Southern First Bancshares (SFST) 10-Q 31 Oct 23 2023 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2023	Oct. 31, 2023
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Sep. 30, 2023
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2023
Current Fiscal Year End Date	--12-31
Entity File Number	000-27719
Entity Registrant Name	Southern First Bancshares, Inc.
Entity Central Index Key	0001090009
Entity Tax Identification Number	58-2459561
Entity Incorporation, State or Country Code	SC
Entity Address, Address Line One	6 Verdae Boulevard
Entity Address, City or Town	Greenville
Entity Address, State or Province	SC
Entity Address, Postal Zip Code	29607
City Area Code	864
Local Phone Number	679-9000
Title of 12(b) Security	Common Stock
Trading Symbol	SFST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		8,088,638

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Cash and cash equivalents:
Cash and due from banks	$ 17,395	$ 18,788
Federal funds sold	127,714	101,277
Interest-bearing deposits with banks	7,283	50,809
Total cash and cash equivalents	152,392	170,874
Investment securities:
Investment securities available for sale	144,035	93,347
Other investments	19,600	10,833
Total investment securities	163,635	104,180
Mortgage loans held for sale	7,117	3,917
Loans	3,553,632	3,273,363
Less allowance for credit losses	(41,131)	(38,639)
Loans, net	3,512,501	3,234,724
Bank owned life insurance	52,140	51,122
Property and equipment, net	95,743	99,183
Deferred income taxes, net	13,078	12,522
Other assets	23,351	15,459
Total assets	4,019,957	3,691,981
LIABILITIES
Deposits	3,347,771	3,133,864
FHLB advances and related debt	275,000	175,000
Subordinated debentures	36,295	36,214
Other liabilities	56,993	52,391
Total liabilities	3,716,059	3,397,469
SHAREHOLDERS’ EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,638 and 8,011,045 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively	81	80
Nonvested restricted stock	(4,065)	(3,306)
Additional paid-in capital	121,757	119,027
Accumulated other comprehensive loss	(15,255)	(13,410)
Retained earnings	201,380	192,121
Total shareholders’ equity	303,898	294,512
Total liabilities and shareholders’ equity	$ 4,019,957	$ 3,691,981

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Preferred stock par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Common stock, par value	$ 0.01	$ 0.01
Common stock, authorized shares	10,000,000	10,000,000
Common stock, issued shares	8,088,638	8,011,045
Common stock, outstanding shares	8,088,638	8,011,045

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Interest income
Loans	$ 43,542	$ 29,752	$ 121,380	$ 80,294
Investment securities	1,470	506	2,788	1,428
Federal funds sold and interest-bearing deposits with banks	2,435	676	4,295	915
Total interest income	47,447	30,934	128,463	82,637
Interest expense
Deposits	25,130	5,021	64,245	7,773
Borrowings	2,972	459	5,623	1,362
Total interest expense	28,102	5,480	69,868	9,135
Net interest income	19,345	25,454	58,595	73,502
Provision for credit losses	(500)	950	2,235	3,830
Net interest income after provision for credit losses	19,845	24,504	56,360	69,672
Noninterest income
Mortgage banking income	1,208	1,230	3,167	3,907
Service fees on deposit accounts	356	318	1,011	949
ATM and debit card income	588	542	1,680	1,604
Income from bank owned life insurance	349	315	1,018	945
Loss on disposal of fixed assets				(394)
Gain on sale of securities				12
Other income	249	275	653	850
Total noninterest income	2,750	2,680	7,529	7,873
Noninterest expenses
Compensation and benefits	10,231	9,843	30,874	29,214
Occupancy	2,562	2,442	7,537	6,439
Outside service and data processing costs	1,744	1,529	5,078	4,591
Insurance	1,243	507	2,829	1,134
Professional fees	504	555	1,914	1,848
Marketing	293	338	994	934
Other	725	832	2,573	2,360
Total noninterest expenses	17,302	16,046	51,799	46,520
Income before income tax expense	5,293	11,138	12,090	31,025
Income tax expense	1,195	2,725	2,831	7,402
Net income	$ 4,098	$ 8,413	$ 9,259	$ 23,623
Earnings per common share
Basic	$ 0.51	$ 1.06	$ 1.15	$ 2.97
Diluted	$ 0.51	$ 1.04	$ 1.15	$ 2.93
Weighted average common shares outstanding
Basic	8,052,926	7,972,146	8,043,410	7,954,025
Diluted	8,072,408	8,065,087	8,077,830	8,071,988

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Income Statement [Abstract]
Net income	$ 4,098	$ 8,413	$ 9,259	$ 23,623
Unrealized loss on securities available for sale:
Unrealized holding loss arising during the period, pretax	(3,221)	(4,894)	(2,333)	(16,783)
Tax expense	676	1,028	488	3,524
Reclassification of realized gain				(12)
Tax benefit				2
Other comprehensive loss	(2,545)	(3,866)	(1,845)	(13,269)
Comprehensive income	$ 1,553	$ 4,547	$ 7,414	$ 10,354

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Unaudited) - USD ($) $ in Thousands	Common stock	Preferred stock	Nonvested restricted stock	Additional paid-in capital	Accumulated other comprehensive income (loss)	Retained earnings	Total
Beginning balance, value at Dec. 31, 2021	$ 79		$ (1,435)	$ 114,226	$ (740)	$ 165,771	$ 277,901
Beginning balance shares outstanding at Dec. 31, 2021	7,925,819
Net income						23,623	23,623
Proceeds from exercise of stock options	$ 1			793			794
Proceeds from exercise of stock options (in Shares)	24,750
Issuance of restricted stock			(2,710)	2,710
Issuance of restricted stock (in Shares)	46,775
Compensation expense related to restricted stock, net of tax			797				797
Compensation expense related to stock options, net of tax				704			704
Other comprehensive loss					(13,269)		(13,269)
Adoption of ASU 2016-13						(2,765)	(2,765)
Ending balance, value at Sep. 30, 2022	$ 80		(3,348)	118,433	(14,009)	186,629	287,785
Ending balance shares outstanding at Sep. 30, 2022	7,997,344
Beginning balance, value at Jun. 30, 2022	$ 80		(3,230)	117,714	(10,143)	178,216	282,637
Beginning balance shares outstanding at Jun. 30, 2022	7,985,644
Net income						8,413	8,413
Proceeds from exercise of stock options				87			87
Proceeds from exercise of stock options (in Shares)	3,000
Issuance of restricted stock			(405)	405
Issuance of restricted stock (in Shares)	8,700
Compensation expense related to restricted stock, net of tax			287				287
Compensation expense related to stock options, net of tax				227			227
Other comprehensive loss					(3,866)		(3,866)
Ending balance, value at Sep. 30, 2022	$ 80		(3,348)	118,433	(14,009)	186,629	287,785
Ending balance shares outstanding at Sep. 30, 2022	7,997,344
Beginning balance, value at Dec. 31, 2022	$ 80		(3,306)	119,027	(13,410)	192,121	294,512
Beginning balance shares outstanding at Dec. 31, 2022	8,011,045
Net income						9,259	9,259
Proceeds from exercise of stock options				497			497
Proceeds from exercise of stock options (in Shares)	25,250
Issuance of restricted stock	$ 1		(1,824)	1,823
Issuance of restricted stock (in Shares)	52,343
Compensation expense related to restricted stock, net of tax			1,065				1,065
Compensation expense related to stock options, net of tax				410			410
Other comprehensive loss					(1,845)		(1,845)
Ending balance, value at Sep. 30, 2023	$ 81		(4,065)	121,757	(15,255)	201,380	303,898
Ending balance shares outstanding at Sep. 30, 2023	8,088,638
Beginning balance, value at Jun. 30, 2023	$ 81		(4,051)	120,912	(12,710)	197,282	301,514
Beginning balance shares outstanding at Jun. 30, 2023	8,058,438
Net income						4,098	4,098
Proceeds from exercise of stock options				312			312
Proceeds from exercise of stock options (in Shares)	14,250
Issuance of restricted stock			(388)	388
Issuance of restricted stock (in Shares)	15,950
Compensation expense related to restricted stock, net of tax			374				374
Compensation expense related to stock options, net of tax				145			145
Other comprehensive loss					(2,545)		(2,545)
Ending balance, value at Sep. 30, 2023	$ 81		$ (4,065)	$ 121,757	$ (15,255)	$ 201,380	$ 303,898
Ending balance shares outstanding at Sep. 30, 2023	8,088,638

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Operating activities
Net income	$ 9,259	$ 23,623
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	2,235	3,830
Depreciation and other amortization	3,611	2,521
Accretion and amortization of securities discounts and premium, net	142	554
Loss on sale of fixed assets		394
Gain on sale of securities		(12)
Net change in operating leases	188	814
Compensation expense related to stock options and restricted stock grants	1,475	1,501
Gain on sale of loans held for sale	(2,793)	(2,700)
Loans originated and held for sale	(112,930)	(191,448)
Proceeds from sale of loans held for sale	112,523	198,461
Increase in cash surrender value of bank owned life insurance	(1,018)	(945)
Increase in deferred tax asset	(66)	(5,766)
(Increase) decrease in other assets	(7,892)	5
Increase in other liabilities	6,059	6,006
Net cash provided by operating activities	10,793	36,838
Investing activities
Increase in loans, net	(280,627)	(538,816)
Purchase of property and equipment	(1,120)	(13,134)
Purchase of investment securities:
Available for sale	(58,204)	(10,094)
Other investments	(49,949)	(15,235)
Payments and maturities, calls and repayments of investment securities:
Available for sale	5,039	21,517
Other investments	41,182	13,806
Proceeds from sale of fixed assets		95
Net cash used for investing activities	(343,679)	(541,861)
Financing activities
Increase in deposits, net	213,907	437,626
Increase in Federal Home Loan Bank advances and other borrowings, net	100,000	60,000
Proceeds from the exercise of stock options	497	794
Net cash provided by financing activities	314,404	498,420
Net decrease in cash and cash equivalents	(18,482)	(6,603)
Cash and cash equivalents at beginning of the period	170,874	167,209
Cash and cash equivalents at end of the period	152,392	160,606
Cash paid for
Interest	64,390	9,155
Income taxes	586	8,270
Schedule of non-cash transactions
Unrealized gain (loss) on securities, net of income taxes	(1,845)	(13,259)
Right-of-use assets obtained in exchange for lease obligations:
Operating leases	$ 147	$ 237

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	NOTE 1 – Summary of Significant Accounting Policies Nature of Business Southern First Bancshares, Inc. Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and nine-month periods ended September 30, 2023 are not necessarily indicative of the results that may be expected for the year ending December 31, 2023. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022 as filed with the U.S. Securities and Exchange Commission (“SEC”) on February 13, 2023. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated. Business Segments The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits, lending services and ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change. Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment. Risk and Uncertainties There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the March 2023 bank closures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. Additionally, the Federal Reserve announced the creation of a new Bank Term Funding Program in an effort to minimize the need for banks to sell securities at a loss in times of stress. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time. Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, and valuation of deferred tax assets. Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income. Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Adoption of New Accounting Standard In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference between the allowance previously determined and the current allowance was not material to the Company’s financial statements. In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method. Newly Issued, But Not Yet Effective Accounting Standards In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Investment Securities	NOTE 2 – Investment Securities The amortized costs and fair value of investment securities are as follows: Schedule of amortized costs and fair value of investment securities September 30, 2023 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,153 - 303 1,850 US treasuries 25,737 2 136 25,603 US government agencies 21,225 - 2,501 18,724 State and political subdivisions 22,708 - 4,398 18,310 Asset-backed securities 29,780 25 164 29,641 Mortgage-backed securities FHLMC 23,379 - 4,639 18,740 FNMA 33,251 - 6,285 26,966 GNMA 5,111 - 910 4,201 Total mortgage-backed securities 61,741 - 11,834 49,907 Total investment securities available for sale $ 163,344 27 19,336 144,035 December 31, 2022 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,172 - 289 1,883 US treasuries US treasuries [Member] 999 - 128 871 US government agencies 13,007 - 2,390 10,617 State and political subdivisions 22,910 - 4,004 18,906 Asset-backed securities 6,435 - 206 6,229 Mortgage-backed securities FHLMC FHLMC [Member] 24,086 - 3,745 20,341 FNMA FNMA [Member] 35,141 - 5,520 29,621 GNMA GNMA [Member] 5,573 - 694 4,879 Total mortgage-backed securities 64,800 - 9,959 54,841 Total investment securities available for sale $ 110,323 - 16,976 93,347 Contractual maturities and yields on the Company’s investment securities at September 30, 2023 and December 31, 2022 are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Schedule of maturities and yields on the company’s investment securities September 30, 2023 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds Corporate bonds [Member] $ - - $ - - $ 1,850 2.01 % $ - - $ 1,850 2.01 % US treasuries 24,739 5.39 % 864 1.27 % - - - - 25,603 5.25 % US government agencies US government agencies [Member] 956 0.45 % 2,293 1.00 % 15,475 4.45 % - - 18,724 3.82 % State and political subdivisions State and political subdivisions [Member] - - 872 1.94 % 4,919 1.80 % 12,519 2.17 % 18,310 2.06 % Asset-backed securities Asset-backed securities [Member] - - - - 340 6.24 % 29,301 6.61 % 29,641 6.60 % Mortgage-backed securities Mortgage-backed securities [Member] - - 4,680 1.16 % 5,140 1.59 % 40,087 1.94 % 49,907 1.83 % Total investment securities Total investment securities [Member] $ 25,695 5.21 % $ 8,709 1.20 % $ 27,724 3.31 % $ 81,907 3.64 % $ 144,035 3.71 % December 31, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 1,883 2.00 % $ - - $ 1,883 2.00 % US treasuries - - - - 871 1.27 % - - 871 1.27 % US government agencies - - 3,223 0.85 % 7,394 1.55 % - - 10,617 1.34 % State and political subdivisions - - 460 2.13 % 5,382 1.80 % 13,064 2.16 % 18,906 2.05 % Asset-backed securities - - - - 554 4.77 % 5,675 5.14 % 6,229 5.10 % Mortgage-backed securities - - 4,594 1.13 % 3,959 1.60 % 46,288 1.90 % 54,841 1.82 % Total investment securities $ - - $ 8,277 1.08 % $ 20,043 1.75 % $ 65,027 2.24 % $ 93,347 2.03 % The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities at September 30, 2023 and December 31, 2022, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position. Schedule of gross unrealized losses on investment securities and fair market value of related securities September 30, 2023 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds - $ - $ - 1 $ 1,850 $ 303 1 $ 1,850 $ 303 US treasuries - - - 1 863 136 1 863 136 US government agencies 2 8,156 60 10 10,568 2,441 12 18,724 2,501 State and political subdivisions 2 734 33 30 17,576 4,365 32 18,310 4,398 Asset-backed 5 15,631 83 7 5,039 81 12 20,670 164 Mortgage-backed securities Mortgage-backed securities [Member] FHLMC FHLMC [Member] 2 2,726 189 19 16,014 4,450 21 18,740 4,639 FNMA - - - 37 26,966 6,285 37 26,966 6,285 GNMA - - - 6 4,201 910 6 4,201 910 Total investment securities 11 $ 27,247 $ 365 111 $ 83,077 $ 18,971 122 $ 110,324 $ 19,336 December 31, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds - $ - $ - 1 $ 1,883 $ 289 1 $ 1,883 $ 289 US treasuries - - - 1 871 128 1 871 128 US government agencies - - - 10 10,617 2,390 10 10,617 2,390 State and political subdivisions 10 5,101 763 22 13,805 3,241 32 18,906 4,004 Asset-backed 5 4,291 135 3 1,938 71 8 6,229 206 Mortgage-backed securities FHLMC 4 3,712 155 17 16,629 3,590 21 20,341 3,745 FNMA 9 2,208 201 28 27,413 5,319 37 29,621 5,520 GNMA 1 103 7 6 4,776 687 7 4,879 694 Total investment securities 29 $ 15,415 $ 1,261 88 $ 77,932 $ 15,715 117 $ 93,347 $ 16,976 At September 30, 2023 the Company had 122 The issuers of these securities continue to make timely principal and interest payments under the contractual terms of the securities. As such, there is allowance for credit losses on available for sale securities recognized as of . Other investments are comprised of the following and are recorded at cost which approximates fair value. Schedule of other investments (dollars in thousands) September 30, 2023 December 31, 2022 Federal Home Loan Bank stock $ 16,046 9,250 Other nonmarketable investments 3,151 1,180 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 19,600 10,833 The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of September 30, 2023 and that ultimate recoverability of the par value of the investments is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

Mortgage Loans Held for Sale

Mortgage Loans Held for Sale	9 Months Ended
	Sep. 30, 2023
Mortgage Loans Held For Sale
Mortgage Loans Held for Sale	NOTE 3 – Mortgage Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At September 30 2023, mortgage loans held for sale totaled $ 7.1 3.9

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	NOTE 4 – Loans and Allowance for Credit Losses The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $ 7.1 7.3   Schedule of composition of our loan portfolio September 30, 2023 December 31, 2022 (dollars in thousands) Commercial [Member] Amount % of Total Amount % of Total Commercial Owner occupied RE Owner occupied RE [Member] $ 637,038 17.9 % $ 612,901 18.7 % Non-owner occupied RE Non-owner occupied RE [Member] 937,749 26.4 % 862,579 26.3 % Construction Construction [Member] 119,629 3.4 % 109,726 3.4 % Business Business [Member] 500,253 14.1 % 468,112 14.3 % Total commercial loans Consumer [Member] 2,194,669 61.8 % 2,053,318 62.7 % Consumer Real estate Real estate [Member] 1,074,679 30.2 % 931,278 28.4 % Home equity Home equity [Member] 180,856 5.1 % 179,300 5.5 % Construction Construction [Member] 54,210 1.5 % 80,415 2.5 % Other Other [Member] 49,218 1.4 % 29,052 0.9 % Total consumer loans 1,358,963 38.2 % 1,220,045 37.3 % Total gross loans, net of deferred fees 3,553,632 100.0 % 3,273,363 100.0 % Less—allowance for credit losses (41,131 ) (38,639 ) Total loans, net $ 3,512,501 $ 3,234,724 Maturities and Sensitivity of Loans to Changes in Interest Rates The information in the following tables summarizes the loan maturity distribution by type and related interest rate characteristics based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below, because borrowers have the right to prepay obligations with or without prepayment penalties. Schedule of loan maturity distribution by type and related interest rate September 30, 2023 (dollars in thousands) One year After one After five but After fifteen Total Commercial Owner occupied RE $ 13,679 177,138 404,693 41,528 637,038 Non-owner occupied RE 66,746 501,700 343,953 25,350 937,749 Construction 23,899 44,452 51,278 - 119,629 Business 106,126 198,150 191,559 4,418 500,253 Total commercial loans 210,450 921,440 991,483 71,296 2,194,669 Consumer Real estate 8,646 50,898 304,890 710,245 1,074,679 Home equity 1,996 24,720 149,252 4,888 180,856 Construction - 259 31,796 22,155 54,210 Other 12,945 33,082 2,376 815 49,218 Total consumer loans 23,587 108,959 488,314 738,103 1,358,963 Total gross loans, net of deferred fees $ 234,037 1,030,399 1,479,797 809,399 3,553,632 December 31, 2022 (dollars in thousands) One year After one After five After fifteen Total Commercial Owner occupied RE $ 10,574 133,017 420,881 48,429 612,901 Non-owner occupied RE 44,570 419,976 371,208 26,825 862,579 Construction 5,509 36,537 61,009 6,671 109,726 Business 96,157 194,489 173,259 4,207 468,112 Total commercial loans 156,810 784,019 1,026,357 86,132 2,053,318 Consumer Real estate 12,137 38,948 260,005 620,188 931,278 Home equity 1,336 20,933 151,696 5,335 179,300 Construction 665 182 23,788 55,780 80,415 Other 3,926 21,890 2,458 778 29,052 Total consumer loans 18,064 81,953 437,947 682,081 1,220,045 Total gross loans, net of deferred fees $ 174,874 865,972 1,464,304 768,213 3,273,363 The following table summarizes the loans due after one year by category. Schedule of composition of gross loans by rate type September 30, 2023 December 31, 2022 Interest Rate Interest Rate (dollars in thousands) Fixed Floating or Fixed Floating or Commercial Commercial [Member] Owner occupied RE Owner occupied RE [Member] $ 614,563 8,796 598,513 3,814 Non-owner occupied RE Non-owner occupied RE [Member] 787,479 83,524 742,763 75,246 Construction Construction [Member] 65,517 30,213 90,246 13,971 Business Business [Member] 300,464 93,663 298,866 73,089 Total commercial loans 1,768,023 216,196 1,730,388 166,120 Consumer Consumer [Member] Real estate Real estate [Member] 1,066,033 - 919,130 11 Home equity Home equity [Member] 12,403 166,457 14,173 163,791 Construction Construction [Member] 54,210 - 79,750 - Other Other [Member] 11,916 24,357 19,113 6,013 Total consumer loans 1,144,562 190,814 1,032,166 169,815 Total gross loans, net of deferred fees $ 2,912,585 407,010 2,762,554 335,935 Credit Quality Indicators The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type. A description of the general characteristics of the risk grades is as follows: · Pass— A pass loan ranges from minimal to average credit risk; however, still has acceptable credit risk. · Watch—A watch loan exhibits above average credit risk due to minor weaknesses and warrants closer scrutiny by management. · Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date. · Substandard—A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, which may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected. · Doubtful—A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable. The following table presents loan balances classified by credit quality indicators by year of origination as of September 30, 2023. Schedule of breakdown of outstanding loans by risk category September 30, 2023 (dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Revolving Converted to Term Total Commercial Owner occupied RE Pass $ 38,310 178,722 143,057 67,509 62,216 112,528 - 167 602,509 Watch - 3,482 464 16,074 3,551 6,821 - - 30,392 Special Mention - 186 - - - 3,074 - - 3,260 Substandard - - - - - 877 - - 877 Total Owner occupied RE 38,310 182,390 143,521 83,583 65,767 123,300 - 167 637,038 Non-owner occupied RE Pass 79,567 302,942 169,567 109,566 59,595 173,400 257 - 894,894 Watch 772 828 10,221 - 5,393 6,610 - - 23,824 Special Mention - - 199 - 8,267 878 - - 9,344 Substandard - - - - 8,073 1,614 - - 9,687 Total Non-owner occupied RE 80,339 303,770 179,987 109,566 81,328 182,502 257 - 937,749 Construction Pass 13,921 72,528 22,179 9,897 - - - - 118,525 Watch - 1,104 - - - - - - 1,104 Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 13,921 73,632 22,179 9,897 - - - - 119,629 Business Pass 41,808 136,635 50,098 19,637 18,214 53,775 144,671 1,099 465,937 Watch 282 14,431 1,955 1,114 913 3,958 6,697 - 29,350 Special Mention 101 977 77 793 211 234 - 98 2,491 Substandard - 490 164 - 153 1,199 447 22 2,475 Total Business 42,191 152,533 52,294 21,544 19,491 59,166 151,815 1,219 500,253 Total Commercial loans 174,761 712,325 397,981 224,590 166,586 364,968 152,072 1,386 2,194,669 Consumer Real estate Pass 126,174 273,593 283,538 178,459 66,468 108,094 - - 1,036,326 Watch 490 5,684 7,877 3,941 2,058 4,098 - - 24,148 Special Mention - 2,319 1,663 1,301 2,407 2,799 - - 10,489 Substandard - 186 637 820 323 1,750 - - 3,716 Total Real estate 126,664 281,782 293,715 184,521 71,256 116,741 - - 1,074,679 Home equity Pass - - - - - - 168,399 - 168,399 Watch - - - - - - 6,870 - 6,870 Special Mention - - - - - - 4,150 - 4,150 Substandard - - - - - - 1,437 - 1,437 Total Home equity - - - - - - 180,856 - 180,856 Construction Pass 9,798 35,606 8,806 - - - - - 54,210 Watch - - - - - - - - - Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 9,798 35,606 8,806 - - - - - 54,210 Other Pass 923 2,643 2,578 1,505 846 2,726 36,718 - 47,939 Watch 44 33 352 4 1 167 94 - 695 Special Mention - 334 - - 27 84 51 - 496 Substandard - - 80 - 1 - 7 - 88 Total Other 967 3,010 3,010 1,509 875 2,977 36,870 - 49,218 Total Consumer loans 137,429 320,398 305,531 186,030 72,131 119,718 217,726 - 1,358,963 Total loans $ 312,190 1,032,723 703,512 410,620 238,717 484,686 369,798 1,386 3,553,632 Current period gross write-offs - (200 ) - (28 ) - (10 ) (405 ) - (643 ) The following table presents loan balances classified by credit quality indicators by year of origination as of December 31, 2022. December 31, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Revolving Total Commercial Owner occupied RE Pass $ 169,083 122,654 85,867 66,299 36,718 93,915 - - 574,536 Watch 14,648 479 9,339 3,658 - 6,792 - - 34,916 Special Mention 200 - - - - 2,960 - - 3,160 Substandard - - - - 289 - - - 289 Total Owner occupied RE 183,931 123,133 95,206 69,957 37,007 103,667 - - 612,901 Non-owner occupied RE Pass 281,890 169,599 113,264 59,550 79,722 106,967 604 137 811,733 Watch 1,061 9,491 - 10,683 1,408 11,660 - - 34,303 Special Mention - 202 - 6,087 - 930 - - 7,219 Substandard - 134 - 7,992 327 871 - - 9,324 Total Non-owner occupied RE 282,951 179,426 113,264 84,312 81,457 120,428 604 137 862,579 Construction Pass 48,420 55,129 4,811 247 - - - - 108,607 Watch 1,119 - - - - - - - 1,119 Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 49,539 55,129 4,811 247 - - - - 109,726 Business Pass 136,489 57,804 29,864 21,808 35,249 28,914 136,337 709 447,174 Watch 3,186 2,058 1,318 1,282 179 3,074 3,783 439 15,319 Special Mention 1,137 260 386 210 - 252 115 642 3,002 Substandard 498 - 188 233 315 911 472 - 2,617 Total Business 141,310 60,122 31,756 23,533 35,743 33,151 140,707 1,790 468,112 Total Commercial loans 657,731 417,810 245,037 178,049 154,207 257,246 141,311 1,927 2,053,318 Consumer Real estate Pass 243,589 269,565 189,075 72,499 39,042 76,172 - - 889,942 Watch 6,196 8,256 3,847 2,278 494 3,671 - - 24,742 Special Mention 3,114 1,938 2,644 2,258 955 2,639 - - 13,548 Substandard - 648 227 341 408 1,422 - - 3,046 Total Real estate 252,899 280,407 195,793 77,376 40,899 83,904 - - 931,278 Home equity Pass - - - - - - 165,847 - 165,847 Watch - - - - - - 7,226 - 7,226 Special Mention - - - - - - 4,055 - 4,055 Substandard - - - - - - 2,172 - 2,172 Total Home equity - - - - - - 179,300 - 179,300 Construction Pass 41,138 34,039 4,923 - - - - - 80,100 Watch - - - - - - - - - Special Mention - - - 315 - - - - 315 Substandard - - - - - - - - - Total Construction 41,138 34,039 4,923 315 - - - - 80,415 Other Pass 3,894 3,038 1,702 1,534 341 3,015 14,465 - 27,989 Watch 46 367 15 5 16 175 93 - 717 Special Mention 94 - - 44 75 23 96 - 332 Substandard - - - 5 - - 9 - 14 Total Other 4,034 3,405 1,717 1,588 432 3,213 14,663 - 29,052 Total Consumer loans 298,071 317,851 202,433 79,279 41,331 87,117 193,963 - 1,220,045 Total loans $ 955,802 735,661 447,470 257,328 195,538 344,363 335,274 1,927 3,273,363 Current period gross write-offs - (91 ) - (23 ) - (32 ) (339 ) - (485 ) The following tables present loan balances by age and payment status. Schedule of loan balances by payment status September 30, 2023 (dollars in thousands) Accruing 30 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 637,038 637,038 Non-owner occupied RE 440 - - 1,615 935,694 937,749 Construction - - - - 119,629 119,629 Business 347 27 - 404 499,475 500,253 Consumer Real estate 1,210 - - 1,228 1,072,241 1,074,679 Home equity 226 182 - 1,068 179,380 180,856 Construction - - - - 54,210 54,210 Other - - - - 49,218 49,218 Total loans $ 2,223 209 - 4,315 3,546,885 3,553,632 Total loans over 90 days past due - - - - - 1,572 December 31, 2022 (dollars in thousands) Accruing 30- Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 612,901 612,901 Non-owner occupied RE 119 757 - 247 861,456 862,579 Construction - - - - 109,726 109,726 Business 24 1 - 182 467,905 468,112 Consumer Real estate 330 - - 1,099 929,849 931,278 Home equity 50 - - 1,099 178,151 179,300 Construction - - - - 80,415 80,415 Other 88 - - - 28,964 29,052 Total loans $ 611 758 - 2,627 3,269,367 3,273,363 Total loans over 90 days past due - - - - - 402 As of September 30, 2023 and December 31, 2022, loans 30 days or more past due represented 0.13% 0.11% 0.05% 0.03% 0.08% 0.08% The table below summarizes nonaccrual loans by major categories for the periods presented. Schedule nonaccrual loans by major categories September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual Nonaccrual Nonaccrual loans loans Total loans loans Total with no with an nonaccrual with no with an nonaccrual (dollars in thousands) allowance allowance loans allowance allowance loans Commercial Owner occupied RE - - - - - - Non-owner occupied RE 379 1,236 1,615 114 133 247 Construction - - - - - - Business 170 234 404 - 182 182 Total commercial 549 1,470 2,019 114 315 429 Consumer Real estate 227 1,001 1,228 - 1,099 1,099 Home equity 181 887 1,068 194 905 1,099 Construction - - - - - - Other - - - - - - Total consumer 408 1,888 2,296 194 2,004 2,198 Total nonaccrual loans 957 3,358 4,315 308 2,319 2,627 We did not recognize interest income on nonaccrual loans for the three months ended September 30, 2023 and September 30, 2022. The accrued interest reversed during the three months ended September 30, 2023 and September 30, 2022 was not material. We did not recognize interest income on nonaccrual loans for the nine months ended September 30, 2023 and September 30, 2022. Accrued interest of $ 35,000 16,000 The table below summarizes information regarding nonperforming assets. Schedule of nonperforming assets, including nonaccruing TDRs (dollars in thousands) September 30, 2023 December 31, 2022 Nonaccrual loans $ 4,315 2,627 Other real estate owned - - Total nonperforming assets $ 4,315 2,627 Nonperforming assets as a percentage of: Total assets 0.11 % 0.07 % Gross loans 0.12 % 0.08 % Total loans over 90 days past due $ 1,572 402 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings - 4,503 Modifications to Borrowers Experiencing Financial Difficulty The Company adopted Accounting Standards Update (“ASU”) 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”) effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The Company uses a probability of default/loss given default model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification. The following table shows the amortized cost basis of the loans modified to borrowers experiencing financial difficulty during the three and nine months ended September 30, 2023, disaggregated by class of loans and type of concession granted and describes the financial effect of the modifications made to borrowers experiencing financial difficulty. Schedule of amortized cost basis of loans Term Extension (dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Commercial Business $ 329 0.07% Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed. Neither of the two loans modified had a payment default during the period. The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. Both loans are in current payment status since the loan modification occurred in the third quarter of 2023. There have been no commitments to lend additional funds to the borrowers experiencing financial difficulty as of September 30, 2023. Allowance for Credit Losses The Company maintains an allowance for credit losses to provide for expected credit losses. Losses are charged against the allowance when management believes that the principal is uncollectable. Subsequent recoveries, if any, are credited to the allowance. Allocations of the allowance are made for specific loans and for pools of similar types of loans, although the entire allowance is available for any loan that, in management’s judgment, should be charged against the allowance. A provision for credit losses is taken based on management’s ongoing evaluation of the appropriate allowance balance. A formal evaluation of the adequacy of the credit loss allowance is conducted quarterly. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management’s evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers’ ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. The Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data. Loans that do not share risk characteristics are evaluated for expected credit losses on an individual basis and excluded from the collective evaluation. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above. The following tables summarize the activity related to the allowance for credit losses for the three and nine months ended September 30, 2023 and September 30, 2022 under the CECL methodology. Schedule of activity related to the allowance for credit losses Three months ended September 30, 2023 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 5,896 11,584 1,331 8,152 10,395 2,521 684 542 41,105 Provision for credit losses 300 (247 ) (34 ) (148 ) 191 (20 ) (102 ) (40 ) (100 ) Loan charge-offs - (1 ) - (42 ) - - - - (43 ) Loan recoveries - 154 - 13 - 2 - - 169 Net loan recoveries (charge-offs) - 153 - (29 ) - 2 - - 126 Balance, end of period $ 6,196 11,490 1,297 7,975 10,586 2,503 582 502 41,131 Net recoveries to average loans (annualized) (0.01 )% Allowance for credit losses to gross loans 1.16 % Allowance for credit losses to nonperforming loans 953.25 % Three months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 4,829 10,010 1,060 6,717 7,992 2,442 851 291 34,192 Provision for credit losses 476 (1,595 ) (82 ) 875 782 3 41 25 525 Loan charge-offs - - - - - - - - - Loan recoveries - 1,540 - 51 - 8 - 1 1,600 Net loan recoveries (charge-offs) - 1,540 - 51 - 8 - 1 1,600 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net recoveries to average loans (annualized) (0.22 )% Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1,388.87 % Nine months ended September 30, 2023 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 5,867 10,376 1,292 7,861 9,487 2,551 893 312 38,639 Provision for credit losses 329 1,138 5 120 1,099 278 (311 ) 192 2,850 Loan charge-offs - (209 ) - (43 ) - (389 ) - (2 ) (643 ) Loan recoveries - 185 - 37 - 63 - - 285 Net loan recoveries (charge-offs) - (24 ) - (6 ) - (326 ) - (2 ) (358 ) Balance, end of period $ 6,196 11,490 1,297 7,975 10,586 2,503 582 502 41,131 Net charge-offs to average loans (annualized) 0.01 % Allowance for credit losses to gross loans 1.16 % Allowance for credit losses to nonperforming loans 953.25 % Nine months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 918 (2,436 ) 199 1,558 1,985 575 184 92 3,075 Loan charge-offs - - - (55 ) - (339 ) - (91 ) (485 ) Loan recoveries - 1,540 - 196 - 82 - 1 1,819 Net loan recoveries (charge-offs) - 1,540 - 141 - (257 ) - (90 ) 1,334 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net recoveries to average loans (annualized) (0.06 )% Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1,388.87 % The $ 100,000 126,000 2.9 280.3 Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses. The following tables present an analysis of collateral-dependent loans of the Company as of September 30, 2023 and December 31, 2022. Schedule of analysis of collateral-dependent loans of the company Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 908 - - 908 Construction - - - - Business 244 - - 244 Total commercial 1,152 - - 1,152 Consumer Real estate 386 - - 386 Home equity 182 - - 182 Construction - - - - Other - - - - Total consumer 568 - - 568 Total $ 1,720 - - 1,720 December 31, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 114 - - 114 Construction - - - - Business 30 - - 30 Total commercial 144 - - 144 Consumer Real estate 207 - - 207 Home equity 194 - - 194 Construction - - - - Other - - - - Total consumer 401 - - 401 Total $ 545 - - 545 Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan’s collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required. Allowance for Credit Losses - Unfunded Loan Commitments The allowance for credit losses for unfunded loan commitments was $ 2.2 2.8 Schedule of allowance for credit losses for unfunded loan commitments Three months ended Three months ended (dollars in thousands) September 30, 2023 September 30, 2022 Balance, beginning of period $ 2,565 2,330 Adjustment for adoption of CECL - - Provision for (reversal of) credit losses (400 ) 425 Balance, end of period $ 2,165 2,755 Unfunded Loan Commitments $ 780,581 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.28 % 0.33 % Nine months ended Nine months ended (dollars in thousands) September 30, 2023 September 30, 2022 Balance, beginning of period $ 2,780 - Adjustment for adoption of CECL - 2,000 Provision for (reversal of) credit losses (615 ) 755 Balance, end of period $ 2,165 2,755 Unfunded Loan Commitments $ 780,581 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.28 % 0.33 %

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	NOTE 5 – Derivative Financial Instruments The Company utilizes derivative financial instruments primarily to manage its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value. The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses. The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. These derivatives are free- standing derivatives and are not designated as instruments for hedge accounting. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change. The Company entered into a pay-fixed portfolio layer method fair value swap, designated as a hedging instrument, with a total notional amount of $ 200.0 The following table represents the carrying value of the portfolio layer method hedged asset and the cumulative fair value hedging adjustment included in the carrying value of the hedged asset as of September 30, 2023 and December 31, 2022. Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment September 30, 2023 December 31, 2022 (dollars in thousands) Carrying Hedged Asset Carrying Hedged Asset Fixed Rate Asset 1 $ 206,250 $ 6,250 $ - $ - 1 These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of September 30, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $ 729.5 6.3 200.0 The following table summarizes the Company’s outstanding financial derivative instruments at September 30, 2023 and December 31, 2022. Schedule of outstanding financial derivative instruments September 30, 2023 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Derivatives designated as hedging instruments: Fair value swap Fair value swap [Member] $ 200,000 Other assets $ 6,250 Derivatives not designated as hedging instruments: Mortgage loan interest rate lock commitments Mortgage loan interest rate lock commitments [Member] 16,401 Other assets 160 MBS forward sales commitments MBS forward sales commitments [Member] 10,000 Other assets 38 Total derivative financial instruments Total derivative financial instruments [Member] $ 226,401 $ 6,448 December 31, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Derivatives not designated as hedging instruments: Mortgage loan interest rate lock commitments $ 6,793 Other assets $ 49 MBS forward sales commitments 5,750 Other assets 27 Total derivative financial instruments $ 12,543 $ 76 Accrued interest receivable related to the interest rate swap as of September 30, 2023 totaled $ 280 The Company assesses the effectiveness of the fair value swap hedge with a regression analysis that compares the changes in forward curves to determine the value. The effective portion of changes in fair value of derivatives designated as fair value hedges is recorded through interest income. The Company does not offset derivative assets and derivative liabilities for financial statement presentation purposes. The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the three and nine months ended September 30, 2023 and September 30, 2022. Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income Three months ended Nine months ended (dollars in thousands) 2023 2022 2023 2022 Gain (loss) on fair value hedging relationship: Hedged asset $ 3,500 - 6,250 - Fair value derivative designated as hedging instrument (3,501 ) - (6,285 ) - Total gain (loss) recognized in interest income on loans $ (1 ) - (35 ) -

Fair Value Accounting

Fair Value Accounting	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Accounting	NOTE 6 – Fair Value Accounting FASB ASC 820, “Fair Value Measurement and Disclosures,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1 – Quoted market price in active markets Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market. Level 2 – Significant other observable inputs Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain impaired loans. Level 3 – Significant unobservable inputs Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. These methodologies may result in a significant portion of the fair value being derived from unobservable data. The methods of determining the fair value of assets and liabilities presented in this note are consistent with our methodologies disclosed in Note 14 of the Company’s 2022 Annual Report on Form 10-K. See Note 5 for how the derivative asset fair value is determined. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories of loans as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification. Assets and Liabilities Recorded at Fair Value on a Recurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis as of September 30, 2023 and December 31, 2022. Schedule of assets and liabilities measured at fair value on a recurring basis September 30, 2023 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Level 1 [Member] Corporate bonds Level 2 [Member] $ - 1,850 - 1,850 US treasuries Level 3 [Member] - 25,603 - 25,603 US government agencies - 18,724 - 18,724 State and political subdivisions - 18,310 - 18,310 Asset-backed securities - 29,641 - 29,641 Mortgage-backed securities - 49,907 - 49,907 Mortgage loans held for sale - 7,117 - 7,117 Mortgage loan interest rate lock commitments - 160 - 160 MBS forward sales commitments - 38 - 38 Derivative asset - 6,250 - 6,250 Total assets measured at fair value on a recurring basis $ - 157,600 - 157,600 December 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 1,883 - 1,883 US treasuries - 871 - 871 US government agencies - 10,617 - 10,617 State and political subdivisions - 18,906 - 18,906 Asset-backed securities - 6,229 - 6,229 Mortgage-backed securities - 54,841 - 54,841 Mortgage loans held for sale - 3,917 - 3,917 Mortgage loan interest rate lock commitments - 49 - 49 MBS forward sales commitments - 27 - 27 Total assets measured at fair value on a recurring basis $ - 97,340 - 97,340 The Company had no liabilities recorded at fair value on a recurring basis as of September 30, 2023 and December 31, 2022. Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis as of September 30, 2023 and December 31, 2022. Schedule of assets and liabilities measured at fair value on a nonrecurring basis As of September 30, 2023 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually evaluated loans $ - 957 3,624 4,581 Total assets measured at fair value on a nonrecurring basis $ - 957 3,624 4,581 As of December 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually evaluated loans $ - 429 4,071 4,500 Total assets measured at fair value on a nonrecurring basis $ - 429 4,071 4,500 The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis. For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of September 30, 2023 and December 31, 2022, the significant unobservable inputs used in the fair value measurements were as follows: Schedule of unobservable inputs used in the fair value measurements Valuation Technique Significant Unobservable Inputs Range of Inputs Individually evaluated loans Appraised Value/ Discounted Cash Flows Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal 0 25 Fair Value of Financial Instruments Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities. The estimated fair values of the Company’s financial instruments at September 30, 2023 and December 31, 2022 are as follows: Schedule of estimated fair values of the company's financial instruments September 30, 2023 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 19,600 19,600 - - 19,600 Loans 1 3,506,372 3,221,087 - - 3,221,087 Financial Liabilities: Deposits 3,347,771 2,957,882 - 2,957,882 - Subordinated debentures 36,295 40,820 - 40,820 - December 31, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 10,833 10,833 - - 10,833 Loans 1 3,227,455 3,057,891 - - 3,057,891 Financial Liabilities: Deposits 3,133,864 2,717,900 - 2,717,900 - Subordinated debentures 36,214 39,885 - 39,885 - 1 Carrying amount is net of the allowance for credit losses and individually evaluated loans.

Leases

Leases	9 Months Ended
	Sep. 30, 2023
Leases
Leases	NOTE 7 – Leases The Company had operating right-of-use assets, included in property and equipment, of $ 22.6 23.6 25 25.8 6.16 The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term at implementation of the accounting standard and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.29 The total operating lease costs were $ 597,000 582,000 1.8 2.1 Operating lease payments due as of September 30, 2023 were as follows: Schedule of maturities of lease liabilities (dollars in thousands) Leases 2023 $ 516 2024 2,099 2025 2,157 2026 2,210 2027 2,268 Thereafter 22,202 Total undiscounted lease payments 31,452 Discount effect of cash flows 6,468 Total lease liability $ 24,984

Earnings Per Common Share

Earnings Per Common Share	9 Months Ended
	Sep. 30, 2023
Earnings per common share
Earnings Per Common Share	NOTE 8 – Earnings Per Common Share The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the three and nine-month periods ended September 30, 2023 and 2022. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options that were outstanding at September 30, 2023. The assumed conversion of stock options can create a difference between basic and dilutive net income per common share. At September 30, 2023 and 2022, there were 351,746 162,060 Schedule of earnings per share computations Three months ended Nine months ended (dollars in thousands, except share data) 2023 2022 2023 2022 Numerator: Net income available to common shareholders $ 4,098 8,413 9,259 23,623 Denominator: Weighted-average common shares outstanding – basic 8,052,926 7,972,146 8,043,410 7,954,025 Common stock equivalents 19,482 92,941 34,420 117,963 Weighted-average common shares outstanding – diluted 8,072,408 8,065,087 8,077,830 8,071,988 Earnings per common share: Basic $ 0.51 1.06 1.15 2.97 Diluted $ 0.51 1.04 1.15 2.93

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2023
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying consolidated financial statements have been prepared in accordance with generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Operating results for the three and nine-month periods ended September 30, 2023 are not necessarily indicative of the results that may be expected for the year ending December 31, 2023. For further information, refer to the consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022 as filed with the U.S. Securities and Exchange Commission (“SEC”) on February 13, 2023. The consolidated financial statements include the accounts of the Company and the Bank. In accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) 810, “Consolidation,” the financial statements related to the Trusts have not been consolidated.
Business Segments	Business Segments The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits, lending services and ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change. Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.
Risk and Uncertainties	Risk and Uncertainties There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the March 2023 bank closures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. Additionally, the Federal Reserve announced the creation of a new Bank Term Funding Program in an effort to minimize the need for banks to sell securities at a loss in times of stress. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, real estate acquired in the settlement of loans, fair value of financial instruments, and valuation of deferred tax assets.
Reclassifications	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Subsequent Events	Subsequent Events Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date.
Adoption of New Accounting Standard	Adoption of New Accounting Standard In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference between the allowance previously determined and the current allowance was not material to the Company’s financial statements. In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.
Newly Issued, But Not Yet Effective Accounting Standards	Newly Issued, But Not Yet Effective Accounting Standards In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized costs and fair value of investment securities	Schedule of amortized costs and fair value of investment securities September 30, 2023 Amortized Gross Unrealized Fair (dollars in thousands) Cost Gains Losses Value Available for sale Corporate bonds $ 2,153 - 303 1,850 US treasuries 25,737 2 136 25,603 US government agencies 21,225 - 2,501 18,724 State and political subdivisions 22,708 - 4,398 18,310 Asset-backed securities 29,780 25 164 29,641 Mortgage-backed securities FHLMC 23,379 - 4,639 18,740 FNMA 33,251 - 6,285 26,966 GNMA 5,111 - 910 4,201 Total mortgage-backed securities 61,741 - 11,834 49,907 Total investment securities available for sale $ 163,344 27 19,336 144,035 December 31, 2022 Amortized Gross Unrealized Fair Cost Gains Losses Value Available for sale Corporate bonds $ 2,172 - 289 1,883 US treasuries US treasuries [Member] 999 - 128 871 US government agencies 13,007 - 2,390 10,617 State and political subdivisions 22,910 - 4,004 18,906 Asset-backed securities 6,435 - 206 6,229 Mortgage-backed securities FHLMC FHLMC [Member] 24,086 - 3,745 20,341 FNMA FNMA [Member] 35,141 - 5,520 29,621 GNMA GNMA [Member] 5,573 - 694 4,879 Total mortgage-backed securities 64,800 - 9,959 54,841 Total investment securities available for sale $ 110,323 - 16,976 93,347
Schedule of maturities and yields on the company’s investment securities	Schedule of maturities and yields on the company’s investment securities September 30, 2023 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds Corporate bonds [Member] $ - - $ - - $ 1,850 2.01 % $ - - $ 1,850 2.01 % US treasuries 24,739 5.39 % 864 1.27 % - - - - 25,603 5.25 % US government agencies US government agencies [Member] 956 0.45 % 2,293 1.00 % 15,475 4.45 % - - 18,724 3.82 % State and political subdivisions State and political subdivisions [Member] - - 872 1.94 % 4,919 1.80 % 12,519 2.17 % 18,310 2.06 % Asset-backed securities Asset-backed securities [Member] - - - - 340 6.24 % 29,301 6.61 % 29,641 6.60 % Mortgage-backed securities Mortgage-backed securities [Member] - - 4,680 1.16 % 5,140 1.59 % 40,087 1.94 % 49,907 1.83 % Total investment securities Total investment securities [Member] $ 25,695 5.21 % $ 8,709 1.20 % $ 27,724 3.31 % $ 81,907 3.64 % $ 144,035 3.71 % December 31, 2022 Less than one year One to five years Five to ten years Over ten years Total (dollars in thousands) Amount Yield Amount Yield Amount Yield Amount Yield Amount Yield Available for sale Corporate bonds $ - - $ - - $ 1,883 2.00 % $ - - $ 1,883 2.00 % US treasuries - - - - 871 1.27 % - - 871 1.27 % US government agencies - - 3,223 0.85 % 7,394 1.55 % - - 10,617 1.34 % State and political subdivisions - - 460 2.13 % 5,382 1.80 % 13,064 2.16 % 18,906 2.05 % Asset-backed securities - - - - 554 4.77 % 5,675 5.14 % 6,229 5.10 % Mortgage-backed securities - - 4,594 1.13 % 3,959 1.60 % 46,288 1.90 % 54,841 1.82 % Total investment securities $ - - $ 8,277 1.08 % $ 20,043 1.75 % $ 65,027 2.24 % $ 93,347 2.03 %
Schedule of gross unrealized losses on investment securities and fair market value of related securities	Schedule of gross unrealized losses on investment securities and fair market value of related securities September 30, 2023 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds - $ - $ - 1 $ 1,850 $ 303 1 $ 1,850 $ 303 US treasuries - - - 1 863 136 1 863 136 US government agencies 2 8,156 60 10 10,568 2,441 12 18,724 2,501 State and political subdivisions 2 734 33 30 17,576 4,365 32 18,310 4,398 Asset-backed 5 15,631 83 7 5,039 81 12 20,670 164 Mortgage-backed securities Mortgage-backed securities [Member] FHLMC FHLMC [Member] 2 2,726 189 19 16,014 4,450 21 18,740 4,639 FNMA - - - 37 26,966 6,285 37 26,966 6,285 GNMA - - - 6 4,201 910 6 4,201 910 Total investment securities 11 $ 27,247 $ 365 111 $ 83,077 $ 18,971 122 $ 110,324 $ 19,336 December 31, 2022 Less than 12 months 12 months or longer Total (dollars in thousands) # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for sale Corporate bonds - $ - $ - 1 $ 1,883 $ 289 1 $ 1,883 $ 289 US treasuries - - - 1 871 128 1 871 128 US government agencies - - - 10 10,617 2,390 10 10,617 2,390 State and political subdivisions 10 5,101 763 22 13,805 3,241 32 18,906 4,004 Asset-backed 5 4,291 135 3 1,938 71 8 6,229 206 Mortgage-backed securities FHLMC 4 3,712 155 17 16,629 3,590 21 20,341 3,745 FNMA 9 2,208 201 28 27,413 5,319 37 29,621 5,520 GNMA 1 103 7 6 4,776 687 7 4,879 694 Total investment securities 29 $ 15,415 $ 1,261 88 $ 77,932 $ 15,715 117 $ 93,347 $ 16,976
Schedule of other investments	Schedule of other investments (dollars in thousands) September 30, 2023 December 31, 2022 Federal Home Loan Bank stock $ 16,046 9,250 Other nonmarketable investments 3,151 1,180 Investment in Trust Preferred subsidiaries 403 403 Total other investments $ 19,600 10,833

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2023
Receivables [Abstract]
Schedule of composition of our loan portfolio	Schedule of composition of our loan portfolio September 30, 2023 December 31, 2022 (dollars in thousands) Commercial [Member] Amount % of Total Amount % of Total Commercial Owner occupied RE Owner occupied RE [Member] $ 637,038 17.9 % $ 612,901 18.7 % Non-owner occupied RE Non-owner occupied RE [Member] 937,749 26.4 % 862,579 26.3 % Construction Construction [Member] 119,629 3.4 % 109,726 3.4 % Business Business [Member] 500,253 14.1 % 468,112 14.3 % Total commercial loans Consumer [Member] 2,194,669 61.8 % 2,053,318 62.7 % Consumer Real estate Real estate [Member] 1,074,679 30.2 % 931,278 28.4 % Home equity Home equity [Member] 180,856 5.1 % 179,300 5.5 % Construction Construction [Member] 54,210 1.5 % 80,415 2.5 % Other Other [Member] 49,218 1.4 % 29,052 0.9 % Total consumer loans 1,358,963 38.2 % 1,220,045 37.3 % Total gross loans, net of deferred fees 3,553,632 100.0 % 3,273,363 100.0 % Less—allowance for credit losses (41,131 ) (38,639 ) Total loans, net $ 3,512,501 $ 3,234,724
Schedule of loan maturity distribution by type and related interest rate	Schedule of loan maturity distribution by type and related interest rate September 30, 2023 (dollars in thousands) One year After one After five but After fifteen Total Commercial Owner occupied RE $ 13,679 177,138 404,693 41,528 637,038 Non-owner occupied RE 66,746 501,700 343,953 25,350 937,749 Construction 23,899 44,452 51,278 - 119,629 Business 106,126 198,150 191,559 4,418 500,253 Total commercial loans 210,450 921,440 991,483 71,296 2,194,669 Consumer Real estate 8,646 50,898 304,890 710,245 1,074,679 Home equity 1,996 24,720 149,252 4,888 180,856 Construction - 259 31,796 22,155 54,210 Other 12,945 33,082 2,376 815 49,218 Total consumer loans 23,587 108,959 488,314 738,103 1,358,963 Total gross loans, net of deferred fees $ 234,037 1,030,399 1,479,797 809,399 3,553,632 December 31, 2022 (dollars in thousands) One year After one After five After fifteen Total Commercial Owner occupied RE $ 10,574 133,017 420,881 48,429 612,901 Non-owner occupied RE 44,570 419,976 371,208 26,825 862,579 Construction 5,509 36,537 61,009 6,671 109,726 Business 96,157 194,489 173,259 4,207 468,112 Total commercial loans 156,810 784,019 1,026,357 86,132 2,053,318 Consumer Real estate 12,137 38,948 260,005 620,188 931,278 Home equity 1,336 20,933 151,696 5,335 179,300 Construction 665 182 23,788 55,780 80,415 Other 3,926 21,890 2,458 778 29,052 Total consumer loans 18,064 81,953 437,947 682,081 1,220,045 Total gross loans, net of deferred fees $ 174,874 865,972 1,464,304 768,213 3,273,363
Schedule of composition of gross loans by rate type	Schedule of composition of gross loans by rate type September 30, 2023 December 31, 2022 Interest Rate Interest Rate (dollars in thousands) Fixed Floating or Fixed Floating or Commercial Commercial [Member] Owner occupied RE Owner occupied RE [Member] $ 614,563 8,796 598,513 3,814 Non-owner occupied RE Non-owner occupied RE [Member] 787,479 83,524 742,763 75,246 Construction Construction [Member] 65,517 30,213 90,246 13,971 Business Business [Member] 300,464 93,663 298,866 73,089 Total commercial loans 1,768,023 216,196 1,730,388 166,120 Consumer Consumer [Member] Real estate Real estate [Member] 1,066,033 - 919,130 11 Home equity Home equity [Member] 12,403 166,457 14,173 163,791 Construction Construction [Member] 54,210 - 79,750 - Other Other [Member] 11,916 24,357 19,113 6,013 Total consumer loans 1,144,562 190,814 1,032,166 169,815 Total gross loans, net of deferred fees $ 2,912,585 407,010 2,762,554 335,935
Schedule of breakdown of outstanding loans by risk category	Schedule of breakdown of outstanding loans by risk category September 30, 2023 (dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Revolving Converted to Term Total Commercial Owner occupied RE Pass $ 38,310 178,722 143,057 67,509 62,216 112,528 - 167 602,509 Watch - 3,482 464 16,074 3,551 6,821 - - 30,392 Special Mention - 186 - - - 3,074 - - 3,260 Substandard - - - - - 877 - - 877 Total Owner occupied RE 38,310 182,390 143,521 83,583 65,767 123,300 - 167 637,038 Non-owner occupied RE Pass 79,567 302,942 169,567 109,566 59,595 173,400 257 - 894,894 Watch 772 828 10,221 - 5,393 6,610 - - 23,824 Special Mention - - 199 - 8,267 878 - - 9,344 Substandard - - - - 8,073 1,614 - - 9,687 Total Non-owner occupied RE 80,339 303,770 179,987 109,566 81,328 182,502 257 - 937,749 Construction Pass 13,921 72,528 22,179 9,897 - - - - 118,525 Watch - 1,104 - - - - - - 1,104 Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 13,921 73,632 22,179 9,897 - - - - 119,629 Business Pass 41,808 136,635 50,098 19,637 18,214 53,775 144,671 1,099 465,937 Watch 282 14,431 1,955 1,114 913 3,958 6,697 - 29,350 Special Mention 101 977 77 793 211 234 - 98 2,491 Substandard - 490 164 - 153 1,199 447 22 2,475 Total Business 42,191 152,533 52,294 21,544 19,491 59,166 151,815 1,219 500,253 Total Commercial loans 174,761 712,325 397,981 224,590 166,586 364,968 152,072 1,386 2,194,669 Consumer Real estate Pass 126,174 273,593 283,538 178,459 66,468 108,094 - - 1,036,326 Watch 490 5,684 7,877 3,941 2,058 4,098 - - 24,148 Special Mention - 2,319 1,663 1,301 2,407 2,799 - - 10,489 Substandard - 186 637 820 323 1,750 - - 3,716 Total Real estate 126,664 281,782 293,715 184,521 71,256 116,741 - - 1,074,679 Home equity Pass - - - - - - 168,399 - 168,399 Watch - - - - - - 6,870 - 6,870 Special Mention - - - - - - 4,150 - 4,150 Substandard - - - - - - 1,437 - 1,437 Total Home equity - - - - - - 180,856 - 180,856 Construction Pass 9,798 35,606 8,806 - - - - - 54,210 Watch - - - - - - - - - Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 9,798 35,606 8,806 - - - - - 54,210 Other Pass 923 2,643 2,578 1,505 846 2,726 36,718 - 47,939 Watch 44 33 352 4 1 167 94 - 695 Special Mention - 334 - - 27 84 51 - 496 Substandard - - 80 - 1 - 7 - 88 Total Other 967 3,010 3,010 1,509 875 2,977 36,870 - 49,218 Total Consumer loans 137,429 320,398 305,531 186,030 72,131 119,718 217,726 - 1,358,963 Total loans $ 312,190 1,032,723 703,512 410,620 238,717 484,686 369,798 1,386 3,553,632 Current period gross write-offs - (200 ) - (28 ) - (10 ) (405 ) - (643 ) The following table presents loan balances classified by credit quality indicators by year of origination as of December 31, 2022. December 31, 2022 (dollars in thousands) 2022 2021 2020 2019 2018 Prior Revolving Revolving Total Commercial Owner occupied RE Pass $ 169,083 122,654 85,867 66,299 36,718 93,915 - - 574,536 Watch 14,648 479 9,339 3,658 - 6,792 - - 34,916 Special Mention 200 - - - - 2,960 - - 3,160 Substandard - - - - 289 - - - 289 Total Owner occupied RE 183,931 123,133 95,206 69,957 37,007 103,667 - - 612,901 Non-owner occupied RE Pass 281,890 169,599 113,264 59,550 79,722 106,967 604 137 811,733 Watch 1,061 9,491 - 10,683 1,408 11,660 - - 34,303 Special Mention - 202 - 6,087 - 930 - - 7,219 Substandard - 134 - 7,992 327 871 - - 9,324 Total Non-owner occupied RE 282,951 179,426 113,264 84,312 81,457 120,428 604 137 862,579 Construction Pass 48,420 55,129 4,811 247 - - - - 108,607 Watch 1,119 - - - - - - - 1,119 Special Mention - - - - - - - - - Substandard - - - - - - - - - Total Construction 49,539 55,129 4,811 247 - - - - 109,726 Business Pass 136,489 57,804 29,864 21,808 35,249 28,914 136,337 709 447,174 Watch 3,186 2,058 1,318 1,282 179 3,074 3,783 439 15,319 Special Mention 1,137 260 386 210 - 252 115 642 3,002 Substandard 498 - 188 233 315 911 472 - 2,617 Total Business 141,310 60,122 31,756 23,533 35,743 33,151 140,707 1,790 468,112 Total Commercial loans 657,731 417,810 245,037 178,049 154,207 257,246 141,311 1,927 2,053,318 Consumer Real estate Pass 243,589 269,565 189,075 72,499 39,042 76,172 - - 889,942 Watch 6,196 8,256 3,847 2,278 494 3,671 - - 24,742 Special Mention 3,114 1,938 2,644 2,258 955 2,639 - - 13,548 Substandard - 648 227 341 408 1,422 - - 3,046 Total Real estate 252,899 280,407 195,793 77,376 40,899 83,904 - - 931,278 Home equity Pass - - - - - - 165,847 - 165,847 Watch - - - - - - 7,226 - 7,226 Special Mention - - - - - - 4,055 - 4,055 Substandard - - - - - - 2,172 - 2,172 Total Home equity - - - - - - 179,300 - 179,300 Construction Pass 41,138 34,039 4,923 - - - - - 80,100 Watch - - - - - - - - - Special Mention - - - 315 - - - - 315 Substandard - - - - - - - - - Total Construction 41,138 34,039 4,923 315 - - - - 80,415 Other Pass 3,894 3,038 1,702 1,534 341 3,015 14,465 - 27,989 Watch 46 367 15 5 16 175 93 - 717 Special Mention 94 - - 44 75 23 96 - 332 Substandard - - - 5 - - 9 - 14 Total Other 4,034 3,405 1,717 1,588 432 3,213 14,663 - 29,052 Total Consumer loans 298,071 317,851 202,433 79,279 41,331 87,117 193,963 - 1,220,045 Total loans $ 955,802 735,661 447,470 257,328 195,538 344,363 335,274 1,927 3,273,363 Current period gross write-offs - (91 ) - (23 ) - (32 ) (339 ) - (485 )
Schedule of loan balances by payment status	Schedule of loan balances by payment status September 30, 2023 (dollars in thousands) Accruing 30 Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 637,038 637,038 Non-owner occupied RE 440 - - 1,615 935,694 937,749 Construction - - - - 119,629 119,629 Business 347 27 - 404 499,475 500,253 Consumer Real estate 1,210 - - 1,228 1,072,241 1,074,679 Home equity 226 182 - 1,068 179,380 180,856 Construction - - - - 54,210 54,210 Other - - - - 49,218 49,218 Total loans $ 2,223 209 - 4,315 3,546,885 3,553,632 Total loans over 90 days past due - - - - - 1,572 December 31, 2022 (dollars in thousands) Accruing 30- Accruing 60-89 Accruing 90 Nonaccrual Accruing Total Commercial Owner occupied RE $ - - - - 612,901 612,901 Non-owner occupied RE 119 757 - 247 861,456 862,579 Construction - - - - 109,726 109,726 Business 24 1 - 182 467,905 468,112 Consumer Real estate 330 - - 1,099 929,849 931,278 Home equity 50 - - 1,099 178,151 179,300 Construction - - - - 80,415 80,415 Other 88 - - - 28,964 29,052 Total loans $ 611 758 - 2,627 3,269,367 3,273,363 Total loans over 90 days past due - - - - - 402
Schedule nonaccrual loans by major categories	Schedule nonaccrual loans by major categories September 30, 2023 December 31, 2022 Nonaccrual Nonaccrual Nonaccrual Nonaccrual loans loans Total loans loans Total with no with an nonaccrual with no with an nonaccrual (dollars in thousands) allowance allowance loans allowance allowance loans Commercial Owner occupied RE - - - - - - Non-owner occupied RE 379 1,236 1,615 114 133 247 Construction - - - - - - Business 170 234 404 - 182 182 Total commercial 549 1,470 2,019 114 315 429 Consumer Real estate 227 1,001 1,228 - 1,099 1,099 Home equity 181 887 1,068 194 905 1,099 Construction - - - - - - Other - - - - - - Total consumer 408 1,888 2,296 194 2,004 2,198 Total nonaccrual loans 957 3,358 4,315 308 2,319 2,627
Schedule of nonperforming assets, including nonaccruing TDRs	Schedule of nonperforming assets, including nonaccruing TDRs (dollars in thousands) September 30, 2023 December 31, 2022 Nonaccrual loans $ 4,315 2,627 Other real estate owned - - Total nonperforming assets $ 4,315 2,627 Nonperforming assets as a percentage of: Total assets 0.11 % 0.07 % Gross loans 0.12 % 0.08 % Total loans over 90 days past due $ 1,572 402 Loans over 90 days past due and still accruing - - Accruing troubled debt restructurings - 4,503
Schedule of amortized cost basis of loans	Schedule of amortized cost basis of loans Term Extension (dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Commercial Business $ 329 0.07% Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.
Schedule of activity related to the allowance for credit losses	Schedule of activity related to the allowance for credit losses Three months ended September 30, 2023 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 5,896 11,584 1,331 8,152 10,395 2,521 684 542 41,105 Provision for credit losses 300 (247 ) (34 ) (148 ) 191 (20 ) (102 ) (40 ) (100 ) Loan charge-offs - (1 ) - (42 ) - - - - (43 ) Loan recoveries - 154 - 13 - 2 - - 169 Net loan recoveries (charge-offs) - 153 - (29 ) - 2 - - 126 Balance, end of period $ 6,196 11,490 1,297 7,975 10,586 2,503 582 502 41,131 Net recoveries to average loans (annualized) (0.01 )% Allowance for credit losses to gross loans 1.16 % Allowance for credit losses to nonperforming loans 953.25 % Three months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 4,829 10,010 1,060 6,717 7,992 2,442 851 291 34,192 Provision for credit losses 476 (1,595 ) (82 ) 875 782 3 41 25 525 Loan charge-offs - - - - - - - - - Loan recoveries - 1,540 - 51 - 8 - 1 1,600 Net loan recoveries (charge-offs) - 1,540 - 51 - 8 - 1 1,600 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net recoveries to average loans (annualized) (0.22 )% Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1,388.87 % Nine months ended September 30, 2023 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 5,867 10,376 1,292 7,861 9,487 2,551 893 312 38,639 Provision for credit losses 329 1,138 5 120 1,099 278 (311 ) 192 2,850 Loan charge-offs - (209 ) - (43 ) - (389 ) - (2 ) (643 ) Loan recoveries - 185 - 37 - 63 - - 285 Net loan recoveries (charge-offs) - (24 ) - (6 ) - (326 ) - (2 ) (358 ) Balance, end of period $ 6,196 11,490 1,297 7,975 10,586 2,503 582 502 41,131 Net charge-offs to average loans (annualized) 0.01 % Allowance for credit losses to gross loans 1.16 % Allowance for credit losses to nonperforming loans 953.25 % Nine months ended September 30, 2022 Commercial Consumer (dollars in thousands) Owner occupied RE Non- Construction Business Real Estate Home Construction Other Total Balance, beginning of period $ 4,700 10,518 625 4,887 7,083 1,697 578 320 30,408 Adjustment for CECL (313 ) 333 154 1,057 (294 ) 438 130 (5 ) 1,500 Provision for credit losses 918 (2,436 ) 199 1,558 1,985 575 184 92 3,075 Loan charge-offs - - - (55 ) - (339 ) - (91 ) (485 ) Loan recoveries - 1,540 - 196 - 82 - 1 1,819 Net loan recoveries (charge-offs) - 1,540 - 141 - (257 ) - (90 ) 1,334 Balance, end of period $ 5,305 9,955 978 7,643 8,774 2,453 892 317 36,317 Net recoveries to average loans (annualized) (0.06 )% Allowance for credit losses to gross loans 1.20 % Allowance for credit losses to nonperforming loans 1,388.87 %
Schedule of analysis of collateral-dependent loans of the company	Schedule of analysis of collateral-dependent loans of the company Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 908 - - 908 Construction - - - - Business 244 - - 244 Total commercial 1,152 - - 1,152 Consumer Real estate 386 - - 386 Home equity 182 - - 182 Construction - - - - Other - - - - Total consumer 568 - - 568 Total $ 1,720 - - 1,720 December 31, 2022 Real Business (dollars in thousands) estate assets Other Total Commercial Owner occupied RE $ - - - - Non-owner occupied RE 114 - - 114 Construction - - - - Business 30 - - 30 Total commercial 144 - - 144 Consumer Real estate 207 - - 207 Home equity 194 - - 194 Construction - - - - Other - - - - Total consumer 401 - - 401 Total $ 545 - - 545
Schedule of allowance for credit losses for unfunded loan commitments	Schedule of allowance for credit losses for unfunded loan commitments Three months ended Three months ended (dollars in thousands) September 30, 2023 September 30, 2022 Balance, beginning of period $ 2,565 2,330 Adjustment for adoption of CECL - - Provision for (reversal of) credit losses (400 ) 425 Balance, end of period $ 2,165 2,755 Unfunded Loan Commitments $ 780,581 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.28 % 0.33 % Nine months ended Nine months ended (dollars in thousands) September 30, 2023 September 30, 2022 Balance, beginning of period $ 2,780 - Adjustment for adoption of CECL - 2,000 Provision for (reversal of) credit losses (615 ) 755 Balance, end of period $ 2,165 2,755 Unfunded Loan Commitments $ 780,581 840,912 Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.28 % 0.33 %

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment	Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment September 30, 2023 December 31, 2022 (dollars in thousands) Carrying Hedged Asset Carrying Hedged Asset Fixed Rate Asset 1 $ 206,250 $ 6,250 $ - $ - 1 These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of September 30, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $ 729.5 6.3 200.0
Schedule of outstanding financial derivative instruments	Schedule of outstanding financial derivative instruments September 30, 2023 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Derivatives designated as hedging instruments: Fair value swap Fair value swap [Member] $ 200,000 Other assets $ 6,250 Derivatives not designated as hedging instruments: Mortgage loan interest rate lock commitments Mortgage loan interest rate lock commitments [Member] 16,401 Other assets 160 MBS forward sales commitments MBS forward sales commitments [Member] 10,000 Other assets 38 Total derivative financial instruments Total derivative financial instruments [Member] $ 226,401 $ 6,448 December 31, 2022 Fair Value (dollars in thousands) Notional Balance Sheet Location Asset/(Liability) Derivatives not designated as hedging instruments: Mortgage loan interest rate lock commitments $ 6,793 Other assets $ 49 MBS forward sales commitments 5,750 Other assets 27 Total derivative financial instruments $ 12,543 $ 76
Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income	Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income Three months ended Nine months ended (dollars in thousands) 2023 2022 2023 2022 Gain (loss) on fair value hedging relationship: Hedged asset $ 3,500 - 6,250 - Fair value derivative designated as hedging instrument (3,501 ) - (6,285 ) - Total gain (loss) recognized in interest income on loans $ (1 ) - (35 ) -

Fair Value Accounting (Tables)

Fair Value Accounting (Tables)	9 Months Ended
	Sep. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value on a recurring basis	Schedule of assets and liabilities measured at fair value on a recurring basis September 30, 2023 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale Level 1 [Member] Corporate bonds Level 2 [Member] $ - 1,850 - 1,850 US treasuries Level 3 [Member] - 25,603 - 25,603 US government agencies - 18,724 - 18,724 State and political subdivisions - 18,310 - 18,310 Asset-backed securities - 29,641 - 29,641 Mortgage-backed securities - 49,907 - 49,907 Mortgage loans held for sale - 7,117 - 7,117 Mortgage loan interest rate lock commitments - 160 - 160 MBS forward sales commitments - 38 - 38 Derivative asset - 6,250 - 6,250 Total assets measured at fair value on a recurring basis $ - 157,600 - 157,600 December 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Securities available for sale: Corporate bonds $ - 1,883 - 1,883 US treasuries - 871 - 871 US government agencies - 10,617 - 10,617 State and political subdivisions - 18,906 - 18,906 Asset-backed securities - 6,229 - 6,229 Mortgage-backed securities - 54,841 - 54,841 Mortgage loans held for sale - 3,917 - 3,917 Mortgage loan interest rate lock commitments - 49 - 49 MBS forward sales commitments - 27 - 27 Total assets measured at fair value on a recurring basis $ - 97,340 - 97,340
Schedule of assets and liabilities measured at fair value on a nonrecurring basis	Schedule of assets and liabilities measured at fair value on a nonrecurring basis As of September 30, 2023 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually evaluated loans $ - 957 3,624 4,581 Total assets measured at fair value on a nonrecurring basis $ - 957 3,624 4,581 As of December 31, 2022 (dollars in thousands) Level 1 Level 2 Level 3 Total Assets Individually evaluated loans $ - 429 4,071 4,500 Total assets measured at fair value on a nonrecurring basis $ - 429 4,071 4,500
Schedule of unobservable inputs used in the fair value measurements	Schedule of unobservable inputs used in the fair value measurements Valuation Technique Significant Unobservable Inputs Range of Inputs Individually evaluated loans Appraised Value/ Discounted Cash Flows Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal 0 25
Schedule of estimated fair values of the company's financial instruments	Schedule of estimated fair values of the company's financial instruments September 30, 2023 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 19,600 19,600 - - 19,600 Loans 1 3,506,372 3,221,087 - - 3,221,087 Financial Liabilities: Deposits 3,347,771 2,957,882 - 2,957,882 - Subordinated debentures 36,295 40,820 - 40,820 - December 31, 2022 (dollars in thousands) Carrying Fair Level 1 Level 2 Level 3 Financial Assets: Other investments, at cost $ 10,833 10,833 - - 10,833 Loans 1 3,227,455 3,057,891 - - 3,057,891 Financial Liabilities: Deposits 3,133,864 2,717,900 - 2,717,900 - Subordinated debentures 36,214 39,885 - 39,885 - 1 Carrying amount is net of the allowance for credit losses and individually evaluated loans.

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2023
Leases
Schedule of maturities of lease liabilities	Schedule of maturities of lease liabilities (dollars in thousands) Leases 2023 $ 516 2024 2,099 2025 2,157 2026 2,210 2027 2,268 Thereafter 22,202 Total undiscounted lease payments 31,452 Discount effect of cash flows 6,468 Total lease liability $ 24,984

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2023
Earnings per common share
Schedule of earnings per share computations	Schedule of earnings per share computations Three months ended Nine months ended (dollars in thousands, except share data) 2023 2022 2023 2022 Numerator: Net income available to common shareholders $ 4,098 8,413 9,259 23,623 Denominator: Weighted-average common shares outstanding – basic 8,052,926 7,972,146 8,043,410 7,954,025 Common stock equivalents 19,482 92,941 34,420 117,963 Weighted-average common shares outstanding – diluted 8,072,408 8,065,087 8,077,830 8,071,988 Earnings per common share: Basic $ 0.51 1.06 1.15 2.97 Diluted $ 0.51 1.04 1.15 2.93

Investment Securities (Details)

Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Marketable Securities [Line Items]
Available for sale, Fair Value	$ 144,035	$ 93,347
Corporate bonds [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	2,153	2,172
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	303	289
Available for sale, Fair Value	1,850	1,883
US treasuries [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	25,737	999
Available for sale, Gross Unrealized Gains	2
Available for sale, Gross Unrealized Losses	136	128
Available for sale, Fair Value	25,603	871
US government agencies [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	21,225	13,007
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	2,501	2,390
Available for sale, Fair Value	18,724	10,617
State and political subdivisions [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	22,708	22,910
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	4,398	4,004
Available for sale, Fair Value	18,310	18,906
Asset-backed securities [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	29,780	6,435
Available for sale, Gross Unrealized Gains	25
Available for sale, Gross Unrealized Losses	164	206
Available for sale, Fair Value	29,641	6,229
Mortgage-backed securities [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	61,741	64,800
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	11,834	9,959
Available for sale, Fair Value	49,907	54,841
Mortgage-backed securities [Member] | FHLMC [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	23,379	24,086
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	4,639	3,745
Available for sale, Fair Value	18,740	20,341
Mortgage-backed securities [Member] | FNMA [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	33,251	35,141
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	6,285	5,520
Available for sale, Fair Value	26,966	29,621
Mortgage-backed securities [Member] | GNMA [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	5,111	5,573
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses	910	694
Available for sale, Fair Value	4,201	4,879
Mortgage-backed securities [Member] | Total investment securities [Member]
Marketable Securities [Line Items]
Available for sale, Amortized Cost	163,344	110,323
Available for sale, Gross Unrealized Gains	27
Available for sale, Gross Unrealized Losses	19,336	16,976
Available for sale, Fair Value	$ 144,035	$ 93,347

Investment Securities (Detail_2

Investment Securities (Details) - Schedule of maturities and yields on the Company's investment securities - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Corporate bonds [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 1,850	$ 1,883
Contractual Maturities, Five to ten years, Yield	2.01%	2%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 1,850	$ 1,883
Contractual Maturities, Total, Yield	2.01%	2%
US treasuries [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount	$ 24,739
Contractual Maturities, Less than one year, Yield	5.39%
Contractual Maturities, One to five years, Amount	$ 864
Contractual Maturities, One to five years, Yield	1.27%
Contractual Maturities, Five to ten years, Amount		$ 871
Contractual Maturities, Five to ten years, Yield		1.27%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 25,603	$ 871
Contractual Maturities, Total, Yield	5.25%	1.27%
US government agencies [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount	$ 956
Contractual Maturities, Less than one year, Yield	0.45%
Contractual Maturities, One to five years, Amount	$ 2,293	$ 3,223
Contractual Maturities, One to five years, Yield	1%	0.85%
Contractual Maturities, Five to ten years, Amount	$ 15,475	$ 7,394
Contractual Maturities, Five to ten years, Yield	4.45%	1.55%
Contractual Maturities, Over ten years, Amount
Contractual Maturities, Over ten years, Yield
Contractual Maturities, Total, Amount	$ 18,724	$ 10,617
Contractual Maturities, Total, Yield	3.82%	1.34%
State and political subdivisions [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 872	$ 460
Contractual Maturities, One to five years, Yield	1.94%	2.13%
Contractual Maturities, Five to ten years, Amount	$ 4,919	$ 5,382
Contractual Maturities, Five to ten years, Yield	1.80%	1.80%
Contractual Maturities, Over ten years, Amount	$ 12,519	$ 13,064
Contractual Maturities, Over ten years, Yield	2.17%	2.16%
Contractual Maturities, Total, Amount	$ 18,310	$ 18,906
Contractual Maturities, Total, Yield	2.06%	2.05%
Asset-backed securities [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount
Contractual Maturities, One to five years, Yield
Contractual Maturities, Five to ten years, Amount	$ 340	$ 554
Contractual Maturities, Five to ten years, Yield	6.24%	4.77%
Contractual Maturities, Over ten years, Amount	$ 29,301	$ 5,675
Contractual Maturities, Over ten years, Yield	6.61%	5.14%
Contractual Maturities, Total, Amount	$ 29,641	$ 6,229
Contractual Maturities, Total, Yield	6.60%	5.10%
Mortgage-backed securities [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount
Contractual Maturities, Less than one year, Yield
Contractual Maturities, One to five years, Amount	$ 4,680	$ 4,594
Contractual Maturities, One to five years, Yield	1.16%	1.13%
Contractual Maturities, Five to ten years, Amount	$ 5,140	$ 3,959
Contractual Maturities, Five to ten years, Yield	1.59%	1.60%
Contractual Maturities, Over ten years, Amount	$ 40,087	$ 46,288
Contractual Maturities, Over ten years, Yield	1.94%	1.90%
Contractual Maturities, Total, Amount	$ 49,907	$ 54,841
Contractual Maturities, Total, Yield	1.83%	1.82%
Total investment securities [Member]
Marketable Securities [Line Items]
Contractual Maturities, Less than one year, Amount	$ 25,695
Contractual Maturities, Less than one year, Yield	5.21%
Contractual Maturities, One to five years, Amount	$ 8,709	$ 8,277
Contractual Maturities, One to five years, Yield	1.20%	1.08%
Contractual Maturities, Five to ten years, Amount	$ 27,724	$ 20,043
Contractual Maturities, Five to ten years, Yield	3.31%	1.75%
Contractual Maturities, Over ten years, Amount	$ 81,907	$ 65,027
Contractual Maturities, Over ten years, Yield	3.64%	2.24%
Contractual Maturities, Total, Amount	$ 144,035	$ 93,347
Contractual Maturities, Total, Yield	3.71%	2.03%

Investment Securities (Detail_3

Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities $ in Thousands	Sep. 30, 2023 USD ($) Integer	Dec. 31, 2022 USD ($) Integer
Corporate bonds [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	1	1
Available for sale Securities, 12 months or longer, Fair value	$ 1,850	$ 1,883
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 303	$ 289
Available for sale Securities, Total, Number of investments | Investments | Integer	1	1
Available for sale Securities, Total, Fair value	$ 1,850	$ 1,883
Available for sale Securities, Total, Unrealized losses	$ 303	$ 289
US treasuries [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	1	1
Available for sale Securities, 12 months or longer, Fair value	$ 863	$ 871
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 136	$ 128
Available for sale Securities, Total, Number of investments | Investments | Integer	1	1
Available for sale Securities, Total, Fair value	$ 863	$ 871
Available for sale Securities, Total, Unrealized losses	$ 136	$ 128
US government agencies [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer	2
Available for sale Securities, Less than 12 months, Fair value	$ 8,156
Available for sale Securities, Less than 12 months, Unrealized losses	$ 60
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	10	10
Available for sale Securities, 12 months or longer, Fair value	$ 10,568	$ 10,617
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 2,441	$ 2,390
Available for sale Securities, Total, Number of investments | Investments | Integer	12	10
Available for sale Securities, Total, Fair value	$ 18,724	$ 10,617
Available for sale Securities, Total, Unrealized losses	$ 2,501	$ 2,390
State and political subdivisions [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer	2	10
Available for sale Securities, Less than 12 months, Fair value	$ 734	$ 5,101
Available for sale Securities, Less than 12 months, Unrealized losses	$ 33	$ 763
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	30	22
Available for sale Securities, 12 months or longer, Fair value	$ 17,576	$ 13,805
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 4,365	$ 3,241
Available for sale Securities, Total, Number of investments | Investments | Integer	32	32
Available for sale Securities, Total, Fair value	$ 18,310	$ 18,906
Available for sale Securities, Total, Unrealized losses	$ 4,398	$ 4,004
Asset-backed securities [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer	5	5
Available for sale Securities, Less than 12 months, Fair value	$ 15,631	$ 4,291
Available for sale Securities, Less than 12 months, Unrealized losses	$ 83	$ 135
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	7	3
Available for sale Securities, 12 months or longer, Fair value	$ 5,039	$ 1,938
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 81	$ 71
Available for sale Securities, Total, Number of investments | Investments | Integer	12	8
Available for sale Securities, Total, Fair value	$ 20,670	$ 6,229
Available for sale Securities, Total, Unrealized losses	$ 164	$ 206
Mortgage-backed securities [Member] | FHLMC [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer	2	4
Available for sale Securities, Less than 12 months, Fair value	$ 2,726	$ 3,712
Available for sale Securities, Less than 12 months, Unrealized losses	$ 189	$ 155
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	19	17
Available for sale Securities, 12 months or longer, Fair value	$ 16,014	$ 16,629
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 4,450	$ 3,590
Available for sale Securities, Total, Number of investments | Investments | Integer	21	21
Available for sale Securities, Total, Fair value	$ 18,740	$ 20,341
Available for sale Securities, Total, Unrealized losses	$ 4,639	$ 3,745
Mortgage-backed securities [Member] | FNMA [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer		9
Available for sale Securities, Less than 12 months, Fair value		$ 2,208
Available for sale Securities, Less than 12 months, Unrealized losses		$ 201
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	37	28
Available for sale Securities, 12 months or longer, Fair value	$ 26,966	$ 27,413
Available for sale Securities, 12 months or Longer, Unrealized losses	6,285	5,319
Available for sale Securities, Total, Fair value	26,966	29,621
Available for sale Securities, Total, Unrealized losses	$ 6,285	$ 5,520
Available for sale Securities, Total, Number of investments | Investments | Integer	37	37
Mortgage-backed securities [Member] | GNMA [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer		1
Available for sale Securities, Less than 12 months, Fair value		$ 103
Available for sale Securities, Less than 12 months, Unrealized losses		$ 7
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	6	6
Available for sale Securities, 12 months or longer, Fair value	$ 4,201	$ 4,776
Available for sale Securities, 12 months or Longer, Unrealized losses	$ 910	$ 687
Available for sale Securities, Total, Number of investments | Investments | Integer	6	7
Available for sale Securities, Total, Fair value	$ 4,201	$ 4,879
Available for sale Securities, Total, Unrealized losses	$ 910	$ 694
Total investment securities [Member]
Marketable Securities [Line Items]
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer	11	29
Available for sale Securities, Less than 12 months, Fair value	$ 27,247	$ 15,415
Available for sale Securities, Less than 12 months, Unrealized losses	$ 365	$ 1,261
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer	111	88
Available for sale Securities, 12 months or longer, Fair value	$ 83,077	$ 77,932
Available for sale Securities, 12 months or Longer, Unrealized losses	18,971	15,715
Available for sale Securities, Total, Fair value	110,324	93,347
Available for sale Securities, Total, Unrealized losses	$ 19,336	$ 16,976
Available for sale Securities, Total, Number of investments | Investments | Integer	122	117

Investment Securities (Detail_4

Investment Securities (Details) - Schedule of other investments - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Federal Home Loan Bank stock	$ 16,046	$ 9,250
Other nonmarketable investments	3,151	1,180
Investment in Trust Preferred subsidiaries	403	403
Total other investments	$ 19,600	$ 10,833

Investment Securities (Details

Investment Securities (Details Narrative)	Sep. 30, 2023 Integer
Investments, Debt and Equity Securities [Abstract]
Fair market value, less than 12 months, number of investments	122

Mortgage Loans Held for Sale (D

Mortgage Loans Held for Sale (Details Narrative) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Mortgage Loans Held For Sale
Mortgage loans held for sale, fair value	$ 7,100	$ 3,900

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Consumer
Total gross loans, net of deferred fees	$ 3,553,632	$ 3,273,363
Total gross loans, net of deferred fees percentage	100%	100%
Less-allowance for credit losses	$ (41,131)	$ (38,639)
Total loans, net	3,512,501	3,234,724
Commercial [Member]
Commercial
Total commercial loans	$ 2,194,669	$ 2,053,318
Total commercial loans percentage	61.80%	62.70%
Commercial [Member] | Construction [Member]
Commercial
Total commercial loans	$ 119,629	$ 109,726
Total commercial loans percentage	3.40%	3.40%
Commercial [Member] | Business [Member]
Commercial
Total commercial loans	$ 500,253	$ 468,112
Total commercial loans percentage	14.10%	14.30%
Commercial [Member] | Owner occupied RE [Member]
Commercial
Total commercial loans	$ 637,038	$ 612,901
Total commercial loans percentage	17.90%	18.70%
Commercial [Member] | Non-owner occupied RE [Member]
Commercial
Total commercial loans	$ 937,749	$ 862,579
Total commercial loans percentage	26.40%	26.30%
Consumer [Member]
Consumer
Total consumer loans	$ 1,358,963	$ 1,220,045
Total consumer loans percentage	38.20%	37.30%
Consumer [Member] | Construction [Member]
Consumer
Total consumer loans	$ 54,210	$ 80,415
Total consumer loans percentage	1.50%	2.50%
Consumer [Member] | Real estate [Member]
Consumer
Total consumer loans	$ 1,074,679	$ 931,278
Total consumer loans percentage	30.20%	28.40%
Consumer [Member] | Home equity [Member]
Consumer
Total consumer loans	$ 180,856	$ 179,300
Total consumer loans percentage	5.10%	5.50%
Consumer [Member] | Other [Member]
Consumer
Total consumer loans	$ 49,218	$ 29,052
Total consumer loans percentage	1.40%	0.90%

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses (Details) - Schedule of loan maturity distribution by type and related interest rate - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 2,194,669	$ 2,053,318
Total consumer loans	1,358,963	1,220,045
Total gross loans, net of deferred fees	3,553,632	3,273,363
One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	210,450	156,810
Total consumer loans	23,587	18,064
Total gross loans, net of deferred fees	234,037	174,874
After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	921,440	784,019
Total consumer loans	108,959	81,953
Total gross loans, net of deferred fees	1,030,399	865,972
After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	991,483	1,026,357
Total consumer loans	488,314	437,947
Total gross loans, net of deferred fees	1,479,797	1,464,304
After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	71,296	86,132
Total consumer loans	738,103	682,081
Total gross loans, net of deferred fees	809,399	768,213
Owner Occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	637,038	612,901
Owner Occupied RE [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	13,679	10,574
Owner Occupied RE [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	177,138	133,017
Owner Occupied RE [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	404,693	420,881
Owner Occupied RE [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	41,528	48,429
Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	937,749	862,579
Non-owner occupied RE [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	66,746	44,570
Non-owner occupied RE [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	501,700	419,976
Non-owner occupied RE [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	343,953	371,208
Non-owner occupied RE [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	25,350	26,825
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	119,629	109,726
Total consumer loans	54,210	80,415
Construction [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	23,899	5,509
Total consumer loans		665
Construction [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	44,452	36,537
Total consumer loans	259	182
Construction [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	51,278	61,009
Total consumer loans	31,796	23,788
Construction [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans		6,671
Total consumer loans	22,155	55,780
Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	500,253	468,112
Business [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	106,126	96,157
Business [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	198,150	194,489
Business [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	191,559	173,259
Business [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	4,418	4,207
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	1,074,679	931,278
Real Estate [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	8,646	12,137
Real Estate [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	50,898	38,948
Real Estate [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	304,890	260,005
Real Estate [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	710,245	620,188
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	180,856	179,300
Home Equity [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	1,996	1,336
Home Equity [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	24,720	20,933
Home Equity [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	149,252	151,696
Home Equity [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	4,888	5,335
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	49,218	29,052
Other [Member] | One Year Or Less [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	12,945	3,926
Other [Member] | After One But Within Five Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	33,082	21,890
Other [Member] | After Five But Within Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	2,376	2,458
Other [Member] | After Fifteen Years [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 815	$ 778

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed total gross loans, net of deferred fees	$ 2,912,585	$ 2,762,554
Interest Rate, Floating or Adjustable total gross loans, net of deferred fees	407,010	335,935
Commercial [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	1,768,023	1,730,388
Interest Rate, Floating or Adjustable	216,196	166,120
Commercial [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	65,517	90,246
Interest Rate, Floating or Adjustable	30,213	13,971
Commercial [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	300,464	298,866
Interest Rate, Floating or Adjustable	93,663	73,089
Commercial [Member] | Owner occupied RE [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	614,563	598,513
Interest Rate, Floating or Adjustable	8,796	3,814
Commercial [Member] | Non-owner occupied RE [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	787,479	742,763
Interest Rate, Floating or Adjustable	83,524	75,246
Consumer [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	1,144,562	1,032,166
Interest Rate, Floating or Adjustable	190,814	169,815
Consumer [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	54,210	79,750
Interest Rate, Floating or Adjustable
Consumer [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	1,066,033	919,130
Interest Rate, Floating or Adjustable		11
Consumer [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	12,403	14,173
Interest Rate, Floating or Adjustable	166,457	163,791
Consumer [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Interest Rate, Fixed	11,916	19,113
Interest Rate, Floating or Adjustable	$ 24,357	$ 6,013

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses (Details) - Schedule of breakdown of outstanding loans by risk category - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	$ 312,190	$ 955,802
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	1,032,723	735,661
Loan balance classified by credit quality indicators, two years before latest fiscal year	703,512	447,470
Loan balance classified by credit quality indicators, three years before latest fiscal year	410,620	257,328
Loan balance classified by credit quality indicators, four years before latest fiscal year	238,717	195,538
Prior	484,686	344,363
Revolving	369,798	335,274
Revolving Converted to Term	1,386	1,927
Total	3,553,632	3,273,363
Current period gross write-offs 2023
Current period gross write-offs 2022	(200)
Current period gross write-offs 2021		(91)
Current period gross write-offs 2020	(28)
Current period gross write-offs 2019		(23)
Current period gross write-offs Prior	(10)	(32)
Current period gross write-offs Revolving	(405)	(339)
Current period gross write-offs Revolving Converted to Term
Current period gross write-offs Total	(643)	(485)
Current period gross write-offs 2018
Commercial [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	174,761	657,731
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	712,325	417,810
Loan balance classified by credit quality indicators, two years before latest fiscal year	397,981	245,037
Loan balance classified by credit quality indicators, three years before latest fiscal year	224,590	178,049
Loan balance classified by credit quality indicators, four years before latest fiscal year	166,586	154,207
Prior	364,968	257,246
Revolving	152,072	141,311
Revolving Converted to Term	1,386	1,927
Total	2,194,669	2,053,318
Commercial [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	13,921	49,539
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	73,632	55,129
Loan balance classified by credit quality indicators, two years before latest fiscal year	22,179	4,811
Loan balance classified by credit quality indicators, three years before latest fiscal year	9,897	247
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving Converted to Term
Total	119,629	109,726
Commercial [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	42,191	141,310
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	152,533	60,122
Loan balance classified by credit quality indicators, two years before latest fiscal year	52,294	31,756
Loan balance classified by credit quality indicators, three years before latest fiscal year	21,544	23,533
Loan balance classified by credit quality indicators, four years before latest fiscal year	19,491	35,743
Prior	59,166	33,151
Revolving	151,815	140,707
Revolving Converted to Term	1,219	1,790
Total	500,253	468,112
Commercial [Member] | Pass [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	13,921	48,420
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	72,528	55,129
Loan balance classified by credit quality indicators, two years before latest fiscal year	22,179	4,811
Loan balance classified by credit quality indicators, three years before latest fiscal year	9,897	247
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total	118,525	108,607
Commercial [Member] | Pass [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	41,808	136,489
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	136,635	57,804
Loan balance classified by credit quality indicators, two years before latest fiscal year	50,098	29,864
Loan balance classified by credit quality indicators, three years before latest fiscal year	19,637	21,808
Loan balance classified by credit quality indicators, four years before latest fiscal year	18,214	35,249
Prior	53,775	28,914
Revolving	144,671	136,337
Revolving Converted to Term	1,099	709
Total	465,937	447,174
Commercial [Member] | Watch [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		1,119
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	1,104
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total	1,104	1,119
Commercial [Member] | Watch [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	282	3,186
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	14,431	2,058
Loan balance classified by credit quality indicators, two years before latest fiscal year	1,955	1,318
Loan balance classified by credit quality indicators, three years before latest fiscal year	1,114	1,282
Loan balance classified by credit quality indicators, four years before latest fiscal year	913	179
Prior	3,958	3,074
Revolving	6,697	3,783
Revolving Converted to Term		439
Total	29,350	15,319
Commercial [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Special Mention [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	101	1,137
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	977	260
Loan balance classified by credit quality indicators, two years before latest fiscal year	77	386
Loan balance classified by credit quality indicators, three years before latest fiscal year	793	210
Loan balance classified by credit quality indicators, four years before latest fiscal year	211
Prior	234	252
Revolving		115
Revolving Converted to Term	98	642
Total	2,491	3,002
Commercial [Member] | Substandard [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Substandard [Member] | Business [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		498
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	490
Loan balance classified by credit quality indicators, two years before latest fiscal year	164	188
Loan balance classified by credit quality indicators, three years before latest fiscal year		233
Loan balance classified by credit quality indicators, four years before latest fiscal year	153	315
Prior	1,199	911
Revolving	447	472
Revolving Converted to Term	22
Total	2,475	2,617
Commercial [Member] | Owner occupied RE [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	38,310	183,931
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	182,390	123,133
Loan balance classified by credit quality indicators, two years before latest fiscal year	143,521	95,206
Loan balance classified by credit quality indicators, three years before latest fiscal year	83,583	69,957
Loan balance classified by credit quality indicators, four years before latest fiscal year	65,767	37,007
Prior	123,300	103,667
Revolving
Revolving Converted to Term	167
Total	637,038	612,901
Commercial [Member] | Owner occupied RE [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	38,310	169,083
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	178,722	122,654
Loan balance classified by credit quality indicators, two years before latest fiscal year	143,057	85,867
Loan balance classified by credit quality indicators, three years before latest fiscal year	67,509	66,299
Loan balance classified by credit quality indicators, four years before latest fiscal year	62,216	36,718
Prior	112,528	93,915
Revolving
Revolving Converted to Term	167
Total	602,509	574,536
Commercial [Member] | Owner occupied RE [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		14,648
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	3,482	479
Loan balance classified by credit quality indicators, two years before latest fiscal year	464	9,339
Loan balance classified by credit quality indicators, three years before latest fiscal year	16,074	3,658
Loan balance classified by credit quality indicators, four years before latest fiscal year	3,551
Prior	6,821	6,792
Revolving
Revolving Converted to Term
Total	30,392	34,916
Commercial [Member] | Owner occupied RE [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		200
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	186
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior	3,074	2,960
Revolving
Revolving Converted to Term
Total	3,260	3,160
Commercial [Member] | Owner occupied RE [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year		289
Prior	877
Revolving
Revolving Converted to Term
Total	877	289
Commercial [Member] | Non-owner occupied RE [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	80,339	282,951
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	303,770	179,426
Loan balance classified by credit quality indicators, two years before latest fiscal year	179,987	113,264
Loan balance classified by credit quality indicators, three years before latest fiscal year	109,566	84,312
Loan balance classified by credit quality indicators, four years before latest fiscal year	81,328	81,457
Prior	182,502	120,428
Revolving	257	604
Revolving Converted to Term		137
Total	937,749	862,579
Commercial [Member] | Non-owner occupied RE [Member] | Pass [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	79,567	281,890
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	302,942	169,599
Loan balance classified by credit quality indicators, two years before latest fiscal year	169,567	113,264
Loan balance classified by credit quality indicators, three years before latest fiscal year	109,566	59,550
Loan balance classified by credit quality indicators, four years before latest fiscal year	59,595	79,722
Prior	173,400	106,967
Revolving	257	604
Revolving Converted to Term		137
Total	894,894	811,733
Commercial [Member] | Non-owner occupied RE [Member] | Watch [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	772	1,061
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	828	9,491
Loan balance classified by credit quality indicators, two years before latest fiscal year	10,221
Loan balance classified by credit quality indicators, three years before latest fiscal year		10,683
Loan balance classified by credit quality indicators, four years before latest fiscal year	5,393	1,408
Prior	6,610	11,660
Revolving
Revolving Converted to Term
Total	23,824	34,303
Commercial [Member] | Non-owner occupied RE [Member] | Special Mention [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year		202
Loan balance classified by credit quality indicators, two years before latest fiscal year	199
Loan balance classified by credit quality indicators, three years before latest fiscal year		6,087
Loan balance classified by credit quality indicators, four years before latest fiscal year	8,267
Prior	878	930
Revolving
Revolving Converted to Term
Total	9,344	7,219
Commercial [Member] | Non-owner occupied RE [Member] | Substandard [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year		134
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year		7,992
Loan balance classified by credit quality indicators, four years before latest fiscal year	8,073	327
Prior	1,614	871
Revolving
Revolving Converted to Term
Total	9,687	9,324
Consumer [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	137,429	298,071
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	320,398	317,851
Loan balance classified by credit quality indicators, two years before latest fiscal year	305,531	202,433
Loan balance classified by credit quality indicators, three years before latest fiscal year	186,030	79,279
Loan balance classified by credit quality indicators, four years before latest fiscal year	72,131	41,331
Prior	119,718	87,117
Revolving	217,726	193,963
Revolving Converted to Term
Total	1,358,963	1,220,045
Consumer [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	9,798	41,138
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	35,606	34,039
Loan balance classified by credit quality indicators, two years before latest fiscal year	8,806	4,923
Loan balance classified by credit quality indicators, three years before latest fiscal year		315
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total	54,210	80,415
Consumer [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	126,664	252,899
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	281,782	280,407
Loan balance classified by credit quality indicators, two years before latest fiscal year	293,715	195,793
Loan balance classified by credit quality indicators, three years before latest fiscal year	184,521	77,376
Loan balance classified by credit quality indicators, four years before latest fiscal year	71,256	40,899
Prior	116,741	83,904
Revolving
Revolving Converted to Term
Total	1,074,679	931,278
Consumer [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving	180,856	179,300
Revolving Converted to Term
Total	180,856	179,300
Consumer [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	967	4,034
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	3,010	3,405
Loan balance classified by credit quality indicators, two years before latest fiscal year	3,010	1,717
Loan balance classified by credit quality indicators, three years before latest fiscal year	1,509	1,588
Loan balance classified by credit quality indicators, four years before latest fiscal year	875	432
Prior	2,977	3,213
Revolving	36,870	14,663
Revolving Converted to Term
Total	49,218	29,052
Consumer [Member] | Pass [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	9,798	41,138
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	35,606	34,039
Loan balance classified by credit quality indicators, two years before latest fiscal year	8,806	4,923
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total	54,210	80,100
Consumer [Member] | Pass [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	126,174	243,589
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	273,593	269,565
Loan balance classified by credit quality indicators, two years before latest fiscal year	283,538	189,075
Loan balance classified by credit quality indicators, three years before latest fiscal year	178,459	72,499
Loan balance classified by credit quality indicators, four years before latest fiscal year	66,468	39,042
Prior	108,094	76,172
Revolving
Revolving Converted to Term
Total	1,036,326	889,942
Consumer [Member] | Pass [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving	168,399	165,847
Revolving Converted to Term
Total	168,399	165,847
Consumer [Member] | Pass [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	923	3,894
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	2,643	3,038
Loan balance classified by credit quality indicators, two years before latest fiscal year	2,578	1,702
Loan balance classified by credit quality indicators, three years before latest fiscal year	1,505	1,534
Loan balance classified by credit quality indicators, four years before latest fiscal year	846	341
Prior	2,726	3,015
Revolving	36,718	14,465
Revolving Converted to Term
Total	47,939	27,989
Consumer [Member] | Watch [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Consumer [Member] | Watch [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	490	6,196
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	5,684	8,256
Loan balance classified by credit quality indicators, two years before latest fiscal year	7,877	3,847
Loan balance classified by credit quality indicators, three years before latest fiscal year	3,941	2,278
Loan balance classified by credit quality indicators, four years before latest fiscal year	2,058	494
Prior	4,098	3,671
Revolving
Revolving Converted to Term
Total	24,148	24,742
Consumer [Member] | Watch [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving	6,870	7,226
Revolving Converted to Term
Total	6,870	7,226
Consumer [Member] | Watch [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year	44	46
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	33	367
Loan balance classified by credit quality indicators, two years before latest fiscal year	352	15
Loan balance classified by credit quality indicators, three years before latest fiscal year	4	5
Loan balance classified by credit quality indicators, four years before latest fiscal year	1	16
Prior	167	175
Revolving	94	93
Revolving Converted to Term
Total	695	717
Consumer [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year		315
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total		315
Consumer [Member] | Special Mention [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		3,114
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	2,319	1,938
Loan balance classified by credit quality indicators, two years before latest fiscal year	1,663	2,644
Loan balance classified by credit quality indicators, three years before latest fiscal year	1,301	2,258
Loan balance classified by credit quality indicators, four years before latest fiscal year	2,407	955
Prior	2,799	2,639
Revolving
Revolving Converted to Term
Total	10,489	13,548
Consumer [Member] | Special Mention [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving	4,150	4,055
Revolving Converted to Term
Total	4,150	4,055
Consumer [Member] | Special Mention [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year		94
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	334
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year		44
Loan balance classified by credit quality indicators, four years before latest fiscal year	27	75
Prior	84	23
Revolving	51	96
Revolving Converted to Term
Total	496	332
Consumer [Member] | Substandard [Member] | Construction [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Consumer [Member] | Substandard [Member] | Real estate [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year	186	648
Loan balance classified by credit quality indicators, two years before latest fiscal year	637	227
Loan balance classified by credit quality indicators, three years before latest fiscal year	820	341
Loan balance classified by credit quality indicators, four years before latest fiscal year	323	408
Prior	1,750	1,422
Revolving
Revolving Converted to Term
Total	3,716	3,046
Consumer [Member] | Substandard [Member] | Home equity [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving	1,437	2,172
Revolving Converted to Term
Total	1,437	2,172
Consumer [Member] | Substandard [Member] | Other [Member]
Financing Receivable, Past Due [Line Items]
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year	80
Loan balance classified by credit quality indicators, three years before latest fiscal year		5
Loan balance classified by credit quality indicators, four years before latest fiscal year	1
Prior
Revolving	7	9
Revolving Converted to Term
Total	$ 88	$ 14

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	$ 3,553,632	$ 3,273,363
Total loans over 90 days past due	1,572	402
Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	2,223	611
Total loans over 90 days past due
Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	209	758
Total loans over 90 days past due
Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Total loans over 90 days past due
Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	4,315	2,627
Total loans over 90 days past due
Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	3,546,885	3,269,367
Total loans over 90 days past due
Commercial [Member] | Owner Occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	637,038	612,901
Commercial [Member] | Owner Occupied RE [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	637,038	612,901
Commercial [Member] | Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	937,749	862,579
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	440	119
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment		757
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,615	247
Commercial [Member] | Non-owner occupied RE [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	935,694	861,456
Commercial [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	119,629	109,726
Commercial [Member] | Construction [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Construction [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	119,629	109,726
Commercial [Member] | Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	500,253	468,112
Commercial [Member] | Business [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	347	24
Commercial [Member] | Business [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	27	1
Commercial [Member] | Business [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Commercial [Member] | Business [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	404	182
Commercial [Member] | Business [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	499,475	467,905
Consumer [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	54,210	80,415
Consumer [Member] | Construction [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Construction [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	54,210	80,415
Consumer [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,074,679	931,278
Consumer [Member] | Real Estate [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,210	330
Consumer [Member] | Real Estate [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Real Estate [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,228	1,099
Consumer [Member] | Real Estate [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,072,241	929,849
Consumer [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	180,856	179,300
Consumer [Member] | Home Equity [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	226	50
Consumer [Member] | Home Equity [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	182
Consumer [Member] | Home Equity [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	1,068	1,099
Consumer [Member] | Home Equity [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	179,380	178,151
Consumer [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	49,218	29,052
Consumer [Member] | Other [Member] | Accruing 30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment		88
Consumer [Member] | Other [Member] | Accruing 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Other [Member] | Accruing 90 Days or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Other [Member] | Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment
Consumer [Member] | Other [Member] | Accruing Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loan balances by payment	$ 49,218	$ 28,964

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	$ 2,194,669	$ 2,053,318
Total consumer	1,358,963	1,220,045
Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	957	308
Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	3,358	2,319
Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total nonaccrual loans	4,315	2,627
Owner Occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	637,038	612,901
Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	937,749	862,579
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	119,629	109,726
Total consumer	54,210	80,415
Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	500,253	468,112
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	1,074,679	931,278
Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	180,856	179,300
Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	49,218	29,052
Commercial [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	549	114
Commercial [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	1,470	315
Commercial [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	2,019	429
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Owner Occupied RE [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	379	114
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	1,236	133
Commercial [Member] | Non-owner occupied RE [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	1,615	247
Commercial [Member] | Construction [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Construction [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Construction [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial
Commercial [Member] | Business [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	170
Commercial [Member] | Business [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	234	182
Commercial [Member] | Business [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial	404	182
Consumer [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	408	194
Consumer [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	1,888	2,004
Consumer [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	2,296	2,198
Consumer [Member] | Construction [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer
Consumer [Member] | Construction [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer
Consumer [Member] | Construction [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	227
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	1,001	1,099
Consumer [Member] | Real Estate [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	1,228	1,099
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	181	194
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	887	905
Consumer [Member] | Home Equity [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer	1,068	1,099
Consumer [Member] | Other [Member] | Nonaccrual Loans With No Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer
Consumer [Member] | Other [Member] | Nonaccrual Loans With An Allowance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer
Consumer [Member] | Other [Member] | Total Nonaccrual Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Receivables [Abstract]
Nonaccrual loans	$ 4,315	$ 2,627
Other real estate owned
Total nonperforming assets	$ 4,315	$ 2,627
Nonperforming assets as a percentage of:
Total assets	0.11%	0.07%
Gross loans	0.12%	0.08%
Total loans over 90 days past due	$ 1,572	$ 402
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings		$ 4,503

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans - Commercial [Member] $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2023 USD ($)	Sep. 30, 2023 USD ($)
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Amortized Cost Basis	$ 329	$ 329
Percentage of Total Loan Type	0.07%	0.07%
Financial Effect, description	Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.	Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses	$ (500)	$ 950	$ 2,235	$ 3,830
Commercial [Member] | Owner Occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	5,896	4,829	5,867	4,700
Provision for credit losses	300	476	329	918
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	6,196	5,305	6,196	5,305
Adjustment for CECL				(313)
Commercial [Member] | Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	11,584	10,010	10,376	10,518
Provision for credit losses	(247)	(1,595)	1,138	(2,436)
Loan charge-offs	(1)		(209)
Loan recoveries	154	1,540	185	1,540
Net loan recoveries (charge-offs)	153	1,540	(24)	1,540
Balance, end of period	11,490	9,955	11,490	9,955
Adjustment for CECL				333
Commercial [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	1,331	1,060	1,292	625
Provision for credit losses	(34)	(82)	5	199
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	1,297	978	1,297	978
Adjustment for CECL				154
Commercial [Member] | Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	8,152	6,717	7,861	4,887
Provision for credit losses	(148)	875	120	1,558
Loan charge-offs	(42)		(43)	(55)
Loan recoveries	13	51	37	196
Net loan recoveries (charge-offs)	(29)	51	(6)	141
Balance, end of period	7,975	7,643	7,975	7,643
Adjustment for CECL				1,057
Consumer [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	684	851	893	578
Provision for credit losses	(102)	41	(311)	184
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	582	892	582	892
Adjustment for CECL				130
Consumer [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	10,395	7,992	9,487	7,083
Provision for credit losses	191	782	1,099	1,985
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period	10,586	8,774	10,586	8,774
Adjustment for CECL				(294)
Consumer [Member] | Home Equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	2,521	2,442	2,551	1,697
Provision for credit losses	(20)	3	278	575
Loan charge-offs			(389)	(339)
Loan recoveries	2	8	63	82
Net loan recoveries (charge-offs)	2	8	(326)	(257)
Balance, end of period	2,503	2,453	2,503	2,453
Adjustment for CECL				438
Consumer [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	542	291	312	320
Provision for credit losses	(40)	25	192	92
Loan charge-offs			(2)	(91)
Loan recoveries		1		1
Net loan recoveries (charge-offs)		1	(2)	(90)
Balance, end of period	502	317	502	317
Adjustment for CECL				(5)
Commercial & Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance, beginning of period	41,105	34,192	38,639	30,408
Provision for credit losses	(100)	525	2,850	3,075
Loan charge-offs	(43)		(643)	(485)
Loan recoveries	169	1,600	285	1,819
Net loan recoveries (charge-offs)	126	1,600	(358)	1,334
Balance, end of period	$ 41,131	$ 36,317	$ 41,131	$ 36,317
Net recoveries to average loans (annualized)	(0.01%)	(0.22%)	0.01%	(0.06%)
Allowance for credit losses to gross loans	1.16%	1.20%	1.16%	1.20%
Allowance for credit losses to nonperforming loans	953.25%	1,388.87%	953.25%	1,388.87%
Adjustment for CECL				$ 1,500

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans of the company - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	$ 1,720	$ 545
Business assets
Other
Total	1,720	545
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	1,152	144
Business assets
Other
Total	1,152	144
Commercial [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate
Business assets
Other
Total
Commercial [Member] | Business [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	244	30
Business assets
Other
Total	244	30
Commercial [Member] | Owner Occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate
Business assets
Other
Total
Commercial [Member] | Non-owner occupied RE [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	908	114
Business assets
Other
Total	908	114
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	568	401
Business assets
Other
Total	568	401
Consumer [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate
Business assets
Other
Total
Consumer [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	386	207
Business assets
Other
Total	386	207
Consumer [Member] | Home equity [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate	182	194
Business assets
Other
Total	182	194
Consumer [Member] | Other [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Real estate
Business assets
Other
Total

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments - Allowance For Credit Losses Unfunded Loan Commitments [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Balance, beginning of period	$ 2,565	$ 2,330	$ 2,780
Adjustment for adoption of CECL				2,000
Provision for (reversal of) credit losses	(400)	425	(615)	755
Balance, end of period	2,165	2,755	2,165	2,755
Unfunded Loan Commitments	$ 780,581	$ 840,912	$ 780,581	$ 840,912
Reserve for Unfunded Commitments to Unfunded Loan Commitments	0.28%	0.33%	0.28%	0.33%

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses (Details Narrative) - USD ($)	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Net of deferred loan fees and costs	$ 7,100,000	$ 7,100,000		$ 7,300,000
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.13%	0.13%		0.11%
Accrued interest		$ 35,000	$ 16,000
Provision for credit losses	$ 100,000	2,900,000
Loan growth	126,000	280,300,000
Allowance for credit losses for loan commitments	$ 2,200,000	$ 2,200,000		$ 2,800,000
Commercial [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.05%	0.05%		0.03%
Consumer [Member]
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]
Part of loans of 30 days or more past due as a percentage of total loan portfolio	0.08%	0.08%		0.08%

Derivative Financial Instrume_3

Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment - Fixed Rate Asset [Member] - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Derivative Instruments, Gain (Loss) [Line Items]
Carrying Amount	[1]	$ 206,250
Hedged Asset	[1]	$ 6,250
[1]These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of September 30, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $ 729.5 6.3 200.0

Derivative Financial Instrume_4

Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2022
Fair value swap [Member]
Derivatives designated as hedging instruments:
Derivative financial instruments, notional amount	$ 200,000
Balance Sheet Location, description	Other assets
Derivative Asset/(Liability), Fair Value	$ 6,250
Mortgage loan interest rate lock commitments [Member]
Derivatives designated as hedging instruments:
Derivative financial instruments, notional amount	$ 16,401	$ 6,793
Balance Sheet Location, description	Other assets	Other assets
Derivative Asset/(Liability), Fair Value	$ 160	$ 49
MBS forward sales commitments [Member]
Derivatives designated as hedging instruments:
Derivative financial instruments, notional amount	$ 10,000	$ 5,750
Balance Sheet Location, description	Other assets	Other assets
Derivative Asset/(Liability), Fair Value	$ 38	$ 27
Total derivative financial instruments [Member]
Derivatives designated as hedging instruments:
Derivative financial instruments, notional amount	226,401	12,543
Derivative Asset/(Liability), Fair Value	$ 6,448	$ 76

Derivative Financial Instrume_5

Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Gain (loss) on fair value hedging relationship:
Hedged asset	$ 3,500		$ 6,250
Fair value derivative designated as hedging instrument	(3,501)		(6,285)
Total gain (loss) recognized in interest income on loans	$ (1)		$ (35)

Derivative Financial Instrume_6

Derivative Financial Instruments (Details Narrative) - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
Interest Rate Swap [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Accrued interest receivable related to interest rate swap	$ 280
Designated as Hedging Instrument [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amortized cost basis of closed portfolio hedging	729,500
Cumulative basis adjustment hedging	6,300
Amount of designated hedging item	$ 200,000
Pay-Fixed Portfolio [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Total notional amount		$ 200,000

Fair Value Accounting (Details)

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Corporate bonds	$ 1,850	$ 1,883
US treasuries	25,603	871
US government agencies	18,724	10,617
State and political subdivisions	18,310	18,906
Asset-backed securities	29,641	6,229
Mortgage-backed securities	49,907	54,841
Mortgage loans held for sale	7,117	3,917
Mortgage loan interest rate lock commitments	160	49
MBS forward sales commitments	38	27
Derivative asset	6,250
Total assets measured at fair value on a recurring basis	157,600	97,340
Level 1 [Member]
Assets
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments
Derivative asset
Total assets measured at fair value on a recurring basis
Level 2 [Member]
Assets
Corporate bonds	1,850	1,883
US treasuries	25,603	871
US government agencies	18,724	10,617
State and political subdivisions	18,310	18,906
Asset-backed securities	29,641	6,229
Mortgage-backed securities	49,907	54,841
Mortgage loans held for sale	7,117	3,917
Mortgage loan interest rate lock commitments	160	49
MBS forward sales commitments	38	27
Derivative asset	6,250
Total assets measured at fair value on a recurring basis	157,600	97,340
Level 3 [Member]
Assets
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments
Derivative asset
Total assets measured at fair value on a recurring basis

Fair Value Accounting (Detail_2

Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Individually evaluated loans	$ 4,581	$ 4,500
Total assets measured at fair value on a nonrecurring basis	4,581	4,500
Level 1 [Member]
Assets
Individually evaluated loans
Total assets measured at fair value on a nonrecurring basis
Level 2 [Member]
Assets
Individually evaluated loans	957	429
Total assets measured at fair value on a nonrecurring basis	957	429
Level 3 [Member]
Assets
Individually evaluated loans	3,624	4,071
Total assets measured at fair value on a nonrecurring basis	$ 3,624	$ 4,071

Fair Value Accounting (Detail_3

Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements	9 Months Ended
	Sep. 30, 2023
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Valuation Technique	Appraised Value/ Discounted Cash Flows
Significant Unobservable Inputs	Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal
Minimum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range of Inputs	0%
Maximum [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Range of Inputs	25%

Fair Value Accounting (Detail_4

Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments - USD ($) $ in Thousands		Sep. 30, 2023	Dec. 31, 2022
Financial Assets:
Other investments, at cost, Carrying Amount		$ 19,600	$ 10,833
Other investments, at cost, Fair Value		19,600	10,833
Loans, Carrying Amount	[1]	3,506,372	3,227,455
Loans, Fair Value	[1]	3,221,087	3,057,891
Financial Liabilities:
Deposits, Carrying Amount		3,347,771	3,133,864
Deposits, Fair Value		2,957,882	2,717,900
Subordinated debentures, Carrying Amount		36,295	36,214
Subordinated debentures, Fair Value		40,820	39,885
Level 1 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
Level 2 [Member]
Financial Assets:
Other investments, at cost, Fair Value
Loans, Fair Value	[1]
Financial Liabilities:
Deposits, Fair Value		2,957,882	2,717,900
Subordinated debentures, Fair Value		40,820	39,885
Level 3 [Member]
Financial Assets:
Other investments, at cost, Fair Value		19,600	10,833
Loans, Fair Value	[1]	3,221,087	3,057,891
Financial Liabilities:
Deposits, Fair Value
Subordinated debentures, Fair Value
[1]Carrying amount is net of the allowance for credit losses and individually evaluated loans.

Leases (Details) - Schedule of

Leases (Details) - Schedule of maturities of lease liabilities $ in Thousands	Sep. 30, 2023 USD ($)
Leases
2023	$ 516
2024	2,099
2025	2,157
2026	2,210
2027	2,268
Thereafter	22,202
Total undiscounted lease payments	31,452
Discount effect of cash flows	6,468
Total lease liability	$ 24,984

Leases (Details Narrative)

Leases (Details Narrative) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022	Dec. 31, 2022
Leases
Property and equipment	$ 22,600,000		$ 22,600,000		$ 23,600,000
Lease liabilities	$ 25,000,000		$ 25,000,000		$ 25,800,000
Weighted average remaining life of lease term	6 years 1 month 28 days		6 years 1 month 28 days
Weighted average discount rate	2.29%		2.29%
Operating lease costs	$ 597,000	$ 582,000	$ 1,800,000	$ 2,100,000

Earnings Per Common Share (Deta

Earnings Per Common Share (Details) - Schedule of earnings per share computations - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Numerator:
Net income available to common shareholders	$ 4,098	$ 8,413	$ 9,259	$ 23,623
Denominator:
Weighted-average common shares outstanding – basic	8,052,926	7,972,146	8,043,410	7,954,025
Common stock equivalents	19,482	92,941	34,420	117,963
Weighted-average common shares outstanding – diluted	8,072,408	8,065,087	8,077,830	8,071,988
Earnings per common share:
Basic	$ 0.51	$ 1.06	$ 1.15	$ 2.97
Diluted	$ 0.51	$ 1.04	$ 1.15	$ 2.93

Earnings Per Common Share (De_2

Earnings Per Common Share (Details Narrative) - shares	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Earnings per common share
Computing diluted earnings per common share	351,746	162,060