Southern First Bancshares (SFST) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 28, 2022
Document Information Line Items
Entity Registrant Name	SOUTHERN FIRST BANCSHARES INC
Trading Symbol	SFST
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		7,983,269
Amendment Flag	false
Entity Central Index Key	0001090009
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Document Period End Date	Mar. 31, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	000-27719
Entity Incorporation, State or Country Code	SC
Entity Tax Identification Number	58-2459561
Entity Address, Address Line One	100 Verdae Boulevard
Entity Address, Address Line Two	Suite 100
Entity Address, City or Town	Greenville
Entity Address, State or Province	SC
Entity Address, Postal Zip Code	29607
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ
Entity Interactive Data Current	Yes
City Area Code	864
Local Phone Number	679-9000

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Cash and cash equivalents:
Cash and due from banks	$ 20,992	$ 21,770
Federal funds sold	95,093	86,882
Interest-bearing deposits with banks	33,131	58,557
Total cash and cash equivalents	149,216	167,209
Investment securities:
Investment securities available for sale	106,978	120,281
Other investments	4,104	4,021
Total investment securities	111,082	124,302
Mortgage loans held for sale	17,840	13,556
Loans	2,660,675	2,489,877
Less allowance for credit losses	(32,944)	(30,408)
Loans, net	2,627,731	2,459,469
Bank owned life insurance	50,148	49,833
Property and equipment, net	95,129	92,370
Deferred income taxes, net	10,635	8,397
Accrued interest receivable	7,627	7,624
Other assets	3,232	2,788
Total assets	3,072,640	2,925,548
Deposits	2,708,174	2,563,826
Subordinated debentures	36,133	36,106
Other liabilities	49,809	47,715
Total liabilities	2,794,116	2,647,647
SHAREHOLDERS’ EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 7,980,519 and 7,925,819 shares issued and outstanding at March 31, 2022 and December 31, 2021, respectively	80	79
Nonvested restricted stock	(3,425)	(1,435)
Additional paid-in capital	117,286	114,226
Accumulated other comprehensive loss	(6,393)	(740)
Retained earnings	170,976	165,771
Total shareholders’ equity	278,524	277,901
Total liabilities and shareholders’ equity	$ 3,072,640	$ 2,925,548

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - $ / shares	Mar. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Preferred stock par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, authorized shares	10,000,000	10,000,000
Common stock, issued shares	7,980,519	7,925,819
Common stock, outstanding shares	7,980,519	7,925,819

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Loans	$ 23,931	$ 22,465
Investment securities	474	301
Federal funds sold and interest-bearing deposits with banks	59	47
Total interest income	24,464	22,813
Interest expense
Deposits	908	1,155
Borrowings	392	385
Total interest expense	1,300	1,540
Net interest income	23,164	21,273
Provision for (reversal of) credit losses	1,105	(300)
Net interest income after provision for credit losses	22,059	21,573
Noninterest income
Mortgage banking income	1,494	4,633
Service fees on deposit accounts	191	185
ATM and debit card income	528	470
Income from bank owned life insurance	315	267
Other income	399	349
Total noninterest income	2,927	5,904
Noninterest expenses
Compensation and benefits	8,144	6,683
Mortgage production costs	1,649	2,867
Occupancy	1,777	1,637
Other real estate owned expenses		387
Outside service and data processing costs	1,411	1,142
Insurance	261	301
Professional fees	496	421
Marketing	256	182
Other	691	542
Total noninterest expenses	14,685	14,162
Income before income tax expense	10,301	13,315
Income tax expense	2,331	2,949
Net income	$ 7,970	$ 10,366
Earnings per common share
Basic (in Dollars per share)	$ 1	$ 1.33
Diluted (in Dollars per share)	$ 0.98	$ 1.31
Weighted average common shares outstanding
Basic (in Shares)	7,931,855	7,774,515
Diluted (in Shares)	8,096,310	7,908,537

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 7,970	$ 10,366
Unrealized gain (loss) on securities available for sale:
Unrealized holding loss arising during the period, pretax	(7,141)	(1,409)
Tax benefit	1,500	296
Reclassification of realized gain	(15)
Tax benefit	3
Other comprehensive loss	(5,653)	(1,113)
Comprehensive income	$ 2,317	$ 9,253

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common stock [Member]	Preferred stock [Member]	Nonvested restricted stock [Member]	Additional paid-in capital [Member]	Accumulated other comprehensive income (loss) [Member]	Retained earnings [Member]	Total
Balance at Dec. 31, 2020	$ 78		$ (698)	$ 108,831	$ 1,023	$ 119,060	$ 228,294
Balance (in Shares) at Dec. 31, 2020	7,772,748
Net income						10,366	10,366
Proceeds from exercise of stock options	$ 1			1,577			1,578
Proceeds from exercise of stock options (in Shares)	69,598
Issuance of restricted stock			(477)	477
Issuance of restricted stock (in Shares)	10,750
Compensation expense related to restricted stock, net of tax			100				100
Compensation expense related to stock options, net of tax				296			296
Other comprehensive loss					(1,113)		(1,113)
Balance at Mar. 31, 2021	$ 79		(1,075)	111,181	(90)	129,426	239,521
Balance (in Shares) at Mar. 31, 2021	7,853,096
Balance at Dec. 31, 2021	$ 79		(1,435)	114,226	(740)	165,771	277,901
Balance (in Shares) at Dec. 31, 2021	7,925,819
Net income						7,970	7,970
Proceeds from exercise of stock options				579			579
Proceeds from exercise of stock options (in Shares)	18,125
Issuance of restricted stock	$ 1		(2,235)	2,234
Issuance of restricted stock (in Shares)	36,575
Adoption of ASU 2016-13						(2,765)	(2,765)
Compensation expense related to restricted stock, net of tax			245				245
Compensation expense related to stock options, net of tax				247			247
Other comprehensive loss					(5,653)		(5,653)
Balance at Mar. 31, 2022	$ 80		$ (3,425)	$ 117,286	$ (6,393)	$ 170,976	$ 278,524
Balance (in Shares) at Mar. 31, 2022	7,980,519

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating activities
Net income	$ 7,970	$ 10,366
Adjustments to reconcile net income to cash provided by operating activities:
Provision for (reversal of) credit losses	1,105	(300)
Depreciation and other amortization	583	551
Accretion and amortization of securities discounts and premium, net	210	232
Loss on sale of real estate owned		380
Gain on sale of fixed assets		(10)
Gain on sale of securities	(15)
Net change in operating leases	108	121
Compensation expense related to stock options and restricted stock grants	492	396
Gain on sale of loans held for sale	(899)	(4,813)
Loans originated and held for sale	(75,729)	(173,380)
Proceeds from sale of loans held for sale	72,344	181,377
Increase in cash surrender value of bank owned life insurance	(315)	(267)
Decrease in deferred tax asset		1
Decrease (increase) in accrued interest receivable	(3)	499
Decrease (increase) in other assets	(444)	(123)
Increase (decrease) in other liabilities	2,460	(4,461)
Net cash provided by operating activities	7,867	10,569
Increase (decrease) in cash realized from:
Increase in loans, net	(170,787)	(41,165)
Purchase of property and equipment	(5,869)	(2,609)
Purchase of investment securities:
Available for sale	(10,094)	(5,366)
Other investments	(2,265)
Payments and maturities, calls and repayments of investment securities:
Available for sale	16,046	5,458
Other investments	2,182	1,862
Purchase of bank owned life insurance		(7,500)
Proceeds from sale of fixed assets		50
Proceeds from sale of other real estate owned		788
Net cash used for investing activities	(170,787)	(48,482)
Increase (decrease) in cash realized from:
Increase in deposits, net	144,348	115,993
Decrease in Federal Home Loan Bank advances and other borrowings, net		(25,000)
Proceeds from the exercise of stock options	579	1,578
Net cash provided by financing activities	144,927	92,571
Net increase (decrease) in cash and cash equivalents	(17,993)	54,658
Cash and cash equivalents at beginning of the period	167,209	100,687
Cash and cash equivalents at end of the period	149,216	155,345
Cash paid for
Interest	1,789	2,767
Income taxes
Schedule of non-cash transactions
Unrealized loss on securities, net of income taxes	$ (5,653)	$ (1,113)

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – Summary of Significant Accounting Policies Nature of Business Southern First Bancshares, Inc. Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three-month period ended March 31, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 as filed with the U.S. Securities and Exchange Commission (“SEC”) on March 4, 2022. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated. Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments. Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets. Risks and Uncertainties The impact of the coronavirus (COVID-19) pandemic is fluid and continues to evolve, adversely affecting many of the Bank’s clients. While vaccine availability and uptake has increased, the longer-term macro-economic effects on global supply chains, inflation, labor shortages and wage increases continue to impact many industries. The ultimate extent of the impact of the COVID-19 pandemic on our business, financial condition and results of operations is currently uncertain and will depend on various developments and other factors, including increases in new COVID-19 cases, hospitalizations and deaths leading to additional government imposed restrictions; refusals to receive the vaccines along with concerns related to new strains of the virus; supply chain issues remaining unresolved longer than anticipated; labor shortages; decreases in consumer confidence and spending; and rising geopolitical tensions. The Company’s business, financial condition and results of operations generally rely upon the ability of the Bank’s borrowers to repay their loans, the value of collateral underlying the Bank’s secured loans, and demand for loans and other products and services the Bank offers, which are highly dependent on the business environment in the Bank’s primary markets where it operates and in the United States as a whole. As of March 31, 2022, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession brought about by the COVID-19 pandemic, our reported and regulatory capital ratios could be adversely impacted by further credit losses. The Company maintains access to multiple sources of liquidity, including a $15.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of March 31, 2022, the $15.0 million line was unused. Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Adoption of New Accounting Standard In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk. On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company’s investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief. Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. Allowance for Credit Losses - Securities Available for Sale For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At March 31, 2022, there was no allowance for credit losses related to the available-for-sale portfolio. Accrued interest receivable on available for sale debt securities totaled $436,000 at March 31, 2022 and was excluded from the estimate of credit losses. Allowance for Credit Losses - Loans Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management’s evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers’ ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial loans ● Owner occupied real estate ● Non-owner occupied real estate ● Construction ● Commercial business Consumer loans ● Real estate ● Home equity ● Construction ● Other For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management, but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for impaired loans, which includes nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resultant provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses. Accrued Interest Receivable Accrued interest receivable related to loans totaled $7.2 million at March 31, 2022 and was reported in accrued interest receivable on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest. Unfunded Commitments Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheet, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund. The Company’s CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios. Newly Issued, But Not Yet Effective Accounting Standards In March 2022, the FASB amended the Receivables–Troubled Debt Restructuring by Creditors subtopic and Financial Instruments–Credit Losses subtopic to the Accounting Standards Codification. The amendments eliminate the accounting guidance for TDRs by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the amendments require disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption of the amendments is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities

Investment Securities	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Investment Securities	NOTE 2 – Investment Securities The amortized costs and fair value of investment securities are as follows: March 31, 2022 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,191 - 125 2,066 US treasuries 999 - 65 934 US government agencies 13,005 - 1,187 11,818 State and political subdivisions 23,202 26 1,587 21,641 Asset-backed securities 8,423 4 76 8,351 Mortgage-backed securities FHLMC 22,138 - 1,846 20,292 FNMA 37,907 - 2,816 35,091 GNMA 7,206 - 421 6,785 Total mortgage-backed securities 67,251 - 5,083 62,168 Total investment securities available for sale $ 115,071 30 8,123 106,978 December 31, 2021 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,198 - 10 2,188 US treasuries 999 - 7 992 US government agencies 14,504 1 336 14,169 SBA securities 429 9 - 438 State and political subdivisions 24,887 549 260 25,176 Asset-backed securities 10,136 45 17 10,164 Mortgage-backed securities FHLMC 23,057 102 494 22,665 FNMA 40,924 235 660 40,499 GNMA 4,084 3 97 3,990 Total mortgage-backed securities 68,065 340 1,251 67,154 Total investment securities available for sale $ 121,218 944 1,881 120,281 Contractual maturities and yields on the Company’s investment securities at March 31, 2022 and December 31, 2021 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. March 31, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 2,066 1.99 % $ - - $ 2,066 1.99 % US treasuries - - - - 934 1.27 % - - 934 1.27 % US government agencies - - 954 0.45 % 8,176 1.31 % 2,688 1.79 % 11,818 1.35 % State and political subdivisions - - 470 2.13 % 4,859 1.62 % 16,312 2.19 % 21,641 2.06 % Asset-backed securities - - - - 1,412 2.22 % 6,939 1.08 % 8,351 1.27 % Mortgage-backed securities - - 3,422 1.22 % 5,196 1.43 % 53,550 1.50 % 62,168 1.47 % Total $ - - $ 4,846 1.16 % $ 22,643 1.52 % $ 79,489 1.61 % $ 106,978 1.57 % December 31, 2021 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 2,188 1.98 % $ - - $ 2,188 1.98 % US treasuries - - - - 992 1.27 % - - 992 1.27 % US government agencies - - 2,481 0.36 % 8,756 1.31 % 2,932 1.79 % 14,169 1.24 % SBA securities - - - - - - 438 1.01 % 438 1.01 % State and political subdivisions - - 471 2.13 % 4,282 1.61 % 20,423 2.21 % 25,176 2.11 % Asset-backed securities - - - - 1,614 1.79 % 8,550 0.97 % 10,164 1.10 % Mortgage-backed securities 387 2.10 % 4,411 1.29 % 9,121 1.59 % 53,235 1.38 % 67,154 1.40 % Total $ 387 2.10 % $ 7,363 1.03 % $ 26,953 1.53 % $ 85,578 1.55 % $ 120,281 1.52 % The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at March 31, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. March 31, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,066 $ 125 - $ - $ - 1 $ 2,066 $ 125 US treasures 1 934 65 - - - 1 934 65 US government agencies 4 6,399 612 6 5,420 575 10 11,819 1,187 State and political subdivisions 20 15,206 1,033 8 4,461 554 28 19,667 1,587 Asset-backed 6 5,861 55 2 1,612 21 8 7,473 76 Mortgage-backed securities FHLMC 14 15,318 1,286 5 4,974 560 19 20,292 1,846 FNMA 26 23,751 1,692 10 11,329 1,124 36 35,080 2,816 GNMA 4 4,107 212 3 2,678 209 7 6,785 421 Total 76 $ 73,642 $ 5,080 34 $ 30,474 $ 3,043 110 $ 104,116 $ 8,123 December 31, 2021 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,188 $ 10 - $ - $ - 1 $ 2,188 $ 10 US treasures 1 992 7 - - - 1 992 7 US government agencies 7 9,831 173 4 3,837 163 11 13,668 336 State and political subdivisions 9 7,821 193 6 2,909 67 15 10,730 260 Asset-backed 2 1,751 9 2 1,717 7 4 3,468 16 Mortgage-backed securities FHLMC 10 13,705 303 4 4,644 192 14 18,349 495 FNMA 11 16,098 296 9 11,264 364 20 27,362 660 GNMA 2 655 4 3 3,215 93 5 3,870 97 Total 43 $ 53,041 $ 995 28 $ 27,586 $ 886 71 $ 80,627 $ 1,881 At March 31, 2022 the Company had 76 individual investments with a fair market value of $73.6 million that were in an unrealized loss position for less than 12 months and 34 individual investments with a fair market value of $30.5 million that were in an unrealized loss position for 12 months or longer. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost. Other investments are comprised of the following and are recorded at cost which approximates fair value. (dollars in thousands) March 31, 2022 December 31, 2021 Federal Home Loan Bank stock $ 1,256 1,241 Other nonmarketable investments 2,445 2,377 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 4,104 4,021 The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of March 31, 2022 and that ultimate recoverability of the par value of the investments is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

Mortgage Loans Held for Sale

Mortgage Loans Held for Sale	3 Months Ended
	Mar. 31, 2022
Mortgage Loans Held For Sale [Abstract]
Mortgage Loans Held for Sale	NOTE 3 – Mortgage Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At March 31, 2022, mortgage loans held for sale totaled $17.8 million compared to $13.6 million at December 31, 2021.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses	NOTE 4 – Loans and Allowance for Credit Losses The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $5.5 million as of March 31, 2022 and $5.0 million as of December 31, 2021. March 31, 2022 December 31, 2021 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 527,776 19.8 % $ 488,965 19.6 % Non-owner occupied RE 705,811 26.5 % 666,833 26.8 % Construction 75,015 2.8 % 64,425 2.6 % Business 352,932 13.3 % 333,049 13.4 % Total commercial loans 1,661,534 62.4 % 1,553,272 62.4 % Consumer Real estate 745,667 28.0 % 694,401 27.9 % Home equity 155,678 5.9 % 154,839 6.2 % Construction 72,627 2.7 % 59,846 2.4 % Other 25,169 1.0 % 27,519 1.1 % Total consumer loans 999,141 37.6 % 936,605 37.6 % Total gross loans, net of deferred fees 2,660,675 100.0 % 2,489,877 100.0 % Less—allowance for credit losses (32,944 ) (30,408 ) Total loans, net $ 2,627,731 $ 2,459,469 Maturities and Sensitivity of Loans to Changes in Interest Rates The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. March 31, 2022 (dollars in thousands) One year After one After five but After fifteen Total Commercial Owner occupied RE $ 15,677 116,156 353,233 42,710 527,776 Non-owner occupied RE 48,491 338,553 290,547 28,220 705,811 Construction 4,668 24,360 36,711 9,276 75,015 Business 71,844 155,045 122,820 3,223 352,932 Total commercial loans 140,680 634,114 803,311 83,429 1,661,534 Consumer Real estate 9,839 45,057 182,195 508,576 745,667 Home equity 2,309 20,411 127,604 5,354 155,678 Construction 932 1,651 8,858 61,186 72,627 Other 5,160 16,368 3,219 422 25,169 Total consumer loans 18,240 83,487 321,876 575,538 999,141 Total gross loans, net of deferred fees $ 158,920 717,601 1,125,187 658,967 2,660,675 December 31, 2021 (dollars in thousands) One year After one After five After Total Commercial Owner occupied RE $ 16,858 120,480 316,261 35,366 488,965 Non-owner occupied RE 47,453 329,085 263,317 26,978 666,833 Construction 4,882 16,393 29,310 13,840 64,425 Business 66,833 152,732 109,008 4,476 333,049 Total commercial loans 136,026 618,690 717,896 80,660 1,553,272 Consumer Real estate 14,632 45,219 162,655 471,895 694,401 Home equity 2,178 21,280 125,427 5,954 154,839 Construction 961 594 8,956 49,335 59,846 Other 8,071 15,711 3,341 396 27,519 Total consumer 25,842 82,804 300,379 527,580 936,605 Total gross loans, net of deferred fees $ 161,868 701,494 1,018,275 608,240 2,489,877 The following table summarizes the loans due after one year by category as of March 31, 2022. Interest Rate (dollars in thousands) Fixed Floating or Commercial Owner occupied RE $ 507,622 4,477 Non-owner occupied RE 578,786 78,534 Construction 66,873 3,474 Business 212,419 68,669 Total commercial loans 1,365,700 155,154 Consumer Real estate 735,758 70 Home equity 11,634 141,735 Construction 71,695 - Other 13,208 6,801 Total consumer loans 832,295 148,606 Total gross loans, net of deferred fees $ 2,197,995 303,760 Credit Quality Indicators The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type. A description of the general characteristics of the risk grades is as follows: ● Pass—These loans range from minimal to average credit risk however still have acceptable credit risk. ● Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. ● Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. The following table presents loan balances classified by credit quality indicators by year of origination as of March 31, 2022. March 31, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Total Commercial Owner occupied RE Pass $ 48,943 136,043 91,485 76,409 42,537 130,973 - 526,390 Special Mention - 163 - - - 159 - 322 Substandard - - 653 - 298 113 - 1,064 Total Owner occupied RE 48,943 136,206 92,138 76,409 42,835 131,245 - 527,776 Non-owner occupied RE Pass 61,668 186,526 118,651 82,442 84,310 145,200 - 678,797 Special Mention - 205 - 313 5,544 5,614 - 11,676 Substandard - 141 - 13,237 309 1,651 - 15,338 Total Non-owner occupied RE 61,668 186,872 118,651 95,992 90,163 152,465 - 705,811 Construction Pass 6,472 53,371 9,073 4,498 1,601 - - 75,015 Special Mention - - - - - - - - Substandard - - - - - - - - Total Construction 6,472 53,371 9,073 4,498 1,601 - - 75,015 Business Pass 30,305 62,583 36,345 27,908 38,361 36,286 117,232 349,020 Special Mention 224 53 398 - - 168 101 944 Substandard - - 1,294 204 362 1,083 25 2,968 Total Business 30,529 62,636 38,037 28,112 38,723 37,537 117,358 352,932 Total Commercial loans 147,612 439,085 257,899 205,011 173,322 321,247 117,358 1,661,534 Consumer Real estate Pass 69,226 255,662 197,008 80,005 42,490 91,948 - 736,339 Special Mention 1,113 1,387 1,068 568 848 - 4,984 Substandard - 902 230 419 963 1,830 - 4,344 Total Real estate 69,226 257,677 198,625 81,492 44,021 94,626 - 745,667 Home equity Pass - - - - - - 150,767 150,767 Special Mention - - - - - - 2,186 2,186 Substandard - - - - - - 2,725 2,725 Total Home equity - - - - - - 155,678 155,678 Construction Pass 10,078 42,845 19,420 - - - - 72,343 Special Mention - - - 284 - - - 284 Substandard - - - - - - - - Total Construction 10,078 42,845 19,420 284 - - - 72,627 Other Pass 1,177 2,700 1,250 2,001 711 3,916 13,227 24,982 Special Mention - - 8 38 76 10 33 165 Substandard - - - 12 - - 10 22 Total Other 1,177 2,700 1,258 2,051 787 3,926 13,270 25,169 Total Consumer loans 80,481 303,222 219,303 83,827 44,808 98,552 168,948 999,141 Total loans $ 228,093 742,307 477,202 288,838 218,130 419,799 286,306 2,660,675 The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2021. December 31, 2021 Commercial Consumer (dollars in thousands) Owner Non-owner Construction Business Real Home Construction Other Total Pass $ 487,422 589,280 64,425 328,371 684,923 148,933 59,846 27,365 2,390,565 Special mention 327 48,310 - 1,530 4,294 2,986 - 129 57,576 Substandard 1,216 29,243 - 3,148 5,184 2,920 - 25 41,736 Total $ 488,965 666,833 64,425 333,049 694,401 154,839 59,846 27,519 2,489,877 The following tables loan balances by payment status. March 31, 2022 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 527,776 527,776 Non-owner occupied RE 75 - - 1,026 704,710 705,811 Construction - - - - 75,015 75,015 Business 124 - - - 352,808 352,932 Consumer Real estate 757 695 - 1,482 742,733 745,667 Home equity - 1 - 2,024 153,653 155,678 Construction - - - - 72,627 72,627 Other 3 - - - 25,166 25,169 Total $ 959 696 - 4,532 2,654,488 2,660,675 December 31, 2021 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 488,965 488,965 Non-owner occupied RE - - - 1,069 665,764 666,833 Construction - - - - 64,425 64,425 Business - - - - 333,049 333,049 Consumer Real estate 136 - - 1,750 692,515 694,401 Home equity 417 174 - 2,045 152,203 154,839 Construction - - - - 59,846 59,846 Other 5 - - - 27,514 27,519 Total $ 558 174 - 4,864 2,484,281 2,489,877 As of March 31, 2022 and December 31, 2021, loans 30 days or more past due represented 0.13% and 0.09% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.01% and 0.00% of the Company’s total loan portfolio as of March 31, 2022 and December 31, 2021, respectively. Consumer loans 30 days or more past due were 0.12% and 0.09% of total loans as of March 31, 2022 and December 31, 2021, respectively. Nonperforming assets Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when the Company believes, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received. The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. (dollars in thousands) March 31, 2022 December 31, 2021 Nonaccrual loans $ 1,819 - Nonaccruing TDRs 2,713 2,952 Total nonaccrual loans, including nonaccruing TDRs 4,532 4,864 Other real estate owned - - Total nonperforming assets $ 4,532 4,864 Nonperforming assets as a percentage of: Total assets 0.15 % 0.17 % Gross loans 0.17 % 0.20 % Total loans over 90 days past due $ 554 554 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings 3,241 3,299 The table below summarizes nonaccrual loans by major categories for the periods presented. CECL Incurred loss March 31, 2022 December 31, 2021 Nonaccrual Nonaccrual loans loans Total Total with no with an nonaccrual nonaccrual (dollars in thousands) allowance allowance loans loans Commercial Owner occupied RE $ - - - - Non-owner occupied RE 265 761 1,026 1,070 Construction - - - - Business - - - - Total commercial 265 761 1,026 1,070 Consumer Real estate 987 495 1,482 1,750 Home equity 1,971 53 2,024 2,044 Construction - - - - Other - - - - Total consumer 2,958 548 3,506 3,794 Total $ 3,224 1,309 4,532 4,864 The table below summarizes key information for loans individually evaluated for impairment loans under the incurred loss methodology. These loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These loans may have estimated impairment which is included in the allowance for credit losses. December 31, 2021 Recorded investment Impaired loans Impaired loans Unpaid with no related with related Related (dollars in thousands) Principal Impaired allowance for allowance for allowance for Commercial Owner occupied RE $ 1,261 1,261 1,261 - - Non-owner occupied RE 2,012 1,070 270 800 171 Construction - - - - - Business 1,104 1,104 - 1,104 452 Total commercial 4,377 3,435 1,531 1,904 623 Consumer Real estate 2,638 2,561 1,743 818 144 Home equity 2,206 2,044 1,989 55 55 Construction - - - - - Other 123 123 - 123 14 Total consumer 4,967 4,728 3,732 996 213 Total $ 9,344 8,163 5,263 2,900 836 The following table provides the average recorded investment in impaired loans and the amount of interest income recognized on impaired loans after impairment by portfolio segment and class. Three months ended Year ended (dollars in thousands) Average Recognized Average Recognized Commercial Owner occupied RE $ 1,569 16 1,387 65 Non-owner occupied RE 2,161 62 3,128 182 Construction 137 2 55 - Business 2,329 34 2,218 62 Total commercial 6,196 114 6,788 309 Consumer Real estate 4,212 43 3,641 98 Home equity 2,030 16 1,964 85 Construction - - - - Other 134 1 129 4 Total consumer 6,376 60 5,734 187 Total $ 12,572 174 12,522 496 Allowance for Credit Losses The following table summarizes the activity related to the allowance for credit losses for the three months ended March 31, 2022 under the CECL methodology. Three months ended March 31, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 511 (878 ) 150 159 813 165 136 (31 ) 1,025 Loan charge-offs - - - - - (169 ) - - (169 ) Loan recoveries - - - 114 - 66 - - 180 Net loan recoveries (charge-offs) - - - 114 - (103 ) - - 11 Balance, end of period $ 4,898 9,973 929 6,217 7,602 2,197 844 284 32,944 Net charge-offs (recoveries) to average loans (annualized) 0.00 % Allowance for credit losses to gross loans 1.24 % Allowance for credit losses to nonperforming loans 726.88 % Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following two tables are disclosures related to the allowance for loan losses in prior periods under this methodology. Three months ended March 31, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 8,145 12,049 1,154 7,845 10,453 3,249 747 507 44,149 Provision for loan losses (991 ) 3,146 (327 ) (785 ) (787 ) (423 ) (62 ) (71 ) (300 ) Loan charge-offs - - - (267 ) - (139 ) - - (406 ) Loan recoveries - - - 55 - 1 - - 56 Net loan recoveries (charge-offs) - - - (212 ) - (138 ) - - (350 ) Balance, end of period $ 7,154 15,195 827 6,848 9,666 2,688 685 436 43,499 Net charge-offs to average loans (annualized) 0.07 % Allowance for loan losses to gross loans 1.99 % Allowance for loan losses to nonperforming loans 557.47 % The following table disaggregates the allowance for loan losses and recorded investment in loans by impairment methodology under the incurred loss methodology. December 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 623 213 836 3,435 4,728 8,163 Collectively evaluated 20,107 9,465 29,572 1,549,837 931,877 2,481,714 Total $ 20,730 9,678 30,408 1,553,272 936,605 2,489,877 March 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,171 464 1,635 5,967 6,215 12,182 Collectively evaluated 28,853 13,011 41,864 1,382,616 788,884 2,171,500 Total $ 30,024 13,475 43,499 1,388,583 795,099 2,183,682 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. The following table presents an analysis of collateral-dependent loans of the Company as of March 31, 2022. March 31, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ 1,250 - - 1,250 Non-owner occupied RE 265 - - 265 Construction - - - - Business - - - - Total commercial 1,515 - - 1,515 Consumer Real estate 1,484 - - 1,484 Home equity 2,024 - - 2,024 Construction - - - - Other - - - - Total consumer 3,508 - - 3,508 Total $ 5,023 - - 5,023 Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required. Allowance for Credit Losses - Unfunded Loan Commitments The allowance for credit losses for unfunded loan commitments was $2.1 million at March 31, 2022 and is separately classified on the balance sheet within other liabilities. Prior to the adoption of CECL, the Company’s reserve for unfunded commitments was not material. The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the three months ended March 31, 2022. Three months ended (dollars in thousands) March 31, 2022 Balance, beginning of period - Adjustment for adoption of CECL $ 2,000 Provision for (reversal of) loan losses 80 Loan charge-offs - Loan recoveries - Net loan (charge-offs) recoveries - Balance, end of period $ 2,080

Troubled Debt Restructurings

Troubled Debt Restructurings	3 Months Ended
	Mar. 31, 2022
Troubled Debt Restructuring [Abstract]
Troubled Debt Restructurings	NOTE 5 – Troubled Debt Restructurings At March 31, 2022, the Company had 13 loans totaling $6.0 million compared to 14 loans totaling $6.3 million at December 31, 2021, which were considered as TDRs. The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of the workout plan for individual loan relationships, the Company may restructure loan terms to assist borrowers facing financial challenges in the current economic environment. The were no renewals or modifications to any loans considered TDRs during the three months ended March 31, 2022. For the three months ended March 31, 2021, renewals and modifications were not material. As of March 31, 2022 and 2021, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Derivative Financial Instrument

Derivative Financial Instruments	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	NOTE 6 – Derivative Financial Instruments The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value. The Company accounts for all of its derivatives as free-standing derivatives and does not designate any of these instruments for hedge accounting. Therefore, the gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change. The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses. The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The following table summarizes the Company’s outstanding financial derivative instruments at March 31, 2022 and December 31, 2021. March 31, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 33,011 Other assets $ 77 MBS forward sales commitments 24,500 Other assets 436 Total derivative financial instruments $ 57,511 $ 513 December 31, 2021 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 32,478 Other assets $ 425 MBS forward sales commitments 21,000 Other liabilities (41 ) Total derivative financial instruments $ 53,478 $ 384

Fair Value Accounting

Fair Value Accounting	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value Accounting	NOTE 7 – Fair Value Accounting FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 – Quoted market price in active markets Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market. Level 2 – Significant other observable inputs Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans. Level 3 – Significant unobservable inputs Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. These methodologies may result in a significant portion of the fair value being derived from unobservable data. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 14 of the Company’s 2021 Annual Report on Form 10-K. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories of loans as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of March 31, 2022 and December 31, 2021. March 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Corporate bonds $ - 2,066 - 2,066 US treasuries - 934 - 934 US government agencies - 11,818 - 11,818 State and political subdivisions - 21,641 - 21,641 Asset-backed securities - 8,351 - 8,351 Mortgage-backed securities - 62,168 - 62,168 Mortgage loans held for sale - 17,840 - 17,840 Mortgage loan interest rate lock commitments - 77 - 77 MBS forward sales commitments - 436 - 436 Total assets measured at fair value on a recurring basis $ - 125,331 - 125,331 December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 2,188 - 2,188 US treasuries - 992 - 992 US government agencies - 14,169 - 14,169 SBA securities - 438 - 438 State and political subdivisions - 25,176 - 25,176 Asset-backed securities - 10,164 - 10,164 Mortgage-backed securities - 67,154 - 67,154 Mortgage loans held for sale - 13,556 - 13,556 Mortgage loan interest rate lock commitments - 425 - 425 Total assets measured at fair value on a recurring basis $ - 134,262 - 134,262 Liabilities MBS forward sales commitments $ - 41 - 41 Total liabilities measured at fair value on a recurring basis $ - 41 - 41 Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of March 31, 2022 and December 31, 2021. As of March 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 4,970 1,984 6,954 Total assets measured at fair value on a nonrecurring basis $ - 4,970 1,984 6,954 As of December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 5,262 2,065 7,327 Total assets measured at fair value on a nonrecurring basis $ - 5,262 2,065 7,327 The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis. Fair Value of Financial Instruments Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities. The estimated fair values of the Company’s financial instruments at March 31, 2022 and December 31, 2021 are as follows: March 31, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,104 4,104 - - 4,104 Loans 1 2,619,957 2,531,268 - - 2,531,268 Financial Liabilities: Deposits 2,623,174 2,273,251 - 2,273,251 - Subordinated debentures 36,133 34,978 - 34,978 - December 31, 2021 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,021 4,021 - - 4,021 Loans 1 2,451,306 2,422,621 - - 2,422,621 Financial Liabilities: Deposits 2,563,826 2,327,055 - 2,327,055 - Subordinated debentures 36,106 33,936 - 33,936 - 1 Carrying amount is net of the allowance for credit losses or loan losses, as applicable, and previously presented impaired loans.

Leases

Leases	3 Months Ended
	Mar. 31, 2022
Leases Disclosure [Abstract]
Leases	NOTE 8 – Leases Effective January 1, 2019, the Company adopted ASU 2016-02, “Leases (Topic 842)”. As of March 31, 2022, we leased seven of our offices under various operating lease agreements. The lease agreements have maturity dates ranging from August 2028 to February 2032, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 7.63 years as of March 31, 2022. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.28% as of March 31, 2022. The total operating lease costs were $778,000 and $714,000 for the three months ended March 31, 2022 and 2021, respectively. The right-of-use (ROU) asset, included in property and equipment, and lease liability, included in other liabilities, was $24.1 million and $25.6 million as of March 31, 2022, respectively, compared to $26.6 million and $28.0 million as of December 31, 2021, respectively. The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. Maturities of lease liabilities as of March 31, 2022 were as follows: Operating (dollars in thousands) Leases 2022 $ 848 2023 1,938 2024 1,990 2025 2,045 2026 2,096 Thereafter 24,093 Total undiscounted lease payments 33,010 Discount effect of cash flows 7,443 Total lease liability $ 25,567

Earnings Per Common Share

Earnings Per Common Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 9 – Earnings Per Common Share The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three-month periods ended March 31, 2022 and 2021. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at March 31, 2022. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At March 31, 2022 and 2021, there were 9,000 and 210,899 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive. Three months ended (dollars in thousands, except share data) 2022 2021 Numerator: Net income available to common shareholders $ 7,970 $ 10,366 Denominator: Weighted-average common shares outstanding – basic 7,931,855 7,774,515 Common stock equivalents 164,455 134,022 Weighted-average common shares outstanding – diluted 8,096,310 7,908,537 Earnings per common share: Basic $ 1.00 $ 1.33 Diluted $ 0.98 $ 1.31

Reportable Segments

Reportable Segments	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Reportable Segments	NOTE 10 – Reportable Segments The Company’s reportable segments represent the distinct product lines the Company offers and are viewed separately for strategic planning purposes by management. The three segments include Commercial and Retail Banking, Mortgage Banking, and Corporate. The following schedule presents financial information for each reportable segment. Three months ended Three months ended (dollars in thousands) Commercial Mortgage Corporate Elimin- Consol- Commercial Mortgage Corporate Elimin- Consol- Interest income $ 24,234 230 5 (5 ) 24,464 22,414 399 3 (3 ) 22,813 Interest expense 925 - 380 (5 ) 1,300 1,161 - 382 (3 ) 1,540 Net interest income (loss) 23,309 230 (375 ) - 23,164 21,253 399 (379 ) - 21,273 Provision (benefit) for credit losses 905 200 - - 1,105 (300 ) - - - (300 ) Noninterest income 1,433 1,494 - - 2,927 1,271 4,633 - - 5,904 Noninterest expense 12,976 1,649 60 - 14,685 11,233 2,867 62 - 14,162 Net income (loss) before taxes 10,861 (125 ) (435 ) - 10,301 11,591 2,165 (441 ) - 13,315 Income tax provision (benefit) 2,450 (28 ) (91 ) - 2,331 2,564 478 (93 ) - 2,949 Net income (loss) $ 8,411 (97 ) (344 ) - 7,970 9,027 1,687 (348 ) - 10,366 Total assets $ 3,033,122 39,003 314,658 (314,143 ) 3,072,640 2,516,869 62,530 275,941 (275,418 ) 2,579,922 Commercial and retail banking. Mortgage banking. Corporate.

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Nature of Business	Nature of Business Southern First Bancshares, Inc.
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three-month period ended March 31, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 as filed with the U.S. Securities and Exchange Commission (“SEC”) on March 4, 2022. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Business Segments	Business Segments In determining proper segment definition, the Company considers the materiality of a potential segment and components of the business about which financial information is available and regularly evaluated, relative to a resource allocation and performance assessment. The Company accounts for intersegment revenues and expenses as if the revenue/expense transactions were generated to third parties, that is, at current market prices. Please refer to “Note 10 – Reportable Segments” for further information on the reporting for the Company’s three business segments.
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Risks and Uncertainties	Risks and Uncertainties The impact of the coronavirus (COVID-19) pandemic is fluid and continues to evolve, adversely affecting many of the Bank’s clients. While vaccine availability and uptake has increased, the longer-term macro-economic effects on global supply chains, inflation, labor shortages and wage increases continue to impact many industries. The ultimate extent of the impact of the COVID-19 pandemic on our business, financial condition and results of operations is currently uncertain and will depend on various developments and other factors, including increases in new COVID-19 cases, hospitalizations and deaths leading to additional government imposed restrictions; refusals to receive the vaccines along with concerns related to new strains of the virus; supply chain issues remaining unresolved longer than anticipated; labor shortages; decreases in consumer confidence and spending; and rising geopolitical tensions. The Company’s business, financial condition and results of operations generally rely upon the ability of the Bank’s borrowers to repay their loans, the value of collateral underlying the Bank’s secured loans, and demand for loans and other products and services the Bank offers, which are highly dependent on the business environment in the Bank’s primary markets where it operates and in the United States as a whole. As of March 31, 2022, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession brought about by the COVID-19 pandemic, our reported and regulatory capital ratios could be adversely impacted by further credit losses. The Company maintains access to multiple sources of liquidity, including a $15.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of March 31, 2022, the $15.0 million line was unused.
Reclassifications	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.
Adoption of New Accounting Standard	Adoption of New Accounting Standard In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk. On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company’s investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.
Significant Accounting Policy Changes	Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below.
Allowance for Credit Losses - Securities Available for Sale	Allowance for Credit Losses - Securities Available for Sale For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At March 31, 2022, there was no allowance for credit losses related to the available-for-sale portfolio. Accrued interest receivable on available for sale debt securities totaled $436,000 at March 31, 2022 and was excluded from the estimate of credit losses.
Allowance for Credit Losses - Loans	Allowance for Credit Losses - Loans Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management’s evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers’ ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial loans ● Owner occupied real estate ● Non-owner occupied real estate ● Construction ● Commercial business Consumer loans ● Real estate ● Home equity ● Construction ● Other For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management, but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for impaired loans, which includes nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resultant provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.
Accrued Interest Receivable	Accrued Interest Receivable Accrued interest receivable related to loans totaled $7.2 million at March 31, 2022 and was reported in accrued interest receivable on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.
Unfunded Commitments	Unfunded Commitments Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheet, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund. The Company’s CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.
Newly Issued, But Not Yet Effective Accounting Standards	Newly Issued, But Not Yet Effective Accounting Standards In March 2022, the FASB amended the Receivables–Troubled Debt Restructuring by Creditors subtopic and Financial Instruments–Credit Losses subtopic to the Accounting Standards Codification. The amendments eliminate the accounting guidance for TDRs by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the amendments require disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption of the amendments is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of Gross Unrealized Losses on Investment Securities and Fair Market Value of Related Securities	March 31, 2022 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,191 - 125 2,066 US treasuries 999 - 65 934 US government agencies 13,005 - 1,187 11,818 State and political subdivisions 23,202 26 1,587 21,641 Asset-backed securities 8,423 4 76 8,351 Mortgage-backed securities FHLMC 22,138 - 1,846 20,292 FNMA 37,907 - 2,816 35,091 GNMA 7,206 - 421 6,785 Total mortgage-backed securities 67,251 - 5,083 62,168 Total investment securities available for sale $ 115,071 30 8,123 106,978 December 31, 2021 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,198 - 10 2,188 US treasuries 999 - 7 992 US government agencies 14,504 1 336 14,169 SBA securities 429 9 - 438 State and political subdivisions 24,887 549 260 25,176 Asset-backed securities 10,136 45 17 10,164 Mortgage-backed securities FHLMC 23,057 102 494 22,665 FNMA 40,924 235 660 40,499 GNMA 4,084 3 97 3,990 Total mortgage-backed securities 68,065 340 1,251 67,154 Total investment securities available for sale $ 121,218 944 1,881 120,281
Schedule of Fair Values Investment Securities Available for Contractual Maturities	March 31, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 2,066 1.99 % $ - - $ 2,066 1.99 % US treasuries - - - - 934 1.27 % - - 934 1.27 % US government agencies - - 954 0.45 % 8,176 1.31 % 2,688 1.79 % 11,818 1.35 % State and political subdivisions - - 470 2.13 % 4,859 1.62 % 16,312 2.19 % 21,641 2.06 % Asset-backed securities - - - - 1,412 2.22 % 6,939 1.08 % 8,351 1.27 % Mortgage-backed securities - - 3,422 1.22 % 5,196 1.43 % 53,550 1.50 % 62,168 1.47 % Total $ - - $ 4,846 1.16 % $ 22,643 1.52 % $ 79,489 1.61 % $ 106,978 1.57 % December 31, 2021 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 2,188 1.98 % $ - - $ 2,188 1.98 % US treasuries - - - - 992 1.27 % - - 992 1.27 % US government agencies - - 2,481 0.36 % 8,756 1.31 % 2,932 1.79 % 14,169 1.24 % SBA securities - - - - - - 438 1.01 % 438 1.01 % State and political subdivisions - - 471 2.13 % 4,282 1.61 % 20,423 2.21 % 25,176 2.11 % Asset-backed securities - - - - 1,614 1.79 % 8,550 0.97 % 10,164 1.10 % Mortgage-backed securities 387 2.10 % 4,411 1.29 % 9,121 1.59 % 53,235 1.38 % 67,154 1.40 % Total $ 387 2.10 % $ 7,363 1.03 % $ 26,953 1.53 % $ 85,578 1.55 % $ 120,281 1.52 %
Schedule of Gross Unrealized Losses on Investment Securities and Fair Market Value of Related Securities	March 31, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,066 $ 125 - $ - $ - 1 $ 2,066 $ 125 US treasures 1 934 65 - - - 1 934 65 US government agencies 4 6,399 612 6 5,420 575 10 11,819 1,187 State and political subdivisions 20 15,206 1,033 8 4,461 554 28 19,667 1,587 Asset-backed 6 5,861 55 2 1,612 21 8 7,473 76 Mortgage-backed securities FHLMC 14 15,318 1,286 5 4,974 560 19 20,292 1,846 FNMA 26 23,751 1,692 10 11,329 1,124 36 35,080 2,816 GNMA 4 4,107 212 3 2,678 209 7 6,785 421 Total 76 $ 73,642 $ 5,080 34 $ 30,474 $ 3,043 110 $ 104,116 $ 8,123 December 31, 2021 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,188 $ 10 - $ - $ - 1 $ 2,188 $ 10 US treasures 1 992 7 - - - 1 992 7 US government agencies 7 9,831 173 4 3,837 163 11 13,668 336 State and political subdivisions 9 7,821 193 6 2,909 67 15 10,730 260 Asset-backed 2 1,751 9 2 1,717 7 4 3,468 16 Mortgage-backed securities FHLMC 10 13,705 303 4 4,644 192 14 18,349 495 FNMA 11 16,098 296 9 11,264 364 20 27,362 660 GNMA 2 655 4 3 3,215 93 5 3,870 97 Total 43 $ 53,041 $ 995 28 $ 27,586 $ 886 71 $ 80,627 $ 1,881
Schedule of Other Investments	(dollars in thousands) March 31, 2022 December 31, 2021 Federal Home Loan Bank stock $ 1,256 1,241 Other nonmarketable investments 2,445 2,377 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 4,104 4,021

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Schedule of composition of our loan portfolio	March 31, 2022 December 31, 2021 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 527,776 19.8 % $ 488,965 19.6 % Non-owner occupied RE 705,811 26.5 % 666,833 26.8 % Construction 75,015 2.8 % 64,425 2.6 % Business 352,932 13.3 % 333,049 13.4 % Total commercial loans 1,661,534 62.4 % 1,553,272 62.4 % Consumer Real estate 745,667 28.0 % 694,401 27.9 % Home equity 155,678 5.9 % 154,839 6.2 % Construction 72,627 2.7 % 59,846 2.4 % Other 25,169 1.0 % 27,519 1.1 % Total consumer loans 999,141 37.6 % 936,605 37.6 % Total gross loans, net of deferred fees 2,660,675 100.0 % 2,489,877 100.0 % Less—allowance for credit losses (32,944 ) (30,408 ) Total loans, net $ 2,627,731 $ 2,459,469
Schedule of loan maturity distribution by type and related interest rate	March 31, 2022 (dollars in thousands) One year After one After five but After fifteen Total Commercial Owner occupied RE $ 15,677 116,156 353,233 42,710 527,776 Non-owner occupied RE 48,491 338,553 290,547 28,220 705,811 Construction 4,668 24,360 36,711 9,276 75,015 Business 71,844 155,045 122,820 3,223 352,932 Total commercial loans 140,680 634,114 803,311 83,429 1,661,534 Consumer Real estate 9,839 45,057 182,195 508,576 745,667 Home equity 2,309 20,411 127,604 5,354 155,678 Construction 932 1,651 8,858 61,186 72,627 Other 5,160 16,368 3,219 422 25,169 Total consumer loans 18,240 83,487 321,876 575,538 999,141 Total gross loans, net of deferred fees $ 158,920 717,601 1,125,187 658,967 2,660,675 December 31, 2021 (dollars in thousands) One year After one After five After Total Commercial Owner occupied RE $ 16,858 120,480 316,261 35,366 488,965 Non-owner occupied RE 47,453 329,085 263,317 26,978 666,833 Construction 4,882 16,393 29,310 13,840 64,425 Business 66,833 152,732 109,008 4,476 333,049 Total commercial loans 136,026 618,690 717,896 80,660 1,553,272 Consumer Real estate 14,632 45,219 162,655 471,895 694,401 Home equity 2,178 21,280 125,427 5,954 154,839 Construction 961 594 8,956 49,335 59,846 Other 8,071 15,711 3,341 396 27,519 Total consumer 25,842 82,804 300,379 527,580 936,605 Total gross loans, net of deferred fees $ 161,868 701,494 1,018,275 608,240 2,489,877
Schedule of composition of gross loans by rate type	Interest Rate (dollars in thousands) Fixed Floating or Commercial Owner occupied RE $ 507,622 4,477 Non-owner occupied RE 578,786 78,534 Construction 66,873 3,474 Business 212,419 68,669 Total commercial loans 1,365,700 155,154 Consumer Real estate 735,758 70 Home equity 11,634 141,735 Construction 71,695 - Other 13,208 6,801 Total consumer loans 832,295 148,606 Total gross loans, net of deferred fees $ 2,197,995 303,760
Schedule of presents loan balances classified by credit quality indicators and loan categories	March 31, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Total Commercial Owner occupied RE Pass $ 48,943 136,043 91,485 76,409 42,537 130,973 - 526,390 Special Mention - 163 - - - 159 - 322 Substandard - - 653 - 298 113 - 1,064 Total Owner occupied RE 48,943 136,206 92,138 76,409 42,835 131,245 - 527,776 Non-owner occupied RE Pass 61,668 186,526 118,651 82,442 84,310 145,200 - 678,797 Special Mention - 205 - 313 5,544 5,614 - 11,676 Substandard - 141 - 13,237 309 1,651 - 15,338 Total Non-owner occupied RE 61,668 186,872 118,651 95,992 90,163 152,465 - 705,811 Construction Pass 6,472 53,371 9,073 4,498 1,601 - - 75,015 Special Mention - - - - - - - - Substandard - - - - - - - - Total Construction 6,472 53,371 9,073 4,498 1,601 - - 75,015 Business Pass 30,305 62,583 36,345 27,908 38,361 36,286 117,232 349,020 Special Mention 224 53 398 - - 168 101 944 Substandard - - 1,294 204 362 1,083 25 2,968 Total Business 30,529 62,636 38,037 28,112 38,723 37,537 117,358 352,932 Total Commercial loans 147,612 439,085 257,899 205,011 173,322 321,247 117,358 1,661,534 Consumer Real estate Pass 69,226 255,662 197,008 80,005 42,490 91,948 - 736,339 Special Mention 1,113 1,387 1,068 568 848 - 4,984 Substandard - 902 230 419 963 1,830 - 4,344 Total Real estate 69,226 257,677 198,625 81,492 44,021 94,626 - 745,667 Home equity Pass - - - - - - 150,767 150,767 Special Mention - - - - - - 2,186 2,186 Substandard - - - - - - 2,725 2,725 Total Home equity - - - - - - 155,678 155,678 Construction Pass 10,078 42,845 19,420 - - - - 72,343 Special Mention - - - 284 - - - 284 Substandard - - - - - - - - Total Construction 10,078 42,845 19,420 284 - - - 72,627 Other Pass 1,177 2,700 1,250 2,001 711 3,916 13,227 24,982 Special Mention - - 8 38 76 10 33 165 Substandard - - - 12 - - 10 22 Total Other 1,177 2,700 1,258 2,051 787 3,926 13,270 25,169 Total Consumer loans 80,481 303,222 219,303 83,827 44,808 98,552 168,948 999,141 Total loans $ 228,093 742,307 477,202 288,838 218,130 419,799 286,306 2,660,675
Schedule of presents loan balances classified by credit quality indicators and loan categories	December 31, 2021 Commercial Consumer (dollars in thousands) Owner Non-owner Construction Business Real Home Construction Other Total Pass $ 487,422 589,280 64,425 328,371 684,923 148,933 59,846 27,365 2,390,565 Special mention 327 48,310 - 1,530 4,294 2,986 - 129 57,576 Substandard 1,216 29,243 - 3,148 5,184 2,920 - 25 41,736 Total $ 488,965 666,833 64,425 333,049 694,401 154,839 59,846 27,519 2,489,877
Schedule of breakdown of outstanding loans by risk category	March 31, 2022 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 527,776 527,776 Non-owner occupied RE 75 - - 1,026 704,710 705,811 Construction - - - - 75,015 75,015 Business 124 - - - 352,808 352,932 Consumer Real estate 757 695 - 1,482 742,733 745,667 Home equity - 1 - 2,024 153,653 155,678 Construction - - - - 72,627 72,627 Other 3 - - - 25,166 25,169 Total $ 959 696 - 4,532 2,654,488 2,660,675 December 31, 2021 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 488,965 488,965 Non-owner occupied RE - - - 1,069 665,764 666,833 Construction - - - - 64,425 64,425 Business - - - - 333,049 333,049 Consumer Real estate 136 - - 1,750 692,515 694,401 Home equity 417 174 - 2,045 152,203 154,839 Construction - - - - 59,846 59,846 Other 5 - - - 27,514 27,519 Total $ 558 174 - 4,864 2,484,281 2,489,877
Schedule of nonperforming assets, including nonaccruing TDRs	(dollars in thousands) March 31, 2022 December 31, 2021 Nonaccrual loans $ 1,819 - Nonaccruing TDRs 2,713 2,952 Total nonaccrual loans, including nonaccruing TDRs 4,532 4,864 Other real estate owned - - Total nonperforming assets $ 4,532 4,864 Nonperforming assets as a percentage of: Total assets 0.15 % 0.17 % Gross loans 0.17 % 0.20 % Total loans over 90 days past due $ 554 554 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings 3,241 3,299
Schedule of nonaccrual loans by major categories	CECL Incurred loss March 31, 2022 December 31, 2021 Nonaccrual Nonaccrual loans loans Total Total with no with an nonaccrual nonaccrual (dollars in thousands) allowance allowance loans loans Commercial Owner occupied RE $ - - - - Non-owner occupied RE 265 761 1,026 1,070 Construction - - - - Business - - - - Total commercial 265 761 1,026 1,070 Consumer Real estate 987 495 1,482 1,750 Home equity 1,971 53 2,024 2,044 Construction - - - - Other - - - - Total consumer 2,958 548 3,506 3,794 Total $ 3,224 1,309 4,532 4,864
Schedule of allowance for loan losses and recorded investment in loans by impairment methodology	December 31, 2021 Recorded investment Impaired loans Impaired loans Unpaid with no related with related Related (dollars in thousands) Principal Impaired allowance for allowance for allowance for Commercial Owner occupied RE $ 1,261 1,261 1,261 - - Non-owner occupied RE 2,012 1,070 270 800 171 Construction - - - - - Business 1,104 1,104 - 1,104 452 Total commercial 4,377 3,435 1,531 1,904 623 Consumer Real estate 2,638 2,561 1,743 818 144 Home equity 2,206 2,044 1,989 55 55 Construction - - - - - Other 123 123 - 123 14 Total consumer 4,967 4,728 3,732 996 213 Total $ 9,344 8,163 5,263 2,900 836
Schedule of average recorded investment and interest income recognized on impaired loans	Three months ended Year ended (dollars in thousands) Average Recognized Average Recognized Commercial Owner occupied RE $ 1,569 16 1,387 65 Non-owner occupied RE 2,161 62 3,128 182 Construction 137 2 55 - Business 2,329 34 2,218 62 Total commercial 6,196 114 6,788 309 Consumer Real estate 4,212 43 3,641 98 Home equity 2,030 16 1,964 85 Construction - - - - Other 134 1 129 4 Total consumer 6,376 60 5,734 187 Total $ 12,572 174 12,522 496
Schedule of allowance for loan losses by commercial and consumer portfolio segments	Three months ended March 31, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 511 (878 ) 150 159 813 165 136 (31 ) 1,025 Loan charge-offs - - - - - (169 ) - - (169 ) Loan recoveries - - - 114 - 66 - - 180 Net loan recoveries (charge-offs) - - - 114 - (103 ) - - 11 Balance, end of period $ 4,898 9,973 929 6,217 7,602 2,197 844 284 32,944 Net charge-offs (recoveries) to average loans (annualized) 0.00 % Allowance for credit losses to gross loans 1.24 % Allowance for credit losses to nonperforming loans 726.88 % Three months ended March 31, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 8,145 12,049 1,154 7,845 10,453 3,249 747 507 44,149 Provision for loan losses (991 ) 3,146 (327 ) (785 ) (787 ) (423 ) (62 ) (71 ) (300 ) Loan charge-offs - - - (267 ) - (139 ) - - (406 ) Loan recoveries - - - 55 - 1 - - 56 Net loan recoveries (charge-offs) - - - (212 ) - (138 ) - - (350 ) Balance, end of period $ 7,154 15,195 827 6,848 9,666 2,688 685 436 43,499 Net charge-offs to average loans (annualized) 0.07 % Allowance for loan losses to gross loans 1.99 % Allowance for loan losses to nonperforming loans 557.47 %
Schedule of allowance for loan losses and recorded investment in loans by impairment methodology	December 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 623 213 836 3,435 4,728 8,163 Collectively evaluated 20,107 9,465 29,572 1,549,837 931,877 2,481,714 Total $ 20,730 9,678 30,408 1,553,272 936,605 2,489,877 March 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 1,171 464 1,635 5,967 6,215 12,182 Collectively evaluated 28,853 13,011 41,864 1,382,616 788,884 2,171,500 Total $ 30,024 13,475 43,499 1,388,583 795,099 2,183,682
Schedule of analysis of collateral-dependent loans of the company	March 31, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ 1,250 - - 1,250 Non-owner occupied RE 265 - - 265 Construction - - - - Business - - - - Total commercial 1,515 - - 1,515 Consumer Real estate 1,484 - - 1,484 Home equity 2,024 - - 2,024 Construction - - - - Other - - - - Total consumer 3,508 - - 3,508 Total $ 5,023 - - 5,023
Schedule of allowance for credit losses for unfunded loan commitments	Three months ended (dollars in thousands) March 31, 2022 Balance, beginning of period - Adjustment for adoption of CECL $ 2,000 Provision for (reversal of) loan losses 80 Loan charge-offs - Loan recoveries - Net loan (charge-offs) recoveries - Balance, end of period $ 2,080

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of outstanding Financial Derivative Instruments	March 31, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 33,011 Other assets $ 77 MBS forward sales commitments 24,500 Other assets 436 Total derivative financial instruments $ 57,511 $ 513 December 31, 2021 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 32,478 Other assets $ 425 MBS forward sales commitments 21,000 Other liabilities (41 ) Total derivative financial instruments $ 53,478 $ 384

Fair Value Accounting (Tables)

Fair Value Accounting (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on recurring basis	March 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Corporate bonds $ - 2,066 - 2,066 US treasuries - 934 - 934 US government agencies - 11,818 - 11,818 State and political subdivisions - 21,641 - 21,641 Asset-backed securities - 8,351 - 8,351 Mortgage-backed securities - 62,168 - 62,168 Mortgage loans held for sale - 17,840 - 17,840 Mortgage loan interest rate lock commitments - 77 - 77 MBS forward sales commitments - 436 - 436 Total assets measured at fair value on a recurring basis $ - 125,331 - 125,331 December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 2,188 - 2,188 US treasuries - 992 - 992 US government agencies - 14,169 - 14,169 SBA securities - 438 - 438 State and political subdivisions - 25,176 - 25,176 Asset-backed securities - 10,164 - 10,164 Mortgage-backed securities - 67,154 - 67,154 Mortgage loans held for sale - 13,556 - 13,556 Mortgage loan interest rate lock commitments - 425 - 425 Total assets measured at fair value on a recurring basis $ - 134,262 - 134,262 Liabilities MBS forward sales commitments $ - 41 - 41 Total liabilities measured at fair value on a recurring basis $ - 41 - 41
Schedule of assets and liabilities measured at fair value on nonrecurring basis	As of March 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 4,970 1,984 6,954 Total assets measured at fair value on a nonrecurring basis $ - 4,970 1,984 6,954 As of December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 5,262 2,065 7,327 Total assets measured at fair value on a nonrecurring basis $ - 5,262 2,065 7,327
Schedule of estimated fair values of the company's financial instruments	March 31, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,104 4,104 - - 4,104 Loans 1 2,619,957 2,531,268 - - 2,531,268 Financial Liabilities: Deposits 2,623,174 2,273,251 - 2,273,251 - Subordinated debentures 36,133 34,978 - 34,978 - December 31, 2021 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,021 4,021 - - 4,021 Loans 1 2,451,306 2,422,621 - - 2,422,621 Financial Liabilities: Deposits 2,563,826 2,327,055 - 2,327,055 - Subordinated debentures 36,106 33,936 - 33,936 -

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Leases [Abstract]
Schedule of maturities of lease liabilities	Operating (dollars in thousands) Leases 2022 $ 848 2023 1,938 2024 1,990 2025 2,045 2026 2,096 Thereafter 24,093 Total undiscounted lease payments 33,010 Discount effect of cash flows 7,443 Total lease liability $ 25,567

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Schedule of earnings per share calculation	Three months ended (dollars in thousands, except share data) 2022 2021 Numerator: Net income available to common shareholders $ 7,970 $ 10,366 Denominator: Weighted-average common shares outstanding – basic 7,931,855 7,774,515 Common stock equivalents 164,455 134,022 Weighted-average common shares outstanding – diluted 8,096,310 7,908,537 Earnings per common share: Basic $ 1.00 $ 1.33 Diluted $ 0.98 $ 1.31

Reportable Segments (Tables)

Reportable Segments (Tables)	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Schedule of financial information for each reportable segment	Three months ended Three months ended (dollars in thousands) Commercial Mortgage Corporate Elimin- Consol- Commercial Mortgage Corporate Elimin- Consol- Interest income $ 24,234 230 5 (5 ) 24,464 22,414 399 3 (3 ) 22,813 Interest expense 925 - 380 (5 ) 1,300 1,161 - 382 (3 ) 1,540 Net interest income (loss) 23,309 230 (375 ) - 23,164 21,253 399 (379 ) - 21,273 Provision (benefit) for credit losses 905 200 - - 1,105 (300 ) - - - (300 ) Noninterest income 1,433 1,494 - - 2,927 1,271 4,633 - - 5,904 Noninterest expense 12,976 1,649 60 - 14,685 11,233 2,867 62 - 14,162 Net income (loss) before taxes 10,861 (125 ) (435 ) - 10,301 11,591 2,165 (441 ) - 13,315 Income tax provision (benefit) 2,450 (28 ) (91 ) - 2,331 2,564 478 (93 ) - 2,949 Net income (loss) $ 8,411 (97 ) (344 ) - 7,970 9,027 1,687 (348 ) - 10,366 Total assets $ 3,033,122 39,003 314,658 (314,143 ) 3,072,640 2,516,869 62,530 275,941 (275,418 ) 2,579,922

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Details)	3 Months Ended
	Mar. 31, 2022USD ($)
Summary of Significant Accounting Policies (Details) [Line Items]
Line of credit unused	$ 15,000,000
Allowance for loan losses	1,500,000
Liability for unfunded commitments	2,000,000
Net decrease to retained earnings	2,800,000
Accrued interest receivable on available for sale debt securities	436,000
Accrued interest receivable related to loans	7,200,000
Holding Company Line of Credit [Member]
Summary of Significant Accounting Policies (Details) [Line Items]
Line of credit unused	$ 15,000,000

Investment Securities (Details)

Investment Securities (Details) $ in Millions	Mar. 31, 2022USD ($)	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Fair market value, less than 12 months, number of investments	76	43
Fair market value, less than 12 months	$ 73.6
Fair market value, 12 months or longer, number of investments	34
Fair market value, 12 months or longer	$ 30.5

Investment Securities (Detail_2

Investment Securities (Details) - Schedule of Amortized Costs and Fair Value of Investment Securities - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available for sale
Available for sale, Amortized Cost	$ 115,071	$ 121,218
Available for sale, Gross Unrealized Gains	30	944
Available for sale, Gross Unrealized Losses	8,123	1,881
Available for sale, Fair Value	106,978	120,281
Corporate bonds [Member]
Available for sale
Available for sale, Amortized Cost	2,191	2,198
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	125	10
Available for sale, Fair Value	2,066	2,188
US treasuries [Member]
Available for sale
Available for sale, Amortized Cost	999	999
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	65	7
Available for sale, Fair Value	934	992
US Government Agencies [Member]
Available for sale
Available for sale, Amortized Cost	13,005	14,504
Available for sale, Gross Unrealized Gains		1
Available for sale, Gross Unrealized Losses	1,187	336
Available for sale, Fair Value	11,818	14,169
State and Political Subdivisions [Member]
Available for sale
Available for sale, Amortized Cost	23,202	24,887
Available for sale, Gross Unrealized Gains	26	549
Available for sale, Gross Unrealized Losses	1,587	260
Available for sale, Fair Value	21,641	25,176
Asset-backed Securities [Member]
Available for sale
Available for sale, Amortized Cost	8,423	10,136
Available for sale, Gross Unrealized Gains	4	45
Available for sale, Gross Unrealized Losses	76	17
Available for sale, Fair Value	8,351	10,164
Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	67,251	68,065
Available for sale, Gross Unrealized Gains		340
Available for sale, Gross Unrealized Losses	5,083	1,251
Available for sale, Fair Value	62,168	67,154
SBA Securities [Member]
Available for sale
Available for sale, Amortized Cost		429
Available for sale, Gross Unrealized Gains		9
Available for sale, Gross Unrealized Losses
Available for sale, Fair Value		438
FHLMC [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	22,138	23,057
Available for sale, Gross Unrealized Gains		102
Available for sale, Gross Unrealized Losses	1,846	494
Available for sale, Fair Value	20,292	22,665
FNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	37,907	40,924
Available for sale, Gross Unrealized Gains		235
Available for sale, Gross Unrealized Losses	2,816	660
Available for sale, Fair Value	35,091	40,499
GNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	7,206	4,084
Available for sale, Gross Unrealized Gains		3
Available for sale, Gross Unrealized Losses	421	97
Available for sale, Fair Value	$ 6,785	$ 3,990

Investment Securities (Detail_3

Investment Securities (Details) - Schedule of Fair Values Investment Securities Available for Contractual Maturities - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available for sale
Contractual Maturities, Less than one year, Amount		$ 387
Contractual Maturities, Less than one year, Yield		2.10%
Contractual Maturities, One to five years, Amount	$ 4,846	$ 7,363
Contractual Maturities, One to five years, Yield	1.16%	1.03%
Contractual Maturities, Five to ten years, Amount	$ 22,643	$ 26,953
Contractual Maturities, Five to ten years, Yield	1.52%	1.53%
Contractual Maturities, Over ten years, Amount	$ 79,489	$ 85,578
Contractual Maturities, Over ten years, Yield	1.61%	1.55%
Contractual Maturities, Total, Amount	$ 106,978	$ 120,281
Contractual Maturities, Total, Yield	1.57%	1.52%
Corporate bonds [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 2,066	$ 2,188
Contractual Maturities, Five to ten years, Yield	1.99%	1.98%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 2,066	$ 2,188
Contractual Maturities, Total, Yield	1.99%	1.98%
US treasuries [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 934	$ 992
Contractual Maturities, Five to ten years, Yield	1.27%	1.27%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 934	$ 992
Contractual Maturities, Total, Yield	1.27%	1.27%
US government agencies [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 954	$ 2,481
Contractual Maturities, One to five years, Yield	0.45%	0.36%
Contractual Maturities, Five to ten years, Amount	$ 8,176	$ 8,756
Contractual Maturities, Five to ten years, Yield	1.31%	1.31%
Contractual Maturities, Over ten years, Amount	$ 2,688	$ 2,932
Contractual Maturities, Over ten years, Yield	1.79%	1.79%
Contractual Maturities, Total, Amount	$ 11,818	$ 14,169
Contractual Maturities, Total, Yield	1.35%	1.24%
State and political subdivisions [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 470	$ 471
Contractual Maturities, One to five years, Yield	2.13%	2.13%
Contractual Maturities, Five to ten years, Amount	$ 4,859	$ 4,282
Contractual Maturities, Five to ten years, Yield	1.62%	1.61%
Contractual Maturities, Over ten years, Amount	$ 16,312	$ 20,423
Contractual Maturities, Over ten years, Yield	2.19%	2.21%
Contractual Maturities, Total, Amount	$ 21,641	$ 25,176
Contractual Maturities, Total, Yield	2.06%	2.11%
Asset-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 1,412	$ 1,614
Contractual Maturities, Five to ten years, Yield	2.22%	1.79%
Contractual Maturities, Over ten years, Amount	$ 6,939	$ 8,550
Contractual Maturities, Over ten years, Yield	1.08%	0.97%
Contractual Maturities, Total, Amount	$ 8,351	$ 10,164
Contractual Maturities, Total, Yield	1.27%	1.10%
Mortgage-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount		$ 387
Contractual Maturities, Less than one year, Yield		2.10%
Contractual Maturities, One to five years, Amount	$ 3,422	$ 4,411
Contractual Maturities, One to five years, Yield	1.22%	1.29%
Contractual Maturities, Five to ten years, Amount	$ 5,196	$ 9,121
Contractual Maturities, Five to ten years, Yield	1.43%	1.59%
Contractual Maturities, Over ten years, Amount	$ 53,550	$ 53,235
Contractual Maturities, Over ten years, Yield	1.50%	1.38%
Contractual Maturities, Total, Amount	$ 62,168	$ 67,154
Contractual Maturities, Total, Yield	1.47%	1.40%
SBA securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount
Contractual Maturities, Five to ten years, Yield
Contractual Maturities, Over ten years, Amount		$ 438
Contractual Maturities, Over ten years, Yield		1.01%
Contractual Maturities, Total, Amount		$ 438
Contractual Maturities, Total, Yield		1.01%

Investment Securities (Detail_4

Investment Securities (Details) - Schedule of Gross Unrealized Losses on Investment Securities and Fair Market Value of Related Securities $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	76	43
Available for sale Securities, Less than 12 months, Fair value	$ 73,642	$ 53,041
Available for sale Securities, Less than 12 months, Unrealized losses	$ 5,080	$ 995
Available for sale Securities, 12 months or longer, Number of investments | Investments	34	28
Available for sale Securities, 12 months or longer, Fair value	$ 30,474	$ 27,586
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 3,043	$ 886
Available for sale Securities, Total, Number of investments | Investments	110	71
Available for sale Securities, Total, Fair value	$ 104,116	$ 80,627
Available for sale Securities, Total, Unrealized losses	$ 8,123	$ 1,881
Corporate bonds [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	1
Available for sale Securities, Less than 12 months, Fair value	$ 2,066	$ 2,188
Available for sale Securities, Less than 12 months, Unrealized losses	$ 125	$ 10
Available for sale Securities, 12 months or longer, Number of investments | Investments
Available for sale Securities, 12 months or longer, Fair value
Available for sale Securities, 12 months or Longer, Unrealized losses
Available for sale Securities, Total, Number of investments | Investments	1	1
Available for sale Securities, Total, Fair value	$ 2,066	$ 2,188
Available for sale Securities, Total, Unrealized losses	$ 125	$ 10
US treasures [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	1
Available for sale Securities, Less than 12 months, Fair value	$ 934	$ 992
Available for sale Securities, Less than 12 months, Unrealized losses	$ 65	$ 7
Available for sale Securities, 12 months or longer, Number of investments | Investments
Available for sale Securities, 12 months or longer, Fair value
Available for sale Securities, 12 months or Longer, Unrealized losses
Available for sale Securities, Total, Number of investments | Investments	1	1
Available for sale Securities, Total, Fair value	$ 934	$ 992
Available for sale Securities, Total, Unrealized losses	$ 65	$ 7
US government agencies [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	4	7
Available for sale Securities, Less than 12 months, Fair value	$ 6,399	$ 9,831
Available for sale Securities, Less than 12 months, Unrealized losses	$ 612	$ 173
Available for sale Securities, 12 months or longer, Number of investments | Investments	6	4
Available for sale Securities, 12 months or longer, Fair value	$ 5,420	$ 3,837
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 575	$ 163
Available for sale Securities, Total, Number of investments | Investments	10	11
Available for sale Securities, Total, Fair value	$ 11,819	$ 13,668
Available for sale Securities, Total, Unrealized losses	$ 1,187	$ 336
State and political subdivisions [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	20	9
Available for sale Securities, Less than 12 months, Fair value	$ 15,206	$ 7,821
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1,033	$ 193
Available for sale Securities, 12 months or longer, Number of investments | Investments	8	6
Available for sale Securities, 12 months or longer, Fair value	$ 4,461	$ 2,909
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 554	$ 67
Available for sale Securities, Total, Number of investments | Investments	28	15
Available for sale Securities, Total, Fair value	$ 19,667	$ 10,730
Available for sale Securities, Total, Unrealized losses	$ 1,587	$ 260
Asset-backed [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	6	2
Available for sale Securities, Less than 12 months, Fair value	$ 5,861	$ 1,751
Available for sale Securities, Less than 12 months, Unrealized losses	$ 55	$ 9
Available for sale Securities, 12 months or longer, Number of investments | Investments	2	2
Available for sale Securities, 12 months or longer, Fair value	$ 1,612	$ 1,717
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 21	$ 7
Available for sale Securities, Total, Number of investments | Investments	8	4
Available for sale Securities, Total, Fair value	$ 7,473	$ 3,468
Available for sale Securities, Total, Unrealized losses	$ 76	$ 16
FHLMC [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	14	10
Available for sale Securities, Less than 12 months, Fair value	$ 15,318	$ 13,705
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1,286	$ 303
Available for sale Securities, 12 months or longer, Number of investments | Investments	5	4
Available for sale Securities, 12 months or longer, Fair value	$ 4,974	$ 4,644
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 560	$ 192
Available for sale Securities, Total, Number of investments | Investments	19	14
Available for sale Securities, Total, Fair value	$ 20,292	$ 18,349
Available for sale Securities, Total, Unrealized losses	$ 1,846	$ 495
FNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	26	11
Available for sale Securities, Less than 12 months, Fair value	$ 23,751	$ 16,098
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1,692	$ 296
Available for sale Securities, 12 months or longer, Number of investments | Investments	10	9
Available for sale Securities, 12 months or longer, Fair value	$ 11,329	$ 11,264
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 1,124	$ 364
Available for sale Securities, Total, Number of investments | Investments	36	20
Available for sale Securities, Total, Fair value	$ 35,080	$ 27,362
Available for sale Securities, Total, Unrealized losses	$ 2,816	$ 660
GNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	4	2
Available for sale Securities, Less than 12 months, Fair value	$ 4,107	$ 655
Available for sale Securities, Less than 12 months, Unrealized losses	$ 212	$ 4
Available for sale Securities, 12 months or longer, Number of investments | Investments	3	3
Available for sale Securities, 12 months or longer, Fair value	$ 2,678	$ 3,215
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 209	$ 93
Available for sale Securities, Total, Number of investments | Investments	7	5
Available for sale Securities, Total, Fair value	$ 6,785	$ 3,870
Available for sale Securities, Total, Unrealized losses	$ 421	$ 97

Investment Securities (Detail_5

Investment Securities (Details) - Schedule of Other Investments - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Other Investments [Abstract]
Federal Home Loan Bank stock	$ 1,256	$ 1,241
Other nonmarketable investments	2,445	2,377
Investment in Trust Preferred subsidiaries	403	403
Total other investments	$ 4,104	$ 4,021

Mortgage Loans Held for Sale (D

Mortgage Loans Held for Sale (Details) - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Mortgage Loans Held For Sale [Abstract]
Mortgage loans held for sale, fair value	$ 17.8	$ 13.6

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details) - USD ($) $ in Millions	Mar. 31, 2022	Dec. 31, 2021
Loans and Allowance for Credit Losses (Details) [Line Items]
Net of deferred loan fees and costs (in Dollars)	$ 5.5	$ 5
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.13%	0.09%
Allowance for credit losses for loan commitments (in Dollars)	$ 2.1
Commercial Loan [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.01%	0.00%
Consumer Loan [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.12%	0.09%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Consumer
Total gross loans, net of deferred fees	$ 2,660,675	$ 2,489,877
Total gross loans, net of deferred fees	$ 2,660,675	$ 2,489,877
Total gross loans, net of deferred fees	100.00%	100.00%
Less—allowance for credit losses	$ (32,944)	$ (30,408)
Total loans, net	2,627,731	2,459,469
Commercial Loan [Member]
Commercial
Total gross loans, net of deferred fees	$ 1,661,534	$ 1,553,272
Total gross loans, net of deferred fees	62.40%	62.40%
Consumer
Total gross loans, net of deferred fees	$ 1,661,534	$ 1,553,272
Commercial Loan [Member] | Construction [Member]
Commercial
Total gross loans, net of deferred fees	$ 75,015	$ 64,425
Total gross loans, net of deferred fees	2.80%	2.60%
Consumer
Total gross loans, net of deferred fees	$ 75,015	$ 64,425
Commercial Loan [Member] | Business [Member]
Commercial
Total gross loans, net of deferred fees	$ 352,932	$ 333,049
Total gross loans, net of deferred fees	13.30%	13.40%
Consumer
Total gross loans, net of deferred fees	$ 352,932	$ 333,049
Consumer Loan [Member]
Consumer
Total gross loans, net of deferred fees	$ 999,141	$ 936,605
Total gross loans, net of deferred fees	37.60%	37.60%
Consumer Loan [Member] | Construction [Member]
Consumer
Total gross loans, net of deferred fees	$ 72,627	$ 59,846
Total gross loans, net of deferred fees	2.70%	2.40%
Consumer Loan [Member] | Real estate [Member]
Consumer
Total gross loans, net of deferred fees	$ 745,667	$ 694,401
Total gross loans, net of deferred fees	28.00%	27.90%
Consumer Loan [Member] | Home equity [Member]
Consumer
Total gross loans, net of deferred fees	$ 155,678	$ 154,839
Total gross loans, net of deferred fees	5.90%	6.20%
Consumer Loan [Member] | Other [Member]
Consumer
Total gross loans, net of deferred fees	$ 25,169	$ 27,519
Total gross loans, net of deferred fees	1.00%	1.10%
Owner occupied RE [Member] | Commercial Loan [Member]
Commercial
Total gross loans, net of deferred fees	$ 527,776	$ 488,965
Total gross loans, net of deferred fees	19.80%	19.60%
Consumer
Total gross loans, net of deferred fees	$ 527,776	$ 488,965
Non-owner occupied RE [Member] | Commercial Loan [Member]
Commercial
Total gross loans, net of deferred fees	$ 705,811	$ 666,833
Total gross loans, net of deferred fees	26.50%	26.80%
Consumer
Total gross loans, net of deferred fees	$ 705,811	$ 666,833

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Details) - Schedule of loan maturity distribution by type and related interest rate - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Commercial
One year or less	$ 158,920	$ 161,868
After one but within five years	717,601	701,494
After five but within fifteen years	1,125,187	1,018,275
After fifteen years	658,967	608,240
Total	2,660,675	2,489,877
Commercial [Member]
Commercial
One year or less	140,680	136,026
After one but within five years	634,114	618,690
After five but within fifteen years	803,311	717,896
After fifteen years	83,429	80,660
Total	1,661,534	1,553,272
Commercial [Member] | Construction [Member]
Commercial
One year or less	4,668	4,882
After one but within five years	24,360	16,393
After five but within fifteen years	36,711	29,310
After fifteen years	9,276	13,840
Total	75,015	64,425
Commercial [Member] | Business [Member]
Commercial
One year or less	71,844	66,833
After one but within five years	155,045	152,732
After five but within fifteen years	122,820	109,008
After fifteen years	3,223	4,476
Total	352,932	333,049
Consumer [Member]
Commercial
One year or less	18,240	25,842
After one but within five years	83,487	82,804
After five but within fifteen years	321,876	300,379
After fifteen years	575,538	527,580
Total	999,141	936,605
Consumer [Member] | Construction [Member]
Commercial
One year or less	932	961
After one but within five years	1,651	594
After five but within fifteen years	8,858	8,956
After fifteen years	61,186	49,335
Total	72,627	59,846
Consumer [Member] | Other [Member]
Commercial
One year or less	5,160	8,071
After one but within five years	16,368	15,711
After five but within fifteen years	3,219	3,341
After fifteen years	422	396
Total	25,169	27,519
Owner occupied RE [Member] | Commercial [Member]
Commercial
One year or less	15,677	16,858
After one but within five years	116,156	120,480
After five but within fifteen years	353,233	316,261
After fifteen years	42,710	35,366
Total	527,776	488,965
Non-owner occupied RE [Member] | Commercial [Member]
Commercial
One year or less	48,491	47,453
After one but within five years	338,553	329,085
After five but within fifteen years	290,547	263,317
After fifteen years	28,220	26,978
Total	705,811	666,833
Real estate [Member] | Consumer [Member]
Commercial
One year or less	9,839	14,632
After one but within five years	45,057	45,219
After five but within fifteen years	182,195	162,655
After fifteen years	508,576	471,895
Total	745,667	694,401
Home equity [Member] | Consumer [Member]
Commercial
One year or less	2,309	2,178
After one but within five years	20,411	21,280
After five but within fifteen years	127,604	125,427
After fifteen years	5,354	5,954
Total	$ 155,678	$ 154,839

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type $ in Thousands	Mar. 31, 2022USD ($)
Commercial [Member]
Commercial
Interest Rate, Fixed	$ 1,365,700
Interest Rate, Floating or Adjustable	155,154
Commercial [Member] | Owner occupied RE [Member]
Commercial
Interest Rate, Fixed	507,622
Interest Rate, Floating or Adjustable	4,477
Commercial [Member] | Non-owner occupied RE [Member]
Commercial
Interest Rate, Fixed	578,786
Interest Rate, Floating or Adjustable	78,534
Commercial [Member] | Construction [Member]
Commercial
Interest Rate, Fixed	66,873
Interest Rate, Floating or Adjustable	3,474
Commercial [Member] | Business [Member]
Commercial
Interest Rate, Fixed	212,419
Interest Rate, Floating or Adjustable	68,669
Consumer [Member]
Commercial
Interest Rate, Fixed	832,295
Interest Rate, Floating or Adjustable	148,606
Interest Rate, Fixed total gross loan, net of deferred fees	2,197,995
Interest Rate, Floating or Adjustable total gross loan, net of deferred fees	303,760
Consumer [Member] | Construction [Member]
Commercial
Interest Rate, Fixed	71,695
Consumer [Member] | Real Estate [Member]
Commercial
Interest Rate, Fixed	735,758
Interest Rate, Floating or Adjustable	70
Consumer [Member] | Home Equity Loan [Member]
Commercial
Interest Rate, Fixed	11,634
Interest Rate, Floating or Adjustable	141,735
Consumer [Member] | Other [Member]
Commercial
Interest Rate, Fixed	13,208
Interest Rate, Floating or Adjustable	$ 6,801

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category $ in Thousands	Mar. 31, 2022USD ($)
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	$ 228,093
2021	742,307
2020	477,202
2019	288,838
2018	218,130
Prior	419,799
Revolving	286,306
Total	2,660,675
Commercial [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	147,612
2021	439,085
2020	257,899
2019	205,011
2018	173,322
Prior	321,247
Revolving	117,358
Total	1,661,534
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	6,472
2021	53,371
2020	9,073
2019	4,498
2018	1,601
Prior
Revolving
Total	75,015
Commercial [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	6,472
2021	53,371
2020	9,073
2019	4,498
2018	1,601
Prior
Revolving
Total	75,015
Commercial [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving
Total
Commercial [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving
Total
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	30,529
2021	62,636
2020	38,037
2019	28,112
2018	38,723
Prior	37,537
Revolving	117,358
Total	352,932
Commercial [Member] | Business [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	30,305
2021	62,583
2020	36,345
2019	27,908
2018	38,361
Prior	36,286
Revolving	117,232
Total	349,020
Commercial [Member] | Business [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	224
2021	53
2020	398
2019
2018
Prior	168
Revolving	101
Total	944
Commercial [Member] | Business [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020	1,294
2019	204
2018	362
Prior	1,083
Revolving	25
Total	2,968
Consumer [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	80,481
2021	303,222
2020	219,303
2019	83,827
2018	44,808
Prior	98,552
Revolving	168,948
Total	999,141
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	10,078
2021	42,845
2020	19,420
2019	284
2018
Prior
Revolving
Total	72,627
Consumer [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	10,078
2021	42,845
2020	19,420
2019
2018
Prior
Revolving
Total	72,343
Consumer [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019	284
2018
Prior
Revolving
Total	284
Consumer [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving
Total
Consumer [Member] | Real estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	69,226
2021	257,677
2020	198,625
2019	81,492
2018	44,021
Prior	94,626
Revolving
Total	745,667
Consumer [Member] | Real estate [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	69,226
2021	255,662
2020	197,008
2019	80,005
2018	42,490
Prior	91,948
Revolving
Total	736,339
Consumer [Member] | Real estate [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2021	1,113
2020	1,387
2019	1,068
2018	568
Prior	848
Revolving
Total	4,984
Consumer [Member] | Real estate [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2021	902
2020	230
2019	419
2018	963
Prior	1,830
Revolving
Total	4,344
Consumer [Member] | Home equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving	155,678
Total	155,678
Consumer [Member] | Home equity [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving	150,767
Total	150,767
Consumer [Member] | Home equity [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving	2,186
Total	2,186
Consumer [Member] | Home equity [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019
2018
Prior
Revolving	2,725
Total	2,725
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	1,177
2021	2,700
2020	1,258
2019	2,051
2018	787
Prior	3,926
Revolving	13,270
Total	25,169
Consumer [Member] | Other [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	1,177
2021	2,700
2020	1,250
2019	2,001
2018	711
Prior	3,916
Revolving	13,227
Total	24,982
Consumer [Member] | Other [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020	8
2019	38
2018	76
Prior	10
Revolving	33
Total	165
Consumer [Member] | Other [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020
2019	12
2018
Prior
Revolving	10
Total	22
Owner occupied RE [Member] | Commercial [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	48,943
2021	136,206
2020	92,138
2019	76,409
2018	42,835
Prior	131,245
Revolving
Total	527,776
Owner occupied RE [Member] | Commercial [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	48,943
2021	136,043
2020	91,485
2019	76,409
2018	42,537
Prior	130,973
Revolving
Total	526,390
Owner occupied RE [Member] | Commercial [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021	163
2020
2019
2018
Prior	159
Revolving
Total	322
Owner occupied RE [Member] | Commercial [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021
2020	653
2019
2018	298
Prior	113
Revolving
Total	1,064
Non-owner occupied RE [Member] | Commercial [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	61,668
2021	186,872
2020	118,651
2019	95,992
2018	90,163
Prior	152,465
Revolving
Total	705,811
Non-owner occupied RE [Member] | Commercial [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022	61,668
2021	186,526
2020	118,651
2019	82,442
2018	84,310
Prior	145,200
Revolving
Total	678,797
Non-owner occupied RE [Member] | Commercial [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021	205
2020
2019	313
2018	5,544
Prior	5,614
Revolving
Total	11,676
Non-owner occupied RE [Member] | Commercial [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category [Line Items]
2022
2021	141
2020
2019	13,237
2018	309
Prior	1,651
Revolving
Total	$ 15,338

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories $ in Thousands	Dec. 31, 2021USD ($)
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	$ 2,489,877
Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,390,565
Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	57,576
Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	41,736
Commercial [Member] | Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	488,965
Commercial [Member] | Owner Occupied RE [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	487,422
Commercial [Member] | Owner Occupied RE [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	327
Commercial [Member] | Owner Occupied RE [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	1,216
Commercial [Member] | Non-Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	666,833
Commercial [Member] | Non-Owner Occupied RE [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	589,280
Commercial [Member] | Non-Owner Occupied RE [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	48,310
Commercial [Member] | Non-Owner Occupied RE [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	29,243
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	64,425
Commercial [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	64,425
Commercial [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Commercial [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	333,049
Commercial [Member] | Business [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	328,371
Commercial [Member] | Business [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	1,530
Commercial [Member] | Business [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	3,148
Consumer [Member] | Real Estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	694,401
Consumer [Member] | Real Estate [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	684,923
Consumer [Member] | Real Estate [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	4,294
Consumer [Member] | Real Estate [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	5,184
Consumer [Member] | Home Equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	154,839
Consumer [Member] | Home Equity [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	148,933
Consumer [Member] | Home Equity [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,986
Consumer [Member] | Home Equity [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,920
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	59,846
Consumer [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	59,846
Consumer [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Consumer [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	27,519
Consumer [Member] | Other [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	27,365
Consumer [Member] | Other [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	129
Consumer [Member] | Other [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	$ 25

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Consumer
Total loan balances by payment	$ 2,660,675	$ 2,489,877
Owner Occupied RE [Member]
Commercial
Total loan balances by payment	527,776	488,965
Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	705,811	666,833
Construction [Member]
Commercial
Total loan balances by payment	75,015	64,425
Business [Member]
Commercial
Total loan balances by payment	352,932	333,049
Real Estate [Member]
Consumer
Total loan balances by payment	745,667	694,401
Home Equity [Member]
Consumer
Total loan balances by payment	155,678	154,839
Construction [Member]
Consumer
Total loan balances by payment	72,627	59,846
Other [Member]
Consumer
Total loan balances by payment	25,169	27,519
Accruing Current [Member]
Consumer
Total loan balances by payment	2,654,488	2,484,281
Accruing Current [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment	527,776	488,965
Accruing Current [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	704,710	665,764
Accruing Current [Member] | Construction [Member]
Commercial
Total loan balances by payment	75,015	64,425
Accruing Current [Member] | Business [Member]
Commercial
Total loan balances by payment	352,808	333,049
Accruing Current [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	742,733	692,515
Accruing Current [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	153,653	152,203
Accruing Current [Member] | Construction [Member]
Consumer
Total loan balances by payment	72,627	59,846
Accruing Current [Member] | Other [Member]
Consumer
Total loan balances by payment	25,166	27,514
Accruing 30-59 Days Past Due [Member]
Consumer
Total loan balances by payment	959	558
Accruing 30-59 Days Past Due [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	75
Accruing 30-59 Days Past Due [Member] | Business [Member]
Commercial
Total loan balances by payment	124
Accruing 30-59 Days Past Due [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	757	136
Accruing 30-59 Days Past Due [Member] | Home Equity [Member]
Consumer
Total loan balances by payment		417
Accruing 30-59 Days Past Due [Member] | Other [Member]
Consumer
Total loan balances by payment	3	5
Nonaccrual Loans [Member]
Consumer
Total loan balances by payment	4,532	4,864
Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	1,026	1,069
Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	1,482	1,750
Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	2,024	2,045
Accruing 60-89 Days Past Due [Member]
Consumer
Total loan balances by payment	696	174
Accruing 60-89 Days Past Due [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	695
Accruing 60-89 Days Past Due [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	$ 1	$ 174

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Schedule of nonperforming assets, including nonaccruing TDRs [Abstract]
Nonaccrual loans	$ 1,819
Nonaccruing TDRs	2,713	2,952
Total nonaccrual loans, including nonaccruing TDRs	4,532	4,864
Other real estate owned
Total nonperforming assets	$ 4,532	$ 4,864
Nonperforming assets as a percentage of:
Total assets	0.15%	0.17%
Gross loans	0.17%	0.20%
Total loans over 90 days past due	$ 554	$ 554
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings	$ 3,241	$ 3,299

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
CECL [Member] | Nonaccrual Loans With No Allowance [Member]
Commercial
Total commercial	$ 265
Consumer
Total consumer	2,958
Total	3,224
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	265
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Business [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Real Estate [Member]
Consumer
Total consumer	987
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Home Equity [Member]
Consumer
Total consumer	1,971
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Other [Member]
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With An Allowance [Member]
Commercial
Total commercial	761
Consumer
Total consumer	548
Total	1,309
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	761
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Business [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Real Estate [Member]
Consumer
Total consumer	495
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Home Equity [Member]
Consumer
Total consumer	53
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Other [Member]
Consumer
Total consumer
CECL [Member] | Total Nonaccrual Loans [Member]
Commercial
Total commercial	1,026
Consumer
Total consumer	3,506
Total	4,532
CECL [Member] | Total Nonaccrual Loans [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Total Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	1,026
CECL [Member] | Total Nonaccrual Loans [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Total Nonaccrual Loans [Member] | Business [Member]
Commercial
Total commercial
CECL [Member] | Total Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total consumer	1,482
CECL [Member] | Total Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total consumer	2,024
CECL [Member] | Total Nonaccrual Loans [Member] | Other [Member]
Consumer
Total consumer
Incurred Loss [Member] | Total Nonaccrual Loans [Member]
Commercial
Total commercial		$ 1,070
Consumer
Total consumer		3,794
Total		4,864
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial		1,070
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total consumer		1,750
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total consumer		$ 2,044

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans $ in Thousands	Dec. 31, 2021USD ($)
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	$ 9,344
Impaired loans	8,163
Impaired loans with no related allowance for credit losses	5,263
Impaired loans with related allowance for credit losses	2,900
Related allowance for credit losses	836
Commercial [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	4,377
Impaired loans	3,435
Impaired loans with no related allowance for credit losses	1,531
Impaired loans with related allowance for credit losses	1,904
Related allowance for credit losses	623
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance
Impaired loans
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Commercial [Member] | Owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	1,261
Impaired loans	1,261
Impaired loans with no related allowance for credit losses	1,261
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Commercial [Member] | Non-owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,012
Impaired loans	1,070
Impaired loans with no related allowance for credit losses	270
Impaired loans with related allowance for credit losses	800
Related allowance for credit losses	171
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	1,104
Impaired loans	1,104
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses	1,104
Related allowance for credit losses	452
Consumer [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	4,967
Impaired loans	4,728
Impaired loans with no related allowance for credit losses	3,732
Impaired loans with related allowance for credit losses	996
Related allowance for credit losses	213
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance
Impaired loans
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Consumer [Member] | Real estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,638
Impaired loans	2,561
Impaired loans with no related allowance for credit losses	1,743
Impaired loans with related allowance for credit losses	818
Related allowance for credit losses	144
Consumer [Member] | Home equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,206
Impaired loans	2,044
Impaired loans with no related allowance for credit losses	1,989
Impaired loans with related allowance for credit losses	55
Related allowance for credit losses	55
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	123
Impaired loans	123
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses	123
Related allowance for credit losses	$ 14

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Details) - Schedule of average recorded investment and interest income recognized on impaired loans - USD ($) $ in Thousands	Dec. 31, 2021	Mar. 31, 2021
Average Recorded Investment [Member]
Commercial
Average recorded investment, total commercial	$ 6,788	$ 6,196
Consumer
Average recorded investment, total consumer	5,734	6,376
Average recorded investment, total	12,522	12,572
Average Recorded Investment [Member] | Owner Occupied RE [Member]
Commercial
Average recorded investment, total commercial	1,387	1,569
Average Recorded Investment [Member] | Non-Owner Occupied RE [Member]
Commercial
Average recorded investment, total commercial	3,128	2,161
Average Recorded Investment [Member] | Construction [Member]
Commercial
Average recorded investment, total commercial	55	137
Average Recorded Investment [Member] | Business [Member]
Commercial
Average recorded investment, total commercial	2,218	2,329
Average Recorded Investment [Member] | Real Estate [Member]
Consumer
Average recorded investment, total consumer	3,641	4,212
Average Recorded Investment [Member] | Home Equity [Member]
Consumer
Average recorded investment, total consumer	1,964	2,030
Average Recorded Investment [Member] | Construction [Member]
Consumer
Average recorded investment, total consumer
Average Recorded Investment [Member] | Other [Member]
Consumer
Average recorded investment, total consumer	129	134
Recognized Interest Income [Member]
Commercial
Recognized interest income, total commercial	309	114
Consumer
Recognized interest income, total consumer	187	60
Recognized interest income, total	496	174
Recognized Interest Income [Member] | Owner Occupied RE [Member]
Commercial
Recognized interest income, total commercial	65	16
Recognized Interest Income [Member] | Non-Owner Occupied RE [Member]
Commercial
Recognized interest income, total commercial	182	62
Recognized Interest Income [Member] | Construction [Member]
Commercial
Recognized interest income, total commercial		2
Recognized Interest Income [Member] | Business [Member]
Commercial
Recognized interest income, total commercial	62	34
Recognized Interest Income [Member] | Real Estate [Member]
Consumer
Recognized interest income, total consumer	98	43
Recognized Interest Income [Member] | Home Equity [Member]
Consumer
Recognized interest income, total consumer	85	16
Recognized Interest Income [Member] | Construction [Member]
Consumer
Recognized interest income, total consumer
Recognized Interest Income [Member] | Other [Member]
Consumer
Recognized interest income, total consumer	$ 4	$ 1

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Commercial [Member] | Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	$ 4,700	$ 8,145
Balance, end of period	4,898	7,154
Adjustment for CECL	(313)
Provision for credit losses	511	(991)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Commercial [Member] | Non-Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	10,518	12,049
Balance, end of period	9,973	15,195
Adjustment for CECL	333
Provision for credit losses	(878)	3,146
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	625	1,154
Balance, end of period	929	827
Adjustment for CECL	154
Provision for credit losses	150	(327)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	4,887	7,845
Balance, end of period	6,217	6,848
Adjustment for CECL	1,057
Provision for credit losses	159	(785)
Loan charge-offs		(267)
Loan recoveries	114	55
Net loan recoveries (charge-offs)	114	(212)
Consumer [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	30,408	44,149
Balance, end of period	32,944	43,499
Adjustment for CECL	1,500
Provision for credit losses	1,025	(300)
Loan charge-offs	(169)	(406)
Loan recoveries	180	56
Net loan recoveries (charge-offs)	$ 11	$ (350)
Net charge-offs (recoveries) to average loans (annualized)	0.00%	0.07%
Allowance for credit losses to gross loans	1.24%	1.99%
Allowance for credit losses to nonperforming loans	726.88%	557.47%
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	$ 578	$ 747
Balance, end of period	844	685
Adjustment for CECL	130
Provision for credit losses	136	(62)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Consumer [Member] | Real Estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	7,083	10,453
Balance, end of period	7,602	9,666
Adjustment for CECL	(294)
Provision for credit losses	813	(787)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Consumer [Member] | Home Equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	1,697	3,249
Balance, end of period	2,197	2,688
Adjustment for CECL	438
Provision for credit losses	165	(423)
Loan charge-offs	(169)	(139)
Loan recoveries	66	1
Net loan recoveries (charge-offs)	(103)	(138)
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	320	507
Balance, end of period	284	436
Adjustment for CECL	(5)
Provision for credit losses	(31)	(71)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	$ 1,635	$ 836
Collectively evaluated	41,864	29,572
Total	43,499	30,408
Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	12,182	8,163
Collectively evaluated	2,171,500	2,481,714
Total	2,183,682	2,489,877
Commercial [Member] | Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	1,171	623
Collectively evaluated	28,853	20,107
Total	30,024	20,730
Commercial [Member] | Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	5,967	3,435
Collectively evaluated	1,382,616	1,549,837
Total	1,388,583	1,553,272
Consumer [Member] | Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	464	213
Collectively evaluated	13,011	9,465
Total	13,475	9,678
Consumer [Member] | Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	6,215	4,728
Collectively evaluated	788,884	931,877
Total	$ 795,099	$ 936,605

Loans and Allowance for Cred_16

Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans of the company $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Commercial
Real estate	$ 5,023
Business assets
Other
Total	5,023
Commercial [Member]
Commercial
Real estate	1,515
Business assets
Other
Total	1,515
Commercial [Member] | Construction [Member]
Commercial
Real estate
Business assets
Other
Total
Commercial [Member] | Business [Member]
Commercial
Real estate
Business assets
Other
Total
Commercial [Member] | Owners occupied RE [Member]
Commercial
Real estate	1,250
Business assets
Other
Total	1,250
Commercial [Member] | Non-owners occupied RE [Member]
Commercial
Real estate	265
Business assets
Other
Total	265
Consumer [Member]
Commercial
Real estate	3,508
Business assets
Other
Total	3,508
Consumer [Member] | Construction [Member]
Commercial
Real estate
Business assets
Other
Total
Consumer [Member] | Real Estate [Member]
Commercial
Real estate	1,484
Business assets
Other
Total	1,484
Consumer [Member] | Home Equity Loan [Member]
Commercial
Real estate	2,024
Business assets
Other
Total	2,024
Consumer [Member] | Other [Member]
Commercial
Real estate
Business assets
Other
Total

Loans and Allowance for Cred_17

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Schedule of allowance for credit losses for unfunded loan commitments [Abstract]
Balance, beginning of period
Balance, end of period	2,080
Adjustment for adoption of CECL	2,000
Provision for (reversal of) loan losses	80
Loan charge-offs
Loan recoveries
Net loan (charge-offs) recoveries

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details) $ in Millions	3 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021	Dec. 31, 2021USD ($)
Troubled Debt Restructuring [Abstract]
Total number of loans classified under troubled debt restructurings	13		14
Total sum of loans classified as troubled debt restructurings	$ 6		$ 6.3
Number of months previous loan payment defaulted	60 days	12 months

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - Schedule of outstanding Financial Derivative Instruments - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Mortgage loan interest rate lock commitments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding Financial Derivative Instruments [Line Items]
Derivative financial instruments, Notional amount	$ 33,011	$ 32,478
Balance Sheet Location, description	Other assets	Other assets
Derivative Asset/(Liability), Fair Value	$ 77	$ 425
MBS forward sales commitments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding Financial Derivative Instruments [Line Items]
Derivative financial instruments, Notional amount	$ 24,500	$ 21,000
Balance Sheet Location, description	Other assets	Other liabilities
Derivative Asset/(Liability), Fair Value	$ 436	$ (41)
Total derivative financial instruments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding Financial Derivative Instruments [Line Items]
Derivative financial instruments, Notional amount	57,511	53,478
Derivative Asset/(Liability), Fair Value	$ 513	$ 384

Fair Value Accounting (Details)

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on recurring basis - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available for sale
Corporate bonds	$ 2,066	$ 2,188
US treasuries	934	992
US government agencies	11,818	14,169
State and political subdivisions	21,641	25,176
Asset-backed securities	8,351	10,164
Mortgage-backed securities	62,168	67,154
Mortgage loans held for sale	17,840	13,556
Mortgage loan interest rate lock commitments	77	425
MBS forward sales commitments	436	41
Total assets measured at fair value on a recurring basis	125,331	134,262
Securities available for sale:
SBA securities		438
Liabilities
Total liabilities measured at fair value on a recurring basis		41
Fair Value, Inputs, Level 1 [Member]
Securities available for sale
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments
Total assets measured at fair value on a recurring basis
Securities available for sale:
SBA securities
Liabilities
Total liabilities measured at fair value on a recurring basis
Fair Value, Inputs, Level 2 [Member]
Securities available for sale
Corporate bonds	2,066	2,188
US treasuries	934	992
US government agencies	11,818	14,169
State and political subdivisions	21,641	25,176
Asset-backed securities	8,351	10,164
Mortgage-backed securities	62,168	67,154
Mortgage loans held for sale	17,840	13,556
Mortgage loan interest rate lock commitments	77	425
MBS forward sales commitments	436	41
Total assets measured at fair value on a recurring basis	125,331	134,262
Securities available for sale:
SBA securities		438
Liabilities
Total liabilities measured at fair value on a recurring basis		41
Fair Value, Inputs, Level 3 [Member]
Securities available for sale
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments
Total assets measured at fair value on a recurring basis
Securities available for sale:
SBA securities
Liabilities
Total liabilities measured at fair value on a recurring basis

Fair Value Accounting (Detail_2

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on nonrecurring basis - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Assets
Impaired loans	$ 6,954	$ 7,327
Total assets measured at fair value on a nonrecurring basis	6,954	7,327
Level 1 [Member]
Assets
Impaired loans
Total assets measured at fair value on a nonrecurring basis
Level 2 [Member]
Assets
Impaired loans	4,970	5,262
Total assets measured at fair value on a nonrecurring basis	4,970	5,262
Level 3 [Member]
Assets
Impaired loans	1,984	2,065
Total assets measured at fair value on a nonrecurring basis	$ 1,984	$ 2,065

Fair Value Accounting (Detail_3

Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Financial Assets:
Other investments, at cost, Carrying Amount		$ 4,104	$ 4,021
Other investments, at cost, Fair Value		4,104	4,021
Loans, Carrying Amount	[1]	2,619,957	2,451,306
Loans, Fair Value	[1]	2,531,268	2,422,621
Financial Liabilities:
Deposits, Carrying Amount		2,623,174	2,563,826
Deposits, Fair Value		2,273,251	2,327,055
Subordinated debentures, Carrying Amount		36,133	36,106
Subordinated debentures, Fair Value		34,978	33,936
Level 1 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
Level 2 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value		2,273,251	2,327,055
Subordinated debentures, Fair Value		34,978	33,936
Level 3 [Member]
Financial Assets:
Other investments, at cost, Fair Value		4,104	4,021
Loans, Fair Value	[1]	2,531,268	2,422,621
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
[1]	Carrying amount is net of the allowance for credit losses or loan losses, as applicable, and previously presented impaired loans.

Leases (Details)

Leases (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Disclosure Text Block [Abstract]
Weighted average remaining life	7 years 7 months 17 days
Weighted average discount rate	2.28%
Operating lease costs	$ 778,000	$ 714,000
Operating lease, right-of-use asset	24,100,000		$ 26,600,000
Lease liabilities	$ 25,567,000		$ 28,000,000

Leases (Details) - Schedule of

Leases (Details) - Schedule of maturities of lease liabilities - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of maturities of lease liabilities [Abstract]
2022	$ 848
2023	1,938
2024	1,990
2025	2,045
2026	2,096
Thereafter	24,093
Total undiscounted lease payments	33,010
Discount effect of cash flows	7,443
Total lease liability	$ 25,567	$ 28,000

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount	9,000	210,899

Earnings Per Common Share (De_2

Earnings Per Common Share (Details) - Schedule of earnings per share calculation - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Numerator:
Net income available to common shareholders (in Dollars)	$ 7,970	$ 10,366
Denominator:
Weighted-average common shares outstanding – basic	7,931,855	7,774,515
Common stock equivalents	164,455	134,022
Weighted-average common shares outstanding – diluted	8,096,310	7,908,537
Earnings per common share:
Basic (in Dollars per share)	$ 1	$ 1.33
Diluted (in Dollars per share)	$ 0.98	$ 1.31

Reportable Segments (Details)

Reportable Segments (Details)	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Number of segments	3

Reportable Segments (Details) -

Reportable Segments (Details) - Schedule of financial information for each reportable segment - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Segment Reporting Information [Line Items]
Interest income	$ 24,464	$ 22,813
Interest expense	1,300	1,540
Net interest income (loss)	23,164	21,273
Provision (benefit) for credit losses	1,105	(300)
Noninterest income	2,927	5,904
Noninterest expense	14,685	14,162
Net income (loss) before taxes	10,301	13,315
Income tax provision (benefit)	2,331	2,949
Net income (loss)	7,970	10,366
Total assets	3,072,640	2,579,922
Commercial And Retail Banking [Member]
Segment Reporting Information [Line Items]
Interest income	24,234	22,414
Interest expense	925	1,161
Net interest income (loss)	23,309	21,253
Provision (benefit) for credit losses	905	(300)
Noninterest income	1,433	1,271
Noninterest expense	12,976	11,233
Net income (loss) before taxes	10,861	11,591
Income tax provision (benefit)	2,450	2,564
Net income (loss)	8,411	9,027
Total assets	3,033,122	2,516,869
Mortgage Banking [Member]
Segment Reporting Information [Line Items]
Interest income	230	399
Interest expense
Net interest income (loss)	230	399
Provision (benefit) for credit losses	200
Noninterest income	1,494	4,633
Noninterest expense	1,649	2,867
Net income (loss) before taxes	(125)	2,165
Income tax provision (benefit)	(28)	478
Net income (loss)	(97)	1,687
Total assets	39,003	62,530
Corporate [Member]
Segment Reporting Information [Line Items]
Interest income	5	3
Interest expense	380	382
Net interest income (loss)	(375)	(379)
Provision (benefit) for credit losses
Noninterest income
Noninterest expense	60	62
Net income (loss) before taxes	(435)	(441)
Income tax provision (benefit)	(91)	(93)
Net income (loss)	(344)	(348)
Total assets	314,658	275,941
Elimination [Member]
Segment Reporting Information [Line Items]
Interest income	(5)	(3)
Interest expense	(5)	(3)
Net interest income (loss)
Provision (benefit) for credit losses
Noninterest income
Noninterest expense
Net income (loss) before taxes
Income tax provision (benefit)
Net income (loss)
Total assets	$ (314,143)	$ (275,418)