Southern First Bancshares (SFST) 10-Q 1 Nov 22 2022 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2022	Nov. 01, 2022
Document Information Line Items
Entity Registrant Name	Southern First Bancshares, Inc.
Trading Symbol	SFST
Document Type	10-Q
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		7,997,344
Amendment Flag	false
Entity Central Index Key	0001090009
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Document Period End Date	Sep. 30, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	000-27719
Entity Incorporation, State or Country Code	SC
Entity Address, State or Province	SC
Entity Tax Identification Number	58-2459561
Entity Address, Address Line One	6 Verdae Boulevard
Entity Address, City or Town	Greenville
Entity Address, Postal Zip Code	29607
City Area Code	864
Local Phone Number	679-9000
Title of 12(b) Security	Common Stock
Security Exchange Name	NASDAQ
Entity Interactive Data Current	Yes

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Cash and cash equivalents:
Cash and due from banks	$ 16,530	$ 21,770
Federal funds sold	139,544	86,882
Interest-bearing deposits with banks	4,532	58,557
Total cash and cash equivalents	160,606	167,209
Investment securities:
Investment securities available for sale	91,521	120,281
Other investments	5,449	4,021
Total investment securities	96,970	124,302
Mortgage loans held for sale	9,243	13,556
Loans	3,030,027	2,489,877
Less allowance for credit losses	(36,317)	(30,408)
Loans, net	2,993,710	2,459,469
Bank owned life insurance	50,778	49,833
Property and equipment, net	99,530	92,370
Deferred income taxes, net	18,425	8,397
Accrued interest receivable	7,949	7,624
Other assets	2,458	2,788
Total assets	3,439,669	2,925,548
LIABILITIES
Deposits	3,001,452	2,563,826
FHLB advances and related debt	60,000
Subordinated debentures	36,187	36,106
Other liabilities	54,245	47,715
Total liabilities	3,151,884	2,647,647
SHAREHOLDERS’ EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 7,997,344 and 7,925,819 shares issued and outstanding at September 30, 2022 and December 31, 2021, respectively	80	79
Nonvested restricted stock	(3,348)	(1,435)
Additional paid-in capital	118,433	114,226
Accumulated other comprehensive loss	(14,009)	(740)
Retained earnings	186,629	165,771
Total shareholders’ equity	287,785	277,901
Total liabilities and shareholders’ equity	$ 3,439,669	$ 2,925,548

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parentheticals) - $ / shares	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Preferred stock par value (in Dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value (in Dollars per share)	$ 0.01	$ 0.01
Common stock, authorized shares	10,000,000	10,000,000
Common stock, issued shares	7,997,344	7,925,819
Common stock, outstanding shares	7,997,344	7,925,819

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income
Loans	$ 29,752	$ 23,063	$ 80,294	$ 67,938
Investment securities	506	355	1,428	926
Federal funds sold and interest-bearing deposits with banks	676	68	915	167
Total interest income	30,934	23,486	82,637	69,031
Interest expense
Deposits	5,021	934	7,773	3,009
Borrowings	459	380	1,362	1,147
Total interest expense	5,480	1,314	9,135	4,156
Net interest income	25,454	22,172	73,502	64,875
Provision for (reversal of) credit losses	950	(6,000)	3,830	(8,200)
Net interest income after provision for credit losses	24,504	28,172	69,672	73,075
Noninterest income
Mortgage banking income	1,230	2,829	3,907	9,445
Service fees on deposit accounts	194	199	594	557
ATM and debit card income	559	542	1,651	1,532
Income from bank owned life insurance	315	321	945	919
Net lender and referral fees on PPP loans				268
Loss on disposal of fixed assets			(394)
Other income	382	348	1,170	1,043
Total noninterest income	2,680	4,239	7,873	13,764
Noninterest expenses
Compensation and benefits	9,843	9,064	29,214	26,897
Occupancy	2,442	1,685	6,439	4,875
Other real estate owned (income) expenses		(3)		385
Outside service and data processing costs	1,529	1,368	4,591	4,072
Insurance	507	244	1,134	807
Professional fees	555	694	1,848	1,905
Marketing	338	247	934	645
Other	832	740	2,360	2,109
Total noninterest expenses	16,046	14,039	46,520	41,695
Income before income tax expense	11,138	18,372	31,025	45,144
Income tax expense	2,725	4,355	7,402	10,438
Net income	$ 8,413	$ 14,017	$ 23,623	$ 34,706
Earnings per common share
Basic (in Dollars per share)	$ 1.06	$ 1.78	$ 2.97	$ 4.43
Diluted (in Dollars per share)	$ 1.04	$ 1.75	$ 2.93	$ 4.36
Weighted average common shares outstanding
Basic (in Shares)	7,972,146	7,873,868	7,954,025	7,832,330
Diluted (in Shares)	8,065,087	8,001,028	8,071,988	7,966,065

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 8,413	$ 14,017	$ 23,623	$ 34,706
Unrealized gain (loss) on securities available for sale:
Unrealized holding gain (loss) arising during the period, pretax	(4,894)	(819)	(16,783)	(1,609)
Tax benefit (expense)	1,028	171	3,524	338
Reclassification of realized gain (loss)			(12)
Tax benefit (expense)			2
Other comprehensive loss	(3,866)	(648)	(13,269)	(1,271)
Comprehensive income	$ 4,547	$ 13,369	$ 10,354	$ 33,435

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY (Unaudited) - USD ($) $ in Thousands	Common stock [Member]	Preferred stock [Member]	Nonvested restricted stock [Member]	Additional paid-in capital [Member]	Accumulated other comprehensive income (loss) [Member]	Retained earnings [Member]	Total
Balance at Dec. 31, 2020	$ 78		$ (698)	$ 108,831	$ 1,023	$ 119,060	$ 228,294
Balance (in Shares) at Dec. 31, 2020	7,772,748
Net income						34,706	34,706
Proceeds from exercise of stock options	$ 1			2,695			2,696
Proceeds from exercise of stock options (in Shares)	117,383
Issuance of restricted stock			(1,120)	1,120
Issuance of restricted stock (in Shares)	23,250
Compensation expense related to restricted stock, net of tax			349				349
Compensation expense related to stock options, net of tax				855			855
Other comprehensive loss					(1,271)		(1,271)
Balance at Sep. 30, 2021	$ 79		(1,469)	113,501	(248)	153,766	265,629
Balance (in Shares) at Sep. 30, 2021	7,913,381
Balance at Jun. 30, 2021	$ 79		(1,173)	112,604	400	139,749	251,659
Balance (in Shares) at Jun. 30, 2021	7,899,931
Net income						14,017	14,017
Proceeds from exercise of stock options				175			175
Proceeds from exercise of stock options (in Shares)	4,950
Issuance of restricted stock			(431)	431
Issuance of restricted stock (in Shares)	8,500
Compensation expense related to restricted stock, net of tax			135				135
Compensation expense related to stock options, net of tax				291			291
Other comprehensive loss					(648)		(648)
Balance at Sep. 30, 2021	$ 79		(1,469)	113,501	(248)	153,766	265,629
Balance (in Shares) at Sep. 30, 2021	7,913,381
Balance at Dec. 31, 2021	$ 79		(1,435)	114,226	(740)	165,771	277,901
Balance (in Shares) at Dec. 31, 2021	7,925,819
Adoption of ASU 2016-13						(2,765)	(2,765)
Net income						23,623	23,623
Proceeds from exercise of stock options	$ 1			793			794
Proceeds from exercise of stock options (in Shares)	24,750
Issuance of restricted stock			(2,710)	2,710
Issuance of restricted stock (in Shares)	46,775
Compensation expense related to restricted stock, net of tax			797				797
Compensation expense related to stock options, net of tax				704			704
Other comprehensive loss					(13,269)		(13,269)
Balance at Sep. 30, 2022	$ 80		(3,348)	118,433	(14,009)	186,629	287,785
Balance (in Shares) at Sep. 30, 2022	7,997,344
Balance at Jun. 30, 2022	$ 80		(3,230)	117,714	(10,143)	178,216	282,637
Balance (in Shares) at Jun. 30, 2022	7,985,644
Net income						8,413	8,413
Proceeds from exercise of stock options				87			87
Proceeds from exercise of stock options (in Shares)	3,000
Issuance of restricted stock			(405)	405
Issuance of restricted stock (in Shares)	8,700
Compensation expense related to restricted stock, net of tax			287				287
Compensation expense related to stock options, net of tax				227			227
Other comprehensive loss					(3,866)		(3,866)
Balance at Sep. 30, 2022	$ 80		$ (3,348)	$ 118,433	$ (14,009)	$ 186,629	$ 287,785
Balance (in Shares) at Sep. 30, 2022	7,997,344

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities
Net income	$ 23,623	$ 34,706
Provision for (reversal of) credit losses	3,830	(8,200)
Depreciation and other amortization	2,521	1,621
Accretion and amortization of securities discounts and premium, net	554	713
Loss on sale of real estate owned		376
(Gain) Loss on sale of fixed assets	394	(10)
Gain on sale of securities	(12)
Net change in operating leases	814	266
Compensation expense related to stock options and restricted stock grants	1,501	1,204
Gain on sale of loans held for sale	(2,700)	(11,187)
Loans originated and held for sale	(191,448)	(406,451)
Proceeds from sale of loans held for sale	198,461	446,254
Increase in cash surrender value of bank owned life insurance	(945)	(919)
Increase in deferred tax asset	(5,766)	(6,736)
Decrease in other assets	5	2,698
Increase in other liabilities	6,006	(4,531)
Net cash provided by operating activities	36,838	49,804
Investing activities
Increase in loans, net	(538,816)	(246,421)
Purchase of property and equipment	(13,134)	(16,620)
Purchase of investment securities:
Available for sale	(10,094)	(37,908)
Other investments	(15,235)	(1,000)
Payments and maturities, calls and repayments of investment securities:
Available for sale	21,517	16,514
Other investments	13,806	1,812
Purchase of bank owned life insurance		(7,500)
Proceeds from sale of fixed assets	95	50
Proceeds from sale of other real estate owned		1,159
Net cash used for investing activities	(541,861)	(289,914)
Financing activities
Increase in deposits, net	437,626	290,260
Increase (decrease) in Federal Home Loan Bank advances and other borrowings, net	60,000	(25,000)
Proceeds from the exercise of stock options	794	2,696
Net cash provided by financing activities	498,420	267,956
Net decrease in cash and cash equivalents	(6,603)	27,846
Cash and cash equivalents at beginning of the period	167,209	100,687
Cash and cash equivalents at end of the period	160,606	128,533
Supplemental information
Interest	9,155	5,404
Income taxes	8,270	18,357
Schedule of non-cash transactions
Foreclosure of other real estate		367
Unrealized loss on securities, net of income taxes	(13,259)	(1,271)
Operating leases	$ 237	$ 4,803

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – Summary of Significant Accounting Policies Nature of Business Southern First Bancshares, Inc. Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three- and nine- month period ended September 30, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 as filed with the U.S. Securities and Exchange Commission (“SEC”) on March 4, 2022. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated. Business Segments The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change. Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment. Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets. Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Adoption of New Accounting Standard In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk. On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company’s investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief. Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. Allowance for Credit Losses - Securities Available for Sale For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At September 30, 2022, there was no allowance for credit losses related to the available-for-sale portfolio. Accrued interest receivable on available for sale debt securities totaled $477,000 at September 30, 2022 and was excluded from the estimate of credit losses. Allowance for Credit Losses - Loans Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management’s evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers’ ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial loans ● Owner occupied real estate ● Non-owner occupied real estate ● Construction ● Commercial business Consumer loans ● Real estate ● Home equity ● Construction ● Other For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management, but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for impaired loans, which includes nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resultant provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses. Accrued Interest Receivable Accrued interest receivable related to loans totaled $7.5 million at September 30, 2022 and was reported in accrued interest receivable on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest. Unfunded Commitments Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheet, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund. The Company’s CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios. Newly Issued, But Not Yet Effective Accounting Standards In March 2022, the FASB amended the Receivables–Troubled Debt Restructuring by Creditors subtopic and Financial Instruments–Credit Losses subtopic to the Accounting Standards Codification. The amendments eliminate the accounting guidance for TDRs by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the amendments require disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption of the amendments is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Investment Securities	NOTE 2 – Investment Securities The amortized costs and fair value of investment securities are as follows: September 30, 2022 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,179 - 302 1,877 US treasuries 999 - 136 863 US government agencies 13,006 - 2,371 10,635 State and political subdivisions 22,996 - 4,350 18,646 Asset-backed securities 6,992 - 147 6,845 Mortgage-backed securities FHLMC 21,378 - 3,853 17,525 FNMA 35,929 - 5,860 30,069 GNMA 5,774 - 713 5,061 Total mortgage-backed securities 63,081 - 10,426 52,655 Total investment securities available for sale $ 109,253 - 17,732 91,521   December 31, 2021 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,198 - 10 2,188 US treasuries 999 - 7 992 US government agencies 14,504 1 336 14,169 SBA securities 429 9 - 438 State and political subdivisions 24,887 549 260 25,176 Asset-backed securities 10,136 45 17 10,164 Mortgage-backed securities FHLMC 23,057 102 494 22,665 FNMA 40,924 235 660 40,499 GNMA 4,084 3 97 3,990 Total mortgage-backed securities 68,065 340 1,251 67,154 Total investment securities available for sale $ 121,218 944 1,881 120,281 Contractual maturities and yields on the Company’s investment securities at September 30, 2022 and December 31, 2021 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. September 30, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - - - 1,877 1.99 % - - 1,877 1.99 % US treasuries - - - - 863 1.27 % - - 863 1.27 % US government agencies - - 3,225 0.85 % 6,661 1.56 % 749 1.48 % 10,635 1.34 % State and political subdivisions - - 447 2.13 % 4,721 1.69 % 13,478 2.18 % 18,646 2.05 % Asset-backed securities - - - - 658 3.22 % 6,187 3.50 % 6,845 3.47 % Mortgage-backed securities - - 3,118 1.20 % 4,662 1.44 % 44,875 1.65 % 52,655 1.61 % Total investment securities $ - - 6,790 1.09 % 19,442 1.65 % 65,289 1.93 % 91,521 1.81 % December 31, 2021 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - - - 2,188 1.98 % - - 2,188 1.98 % US treasuries - - - - 992 1.27 % - - 992 1.27 % US government agencies - - 2,481 0.36 % 8,756 1.31 % 2,932 1.79 % 14,169 1.24 % SBA securities - - - - - - 438 1.01 % 438 1.01 % State and political subdivisions - - 471 2.13 % 4,282 1.61 % 20,423 2.21 % 25,176 2.11 % Asset-backed securities - - - - 1,614 1.79 % 8,550 0.97 % 10,164 1.10 % Mortgage-backed securities 387 2.10 % 4,411 1.29 % 9,121 1.59 % 53,235 1.38 % 67,154 1.40 % Total investment securities $ 387 2.10 % 7,363 1.03 % 26,953 1.53 % 85,578 1.55 % 120,281 1.52 % The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at September 30, 2022 and December 31, 2021, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. September 30, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 1,877 $ 302 - $ - $ - 1 $ 1,877 $ 302 US treasuries - - - 1 863 136 1 863 136 US government agencies - - - 10 10,635 2,371 10 10,635 2,371 State and political subdivisions 19 12,013 2,604 13 6,633 1,746 32 18,646 4,350 Asset-backed 6 5,432 108 2 1,413 39 8 6,845 147 Mortgage-backed securities FHLMC 7 5,586 740 12 11,939 3,113 19 17,525 3,853 FNMA 19 9,985 1,528 18 20,084 4,332 37 30,069 5,860 GNMA 4 3,566 461 3 1,495 252 7 5,061 713 Total investment securities 56 $ 38,459 $ 5,743 59 $ 53,062 $ 11,989 115 $ 91,521 $ 17,732 December 31, 2021 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,188 $ 10 - $ - $ - 1 $ 2,188 $ 10 US treasuries 1 992 7 - - - 1 992 7 US government agencies 7 9,831 173 4 3,837 163 11 13,668 336 State and political subdivisions 9 7,821 193 6 2,909 67 15 10,730 260 Asset-backed 2 1,751 9 2 1,717 7 4 3,468 16 Mortgage-backed securities FHLMC 10 13,705 303 4 4,644 192 14 18,349 495 FNMA 11 16,098 296 9 11,264 364 20 27,362 660 GNMA 2 655 4 3 3,215 93 5 3,870 97 Total investment securities 43 $ 53,041 $ 995 28 $ 27,586 $ 886 71 $ 80,627 $ 1,881 At September 30, 2022 the Company had 115 individual investments that were in an unrealized loss position. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost. Other investments are comprised of the following and are recorded at cost which approximates fair value. (dollars in thousands) September 30, 2022 December 31, 2021 Federal Home Loan Bank stock $ 4,036 1,241 Other nonmarketable investments 1,010 2,377 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 5,449 4,021 The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of September 30, 2022 and that ultimate recoverability of the par value of the investments is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

Mortgage Loans Held for Sale

Mortgage Loans Held for Sale	9 Months Ended
	Sep. 30, 2022
Mortgage Loans Held For Sale [Abstract]
Mortgage Loans Held for Sale	NOTE 3 – Mortgage Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At September 30, 2022, mortgage loans held for sale totaled $9.2 million compared to $13.6 million at December 31, 2021.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loans and Allowance for Credit Losses	NOTE 4 – Loans and Allowance for Credit Losses The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $6.7 million as of September 30, 2022 and $5.0 million as of December 31, 2021.   September 30, 2022 December 31, 2021 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 572,972 18.9 % $ 488,965 19.6 % Non-owner occupied RE 799,569 26.4 % 666,833 26.8 % Construction 85,850 2.8 % 64,425 2.6 % Business 419,312 13.8 % 333,049 13.4 % Total commercial loans 1,877,703 61.9 % 1,553,272 62.4 % Consumer Real estate 873,471 28.8 % 694,401 27.9 % Home equity 171,904 5.7 % 154,839 6.2 % Construction 77,798 2.6 % 59,846 2.4 % Other 29,151 1.0 % 27,519 1.1 % Total consumer loans 1,152,324 38.1 % 936,605 37.6 % Total gross loans, net of deferred fees 3,030,027 100.0 % 2,489,877 100.0 % Less—allowance for credit losses (36,317 ) (30,408 ) Total loans, net $ 2,993,710 $ 2,459,469 Maturities and Sensitivity of Loans to Changes in Interest Rates The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. September 30, 2022 (dollars in thousands) One year After one but within five years After five but within fifteen years After Total Commercial Owner occupied RE $ 11,625 117,787 394,256 49,304 572,972 Non-owner occupied RE 44,182 383,518 344,874 26,995 799,569 Construction 5,413 26,336 48,891 5,210 85,850 Business 75,690 181,097 158,292 4,233 419,312 Total commercial loans 136,910 708,738 946,313 85,742 1,877,703 Consumer Real estate $ 11,605 41,365 233,316 587,185 873,471 Home equity 1,377 20,822 144,336 5,369 171,904 Construction 241 589 20,129 56,839 77,798 Other 3,525 22,742 2,098 786 29,151 Total consumer loans 16,748 85,518 399,879 650,179 1,152,324 Total gross loans, net of deferred fees $ 153,658 794,256 1,346,192 735,921 3,030,027 December 31, 2021 (dollars in thousands) One year or less After one After five After fifteen years Total Commercial Owner occupied RE $ 16,858 120,480 316,261 35,366 488,965 Non-owner occupied RE 47,453 329,085 263,317 26,978 666,833 Construction 4,882 16,393 29,310 13,840 64,425 Business 66,833 152,732 109,008 4,476 333,049 Total commercial loans 136,026 618,690 717,896 80,660 1,553,272 Consumer Real estate 14,632 45,219 162,655 471,895 694,401 Home equity 2,178 21,280 125,427 5,954 154,839 Construction 961 594 8,956 49,335 59,846 Other 8,071 15,711 3,341 396 27,519 Total consumer 25,842 82,804 300,379 527,580 936,605 Total gross loan, net of deferred fees $ 161,868 701,494 1,018,275 608,240 2,489,877 The following table summarizes the loans due after one year by category. September 30, 2022 December 31, 2021 Interest Rate Interest Rate (dollars in thousands) Fixed Floating or Fixed Floating or Commercial Owner occupied RE $ 558,592 2,755 463,589 8,518 Non-owner occupied RE 683,796 71,591 533,565 85,815 Construction 71,957 8,480 57,139 2,404 Business 270,224 73,398 191,522 74,694 Total commercial loans 1,584,569 156,224 1,245,815 171,431 Consumer Real estate 861,854 12 679,756 13 Home equity 13,684 156,843 12,850 139,811 Construction 77,557 - 58,884 - Other 17,816 7,810 13,220 6,228 Total consumer loans 970,911 164,665 764,710 146,052 Total gross loans, net of deferred fees $ 2,555,480 320,889 2,010,525 317,483 Credit Quality Indicators The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type. A description of the general characteristics of the risk grades is as follows: ● Pass—These loans range from minimal to average credit risk however still have acceptable credit risk. Watch loans also fall into this category, representing loans with above average risk due to minor weaknesses and warrant closer scrutiny by management. ● Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. ● Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, that may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. ● Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. The following table presents loan balances classified by credit quality indicators by year of origination as of September 30, 2022. September 30, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Revolving Total Commercial Owner occupied RE Pass $ 119,148 130,792 96,397 70,219 37,121 103,847 - - 557,524 Watch 1,375 484 - 2,460 - 7,005 - - 11,324 Special Mention 205 - - - - 2,981 - - 3,186 Substandard - - 646 - 292 - - - 938 Total Owner occupied RE 120,728 131,276 97,043 72,679 37,413 113,833 - - 572,972 Non-owner occupied RE Pass 208,206 171,640 115,680 58,927 75,772 109,884 604 - 740,713 Watch 1,399 9,494 - 12,220 6,538 12,089 - - 41,740 Special Mention - 203 - 6,145 173 1,286 - - 7,807 Substandard - 135 - 7,995 304 875 - - 9,309 Total Non-owner occupied RE 209,605 181,472 115,680 85,287 82,787 124,134 604 - 799,569 Construction Pass 26,521 54,253 3,394 1,682 - - - - 85,850 Watch - - - - - - - - - Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 26,521 54,253 3,394 1,682 - - - - 85,850 Business Pass 91,796 59,303 30,860 23,015 36,217 30,292 121,475 590 393,548 Watch 6,844 2,399 1,375 1,370 157 3,070 5,433 477 21,125 Special Mention 903 - 390 240 - 162 115 182 1,992 Substandard 500 - 191 130 329 932 565 - 2,647 Total Business 100,043 61,702 32,816 24,755 36,703 34,456 127,588 1,249 419,312 Total Commercial loans 456,897 428,703 248,933 184,403 156,903 272,423 128,192 1,249 1,877,703 Consumer Real estate Pass 198,590 263,113 189,049 74,324 39,731 77,887 - - 842,694 Watch 1,707 8,554 2,991 3,002 896 4,737 - - 21,887 Special Mention 116 1,341 1,373 1,057 562 1,085 - - 5,534 Substandard - 652 228 548 403 1,525 - - 3,356 Total Real estate 200,413 273,660 193,641 78,931 41,592 85,234 - - 873,471 Home equity Pass - - - - - - 160,975 - 160,975 Watch - - - - - - 6,187 - 6,187 Special Mention - - - - - - 2,283 - 2,283 Substandard - - - - - - 2,459 - 2,459 Total Home equity - - - - - - 171,904 - 171,904 Construction Pass 29,666 37,281 9,947 - - - - - 76,894 Watch - - 588 - - - - - 588 Special Mention - - - 316 - - - - 316 Substandard - - - - - - - - - Total Construction 29,666 37,281 10,535 316 - - - - 77,798 Other Pass 3,690 2,123 1,815 1,643 410 3,298 15,297 - 28,276 Watch - 368 17 20 25 181 90 - 701 Special Mention 4 - - 30 53 4 34 - 125 Substandard - 36 - 6 - - 7 - 49 Total Other 3,694 2,527 1,832 1,699 488 3,483 15,428 - 29,151 Total Consumer loans 233,773 313,468 206,008 80,946 42,080 88,717 187,332 - 1,152,324 Total loans $ 690,670 742,171 454,941 265,349 198,983 361,140 315,524 1,249 3,030,027 The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2021. December 31, 2021 Commercial Consumer (dollars in thousands) Owner Non-owner Construction Business Real Home Construction Other Total Pass $ 487,422 589,280 64,425 328,371 684,923 148,933 59,846 27,365 2,390,565 Special mention 327 48,310 - 1,530 4,294 2,986 - 129 57,576 Substandard 1,216 29,243 - 3,148 5,184 2,920 - 25 41,736 Total loans $ 488,965 666,833 64,425 333,049 694,401 154,839 59,846 27,519 2,489,877 The following tables present loan balances by payment status. September 30, 2022 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 572,972 572,972 Non-owner occupied RE 57 - - 253 799,259 799,569 Construction - - - - 85,850 85,850 Business 123 - - 79 419,110 419,312 Consumer Real estate 77 131 - 904 872,359 873,471 Home equity 129 - - 1,379 170,396 171,904 Construction - - - - 77,798 77,798 Other - - - - 29,151 29,151 Total loans $ 386 131 - 2,615 3,026,895 3,030,027 December 31, 2021 (dollars in thousands) Accruing 30-59 days past due Accruing 60-89 days past due Accruing 90 days or more past due Nonaccrual loans Accruing current Total Commercial Owner occupied RE $ - - - - 488,965 488,965 Non-owner occupied RE - - - 1,069 665,764 666,833 Construction - - - - 64,425 64,425 Business - - - - 333,049 333,049 Consumer Real estate 136 - - 1,750 692,515 694,401 Home equity 417 174 - 2,045 152,203 154,839 Construction - - - - 59,846 59,846 Other 5 - - - 27,514 27,519 Total loans $ 558 174 - 4,864 2,484,281 2,489,877 As of September 30, 2022 and December 31, 2021, loans 30 days or more past due represented 0.07% and 0.09% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.01% and 0.00% of the Company’s total loan portfolio as of September 30, 2022 and December 31, 2021, respectively. Consumer loans 30 days or more past due were 0.06% of total loans as of September 30, 2022 and December 31, 2021. Nonperforming assets Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when the Company believes, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received. The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. (dollars in thousands) September 30, 2022 December 31, 2021 Nonaccrual loans $ 529 - Nonaccruing TDRs 2,086 2,952 Total nonaccrual loans, including nonaccruing TDRs 2,615 4,864 Other real estate owned - - Total nonperforming assets $ 2,615 4,864 Nonperforming assets as a percentage of: Total assets 0.08 % 0.17 % Gross loans 0.09 % 0.20 % Total loans over 90 days past due $ 49 554 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings 4,683 3,299 The table below summarizes nonaccrual loans by major categories for the periods presented. CECL Incurred loss September 30, 2022 December 31, 2021 Nonaccrual Nonaccrual loans loans Total Total with no with an nonaccrual nonaccrual (dollars in thousands) allowance allowance loans loans Commercial Owner occupied RE - - - - Non-owner occupied RE $ 117 136 253 1,070 Construction - - - - Business 79 - 79 - Total commercial 196 136 332 1,070 Consumer Real estate - 904 904 1,750 Home equity 197 1,182 1,379 2,044 Construction - - - - Other - - - - Total consumer 197 2,086 2,283 3,794 Total $ 393 2,222 2,615 4,864 The table below summarizes key information for loans individually evaluated for impairment loans under the incurred loss methodology. These loans include loans on nonaccrual status and loans modified in a TDR, whether on accrual or nonaccrual status. These loans may have estimated impairment which is included in the allowance for credit losses. December 31, 2021 Recorded investment Impaired loans Impaired loans Unpaid with no related with related Related Principal Impaired allowance for allowance for allowance for (dollars in thousands) Balance loans credit losses credit losses credit losses Commercial Owner occupied RE $ 1,261 1,261 1,261 - - Non-owner occupied RE 2,012 1,070 270 800 171 Construction - - - - - Business 1,104 1,104 - 1,104 452 Total commercial 4,377 3,435 1,531 1,904 623 Consumer Real estate 2,638 2,561 1,743 818 144 Home equity 2,206 2,044 1,989 55 55 Construction - - - - - Other 123 123 - 123 14 Total consumer 4,967 4,728 3,732 996 213 Total gross loans $ 9,344 8,163 5,263 2,900 836 The following table provides the average recorded investment in individually assessed loans and the amount of interest income recognized on individually assessed loans after impairment by portfolio segment and class. Three months ended Three months ended (dollars in thousands) Average Recognized Average Recognized Commercial Owner occupied RE $ 1,240 16 1,269 17 Non-owner occupied RE 361 - 5,125 227 Construction - - - - Business 1,539 47 2,665 61 Total commercial 3,140 63 9,059 305 Consumer Real estate 1,862 48 3,609 - Home equity 1,190 15 1,859 30 Construction - - - - Other 115 1 127 1 Total consumer 3,167 64 5,595 31 Total gross loans $ 6,307 127 14,654 336 Nine months ended Nine months ended Year ended (dollars in thousands) Average Recognized Average Recognized Average Recognized Commercial Owner occupied RE $ 1,248 48 1,419 49 1,387 65 Non-owner occupied RE 535 78 3,643 321 3,128 182 Construction - - 69 - 55 - Business 1,573 76 2,497 115 2,218 62 Total commercial 3,356 202 7,628 485 6,788 309 Consumer Real estate 2,378 86 3,911 102 3,641 98 Home equity 1,613 36 1,944 64 1,964 85 Construction - - - - - - Other 118 3 130 3 129 4 Total consumer 4,109 125 5,985 169 5,734 187 Total gross loans $ 7,465 327 13,613 654 12,522 496 Allowance for Credit Losses The following table summarizes the activity related to the allowance for credit losses for the nine months ended September 30, 2022 under the CECL methodology. Three months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,829 10,010 1,060 6,717 7,992 2,442 851 291 34,192 Provision for credit losses 476 (1,595 ) (82 ) 875 782 3 41 25 525 Loan charge-offs - - - - - - - - - Loan recoveries - 1,540 - 51 - 8 - 1 1,600 Net loan recoveries (charge-offs) - 1,540 - 51 - 8 - 1 1,600 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net charge-offs to average loans (annualized) (0.22 %) Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1388.87 % Nine months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 918 (2,436 ) 199 1,558 1,985 575 184 92 3,075 Loan charge-offs - - - (55 ) - (339 ) - (91 ) (485 ) Loan recoveries - 1,540 - 196 - 82 - 1 1,819 Net loan recoveries (charge-offs) - 1,540 - 141 - (257 ) - (90 ) 1,334 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net charge-offs (recoveries) to average loans (annualized) (0.06 %) Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1388.87 % Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following two tables are disclosures related to the allowance for loan losses in prior periods under this methodology. Three months ended September 30, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of $ 7,099 13,223 951 6,722 10,028 2,562 753 574 41,912 Provision for loan losses (1,159 ) (1,558 ) 149 (1,246 ) (1,469 ) (598 ) (28 ) (91 ) (6,000 ) Loan charge-offs - (159 ) - (84 ) - - - - (243 ) Loan recoveries - 129 - 58 18 193 - 8 406 Net loan recoveries - (30 ) - (26 ) 18 193 - 8 163 Balance, end of period $ 5,940 11,635 1,100 5,450 8,577 2,157 725 491 36,075 Net charge-offs (recoveries) to average loans (annualized) (0.03 %) Allowance for loan losses to gross loans 1.51 % Allowance for loan losses to nonperforming loans 259.95 % Nine months ended September 30, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of $ 8,145 12,049 1,154 7,845 10,453 3,249 747 507 44,149 Provision for loan losses (2,299 ) (509 ) (54 ) (2,256 ) (1,894 ) (1,149 ) (22 ) (17 ) (8,200 ) Loan charge-offs - (158 ) - (353 ) - (139 ) - (8 ) (658 ) Loan recoveries 94 253 - 214 18 196 - 9 784 Net loan recoveries 94 95 - (139 ) 18 57 - 1 126 Balance, end of period $ 5,940 11,635 1,100 5,450 8,577 2,157 725 491 36,075 Net charge-offs to average loans (annualized) 0.01 % The following table disaggregates the allowance for loan losses and recorded investment in loans by impairment methodology under the incurred loss methodology. December 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 623 213 836 3,435 4,728 8,163 Collectively evaluated 20,107 9,465 29,572 1,549,837 931,877 2,481,714 Total $ 20,730 9,678 30,408 1,553,272 936,605 2,489,877 September 30, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 955 210 1,165 12,810 5,111 17,921 Collectively evaluated 23,170 11,740 34,910 1,482,186 888,940 2,371,126 Total $ 24,125 11,950 36,075 1,494,996 894,051 2,389,047 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. The following table presents an analysis of collateral-dependent loans of the Company as of September 30, 2022. September 30, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 117 - - 117 Construction - - - - Business 80 - - 80 Total commercial 197 - - 197 Consumer Real estate - - - - Home equity 197 - - 197 Construction - - - - Other - - - - Total consumer 197 - - 197 Total $ 394 - - 394 Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required. Allowance for Credit Losses - Unfunded Loan Commitments The allowance for credit losses for unfunded loan commitments was $2.8 million at September 30, 2022 and is separately classified on the balance sheet within other liabilities. Prior to the adoption of CECL, the Company’s reserve for unfunded commitments was not material. The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the nine months ended September 30, 2022. Three months ended Nine months ended (dollars in thousands) September 30, 2022 September 30, 2022 Balance, beginning of period $ 2,330 - Adjustment for adoption of CECL - 2,000 Provision for loan losses 425 755 Balance, end of period $ 2,755 2,755 Unfunded Loan Commitments 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.33 %

Troubled Debt Restructurings

Troubled Debt Restructurings	9 Months Ended
	Sep. 30, 2022
Troubled Debt Restructuring [Abstract]
Troubled Debt Restructurings	NOTE 5 – Troubled Debt Restructurings At September 30, 2022, the Company had 15 loans totaling $6.8 million compared to 14 loans totaling $6.3 million at December 31, 2021, which were considered as TDRs. The Company considers a loan to be a TDR when the debtor experiences financial difficulties and the Company grants a concession to the debtor that it would not normally consider. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of the workout plan for individual loan relationships, the Company may restructure loan terms to assist borrowers facing financial challenges in the current economic environment. There were three loans considered new TDRs during the three and nine months ended September 30, 2022. There was one consumer real estate loan with a pre-modification and post-modification balance of $885,000, and there were two commercial business loans with a pre-modification balance totaling $1.1 million and a post-modification balance totaling $1.1 million. For the three and nine months ended September 30, 2021, renewals and modifications were not material. As of September 30, 2022 and 2021, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	NOTE 6 – Derivative Financial Instruments The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value. The Company accounts for all of its derivatives as free-standing derivatives and does not designate any of these instruments for hedge accounting. Therefore, the gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change. The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses. The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The following table summarizes the Company’s outstanding financial derivative instruments at September 30, 2022 and December 31, 2021. September 30, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 9,432 Other liabilities $ (7 ) MBS forward sales commitments 5,500 Other assets 162 Total derivative financial instruments $ 14,932 $ 155 December 31, 2021 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 32,478 Other assets $ 425 MBS forward sales commitments 21,000 Other liabilities (41 ) Total derivative financial instruments $ 53,478 $ 384

Fair Value Accounting

Fair Value Accounting	9 Months Ended
	Sep. 30, 2022
Fair Value Accounting [Abstract]
Fair Value Accounting	NOTE 7 – Fair Value Accounting FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 – Quoted market price in active markets Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market. Level 2 – Significant other observable inputs Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans. Level 3 – Significant unobservable inputs Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. These methodologies may result in a significant portion of the fair value being derived from unobservable data. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 14 of the Company’s 2021 Annual Report on Form 10-K. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories of loans as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of September 30, 2022 and December 31, 2021. September 30, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Corporate bonds $ - 1,877 - 1,877 US treasuries - 863 - 863 US government agencies - 10,635 - 10,635 State and political subdivisions - 18,646 - 18,646 Asset-backed securities - 6,845 - 6,845 Mortgage-backed securities - 52,655 - 52,655 Mortgage loans held for sale - 9,243 - 9,243 MBS forward sales commitments - 162 - 162 Total assets measured at fair value on a recurring basis $ - 100,926 - 100,926 Liabilities Mortgage loan interest rate lock commitments $ - 7 - 7 Total liabilities measured at fair value on a recurring basis $ - 7 - 7 December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 2,188 - 2,188 US treasuries - 992 - 992 US government agencies - 14,169 - 14,169 SBA securities - 438 - 438 State and political subdivisions - 25,176 - 25,176 Asset-backed securities - 10,164 - 10,164 Mortgage-backed securities - 67,154 - 67,154 Mortgage loans held for sale - 13,556 - 13,556 Mortgage loan interest rate lock commitments - 425 - 425 Total assets measured at fair value on a recurring basis $ - 134,262 - 134,262 Liabilities MBS forward sales commitments $ - 41 - 41 Total liabilities measured at fair value on a recurring basis $ - 41 - 41 Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of September 30, 2022 and December 31, 2021. As of September 30, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually assessed loans $ - 314 4,275 4,589 Total assets measured at fair value on a nonrecurring basis $ - 314 4,275 4,589 As of December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 5,262 2,065 7,327 Total assets measured at fair value on a nonrecurring basis $ - 5,262 2,065 7,327 The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis. Fair Value of Financial Instruments Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities. The estimated fair values of the Company’s financial instruments at September 30, 2022 and December 31, 2021 are as follows: September 30, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 5,449 5,449 - - 5,449 Loans 1 2,986,412 2,825,209 - - 2,825,209 Financial Liabilities: Deposits 3,001,452 2,563,398 - 2,563,398 - Subordinated debentures 36,187 38,639 - 38,639 - December 31, 2021 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,021 4,021 - - 4,021 Loans 1 2,451,306 2,422,621 - - 2,422,621 Financial Liabilities: Deposits 2,563,826 2,327,055 - 2,327,055 - Subordinated debentures 36,106 33,936 - 33,936 - 1 Carrying amount is net of the allowance for credit losses or loan losses, as applicable, and previously presented individually assessed or impaired loans.

Leases

Leases	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
Leases	NOTE 8 – Leases The Company enters into leases in the normal course of business. As of September 30, 2022, we leased six of our offices under various operating lease agreements. All of our leases are operating leases under applicable accounting standards and the lease agreements have maturity dates ranging from August 2028 to February 2032, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 7.19 years as of September 30, 2022. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term at implementation of the accounting standard and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.27% as of September 30, 2022. The total operating lease costs were $582,000 and $711,000 for the three months ended September 30, 2022 and 2021, respectively, and $2.1 million for the nine months ended September 30, 2022 and 2021. The right-of-use (ROU) asset, included in property and equipment, and lease liability, included in other liabilities, was $23.6 million and $25.8 million as of September 30, 2022, respectively, compared to $26.6 million and $28.0 million as of December 31, 2021, respectively. The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. Maturities of lease liabilities as of September 30, 2022 were as follows: Operating (dollars in thousands) Leases 2022 $ 485 2023 1,971 2024 2,024 2025 2,078 2026 2,130 Thereafter 24,193 Total undiscounted lease payments 32,881 Discount effect of cash flows 7,099 Total lease liability $ 25,782

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share	NOTE 9 – Earnings Per Common Share The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three- and nine- month periods ended September 30, 2022 and 2021. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at September 30, 2022. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At September 30, 2022 and 2021, there were 162,060 and 159,029 options, respectively, that were not considered in computing diluted earnings per common share because they were anti-dilutive. Three months ended Nine months ended (dollars in thousands, except share data) 2022 2021 2022 2021 Numerator: Net income available to common shareholders $ 8,413 14,017 23,623 34,706 Denominator: Weighted-average common shares outstanding – basic 7,972,146 7,873,868 7,954,025 7,832,330 Common stock equivalents 92,941 127,160 117,963 133,735 Weighted-average common shares outstanding – diluted 8,065,087 8,001,028 8,071,988 7,966,065 Earnings per common share: Basic $ 1.06 1.78 2.97 4.43 Diluted $ 1.04 1.75 2.93 4.46

Accounting Policies, by Policy

Accounting Policies, by Policy (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Nature of Business	Nature of Business Southern First Bancshares, Inc.
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three- and nine- month period ended September 30, 2022 are not necessarily indicative of the results that may be expected for the year ending December 31, 2022. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 as filed with the U.S. Securities and Exchange Commission (“SEC”) on March 4, 2022. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Business Segments	Business Segments The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change. Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, evaluating other-than-temporary-impairment of investment securities and valuation of deferred tax assets.
Reclassifications	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.
Adoption of New Accounting Standard	Adoption of New Accounting Standard In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk. On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company’s investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.
Significant Accounting Policy Changes	Significant Accounting Policy Changes Upon adoption of ASC 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below.
Allowance for Credit Losses - Securities Available for Sale	Allowance for Credit Losses - Securities Available for Sale For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income. Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At September 30, 2022, there was no allowance for credit losses related to the available-for-sale portfolio. Accrued interest receivable on available for sale debt securities totaled $477,000 at September 30, 2022 and was excluded from the estimate of credit losses.
Allowance for Credit Losses - Loans	Allowance for Credit Losses - Loans Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans. Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management’s evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers’ ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial loans ● Owner occupied real estate ● Non-owner occupied real estate ● Construction ● Commercial business Consumer loans ● Real estate ● Home equity ● Construction ● Other For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management, but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above. Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for impaired loans, which includes nonaccrual loans and loans modified in a troubled debt restructuring (“TDR”). Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified in a TDR are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a TDR, the original interest rate is used to discount expected cash flows. While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resultant provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.
Accrued Interest Receivable	Accrued Interest Receivable Accrued interest receivable related to loans totaled $7.5 million at September 30, 2022 and was reported in accrued interest receivable on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.
Unfunded Commitments	Unfunded Commitments Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheet, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund. The Company’s CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.
Newly Issued, But Not Yet Effective Accounting Standards	Newly Issued, But Not Yet Effective Accounting Standards In March 2022, the FASB amended the Receivables–Troubled Debt Restructuring by Creditors subtopic and Financial Instruments–Credit Losses subtopic to the Accounting Standards Codification. The amendments eliminate the accounting guidance for TDRs by creditors while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the amendments require disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption of the amendments is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized costs and fair value of investment securities	September 30, 2022 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,179 - 302 1,877 US treasuries 999 - 136 863 US government agencies 13,006 - 2,371 10,635 State and political subdivisions 22,996 - 4,350 18,646 Asset-backed securities 6,992 - 147 6,845 Mortgage-backed securities FHLMC 21,378 - 3,853 17,525 FNMA 35,929 - 5,860 30,069 GNMA 5,774 - 713 5,061 Total mortgage-backed securities 63,081 - 10,426 52,655 Total investment securities available for sale $ 109,253 - 17,732 91,521   December 31, 2021 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,198 - 10 2,188 US treasuries 999 - 7 992 US government agencies 14,504 1 336 14,169 SBA securities 429 9 - 438 State and political subdivisions 24,887 549 260 25,176 Asset-backed securities 10,136 45 17 10,164 Mortgage-backed securities FHLMC 23,057 102 494 22,665 FNMA 40,924 235 660 40,499 GNMA 4,084 3 97 3,990 Total mortgage-backed securities 68,065 340 1,251 67,154 Total investment securities available for sale $ 121,218 944 1,881 120,281
Schedule of fair values investment securities available for contractual maturities	September 30, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - - - 1,877 1.99 % - - 1,877 1.99 % US treasuries - - - - 863 1.27 % - - 863 1.27 % US government agencies - - 3,225 0.85 % 6,661 1.56 % 749 1.48 % 10,635 1.34 % State and political subdivisions - - 447 2.13 % 4,721 1.69 % 13,478 2.18 % 18,646 2.05 % Asset-backed securities - - - - 658 3.22 % 6,187 3.50 % 6,845 3.47 % Mortgage-backed securities - - 3,118 1.20 % 4,662 1.44 % 44,875 1.65 % 52,655 1.61 % Total investment securities $ - - 6,790 1.09 % 19,442 1.65 % 65,289 1.93 % 91,521 1.81 % December 31, 2021 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - - - 2,188 1.98 % - - 2,188 1.98 % US treasuries - - - - 992 1.27 % - - 992 1.27 % US government agencies - - 2,481 0.36 % 8,756 1.31 % 2,932 1.79 % 14,169 1.24 % SBA securities - - - - - - 438 1.01 % 438 1.01 % State and political subdivisions - - 471 2.13 % 4,282 1.61 % 20,423 2.21 % 25,176 2.11 % Asset-backed securities - - - - 1,614 1.79 % 8,550 0.97 % 10,164 1.10 % Mortgage-backed securities 387 2.10 % 4,411 1.29 % 9,121 1.59 % 53,235 1.38 % 67,154 1.40 % Total investment securities $ 387 2.10 % 7,363 1.03 % 26,953 1.53 % 85,578 1.55 % 120,281 1.52 %
Schedule of gross unrealized losses on investment securities and fair market value of related securities	September 30, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 1,877 $ 302 - $ - $ - 1 $ 1,877 $ 302 US treasuries - - - 1 863 136 1 863 136 US government agencies - - - 10 10,635 2,371 10 10,635 2,371 State and political subdivisions 19 12,013 2,604 13 6,633 1,746 32 18,646 4,350 Asset-backed 6 5,432 108 2 1,413 39 8 6,845 147 Mortgage-backed securities FHLMC 7 5,586 740 12 11,939 3,113 19 17,525 3,853 FNMA 19 9,985 1,528 18 20,084 4,332 37 30,069 5,860 GNMA 4 3,566 461 3 1,495 252 7 5,061 713 Total investment securities 56 $ 38,459 $ 5,743 59 $ 53,062 $ 11,989 115 $ 91,521 $ 17,732 December 31, 2021 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds 1 $ 2,188 $ 10 - $ - $ - 1 $ 2,188 $ 10 US treasuries 1 992 7 - - - 1 992 7 US government agencies 7 9,831 173 4 3,837 163 11 13,668 336 State and political subdivisions 9 7,821 193 6 2,909 67 15 10,730 260 Asset-backed 2 1,751 9 2 1,717 7 4 3,468 16 Mortgage-backed securities FHLMC 10 13,705 303 4 4,644 192 14 18,349 495 FNMA 11 16,098 296 9 11,264 364 20 27,362 660 GNMA 2 655 4 3 3,215 93 5 3,870 97 Total investment securities 43 $ 53,041 $ 995 28 $ 27,586 $ 886 71 $ 80,627 $ 1,881
Schedule of other investments	(dollars in thousands) September 30, 2022 December 31, 2021 Federal Home Loan Bank stock $ 4,036 1,241 Other nonmarketable investments 1,010 2,377 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 5,449 4,021

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Schedule of composition of our loan portfolio	September 30, 2022 December 31, 2021 (dollars in thousands) Amount % of Total Amount % of Total Commercial Owner occupied RE $ 572,972 18.9 % $ 488,965 19.6 % Non-owner occupied RE 799,569 26.4 % 666,833 26.8 % Construction 85,850 2.8 % 64,425 2.6 % Business 419,312 13.8 % 333,049 13.4 % Total commercial loans 1,877,703 61.9 % 1,553,272 62.4 % Consumer Real estate 873,471 28.8 % 694,401 27.9 % Home equity 171,904 5.7 % 154,839 6.2 % Construction 77,798 2.6 % 59,846 2.4 % Other 29,151 1.0 % 27,519 1.1 % Total consumer loans 1,152,324 38.1 % 936,605 37.6 % Total gross loans, net of deferred fees 3,030,027 100.0 % 2,489,877 100.0 % Less—allowance for credit losses (36,317 ) (30,408 ) Total loans, net $ 2,993,710 $ 2,459,469
Schedule of loan maturity distribution by type and related interest rate	September 30, 2022 (dollars in thousands) One year After one but within five years After five but within fifteen years After Total Commercial Owner occupied RE $ 11,625 117,787 394,256 49,304 572,972 Non-owner occupied RE 44,182 383,518 344,874 26,995 799,569 Construction 5,413 26,336 48,891 5,210 85,850 Business 75,690 181,097 158,292 4,233 419,312 Total commercial loans 136,910 708,738 946,313 85,742 1,877,703 Consumer Real estate $ 11,605 41,365 233,316 587,185 873,471 Home equity 1,377 20,822 144,336 5,369 171,904 Construction 241 589 20,129 56,839 77,798 Other 3,525 22,742 2,098 786 29,151 Total consumer loans 16,748 85,518 399,879 650,179 1,152,324 Total gross loans, net of deferred fees $ 153,658 794,256 1,346,192 735,921 3,030,027 December 31, 2021 (dollars in thousands) One year or less After one After five After fifteen years Total Commercial Owner occupied RE $ 16,858 120,480 316,261 35,366 488,965 Non-owner occupied RE 47,453 329,085 263,317 26,978 666,833 Construction 4,882 16,393 29,310 13,840 64,425 Business 66,833 152,732 109,008 4,476 333,049 Total commercial loans 136,026 618,690 717,896 80,660 1,553,272 Consumer Real estate 14,632 45,219 162,655 471,895 694,401 Home equity 2,178 21,280 125,427 5,954 154,839 Construction 961 594 8,956 49,335 59,846 Other 8,071 15,711 3,341 396 27,519 Total consumer 25,842 82,804 300,379 527,580 936,605 Total gross loan, net of deferred fees $ 161,868 701,494 1,018,275 608,240 2,489,877
Schedule of composition of gross loans by rate type	September 30, 2022 December 31, 2021 Interest Rate Interest Rate (dollars in thousands) Fixed Floating or Fixed Floating or Commercial Owner occupied RE $ 558,592 2,755 463,589 8,518 Non-owner occupied RE 683,796 71,591 533,565 85,815 Construction 71,957 8,480 57,139 2,404 Business 270,224 73,398 191,522 74,694 Total commercial loans 1,584,569 156,224 1,245,815 171,431 Consumer Real estate 861,854 12 679,756 13 Home equity 13,684 156,843 12,850 139,811 Construction 77,557 - 58,884 - Other 17,816 7,810 13,220 6,228 Total consumer loans 970,911 164,665 764,710 146,052 Total gross loans, net of deferred fees $ 2,555,480 320,889 2,010,525 317,483
Schedule of breakdown of outstanding loans by risk category	September 30, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Revolving Total Commercial Owner occupied RE Pass $ 119,148 130,792 96,397 70,219 37,121 103,847 - - 557,524 Watch 1,375 484 - 2,460 - 7,005 - - 11,324 Special Mention 205 - - - - 2,981 - - 3,186 Substandard - - 646 - 292 - - - 938 Total Owner occupied RE 120,728 131,276 97,043 72,679 37,413 113,833 - - 572,972 Non-owner occupied RE Pass 208,206 171,640 115,680 58,927 75,772 109,884 604 - 740,713 Watch 1,399 9,494 - 12,220 6,538 12,089 - - 41,740 Special Mention - 203 - 6,145 173 1,286 - - 7,807 Substandard - 135 - 7,995 304 875 - - 9,309 Total Non-owner occupied RE 209,605 181,472 115,680 85,287 82,787 124,134 604 - 799,569 Construction Pass 26,521 54,253 3,394 1,682 - - - - 85,850 Watch - - - - - - - - - Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 26,521 54,253 3,394 1,682 - - - - 85,850 Business Pass 91,796 59,303 30,860 23,015 36,217 30,292 121,475 590 393,548 Watch 6,844 2,399 1,375 1,370 157 3,070 5,433 477 21,125 Special Mention 903 - 390 240 - 162 115 182 1,992 Substandard 500 - 191 130 329 932 565 - 2,647 Total Business 100,043 61,702 32,816 24,755 36,703 34,456 127,588 1,249 419,312 Total Commercial loans 456,897 428,703 248,933 184,403 156,903 272,423 128,192 1,249 1,877,703 Consumer Real estate Pass 198,590 263,113 189,049 74,324 39,731 77,887 - - 842,694 Watch 1,707 8,554 2,991 3,002 896 4,737 - - 21,887 Special Mention 116 1,341 1,373 1,057 562 1,085 - - 5,534 Substandard - 652 228 548 403 1,525 - - 3,356 Total Real estate 200,413 273,660 193,641 78,931 41,592 85,234 - - 873,471 Home equity Pass - - - - - - 160,975 - 160,975 Watch - - - - - - 6,187 - 6,187 Special Mention - - - - - - 2,283 - 2,283 Substandard - - - - - - 2,459 - 2,459 Total Home equity - - - - - - 171,904 - 171,904 Construction Pass 29,666 37,281 9,947 - - - - - 76,894 Watch - - 588 - - - - - 588 Special Mention - - - 316 - - - - 316 Substandard - - - - - - - - - Total Construction 29,666 37,281 10,535 316 - - - - 77,798 Other Pass 3,690 2,123 1,815 1,643 410 3,298 15,297 - 28,276 Watch - 368 17 20 25 181 90 - 701 Special Mention 4 - - 30 53 4 34 - 125 Substandard - 36 - 6 - - 7 - 49 Total Other 3,694 2,527 1,832 1,699 488 3,483 15,428 - 29,151 Total Consumer loans 233,773 313,468 206,008 80,946 42,080 88,717 187,332 - 1,152,324 Total loans $ 690,670 742,171 454,941 265,349 198,983 361,140 315,524 1,249 3,030,027
Schedule of presents loan balances classified by credit quality indicators and loan categories	December 31, 2021 Commercial Consumer (dollars in thousands) Owner Non-owner Construction Business Real Home Construction Other Total Pass $ 487,422 589,280 64,425 328,371 684,923 148,933 59,846 27,365 2,390,565 Special mention 327 48,310 - 1,530 4,294 2,986 - 129 57,576 Substandard 1,216 29,243 - 3,148 5,184 2,920 - 25 41,736 Total loans $ 488,965 666,833 64,425 333,049 694,401 154,839 59,846 27,519 2,489,877
Schedule of loan balances by payment	September 30, 2022 (dollars in thousands) Accruing 30-59 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 572,972 572,972 Non-owner occupied RE 57 - - 253 799,259 799,569 Construction - - - - 85,850 85,850 Business 123 - - 79 419,110 419,312 Consumer Real estate 77 131 - 904 872,359 873,471 Home equity 129 - - 1,379 170,396 171,904 Construction - - - - 77,798 77,798 Other - - - - 29,151 29,151 Total loans $ 386 131 - 2,615 3,026,895 3,030,027 December 31, 2021 (dollars in thousands) Accruing 30-59 days past due Accruing 60-89 days past due Accruing 90 days or more past due Nonaccrual loans Accruing current Total Commercial Owner occupied RE $ - - - - 488,965 488,965 Non-owner occupied RE - - - 1,069 665,764 666,833 Construction - - - - 64,425 64,425 Business - - - - 333,049 333,049 Consumer Real estate 136 - - 1,750 692,515 694,401 Home equity 417 174 - 2,045 152,203 154,839 Construction - - - - 59,846 59,846 Other 5 - - - 27,514 27,519 Total loans $ 558 174 - 4,864 2,484,281 2,489,877
Schedule of nonperforming assets, including nonaccruing TDRs	(dollars in thousands) September 30, 2022 December 31, 2021 Nonaccrual loans $ 529 - Nonaccruing TDRs 2,086 2,952 Total nonaccrual loans, including nonaccruing TDRs 2,615 4,864 Other real estate owned - - Total nonperforming assets $ 2,615 4,864 Nonperforming assets as a percentage of: Total assets 0.08 % 0.17 % Gross loans 0.09 % 0.20 % Total loans over 90 days past due $ 49 554 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings 4,683 3,299
Schedule of nonaccrual loans by major categories	CECL Incurred loss September 30, 2022 December 31, 2021 Nonaccrual Nonaccrual loans loans Total Total with no with an nonaccrual nonaccrual (dollars in thousands) allowance allowance loans loans Commercial Owner occupied RE - - - - Non-owner occupied RE $ 117 136 253 1,070 Construction - - - - Business 79 - 79 - Total commercial 196 136 332 1,070 Consumer Real estate - 904 904 1,750 Home equity 197 1,182 1,379 2,044 Construction - - - - Other - - - - Total consumer 197 2,086 2,283 3,794 Total $ 393 2,222 2,615 4,864
Schedule of key information for impaired loans	December 31, 2021 Recorded investment Impaired loans Impaired loans Unpaid with no related with related Related Principal Impaired allowance for allowance for allowance for (dollars in thousands) Balance loans credit losses credit losses credit losses Commercial Owner occupied RE $ 1,261 1,261 1,261 - - Non-owner occupied RE 2,012 1,070 270 800 171 Construction - - - - - Business 1,104 1,104 - 1,104 452 Total commercial 4,377 3,435 1,531 1,904 623 Consumer Real estate 2,638 2,561 1,743 818 144 Home equity 2,206 2,044 1,989 55 55 Construction - - - - - Other 123 123 - 123 14 Total consumer 4,967 4,728 3,732 996 213 Total gross loans $ 9,344 8,163 5,263 2,900 836
Schedule of average recorded investment and interest income recognized on impaired loans	Three months ended Three months ended (dollars in thousands) Average Recognized Average Recognized Commercial Owner occupied RE $ 1,240 16 1,269 17 Non-owner occupied RE 361 - 5,125 227 Construction - - - - Business 1,539 47 2,665 61 Total commercial 3,140 63 9,059 305 Consumer Real estate 1,862 48 3,609 - Home equity 1,190 15 1,859 30 Construction - - - - Other 115 1 127 1 Total consumer 3,167 64 5,595 31 Total gross loans $ 6,307 127 14,654 336 Nine months ended Nine months ended Year ended (dollars in thousands) Average Recognized Average Recognized Average Recognized Commercial Owner occupied RE $ 1,248 48 1,419 49 1,387 65 Non-owner occupied RE 535 78 3,643 321 3,128 182 Construction - - 69 - 55 - Business 1,573 76 2,497 115 2,218 62 Total commercial 3,356 202 7,628 485 6,788 309 Consumer Real estate 2,378 86 3,911 102 3,641 98 Home equity 1,613 36 1,944 64 1,964 85 Construction - - - - - - Other 118 3 130 3 129 4 Total consumer 4,109 125 5,985 169 5,734 187 Total gross loans $ 7,465 327 13,613 654 12,522 496
Schedule of allowance for loan losses by commercial and consumer portfolio segments	Three months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,829 10,010 1,060 6,717 7,992 2,442 851 291 34,192 Provision for credit losses 476 (1,595 ) (82 ) 875 782 3 41 25 525 Loan charge-offs - - - - - - - - - Loan recoveries - 1,540 - 51 - 8 - 1 1,600 Net loan recoveries (charge-offs) - 1,540 - 51 - 8 - 1 1,600 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net charge-offs to average loans (annualized) (0.22 %) Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1388.87 % Nine months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 918 (2,436 ) 199 1,558 1,985 575 184 92 3,075 Loan charge-offs - - - (55 ) - (339 ) - (91 ) (485 ) Loan recoveries - 1,540 - 196 - 82 - 1 1,819 Net loan recoveries (charge-offs) - 1,540 - 141 - (257 ) - (90 ) 1,334 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net charge-offs (recoveries) to average loans (annualized) (0.06 %) Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1388.87 % Three months ended September 30, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of $ 7,099 13,223 951 6,722 10,028 2,562 753 574 41,912 Provision for loan losses (1,159 ) (1,558 ) 149 (1,246 ) (1,469 ) (598 ) (28 ) (91 ) (6,000 ) Loan charge-offs - (159 ) - (84 ) - - - - (243 ) Loan recoveries - 129 - 58 18 193 - 8 406 Net loan recoveries - (30 ) - (26 ) 18 193 - 8 163 Balance, end of period $ 5,940 11,635 1,100 5,450 8,577 2,157 725 491 36,075 Net charge-offs (recoveries) to average loans (annualized) (0.03 %) Allowance for loan losses to gross loans 1.51 % Allowance for loan losses to nonperforming loans 259.95 % Nine months ended September 30, 2021 Commercial Consumer (dollars in thousands) Owner Non- Construction Business Real Home Construction Other Total Balance, beginning of $ 8,145 12,049 1,154 7,845 10,453 3,249 747 507 44,149 Provision for loan losses (2,299 ) (509 ) (54 ) (2,256 ) (1,894 ) (1,149 ) (22 ) (17 ) (8,200 ) Loan charge-offs - (158 ) - (353 ) - (139 ) - (8 ) (658 ) Loan recoveries 94 253 - 214 18 196 - 9 784 Net loan recoveries 94 95 - (139 ) 18 57 - 1 126 Balance, end of period $ 5,940 11,635 1,100 5,450 8,577 2,157 725 491 36,075 Net charge-offs to average loans (annualized) 0.01 %
Schedule of allowance for loan losses and recorded investment in loans by impairment methodology	December 31, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 623 213 836 3,435 4,728 8,163 Collectively evaluated 20,107 9,465 29,572 1,549,837 931,877 2,481,714 Total $ 20,730 9,678 30,408 1,553,272 936,605 2,489,877 September 30, 2021 Allowance for loan losses Recorded investment in loans (dollars in thousands) Commercial Consumer Total Commercial Consumer Total Individually evaluated $ 955 210 1,165 12,810 5,111 17,921 Collectively evaluated 23,170 11,740 34,910 1,482,186 888,940 2,371,126 Total $ 24,125 11,950 36,075 1,494,996 894,051 2,389,047
Schedule of analysis of collateral-dependent loans of the company	September 30, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 117 - - 117 Construction - - - - Business 80 - - 80 Total commercial 197 - - 197 Consumer Real estate - - - - Home equity 197 - - 197 Construction - - - - Other - - - - Total consumer 197 - - 197 Total $ 394 - - 394
Schedule of allowance for credit losses for unfunded loan commitments	Three months ended Nine months ended (dollars in thousands) September 30, 2022 September 30, 2022 Balance, beginning of period $ 2,330 - Adjustment for adoption of CECL - 2,000 Provision for loan losses 425 755 Balance, end of period $ 2,755 2,755 Unfunded Loan Commitments 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.33 %

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of outstanding financial derivative instruments	September 30, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 9,432 Other liabilities $ (7 ) MBS forward sales commitments 5,500 Other assets 162 Total derivative financial instruments $ 14,932 $ 155 December 31, 2021 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Mortgage loan interest rate lock commitments $ 32,478 Other assets $ 425 MBS forward sales commitments 21,000 Other liabilities (41 ) Total derivative financial instruments $ 53,478 $ 384

Fair Value Accounting (Tables)

Fair Value Accounting (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on recurring basis	September 30, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Corporate bonds $ - 1,877 - 1,877 US treasuries - 863 - 863 US government agencies - 10,635 - 10,635 State and political subdivisions - 18,646 - 18,646 Asset-backed securities - 6,845 - 6,845 Mortgage-backed securities - 52,655 - 52,655 Mortgage loans held for sale - 9,243 - 9,243 MBS forward sales commitments - 162 - 162 Total assets measured at fair value on a recurring basis $ - 100,926 - 100,926 Liabilities Mortgage loan interest rate lock commitments $ - 7 - 7 Total liabilities measured at fair value on a recurring basis $ - 7 - 7 December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 2,188 - 2,188 US treasuries - 992 - 992 US government agencies - 14,169 - 14,169 SBA securities - 438 - 438 State and political subdivisions - 25,176 - 25,176 Asset-backed securities - 10,164 - 10,164 Mortgage-backed securities - 67,154 - 67,154 Mortgage loans held for sale - 13,556 - 13,556 Mortgage loan interest rate lock commitments - 425 - 425 Total assets measured at fair value on a recurring basis $ - 134,262 - 134,262 Liabilities MBS forward sales commitments $ - 41 - 41 Total liabilities measured at fair value on a recurring basis $ - 41 - 41
Schedule of assets and liabilities measured at fair value on nonrecurring basis	As of September 30, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually assessed loans $ - 314 4,275 4,589 Total assets measured at fair value on a nonrecurring basis $ - 314 4,275 4,589 As of December 31, 2021 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Impaired loans $ - 5,262 2,065 7,327 Total assets measured at fair value on a nonrecurring basis $ - 5,262 2,065 7,327
Schedule of estimated fair values of the company's financial instruments	September 30, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 5,449 5,449 - - 5,449 Loans 1 2,986,412 2,825,209 - - 2,825,209 Financial Liabilities: Deposits 3,001,452 2,563,398 - 2,563,398 - Subordinated debentures 36,187 38,639 - 38,639 - December 31, 2021 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 4,021 4,021 - - 4,021 Loans 1 2,451,306 2,422,621 - - 2,422,621 Financial Liabilities: Deposits 2,563,826 2,327,055 - 2,327,055 - Subordinated debentures 36,106 33,936 - 33,936 -

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2022
Leases Table [Abstract]
Schedule of maturities of lease liabilities	Operating (dollars in thousands) Leases 2022 $ 485 2023 1,971 2024 2,024 2025 2,078 2026 2,130 Thereafter 24,193 Total undiscounted lease payments 32,881 Discount effect of cash flows 7,099 Total lease liability $ 25,782

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Schedule of earnings per share calculation	Three months ended Nine months ended (dollars in thousands, except share data) 2022 2021 2022 2021 Numerator: Net income available to common shareholders $ 8,413 14,017 23,623 34,706 Denominator: Weighted-average common shares outstanding – basic 7,972,146 7,873,868 7,954,025 7,832,330 Common stock equivalents 92,941 127,160 117,963 133,735 Weighted-average common shares outstanding – diluted 8,065,087 8,001,028 8,071,988 7,966,065 Earnings per common share: Basic $ 1.06 1.78 2.97 4.43 Diluted $ 1.04 1.75 2.93 4.46

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Details)	9 Months Ended
	Sep. 30, 2022 USD ($)
Accounting Policies [Abstract]
Allowance for loan losses	$ 1,500,000
Liability for unfunded commitments	2,000,000
Net decrease to retained earnings	2,800,000
Accrued interest receivable on available for sale debt securities	477,000
Accrued interest receivable related to loans	$ 7,500,000

Investment Securities (Details)

Investment Securities (Details)	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Fair market value, less than 12 months, number of investments	115

Investment Securities (Detail_2

Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Corporate bonds [Member]
Available for sale
Available for sale, Amortized Cost	$ 2,179	$ 2,198
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	302	10
Available for sale, Fair Value	1,877	2,188
US treasuries [Member]
Available for sale
Available for sale, Amortized Cost	999	999
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	136	7
Available for sale, Fair Value	863	992
US Government Agencies [Member]
Available for sale
Available for sale, Amortized Cost	13,006	14,504
Available for sale, Gross Unrealized Gains		1
Available for sale, Gross Unrealized Losses	2,371	336
Available for sale, Fair Value	10,635	14,169
State and Political Subdivisions [Member]
Available for sale
Available for sale, Amortized Cost	22,996	24,887
Available for sale, Gross Unrealized Gains		549
Available for sale, Gross Unrealized Losses	4,350	260
Available for sale, Fair Value	18,646	25,176
Asset-backed Securities [Member]
Available for sale
Available for sale, Amortized Cost	6,992	10,136
Available for sale, Gross Unrealized Gains		45
Available for sale, Gross Unrealized Losses	147	17
Available for sale, Fair Value	6,845	10,164
Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	63,081	68,065
Available for sale, Gross Unrealized Gains		340
Available for sale, Gross Unrealized Losses	10,426	1,251
Available for sale, Fair Value	52,655	67,154
SBA Securities [Member]
Available for sale
Available for sale, Amortized Cost		429
Available for sale, Gross Unrealized Gains		9
Available for sale, Gross Unrealized Losses
Available for sale, Fair Value		438
FHLMC [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	21,378	23,057
Available for sale, Gross Unrealized Gains		102
Available for sale, Gross Unrealized Losses	3,853	494
Available for sale, Fair Value	17,525	22,665
FNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	35,929	40,924
Available for sale, Gross Unrealized Gains		235
Available for sale, Gross Unrealized Losses	5,860	660
Available for sale, Fair Value	30,069	40,499
GNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	5,774	4,084
Available for sale, Gross Unrealized Gains		3
Available for sale, Gross Unrealized Losses	713	97
Available for sale, Fair Value	5,061	3,990
Total investment securities available for sale [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale, Amortized Cost	109,253	121,218
Available for sale, Gross Unrealized Gains		944
Available for sale, Gross Unrealized Losses	17,732	1,881
Available for sale, Fair Value	$ 91,521	$ 120,281

Investment Securities (Detail_3

Investment Securities (Details) - Schedule of fair values investment securities available for contractual maturities - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Corporate bonds [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 1,877	$ 2,188
Contractual Maturities, Five to ten years, Yield	1.99%	1.98%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 1,877	$ 2,188
Contractual Maturities, Total, Yield	1.99%	1.98%
US treasuries [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 863	$ 992
Contractual Maturities, Five to ten years, Yield	1.27%	1.27%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 863	$ 992
Contractual Maturities, Total, Yield	1.27%	1.27%
US government agencies [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 3,225	$ 2,481
Contractual Maturities, One to five years, Yield	0.85%	0.36%
Contractual Maturities, Five to ten years, Amount	$ 6,661	$ 8,756
Contractual Maturities, Five to ten years, Yield	1.56%	1.31%
Contractual Maturities, Over ten years, Amount	$ 749	$ 2,932
Contractual Maturities, Over ten years, Yield	1.48%	1.79%
Contractual Maturities, Total, Amount	$ 10,635	$ 14,169
Contractual Maturities, Total, Yield	1.34%	1.24%
State and political subdivisions [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 447	$ 471
Contractual Maturities, One to five years, Yield	2.13%	2.13%
Contractual Maturities, Five to ten years, Amount	$ 4,721	$ 4,282
Contractual Maturities, Five to ten years, Yield	1.69%	1.61%
Contractual Maturities, Over ten years, Amount	$ 13,478	$ 20,423
Contractual Maturities, Over ten years, Yield	2.18%	2.21%
Contractual Maturities, Total, Amount	$ 18,646	$ 25,176
Contractual Maturities, Total, Yield	2.05%	2.11%
Asset-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 658	$ 1,614
Contractual Maturities, Five to ten years, Yield	3.22%	1.79%
Contractual Maturities, Over ten years, Amount	$ 6,187	$ 8,550
Contractual Maturities, Over ten years, Yield	3.50%	0.97%
Contractual Maturities, Total, Amount	$ 6,845	$ 10,164
Contractual Maturities, Total, Yield	3.47%	1.10%
Mortgage-backed securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount		$ 387
Contractual Maturities, Less than one year, Yield		2.10%
Contractual Maturities, One to five years, Amount	$ 3,118	$ 4,411
Contractual Maturities, One to five years, Yield	1.20%	1.29%
Contractual Maturities, Five to ten years, Amount	$ 4,662	$ 9,121
Contractual Maturities, Five to ten years, Yield	1.44%	1.59%
Contractual Maturities, Over ten years, Amount	$ 44,875	$ 53,235
Contractual Maturities, Over ten years, Yield	1.65%	1.38%
Contractual Maturities, Total, Amount	$ 52,655	$ 67,154
Contractual Maturities, Total, Yield	1.61%	1.40%
SBA securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount
Contractual Maturities, Five to ten years, Yield
Contractual Maturities, Over ten years, Amount		$ 438
Contractual Maturities, Over ten years, Yield		1.01%
Contractual Maturities, Total, Amount		$ 438
Contractual Maturities, Total, Yield		1.01%
Total investment securities [Member]
Available for sale
Contractual Maturities, Less than one year, Amount		$ 387
Contractual Maturities, Less than one year, Yield		2.10%
Contractual Maturities, One to five years, Amount	$ 6,790	$ 7,363
Contractual Maturities, One to five years, Yield	1.09%	1.03%
Contractual Maturities, Five to ten years, Amount	$ 19,442	$ 26,953
Contractual Maturities, Five to ten years, Yield	1.65%	1.53%
Contractual Maturities, Over ten years, Amount	$ 65,289	$ 85,578
Contractual Maturities, Over ten years, Yield	1.93%	1.55%
Contractual Maturities, Total, Amount	$ 91,521	$ 120,281
Contractual Maturities, Total, Yield	1.81%	1.52%

Investment Securities (Detail_4

Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Corporate bonds [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	1	1
Available for sale Securities, Less than 12 months, Fair value	$ 1,877	$ 2,188
Available for sale Securities, Less than 12 months, Unrealized losses	$ 302	$ 10
Available for sale Securities, 12 months or longer, Number of investments | Investments
Available for sale Securities, 12 months or longer, Fair value
Available for sale Securities, 12 months or Longer, Unrealized losses
Available for sale Securities, Total, Number of investments | Investments	1	1
Available for sale Securities, Total, Fair value	$ 1,877	$ 2,188
Available for sale Securities, Total, Unrealized losses	$ 302	$ 10
US treasuries [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments		1
Available for sale Securities, Less than 12 months, Fair value		$ 992
Available for sale Securities, Less than 12 months, Unrealized losses		$ 7
Available for sale Securities, 12 months or longer, Number of investments | Investments	1
Available for sale Securities, 12 months or longer, Fair value	$ 863
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 136
Available for sale Securities, Total, Number of investments | Investments	1	1
Available for sale Securities, Total, Fair value	$ 863	$ 992
Available for sale Securities, Total, Unrealized losses	$ 136	$ 7
US government agencies [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments		7
Available for sale Securities, Less than 12 months, Fair value		$ 9,831
Available for sale Securities, Less than 12 months, Unrealized losses		$ 173
Available for sale Securities, 12 months or longer, Number of investments | Investments	10	4
Available for sale Securities, 12 months or longer, Fair value	$ 10,635	$ 3,837
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 2,371	$ 163
Available for sale Securities, Total, Number of investments | Investments	10	11
Available for sale Securities, Total, Fair value	$ 10,635	$ 13,668
Available for sale Securities, Total, Unrealized losses	$ 2,371	$ 336
State and political subdivisions [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	19	9
Available for sale Securities, Less than 12 months, Fair value	$ 12,013	$ 7,821
Available for sale Securities, Less than 12 months, Unrealized losses	$ 2,604	$ 193
Available for sale Securities, 12 months or longer, Number of investments | Investments	13	6
Available for sale Securities, 12 months or longer, Fair value	$ 6,633	$ 2,909
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 1,746	$ 67
Available for sale Securities, Total, Number of investments | Investments	32	15
Available for sale Securities, Total, Fair value	$ 18,646	$ 10,730
Available for sale Securities, Total, Unrealized losses	$ 4,350	$ 260
Asset-backed [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	6	2
Available for sale Securities, Less than 12 months, Fair value	$ 5,432	$ 1,751
Available for sale Securities, Less than 12 months, Unrealized losses	$ 108	$ 9
Available for sale Securities, 12 months or longer, Number of investments | Investments	2	2
Available for sale Securities, 12 months or longer, Fair value	$ 1,413	$ 1,717
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 39	$ 7
Available for sale Securities, Total, Number of investments | Investments	8	4
Available for sale Securities, Total, Fair value	$ 6,845	$ 3,468
Available for sale Securities, Total, Unrealized losses	$ 147	$ 16
FHLMC [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	7	10
Available for sale Securities, Less than 12 months, Fair value	$ 5,586	$ 13,705
Available for sale Securities, Less than 12 months, Unrealized losses	$ 740	$ 303
Available for sale Securities, 12 months or longer, Number of investments | Investments	12	4
Available for sale Securities, 12 months or longer, Fair value	$ 11,939	$ 4,644
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 3,113	$ 192
Available for sale Securities, Total, Number of investments | Investments	19	14
Available for sale Securities, Total, Fair value	$ 17,525	$ 18,349
Available for sale Securities, Total, Unrealized losses	$ 3,853	$ 495
FNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	19	11
Available for sale Securities, Less than 12 months, Fair value	$ 9,985	$ 16,098
Available for sale Securities, Less than 12 months, Unrealized losses	$ 1,528	$ 296
Available for sale Securities, 12 months or longer, Number of investments | Investments	18	9
Available for sale Securities, 12 months or longer, Fair value	$ 20,084	$ 11,264
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 4,332	$ 364
Available for sale Securities, Total, Number of investments | Investments	37	20
Available for sale Securities, Total, Fair value	$ 30,069	$ 27,362
Available for sale Securities, Total, Unrealized losses	$ 5,860	$ 660
GNMA [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	4	2
Available for sale Securities, Less than 12 months, Fair value	$ 3,566	$ 655
Available for sale Securities, Less than 12 months, Unrealized losses	$ 461	$ 4
Available for sale Securities, 12 months or longer, Number of investments | Investments	3	3
Available for sale Securities, 12 months or longer, Fair value	$ 1,495	$ 3,215
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 252	$ 93
Available for sale Securities, Total, Number of investments | Investments	7	5
Available for sale Securities, Total, Fair value	$ 5,061	$ 3,870
Available for sale Securities, Total, Unrealized losses	$ 713	$ 97
Total investment securities [Member] | Mortgage-backed securities [Member]
Available for sale
Available for sale Securities, Less than 12 months, Number of investments | Investments	56	43
Available for sale Securities, Less than 12 months, Fair value	$ 38,459	$ 53,041
Available for sale Securities, Less than 12 months, Unrealized losses	$ 5,743	$ 995
Available for sale Securities, 12 months or longer, Number of investments | Investments	59	28
Available for sale Securities, 12 months or longer, Fair value	$ 53,062	$ 27,586
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 11,989	$ 886
Available for sale Securities, Total, Number of investments | Investments	115	71
Available for sale Securities, Total, Fair value	$ 91,521	$ 80,627
Available for sale Securities, Total, Unrealized losses	$ 17,732	$ 1,881

Investment Securities (Detail_5

Investment Securities (Details) - Schedule of other investments - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule Of Other Investments Abstract
Federal Home Loan Bank stock	$ 4,036	$ 1,241
Other nonmarketable investments	1,010	2,377
Investment in Trust Preferred subsidiaries	403	403
Total other investments	$ 5,449	$ 4,021

Mortgage Loans Held for Sale (D

Mortgage Loans Held for Sale (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Mortgage Loans Held For Sale [Abstract]
Mortgage loans held for sale, fair value	$ 9.2	$ 13.6

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Loans and Allowance for Credit Losses (Details) [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.07%	0.09%
Net of deferred loan fees and costs (in Dollars)	$ 6.7	$ 5
Allowance for credit losses for loan commitments (in Dollars)	$ 2.8
Commercial Loan [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.01%	0%
Consumer Loan [Member]
Loans and Allowance for Credit Losses (Details) [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.06%	0.06%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Consumer
Total gross loans, net of deferred fees	$ 3,030,027	$ 2,489,877
Total gross loans, net of deferred fees	$ 3,030,027	$ 2,489,877
Total gross loans, net of deferred fees	100%	100%
Less—allowance for credit losses	$ (36,317)	$ (30,408)
Total loans, net	2,993,710	2,459,469
Commercial [Member]
Commercial
Total gross loans, net of deferred fees	$ 1,877,703	$ 1,553,272
Total gross loans, net of deferred fees	61.90%	62.40%
Consumer
Total gross loans, net of deferred fees	$ 1,877,703	$ 1,553,272
Commercial [Member] | Construction [Member]
Commercial
Total gross loans, net of deferred fees	$ 85,850	$ 64,425
Total gross loans, net of deferred fees	2.80%	2.60%
Consumer
Total gross loans, net of deferred fees	$ 85,850	$ 64,425
Commercial [Member] | Business [Member]
Commercial
Total gross loans, net of deferred fees	$ 419,312	$ 333,049
Total gross loans, net of deferred fees	13.80%	13.40%
Consumer
Total gross loans, net of deferred fees	$ 419,312	$ 333,049
Consumer [Member]
Consumer
Total gross loans, net of deferred fees	$ 1,152,324	$ 936,605
Total gross loans, net of deferred fees	38.10%	37.60%
Consumer [Member] | Construction [Member]
Consumer
Total gross loans, net of deferred fees	$ 77,798	$ 59,846
Total gross loans, net of deferred fees	2.60%	2.40%
Consumer [Member] | Real estate [Member]
Consumer
Total gross loans, net of deferred fees	$ 873,471	$ 694,401
Total gross loans, net of deferred fees	28.80%	27.90%
Consumer [Member] | Home equity [Member]
Consumer
Total gross loans, net of deferred fees	$ 171,904	$ 154,839
Total gross loans, net of deferred fees	5.70%	6.20%
Consumer [Member] | Other [Member]
Consumer
Total gross loans, net of deferred fees	$ 29,151	$ 27,519
Total gross loans, net of deferred fees	1%	1.10%
Owner occupied RE [Member] | Commercial [Member]
Commercial
Total gross loans, net of deferred fees	$ 572,972	$ 488,965
Total gross loans, net of deferred fees	18.90%	19.60%
Consumer
Total gross loans, net of deferred fees	$ 572,972	$ 488,965
Non-owner occupied RE [Member] | Commercial [Member]
Commercial
Total gross loans, net of deferred fees	$ 799,569	$ 666,833
Total gross loans, net of deferred fees	26.40%	26.80%
Consumer
Total gross loans, net of deferred fees	$ 799,569	$ 666,833

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Details) - Schedule of loan maturity distribution by type and related interest rate - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Commercial
One year or less	$ 153,658	$ 161,868
After one but within five years	794,256	701,494
After five but within fifteen years	1,346,192	1,018,275
After fifteen years	735,921	608,240
Total	3,030,027	2,489,877
Commercial [Member]
Commercial
One year or less	136,910	136,026
After one but within five years	708,738	618,690
After five but within fifteen years	946,313	717,896
After fifteen years	85,742	80,660
Total	1,877,703	1,553,272
Commercial [Member] | Construction [Member]
Commercial
One year or less	5,413	4,882
After one but within five years	26,336	16,393
After five but within fifteen years	48,891	29,310
After fifteen years	5,210	13,840
Total	85,850	64,425
Commercial [Member] | Business [Member]
Commercial
One year or less	75,690	66,833
After one but within five years	181,097	152,732
After five but within fifteen years	158,292	109,008
After fifteen years	4,233	4,476
Total	419,312	333,049
Consumer [Member]
Commercial
One year or less	16,748	25,842
After one but within five years	85,518	82,804
After five but within fifteen years	399,879	300,379
After fifteen years	650,179	527,580
Total	1,152,324	936,605
Consumer [Member] | Construction [Member]
Commercial
One year or less	241	961
After one but within five years	589	594
After five but within fifteen years	20,129	8,956
After fifteen years	56,839	49,335
Total	77,798	59,846
Consumer [Member] | Other [Member]
Commercial
One year or less	3,525	8,071
After one but within five years	22,742	15,711
After five but within fifteen years	2,098	3,341
After fifteen years	786	396
Total	29,151	27,519
Owner occupied RE [Member] | Commercial [Member]
Commercial
One year or less	11,625	16,858
After one but within five years	117,787	120,480
After five but within fifteen years	394,256	316,261
After fifteen years	49,304	35,366
Total	572,972	488,965
Non-owner occupied RE [Member] | Commercial [Member]
Commercial
One year or less	44,182	47,453
After one but within five years	383,518	329,085
After five but within fifteen years	344,874	263,317
After fifteen years	26,995	26,978
Total	799,569	666,833
Real estate [Member] | Consumer [Member]
Commercial
One year or less	11,605	14,632
After one but within five years	41,365	45,219
After five but within fifteen years	233,316	162,655
After fifteen years	587,185	471,895
Total	873,471	694,401
Home equity [Member] | Consumer [Member]
Commercial
One year or less	1,377	2,178
After one but within five years	20,822	21,280
After five but within fifteen years	144,336	125,427
After fifteen years	5,369	5,954
Total	$ 171,904	$ 154,839

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fixed [Member]
Commercial
Interest Rate, Fixed total gross loan, net of deferred fees	$ 2,555,480	$ 2,010,525
Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable total gross loan, net of deferred fees	320,889	317,483
Commercial [Member] | Owner occupied RE [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	558,592	463,589
Commercial [Member] | Owner occupied RE [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	2,755	8,518
Commercial [Member] | Non-owner occupied RE [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	683,796	533,565
Commercial [Member] | Non-owner occupied RE [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	71,591	85,815
Commercial [Member] | Construction [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	71,957	57,139
Commercial [Member] | Construction [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	8,480	2,404
Commercial [Member] | Business [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	270,224	191,522
Commercial [Member] | Business [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	73,398	74,694
Commercial [Member] | Total commercial loans [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	1,584,569	1,245,815
Commercial [Member] | Total commercial loans [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	156,224	171,431
Consumer [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	970,911	764,710
Consumer [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	164,665	146,052
Consumer [Member] | Construction [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	77,557	58,884
Consumer [Member] | Construction [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable
Consumer [Member] | Real estate [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	861,854	679,756
Consumer [Member] | Real estate [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	12	13
Consumer [Member] | Home equity [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	13,684	12,850
Consumer [Member] | Home equity [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	156,843	139,811
Consumer [Member] | Other [Member] | Fixed [Member]
Commercial
Interest Rate, Fixed	17,816	13,220
Consumer [Member] | Other [Member] | Floating or Adjustable [Member]
Commercial
Interest Rate, Floating or Adjustable	$ 7,810	$ 6,228

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category $ in Thousands	Sep. 30, 2022 USD ($)
Owner occupied RE
2022	$ 690,670
2021	742,171
2020	454,941
2019	265,349
2018	198,983
Prior	361,140
Revolving	315,524
Revolving Converted to Term	1,249
Total	3,030,027
Commercial [Member]
Owner occupied RE
2022	456,897
2021	428,703
2020	248,933
2019	184,403
2018	156,903
Prior	272,423
Revolving	128,192
Revolving Converted to Term	1,249
Total	1,877,703
Commercial [Member] | Construction [Member]
Owner occupied RE
2022	26,521
2021	54,253
2020	3,394
2019	1,682
2018
Prior
Revolving
Revolving Converted to Term
Total	85,850
Commercial [Member] | Construction [Member] | Pass [Member]
Owner occupied RE
2022	26,521
2021	54,253
2020	3,394
2019	1,682
2018
Prior
Revolving
Revolving Converted to Term
Total	85,850
Commercial [Member] | Construction [Member] | Watch [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Construction [Member] | Special Mention [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Construction [Member] | Substandard [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Business [Member]
Owner occupied RE
2022	100,043
2021	61,702
2020	32,816
2019	24,755
2018	36,703
Prior	34,456
Revolving	127,588
Revolving Converted to Term	1,249
Total	419,312
Commercial [Member] | Business [Member] | Pass [Member]
Owner occupied RE
2022	91,796
2021	59,303
2020	30,860
2019	23,015
2018	36,217
Prior	30,292
Revolving	121,475
Revolving Converted to Term	590
Total	393,548
Commercial [Member] | Business [Member] | Watch [Member]
Owner occupied RE
2022	6,844
2021	2,399
2020	1,375
2019	1,370
2018	157
Prior	3,070
Revolving	5,433
Revolving Converted to Term	477
Total	21,125
Commercial [Member] | Business [Member] | Special Mention [Member]
Owner occupied RE
2022	903
2021
2020	390
2019	240
2018
Prior	162
Revolving	115
Revolving Converted to Term	182
Total	1,992
Commercial [Member] | Business [Member] | Substandard [Member]
Owner occupied RE
2022	500
2021
2020	191
2019	130
2018	329
Prior	932
Revolving	565
Revolving Converted to Term
Total	2,647
Consumer [Member]
Owner occupied RE
2022	233,773
2021	313,468
2020	206,008
2019	80,946
2018	42,080
Prior	88,717
Revolving	187,332
Revolving Converted to Term
Total	1,152,324
Consumer [Member] | Construction [Member]
Owner occupied RE
2022	29,666
2021	37,281
2020	10,535
2019	316
2018
Prior
Revolving
Revolving Converted to Term
Total	77,798
Consumer [Member] | Construction [Member] | Pass [Member]
Owner occupied RE
2022	29,666
2021	37,281
2020	9,947
2019
2018
Prior
Revolving
Revolving Converted to Term
Total	76,894
Consumer [Member] | Construction [Member] | Watch [Member]
Owner occupied RE
2022
2021
2020	588
2019
2018
Prior
Revolving
Revolving Converted to Term
Total	588
Consumer [Member] | Construction [Member] | Special Mention [Member]
Owner occupied RE
2022
2021
2020
2019	316
2018
Prior
Revolving
Revolving Converted to Term
Total	316
Consumer [Member] | Construction [Member] | Substandard [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving
Revolving Converted to Term
Total
Consumer [Member] | Real estate [Member]
Owner occupied RE
2022	200,413
2021	273,660
2020	193,641
2019	78,931
2018	41,592
Prior	85,234
Revolving
Revolving Converted to Term
Total	873,471
Consumer [Member] | Real estate [Member] | Pass [Member]
Owner occupied RE
2022	198,590
2021	263,113
2020	189,049
2019	74,324
2018	39,731
Prior	77,887
Revolving
Revolving Converted to Term
Total	842,694
Consumer [Member] | Real estate [Member] | Watch [Member]
Owner occupied RE
2022	1,707
2021	8,554
2020	2,991
2019	3,002
2018	896
Prior	4,737
Revolving
Revolving Converted to Term
Total	21,887
Consumer [Member] | Real estate [Member] | Special Mention [Member]
Owner occupied RE
2022	116
2021	1,341
2020	1,373
2019	1,057
2018	562
Prior	1,085
Revolving
Revolving Converted to Term
Total	5,534
Consumer [Member] | Real estate [Member] | Substandard [Member]
Owner occupied RE
2022
2021	652
2020	228
2019	548
2018	403
Prior	1,525
Revolving
Revolving Converted to Term
Total	3,356
Consumer [Member] | Home equity [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving	171,904
Revolving Converted to Term
Total	171,904
Consumer [Member] | Home equity [Member] | Pass [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving	160,975
Revolving Converted to Term
Total	160,975
Consumer [Member] | Home equity [Member] | Watch [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving	6,187
Revolving Converted to Term
Total	6,187
Consumer [Member] | Home equity [Member] | Special Mention [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving	2,283
Revolving Converted to Term
Total	2,283
Consumer [Member] | Home equity [Member] | Substandard [Member]
Owner occupied RE
2022
2021
2020
2019
2018
Prior
Revolving	2,459
Revolving Converted to Term
Total	2,459
Consumer [Member] | Other [Member]
Owner occupied RE
2022	3,694
2021	2,527
2020	1,832
2019	1,699
2018	488
Prior	3,483
Revolving	15,428
Revolving Converted to Term
Total	29,151
Consumer [Member] | Other [Member] | Pass [Member]
Owner occupied RE
2022	3,690
2021	2,123
2020	1,815
2019	1,643
2018	410
Prior	3,298
Revolving	15,297
Revolving Converted to Term
Total	28,276
Consumer [Member] | Other [Member] | Watch [Member]
Owner occupied RE
2022
2021	368
2020	17
2019	20
2018	25
Prior	181
Revolving	90
Revolving Converted to Term
Total	701
Consumer [Member] | Other [Member] | Special Mention [Member]
Owner occupied RE
2022	4
2021
2020
2019	30
2018	53
Prior	4
Revolving	34
Revolving Converted to Term
Total	125
Consumer [Member] | Other [Member] | Substandard [Member]
Owner occupied RE
2022
2021	36
2020
2019	6
2018
Prior
Revolving	7
Revolving Converted to Term
Total	49
Owner occupied RE [Member] | Commercial [Member]
Owner occupied RE
2022	120,728
2021	131,276
2020	97,043
2019	72,679
2018	37,413
Prior	113,833
Revolving
Revolving Converted to Term
Total	572,972
Owner occupied RE [Member] | Commercial [Member] | Pass [Member]
Owner occupied RE
2022	119,148
2021	130,792
2020	96,397
2019	70,219
2018	37,121
Prior	103,847
Revolving
Revolving Converted to Term
Total	557,524
Owner occupied RE [Member] | Commercial [Member] | Watch [Member]
Owner occupied RE
2022	1,375
2021	484
2020
2019	2,460
2018
Prior	7,005
Revolving
Revolving Converted to Term
Total	11,324
Owner occupied RE [Member] | Commercial [Member] | Special Mention [Member]
Owner occupied RE
2022	205
2021
2020
2019
2018
Prior	2,981
Revolving
Revolving Converted to Term
Total	3,186
Owner occupied RE [Member] | Commercial [Member] | Substandard [Member]
Owner occupied RE
2022
2021
2020	646
2019
2018	292
Prior
Revolving
Revolving Converted to Term
Total	938
Non-owner occupied RE [Member] | Commercial [Member]
Owner occupied RE
2022	209,605
2021	181,472
2020	115,680
2019	85,287
2018	82,787
Prior	124,134
Revolving	604
Revolving Converted to Term
Total	799,569
Non-owner occupied RE [Member] | Commercial [Member] | Pass [Member]
Owner occupied RE
2022	208,206
2021	171,640
2020	115,680
2019	58,927
2018	75,772
Prior	109,884
Revolving	604
Revolving Converted to Term
Total	740,713
Non-owner occupied RE [Member] | Commercial [Member] | Watch [Member]
Owner occupied RE
2022	1,399
2021	9,494
2020
2019	12,220
2018	6,538
Prior	12,089
Revolving
Revolving Converted to Term
Total	41,740
Non-owner occupied RE [Member] | Commercial [Member] | Special Mention [Member]
Owner occupied RE
2022
2021	203
2020
2019	6,145
2018	173
Prior	1,286
Revolving
Revolving Converted to Term
Total	7,807
Non-owner occupied RE [Member] | Commercial [Member] | Substandard [Member]
Owner occupied RE
2022
2021	135
2020
2019	7,995
2018	304
Prior	875
Revolving
Revolving Converted to Term
Total	$ 9,309

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories $ in Thousands	Dec. 31, 2021 USD ($)
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	$ 2,489,877
Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,390,565
Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	57,576
Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	41,736
Commercial [Member] | Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	488,965
Commercial [Member] | Owner Occupied RE [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	487,422
Commercial [Member] | Owner Occupied RE [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	327
Commercial [Member] | Owner Occupied RE [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	1,216
Commercial [Member] | Non-Owner Occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	666,833
Commercial [Member] | Non-Owner Occupied RE [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	589,280
Commercial [Member] | Non-Owner Occupied RE [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	48,310
Commercial [Member] | Non-Owner Occupied RE [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	29,243
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	64,425
Commercial [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	64,425
Commercial [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Commercial [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	333,049
Commercial [Member] | Business [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	328,371
Commercial [Member] | Business [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	1,530
Commercial [Member] | Business [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	3,148
Consumer [Member] | Real Estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	694,401
Consumer [Member] | Real Estate [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	684,923
Consumer [Member] | Real Estate [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	4,294
Consumer [Member] | Real Estate [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	5,184
Consumer [Member] | Home Equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	154,839
Consumer [Member] | Home Equity [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	148,933
Consumer [Member] | Home Equity [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,986
Consumer [Member] | Home Equity [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	2,920
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	59,846
Consumer [Member] | Construction [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	59,846
Consumer [Member] | Construction [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Consumer [Member] | Construction [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	27,519
Consumer [Member] | Other [Member] | Pass [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	27,365
Consumer [Member] | Other [Member] | Special Mention [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	129
Consumer [Member] | Other [Member] | Substandard [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of presents loan balances classified by credit quality indicators and loan categories [Line Items]
Total	$ 25

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Owner Occupied RE [Member]
Commercial
Total loan balances by payment	$ 572,972	$ 488,965
Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	799,569	666,833
Construction [Member]
Commercial
Total loan balances by payment	85,850	64,425
Business [Member]
Commercial
Total loan balances by payment	419,312	333,049
Real Estate [Member]
Consumer
Total loan balances by payment	873,471	694,401
Home Equity [Member]
Consumer
Total loan balances by payment	171,904	154,839
Construction [Member]
Consumer
Total loan balances by payment	77,798	59,846
Other [Member]
Consumer
Total loan balances by payment	29,151	27,519
Total loan balances by payment	3,030,027	2,489,877
Accruing 30-59 Days Past Due [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Accruing 30-59 Days Past Due [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	57
Accruing 30-59 Days Past Due [Member] | Construction [Member]
Commercial
Total loan balances by payment
Accruing 30-59 Days Past Due [Member] | Business [Member]
Commercial
Total loan balances by payment	123
Accruing 30-59 Days Past Due [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	77	136
Accruing 30-59 Days Past Due [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	129	417
Accruing 30-59 Days Past Due [Member] | Construction [Member]
Consumer
Total loan balances by payment
Accruing 30-59 Days Past Due [Member] | Other [Member]
Consumer
Total loan balances by payment		5
Total loan balances by payment	386	558
Accruing 60-89 Days Past Due [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Accruing 60-89 Days Past Due [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Accruing 60-89 Days Past Due [Member] | Construction [Member]
Commercial
Total loan balances by payment
Accruing 60-89 Days Past Due [Member] | Business [Member]
Commercial
Total loan balances by payment
Accruing 60-89 Days Past Due [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	131
Accruing 60-89 Days Past Due [Member] | Home Equity [Member]
Consumer
Total loan balances by payment		174
Accruing 60-89 Days Past Due [Member] | Construction [Member]
Consumer
Total loan balances by payment
Accruing 60-89 Days Past Due [Member] | Other [Member]
Consumer
Total loan balances by payment
Total loan balances by payment	131	174
Accruing 90 Days Or More Past Due [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Construction [Member]
Commercial
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Business [Member]
Commercial
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Real Estate [Member]
Consumer
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Home Equity [Member]
Consumer
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Construction [Member]
Consumer
Total loan balances by payment
Accruing 90 Days Or More Past Due [Member] | Other [Member]
Consumer
Total loan balances by payment
Total loan balances by payment
Nonaccrual Loans [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment
Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	253	1,069
Nonaccrual Loans [Member] | Construction [Member]
Commercial
Total loan balances by payment
Nonaccrual Loans [Member] | Business [Member]
Commercial
Total loan balances by payment	79
Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	904	1,750
Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	1,379	2,045
Nonaccrual Loans [Member] | Construction [Member]
Consumer
Total loan balances by payment
Nonaccrual Loans [Member] | Other [Member]
Consumer
Total loan balances by payment
Total loan balances by payment	2,615	4,864
Accruing Current [Member] | Owner Occupied RE [Member]
Commercial
Total loan balances by payment	572,972	488,965
Accruing Current [Member] | Non-Owner Occupied RE [Member]
Commercial
Total loan balances by payment	799,259	665,764
Accruing Current [Member] | Construction [Member]
Commercial
Total loan balances by payment	85,850	64,425
Accruing Current [Member] | Business [Member]
Commercial
Total loan balances by payment	419,110	333,049
Accruing Current [Member] | Real Estate [Member]
Consumer
Total loan balances by payment	872,359	692,515
Accruing Current [Member] | Home Equity [Member]
Consumer
Total loan balances by payment	170,396	152,203
Accruing Current [Member] | Construction [Member]
Consumer
Total loan balances by payment	77,798	59,846
Accruing Current [Member] | Other [Member]
Consumer
Total loan balances by payment	29,151	27,514
Total loan balances by payment	$ 3,026,895	$ 2,484,281

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Schedule Of Nonperforming Assets Including Nonaccruing Tdrs Abstract
Nonaccrual loans	$ 529
Nonaccruing TDRs	2,086	2,952
Total nonaccrual loans, including nonaccruing TDRs	2,615	4,864
Other real estate owned
Total nonperforming assets	$ 2,615	$ 4,864
Nonperforming assets as a percentage of:
Total assets	0.08%	0.17%
Gross loans	0.09%	0.20%
Total loans over 90 days past due	$ 49	$ 554
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings	$ 4,683	$ 3,299

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
CECL [Member] | Nonaccrual Loans With No Allowance [Member]
Commercial
Total commercial	$ 196
Consumer
Total consumer	197
Total	393
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	117
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Business [Member]
Commercial
Total commercial	79
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Home Equity [Member]
Consumer
Total consumer	197
CECL [Member] | Nonaccrual Loans With No Allowance [Member] | Other [Member]
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With An Allowance [Member]
Commercial
Total commercial	136
Consumer
Total consumer	2,086
Total	2,222
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	136
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Business [Member]
Commercial
Total commercial
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Real Estate [Member]
Consumer
Total consumer	904
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Home Equity [Member]
Consumer
Total consumer	1,182
CECL [Member] | Nonaccrual Loans With An Allowance [Member] | Other [Member]
Consumer
Total consumer
CECL [Member] | Total Nonaccrual Loans [Member]
Commercial
Total commercial	332
Consumer
Total consumer	2,283
Total	2,615
CECL [Member] | Total Nonaccrual Loans [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
CECL [Member] | Total Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial	253
CECL [Member] | Total Nonaccrual Loans [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
CECL [Member] | Total Nonaccrual Loans [Member] | Business [Member]
Commercial
Total commercial	79
CECL [Member] | Total Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total consumer	904
CECL [Member] | Total Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total consumer	1,379
CECL [Member] | Total Nonaccrual Loans [Member] | Other [Member]
Consumer
Total consumer
Incurred Loss [Member] | Total Nonaccrual Loans [Member]
Commercial
Total commercial		$ 1,070
Consumer
Total consumer		3,794
Total		4,864
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Owner Occupied RE [Member]
Commercial
Total commercial
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Non-Owner Occupied RE [Member]
Commercial
Total commercial		1,070
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Construction [Member]
Commercial
Total commercial
Consumer
Total consumer
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Real Estate [Member]
Consumer
Total consumer		1,750
Incurred Loss [Member] | Total Nonaccrual Loans [Member] | Home Equity [Member]
Consumer
Total consumer		$ 2,044

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans $ in Thousands	Dec. 31, 2021 USD ($)
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	$ 9,344
Impaired loans	8,163
Impaired loans with no related allowance for credit losses	5,263
Impaired loans with related allowance for credit losses	2,900
Related allowance for credit losses	836
Commercial [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	4,377
Impaired loans	3,435
Impaired loans with no related allowance for credit losses	1,531
Impaired loans with related allowance for credit losses	1,904
Related allowance for credit losses	623
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance
Impaired loans
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Commercial [Member] | Owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	1,261
Impaired loans	1,261
Impaired loans with no related allowance for credit losses	1,261
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Commercial [Member] | Non-owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,012
Impaired loans	1,070
Impaired loans with no related allowance for credit losses	270
Impaired loans with related allowance for credit losses	800
Related allowance for credit losses	171
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	1,104
Impaired loans	1,104
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses	1,104
Related allowance for credit losses	452
Consumer [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	4,967
Impaired loans	4,728
Impaired loans with no related allowance for credit losses	3,732
Impaired loans with related allowance for credit losses	996
Related allowance for credit losses	213
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance
Impaired loans
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses
Related allowance for credit losses
Consumer [Member] | Real estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,638
Impaired loans	2,561
Impaired loans with no related allowance for credit losses	1,743
Impaired loans with related allowance for credit losses	818
Related allowance for credit losses	144
Consumer [Member] | Home equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	2,206
Impaired loans	2,044
Impaired loans with no related allowance for credit losses	1,989
Impaired loans with related allowance for credit losses	55
Related allowance for credit losses	55
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of key information for impaired loans [Line Items]
Unpaid Principal Balance	123
Impaired loans	123
Impaired loans with no related allowance for credit losses
Impaired loans with related allowance for credit losses	123
Related allowance for credit losses	$ 14

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Details) - Schedule of average recorded investment and interest income recognized on impaired loans - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Average Recorded Investment [Member] | Owner Occupied Re [Member]
Commercial
Average recorded investment total commercial	$ 1,240	$ 1,269
Average Recorded Investment [Member] | Non-owner occupied RE [Member]
Commercial
Average recorded investment total commercial	361	5,125	$ 535	$ 3,643	$ 3,128
Average Recorded Investment [Member] | Construction [Member]
Commercial
Average recorded investment total commercial				69	55
Consumer
Average recorded investment, total consumer
Average Recorded Investment [Member] | Business [Member]
Commercial
Average recorded investment total commercial	1,539	2,665	1,573	2,497	2,218
Average Recorded Investment [Member] | Total Commercial [Member]
Commercial
Average recorded investment total commercial	3,140	9,059	3,356	7,628	6,788
Average Recorded Investment [Member] | Real Estate [Member]
Consumer
Average recorded investment, total consumer	1,862	3,609	2,378	3,911	3,641
Average Recorded Investment [Member] | Home Equity [Member]
Consumer
Average recorded investment, total consumer	1,190	1,859	1,613	1,944	1,964
Average Recorded Investment [Member] | Other [Member]
Consumer
Average recorded investment, total consumer	115	127	118	130	129
Average Recorded Investment [Member] | Total consumer [Member]
Consumer
Average recorded investment, total consumer	3,167	5,595	4,109	5,985	5,734
Average Recorded Investment [Member] | Total gross loans [Member]
Consumer
Average recorded investment, total consumer	6,307	14,654	7,465	13,613	12,522
Average Recorded Investment [Member] | Owner occupied RE [Member]
Commercial
Average recorded investment total commercial			1,248	1,419	1,387
Recognized Interest Income [Member] | Owner Occupied Re [Member]
Commercial
Recognized interest income total commercial	16	17
Recognized Interest Income [Member] | Non-owner occupied RE [Member]
Commercial
Recognized interest income total commercial		227	78	321	182
Recognized Interest Income [Member] | Construction [Member]
Commercial
Recognized interest income total commercial
Consumer
Average recorded investment, total consumer
Recognized Interest Income [Member] | Business [Member]
Commercial
Recognized interest income total commercial	47	61	76	115	62
Recognized Interest Income [Member] | Total Commercial [Member]
Commercial
Recognized interest income total commercial	63	305	202	485	309
Recognized Interest Income [Member] | Real Estate [Member]
Consumer
Average recorded investment, total consumer	48		86	102	98
Recognized Interest Income [Member] | Home Equity [Member]
Consumer
Average recorded investment, total consumer	15	30	36	64	85
Recognized Interest Income [Member] | Other [Member]
Consumer
Average recorded investment, total consumer	1	1	3	3	4
Recognized Interest Income [Member] | Total consumer [Member]
Consumer
Average recorded investment, total consumer	64	31	125	169	187
Recognized Interest Income [Member] | Total gross loans [Member]
Consumer
Average recorded investment, total consumer	$ 127	$ 336	327	654	496
Recognized Interest Income [Member] | Owner occupied RE [Member]
Commercial
Recognized interest income total commercial			$ 48	$ 49	$ 65

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Commercial [Member] | Owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	$ 4,829	$ 7,099	$ 4,700	$ 8,145
Adjustment for CECL			(313)
Provision for credit losses	476	(1,159)	918	(2,299)
Loan charge-offs
Loan recoveries				94
Net loan recoveries (charge-offs)				94
Balance, end of period	5,305	5,940	5,305	5,940
Commercial [Member] | Non-owner occupied RE [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	10,010	13,223	10,518	12,049
Adjustment for CECL			333
Provision for credit losses	(1,595)	(1,558)	(2,436)	(509)
Loan charge-offs		(159)		(158)
Loan recoveries	1,540	129	1,540	253
Net loan recoveries (charge-offs)	1,540	(30)	1,540	95
Balance, end of period	9,955	11,635	9,955	11,635
Commercial [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	1,060	951	625	1,154
Adjustment for CECL			154
Provision for credit losses	(82)	149	199	(54)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	978	1,100	978	1,100
Commercial [Member] | Business [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	6,717	6,722	4,887	7,845
Adjustment for CECL			1,057
Provision for credit losses	875	(1,246)	1,558	(2,256)
Loan charge-offs		(84)	(55)	(353)
Loan recoveries	51	58	196	214
Net loan recoveries (charge-offs)	51	(26)	141	(139)
Balance, end of period	7,643	5,450	7,643	5,450
Consumer [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	34,192	41,912	30,408	44,149
Adjustment for CECL			1,500
Provision for credit losses	525	(6,000)	3,075	(8,200)
Loan charge-offs		(243)	(485)	(658)
Loan recoveries	1,600	406	1,819	784
Net loan recoveries (charge-offs)	1,600	163	1,334	126
Balance, end of period	$ 36,317	$ 36,075	$ 36,317	$ 36,075
Net charge-offs to average loans (annualized)	(0.22%)	(0.03%)	(0.06%)	0.01%
Allowance for credit losses to gross loans	1.20%	1.51%	1.20%
Allowance for credit losses to nonperforming loans	1,388.87%	259.95%	1,388.87%
Consumer [Member] | Construction [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	$ 851	$ 753	$ 578	$ 747
Adjustment for CECL			130
Provision for credit losses	41	(28)	184	(22)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	892	725	892	$ 725
Net charge-offs to average loans (annualized)
Consumer [Member] | Real Estate [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	7,992	10,028	7,083	$ 10,453
Adjustment for CECL			(294)
Provision for credit losses	782	(1,469)	1,985	(1,894)
Loan charge-offs
Loan recoveries		18		18
Net loan recoveries (charge-offs)		18		18
Balance, end of period	8,774	8,577	8,774	8,577
Consumer [Member] | Home Equity [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	2,442	2,562	1,697	3,249
Adjustment for CECL			438
Provision for credit losses	3	(598)	575	(1,149)
Loan charge-offs			(339)	(139)
Loan recoveries	8	193	82	196
Net loan recoveries (charge-offs)	8	193	(257)	57
Balance, end of period	2,453	2,157	2,453	2,157
Consumer [Member] | Other [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses by commercial and consumer portfolio segments [Line Items]
Balance, beginning of period	291	574	320	507
Adjustment for CECL			(5)
Provision for credit losses	25	(91)	92	(17)
Loan charge-offs			(91)	(8)
Loan recoveries	1	8	1	9
Net loan recoveries (charge-offs)	1	8	(90)	1
Balance, end of period	$ 317	$ 491	$ 317	$ 491
Net charge-offs to average loans (annualized)

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology - USD ($) $ in Thousands	Dec. 31, 2021	Sep. 30, 2021
Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	$ 836	$ 1,165
Collectively evaluated	29,572	34,910
Total	30,408	36,075
Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	8,163	17,921
Collectively evaluated	2,481,714	2,371,126
Total	2,489,877	2,389,047
Commercial [Member] | Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	623	955
Collectively evaluated	20,107	23,170
Total	20,730	24,125
Commercial [Member] | Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	3,435	12,810
Collectively evaluated	1,549,837	1,482,186
Total	1,553,272	1,494,996
Consumer [Member] | Allowance For Loan Losses [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	213	210
Collectively evaluated	9,465	11,740
Total	9,678	11,950
Consumer [Member] | Recorded Investment In Loans [Member]
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for loan losses and recorded investment in loans by impairment methodology [Line Items]
Individually evaluated	4,728	5,111
Collectively evaluated	931,877	888,940
Total	$ 936,605	$ 894,051

Loans and Allowance for Cred_16

Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans of the company $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Commercial
Real estate	$ 394
Business assets
Other
Total	394
Commercial [Member]
Commercial
Real estate	197
Business assets
Other
Total	197
Commercial [Member] | Owner occupied RE [Member]
Commercial
Real estate
Business assets
Other
Total
Commercial [Member] | Non-owner occupied RE [Member]
Commercial
Real estate	117
Business assets
Other
Total	117
Commercial [Member] | Construction [Member]
Commercial
Real estate
Business assets
Other
Total
Commercial [Member] | Business [Member]
Commercial
Real estate	80
Business assets
Other
Total	80
Consumer [Member]
Commercial
Real estate	197
Business assets
Other
Total	197
Consumer [Member] | Construction [Member]
Commercial
Real estate
Business assets
Other
Total
Consumer [Member] | Real estate [Member]
Commercial
Real estate
Business assets
Other
Total
Consumer [Member] | Home Equity [Member]
Commercial
Real estate	197
Business assets
Other
Total	197
Consumer [Member] | Other [Member]
Commercial
Real estate
Business assets
Other
Total

Loans and Allowance for Cred_17

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022
Schedule Of Allowance For Credit Losses For Unfunded Loan Commitments Abstract
Balance, beginning of period	$ 2,330
Adjustment for adoption of CECL		2,000
Provision for loan losses	425	755
Balance, end of period	$ 2,755	2,755
Unfunded Loan Commitments		$ 840,912
Reserve for Unfunded Commitments to Unfunded Loan Commitments		0.33%

Troubled Debt Restructurings (D

Troubled Debt Restructurings (Details)	9 Months Ended
	Sep. 30, 2022 USD ($) Loans	Sep. 30, 2021	Dec. 31, 2021 USD ($) Loans
Troubled Debt Restructurings (Details) [Line Items]
Total number of loans classified under troubled debt restructurings (in Loans) | Loans	15		14
Total sum of loans classified as troubled debt restructurings	$ 6,800,000		$ 6,300,000
Number of months previous loan payment defaulted	60 days	12 months
One Consumer Real Estate Loan [Member]
Troubled Debt Restructurings (Details) [Line Items]
Number of consumer real estate loans (in Loans) | Loans	1
One Consumer Real Estate Loan [Member] | Pre-Modification and Post-Modification [Member]
Troubled Debt Restructurings (Details) [Line Items]
Modification balance	$ 885,000
Two Commercial Business Loans [Member]
Troubled Debt Restructurings (Details) [Line Items]
Number of consumer real estate loans (in Loans) | Loans	2
Two Commercial Business Loans [Member] | Pre-Modification [Member]
Troubled Debt Restructurings (Details) [Line Items]
Modification balance	$ 1,100,000
Two Commercial Business Loans [Member] | Post-Modification [Member]
Troubled Debt Restructurings (Details) [Line Items]
Modification balance	$ 1,100,000

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Mortgage loan interest rate lock commitments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments [Line Items]
Derivative financial instruments, Notional amount	$ 9,432	$ 32,478
Balance Sheet Location, description	Other liabilities	Other assets
Derivative Asset/(Liability), Fair Value	$ (7)	$ 425
MBS forward sales commitments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments [Line Items]
Derivative financial instruments, Notional amount	$ 5,500	$ 21,000
Balance Sheet Location, description	Other assets	Other liabilities
Derivative Asset/(Liability), Fair Value	$ 162	$ (41)
Total derivative financial instruments [Member]
Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments [Line Items]
Derivative financial instruments, Notional amount	14,932	53,478
Derivative Asset/(Liability), Fair Value	$ 155	$ 384

Fair Value Accounting (Details)

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on recurring basis - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Securities available for sale
Corporate bonds	$ 1,877	$ 2,188
US treasuries	863	992
US government agencies	10,635	14,169
State and political subdivisions	18,646	25,176
Asset-backed securities	6,845	10,164
Mortgage-backed securities	52,655	67,154
Mortgage loans held for sale	9,243	13,556
MBS forward sales commitments	162	41
Total assets measured at fair value on a recurring basis	100,926	134,262
Liabilities
Mortgage loan interest rate lock commitments	7	425
Total liabilities measured at fair value on a recurring basis	7	41
Securities available for sale:
SBA securities		438
Level 1 [Member]
Securities available for sale
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
MBS forward sales commitments
Total assets measured at fair value on a recurring basis
Liabilities
Mortgage loan interest rate lock commitments
Total liabilities measured at fair value on a recurring basis
Securities available for sale:
SBA securities
Level 2 [Member]
Securities available for sale
Corporate bonds	1,877	2,188
US treasuries	863	992
US government agencies	10,635	14,169
State and political subdivisions	18,646	25,176
Asset-backed securities	6,845	10,164
Mortgage-backed securities	52,655	67,154
Mortgage loans held for sale	9,243	13,556
MBS forward sales commitments	162	41
Total assets measured at fair value on a recurring basis	100,926	134,262
Liabilities
Mortgage loan interest rate lock commitments	7	425
Total liabilities measured at fair value on a recurring basis	7	41
Securities available for sale:
SBA securities		438
Level 3 [Member]
Securities available for sale
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
MBS forward sales commitments
Total assets measured at fair value on a recurring basis
Liabilities
Mortgage loan interest rate lock commitments
Total liabilities measured at fair value on a recurring basis
Securities available for sale:
SBA securities

Fair Value Accounting (Detail_2

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on nonrecurring basis - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Assets
Impaired loans	$ 4,589	$ 7,327
Total assets measured at fair value on a nonrecurring basis	4,589	7,327
Level 1 [Member]
Assets
Impaired loans
Total assets measured at fair value on a nonrecurring basis
Level 2 [Member]
Assets
Impaired loans	314	5,262
Total assets measured at fair value on a nonrecurring basis	314	5,262
Level 3 [Member]
Assets
Impaired loans	4,275	2,065
Total assets measured at fair value on a nonrecurring basis	$ 4,275	$ 2,065

Fair Value Accounting (Detail_3

Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments - USD ($) $ in Thousands		Sep. 30, 2022	Dec. 31, 2021
Financial Assets:
Other investments, at cost, Carrying Amount		$ 5,449	$ 4,021
Other investments, at cost, Fair Value		5,449	4,021
Loans, Carrying Amount	[1]	2,986,412	2,451,306
Loans, Fair Value	[1]	2,825,209	2,422,621
Financial Liabilities:
Deposits, Carrying Amount		3,001,452	2,563,826
Deposits, Fair Value		2,563,398	2,327,055
Subordinated debentures, Carrying Amount		36,187	36,106
Subordinated debentures, Fair Value		38,639	33,936
Level 1 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
Level 2 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value		2,563,398	2,327,055
Subordinated debentures, Fair Value		38,639	33,936
Level 3 [Member]
Financial Assets:
Other investments, at cost, Fair Value		5,449	4,021
Loans, Fair Value	[1]	2,825,209	2,422,621
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
[1]Carrying amount is net of the allowance for credit losses or loan losses, as applicable, and previously presented individually assessed or impaired loans.

Leases (Details)

Leases (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Disclosure Text Block [Abstract]
Weighted average remaining life	7 years 2 months 8 days		7 years 2 months 8 days
Weighted average discount rate	2.27%		2.27%
Operating lease costs	$ 582,000	$ 711,000	$ 2,100,000	$ 2,100,000
Operating lease, right-of-use asset	23,600,000		23,600,000		$ 26,600,000
Lease liabilities	$ 25,782,000		$ 25,782,000		$ 28,000,000

Leases (Details) - Schedule of

Leases (Details) - Schedule of maturities of lease liabilities - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule Of Maturities Of Lease Liabilities Abstract
2022	$ 485
2023	1,971
2024	2,024
2025	2,078
2026	2,130
Thereafter	24,193
Total undiscounted lease payments	32,881
Discount effect of cash flows	7,099
Total lease liability	$ 25,782	$ 28,000

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - shares	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount	162,060	159,029

Earnings Per Common Share (De_2

Earnings Per Common Share (Details) - Schedule of earnings per share calculation - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Numerator:
Net income available to common shareholders (in Dollars)	$ 8,413	$ 14,017	$ 23,623	$ 34,706
Denominator:
Weighted-average common shares outstanding – basic	7,972,146	7,873,868	7,954,025	7,832,330
Common stock equivalents	92,941	127,160	117,963	133,735
Weighted-average common shares outstanding – diluted	8,065,087	8,001,028	8,071,988	7,966,065
Earnings per common share:
Basic (in Dollars per share)	$ 1.06	$ 1.78	$ 2.97	$ 4.43
Diluted (in Dollars per share)	$ 1.04	$ 1.75	$ 2.93	$ 4.46