Southern First Bancshares (SFST) 10-Q 2 Aug 19 2019 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Jul. 25, 2019
Document and Entity Information [Abstract]
Entity Registrant Name	SOUTHERN FIRST BANCSHARES INC
Entity Central Index Key	0001090009
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Type	10-Q
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q2
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Ex Transition Period	false
Entity Common Stock, Shares Outstanding		7,557,923
Entity Shell Company	false
Entity Interactive Data Current	Yes
Entity Current Reporting Status	Yes

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Cash and cash equivalents:
Cash and due from banks	$ 12,220	$ 17,434
Federal funds sold	40,044	35,882
Interest-bearing deposits with banks	64,520	19,557
Total cash and cash equivalents	116,784	72,873
Investment securities:
Investment securities available for sale	75,252	74,905
Other investments	3,311	4,121
Total investment securities	78,563	79,026
Mortgage loans held for sale	24,509	9,241
Loans	1,809,355	1,677,332
Less allowance for loan losses	(16,144)	(15,762)
Loans, net	1,793,211	1,661,570
Bank owned life insurance	39,448	34,010
Property and equipment, net	48,262	32,430
Deferred income taxes	7,049	4,020
Other assets	8,218	7,444
Total assets	2,116,044	1,900,614
LIABILITIES
Deposits	1,854,008	1,648,136
Federal Home Loan Bank advances and other borrowings	25,000	50,000
Junior subordinated debentures	13,403	13,403
Other liabilities	33,779	15,159
Total liabilities	1,926,190	1,726,698
SHAREHOLDERS' EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 7,557,923 and 7,466,481 shares issued and outstanding at June 30, 2019 and December 31, 2018, respectively	76	75
Nonvested restricted stock	(887)	(741)
Additional paid-in capital	104,354	102,625
Accumulated other comprehensive income (loss)	188	(917)
Retained earnings	86,123	72,874
Total shareholders' equity	189,854	173,916
Total liabilities and shareholders' equity	$ 2,116,044	$ 1,900,614

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	7,557,923	7,466,481
Common stock, shares outstanding	7,557,923	7,466,481

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Interest income
Loans	$ 22,098	$ 17,591	$ 42,988	$ 34,154
Investment securities	539	430	1,087	798
Federal funds sold	451	514	625	761
Total interest income	23,088	18,535	44,700	35,713
Interest expense
Deposits	6,175	3,524	11,550	6,263
Borrowings	374	399	793	797
Total interest expense	6,549	3,923	12,343	7,060
Net interest income	16,539	14,612	32,357	28,653
Provision for loan losses	300	400	600	900
Net interest income after provision for loan losses	16,239	14,212	31,757	27,753
Noninterest income
Mortgage banking income	2,830	1,629	4,687	2,957
Service fees on deposit accounts	265	256	530	512
ATM and debit card income	443	371	823	705
Income from bank owned life insurance	222	220	438	441
Other income	330	295	606	577
Total noninterest income	4,090	2,771	7,084	5,192
Noninterest expenses
Compensation and benefits	7,399	6,365	14,182	12,208
Occupancy	1,343	1,276	2,682	2,413
Outside service and data processing costs	1,045	824	2,005	1,560
Insurance	280	297	598	610
Professional fees	414	457	853	933
Marketing	236	229	496	438
Other	651	531	1,200	1,022
Total noninterest expenses	11,368	9,979	22,016	19,184
Income before income tax expense	8,961	7,004	16,825	13,761
Income tax expense	1,721	1,494	3,576	3,037
Net income available to common shareholders	$ 7,240	$ 5,510	$ 13,249	$ 10,724
Earnings per common share
Basic	$ 0.97	$ 0.75	$ 1.77	$ 1.46
Diluted	$ 0.93	$ 0.71	$ 1.71	$ 1.39
Weighted average common shares outstanding
Basic	7,495,508	7,370,709	7,477,525	7,353,867
Diluted	7,755,821	7,751,146	7,748,879	7,739,082

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 7,240	$ 5,510	$ 13,249	$ 10,724
Unrealized gain (loss) on securities available for sale:
Unrealized holding gain (loss) arising during the period, pretax	720	(234)	1,404	(1,150)
Tax (expense) benefit	(151)	51	(294)	240
Reclassification of realized (gain) loss	(2)		(6)	1
Tax expense			1
Other comprehensive income (loss)	567	(183)	1,105	(909)
Comprehensive income	$ 7,807	$ 5,327	$ 14,354	$ 9,815

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common stock [Member]	Preferred stock [Member]	Nonvested Restricted Stock [Member]	Additional paid-in capital [Member]	Accumulated other comprehensive loss [Member]	Retained earnings [Member]	Total
Balance at Dec. 31, 2017	$ 73		$ (502)	$ 99,986	$ (456)	$ 50,585	$ 149,686
Balance, shares at Dec. 31, 2017	7,347,851
Net income						10,724	10,724
Proceeds from exercise of stock options	$ 1			637			638
Proceeds from exercise of stock options, shares	66,321
Issuance of restricted stock			(501)	501
Issuance of restricted stock, shares	11,500
Compensation expense related to restricted stock, net of tax			150				150
Compensation expense related to stock options, net of tax				567			567
Other comprehensive income					(909)		(909)
Balance at Jun. 30, 2018	$ 74		(853)	101,691	(1,365)	61,309	160,856
Balance, shares at Jun. 30, 2018	7,425,672
Balance at Mar. 31, 2018	$ 74		(842)	100,890	(1,182)	55,799	154,739
Balance, shares at Mar. 31, 2018	7,381,716
Net income						5,510	5,510
Proceeds from exercise of stock options				409			409
Proceeds from exercise of stock options, shares	41,956
Issuance of restricted stock			(92)	92
Issuance of restricted stock, shares	2,000
Compensation expense related to restricted stock, net of tax			81				81
Compensation expense related to stock options, net of tax				300			300
Other comprehensive income					(183)		(183)
Balance at Jun. 30, 2018	$ 74		(853)	101,691	(1,365)	61,309	160,856
Balance, shares at Jun. 30, 2018	7,425,672
Balance at Dec. 31, 2018	$ 75		(741)	102,625	(917)	72,874	173,916
Balance, shares at Dec. 31, 2018	7,466,481
Net income						13,249	13,249
Proceeds from exercise of stock options	$ 1			758			759
Proceeds from exercise of stock options, shares	80,742
Issuance of restricted stock			(347)	347
Issuance of restricted stock, shares	10,700
Compensation expense related to restricted stock, net of tax			201				201
Compensation expense related to stock options, net of tax				624			624
Other comprehensive income					1,105		1,105
Balance at Jun. 30, 2019	$ 76		(887)	104,354	188	86,123	189,854
Balance, shares at Jun. 30, 2019	7,557,923
Balance at Mar. 31, 2019	$ 75		(993)	103,600	(379)	78,883	181,186
Balance, shares at Mar. 31, 2019	7,505,636
Net income						7,240	7,240
Proceeds from exercise of stock options	$ 1			436			437
Proceeds from exercise of stock options, shares	52,287
Issuance of restricted stock
Issuance of restricted stock, shares
Compensation expense related to restricted stock, net of tax			106				106
Compensation expense related to stock options, net of tax				318			318
Other comprehensive income					567		567
Balance at Jun. 30, 2019	$ 76		$ (887)	$ 104,354	$ 188	$ 86,123	$ 189,854
Balance, shares at Jun. 30, 2019	7,557,923

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Operating activities
Net income	$ 13,249	$ 10,724
Adjustments to reconcile net income to cash provided by (used for) operating activities:
Provision for loan losses	600	900
Depreciation and other amortization	913	850
Accretion and amortization of securities discounts and premium, net	182	220
(Gain) loss on sale of investment securities available for sale	(6)	1
Gain on sale of fixed assets		(8)
Net change in operating leases	492
Compensation expense related to stock options and restricted stock grants	825	717
Gain on sale of loans held for sale	(4,411)	(2,620)
Loans originated and held for sale	(154,785)	(109,193)
Proceeds from sale of loans held for sale	143,928	115,528
Increase in cash surrender value of bank owned life insurance	(438)	(441)
Increase in deferred tax asset	(3,323)	(2,045)
(Increase) decrease in other assets, net	(774)	257
Increase in other liabilities	3,487	3,730
Net cash provided by (used for) operating activities	(61)	18,620
Increase (decrease) in cash realized from:
Increase in loans, net	(132,241)	(146,700)
Purchase of property and equipment	(2,104)	(1,328)
Purchase of investment securities:
Available for sale	(5,115)	(13,904)
Other investments		(2,596)
Payments and maturities, calls and repayments of investment securities:
Available for sale	5,991	4,227
Other investments	810	3,999
Proceeds from sale of investment securities available for sale		5,841
Proceeds from sale of real estate owned		132
Purchase of life insurance policies	(5,000)
Net cash used for investing activities	(137,659)	(150,329)
Increase (decrease) in cash realized from:
Increase in deposits, net	205,872	186,859
Decrease in Federal Home Loan Bank advances and other borrowings, net	(25,000)	(38,600)
Proceeds from the exercise of stock options and warrants	759	638
Net cash provided by financing activities	181,631	148,897
Net increase in cash and cash equivalents	43,911	17,188
Cash and cash equivalents at beginning of the period	72,873	92,165
Cash and cash equivalents at end of the period	116,784	109,353
Cash paid for
Interest	12,063	6,764
Income taxes	3,323	1,960
Schedule of non-cash transactions
Unrealized gain (loss) on securities, net of income taxes	1,110	(910)
Right-of-use assets obtained in exchange for lease obligations:
Operating leases	$ 15,395

Nature of Business and Basis of

Nature of Business and Basis of Presentation	6 Months Ended
	Jun. 30, 2019
Accounting Policies [Abstract]
Nature of Business and Basis of Presentation	NOTE 1 – Nature of Business and Basis of Presentation Business Activity Southern First Bancshares, Inc. (the “Company”) is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the “Bank”) and all of the stock of Greenville First Statutory Trust I and II (collectively, the “Trusts”). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the “FDIC”). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public. Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six month periods ended June 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018 as filed with the Securities and Exchange Commission (“SEC”) on February 28, 2019. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated. Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments. Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, or GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets. Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure. Adoption of New Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842)” . The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. For public companies, this update was effective for interim and annual periods beginning after December 15, 2018. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases. Implementation of the guidance resulted in the recording of a right-of-use asset and lease liability on the balance sheet; however it does not have a material impact on the Company's other consolidated financial statements. See additional disclosures in Note 8. Newly Issued, But Not Yet Effective Accounting Standards In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” . Among other things, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to form their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, ASU 2016-13 amends the accounting for credit losses on debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for all annual and interim periods beginning after December 31, 2019, with early adoption permitted for fiscal years beginning after December 15, 2018. Adoption will be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company has established a team of individuals from credit, finance and risk management to evaluate the requirements of the new standard and the impact it will have on our processes. Our implementation plan has progressed through the initial design, build, and testing phase and, in the first quarter of 2019, we began running parallel models. While we continue to evaluate the impact the new guidance will have on our financial position and results of operations, we currently expect the new guidance may result in an increase to our allowance for credit losses given the change to estimated losses over the contractual life of the loan portfolio. The amount of any change to our allowance is still under review and will depend, in part, upon the composition of our loan portfolio at the adoption date as well as economic conditions and loss forecasts at that date. On July 17, 2019, the FASB voted to issue a proposal for public comment that would potentially result in a postponement of the required implementation date for ASU 2016-13. As a smaller reporting company, the Company would be eligible for the proposed delay. The Company is currently evaluating the impact of the proposed delay on its implementation project plan. Management will continue to monitor any new developments regarding this possible delay. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption .

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Investment Securities	NOTE 2 – Investment Securities The amortized costs and fair value of investment securities are as follows: June 30, 2019 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale US government agencies $ 7,716 33 4 7,745 SBA securities 4,066 60 21 4,105 State and political subdivisions 8,019 191 1 8,209 Asset-backed securities 10,909 1 91 10,819 Mortgage-backed securities FHLMC 11,370 225 59 11,536 FNMA 28,946 123 179 28,890 GNMA 3,988 6 46 3,948 Total mortgage-backed securities 44,304 354 284 44,374 Total investment securities available for sale $ 75,014 639 401 75,252 De cember 31, 2018 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale US government agencies $ 8,975 1 194 8,782 SBA securities 3,628 - 103 3,525 State and political subdivisions 8,371 48 63 8,356 Asset-backed securities 9,595 12 49 9,558 Mortgage-backed securities FHLMC 12,258 87 242 12,103 FNMA 29,068 25 551 28,542 GNMA 4,170 1 132 4,039 Total mortgage-backed securities 45,496 113 925 44,684 Total $ 76,065 174 1,334 74,905 Contractual maturities and yields on the Company’s investment securities at June 30, 2019 and December 31, 2018 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. June 30, 2019 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 3,969 2.14 % 3,776 2.68 % - - 7,745 2.40 % SBA securities - - - - 752 2.88 % 3,353 2.77 % 4,105 2.79 % State and political subdivisions - - 1,127 2.97 % 4,175 2.95 % 2,907 2.88 % 8,209 2.93 % Asset-backed securities - - - - 1,682 3.19 % 9,137 3.19 % 10,819 3.19 % Mortgage-backed securities - - 4,658 1.94 % 8,922 2.15 % 30,794 2.63 % 44,374 2.46 % Total $ - - 9,754 2.14 % 19,307 2.55 % 46,191 2.76 % 75,252 2.63 % December 31, 2018 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 2,665 2.12 % 6,117 2.77 % - - 8,782 2.57 % SBA securities - - - - - - 3,525 2.72 % 3,525 2.72 % State and political subdivisions - - 819 2.60 % 4,637 3.04 % 2,900 2.88 % 8,356 2.94 % Asset-backed securities - - - - 1,862 3.22 % 7,696 3.29 % 9,558 3.27 % Mortgage-backed securities - - 5,094 1.89 % 9,763 2.22 % 29,827 2.70 % 44,684 2.50 % Total $ - - 8,578 2.03 % 22,379 2.62 % 43,948 2.81 % 74,905 2.67 % The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at June 30, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. June 30, 2019 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 500 $ 1 2 $ 1,997 $ 3 3 $ 2,497 $ 4 - - - 1 649 21 1 649 21 - - - 2 979 1 2 979 1 5 7,614 89 1 1,682 2 6 9,296 91 FHLMC - - - 9 6,049 59 9 6,049 59 FNMA 1 1,550 1 22 19,632 178 23 21,182 179 GNMA - - - 3 2,975 46 3 2,975 46 Total 7 $ 9,664 $ 91 40 $ 33,963 $ 310 47 $ 43,627 $ 401 December 31, 2018 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale 1 $ 1,246 $ 3 8 $ 7,035 $ 191 9 $ 8,281 $ 194 - - - 2 3,525 103 2 3,525 103 - - - 7 2,829 63 7 2,829 63 4 6,707 49 - - - 4 6,707 49 FHLMC - - - 10 7,402 242 10 7,402 242 FNMA 2 2,689 6 23 22,814 545 25 25,503 551 GNMA 1 1,104 6 3 2,919 126 4 4,023 132 Total 8 $ 11,746 $ 64 53 $ 46,524 $ 1,270 61 $ 58,270 $ 1,334 At June 30, 2019, the Company had seven individual investments with a fair market value of $9.7 million that were in an unrealized loss position for less than 12 months and 40 individual investments with a fair market value of $34.0 million that were in an unrealized loss position for 12 months or longer. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers the length of time and extent to which the fair value of available-for-sale debt securities have been less than cost to conclude that such securities are not other-than-temporarily impaired. The Company also considers other factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. As the Company has no intent to sell securities with unrealized losses and it is not more-likely-than-not that the Company will be required to sell these securities before recovery of amortized cost, the Company has concluded that these securities are not impaired on an other-than-temporary basis. Other investments are comprised of the following and are recorded at cost which approximates fair value. (dollars in thousands) June 30, 2019 December 31, 2018 Federal Home Loan Bank stock $ 2,774 3,587 Other investments 134 131 Investment in Trust Preferred securities 403 403 Total other investments $ 3,311 4,121 The Company has evaluated the Federal Home Loan Bank (“FHLB”) stock for impairment and determined that the investment in the FHLB stock is not other than temporarily impaired as of June 30, 2019 and that ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

Mortgage Loans Held for Sale

Mortgage Loans Held for Sale	6 Months Ended
	Jun. 30, 2019
Mortgage Loans Held for Sale [Abstract]
Mortgage Loans Held for Sale	NOTE 3 – Mortgage Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At June 30, 2019, mortgage loans held for sale totaled $24.5 million compared to $9.2 million at December 31, 2018. The $15.3 million increase in mortgage loans held for sale during the first six months of 2019 was driven by an increase in volume of mortgage loans originated and sold in the favorable mortgage rate environment. Mortgage loans held for sale are considered de-recognized, or sold, when the Company surrenders control over the financial assets. Control is considered to have been surrendered when the transferred assets have been isolated from the Company, beyond the reach of the Company and its creditors; the purchaser obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and the Company does not maintain effective control over the transferred assets through an agreement that both entitles and obligates the Company to repurchase or redeem the transferred assets before their maturity or the ability to unilaterally cause the holder to return specific assets. Gains and losses from the sale of mortgage loans are recognized based upon the difference between the sales proceeds and carrying value of the related loans upon sale and are recorded in mortgage banking income in the statement of income. Mortgage banking income also includes the unrealized gains and losses associated with the loans held for sale and the realized and unrealized gains and losses from derivatives. Mortgage loans sold by the Company to investors and which were believed to have met investor and agency underwriting guidelines at the time of sale may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company may, upon mutual agreement, agree to repurchase the loans or indemnify the investor against future losses on such loans. In such cases, the Company bears any subsequent credit loss on the loans. The Company establishes mortgage repurchase reserves related to various representations and warranties that reflect management’s estimate of losses based on a combination of factors. The Company establishes a reserve at the time loans are sold and updates the reserve estimate on a quarterly basis during the estimated life of the loan.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Loans and Allowance for Loan Losses	NOTE 4 – Loans and Allowance for Loan Losses The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $2.9 million as of June 30, 2019 and $2.8 million as of December 31, 2018. June 30, 2019 December 31, 2018 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 390,727 21.6 % $ 367,018 21.9 % 455,346 25.2 % 404,296 24.1 % 85,065 4.7 % 84,411 5.0 % 292,564 16.2 % 272,980 16.3 % Total commercial loans 1,223,702 67.7 % 1,128,705 67.3 % Consumer 342,100 18.9 % 320,943 19.1 % 170,861 9.4 % 165,937 9.9 % 46,247 2.6 % 37,925 2.3 % 26,445 1.4 % 23,822 1.4 % Total consumer loans 585,653 32.3 % 548,627 32.7 % Total gross loans, net of deferred fees 1,809,355 100.0 % 1,677,332 100.0 % Less—allowance for loan losses (16,144 ) (15,762 ) Total loans, net $ 1,793,211 $ 1,661,570 Maturities and Sensitivity of Loans to Changes in Interest Rates The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. June 30, 2019 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 21,628 161,881 207,218 390,727 Non-owner occupied RE 50,516 268,178 136,652 455,346 Construction 23,222 28,283 33,560 85,065 Business 84,902 144,493 63,169 292,564 Total commercial loans 180,268 602,835 440,599 1,223,702 Consumer Real estate 24,866 77,323 239,911 342,100 Home equity 10,700 24,353 135,808 170,861 Construction 16,216 872 29,159 46,247 Other 7,617 14,294 4,534 26,445 Total consumer loans 59,399 116,842 409,412 585,653 Total gross loans, net of deferred fees $ 239,667 719,677 850,011 1,809,355 Loans maturing after one year with: Fixed interest rates $ 1,198,490 Floating interest rates 371,198 December 31, 2018 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 20,839 165,436 180,743 367,018 Non-owner occupied RE 43,000 227,454 133,842 404,296 Construction 22,941 33,045 28,425 84,411 Business 80,672 128,911 63,397 272,980 Total commercial loans 167,452 554,846 406,407 1,128,705 Consumer Real estate 29,301 70,467 221,175 320,943 Home equity 8,867 24,618 132,452 165,937 Construction 16,006 1,646 20,273 37,925 Other 7,681 11,253 4,888 23,822 Total consumer 61,855 107,984 378,788 548,627 Total gross loan, net of deferred fees $ 229,307 662,830 785,195 1,677,332 Loans maturing after one year with: Fixed interest rates $ 1,100,854 Floating interest rates 347,171 Portfolio Segment Methodology Commercial Commercial loans are assessed for estimated losses by grading each loan using various risk factors identified through periodic reviews. The Company applies historic grade-specific loss factors to each loan class. In the development of statistically derived loan grade loss factors, the Company observes historical losses over 20 quarters for each loan grade. These loss estimates are adjusted as appropriate based on additional analysis of external loss data or other risks identified from current economic conditions and credit quality trends. The allowance also includes an amount for the estimated impairment on nonaccrual commercial loans and commercial loans modified in a troubled debt restructuring (“TDR”), whether on accrual or nonaccrual status. Consumer For consumer loans, the Company determines the allowance on a collective basis utilizing historical losses over 20 quarters to represent its best estimate of inherent loss. The Company pools loans, generally by loan class with similar risk characteristics. The allowance also includes an amount for the estimated impairment on nonaccrual consumer loans and consumer loans modified in a TDR, whether on accrual or nonaccrual status. Credit Quality Indicators Commercial We manage a consistent process for assessing commercial loan credit quality by monitoring its loan grading trends and past due statistics. All loans are subject to individual risk assessment. Our risk categories include Pass, Special Mention, Substandard, and Doubtful, each of which is defined by our banking regulatory agencies. Delinquency statistics are also an important indicator of credit quality in the establishment of our allowance for loan losses. We categorize our loans into risk categories based on relevant information about the ability of the borrower to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. A description of the general characteristics of the risk grades is as follows: ● Pass—These loans range from minimal credit risk to average credit risk; however, still have acceptable credit risk. ● Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. ● Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. The tables below provide a breakdown of outstanding commercial loans by risk category. June 30, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 386,489 447,808 84,998 286,387 1,205,682 Special mention 1,850 4,194 67 1,969 8,080 Substandard 2,388 3,344 - 4,208 9,940 Doubtful - - - - - $ 390,727 455,346 85,065 292,564 1,223,702 December 31, 2018 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 363,621 400,266 84,411 266,898 1,115,196 Special mention 296 118 - 2,971 3,385 Substandard 3,101 3,912 - 3,111 10,124 Doubtful - - - - - $ 367,018 404,296 84,411 272,980 1,128,705 The following tables provide past due information for outstanding commercial loans and include loans on nonaccrual status as well as accruing TDRs. June 30, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Current $ 390,538 454,930 85,065 292,284 1,222,817 30-59 days past due 189 206 - 38 433 60-89 days past due - 210 - 177 387 Greater than 90 Days - - - 65 65 $ 390,727 455,346 85,065 292,564 1,223,702 December 31, 2018 Owner Non-owner occupied RE occupied RE Construction Business Total Current $ 367,018 404,179 84,411 272,864 1,128,472 30-59 days past due - 117 - 36 153 60-89 days past due - - - - - Greater than 90 Days - - - 80 80 $ 367,018 404,296 84,411 272,980 1,128,705 Consumer The Company manages a consistent process for assessing consumer loan credit quality by monitoring its loan grading trends and past due statistics. All loans are subject to individual risk assessment. The Company’s categories include Pass, Special Mention, Substandard, and Doubtful, which are defined above. Delinquency statistics are also an important indicator of credit quality in the establishment of the allowance for loan losses. The tables below provide a breakdown of outstanding consumer loans by risk category. June 30, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 335,618 167,670 46,247 26,322 575,857 Special mention 2,818 256 - 99 3,173 Substandard 3,664 2,935 - 24 6,623 Doubtful - - - - - $ 342,100 170,861 46,247 26,445 585,653 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 314,586 162,626 37,925 23,586 538,723 Special mention 1,792 864 - 139 2,795 Substandard 4,565 2,447 - 97 7,109 Doubtful - - - - - $ 320,943 165,937 37,925 23,822 548,627 The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs. June 30, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 339,686 169,686 46,247 26,417 582,036 30-59 days past due 674 604 - 28 1,306 60-89 days past due 247 371 - - 618 Greater than 90 Days 1,493 200 - - 1,693 $ 342,100 170,861 46,247 26,445 585,653 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 317,267 165,727 37,925 23,603 544,522 30-59 days past due 2,555 30 - 106 2,691 60-89 days past due 923 - - 113 1,036 Greater than 90 Days 198 180 - - 378 $ 320,943 165,937 37,925 23,822 548,627 As of June 30, 2019 and December 31, 2018, loans 30 days or more past due represented 0.25% and 0.26% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.05% and 0.01% of the Company’s total loan portfolio as of June 30, 2019 and December 31, 2018, respectively, while consumer loans 30 days or more past due were 0.20% and 0.25% of total loans as of June 30, 2019 and December 31, 2018, respectively. Nonperforming assets The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when the Company believes, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received. Following is a summary of our nonperforming assets, including nonaccruing TDRs. (dollars in thousands) June 30, 2019 December 31, 2018 Commercial Owner occupied RE $ - - Non-owner occupied RE 372 210 Construction - - Business 65 81 Consumer Real estate 1,710 1,980 Home equity 442 1,006 Construction - - Other - 12 Nonaccruing troubled debt restructurings 3,220 2,541 Total nonaccrual loans, including nonaccruing TDRs 5,809 5,830 Other real estate owned - - Total nonperforming assets $ 5,809 5,830 Nonperforming assets as a percentage of: Total assets 0.27 % 0.31 % Gross loans 0.32 % 0.35 % Total loans over 90 days past due 1,758 458 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings $ 6,935 6,742 Impaired Loans The table below summarizes key information for impaired loans. The Company’s impaired loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These impaired loans may have estimated impairment which is included in the allowance for loan losses. The Company’s commercial and consumer impaired loans are evaluated individually to determine the related allowance for loan losses. June 30, 2019 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 3,171 3,107 447 75 Non-owner occupied RE 2,870 2,507 1,706 532 Construction - - - - Business 3,359 2,713 2,118 884 Total commercial 9,400 8,327 4,271 1,491 Consumer Real estate 2,619 2,612 1,776 466 Home equity 2,197 1,651 270 71 Construction - - - - Other 154 154 154 17 Total consumer 4,970 4,417 2,201 554 Total $ 14,370 12,744 6,472 2,045 December 31, 2018 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,827 2,762 451 75 Non-owner occupied RE 3,321 2,807 2,204 558 Construction - - - - Business 3,745 2,520 2,005 895 Total commercial 9,893 8,089 4,660 1,528 Consumer Real estate 2,993 2,892 1,398 456 Home equity 1,935 1,421 - - Construction - - - - Other 170 170 170 30 Total consumer 5,098 4,483 1,568 486 Total $ 14,991 12,572 6,228 2,014 The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class. Three months ended Three months ended June 30, 2019 June 30, 2018 Average Recognized Average Recognized recorded interest recorded interest (dollars in thousands) investment income investment income Commercial Owner occupied RE $ 3,116 44 2,800 45 Non-owner occupied RE 2,544 41 3,878 77 Construction - - - - Business 2,728 37 3,361 57 Total commercial 8,388 122 10,039 179 Consumer Real estate 2,622 20 2,892 40 Home equity 1,659 21 2,135 24 Construction - - - - Other 155 1 165 1 Total consumer 4,436 42 5,192 65 Total $ 12,824 164 15,231 244 Six months ended Six months ended Year ended June 30, 2019 June 30, 2018 December 31, 2018 Average Recognized Average Recognized Average Recognized recorded interest recorded interest recorded interest (dollars in thousands) investment income investment income investment income Commercial Owner occupied RE $ 3,123 79 2,804 62 2,784 142 Non-owner occupied RE 2,565 85 3,920 126 2,860 174 Construction - - - - - - Business 2,700 77 3,380 79 2,883 162 Total commercial 8,388 241 10,104 267 8,527 478 Consumer Real estate 2,633 45 2,911 81 2,930 151 Home equity 1,670 51 2,172 51 1,453 99 Construction - - - - - - Other 156 2 167 3 174 5 Total consumer 4,459 98 5,250 135 4,557 255 Total $ 12,847 339 15,354 402 13,084 733 Allowance for Loan Losses The allowance for loan loss is management’s estimate of credit losses inherent in the loan portfolio. The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The Company has an established process to determine the adequacy of the allowance for loan losses that assesses the losses inherent in the portfolio. While the Company attributes portions of the allowance to specific portfolio segments, the entire allowance is available to absorb credit losses inherent in the total loan portfolio. The Company’s process involves procedures to appropriately consider the unique risk characteristics of the commercial and consumer loan portfolio segments. For each portfolio segment, impairment is measured individually for each impaired loan. The Company’s allowance levels are influenced by loan volume, loan grade or delinquency status, historic loss experience and other economic conditions. The following table summarizes the activity related to the allowance for loan losses by commercial and consumer portfolio segments: Three months ended June 30, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,783 3,886 572 3,796 3,041 1,410 282 281 16,051 Provision for loan losses 135 143 (3 ) (181 ) 49 98 36 23 300 Loan charge-offs (110 ) (13 ) - - - (100 ) - (14 ) (237 ) Loan recoveries - - - 8 14 1 - 7 30 Net loan charge-offs (110 ) (13 ) - 8 14 (99 ) - (7 ) (207 ) Balance, end of period $ 2,808 4,016 569 3,623 3,104 1,409 318 297 16,144 Net charge-offs to average loans (annualized) 0.05 % Allowance for loan losses to gross loans 0.89 % Allowance for loan losses to nonperforming loans 277.92 % Three months ended June 30, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,680 3,366 415 3,553 3,391 1,911 256 280 15,852 Provision for loan losses 19 342 129 280 54 (438 ) 26 (12 ) 400 Loan charge-offs - (234 ) - - - (77 ) - - (311 ) Loan recoveries - 107 - 16 1 35 - - 159 Net loan charge-offs - (127 ) - 16 1 (42 ) - - (152 ) Balance, end of period $ 2,699 3,581 544 3,849 3,446 1,431 282 268 16,100 Net charge-offs to average loans (annualized) 0.04 % Allowance for loan losses to gross loans 1.05 % Allowance for loan losses to nonperforming loans 208.52 % Six months ended June 30, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,726 3,811 615 3,616 3,081 1,348 275 290 15,762 Provision for loan losses 192 217 (46 ) (10 ) (6 ) 160 43 50 600 Loan charge-offs (110 ) (14 ) - - - (100 ) - (53 ) (277 ) Loan recoveries - 2 - 17 29 1 - 10 59 Net loan charge-offs (110 ) (12 ) - 17 29 (99 ) - (43 ) (218 ) Balance, end of period $ 2,808 4,016 569 3,623 3,104 1,409 318 297 16,144 Net charge-offs to average loans (annualized) 0.03 % Six months ended June 30, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,534 3,230 325 3,848 3,495 1,600 210 281 15,523 Provision for loan losses 165 478 219 (14 ) 25 (64 ) 72 19 900 Loan charge-offs - (234 ) - (119 ) (77 ) (140 ) - (34 ) (604 ) Loan recoveries - 107 - 134 3 35 - 2 281 Net loan charge-offs - (127 ) - 15 (74 ) (105 ) - (32 ) (323 ) Balance, end of period $ 2,699 3,581 544 3,849 3,446 1,431 282 268 16,100 Net charge-offs to average loans (annualized) 0.04 % The following table disaggregates the allowance for loan losses and recorded investment in loans by impairment methodology. June 30, 2019 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,491 554 2,045 8,327 4,417 12,744 Collectively evaluated 9,525 4,574 14,099 1,215,375 581,236 1,796,611 Total $ 11,016 5,128 16,144 1,223,702 585,653 1,809,355 December 31, 2018 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,528 486 2,014 8,089 4,483 12,572 Collectively evaluated 9,240 4,508 13,748 1,120,616 544,144 1,664,760 Total $ 10,768 4,994 15,762 1,128,705 548,627 1,677,332

Troubled Debt Restructurings

Troubled Debt Restructurings	6 Months Ended
	Jun. 30, 2019
Troubled Debt Restructurings [Abstract]
Troubled Debt Restructurings	NOTE 5 – Troubled Debt Restructurings At June 30, 2019, the Company had 25 loans totaling $10.2 million compared to 26 loans totaling $9.3 million at December 31, 2018, which were considered as TDRs. The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of the workout plan for individual loan relationships, the Company may restructure loan terms to assist borrowers facing financial challenges in the current economic environment. To date, the Company has restored three commercial loans previously classified as TDRs to accrual status. The following table summarizes the concession at the time of modification and the recorded investment in the Company’s TDRs before and after their modification. For the six months ended June 30, 2019 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Consumer Home equity 1 - - - 1 $ 832 $ 832 Total loans 1 - - - 1 $ 832 $ 832 For the six months ended June 30, 2018 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Commercial Owner occupied RE 1 - - - 1 $ 506 $ 592 Business 4 - - - 4 1,207 1,532 Consumer Real estate 2 - - - 2 549 669 Home equity - 1 - - 1 180 180 Total loans 7 1 - - 8 $ 2,442 $ 2,973 As of June 30, 2019 and 2018, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Derivative Financial Instrument

Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	NOTE 6 – Derivative Financial Instruments The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value. The Company accounts for all of its derivatives as free-standing derivatives and does not designate any of these instruments for hedge accounting. Therefore, the gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change. The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses. The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The following table summarizes the Company’s outstanding financial derivative instruments at June 30, 2019 and December 31, 2018. June 30, 2019 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 64,019 Other assets $ 801 MBS forward sales commitments 42,500 Other liabilities (165 ) Total derivative financial instruments $ 106,519 $ 636 December 31, 2018 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 20,552 Other assets $ 345 MBS forward sales commitments 11,750 Other liabilities (121 ) Total derivative financial instruments $ 32,302 $ 224

Fair Value Accounting

Fair Value Accounting	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Fair Value Accounting	NOTE 7 – Fair Value Accounting FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 – Quoted market price in active markets Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market. Level 2 – Significant other observable inputs Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans. Level 3 – Significant unobservable inputs Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. These methodologies may result in a significant portion of the fair value being derived from unobservable data. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 13 of the Company’s 2018 Form 10-K. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories as disclosed in Note 4 – Loans and Allowance for Loan Losses. Loans are considered a Level 3 classification. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of June 30, 2019 and December 31, 2018. June 30, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale US government agencies $ - 7,745 - 7,745 SBA securities - 4,105 - 4,105 State and political subdivisions - 8,209 - 8,209 Asset-backed securities - 10,819 - 10,819 Mortgage-backed securities - 44,374 - 44,374 Mortgage loans held for sale - 24,509 - 24,509 Mortgage loan interest rate lock commitments - 801 - 801 Total assets measured at fair value on a recurring basis $ - 100,562 - 100,562 Liabilities MBS forward sales commitments $ - 165 - 165 Total liabilities measured at fair value on a recurring basis $ - 165 - 165 December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: US government agencies $ - 8,782 - 8,782 SBA securities - 3,525 - 3,525 State and political subdivisions - 8,356 - 8,356 Asset-backed securities - 9,558 - 9,558 Mortgage-backed securities - 44,684 - 44,684 Mortgage loans held for sale - 9,241 - 9,241 Mortgage loan interest rate lock commitments - 345 - 345 Total assets measured at fair value on a recurring basis $ - 84,491 - 84,491 Liabilities MBS forward sales commitments $ - 121 - 121 Total liabilities measured at fair value on a recurring basis $ - 121 - 121 Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of June 30, 2019 and December 31, 2018. As of June 30, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 3,177 7,522 10,699 Total assets measured at fair value on a nonrecurring basis $ - 3,177 7,522 10,699 As of December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,190 8,368 10,558 Total assets measured at fair value on a nonrecurring basis $ - 2,190 8,368 10,558 The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis. Fair Value of Financial Instruments Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities. The estimated fair values of the Company’s financial instruments at June 30, 2019 and December 31, 2018 are as follows: June 30, 2019 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 3,311 3,311 - - 3,311 Loans 1 1,780,467 1,751,792 - - 1,751,792 Financial Liabilities: Deposits 1,854,008 1,761,071 - 1,761,071 - FHLB and other borrowings 25,000 26,050 - 26,050 - Junior subordinated debentures 13,403 14,083 - 14,083 - December 31, 2018 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,121 4,121 - - 4,121 Loans 1 1,648,998 1,618,618 - - 1,618,618 Financial Liabilities: Deposits 1,648,136 1,515,123 - 1,515,123 - FHLB and other borrowings 50,000 50,147 - 50,147 - Junior subordinated debentures 13,403 14,807 - 14,807 - 1 Carrying amount is net of the allowance for loan losses and previously presented impaired loans.

Leases

Leases	6 Months Ended
	Jun. 30, 2019
Leases [Abstract]
Leases	NOTE 8 – Leases Effective January 1, 2019, the Company adopted ASU 2016-02, “Leases (Topic 842)”. As of June 30, 2019, we lease five of our offices under various operating lease agreements. The lease agreements have maturity dates ranging from February 2022 to August 2028, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 7.64 years as of June 30, 2019. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement date for leases subsequently entered in to. The weighted average discount rate for leases was 3.14% as of June 30, 2019. The total operating lease costs were $520,000 and $1.0 million for the three and six months ended June 30, 2019, respectively. The right-of-use asset, included in property and equipment, and lease liabilities, included in other liabilities, were $14.6 million and $15.1 million as of June 30, 2019, respectively. The right-of-use asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. Maturities of lease liabilities as of June 30, 2019 were as follows: Operating (dollars in thousands) Leases 2019 $ 916 2020 1,862 2021 1,907 2022 1,151 2023 1,020 Thereafter 12,331 Total undiscounted lease payments 19,187 Discount effect of cash flows 4,054 Total lease liability $ 15,133

Earnings Per Common Share

Earnings Per Common Share	6 Months Ended
	Jun. 30, 2019
Earnings per common share
Earnings Per Common Share	NOTE 9 – Earnings Per Common Share The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three and six month periods ended June 30, 2019 and 2018. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at June 30, 2019. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At June 30, 2019 and 2018, there were 262,831 and 166,172 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive. Three months ended Six months ended June 30, June 30, (dollars in thousands, except share data) 2019 2018 2019 2018 Numerator: Net income available to common shareholders $ 7,240 5,510 13,249 10,724 Denominator: Weighted-average common shares outstanding – basic 7,495,508 7,370,709 7,477,525 7,353,867 Common stock equivalents 260,313 380,437 271,354 385,215 Weighted-average common shares outstanding – diluted 7,755,821 7,751,146 7,748,879 7,739,082 Earnings per common share: Basic $ 0.97 0.75 1.77 1.46 Diluted $ 0.93 0.71 1.71 1.39

Reportable Segments

Reportable Segments	6 Months Ended
	Jun. 30, 2019
Segment Reporting [Abstract]
Reportable Segments	NOTE 10 – Reportable Segments The Company’s reportable segments represent the distinct product lines the Company offers and are viewed separately for strategic planning purposes by management. The three segments include Commercial and Retail Banking, Mortgage Banking, and Corporate. The following schedule presents financial information for each reportable segment. Three months ended Three months ended June 30, 2019 June 30, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ation idated Interest income $ 22,933 155 3 (3 ) 23,088 $ 18,437 98 2 (2 ) 18,535 Interest expense 6,391 - 161 (3 ) 6,549 3,762 - 163 (2 ) 3,923 Net interest income (loss) 16,542 155 (158 ) - 16,539 14,675 98 (161 ) - 14,612 Provision for loan losses 300 - - - 300 400 - - - 400 Noninterest income 1,260 2,830 - - 4,090 1,142 1,629 - - 2,771 Noninterest expense 9,609 1,699 60 - 11,368 8,754 1,165 60 - 9,979 Net income (loss) before taxes 7,893 1,286 (218 ) - 8,961 6,663 562 (221 ) - 7,004 Income tax provision (benefit) 1,498 270 (47 ) - 1,721 1,422 118 (46 ) - 1,494 Net income (loss) $ 6,395 1,016 (171 ) - 7,240 $ 5,241 444 (175 ) - 5,510 Total assets $ 2,103,085 12,497 203,335 (202,873 ) 2,116,044 $ 1,777,952 9,404 174,331 (173,903) 1,787,784 Six months ended Six months ended June 30, 2019 June 30, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ations idated Interest income $ 44,453 247 6 (6 ) 44,700 $ 35,515 198 4 (4 ) 35,713 Interest expense 12,023 - 326 (6 ) 12,343 6,782 - 282 (4 ) 7,060 Net interest income (loss) 32,430 247 (320 ) - 32,357 28,733 198 (278 ) - 28,653 Provision for loan losses 600 - - - 600 900 - - - 900 Noninterest income 2,397 4,687 - - 7,084 2,235 2,957 - - 5,192 Noninterest expense 19,075 2,821 120 - 22,016 16,935 2,129 120 - 19,184 Net income before taxes 15,152 2,113 (440 ) - 16,825 13,133 1,026 (398 ) - 13,761 Income tax provision (benefit) 3,225 444 (93 ) - 3,576 2,906 215 (84 ) - 3,037 Net income (loss) $ 11,927 1,669 (347 ) - 13,249 $ 10,227 811 (314 ) - 10,724 Total assets $ 2,103,085 12,497 203,335 (202,873 ) 2,116,044 $ 1,777,952 9,404 174,331 (173,903) 1,787,784 Commercial and retail banking. The Company’s primary business is to provide traditional deposit and lending products and services to its commercial and retail banking clients. Mortgage banking. The mortgage banking segment provides mortgage loan origination services for loans that will be sold in the secondary market to investors. Corporate. Corporate is comprised primarily of compensation and benefits for certain members of management and interest on parent company debt.

Nature of Business and Basis _2

Nature of Business and Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2019
Accounting Policies [Abstract]
Business Activity	Business Activity Southern First Bancshares, Inc. (the “Company”) is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the “Bank”) and all of the stock of Greenville First Statutory Trust I and II (collectively, the “Trusts”). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the “FDIC”). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and six month periods ended June 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018 as filed with the Securities and Exchange Commission (“SEC”) on February 28, 2019. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Business Segments	Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments.
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, or GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Reclassifications	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.
Adoption of New Accounting Standards	Adoption of New Accounting Standards In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842)” . The guidance in the update supersedes the requirements in ASC Topic 840, Leases. The guidance is intended to increase transparency and comparability among organizations by recognizing right-of-use assets and lease liabilities on the balance sheet. For public companies, this update was effective for interim and annual periods beginning after December 15, 2018. The Company adopted this guidance in the first quarter of 2019. Upon adoption, the Company elected a practical expedient which allows existing leases to retain their classification as operating leases. The Company has also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases. Implementation of the guidance resulted in the recording of a right-of-use asset and lease liability on the balance sheet; however it does not have a material impact on the Company's other consolidated financial statements. See additional disclosures in Note 8.
Newly Issued, But Not Yet Effective Accounting Standards	Newly Issued, But Not Yet Effective Accounting Standards In June 2016, the FASB issued ASU 2016-13, “Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” . Among other things, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to form their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, ASU 2016-13 amends the accounting for credit losses on debt securities and purchased financial assets with credit deterioration. ASU 2016-13 is effective for all annual and interim periods beginning after December 31, 2019, with early adoption permitted for fiscal years beginning after December 15, 2018. Adoption will be applied through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is effective. The Company has established a team of individuals from credit, finance and risk management to evaluate the requirements of the new standard and the impact it will have on our processes. Our implementation plan has progressed through the initial design, build, and testing phase and, in the first quarter of 2019, we began running parallel models. While we continue to evaluate the impact the new guidance will have on our financial position and results of operations, we currently expect the new guidance may result in an increase to our allowance for credit losses given the change to estimated losses over the contractual life of the loan portfolio. The amount of any change to our allowance is still under review and will depend, in part, upon the composition of our loan portfolio at the adoption date as well as economic conditions and loss forecasts at that date. On July 17, 2019, the FASB voted to issue a proposal for public comment that would potentially result in a postponement of the required implementation date for ASU 2016-13. As a smaller reporting company, the Company would be eligible for the proposed delay. The Company is currently evaluating the impact of the proposed delay on its implementation project plan. Management will continue to monitor any new developments regarding this possible delay. Other accounting standards that have been issued or proposed by the FASB or other standards-setting bodies that do not require adoption until a future date are not expected to have a material impact on the consolidated financial statements upon adoption .

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Costs and Fair Value of Investment Securities	The amortized costs and fair value of investment securities are as follows: June 30, 2019 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale US government agencies $ 7,716 33 4 7,745 SBA securities 4,066 60 21 4,105 State and political subdivisions 8,019 191 1 8,209 Asset-backed securities 10,909 1 91 10,819 Mortgage-backed securities FHLMC 11,370 225 59 11,536 FNMA 28,946 123 179 28,890 GNMA 3,988 6 46 3,948 Total mortgage-backed securities 44,304 354 284 44,374 Total investment securities available for sale $ 75,014 639 401 75,252 De cember 31, 2018 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale US government agencies $ 8,975 1 194 8,782 SBA securities 3,628 - 103 3,525 State and political subdivisions 8,371 48 63 8,356 Asset-backed securities 9,595 12 49 9,558 Mortgage-backed securities FHLMC 12,258 87 242 12,103 FNMA 29,068 25 551 28,542 GNMA 4,170 1 132 4,039 Total mortgage-backed securities 45,496 113 925 44,684 Total $ 76,065 174 1,334 74,905
Schedule of Fair Values Investment Securities Available for Contractual Maturities	Contractual maturities and yields on the Company’s investment securities at June 30, 2019 and December 31, 2018 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. June 30, 2019 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 3,969 2.14 % 3,776 2.68 % - - 7,745 2.40 % SBA securities - - - - 752 2.88 % 3,353 2.77 % 4,105 2.79 % State and political subdivisions - - 1,127 2.97 % 4,175 2.95 % 2,907 2.88 % 8,209 2.93 % Asset-backed securities - - - - 1,682 3.19 % 9,137 3.19 % 10,819 3.19 % Mortgage-backed securities - - 4,658 1.94 % 8,922 2.15 % 30,794 2.63 % 44,374 2.46 % Total $ - - 9,754 2.14 % 19,307 2.55 % 46,191 2.76 % 75,252 2.63 % December 31, 2018 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale US government agencies $ - - 2,665 2.12 % 6,117 2.77 % - - 8,782 2.57 % SBA securities - - - - - - 3,525 2.72 % 3,525 2.72 % State and political subdivisions - - 819 2.60 % 4,637 3.04 % 2,900 2.88 % 8,356 2.94 % Asset-backed securities - - - - 1,862 3.22 % 7,696 3.29 % 9,558 3.27 % Mortgage-backed securities - - 5,094 1.89 % 9,763 2.22 % 29,827 2.70 % 44,684 2.50 % Total $ - - 8,578 2.03 % 22,379 2.62 % 43,948 2.81 % 74,905 2.67 %
Schedule of Gross Unrealized Losses on Investment Securities and Fair Market Value of Related Securities	The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at June 30, 2019 and December 31, 2018, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. June 30, 2019 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale US government agencies 1 $ 500 $ 1 2 $ 1,997 $ 3 3 $ 2,497 $ 4 - - - 1 649 21 1 649 21 - - - 2 979 1 2 979 1 5 7,614 89 1 1,682 2 6 9,296 91 FHLMC - - - 9 6,049 59 9 6,049 59 FNMA 1 1,550 1 22 19,632 178 23 21,182 179 GNMA - - - 3 2,975 46 3 2,975 46 Total 7 $ 9,664 $ 91 40 $ 33,963 $ 310 47 $ 43,627 $ 401 December 31, 2018 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) # value losses # value losses # value losses Available for sale 1 $ 1,246 $ 3 8 $ 7,035 $ 191 9 $ 8,281 $ 194 - - - 2 3,525 103 2 3,525 103 - - - 7 2,829 63 7 2,829 63 4 6,707 49 - - - 4 6,707 49 FHLMC - - - 10 7,402 242 10 7,402 242 FNMA 2 2,689 6 23 22,814 545 25 25,503 551 GNMA 1 1,104 6 3 2,919 126 4 4,023 132 Total 8 $ 11,746 $ 64 53 $ 46,524 $ 1,270 61 $ 58,270 $ 1,334
Schedule of Other Investments	Other investments are comprised of the following and are recorded at cost which approximates fair value. (dollars in thousands) June 30, 2019 December 31, 2018 Federal Home Loan Bank stock $ 2,774 3,587 Other investments 134 131 Investment in Trust Preferred securities 403 403 Total other investments $ 3,311 4,121

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Schedule of Composition of Loan Portfolio	The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $2.9 million as of June 30, 2019 and $2.8 million as of December 31, 2018. June 30, 2019 December 31, 2018 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 390,727 21.6 % $ 367,018 21.9 % 455,346 25.2 % 404,296 24.1 % 85,065 4.7 % 84,411 5.0 % 292,564 16.2 % 272,980 16.3 % Total commercial loans 1,223,702 67.7 % 1,128,705 67.3 % Consumer 342,100 18.9 % 320,943 19.1 % 170,861 9.4 % 165,937 9.9 % 46,247 2.6 % 37,925 2.3 % 26,445 1.4 % 23,822 1.4 % Total consumer loans 585,653 32.3 % 548,627 32.7 % Total gross loans, net of deferred fees 1,809,355 100.0 % 1,677,332 100.0 % Less—allowance for loan losses (16,144 ) (15,762 ) Total loans, net $ 1,793,211 $ 1,661,570
Schedule of Loan Maturity Distribution by Type and Related Interest Rate	The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. June 30, 2019 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 21,628 161,881 207,218 390,727 Non-owner occupied RE 50,516 268,178 136,652 455,346 Construction 23,222 28,283 33,560 85,065 Business 84,902 144,493 63,169 292,564 Total commercial loans 180,268 602,835 440,599 1,223,702 Consumer Real estate 24,866 77,323 239,911 342,100 Home equity 10,700 24,353 135,808 170,861 Construction 16,216 872 29,159 46,247 Other 7,617 14,294 4,534 26,445 Total consumer loans 59,399 116,842 409,412 585,653 Total gross loans, net of deferred fees $ 239,667 719,677 850,011 1,809,355 Loans maturing after one year with: Fixed interest rates $ 1,198,490 Floating interest rates 371,198 December 31, 2018 After one One year but within After five (dollars in thousands) or less five years years Total Commercial Owner occupied RE $ 20,839 165,436 180,743 367,018 Non-owner occupied RE 43,000 227,454 133,842 404,296 Construction 22,941 33,045 28,425 84,411 Business 80,672 128,911 63,397 272,980 Total commercial loans 167,452 554,846 406,407 1,128,705 Consumer Real estate 29,301 70,467 221,175 320,943 Home equity 8,867 24,618 132,452 165,937 Construction 16,006 1,646 20,273 37,925 Other 7,681 11,253 4,888 23,822 Total consumer 61,855 107,984 378,788 548,627 Total gross loan, net of deferred fees $ 229,307 662,830 785,195 1,677,332 Loans maturing after one year with: Fixed interest rates $ 1,100,854 Floating interest rates 347,171
Schedule of Nonperforming Assets, Including Nonaccruing TDRs	Following is a summary of our nonperforming assets, including nonaccruing TDRs. (dollars in thousands) June 30, 2019 December 31, 2018 Commercial Owner occupied RE $ - - Non-owner occupied RE 372 210 Construction - - Business 65 81 Consumer Real estate 1,710 1,980 Home equity 442 1,006 Construction - - Other - 12 Nonaccruing troubled debt restructurings 3,220 2,541 Total nonaccrual loans, including nonaccruing TDRs 5,809 5,830 Other real estate owned - - Total nonperforming assets $ 5,809 5,830 Nonperforming assets as a percentage of: Total assets 0.27 % 0.31 % Gross loans 0.32 % 0.35 % Total loans over 90 days past due 1,758 458 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings $ 6,935 6,742
Schedule of Key Information for Impaired Loans	The table below summarizes key information for impaired loans. The Company’s impaired loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These impaired loans may have estimated impairment which is included in the allowance for loan losses. The Company’s commercial and consumer impaired loans are evaluated individually to determine the related allowance for loan losses. June 30, 2019 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 3,171 3,107 447 75 Non-owner occupied RE 2,870 2,507 1,706 532 Construction - - - - Business 3,359 2,713 2,118 884 Total commercial 9,400 8,327 4,271 1,491 Consumer Real estate 2,619 2,612 1,776 466 Home equity 2,197 1,651 270 71 Construction - - - - Other 154 154 154 17 Total consumer 4,970 4,417 2,201 554 Total $ 14,370 12,744 6,472 2,045 December 31, 2018 Recorded investment Impaired loans Unpaid with related Related Principal Impaired allowance for allowance for (dollars in thousands) Balance loans loan losses loan losses Commercial Owner occupied RE $ 2,827 2,762 451 75 Non-owner occupied RE 3,321 2,807 2,204 558 Construction - - - - Business 3,745 2,520 2,005 895 Total commercial 9,893 8,089 4,660 1,528 Consumer Real estate 2,993 2,892 1,398 456 Home equity 1,935 1,421 - - Construction - - - - Other 170 170 170 30 Total consumer 5,098 4,483 1,568 486 Total $ 14,991 12,572 6,228 2,014
Schedule of Average Recorded Investment and Interest Income Recognized on Impaired Loans	The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class. Three months ended Three months ended June 30, 2019 June 30, 2018 Average Recognized Average Recognized recorded interest recorded interest (dollars in thousands) investment income investment income Commercial Owner occupied RE $ 3,116 44 2,800 45 Non-owner occupied RE 2,544 41 3,878 77 Construction - - - - Business 2,728 37 3,361 57 Total commercial 8,388 122 10,039 179 Consumer Real estate 2,622 20 2,892 40 Home equity 1,659 21 2,135 24 Construction - - - - Other 155 1 165 1 Total consumer 4,436 42 5,192 65 Total $ 12,824 164 15,231 244 Six months ended Six months ended Year ended June 30, 2019 June 30, 2018 December 31, 2018 Average Recognized Average Recognized Average Recognized recorded interest recorded interest recorded interest (dollars in thousands) investment income investment income investment income Commercial Owner occupied RE $ 3,123 79 2,804 62 2,784 142 Non-owner occupied RE 2,565 85 3,920 126 2,860 174 Construction - - - - - - Business 2,700 77 3,380 79 2,883 162 Total commercial 8,388 241 10,104 267 8,527 478 Consumer Real estate 2,633 45 2,911 81 2,930 151 Home equity 1,670 51 2,172 51 1,453 99 Construction - - - - - - Other 156 2 167 3 174 5 Total consumer 4,459 98 5,250 135 4,557 255 Total $ 12,847 339 15,354 402 13,084 733
Schedule of Allowance for Loan Losses by Commercial and Consumer Portfolio Segments	The following table summarizes the activity related to the allowance for loan losses by commercial and consumer portfolio segments: Three months ended June 30, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,783 3,886 572 3,796 3,041 1,410 282 281 16,051 Provision for loan losses 135 143 (3 ) (181 ) 49 98 36 23 300 Loan charge-offs (110 ) (13 ) - - - (100 ) - (14 ) (237 ) Loan recoveries - - - 8 14 1 - 7 30 Net loan charge-offs (110 ) (13 ) - 8 14 (99 ) - (7 ) (207 ) Balance, end of period $ 2,808 4,016 569 3,623 3,104 1,409 318 297 16,144 Net charge-offs to average loans (annualized) 0.05 % Allowance for loan losses to gross loans 0.89 % Allowance for loan losses to nonperforming loans 277.92 % Three months ended June 30, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,680 3,366 415 3,553 3,391 1,911 256 280 15,852 Provision for loan losses 19 342 129 280 54 (438 ) 26 (12 ) 400 Loan charge-offs - (234 ) - - - (77 ) - - (311 ) Loan recoveries - 107 - 16 1 35 - - 159 Net loan charge-offs - (127 ) - 16 1 (42 ) - - (152 ) Balance, end of period $ 2,699 3,581 544 3,849 3,446 1,431 282 268 16,100 Net charge-offs to average loans (annualized) 0.04 % Allowance for loan losses to gross loans 1.05 % Allowance for loan losses to nonperforming loans 208.52 % Six months ended June 30, 2019 Commercial Consumer Owner Non-owner occupied occupied Real Home (dollars in thousands) RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,726 3,811 615 3,616 3,081 1,348 275 290 15,762 Provision for loan losses 192 217 (46 ) (10 ) (6 ) 160 43 50 600 Loan charge-offs (110 ) (14 ) - - - (100 ) - (53 ) (277 ) Loan recoveries - 2 - 17 29 1 - 10 59 Net loan charge-offs (110 ) (12 ) - 17 29 (99 ) - (43 ) (218 ) Balance, end of period $ 2,808 4,016 569 3,623 3,104 1,409 318 297 16,144 Net charge-offs to average loans (annualized) 0.03 % Six months ended June 30, 2018 Commercial Consumer Owner Non-owner occupied occupied Real Home RE RE Construction Business Estate equity Construction Other Total Balance, beginning of period $ 2,534 3,230 325 3,848 3,495 1,600 210 281 15,523 Provision for loan losses 165 478 219 (14 ) 25 (64 ) 72 19 900 Loan charge-offs - (234 ) - (119 ) (77 ) (140 ) - (34 ) (604 ) Loan recoveries - 107 - 134 3 35 - 2 281 Net loan charge-offs - (127 ) - 15 (74 ) (105 ) - (32 ) (323 ) Balance, end of period $ 2,699 3,581 544 3,849 3,446 1,431 282 268 16,100 Net charge-offs to average loans (annualized) 0.04 %
Schedule of Allowance for Loan Losses and Recorded Investment in Loans by Impairment	The following table disaggregates the allowance for loan losses and recorded investment in loans by impairment methodology. June 30, 2019 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,491 554 2,045 8,327 4,417 12,744 Collectively evaluated 9,525 4,574 14,099 1,215,375 581,236 1,796,611 Total $ 11,016 5,128 16,144 1,223,702 585,653 1,809,355 December 31, 2018 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,528 486 2,014 8,089 4,483 12,572 Collectively evaluated 9,240 4,508 13,748 1,120,616 544,144 1,664,760 Total $ 10,768 4,994 15,762 1,128,705 548,627 1,677,332
Consumer Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Summary of breakdown of outstanding loans by risk category	The tables below provide a breakdown of outstanding consumer loans by risk category. June 30, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 335,618 167,670 46,247 26,322 575,857 Special mention 2,818 256 - 99 3,173 Substandard 3,664 2,935 - 24 6,623 Doubtful - - - - - $ 342,100 170,861 46,247 26,445 585,653 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Pass $ 314,586 162,626 37,925 23,586 538,723 Special mention 1,792 864 - 139 2,795 Substandard 4,565 2,447 - 97 7,109 Doubtful - - - - - $ 320,943 165,937 37,925 23,822 548,627
Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status	The following tables provide past due information for outstanding consumer loans and include loans on nonaccrual status as well as accruing TDRs. June 30, 2019 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 339,686 169,686 46,247 26,417 582,036 30-59 days past due 674 604 - 28 1,306 60-89 days past due 247 371 - - 618 Greater than 90 Days 1,493 200 - - 1,693 $ 342,100 170,861 46,247 26,445 585,653 December 31, 2018 (dollars in thousands) Real estate Home equity Construction Other Total Current $ 317,267 165,727 37,925 23,603 544,522 30-59 days past due 2,555 30 - 106 2,691 60-89 days past due 923 - - 113 1,036 Greater than 90 Days 198 180 - - 378 $ 320,943 165,937 37,925 23,822 548,627
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Summary of breakdown of outstanding loans by risk category	The tables below provide a breakdown of outstanding commercial loans by risk category. June 30, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 386,489 447,808 84,998 286,387 1,205,682 Special mention 1,850 4,194 67 1,969 8,080 Substandard 2,388 3,344 - 4,208 9,940 Doubtful - - - - - $ 390,727 455,346 85,065 292,564 1,223,702 December 31, 2018 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Pass $ 363,621 400,266 84,411 266,898 1,115,196 Special mention 296 118 - 2,971 3,385 Substandard 3,101 3,912 - 3,111 10,124 Doubtful - - - - - $ 367,018 404,296 84,411 272,980 1,128,705
Summary of outstanding commercial and consumer loans which include loans on nonaccrual by past due status	The following tables provide past due information for outstanding commercial loans and include loans on nonaccrual status as well as accruing TDRs. June 30, 2019 Owner Non-owner (dollars in thousands) occupied RE occupied RE Construction Business Total Current $ 390,538 454,930 85,065 292,284 1,222,817 30-59 days past due 189 206 - 38 433 60-89 days past due - 210 - 177 387 Greater than 90 Days - - - 65 65 $ 390,727 455,346 85,065 292,564 1,223,702 December 31, 2018 Owner Non-owner occupied RE occupied RE Construction Business Total Current $ 367,018 404,179 84,411 272,864 1,128,472 30-59 days past due - 117 - 36 153 60-89 days past due - - - - - Greater than 90 Days - - - 80 80 $ 367,018 404,296 84,411 272,980 1,128,705

Troubled Debt Restructurings (T

Troubled Debt Restructurings (Tables)	6 Months Ended
	Jun. 30, 2019
Troubled Debt Restructurings [Abstract]
Schedule of Concession at the Time of Modification and the Recorded Investment In Our Tdrs Before and After Their Modification	The following table summarizes the concession at the time of modification and the recorded investment in the Company’s TDRs before and after their modification. For the six months ended June 30, 2019 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Consumer Home equity 1 - - - 1 $ 832 $ 832 Total loans 1 - - - 1 $ 832 $ 832 For the six months ended June 30, 2018 Pre- Post- modification modification Renewals Reduced Converted Maturity Total outstanding outstanding deemed a or deferred to interest date Number recorded recorded (dollars in thousands) concession payments only extensions of loans investment investment Commercial Owner occupied RE 1 - - - 1 $ 506 $ 592 Business 4 - - - 4 1,207 1,532 Consumer Real estate 2 - - - 2 549 669 Home equity - 1 - - 1 180 180 Total loans 7 1 - - 8 $ 2,442 $ 2,973

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Outstanding Financial Derivative Instruments	The following table summarizes the Company’s outstanding financial derivative instruments at June 30, 2019 and December 31, 2018. June 30, 2019 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 64,019 Other assets $ 801 MBS forward sales commitments 42,500 Other liabilities (165 ) Total derivative financial instruments $ 106,519 $ 636 December 31, 2018 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 20,552 Other assets $ 345 MBS forward sales commitments 11,750 Other liabilities (121 ) Total derivative financial instruments $ 32,302 $ 224

Fair Value Accounting (Tables)

Fair Value Accounting (Tables)	6 Months Ended
	Jun. 30, 2019
Fair Value Disclosures [Abstract]
Schedule of Assets And Liabilities Measured at Fair Value on Recurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of June 30, 2019 and December 31, 2018. June 30, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale US government agencies $ - 7,745 - 7,745 SBA securities - 4,105 - 4,105 State and political subdivisions - 8,209 - 8,209 Asset-backed securities - 10,819 - 10,819 Mortgage-backed securities - 44,374 - 44,374 Mortgage loans held for sale - 24,509 - 24,509 Mortgage loan interest rate lock commitments - 801 - 801 Total assets measured at fair value on a recurring basis $ - 100,562 - 100,562 Liabilities MBS forward sales commitments $ - 165 - 165 Total liabilities measured at fair value on a recurring basis $ - 165 - 165 December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: US government agencies $ - 8,782 - 8,782 SBA securities - 3,525 - 3,525 State and political subdivisions - 8,356 - 8,356 Asset-backed securities - 9,558 - 9,558 Mortgage-backed securities - 44,684 - 44,684 Mortgage loans held for sale - 9,241 - 9,241 Mortgage loan interest rate lock commitments - 345 - 345 Total assets measured at fair value on a recurring basis $ - 84,491 - 84,491 Liabilities MBS forward sales commitments $ - 121 - 121 Total liabilities measured at fair value on a recurring basis $ - 121 - 121
Schedule of Assets And Liabilities Measured at Fair Value on Nonrecurring Basis	The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of June 30, 2019 and December 31, 2018. As of June 30, 2019 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 3,177 7,522 10,699 Total assets measured at fair value on a nonrecurring basis $ - 3,177 7,522 10,699 As of December 31, 2018 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 2,190 8,368 10,558 Total assets measured at fair value on a nonrecurring basis $ - 2,190 8,368 10,558
Schedule of Estimated Fair Values of the Company's Financial Instruments	The estimated fair values of the Company’s financial instruments at June 30, 2019 and December 31, 2018 are as follows: June 30, 2019 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 3,311 3,311 - - 3,311 Loans 1 1,780,467 1,751,792 - - 1,751,792 Financial Liabilities: Deposits 1,854,008 1,761,071 - 1,761,071 - FHLB and other borrowings 25,000 26,050 - 26,050 - Junior subordinated debentures 13,403 14,083 - 14,083 - December 31, 2018 Carrying Fair (dollars in thousands) Amount Value Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,121 4,121 - - 4,121 Loans 1 1,648,998 1,618,618 - - 1,618,618 Financial Liabilities: Deposits 1,648,136 1,515,123 - 1,515,123 - FHLB and other borrowings 50,000 50,147 - 50,147 - Junior subordinated debentures 13,403 14,807 - 14,807 -

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2019
Leases [Abstract]
Maturities of lease liabilities	Maturities of lease liabilities as of June 30, 2019 were as follows: Operating (dollars in thousands) Leases 2019 $ 916 2020 1,862 2021 1,907 2022 1,151 2023 1,020 Thereafter 12,331 Total undiscounted lease payments 19,187 Discount effect of cash flows 4,054 Total lease liability $ 15,133

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2019
Earnings per common share
Schedule of Earnings Per Share Calculation	The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three and six month periods ended June 30, 2019 and 2018. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at June 30, 2019. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At June 30, 2019 and 2018, there were 262,831 and 166,172 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive. Three months ended Six months ended June 30, June 30, (dollars in thousands, except share data) 2019 2018 2019 2018 Numerator: Net income available to common shareholders $ 7,240 5,510 13,249 10,724 Denominator: Weighted-average common shares outstanding – basic 7,495,508 7,370,709 7,477,525 7,353,867 Common stock equivalents 260,313 380,437 271,354 385,215 Weighted-average common shares outstanding – diluted 7,755,821 7,751,146 7,748,879 7,739,082 Earnings per common share: Basic $ 0.97 0.75 1.77 1.46 Diluted $ 0.93 0.71 1.71 1.39

Reportable Segments (Tables)

Reportable Segments (Tables)	6 Months Ended
	Jun. 30, 2019
Segment Reporting [Abstract]
Schedule of Financial Information for Each Reportable Segment	The following schedule presents financial information for each reportable segment. Three months ended Three months ended June 30, 2019 June 30, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ation idated Interest income $ 22,933 155 3 (3 ) 23,088 $ 18,437 98 2 (2 ) 18,535 Interest expense 6,391 - 161 (3 ) 6,549 3,762 - 163 (2 ) 3,923 Net interest income (loss) 16,542 155 (158 ) - 16,539 14,675 98 (161 ) - 14,612 Provision for loan losses 300 - - - 300 400 - - - 400 Noninterest income 1,260 2,830 - - 4,090 1,142 1,629 - - 2,771 Noninterest expense 9,609 1,699 60 - 11,368 8,754 1,165 60 - 9,979 Net income (loss) before taxes 7,893 1,286 (218 ) - 8,961 6,663 562 (221 ) - 7,004 Income tax provision (benefit) 1,498 270 (47 ) - 1,721 1,422 118 (46 ) - 1,494 Net income (loss) $ 6,395 1,016 (171 ) - 7,240 $ 5,241 444 (175 ) - 5,510 Total assets $ 2,103,085 12,497 203,335 (202,873 ) 2,116,044 $ 1,777,952 9,404 174,331 (173,903) 1,787,784 Six months ended Six months ended June 30, 2019 June 30, 2018 Commercial Commercial and Retail Mortgage Elimin- Consol- and Retail Mortgage Elimin- Consol- (dollars in thousands) Banking Banking Corporate ations idated Banking Banking Corporate ations idated Interest income $ 44,453 247 6 (6 ) 44,700 $ 35,515 198 4 (4 ) 35,713 Interest expense 12,023 - 326 (6 ) 12,343 6,782 - 282 (4 ) 7,060 Net interest income (loss) 32,430 247 (320 ) - 32,357 28,733 198 (278 ) - 28,653 Provision for loan losses 600 - - - 600 900 - - - 900 Noninterest income 2,397 4,687 - - 7,084 2,235 2,957 - - 5,192 Noninterest expense 19,075 2,821 120 - 22,016 16,935 2,129 120 - 19,184 Net income before taxes 15,152 2,113 (440 ) - 16,825 13,133 1,026 (398 ) - 13,761 Income tax provision (benefit) 3,225 444 (93 ) - 3,576 2,906 215 (84 ) - 3,037 Net income (loss) $ 11,927 1,669 (347 ) - 13,249 $ 10,227 811 (314 ) - 10,724 Total assets $ 2,103,085 12,497 203,335 (202,873 ) 2,116,044 $ 1,777,952 9,404 174,331 (173,903) 1,787,784

Investment Securities (Narrativ

Investment Securities (Narrative) (Details) $ in Millions	Jun. 30, 2019USD ($)Investments	Dec. 31, 2018Investments
Investment Securities (Textual)
Fair market value, less than 12 months, number of investments | Investments	7	8
Fair market value, less than 12 months | $	$ 9.7
Fair market value, 12 months or longer, number of investments | Investments	40
Fair market value, 12 months or longer | $	$ 34

Investment Securities (Schedule

Investment Securities (Schedule of Amortized Costs and Fair Value of Investment Securities) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Available for sale
Total investment securities available for sale, Amortized Cost	$ 75,014	$ 76,065
Total investment securities available for sale, Gross Unrealized Gains	639	174
Total investment securities available for sale, Gross Unrealized Losses	401	1,334
Available-for-sale securities, investment securities, Fair Value	75,252	74,905
US Government Agencies [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	7,716	8,975
Total investment securities available for sale, Gross Unrealized Gains	33	1
Total investment securities available for sale, Gross Unrealized Losses	4	194
Available-for-sale securities, investment securities, Fair Value	7,745	8,782
SBA Securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	4,066	3,628
Total investment securities available for sale, Gross Unrealized Gains	60
Total investment securities available for sale, Gross Unrealized Losses	21	103
Available-for-sale securities, investment securities, Fair Value	4,105	3,525
State and Political Subdivisions [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	8,019	8,371
Total investment securities available for sale, Gross Unrealized Gains	191	48
Total investment securities available for sale, Gross Unrealized Losses	1	63
Available-for-sale securities, investment securities, Fair Value	8,209	8,356
Asset-backed Securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	10,909	9,595
Total investment securities available for sale, Gross Unrealized Gains	1	12
Total investment securities available for sale, Gross Unrealized Losses	91	49
Available-for-sale securities, investment securities, Fair Value	10,819	9,558
Mortgage Backed Securities [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	44,304	45,496
Total investment securities available for sale, Gross Unrealized Gains	354	113
Total investment securities available for sale, Gross Unrealized Losses	284	925
Available-for-sale securities, investment securities, Fair Value	44,374	44,684
Mortgage Backed Securities [Member] | FHLMC [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	11,370	12,258
Total investment securities available for sale, Gross Unrealized Gains	225	87
Total investment securities available for sale, Gross Unrealized Losses	59	242
Available-for-sale securities, investment securities, Fair Value	11,536	12,103
Mortgage Backed Securities [Member] | FNMA [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	28,946	29,068
Total investment securities available for sale, Gross Unrealized Gains	123	25
Total investment securities available for sale, Gross Unrealized Losses	179	551
Available-for-sale securities, investment securities, Fair Value	28,890	28,542
Mortgage Backed Securities [Member] | GNMA [Member]
Available for sale
Total investment securities available for sale, Amortized Cost	3,988	4,170
Total investment securities available for sale, Gross Unrealized Gains	6	1
Total investment securities available for sale, Gross Unrealized Losses	46	132
Available-for-sale securities, investment securities, Fair Value	$ 3,948	$ 4,039

Investment Securities (Schedu_2

Investment Securities (Schedule of Fair Values Investment Securities Available for Contractual Maturities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 9,754	$ 8,578
Contractual Maturities, One to five years, Yield	2.14%	2.03%
Contractual Maturities, Five to ten years, Amount	$ 19,307	$ 22,379
Contractual Maturities, Five to ten years, Yield	2.55%	2.62%
Contractual Maturities, Over ten years, Amount	$ 46,191	$ 43,948
Contractual Maturities, Over ten years, Yield	2.76%	2.81%
Contractual Maturities, Total, Amount	$ 75,252	$ 74,905
Contractual Maturities, Total, Yield	2.63%	2.67%
US Government Agencies [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 3,969	$ 2,665
Contractual Maturities, One to five years, Yield	2.14%	2.12%
Contractual Maturities, Five to ten years, Amount	$ 3,776	$ 6,117
Contractual Maturities, Five to ten years, Yield	2.68%	2.77%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 7,745	$ 8,782
Contractual Maturities, Total, Yield	2.40%	2.57%
SBA Securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 752
Contractual Maturities, Five to ten years, Yield	2.88%
Contractual Maturities, Over ten years, Amount	$ 3,353	$ 3,525
Contractual Maturities, Over ten years, Yield	2.77%	2.72%
Contractual Maturities, Total, Amount	$ 4,105	$ 3,525
Contractual Maturities, Total, Yield	2.79%	2.72%
State and Political Subdivisions [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 1,127	$ 819
Contractual Maturities, One to five years, Yield	2.97%	2.60%
Contractual Maturities, Five to ten years, Amount	$ 4,175	$ 4,637
Contractual Maturities, Five to ten years, Yield	2.95%	3.04%
Contractual Maturities, Over ten years, Amount	$ 2,907	$ 2,900
Contractual Maturities, Over ten years, Yield	2.88%	2.88%
Contractual Maturities, Total, Amount	$ 8,209	$ 8,356
Contractual Maturities, Total, Yield	2.93%	2.94%
Asset-backed Securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 1,682	$ 1,862
Contractual Maturities, Five to ten years, Yield	3.19%	3.22%
Contractual Maturities, Over ten years, Amount	$ 9,137	$ 7,696
Contractual Maturities, Over ten years, Yield	3.19%	3.29%
Contractual Maturities, Total, Amount	$ 10,819	$ 9,558
Contractual Maturities, Total, Yield	3.19%	3.27%
Mortgage Backed Securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 4,658	$ 5,094
Contractual Maturities, One to five years, Yield	1.94%	1.89%
Contractual Maturities, Five to ten years, Amount	$ 8,922	$ 9,763
Contractual Maturities, Five to ten years, Yield	2.15%	2.22%
Contractual Maturities, Over ten years, Amount	$ 30,794	$ 29,827
Contractual Maturities, Over ten years, Yield	2.63%	2.70%
Contractual Maturities, Total, Amount	$ 44,374	$ 44,684
Contractual Maturities, Total, Yield	2.46%	2.50%

Investment Securities (Schedu_3

Investment Securities (Schedule of Gross Unrealized Losses on Investment Securities and Fair Market Value) (Details) $ in Thousands	Jun. 30, 2019USD ($)Investments	Dec. 31, 2018USD ($)Investments
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	7	8
Available for sale Securities, Less than 12 months, Fair value	$ 9,664	$ 11,746
Available for sale Securities, Less than 12 months, Unrealized losses	$ 91	$ 64
Available for sale Securities, 12 months or longer, Number of investments | Investments	40	53
Available for sale Securities, 12 months or longer, Fair value	$ 33,963	$ 46,524
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 310	$ 1,270
Available for sale Securities, Total, Number of investments | Investments	47	61
Available for sale Securities, Total, Fair value	$ 43,627	$ 58,270
Available for sale Securities, Total, Unrealized losses	$ 401	$ 1,334
US Government Agencies [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	1
Available for sale Securities, Less than 12 months, Fair value	$ 500	$ 1,246
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1	$ 3
Available for sale Securities, 12 months or longer, Number of investments | Investments	2	8
Available for sale Securities, 12 months or longer, Fair value	$ 1,997	$ 7,035
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 3	$ 191
Available for sale Securities, Total, Number of investments | Investments	3	9
Available for sale Securities, Total, Fair value	$ 2,497	$ 8,281
Available for sale Securities, Total, Unrealized losses	$ 4	$ 194
SBA Securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	1	2
Available for sale Securities, 12 months or longer, Fair value	$ 649	$ 3,525
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 21	$ 103
Available for sale Securities, Total, Number of investments | Investments	1	2
Available for sale Securities, Total, Fair value	$ 649	$ 3,525
Available for sale Securities, Total, Unrealized losses	$ 21	$ 103
State and Political Subdivisions [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	2	7
Available for sale Securities, 12 months or longer, Fair value	$ 979	$ 2,829
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 1	$ 63
Available for sale Securities, Total, Number of investments | Investments	2	7
Available for sale Securities, Total, Fair value	$ 979	$ 2,829
Available for sale Securities, Total, Unrealized losses	$ 1	$ 63
Asset-backed Securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	5	4
Available for sale Securities, Less than 12 months, Fair value	$ 7,614	$ 6,707
Available for sale Securities, Less than 12 months, Unrealized losses	$ 89	$ 49
Available for sale Securities, 12 months or longer, Number of investments | Investments	1
Available for sale Securities, 12 months or longer, Fair value	$ 1,682
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 2
Available for sale Securities, Total, Number of investments | Investments	6	4
Available for sale Securities, Total, Fair value	$ 9,296	$ 6,707
Available for sale Securities, Total, Unrealized losses	$ 91	$ 49
Mortgage Backed Securities [Member] | FHLMC [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments	9	10
Available for sale Securities, 12 months or longer, Fair value	$ 6,049	$ 7,402
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 59	$ 242
Available for sale Securities, Total, Number of investments | Investments	9	10
Available for sale Securities, Total, Fair value	$ 6,049	$ 7,402
Available for sale Securities, Total, Unrealized losses	$ 59	$ 242
Mortgage Backed Securities [Member] | FNMA [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	2
Available for sale Securities, Less than 12 months, Fair value	$ 1,550	$ 2,689
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1	$ 6
Available for sale Securities, 12 months or longer, Number of investments | Investments	22	23
Available for sale Securities, 12 months or longer, Fair value	$ 19,632	$ 22,814
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 178	$ 545
Available for sale Securities, Total, Number of investments | Investments	23	25
Available for sale Securities, Total, Fair value	$ 21,182	$ 25,503
Available for sale Securities, Total, Unrealized losses	$ 179	$ 551
Mortgage Backed Securities [Member] | GNMA [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments		1
Available for sale Securities, Less than 12 months, Fair value		$ 1,104
Available for sale Securities, Less than 12 months, Unrealized losses		$ 6
Available for sale Securities, 12 months or longer, Number of investments | Investments	3	3
Available for sale Securities, 12 months or longer, Fair value	$ 2,975	$ 2,919
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 46	$ 126
Available for sale Securities, Total, Number of investments | Investments	3	4
Available for sale Securities, Total, Fair value	$ 2,975	$ 4,023
Available for sale Securities, Total, Unrealized losses	$ 46	$ 132

Investment Securities (Schedu_4

Investment Securities (Schedule of Other Investments) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Other investments
Federal Home Loan Bank stock	$ 2,774	$ 3,587
Other investments	134	131
Investment in Trust Preferred securities	403	403
Total other investments	$ 3,311	$ 4,121

Mortgage Loans Held for Sale (N

Mortgage Loans Held for Sale (Narrative) (Details) - USD ($) $ in Millions	Jun. 30, 2019	Dec. 31, 2018
Mortgage Loans Held for Sale (Textual)
Mortgage loans held for sale, fair value	$ 24.5	$ 9.2

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses (Narrative) (Details) - USD ($) $ in Millions	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.25%	0.26%
Net of deferred loan fees and costs	$ 2.9	$ 2.8
Commercial Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.05%	0.01%
Consumer Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.20%	0.25%

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses (Schedule of Composition of Loan Portfolio) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 1,809,355	$ 1,677,332
Total gross loans, net of deferred fees, (Percentage)	100.00%	100.00%
Less-allowance for loan losses	$ (16,144)	$ (15,762)
Total loans, net	1,793,211	1,661,570
Commercial Loan [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 1,223,702	$ 1,128,705
Total gross loans, net of deferred fees, (Percentage)	67.70%	67.30%
Commercial Loan [Member] | Owner Occupied Re [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 390,727	$ 367,018
Total gross loans, net of deferred fees, (Percentage)	21.60%	21.90%
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 455,346	$ 404,296
Total gross loans, net of deferred fees, (Percentage)	25.20%	24.10%
Commercial Loan [Member] | Business Loan [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 292,564	$ 272,980
Total gross loans, net of deferred fees, (Percentage)	16.20%	16.30%
Commercial Loan [Member] | Construction Loans [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 85,065	$ 84,411
Total gross loans, net of deferred fees, (Percentage)	4.70%	5.00%
Consumer Loan [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 585,653	$ 548,627
Total gross loans, net of deferred fees, (Percentage)	32.30%	32.70%
Consumer Loan [Member] | Other Consumer [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 26,445	$ 23,822
Total gross loans, net of deferred fees, (Percentage)	1.40%	1.40%
Consumer Loan [Member] | Construction Loans [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 46,247	$ 37,925
Total gross loans, net of deferred fees, (Percentage)	2.60%	2.30%
Consumer Loan [Member] | Real Estate Loan [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 342,100	$ 320,943
Total gross loans, net of deferred fees, (Percentage)	18.90%	19.10%
Consumer Loan [Member] | Home Equity Loan [Member]
Composition of loan portfolio
Total gross loans, net of deferred fees	$ 170,861	$ 165,937
Total gross loans, net of deferred fees, (Percentage)	9.40%	9.90%

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses (Schedule of Loan Maturity Distribution by Type and Related Interest Rate) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	$ 239,667	$ 229,307
Total gross loans, net of deferred fees, After one but within five years	719,677	662,830
Total gross loans, net of deferred fees, After five years	850,011	785,195
Total gross loans, net of deferred fees	1,809,355	1,677,332
Loans maturing after one year with: fixed interest rates	1,198,490	1,100,854
Loans maturing after one year with: floating interest rates	371,198	347,171
Commercial Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	180,268	167,452
Total gross loans, net of deferred fees, After one but within five years	602,835	554,846
Total gross loans, net of deferred fees, After five years	440,599	406,407
Total gross loans, net of deferred fees	1,223,702	1,128,705
Commercial Loan [Member] | Owner Occupied Re [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	21,628	20,839
Total gross loans, net of deferred fees, After one but within five years	161,881	165,436
Total gross loans, net of deferred fees, After five years	207,218	180,743
Total gross loans, net of deferred fees	390,727	367,018
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	50,516	43,000
Total gross loans, net of deferred fees, After one but within five years	268,178	227,454
Total gross loans, net of deferred fees, After five years	136,652	133,842
Total gross loans, net of deferred fees	455,346	404,296
Commercial Loan [Member] | Business Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	84,902	80,672
Total gross loans, net of deferred fees, After one but within five years	144,493	128,911
Total gross loans, net of deferred fees, After five years	63,169	63,697
Total gross loans, net of deferred fees	292,564	272,980
Commercial Loan [Member] | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	23,222	22,941
Total gross loans, net of deferred fees, After one but within five years	28,283	33,045
Total gross loans, net of deferred fees, After five years	33,560	28,425
Total gross loans, net of deferred fees	85,065	84,411
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	59,399	61,855
Total gross loans, net of deferred fees, After one but within five years	116,892	107,984
Total gross loans, net of deferred fees, After five years	409,412	378,788
Total gross loans, net of deferred fees	585,653	548,627
Consumer Loan [Member] | Other Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	7,617	7,681
Total gross loans, net of deferred fees, After one but within five years	14,294	11,253
Total gross loans, net of deferred fees, After five years	4,534	4,888
Total gross loans, net of deferred fees	26,445	23,822
Consumer Loan [Member] | Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	16,216	16,006
Total gross loans, net of deferred fees, After one but within five years	872	1,646
Total gross loans, net of deferred fees, After five years	29,159	20,273
Total gross loans, net of deferred fees	46,247	37,925
Consumer Loan [Member] | Real Estate Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	24,866	29,301
Total gross loans, net of deferred fees, After one but within five years	77,323	70,467
Total gross loans, net of deferred fees, After five years	239,911	221,175
Total gross loans, net of deferred fees	342,100	320,943
Consumer Loan [Member] | Home Equity Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans, net of deferred fees, One year or less	10,700	8,867
Total gross loans, net of deferred fees, After one but within five years	24,353	24,618
Total gross loans, net of deferred fees, After five years	135,808	132,452
Total gross loans, net of deferred fees	$ 170,861	$ 165,937

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses (Schedule of Breakdown of Outstanding Loans by Risk Category) (Details) - Commercial Loan [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	$ 1,223,702	$ 1,128,705
Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,205,682	1,115,196
Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	8,080	3,385
Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	9,940	10,124
Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Owner Occupied Re [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	390,727	367,018
Owner Occupied Re [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	386,489	363,621
Owner Occupied Re [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,850	296
Owner Occupied Re [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	2,388	3,101
Owner Occupied Re [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Non Owner Occupied Re [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	455,346	404,296
Non Owner Occupied Re [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	447,808	400,266
Non Owner Occupied Re [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,194	118
Non Owner Occupied Re [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	3,344	3,912
Non Owner Occupied Re [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Construction Loans [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	85,065	84,411
Construction Loans [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	84,998	84,411
Construction Loans [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	67
Construction Loans [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Construction Loans [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans
Business Loan [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	292,564	272,980
Business Loan [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	286,387	266,898
Business Loan [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	1,969	2,971
Business Loan [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans	4,208	3,111
Business Loan [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding commercial loans

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses (Schedule of Outstanding Commercial and Consumer Loans as Non-Accruals by Class) (Details) - Commercial Loan [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	$ 1,222,817	$ 1,128,472
30-59 days past due	433	153
60-89 days past due	387
Greater than 90 days	65	80
Total commercial loans	1,223,702	1,128,705
Owner Occupied Re [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	390,538	367,018
30-59 days past due	189
60-89 days past due
Greater than 90 days
Total commercial loans	390,727	367,018
Non Owner Occupied Re [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	454,930	404,179
30-59 days past due	206	117
60-89 days past due	210
Greater than 90 days
Total commercial loans	455,346	404,296
Construction Loans [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	85,065	84,411
30-59 days past due
60-89 days past due
Greater than 90 days
Total commercial loans	85,065	84,411
Business Loan [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	292,284	272,864
30-59 days past due	38	36
60-89 days past due	177
Greater than 90 days	65	80
Total commercial loans	$ 292,564	$ 272,980

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses (Schedule of Outstanding Consumer Loans by Risk Category) (Details) - Consumer Loan [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	$ 585,653	$ 548,627
Other Consumer [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	26,445	23,822
Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	575,857	538,723
Pass [Member] | Other Consumer [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	26,322	23,586
Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	3,173	2,795
Special Mention [Member] | Other Consumer [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	99	139
Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	6,623	7,109
Substandard [Member] | Other Consumer [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	24	97
Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Doubtful [Member] | Other Consumer [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Real Estate Loan [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	342,100	320,943
Real Estate Loan [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	335,618	314,586
Real Estate Loan [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,818	1,792
Real Estate Loan [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	3,664	4,565
Real Estate Loan [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Home Equity Loan [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	170,861	165,937
Home Equity Loan [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	167,670	162,626
Home Equity Loan [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	256	864
Home Equity Loan [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	2,935	2,447
Home Equity Loan [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Construction Loans [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	46,247	37,925
Construction Loans [Member] | Pass [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans	46,247	37,925
Construction Loans [Member] | Special Mention [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Construction Loans [Member] | Substandard [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans
Construction Loans [Member] | Doubtful [Member]
Outstanding commercial and consumer loans by risk category
Outstanding consumer loans

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses (Schedule of Aging of Past Due Loans) (Details) - Consumer Loan [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	$ 582,036	$ 544,522
30-59 days past due	1,306	2,691
60-89 days past due	618	1,036
Greater than 90 days	1,693	378
Total consumer loans	585,653	548,627
Other Consumer [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	26,417	23,603
30-59 days past due	28	106
60-89 days past due		113
Greater than 90 days
Total consumer loans	26,445	23,822
Real Estate [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	339,686	317,267
30-59 days past due	674	2,555
60-89 days past due	247	923
Greater than 90 days	1,493	198
Total consumer loans	342,100	320,943
Home Equity Loan [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	169,686	165,727
30-59 days past due	604	30
60-89 days past due	371
Greater than 90 days	200	180
Total consumer loans	170,861	165,937
Construction Loans [Member]
Outstanding commercial and consumer loans which include loans on nonaccrual status
Current	46,247	37,925
30-59 days past due
60-89 days past due
Greater than 90 days
Total consumer loans	$ 46,247	$ 37,925

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses (Schedule of Nonperforming Assets, Including Nonaccruing TDRs) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Summary of nonperforming assets
Nonaccruing troubled debt restructurings	$ 3,220	$ 2,541
Total nonaccrual loans, including nonaccruing TDRs	5,809	5,830
Other real estate owned
Total nonperforming assets	$ 5,809	$ 5,830
Nonperforming assets as a percentage of:
Total assets	0.27%	0.31%
Gross loans	0.32%	0.35%
Total loans over 90 days past due	$ 1,758	$ 458
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings	6,935	6,742
Commercial Loan [Member] | Owner Occupied Re [Member]
Summary of nonperforming assets
Nonaccruing
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Summary of nonperforming assets
Nonaccruing	372	210
Commercial Loan [Member] | Business Loan [Member]
Summary of nonperforming assets
Nonaccruing	65	81
Commercial Loan [Member] | Construction Loans [Member]
Summary of nonperforming assets
Nonaccruing
Consumer Loan [Member] | Other Consumer [Member]
Summary of nonperforming assets
Nonaccruing		12
Consumer Loan [Member] | Construction Loans [Member]
Summary of nonperforming assets
Nonaccruing
Consumer Loan [Member] | Real Estate Loan [Member]
Summary of nonperforming assets
Nonaccruing	1,710	1,980
Consumer Loan [Member] | Home Equity Loan [Member]
Summary of nonperforming assets
Nonaccruing	$ 442	$ 1,006

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses (Schedule of Key Information for Impaired Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Summary of key information for impaired loans
Unpaid Principal Balance	$ 14,370	$ 14,991
Impaired loans	12,744	12,572
Impaired loans with related allowance for loan losses	6,472	6,228
Related allowance for loan losses	2,045	2,014
Commercial Loan [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	9,400	9,893
Impaired loans	8,327	8,089
Impaired loans with related allowance for loan losses	4,271	4,660
Related allowance for loan losses	1,491	1,528
Commercial Loan [Member] | Owner Occupied Re [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	3,171	2,827
Impaired loans	3,107	2,762
Impaired loans with related allowance for loan losses	447	451
Related allowance for loan losses	75	75
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,870	3,321
Impaired loans	2,507	2,807
Impaired loans with related allowance for loan losses	1,706	2,204
Related allowance for loan losses	532	558
Commercial Loan [Member] | Business Loan [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	3,359	3,745
Impaired loans	2,713	2,520
Impaired loans with related allowance for loan losses	2,118	2,005
Related allowance for loan losses	884	895
Commercial Loan [Member] | Construction Loans [Member]
Summary of key information for impaired loans
Unpaid Principal Balance
Impaired loans
Impaired loans with related allowance for loan losses
Related allowance for loan losses
Consumer Loan [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	4,970	5,098
Impaired loans	4,417	4,483
Impaired loans with related allowance for loan losses	2,201	1,568
Related allowance for loan losses	554	486
Consumer Loan [Member] | Other Consumer [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	154	170
Impaired loans	154	170
Impaired loans with related allowance for loan losses	154	170
Related allowance for loan losses	17	30
Consumer Loan [Member] | Construction Loans [Member]
Summary of key information for impaired loans
Unpaid Principal Balance
Impaired loans
Impaired loans with related allowance for loan losses
Related allowance for loan losses
Consumer Loan [Member] | Real Estate Loan [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,619	2,993
Impaired loans	2,612	2,892
Impaired loans with related allowance for loan losses	1,776	1,398
Related allowance for loan losses	466	456
Consumer Loan [Member] | Home Equity Loan [Member]
Summary of key information for impaired loans
Unpaid Principal Balance	2,197	1,935
Impaired loans	1,651	1,421
Impaired loans with related allowance for loan losses	270
Related allowance for loan losses	$ 71

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses (Average Recorded Investment and Interest Income Recognized on Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	$ 12,824	$ 15,231	$ 12,847	$ 15,354	$ 13,084
Recognized interest income	164	244	339	402	733
Commercial Loan [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	8,388	10,039	8,388	10,104	8,527
Recognized interest income	122	179	241	267	478
Commercial Loan [Member] | Owner Occupied Re [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	3,116	2,800	3,123	2,804	2,784
Recognized interest income	44	45	79	62	142
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,544	3,878	2,565	3,920	2,860
Recognized interest income	41	77	85	126	174
Commercial Loan [Member] | Business Loan [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,728	3,361	2,700	3,380	2,883
Recognized interest income	37	57	77	79	162
Commercial Loan [Member] | Construction Loans [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment
Recognized interest income
Consumer Loan [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	4,436	5,192	4,459	5,250	4,557
Recognized interest income	42	65	98	135	255
Consumer Loan [Member] | Other Consumer [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	155	165	156	167	174
Recognized interest income	1	1	2	3	5
Consumer Loan [Member] | Construction Loans [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment
Recognized interest income
Consumer Loan [Member] | Real Estate Loan [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	2,622	2,892	2,633	2,911	2,930
Recognized interest income	20	40	45	81	151
Consumer Loan [Member] | Home Equity Loan [Member]
Average recorded investment and interest income recognized on impaired loans
Average recorded investment	1,659	2,135	1,670	2,172	1,453
Recognized interest income	$ 21	$ 24	$ 51	$ 51	$ 99

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses (Allowance for Loan Losses by Commercial and Consumer Portfolio Segments) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	$ 16,051	$ 15,852	$ 15,762	$ 15,523
Provision for loan losses	300	400	600	900
Loan charge-offs	(237)	(311)	(277)	(604)
Loan recoveries	30	159	59	281
Net loan charge-offs	(207)	(152)	(218)	(323)
Balance, end of period	$ 16,144	$ 16,100	$ 16,144	$ 16,100
Net charge-offs to average loans (annualized)	0.05%	0.04%	0.03%	0.04%
Allowance for loan losses to gross loans	0.89%	1.05%
Allowance for loan losses to nonperforming loans	277.92%	208.52%
Commercial Loan [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period			$ 9,240
Balance, end of period	$ 11,016		11,016
Commercial Loan [Member] | Owner Occupied Re [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	2,783	$ 2,680	2,726	$ 2,534
Provision for loan losses	135	19	192	165
Loan charge-offs	(110)		(110)
Loan recoveries
Net loan charge-offs	(110)		(110)
Balance, end of period	2,808	2,699	2,808	2,699
Commercial Loan [Member] | Non Owner Occupied Re [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,886	3,366	3,811	3,230
Provision for loan losses	143	342	217	478
Loan charge-offs	(13)	(234)	(14)	(234)
Loan recoveries		107	2	107
Net loan charge-offs	(13)	(127)	(12)	(127)
Balance, end of period	4,016	3,581	4,016	3,581
Commercial Loan [Member] | Business Loan [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,796	3,553	3,616	3,848
Provision for loan losses	(181)	280	(10)	(14)
Loan charge-offs				(119)
Loan recoveries	8	16	17	134
Net loan charge-offs	8	16	17	15
Balance, end of period	3,623	3,849	3,623	3,849
Commercial Loan [Member] | Construction Loans [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	572	415	615	325
Provision for loan losses	(3)	129	(46)	219
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	569	544	569	544
Consumer Loan [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period			4,508
Balance, end of period	5,128		5,128
Consumer Loan [Member] | Other Consumer [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	281	280	290	281
Provision for loan losses	23	(12)	50	19
Loan charge-offs	(14)		(53)	(34)
Loan recoveries	7		10	2
Net loan charge-offs	(7)		(43)	(32)
Balance, end of period	297	268	297	268
Consumer Loan [Member] | Construction Loans [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	282	256	275	210
Provision for loan losses	36	26	43	72
Loan charge-offs
Loan recoveries
Net loan charge-offs
Balance, end of period	318	282	318	282
Consumer Loan [Member] | Real Estate Loan [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	3,041	3,391	3,081	3,495
Provision for loan losses	49	54	(6)	25
Loan charge-offs				(77)
Loan recoveries	14	1	29	3
Net loan charge-offs	14	1	29	(74)
Balance, end of period	3,104	3,446	3,104	3,446
Consumer Loan [Member] | Home Equity Loan [Member]
Financing Receivable, Allowance For Credit Losses [Roll Forward]
Balance, beginning of period	1,410	1,911	1,348	1,600
Provision for loan losses	98	(438)	160	(64)
Loan charge-offs	(100)	(77)	(100)	(140)
Loan recoveries	1	35	1	35
Net loan charge-offs	(99)	(42)	(99)	(105)
Balance, end of period	$ 1,409	$ 1,431	$ 1,409	$ 1,431

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses (Allowance for Loan Losses and Recorded Investment in Loans by Impairment) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017
Allowance for Loan Losses and Recorded Investment in Loans by Impairment
Allowance for loan losses, Individually evaluated	$ 2,045		$ 2,014
Recorded investment in loans, Individually evaluated	12,744		12,572
Allowance for loan losses, Collectively evaluated	14,099		13,748
Recorded investment in loans, Collectively evaluated	1,796,611		1,664,760
Allowance for loan losses, Total	16,144	$ 16,051	15,762	$ 16,100	$ 15,852	$ 15,523
Recorded investment in loans, Total	1,809,355		1,677,332
Commercial Loan [Member]
Allowance for Loan Losses and Recorded Investment in Loans by Impairment
Allowance for loan losses, Individually evaluated	1,491		1,528
Recorded investment in loans, Individually evaluated	8,327		8,089
Allowance for loan losses, Collectively evaluated	9,525		9,240
Recorded investment in loans, Collectively evaluated	1,215,375		1,120,616
Allowance for loan losses, Total	11,016		9,240
Recorded investment in loans, Total	1,223,702		1,128,705
Consumer Loan [Member]
Allowance for Loan Losses and Recorded Investment in Loans by Impairment
Allowance for loan losses, Individually evaluated	554		486
Recorded investment in loans, Individually evaluated	4,417		4,483
Allowance for loan losses, Collectively evaluated	4,574		4,508
Recorded investment in loans, Collectively evaluated	581,236		544,144
Allowance for loan losses, Total	5,128		4,508
Recorded investment in loans, Total	$ 585,653		$ 548,627

Troubled Debt Restructurings (S

Troubled Debt Restructurings (Summary of Concession at the Time Of Modification) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2019USD ($)Investments	Jun. 30, 2018USD ($)Investments
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession	1	7
Reduced or deferred payments		1
Converted to interest only
Maturity date extensions
Total number of loans	1	8
Pre-modification outstanding recorded investment | $	$ 832	$ 2,442
Post-modification outstanding recorded investment | $	$ 832	$ 2,973
Consumer Loan [Member] | Home Equity Loan [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession	1
Reduced or deferred payments		1
Converted to interest only
Maturity date extensions
Total number of loans	1	1
Pre-modification outstanding recorded investment | $	$ 832	$ 180
Post-modification outstanding recorded investment | $	$ 832	$ 180
Consumer Loan [Member] | Real Estate Loan [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession		2
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans		2
Pre-modification outstanding recorded investment | $		$ 549
Post-modification outstanding recorded investment | $		$ 669
Commercial Loan [Member] | Owner occupied RE [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession		1
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans		1
Pre-modification outstanding recorded investment | $		$ 506
Post-modification outstanding recorded investment | $		$ 592
Commercial Loan [Member] | Business [Member]
Summary of concession at the time of modification and the recorded investment in TDRs before and after their modification
Renewals deemed a concession		4
Reduced or deferred payments
Converted to interest only
Maturity date extensions
Total number of loans		4
Pre-modification outstanding recorded investment | $		$ 1,207
Post-modification outstanding recorded investment | $		$ 1,532

Troubled Debt Restructurings (N

Troubled Debt Restructurings (Narrative) (Details) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019USD ($)Investments	Dec. 31, 2018USD ($)Investments
Troubled Debt Restructurings (Textual)
Total number of loans classified under troubled debt restructurings (TDRs) | Investments	25	26
Total sum of loans classified as troubled debt restructurings (TDRs) | $	$ 10,200	$ 9,300
Number of months previous loan payment defaulted	12 months	12 months

Derivative Financial Instrume_3

Derivative Financial Instruments (Schedule of Outstanding Financial Derivative Instruments) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Interest Rate Lock Commitments [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	$ 64,019	$ 20,552
Balance Sheet Location, description	Other assets	Other assets
Fair Value, Asset/(Liability)	$ 801	$ 345
Securities Sold, Not yet Purchased [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	$ 42,500	$ 11,750
Balance Sheet Location, description	Other liabilities	Other liabilities
Fair Value, Asset/(Liability)	$ (165)	$ (121)
Derivative [Member]
Derivative Instruments and Hedging Activities Disclosures [Line Items]
Notional	106,519	32,302
Fair Value, Asset/(Liability)	$ 636	$ 224

Fair Value Accounting (Schedule

Fair Value Accounting (Schedule of Assets And Liabilities Measured at Fair Value on Recurring Basis) (Details) - Fair Value, Measurements, Recurring [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities available for sale
US government agencies	$ 7,745	$ 8,782
SBA securities	4,105	3,525
State and political subdivisions	8,209	8,356
Asset-backed securities	10,819	9,558
Mortgage-backed securities	44,374	44,684
Mortgage loans held for sale	24,509	9,241
Mortgage loan interest rate lock commitments	801	345
Total assets measured at fair value on a recurring basis	100,562	84,491
Liabilities
MBS forward sales commitments	165	121
Total liabilities measured at fair value on a recurring basis	165	121
Fair Value, Inputs, Level 1 [Member]
Securities available for sale
US government agencies
SBA securities
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
Total assets measured at fair value on a recurring basis
Liabilities
MBS forward sales commitments
Total liabilities measured at fair value on a recurring basis
Fair Value, Inputs, Level 2 [Member]
Securities available for sale
US government agencies	7,745	8,782
SBA securities	4,105	3,525
State and political subdivisions	8,209	8,356
Asset-backed securities	10,819	9,558
Mortgage-backed securities	44,374	44,684
Mortgage loans held for sale	24,509	9,241
Mortgage loan interest rate lock commitments	801	345
Total assets measured at fair value on a recurring basis	100,562	84,491
Liabilities
MBS forward sales commitments	165	121
Total liabilities measured at fair value on a recurring basis	165	121
Fair Value, Inputs, Level 3 [Member]
Securities available for sale
US government agencies
SBA securities
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
Total assets measured at fair value on a recurring basis
Liabilities
MBS forward sales commitments
Total liabilities measured at fair value on a recurring basis

Fair Value Accounting (Schedu_2

Fair Value Accounting (Schedule of Assets And Liabilities Measured at Fair Value on Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Assets
Impaired loans	$ 10,699	$ 10,558
Total assets measured at fair value on a nonrecurring basis	10,699	10,558
Fair Value, Inputs, Level 1 [Member]
Assets
Impaired loans
Total assets measured at fair value on a nonrecurring basis
Fair Value, Inputs, Level 2 [Member]
Assets
Impaired loans	3,177	2,190
Total assets measured at fair value on a nonrecurring basis	3,177	2,190
Fair Value, Inputs, Level 3 [Member]
Assets
Impaired loans	7,522	8,368
Total assets measured at fair value on a nonrecurring basis	$ 7,522	$ 8,368

Fair Value Accounting (Schedu_3

Fair Value Accounting (Schedule of Estimated Fair Values of the Company's Financial Instruments) (Details) - USD ($) $ in Thousands		Jun. 30, 2019	Dec. 31, 2018
Financial Assets:
Other investments, at cost, Carrying Amount		$ 3,311	$ 4,121
Loans, Carrying Amount	[1]	1,780,467	1,648,998
Other investments, at cost, Fair Value		3,311	4,121
Loans, Fair Value	[1]	1,751,792	1,618,618
Financial Liabilities:
Deposits, Carrying Amount		1,854,008	1,648,136
FHLB and other borrowings, Carrying Amount		25,000	50,000
Junior subordinated debentures, Carrying Amount		13,403	13,403
Deposits, Fair Value		1,761,071	1,515,123
FHLB and other borrowings, Fair Value		26,050	50,147
Junior subordinated debentures, Fair Value		14,083	14,807
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value		1,761,071	1,515,123
FHLB and other borrowings, Fair Value		26,050	50,147
Junior subordinated debentures, Fair Value		14,083	14,807
Estimate Of Fair Value, Fair Value Disclosure [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Other investments, at cost, Fair Value		3,311	4,121
Loans, Fair Value	[1]	1,751,792	1,618,618
Financial Liabilities:
Deposits, Fair Value
FHLB and other borrowings, Fair Value
Junior subordinated debentures, Fair Value
[1]	Carrying amount is net of the allowance for loan losses and previously presented impaired loans.

Leases (Narrative) (Details)

Leases (Narrative) (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2019USD ($)
Leases (Textual)
Weighted average remaining life	7 years 7 months 21 days	7 years 7 months 21 days
Weighted average discount rate	3.14%	3.14%
Operating lease costs	$ 520	$ 1,000
Operating lease, right-of-use asset	14,600	14,600
Lease liabilities	$ 15,133	$ 15,133

Leases (Maturities of lease lia

Leases (Maturities of lease liabilities) (Details) $ in Thousands	Jun. 30, 2019USD ($)
Leases [Abstract]
2019	$ 916
2020	1,862
2021	1,907
2022	1,151
2023	1,020
Thereafter	12,331
Total undiscounted lease payments	19,187
Discount effect of cash flows	4,054
Total lease liability	$ 15,133

Earnings Per Common Share (Narr

Earnings Per Common Share (Narrative) (Details) - shares	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Earnings Per Common Share (Textual)
Antidilutive securities excluded from computation of earnings per share, amount	262,831	166,172

Earnings Per Common Share (Sche

Earnings Per Common Share (Schedule of earnings per share calculation) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Numerator:
Net income available to common shareholders	$ 7,240	$ 5,510	$ 13,249	$ 10,724
Denominator:
Weighted-average common shares outstanding - basic	7,495,508	7,370,709	7,477,525	7,353,867
Common stock equivalents	260,313	380,437	271,354	385,215
Weighted-average common shares outstanding - diluted	7,755,821	7,751,146	7,748,879	7,739,082
Earnings per common share:
Basic	$ 0.97	$ 0.75	$ 1.77	$ 1.46
Diluted	$ 0.93	$ 0.71	$ 1.71	$ 1.39

Reportable Segments (Narrative)

Reportable Segments (Narrative) (Details)	6 Months Ended
	Jun. 30, 2019Investments
Reportable Segments (Textual)
Number of segments	3

Reportable Segments (Schedule o

Reportable Segments (Schedule of financial information for each reportable segment) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Segment Reporting Information [Line Items]
Interest income	$ 23,088	$ 18,535	$ 44,700	$ 35,713
Interest expense	6,549	3,923	12,343	7,060
Net interest income (loss)	16,539	14,612	32,357	28,653
Provision for loan losses	300	400	600	900
Noninterest income	4,090	2,771	7,084	5,192
Noninterest expense	11,368	9,979	22,016	19,184
Net income (loss) before taxes	8,961	7,004	16,825	13,761
Income tax provision (benefit)	1,721	1,494	3,576	3,037
Net income (loss)	7,240	5,510	13,249	10,724
Total assets	2,116,044	1,787,784	2,116,044	1,787,784	$ 1,900,614
Commercial And Retail Banking [Member]
Segment Reporting Information [Line Items]
Interest income	22,933	18,437	44,453	35,515
Interest expense	6,391	3,762	12,023	6,782
Net interest income (loss)	16,542	14,675	32,430	28,733
Provision for loan losses	300	400	600	900
Noninterest income	1,260	1,142	2,397	2,235
Noninterest expense	9,609	8,754	19,075	16,935
Net income (loss) before taxes	7,893	6,663	15,152	13,133
Income tax provision (benefit)	1,498	1,422	3,225	2,906
Net income (loss)	6,395	5,241	11,927	10,227
Total assets	2,103,085	1,777,952	2,103,085	1,777,952
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Interest income	155	98	247	198
Interest expense
Net interest income (loss)	155	98	247	198
Provision for loan losses
Noninterest income	2,830	1,629	4,687	2,957
Noninterest expense	1,699	1,165	2,821	2,129
Net income (loss) before taxes	1,286	562	2,113	1,026
Income tax provision (benefit)	270	118	444	215
Net income (loss)	1,016	444	1,669	811
Total assets	12,497	9,404	12,497	9,404
Corporate Segment [Member]
Segment Reporting Information [Line Items]
Interest income	3	2	6	4
Interest expense	161	163	326	282
Net interest income (loss)	(158)	(161)	(320)	(278)
Provision for loan losses
Noninterest income
Noninterest expense	60	60	120	120
Net income (loss) before taxes	(218)	(221)	(440)	(398)
Income tax provision (benefit)	(47)	(46)	(93)	(84)
Net income (loss)	(171)	(175)	(347)	(314)
Total assets	203,335	174,331	203,335	174,331
Intersegment Eliminations [Member]
Segment Reporting Information [Line Items]
Interest income	(3)	(2)	(6)	(4)
Interest expense	(3)	(2)	(6)	(4)
Net interest income (loss)
Provision for loan losses
Noninterest income
Noninterest expense
Net income (loss) before taxes
Income tax provision (benefit)
Net income (loss)
Total assets	$ (202,873)	$ (173,903)	$ (202,873)	$ (173,903)