
Post-modification outstanding recorded investment | $	$ 669
Consumer [Member] | Real estate [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession	2
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans	2
Pre-modification outstanding recorded investment | $	$ 549
Post-modification outstanding recorded investment | $	$ 669

Troubled Debt Restructurings _2

Troubled Debt Restructurings (Details Textual) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019USD ($)Investments	Dec. 31, 2018USD ($)Investments
Troubled Debt Restructurings (Textual)
Total number of loans classified under troubled debt restructurings (TDRs) | Investments	26	26
Total sum of loans classified as troubled debt restructurings (TDRs) | $	$ 9,300	$ 9,300
Number of months previous loan payment defaulted	12 months	12 months

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Mortgage loan interest rate lock commitments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	$ 42,620	$ 20,552
Balance Sheet Location, description	Other assets	Other assets
Fair Value, Asset/(Liability)	$ 589	$ 345
MBS forward sales commitments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	$ 26,000	$ 11,750
Balance Sheet Location, description	Other liabilities	Other liabilities
Fair Value, Asset/(Liability)	$ (107)	$ (121)
Total derivative financial instruments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	68,620	32,302
Fair Value, Asset/(Liability)	$ 482	$ 224

Fair Value Accounting (Details)

Fair Value Accounting (Details) - Fair Value on a Recurring Basis [Member] - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Securities available for sale
US government agencies	$ 8,896	$ 8,782
SBA securities	3,389	3,525
State and political subdivisions	8,175	8,356
Asset-backed securities	9,426	9,558
Mortgage-backed securities	43,414	44,684
Mortgage loans held for sale	9,393	9,241
Mortgage loan interest rate lock commitments	589	345
Total assets measured at fair value on a recurring basis	83,282	84,491
Liabilities
MBS forward sales commitments	107	121
Total liabilities measured at fair value on a recurring basis	107	121
Level 1 [Member]
Securities available for sale
US government agencies
SBA securities
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
Total assets measured at fair value on a recurring basis
Liabilities
MBS forward sales commitments
Total liabilities measured at fair value on a recurring basis
Level 2 [Member]
Securities available for sale
US government agencies	8,896	8,782
SBA securities	3,389	3,525
State and political subdivisions	8,175	8,356
Asset-backed securities	9,426	9,558
Mortgage-backed securities	43,414	44,684
Mortgage loans held for sale	9,393	9,241
Mortgage loan interest rate lock commitments	589	345
Total assets measured at fair value on a recurring basis	83,282	84,491
Liabilities
MBS forward sales commitments	107	121
Total liabilities measured at fair value on a recurring basis	107	121
Level 3 [Member]
Securities available for sale
US government agencies
SBA securities
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
Total assets measured at fair value on a recurring basis
Liabilities
MBS forward sales commitments
Total liabilities measured at fair value on a recurring basis

Fair Value Accounting (Details

Fair Value Accounting (Details 1) - Fair Value on a Nonrecurring Basis [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2018
Assets
Impaired loans	$ 10,794	$ 10,558
Total assets measured at fair value on a nonrecurring basis	10,794	10,558
Level 1 [Member]
Assets
Impaired loans
Total assets measured at fair value on a nonrecurring basis
Level 2 [Member]
Assets
Impaired loans	2,386	2,190
Total assets measured at fair value on a nonrecurring basis	2,386	2,190
Level 3 [Member]
Assets
Impaired loans	8,408	8,368
Total assets measured at fair value on a nonrecurring basis	$ 8,408	$ 8,368

Fair Value Accounting (Detail_2

Fair Value Accounting (Details 2) - USD ($) $ in Thousands		Mar. 31, 2019	Dec. 31, 2018
Financial Assets:
Other investments, at cost, Carrying Amount		$ 3,309	$ 4,121
Loans, Carrying Amount	[1]	1,705,025	1,648,998
Other investments, at cost, Fair Value		3,309	4,121
Loans, Fair Value	[1]	1,675,800	1,618,618
Financial Liabilities:
Deposits, Carrying Amount		1,758,235	1,648,136
FHLB and other borrowings, Carrying Amount		25,000	50,000
Junior subordinated debentures, Carrying Amount		13,403	13,403
Deposits, Fair Value		1,646,234	1,515,123
FHLB and other borrowings, Fair Value		25,689	50,147
Junior subordinated debentures, Fair Value		14,528	14,807
Level 1 [Member] | Estimate of Fair Values [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value
Level 2 [Member] | Estimate of Fair Values [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value		1,646,234	1,515,123
FHLB and other borrowings, Fair Value		25,689	50,147
Junior subordinated debentures, Fair Value		14,528	14,807
Level 3 [Member] | Estimate of Fair Values [Member]
Financial Assets:
Other investments, at cost, Fair Value		3,309	4,121
Loans, Fair Value	[1]	1,675,800	1,618,618
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value
[1]	Carrying amount is net of the allowance for loan losses and previously presented impaired loans.

Leases (Details)

Leases (Details) $ in Thousands	Mar. 31, 2019USD ($)
Leases [Abstract]
2019	$ 1,367
2020	1,862
2021	1,907
2022	1,151
2023	1,020
Thereafter	12,331
Total undiscounted lease payments	19,639
Discount effect of cash flows	4,174
Total lease liability	$ 15,465

Leases (Details Textual)

Leases (Details Textual) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Leases (Textual)
Weighted average remaining life	7 years 9 months 29 days
Weighted average discount rate	3.13%
Operating lease costs	$ 528,000
Operating lease, right-of-use asset	15,000
Lease liabilities	$ 15,465

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Numerator:
Net income available to common shareholders	$ 6,009	$ 5,214
Denominator:
Weighted-average common shares outstanding - basic	7,459,342	7,336,839
Common stock equivalents	282,518	390,046
Weighted-average common shares outstanding - diluted	7,741,860	7,726,885
Earnings per common share:
Basic	$ 0.81	$ 0.71
Diluted	$ 0.78	$ 0.67

Earnings Per Common Share (De_2

Earnings Per Common Share (Details Textual) - shares	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Earnings Per Common Share (Textual)
Antidilutive securities excluded from computation of earnings per share, amount	271,034	166,172

Reportable Segments (Details)

Reportable Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018	Dec. 31, 2018
Segment Reporting Information [Line Items]
Interest income	$ 21,612	$ 17,178
Interest expense	5,794	3,136
Net interest income (loss)	15,818	14,042
Provision for loan losses	300	500
Noninterest income	2,994	2,420
Noninterest expense	10,648	9,205
Net income (loss) before taxes	7,864	6,757
Income tax provision (benefit)	1,855	1,543
Net income (loss)	6,009	5,214
Total assets	2,014,426	1,729,299	$ 1,900,614
Commercial and Retail Banking [Member]
Segment Reporting Information [Line Items]
Interest income	21,519	17,078
Interest expense	5,631	3,019
Net interest income (loss)	15,888	14,059
Provision for loan losses	300	500
Noninterest income	1,137	1,092
Noninterest expense	9,465	8,181
Net income (loss) before taxes	7,260	6,470
Income tax provision (benefit)	1,728	1,483
Net income (loss)	5,532	4,987
Total assets	2,002,957	1,720,017
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Interest income	93	100
Interest expense
Net interest income (loss)	93	100
Provision for loan losses
Noninterest income	1,857	1,328
Noninterest expense	1,123	964
Net income (loss) before taxes	827	464
Income tax provision (benefit)	174	97
Net income (loss)	653	367
Total assets	11,003	8,814
Corporate [Member]
Segment Reporting Information [Line Items]
Interest income	3	2
Interest expense	166	119
Net interest income (loss)	(163)	(117)
Provision for loan losses
Noninterest income
Noninterest expense	60	60
Net income (loss) before taxes	(223)	(177)
Income tax provision (benefit)	(47)	(37)
Net income (loss)	(176)	(140)
Total assets	194,671	168,137
Eliminations [Member]
Segment Reporting Information [Line Items]
Interest income	(3)	(2)
Interest expense	(3)	(2)
Net interest income (loss)
Provision for loan losses
Noninterest income
Noninterest expense
Net income (loss) before taxes
Income tax provision (benefit)
Net income (loss)
Total assets	$ (194,205)	$ (167,669)

Reportable Segments (Details Te

Reportable Segments (Details Textual)	3 Months Ended
	Mar. 31, 2019Investments
Reportable Segments (Textual)
Number of segments	3